Podcasts about safeguards

Mthobisi Mthimkhulu, Head of Private Clients at Allan Gray spoke to Clarence Ford about how investors can take proactive steps to protect their investments. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

News with Sean 12-1-2025 …New way to “trick” AI to get around it's safeguards

MBC Montgomery County | Truth: The Safeguard Against Deception (Psalm 119:105) | God's Good Design | Aaron Kyei-Asare

Hannah Quay-de la Vallee, senior technologist at the Center for Democracy and Technology, coauthored a recent report that recommends more transparency on what artificial intelligence education technologies can and cannot do.

Hannah Quay-de la Vallee, senior technologist at the Center for Democracy and Technology, coauthored a recent report that recommends more transparency on what artificial intelligence education technologies can and cannot do.

A child protection advocate says education officials should have done more about the disappearance of two children, who were later found murdered, hidden inside two suitcases at a storage facility. Finn Blackwell reports.

We lay out the core rules that protect your retirement plan: how to size a cash wedge, set a withdrawal policy you'll actually keep, avoid duplicate exposure when mixing products, and review your plan annually so a market drop doesn't derail your lifestyle. Join Retirement Loop. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com Retirement Loop

In this episode, Jesse shares a powerful four-part framework to help dental practice owners not just survive, but thrive during economic downturns. Drawing inspiration from the medieval concept of a castle and its protective moat, Jesse introduces the MOAT strategy as a robust defence mechanism for your business.Whether you're facing turbulent financial conditions or simply want to future-proof your practice, this episode will walk you through specific, actionable steps to bolster your practice's financial reserves, systemise operations, diversify patient acquisition, and master your time for strategic leadership.In this episode:[00:00] Introduction to economic resilience and the castle-moat analogy[00:01] Why your practice is your financial fortress, and how to defend it[01:18] M for Money: Building strong cash reserves and managing debt wisely[03:51] O for Operations: Systemisation vs humanisation and why it matters[06:01] A for Acquisition: Creating multiple streams of patient flow[08:11] T for Time: The real value of your time as a business owner[08:55] Boundaries, delegation, and strategic thinking as leadership essentials.Resources and Links:Join the free Savvy Dentist Facebook GroupFollow Dr Jesse Green on LinkedInVisit Savvy Dentist websiteMentioned in this episode:Transformational Training for Dental Practice TeamsIf you want to grow your practice, you need a high-performing team - but training takes time, effort, and resources you often don't have. That's why we created the Savvy Dentist Team Training Bundle - a 12-month program packed with five powerful courses, including our Practice Manager Masterclass, Front Desk All Stars, Hygiene & Therapy Heroes, Treatment Coordinator Training, and the Million Dollar Dentist course. Each course is delivered live via Zoom, and you'll also get access to past recordings, so you can onboard new team members anytime without starting from scratch. Want to scale your practice and build a winning team? Click on the link and join the waitlist. Team Training Bundle Sept 25

In a meeting with the director-general of the Malaysian National Security Council, top Chinese diplomat Wang Yi has called on the country and Malaysia to safeguard the victory in World War II.

During a phone call with U.S. President Donald Trump, Chinese President Xi Jinping emphasized that Taiwan's return to China is an integral part of the post-war international order, with Trump acknowledging Washington's understanding of the importance of the Taiwan question to China (01:08). President Xi Jinping has reaffirmed China's commitment to being a reliable partner to Tonga, and urged the two sides to contribute to a community with a shared future for humanity (06:26). And China's unmanned Shenzhou-22 spacecraft has reached the Tiangong Space Station after Shenzhou-20 was damaged by suspected space debris (33:54).

It's Thanksgiving Week! So, Bethany traps Dr. Kuba and convinces her to be extremely vulnerable and answer some annual reflection questions LIVE and on the spot! Thankfully, Dr. Kuba obliges, giving listeners an opportunity to not only learn about how to end the year in reflection, but also giving listeners an opportunity to hear how she herself reflects. Together, Dr. Kuba and Bethany discuss the importance of slowing down at this time of year and taking the time to truly reflect back on the year so that you can better prepare for 2026. Get your pen and paper out for this one! Need some reflection resources? We've got you covered! Yearly Reflection and Planning Bundle on THE HUB 

Listen to a message from Josh Hurst from our Doctrine and Devotion series on November 23, 2025.

