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In episode nine of "Safeguards Against Deception," Duane Sheriff teaches the power and importance of prayer. In a world filled with deception and darkness, prayer is a vital tool for communion with God. It allows Jesus, the gardener of our hearts, to cultivate truth and uproot deceit. To enhance your prayer life, establish a consistent rhythm of prayer using scriptural passages from Ephesians and Colossians. These passages focus on seeking wisdom, knowledge, and spiritual understanding. These prayers empower believers to walk in truth, bear fruit, and remain steadfast in their faith. By focusing on God instead of the chaos of the world, prayer becomes a crucial defense against deception.https://pastorduane.com/safeguards-against-deception/
In today's world, many people reject and even despise the truth. In episode eight of "Safeguards Against Deception," Duane Sheriff teaches that we should be lovers of the truth, not just people who respect God's Word. Being a lover of truth means having a deep love for Jesus and His Word. A love for the truth will protect our hearts from being deceived. It keeps us close to Jesus and helps us stand strong against the darkness around us. When we love truth, we love Jesus because He is the truth. You cannot separate loving Jesus from loving His commandments and teachings. In a world full of lies and deception, people need to find the truth through us.https://pastorduane.com/safeguards-against-deception/
Hello to you listening in Hamburg, Germany!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds for Motivate Your Monday and your host, Diane Wyzga. We are living in a time of historic upheaval. But what if this currently confusing, chaotic, confounding, cultural churn is stumbling toward change that reveals the hidden roots of social injustice for what they are so that we can reconfigure for good?How easily the safeguards can be leaped. And they have been. We can clutch our pearls and bemoan the times we live in; or, we can invite our feelings of hopelessness to give way to action, to repair, restore, and renew out of the ashes of the old ways. We are responsible for making change because we're the only “sentient force” that can.Question: What one small grand gesture are you committed to take on behalf of what you love and care for?These words from the Irish poet Seamus Heaney may motivate and sustain you wherever your feet touch the ground, whatever progress you are intent on making today. “History says, Don't hopeOn this side of the grave...But then, once in a lifetimeThe longed-for tidal waveOf justice can rise upAnd hope and history rhyme.” [“The Cure at Troy” Seamus Heaney]BONUS: Seamus Heaney reads his poem, The Cure at TroyThe Cure at Troy (full text)"Human beings sufferThey torture one another,They get hurt and get hard.No poem or play or songCan fully right a wrongInflicted and endured. The innocent in gaolsBeat on their bars together.A hunger-striker's fatherStands in the graveyard dumb.The police widow in veilsFaints at the funeral home. History says, Don't hopeOn this side of the grave…But then, once in a lifetimeThe longed-for tidal waveOf justice can rise up,And hope and history rhyme. So hope for a great sea-changeOn the far side of revenge.Believe that a further shoreIs reachable from here.Believe in miraclesAnd cures and healing wells. Call miracle self-healing:The utter, self-revealingDouble-take of feeling.If there's fire on the mountainOr lightning and stormAnd a god speaks from the sky That means someone is hearingThe outcry and the birth-cryOf new life at its term.It means once in a lifetimeThat justice can rise upAnd hope and history rhyme. [From "The Cure at Troy: A Version of Sophocles' Philoctetes"]You're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Writer, rapper and social commentator Darren McGarvey joins Origin Story to unpack the “trauma economy,” working-class rage, AI warping our narratives, and the safeguards every storyteller needs.Content note: This episode includes discussion of addiction, withdrawal, violence, and mental health.00:00 Welcome, why Poverty Safari mattered to me01:02 Pollok in the 80s, safety, and the two-minds dichotomy04:00 Structural poverty, jobs disappearing, trust collapsing10:34 Working-class anger, different tribes, same material pain12:17 Social mobility loneliness, West End vs Pollok12:51 Hip-hop as agency, finding a community16:23 Brokenness, comedowns, and what you run from20:16 Sudden success, visibility shock, family trade-offs24:04 When your pain becomes a product27:04 Safeguards before you share, prevention beats cure30:06 Accountability, making amends in public and private33:10 Your story isn't only yours, many truths, many versions36:37 Going public can re-activate perpetrators, stay safe37:07 Viral fame without guardrails, modern public safety39:03 Boundaries, being an introvert in public41:05 Harassment, threats, and learning to de-escalate42:10 Reward systems, status, and identity labels56:00 Getting triggered, the buzz, and stepping back62:18 Advice to younger Darren, alcohol, and timing66:13 What he hopes this new book does, and why
In episode seven of "Safeguards Against Deception," Duane Sheriff teaches how the fear of the Lord protects believers against the deceptions and false teachings in our culture today. Fearing God is not about being afraid but about worshiping, serving, and putting God first. This Godly fear brings our hearts into alignment with God's values, cultivating a love for what He loves and a hatred for what He hates. By placing God first, we enhance our ability to discern truth from deception.https://pastorduane.com/safeguards-against-deception/
Dr. Jack Hyles preached a message entitled, "A Safeguard from Backsliding." We hope you enjoy this classic sermon from a great preacher of the past. Visit classics.preachthebible.org for more gospel messages.
