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#667: Home prices have outpaced wages for more than a decade, and first-time buyers are stretching further every year. Now a new idea is entering the conversation, the 50-year mortgage. It promises lower monthly payments, yet it reshapes everything from equity growth to long-term risk. In this episode we sit down with Karsten Jeske, PhD, CFA from Early Retirement Now, a former Federal Reserve economist known for forensic financial modeling. Together we walk through when a 50-year mortgage might make sense, when it clearly does not, and why the math is rarely as simple as “higher payment versus lower payment.” We also dig into how ultra-long mortgages could push home prices even higher, and what this means for today's buyers and tomorrow's retirees. If you've wondered whether extended loan terms offer real affordability or just disguise the cost, this conversation gives you a clearer lens. Key Takeaways Why stretching to a 50-year mortgage can look affordable on paper yet leave you with far slower equity growth in the years that matter most. The few cases where a longer mortgage term can support a deliberate strategy, such as freeing cash flow to invest, and why this only works for certain borrowers. How inflation, appreciation, and opportunity cost change the “true” math behind 30-year versus 50-year loans. Why ultra-long mortgages may raise home prices more than they help buyers and what this means for generational wealth. How late-life mortgage decisions, downsizing, and step-up in basis reshape your legacy far more than the length of the loan itself. Resources and Links Early Retirement Now blog, Karsten's research and mortgage modeling. Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) 50-year mortgage debate begins (02:52) Karsten says it expands options for sophisticated investors (05:42) Paula focuses on owner-occupants who can't afford houses (11:03) Equity difference: $80K vs $20K after 10 years (18:26) Lower payments could fund other investments (25:17) Lenders package mortgages for institutional investors (29:18) US doesn't issue 100-year bonds despite stability (34:00) Small term premiums create huge returns (43:31) Paying more interest isn't automatically bad (48:08) First-time buyers now average age 40 (56:08) Geographic arbitrage enables mortgage payoff (01:00:20) 50-year mortgages could inflate home prices (01:04:51) Supply constraints drive housing affordability crisis (01:07:29) Fed might pause rate cuts in December Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome back to The Cashflow Project! In this episode, we're joined by Marcy Sagel, founder and principal of MSA Interiors, a leading commercial interior design firm specializing in multifamily, student housing, senior living, and affordable housing projects nationwide. With over 25 years of experience, Marcy shares her journey from discovering design as a teenager to building a successful firm through multiple market cycles. We dive into the role of design in real estate, the importance of mentorship and adaptability, and how diversification and thoughtful planning lead to long-term success. Whether you're an investor, entrepreneur, or passionate about real estate and design, this episode is full of insight and inspiration. [00:00] "Design Journey and Insights" [04:55] "Efficient Project Documentation Tips" [09:55] "Reflections on Construction Projects" [12:55] "Impactful Project Visualization Tactics" [16:06] "Outdoor Space Design Insights" [20:09] Space Planning for Long-Term Durability [20:56] Long-Term Project Functionality Planning [24:51] Development Delays and Partnerships [30:01] Geographic and Strategy Diversification [32:22] "Lesson Learned Through Diversification" [35:11] "Entrepreneurship and Importance of Community" [37:14] Adaptable Strategies for Entrepreneurs Connect with Marcy Sagel! Website LinkedIn Instagram Connect with The Cashflow Project! Website LinkedIn YouTube Facebook Instagram
This is a PSA and reminder for us all that sometimes changing our circumstances (like through a move, leaving our job or a relationship etc) really is the most compassionate, wise, and liberating choice…and sometimes it's just changing what our suffering looks like on a superficial level. I'll share my own story of leaving Alaska for Spain and jam on how to know when it's helpful to change our environment and when it's not. Plus, we'll explore how Buddhist psychology can help us discern whether to stay or go.In this episode, you will learn://The myth of the “geographical cure,” and why moving abroad rarely delivers the fresh start people imagine// Why the mind always travels with us.// How to tell the difference between suffering created by our environment and suffering created by our internal patterns.// When changing circumstances is a wise, life-supporting choice, and when it becomes avoidance in disguise.// What Buddhist teachings on emptiness and perception show us about our relationship to place.// How trauma science and positive psychology explain the limits of “starting over.”// A simple reflection practice to help you discern whether you need an internal shift, an external shift, or both.Resources:// Episode 28: Practical Emptiness// Episode 29: Should I Stay or Should I Go?// Episode 202: The Healing Power of Emptiness// If you're new to the squad, grab the Rebel Buddhist Toolkit I created at RebelBuddhist.com. It has all you need to start creating a life of more freedom, adventure, and purpose. You'll also get access to the Rebel Buddhist private group, and tune in every Wednesday as I go live with new inspiration and topics.// Want something more self-paced with access to weekly group support and getting coached by yours truly? Check out Freedom School – the community for ALL things related to freedom, inside and out. We dive into taking wisdom and applying it to our daily lives, with different topics every month. Learn more at JoinFreedomSchool.com. I can't wait to see you there!// Have you benefited from even one episode of the Rebel Buddhist Podcast? I'd love it if you could leave a 5-star review on iTunes by clicking here or on Spotify by clicking here.
