Investor Coaching Show – Paul Winkler, Inc

Evan and Paul talk about some research Paul put together around an average annuity payout. Initially, the payout looks okay — until you factor in inflation. Listen along as these two advisors explain why giving your retirement savings to an insurance company may look great now, but it will leave you with a fraction of the purchasing power in the future.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Gold is up 39% this year, largely due to the uncertainty in markets created by Trump's trade policy. The problem is that gold is just a commodity, and its value is based on what someone is willing to pay for it. Today, Paul and Evan discuss why gold's price rise is circumstantial and why educated investors still prefer diversification and buying and holding over buying something when it's hot and hoping to get out before it goes down.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Annuities are still one of the most dangerous financial products when it comes to accumulating assets for your retirement years. They are insurance products with huge commissions and back-end surrender charges that trap your money in phantom accounts, leaving you stuck against inflation with no assets to give to future generations. However, they are confusing products, and you can make a lot of money selling them. Today, Paul shares a video he found on social media that will teach him “how to sell an annuity in 10 minutes.” Listen along as Paul encourages you to learn these sales tactics so you can spot them and avoid this common investing trap.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul remembers a big push in the '90s by professors and economists, like Fama and French, to teach advisors why stock picking is hurtful to their clients and how to help people invest without opening them up to unnecessary risk. Today, Paul talks about some of these lessons, why stock picking is still so prevalent in the industry, and what you can look out for to avoid advisors like these.  Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul talks about how what has happened in the last one, three, or five years heavily affects your investing decisions. Are stocks up this year? Maybe I should get in. Are interest rates high? Maybe it's a good time to own bonds or CDs. Annuities even craft products that would have done well in the last 10 years and then sell them to people based on their track record. There is another way to invest that doesn't keep you glued to how markets are doing right now or worried about the next bubble. Listen along as Paul shares an article about market bubbles and crashes and then explains why you don't need to be able to predict them to be a successful investor. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul finds that comparison is a very dangerous game and that people don't give themselves enough credit for their unique abilities or situation. Today, Paul discusses an article that shares the average retirement savings for people in their 60s. Whether you're ahead of the curve or struggling through a tough situation, like a divorce, the death of a spouse, or the loss of a job, one of the best ways to grow and become stronger in your finances is by working with an advisor who knows your situation and can help you get stronger and move toward your goals.  Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This week, Evan sends Paul a video called “The Only Four ETFs You'll Ever Need.” Paul explains how marketing campaigns like this draw investors in with something they understand. Paul plays a few clips from the video and shares how these four ETFs could really get you in trouble if they were your whole financial plan. Listen along to hear how an educated investor can pick apart this kind of marketing and avoid common investing traps. Later in the episode, Paul shares a WSJ piece claiming that everyone needs a little gold in their portfolio. Is that true?    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Evan shares a list of some of the most famous investment fads and talks about why these fads drove markets and ultimately lost investors a lot of money. Listen along to hear what we can learn from these kinds of investments and how we can spot some of them today.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan talks about the 24th anniversary of 9/11 and remembering this week that the news can get very somber without any notice. So, how do you keep yourself from being pushed and pulled by the world so that you can stay the course and fulfill your calling? The answer lies in discovering your values and your true purpose for money.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Evan talk about how enticing it is for pundits and experts to look at markets and predict when the next downturn will occur. A common trap these two advisors see is investors jumping in and getting bullish, then realizing that their investment strategies are dangerous because their account keeps going up. Listen along to hear Paul and Evan explain why diversified investing is important in all kinds of markets.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Evan discuss how Robinhood has grown to become one of the largest companies in the United States by gambling on stocks, crypto, and other speculative assets. When asked in an interview about whether investors are also turning to more traditional forms of investing for retirement, the company basically replied, “No, and we don't care.” Listen along to hear these two advisors talk about why this kind of investing is so popular and how it's making a fortune for the company at the expense of the investor. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul shares a video from someone who was courted to a steak dinner, fed incomplete information, and then sold a product they didn't fully understand. In most industries, this would be viewed as a scam or at least fraudulent, but in the investing industry, this is completely normal. Listen along as Paul explains that offering you a bribe, trying to “reeducate” you, and then manipulating you to make money is not his idea of good financial education or planning.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul has an algorithm feed him a seemingly relevant video about choosing the right Fidelity funds to grow his portfolio. The problem is that the algorithm isn't designed to look out for bad financial advice. After watching the video, Paul gives the advice an F and is concerned that videos like these sound convincing and the person in it looks like they have done some research. The problem is that this YouTuber has no responsibility to you and is more focused on growing a following than helping you have income in retirement. Later in the episode, Paul asks Evan what he thinks about short-term interest rates.