One of the most crucial skills we can develop as "Safeguards Against Deception" is learning to discern God's voice. Yet, many struggle to hear God's voice because they believe His voice should be loud and clear. John 10 says that His sheep have the innate ability to hear and recognize the Shepherd's voice.In episode six, Duane Sheriff teaches that understanding the language of the Holy Spirit is essential for recognizing God's voice and distinguishing it from deceptive influences. God speaks in various ways, including a still, small voice, as well as through dreams, visions, and prophecy.https://pastorduane.com/safeguards-against-deception/
Satan has an M.O., a distinct modus operandi. His typical methods often question God's Word, promote disbelief, and offer deceptive wisdom. In "Safeguards Against Deception," Duane Sheriff states that all deception starts with "Has God said...?"In episode five, we gain insight into Satan's tactics through the story of Eve's deception in Genesis 3. This timeless pattern conveys the critical importance of standing firm in God's Word as our ultimate authority above our opinions, emotions, or societal pressures. By understanding Satan's tactics, we can better recognize and resist deception in our own lives.https://pastorduane.com/safeguards-against-deception/
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Banking on Fraudology is part of the Fraudology Podcast Network. In this groundbreaking episode of Banking on Fraudology, host Hailey Windham introduces an exciting new event that promises to revolutionize how the fraud, identity, and compliance industry approaches AI. Mitul Parmar, co-founder and CEO of Safeguard, joins to announce the launch of the first AI Deep Dive Retreat, taking place May 3-6, 2026 at the prestigious Broadmoor resort in Colorado Springs.This exclusive gathering aims to put fraud, identity, and compliance professionals at the center of the AI conversation, addressing the growing need for a focused community to navigate the rapid advancements in AI technology. Mitul explains how Safeguard fills a crucial gap in the industry, offering an intimate setting for practitioners to deeply explore AI's implications on their roles, teams, and the financial services sector at large.Mitul ParmarWebsite to Learn More & Apply: www.safeguardevent.comLinkedIn: “@Safeguard Events” (www.linkedin.com/company/safeguardevents)About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/
God's Word is your first and most critical "Safeguard Against Deception." In episode four, Duane Sheriff warns about the dangers of departing from clear biblical teachings and the simplicity found in Christ, highlighting how cultural deceptions can infiltrate the church when believers prioritize worldly wisdom over God's truth.John 8 and 2 Corinthians 11 emphasize the power of abiding in God's Word. Duane draws interesting parallels between our relationship with Christ and marriage, urging us to stay loyal to Jesus. This loyalty, combined with evaluating everything through the lens of God's Word, creates a strong defense that helps us distinguish truth from lies.https://pastorduane.com/safeguards-against-deception/
God has provided His Word as a "Safeguard Against Deception." The Scripture warns us that in the latter times, some will depart from the faith, giving heed to deceiving spirits and doctrines of devils. In episode three, Duane Sheriff shares the necessity of prioritizing God's Word above all else, including personal relationships, to maintain spiritual integrity and discernment. He addresses the challenges parents face in loving their children while remaining faithful to biblical truth, especially in the face of cultural pressures. The story of the Prodigal Son shows the importance of holding onto God's truth, even when loved one's stray.https://pastorduane.com/safeguards-against-deception/
1 Timothy part 32. Looking at the qualifications of a pastor. He must not be a novice.
In "Safeguards Against Deception," Duane Sheriff warns against the increasing prevalence of deception and how easily people can be deceived, even within the church, as predicted in 2 Timothy 3:13. He refers to COVID-19 as a "dress rehearsal" for future deceptions, such as those that could involve AI technology. In episode two, we examine three biblical warnings often overlooked: God's law of sowing and reaping (Galatians 6:7), the dangers of sexual immorality and idolatry (Ephesians 5:5-6), and sinful behaviors such as fornication, homosexuality, and theft (1 Corinthians 6:9-11). While Christians are forgiven, God saved us from sin, not to continue in it. It is essential to stay true to God's word by rejecting deception, embracing repentance, and adhering to biblical truth.https://pastorduane.com/safeguards-against-deception/
This week on Breaking Battlegrounds, Chuck and Sam are first joined by friend of the show Alexander Raikin, Visiting Fellow at the Ethics and Public Policy Center, to discuss how America has abandoned suicide safeguards and the lessons from Canada's MAID program. Next, David Robinson, a leading voice for Western Canadian independence, breaks down the crises north of the border, from economic instability to cultural tensions, and what they could mean for America. Then, seasoned financial expert Gary Gygi returns to analyze the latest jobs report and what it reveals about the health of the U.S. economy. And stay tuned for Kiley's Corner, as she dives into the latest drama in the small town of London, Kentucky—from a torture chamber investigation to ongoing clashes with the city council. www.breakingbattlegrounds.vote Twitter: www.twitter.com/Breaking_Battle Facebook: www.facebook.com/breakingbattlegrounds Instagram: www.instagram.com/breakingbattlegrounds LinkedIn: www.linkedin.com/company/breakingbattlegrounds Truth Social: https://truthsocial.com/@breakingbattlegrounds Show sponsors: Santa Has A Podcast - This episode of Breaking Battlegrounds is brought to you by Santa Has a Podcast — a show for the whole family filled with kindness challenges, North Pole stories, elf updates, and a sprinkle of Christmas magic all year long. Listen now at SantaHasAPodcast.com. Invest Yrefy - investyrefy.com Old Glory Depot Support American jobs while standing up for your values. OldGloryDepot.com brings you conservative pride on premium, made-in-USA gear. Don't settle—wear your patriotism proudly. Learn more at: OldGloryDepot.com Dot VoteWith a .VOTE website, you ensure your political campaign stands out among the competition while simplifying how you reach voters. Learn more at: dotvote.vote
Former President John Dramani Mahama has urged Ghana's youth to play an active role in protecting and strengthening the country's democracy, describing it as both a precious inheritance and a shared responsibility
Should prison inmates have access to a 'comfort dog'? Officials insist safeguards are in place to ensure the welfare of a dog in Magilligan, but MLA and dog owner Jon Burrows has raised concerns with the justice minister Hosted on Acast. See acast.com/privacy for more information.
Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.
Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.
Our culture has become permeated with lies and deception. The Bible contains over 50 warnings about deception in the last days. Jesus cautions us, "Take heed that no one deceives you" (Matthew 24:4). In the new series "Safeguards Against Deception," Duane Sheriff explores how vulnerable we are to deception and how the church is not exempt, citing the COVID-19 pandemic as a wake-up call to prepare for future deceptions.In the first episode, titled "Guard Our Hearts," Duane emphasizes the importance of partnering with Jesus, who acts as the gardener that nurtures, protects, and teaches how to guard our hearts and remain steadfast against deception.https://pastorduane.com/safeguards-against-deception/
Earlier this year, the Justice Department charged three people behind a company called PageTurner with allegedly cheating more than 800 authors out of $44 million.
We've been told banks are the safest place for our money—but the truth tells a different story. Since the Dodd-Frank Act, banks now hold the power to seize deposits during an economic downturn, leaving your hard-earned cash at risk. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. break down … Continue reading Escape Bank Bail-Ins: How to Safeguard Your Wealth with Tax Advantages | Episode 131 →
Earlier this year, the Justice Department charged three people behind a company called PageTurner with allegedly cheating more than 800 authors out of $44 million.
The European Commission has given final approval to a massive trade deal with South America's Mercosur bloc, and presented the agreement to member states to sign. It brings the long-stalled deal a step closer to ratification, as the revised version has put in place various safeguards to protect European farmers and appease critics like France. We take a closer look.
Trump moves Space Command's headquarters to Alaska, Belgium announces plans to recognize the State of Palestine, Von der Leyen's plane is allegedly hit by GPS interference, Romania's coalition faces no-confidence votes, a judge rules that Trump's LA military deployment was illegal, British comedian Graham Linehan is arrested over an X post on trans issues, Burkina Faso passes a law banning homosexuality, a landslide kills over 1,000 in Sudan's Darfur region, over a thousand “Workers Over Billionaires” protests take place across the U.S., and Meta adds new safeguards to its AI products. Sources: www.verity.news
For the past few months, I've shared a series of blog posts for those struggling in their current job but can't leave yet for a new one. Now, I want to share how you can quit your job professionally and correctly when the time is right, so you can safeguard your career and your personal […] The post How to Quit Your Job Like a Pro So You Can Safeguard Your Career appeared first on paNASH Passion & Career Coaching.
Oceana, working to protect endangered species, is at the heart of this powerful episode featuring Tara Brock, an environmental lawyer advocating for ocean life. Tara unpacks how the Endangered Species Act is used to protect humpback whales and sea turtles, and how legal tools like this remain essential to ocean conservation. As threats like ship strikes, climate change, and bycatch continue to rise, Tara explains why this legislation is still one of the strongest protections we have—and how it's enforced. Throughout the episode, we explore Oceana's litigation strategies, real-world wins in protecting marine life, and the ways the law intersects with fisheries, policy, and public engagement. Tara's stories and insights offer a clear call to action: the ocean needs legal defenders, and everyone has a role to play in protecting it. If you care about protecting species on the brink, this conversation will inform and inspire you. Oceana's Website: https://usa.oceana.org/ Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube
Want to reach out to us? Want to leave a comment or review? Want to give us a suggestion or berate Anthony? Send us a text by clicking this link!The intersection of faith and self-protection creates complex questions for many Catholics, especially in light of recent church shootings like the one at Annunciation Parish. Drawing from Church history, papal teachings, and the Catechism, we unpack the surprising truth: the Catholic Church has consistently upheld not just the right but often the duty of self-defense.Contrary to modern assumptions, Catholics throughout history routinely carried weapons at Mass—from swords in medieval times to firearms in frontier churches. Pope Saint John Paul II's powerful words in Evangelium Vitae affirm that "legitimate defense can be not only a right but a grave duty for someone responsible for another's life." We explore how this teaching aligns with Scripture, particularly 1 Timothy 5:8, which places responsibility on men to protect their families as a fundamental expression of faith.Beyond theology, we discuss practical considerations for parish security teams: controlling access points, training in de-escalation techniques, emergency medical preparedness, and the careful selection of appropriate equipment. For individuals, we address choosing reliable firearms, proper training, and navigating parish politics when establishing security measures.The Church's wisdom offers a balanced approach that respects both the sacredness of life and the obligation to defend it. As Catholics navigate these waters, we're called to thoughtful preparation rather than fearful reaction—recognizing