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Are you tired of holding it all together for everyone else? In this deeply personal episode, Dr. Alison explores the hidden ache of emotional caretaking—the quiet ways we overfunction, over-give, and overlook our own needs to keep the peace. Whether it started in childhood or has become a way of coping in adult relationships, many of us have learned to survive by tending to others while slowly disappearing ourselves. Alison shares what she's learning about her own inner caretaker and gently invites you to reconnect with the parts of you that are tired, weary, and worthy of care. This isn't about walking away from the people you love—it's about learning to stay grounded in yourself as you care well for others. This episode explores: Why emotional caretaking can feel like love—but quietly wears you down How childhood dynamics shape your adult urge to fix, help, or rescue What most people get wrong about “self-care” The hidden cost of always tending to others while neglecting yourself A gentle practice to reconnect with your inner caretaker—and what she needs This episode is a loving reminder: Your needs matter. Your soul deserves care. And you don't have to carry it all alone.
Every week, we hear another story: A major bank's mobile app crashes during peak hours with no vendor support in sight. A credit union's core system update goes sideways, leaving customers locked out for days. A regional bank discovers that their "24/7 support" actually means "leave a voicemail and we'll get back to you Tuesday." Here's the brutal truth most banking executives learn too late: You're not just buying a solution – you're buying a relationship that could either supercharge your institution or slowly strangle it. While your procurement team obsesses over features and price tags, the real question that will determine your success or failure is this: When everything goes wrong at 2 AM on a Friday, who's actually going to answer the phone? I'm joined on the Banking Transformed podcast by Jennifer Gibson, VP of Sales for Primax, who has a front-row seat to both sides of this equation. Jennifer is here to reveal the hidden warning signs that separate true partners from mere sales pitches, the questions banks should be asking but rarely do, and why the most expensive mistake you can make is choosing the cheapest vendor. This episode of Banking Transformed is sponsored by Primax Primax provides community banks with an expansive array of value-added services and customizable solutions to help profitably grow their portfolios and deliver an unparalleled experience to cardholders. With a longstanding commitment to service excellence, Primax has been designing and providing support services for payment card programs for financial institutions throughout the U.S. and the Caribbean for over 40 years. Visit www.primax.us/ for more information
Send us a textBuying a home might be the American dream, but nobody warns you about the secret nightmares lurking beneath those picturesque front yards. In this eye-opening roundtable discussion, three seasoned homeowners pull back the curtain on what really happens after you get those keys.Our special guest host Fiddy welcomes Wendy, a Cleveland-based realtor with dual expertise as both a property professional and homeowner; Collin, whose 1964 house has taught him the true meaning of "fixer-upper"; and Andrea, who discovered the hard way that previous owners don't always disclose raccoon infestations in the ceiling. Their combined experiences offer a masterclass in homeownership reality.The conversation tackles the maintenance schedules nobody tells you about, with Wendy revealing how something as simple as changing furnace filters every two months can dramatically impact your home's efficiency and your health. The panel debates whether renting truly is easier than owning (it's closer than you might think), and shares war stories about the most challenging home projects they've faced—from kitchen renovations that make cooking impossible to landscaping projects that leave you fighting tree roots for days.Perhaps most valuable are the warnings for prospective buyers: Wendy's revelation about those beautiful front yard trees potentially destroying your sewer lines might save you $21,000 in repairs, while Collin's advice to immediately check basements and attics that aren't shown in listing photos could prevent catastrophic surprises. And Andrea's passionate plea to never skip home inspections, regardless of market pressure, resonates with anyone who's ever discovered an expensive problem post-purchase.Whether you're a current homeowner nodding along in painful recognition, a prospective buyer seeking insider knowledge, or someone content with renting who enjoys a bit of schadenfreude, this conversation delivers practical wisdom wrapped in enterSubscribe for exclusive content: https://www.buzzsprout.com/1530455/support Buzzsprout - Let's get your podcast launched!Start for FREEBuddy's Beard CareBuddy's Beard Care provides premium men's grooming products at an affordable price.Sweet Hands SportsElevate your game with Sweet Hands Sports! Our sports gloves are designed for champions,Tactical BrotherhoodThe Tactical Brotherhood is a movement to support America.Dubby EnergyFROM GAMERS TO GYM JUNKIES TO ENTREPRENEURS, OUR PRODUCT IS FOR ANYONE WHO WANTS TO BE BETTER.ShankitgolfOur goal here at Shankitgolf is for everyone to have a great time on and off the golf courseDeemed FitBe a part of our movement to instill confidence motivation and a willingness to keep pushing forwardDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showFollow us on all social mediaX: @mikebonocomedyInstagram: @mikebonocomedy@tiktok: @mikebono_comedianFacebook: @mikebonocomedy
Welcome to the CanadianSME Small Business Podcast, hosted by Maheen, where we equip you with essential knowledge and strategies to navigate the ever-evolving world of technology. In today's episode, we focus on a critical area for all small businesses: IT support and cybersecurity.With SMBs increasingly reliant on technology and facing sophisticated cyber threats, a proactive and strategic approach to IT is no longer optional—it's essential for survival and growth.Joining us is Scott Kendall, President of Outhouse IT, a managed IT services provider supporting small businesses across Ontario with flat-fee tech support, cybersecurity, and Microsoft 365 management.Key Highlights:1. Proactive IT vs. Break-Fix: The crucial difference between reactive “computer guy” fixes and proactive managed IT services, and why waiting for problems is costly.2. Cybersecurity as a Business Risk: Why cybersecurity is a core business concern, with real-world breach examples and how smart planning can prevent disaster.3. Hidden Costs of Outdated Technology: How legacy systems and consumer-grade tools silently drain productivity and credibility—and modern solutions SMBs can adopt.4. Outhouse IT's Client-Focused Approach: Scott shares what inspired Outhouse IT and how their tailored approach serves sectors like legal, financial, and professional services.5. Identifying IT Mistakes: Common IT errors SMBs make unknowingly and key signs that your current IT setup may be holding your business back.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
In this episode of Cyber Talks, Greg Crowley and Dwayne Smith delve into the critical role of cybersecurity in mergers and acquisitions (M&A). They discuss how cyber risks can significantly affect company valuations and the challenges that arise during these transactions. Dwayne shares his experiences, highlighting the importance of educating stakeholders about potential security issues that could derail deals. The conversation emphasizes the need for robust security measures, including identity management and threat intelligence, to mitigate risks and ensure successful integrations. Topics discussed include:The impact of security breaches and incidents on M&A valuation and deal termsWhat red flags can derail a merger or acquisition (privacy incidents, regulatory violations, unresolved breaches)The most useful cybersecurity metrics and reports for due diligenceReal-world examples of integrating security tools and policies post-acquisition—and lessons learnedThe role of threat intelligence and dark web monitoring in uncovering hidden riskHow to avoid post-acquisition surprises related to legacy code or unsupported infrastructureTop security investments sellers should make to maximize future valuation--Have a question for us? Reach out: hello@esentire.com---About Cyber TalksFrom ransomware attacks to supply chain compromises, eSentire's Cyber Talks podcast will delve into the world of the latest cyber threats that are impacting businesses globally. Join our team of security experts as we speak with C-level executives and security practitioners about the cyber risks affecting their business and how they're addressing these challenges.About eSentireeSentire, Inc., the Authority in Managed Detection and Response (MDR), protects the critical data and applications of 2000+ organizations in 80+ countries, across 35 industries from known and unknown cyber threats by providing Exposure Management, Managed Detection and Response and Incident Response services designed to build an organization's cyber resilience & prevent business disruption. Founded in 2001, eSentire protects the world's most targeted organizations with 65% of its global base recognized as critical infrastructure, vital to economic health and stability. By combining open XDR platform technology, 24/7 threat hunting, and proven security operations leadership, eSentire's award-winning MDR services and team of experts help organizations anticipate, withstand and recover from cyberattacks. For more information, visit www.esentire.com and follow @eSentire.