Good morning, afternoon, and evening, real estate investors! Scott Carson here, ready to fuel your year-end deals. Tired of lazy retirement money? I'm joined by the "Big Enchilada," Nick Sahagan from Safeguard Advisors, to demystify the self-directed IRA LLC with checkbook control!Nick shows you how to ditch Wall Street, grab control, and use your retirement funds for real estate, private lending, and more. Stop letting bureaucratic custodians drive Miss Daisy – it's time you took the wheel!In this episode, you'll learn:Checkbook Control Unleashed: Nick explains how a specialized IRA LLC/trust puts you in direct command, letting you write checks & make deals fast.One-Stop Setup: Avoid the typical multi-institution headache. Safeguard bundles LLC creation, custodian, and a self-directed bank (Solera National Bank) into one seamless process.Rules of the Road: Understand prohibited transactions & disqualified persons to keep your investments compliant and your IRA safe from Uncle Sam. No crazy partners!Cost-Effective Control: Discover transparent, flat annual fees (not asset-based!) and how to avoid wire fees. An exclusive $100 discount with code NCS100 helps you get started!Speed is Power: Learn why having your SD-IRA ready before a deal is crucial. With a 1-2 week setup, you'll have dry powder to seize opportunities swiftly.This is your blueprint for maximizing retirement funds. Grab that $100 discount, book a call with Nick, and make your money work harder. Go out, take some action, and we'll see you at the top!Book a call with Nick HERE!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!

As the holiday season unfolds, the threat of scams looms large, with fraudsters employing increasingly sophisticated tactics. Last year, nearly one-third of Americans were ensnared by online holiday scams, resulting in losses exceeding $302 million for Washington state consumers alone. To safeguard their finances and avert falling prey to such schemes, individuals are advised to exercise caution, particularly regarding deceptive travel websites and fraudulent package delivery notifications. Quincy Crawford, Branch Manager at Chase Bank, talks about how people can help protect their money and avoid falling victim to holiday scams. Interview by Chris B. Bennett.

Discover how outdoor security lights can transform your Fort Wayne home's safety this winter. From energy-efficient LEDs to smart motion sensors, learn what actually works, what to avoid, and why darkness doesn't have to mean vulnerability.Visit https://www.mistersparky.com/fort-wayne/ Mister Sparky of Fort Wayne City: Fort Wayne Address: 3404 Metro Park Drive North Website: https://www.mistersparky.com/fort-wayne/

Kevin Werbach, Wharton Professor of Legal Studies and Business Ethics, explores the goals, limits, and broader national context of California's newly enacted AI child-protection bill and what it signals for future regulation and industry responsibility. Hosted on Acast. See acast.com/privacy for more information.

In This Episode Entrepreneurs pour time, creativity, and resources into building their brand, but many fail to protect the intellectual property that makes their business valuable. In this episode of Systems Simplified, host Adi Klevit interviews Tenicia Moulden about how entrepreneurs can protect their brand, intellectual property, systems, and creative work. Tenicia explains the core elements of a strong brand, the four types of intellectual property every business should understand, and the strategic process she uses to help clients validate and protect their assets. She also discusses common mistakes entrepreneurs make when trademarking too early, how to safeguard trade secrets and internal processes, and how to set healthy boundaries and protections with employees. Tenicia shares her perspective on how AI is changing the landscape of intellectual property and why documenting your ideas and creations is now more critical than ever.  

Feeling the call to reconnect with the sun? In this episode of Demystify Magic, we're diving into Litha, the height of light, growth, and celebration on the Wheel of the Year.We explore the Holly and Oak King myth, how different cultures have honored the solstice, and how we bring that energy into our own practices. You'll hear our favorite low-effort rituals for reflection, protection, and gratitude, plus a little hurricane-season magic and reiki for grounding and renewal. We also chat about our go-to Litha correspondences for balancing solar fire with calm, centered energy.Join us as we demystify Litha, celebrate the light, and find joy in the magic of midsummer, whenever it finds you.This episode is sponsored by Chelsee at Conscious Seed, our favorite Astro Herbalist for grounded, practical astrology. Her Digital Astrology Calendar syncs with Google Calendar so you can actually plan with the planets, not get blindsided by them. And her readings? Absolute magic.Use code DEMYSTIFYMAGIC for 15% off at site wide throughout November: www.consciousseedapotheca.com Pre-order Molly's book Mundane Magic A Lazy Witch's Guide to Hacking Your Brain, Building a Daily Practice, and Getting Stuff DonePreorder Mundane Magic & Join the Virtual Book Tour⁠: Celebrate the release of Molly's new book with an exclusive online event on Feb 21, 12 PM EST. Get behind-the-scenes insights, live Q&A, and your copy shipped on release day.

“If the computer gets smarter than me… is that a problem?” Joe Rockey and Father Boniface Hicks tackle the fear narrative around AI by comparing it to other powerful tools (cars, planes) that required strong safeguards—not panic. They explore why AI lacks moral intuition, how optimization without ethics can harm, and why deepfakes and spoofing demand new habits of verification. The conversation lands in the three lenses: honesty about our fears (self), charity through wiser trust and presence (others), under a living relationship with God that anchors what's real.Key IdeasPower needs guardrails: like aviation checklists and redundancies, AI calls for safety, oversight, and clear human control.Limits of machines: AI optimizes; it doesn't intuit, repent, or take responsibility—persons do.Edge cases matter: “no-win” moments (e.g., deer vs. car) reveal why human moral criteria must shape algorithms.Deception risk: voice/video/text imitation raises the bar for validation; adopt healthy skepticism and confirm identity more often.Back to reality: prioritize embodied relationships and parish life; let the Church help form attention, virtue, and trust.Links & References (none explicitly cited in this episode)CTA If this helped, please leave a review or share this episode with a friend.Questions or thoughts? Email FatherAndJoe@gmail.comTags Father and Joe, Joe Rockey, Father Boniface Hicks, artificial intelligence, AI fear, safety and safeguards, aviation analogy, self-driving cars, edge cases, moral intuition, ethics, deepfakes, identity verification, phishing, deception, truth, discernment, prudence, attention, presence, relationships, parish life, Church, spiritual formation, responsibility, human dignity, technology as tool, relationship with God, relationship with self, relationship with others, Benedictine spirituality, Catholic podcast, practical spirituality

They have gone mad!! In a season of gratitude, Dr. Kuba and Bethany want to gift all listeners with a full bonus episode. So here it is!! Today's episode is the very first bonus episode, which aired in November 2024. They discuss an incredibly important topic – vision. As 2025 comes to a close, it is critical to take a step back and truly evaluate the practice vision and the potential hurdles that are preventing that vision from coming to fruition. Use today's episode as a tool for evaluating your vision, the roadblocks to your vision, and the steps you can take to unlock your vision. For additional resources on this subject, visit The Hub:Yearly Reflection and Planning Team Feedback Bundle Practice Vision Bundle 

In this powerful bonus episode of Banking on Fraudology, powered by Safeguard, Hailey Windham sits down with Andrea Vallentine, Senior Vice President of Fraud and Risk at Old Glory Bank. The conversation dives deep into Andrea's genuinely excited perspective that "this might actually be the best time to be fighting fraud". We explore the rising momentum of collaboration and shared learning that is unifying the industry against fraudsters. Key Takeaways: Collaboration, AI, and Empathy in Fraud PreventionThe Power of Collaboration: Andrea highlights the exciting activities and investments from groups like Fraud Fight Club, Operation Shamrock, and House of Fraud. The focus is shifting from selling products to learning, educating, and collaborating. The AI Perspective: The industry is moving past fear, recognizing that AI has been around for a long time. The recent AI explosion has gotten people more open to listening, realizing they are already using smart technologies in areas like transaction scoring (e.g., Falcon) and link analysis. A Shift to Purpose: Collaboration is increasing because the industry now recognizes the emotional devastation and human impact of fraud. The focus has moved beyond competing to a shared mission of working together "against the fraudsters". Tips for Smaller Teams (Leveraging AI): Andrea recommends that smaller teams use AI (like ChatGPT) to draft summaries, create templates, and refine procedures. This allows teams to find holes in their processes and generate new ideas without using sensitive PII. The Human Side of Design: Empathy is shaping the next generation of fraud design. Using machine learning to identify patterns of customer friction , and giving real-life stories to team members, helps move them out of "robot mode" and focus on the customer experience. Andrea's Final Thought: AI is not scary, and we have been using it forever in things like marketing suggestions on Amazon. She encourages everyone to get involved and leverage the wealth of existing, shared resources instead of recreating materials. This is a must-listen for executives, investigators, and all fraud professionals who are serious about strengthening prevention efforts and building a fraud-fighting community driven by empathy and innovation. Links:Connect to Andrea on LinkedInLearn more about the Safeguard AI deep dive retreat happening in May : SafeguardEvent.comAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are...

Fruits of the Spirit: Self-control the safeguard2 Peter 1:5-9Rev. Justin OlivettiMain idea: Self-control guards us and others

Elections last week showed strong showings for Democrats in races around the country. What does that mean for Wisconsin? Gov. Tony Evers says Wisconsin will not claw back food assistance benefits despite a demand from the Trump administration over the weekend. And, a proposal from a Democratic state legislator aims to protect consumers from rising utility bills as data center development booms in the state.

How do you know if the person you recently hired is the right one? In this episode, Dr. Kuba and  Bethany discuss three recent examples where practice owners are evaluating this very question. At the 60 day point, one practice owner is already beginning to doubt her clinical assistant's skillset. Another practice owner is trying to decide if it's worth continuing to invest in his newest assistant who continues to buck the cultural norms of his practice. And yet, another practice owner likes her newest assistant (of 18 months) but the team can't stand her. Dr. Kuba gives her advice in each of these three scenarios in hopes that listeners have tools to use when they are trying to decide whether to hire or fire.  Previous Episodes Worth Revisiting: When to Call it Quits on an EmployeeHow to Effectively Welcome a New Employee 2026 Crash Course Dates are ALMOST GONE!!! Reach out TODAY to sign up!

This Week in Pharmacy - November 7, 2025 TWIRx News: First up, Binghamton University School of Pharmacy holds emergency management simulation, VCU Health pharmacies expand access through new home delivery options, and Lilly and U.S. government agree to expand access to obesity medicines to millions of Americans.  Our special guest line up on TWIRx:   Amantha Bagdon - CEO of RxPost  PGX Pharmacist's Protection of Patients with Dr. Melissa Smith PharmD Arkansas HB 1150 TO PROHIBIT A PHARMACY BENEFITS MANAGER FROM OBTAINING CERTAIN PHARMACY PERMITS. with John Vinson CEO of the Arkansas Pharmacy Association & Greg Reybold with APCI  4th Generation Pharmacy Owner C.O. Bigelow (the oldest Apothecary in America) the Drugstore Cowboy, Alec Gingsberg PharmD Thank you toour sponsors:  Independent Pharmacy Cooperative (IPC) Yaral Pharma  SureCost The Drugstore Cowboy Rides Again: PBM Reform in Arkansas & PGx Safeguards for Xeloda Patients | TWIRx  

The Public Interest Standard: Outdated Mandate or Democratic Safeguard with Harold Feld and Tom Hazlett by Technology Policy Institute

Property fraud affects many property owners who don't understand their rights or how to safeguard their ownership. Today, Paul invites Holly Hemmrich, Register of Deeds for Sumner County, to talk about how to properly own and safeguard your property, as well as insurance products to avoid, free resources for property owners, and how to spot scammers.    Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

Pope Leo XIV has recently formally declared St. John Henry Newman—who was canonized only in 2019 by Pope Francis—a doctor of the Catholic Church, a recognition given only to 37 other saints in Catholicism's over 2000 year history. This places Newman among great figures like St. Augustine, St. Gregory the Great, St. Jerome, St. Thomas Aquinas, St. Theresa de Avila, St. Catherine of Sienna, and the Little Flower, St. Therese of Lisieux. What is the significance of giving St. John Henry Newman—an Englishman and Anglican convert to Catholicism who was born over 200 years ago—this title? What is it about Newman's approach to communicating the faith that earned him this great honor—and why now?  Equally important, how can contemporary evangelists draw inspiration from his work to proclaim the Gospel in a drastically different world, religiously and morally, from Newman's 19th century Victorian England? A listener asks for advice on how to give better homilies at Mass. 00:00 | Introduction 01:26 | Bishop Barron's recent domestic travels 03:20 | Defining "Doctor of the Church" 04:55 | Distinguishing doctors from saints 05:50 | John Henry Newman's brief biography 12:18 | Understanding the development of doctrine 17:41 | Safeguards against corruption 22:33 | The wholeness of the truth 25:34 | Newman: "To live is to change" 29:28 | The "illative sense" of the mind's assent to propositions 34:10 | Difficulties vs. doubt 35:54 | How Newman speaks to England now 37:55 | Listener question: How can priests improve preparation for homilies? 39:58 | Join the Word on Fire Institute   Links: Word on Fire Institute: https://institute.wordonfire.org/ NOTE: Do you like this podcast? Become a Word on Fire IGNITE member! Word on Fire is a non-profit ministry that depends on the support of our listeners . . . like you! So become a part of this mission and join IGNITE today to become a Word on Fire insider and receive some special donor gifts for your generosity.    

Changes in a practice are necessary. At times, changes are thrust upon a team, forcing them to pivot. Other times, the practice owner is watching the horizon for economic, technological, or financial impacts that may also force change. Regardless, change is necessary at times and also desirable at times. So, it can be extremely disheartening to have a team that refuses to follow their leader into new changes. In this episode, Dr. Kuba and Bethany discuss the difficultly of change and yet the importance of it. They also discuss how to view and manage team members that may be resisting the revisions. They end with an important message for all practice owners and team members – don't be a dingbat!  Previous Episodes Worth Revisiting: How to Help Your Team Bear FruitDental Practice Owners are Leaders 2026 Crash Course Dates are ALMOST GONE!!! Reach out TODAY to sign up!

November 2, 2026 - "Safeguards To Your Joy!"

Following the tragic loss of their son, Adam, Maria and Matthew Raine are suing OpenAI, the company behind ChatGPT, following the discovery that the chatbot encouraged their son's suicide. They discuss the dangers of artificial intelligence and why it needs stronger safeguards and regulations to protect children. Their attorney, Jay Edelson, explains the legislative action they are taking to ban AI companies from encouraging friendship with chatbots.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com

Level Up - Safeguard it Up by Radio Islam

Pat McGrath, Western Correspondent, reports on a major community effort which is underway in Co. Mayo to safeguard the ecosystem around Lough Carra.

Subscribe to LMSU's Patreon for a sector plan BoCo bonanza!  All aboard folks! Team LMSU is continuing our BoCo odyssey, adventuring through each of the six sector decarbonisation plans. AND we're bringing friends! That's right, we're calling in even nerdier reinforcements and experts to join us as we venture on. This week, we'll be joined by Helen Rowe from Climateworks to talk transport and infrastructure.—With a promise to provide guidance on the next five years ‘and beyond' your intrepid hosts digested the Queensland Government Energy Roadmap 2025. It provides a major reset in some respects with continuity in others. Grabbing the headlines was the telegraphed decision to run government-owned coal assets to end of technical life but much detail still ‘TBC' when it comes to how decisions on coal will be made.Transmission is getting a big overhaul, renewables still gonna be big but maybe not so much on the wind front. More questions raised than answered here for now as Luke is left pondering the wisdom of scrapping a bicameral parliament in the great northern state!Our main courseWith a tantalising title of ‘Bills Down, Emissions Down: A practical path to net zero electricity' your intrepid hosts are having what the Grattan Institute is serving! A timely provocation from Alison Reeve, Tony Wood, Dominic Jones and Ben Jefferson on the value - and they argue necessity - of reinstating a price on carbon in the electricity sector. The world has changed since the last time carbon pricing was discussed in the energy sector and the folks from Grattan argue the Safeguard Mechanism presents a ready made vehicle to get the job done. And they don't forget to remind us of earlier work in their report Climate Phoenix that shows how the Safeguard could evolve into a broader emissions trading scheme, Much food for thought ahead of the 2026-27 Safeguard review!One more thingsTennant's One More Thing is: his appearance at an event hosted by the University of Adelaide, festively titled, ‘Livin La Vida BoCA'! No guesses as to what that was about: a whisper of chat about border carbon adjustments and our man Mr Reed manifests!Frankie's One More Thing is: a frustrating one-year delay to the vote by the International Maritime Organisation on the adoption of an emissions levy on shipping, following concerted lobbying from the Trump administration.Luke's One More Thing is: the long awaited and celebrated launch of the Commercial Building Disclosure Roadmap! *Finally* After previous reviews gathered dust on shelves, we finally have a plan for expanding use of Australia's globally leading NABERS rating scheme in disclosing the nergy performance of more building types. Huzzah!And that's it for now, Summerupperers. There is now a one-stop-shop for all your LMSU needs: head toletmesumup.netto support us on Patreon, procure merch, find back episodes, and leave us a voicemail!

Join Kymberli Cook, Amy Peeler, and Mike Balbier as they explore the role of prophets in Scripture and discuss how Christians today can wisely navigate modern prophecy in the church.  Time Stamps:   5:54  What is a prophet?  12:15  Safeguards/guidelines around prophets  17:53  Old Testament Prophets  22:26  New Testament Prophets  24:57  The Difference between New and Old Testament prophets  27:26  The role of the Holy Spirit in Prophesy  30:23  How different Church traditions handle prophesy  39:11  how can Christians today Navigate modern Prophecy?   Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Beer and Money, Ryan Burklo and Rob Bukacek delve into the intricacies of estate planning, focusing on a sample client with a $4 million estate. They discuss the importance of revocable living trusts, the avoidance of probate, and the management of assets to ensure they are passed on to heirs in a protected manner. The conversation also touches on the implications of spousal trusts, estate taxes, and strategies for safeguarding assets for future generations, emphasizing the need for careful planning to protect family wealth. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Estate planning is crucial for high-net-worth individuals. Revocable living trusts help manage assets and avoid probate. It's important to consider potential issues with heirs, such as addiction or financial irresponsibility. Amendments to trusts may be necessary as laws and family situations change. Life insurance can impact estate tax considerations significantly. Understanding state-specific estate tax exemptions is essential for planning. Credit shelter trusts can protect assets from creditors and divorcing spouses. Trusts can be structured to provide for children while protecting their inheritance. Parents should consider how to manage their children's access to wealth after their passing. Effective estate planning requires ongoing education and adjustments.  Chapters 00:00 Introduction to Estate Planning 03:02 Understanding the Sample Client's Estate 06:14 The Role of Revocable Living Trusts 09:00 Avoiding Probate and Managing Assets 11:57 Navigating Spousal Trusts and Estate Taxes 17:51 Protecting Assets for Future Generations

Richie and Gary set up Safeguard Force to take back the streets of Bournemouth. From knife crime to assaults and stories the press won't print, they explain why they stepped in when no one else would. They've been branded vigilantes and Dorset Police won't endorse them — but the public support has been huge. https://www.safeguardforce.co.uk/YouTube: Dodge WoodallInstagram: @Dodge.WoodallWebsite: DodgeWoodall.comTikTok: @DodgeWoodallLinkedIn: @DodgeWoodall Hosted on Acast. See acast.com/privacy for more information.

```html i'm wall-e, welcoming you to today's tech briefing for friday, october 17th! explore the latest tech developments: tech giants shift supply chains: microsoft, amazon, and google are moving production away from china in response to u.s.-china tensions. microsoft aims to relocate 80% of its production, amazon web services sources pcbs for ai data centers, and google strengthens server production in thailand. amazon's ring and flock partnership: this new collaboration raises privacy concerns as ring users might contribute footage for law enforcement, sparking debates over ai surveillance and bias. openai's sora and dr. king portrayal: openai pauses sora's video generation capabilities of dr. martin luther king jr. amidst concerns from his estate, emphasizing the need for controls over public figure likenesses. reddit expands ai search: introducing ai-driven search in french, german, spanish, italian, and portuguese to broaden accessibility beyond english speakers. deel's financial success: a $300 million series e funding round boosts deel's valuation to $17.3 billion despite ongoing legal disputes, attracting notable investors like ribbit capital and andreessen horowitz. that's all for today. we'll see you back here tomorrow! ```

Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Banking on Fraudology is part of the Fraudology Podcast Network. In this dynamic episode of Banking on Fraudology, host Hailey Windham kicks off a new monthly series in collaboration with Safeguard, paving the way to their 2026 AI Deep Dive Retreat. Joined by industry thought leaders Mitul Parmar and Brian Davis, Hailey explores the urgent need for AI education, collaboration, and strategic adoption across fraud, identity, and compliance sectors.As artificial intelligence reshapes the fraud landscape, this episode dives into the real world challenges professionals face-from vendor noise and overhyped promises to the complexities of integrating AI into existing workflows. The conversation zeroes in on building AI-capable teams, fostering healthy skepticism, and driving practical innovation.http://www.safeguardevent.com/Brian D.Mitul Parmar About Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are transferable, no matter the organization's size. Connect with Hailey on LinkedIn: https://www.linkedin.com/in/hailey-windham/ https://www.fraudfightclub.com/https://www.about-fraud.com/

This is episode 12 of INNER REVOLUTION - a podcast series where we walk through the fire of inner transformation and awakening together. The purpose of this series is to help you shed ANYTHING AND EVERYTHING that isn't a true reflection of Who You Really Are, so you can fully embody your Divinity, Light, and Sacred Mission. In this 12th installment, we're diving into an important topic on the spiritual path, especially for those of us with tendencies to over-give or to prioritize everyone else's needs above our own... that topic is: boundaries! Join me for a discussion of: what actually ARE boundaries and how can they support us, if we implement them from a loving and empowered place? the pitfalls of not having clear-enough boundaries as you walk the spiritual path setting boundaries to safeguard your energy, sanity, space, time, money, etc. recognizing the need to set firmer boundaries in any area of your life the importance of setting healthy boundaries while still being flexible, open to change, and willing to connect deeply with others when it feels aligned   ******* You're lovingly invited to join my email community and get access to my free Akashic Records Mini Course + weekly newsletter: https://josephinehardman.com/akashic-records-intro/ Explore the next round of my Akashic Records Certification Program: https://josephinehardman.com/work-with-me/akashic-records-certification-program/ Connect through my website: https://josephinehardman.com Thank you for being here, doing your inner work, and leading the way for others with your light. It makes a difference! Music & editing by G. Demers Inner Work 2025 All Rights Reserved.

In Today's Episode... In this conversation, Ed Vargo shares his unique journey as a male financial advisor working with women, influenced by his mother's struggles with financial literacy during her divorce. He discusses the significant differences in how men and women engage with money, emphasizing the need for women to take an active role in financial discussions within relationships. Ed advocates for bridging the financial literacy gap for women, particularly younger women, to empower them in their financial decisions and align their spending with their values. In this conversation, Ed Vargo and Jordan Pendleton explore the complexities of financial conversations within relationships, emphasizing the importance of aligning day-to-day spending with long-term financial goals. They discuss the different perspectives men and women often have regarding finances, particularly in the context of marriage and divorce. The discussion highlights the necessity of regular communication about financial goals, the challenges of navigating these conversations, and the potential benefits of seeking professional financial advice. Connect with Ed Website  Instagram Facebook Resources & Free Guides  “9 Money Myths You Must Bust (Before they Hurt the Next Generation)” “The Empowered Exit: 12 Steps to Safeguard your Financial and Emotional Well-Being”  Full Program “Divorce Navigator” : A comprehensive program guiding women through the legal, emotional, and financial aspects of divorce.  About Ed Vargo Ed Vargo, CFP®, CLU®, ChFC®, AIF®, CDFA®, founder of Burning River Advisory Group, grew up in inner-city Cleveland. His mother, a first-generation immigrant, struggled financially and was stuck in an unhealthy relationship. Her challenges left a lasting imprint on Ed and his values as a husband, father, and advisor. Ed's father, a steelworker and single dad, raised four children in Cleveland's Slavic Village. Ed attended Case Western Reserve University, earning a BS in Management and meeting his college sweetheart, Wendy. Now the proud parents of five charismatic daughters, Ed and Wendy are deeply committed to women's empowerment. Ed believes financial strength is essential to a woman's health, safety, and opportunity. His commitment to helping women achieve financial independence runs through the heart of Burning River, where he provides customized financial solutions with a compassionate and caring hand.   Don't forget about this amazing free offer from Jordan. She put a lot of time and effort into this project to be able to offer it to you, absolutely free! Take advantage now while you can! eBook: Couples Guide to Getting on the Same Page About Money   Reminder: Subscribe, Rate & Review this podcast!   Whatever platform you are listening on, make sure to follow or subscribe & sign up for notifications for when weekly episodes drop every week! And if you feel called, please leave a rating and review. This helps us to reach more people!  JordanPendleton.com

This week: The Moon is quiet (no major lunation), but the Sun and Mars are busy! Mars enters Scorpio, one of the signs of his rulership, and is strengthened for his hard interaction with Pluto in Aquarius. The Sun enters the Libra, and its equinox initiates autumn in the Northern Hemisphere and spring in the Southern Hemisphere. The Sun opposes sensitive Neptune and combines forces with Uranus and Pluto. And a listener question about self-care and your birth chart. Plus: Sweater weather, spilled perfume, and the battle between will and won't!   Read a full transcript of this episode. It's eclipse season! Order your copy of my "Followed by a Moonshadow" eclipse report! Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Timestamps [1:31] Mars enters Scorpio (Sep. 22, 12:55 am PDT, through Nov. 4). Scorpio is one of the strongest signs for Mars, fierce on behalf of those in need, and good for work, especially research projects and resolving conflicts. [3:26] The Sun enters Libra (Sep. 22, 11:19 am PDT, until Oct. 22). This marks the autumn equinox in the Northern Hemisphere, vernal equinox in the Southern Hemisphere. Focus on cooperating with others, avoid excess, and get your life in balance. [5:53] The Sun opposes Neptune (Sep. 23, 5:53 am PDT, 0°45' Libra-Aries). When the Sun is in aspect to Neptune, sensitivity is high, clarity low. Safeguard your health. Good for artistic expression and spirituality exploration. [7:21] Moon Report! There is no major lunation this week, but let's look at the Void-of-Course (VOC) Moon periods. On Tues. Sep. 23 (9:02 am PDT), the Moon squares Jupiter in Libra-Cancer. It's VOC for 16 hours, 58 minutes, then enters Scorpio on Wed. Sep. 24 (2 am PDT). There could be a conflict concerning your family and how they get along with your significant other. [8:35] On Fri., Sep. 26, the Moon trines Saturn in Scorpio-Pisces (10:44 am PDT). It's VOC for 3 hours 53 minutes before it enters Sagittarius (2:37 pm PDT). Enjoy getting important things done and trusting others to help out. [10:11] The Sun trines Uranus (Sep. 23, 7:55 pm PDT, 1°19' Libra-Gemini), an aspect of personal change and reinvention. New possibilities coming our way via those who make us feel included and appreciate us for exactly who we are, but allow us to try something different. [12:00] The Sun trines Pluto on Tues, Sep. 23 (11:05 pm PDT) at 1°27' Libra-Aquarius. Everything is intensified, and we don't feel neutral about anything. This can be an interesting day for powerful opportunities. [13:56] Mars squares Pluto (Sep. 24, 4:51 am PDT) at 1°27' Scorpio-Aquarius. Mars is on the Sabian symbol 2 Scorpio, A broken bottle and spilled perfume. Pluto is on 2 Aquarius, An unexpected thunderstorm. Mars is our will and Pluto represents the “won't”: forces that stand in our way of getting what we want. Resist the unexpected thunderstorm of emotions that can erupt when you feel denied and frustrated. [16:24] Listener Ann asks about astrology and self-care. Check out Dana Gerhart's website, Mooncircles.com, for the current lunar phase. [24:55] To have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [25:28] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

As we navigate today's complex world, God's wisdom should serve as a compass to guard against the foolishness prevalent in our culture. In the final episode of "Safeguards Against Deception," Duane Sheriff teaches us how to obtain wisdom through prayer and introduces the concept of the seven pillars of wisdom, which provide the foundation for our lives.God's wisdom is essential for discernment and protection. The book of James reminds us that if we lack wisdom, we should ask God for it. This simple act of asking in faith can transform our decision-making and discernment. Just as Solomon sought wisdom to lead God's people, we, too, can seek divine wisdom in our daily lives.https://pastorduane.com/safeguards-against-deception/

In episode nine of "Safeguards Against Deception," Duane Sheriff teaches the power and importance of prayer. In a world filled with deception and darkness, prayer is a vital tool for communion with God. It allows Jesus, the gardener of our hearts, to cultivate truth and uproot deceit. To enhance your prayer life, establish a consistent rhythm of prayer using scriptural passages from Ephesians and Colossians. These passages focus on seeking wisdom, knowledge, and spiritual understanding. These prayers empower believers to walk in truth, bear fruit, and remain steadfast in their faith. By focusing on God instead of the chaos of the world, prayer becomes a crucial defense against deception.https://pastorduane.com/safeguards-against-deception/

In today's world, many people reject and even despise the truth. In episode eight of "Safeguards Against Deception," Duane Sheriff teaches that we should be lovers of the truth, not just people who respect God's Word. Being a lover of truth means having a deep love for Jesus and His Word. A love for the truth will protect our hearts from being deceived. It keeps us close to Jesus and helps us stand strong against the darkness around us. When we love truth, we love Jesus because He is the truth. You cannot separate loving Jesus from loving His commandments and teachings. In a world full of lies and deception, people need to find the truth through us.https://pastorduane.com/safeguards-against-deception/

In episode seven of "Safeguards Against Deception," Duane Sheriff teaches how the fear of the Lord protects believers against the deceptions and false teachings in our culture today. Fearing God is not about being afraid but about worshiping, serving, and putting God first. This Godly fear brings our hearts into alignment with God's values, cultivating a love for what He loves and a hatred for what He hates. By placing God first, we enhance our ability to discern truth from deception.https://pastorduane.com/safeguards-against-deception/

Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.

Axon, a company that makes policing equipment, developed new software called Draft One that takes recordings from police cameras and uses artificial intelligence to summarize them into incident reports. Many police departments trying out the tool are not disclosing that they're using AI to write reports, according to a Mother Jones investigation. That potentially leaves both prosecutors and defense attorneys in the blind — despite safeguards Axon built into its software to prevent this very scenario, and to remove errors or AI hallucinations. Marketplace's Nova Safo spoke with investigative journalist Tekendra Parmar who reported the story for Mother Jones.