that protecting those in our care is a profound expression of love in an increasingly unpredictable world.What responsibility do you bear for those in your care, and how might you fulfill this duty with both prudence and courage?Support the show"Protect Catholic Kids" Shirt Fundraiser for Victims of Annunciation Shooting: https://avoiding-babylon-shop.fourthwall.com/collections/protect-catholic-kids ********************************************************Please subscribe! https://www.youtube.com/channel/UCKsxnv80ByFV4OGvt_kImjQ?sub_confirmation=1https://www.avoidingbabylon.comMerchandise: https://avoiding-babylon-shop.fourthwall.comLocals Community: https://avoidingbabylon.locals.comFull Premium/Locals Shows on Audio Podcast: https://www.buzzsprout.com/1987412/subscribeRSS Feed for Podcast Apps: https://feeds.buzzsprout.com/1987412.rssRumble: https://rumble.com/c/AvoidingBabylon
S11E12 Shank and Wayne discuss Concept 12 of World Services. Living Sober Shrapnel takes a look at the "Big Book", "The Twelve Steps, guides to individual growth" and "courageous, once-hopeless former drunkards." If you have a comment, question or suggestion you can email Shank and Wayne at freedom@alcoholicsalive.com
As President Trump continues to take aim at the Fed and Fed Governor Lisa Cook, former World Bank President David Malpass' name has been floated as a potential replacement. He joins us with his outlook for monetary policy. Then a rebound in Manhattan office demand. A new study breaks down sentiment in the commercial real estate sector. Plus, OpenAI pledging to rollout new safeguard for ChatGPT after some high-profile cases have raised safety concerns for those in crisis.
"Insurance companies are the wealthiest businesses, wealthier than banks and even countries. It seems very scammy." This listener question captures what most people think about insurance - and why they're wrong about life insurance.Hans and Brian examine contract law to explain why life insurance operates under completely different legal protections than the car and home insurance that's given the industry its bad reputation. From centuries of case law to the incontestability clause, this episode reveals the legal guidelines protecting policyholders.When courts consistently rule against insurance companies and companies are required to maintain 100% reserves plus reinsurance, it's not a coincidence that no whole life insurance beneficiary has ever gone unpaid. The math, the law, and the business model all align to protect you in ways most people never understand.The Contract That Can't Be Negotiated (And Why That's Good for You)Life insurance contracts are "contracts of adhesion" - you can't negotiate terms, it's take it or leave it. Since the insurance company writes the entire contract and you have no bargaining power, courts heavily favor policyholders in every dispute. Centuries of case law have built an almost impenetrable wall of consumer protection.Warranties vs. Representations: The Historical Shift in Your FavorIn the 1700s, maritime insurance contracts used "warranties" - black and white statements that could void your policy for any breach. If you warranted your ship would sail with convoy protection and it sailed alone, coverage was nullified regardless of circumstances. Modern life insurance has evolved to use "representations" instead, requiring proof of intentional misrepresentation, materiality to the contract, and knowledge of falsity. The burden of proof is entirely on the insurance company.The Two-Year Window: Your Contestability ProtectionInsurance companies have exactly two years to challenge a policy for misrepresentation. After that window closes, even suicide is covered. This isn't arbitrary - it reflects the legal reality that life changes too much after two years to fairly challenge original statements. The contestability clause protects both parties: it gives companies time for due diligence while preventing indefinite claim challenges.Why "100% Reserves" Isn't Like BankingUnlike fractional reserve banking where your deposits aren't fully backed, life insurance operates on full reserves for current liabilities. Your policy's cash value must be available immediately - no exceptions. Future death benefits are covered through reinsurance and state guarantee funds, creating multiple layers of protection that banking simply doesn't have.➡️ Chapters: 00:00 - Military waste and efficiency (the stark contrast to insurance) 07:00 - Listener question: Why trust insurance companies? 13:00 - Property insurance vs. life insurance: Different games entirely 17:00 - Contract law foundations: Why courts favor policyholders19:00 - Warranties vs. representations: The historical evolution 26:00 - The incontestability clause: Your two-year protection window 35:00 - Unilateral contracts: Only one party has obligations 38:00 - Contract of adhesion: Why you can't negotiate (and don't want to)46:00 - Reserve requirements: 100% backing vs. fractional banking 52:00 - Reinsurance and state guarantee funds: Multiple safety nets 55:00 - Actuarial math: Why conservative assumptions create dividends 58:00 - Points of failure: Safety assets vs. speculationGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar!Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE
August 29, 2025 ~ Chris, Lloyd, and Jamie talk with Pete Furlong, lead policy researcher at the Center for Humane Technology, about OpenAI making changes to ChatGPT safeguards following a lawsuit from the family of a teen boy who committed suicide following the use of artificial intelligence chatbots.
