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Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

Is your approach to performance management improving results or creating more frustration, wasted energy, and unnecessary drama?Strong performance management is about much more than annual evaluations or stepping in when something goes wrong. When expectations are unclear, feedback comes too late, or accountability rests solely with managers, your team may struggle despite everyone's best intentions. In this episode, you'll learn the three common mistakes that undermine performance and how to replace them with practical, human-centered leadership habits that help everyone succeed.You'll discover how to:Make feedback an ongoing conversation so annual evaluations never contain unwelcome surprises.Establish clear outcomes, priorities, and expectations that give every team member a strong foundation for success.Create shared accountability across managers, senior leaders, and individual contributors so high performance becomes the norm.Play the episode now to strengthen your performance management approach, reduce workplace drama, and build a high-performing team people want to be part of.Check out:01:12 | Why Annual Evaluations Are Not EnoughLearn why performance evaluations should summarize feedback your employees have already received, rather than introduce concerns for the first time.04:54 | Build the Foundation for Strong PerformanceDiscover how clear expectations, shared priorities, and specific outcomes can prevent many performance problems before they happen.09:40 | Make Accountability Everyone's ResponsibilityExplore how senior leaders, managers, and individual contributors can create a culture of shared accountability where everyone helps maintain the team's standards.Leadership Without Using Your Soul podcast offers insightful discussions on leadership and management, focusing on essential communication skills, productivity, teamwork, delegation, and feedback to help leaders navigate various leadership styles, management styles, conflict resolution, time management, and active listening while addressing challenges like overwhelm, burnout, work-life balance, and problem-solving in both online and in-person teams, all aimed at cultivating human-centered leadership qualities that promote growth and success.

The Royals held the #6 pick in this year's MLB Draft but chose to take a player that was ranked #30 by MLB.com.  Was going signability early the right move for the Royals in this draft? David Lesky (Publisher - Inside the Crown/@DBLesky) and Soren Petro (Sports Radio 810-WHB, 810whb.com/@SorenPetro) break down the Royals 2026 Draft and discuss what's next for the Royals. How good is Louisville, OF Zion Rose? Did the Royals get it right with this move? Is Taylor Rabe worth the extra money? Why High School pitcher Jack Slightom? Is Maxx Yehl more than just a reliever? Why Dominic Battista might be better than his ranking. Where else could the Royals have hit in the draft? What's next? New to streaming or looking to level up? Check out StreamYard and get $10 discount! https://streamyard.com/pal/d/5883084893847552 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Note: This is a replay of a previous popular episodeGreg Shove is the CEO of Section AI, a company helping enterprises and teams become truly AI-enabled. In this episode of The Edge of Work, Greg shares his journey of pivoting Section from an online business school to an AI-powered transformation partner. He discusses why most companies are struggling to adopt AI, the mistakes leaders make when rolling it out, and why the challenge is less about technology and more about change management. Greg also explains how AI is reshaping knowledge work, what employees and leaders need to do to stay relevant, and why the future of learning will look more like personalized coaching than traditional training.LinksNewsletter: https://personalmath.substack.com/LinkedIn: https://www.linkedin.com/in/gregshove/Website: https://www.sectionai.com/ 

Episode 31 — You Don't Have to Get It Right Perfectionism isn't about excellence — it's about fear. In this episode, we explore how the pressure to get everything right keeps us stuck, and how giving yourself permission to be imperfect is one of the bravest things you can do. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ SHOW NOTES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ TIMESTAMPS [00:00] Opening — How much energy are you spending trying to get it right? [01:30] Settling In — Breathing and releasing tension [03:30] The Theme Part One — Perfectionism is fear, not excellence [06:00] The Theme Part Two — Good enough that exists beats perfect that doesn't [08:00] Breathwork — 4-4-6 breathing pattern [09:00] Affirmations Part One — You are allowed to be imperfect [10:00] Affirmations Part Two — Start small, share it anyway [11:30] Closing — You don't have to get it right, you just have to be real ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ STORY SUMMARY This episode dives into the trap of perfectionism — how it disguises itself as high standards but is really rooted in fear of judgment and rejection. We explore how the pressure to be perfect keeps us from showing up at all, and why "good enough that exists" is infinitely more valuable than "perfect that doesn't." ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ HOST Your Quiet Moment Host — A warm, conversational guide offering gentle encouragement and space to breathe. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ TOPICS • Perfectionism and fear • Self-acceptance • Permission to be imperfect • Showing up authentically • Good enough vs. perfect • Courage to be real ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ If this episode resonated with you, share it with someone who needs to hear it. Follow for weekly moments of quiet encouragement. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ DISCLAIMER This podcast is for general encouragement and informational purposes only. It is not a substitute for professional mental health advice, diagnosis, or treatment. Always seek the advice of a qualified professional with any questions you may have regarding your mental health or well-being.DISCLAIMER

7.6.26, Kevin Sheehan asks callers for their thoughts on Flo Balogun's red card decision being reversed by FIFA and if they believe it was the right or wrong decision.

7.6.26 Hour 2, Kevin Sheehan asks callers for their thoughts on Flo Balogun's red card decision being reversed by FIFA and if they believe it was the right or wrong decision. Kevin Sheehan talks about the recent Instagram posts from Brandon Aiyuk seemingly calling out Jayden Daniels and potentially burning a bridge to join the Commanders. Kevin Sheehan asks callers for their thoughts on Brandon Aiyuk after his recent spat with Jayden Daniels over social media.