John Bailey Jones and Urvi Neelakantan discuss the decline in the movement of workers from one place to another, and possible explanations and policy solutions for the decline. Jones is vice president of microeconomic analysis and Neelakantan is a senior policy economist, both at the Federal Reserve Bank of Richmond. Full transcript and related links: https://www.richmondfed.org/podcasts/speaking_of_the_economy/2025/speaking_2025_12_03_geographic_mobility
Timecodes: 0:00 Start 00:43 Secret Lives of Mormon Wives' Fruity Pebbles Rumor 15:05 Post KFC Radio Ending Announcement Thoughts 25:51 Funny weekend stories 42:43 Joe Budden Podcast "Shoutout" 45:37 Joe Budden Show KFC Radioi "Shoutout": https://open.spotify.com/episode/26q3wiSzxgD1GUpY37S0Uo 52:18 TV Recaps 01:30:46 Looking back on the start of KFC Radio +++++++++++++++++++++++++++++++++++++++++ Gametime: Download the Gametime app today and use code KFC for $20 off your first purchase Bluechew: Use promo code KFC at https://bluechew.com for your first month FREE Kraken: Kraken: Offer begins November 5th 18:00 UTC and ends December 3rd 23:59:59 UTC. Opt-in required via the Kraken app. One entry per $1 traded on Kraken. 1,000,000 entry cap per user. Geographic restrictions apply. Terms apply: https://kraken.com/legal/bitcoin-sweepstakes-terms. PHX: USE PROMO CODE BARSTOOL5 FOR $5 OFF YOUR ORDER AT DRINKPHX.COM Aura Frames: Exclusive $35 off Carver Mat at https://on.auraframes.com/KFC. Promo Code KFCYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/kfcr
Ukraine as Buffer State — Mary Kissel — Kissel articulates core U.S. strategic interests in Ukraine beyond ideological commitments: Ukraine's role as a critical geographic buffer against Russian expansion into Western Europeand its status as a major agricultural producer essential for global food security and economic stability. Kissel defends U.S. diplomatic engagement with Syrian leader Al-Sharaa, arguing that countering Russian regional influence in Syriajustifies negotiating with new Damascus authorities. Kissel expresses skepticism regarding whether Al-Sharaa will fulfill counter-terrorism commitments following receipt of U.S. sanctions relief, highlighting the perennial tension between incentivizing behavioral change and verification of compliance. 1854 ODESSA
Today, we'll be tackling the future of prostate cancer care. We'll be reflecting on what prostate cancer care means in practice, how the way we think about the disease is shifting, and must continue to shift in the years ahead. Scientific advances have transformed treatment in recent years, yet the lived reality of prostate cancer still extends far beyond the clinic. The disease reshapes daily life, and may leave men and their families grappling with difficult choices about how best to manage it. Dr. Güneş Taylor is joined by three key voices at the centre of this story, following the prostate cancer journey from diagnosis through to long-term management, and asking how patients and clinicians can work together to re-think what patient-centred care could mean in the years to come. This episode is brought to you in collaboration with Bayer, part of their Prostate Cancer Perspectives series. PP-UN-ONC-GB-0168. November 2025 References Bray F, et al. Global cancer statistics 2022: GLOBOCAN estimates of incidence and mortality worldwide for 36 cancers in 185 countries. CA Cancer J Clin. 2024;74(3):229-263 (Prostate cancer is the second most common cancer in men and the fifth leading cause of cancer death worldwide) James D, et al. The Lancet Commission on prostate cancer: planning for the surge in cases. Lancet. 2024;403(10437):1683–1722 (Each year, around 1.5 million men are diagnosed and nearly 400,000 lose their lives to the disease.1 And the numbers are rising. Diagnoses are projected to double from 1.4 million annually in 2020 to 2.9 million by 2040) Siegel RL, et al. Cancer statistics, 2022. Ca Cancer J Clin. 2022;72:7–33 (In the U.S., the proportion of men diagnosed with advanced-stage prostate cancer has doubled in recent years, due to increasing incidence of advanced-stage disease and changing guidelines regarding the prostate specific antigen screening test, implemented in the U.S. in 2012) Dodkins J, et al. Geographic, socioeconomic and demographic inequalities in the incidence of metastatic prostate cancer at time of diagnosis in England: a population based evaluation. BMJ Oncology. 2025;4:e000643 (In England, nearly one in five men only receive a diagnosis once their cancer has spread) Calvo-Schimmel A, et al. Supportive care interventions and quality of life in advanced disease prostate cancer survivors: An integrative review of the literature. Can Oncol Nurs J. 2021;31(4):412-429 (Advanced prostate cancer is often associated with long-term challenges leading to greater levels of unmet needs in supportive care) Learn more about your ad choices. Visit podcastchoices.com/adchoices
Building a new wine category is not something that is easy to plan. It often is more like a startup, where belief in the product and market is just as critical as a defined strategy. That's how Luisa Amorim, CEO of Amorim Family Estates, launched Mirabilis into being an iconic still white wine of the Douro Valley. She outlines priority markets, views on scores and social media, and her belief in word of mouth marketing. Detailed Show Notes: Luisa's background: hospitality, marketing; started in the family business at 23; spent 3 years in a global rotation programAmorim Family Estates3 regions in Portugal (Douro, Dao, Alentejo)Each property has its own winery and team and does hospitality with a culture and food componentDivision of bigger Amorim cork company and familyMirabilis (part of Quinta Nova)Produced white wine from the beginning (2000)First an unoaked white, then a reserve, then Mirabilis (Latin for “marvelous”)White was not popular in Portugal at the time, production processes were not set up for whitesTook 2 years of experimentation, 1st vintage 2011 (2,000 bottles)Whites still have pricing barriers vs redsDouro white differentiation: close to Atlantic, schist soils, native grapes, and blendingIntroducing Douro whites: older people were harder to get on board, younger were more open to explorationNeed to have belief in product and its viability over having a detailed marketing planMarketing focus has been on teaching Portuguese wines (including culture and traditions)Geographic focus for MirabilisPortugal 1st - need to be well respected in the home countrySwitzerland, Benelux (lots of Michelin Star restaurants)Not Scandinavia (targeting higher end of the market)Brazil (speak Portuguese)USA, Canada5 people, based in Portugal, work internationally; travel 3-5x/year to each marketWhile design and packaging, price positioning are important, the sales team and their relationships are critical in the wine industryHaving a good wine is more important than press or reviews, people are paying less attention to reviewsConsumers now look at peers and friends for recommendations and they need to trust the wine producerSocial media - “should be doing more” - hiring younger people into marketingWine marketing needs to capture the “soul” of the wineMake things simpler, less technical talkMore provocative, “sexy” vs saying the same thing all wineries sayHas not done any paid advertisingRelies on word of mouth (people taste, buy, and talk) and partnerships Hosted on Acast. See acast.com/privacy for more information.
Vision loss is never a purely clinical journey. As Dr. Jennifer Lyerly shares at the start of this Defocus Media episode, geographic atrophy affects patients emotionally, socially, and psychologically. Optometrists, therefore, play a central role in offering meaningful support throughout the entire geographic atrophy experience—especially as new treatment options, including Izervay, enter the landscape.