Spencer and Lee dive into the Silo, reviewing the penultimate episode of season 2 in this SUPER-SIZED episode. In trademark fashion, they break down each and every line and each and every scene from the episode. Let us know what you think! facebook.com/mangumtalks or mangumtalkspodcasts@gmail.com
ChatGPT is being trained to get better at handling delicate mental health situations. Some say summer is the best season. Others, winter. For Canadian bankers? This year, it's earnings season
Lynne Harne The need to rebuild safeguards and protect children from being abused or even killed by Domestically Violent Fathers
AI Unraveled: Latest AI News & Trends, Master GPT, Gemini, Generative AI, LLMs, Prompting, GPT Store
AI Daily Rundown: August 27, 2025Hello AI Unraveled listeners, and welcome to today's news where we cut through the hype to find the real-world business impact of AI.Today's Headlines:
In this insightful episode of Rethink Real Estate, host Ben Brady sits down with Laura Phillips, Reverse Mortgage Specialist with MAC5 Mortgage Inc., to tackle one of the most misunderstood financial tools for seniors—reverse mortgages. With licenses across Colorado, Arizona, California, and Florida, Laura brings clarity to an industry that has long carried a reputation for confusion and skepticism.Together, Ben and Laura dive into the history of reverse mortgages, separating fact from myth, and explain how today's product is far safer and more regulated than in decades past. From addressing legacy concerns for families to unpacking the real costs and fees, this conversation highlights how reverse mortgages can help seniors downsize, access equity, or simply create financial breathing room in retirement.You'll hear real-world examples of how homeowners have used reverse-for-purchase loans to relocate and still preserve cash reserves, the truth about compounding interest and non-recourse protections, and how agents can use this knowledge to better guide their clients. Whether you're an agent navigating conversations with older clients, or a family member trying to help parents plan smarter, this episode provides the clarity you've been waiting for.⏱️ Timestamps & Key Topics[00:00:00] – Why revisit reverse mortgages? Community questions & concerns[00:02:34] – The early problems: predatory lending and “grandma on the street”[00:05:01] – Safeguards today: spousal protections, financial assessments & HUD regulation[00:07:25] – The big question: what if the property ends up underwater?[00:10:30] – Legacy vs. liquidity: balancing kids' inheritance with parents' comfort[00:13:01] – How much equity can you access? (40–70% explained)[00:16:42] – Adjustable rates, credit lines & why interest accrues differently[00:18:51] – Case study: downsizing with a reverse-for-purchase loan[00:23:25] – Why more seniors should explore this option before saying “never”
In his underappreciated work The Mystery of Banking, Murray Rothbard first explained how a regime of "free banking" would put strict limits on the ability of the private commercial banks to reduce their reserve ratios and inflate the money supply. Then Rothbard showed that the textbook operation of a central bank systematically neutralized the market's safeguards, and paved the way for credit expansion by a cartel of privileged private banks.The Mystery of Banking by Murray N. Rothbard: https://mises.org/HAP514a"How Private Banks Can Create Money, But Not Like the Fed Can" (Human Action Podcast): https://mises.org/HAP514bThe Mises Institute is giving away 100,000 copies of Hayek for the 21st Century Get your free copy at https://Mises.org/HAPodFree21st Century Get your free copy at Mises.org/HAPodFree
In his underappreciated work The Mystery of Banking, Murray Rothbard first explained how a regime of "free banking" would put strict limits on the ability of the private commercial banks to reduce their reserve ratios and inflate the money supply. Then Rothbard showed that the textbook operation of a central bank systematically neutralized the market's safeguards, and paved the way for credit expansion by a cartel of privileged private banks.The Mystery of Banking by Murray N. Rothbard: https://mises.org/HAP514a"How Private Banks Can Create Money, But Not Like the Fed Can" (Human Action Podcast): https://mises.org/HAP514bThe Mises Institute is giving away 100,000 copies of Hayek for the 21st Century Get your free copy at https://Mises.org/HAPodFree21st Century Get your free copy at Mises.org/HAPodFree
What if your prenup could decide who gets the dog, enforce weekly date nights, or even set financial consequences for cheating?For many couples, the idea of a prenuptial agreement feels cold and transactional, but in today's episode, Heather Quick explores how innovative clauses are reshaping marriages. From pet custody and lifestyle commitments to infidelity penalties, these agreements aren't just about protecting assets; they're about creating clarity, trust, and stronger communication between partners.By tuning in, you'll discover:How pet custody and lifestyle clauses are becoming tools to protect love, not just money.Why clear expectations in a prenup can prevent misunderstandings before they begin.What you need to know about the legal enforceability of unique clauses, especially in Florida.Press play now to learn how creative prenups can strengthen relationships and protect your future.Join us on our podcast as we navigate the complexities of marriage, divorce, separation, and all related legal and emotional aspects, including adultery, alimony, child support, spousal support, timesharing, custody battles, and the financial impact of dissolution of marriage.Interested in working with us? Fill out this form here to get started. Not quite ready? Interact with us on socials! Linktree- https://linktr.ee/FloridaWomensLawGroup Florida Women's Law Group Website- https://www.floridawomenslawgroup.com/Women Winning Divorce is supported by Florida Women's Law Group.Disclaimer: This podcast is for informational purposes only and is not an advertisement for legal services. The information provided on this podcast is not intended to be legal advice. You should not rely on what you hear on this podcast as legal advice. If you have a legal issue, please contact a lawyer. The views and opinions expressed by the hosts and guests are solely those of the individuals and do not represent the views or opinions of the firms or organizations with which they are affiliated or the views or opinions of this podcast's advertisers. This podcast is available for private, non-commercial use only. Any editing, reproduction, or redistribution of this podcast for commercial use or monetary gain without the expressed, written consent of the podcast's creator is prohibited.Thank you for listening, please leave us a review and share the podcast with your friends and colleagues. Send your questions, comments, and feedback to marketing@4womenlaw.com.