Encore registration - "Piano Ten Thousand Leaves" was completed on May 16, 2026. And as a post-completion activity, I hope to deliver it to people 1000 years from now. And so, I have begun "Piano Ten Thousand Leaves - beyond completion -- The Millennium Forest --". I will not be creating any new songs, but I will select one song from the 4536 songs I previously created and re-register it here. ===================================================== 《ピアノ万葉集》は2026年5月16日に完結しました。 そして完結後の活動として、1000年後の皆様に届けたいと考えています。 そして、《ピアノ万葉集》完結世界 -- 深森千年紀 -- を始めています。 そして新しい曲は創りませんが、前に創っている4536曲の中から１曲を選んでここで再登録させて頂きます。 =========================== The Complete Works of Piano Ten Thousand Leaves Vol.3-1 =========================== VOLUME3-1 just released! Gentleness, carried on 4,536 leaves of sound. #spotify: https://open.spotify.com/intl-ja/album/5aSDLOUFLgmoK0Nu5uYvxK?si=FxFC1shbTNmcVsbGuZzufw #AppleMusic:  #amazonmusic https://amazon.co.jp/music/player/albums/B0H6VDD1KC?marketplaceId=A1VC38T7YXB528&musicTerritory=JP&ref=dm_sh_Ke44Vvf27v9Scn17Q3GlghCkH ＃YoutubeMusic: https://music.youtube.com/playlist?list=OLAK5uy_keXkSwBS2JvaxE-tEwAuXmIOe4CzSijgY&si=tJYfAwa-8cQ8sUyh #LineMusic https://lin.ee/pOzyULD #AWA https://s.awa.fm/album/95f94c20e913e538ed09?t=1782684025 --- All Music Streaming Services: 全曲視聴可能なのが嬉しいですね… https://linkco.re/AAZ0NrcQ

Send us Fan MailIn this episode we discuss the the recent Disney Lorcana Challenge news, Set Champs, card reveals, and more.So sit back and relax as we crack some packs and get into it.Overexerted:  @OverexertedHeath:  ⁨@TheMadDrafterJames:  @thedanregal  Twitter/X:Benny: https://x.com/overexertedcastJames: https://x.com/danregalHeath: https://x.com/TheMadDrafterTwitter: @OverexertedcastInstagram: overexertedcastDiscord: Overexerted - A Disney Lorcana Discord Music Provided By: Aaron PaulMusic from #Uppbeat (free for Creators!):https://uppbeat.io/t/aaron-paul-low/arrival-of-a-princessLicense code: NQA8GSDIJUPC33WY

LinkedIn newsletters are having another gold rush, driven by the hype around AI citations. But starting one without a clear strategy can damage your B2B brand more than it helps.In this episode, Michelle J Raymond shares the biggest LinkedIn newsletter mistakes brands make and what it takes to build one that people actually want to read, remember, and subscribe to.https://b2bgrowthco.com/linkedin-newsletter-growth-lab/Key moments in this episode - 00:00 LinkedIn newsletters, AI citations and the current gold rush02:20 Why LinkedIn newsletters are back in focus for B2B brands03:50 The ghost town newsletter mistake that damages trust05:10 Why every LinkedIn newsletter needs a clear promise06:00 Lazy LinkedIn newsletter strategy06:35 The LinkedIn Company Page bulletin board problem08:15 Why relevance matters more than subscriber count10:57 How to create a LinkedIn newsletter people want to read17:18 LinkedIn newsletter analytics B2B marketers should measureCONNECT WITH MICHELLE J RAYMONDMichelle J Raymond on LinkedInBook a free intro callB2B Growth Co newsletter#LinkedIn #LinkedInNewsletters #LinkedinB2BMarketing

https://holisticmarketinglab.com/holistic-campaigns/Authority marketing helps SMBs compete with larger players by building trust, not outspending them. Here's how to establish credibility in the AI era. HolisticMarketingLab City: Bad Segeberg Address: Am Weinhof 7 Website: https://holisticmarketinglab.com

Following the latest information out for EA Sports College Football '27, and Blain playing the Beta last night, Crain & Cone react to all the details regarding gameplay and modes for the video game. -- -- -- Good Ranchers: https://www.goodranchers.com/ with CODE: BOOSTER -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- --  Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone#News #Sports #football #collegefootball #sportsshow #sportsnews #cfb #easports #videogames #cfb27 #collegefootball27 #ncaafootball #ncaa Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Buy/Stream: https://overview.fanlink.tv/OVR130-GetItRight Rueben & Freddy B join forces on Rueben's forthcoming single 'Get It Right'. Out 05.06 Rueben: SoundCloud → https://soundcloud.com/ruebenmusic Instagram → www.instagram.com/ruebenmusic/ Freddy B Instagram → https://www.instagram.com/freddyb_mc/ Overview Music: Facebook → www.facebook.com/overviewuk/ SoundCloud → https://soundcloud.com/overviewuk Instagram → www.instagram.com/overviewuk/

-The cover was released yesterday, featuring Miami (FL)'s Malachi Toney, Ole Miss' Kewan Lacey, and Oregon QB Dante Moore-The Stool is known to love Malachi Toney, so seeing him on there makes us happy….did Jeremiah Smith say no or not get asked?Our Sponsors:* Check out Hims and use my code hims.com/EARLYBREAK for a great deal: https://www.hims.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The case against Mackenzie Shirilla was prosecuted as murder. Not manslaughter. Not reckless homicide. Four counts of murder for a car crash. That charging decision carries enormous weight — it's the difference between a reckless teenager who caused a catastrophe and a calculated killer who executed a plan. And the evidence has to clear a much higher bar.Shirilla drove her Toyota Camry into a building in Strongsville, Ohio at nearly a hundred miles per hour, killing Dominic Russo and Davion Flanagan. Surveillance footage captured the car's trajectory. Black box data showed full accelerator and zero braking. Text messages documented a volatile relationship. A prior threat to crash the car was entered into evidence. A judge convicted her without a jury and called it premeditated.But premeditated murder requires proof of intent beyond a reasonable doubt — and the evidence in this case has gaps that the prosecution's narrative papered over. The footage shows the car, not the driver's state of mind. There was no confession, no manifesto, no digital trail suggesting she planned this. The defense raised a medical condition but never presented expert testimony. When that expert testimony finally materialized after the conviction, the court refused to hear it because a filing deadline was missed by a single day.Robin Dreeke, who led investigations at the highest levels of the FBI, takes apart the methodology behind this case. Was the investigative approach thorough enough to support a murder charge? Did the bench trial format — one judge, no deliberation — serve this case? And what does it mean when the strongest piece of defense evidence never gets weighed on its merits?Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#MackenzieShirilla #TheCrash #TheCrashNetflix #DominicRusso #DavionFlanagan #RobinDreeke #HiddenKillers #TrueCrime #Netflix #Justice