Will Angus | Son of a Boy Dad #354 -- #Ad: Download the Gametime app today and use code BOYDAD for $20 off your first purchase -- #Ad: Get $10 off your first month's subscription and free shipping when you go to https://Nutrafol.com and enter the promo code BOYDAD. -- #Ad: Kraken: Offer begins November 5th 18:00 UTC and ends December 3rd 23:59:59 UTC. Opt-in required via the Kraken app. One entry per $1 traded on Kraken. 1,000,000 entry cap per user. Geographic restrictions apply. Terms apply: https://kraken.com/legal/bitcoin-sweepstakes-terms. -- #Ad: GAMBLING PROBLEM? CALL 1-800-GAMBLER, (800) 327-5050 or visit gamblinghelplinema.org (MA). Call 877-8-HOPENY/text HOPENY (467369) (NY). Please Gamble Responsibly. 888-789-7777/visit ccpg.org (CT), or visit www.mdgamblinghelp.org (MD). 21+ and present in most states. (18+ DC/KY/NH/WY). Void in ONT/OR/NH. Eligibility restrictions apply. On behalf of Boot Hill Casino & Resort (KS). Pass-thru of per wager tax may apply in IL. 1 per new customer. Must register new account to receive reward Token. Must select Token BEFORE placing min. $5 bet to receive $200 in Bonus Bets if your bet wins. Min. -500 odds req. Token and Bonus Bets are single-use and non-withdrawable. Token expires 1/11/26. Bonus Bets expire in 7 days (168 hours). Stake removed from payout. Terms: sportsbook.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK. -- Follow us on our socials: https://linktr.ee/sonofaboydad -- Merch: https://store.barstoolsports.com/collections/son-of-a-boy-dad -- SUBSCRIBE TO THE YOUTUBE #SonOfABoyDad #BarstoolSportsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/sonofaboydad
CRE Exchange: Commercial Real Estate, Property Valuations, Real Estate Analytics and Property Tax
Our hosts, Omar Eltorai and Cole Perry, unpack an unexpectedly strong Q3 2025, one that defied seasonal norms and signaled potential momentum building across US commercial real estate. They break down what drove transaction growth, why large deals may have returned, and how pricing trends varied across sectors and major metros. Tune into this data-rich recap for valuable context heading into year-end.Key Moments:00:50 Overview of Q3 2025 and market environment01:28 Macroeconomic trends and Federal Reserve actions04:44 Credit and equity market performance09:13 US CRE investment and transaction market in Q311:54 Detailed analysis of CRE pricing and pacing trends20:20 Geographic differences in CRE market performance25:46 Surprising trends and insights from Q3 dataResources Mentioned:Q3 2025 US CRE Investment and Transactions Quarterly report - https://www.altusgroup.com/featured-insights/cre-transactions/Email us: altusresearch@altusgroup.comThanks for listening to the “CRE Exchange” podcast, powered by Altus Group. If you enjoyed this episode, please leave a review to help get the word out about the show. And be sure to subscribe so you never miss another insightful conversation.#CRE #CommercialRealEstate #Property
Check the episode transcript hereABOUT SCOTT SAUNDERS Scott Saunders is a Senior Vice President with Asset Preservation, Inc. (API), A subsidiary of Steward Information Services Corporation. Scott has an extensive background in IRC §1031 exchanges, having been involved in hundreds of thousands of 1031 exchanges during his 37 years in the exchange industry. Mr. Saunders presents classes on advanced §1031 exchange strategies to accountants, attorneys, financial advisors, real estate brokers and principals. Mr. Saunders received his bachelor degree in Business Economics from the University of California at Santa Barbara. THIS TOPIC IN A NUTSHELL: Understanding the Basics of 1031 Exchanges What qualifies as a "like-kind" property? Why 1031 exchanges are a key tool in deferring capital gains tax The role and importance of a Qualified Intermediary The 45-day identification window explained The 180-day completion requirement How to identify replacement properties Trading up from residential to commercial or multifamily Simplifying your portfolio through consolidation Geographic diversification to manage risk Reverse and build-to-suit exchanges The most common mistakes investors make during a 1031 Why early planning is crucial for a successful transaction Growing interest in DSTs (Delaware Statutory Trusts) How inflation and rising interest rates are changing investor strategy Regional investment shifts and institutional-style diversification Final Takeaways Connect with Scott KEY QUOTE: “Deferred taxes are dollars you can reinvest — and that's how portfolios grow faster." ABOUT THE WESTSIDE INVESTORS NETWORK The Westside Investors Network is your community for investing knowledge for growth. For real estate professionals by real estate professionals. This show is focused on the next step in your career... investing, for those starting with nothing to multifamily syndication. The Westside Investors Network strives to bring knowledge and education to real estate professionals that is seeking to gain more freedom in their life. The host AJ and Chris Shepard, are committed to sharing the wealth of knowledge that they have gained throughout the years to allow others the opportunity to learn and grow in their investing. They own Uptown Properties, a successful Property Management, and Brokerage Company. If you are interested in Property Management in the Portland Metro or Bend Metro Areas, please visit www.uptownpm.com. If you are interested in investing in multifamily syndication, please visit www.uptownsyndication.com. #1031Exchange #Reverse1031 #RealEstateInvesting #RealEstateInvestor #TaxStrategy #RealEstateTaxBenefits #RealEstatePortfolio #InvestmentProperty #ReverseExchange #CashFlowRealEstate #PassiveIncome #WealthBuilding #BuildWealth #ScaleYourPortfolio #RealEstateEducation #RentalPropertyInvesting #LongTermInvesting #WealthStrategy #GenerationalWealth #AssetProtection #TaxDeferral #PropertyInvesting #RealEstateTips #InvestorMindset #FinancialFreedom #RealEstateTaxes #CostSegregation #BonusDepreciation #SmartInvesting #RealEstateGrowth CONNECT WITH SCOTT: LinkedIn: https://www.linkedin.com/in/scott-r-saunders-6278273 CONNECT WITH US For more information about investing with AJ and Chris: · Uptown Syndication | https://www.uptownsyndication.com/ · LinkedIn | https://www.linkedin.com/company/71673294/admin/ For information on Portland Property Management: · Uptown Properties | http://www.uptownpm.com · Youtube | @UptownProperties Westside Investors Network · Website | https://www.westsideinvestorsnetwork.com/ · Twitter | https://twitter.com/WIN_pdx · Instagram | @westsideinvestorsnetwork · LinkedIn | https://www.linkedin.com/groups/13949165/ · Facebook | @WestsideInvestorsNetwork · Tiktok| @WestsideInvestorsNetwork · Youtube | @WestsideInvestorsNetwork
We discuss with Dr. Rajesh C. Rao, Leonard Miller Professor of Ophthalmology, Kellogg Eye Center, University of Michigan, the results of a Phase I trial exploring the use of stem cells injected subretinally in eyes with geographic atrophy. The results are promising.
MishiPay has scaled from processing $10 million to over $250 million in annual transactions by abandoning product purity for market pragmatism. What started as a mobile-first scan-and-go solution evolved into a comprehensive checkout platform spanning self-checkout kiosks, RFID systems, mobile POS, and traditional cash registers—now deployed across 2,000+ stores in North America, Europe, the Middle East, and Australia. In this episode of Category Visionaries, we sat down with Mustafa Khanwala, CEO and Founder of MishiPay, to dissect why the "inferior" product often wins in retail tech, how trust-building mechanics differ fundamentally across geographies, and what it actually takes to maintain startup agility at enterprise scale. Topics Discussed: The seven-year journey from consumer mobile app to B2B checkout infrastructure Why MishiPay nearly failed by over-indexing on superior UX instead of adoption curves The 2022 pivot that unlocked triple-digit revenue growth with flat headcount How checkout solution requirements vary by customer visit frequency (weekly grocery vs. annual travel retail) Trust-building in enterprise sales: face-to-face requirements in Middle Eastern markets vs. video-first Western sales cycles Delivering two-week go-live timelines and 10-minute UI changes while maintaining 99.9999% uptime AI integration strategy: internal efficiency first, then customer-facing analytics and autonomous POS management GTM Lessons For B2B Founders: Adoption friction kills better products: Mustafa spent years refusing to build self-checkout because scan-and-go was objectively superior UX. The company nearly died defending this position. "Should we have started on some of our other products in 2019 instead of 2022? Probably." The lesson isn't about building inferior products—it's about understanding that customers evaluate "better" through implementation risk, training overhead, and behavior change required. B2B founders must map the gap between current state and ideal state, then build the bridge products that de-risk each transition step, even if those bridges feel like compromises. Customer frequency determines viable solution complexity: Scan-and-go requires significant user education investment that only generates ROI with weekly-plus usage. In travel retail where 70-80% of customers visit 1-2x annually, that education cost never pays back. MishiPay now matches solution types to visit patterns: scan-and-go for high-frequency grocery, staff-assisted mobile POS for low-frequency travel retail, RFID self-checkout for mid-frequency fashion. B2B founders should calculate the learning curve payback period against actual usage frequency—if users won't encounter your product enough times to justify the learning investment, you need a different entry point regardless of how good the end-state experience is. Enterprise stability with startup agility is a wedge, not a platitude: Every vendor claims this. MishiPay operationalizes it through specific SLAs: two-week store go-lives, 10-minute button changes, two-day promotion additions, two-week payment method integration—all while maintaining 99.9999% uptime that enterprise POS demands. This isn't about "moving fast," it's about architecture decisions that enable rapid customization without stability trade-offs (mobile-first, cloud-native, API-driven). B2B founders should define their agility claims in measurable timelines and uptime guarantees, not adjectives. If you can't operationalize "flexibility" into specific hours or days for changes, it's not a differentiator. Geographic trust-building fundamentally differs in mechanism, not degree: Western enterprise sales: product merit → pilot → relationship building → expansion. Middle Eastern enterprise sales: relationship building → pilot opportunity → product merit demonstration → deal. The difference isn't relationship importance (both require it), but sequencing. Mustafa noted Middle Eastern business culture evolved from pearl diving where "their whole job was to be able to look at someone in the eyes and decide if that person was going to scam them." Face-to-face happens pre-deal in Middle East, post-deal in the West. B2B founders expanding globally must rebuild their sales motion sequencing by geography, not just translate materials or add local reps. Staff productivity scales by solving the manager's problem, not the user's pain: MishiPay's roadmap progression reveals a pattern: first solve for store staff (checkout experience), then assistant managers (store operations), then store managers (performance analytics), then HQ (multi-store optimization). Each layer up requires data aggregation from the layer below. The AI analytics launch targets store-level decisions (pricing, promotions, inventory) using transaction data from POS—this expands buyer persona from IT/Operations to Finance/Merchandising. B2B founders should map their product expansion as a vertical climb through the org chart, where each new buyer persona requires accumulated data from the previous user tier. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
11/13/25: Northampton Author Rich Michelson on "Fannie's Big Idea" (today is the 100th anniversary!). Author Thomas Suárez on “Palestine Mapped: From the River to the Sea in Early Geographic Thought” & his Nov 19 UMass talk. Amherst author Corinne Demas on her newest novel, “Daughters” Ruth Griggs: tomorrow's Western Mass Arts Economic Impact Summit.
