Podcasts about hidden costs

This week, Jack Sharry talks with Ken Dychtwald and Ken Cella. Ken Dychtwald is the Founder & CEO of Age Wave. He is a psychologist, gerontologist, and author of 19 books. For decades, Ken has been regarded as the nation's foremost thought leader on population aging and its profound business, social, financial, and cultural implications for the healthcare workforce.  Ken Cella is the Head of External Affairs at Edward Jones, where he is responsible for fostering strategic partnerships and expanding relations with policymakers, industry leaders, and other influencers to make a greater impact on society. He is also a member of the Edward Jones Enterprise Leadership Team, which guides the firm's strategy to grow its impact and create value for clients, colleagues, and communities today and into the future.  Together, they unpack one of the most overlooked and under-discussed financial issues in American households: caregiving. Drawing on insights from research commissioned by Edward Jones in partnership with Morning Consult and Age Wave, Ken Cella and Ken Dychtwald share the emotional, financial, and societal costs of caregiving. With nearly half of all Americans either serving as or expecting to become caregivers, this conversation sheds light on what it truly means to care for a loved one and what financial advisors can do to better support clients in navigating these challenges. In this episode: (00:00) - Intro (02:29) - Edward Jones' groundbreaking study on caregiving  (04:25) - The wide-ranging impact of caregiving on families and society (06:57) - Why Edward Jones is investing in caregiving research (11:06) - Caregiving's reach: a reality for nearly everyone  (13:47) - Edward Jones' transformation toward holistic financial wellness (18:29) - Culture, community, and client well-being at the center (21:18) - Balancing technology with timeless values (23:59) - Building trust in the advisor–client relationship (27:45) - Ken Cella on the emotional toll—and fulfillment—of caregiving (30:05) - Ken Dychtwald's key insights and takeaways (32:30) - Ken Cella's interests outside of work (33:25) - Ken Dychtwald's interests outside of work Quotes "Caregiving takes a toll beneath the surface, and a lot of times, people don't talk about it." ~ Ken Cella "We're in the business of helping people feel competent and secure in their financial future. So, we want to improve retirement security for families and caregivers." ~ Ken Cella "Edward Jones is really serving the fabric of America in a way that's unique. We want to be part of a solution where business and society come together to create better outcomes for families through financial wellness." ~ Ken Cella "It's not just the super-wealthy who need someone in their corner. It's everyday folks who need a guide, someone to direct them and help them." ~ Ken Dychtwald "I have never encountered a firm that I thought cared more about both its work, the people who work there, the population it serves, and the community. So, I've grown a lot of respect and affection for the people of Edward Jones, and I feel proud to be affiliated with Edward Jones." ~ Ken Dychtwald "There's a lot of strain, disruption, and unhappiness that can come with seeing somebody you love struggle. But there was also a sense of honor and a sense of doing something good for a loved one. The fact that Edward Jones is taking the lead in representing the purpose of caregiving, its high intention, and the quality of life that comes from it is to be applauded." ~ Ken Dychtwald Links  Ken Cella on LinkedIn Ken Dychtwald on LinkedIn Age Wave Edward Jones Morning Consult Susan Collins Mark Warner Brittany Pettersen Maria Elvira Salazar Connect with our hosts LifeYield Jack Sharry on LinkedIn Jack Sharry on Twitter Subscribe and stay in touch Apple Podcasts Spotify LinkedIn Twitter Facebook

Comment your thoughts below and don't forget to like, SHARE, and subscribe!Try Surfboard & Autocircuit for free. Unlock $10,000 in credits. Put $500 down today. Hit activation in 7 days—your $500 is waived—no risk. After 14 days, if you don't save at least 10 hours, we'll give you an additional $5,000 in credits. Start Today at KowabungaStudios.comNeed an Electrical Engineer to help you with your design-build projects?Visit https://verticaldesignservices.com/

In the past three months, more than 300,000 Black women have left the labor force. Economist and author Anna Gifty Opoku-Agyeman calls this the double tax—the compounded burden of being both a woman and a person of color in an economy designed to take more and give less. From higher prices for haircare and beauty products, to childcare that consumes a larger share of income, to systemic barriers in jobs, salaries, housing, and wealth—these hidden costs fall on women of color across the board. But for Black women, they are especially stark, leaving them with fewer opportunities, lower pay, higher living costs, and far less generational wealth than their white counterparts. Her groundbreaking book, The Double Tax: How Women of Color Are Overcharged and Underpaid, shows how these inequities aren't incidental—they're structural. And unless they're confronted, everyone pays the price. (00:01) The Double Tax on Black Women Black women's "double tax" in labor force discussed with author Anna Gifty Opoku-Agyeman, emphasizing solutions and self-advocacy. (07:06) Cost of Hair Emotional and Financial Perceived progress in racial equality, false sense of progress, hair burdens for Black women, generational trauma and societal expectations. (13:58) Navigating Beauty Standards as Black Women Growing up in predominantly Black and white educational environments, facing anti-Blackness and challenges in PWIs, finding representation and redefining beauty standards. (22:01) The Double Tax on Beauty Standards Representation and accessibility in the beauty industry for Black and Asian American women, highlighting the "double tax" and need for inclusive representation. (34:03) The Double Tax in the Workplace Legislation is needed to combat hair discrimination in the workplace, along with addressing white beauty standards and the "double tax" faced by Black professionals. (41:41) Power Dynamics and Motherhood Impact Proximity to power is unequal among races and genders, with white men dominating top professions and Black women facing the most barriers. (47:11) The Burden of Motherhood Motherhood's financial burden, childcare costs, Black women as breadwinners, and the impact of technology on education and employment. (01:01:19) The Cost of Womanhood Empowering women at all stages, advocating for oneself, and the cost of womanhood are discussed in a heartfelt chapter. #DoubleTax Learn more about your ad choices. Visit megaphone.fm/adchoices

As summer fades into fall, West Virginians have a short time left this season to view two distinct stars in the skies overhead. And, electric customers in this state may have paid millions of dollars in hidden and unnecessary fees. The post Bright Orange Stars Overhead And Hidden Costs For Power, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

Ever felt like burnout is inevitable in your startup journey? You're not alone. Burnout can feel like a silent co-founder, but it doesn't have to signal the end of your entrepreneurial story. In this episode, we discuss why burnout happens, how to diagnose it, and most importantly, how to treat it. Discover the importance of pacing yourself, the hidden costs of burnout, and why taking a break is crucial—not just for you, but for your entire team. We'll share personal anecdotes, practical tips, and the value of stepping away to recharge, so you can return stronger and more passionate than ever. Tune in to learn how to recognize the signs of burnout and create a treatment plan that works for you and your startup.Resources:Startup Therapy Podcasthttps://www.startups.com/community/startup-therapyWebsitehttps://www.startups.com/beginLinkedInhttps://www.linkedin.com/company/startups-co/Join our Network of Top FoundersWil Schroterhttps://www.linkedin.com/in/wilschroter/Ryan Rutanhttps://www.linkedin.com/in/ryan-rutan/What to listen for:01:01 Personal Burnout Stories04:46 The Hidden Costs of Burnout08:41 Recognizing and Addressing Burnout19:17 Recognizing Emotional Burnout19:47 Impact of Economic Downturn on Founders21:19 Personal Struggles and Their Impact on Work22:13 Diagnosing and Addressing Burnout in Teams23:04 The Importance of Personal Life in Preventing Burnout27:32 Strategies for Treating Burnout29:27 Finding Passion Outside of Work32:59 Identifying and Mitigating Burnout Triggers38:25 The Role of Leadership in Managing Burnout

In this episode of Fitness & Sushi, I'm exposing the hidden price you've been paying for decades of dieting — costs you may never have connected to diet culture until now. From the money wasted to the opportunities missed, the bill adds up in ways that will blow your mind.   In this episode – “The Hidden Costs of Diet Culture (And How to Stop Paying Them)” – you'll learn…  