Three cases, three very different points in the legal process — and one question worth asking across all of them: did the system get it right? Tony Brueski sits down with former FBI Special Agent Jennifer Coffindaffer for a precise, procedure-focused look at the Nancy Guthrie investigation, the Anna Kepner prosecution, and the overturned Alex Murdaugh murder convictions.The Guthrie case raises questions about investigative conduct. Months in, the Pima County sheriff's office confirmed it is no longer communicating directly with the family, with the FBI assuming all liaison duties, and reporting has suggested early missteps by less-experienced investigators. What does protocol actually require when a missing-person case crosses into federal jurisdiction?The Kepner case is a study in rare procedure: a 16-year-old indicted as an adult in federal court because the death occurred aboard a ship in international waters. A detention transcript that had long been sealed was unsealed, and a federal magistrate ordered the defendant released to home confinement until trial despite the government's objection. How does a court weigh danger and flight risk against the presumption that applies before trial?And the Murdaugh case is a textbook example of how a conviction can come undone — overturned unanimously by the state Supreme Court over a court clerk's improper influence on the jury, with a retrial now ordered and the attorney general vowing to move quickly.Coffindaffer walks through the mechanics of all three with precision: jurisdiction, indictment, detention, reversal, and retrial. This is the segment for listeners who want the law explained cleanly rather than dramatized. Three cases, one careful look at process. Listen for what the system did, and what it may have gotten wrong.Footer Links:Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodDisclaimer:This publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.Hashtags: #NancyGuthrie #AnnaKepner #AlexMurdaugh #TrueCrime #FBI #FederalCourt #JusticeSystem #TrueCrimeCommunity #LegalAnalysis #CrimeNews

Get it right

The Budget is out but will it actually make Kiwis better off?In this episode, James and Matt break down NZ Budget 2026, discussing the biggest winners and losers, infrastructure spending, health investment, fuel price relief, banking levies, FIF tax changes, business challenges, and whether the Government's plan to return to surplus will help or hinder New Zealand's economic recovery.Next Steps: Want to make smarter financial decisions in a changing economic environment? Whether it's your investments, property portfolio, mortgage structure, tax position, or long-term financial plan, Lighthouse Financial can help. Get in touch with our team today.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

This week Bernie sits down with powerhouse drummer Brian Tichy to talk about his amazing career playing with artists like Ozzy Osboure, Billy Idol, Foreigner, and Gene Simmons. They discuss Brian's new band, Led By Vultures, the creative journey behind the singles “Get It Right” and “Massivity,” and why he finally decided to step forward as a songwriter, guitarist, and vocalist after decades as a hired gun. Brian also shares stories from the road, reflections on confidence, and the excitement of building something entirely his own.https://www.instagram.com/briantichydrumshttps://www.instagram.com/ledbyvulturesband******************************************Hungry for more?Check us out at ⁠https://isbreakfast.com⁠******************************************

Ron Hughley, Brandon Kiley, and Stephen Serda are back to discuss Rashee Rice spending 30 days in jail and what the Chiefs' plans should be moving forward. Subscribe: https://youtube.com/live/isCCW3B-VMo Learn more about your ad choices. Visit megaphone.fm/adchoices

Podcast: Industrial Cybersecurity InsiderEpisode: OT Security Isn't an IT Problem: What it Takes to Get it RightPub date: 2026-05-19Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationCraig sits down with Wil Klusovsky, a 26-year cybersecurity veteran and CRO at viLogics, to break down why asset visibility and exposure management are the foundation of any solid OT security strategy.From the myth of the air-gapped shop floor to the real-world math behind quantifying cyber risk in dollars and cents, Will and Craig explore how manufacturers can move beyond fear-based selling, bridge the gap between IT and operations, and build programmatic cybersecurity that protects both production uptime and the bottom line.They discuss how to frame cyber risk as business risk, why compensating controls and context matter more than raw vulnerability numbers, and why the CISO's real job is "chief inside selling officer."Chapters:(00:00:00) - Welcoming Will to the Podcast!(00:02:12) - Why Asset Visibility Is the Starting Point for OT Security(00:03:48) - The Air Gap Myth and Legacy Systems on the Shop Floor(00:04:52) - Translating Cyber Risk Into Dollars and Cents(00:07:05) - Quantifying Downtime: Mean Time to Recovery and True Cost of Ownership(00:09:55) - Risk Appetite: Spend to Mitigate or Accept the Exposure?(00:11:32) - Who Really Owns the Risk? Executives, Not CISOs(00:13:00) - Uptime, OEE, and Why Cybersecurity Risk Is Business Risk(00:15:45) - Remote Access Risks and Competing Priorities on the Shop Floor(00:18:04) - The "Chief Inside Selling Officer" — Getting Buy-In Before Budget(00:19:48) - The Get Out of Jail Free Card: Aligning Incentives Across Teams(00:22:30) - Context Over CVE Counts: 600 Critical Vulns, Zero Exploitable(00:25:42) - Prioritizing Remediation by Business Impact, Not Severity Score(00:26:30) - Wrap-Up and Part 2 Preview: Business Impact AnalysisLinks And Resources:Wil Klusovsky on LinkedInWant to Sponsor an episode or be a Guest? Reach out here.Industrial Cybersecurity Insider on LinkedInCybersecurity & Digital Safety on LinkedInBW Design Group CybersecurityDino Busalachi on LinkedInCraig Duckworth on LinkedInThanks so much for joining us this week. Want to subscribe to Industrial Cybersecurity Insider? Have some feedback you'd like to share? Connect with us on Spotify, Apple Podcasts, and YouTube to leave us a review!The podcast and artwork embedded on this page are from Industrial Cybersecurity Insider, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

States with high state income taxes are finding out something that economists have known all along.  Income taxes are bad for business.  States that are tired of losing business and population to neighboring states that don't tax income are looking for ways to eliminate their state income taxes.This week the FAIRtax Guys look around the country at some of those efforts.