The Multi-Geographic War on Drugs and Latin American Politics Guest: Professor Evan Ellis Professor Evan Ellis details the complex, multi-geographic war on drugs, noting the Department of Defense is leading strikes against designated terrorist groups, including Venezuela's Cartel de Los Soles. The deployment of the USS Gerald Ford Battle Group to the Caribbean raises speculation about potential land strikes against criminal leadership in Venezuela, though this carries considerable geopolitical risks. Ellis also discusses the surprising electoral success of Argentina's President Javier Milei, which strengthens the center-right political trend across Latin America.
The Multi-Geographic War on Drugs and Latin American Politics Guest: Professor Evan Ellis Professor Evan Ellis details the complex, multi-geographic war on drugs, noting the Department of Defense is leading strikes against designated terrorist groups, including Venezuela's Cartel de Los Soles. The deployment of the USS Gerald Ford Battle Group to the Caribbean raises speculation about potential land strikes against criminal leadership in Venezuela, though this carries considerable geopolitical risks. Ellis also discusses the surprising electoral success of Argentina's President Javier Milei, which strengthens the center-right political trend across Latin America.
The Multi-Geographic War on Drugs and Latin American Politics Guest: Professor Evan Ellis Professor Evan Ellis details the complex, multi-geographic war on drugs, noting the Department of Defense is leading strikes against designated terrorist groups, including Venezuela's Cartel de Los Soles. The deployment of the USS Gerald Ford Battle Group to the Caribbean raises speculation about potential land strikes against criminal leadership in Venezuela, though this carries considerable geopolitical risks. Ellis also discusses the surprising electoral success of Argentina's President Javier Milei, which strengthens the center-right political trend across Latin America. 1910 PERU
Key Takeaways In Partnership with Astellas Geographic atrophy (GA) is advancing into everyday optometric practice—and the timing of what happens after detection matters. In this Four-Eyed Professor episode, Chris Lievens, OD, MS, FAAO, welcomes retina specialist Jessica Haynes, OD, FAAO, to explore how geographic atrophy should be identified, how to talk about it, and when […]
Crypto has spent years obsessing over tokens, airdrops, and speculation. But what about the unsexy businesses actually making money? Arthur Hayes and Adam Schlegel join Laura Shin to talk about Maelstrom's $250M private equity fund targeting crypto's most profitable, yet overlooked, companies, $50M revenue businesses with 50% margins that VCs can't touch and exchanges won't pay cash for. But while everyone frames this as just another fund, Hayes and Schlegel argue it's actually the missing piece in crypto's maturation: a cash buyer for founders who've done their time and want out without four-year earnouts. Plus: Why Asian crypto companies with monster margins get ignored by Western capital. Thank you to our sponsors! Binance Guests: Arthur Hayes, Co-Founder of BitMEX & CIO at Maelstrom Adam Schlegel, Head of Private Equity at Maelstrom Links: Previous appearances on Unchained: The Chopping Block: Arthur Hayes & Tom Lee; Hyperliquid vs Aster, DATs & ETH Arthur Hayes and Hanson Birringer on Hyperliquid's Success (And What Could Stop It) Bloomberg: Arthur Hayes' Family Office Seeks $250M for Buyout Fund Coindesk: Arthur Hayes' Maelstrom Seeks $250M Private Equity Fund to Acquire Crypto Firms: Bloomberg Akshat's tweet announcing the fund Timestamps:
Geography buffs love to find the so-called geographic center of places like America…which is in either Kansas or South Dakota, by the way. But just where is the geographic center of Christianity in the current era? Join Kevin as we take a look at the bracing and exhilarating truth of God's geography for His people! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.
Drs. Priya Vakharia and Sarwar Zahid join for a journal club discussion. Functional Benefit in Geographic Atrophy Treatment (https://jamanetwork.com/journals/jamaophthalmology/fullarticle/2839343) GLP-1 Agonists and Uveitis (https://jamanetwork.com/journals/jamaophthalmology/article-abstract/2838119) Metformin and AMD (https://jamanetwork.com/journals/jamaophthalmology/article-abstract/2838821)
Geographic atrophy of the eye is a serious, progressive form of age-related macular degeneration (AMD) that can lead to irreversible vision loss. For many years, patients who asked “what is GA?” were told there was no effective treatment. Today, with FDA-approved therapies like Izervay are designed to slow disease progression, the responsibility falls on eye care professionals to identify geographic atrophy symptoms early and ensure patients enter the right care pathway. A clear referral process between optometrists and ophthalmologists is essential to deliver the best outcomes for patients with GA in eyes.
Millions are losing their vision to macular degeneration—but that's about to change. Dr. Julie Rodman reveals the new treatments giving patients hope, how AI is revolutionizing diagnosis, and why early detection can save your sight. Learn how the latest innovations in retinal imaging and complement therapy are redefining the future of vision care. "Editorially Independent Content Supported by Apellis" Visit
In this episode, editor in chief Joseph E. Safdieh, MD, FAAN, highlights articles about pegivirus's potential role in Parkinson's disease pathology, the impact of GLP-1 receptor agonistst on idiopathic intracranial hypertension, and the geographic spread of epilepsy specialists.