Are you considering stepping into the world of homeownership? This episode is packed with insights every first-time homebuyer needs. Doug Hoyes and Ted Michalos discuss why a declining market might benefit new buyers, the emotional traps leading to risky financial decisions, and the true cost of homeownership – beyond the mortgage. Learn how unexpected expenses (from land transfer taxes to home repairs) can derail your budget if you're not prepared, the biggest regrets homeowners face, and how to avoid being “burned” by your first purchase. 00:00 - Why a declining market can be an opportunity for new homebuyers 02:30 - The emotional reasons people want to own a home over renting 04:45 - The biggest emotional mistake of buying a house 10:40 - The mortgage is just the tip of the iceberg for home costs 16:00 - Emergency fund vs. line of credit for home maintenance 18:00 - The inevitability of things needing repair 19:00 - Land transfer tax, and so much more 21:00 - The many other costs of buying a home: lawyer fees, moving, and HOAs 23:00 - The biggest regrets new homeowners have 27:00 - How to avoid being "burned" by buying a house 29:00 - The pressure of "keeping up with the Joneses” A House Is Not An Investment If You Can't Afford It – Debt Free in 30 Episode “What to do if I can't pay my mortgage?” Hoyes Michalos YouTube Channel “I can't afford my mortgage renewal, now what?” – Hoyes Michalos FAQ Sign Up for the Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

For many people, an approach that incorporates whole life insurance has become part of their broader retirement strategy. Is that a good way to go? That's what David McKnight addresses in this episode. While Whole Life has some legitimate applications, especially for people who are risk-averse and are looking for guaranteed steady accumulation, there's an option that does the job more effectively: Indexed Universal Life (IUL). David touches upon why you may want to opt for IUL instead of Whole Life, including the fact that, with IUL, you can access your cash value in retirement without having to pay loan interest.  That gives you more flexibility and more efficiency when using IUL as a source of income. David compares Whole Life and Indexed Universal Life. If your goal is to shield your retirement portfolio from market downturns, then Whole Life is like taking the scenic route: You'll get there. but it will cost you more time, fuel, and money. IUL, by contrast, is like taking the express lane: Same destination, just faster, cheaper, and more efficient. “If efficiency matters to you, and you're trying to increase the likelihood that your money will last as long as you do, then Indexed Universal Life is the superior alternative”, says David. David goes over what happens when you borrow money from your Whole Life policy vs. from your IUL.  It's good to know that some IUL policies have wash loans or zero-cost loans that make accessing your money more predictable and sustainable. David believes that, when it comes to retirement income and the volatility buffer concept, the IUL is more efficient and effective, as it gives you higher growth potential and more favorable loan features.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

Send us a message!In this episode we will be covering Facebook Live Questions 8/25-9/7/25  from Dana's free Facebook Group Registered Dietitian Exam Study Group with Dana RD!Get the free RD Exam Prep Masterclass here. Looking for additional tutoring service? Visit my website! Shop all recorded courses at https://danajfryernutritiontutoring.teachable.comJoin the RD Exam Prep Mastery Program for access to the Situational Practice Questions,  Key Topics Review, Vocab Classes, Wed 8pest Group tutoring , study guides and a new trouble area video each week!Need a Crash Course before your exam? Check out the 4 part Pre-Exam Crash Course: Key Topics Review.

In this eye-opening episode of Financial and Lifestyle Freedom for UK Business Owners, Annette Ferguson debunks five of the most dangerous accounting myths that could be silently draining your profits. If you've ever wondered why your bank account doesn't reflect your profits, or if you're making business decisions just to save on tax, this episode is a must-listen.Key Takeaways:• Profit Isn't Cash: Discover why a profitable business can still run out of money and how to manage your cash flow effectively.• Strategic Tax Planning: Learn why minimising tax at all costs is a flawed strategy and how to approach tax planning for long-term growth.• Accounting as a Strategic Tool: Move beyond compliance and unlock the powerful insights your financial data holds to drive profitability.In This Episode, You'll Learn:• The 5 Most Dangerous Accounting Myths: Annette exposes the common misconceptions that lead to cash flow problems, missed opportunities, and even business failure.• The Truth Behind the Myths: Get clear, actionable advice on how to protect your business and make smarter financial decisions.• A Simple Test for Tax-Saving Strategies: Learn how to evaluate whether a tax-saving strategy is actually benefiting your business.• The Hidden Costs of DIY Accounting: Understand why professional accounting advice is an investment, not an expense, and how it can save you thousands in the long run.Resources Mentioned:•Free Financial Health Check: Book your free assessment to identify and correct any accounting myths hurting your business.•Profit First UK Facebook Community: Join the free online community to connect with other like-minded business owners.

Send us a textCredit card processing is a necessity for every aesthetic practice, but the fees behind each swipe aren't always as simple as they seem. Hidden costs can eat away at profitability without you even realizing it. In this episode, host Jay Shorr sits down with Tim Ryan, Founder and CEO of Blueswipe, to uncover how payment processing really works in the aesthetic industry. You'll learn how to identify and eliminate hidden charges, avoid overpriced EMR-integrated systems, and negotiate transparent, cost-effective solutions that protect your bottom line.  Schedule your free consult with our expert, Jay Shorr, here. To sign up for our Conversion Cascade 2.0 online course, click here. Don't forget to enter code PODCAST at checkout for 20% OFF! Connect with us:Website: https://shorrsolutions.com/Instagram: https://www.instagram.com/shorrsolutionsFacebook: https://www.facebook.com/shorrsolutionsLinkedIn: https://www.linkedin.com/company/shorrsolutionsYouTube: https://www.youtube.com/user/TheBestMBS1/featured

Neuropathyct.com1) Symptoms usually creep forward More numbness, burning, pins-and-needles, and sensitivity changes over time. (NINDS)2) Sleep gets hammered Neuropathic pain commonly disrupts sleep, which then worsens pain perception the next day. (ScienceDirect, PMC)3) Balance confidence drops; fall risk rises Loss of sensation and vibration sense increases falls and near-falls—especially in older adults. (PMC, PubMed, Frontiers)4) Foot problems can snowball (especially with diabetes) Delayed care → unnoticed injuries/ulcers → infection → higher chance of amputation if things progress. (NCBI, PMC)5) Daily function and quality of life shrink People report limits in walking, standing, hobbies, and overall well-being. Mood and anxiety often worsen. (Nature, PMC)6) Heavier reliance on pain meds without addressing nerve function Drugs like gabapentin/pregabalin/duloxetine may help pain for some, but results vary and they don't restore nerve function. (Patients should never change meds without their prescriber.) (ScienceDirect, Mayo Clinic Proceedings, PMC)7) Hidden injuries are easier to miss Reduced sensation means burns, cuts, or shoe-related wounds can go unnoticed and worsen. (This podcast welcomes your feedback here are several ways to reach out to me. If you have a topic you would like to hear about send me a message. I appreciate your listening. Dr. Brian Mc Kayhttps://twitter.com/DarienChiro/https://www.facebook.com/ChiropractorBrianMckayhttps://chiropractor-darien-dr-brian-mckay.business.sitehttps://podcasts.apple.com/us/podcast/not-just-chiropractor-for-stamford-darien-norwalk-new/id1503674397?uo=4Core Health Darien-Dr.Brian Mc Kay 551 Post RoadDarien CT 06820203-656-363641.0833695 -73.46652073GMP+87 Darien, Connecticuthttps://youtu.be/WpA__dDF0O041.0834196 -73.46423349999999https://darienchiropractor.comhttps://darienchiropractor.com/darien/darien-ct-understanding-pain/Find us on Social Mediahttps://chiropractor-darien-dr-brian-mckay.business.site https://www.youtube.com/channel/UCNHc0Hn85Iiet56oGUpX8rwhttps://docs.google.com/spreadsheets/d/1nJ9wlvg2Tne8257paDkkIBEyIz-oZZYy/edit#gid=517721981https://goo.gl/maps/js6hGWvcwHKBGCZ88https://www.youtube.com/my_videos?o=Uhttps://www.linkedin.com/in/darienchiropractorhttps://www.facebook.com/ChiropractorBrianMckayhttps://sites.google.com/view/corehealthdarien/https://sites.google.com/view/corehealthdarien/home