I'm excited to revisit this conversation with Claire Diaz-Ortiz discussing her book, One Minute Mentoring, co-authored with legendary leadership expert Ken Blanchard. Claire is a keynote speaker, author, and former head of social innovation at Twitter who helps individuals and organizations build more intentional, meaningful connections — and this conversation is one of the most practical we've had on the show when it comes to how relationships actually help us grow.In this conversation, we cover:Mentoring vs. Everything Else: Claire breaks down how mentoring differs from coaching, consulting, masterminds, and accountability groups — and why the holistic, mutual nature of a true mentoring partnership is what sets it apart.How to Find the Right Mentor: She walks through the practical first steps for identifying the type of mentoring relationship you need in this season of life, and why leading with essence over form is the key to getting it right.The MENTOR Formula: Claire shares the six-step framework from the book — Mission, Engagement, Networking, Trust, Opportunity, and Review — that gives any mentoring partnership a clear structure without making it feel clinical.The Mentoring Mission Statement: Why putting a simple, shared mission statement in place at the start of a mentoring relationship can save you both from the most common reason these partnerships quietly fall apart.Mentoring Moments and Low-Stakes Entry Points: For anyone not ready to commit to a full mentoring relationship, Claire offers a practical way to start small — and how those smaller moments can open the door to something much more meaningful.If you've ever wondered whether you're the type of person who should have a mentor — or whether you have what it takes to be one — this conversation will answer both questions and give you a clear next step. Learn more about Claire and her work at ClaireDiazOrtiz.com, and find One Minute Mentoring wherever books are sold.Connect with Erik:⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠This Podcast is Powered By:Brain.fm - 20% off your first month⁠⁠⁠⁠⁠Descript⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Descript 101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Castmagic⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ecamm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podpage⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Rodecaster Pro⁠⁠⁠⁠⁠Make sure to grab Shortcasts from Beyond The To-Do List by Blinkist. A Shortcast is a 7-10 min version of a podcast where you get the core takeaways. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

PJ talks to John Paul O'Shea TD who has a few points that he thinks must be part of any changes Hosted on Acast. See acast.com/privacy for more information.

While the Big 12 Conference is trying to gain access, is it doing it at the expense of the greatness that is college football? Heartland College Sports' Pete Mundo explains why he HATES that he has to agree with the SEC here, but he does.Also, Mundo dives into recent comments by a current, and a former, Big 12 coach, and why one made himself look good, and another did not.

You heard it from me, now hear it from my sister! I recorded the podcast you heard on Wednesday, "To AI or Not to AI: The Question Is When, Not If," on my ahas about AI from our conversation at the beach a couple of weeks ago. I told my sister about it, and she was like, " Hey, I got more information.” And I said, “Well, I have more thinking!” So, I'm releasing a BONUS episode of Consulting Matters on this week's topic on AI with my very special guest, my sister Tamra Cajo! Tamra (or Tami, as I call her) is a nonprofit leader who is in love with Claude (where Claude and I are on a break right now). But somehow, over the course of our weekend together, we found common ground on how to get the best out of AI - without it running the show. When you tune into the bonus episode, you won't just hear me summarize our conversation, but see it LIVE. Plus, you'll get to see firsthand (if you watch the episode on my blog or on YT) and find out if we both inherited our dad's gift for persuasive conversation. If you really want to know how I am as a person and a professional, check this one out. It's a fun conversation. Where to dive in: 00:00 – Welcome + Why This AI Conversation Matters 02:38 – AI as an “Extra Employee” in Nonprofit Leadership 07:09 – Neurodiversity, ADHD & Using AI to Organize Thinking 11:48 – Where AI Helps vs. Where Human Expertise Still Matters 14:08 – The Need for AI Guardrails, Policies & Slowing Down 18:41 – AI, Mental Health & Why Human Relationships Still Matter 23:36 – Creativity, Authenticity & the Danger of “Too Smooth” AI Content 27:42 – Leadership Coaching, AI Prep Work & Knowing What You Don't Know 32:28 – Authenticity, Inner Wisdom & Avoiding AI Dependency 39:23 – Final Takeaways: AI as a Tool, Not the Leader Other episodes you may enjoy: To AI or Not to AI: The Question is When Not If Too Many Business Ideas? 5 Steps to Find Your Focus Consulting and Coaching in The Messy Middle How to Become a Confident Speaker with Dr. Christina Madison Do You Love Consulting or Coaching but Hate Marketing? Starting a Consulting Business: How to Get It Right from Day One About my guest: Tamra graduated with a master's degree in social work from Loyola University in Chicago (2005) and a bachelor's degree in psychology from the University of Iowa (1993). Tamra is a bilingual licensed clinical social worker with over 10 years of experience working in early childhood and prevention. Previously, Tamra was the lead trainer in the Midwest for ACT Raising Safe Kids, an evidence-based violence prevention curriculum. In addition, Tamra has been trained in a number of other evidence-based curriculums including Circle of Security Parenting, Families Moving Forward (FMF), Helping the Non-Compliant Child, Chicago Parent Program and Youth Mental Health First Aid. Tamra was certified in Kundalini Yoga in 2001 in Santiago, Chile and has continued to further her education in both yoga and mindfulness for young children. Tamra practices mindfulness and meditation on a daily basis as a way to stay grounded and be present both at work and at home. About the host: Betsy Jordyn is a business mentor, brand messaging strategist, and former Disney consultant who helps purpose-driven consultants and coaches build profitable businesses rooted in their unique strengths. With over 20 years in the industry and a knack for turning big ideas into clear positioning, she's your go-to for strategy that aligns with your calling. Work with me: https://www.betsyjordyn.com/services