In this episode of “Louisiana Unfiltered” 21st Judicial District Attorney Scott Perrilloux joins Kiran Chawla as they discuss the recent lawsuit brought against Roblox by the State of Louisiana, The rising success of the Attorney General's ICAC program and the lowering rate of Fentanyl related overdose deaths in Livingston Parish and surrounding parishes. Chapters01:59 Roblox Lawsuit09:44 Safeguards and Responsibilities19:14 Shifting to Internet Crimes21:59 Overdoses Declines28:08 Mental Health and Addiction IssuesLocal Sponsors for this episode include:Neighbors Federal Credit Union:Another Chance Bail Bonds:Dudley DeBosier Injury LawyersSound and Editing for this audio podcast by Envision Podcast Production:
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Barry Page, a seasoned expert with over 40 years of experience in financial services and real estate. Barry shares his insights on helping families and businesses navigate financial challenges, the importance of financial independence, and the impact of personal experiences on his career. He discusses overcoming adversity in real estate, the significance of networking and self-education, and his current focus on scaling his business while helping others achieve financial success. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Axon's new AI tool generates police reports from body camera footage. A new investigation shows the system has an alarming lack of safeguards against bias and mistakes. Plus, what actually works when it comes to preventing school shootings?
Pippa speaks to Dr. Andrew Dickson, an engineering executive at CBi-electric, at earth leakage devices which are a real safeguard for our homes and even the electricians who install them. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
End Sex Falsification and Restore Safeguarding - WDI UK Campaign 25th July 2025
It's In the News.. a look at the top headlines and stories in the diabetes community. This week's top stories: FDA approves the first fast-acting biosimilar insulin in the US, Tandem issues warning, DOJ stands up for remote monitoring in schools, GLP1 use protects against dementia, and more! Find out more about Moms' Night Out Please visit our Sponsors & Partners - they help make the show possible! Learn more about Gvoke Glucagon Gvoke HypoPen® (glucagon injection): Glucagon Injection For Very Low Blood Sugar (gvokeglucagon.com) Omnipod - Simplify Life Learn about Dexcom Check out VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Twitter Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com Reach out with questions or comments: info@diabetes-connections.com Episode transcription with links: Hello and welcome to Diabetes Connections In the News! I'm Stacey Simms and every other Friday I bring you a short episode with the top diabetes stories and headlines happening now. XX We've got the first and only biosimilar FDA approved and moving to market. Kirsty – insulin aspart, which is a biosimilar to Novolog will be available as a single-patient-use prefilled pen for subcutaneous use and a multiple-dose vial for subcutaneous and intravenous use. KIRSTY has been available in Europe and Canada since 2022. This same company makes Semglee, the first biosimilar for long acting? Sales of Insulin Aspart in the United States were approximately $1.9 billion in 2024, according to IQVIA. https://www.globenewswire.com/news-release/2025/07/15/3115973/0/en/Biocon-Biologics-Expands-Diabetes-Portfolio-with-FDA-Approval-of-Kirsty-the-First-and-Only-Interchangeable-Rapid-Acting-Insulin-Aspart-in-the-United-States.html XX Tandem Diabetes Care (Nasdaq:TNDM) has issued an urgent medical device correction for some t:slim X2 automated insulin pumps. In a July 22 notice, the San Diego-based company warned of pumps that may exhibit a higher rate of speaker failure. During normal use, the insulin pump software monitors current flowing through the speaker during use. Measurements that fall within a pre-determined range indicate a functioning speaker. Meanwhile, measurements falling outside the range indicate a speaker failure. When the measurements land outside the expected range, the system declares a malfunction, referred to as “Malfunction 16.” If the pump declares this malfunction, insulin delivery will stop and the pump will no longer be operational. Malfunction 16 terminates communication between the pump and continuous glucose monitor (CGM), as well as the t:slim mobile app. If not addressed, the issue can lead to hyperglycemia, which can result in hospitalization or medical intervention. The company reports 700 adverse events and 59 reported injuries to date, with no reports of death. Tandem identified that certain speaker versions have a higher rate of Malfunction 16 events due to a wiring issue within the speaker. Users can continue using their pump but with added precautions because Malfunction 16 can occur at any time. They should use the t:slim mobile app with push notifications turned on so the app alerts them if the malfunction occurs, the company said. Additionally, Tandem intends to release a software update aimed at enhancing the early detection of speaker failure. The update also introduces persistent vibration alarms to help reduce potential safety risk. Tandem plans to notify affected pump users when it makes the update available. https://www.drugdeliverybusiness.com/tandem-warns-insulin-pump-speaker-malfunction/ XX BIG WIN! The DOJ protects T1D rights again! The US Attorney's office for the Western District of Washington State reached a settlement with a public school district that once again confirms remotely monitoring students' CGMs is a reasonable accommodation that schools must provide to comply with the Americans with Disabilities Act. If its true for one state its true for all states under federal law! If