Absolutely crushing it in landscape sales—only to discover your teams don't know how your company actually makes money? Wondering why your backlog is shrinking or your people aren't moving your business forward the way you hoped? In this raw, high-energy roundtable episode of Roots of Success, our panel of seasoned coaches and industry leaders get real about what's working NOW for landscape executives. From reviving old-school sales strategies to turning every employee into an advocate for your bottom line, you'll get practical stories and tested tactics for growing a resilient, profitable business. Expect war stories, laughs, bold ideas, and inspiration to help you build a smarter, more profitable landscape business, plus actionable pearls you can implement now.  THE BIG IDEA:  Prioritize communication, people, and financial transparency always.  KEY MOMENTS: [06:33] Reviving Proactive Sales Strategies [10:23] Expanding Business With Existing Clients [12:24] Optimize Existing Leads for Growth [14:50] Improving Profit Margins Incrementally [18:33] Hidden Costs of Equipment Loss [23:02] Consistency in Leadership Education [26:58] Clarity Builds Trust and Progress [27:36] "Business Growth Through Role Reevaluation" [30:50] Organizational Misalignment Challenges [35:17] "Family vs. Work Boundaries" [40:01] "Unexpected Hospital Conference Bonding"    QUESTIONS WE ANSWER How can landscaping businesses deal with shrinking backlogs and find more work?  What are the best sales strategies for landscaping companies in a slow market?  How do I educate my landscaping team about company profits and financials?  What is open book management and how can it help my small business?  How can I create effective career paths and growth opportunities for my landscaping employees?  What are best practices for succession planning in family-owned landscaping businesses?  How do you communicate company financials to your landscaping crew?  What are some ways to boost employee retention in the landscape industry?  How can landscaping companies transition from project work to recurring maintenance contracts?  What are the key steps to building a successful landscaping business team?   

Convenience is everywhere in modern life — but is it quietly making you weaker? In this episode of the Survival Punk Podcast, I dig into how our obsession with shortcuts, fast food, apps, and tech reliance erodes not only your independence but also your resilience when things go wrong.

SUMMARY: In this episode, Aaron and Terryn dive deep into the importance of auditing your business before it breaks under pressure. From hidden subscriptions draining your bank account to financial blind spots, staffing inefficiencies, and customer fulfillment gaps, they reveal where visionaries often overlook critical cracks in their operations. Packed with practical advice, real client examples, and a reminder to drop the “sacred cows,” this conversation shows why fresh eyes and honest audits are essential for sustainable growth.   Minute by Minute: 00:00 – Introduction 02:00 – The Case for Auditing Your Business 03:30 – Technology Overload and Hidden Costs 05:50 – Cutting Subscriptions and Saving Thousands 11:00 – Why Third-Party Audits Matter 14:50 – Hiring vs. Delegating: The Real Bottleneck 15:45 – Customer Fulfillment Audits and Broken Funnels 17:00 – Missed Money: Failed Payments and Lost Revenue 18:20 – Avoiding Sacred Cows in Your Business 20:10 – Stress-Testing Before You Scale

Can you afford to cruise on your own boat? Owning a boat is more than just the purchase price... there are hidden costs that can sink your budget if you're not prepared. In this episode, I'm spilling behind the scenes of boat ownership costs and sharing my top picks for the best liveaboard boats for couples and families. If you're dreaming of the lifestyle, this one's for you.I'm also about to launch my new guide From Solo Sailor to Power Couple: A Guide to Making Your Boat Partner-Ready. Following me on Instagram and Facebook @thatboatbabe will give you access to the waitlist so you don't miss out on the launch discount!

Do you ever feel like no matter how much you put yourself out there, it still doesn't feel like enough?In this episode, we unpack the truth behind why the craving to be seen by others often comes at a cost—specifically, The 2 Hidden Costs of Wanting to Be Seen (and trust me, no one talks about the second one). You'll hear why external validation doesn't actually give you clarity, and how the need for attention is often a mask for something deeper and unresolved.Learn the exact reason why validation-seeking keeps you blind to your own selfDiscover how early subconscious wounds shape your current desire to be noticedGet clear on what to do when you feel unseen—even if no one around you understandsHit play now to uncover what's really behind your need to be seen—and how to start seeing yourself.New episodes out every Monday and Thursday at 10 AM Eastern Time The Most Powerful Consciousness Letter On The Internet - https://www.justinegliskis.com/Consultation - https://justinegliskis.gumroad.com/l/EgliskisEmail egliskis@pm.me to get in contact with JustinDiscover a podcast designed for entrepreneurs and solopreneurs navigating the challenges of entrepreneurship, offering insights on stress management, health and wellness, and overcoming imposter syndrome, while emphasizing work-life balance, energy alignment, and inner peace; explore topics like burnout recovery, business automation, scaling a business, business growth strategies, client management, mental resilience, overcoming anxiety, and achieving clearer thinking for sustainable success, using the blade of awareness, solving emotional dysfunction and unveiling the trickster within. Experience transformative solitude for entrepreneurs who seek to overcome loneliness while embracing spiritual isolation as a pathway to energy alignment and emotional clarity; learn to thrive alone and awaken in solitude through purposeful mental reset practices that cultivate an abundance mindset and build emotional resilience rooted in inner peace and deep self-inquiry, enabling mindful business growth through productivity that flows from peace rather than pressure, offering essential burnout recovery and healing alone strategies with specialized alignment coaching focused on deep listening skills that unlock success in silence and develop a resilient entrepreneur mindset capable of sustainable achievement.

In this episode, Vauhini Vara discusses the hidden costs of technology and our search for selfhood. She explains how we live in a world where technology functions as both a lifeline and a trap—offering connection, convenience, and possibility while also shaping our choices, exploiting our attention, and redefining how we see ourselves. Together, Eric and Vauhini explore the tension of relying on tools we can't seem to live without, the subtle ways algorithms alter our communication, and what it means to hold onto authentic selfhood in the digital age.Feeling overwhelmed, even by the good things in your life? Check out Overwhelm is Optional — a 4-week email course that helps you feel calmer and more grounded without needing to do less. In under 10 minutes a day, you'll learn simple mindset shifts (called “Still Points”) you can use right inside the life you already have. Sign up here for only $29!Key Takeaways:Exploration of the dual nature of technology as both beneficial and exploitative.Discussion on the impact of major tech companies like Amazon, Google, and OpenAI on personal identity and society.Examination of the ethical implications of consumer choices in a global capitalist system.Reflection on how technology alters human communication and relationships.Analysis of the concept of "algorithmic gaze" and its effects on self-perception and identity.Personal narratives intertwining technology with experiences of grief and loss.Consideration of AI's role in creative processes and its limitations compared to human expression.Discussion on the commodification of identity in the age of social media and audience capture.Insights into the ongoing negotiation between convenience and ethical considerations in technology use.Emphasis on the importance of individual agency and conscious decision-making in navigating the digital age.If you enjoyed this conversation with Vauhini Vara, check out these other episodesDistracted or Empowered? Rethinking Our Relationship with Technology with Pete EtchellsCan Radical Hope Save Us from Despair in a Fractured World? with Jamie WhealHuman Nature and Hope with Rutger BregmanFor full show notes, click here!Connect with the show:Follow us on YouTube: @TheOneYouFeedPodSubscribe on Apple Podcasts or SpotifyFollow us on InstagramThis episode is sponsored by AG1. Your daily health drink just got more flavorful! Our listeners will get a FREE Welcome Kit worth $76 when you subscribe, including 5 AG1 Travel Packs, a shaker, canister, and scoop! Get started today!BAU, Artist at War opens September 26. Visit BAUmovie.com to watch the trailer and learn more—or sign up your organization for a group screening.LinkedIn: Post your job for free at linkedin.com/1youfeed. Terms and conditions apply.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What do beard taxes, cow taxes, and IRS scams have in common? They’re all ways your money can disappear—unless you plan ahead. In this episode, JoePat Roop shares how retirees can avoid surprise tax bills, protect their Social Security from IRMAA surcharges, and spot the warning signs of financial scams. From legacy planning to real-life client stories, learn how a one-page retirement income plan can help you dodge the boulders on your retirement path. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Convenience is everywhere in modern life — but is it quietly making you weaker? In this episode of the Survival Punk Podcast, I dig into how our obsession with shortcuts, fast food, apps, and tech reliance erodes not only your independence but also your resilience when things go wrong. "The Hidden Costs of Convenience | Episode 491" The post The Hidden Costs of Convenience | Episode 491 appeared first on Survivalpunk.