Send us a textMany brand owners think the only way to grow is to do more. More products, more orders, more late nights. But being busy and trying to do it all yourself to save money doesn't mean you're building a smarter business.In this episode of the Foodpreneur with Chelsea Ford podcast, I'm joined by two brilliant minds who know how to scale without the chaos - Jason Stockton, founder of the ERP system Supply'd, and Ross Galettis from Madhouse Bakehouse, who's supplying Qantas (and hundreds more) with mouth-watering baked goods.In this episode, we lift the lid on:
This week we are excited to welcome back, Jennifer Butcher from Go Mortgage, a seasoned expert with over 24 years of experience helping people build wealth through real estate. We dive into the often-overlooked financial and emotional costs of renting and why it might be sabotaging your long-term financial goals. Jennifer breaks down the true cost of renting (think $120K over five years with zero return) and sheds light on the wealth-building power of homeownership. We also bust common myths about buying a home, including the idea that you need 20% down or perfect credit. From down payment assistance programs to real-life client success stories, this episode will give you the clarity and confidence to take your next step. If you've been renting and feeling stuck, uncertain, or overwhelmed, this conversation is a must-listen. Let's dive in! Connect with Jennifer: Follow her on Instagram at @jenniferbutchermortgage Listen to her podcast: $he Talks Money – available on Apple Podcasts here
We are releasing today a very interesting podcast show which is also breaking news. Before I read an article by Professor Charlotte Haendler of Southern Methodist University and Professor Rawley Z. Heimer of Arizona State University titled “The Hidden Costs of Financial Services: Consumer Complaints and Financial Restitution,” I never knew that the CFPB authorized outside third-parties access to non-public data collected about consumer complaints that it received so that those third-parties could conduct studies. Professors Haendler and Heimer used that data to determine the demographics of complainants who received the most restitution versus the demographics of those who received no or little restitution. The study they conducted is described in the abstract of the article which is available here on SSRN: Financial disputes are a widespread but understudied feature of consumer financial markets. Using confidential data from the Consumer Financial Protection Bureau (CFPB), we analyze nearly two million consumer complaints filed since 2014, which have led to an average payout of $1,470 per successful complaint. The volume of complaints and total restitution have increased substantially over time, suggesting significant scope for additional compensation. When understanding who secures restitution—and why—we find little evidence that differences across firms systematically drive restitution outcomes. Instead, product complexity and consumer engagement play key roles—consumers with higher income and education (high-SES) are more likely to explicitly request refunds, claim fraud, and submit supporting documentation, making firms more responsive. Leveraging previously unexamined CFPB monitoring reviews, where the agency systematically screens company responses and issues confidential reports highlighting deficiencies, we show that regulatory scrutiny increases restitution but disproportionately benefits high-SES consumers, reinforcing individual-specific mechanisms. Our results highlight the complementary nature of regulatory interventions and suggest that financial sophistication and self-advocacy are critical determinants of consumer redress. During the webinar, the Professors answered the following questions: 1. Why did you conduct an in-depth CFPB consumer complaints study in the first place? 2. Why did you basically use the CFPB complaint data as a proxy for consumer disputes in the entire industry? 3. In your paper you mostly focus on the likelihood of a complaint resulting in financial restitution (i.e., some sort of monetary relief for the troubles endured). The title of your paper is “The hidden costs of financial services: consumer complaints and financial restitution”. First of all, what do you mean by hidden costs? 4. Was the confidential data you received from the CFPB essential in better understanding the mechanisms behind the resolution of these consumer disputes? 5. Did you find differences in complaint outcomes depending on the type of product involved? 6. Is there a lot of variation across companies in the likelihood to award financial restitution to a complainant? 7. Is the likelihood of a complainant receiving restitution more about the complexity of the product and potentially how the consumer relates to it than about there being some rogue companies? 8. Do certain consumer characteristics—like income, education, and even racial and ethnic background—correlate with greater likelihood of financial restitution. 9. How do consumer characteristics end up influencing the likelihood of restitution? 10. Does oversight from the CFPB change how firms handle disputes and award financial restitution? 11. What should regulators, firms, and consumers take away from this research? This is how they answered that question: (a) It is critical to recognize that the capabilities to navigate the dispute process aren't equal across consumers. (b) For regulators, we see that scrutiny and nudging alone do not substitute for consumer engagement. Hence the challenge is to design systems that help level the playing field, perhaps by educating the consumer more, or by flagging poorly-articulated but potentially valid complaints for extra review and documentation. (c) For companies, this study highlights the negotiating power of the consumer in disputes, and how this negotiating power hinges on self-advocacy and financial sophistication. It could also be a wakeup call to consider how certain demographics might be struggling to understand the financial product offered and how to cater to them to reach a greater customer base and higher levels of consumer satisfaction. (d) For consumers, it's a reminder that being specific, using strong language, and submitting documentation really matters in getting your voice heard. Alan Kaplinsky, founder and former Chair and now Senior Counsel of the Consumer Financial Services Group hosted this podcast show.