In this episode of the Four-Eyed Professor podcast, Dr. Chris Lievens and Dr. Jessica Steen discussed how to recognize GA, how to monitor its progression, and how to guide patients through treatment discussions. Optometrists are increasingly asked not only what IZERVAY is and what it is used for, but also practical questions about how an IZERVAY eye injection works and what patients should expect.
Many organizations still use outdated hiring methods that turn off top talent and fuel unconscious bias. This leads to bad hires and harms employer reputations. By updating interview processes and using undercover research, companies can reduce bias, improve candidate experiences, and build stronger, more diverse teams that succeed. Nora Burns, a keynote speaker and researcher, went undercover for over 350 interviews across industries to reveal broken hiring practices. Her research shows many companies conduct interviews like it's 1983—asking irrelevant questions, being unprepared, and favoring men even in female-dominated roles. As founder of The Leadership Experts, Nora helps companies redesign hiring and onboarding by focusing on candidates' potential and removing bias. In this episode, Nora shares surprising findings: she was offered jobs she wasn't qualified for due to bias, traditional interview questions waste time, companies accidentally share confidential info during interviews, and candidates decide whether to stay or leave within their first three hours on the job. What you will learn from this episode: Why traditional interview questions like "strengths and weaknesses" are counterproductive and what to ask instead. How unconscious bias affects hiring decisions based on gender, area codes, college names, and even Zoom backgrounds. Simple fixes for interview preparation, confidentiality, and creating bias-free application processes. "Interviews over time have gotten shorter and shorter and shorter, especially for frontline jobs. We're doing those interviews in 20 to 30 minutes. If I'm spending five minutes on what's your greatest strengths, what's your greatest weakness, that's a high percentage of my overall time to get to know this candidate that I've just wasted." – Nora Burns Valuable Free Resource: Connect with Nora on LinkedIn for hiring process insights and visit theleadershipexperts.com for consulting services. Topics Covered: 02:30 - The genesis of undercover research: How Nora realized she hadn't been interviewed in over a decade while designing hiring processes for clients, leading to her decision to go undercover as a candidate 05:15 - Research methodology and ethics: Creating character personas, funding the research independently, and ensuring candidates knew she wasn't a guaranteed hire to maintain ethical boundaries 08:45 - Outdated interview practices: Why organizations are still "hiring like it's 1983" with tired questions that waste time and generate predictable, unhelpful responses from candidates 12:20 - Better questioning strategies: Moving beyond strengths/weaknesses to ask about development priorities and industry knowledge that reveals actual capabilities and cultural fit 16:30 - Interview preparation failures: How hiring managers show up late, unprepared, and treat candidates poorly, damaging the employment relationship from the start 18:45 - Confidentiality breaches: Shocking examples of organizations leaving candidates alone with payroll records, P&L statements, and unlocked laptops during interviews 22:10 - Unconscious bias in callbacks: A-B testing results showing male candidates consistently receive more callbacks, even for traditionally female roles like receptionist 24:45 - Geographic and socioeconomic bias: How area codes, college names, and Zoom setups create unfair advantages and disadvantages for candidates 27:20 - The critical first three hours: Why employees decide to stay or leave within their first three hours on the job and how organizations fail at basic onboarding Key Takeaways: "We need to stop hiring for comfort and start hiring for capacity and for what they actually will bring to the organization. A lot of our old school questions are really built around comfort and, oh, they think just like me." –Nora Burns "People were making the decision as to if they would stay a year within the first three hours of employment. We are shockingly bad at the first three hours." –Nora Burns "Whenever you say my gut tells me, bias is coming in. That's your stories that you've collected over time. There's something about me that reminds you of somebody else that you love." –Nora Burns Ways to Connect with Nora Burns: LinkedIn: https://www.linkedin.com/in/noraburns/ Website: https://theleadershipexperts.com Podcast: "Stories from the Break Room" (available on all podcast platforms) Book: "Stories from the Break Room" (upcoming publication) Ways to Connect with Sarah E. Brown: Website: https://www.sarahebrown.com Facebook: https://www.facebook.com/DrSarahEBrown LinkedIn: https://www.linkedin.com/in/sarahebrownphd To speak with her: bookachatwithsarahebrown.com
Geographic atrophy (GA), an advanced form of age-related macular degeneration, can lead to irreversible vision loss. New long-term data are offering hope that treatment can slow this decline and help preserve sight. Join Dr. Sara Fard, a retina specialist at Illinois Retina Associates, as she explains the benefits of sustained GA treatment, including slowing the rate of vision loss, protecting retinal tissue, and supporting daily visual function.
Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. This episode features a comprehensive discussion about Major League Baseball's potential realignment and expansion plans, featuring insights from former professional players Kyle Schmidt and Jeremy Hermida. Key Topics Discussed MLB Realignment Plans Commissioner Rob Manfred has been discussing realignment for approximately a decade Plans potentially tied to the upcoming Collective Bargaining Agreement (CBA) expiration in December 2026 Balancing tradition and history with modernization needs Recent rule changes (pitch clock, bigger bases) have been well-received, suggesting fans can adapt to changes Expansion Possibilities Potential new cities mentioned: Nashville (most frequently discussed) Salt Lake City Raleigh Montreal (return) Two additional teams would create 50 new roster spots New teams would require complete farm system development Player Perspective on Travel & Schedule Current 162-game schedule creates significant wear and tear Cross-country flights after late games (finishing at 10:30-11:00 PM) followed by 2:00 AM departures Potential schedule reduction to 156 games being considered Geographic realignment could reduce travel burdens Collective Bargaining Implications Realignment may be a negotiating tool for owners ahead of 2026 CBA talks Salary cap discussions: Players' opinions Would potentially hurt middle-tier players most Baseball's historically strong players union Revenue sharing and competitive balance Tax Implications for Players Players taxed based on where games are played (prorated basis) Realignment could significantly impact players' take-home pay Financial Considerations Franchise valuations at all-time highs Revenue sharing already addresses some competitive imbalance Tax implications could influence free agent decisions Middle-tier players most vulnerable under potential salary cap Please like, subscribe, and rate this podcast episode of Ahead in the Count! To contact the hosts, send an email to jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, or jhermida@bipwealth.com
(00:00-00:30) Joe Potenza scaled his wholesaling business to $400-500K/month, with the goal of reaching $1 million/month in the next ~24 months. He attributes success largely to mastering ads (Google, Facebook) and staying adaptive as systems change.(02:13-02:43) His operations are well scaled: the wholesaling business runs mostly without his constant involvement. Profits go into buying rental real estate—he owns ~70 rental units ranging from single-family homes to smaller apartment buildings.(04:21-06:26) Team structure: ~20-22 staff. In the past year they've not grown much in headcount, but they made operational adjustments. They're converting many 1099 contractors to W-2 employees to add stability and professionalism.(05:27-06:57) Business model & Lead flow: • Marketing/ad spend heavily focused on PPC: Joe expects to spend ~$1M/year on Google Ads. • Structure: a lead gen system → acquisition sales teams to get contracts → disposition sales teams to sell/assign contracts → transaction coordinators to close deals.(09:57-10:30) Geographic & deal types: They operate in ~32 states, but ~80-90% of revenue comes from about 10-12 states. They do “assignment” deals, traditional cash equity deals, and novations; creative deals have been mostly dropped.(12:11-14:28) SOPs, underwriting & disposition system: They use standard operating procedures (SOPs) for each type of market (metro, suburb, rural). They track cancellations carefully, analyze why deals fall apart, and adapt both underwriting (pricing & comps) and disposition strategy based on market type and local factors.(18:06-20:46) Documentation & training: Emphasis on documenting everything (playbooks, video walkthroughs using Loom, etc.). Training combines reading SOPs + live walkthroughs + hands-on coaching to ensure people follow the SOPs properly, not just theoretically.(21:13-23:37) Remote vs office & culture: He started remote, but now believes having an office is better for culture, leadership development, and maintaining high standards for sales teams. Remote works in some roles, but harder to build leadership virtually.(29:28-35:14) His backstory & hustle: Joe nearly declared bankruptcy on a rehabbing project; to recover he committed to wholesale real estate full-throttle. During that period, he worked ~80-100 hrs/week, doing tons of calls, texts etc., to make enough deals to pay off debt. He made ~$400K profit in his first 12 months of wholesaling, but sacrificed personal life heavily.(52:29-52:59) Margins & long-term vision: Their wholesaling business has margins of ~40-50%. Joe is focused not just on revenue but building a real estate portfolio, growing sustainably, and maintaining integrity (transparent with sellers, ethical contracts) so the business lasts and has strong reputation.