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan brings in an investing “newspaper” that claims to have insider information about tech and cybersecurity companies and is filled with articles claiming that this section is due for a big rise in value. Paul and Evan explain why all financial news is too slow for regular investors to play the market timing game, when traders have spent fortunes trying to gain an advantage of fractions of a second on trading platforms. Later in the episode, Paul talks about someone who realized their mother lost millions of dollars because of a bad investment decision, and what he does when someone comes into the office with this kind of situation.     Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Evan talk about the Federal Reserve remaining neutral amidst Trump's rhetoric around trying to influence the bank and interest rates. The two advisors talk about why they aren't confident that Trump will follow through on the pressure and dive into some of the history of this independent bank, as well as which countries have not kept their nation's banks independent and which countries don't have nationalized banks at all. Then, they switch topics to address a listener's question about how social security benefits are penalized if you retire early and how to calculate if you're hurting or helping your benefit if you continue to work past your retirement age.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul talks about a few factors that could keep driving inflation up beyond the most recent round of tariffs. With prices continually moving up, how are regular consumers and investors supposed to keep up? Listen along as Paul addresses this topic and explains some of what we've seen in the U.S. since 1970. Later in the episode, Paul talks about how AI isn't catching on with women the same way it is with men and how junk bonds seem to be tripping up a lot of investors right now.  Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul talks about some of the first choices you have as an investor. Do you invest pre-tax or post-tax, and what funds do you choose? Listen along as Paul talks about how most funds you can choose are over-weighted with large tech companies, but don't include enough of smaller markets. This combination leaves you in the same boat as most investors: seeing less returns than the market and wondering what you could be doing differently.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul tackles one of the most common questions he gets from investors, workshops, classes, and interviews: How much gold should I be invested in? For long-time listeners of the show, his answer isn't surprising, but it is just as relevant now as ever. Listen along as Paul explains why gold isn't even considered an investment and why the risk and reward of putting money in gold make it very difficult to recommend.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

In this episode, Paul explores an often-overlooked factor in achieving financial success: boredom. He argues that boredom can lead to poor financial decisions, such as overspending or chasing "new" market strategies. People have a hard time staying the course and want to feel like active participants in improving their lives. Listen along as Paul explains why one of the hardest and best things you can do with your finances is not doing anything at all. Later in the episode, Paul explains why he thinks that an “equal-weighted” S&P 500 fund is a bad idea. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul and Jim talk about how humans are not good at understanding or managing risk because if the markets are up, if the president you like is in the White House, or if you just got a big promotion at work, you're going to be more willing to take risks. The opposite is also true. Listen along as these advisors explain why using proven academic methods is better than letting your intuition or emotions guide your decisions. Later in the episode, Paul and Jim share about how innovation in technology and business will not only drive profits for businesses but also continue to improve the quality of life.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul invites Jim from the Goodlettsville office onto the show, and the two get into a conversation about strategies for paying yourself in retirement. Jim brings up a very popular pitch people hear as they near retirement: moving your money into short, medium, and long-term “buckets” that allow your income to be engaged in various levels of risk based on how long it will be before you need the money. While this sounds like a solid plan, it really becomes an opportunity to engage in more than one plan at a time, introduces new risk into your portfolio, and gives advisors opportunities to sell products like annuities. Later in the episode, Paul and Jim talk about an article that claims that because traditional concepts like retiring at 65 years old are no longer held, other concepts, like the 4% rule, don't apply either.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul invites attorney Parker Brown onto the show to talk about wills, trusts, estate plans, and the probate process. Many people don't realize that if you don't have a will, your state has an estate plan for you. Unfortunately, it's usually not what you would really like to have happen to you and your loved ones. Listen along as Paul and Parker dispel some information around estate planning to keep your family from having to navigate financial and legal problems after you're gone.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul invites attorney Parker Brown onto the show to talk about wills, trusts, estate plans, and the probate process. Many people don't realize that if you don't have a will, your state has an estate plan for you. Unfortunately, it's usually not what you would really like to have happen to you and your loved ones. Listen along as Paul and Parker dispel some information around estate planning to keep your family from having to navigate financial and legal problems after you're gone.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul asks Dan to share some of his experience with clients around annuities to help people see what's actually going on behind the scenes. Dan shares a story of a client who bought an annuity and was sold an income rider, believing this would help her have a consistent income for years. The payout of this product after the cost of the rider was $90 a month. Listen along as these advisors help you see how the language around these products is twisted to make you believe that you're getting returns or even wealth growth that isn't there.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul, Evan, and Dan talk about investors who are nearing or in retirement and their biggest concerns. Fewer and fewer people are entering retirement with confidence, and the industry is so focused on selling them products or sharing advanced strategies instead of education and planning. Listen along as three experienced advisors explain why no one can help you make the right decision until they have a strong understanding of your situation and goals.