Fitness Instructor Donna Dunne got in touch with the show about a harrowing holiday experience, and how travel insurance may not make up for it…She joins Andrea to explain, with Consumer Journalist Siobhan Maguire also joining to discuss.
A Note from James:When I first said that college was a scam, people thought I was joking—or worse. But I wasn't. If you're 18 and listening to this, don't go to college. And if you're a parent, don't send your kid without doing the math. College doesn't guarantee a better life anymore. In fact, it could cost you years of freedom, tens of thousands of dollars, and saddle you with debt you can't escape. In this episode, Doug Hill and I talk about why the traditional path of “get a degree, get a job, live happily ever after” no longer holds up.Episode Description:In this second installment of the Crazy Finance series, James Altucher and Doug Hill challenge another major financial assumption: that college is necessary for success. James argues that skyrocketing tuition, guaranteed student loans, and outdated curricula make college a bad financial decision for most people. Doug, who sent four kids to college, shares his own experience and ultimately agrees—except in a few key professions.From alternative education paths to trade school opportunities, this episode breaks down the economics and psychology behind one of the most expensive decisions families ever make.What You'll Learn:Why student loan debt is structurally predatory and practically inescapableHow government-backed loans have inflated tuition for decadesWhich professions still require college—and which don'tWhy trade schools and alternative education may offer better returnsHow personal development can happen outside the college systemTimestamped Chapters:[00:00] Don't Go to College (Seriously)[01:00] Why “Personal Finance” Advice Feels Generic[02:00] College as a Scam, Explained[03:00] When College Is Actually Worth It[04:00] Do Doctors Really Need 8 Years of School?[06:00] The Business Degree: What Did It Even Teach?[07:00] Entrepreneurship vs. Education[08:00] The Myth of Higher Earnings[09:00] Remedial Programming After Grad School[10:00] Why Tuition Keeps Rising[11:00] Government Guarantees = No Risk for Colleges[12:00] The Hidden Costs and Opportunity Costs[13:00] Who Actually Benefits From College?[14:00] Trade Schools and Skilled Labor[15:00] Electricians, Mechanics, and the Real ROI[16:00] Useless Courses, Forgotten Skills[17:00] Dropping Out and Getting Ahead[18:00] Sales Skills vs. College Classes[19:00] AI and the Future of Professional Work[20:00] Socialization: Real World vs. Campus[21:00] Google Certificates and Online Education[22:00] James Insults His Alma Mater (Again)[23:00] Who Really Wins in the College System?Additional Resources:James Altucher on Twitter: @jaltucherJames's article archive on college: Altucher Confidential – Why College is a ScamCoursera Professional Certificates (Google, Meta, etc.): coursera.orgKhan Academy (Free Education): khanacademy.orgU.S. Department of Education – College Scorecard: collegescorecard.ed.govTrade School Info & Averages: Trade-Schools.netFederal Reserve Report on Student Loans: federalreserve.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ready to grow your clientele & revenue? Download "The 20 Client Generators" PDF now and get instant access to strategies that will fill your calendar with potential clients. No complicated tech, no lengthy processes—just real strategies that work. https://info.patrigsby.com/20-client-generators Do you want to stop chasing leads and start attracting them instead? Get Instant Access To The Weekly Client Machine For Just $5.00! https://patrigsby.com/weeklyclientmachine Get Your FREE Copy of Pat's Fitness Entrepreneur Handbook! https://patrigsby.com/feh --- Why Nothing is Truly Free: The Hidden Costs of Free Offers in Business In this episode, we delve into the concept that 'nothing is really free,' particularly in the context of offering free trials and services as a business strategy. While free sessions can be an effective way to attract new clients, there's always an opportunity cost involved—for both the customer and the business owner. We discuss the various costs, including time, emotional investment, and potential risks, as well as the long-term financial implications of how you choose to spend your available hours. From the customer's perspective to the business owner's side, the episode explores why free offers are indeed not free and urges thoughtful decision-making about the real costs behind seemingly free propositions. 00:00 The Illusion of Free: An Introduction 00:41 The Hidden Costs of Free Trials 01:00 Opportunity Costs for Clients 01:50 Owner's Perspective: The Cost of Time 03:41 Long-Term Investments vs. Immediate Gratification 04:25 Conclusion: Evaluating the True Cost
Gugs Mhlungu is joined by Resident Certified Financial Advisor, Paul Roelofse, about the often-overlooked hidden costs of buying a home, from transfer duties to attorney fees and the additional expenses beyond the listing price that every prospective homeowner should be prepared for. 702 Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.