In this Labor Day episode, Shahin dives into the financial implications of the holiday and shares ten crucial financial habits people can adopt before the end of the year.Labor Day is identified as the second-biggest retail spending weekend (following Black Friday), significantly influencing markets as banks close and September trading commences [i]. During this period, travel demand spikes, leading to increased costs for airlines, hotels, and gas [i]. Additionally, 40% of states adjust their minimum wages, and the rise of gig work reflects underlying financial insecurity [i]. Union workers, despite shrinking membership, continue to earn 10–20% more [i]. Retirees, in particular, are advised to steer clear of traveling during this surge [i].The episode also highlights how Labor Day serves as a critical moment for planning and year-end preparation [i]. Many companies initiate sales as their fiscal years conclude in September, and individuals are encouraged to review their retirement savings, noting that the average 401k for ages 45–54 is approximately $150,000 [i]. It's an opportune time to review tax deductions, tackle credit card debt, and strategize for Q4 and holiday spending [i]. The discussion further touches upon the reality that some workers lack paid time off, underscoring the importance of reassessing financial resilience [i].To help listeners build wealth and financial stability, Shaheen shares 10 essential financial habits:• Track spending to identify savings opportunities [i].• Automate savings into high-yield accounts [i].• Monitor net worth regularly [i].• Increase retirement contributions, even by a small percentage (e.g., 1%) [i].• Pay off high-interest or small debts [i].• Avoid maxing out 401k too early to optimize company match benefits [i].• Rebalance and diversify investments [i].• Start a side hustle for additional income [i].• Maximize tax deductions with the help of a professional [i].• Set clear, personal financial goals [i].

Market Analyst Dr. Katherine Marie Jones joins us this episode to discuss the pervasive nature of artificial intelligence in the modern world of business. We explore how AI is more than just office automation—it's a force reshaping industries, creating new jobs while making others obsolete, and presenting HR with the critical challenge of upskilling or reskilling the workforce. Katherine also sheds light on the often-overlooked environmental and economic costs of AI, from massive power consumption to its inflationary potential. [0:00] Introduction •   Welcome, Katherine! •   Today's Topic: The Pervasive Nature of AI and Its Impact on HR  [8:22] Has AI Gotten to Where It's Touched Every Aspect of Business? •   How AI has evolved from a niche topic to an inescapable part of every industry. •   Why the fear of AI taking jobs is a misunderstanding of how the workforce will be reshuffled, not replaced.  [23:30] What is HR's Role in Preparing for an AI-Driven Future? •   The critical need for upskilling and reskilling the workforce to manage and oversee new AI technologies. •   Engage in long-term, strategic workforce planning instead of focusing only on the next quarter. •   Planning for the improbable and how companies can prepare for drastic but possible shifts in the global landscape.  [29:57] What are the Hidden Costs of Artificial Intelligence? •   The immense environmental cost of new AI technology and data centers. •   How major tech companies are influencing energy costs for everyone. •   Why HR leaders should be aware of the tangible costs behind the AI tools their organizations use.  [37:53] Closing •   Thanks for listening!

The healthcare landscape changes dramatically when you hit retirement age, and Medicare—that government program you've been paying into for decades—finally becomes available. But is it really the free healthcare solution many Americans believe it to be? In this illuminating episode, we unpack the reality behind the Medicare system and what it actually costs retirees.Many approaching retirement assume Medicare will eliminate their healthcare expenses, but the truth is far more complex. We break down each component of Medicare—from premium-free Part A (hospital coverage) with its surprising $1,600 per-stay deductible to Part B's monthly premiums of $175 for doctor visits and medical tests. You'll learn why Medicare Part C (Advantage Plans) might seem attractive with added vision and dental benefits but could ultimately restrict your healthcare choices, and why traditional Medicare with a supplement plan offers more comprehensive coverage despite higher upfront costs.The financial reality is sobering: even with Medicare, retirees should budget $6,000-$10,000 per person annually for healthcare expenses. This includes premiums, deductibles, and costs for services Medicare doesn't cover like comprehensive dental, vision, and hearing care. We share practical strategies for managing these expenses, including leveraging HSA accounts from your working years to cover Medicare premiums tax-free, and why coordinating your Social Security start date with Medicare enrollment can simplify premium payments.Don't get caught unprepared by Medicare's complexities. Whether you're approaching retirement or helping aging parents navigate their healthcare options, this episode provides the clear, straightforward guidance you need to make informed decisions. And remember to review your coverage during the annual open enrollment period from October through December 7th—even if you're satisfied with your current plan, as benefits and networks frequently change. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Ever feel like your passion is actually… burning you out? This week, we're diving deep into the often-unseen downsides of passion-driven work with licensed mental health therapist and entrepreneurial wellness specialist, Jennifer Gray. We explore how that fiery drive can unknowingly fuel overwork, blur your personal identity, and even make you blind to burnout.Jennifer, who started her career in finance before realizing her true calling was in helping people build sustainable careers, shares her insights on why high-achievers often struggle with boundaries. We discuss how to recognize when your nervous system is dysregulated and practical steps to create "passion-free zones" that protect your well-being and fuel your creativity outside of work. If you've ever found yourself working at 3 AM because an idea popped into your head, this episode is for you!Timestamps:

Send Katie a Text Message!! If you've ever said, “I gave a discount just to keep the client happy,” this episode of Success by Design is for you.In this week's Projects to Profit series, I'm pulling back the curtain on one of the most common traps interior designers fall into: discounting. What feels like a quick win for keeping a client can harm your profit margins, dilute your brand, and erode your confidence as a designer.Check out the full show notes and other resources at https://successbydesign.coach/podcast/b/the-hidden-costs-of-discounting-your-interior-design-servicesConnect with Katie LinkedInBusiness Strategy Sessions for Interior Designers Free Resources for scaling your interior design firmWebsite This podcast is brought to you in partnership with Leah Bryant Co.

Summary In this conversation, Ali Damron and Elizabeth Katzman delve into the complexities of hormonal health, particularly focusing on the effects of birth control and the concept of the 'pill hangover.' They discuss the symptoms women experience after discontinuing birth control, the impact of hormonal contraceptives on overall health, and the importance of understanding the long-term effects of these medications. Katzman emphasizes the need for informed consent and the significance of addressing nutrient depletion and nervous system health in women transitioning off hormonal birth control. The discussion also covers alternative contraceptive options and the importance of education in empowering women to make informed choices about their health. Takeaways The term 'pill hangover' describes lingering symptoms after stopping birth control. Many women experience symptoms like anxiety, fatigue, and hormonal chaos post-pill. Birth control can suppress ovulation and disrupt hormonal balance. Understanding the difference between progestins and bioidentical progesterone is crucial. Nutrient depletion from birth control can lead to various health issues. The nervous system's health is impacted by hormonal changes and nutrient deficiencies. Women should be educated about their menstrual cycles and hormonal health. Informed consent is essential when considering hormonal treatments. Alternative contraceptive methods exist that do not disrupt natural hormone production. Long-term health considerations should guide contraceptive choices.   Chapters 00:00 Understanding the Pill Hangover 02:50 Defining Post-Pill Symptoms 04:32 The Impact of Hormonal Birth Control 07:50 Comparing Birth Control Methods 10:05 Progestins vs. Progesterone 12:19 The Risks of Synthetic Hormones 14:00 Informed Consent in Birth Control 17:50 Natural Alternatives to Hormonal Treatments 19:20 Addressing Mineral Depletion and Recovery 19:35 Gut Health and Mental Well-being 22:50 Nutrient Depletion and Hormonal Balance 26:59 Understanding Menstrual Cycles and Hormonal Health 29:48 Innovations in Women's Health: Bioregulators and Peptides 33:58 The Role of Lifestyle in Hormonal Health 37:54 Practitioner Insights and Patient Care   Resources Elizabeth's IG Elizabeth's Website  Ali's Resources:  Calm the Chaos: Practical Tips and Tools for Stopping Anxiety in It's Tracks Course! Consults with Ali  BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist.  What Hormone is Imbalanced? Quiz! Fullscript (Get 10% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website  Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron   