To AI or not to AI? That is the question. Just kidding! Today's episode of Consulting Matters is about when and how to use AI, which is the real question that every Consultant Coach must answer. I decided to tackle this topic after my sister and I went away for a beach weekend a couple of weeks ago. My sister and I normally just talk about the deep meaning of life and explore our childhoods… the usual sister stuff. So, I was very surprised when she got in the car, and the first conversation we had was about our different experiences with Claude. She's in love with our Claude. And right now, Claude and I are on a little bit of a break. We had a different perspective, but what was fascinating was how AI kept popping up all weekend. It was ongoing… And so we had a really rich conversation around how to get the best out of AI, like her positive experience, and how I've been kind of hitting walls with AI lately. The results of our conversation are this particular podcast. This is a good conversation for all of us to have around what it looks like to have a healthy relationship with AI. What are the guardrails to ensure the relationship stays in the productive zone and is actually productive in practice, not just hype? I did not expect to do a whole big thing on AI, but here we are! Today I wanna get into: The number one thing you always, always, always need to keep in mind, no matter what you ask AI to do so that it's not running the show. The four questions to ask yourself for every important partnering task you might have with AI, which I differentiate from when we might use AI as a sort of glorified search engine. How to set up policies that make sure your clients are protected from the challenges that AI might create in their work and their work with you that you might not have intended, and how to use those questions that I'm suggesting for yourself to keep yourself in that productive zone. Why it's in your long-term best interest to stay intentional in your relationship with all your tech, not just AI. Let's dive in! Where To Dive In: 0:00 — Why Betsy's relationship with AI changed 2:46 — The #1 rule: You are the leader, AI is the tool 7:24 — The 4 questions to ask before using AI for important work 14:08 — How to create AI guardrails for clients 20:02 — The hidden impact of tech and AI on brain power 24:00 — Staying intentional with AI and protecting creativity 25:58 — Final recap + next steps for using AI well Next Steps: Pay attention to your relationship with AI: Ask yourself whether your current use of AI is actually healthy and productive or if it's becoming frustrating, distracting, or flattening your thinking and creativity. Create guardrails for yourself and your clients: Put clear boundaries around how and when AI should be used. Go “old school” sometimes: Pull out a journal. Write ideas by hand. Give yourself space to think, process, and create without outsourcing everything to AI. Remember that transformation happens through relationships: AI can support work, but it cannot replace human insight, coaching, strategy, or connection. Get expert help when needed: Don't rely on AI for everything, especially areas requiring expertise like brand positioning and messaging. If you've thrown all of your positioning and branding into AI and it's not yielding results, book a Discovery Call here. Other episodes you may enjoy: Too Many Business Ideas? 5 Steps to Find Your Focus Consulting and Coaching in The Messy Middle How to Become a Confident Speaker with Dr. Christina Madison Do You Love Consulting or Coaching but Hate Marketing? Starting a Consulting Business: How to Get It Right from Day One About the host: Betsy Jordyn is a business mentor, brand messaging strategist, and former Disney consultant who helps purpose-driven consultants and coaches build profitable businesses rooted in their unique strengths. With over 20 years in the industry and a knack for turning big ideas into clear positioning, she's your go-to for strategy that aligns with your calling. Work with me: https://www.betsyjordyn.com/services

Pack Nation calls in HOT on this edition of Packernet After Dark, and Ryan doesn't hold back either. What starts as a pile-on against ESPN's take on Lucas Van Ness snowballs into one of the most honest conversations about football media literacy, fan psychology, and why so many people refuse to evolve their thinking — even when the evidence is stacked against them.

Pack Nation calls in HOT on this edition of Packernet After Dark, and Ryan doesn't hold back either. What starts as a pile-on against ESPN's take on Lucas Van Ness snowballs into one of the most honest conversations about football media literacy, fan psychology, and why so many people refuse to evolve their thinking — even when the evidence is stacked against them.

I want to share my inspiration for this week's episode. It's personal, but it's powerful so hang in there… I'm so passionate about building your business and brand around your ideal clients because they make us happier, they are more profitable, and most importantly, they lead to lasting relationships. Of all the organizations I worked with when I was a consulting business owner, Wyndham Vacation had the biggest impact on me. The industry was like Disney, so it felt like home. But it was the people, many of whom became private clients when they were starting their own consulting or coaching business. And some of them became treasured friends like Julie MacPherson. After Julie left Wyndham to do her own thing, she and I would spend hours having deep talks about purpose, calling, and the world of spirit and soul, which she made the transition to last Thursday after a long battle with cancer. I'm so grateful to have known Julie, and that only happened because of my business. She is my inspiration for what you'll hear today on the Consulting Matters podcast. I want to encourage you to pursue clients who are your people, who you love, and who love you too. Loving your business starts with loving your clients. This podcast is a labor of love for aspiring, new, and seasoned purpose-driven consultants and coaches ready to change the world – including your own. And you can't get to your ideal client and your Julies if you don't get out of analysis paralysis and all the directions your next-level consulting or coaching business could take, and into focus Today is a continuation of last week's Messy Middle, something I've been in myself lately. I'm going to give you five steps to help you break out and step into your focus. Timestamps 0:00 – A personal story on clients who become meaningful relationships 1:58 – Episode intro: clarity in the messy middle 4:00 – Rethinking “speed” and separating clarity from messaging 8:30 – Why your business must evolve as you evolve 11:00 – The upside of analysis paralysis 13:30 – Why overthinking (and AI) can keep you stuck 15:40 – Let your life lead the direction 18:00 – The 5 questions to find clarity begin 25:00 – Passion, purpose, and what needs to change 27:30 – Commitment and actually moving forward Next Steps Use my five questions to help you find clarity through the messy middle. And of course, if you need help, I'm only a Discover meeting away, click here. Other episodes you may enjoy: Consulting and Coaching in The Messy Middle How to Become a Confident Speaker with Dr. Christina Madison Do You Love Consulting or Coaching but Hate Marketing? Starting a Consulting Business: How to Get It Right from Day One The Trust Factor: Why Brand Clarity Matters for Consultants and Coaches with Dr. J.B. Adams The 3 Types of Expertise Every Consultant and Coach Needs to Name and Claim About the host: Betsy Jordyn is a business mentor, brand messaging strategist, and former Disney consultant who helps purpose-driven consultants and coaches build profitable businesses rooted in their unique strengths. With over 20 years in the industry and a knack for turning big ideas into clear positioning, she's your go-to for strategy that aligns with your calling. Work with me: https://www.betsyjordyn.com/services