It's easy to get caught up in the thrill of an affair, but the hidden costs are immense. Beyond the undeniable moral implications and the pain inflicted on others, an affair is a relentless mental drain. CONQUER SHYNESS
This week's blogpost - https://bahnsen.co/44SfyfP Mastering Your Finances: The Importance of Understanding Expenses In this episode of the 'Thoughts On Money' podcast hosted by Trevor Cummings and his colleague Blaine Carver, the duo delve into the intricacies of managing and understanding expenses. They emphasize the importance of recognizing different types of expenses, including small, big, recurring, and one-time expenses, and introduce a new category called collateral expenses. The discussion aims to provide listeners with practical insights on how to categorize their expenses effectively, understand their spending patterns, and ultimately strengthen their financial plans. Listeners are advised to study their top expenses, consider collateral costs, use aggregation tools to get a full picture of their finances, and ensure they are not making repeated financial mistakes. The episode concludes with wisdom on using past financial experiences to guide future decisions. 00:00 Introduction and Podcast Theme 00:24 Understanding Expenses: An Overview 02:49 Small Expenses: The Big Debate 09:49 Big Expenses: The Real Game Changers 17:19 Recurring Expenses: The Hidden Costs 21:26 Understanding Collateral Expenses 22:29 The Domino Effect of Home Purchases 23:24 Hidden Costs of Vacation Rentals 26:40 The Reality of One-Time Expenses 30:09 The Importance of Budget Buffers 34:07 Learning from Financial Mistakes 38:41 Final Thoughts and Practical Advice Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com
Join our champion program: mark@themomentumcompany.comAttend a Thriving Leader event: https://www.themomentumcompany.com/thrivingleader2025Instagram: @the.momentum.companyLinkedIn: /momentum-companyIn this eye-opening Intentional Agribusiness Leader episode, Mark and Cowboy Coach Jon Anderson expose the shocking data behind why most corporate training fails and reveal the exact framework successful companies use to get measurable results from their people development investments.WHAT INTENTIONAL TRAINING BUYERS DO DIFFERENTLYStop These Training Mistakes:● Investing in training without clear learning objectives or measurable outcomes● Using the cookie-cutter approach - putting everyone through the same program regardless of need● Buying training reactively to symptoms instead of addressing root causes● Never measuring if training actually changed behavior or delivered ROI● Tolerating "death by PowerPoint" sessions that disengage your teamStart These Results-Driven Behaviors:● Setting specific, measurable learning objectives before any training investment● Identifying who actually needs training and filtering participants strategically● Connecting training to clear business drivers and expected behavioral changes● Implementing measurement systems to track behavior change and ROI● Expecting minimum 4:1 return on investment from every training dollar spentTIMESTAMPS/CHAPTERS:0:00 - Welcome to Intentional Agribusiness Leader0:30 - Why Training Gets Bought Reactively2:23 - How to Buy Training Intentionally3:36 - Training Effectiveness and Engagement Challenges5:45 - Death by PowerPoint Must Stop8:25 - When Corporate Training Becomes a Social Event9:38 - The Hidden Costs of Bad Training11:12 - The $85 Billion Training Market Reality13:19 - 67% Buy Training Without Clear Objectives15:18 - Why Most Training Gets Bought Reactively17:12 - The Missing ROI Measurement Problem19:18 - How to Enhance, Keep, and Train Out Behaviors21:32 - 58% Never Measure if Training Changed Behavior22:26 - Expect Minimum 4:1 ROI from Training24:19 - 84% Use Cookie Cutter Training Approach25:16 - AI-Powered Assessment Solutions28:00 - Hyper-Personalized Learning Plans Coming SoonFOR:✓ Business leaders tired of wasting money on ineffective training programs✓ Managers who want to see actual ROI from their people development investments✓ Anyone frustrated with "death by PowerPoint" corporate training sessions✓ Leaders ready to move from reactive symptom-fixing to strategic people development✓ Companies seeking measurable behavior change and business results from trainingDECISION POINT:Stop buying training reactively without clear objectives. Start measuring what matters and expect minimum 4:1 ROI from every training investment.This Week's Challenge: Before your next training purchase, sit down with your leadership team and define: What behaviors need to be enhanced? What needs to stay? What needs to be trained out? Then measure the results 6 months later.If you're ready to stop wasting money on ineffective training and want to see how hyper-personalized learning plans can transform your organization, email mark@themomentumcompany.com to learn about our new strategic learning design process.
Alexander Alvord is an architect, strategist, and founder of a thriving user community. Nutanix is a global leader in cloud software, offering organizations a single platform for running apps and data across clouds. In this episode, KJ and Alexander delve into the issues of cloud bloat, inefficiencies from vendor lock-ins, and the importance of FinOps. Alexander also shares his personal journey and passion for technology and multi-cloud strategies. Learn about the challenges and innovations in making cloud services more efficient and user-centric. Episode Highlights: 01:55 The Hidden Costs of Cloud Bloat 07:39 Impact on Organizations and Productivity 16:10 Solutions to Cloud Bloat 27:58 Nutanix's Approach and Future Vision Quote of the Show (18:00): "Multiple clouds does not equal Multi-cloud." - Alexander Alvord Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Alexander Alvord: LinkedIn: http://www.linkedin.com/in/alexalvord Company Website: https://nutanix.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlDSee omnystudio.com/listener for privacy information.
In this eye-opening episode of Daily Influence, Gregg-Brooke Koleno welcomes Paul Sippil, forensic 401(k) consultant and founder of Community Dining. Paul shares his mission to expose the hidden fees lurking in retirement plans and empower business owners to ask the right questions for true financial transparency. He offers invaluable advice on advocating for fairness, curiosity, and humility in leadership.Beyond finance, Paul reveals how Community Dining brings people together through shared meals focused on regenerative farming, meaningful conversations, and Jeffersonian dinners. Together, Gregg and Paul explore how both financial literacy and authentic human connection can inspire responsible, positive influence.
Millions across the country are being affected by severe weather, from flood watches to heat waves. Also, President Trump continues to face pressure from members of his party over the release of the Jeffrey Epstein files. Plus, the murder trial begins for the Colorado dentist accused of poisoning his wife's protein shakes. And ‘sneak-flation'—how to spot it and how to avoid it on your grocery bill.
Roger welcomes Lord Daniel Hannan, a British writer, historian and member of the UK House of Lords, for a wide-ranging conversation on executive overreach, constitutional principles and the ideas that preserve liberty.They explore how power has steadily concentrated in the hands of presidents and prime ministers, weakening the roles of legislatures and citizens alike. They also reflect on what America borrowed and improved on from British political traditions through its written Constitution, and consider how both nations risk forgetting the foundations of their freedom. Other topics include the aftermath of Brexit, the future of free trade and why humility and historical awareness are essential for effective governance in the 21st century.Lord Daniel Hannan serves as international secretary of the Conservative Party, is the founding president of the Institute for Free Trade, a New York Times bestselling author and a former Conservative member of the European Parliament. He was also the keynote speaker this year at TFAS's annual Neal B. Freeman Lecture, which discusses the principles of a free society, free markets, personal responsibility and virtue.The Liberty + Leadership Podcast is hosted by TFAS president Roger Ream and produced by Podville Media. If you have a comment or question for the show, please email us at podcast@TFAS.org. To support TFAS and its mission, please visit TFAS.org/support.Support the show
Learn to conquer decision fatigue and elevate your performance by adopting strategies used by top leaders in high-pressure environments. Top 3 Highlights: ✅ Systematize small, repetitive decisions to conserve mental energy.
In this conversation, Omari Richins, MPH, discusses the implications of the One Big Beautiful Bill, highlighting its detrimental effects on public health, Medicaid, SNAP, environmental protections, and higher education. He emphasizes the interconnectedness of these issues and calls for collective action to advocate for health equity and community well-being.