This week on the Full of Beans podcast, Han is joined by Brea Cannady. Brea is the founder of PREPÆRE™, a platform focused on integrating mental health safeguards into cosmetic care. Her work challenges the aesthetic industry to take emotional wellbeing seriously by creating tools and resources that support patients before treatment ever begins.Through PREPÆRE™, she advocates for better standards, safer conversations, and responsible care pathways that protect both patients and practitioners. Her mission is rooted in lived experience, deep research, and a refusal to accept the status quo.Together, we explore:What Body Dysmorphic Disorder really isThe risks of using surgery as a solution to psychological distressWhy cosmetic procedures can worsen BDD symptomsHealthy vs. harmful motivations for aesthetic treatmentsHow Prepaere empowers both clients and clinics for safe comestic treatments The need for psychological safety and better regulation in aesthetic medicineTimestamps: 00:34 – Brea's personal experience with BDD 03:18 – Brea's experience of cosmetic surgery 10:05 – Misconceptions about BDD & body image 14:30 – Can surgery ever be the solution? 19:35 – Addiction to appearance-based control 24:22 – When “self-care” becomes reliance 31:00 – What should be the clinician's role? 35:40 – Introducing the Prepaere tool Trigger Warning: This episode contains discussion of body dysmorphic disorders, eating disorders and cosmetic surgery. Resources & Links:Email: info@prepaere.com PREPÆRE™ Instagram Brea's LinkedIn PREPÆRE™ WebsiteConnect with Us:Subscribe to the Full of Beans Podcast hereFollow Full of Beans on Instagram hereRead our latest blog hereThank you for listening and being part of this important conversation!If you loved this episode, don't forget to subscribe, leave a review, and share it with someone who might benefit!Sending positive beans your way, Han

Buying a commercial property is exciting — but it's also scary. What if you overpay? What if there are hidden costs waiting to bite you later?In this episode, I share the two essential steps you must take before you commit to buying, so you can protect yourself from nasty surprises:✅ Why you should always commission two valuations — one at market value and one at vacant possession.✅ What a building survey really tells you (it's not just about defects — it's about who pays for them under the lease).✅ Why spending up to £5,000 on due diligence can save you tens of thousands in the long run.By the end, you'll know exactly how to avoid overpaying and how to make sure you don't get caught with unexpected bills.We're going Back to School at NC Real Estate with a brand-new 3-part live training series for commercial property investors:Back to School: Finance, Tenant Demand & Systems for Commercial Property Investors

On the job, strength is measured in grit, control, and composure under pressure. But behind the badge (Amazon Affiliate), there's another kind of strength that's often overlooked: emotional intelligence. Why does it still feel “soft” or unsafe to express empathy, vulnerability, or self-awareness on the job? In this episode, Ashlie and Clint unpack the silent tension between tactical competence and emotional growth—revealing why the two aren't opposites at all, but deeply intertwined forms of resilience.

Philip Straehl thinks the next wave of growth is “uncertain” as generative AI takes the wheel. While he is bullish on AI, he argues heavy AI capex spending has hidden costs. He compares it to other historical periods where industries spend heavily on a new technology and then have difficulties monetizing it.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

THE HIDDEN COSTS OF DIVORCE + THE VALUE OF DOC...Also, you can get a free 7-day dating course at DocLove.com/Course and free dating videos at DocLove.com/YouTube

Send us a textDo you feel the pressure of your biological clock ticking and wonder about the expenses of freezing your eggs? This week, we're discussing a topic that's rarely talked about, but deeply personal, financially hefty, and emotionally loaded: egg freezing.Our guest, Aliza Virani, knows this world intimately. After freezing her own eggs in Canada, facing sky-high costs, and a rollercoaster of emotions, she turned her personal experience into something groundbreaking: The Fertility Co-Living Retreat in Mexico City.Aliza blends her decade-long background in luxury event planning (think Prada, Michael Kors, Harper's Bazaar) with the real, raw, and often isolating experience of navigating fertility decisions as a woman in her 30s. Now, she creates beautiful, supportive, egg freezing retreats where women don't just go through a procedure, they go through a transformation.00:00 Hidden Costs of Egg Freezing01:30 The Rising Trend and Pressures of Egg Freezing04:18 Introducing Aliza and Her Egg Freezing Journey06:14 Aliza's Personal Experience08:55 The Emotional and Financial Aspects of Egg Freezing16:25 The Benefits of Egg Freezing Retreats in Mexico20:58 Building a Supportive Community and Future Plans30:58 Upcoming RetreatsThis conversation is full of insight, heart, and real talk around a life decision many women are quietly navigating. And most importantly? You don't have to do it alone.Aliza opens up about the emotional and financial sides of egg freezing, and what she wishes she knew sooner. Continue the conversation in Money Talks on August 28, where we'll tackle the real cost of reproductive planning and how to financially prepare for your future, your way. Click here to register for FREE and bring your questions! Follow & connect with Aliza:Website Instagram Connect with us! Facebook Page Facebook group Instagram TikTok LinkedIn YouTube Resources Have questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here! Explore our free guides to help you on your financial journey

Episode Summary:In this episode of Survival to Success, we're diving into the quiet, dangerous cost of “pushing through” when your body, mind, or spirit is begging you to stop. High achievers wear perseverance like a badge of honour — but what's the toll when we ignore the warning signs?I share my own personal moments of hitting the wall, the subtle cues that signalled I was heading for burnout, and the lessons I learned about listening to my body's wisdom. We'll talk about why “powering through” feels noble — but often comes at the expense of your health, relationships, and even your long-term success.In This Episode, You'll Learn:The hidden costs of ignoring your body's need for rest.How overachievement can quietly erode your health and joy.Three simple ways to recognize when you're running on empty.What to do instead of pushing harder.If you've ever said “I just need to get through this week” (and then said it again the next week), this episode is your permission slip to stop, reset, and choose a more sustainable path. Contact me: support@dianegudmundson.com

Retirement villages can look like a comfortable option for your parents (or even yourself one day) — but the financial reality can be very different from what you expect.In this episode, we unpack the costs, rules, and traps so you can make an informed decision.You'll learn:The “Licence to Occupy” model used by 95% of villages, and why you don't get any capital gainsHow Deferred Management Fees (DMFs) can take 20–30% of your money — and why payouts can be delayed up to two yearsThe ongoing weekly fees, plus what you still have to pay for yourselfIf you want to understand how these villages really work — and avoid six-figure surprises — this episode is for you.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠

If you've ever felt overwhelmed, boxed in, or just plain bored by traditional business plans as a small business owner with ADHD, this episode is for you! Host Diann Wingert is here to reimagine business planning in a way that's actually ADHD-friendly—lean, flexible, visual, and, most importantly, useful. Whether you're new to entrepreneurship or tired of winging it and hitting hidden roadblocks, Diann guides you through a business planning approach that celebrates how the ADHD brain works best. Get ready to create a plan you'll actually want to use!Episode highlights: The Big Lie:Your ADHD brain thinks planning cramps your style—but done right, the opposite is true. Planning can be the external structure that fuels freedom, creativity, and calm in your business. The trick? Ignore the boring templates and create a plan tailored to how your brain truly operates.Why Traditional Business Plans Don't Work for ADHD Brains:The pitfalls of rigid, lengthy plans and how they trigger resistance and procrastination.Why our tendency to wing it isn't always as productive (or painless) as it feels.The Hidden Costs of ‘Winging It':Missed opportunitiesWasted energyUnfinished projects.Introducing the ADHD-Friendly Minimal Business Plan Framework:Four simple pillars (instead of 40 pages)North Star: Your “why,” distilled for everyday decisions.Revenue Reality Check: Getting real with three simple numbers.Zone of Genius: Maximizing what energizes you and minimizing the rest.Next Three Moves: Concrete, short-term steps—no five-year forecasts here!Making Your Business Plan Visual & Flexible:Why a one-page, visual dashboard beats a document you'll never open again.Tools and formats—Trello, Canva, voice-to-text, and more—that play to ADHD strengths.Get it Done (Without Overwhelm) with The Sprint Method25 minutes a day, one pillar at a time, over four days.Walk away when the timer rings—even mid-sentence.No giant blocks of time, no perfectionism, no overwhelm.Homework:Take 25 minutes this week and pick ONE pillar to focus on—whichever feels easiest or most fun. (Money anxiety? Start with your North Star instead!) Next week, another pillar. Within a month, you've got an ADHD-friendly business plan that you will actually use! Share your ADHD-friendly business plan with Diann Email: diann@diannwingertcoaching.com LinkedIn: https://www.linkedin.com/in/diannwingertcoaching/SpeakPipe voice messaging: https://www.speakpipe.com/AskDiannAnythingAbout the Host:Diann Wingert (she/her) is a former psychotherapist turned business strategist with a passion for supporting neurodivergent entrepreneurs. With real-world experience as both a clinician and a business owner—and her signature no-BS, motivational style—Diann specializes in helping business owners find strategies and systems to balance their passion and purpose, with profit, and avoid burnout in the process. Be sure to subscribe/follow so you don't miss future episodes full of practical, ADHD-friendly business advice!© 2025 ADHD-ish Podcast. Intro music by Ishan Dincer / Melody Loops / Outro music by Vladimir