From production manager to entrepreneur in just three months Nathan Schnell's water jet cutting startup reveals the real challenges and unexpected wins facing young business owners in traditional manufacturing industries.Born in 1995, Nathan represents that unique generation caught between millennials and Gen Z - old enough to appreciate wisdom from seasoned professionals, young enough to embrace new approaches. His story offers insights for anyone considering the leap from employee to entrepreneur, especially in blue-collar industries where relationships and reputation matter more than flashy marketing.Nathan's biggest revelation came when he shifted from "I have a water jet, can you buy something?" to genuine relationship building. This mindset change transformed networking from a necessary evil into his favorite business activity. His approach of surrounding himself with smarter people and focusing on what they need to succeed has already created a expanding web of referrals.The conversation highlights a common entrepreneurial dilemma: which employee to hire first. While Nathan's instinct was to hire a machine operator, the discussion revealed why administrative support often provides better ROI freeing the owner to focus on higher-value activities like sales and strategic planning rather than clerical work.Highlights:Networking beats selling building relationships creates opportunities faster than pitching services.Administrative hire comes before shop floor your time is worth more than $50/hour clerical work.Family business experience plus corporate structure knowledge creates powerful combination.Mentorship from industry veterans provides shortcuts to avoid costly mistakes.Geographic opportunity exists Nathan spotted gaps in water jet cutting with long lead times.Recovery is possible from departure mistakes honesty about missteps opens doors to learning.Subscribe to Blue Collar BS for more stories of entrepreneurs who are building successful businesses while learning valuable lessons along the way. Share this episode with anyone considering starting their own operation sometimes the best education comes from others' honest mistakes and hard won insights.Get in touch with Nathan:WebsiteLinkedInGet in touch with us:Check out the Blue Collar BS website.Steve Doyle:WebsiteLinkedInEmailBrad Herda:WebsiteLinkedInEmailThis podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrpOP3 - https://op3.dev/privacy
Interview with Greg Bittar, Managing Director of Lotus ResourcesOur previous interview:Recording date: 10th September 2025Lotus Resources presents a compelling uranium investment opportunity as one of the few companies to successfully restart production in a supply-constrained market. The company has demonstrated operational excellence by bringing the Kayelekera mine in Malawi back online after a decade-long closure, targeting steady-state production of 2.4 million pounds annually by 2026.The investment thesis centers on strategic market positioning during a critical industry inflection point. As Managing Director Greg Bittar emphasized, "This is no longer a demand story. This is a supply story." Utilities globally face acute supply shortages while rebuilding inventories and securing long-term contracts, creating favorable conditions for new producers with operational capability.Lotus Resources has structured its production profile to maximize upside exposure while maintaining revenue stability. With 65% of production uncontracted, the company provides substantial leverage to uranium price appreciation, while 35% contracted volumes through 2029 ensure cash flow certainty. This balanced approach allows management to implement a patient inventory strategy, building working capital to capture anticipated price increases rather than immediately monetizing output at current market levels.The company's operational advantages distinguish it from competitors facing technical challenges. Hard rock mining operations at Kayelekera utilize proven metallurgy and established processing parameters, reducing technical risk compared to in-situ recovery methods experiencing industry-wide difficulties. The operation previously produced successfully until 2014, providing management with operational knowledge and historical performance data to optimize the restart process.Financial discipline characterizes the company's approach to capital allocation. The $50 million restart investment minimized dilution while maintaining operational flexibility through $40 million in deferred capital expenditures. These strategic deferrals, including power grid connection and acid plant reconstruction, create a clear pathway to $5-6 per pound cost reduction once commissioned, enhancing operational competitiveness and margin expansion.The development pipeline adds significant value through the Letlhakane project in Botswana, representing 115 million pounds of uranium resources grading 360-365 ppm. This larger-scale, longer-life asset can be funded through Kayelekera cash flows, providing growth optionality without additional dilution. The strategic timing aligns with anticipated supply shortfalls in the late 2020s and early 2030s, positioning the asset for optimal market entry.Geographic positioning in stable African jurisdictions provides operational and political advantages. Strong government support, demonstrated through presidential participation in reopening ceremonies, combined with 95% local employment and community engagement initiatives, creates sustainable operational frameworks. Established supply chains and regulatory environments in both Malawi and Botswana reduce execution risk compared to less developed mining jurisdictions.The macro environment strongly supports uranium producers with operational capability and strategic positioning. Chinese demand acceleration, Western utilities' need to replace Russian supply sources, and limited new mine development have created unprecedented supply constraints. Lotus Resources exemplifies the opportunity to capitalize on this transformation through immediate production capability, substantial price exposure, and development optionality.Risk considerations include inherent commodity price volatility, operational challenges associated with mining operations, and geopolitical factors affecting African mining jurisdictions. However, the company's proven operational capability, strategic market positioning, and financial flexibility create a compelling framework for uranium sector exposure during this critical market transformation.View Lotus Resources' company profile: https://www.cruxinvestor.com/companies/lotus-resources-limitedSign up for Crux Investor: https://cruxinvestor.com
MUSICSabrina Carpenter's new album "Man's Best Friend" is everyone's favorite pop album lately. But one of the songs sounds awfully familiar. https://www.whiskeyriff.com/2025/09/06/sabrina-carpenters-nobodys-son-gets-compared-to-jon-pardis-heartache-medication-i-cant-unhear-it/ David Bowie was creating until his very last breath in January 2016, with his final project revealed. https://nordot.app/1336642571566646155 Dave Grohl will be honored for his volunteer work by Hope the Mission at their Hope in the City of Angels Gala October 18th at BMO Stadium in Los Angeles. https://blabbermouth.net/news/dave-grohl-to-be-honored-for-his-community-volunteer-work · RIP: Rick Davies, the singer and keyboardist who was a founding member of the group Supertramp, died on Friday at his home in Long Island. He was 81. https://www.tmz.com/2025/09/07/supertramp-founding-member-rick-davies-dies/ RIP: Mark Volman, co-founder of The Turtles and Flo & Eddie, died on Friday in Nashville after a brief and sudden illness. He was 78. Here are some of the songs he sang the vibrant harmonies on, beginning with a Billboard #1 song. · TVHere's a twist I bet you didn't see coming: Charlie Sheen has had sex with men. And yes, that's MEN, plural. He admits it in both his memoir "The Book of Sheen", which comes out tomorrow . . . and the Netflix documentary "aka Charlie Sheen", which drops on Wednesday. https://people.com/charlie-sheen-opens-up-about-sexual-encounters-with-men-in-new-memoir-and-documentary-11801842 · Kate McKinnon has something called "geographic tongue." Believe it or not, it's an actual medical condition . . . but it's harmless.