This week on Retirement For Living, JoePat Roop discusses the implications of recent legislation on retirement savings, focusing on tax cuts, Social Security, and Medicare costs. He emphasizes the importance of understanding the tax landscape for retirees, particularly regarding IRMA premiums and the potential impact on Social Security taxation. The conversation also highlights the current market valuation and the risks associated with retirement planning. JoePat encourages listeners to seek personalized strategies to navigate these complexities and secure their financial future. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Selling your gym without professional help often leads to costly mistakes, legal issues, and missed opportunities that can reduce your sale price significantly. Visit https://www.wesellgyms.com/sell-your-fitness-business/exp/ for more info. We Sell Gyms City: Austin Address: 4515 Menchaca Rd Website: http://www.wesellgyms.com
Send us a textThe rural exodus is real. As more families flee city living for country tranquility, they're encountering unfamiliar territory: well water and septic systems. This candid conversation tackles everything you need to know about the financial realities of rural utilities.We dive deep into the numbers that matter. That initial sticker shock of $5,000-$10,000 for well drilling and another $3,000-$12,000 for septic installation might seem daunting, but the long-term math tells a different story. Our personal experience reveals how our water bills dropped by half after moving to the country, while our property taxes plummeted from over $1,000 to just $460 annually for 43 acres. The financial advantage becomes clear with a break-even point averaging 10 years compared to ever-increasing city utility costs.Beyond dollars and cents, country living delivers freedom that city dwellers can only dream about. No municipal restrictions means you can raise chickens, practice target shooting on your property, or skip mowing without neighborhood complaints. However, responsibility shifts entirely to you—from occasional septic pumping to well maintenance when problems arise. We share real-world experiences pulling well pumps (a genuine workout!) and navigating rural infrastructure challenges, giving you the unfiltered truth about country living's pros and cons. Subscribe for our next episode where we'll tackle the crucial topic of mineral rights for rural property buyers.Support the showTo learn more about Habitation Investigation, the Three-time Winner of the Best Home Inspection Company in the Midwest Plus the Winner of Consumer Choice Award for Columbus Ohio visit Home Inspection Columbus Ohio - Habitation Investigation (homeinspectionsinohio.com) NBC4 news segments: The importance of home inspections, and what to look for | NBC4 WCMH-TV Advice from experts: Don't skip the home inspection | NBC4 WCMH-TV OSU student's mysterious symptoms end up tied to apartment's air quality | NBC4 WCMH-TV How to save money by winterizing your home | NBC4 WCMH-TV Continuing Education for Ohio Agents Scheduled classes Continuing Education for Ohio Agents Course lis...
In this episode, we sit down with Christian, a top-tier healthcare recruiter and the mind behind one of the largest LinkedIn communities for rehab professionals (170K+ members). Christian pulls back the curtain on what really drives hiring success for physical therapy clinics — and what's quietly sabotaging it.If you're a PT clinic owner, healthcare manager, or even an overwhelmed therapist stuck doing HR between patients, this episode will change the way you look at recruiting forever.
Stephen Grootes speaks to Consumer ninja, Wendy Knowler, about the potential pitfalls of cellphone contracts, particularly the steep penalties for early cancellation and the significant price hikes that can occur after the initial contract period ends, leaving customers facing much higher monthly subscription fees. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702702 on TikTok: https://www.tiktok.com/@talkradio702702 on Instagram: https://www.instagram.com/talkradio702/702 on X: https://x.com/CapeTalk702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalkCapeTalk on TikTok: https://www.tiktok.com/@capetalkCapeTalk on Instagram: https://www.instagram.com/CapeTalk on X: https://x.com/Radio702CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.
In this episode, I'm sharing a personal journey I've been on to reclaim my time, focus, and presence—and how I've been using the Roots App to set healthier boundaries around screen time. If you've ever found yourself mindlessly scrolling through your phone, feeling distracted even when you're with your family, or constantly bouncing between apps and tasks, this episode is for you. I talk openly about: My own struggles with screen overuse (especially in motherhood) Why our phones are wired to pull us in (and how it's not your fault!) The link between screen time and mental health, productivity, and even parenting What I've learned from the Roots App and how it's helped me retrain my brain Why presence—not perfection—is the real goal We also dive into some eye-opening research, including the “switch cost” effect, the Rat Park study, and how being bored again might actually be the secret to living a more meaningful life. If you're craving more focus, clarity, and intention in your day-to-day—this episode will speak to you. Thank you to Roots App for sponsoring this episode! This app has been a game-changer for helping me reduce screen time, be more present with my kids, and live more aligned with what actually matters.
Fraudology is presented by Sardine. Get your tickets to Sardine[Con] and end the scamedmicIn this episode of Fraudology Karisse Hendrick dives deep into the latest developments surrounding Visa's Acquirer Monitoring Program (VAMP). As a seasoned e-commerce fraud fighter, Karisse breaks down the complex calculations and hidden implications of VAMP that every merchant, payment processor, and fraud analyst needs to understand. She reveals shocking new information about how TC40 fraud reports are being used in ways that may unfairly penalize merchants for fraud outside their control.Karisse explains how VAMP's risk threshold is calculated using both TC40 reports and chargebacks, potentially double-counting many fraud instances. She highlights how this incentivizes the use of costly fraud alerts while still leaving merchants vulnerable. Most alarmingly, Karisse shares insights from industry veteran Rick Clinch exposing how TC40 reports include fraud types like identity theft and account takeover that occur at the issuer level, yet still count against merchants in VAMP calculations. She questions the fairness of holding merchants accountable for fraud they have no visibility into or control over.The episode provides a masterclass in the intricate details of payment fraud monitoring, arming listeners with crucial knowledge as VAMP goes into effect. Karisse's passion for merchant advocacy shines through as she calls for more equitable fraud monitoring practices. Whether you're a fraud analyst, risk manager, or e-commerce leader, this episode is essential listening to understand the changing fraud landscape. Tune in to gain insider knowledge that could save your business from unfair penalties and empower you to push for positive change in the industry.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.
‘That money has gone, and I just wanted to emphasise how scary that is', says Advocate Brett Ladouce.
Hidden Costs. A Tale In Three Posts. Man-Eater. LINKS If you've got something to add to the show, slide into our DMs @matt.and.alex at https://bit.ly/mattandalex-ig CREDITSHosts: Matt Okine and Alex Dyson Executive Producer: James ParkinsonAudio Imager: Linc Kelly Find more great podcasts like this at www.listnr.com See omnystudio.com/listener for privacy information.