In this powerful episode of Power and Impact, host Jim McCann is joined by the brilliant Anna Gifty Opoku-Agyeman — economist, activist, and author of The Double Tax. What follows is a dynamic and inspiring conversation about gender, race, economics, and purpose. Anna shares her remarkable journey: from being born in Ghana and winning the U.S. visa lottery, to growing up in Maryland, falling in love with mathematics, switching from pre-med to economics, and eventually pursuing a PhD at Harvard. Along the way, she became a voice for equity and inclusion, co-founding the Sadie Collective to bring more Black women into economics and related fields. In this interview, Anna opens up about the hidden cost of being a woman — particularly a Black woman — in America. She explains the concept of the “double tax,” the systemic pink tax that's embedded in our economy, and how structural inequalities are often normalized. From overpriced products to underpaid labor and overlooked data, Anna pulls back the curtain on how everyday economics disproportionately affects women.

Visit thedigitalslicepodcast.com for complete show notes of every podcast episode. Join Brad Friedman and Andy Culligan as they chat about getting your sales and marketing teams to work together and the hidden costs of siloed teams. Andy Culligan is a marketing leader specializing in revenue growth and scaling SaaS businesses. With close to a decade of experience in both marketing and sales, Andy excels as a Fractional CMO, CRO, and Marketing Advisor. He is known for his straightforward approach to Account-Based Marketing (ABM), aligning marketing and sales teams to drive commercial success. Andy has held key marketing leadership positions at multiple SaaS companies including Emarsys (acquired by SAP), Exponea (acquired by Bloomreach) & Leadfeeder (now Echobot). He focuses on personalized marketing strategies that create meaningful touchpoints, ultimately boosting revenue for his clients. The Digital Slice Podcast is brought to you by Magai. Up your AI game at https://friedmansocialmedia.com/magai

In this special episode of Connected FM, Kyle Eldridge sits down with Andrew Steele for a preview of his upcoming World Workplace session. They dive into the true costs of technology adoption in facility management. Andrew shares insights from his research and real-world experiences, emphasizing the importance of understanding hidden costs, organizational behavior, and the need for a cultural change in technology adoption. He outlines four categories of costs that facility managers should consider and provides actionable strategies for successful implementation.Resources mentioned:Andrew Steele's UW thesis research: https://digital.lib.washington.edu/researchworks/items/fe627f40-e558-4484-b937-b51a824fcc25Andrew Steele's WWP speaker profile: https://worldworkplace.ifma.org/whats-happening/speakers/Andrew Steele LinkedIn: https://www.linkedin.com/in/andrewsteelefmWWP Session: "Beyond Hardware: True Costs of Technology Adoption in FM" - Thursday, September 18, 2025, 9:45 AM to 10:30 AM, Room 102BCSponsor:This episode is sponsored by ODP Business Solutions! Connect with Us:LinkedIn: https://www.linkedin.com/company/ifmaFacebook: https://www.facebook.com/InternationalFacilityManagementAssociation/Twitter: https://twitter.com/IFMAInstagram: https://www.instagram.com/ifma_hq/YouTube: https://youtube.com/ifmaglobalVisit us at https://ifma.org

Joe Killinger reveals how agents can build wealth through commercial deals, triple-net properties, and smart investing. Discover value-adding secrets and why listening might be your biggest moneymaker yet.See full article: https://www.unitedstatesrealestateinvestor.com/from-farm-roots-to-fortune-turning-chaos-into-commercial-gold-with-joe-killinger/(00:00) - Introduction to The REI Agent Podcast(00:24) - Mattias Recaps Camping, Parenting, and Erica's Trip(02:36) - Joe Killinger Joins the Show: From Nebraska to LA(06:21) - Creating a Real Estate Agent Investment Fund(09:02) - Removing Wealth Requirements for Investors(10:36) - The Power of Syndications and Bonus Depreciation(11:59) - Investing as the Ultimate Learning Tool(12:41) - Residential vs. Commercial: Who Should Choose What?(15:07) - Mindset and Strategy for Commercial Real Estate Success(17:07) - Opportunity for Younger Agents in Commercial(18:48) - Outbound and Inbound Lead Generation for Agents(20:32) - Tech, CRMs, and the Rise of AI in Commercial Real Estate(21:12) - Why Most Agents Fail: Poor Marketing and No Strategy(22:35) - Should Agents Specialize in the Asset They Want to Invest In?(26:44) - Managing Property Managers and Preventing Theft(28:42) - Foreclosures Are Not Flooding the Market Yet(29:38) - Joe's Shift to Triple Net Lease Properties(31:13) - Why Triple Net is the Most Passive and Liquid Investment(32:29) - Risks and Rewards of Triple Net Investing(36:26) - Vetting Tenants and Evaluating Market Strength(37:21) - Using Multifamily to Build Up to Triple Net Investing(38:13) - Mistakes from Overleveraging and Unchecked Growth(39:29) - Hidden Costs of Airbnb and Market Saturation Risks(40:48) - Adding Creative Value to Multifamily Properties(41:50) - Cap Rates and Increasing Value with Strategic Improvements(42:16) - Lessons from Joe's First Two Investment Properties(43:24) - Final Advice: Show Up, Listen, Keep Learning(45:20) - Joe's #1 Book Recommendation for Real Estate Agents(46:26) - Where to Follow and Learn More from Joe Killinger(47:27) - Outro: Subscribe and Visit REIAgent.comContact Joe Killingerhttps://www.joekillinger.co/https://youtube.com/@JoeKillinger--For more masterful content like this, visit https://reiagent.com

In this episode, we talk about the challenges of shipping big, bulky, and high-value products like furniture, fitness gear, and electronics.Robert Khachatryan, founder and CEO of Freight Right Global Logistics, shares how to avoid costly mistakes, handle hidden fees like taxes and duties, and make selling large items internationally simple and profitable.Topics discussed in this episode:  Why bulky items add hidden costs. Why free shipping hurts margins. Why taxes and duties matter. What makes market research essential. How packaging affects costs. Why brands avoid going global. What makes onboarding simple. How logistics profit from shipping. Why brands should go global. Links & Resources Website: https://www.freightright.com/LinkedIn: https://www.linkedin.com/company/freight-right/X/Twitter: https://x.com/FreightRightFacebook: https://www.facebook.com/FreightRight/Get access to more free resources by visiting the show notes athttps://tinyurl.com/2jv49spjMORE RESOURCES Subscribe to our FREE Newsletter: https://newsletter.ecommercecoffeebreak.com/ Free Store Optimization Beginners Guide: Instant PDF Download!