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul, Evan, and Dan discuss an advertisement that aims to convince investors that “normal” advisors are wrong about bonds and will run your retirement into the ground if you let them. The problem is that the sales pitch sets up a scenario that rarely happens in the industry and fails to mention that all they are doing is selling a product that makes them a large commission. Evan calls the tactic for setting up a false situation to pitch against setting up the straw man and explains why it's one of the oldest tricks in the sales book. Listen along as these investors talk about why an annuity is not a good alternative to a diversified portfolio, regardless of your age.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul brings in a commercial showing trendy young investors working with their flashy advisor, and the secret sauce that is bringing in all the success is … “institutional grade” bond funds? Listen along as Paul, Evan, and Dan explain what's wrong with this picture and why the financial industry is more interested in how marketable a product is and not how effective it is. Later in the episode, the European stock market isn't seeing very many new public companies. Does this mean anything for investors?   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

In this two-part episode, Evan covers the things that worry investors the most about retirement and the top 10 reasons people don't work with a financial planner. Sixty percent of Americans don't work with a financial planner at all, whether it's because they have hang-ups about discussing finances, have been burned by bad planners in the past, or they don't believe they have enough money to start. Listen along as Evan talks about the biggest fears people have around planning for their future and the most common hang-ups in reaching out for help.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

In this two-part episode, Evan covers the things that worry investors the most about retirement and the top 10 reasons people don't work with a financial planner. Sixty percent of Americans don't work with a financial planner at all, whether it's because they have hang-ups about discussing finances, have been burned by bad planners in the past, or they don't believe they have enough money to start. Listen along as Evan talks about the biggest fears people have around planning for their future and the most common hang-ups in reaching out for help.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Evan shares an article by Jason Zwieg, titled “Wall Street's Big, Bad Idea for Your 401(k),” which highlights how Wall Street is excited to start selling alternative investments to average investors. Listen along as Evan explains why you should always be cautious when a company that sells you something is excited that the rules have relaxed, and why you should just say “no” to alternative investments. Later in the episode, Evan explains why millennials have more wealth than they've ever had, but are more worried about money.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul jumps onto Chris Hand's show on WTN to talk about an executive order signed by President Trump that allows crypto, private equities, and other alternative assets to be added to your 401(k) plan by your employer. Historically, 401(k) plans have often offered funds that lack diversification and employ market timing, which adds a whole new level of risk. Listen along as Paul and Chris talk about how to invest during a Trump presidency.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Most investor misinformation and confusion surround some of the most fundamental concepts about the stock market. What is the stock market? Who sets the prices? Why has it been seen as the greatest wealth-building tool in the history of the world? Today, Evan addresses these topics by explaining how the stock market is a network of markets that are all driven by individual companies trying to make profitable businesses and explains some of the ins and outs of how it works and how it can be studied. Later in the episode, Evan acknowledges some skepticism forming around economic data after President Trump fired Erika McEntarfer, the Commissioner of the Bureau of Labor Statistics.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul talks about two common situations where professionals in the industry call themselves “financial planners” offering “safe and conscientious options” for people trying to save, but it turns out that they don't have any official education and are selling high-commission products. Listen along as Paul explains what is wrong with the training and education in the industry and how the products with the highest commissions just happen to be the ones financial planners think are in your best interest.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul starts off the show sharing that firms and planners can claim to be a fiduciary and then immediately sell you something that states in the fine print, “We are not acting as a fiduciary during this sale.” Paul then segues to a topic that sucks many investors into gambling and speculation: meme stocks and penny stocks. Listen along to hear what meme stocks are, why the financial media loves to talk about them, and the few success stories.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

At the beginning of the year, countless money managers and pundits reacted to tariffs, advising investors to shift funds from large U.S. companies into cash and other “safer” investments. This is just market timing, and most investors don't realize that the firm they are investing in is doing this without their permission. Paul covers why you need to read the disclosures of your managers, because if not, you will get sucked into market timing and your portfolio will underperform the benchmark. Later in the episode, Paul shares a MarketWatch article about FED rates and homeownership.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Today, Paul talks about some of the most common advertising techniques people use to sell you their high-commission insurance products. All of these sales pitches are deceptive and can be easily debunked with basic knowledge about how stocks generate earnings and what happens to stocks during periods of uncertainty and inflation. Listen along as Paul breaks down why it's important to slow down and remember the basic principles of investing and the difference between real financial education and an elaborate sales pitch. Later in the episode, Paul shares an article that shows how many Americans actually have $1 million for retirement and what's holding people back.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Paul warns all investors of something new coming to pensions and 401(k)s that is not worth the risk. Today, Paul covers a new law allowing private equities to be put into funds in your retirement accounts. These investments raise the risk level of your retirement without any requirements for the companies to report earnings. Paul wants investors to double-check that they are avoiding products with these bad investments in the work programs.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul gives an update on inflation, the new trade deal with Japan, and how inflation pushes politicians to try and interfere with the economy through the FED. Listen along to hear what is going on in the economy this month and gain some insight into the difference between what's news and what's sensationalism in the U.S. economy.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