What's really draining your business and your wallet? Paul H. Flowers Jr.—author, strategist, and faith-driven leader—pulls back the curtain on the hidden truths behind healthcare, leadership, and money. Walk away with powerful lessons on resilience, reinvention, and how to claim financial and personal freedom on your own terms.
AI is evolving fast, but the economics are breaking down. RK Anand, co-founder of Recogni, reveals the hidden crisis inside AI's explosive growth.RK has spent his career building technology to power AI systems. From tokens to compute, he exposes the challenges in scaling AI profitably, and what it takes to fix the system.In this episode, RK shares:▫️ Why AI's "token economy" no longer works▫️ The real reason AI models are getting 100x more expensive▫️ What it means when compute demand skyrockets▫️ How to build AI infrastructure that won't break the bank▫️ Why energy and power are the biggest bottlenecks for AIIf you want to understand the real cost of AI, this is a must-watch.Follow more of the Liftoff with Keith:- Spotify: https://open.spotify.com/show/3cFpLXfYvcUsxvsT9MwyAD- Apple Podcasts: https://podcasts.apple.com/us/podcast/liftoff-with-keith-newman/id1560219589- Substack: https://keithnewman.substack.com/- LinkedIn: https://www.linkedin.com/company/liftoffwithkeith/- Newman Media Studios: https://newmanmediastudios.com/For sponsorship inquiries, please contact: sponsorships@wherewithstudio.com
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In this episode Brian and Jeff discuss hidden costs in retirement and risks found in AI generated retirement plans.
Send us a textEczema is more than skin deep, and in this episode, Alyssa Simpson is joined by expert dietitian Julia Chien to uncover the root causes of this chronic condition. Julia shares her personal journey with eczema and Topical Steroid Withdrawal (TSW), offering actionable tips to heal from within.Alyssa and Julia break down the common misconceptions about eczema, such as the overdiagnosis of histamine intolerance, and explore why addressing gut health is essential for long-term skin health. They discuss the dangers of relying solely on topical treatments like steroids, which can lead to severe withdrawal symptoms, and provide actionable steps to support gut healing and reduce inflammation naturally.Whether you're battling eczema or looking to support someone who is, this episode offers a fresh perspective on holistic healing.About the Guest:Julia Chien is a Vancouver-based Registered Dietitian with expertise in addressing root causes of chronic inflammation, eczema, and digestive issues. Through her holistic approach, Julia empowers clients to achieve long-term health by balancing their microbiome, managing stress, and creating sustainable lifestyle changes. Having experienced TSW firsthand, Julia brings compassion and authenticity to her work, inspiring others to heal naturally.Additional Resources:Follow Julia on Instagram @juliachien.rd and visit www.juliachien.ca to learn more about her services and podcast, The Eczema Warrior Podcast.Find Alyssa on: Instagram, LinkedIn, Facebook, Pinterest DM “GUT CHECK” on Alyssa's Instagram for a personalized quiz and free meal plans & resources to kickstart your gut healing journey.Check out Alyssa's FREE Masterclass “Why your gut still isn't better - the real reason you feel stuck here. -If you're enduring uncomfortable, painful, and embarrassing GI symptoms and feel like you've tried everything, Alyssa uses a specialized approach to help people who've gone from doctor to doctor finally find relief. Book your 15-minute strategy call for FREE here.Looking for a supportive Gut Health community? Alyssa is building a community committed to helping people overcome their digestive symptoms by addressing the root cause using food and nutrition. Join Alyssa's FREE Facebook Community here.Tune in and subscribe to "The Gut Health Dialogues" for inspiring client transformation stories and expert insights into gut health. Leave a review—Your support will help Alyssa empower more people with the knowledge and tools to take control of their gut health and reclaim their lives.
Send us a textIf you've ever wondered, “Why does this feel so much harder for me than everyone else?” — this episode is for you.I name what I call the “invisible tax” — the emotional labour, missed details, and energetic toll paid by differently-wired women* (those navigating giftedness, ADHD traits, sensitivity or simply a brain that works uniquely).More importantly, I walk you through how to find solutions and strategies that actually work for your brain.In this episode, I cover:What the invisible tax is (and how it can drain your time, energy, and money)Invisible Tax Bingo - with real, relatable examples you've likely experiencedWhat it looks like to solve the right problem (instead of being reactive)Real solutions my Mastermind clients and I have created based on our own unique brain requirementsWhether it's missed emails, money stress, inconsistent marketing, or rejection sensitivity - you'll feel seen here.Check out the Mastermind: http://alignandattract.com/mastermindAnd I know I have missed so many examples of this invisible tax - come share yours at http://instagram.com/kerryrowett*I use the word woman in the ep but please substitute human/person if needed. Another tax - overlooking things like this and then feeling bad, or redoing work! I did wonder if I should record the whole ep - but on this occasion - I hope you can see it as a great example of what we're discussing!Thanks for listening. Please subscribe and share!Find Kerry at http://alignandattract.comJoin Kerry's Mastermind: http://alignandattract.com/mastermindShare your thoughts on Instagram: http://instagram.com/kerryrowett
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Ronald Stein is a professional engineer, energy literacy advocate, and the Pulitzer Prize-nominated co-author of Clean Energy Exploitations. With decades of experience designing and building refineries for major corporations like Bechtel and Fluor, Ron possesses a deep, nuanced understanding of the energy sector. Thirty years ago, he and his wife, June, founded PTS Advance, a staffing and workforce solutions firm specializing in complex industries like energy and life sciences. After successfully growing the company, they transitioned ownership to their two sons 15 years ago. Now, Ron dedicates his time to educating policymakers, business leaders, and the public, serving as a columnist for America Out Loud News and an advisor to the Heartland Institute on energy policy.SHOW SUMMARYIn this eye-opening episode of the Disruptive Successor Podcast, host Jonathan Goldhill sits down with Ronald Stein to challenge everything you think you know about energy. Ron explains the dangerous lack of "energy literacy" plaguing our leaders and policies. He draws a critical distinction: renewables like wind and solar only generate electricity, whereas fossil fuels are the foundation for the petrochemicals that create over 6,000 essential products, from iPhones and medical devices to