Peter Rahal is the Co‑Founder & CEO of David Protein, the highest protein‑to‑calorie ratio for any protein bar on the market. Peter has raised over $85M from Greenoaks, Dr. Peter Attia and Dr. Andrew Huberman with the latest round valuing the company at $725 million. The company is poised for over $100 million in first‑year revenue. Formerly, Peter co‑founded RXBAR in his mom's basement with a $10k start, growing it into a household brand and selling it to Kellogg for $600 million. poised for over $100 million first‑year revenue   Agenda for Today:  00:04 – The One Piece of Advice from My Father That Made $600M 00:07 – Selling Protein Bars from a CrossFit Gym to $2M in Year One 00:12 – Why Raising Money Early Would Have Killed RXBAR's Success 00:15 – Product vs Brand: What Every Brand Gets Wrong Today 00:17 – Why Red Bull is the Best Brand in the World? What Can We Learn From It?  00:20 – Are Brands the New Religion? How Status and Community Really Work 00:27 – The Boiled Cod Stunt: Brilliant Marketing or Massive Waste of Time? 00:35 – Selling RXBAR for $600M: Inside the Decision and the TAM Ceiling 00:40 – $100M Overnight: What Really Changes When You Get Rich 00:44 – The Hidden Costs of Success: Health, Relationships and Obsession 00:47 – Why Peter Doesn't Care What People Think… and Actually Likes Upsetting Them 00:53 – The $10B Plan for David: From Protein Bars to a Portfolio of Brands  

Send us a textParenting is of course expensive, but are you aware of the true costs of motherhood? In this episode, we sit down with Cindy DiTiberio, the author of the bestselling Substack The Mother Lode (a feminist exploration of motherhood, marriage and divorce) and a New York Times bestselling collaborator and editor who has worked in publishing for over twenty years. Cindy's writing has appeared in The Lily, Scary Mommy, Literary Mama, Mutha Magazine, and more. She was the inaugural guest on The Chamber of Mothers Book Club and collaborated with Eve Rodsky, The Fair Play Policy Institute, and Aaron Thomas on The Fair Play Guide to Prenups and Postnups.In this episode, she talks about the unspoken financial, physical, and emotional challenges women face when they become mothers. Cindy sheds light on the sacrifices made, the often overlooked costs of unpaid labor, and the personal toll on women's bodies. She also discusses her series 'The Math of Motherhood', which vividly captures these realities, and shares her own candid experiences with motherhood, marriage, and divorce. Listen in to learn about the importance of financial transparency in relationships, the value of a divorce coach, and the crucial conversations women must have to navigate these life-changing moments. 00:00 The Hidden Costs of Motherhood04:35 Introducing Cindy DiTiberio07:06 Cindy's Journey: From Editor to Writer13:24 The Math of Motherhood20:31 The Reality of Prenups and Postnups23:29 Introduction to Divorce Diaries24:11 The Realities of Divorce25:01 Challenges of Child Support29:31 Financial Planning for Divorce33:43 Emotional and Practical Advice37:04 Cindy's Personal ReflectionsCindy gets real about the cost of caregiving and why women shouldn't have to carry it all alone. Don't miss Money Talks on August 14, where we'll dive into how motherhood impacts your long-term finances, and how to plan ahead with confidence, not overwhelm. Click here to register for FREE and bring your questions! Follow & connect with Cindy:Website Instagram Connect with us! Facebook Page Facebook group Instagram TikTok LinkedIn YouTube Resources Have questions? Click this to check out our expert Q&A for tips from industry experts, tailored to help women address their most common financial concerns. Subscribe to our newsletter to receive financial tips delivered weekly here! Explore our free guides to help you on your financial journey

To get your free copy of Zach's Ebook “Handmade Business Secrets”, Please click here - https://www.zachvaught.com/handmadebusinesssecretsbook   If you're trying to grow to $5-10k/mo with your woodworking or handmade business- steal all the same strategies & systems Zach used to break the $10k/mo barrier - Please click here - https://www.zachvaught.com/HHA   If you're a woodworker doing at least $3k/mo consistently in sales and you're ready to scale to $20k/mo+, you need to apply for the Woodworking Accelerator Program. Please click here - https://www.zachvaught.com/WWBAP   All Zach's top choices that power his business   SHOPIFY - Launch your new woodworking or handmade website today for just $1! It's easy to get started. https://shopify.pxf.io/c/2544769/1061744/13624   INCFILE - Setup your business the right way & in minutes! Be sure to use this link for your discount! - https://incfile.grsm.io/c6ymnwkoo5hv   QUICKBOOKS - Save 30% For 6 Months & Finally Get Your Business Finances In Order - https://quickbooks.intuit.com/partners/qbba/?cid=par_qbppnr_zachvaught9472&gspk=emFjaHZhdWdodDk0NzI&gsxid=YZeRn3iY57Ni   PIPEDRIVE - Follow up with leads, keep track of clients, and close more sales! Try for free for 30 days! - https://aff.trypipedrive.com/fh34hhfppt9k   SIMPLETEXTING - Implement SMS & Text Messaging Marketing Into Your Business Today To Sell More, Make More, & Grow More! Get started for free today. - https://simpletexting.stptnr.net/bvgs1y2ouqwn   LUCID CHARTS - Get Strategic & Plan For Growth. Use These Charts To Map Out Marketing Strategies, Org Charts, Shop Flows, & More! Sign up for free today. - https://try.lucid.co/rhuf1awoigan 

We were young and eager to become homeowners. We qualified, found the perfect house, and scraped together just enough for the down payment. But once we settled in, started growing our family, and lived a little life, we quickly realized one thing: homeownership is expensive. There are hidden costs that often catch new homeowners off guard. The truth is, owning a home comes with expenses that many don't fully anticipate. Understanding these "hidden costs" is crucial. It's not just to keep your finances in order, but to ensure long-term peace of mind. Here we break down the unexpected expenses of homeownership and how to plan for them.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

Text Us Your Feedback! (Likes, Dislikes, Guest/Conversation Recommendations). Dr. Mike Eiden is one of the youngest certified Co-Leaders in the Mankind Project, a Licensed Clinical Social Worker, Board-Certified Sex Therapist, and Certified Sex Addiction Therapist. With over a decade of experience in addiction and trauma treatment, Mike specializes in process addictions like screen and sex addiction, complex trauma, and relational healing. He recently defended his doctoral dissertation on helping parents address compulsive screen use in children.

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader My Guest: Tim Ferriss is the author of five #1 New York Times bestsellers (including The 4-Hour Work Week, Tools of Titans, and Tribe of Mentors). His podcast, The Tim Ferriss Show, has been listened to more than a billion times. Tim was an early investor in Uber, Shopify, Twitter, Alibaba, and many others. He's the creator of a new card game called COYOTE. Decision making - How can I win even if I lose? He viewed angel investing like his personal MBA. Instead of paying for business school, he invested in companies and learned about business by working with actual businesses. He didn't expect to make money on those investments. That was just a bonus. Think, “How can I win even if I lose?” Tim won with those investments, regardless of whether he made money or not on them. Key Takeaways and Learnings: Parents Who Foster Curiosity – Tim's mother created a "books are always in budget" policy despite tight finances. Used remainder tables at bookstores to expose him to random, off-menu knowledge that sparked lifelong curiosity about unconventional topics. Curiosity-Driven Exploration – When Tim showed interest in marine biology, his mom found Frank Mundus (inspiration for Jaws character), arranged a meeting, and created low-cost adventures like crab fishing with chicken bones to fuel his interests. The Mask You Wear Becomes You – "Be very careful what you pretend to be" - spent years presenting as overly serious to be taken seriously, which created a recursive feedback loop. Now embraces more play and laughter to avoid burnout.  Fiction and Poetry as Life Teachers – Shifted from non-fiction purist to reading more fiction/poetry. Recommends "Ozymandias" as a monthly reminder that all achievements fade: "My name is Ozymandias, king of kings. Look on my works, ye mighty and despair. Nothing beside remains." Internal vs External Scorecards – Money and fame amplify whatever's underneath, like alcohol or power. "If you have certain insecurities or paranoia, all of those are going to be amplified. If you're generous, that's also gonna be the case." Effectiveness Over Efficiency – "Effectiveness is doing the right things, efficiency is doing things well, but doing something well does not make it important." Focus on choosing the right targets rather than optimizing everything. Strategic Slack in Systems – Moved away from filling every 10 minutes. Takes 10 minutes each morning with coffee to read fiction/poetry/meditate to prove "you do not have to front flip out of bed and land in a full sprint." How to Win Even If You Fail – Project selection framework: "How can I win even if I fail?" Focus on relationships built and skills acquired that transfer beyond the project if external metrics don't pan out. The COYOTE Game Philosophy – Created a card game to address the social isolation epidemic. "People don't have a shortage of productivity advice... It's taking some steam out of the system and actually enjoying what you have worked so hard for." Social Bonds as Foundation – "It's the relationships, stupid." Countries rated happiest fundamentally come down to social ties. In-person social interactions are down 70% in certain age groups over the last 10 years. Podcasting as Relationship Building – "My goal is not to have 100% of my audience like any episode... but I do want 10% of my audience to love each episode." The personal is the most universal. Fame's Hidden Costs – With the audience size of major cities comes proportional number of unstable people. "If you have a small village, you're gonna have one village idiot... "How many crazy people are there in New York City?" "Be suspicious of what you want."   Tim read me the poem by Ozymandias by Percy Bysshe Shelley "If more information were the answer, we'd all be billionaires with six-pack abs." Be a talent scout - You don't need a huge network. A+ players in one area know A+ players in others. Seek out people who are great at what they do, regardless of what they do. Study what makes them great at that thing. Then you'll probably meet other A+ players. Also, it's on us to strive to be an A+ player at what we do. Be so good at whatever your thing is that other A+ players want to meet you. Tim has been very good at that. Quotes: "Be very careful what you pretend to be... the mask you wear often becomes the person you are." "Be suspicious of what you want." (Rumi) "My name is Ozymandias, king of kings. Look on my works, ye mighty and despair. Nothing beside remains." "Effectiveness is doing the right things, efficiency is doing things well, but doing something well does not make it important." "How can I win even if I fail?" "The personal is the most universal." "It's the relationships, stupid." "If more information were the answer, then we'd all be billionaires with six-pack abs." "Follow your curiosity and obsessions with great rigor. Do that and I like your chances." "The superheroes you have in your mind are nearly all walking flaws who've maximized one or two strengths." "You don't need a huge network... the super A+ players tend to know other A+ players." Life Lessons: Cultivate Childhood Curiosity – Create "always yes" policies for learning and exploration. Use constraints (like remainder tables) to discover unexpected interests. Embrace Strategic Experimentation – View life as a series of 6-12-month projects with 2-4 week experiments. Design studies to get feedback, not just chase outcomes. Balance Seriousness with Play – Taking yourself too seriously leads to burnout. Build in recovery phases and "deloading" periods across all life areas. Choose Projects for Learning – Select opportunities based on relationships you'll build and skills you'll acquire, not just potential external rewards. Start With Personal Pain Points – Best opportunities often come from solving problems you personally understand deeply, then expanding adjacent. Build Safety Nets First – Like Arnold's real estate, before acting, create financial/emotional cushions that allow you to say no and wait for right opportunities. Quality Over Quantity in Relationships – Better to have deep connections with fewer people than surface-level networks with many. Morning Rituals Create Calm – Prove to your nervous system you don't have to be frantic by taking 10 minutes each morning for something peaceful. Scratch Your Own Itch – Whether in podcasting, investing, or any pursuit, follow genuine personal interest for sustainable energy and authentic results. Prepare for Success Taxes – Fame and wealth amplify existing traits. Address insecurities and develop strong boundaries before scaling. Value Present Experience – Focus on daily energy in/out rather than constantly deferring happiness to future achievements. Apply to be part of my next Learning Leader Circle. Time Stamps 00:38 Tim's Childhood and Parental Influence 01:15 Curiosity and Lifelong Learning 02:56 Marine Biology and Childhood Adventures 07:06 Influence of Mentors and Teaching Aspirations 08:45 Thoughts on Parenthood and Relationships 12:11 Balancing Seriousness and Humor 25:15 Effectiveness vs. Efficiency 30:50 Creating Slack and Self-Care 34:41 The Importance of Social Bonds and Play 41:07 Meeting a Game-Changing Partner 42:13 The Importance of Analog Social Interaction 42:55 Podcasting: A Platform for Deep Connections 43:30 The Evolution and Challenges of Podcasting 43:47 The Art of Interviewing 49:18 Navigating Fame and Public Exposure 01:04:26 The Philosophy of Risk and Experimentation 01:10:27 Spotting Talent and Following Curiosity 01:20:37 Closing Thoughts and Future Endeavors

Are you tired of holding it all together for everyone else? In this deeply personal episode, Dr. Alison explores the hidden ache of emotional caretaking—the quiet ways we overfunction, over-give, and overlook our own needs to keep the peace. Whether it started in childhood or has become a way of coping in adult relationships, many of us have learned to survive by tending to others while slowly disappearing ourselves. Alison shares what she's learning about her own inner caretaker and gently invites you to reconnect with the parts of you that are tired, weary, and worthy of care. This isn't about walking away from the people you love—it's about learning to stay grounded in yourself as you care well for others. This episode explores: Why emotional caretaking can feel like love—but quietly wears you down How childhood dynamics shape your adult urge to fix, help, or rescue What most people get wrong about “self-care” The hidden cost of always tending to others while neglecting yourself A gentle practice to reconnect with your inner caretaker—and what she needs This episode is a loving reminder: Your needs matter. Your soul deserves care. And you don't have to carry it all alone.

Every week, we hear another story: A major bank's mobile app crashes during peak hours with no vendor support in sight. A credit union's core system update goes sideways, leaving customers locked out for days. A regional bank discovers that their "24/7 support" actually means "leave a voicemail and we'll get back to you Tuesday." Here's the brutal truth most banking executives learn too late: You're not just buying a solution – you're buying a relationship that could either supercharge your institution or slowly strangle it. While your procurement team obsesses over features and price tags, the real question that will determine your success or failure is this: When everything goes wrong at 2 AM on a Friday, who's actually going to answer the phone? I'm joined on the Banking Transformed podcast by Jennifer Gibson, VP of Sales for Primax, who has a front-row seat to both sides of this equation. Jennifer is here to reveal the hidden warning signs that separate true partners from mere sales pitches, the questions banks should be asking but rarely do, and why the most expensive mistake you can make is choosing the cheapest vendor. This episode of Banking Transformed is sponsored by Primax Primax provides community banks with an expansive array of value-added services and customizable solutions to help profitably grow their portfolios and deliver an unparalleled experience to cardholders. With a longstanding commitment to service excellence, Primax has been designing and providing support services for payment card programs for financial institutions throughout the U.S. and the Caribbean for over 40 years. Visit www.primax.us/ for more information

A Note from James:When I first said that college was a scam, people thought I was joking—or worse. But I wasn't. If you're 18 and listening to this, don't go to college. And if you're a parent, don't send your kid without doing the math. College doesn't guarantee a better life anymore. In fact, it could cost you years of freedom, tens of thousands of dollars, and saddle you with debt you can't escape. In this episode, Doug Hill and I talk about why the traditional path of “get a degree, get a job, live happily ever after” no longer holds up.Episode Description:In this second installment of the Crazy Finance series, James Altucher and Doug Hill challenge another major financial assumption: that college is necessary for success. James argues that skyrocketing tuition, guaranteed student loans, and outdated curricula make college a bad financial decision for most people. Doug, who sent four kids to college, shares his own experience and ultimately agrees—except in a few key professions.From alternative education paths to trade school opportunities, this episode breaks down the economics and psychology behind one of the most expensive decisions families ever make.What You'll Learn:Why student loan debt is structurally predatory and practically inescapableHow government-backed loans have inflated tuition for decadesWhich professions still require college—and which don'tWhy trade schools and alternative education may offer better returnsHow personal development can happen outside the college systemTimestamped Chapters:[00:00] Don't Go to College (Seriously)[01:00] Why “Personal Finance” Advice Feels Generic[02:00] College as a Scam, Explained[03:00] When College Is Actually Worth It[04:00] Do Doctors Really Need 8 Years of School?[06:00] The Business Degree: What Did It Even Teach?[07:00] Entrepreneurship vs. Education[08:00] The Myth of Higher Earnings[09:00] Remedial Programming After Grad School[10:00] Why Tuition Keeps Rising[11:00] Government Guarantees = No Risk for Colleges[12:00] The Hidden Costs and Opportunity Costs[13:00] Who Actually Benefits From College?[14:00] Trade Schools and Skilled Labor[15:00] Electricians, Mechanics, and the Real ROI[16:00] Useless Courses, Forgotten Skills[17:00] Dropping Out and Getting Ahead[18:00] Sales Skills vs. College Classes[19:00] AI and the Future of Professional Work[20:00] Socialization: Real World vs. Campus[21:00] Google Certificates and Online Education[22:00] James Insults His Alma Mater (Again)[23:00] Who Really Wins in the College System?Additional Resources:James Altucher on Twitter: @jaltucherJames's article archive on college: Altucher Confidential – Why College is a ScamCoursera Professional Certificates (Google, Meta, etc.): coursera.orgKhan Academy (Free Education): khanacademy.orgU.S. Department of Education – College Scorecard: collegescorecard.ed.govTrade School Info & Averages: Trade-Schools.netFederal Reserve Report on Student Loans: federalreserve.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.