In this episode of Memoirs of an LDS Servant Podcast, Maurice Harker teaches a crucial truth about personal growth: you are not supposed to get it right the first time.Using powerful analogies from music, dance, and real-life experiences, this episode breaks down how growth actually works—through iteration, practice, adjustment, and repeated effort over time. Maurice explains why trying once and expecting perfection leads to frustration, and how embracing the process of “composing” your life allows you to gradually become who you want to be.You'll also learn how to navigate conflicting priorities, shifting roles, and evolving identity as you grow through different stages of life.

The development situation on the eastern bank of the Cumberland River remains confusing, so D7 Councilmember Emily Benedict joins host Marie Cecile Anderson to help us untangle it all. From the amendments Council recently passed putting boundaries on the scrapyard neighborhood (a.k.a. Wasioto Bend) to why the state rerouted $300 million of surplus convention center cash to the East Bank, we're hashing out the future of Nashville's most valuable patch of land. When all is said and done, will it still be East Nashville — or are we creating a second downtown? Election Day is TOMORROW! Here is a sample ballot for the May 5 election with early voting locations and hours. If you haven't yet registered to vote, you cannot vote in the May 5 primary election — but you can still register for the state and federal primary election on Aug. 6. Learn more about the sponsors of this May 4th episode: Greater Birmingham CVB Window Nation Get more from City Cast Nashville when you become a City Cast Nashville Neighbor. You'll enjoy perks like ad-free listening, invitations to members only events and more. Join now at membership.citycast.fm/nashville Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392 Interested in advertising with City Cast? Find more info HERE.

The NFL Draft is in the books — and Bo & Joe are breaking down what it all means for the Miami Dolphins.After adding 13 new players, the Dolphins are clearly all-in on building a young, physical foundation — but did they finally get it right?In this episode, Bo & Joe dive into:•The surprise pick of Kadyn Proctor and why he could anchor the offensive line•How Miami is prioritizing size, toughness, and physicality•The addition of Chris Johnson and what he brings to the secondary•Why the Dolphins targeted big-bodied receivers and a physical tight end•Key mid-round picks like Jacob Rodriguez and their potential impact•The importance of hitting on multiple picks — not just the first round•Why this season is more about development than winsPlus, the guys discuss Jon-Eric Sullivan's vision, the excitement around rookie minicamp, and why this draft could be the start of something real in Miami.Out to Pasture is presented by Ed Morse Sawgrass Automallhttps://edmorsesawgrass.com/Out to Pasture is supported by Villa Italia Bakery. Visit https://www.villaitaliabakery.com/ and receive 20% off your entire order by using the code BOJOE.

The 2026 NFL Draft is over, and the dust has settled on the Pittsburgh Steelers new crop of players. With the team adding 10 new players to their roster, it's time to take a look and see if the team got it right? Or if the draft was a big swing-and-miss. This all on the latest Steel City Insider podcast with hosts Jeremy Hritz and Jim Wexell. This podcast is a part of the Steel Curtain Network. Check out Meinelschmidt Distillery at meineldistillery.com and use the code SCN9 to save 10% at checkout! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Cannon Fire Podcast, we break down Tampa Bay's full draft haul, including first-round pick Rueben Bain Jr., Missouri linebacker Josiah Trotter, Georgia State wide receiver Ted Hurst, Miami cornerback Keionte Scott, Clemson defensive lineman DeMonte Capehart, Notre Dame offensive lineman Billy Schrauth and LSU tight end Bauer Sharp.Did Jason Licht and the Buccaneers find impact players for the future? Did Tampa Bay address its biggest needs? We're reacting to every pick, the best values, biggest questions and what this class means for the Bucs moving forward.