If it sounds too good to be true … it's probably because it's too good to be true. Today, Paul shares the tactics that advisors and salespeople use to lure people into obviously bad products. Listen along to hear Paul out some of these advertisements and the one-star reviews that come from the people who were tricked by these kinds of traps.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul covers a topic that he's covered many times on the show, but bears repeating because it is so counterintuitive to most. As the politics in the U.S. heat up and each side becomes more entrenched, it's easier to believe that the person in the White House or the party in charge in Congress dictates how the market is doing. Listen along as Paul dispels some of this, shares why the thousands of companies interested in making a profit are the engine that makes it so successful, and explains why you need to leave politics out of the investing process.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul talks about how the new Big Beautiful Bill Act is causing a lot of people to reevaluate what their retirement will look like, but it hasn't done much to clear up the most common misconception about retirement: Social Security and how it gets funded. Listen along as Paul discusses planning for retirement, how social security gets funded, and why he believes politicians would never allow the trust fund to run out without making another plan to give people their benefits.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul talks about fiat currencies, crypto assets, and how a new law has created a crypto asset that looks more like fiat currency. Listen along as Paul explains why crypto assets like Bitcoin have not been considered legitimate currencies and why stablecoins could create some benefits for the economy. Should stablecoins be seen as an investment? No. However, this may become a legitimate part of how the U.S. Treasury operates.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul discusses a question he received from a concerned investor on OpenLine about the influx of cash into markets creating a stock market bubble. The investor wanted to know: Do you think there is a bubble, and when will it pop? Listen along as Paul addresses this increase in available cash and explains a few nuances that may not be obvious to investors who don't have advanced education in economics or investing. Later in the episode, Paul talks about commodities and how the creation of lab-grown diamonds is increasing the supply and lowering the price of diamonds. Paul explains why all commodities are not investments because they are driven by supply and demand and don't generate capital.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The industry is clamoring around a rule change that will allow you to invest in private equity companies all from the comfort of your 401(k). Pundits are calling this an exciting new opportunity for investors to gain access to investments that outperform the market while offering all the tax benefits. Is any of this true? Today, Paul discusses how easy it is for media outlets to focus on what is new and exciting while sharing the truth about private equities and how they could create a whole new level of risk for average investors who put them in their 401(k)s.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul continues a conversation from earlier in the week, where members of both sides of Congress came together to propose a new approach to securing Social Security for years to come. Listen along as Paul explains why this solution isn't really what it seems and perpetuates the idea that Social Security is in dire need of saving.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul dives into one of the most misunderstood aspects of financial planning: Social Security. Almost no one Paul talks to fully understands how it was formed, what the problems are, and how to make the most of yours when you retire. Listen along to hear a seasoned advisor break down the most common misconceptions and give you a crash course on the most important components of this government program.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul just happened to take the week off at the same time Congress decided to pass one of the largest pieces of tax legislation in recent history. Listen along as Paul jumps straight into this new law and why it will change the future of tax preparation and retirement planning for Americans. Paul covers topics like the standard deduction, child tax credit, bonus deductions for people over 65, new write-offs, Trump Accounts, and what happens with all the debt this bill creates.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul just happened to take the week off at the same time Congress decided to pass one of the largest pieces of tax legislation in recent history. Listen along as Paul jumps straight into this new law and why it will change the future of tax preparation and retirement planning for Americans. Paul covers topics like the standard deduction, child tax credit, bonus deductions for people over 65, new write-offs, Trump Accounts, and what happens with all the debt this bill creates.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Evan, Jonathan, and James talk about some of the most common financial missteps that keep people from being able to retire when they want to or have the kind of income they need later in life. Listen along as these advisors cover topics like taking advantage of your company match, medical expenses, saving for your kids' college, and insurance.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Evan, Jonathan, and James open with a discussion about the declining rates in disability insurance. It seems that more Americans believe they will never encounter a medical situation that prevents them from working for a year or more before they retire. Evan warns that disability insurance is statistically one of the best insurances you can have and is designed to protect your income during your working years. Listen along as these advisors explain some of the nuances of this insurance, why insurance companies don't usually cover 100% of your income, and what to do if your employer doesn't offer this coverage as a benefit. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul shares why even if you had a crystal ball and could see future news events before they happened, it wouldn't make market timing any easier. After a week of Israel, Iran, and the U.S. being on the verge of military conflict, markets have seen an influx of money come in from everyday investors. Paul shares a few clips from financial pundits this week who admit they would not have predicted this outcome in markets even if they had heard the news days before it happened.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.