· Scarlett Johansson says her husband Colin Jost will be back behind the "Weekend Update" desk for Season 51 of "Saturday Night Live". https://deadline.com/2025/09/colin-jost-return-snl-weekend-update-host-season-51-1236511082/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tonight, we'll read from “Lessons in Chalk Modeling, the New Method of Map Drawing” written by Ida Cassa Heffron and published in 1900. At the turn of the twentieth century, education was undergoing rapid changes. Teachers sought creative ways to engage students in subjects that were often taught by rote memorization. Geography, in particular, was considered a cornerstone of a well-rounded education, yet it was sometimes reduced to reciting capitals and drawing borders. Heffron's work introduced a tactile and visual method known as “chalk modeling,” in which teachers could draw raised relief maps directly on the blackboard to show mountains, rivers, and valleys in a more dynamic way. Chalk modeling made classrooms more interactive, helping students imagine landscapes and physical features in three dimensions rather than flat diagrams. It reflected the broader educational trend toward “learning by doing,” a movement championed by reformers such as John Dewey. This method not only made lessons more engaging but also encouraged observation and critical thinking—skills at the heart of geography itself. By situating geography in this more hands-on practice, Heffron's book connected everyday teaching to a field that bridges human culture and natural science. Her ideas gave teachers a practical toolkit to make the world vivid on the classroom chalkboard, turning simple white lines into whole continents of imagination. — read by 'V' — Sign up for Snoozecast+ to get expanded, ad-free access by going to snoozecast.com/plus! Learn more about your ad choices. Visit megaphone.fm/adchoices
This week we discuss Rob Manfred's plan for expansion and "Geographic Divions". We don't think much of it, but it there any actual altruism in this plan or is Manfred just helping to pinch pennies? For our This Week In Baseball, we discuss the leasing of the Polo Grounds in 1880 and the stadium's significance. The stadium had 4 permutations and hosted several sports over its years with some wonderful history.Our Hall of Famer this week is pitcher Warren Spahn. This one was another laugher and Spahn is a no doubt hall of famer, but just how ridiculously impressive was he?In our singlular parting shot his week discuss the overblown HOF cases for a current pitcher and a current hitter with baffling buzz for Cooperstown.Enjoy our new crop of weekly commercials with Judge and Stanton for T-Mobile, Buster Posey for Topps cards, and Jon Miller for Dick's Sporting Goods.Please join us as we discuss baseball topics and we continue our mission to make The Hall small. We hope you'll enjoy the ride.TimestampsThis Week In Baseball - 26:41Hall of Fame Discussion - 41:48Parting Shot - 55:50
In the final episode of our comprehensive healthcare planning series, Kirsten and Ariana tackle one of the most misunderstood areas of healthcare planning: life-ending decisions. This episode cuts through the confusion to deliver clear, factual information about California's End of Life Option Act, the strict requirements for assisted suicide, how passive and active euthanasia differ, and why many people don't actually qualify for the options they think exist. You'll also learn how California compares to other states and what alternatives exist internationally. Whether you're planning for yourself or helping a loved one understand their options, this episode provides essential information about one of life's most difficult decisions. Knowledge is power—especially when it comes to maintaining control over your final chapter. Time-stamped Show Notes: 0:00 Introduction 1:09 Three categories of life-ending decisions explained: assisted suicide, passive euthanasia, active euthanasia 2:12 Passive euthanasia defined - withdrawal/withholding of life-sustaining treatment (legal in California) 3:07 What is active euthanasia? Many people don't realize it's not legal in the United States 3:39 California's End of Life Option Act (2016) - medical aid in dying requirements 4:49 Strict eligibility requirements: terminal illness (6 months or less), California residency, cognitive capacity, physical ability 5:02 The three-request requirement: two oral requests 48 hours apart, plus one written, witnessed request 6:29 Physician responsibilities and the right to decline participation 7:35 California vs. Oregon comparison - residency requirements and waiting periods 9:37 Geographic distribution of assisted suicide laws across the United States 10:29 Active euthanasia discussion - the dementia dilemma and client concerns 11:40 European options for active euthanasia: Belgium, Luxembourg, the Netherlands, and Spain legal frameworks 13:27 Practical considerations for California residents seeking international options 15:12 The importance of knowledge and control in end-of-life planning
Watch the YouTube version of this episode HEREAre you an attorney looking for strategies for content and AI? In this special LinkedIn Live episode of Law Subscribed, host Matthew Kerbis (“The Subscription Attorney”) welcomes Tyson Mutrux, co-founder of Maximum Lawyer and practicing injury attorney. They discuss the evolution of legal podcasting, the importance of delivering valuable content, and strategies for effective law firm branding.Matthew and Tyson talk about the importance of valuable content over production quality. Most people will value good content over the quality of how a video is produced. As time goes on, it is important to invest in good production equipment and tools to enhance your content. But, if your content is good and of use to people, they will listen or watch despite how it looks or sounds. As content creators and attorneys, it is important to listen to what your audience wants to learn so you can keep them engaged.As AI progresses, the types of tools will become more mainstream within law firms. Law firms are perfectly equipped to take on AI tools and integrate them into a system. Whether it be intake, case management, bookkeeping, invoicing or research, AI tools like Grammerly, Perplexity or Calendly are great for managing law firms. Matthew suggests utilizing a Roku system, where all of your favourite AI tools can be managed in one place.Take a listen to learn more!05:49 Content Value and Audience Engagement13:19 Law Firm Branding and Trade Names18:31 Geographic and Niche Branding Strategies24:42 Metaverse, Blockchain, and AI in Law36:00 Subscription Models and Tech Industry Shifts39:31 Legal AI Research Tools and Law School TrainingTune in to today's episode and checkout the full show notes here.Connect with Matthew Kerbis:Website
TDC 062: Is the AI Bubble Bursting? My Keynote Insights + MIT's Shocking 95% Failure RateWhile 65% of all VC flows into AI, the real opportunity lies in the barbell approach.---Episode Summary In this episode of The Digital Contrarian, host Ryan Levesque dives into AI bubble dynamics and enterprise failure rates. You'll learn why 95% of AI projects fail, how billionaire investors view current market concentration, and discover the barbell strategy for hedging against bubble conditions while maintaining human competitive advantage. ---Question of the Day