your local schools still refuse to remotely monitor CGMs of their students, provide them with this letter to compel them to FOLLOWT1Ds and FOLLOW Federal Laws. If they still refuse contact us! https://followt1ds.org/ XX new study finds people taking GLP-1 agonists had a significantly lower cumulative risk of developing dementia, when compared to metformin users. Past studies show that people who have type 2 diabetes — a chronic condition where the body does not use its insulin properly — are at a higher risk of developing dementia. The study found that when comparing the neuroprotective abilities of two diabetes medications — metformin and glucagon-like peptide-1 receptor agonists (GLP-1 agonists) — participants taking GLP-1 agonists had a significantly lower cumulative risk of developing dementia, when compared to metformin. https://www.medicalnewstoday.com/articles/glp-1s-may-offer-better-dementia-protection-than-metformin XX Front office changes coming to Dexcom. CEO Kevin Sayer will step down & give the reins to current Chief Operating Officer Jake Leach. Scheduled for January 1, 2026, Leach will also join Dexcom's board of directors where Sayer will remain executive chairman. One of our frequent guests here.. Leach has worked at Dexcom for 21 years. He served as chief technology officer from 2018 to 2022 before he was named COO in late 2022. He was given the title of president in May. https://www.medtechdive.com/news/dexcom-ceo-change-kevin-sayer-jake-leach/756382/ XX A major international study has revealed that many children and young adults in Sub-Saharan Africa who are diagnosed with type 1 diabetes (T1D) may actually have a different, non-immune-based form of the condition. Unlike the traditional autoimmune version of T1D, this form appears to develop without the immune system attacking the insulin-producing cells. This finding could significantly reshape how diabetes is diagnosed and treated across the region, potentially leading to more precise care and better health outcomes. The researchers found that many young people in Sub-Saharan Africa diagnosed with T1D often don't have the usual markers in their blood (called islet autoantibodies) typically seen in people with T1D in other parts of the world. Specifically, 65% of participants with T1D in this region did not have islet autoantibodies. When the researchers compared this data to studies in the U.S., they found a smaller but significant proportion (15%) of Black participants diagnosed with T1D had a similar form of diabetes found in Sub-Saharan Africa – characterized by negative autoantibodies and a low T1D genetic risk score. However, white Americans with T1D showed the typical autoimmune pattern, even if they didn't have detectable autoantibodies, their genetics still pointed to autoimmune diabetes. “The identification of this T1D diabetes subtype in Sub-Saharan African populations and among individuals of African ancestry in the U.S. suggests a potential ancestral or genetic link,” Dabelea notes. “These findings highlight the need to consider alternative etiologies in this group and a deeper understanding of the underlying mechanisms may provide important insights for future prevention and treatment strategies.” https://scitechdaily.com/new-diabetes-subtype-discovered-in-africa-challenges-global-assumptions/ XX Formal recognition for the specialty of Diabetology. Diabetology is the specialty focused on the full continuum of diabetes care — encompassing diagnosis, treatment, prevention, technology integration, education, and cardiometabolic management. While it intersects with endocrinology, primary care, and public health, diabetology is uniquely defined by its depth and focus on diabetes alone. The American College of Diabetology (ACD) is the national professional organization representing clinicians who specialize in diabetes care. ACD advances clinical excellence and education to improve the lives of those affected by diabetes. https://www.businesswire.com/news/home/20250725766248/en/American-College-of-Diabetology-Announces-Formal-Taxonomy-Classification-for-Diabetology XX Tidepool announces cloud-to-cloud integration with Abbott's FreeStyle Libre portfolio. From the release: This integration allows people living with diabetes using the FreeStyle Libre portfolio to connect their data to their Tidepool account seamlessly. For healthcare providers, this means more comprehensive insights and streamlined workflows, with FreeStyle Libre systems data flowing continuously into the Tidepool Data Platform. https://www.tidepool.org/blog/abbott-freestyle-libre-integration-launched XX Stelo dexom ai food XX With high drug prices remaining an ongoing concern for U.S. politicians, Roche is considering following in the footsteps of some of its peers with a direct-to-consumer (DTC) model to cut out the middlemen. About 50% of the money spent on drugs in the U.S. healthcare system goes straight to PBMs instead of the companies that create the medicines, Roche CEO Thomas Schinecker called out in a press conference on Thursday. Bringing the drugs directly to the consumer could be a solution to positively impact pricing for patients “without destroying innovation,” Schinecker added on a separate Thursday call with investors, noting that the company has discussed the matter with the U.S. government and its Department of Health and Human Services. The pricing talks come after President Donald Trump inked a “Most Favored Nation” executive order in May, aiming to tie U.S. drug prices to lower prices in other developed nations. The plan was quickly called out by industry voices such as the PhRMA trade group, which labeled it a “bad deal” for U.S. patients. https://www.fiercepharma.com/pharma/roche-weighing-direct-consumer-drug-sales-ease-us-drug-pricing-woes-cut-out-pbms-ceo-says XX SAB BIO