Why is the messy middle a big part of our experience as consultants and coaches, and what we do with our clients? Find out on today's episode of the Consulting Matters podcast.​ So, I just got back from the second annual in-person retreat with my client, of four years, Katie Anderson, who is the messy middle of writing her second book. On the last day, we recorded a podcast for her show Chain of Learning on how our work together during the retreat on the messy middle is part of the learning, how to embrace it, and how it helped Katie and her growth, leading to clarity on the shape of the next book. If you're a fan of Katie's work or want to see first-hand the struggles and payoff of getting clarity on your big ideas, check out our conversation. You can find that interview here. But our conversation got me thinking about the messy middle for myself and why it's such a big part of our work as consultants and coaches, and our experience as we grow our businesses to continue the conversation on the power of the messy middle – what it means to be in it and how to help ourselves and our clients navigate it… and that is what today's episode of the Consulting Matters podcast is all about. In this episode, you'll hear: The meaning and power of the messy middle (and why it's so darn uncomfortable) Why your approach to handling your own experience with the messy middle impacts your effectiveness with your clients and their messy middle navigation How to recognize the messy middle as the real reason behind why clients hire consultants and coaches (regardless of what clients ask for) Let's dive in! Where to dive in: 00:00 – Why the “Messy Middle” Matters 00:14 – Episode Intro + Context 02:33 – What the Messy Middle Really Is (and isn't) 04:53 – Transformation, Identity Shifts & Why It's Uncomfortable 07:04 – The Hero's Journey Explained 11:42 – Your Role as the Guide (Consultant/Coach) 14:04 – Seeing the Pattern Everywhere 16:19 – You Have to Go First (Your Own Journey) 21:00 – Why Clients Actually Hire You 27:51 – Messaging: Speak to Transformation, Not Tactics 30:13 – Final Takeaways + Next Steps Next steps: If you are in the messy middle, and that's why your lack of clarity in what you do and confidence in your messaging is becoming so pressing, or you want to pivot your positioning to work with more clients who are in the messy middle, let's chat. Head on over to my website at www.betsyjordyn.com Start to notice the heroic journey in what you read and watch, and try to connect your own experience with transformation to those stories – see yourself in the larger transformation narrative. If you're in a time of transition, don't go it alone. Experience the value of getting help to accelerate your own journey and gain insight into the value you provide your clients. Evaluate how you're positioning yourself with your clients – from transactional service provider to transformational strategic partner. Other articles you may enjoy: Finding Clarity Through the Messy Middle: Reflections from My Book Retreat with Betsy Jordyn How to Become a Confident Speaker with Dr. Christina Madison Do You Love Consulting or Coaching but Hate Marketing? The Consultant or Coaches's C.U.R.E. for Fear & Self-Doubt Starting a Consulting Business: How to Get It Right from Day One About the host: Betsy Jordyn is a business mentor, brand messaging strategist, and former Disney consultant who helps purpose-driven consultants and coaches build profitable businesses rooted in their unique strengths. With over 20 years in the industry and a knack for turning big ideas into clear positioning, she's your go-to for strategy that aligns with your calling. Work with me: https://www.betsyjordyn.com/services

In this segment, Joe breaks down the Miami Dolphins draft class with a focus on how the offensive line shakes out, including whether Kadyn Proctor will project as a guard or a tackle at the next level. The conversation also turns to several Miami Hurricanes prospects who were drafted elsewhere, highlighted by Joe's strong praise for Rueben Bain and his belief that he'll have a productive career with Tampa Bay. They debate whether Miami truly viewed Proctor as the best player available, especially with fan frustration still high over passing on Bain. The segment wraps with listener text reactions, as many fans continue voicing disappointment and skepticism about the Dolphins' draft decisions.

I may never get it right.In this episode of Road to Victory, I reflect on emotional healing, coping, buried pain, love, spirituality, and the pressure of trying to become a better person while still figuring yourself out.We talk about:• The emotional cost of leaving things buried inside• Why some people are starving for affirmation• What healthy coping actually looks like• The difference between escaping pain and regulating it• Struggling to respond well in matters of love• Why loving people may be the closest thing to God• Rethinking the grind and protecting your peace• Feeling responsible for helping others while healing yourselfThis episode is about grace.Because maybe growth isn't about becoming perfect…Maybe it's about becoming more loving.Welcome to the Road to Victory.

Apostle Paul: Was he right or was he wrong? Have Christians misunderstood him for centuries? That’s what Revs. Trudy and Brittany explore in this conversation of Perspectives FUMCSD Pastors Podcast. Join the two female pastors as they talk Apostle Paul, resurrection, salvation, end-times theology, Christian nationalism, and what matters most in following Jesus today. The Apostle Paul is one of Christianity’s most debated figures. Some Christians deeply value Paul’s letters. Others struggle with how his words have been used to exclude, shame, or harm people. Can both be true? Together, they explore: What Paul may have meant in 1 Corinthians 15:1-8 Why resurrection still matters in a hurting world How Paul is used for “us vs. them” religion The danger of focusing only on heaven instead of justice now Christian nationalism and eschatology (end-times theology) What Jesus prioritized above theological certainty In this third and final conversation of our “The Grace of the Passion Series,” we’re reminded that faith isn’t about getting every doctrine perfect. But instead, it’s about loving God and loving neighbor. Join the conversation with these reflection questions: How do you connect Jesus’ life and his resurrection? How does your belief in the resurrection change the way you see the future? Your life? What are the details of your theology that you are hesitant to let go of? Need a conversation partner? Chat online with our Patreon community or join Convergence, our in-person discussion group that meets Sundays at 12 PM. Timestamps: 00:00 Intro: Was Apostle Paul right or wrong? 04:08 Why Paul focuses on resurrection, not Jesus’ life 08:32 Do Christians overemphasize personal salvation? 10:20 Was Paul misunderstood and taken out of context? 16:12 Christian nationalism & end-times theology 19:12 We don’t have to take everything literally 22:23 Hope requires action, not belief alone 28:21 We don’t have to get it right—what matters most

Sheil is joined by Zach Berman of The Athletic to discuss the Eagles drafting USC WR Makai Lemon in the first round of the 2026 NFL Draft. Did the Eagles get Lemon at good value considering they had to trade up for him? There's actually an interesting backstory on how the Eagles got the receiver. Does this move mean AJ Brown will most certainly be on another team next season? What type of receiver is Lemon and who is his player comp? Who will the Day Two targets be for the Eagles? Plus, some Sixers and Flyers reaction. Eagles draft Makai Lemon - (03:14) Eagles traded up for Lemon - (08:13) AJ Brown latest - (17:07) Makai Lemon profile - (23:44) Day Two targets - (48:33) Sixers & Flyers - (53:05) Email hot takes: Ringerphilly@gmail.com Follow us on Instagram and TikTok: @ringersphillyspecial Become a member of our Reddit community: https://www.reddit.com/r/RingersPhillySpecial/ The Ringer is committed to responsible gaming. Please check out rg-help.com to find out more, or listen to the end of the episode for additional details. Host: Sheil Kapadia Guest: Zach Berman Producer: Cliff Augustin Music Composed By: Teddy Grossman and Jackson Greenberg Learn more about your ad choices. Visit podcastchoices.com/adchoices