the very components of EVs and solar panels. The conversation delves into the successful generational transition of Ron's family business, PTS Advance, and unpacks the severe economic and national security risks of misguided energy policies, revealing the hidden truths behind the global push for a "green" transition.KEY TAKEAWAYS Energy vs. Electricity: A Critical Misunderstanding: Ron clarifies that "energy" and "electricity" are not interchangeable. Wind and solar generate electricity, but they cannot create the physical products derived from the petrochemicals in fossil fuels that our modern world is built on.Everything is Made from Oil: Our materialistic society, including "green" technologies like EVs, wind turbines, and solar panels, is fundamentally dependent on the 6,000+ products derived from oil. Getting rid of oil means getting rid of the building blocks of modern life.A Family Business Success Story: Ron shares how he and his wife built PTS Advance from the ground up, successfully transitioned it to their sons, and strategically hired a non-family CEO, leading to massive growth and an eventual acquisition.The Perils of Poor Policy: California's push to eliminate in-state oil production has ironically made the state over 70% dependent on foreign oil imports, creating a significant national security risk and driving up costs for consumers.The Hidden Costs of EVs: Transitioning to electric vehicles eliminates the gas tax revenue that maintains roads, while the heavier weight of EVs causes more road damage, creating a future funding crisis.The Unethical Side of "Clean" Energy: Ron argues that mandating EVs financially incentivizes the exploitation of labor (including child labor) and environmental degradation in countries like China and in Africa, where the raw materials for batteries are mined.The Nuclear Resurgence: As a reliable, emissions-free, and continuous power source, nuclear energy is gaining worldwide momentum as a practical solution for our electricity needs, requiring far less land and materials than wind and solar.QUOTES "Wind and solar only generates electricity. They make no powers, no insulation, no asphalt, et cetera, et cetera. Whereas oil, all the products we have today didn't exist 200 years ago.""If you get rid of oil, you get rid of electricity, you get rid of EVs. The EV is a hundred percent made with oil.""Instead of being 5% dependent on foreign imports for crude oil, we're now more than 70% dependent... And that is a national security risk for America.""My passion is to stimulate conversations about energy literacy because most of our policy makers are misunderstanding the word energy.""I think it's unethical and immoral to provide those financial incentives for those countries to continue to [exploit people and the environment].""There's a worldwide movement toward nuclear 'cause we want affordable, reliable, continuous electricity, also emissions free electricity and nuclear is providing that."Connect and learn more about Ronald Stein and his work:LinkedIn: https://www.linkedin.com/in/ronaldstein/Email: ronald.stein@energyliteracy.netBook: Clean Energy Exploitations on AmazonCompany: PTS Advance: https://www.linkedin.com/company/pts-advance/If you enjoyed today's episode, please subscribe, review, and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com
Profits are up, customers seem happy, and you're putting in the hours—but something still feels off. What might be quietly draining the bottom line, even when everything seems to be running smoothly?In this new lesson, Omar breaks down the three hidden costs that could be silently eroding your business profits. You'll learn not only how to spot these threats, but also exactly what action steps you need to take to stop the leaks and boost your margins.Ready to uncover what's really holding your business back? Hit that play button up top to get the practical strategies you need to protect your profits and make every effort count.Download the P&L Sheet here: Download LinkWatch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed
In this episode of Main Street Matters, Elaine Parker and Doug Kantor discuss the significant impact of swipe fees on small businesses and consumers. They explore the duopoly of Visa and MasterCard, the barriers to competition in credit card processing, and the proposed Credit Card Competition Act aimed at reducing fees and increasing market competition. The conversation highlights the need for consumer awareness regarding hidden costs and the importance of advocacy for small business interests. Learn more about the National Association of Convenient Stores | https://bit.ly/3ZTi7MZ See omnystudio.com/listener for privacy information.
The single most expensive mistake in your dental career might not be a failed marketing campaign or a bad hire—it's likely hidden in the pages of the lease agreement you signed years ago. While most practice owners focus on the monthly rent, the real financial traps are buried in complex clauses that can dictate the future value and salability of your entire practice.In this critical episode of Dental Unscripted, hosts Michael Dinsio and Paula Quinn sit down with dental real estate specialist Dan Gleissner of Ally Healthcare Real Estate to expose the pitfalls that most dentists and even non-specialized agents miss. Before you sign or renew, you need to understand the long-term consequences of your lease.In this discussion, you will learn:The "Sale-Killer" Clause: About half of all first-draft leases contain severe "assignment" language that could prevent you from selling your practice. In rare cases, just requesting to sell can give the landlord the right to terminate your lease immediately.The Truth About Triple Nets (NNN): Your rent is not your total cost. We break down the three "nets"—property taxes, insurance, and Common Area Maintenance (CAMs)—and explain how these estimated expenses can lead to a surprise bill for thousands of dollars at the end of the year.The HVAC & Roof "Gotcha": Who pays for a $30,000 HVAC replacement? In many retail leases, the tenant is responsible for the full, immediate cost. Learn how to negotiate spreading these capital improvements over the lifespan of the asset.eThe Two-Year Rule: To maintain leverage with your landlord, you must start the renewal process at least two years before your lease expires. Waiting until the last minute puts you on the defensive.00:49 Topic Introduction: Dental Leases 01:20 Guest Introduction: Dan Gleissner 03:42 The Risk of Non-Specialized Agents 11:00 Exclusivity Clause Explained 18:04 The Importance of the Assignment Clause 26:18 What is a Triple Net (NNN) Lease? 34:56 "Gotchas": HVAC and Roof Replacements 40:44 The Lease Negotiation Process & TimelineVISIT NEXT LEVEL CONSULTANTS:Michael Dinsio is a longtime dental startup consultantVISIT https://nxlevelconsultants.com FOR MORE INFO on how to partner with him on your dental practice startup! VISIT Dental Unscripted's WEBSITE:https://www.dentalunscripted.com HERE you can SEE all the past and current EPISODES. Visit and SIGN-UP to stay connected!