secures substantial $175M financing to advance T1D therapy with impressive investor lineup and extended cash runway until 2028. Most critically, this financing fully funds the pivotal Phase 2b SAFEGUARD study evaluating SAB-142 for delaying progression of autoimmune Type 1 diabetes in newly diagnosed patients. By extending the cash runway into mid-2028, SAB has effectively eliminated near-term financing risk and provided clear visibility through this crucial clinical trial and potential commercialization preparation. Participation from strategic investor Sanofi, along with new investors RA Capital Management, Commodore Capital, Vivo Capital, Blackstone Multi-Asset Investing, Spruce Street Capital, Forge Life Science Partners and Woodline Partners LP, and existing investors Sessa Capital, the T1D Fund, and ATW Partners https://www.stocktitan.net/news/SABS/sab-bio-announces-oversubscribed-175-million-private-fwsf2t91ek4z.html XX In a landmark 14-year study, researchers have found that artificially sweetened drinks raise the risk of developing type 2 diabetes by more than a third, significantly higher than those loaded with sugar. It challenges the long-standing perception of diet drinks being a healthier alternative and suggests they may carry metabolic risks of their own. In the first longitudinal study of its kind, led by Monash University, researchers tracked 36,608 participants over an average period of 13.9 years to assess how both sugar-sweetened beverages (SSBs) and artificially sweetened beverages (ASBs) impacted health outcomes. The self-reported health data, from the Melbourne Collaborative Cohort Study, was drawn from participants aged 40 to 69 years at the time of recruitment. What they found was that drinking just one can of artificially sweetened soda increased the risk of developing type 2 diabetes by 38%, compared to people who didn't consume these drinks at all. For those consuming the same amount of sugary drinks, the risk was 23% higher. This suggests there's more than obesity at play. The researchers believe this result is due to an independent metabolic effect, possibly gut microbiome disruption or a change in glucose metabolism. While the study didn't identify which artificial sweeteners were at play, Evidence suggests that artificial sweeteners can alter the composition and function of gut bacteria, leading to glucose intolerance – a precursor to type 2 diabetes. And that some sweeteners may trigger insulin release, desensitize metabolic responses over time, or confuse the body's glucose regulation system – even without actual sugar in the picture. Another hypothesis is that regular exposure to the kind of intense sweetness that artificial products deliver may condition the body to anticipate sugar calories that never come, affecting appetite regulation, insulin sensitivity and broader metabolic pathways. However, the authors suggest that how sweeteners affect the gut microbiota and glucose regulation are the most likely drivers of increased diabetes risk. https://newatlas.com/diet-nutrition/one-drink-diabetes-risk/ XX After months of deliberation, information gathering and public testimony, a state board unanimously agreed Monday that two common medications for type-2 diabetes and other conditions appear to pose an affordability challenge to the state and Marylanders. The state Prescription Drug Affordability Board approved two resolutions saying that prescription drugs Jardiance and Farxiga likely pose an “an affordability challenge for the state health care system” and the state should look for ways to bring down those costs. Health care advocates call the long-awaited resolution an “important first step” in the process in bringing down prescription costs for those on the state's health plan. That milestone has been years in the making. Created in 2019 by the General Assembly, the Prescription Drug Affordability Board was slow to launch due in part to a veto from former Gov. Larry Hogan (R) amid pandemic-induced economic uncertainty in 2020 that delayed the board's formation. The board also cited out-of-pocket costs for consumers and state and local spending on those drugs as indicators that there may be an affordability challenge. The board will now look at options to address the potential affordability challenge, which could include setting an upper payment limit on those drugs. But it's not clear when the state will see cost savings. That said, some members of the health care system and the pharmaceutical industry say that policies such as upper payment limits could weaken access to life-saving drugs. Others say that the board has not engaged enough viewpoints from the health care industry. https://marylandmatters.org/2025/07/29/state-board-determines-two-type-2-diabetes-drugs-may-be-unaffordable/ XX One year after it was revealed that Chrissy Teigen and John Legend's son, Miles, was diagnosed with type 1 diabetes, Teigen is revealing how she's making her son feel more included. Teigen first opened up about her 7-year-old son's diagnosis after she and her two oldest kids, Miles and 9-year-old daughter Luna were at the 2024 summer Olympics cheering on Simone Biles. Teigen posted a photo of Miles and Luna holding up a sign. Also visible in the picture was the insulin pump on Miles' arm. Now, Teigen is sharing some insight into how she's making Miles more comfortable with having type 1 diabetes, including giving LeBron James' Barbie doll type 1 diabetes as well. In a video shared on Instagram, Teigen is seen taking the T1D Barbie, removing her insulin pump and gluing the pump onto LeBron James' Barbie. “Turning T1D Barbie into T1D Lebron James for my son,” Teigen captioned the video, revealing James is Miles' hero. 41 million followers https://www.yahoo.com/lifestyle/articles/chrissy-teigen-gives-lebron-james-154608782.html