Visit the website for details about the podcast. Become a member of our growing community, by subscribing to our email listwww.podpage.com/the-3-13-men-money-and-marriageSubscribe to the Youtube Channel: The Men Money and Marriage HourSummaryIn this episode of the 313 Men, Money and Marriage podcast, host Andrew Johnson explores the reasons why some women end up alone. He discusses various factors including career prioritization, financial independence, high dating standards, the impact of previous relationships, changing societal norms, limited dating choices, and the male shortage hypothesis. The conversation highlights the complexities of modern dating and relationships, emphasizing the evolving landscape for women in today's society.TakeawaysWomen are prioritizing careers over relationships.Financial independence reduces the need for marriage.High standards in dating can limit options.Previous relationship experiences affect future dating.Societal norms around being single are changing.Geographic location impacts dating choices.There is a shortage of eligible men in dating.High-achieving women face unique dating challenges.The abundance of choice complicates dating.Women are increasingly focusing on personal development.Why Are Women Ending Up Alone?The Changing Landscape of Women's RelationshipsSoundbites"Why do some women end up alone?""51% say distance is a deal breaker.""There's a male shortage in dating."Chapters00:00 Introduction to the Podcast and Topic02:11 Understanding the Reasons Women End Up Alone05:12 Top Dating Deal Breakers06:07 Career Prioritization and Relationship Delays07:36 Financial Independence and Relationship Dynamics08:31 Rising Standards in Dating09:55 Self-Sufficiency and Relationship Choices12:19 Impact of Previous Relationships on Future Dating 15:11 Changing Societal Norms and being single 17:02 Focus on Personal Development18:52 Limited Dating Choices and Geography20:43 The Male Shortage Hypothesis22:46 Challenges for High-Achieving Women25:10The Impact of Choice in Modern Dating
Program Notes:0:44 Spuds are what we call potatoes1:47 Followed for over 5million person years2:45 No mechanism for why french fries are problematic3:25 DASH4D diet for glycemic control4:25 4 diets compared 5:25 Extends benefits outside hypertension6:20 A new antibiotic for staph infections7:20 IV therapy until cultures are negative8:20 Cost of new therapy, cost effectiveness8:40 Geographic variation in subspeciality cancer care9:40 Highest income managed by specialists10:40 Guidelines expanded11:36 Telemedicine may help12:10 End
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Luis Belmonte, founding partner of Seven Hills Properties and a former executive at AMB Property Corporation, joins Charles Carillo to share lessons from his 57-year real estate career. From his first duplex in 1964 to managing $250M in warehouse developments, Luis explains how to underwrite commercial properties, avoid exit strategy mistakes, and thrive in both constrained and oversupplied markets. Topics include: – How commercial real estate investing has evolved over decades – The importance of risk-reward alignment in property development – Geographic constraints vs flat spots explained – Due diligence essentials for investors – Lessons from international deals in Mexico and Japan – Why creativity and political expertise drive margins Learn More About Luis Here: Seven Hills Properties - https://www.7hp.com Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/ ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3708: Colin Wright explores how our physical environment shapes our ambitions, mindset, and overall trajectory in life. He urges readers to examine whether their current geography aligns with their goals and if not, to consider bold, intentional relocation as a tool for personal growth. Read along with the original article(s) here: https://exilelifestyle.com/geography-success/ Quotes to ponder: "Where we live, the environment in which we choose to exist, has a massive impact on who we become." "Aspirations are relative to the local definition of success." "You can choose to stay and try to change the culture of a place, or you can leave and find somewhere that suits you better." Learn more about your ad choices. Visit megaphone.fm/adchoices
Sam Panayotovich and Kate Constable go around the world of sports and give their thoughts on Scottie Scheffler taking home another win at the BMW Championship, an update from Jake and his Kickball saga, and a wild idea from Rob Manfred that can become a reality. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Sam Panayotovich and Kate Constable go around the world of sports and give their thoughts on Scottie Scheffler taking home another win at the BMW Championship, an update from Jake and his Kickball saga, and a wild idea from Rob Manfred that can become a reality. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Send us a textWhat the heck is Geographic Farming and how can it make you a lot of money?Janine Sasso, a successful real estate agent and author, joins me to discuss this very effective sales strategy for every real estate agent. Janine emphasizes the importance of being a hyper local agent, focusing on geographic farming, and building relationships through direct mail and events. She also discusses the challenges agents face today, including distractions from technology and the need for genuine human connections. Janine provides insights on how to effectively target neighborhoods, budget for marketing, and integrate traditional methods with modern technology to achieve success in real estate sales.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Stuart Loren, Managing Director at Fort Sheridan Advisors, stops by the show to discuss investing in The Age of Social Disruption (that hyperlinks to his presentation of the idea). Stuart explores how economic, social, and political disaffection is reshaping investment opportunities and societal dynamics. He highlights the decline in geographic mobility, the housing crisis, and the rise of populism as key factors influencing current political landscapes. The discussion also touches on the impact of AI on economic growth and the challenges faced by local and federal governments in addressing these issues.Stuart can be found on X and LinkedIn. TakeawaysWe're experiencing a period of social disaffection.Geographic mobility has significantly decreased over the years.The housing market is becoming increasingly unaffordable for many.Political responses are shifting towards populism on both sides.Economic mobility is declining, leading to frustration among younger generations.Trust in government institutions is at an all-time low.Social connections are weakening, leading to increased political polarization.AI could play a crucial role in future economic productivity.Local politics are becoming more important in addressing social issues.Investors need to adapt to a changing political and economic landscape.
Casual Preppers Podcast - Prepping, Survival, Entertainment.
⚡ Collapse Chronicles – Episode: Pole Shift / Environmental Collapse
In this episode of The Note Closer Show, Scott Carson welcomes Thomas Black, MD, and Cole Oliver, the driving forces behind BlackRidge Capital, to delve into the intricacies of capital raising and navigating today's dynamic markets. Discover their unique insights on building investor relationships, managing risk, and identifying opportunities across various asset classes from someone who has raised over $100 million in private capital and exited over 30 different funds.Key Points Covered:BlackRidge: Focuses on strategic, value driven raising.Authenticity & transparency is key.Operations over marketing.Prioritize safety & predictable cash flow.Managed market challenges w/ communication.Preferred asset classes: industrial, raw land, distressed debt, affordable housing.Due diligence: Assess leadership & risk skills.Geographic focus: High-growth Texas, tax-efficient states.Avoid overpromising & understand deal pitfalls.AI: Content, analysis, client outreach.Invest in value.Thomas and Cole offer invaluable insights into raising capital, navigating the markets, and building lasting investor relationships. By emphasizing authenticity, strategic risk assessment, and transparent communication, BlackRidge Capital is poised to continue its success.This provides a high-level overview of the key topics discussed in the podcast. If you want to learn more, listen to the whole episode and visit BlackRidge.financial.Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!
Keeping it Real Podcast • Chicago REALTORS ® • Interviews With Real Estate Brokers and Agents
In our July episode, Carrie McCormick talks about the importance of staying local. Carrie also emphasizes the importance of building national and international network when building your business. Last Carrie explains how to talk to sellers who don't want to lose their mortgage rates. Please follow Carrie on Instagram. If you'd prefer to watch this interview, click here to view on YouTube! Carrie can be reached at carrie@atproperties.com or by phone at 312.961.4612. This episode is brought to you by Real Geeks and Courted.io.