It was all Defense for the Chiefs on night one of the NFL draft. First the Chiefs move up to Pick #6 to get the highest rated corner and then at #29 they took the second D-Tackle off the board. Did they get it right in the First Round?Jeff Chadiha (NFL Network/NFL.com/@JeffriChadiha), Sam McDowell (Kansas City Star/KCStar.com/@SamMcDowell11) and Soren Petro (Sports Radio 810 - WHB/810whb.com/@SorenPetro) break down the Chiefs selection of Mansoor Delane and Peter Woods.- What did the Chiefs get in Mansoor Delane?- Did the Chiefs need to trade up to get Delane?- Was the price too high?- What else was available at #9?- Peter Woods will be what for the Chiefs?- Should the Chiefs have traded down at #29?- Will the Chiefs regret going Defense with both picks?- What should the plan be at #40?

Nominations for the 2026 ACM Awards are out now and we have some questions. Rolling Stone's Senior Music Editor Joseph Hudak and longtime RS contributor and author Marissa R. Moss break down five key storylines, from the dominance by this year's women nominees to the wildly confusing New Artist races. Check out our hot takes and be sure to tune in to the 61st ACMs airing May 17 on Prime Video, live from Las Vegas.   Country is Here… Nashville is Now.   Check out our Hear Now playlist on Spotify, updated weekly. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Heeey what's up everyone! We are back with another episode of The Just Talk Podcast with Episode 368. Here's the breakdown.In this episode, the guys talk about haircuts, hair, and hair transplants, Jan discusses his PT training, while the guys talk about sports and athletes, Moy (Kevin) had 2 bad weeks and talks about it, and of course, "What Have You Been Up To/Whadda Ya Got?"With that said, as always, we thank you all for the listens/downloads and your continuous support. WE APPRECIATE AND LOVE YOU ALL! We hope you enjoy this episode and until next time, we're going silent.Follow Us On IG@thejusttalkpodcastEmail Usthejusttalkpodcast00@gmail.comSubscribe To Us On YouTubehttps://www.youtube.com/channel/UCo40E9rCSueQjDxPl21u8Mg

Take your protein pills and put your helmet on as we voyage to the far side this week to take a picture of … … the Kanye West & Wireless ding-dong … Springsteen with Tom Morello, Pet Shop Boys with Johnny Marr: the fine art of the ‘special guest' … when Time Magazine invented Swinging London … Gregg Allman and the judge's wife … Fake Plastic Trees! Pressure Drop by the Clash! Waka Waka (This Time for Africa)! Politicians trying to be hip … a primal howl from the Troggs written by the son of a golf professional from Westchester County (Chip Taylor RIP) … why all bands should have ‘membership' gigs ... Back Home! This Time We'll Get It Right! Are we still making World Cup anthems? … never drive a car listening to the Mahavishnu Orchestra followed by the Sun Ra Arkestra and Trout Mask Replica … plus birthday guest Chuck Loncon is listening to every record he owns.Help us to keep the conversation going: https://www.patreon.com/wordinyourear Hosted on Acast. See acast.com/privacy for more information.

For once, the conversation flips as Evan Roberts and Tiki Barber give credit where it is due. Both Aaron Boone and Carlos Mendoza make bold in game decisions that pay off in a big way, helping the Yankees and Mets secure wins. After years of second guessing managers across New York baseball, this rare night forces a different reaction: acknowledgment of sharp instincts and trust in players delivering under pressure. But the tone quickly shifts as a surprising off field controversy takes center stage. Steve Cohen's free ticket giveaway sparks debate when more than half of recipients fail to show up, raising questions about fan behavior, entitlement, and missed opportunities. Evan and Tiki break down the psychology behind it, challenge the audience, and dive into what responsibility fans really have when given something for free.

As we approach Divine Mercy Sunday, many of us feel an unspoken pressure in our spiritual lives: Am I doing this right? From prayer to parenting, vocation to discernment, we can approach our faith with anxiety, striving for perfection rather than resting in God's love. Dr. Sri reminds us of a powerful truth revealed in Divine Mercy—God is not waiting to evaluate you; He's already inviting you. _ _ For full shownotes, visit Ascensionpress.com/Allthingscatholic, or text ALLTHINGSCATHOLIC to 33-777 for weekly shownotes sent to your inbox.

D-Lo & KC continue talking Kings and the draft.

Welcome Brave Lovers! In today's episode Laurie and George delve into the withdrawer's world and how their mission to get it right is so wrong. Inspired by a recent post from podcaster Steven Bartlett, they discuss the unrealistic expectations and pressure many withdrawers impose and the vicious avoidance cycle they get caught in when they can't meet those expectations. If you identify as a withdrawer in your negative cycle or you want more insight on your withdrawing partner this episode will teach you: what is happening and steps to take to break this habit. You'll learn how to set realistic expectations, reduce pressure and communicate clearly with your partner. It takes less than 10 minutes a day to create a better relationship! Take a page from our role play and address this in your relationship for a more secure connection. Our book Brave Love, Great Sex is now available for pre-order on Amazon. Secure your copy today!  Support this episode's sponsor (and help the pod!): Uberlube.com -- Laurie's long-time favorite personal lubricant! Use the code BraveLove for a discount! Learn more about your ad choices. Visit megaphone.fm/adchoices

The Miami Dolphins continue to reshape their roster with a clear focus on building through the draft, while also investing in Malik Willis as a key piece moving forward. Joe and Dave look back at what went wrong during Chris Grier's tenure and what the new front office must do differently to avoid the same mistakes. With another youth movement underway, the guys discuss how young players will once again be asked to step into major roles. The conversation also turns to trade speculation around Jordyn Brooks, with Joe pushing back hard against the idea after Brooks' leadership and production, including leading the league in tackles.