Have you ever thought luxury private aviation was out of your reach? You're not alone—and in this episode, we're shattering that myth. I sat down with Breydon Blignaut, award-winning pilot and founder of Jetstreme Aviation, to talk about his unbelievable journey from war zones to world-class runways. Breydon shares how he's bringing integrity back into the private jets space, where deals are too often made to benefit brokers, not clients. He walks us through the turnkey process of purchasing or flying private, and how Jetstreme tailors every experience to suit your actual needs, not someone else's commission. Breydon breaks down how you can make private aviation work for your lifestyle—and maybe even turn it into a smart business move. Ready to change the way you think about luxury travel? Tune in now and see what's really possible when luxury meets transparency!“You have to be presentable because people are trusting you literally with their money and lives. So, just look the part and be the part—but you have to be authentic.” ~ Breydon BlignautIn this Episode:- Meet Jetstreme Aviation's founder, Breydon Blignaut- The inspiration behind building Jetstreme Aviation- What makes Jetstreme Aviation different?- Debunking common myths about luxury aviation- How does the business of private aviation work?- The misconceptions about private jet affordability- How to build trust with elite clients- What role does presentation and style play in business?- Breydon's most outrageous in-flight experiences- How to contact Jetstreme AviationAbout Breydon Blignaut:Breydon Blignaut is a seasoned airline transport pilot, aviation entrepreneur, and CEO of Jetstreme Aviation. With over 20 years of global flight experience, including humanitarian missions in war zones, he now helps high-net-worth clients navigate private jet ownership with integrity and transparency. Named one of NBAA's Top 40 Under 40 in 2024, Breydon is known for redefining luxury aviation through bespoke solutions and ethical business practices. Website: https://www.jetstremeaviation.com/LinkedIn: https://www.linkedin.com/in/breydon-moore-blignaut-52a7ab75/ Connect with me here:
In this episode of the Membership Geeks Podcast, I dive deep into the topic of legacy pricing for membership businesses—a practice I've long advocated, but one that can pose major challenges as your membership grows and evolves. I discuss the benefits and pitfalls of letting members lock in their original pricing, explore when legacy pricing stops serving your business, and outline strategies for dealing with long-term members who are paying far less than new signups. If your membership has gone through significant changes over the years, this episode will help you navigate the often-tricky conversation around updating your pricing structure while staying fair to your most loyal members.In this episode:What is legacy pricing, and why has it traditionally been seen as a best practice for member retention and conversions?When does legacy pricing begin to work against you and your membership business, rather than for you?How can you fairly and effectively address the issue of long-term members paying outdated rates, especially when your offering has fundamentally changed?What are the practical options and communication strategies for transitioning legacy members to new pricing, and how can you do this while maintaining trust and goodwill?Key Quotes & Takeaways:"The fact that I would lose out on that legacy pricing, the fact that if I left and then came back in the future would mean I'd be paying a lot more. That can be enough of an incentive for me to not cancel, for me to leave my membership active for a month or two, even if I'm real busy, in order to hold on to that really advantageous, really attractive legacy pricing.""So instead of going from $20 a month to $80 a month, you maybe go $20 to $50 a month, and they're locked in at that rate. So you acknowledge their loyalty by giving them still a significant discount, but you also acknowledge the fact that the product has changed, and you're taking care of them essentially by saying, you know, what you're paying for now, this is a total different product.""You can take the original offer as a basic tier whereby what people get at that level more closely resembles what was originally offered at the time those members signed up."Thank You For ListeningWe really appreciate you choosing to listen to us and for supporting the podcast. We would be eternally grateful if you would consider taking a minute or two to leave an honest review and rating for the show. They're extremely helpful when it comes to reaching our audience and we read each and every one personally!Finally, don't forget to subscribe to the podcast to make sure that you never miss an episode.
Ever feel like some financial "truths" don't quite add up? In this episode of Women's Money Wisdom, Melissa Joy, CFP®, teams up with colleague Alexa Kane, CFP®, for a candid conversation challenging some of the most widely accepted (but often unexamined) money beliefs.
Did you know even a 0% rating can unlock important benefits for you and your family? Why do so many veterans delay or avoid filing for VA disability compensation? It's not about the money—it's often about identity, pride, and a labyrinth of red tape. Doug Nordman joins Spencer to break the silence and stigma surrounding VA disability claims, while sharing personal stories, tough truths, and practical advice every veteran—and their family—needs to hear.
In today's episode, we explore the hidden costs of personal growth and change. We discuss the unrealistic expectations shaped by social media, the value of embracing discomfort and the importance of honesty and self-awareness in the process. We reflect on how accountability drives progress, why challenging our beliefs matters, and the role of gratitude and perspective in navigating setbacks. Ultimately, we highlight that meaningful change often requires both discomfort and ownership. Please follow us on Instagram Level Up: https://www.instagram.com/levelup_podcast_/ Sharelle: https://www.instagram.com/sharellegrant/ Dani: https://www.instagram.com/daniantonellos/
Why do you avoid conflict, over-apologize, or say “yes” when you really mean “no”? In this powerful episode, Dr. Aziz unpacks the deeper reasons behind people-pleasing and “nice” behavior—and reveals what's really driving it. You'll discover that these habits aren't just random quirks—they're part of a system designed to keep you “safe” by earning approval and avoiding disapproval. But this comes at a huge cost: your authenticity, your confidence, and your freedom. Dr. Aziz shares key signs of hidden people-pleasing and offers a compelling invitation to look at what you're really afraid to feel. Once you understand the emotional root of these patterns, you can start breaking free—not by fixing a dozen behaviors, but by going straight to the source.
You're grateful for your clients, busy calendar, and growing revenue, but you're starting to feel a deep resentment towards a business you started for freedom… and aren't getting. Sound familiar? If you're personally providing a service to your clients, you're being the business, you're slammed at work, and you can't seem to see a way out, this is an episode you do not want to miss. This week, Eleanor is pulling back the curtain on the hidden costs of being the business, why so many brilliant consultants get stuck at capacity, and more importantly, how to break free. Get full show notes and more information here: https://safimedia.co/WO55
Bob hosts economist Daniel Lacalle to analyze the controversial Big Beautiful Bill. Daniel explains why, despite its imperfections, the bill represents a vital first step toward curbing government spending and protecting private-sector prosperity from excessive state intervention.Daniel's Article, "The Big Beautiful Bill Is Much Better Than You Think": Mises.org/HAP504aThomas Massie's X Exchange on the Hidden Costs of the BBB: Mises.org/HAP504bBob's Recent Blog Post on the BBB: Mises.org/HAP504cThe Mises Institute is giving away 100,000 copies of Murray Rothbard's, What Has Government Done to Our Money? Get your free copy at Mises.org/HAPodFree
Healthcare churn—when people switch insurance plans—is particularly bad in the US. In today's episode, why Americans switch healthcare plans so much, and how that can cost a lot in money ... and in health.Related episode: How doctors helped tank universal health care (Apple / Spotify)Healthcare And Economic DespairFor sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy