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Are we officially entering the "Eternal Sloptember"? This week on the Friday Deploy, Ben and Andrew unpack the quiet rebellion against skyrocketing API costs as teams transition to fine-tuned local models. They also explore the changing physical architecture of AI data centers, the dangers of using autonomous tools as a crutch for broken workflows, and why spec-driven development is critical for keeping agentic code in check. Finally, the hosts share their latest personal agent experiments, from benchmarking open-source models on a local Mac Studio to taming an AI-generated second brain.Learn why: LinearB is a Leader in the 2026 Gartner® Magic Quadrant™ for Developer Productivity Insight PlatformsFollow the show:Subscribe to our Substack Follow us on LinkedInSubscribe to our YouTube ChannelLeave us a ReviewFollow the hosts:Follow AndrewFollow BenFollow DanFollow today's stories:Outsourcing plus LocalAI will soon become more economical vs Frontier labsAI Datacenters Were Built for GPUs. What Happens When You Remove the GPUs?"The AI Can Do It" Is Not an Excuse To Tolerate a MessThe Eternal SloptemberI'm tired of talking to AIIf you let AI do your writing, I will come to your house and kill youA Blast from the Past: SDD and the Illusion of Known ScopeAndrew's paper: Mise en Place for Agentic Coding: Deliberate Preparation as Context Engineering MethodologyOFFERSStart Free Trial: Get started with LinearB's AI productivity platform for free.Book a Demo: Learn how you can ship faster, improve DevEx, and lead with confidence in the AI era.LEARN ABOUT LINEARBAI Code Reviews: Automate reviews to catch bugs, security risks, and performance issues before they hit production.AI & Productivity Insights: Go beyond DORA with AI-powered recommendations and dashboards to measure and improve performance.AI-Powered Workflow Automations: Use AI-generated PR descriptions, smart routing, and other automations to reduce developer toil.MCP Server: Interact with your engineering data using natural language to build custom reports and get answers on the fly.
Key Outcomes Scott Sullivan and John Spencer (Discipleship Team Leader at Sherwood Baptist Church in Albany, GA) introduced FORMED, A Discipleship Culture Blueprint, a new resource developed over 2.5 years to help Georgia Baptist churches create disciple-making cultures rather than programs. This resource addresses the core question: How do we reach new people, connect them to the church, move them to spiritual maturity, and launch them to multiply. Resource Overview FORMED Structure: • Four core elements: Real Relationships, Transformational Teaching, Disciple Making Environments, and Intentional Multiplication • Built from dozens of pastor roundtables identifying common church struggles. • Developed by Scott Sullivan, Ray Sullivan (now Pastor at First Waycross), and PJ Dunn (overseeing Revitalization at the Georgia Baptist Mission Board) • Will be taught through six regional cohorts led by trained leaders, including John. Key Definitions: • Culture: The shared expression of beliefs, values, and rhythms that define an organization's identity; "how it feels" rather than just mission or vision• Disciple (Georgia Baptist definition): A committed, passionate follower of Jesus Christ, based on 2 Timothy 2:1-7's four generations of disciples and three-word pictures (soldier, athlete, farmer) Critical Leadership Questions Three essential questions every pastor should answer: • Do we have a culture of discipleship, and is it working? • Do you have a definition of a biblical disciple for your people? • Does the culture and success of the ministry depend solely on you as the leader? Core Principle: "I hope so is not a strategy" - churches cannot keep running the same play if it's not helping them win. Real Relationships Framework Foundation: Jesus invited disciples into a relationship ("follow me"), not a program - discipleship happens best within relational contexts. The Rebar Principle:• Like rebar tied together before concrete is poured creates tensile strength, intentionally tied relationships provide reinforcement when storms come • Without tied relationships, ministry cracks under pressure • You cannot pour ministry on top of relationships you never tied together 2:00 AM Friendships: • Deep, loyal, hesed-type Old Testament connections that never walk away • Many mature believers lack these foundational relationships Sherwood Church Model Disciple Definition at Sherwood: Know Christ, Love God, Unite with Believers, Serve the World, and Entrust the Gospel - visible everywhere (classrooms, atrium, new member materials) to maintain cultural focus. Sherwood on Mission Class: • Equips members to live gospel-centered lives daily, not just share gospel facts • Most valuable component: hearing stories of others interacting with people in their zones (work, home, neighborhood) • Available to share with other churches upon request Practical Implementation: • Michael Catt established Wednesday morning Cracker Barrel group with 5-6 men who could speak candidly into his leadership • Prayer walking neighborhoods with an online sign-up chart tracking coverage across Albany • Daily Bible reading groups (using MacArthur Daily Bible) meeting at 6:00 AM Overcoming Barriers to Connection Common Church Barriers: • Poor or insufficient signage around campus • Greeters who overwhelm rather than read people appropriately • "Holy huddles" that look inward rather than outward • Inadequate nursery facilities that parents don't trust • Inefficient processes (coffee stations, check-in) that create frustration. Key Insight: Confused people don't move; they wander - clear signage and processes are essential. Cultural Shift Required: • People want to be noticed, not just noted (Luke 19 - Jesus didn't just see Zacchaeus, he went to his house) • New member classes must set expectations: "Your job as a disciple-maker is to welcome people to your life, not just your seat." • Tell stories constantly - in baptisms, classrooms, social media, pulpit - to inspire and give ideas Intentionality Over RandomnessMinistry Trap Warning: The managerial trap of settling to manage people rather than shepherd and disciple them - easier to manage groups than invest intimately in messy lives. Personal Disciplines for Leaders: • Start with personal abiding - "I can't lead what I don't do." • Distinguish between being in the Bible for your people (sermon prep) versus being in the Bible for yourself • Pray specifically: "Lord, who do I invite in?" • Most successful ministry comes from one-on-one, one-on-two investments over time. Example: John invested ten years in a man who came hungover most mornings; now that man is leading a college ministry. Multiplication Mindset: • Invite younger leaders into discipleship groups to pass the torch • Equip them to replicate: "Now you go find some guys." • Story: A man moving to North Carolina took extra MacArthur Daily Bibles to start groups there Practical Opportunities Beyond Sunday Services: • Partner with existing community services (food banks, deliveries) • Prayer walks in neighborhoods • Student car washes • Leverage natural contexts (pickleball example: introvert wife built new friendships, led couple to church, provided support during medical crisis) Church Facility Design: North Metro Church built a massive foyer/mall effect holding 500 people, transforming culture by giving space for pre-service connection rather than herding people like cattle. Action Items • Georgia Baptist Mission Board Discipleship Team: Launch FORMED resource by the end of April, release four podcast episodes every two weeks for cohesive learning • Regional leaders (including John): Prepare to lead cohorts using an overview/introduction approach (Matthew Gibb's piece to be distributed) • Churches interested in Sherwood's On Mission materials: Contact John Spencer at johns@sherwoodbaptist.net for manual/digital copies Closing Principle "A church that is easy to attend but hard to connect in will always struggle to multiply. Bet the farm on relationships - Jesus did."
Hello & Welcome to today's episode where we are focusing on new research that really helps us change the conversation about bladder leakage in runners, and why we need to move beyond isolated pelvic floor muscle exercises...I'm in conversation with Natalia Cardoso Campos, who published a really interesting paper in 2025 'Inefficient impact absorption and reduced shock attenuation in female runners with stress urinary incontinence'Natália is a physical therapist from Brazil, and in our chat we presented findings from her master's thesis showing that female runners with urinary incontinence have poor shock absorption capacity at the ankle and significantly reduced shock attenuation compared to continent runners. Her research revealed that while continent runners had shock attenuation values of around -29, incontinent runners had values of only -6, indicating much more energy reaching the pelvic region. We discussed how this biomechanical imbalance could explain why some runners experience urinary leakage despite having normal pelvic floor strength, suggesting that the problem originates in the lower kinetic chain rather than the pelvic floor itself. We explored:urinary incontinence research in runnersshock absorption & shock attenuation in runnersfoot strike patterns, ankle injuries and asymmetry & how conditions like REDS (Relative Energy Deficiency in Sport) and bone stress injuries can exacerbate these issuesSome key takeaways for me were the importance of looking beyond the pelvic floor muscles when we are working with women, especially athletes, with pelvic health issues - considering the ankle, knee and hip as well as systemic issues like hypermobility and REDs.I can't wait to see what Natalia's PhD research on this topic reveals!We also talked about a new paper she was a co-author on, 'Sexual Trauma and Pain: A Study of Women's Experiences With Vaginal Dilators and Perineal Massage in Trauma-Informed Pelvic Floor Physical Therapy' (Modesto et al 2026)Natália shared insights from this qualitative study on women's experiences with vaginal dilators and perineal massage in trauma-informed pelvic floor physical therapy, underscoring the significance of patient rapport and validation in treatment.Want to learn more? My online course, The Menstrual Detective, comes with FREE access to the course 'Pelvic Health for the Young Female Athlete, which covers many of the topics discovered in today's conversation. If Female Pelvic Pain Rehab is more your zone of interest, then make sure you're staying up to date by joining us on my online course, Female Pelvic Pain Rehab is undergoing an update - I've just renovated the vulvar pain modules (lots of great new research and how to apply it clinically. I really wanted to structure these updates in a logical way - understanding the condition, assessment & treatment pathways so clinical reasoning is central. New updates coming on endometriosis and blaffer pain syndrome and neuropathic pain (the enigmatic pudendal nerve in particular!) All of the course info is at CelebrateMuliebrity.comUntil next time, Onwards & Upwards, Mx! #celebratemuliebrity
When your schedule is packed, it's easy to assume your practice is healthy—but “busy” can hide low productivity and weak profitability. In this episode, Kirk Behrendt brings in ACT Dental coach Robyn Theisen to explain why volume masks inefficiency longer than any other metric, how “busy” becomes a false proxy for performance, and what to measure instead. You'll learn how to compare number of visits with production per visit and production per hour, what inefficient schedules look like, and how to build a strategic schedule that slows down on purpose while producing more. Listen to Episode 1045 of The Best Practices Show!Main Takeaways:A full schedule can look healthy while profitability is not there because volume can hide inefficiency.“Busy” is a false proxy and has zero value unless you connect it to productivity and profitability.Compare number of visits with production per visit (PPV) and production per hour (PPH) to see whether you're churning through patients or producing efficiently.Low PPV and low PPH often show up as lots of short, low-value appointments and reactive treatment planning that keeps the day running long.Inefficient volume creates physical fatigue and mental fatigue when the activity doesn't match what ends up in the bank account.A practice that gets it right builds a strategic schedule with the right mix of procedures, not just filled spots, and matches time to clinical complexity and value.Start by planning the year (days worked, vacations, holidays, CE, meetings), set an annual production goal, and break it down into a daily target to build the schedule around.Snippets:00:00 Why a busy schedule doesn't automatically mean a profitable schedule.03:10 Why “busy” is a false proxy and what “time is the new rich” looks like.04:05 The homework metric: calculate PPV, PPH, and compare them to number of visits.06:00 What inefficient volume looks like in the schedule and treatment planning.08:05 What it looks like when a practice gets it right with a strategic schedule.11:05 The first step: plan your year, set annual goals, and convert them into a daily production target.12:00 Why write-offs matter and how inaccurate assumptions can hide the real numbers.Guest Bio/Guest Resources:Robyn Theisen brings an entire life and legacy of dental experience to the team and every team with which she works as the daughter and sister of dentists. With almost 20 years of experience in dentistry, her roles ranged from practice management to operations at Patterson Dental to coaching teams. Robyn's passion is empowering teams to realize that they can dramatically impact the lives of the people they serve by implementing skills and systems to remove barriers to life-changing dental treatment. She has done it for decades and does it every day with dental teams.Outside of coaching, she enjoys time with her husband, Rob, and two daughters, Emerson and Ruby. She loves traveling, music, fitness, and cheering on the Michigan State Spartans.Resources mentioned in the episode:Pro Coaching (ACT Dental): https://www.actdental.com/proTo The Top Study Club: https://www.actdental.com/ttt/More Helpful Links for a Better Practice & a Better Life:The Best Practices Show: https://www.actdental.com/podcast/Best Practices Association: https://www.actdental.com/bpaUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com
California State Assemblyman Stan Ellis and Mike Ariza stop by the Energy News Beat and the Energy Impacts Podcast with Stu Turley and David Blackmon to discuss the critical nature of the energy crisis facing California, which is about to unfold. Assemblyman Ellis, Mike, and Professor Mische have been working to help get the Federal Government involved to help out California consumers from this potential diesel, gasoline, and jet fuel crash. Hat tip to David Blackmon for carrying the podcast as I had internet issues. 1. California's Fuel Supply CrisisThe episode centers on an impending fuel shortage in California caused by multiple factors:Refineries shutting down (Valero, Rodeo, Marathon, Phillips)Tanker shipments from Asia halted since mid-MarchImports now account for 40%+ of California's fuel supplyOnly 3-7 days of fuel storage remaining (vs. Governor Newsom's claim of 30 days)Tankers from the Gulf take 25-45 days to reach California due to Panama Canal backups2. Political Dysfunction in CaliforniaAssemblyman Stan Ellis criticizes:Inefficient time management in the state assembly (spending $40,000/hour on ceremonial resolutions)Partisan gridlock and ideological rigidity among Democratic leadershipLack of accountability and poor legislative prioritizationThe disconnect between politicians and real-world business operations3. California's Energy Policy ProblemsKey issues highlighted:CARB regulations: Reformulated fuel requirements (Carbob) limit fuel sourcesCap and Trade: Billions diverted to high-speed rail instead of infrastructure or energy solutionsEnvironmental lawsuits: Constant litigation blocking oil and gas developmentRenewable diesel conversion: Rodeo and Marathon refineries converted away from gasoline/jet fuel production, removing 350,000 barrels/day of capacity4. Short-term and Long-term SolutionsProposed remedies include:Immediate: Import non-Carbob gasoline from the Gulf; suspend Jones Act restrictionsMedium-term: Executive orders to federalize oil and gas as a national security issueLong-term: Increase domestic drilling, restore refinery profitability, eliminate Cap and Trade, invest in alternative energy (fusion, nuclear, hydrogen)5. Geopolitical and Supply Chain IssuesU.S. importing 30% of crude oil from the Middle EastIndirect support of Russia through purchases of Indian fuel (which sources from Russia)Iran's strait closure affecting global oil productionOther countries (Nevada, Arizona) dependent on California's fuel supply6. Economic and National Security ImplicationsOil and gas represent 8% of California's GDP; without it, the other 92% is unsustainableMilitary bases (42 in California) dependent on fuel supplyCommercial aviation and trucking (grocery delivery) at riskPotential for widespread economic disruption if crisis occursThe overall tone is urgent and critical of California's environmental policies. Things have to change quickly to avoid the crisis. Check out the Energy News Beat SubStack https://theenergynewsbeat.substack.com/Check out the Energy Impacts at https://blackmon.substack.com/A shout-out to Steve Reese and the Reese Energy Consulting group for sponsoring the Podcast https://reeseenergyconsulting.com/.Data2 if you have any business systems, can you trust A? Well, they have the patent on validation. . https://data2.zoholandingpage.com/energyAnd we have WellDatabase rolling in as a new sponsor. https://welldatabase.com/
My guest today is Richard Patton. For me, this conversation is a real treat. I've known Richard from early in my investment career – over 20 years ago. At that time, Richard was the founder and Portfolio Manager of a Nashville-based event driven hedge fund called Courage Capital. He was then and still remains one of the most interesting and singular investors I've had the pleasure of meeting. While he has the education chops from Vanderbilt and Harvard, Richard marches to the beat of his own music. Courage Capital has evolved and focused its expertise on the white space of investment opportunity. That includes music royalties, small business lending and healthcare. As we'll learn in today's podcast, healthcare – the largest part of the US economy remains remarkably inefficient. As Richard walks us through his strategy, he has me alternatively laughing, curious, and optimistic as we talk about Nashville, the Small Business Administration, staffing for MRI techs, and how radioactive isotopes are used to treat tumors. Enjoy the conversation.
In this episode we answer emails from Jose, Luc and Sara. We discuss using specific tax lots to reduce capital gains when reallocating, how the 0% long-term capital gains bracket works and why many land in the 15% bracket, where to hold gold like GLDM across IRAs and taxable accounts, turning off dividend reinvestment to simplify moves and build retirement cash, replacing total bond and international bond funds with Treasury funds like VGIT and VGLT,, why diversification and value exposure can improve safe withdrawal rate odds, supporting and encouraging college-age kids with clear expectations, and tools to model short retirements and scenarios.We also celebrate a major fundraising milestone for Fairfax CASA and share a real story of how advocacy changes outcomes for teens in our Queen Mary segment.Links:Fairfax CASA Donation Page: Donate - Fairfax CASAJose's Portfolio Link: Portfolio Backtester for ETFs and Asset Allocation | testfolioInvestopedia Capital Gains Taxes Article: Capital Gains Tax: What It Is, How It Works, and Current RatesSara's Portfolio Analyses (from prior episode): testfol.io/?s=htNZVoZOZn4Portfolio Charts Withdrawal Rates Calculator: Withdrawal Rates – Portfolio ChartsPortfolio Visualizer Financial Goals Tool: Financial GoalsBreathless Unedited AI-Bot Summary:$24,000 raised by listeners, plus a pledged $20,000 match, is the kind of number that stops you in your tracks and then makes you proud to be part of a community. We kick off with a Fairfax CASA update for Child Abuse Prevention Month and a powerful success story about three teen sisters, a young uncle who stepped up, and the CASA volunteer who became the one trusted voice the girls could confide in when everything felt chaotic.Then we shift into what Risk Parity Radio does best: answering detailed listener emails with practical, step-by-step personal finance guidance. We dig into how to transition a Vanguard-style portfolio toward a risk parity retirement portfolio without detonating a capital gains tax bill, including how to sell specific tax lots, what the 0% long-term capital gains bracket really requires, and when “good enough” beats waiting for perfect. We also cover gold allocation in decumulation (including where GLDM can sit across IRAs and taxable accounts), why turning off dividend reinvestment can make withdrawals and rebalancing cleaner, and why Treasury bond funds like VGIT and VGLT can diversify equity risk better than credit-heavy bond mixes.We also take a thoughtful detour into family finance: how much to help your kids with college while still protecting their drive and independence, how to have “the talk” about expectations, and ways to cut education costs without cutting opportunity. Finally, we revisit a short-term retirement runway plan and talk scenario testing, safe withdrawal rates, and modeling tools like Portfolio Charts, TestFol.io, and Portfolio Visualizer so you can stress-test risk, time horizon, and side income realistically.If you found this helpful, subscribe, share the episode with a DIY investor friend, and leave a review so more people can find the show.Support the show
PREVIEW FOR LATER. GUESTS: John Batchelor and Bob Zimmerman. SUMMARY: John Batchelor and Bob Zimmerman criticize the Artemis 2 mission design as inefficient and lacking a clear plan. They compare it unfavorably to the Apollo program, noting the SLS rocket and Orion capsule. (5)1950
A first inning misuse just the latest bad call by a hitter for the Twins. More from Henry Lake and Vineeta Sawkar on the WCCO Morning News.
A first inning misuse just the latest bad call by a hitter for the Twins. More from Henry Lake and Vineeta Sawkar on the WCCO Morning News.
PREVIEW FOR LATER. Guest: John Cochrane. Cochrane discusses economic impacts of oil price shocks. He warns that political interference like price controls and taxes fails to increase supply, instead causing shortages, gas lines, and inefficient resource distribution. (1)XERXES THE FIRST OF PERSIA
Milk cooling is one of the biggest energy users on a dairy. Inefficient systems force compressors to run longer and harder, driving up energy costs. That's a message that resonated with Jordan Matthews from Rosy Lane Holsteins in Watertown. This dairy operation milks about 1,600 cows across two sites. The Watertown (Main Farm) site houses all calving operations, high-production cows, and wet calves through six months. The Paoli (Second Site) is a rented milking facility that manages around 700 pregnant and late-lactation cows. Two very different setups, but both rely on dependable milk cooling systems. Listen in as Terry Pernsteiner, Focus on Energy Advisor, explains the routine examination that Rosy Lane Holsteins goes through to keep their equipment working well. Through the team of professionals that Focus on Energy works with, there's actually very little for the farm to do except collect the rebates and savings. Pernsteiner explains what happens. If you're a busy dairy operator or someone involved in production agriculture, isn't there a motor, fan, compressor or some other electric device that might need a tune up. Request a visit from one of Wisconsin's Focus on Energy Advisors and find out! Go to Focus on Energy's website and request a visit from an advisor, or call 800.762.7077 for assistance.See omnystudio.com/listener for privacy information.
On a typical holiday plane with 160 passengers, one piece of checked baggage will go missing. That's the shocking statistic from Sita, the IT provider for the aviation industry.But Georg Oschmann, VP Product Management for Sita, has been telling me how tech will reduce the number of stray bags and improve the response when cases do go missing. His colleague, Nick Batchelor, VP Strategy & Innovation (Airports), says that airports can increase capacity and reduce disruption by using smarter technology.This podcast is free, as is Independent Travel's weekly newsletter. Sign up here to get it delivered to your inbox. Hosted on Acast. See acast.com/privacy for more information.
Sharyn is back! and joins Cuitlahuac to break down the disconnect between what the administration tells the board and what actually is happening in the schools the district continuously under supports and under resources and which are now facing state takeover in the forms TIPs TAPs and 1882s. They also break down bad news for the budget, celebrate a review of the public appeals process, and ask the district to do more to facilitate volunteers.
This week, we're handing the host chair to Stefan Tornquist. He's the lead author of our Global Workplace Happiness Report.Stefan is interviewing the experts shaping the future of work. His guest today is the expert-friendly Dr Carrie Goucher. Carrie has a PhD from the University of Cambridge and founded Fewer Faster Bolder. She's transformed the meeting culture at over 150 companies. Carrie spent nearly 20 years leading real change in organisations before her academic journey began.We explore:
Remember — you're not just a tradie anymore. You're a business owner.And it's your job to make sure your business is trading profitably.A lot of people don't do this properly. Don't be one of them.Here's a simple monthly money check-in I do with all my clients — and I want you to do it too.✅ Step 1: Log into your accounting software(Xero, MYOB, QuickBooks — I'll use Xero as the example)✅ Check your cashYour bank balances. All business accounts. No hiding. Enough cash to pay wages? Good.My clients log these in our Big Numbers Tracker.✅ Check what you're owed and what you oweIn Xero: "Invoices owed to you" and "Bills you need to pay".Make sure data is up to date. Are you owed more than you owe? Not too much overdue?✅ Check the month's revenueLook at your P&L. Did you invoice much? If not, can you? If you can't — why not?✅ Check your gross marginThat's Gross Profit ÷ Revenue.Builders: aim for 20–30%Other trades: 30–40%If it's outside the range — investigate. Materials bought but not invoiced yet? That's fine, but fix it next month.✅ Check your net profitTarget: 10% of revenue (after paying yourself properly).If you're not hitting it, ask why.Common culprits:- Underquoting or discounting- Inefficient team or poor scheduling- Travel/project management time not quoted properly- One-off expenses- Poor job setupIf your margins are off, something's wrong. Fix it.This is your job now. Stay on top of it.Don't put your head down and hope it sorts itself out.I can help, of course.If you're not doing this and you need your arse kicked — come and find me.My clients use the Big Numbers Tracker. You can have it too — $39 to get started.--------------------------------------Get the Big Numbers Tracker for Trades and Builders here: https://www.smallfish.com.au/tradies/big-numbers-tracker/If you want more money (profit), more time (off work), and more freedom (from work, stress, responsibility) Book a Money Call: smallfish.com.au/tradies/money-call/FOLLOW US AT:Facebook: https://www.facebook.com/smallfishcoach/Twitter: https://twitter.com/smallfishcoachInstagram: https://www.instagram.com/smallfishbusinesscoach/YouTube channel: https://www.youtube.com/c/smallfishau
Joe Concha critiques the current state of New York City under the Mamdani administration, contrasting it with the perceived efficiency of past leaders. He highlights a crisis of urban mismanagement, specifically pointing to the city's inability to clear massive snowdrifts and mounting refuse weeks after a major storm. By incorporating viral social media testimony, the text illustrates a growing public frustration with deteriorating living conditions and a sense of decline in the city's quality of life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Unearth the hidden gems of the beer world and claim your free case here: www.beer52.com/ANALYTICS West Ham United are currently three points from safety, but taking 10 points from the last 15 has fundamentally changed the feeling around the club. This week on The West Ham Breakdown, Jack and Cal map out the tactical path forward following the high-intensity, high-pressure, and at times highly frustrating, performances against Manchester United and Burnley. While it was gutting to drop points to a last-minute equaliser at the London Stadium, Jack and Cal discuss why the Hammers are starting to look more than good enough to survive and are currently putting ginormous pressure on the teams above us. They discuss West Ham's seeming inability to kill off games after being robbed of 2 points against Man Utd, why bringing on Callum Wilson in a winning gamestate might be the worst possible option and whether Jarrod Bowen could be the answer. They debate Adama Traoré's cameo appearances so far since joining from Fulham, how Leny Yoro changed the game in favour of Man United and where Freddie Potts and Soungoutou Magassa fit into West Ham's a midfield unit carrying Nuno to safety. Timestamps: (00:00) West Ham 1-1 Manchester United: A frustrating draw(02:33) 10 points from 15: Putting pressure on the teams above us(09:20) Why we failed to hold on: Defensive solidity vs Inefficient chance conversion(14:40) West Ham's Forwards: Why subbing on Callum Wilson didn't work(17:39) How can West Ham hold onto winning positions?(25:56) Adama Traoré: Minutes vs Efficiency(29:26) Why did we have no counters in the first half?(33:43) Midfield Balance: Who should start in the middle?(42:02) Axel Disasi & Mads Hermansen: What they bring to West Ham's backline(49:25) Burnley 0-2 West Ham: Mastering control(52:42) Freddie Potts: How best to utilise him Please do leave us a review and subscribe to the podcast to catch every episode. Join us on Patreon: https://www.patreon.com/analyticsunited You can follow the pod (and our other work) on Twitter: Main: @AnalyticsUtd_ Jack: @jackelderton Cal: @WHU_Analytic Darcy: @futpysche Charlie: @ATopLad Theme music: "Emotional Chill Electronic Vlog Music | Sunset" by Alex-Productions (https://onsound.eu/) Promoted by: https://www.free-stock-music.com Creative Commons / Attribution 3.0 Unported License (CC BY 3.0) https://creativecommons.org/licenses/by/3.0/deed.en_US Learn more about your ad choices. Visit podcastchoices.com/adchoices
Inefficient and don't know why? Jared will sort you out. Listen in for tips on creating and delegating workflows to make your firm's processes efficient from start to finish. Next up, a brand new feature! In this, the inaugural edition of “Live From the Playroom,” Jared welcomes Nashville singer-songwriter Erinn Peet Lukes as the show's first-ever musical guest. Check out Erinn's music at erinnpeetlukes.com, and look for her upcoming solo album “EPL” on March 4th, available via your favorite streaming service. We loved having Erinn on so much, and wanted to share more of her scene, so we asked and she delivered. Check out this playlist Erinn put together for us featuring some of her Nashvegas friendshttps://open.spotify.com/playlist/7lNFmRUSAPrqtuj6X7QTJV?si=VlS7G3twTW2W-SwYo-C8WQ Oh, man! I bet you didn't know how much you were missing Jared's unique take on culture, legal practice, and whatever else pops into his head. But don't fret, there's plenty to go around. Jared's back with a new **WEEKLY** show, Legal Late Night, available not only on your favorite podcast app, but in living color on your neighborhood YouTubes. That's right, Jared's more than just a pretty voice. Join him and his guests in high-def 2D through the links below. Subscribe to Legal Late Night with Jared Correia on: Apple - https://podcasts.apple.com/podcast/legal-late-night/id1809201251 Spotify - https://open.spotify.com/show/0Rkik0LLMaU6u0e7AKfK9h Or your favorite podcasting app. And bask in the majesty of our YouTube here: https://www.youtube.com/channel/UCZO71dMbPZJWAKWw_-qrRRQ
THE RETURN OF THE NOBLE MONARCH Colleague Gregory Copley. Gregory Copley argues that the world has reached "peak republicanism," where republics have become inefficient political battlegrounds. He defines nobility not as a class structure, but as a quality of honorable leadership that embodies the state's values. Copley suggests modern monarchies, like that of King Charles III, are reinvigorating this role by acting as apolitical symbols of unity and diplomacy, unlike elected leaders who only represent their voters. NUMBER 13 1670 CHARLES II OF GREAT BRITAIN
Billionaire businessman Denis O’Brien sparked debate with his claim that today’s graduates are “entitled” and that the public sector has become less efficient due to remote work. Is he right — or just taking aim at young people and civil servants? Jerry got the views of Fred McDonogh, managing director of Red Chair Recruitment, which is based in Killarney. https://www.irishtimes.com/business/2025/11/11/irelands-graduates-entitled-and-tax-regime-digital-colonialism-denis-obrien/
www.TeachHoops.com | www.DrDishBasketball.com | www.SportStories.ai In this episode of Coach Unplugged, Hall-of-Fame coach Steve Collins shares why most basketball practices aren't too long — they're just too inefficient. He walks through five powerful changes that can instantly make your team sharper, faster, and more competitive: Start every drill with intent and purpose. Shorten segments to keep players locked in. Make every rep game-like with pressure and decisions. Film practice to eliminate dead time. Always finish with competition to simulate late-game pressure. You'll also hear a personal story from Coach Collins on how trimming just ten minutes transformed his team's energy and focus. Whether you coach youth, high-school, or college hoops, this episode gives you practical steps you can use tomorrow. Sponsored by:
What do you do when God directs you down a path that makes no sense?Honestly, I've lost count of the number of times the Lord has led me in a direction that, well, just seems so terribly inefficient!In this episode of Live the Bible, we'll be in the book of Acts to look at times Peter and Paul must have felt the same way. So often, we know where we're headed; we feel ready. But instead of taking us on a direct path, the Lord throws in a hard left turn. We all know the shortest distance between two points is a straight line, so why does God always seem to take us the long way?There's an answer, and it's a good one!Support the show
Today, Paul continues a conversation about how markets work and how that guides the investments that should go into your portfolio. Listen along as Paul explains what happens when an opportunity to take advantage of the market occurs, and how attempting to time the market feels exciting but leaves you with a portfolio that is a fraction of what it could be. Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Let us help you find YOUR home in Portugal...Whether you are looking to BUY, RENT or SCOUT, reach out to Carl Munson and connect with the biggest and best network of professionals that have come together through Good Morning Portugal! over the last five years that have seen Portugal's meteoric rise in popularity.Simply contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or enter your details at www.goodmorningportugal.com And join The Portugal Club FREE here - www.theportugalclub.com
Axel Merk, CIO and founder of Merk Investments with nearly $3 billion in AUM, shares his perspective on the current macro landscape and gold's surge to record highs. In this episode, Merk explains how "fringe" fiscal sustainability concerns have moved mainstream, driving gold to new highs above $3,700. He provides a gold mining primer, distinguishing between speculative junior miners and established producers, while focusing on developers with proven management teams as the "scarcest resource." Merk criticizes the Fed's evolution into micromanaging the economy through its "toolkit," arguing this creates inefficient capital allocation and enables political irresponsibility. He notes gold's correlation breakdown due to dollar weaponization and sees continued upside potential, though warns against overexposure, emphasizing that the best investment advice is to "invest in yourself" and control spending.This episode is sponsored by Monetary Metals. Visit https://monetary-metals.com/juliaLinks:https://www.merkinvestments.com/https://x.com/axelmerkTimestamps: 0:00 Welcome and introduction - Axel Merk returns after 6 months0:38 AUM growth from $2B to $3B reflects gold space interest1:29 Liberation Day framework - tariffs impact financial flows3:04 Fringe views moving mainstream amid elevated valuations3:49 Long-term fiscal sustainability concerns driving gold investment6:08 Fed micromanaging economy enables political irresponsibility7:47 Gold's parabolic rise - perception vs reality of "barbarous relic"10:23 Gold mining dynamics - junior miners haven't had explosive rally yet13:10 Gold Mining 101 - conservative vs speculative investor profiles15:23 Big miners' over/under-investment cycle post-financial crisis17:19 Developer focus - scarcest resource is good management18:31 Junior vs major miners - venture capitalists with hard hats21:14 Gold correlation breakdown - weaponization changed dynamics24:37 Fed micromanagement critique - toolkit means intervention26:48 Inefficient capital allocation favors big companies27:58 Preventing recessions vs natural business cycles31:58 Gold as 20-year hedge - glad you had it in hindsight32:32 Silver complexity - industrial use creates volatility36:02 Investment advice - invest in yourself first, control spending
In this episode of Private Markets 360°, we welcome Ben Radinsky, a Managing Director and a Partner at HighVista Strategies. Ben brings his extensive expertise in specialty private credit to the forefront, sharing his insights into the evolving landscape of alternative investments. He dives deep into the opportunities present in "structurally inefficient" markets, shedding light on the allure of esoteric assets. Additionally, Ben explores the critical dynamics of beta versus alpha in credit investments, offering valuable perspectives that will help us navigate the future of private markets. Credits: Host/Author: Chris Sparenberg, Jocelyn Lewis Guests: Ben Radinsky, HighVista Strategies Producer: Georgina Lee www.spglobal.com www.spglobal.com/market-intelligence
It's claimed Clare's schools and early childhood settings are going without vital staff due to an inefficient Garda vetting process. Garda vetting is a criminal history check required for anyone working with children, vulnerable people or in healthcare, and lasts for three years, but only at their existing place of employment. This means that if someone applies for a new job or goes for a second job within that timeframe, they have to start the process over. Teacher and Shannonbanks Sinn Féin Councillor James Ryan says the systems flawed.
Brodes hosted on WIP 6-10pm on a Football Friday asking if the Eagles are able to beat the Rams with an inefficient passing game?
Veronique de Rugy critiques US tax "carveouts," identifying them as inefficient special interest deductions that often fail to incentivize desired behaviors, citing employer health insurance and mortgage interest deductions. While a flat tax would streamline the system and boost economic growth by focusing on consumption, de Rugy emphasizes that no tax system alone can resolve the severe US debt crisis; crucial reforms to Social Security and Medicare are indispensable. 1870 SIEGE OF PARIS
Preview: Tariffs. Colleague Veronique de Rugy remarks how tariffs are inefficient and more distortive than corporate taxes. More later. 1907 NYSE
POTUS: Tariffs unstable, inefficient. Richard Epstein, Civitas Institute, University of Texas
When starting off, you don’t need to be efficient. That'll come later. When starting off, you need to move. Efficiency is great when you’ve got momentum, systems, and clarity. But if you're at the starting line, still obsessing over the best way to take the first step, then you’re not building. You’re stalling.
When starting off, you don’t need to be efficient. That'll come later. When starting off, you need to move. Efficiency is great when you’ve got momentum, systems, and clarity. But if you're at the starting line, still obsessing over the best way to take the first step, then you’re not building. You’re stalling.
What if multiplication in the Kingdom doesn't look like efficiency but instead like deep, costly investment? In this episode of the H3X Podcast, Mark and Dave unpack the concept of precision harvesting: how Jesus filtered and invested in the few to see lasting multiplication. They explore why disciple making is inherently “inefficient” and why that's actually the key to compounding growth over time.You'll walk away with a framework for discerning where you are in the process and how habits and rhythms like the three-thirds process can build movements from micro to macro.Show Notes:Read the Sentergy article on Habits and Rhythms referenced in this episode: Habits and Rhythms: The Beating Heart of MovementCovo Multipliers:Join the Signal Group: To connect with others living the co-vocational lifestyle, share wins/challenges, and get early access to event updates: https://forms.gle/TWB6kGRQWdpgbvFu8Prepare for an Immersion Experience During UPNA Conference: Details for the conference here - https://www.unreachedpeoples2025.com/
Paul Hoynes and Joe Noga break down a night that saw the Guardians strand 15 runners, yet hit three home runs and score 10. Learn more about your ad choices. Visit megaphone.fm/adchoices
Is your business doing everything “right” but still not growing? You might be missing the most overlooked factor—frequency. In this episode of Healthy Mind, Healthy Life, host Avik Chakraborty is joined by Angela Thomas, Europe's leading scaling strategist and founder of Angel Success Consulting, to uncover the energetic layer of entrepreneurship. Angela breaks down the 7 hidden reasons behind stagnation that strategy alone can't fix—especially the invisible force of personal frequency. From her own journey of leaving a thriving business in Germany to scaling in Dubai, Angela shares how desperation energy, subconscious beliefs, and frequency misalignment can silently sabotage even the most well-planned ventures. Tune in for a soul-aligned, business-smart conversation on how frequency impacts cash flow, leadership, and client attraction. About the Guest:Angela Thomas is the founder of Angel Success Consulting based in Dubai. Starting in the beauty industry, she rose to become Europe's #1 scaling expert. She's the visionary behind programs like SkillonAir, Skillonize, and Dubai Docs Fast Track. Angela now helps entrepreneurs and founders grow legacy businesses by aligning strategy with energy. Key Takeaways: Frequency drives results: No amount of automation, funnels, or scaling will work if you operate from fear, desperation, or scarcity. Angela's real story: Despite having every system in place in Dubai, she faced setbacks because her energetic frequency repelled success. Once she shifted internally, her business scaled to 2 million in under 6 months. The 7 reasons for stagnation include: Misconception about scaling (it's not just selling more) Non-scalable business model Uncommitted or misaligned employees Attracting wrong-fit clients (often due to discounts) Inefficient systems and AI underuse Poor marketing mindset—visibility matters Misaligned offer design The missing link is your frequency—it's what subconsciously communicates whether your brand is trustworthy, aligned, and attractive. Practical action: Angela shares a free booklet on these 7 stagnation reasons plus a frequency audit tool. Connect with Angela: LinkedIn: Angela Thomas Website: https://www.angelsuccess.consulting/ Instagram: https://www.instagram.com/angelsuccess_consulting/ Book a free strategy call: Reach out via DM on her platforms Want to be a guest on Healthy Mind, Healthy Life?DM Me Here: https://www.podmatch.com/hostdetailpreview/avik CHECK PODCAST SHOWS & BE A GUEST: Tune to all our 19 podcasts: https://www.podbean.com/podcast-network/healthymindbyavik Subscribe To Newsletter: https://healthymindbyavik.substack.com/ Join Community: https://nas.io/healthymind OUR SERVICES: Business Podcast Management: https://ourofferings.healthymindbyavik.com/corporatepodcasting/ Individual Podcast Management: https://ourofferings.healthymindbyavik.com/Podcasting/ Share Your Story With the World: https://ourofferings.healthymindbyavik.com/shareyourstory STAY TUNED AND FOLLOW US! YouTube – https://www.youtube.com/@healthymind-healthylife Instagram – https://www.instagram.com/healthyminds.pod Threads – https://www.threads.net/@healthyminds.pod Medium – https://medium.com/@contentbyavik Facebook – https://www.facebook.com/podcast.healthymind LinkedIn – https://www.linkedin.com/in/reemachatterjee/ | https://www.linkedin.com/in/avikchakrabortypodcaster Pinterest – https://www.pinterest.com/Avikpodhealth/ SHARE YOUR REVIEW Share your Google Review: https://www.podpage.com/bizblend/reviews/new/ Share a video testimonial: https://famewall.healthymindbyavik.com/ #podmatch #healthymind #healthymindbyavik #AngelaThomas #businessgrowth #scalingbusiness #entrepreneurenergy #poweroffrequency #businessstrategy #podcastshow #mentalhealthpodcast #frequencyhealing #entrepreneurmindset #leadershipenergy #scalewithsoul #growthmindset #abundanceinbusiness #invisiblebarriers #podcastepisode #LinkedInpodcast #instagramreels #youtubevideo #facebookwatch #trendingbusiness #podcastrecommendation #soulalignment #smallbizcoach #businesscoach #Dubaientrepreneur #digitalstrategy #founderinsight #businessmentor
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you missing out on a hidden tax-free opportunity inside your corporation?If you've sold a Canadian business or a corporate-held property and now face the question of where to grow your money — inside your corp or in your personal name — this episode is essential listening. Many Canadian incorporated professionals overlook critical tax planning tools that could massively boost their personal wealth and estate efficiency.In this episode, you'll discover:How to use the Capital Dividend Account (CDA) to move money out of your corp tax-free — and when it's the smartest move.Why holding low-yield investments like T-bills inside your corporation could be costing you more than you think.How permanent life insurance — even on your children — can become a powerful estate and tax optimization tool.Hit play now to learn how to turn overlooked tax strategies into serious long-term wealth advantages.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs focused on financial freedom and long-term wealth building, understanding how to integrate personal and corporate finance is essential. Leveraging tools like the capital dividend account and strategies such as salary vs dividends Canada, capital gains planning, and corporate structure optimization can significantly boost tax efficiency and retirement planning outcomes. Through a well-structured corporate wealth blueprint, young entrepreneurs and seasoned business owners alike can align financial systems with investment strategies, using personal financial buckets and RRSP optimization to build and protect assets. Canadian wealth secrets lie in mastering the nuances of incorporation, real estate, and small business finaReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
Contractor Success Map with Randal DeHart | Contractor Bookkeeping And Accounting Services
This Podcast Is Episode 634, And It's About Financial Red Flags Your Construction Company Can't Afford To Ignore As a construction bookkeeper, I've had a unique vantage point, watching countless projects unfold from the first bid to the final payment. While the hammers and blueprints are the visible signs of progress, it's the numbers behind the scenes that truly tell the story of a company's health. And let me tell you, those numbers often whisper warnings before they start screaming. Small business owners in the construction industry are incredibly busy. You're juggling bids, managing crews, dealing with permits, and ensuring client satisfaction. It's easy for subtle financial warning signs – what I call "red flags" – to get overlooked until they become critical problems. However, ignoring these signals can lead to severe cash flow issues, stalled growth, and even business failure. Based on what I've observed, here are five common financial red flags that you absolutely cannot afford to ignore, along with practical steps you can take to address them. Red Flag #1: Constant Cash Flow Crises Despite "Profitable" Projects This is the most puzzling red flag for many owners. You look at your profit and loss statement, and it shows a healthy profit. Yet, your bank account is always running on fumes. You're constantly chasing payments, delaying supplier invoices, or juggling funds to make payroll. Why it's a problem: Profit is a theoretical measure of what you've earned over a period; cash flow is the actual money moving in and out of your business. In construction, where you often incur significant costs upfront (materials, labor for the first phase) and payments come in installments (often with retainage held back), it's entirely possible to be profitable on paper but cash-poor in reality. This constant stress impacts your ability to take on new projects, negotiate better deals, and even pay your team on time, leading to low morale. How to fix it: Implement Robust Progress Billing: Don't wait until a project is 50% or 100% complete. Structure your contracts to allow for regular progress payments tied to specific milestones (e.g., foundation poured, framing complete, rough-ins finished). This ensures a steady stream of cash. Aggressive Accounts Receivable (A/R) Management: Send invoices promptly as soon as milestones are met. Have a polite but firm follow-up process for overdue invoices. Don't be afraid to make phone calls. Negotiate Favorable Payment Terms with Suppliers and Subcontractors: While you want to pay your bills on time, try to secure longer payment terms (e.g., Net 30 or Net 45) from your vendors whenever possible. This helps you collect from your clients before your payments are due. Manage Retainage Proactively: Thoroughly understand the retainage clauses in your contract. Track how much retainage is outstanding for each project and aggressively pursue its release as soon as the contractual conditions are met. This money is yours; get it! Build a Cash Reserve: Even a small percentage of profit set aside each month into a dedicated savings account can create a vital buffer for lean times. Aim for 3-6 months of operating expenses. Red Flag #2: Consistently Inaccurate Project Estimates (Leading to Underbidding) Do you frequently find projects ending up significantly over budget, eating into your expected profit margins, or even becoming a loss? Do you often need to inform clients about additional costs? This points directly to issues with your initial estimating process. Why it's a problem: Inaccurate estimates mean you're consistently underbidding, leaving money on the table, or worse, taking on jobs that will inevitably lose you money. This directly impacts your profitability and, by extension, your cash flow, as you're funding the gap with either the cash from other projects or your capital. It also damages client trust when costs unexpectedly balloon. How to fix it: Implement Detailed Job Costing: This is a non-negotiable requirement. For every project, meticulously track all expenses, including labor hours (with specific tasks), material quantities and costs, subcontractor invoices, equipment rentals, permit fees, and miscellaneous expenses. Learn from Past Projects: Conduct a post-mortem analysis after each project. Compare your actual costs to your estimated costs. Where were the discrepancies? Was it materials? Labor hours? Unexpected site conditions? Use these insights to refine your estimating formulas. Categorize and Standardize: Develop a comprehensive system of cost codes for materials, labor types, and activities to ensure accurate and consistent tracking of costs. This consistency makes it easier to track and compare data across projects. Build in Contingency: Always include a contingency fund (typically 5-15% of the total project cost) in your estimates for unforeseen issues, changes in material prices, or minor scope creep. Use Estimating Software: Even simple estimating software can help streamline the process, ensure all line items are considered, and integrate with your accounting system. Red Flag #3: Uncontrolled Material Waste & Loss Are materials constantly going missing or getting damaged on site, or are you consistently buying more than what was initially estimated? This is a direct drain on your project's profitability and your company's cash. Why it's a problem: Every piece of wasted or lost material is money directly out of your pocket. It means you're paying more than you bid, leading to cost overruns. It can also cause project delays while you wait for replacements. How to fix it: Implement Strict Inventory Control: Secure Storage. Designate secure, organized storage areas on job sites for materials when not in use or overnight. Material Tracking System: For larger projects, consider a simple log or spreadsheet to track materials received and used. Regular Site Cleanliness: A clean, organized job site naturally leads to less waste and makes it easier to spot missing items. Careful Material Handling: Train your crew on proper handling and storage techniques for various materials to minimize damage and ensure optimal safety. Accurate Take-offs: Ensure your initial material take-offs (the process of determining the quantities of materials needed) are precise to avoid over-ordering or multiple trips to the supplier. Return Unused Materials: Establish a process for returning unused, undamaged materials to suppliers for credit, where possible. Red Flag #4: Inefficient Labor Utilization & Unaccounted Time Labor is often the most significant cost for a construction company. Suppose your crews are standing around, waiting for materials, traveling excessively between job sites without proper tracking, or simply not as productive as they could be. In that case, your labor costs are likely to be increasing significantly. Why it's a problem: Every idle hour or misspent minute costs you money. Inefficient labor directly reduces your profit margins and can cause projects to fall behind schedule, leading to client dissatisfaction and potential penalty clauses. Unaccounted time can also lead to compliance issues with wage and hour laws. How to fix it: Accurate Time Tracking: Implement a robust system for tracking employee time. This could include mobile apps with GPS features, biometric time clocks, or even detailed paper timesheets, as long as they are managed in a meticulous manner. Ensure all hours (including travel, breaks, and specific tasks) are accurately recorded. Optimize Scheduling & Workflow: Plan daily tasks meticulously. Ensure materials, equipment, and instructions are ready before the crew arrives. Minimize downtime from waiting or searching for tools. Cross-Training: Train your crew members on various tasks. This provides flexibility and prevents delays if one skilled worker is absent or busy elsewhere. Daily Huddles/Toolbox Talks: Begin each day with a brief meeting to review tasks, identify potential roadblocks, and ensure everyone is aware of their role. Regular Performance Reviews: Identify bottlenecks or areas where productivity can be improved. Provide training or reassign tasks as needed. Red Flag #5: Lack of Financial Visibility & Untimely Reporting Are your financial reports always weeks or months behind? Do you rely on gut feeling more than actual numbers to make business decisions? Do you only look at your bank balance at the end of the month? This means you're flying blind. Why it's a problem: Without up-to-date and accurate financial information, you cannot make informed decisions. You won't spot cash flow issues, cost overruns, or unprofitable projects until it's too late. This lack of visibility prevents strategic planning and proactive problem-solving. How to fix it: Invest in Good Accounting Software: QuickBooks Desktop or Online, Foundation Software, or other industry-specific solutions are essential. They automate data entry, generate reports, and track job costs. Maintain Clean Books Consistently: Don't let your bookkeeping pile up. Enter invoices, payments, and expenses regularly, ideally on a daily or weekly basis. This provides a real-time picture. Review Key Reports Regularly: Cash Flow Statement - Review it weekly or bi-weekly to track where your money is going and coming from. Job Costing Reports: Review weekly to compare actual costs against your budget for each project. Accounts Receivable Aging Report: Review weekly to see who owes you money and for how long. Work Closely with Your Bookkeeper: A good construction bookkeeper isn't just a data entry specialist; they are your financial partner. They can provide valuable insights, flag potential issues, and help you understand your numbers, enabling you to make informed, profitable decisions. Identifying and addressing these financial red flags isn't about adding more burdens to your plate; it's about building a stronger, more resilient construction business. By taking proactive steps and staying on top of your numbers, you can turn those red flags into green lights for growth and lasting profitability. Don't let hidden financial issues undermine your hard work on the job site – empower yourself with clarity and control. About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com
Steve Forbes discusses the massive expenses and inefficiencies within Medicaid that are costing the U.S. taxpayer enormously, and advises the GOP to take this generational opportunity to employ some much-needed, but politically difficult, fixes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Welcome back, everyone! I sat down with my new friend Daniel Wedman, the head of special situations at Sopris Capital. We delved into a variety of topics, focusing on the dynamic world of Bitcoin and crypto investments, and the evolving landscape of capital markets.Daniel's Career JourneyDaniel shared his fascinating career trajectory, starting from his early days at Citigroup on a special situations team, to his roles at SL Green and Wheelock Street Capital. His journey into the crypto world began as a side hobby of mining Bitcoin, which eventually led him to join Galaxy Digital's Bitcoin mining team.Sopris Capital and Investment StrategiesAt Sopris Capital, Daniel initially joined to build out the real estate arm but soon found himself pitching innovative investment ideas to Andy Paul, the open-minded founder. One notable strategy involved an ASIC arbitrage, where they imported ASICs from Asia, mined Bitcoin while waiting for them to sell, and then sold them at a premium.Bitcoin ATMsWe discussed the lucrative business of Bitcoin ATMs, which Daniel stumbled upon through a meetup in New York. Sopris Capital started with 50 machines in Canada and expanded to 200 in the U.S., with plans for further growth. Daniel highlighted the strong cash-on-cash returns and the significant market potential, especially among the underbanked.Stranded Energy and Bitcoin MiningDaniel explained the concept of stranded energy and how Bitcoin mining can utilize cheap, otherwise wasted energy sources. He shared an example of a curtailed wind energy project in West Texas, where they built a data center to mine Bitcoin using cheap wind energy.Economic Shifts and Investment OpportunitiesWe touched on the broader economic shifts and how they create opportunities for agile and flexible investors. Daniel emphasized the importance of reading the tea leaves and understanding the second and third-order consequences of policies aimed at helping working-class Americans.Compliance and Industry MaturationThe conversation also covered the increasing compliance requirements in the Bitcoin ATM industry and how this is leading to consolidation, with smaller players being acquired or going dark. Daniel sees this as a positive development, signaling the maturation of the industry.Future of Energy and ComputeDaniel shared insights from his time at Galaxy Digital, emphasizing the critical role of energy in the future of digital networks and compute. He expressed optimism about breakthroughs in energy technology, which could unlock a new era of innovation.Closing ThoughtsIt was a pleasure having Daniel Wedman on the show. His deep knowledge and innovative approach to crypto investments provided valuable insights for our listeners. As always, major changes in the world present opportunities for those who are prepared to adapt and innovate.Thank you for tuning in to The Charlie Shrem Show. Stay tuned for more deep dives with influential leaders in the Bitcoin and crypto space. Thank you for listening to The Charlie Shrem Show. For more free content and access to over 400 episodes, visit www.CharlieShrem.com.
Is Social Security inefficient or is Elon Musk and President Trump lying? Find out in my interview with Alex Lawson from Social Security Works. Check out the whole playlist with Alex Lawson... then join a protest on April 5 to tell Musk and Trump HANDS OFF OUR SOCIAL SECURITY!Check out Social Security Works online! Facebook | https://www.facebook.com/socialsecurityworks/Twitter | https://x.com/SSWorksBlueSky | https://bsky.app/profile/did:plc:v57dxvrmaxyprrwdixuva7uxWebsite | https://socialsecurityworks.org/HandsOff Protest | https://handsoff2025.org/***You can check out Ladies Love Politics website to read a transcript/references of this episode at www.ladieslovepolitics.com. Be sure to follow the Ladies Love Politics channel on TikTok, Instagram, YouTube, Truth Social, Brighteon Social, Threads, and Twitter. Content also available on Apple Podcasts, Google Podcasts, Spotify, and wherever else you stream podcasts. Background Music Credit: Music: Hang for Days - Silent Partner https://youtu.be/A41A0XeU2ds
Hey CEO- Tell me the TRUTH- HOW MANY TABS do you currently have open? Is it 3 or less? If that's your norm, you're a unicorn. Is it more like 10, 20, 30 or more? If so, you're like most BUSY-ness owners juggling multiple tasks…some studies show 40-100+ tabs isn't uncommon (gulp!)No matter how many you have open right now, I know you THINK keeping them OPEN for when you need it next is SAVING you time… but it's ACTUALLY costing you more time than you realize- as in 3+ hours a week.Talk about BLOCKing your CEO FLOW of energy, focus…and TIME!Today on Part 3 of the CEO FLOW series, I'm gonna share with you the 1 Productivity Tool that will allow you to close all but 1 tab (+ the 1 you're actually currently working in) to UNBLOCK hours you don't realize you're wasting hunting for that link you need or clicking on all those tabs you have open that are so microscopic you can't read what they say anymore… that way you can repurpose that time to something way more productive + profitable!No more time wasted playing TAB HIDE-and-go-SEEK!By the end of this episode, you'll go from can't-REMEMBER-where-I-put-it to RIGHT-here-at-my-FINGERTIPS when it comes to your CEO Tabs…and free up 30-60 min (a day)...Cuz the cost of INEFFICIENT systems (or lack of systems) add up. Wouldn't you rather be the CEO whose TIME is flowing in the direction you desire to scale your ROTI with less energy and effort and with more efficiency and effectiveness? Thought so. Let's get into your CEO FLOW… Grab your ticket for the IT'S TIME CONFERENCE and save $500 with code GETINTHEROOM at https://redeemhertime.com/conferenceGet on the waitlist for CEO FLOW at https://redeemhertime.com/flowI pray this blesses, challenges and moves you to action!Come join the conversation (+ implementation) afterwards inside the REDEEM Her Time Community https://redeemhertime.comYOU. HAVE. TIME. LissaP.S. Grab the REDEEM Her Time Planner + Digital Course to shift EVERYTHING about how you approach TIME in both Life + Biz https://redeemhertime.com/planner
Hey CEO- Tell me the TRUTH- HOW MANY TABS do you currently have open? Is it 3 or less? If that's your norm, you're a unicorn. Is it more like 10, 20, 30 or more? If so, you're like most BUSY-ness owners juggling multiple tasks…some studies show 40-100+ tabs isn't uncommon (gulp!)No matter how many you have open right now, I know you THINK keeping them OPEN for when you need it next is SAVING you time… but it's ACTUALLY costing you more time than you realize- as in 3+ hours a week.Talk about BLOCKing your CEO FLOW of energy, focus…and TIME!Today on Part 3 of the CEO FLOW series, I'm gonna share with you the 1 Productivity Tool that will allow you to close all but 1 tab (+ the 1 you're actually currently working in) to UNBLOCK hours you don't realize you're wasting hunting for that link you need or clicking on all those tabs you have open that are so microscopic you can't read what they say anymore… that way you can repurpose that time to something way more productive + profitable!No more time wasted playing TAB HIDE-and-go-SEEK!By the end of this episode, you'll go from can't-REMEMBER-where-I-put-it to RIGHT-here-at-my-FINGERTIPS when it comes to your CEO Tabs…and free up 30-60 min (a day)...Cuz the cost of INEFFICIENT systems (or lack of systems) add up. Wouldn't you rather be the CEO whose TIME is flowing in the direction you desire to scale your ROTI with less energy and effort and with more efficiency and effectiveness? Thought so. Let's get into your CEO FLOW… Grab your ticket for the IT'S TIME CONFERENCE and save $500 with code GETINTHEROOM at https://redeemhertime.com/conferenceGet on the waitlist for CEO FLOW at https://redeemhertime.com/flowI pray this blesses, challenges and moves you to action!Come join the conversation (+ implementation) afterwards inside the REDEEM Her Time Community https://redeemhertime.comYOU. HAVE. TIME. LissaP.S. Grab the REDEEM Her Time Planner + Digital Course to shift EVERYTHING about how you approach TIME in both Life + Biz https://redeemhertime.com/planner
Post-Gazette Pirates insider Noah Hiles discusses his key takeaways from the team's split-squad day Monday, which included a 4-2 win over the Twins at LECOM Park in Bradenton, Fla., and a 9-6 loss to the Tigers at Joker Marchant Stadium in Lakeland, Fla. Noah was on site in Bradenton and starts off by discussing Paul Skenes' outing vs. Minnesota. Why did Skenes struggle with his command at times Monday, and is this is a cause for concern? Or just knocking the rust off in spring training? Ke'Bryan Hayes hit a home run for the first time in a game since Aug. 30. How is Hayes managing his injuries, and could we expect an uptick in his power numbers? Plus, Ryan Borucki registered another scoreless outing. What are his chances of making the opening day bullpen? Noah answers those questions and more.
LOWDOWN: It was a rough night for the Lakers and, while JJ Redick was rightly frustrated with how they played, this one felt like a loss based on who wasn't available and the choices of players who played, too. Anthony offers up an explanation for why Christian Koloko didn't play, even if he disagrees with the logic behind it. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
David does The News for February 17, 2025
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Today's guest is Owen Lamont, a Portfolio Manager at Acadian Asset Management. He's been on the faculty at Harvard, Princeton, Yale and the University of Chicago. He also writes the blog, Owenomics. In today's episode, Owen walks through how he analyzes market bubbles and if the U.S. is in a bubble today. He touches on the rise of passive investing, the gamification of trading and why the U.S. stock market is Koreafying. Owen also shares his view on closed-end funds, short-selling, AI and what Seinfeld can teach us about investing. (2:33) The four horsemen of bubbles (9:57) Gamification of investing (18:51) The U.S. Stock Market is Koreafying (26:43) Gangnam Style (30:46) Excitement about AI (33:56) Why 2021 was a bubble (38:08) Closed-end fund premiums (42:12) Investing Mount Rushmore (47:11) China's recent stock performance (50:15) Impact of cultural investment preferences ----- Follow Meb on Twitter, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Today's episode is sponsored by YCharts. YCharts enables financial advisors to make smarter investment decisions and better communicate with clients. Get 20% off your initial YCharts Professional subscription when you start your free trial Follow The Idea Farm: Twitter | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more. ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! Learn more about your ad choices. Visit megaphone.fm/adchoices
A New York Times front page investigation tallies up all the bird nests (nine total) and other flora, fauna, and civil war battlefields "discommoded" by launches of SpaceX rockets. We contemplate the price of progress vs. the piping plover. Plus, getting French elections shamelessly wrong, and a three-way 1950's Meet The Press-style conversion between Mike, journalist Eric Zorn of The Picayune Sentinel, and Tom Chittum, Senior Vice President of ShotSpotter, the audio detection technology that's been criticized for not providing police accurate enough information. Produced by Joel Patterson and Corey Wara Email us at thegist@mikepesca.com To advertise on the show, visit: https://advertisecast.com/TheGist Subscribe to The Gist Subscribe: https://subscribe.mikepesca.com/ Follow Mikes Substack at: Pesca Profundities | Mike Pesca | Substack Learn more about your ad choices. Visit podcastchoices.com/adchoices