Podcasts about hidden costs

In this episode, Jay Vidyarthi discusses how to reclaim your mind and build a healthier relationship with technology. He explores common pitfalls—like avoidance, anxiety, and judgment—and shares practical strategies for using digital tools consciously. Jay emphasizes personal agency, setting boundaries, and the value of both online and offline connections. This conversation challenges the idea that technology is inherently good or bad, instead encouraging listeners to cultivate awareness, compassion, and intentional habits to foster well-being and authentic relationships in a tech-driven world. Exciting News!!!Coming in March 2026, my new book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How a Little Becomes a Lot: The Art of Small Changes for a More Meaningful Life is now available for pre-orders!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Key Takeaways The relationship between technology and mindfulness. The tension between the desire for genuine connection and the allure of digital devices. The concept of technology as neither inherently good nor bad, but shaped by our relationship with it. Strategies for engaging with technology mindfully, as discussed in Jay Viviani's book. The "two wolves" parable and its implications for attention and emotional awareness. The importance of clarity and awareness in managing emotions related to technology use. The role of meditation and mindfulness practices in cultivating a healthier relationship with technology. The impact of societal narratives on perceptions of technology and its users. The significance of personal agency in setting boundaries and making conscious choices regarding technology. The potential for technology to meet emotional and social needs when approached mindfully. For full show notes,⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!⁠ Connect with the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheOneYouFeedPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed this conversation with Jay Vidyarthi, please check out these other episodes: The Hidden Costs of Technology and Our Search for Selfhood with Vauhini Vara Distracted or Empowered? Rethinking Our Relationship with Technology with Pete Etchells By purchasing products and/or services from our sponsors, you are helping to support The One You Feed, and we greatly appreciate it. Thank you! This episode is sponsored by: Hungry Root: For a limited time, get 40% off your first box PLUS get a free item in every box for life. Go to www.hungryroot.com/feed  and use code FEED. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Aura Frames⁠⁠⁠⁠⁠⁠⁠⁠⁠: For a limited time, save on the perfect gift by visiting ⁠⁠⁠⁠⁠⁠⁠⁠⁠AuraFrames.com /FEED ⁠⁠⁠⁠⁠⁠⁠⁠⁠to get $35 off Aura's best-selling Carver Mat frames – named #1 by Wirecutter –  by using promo code FEED at checkout. This deal is exclusive to listeners, and frames sell out fast,  so order yours now to get it in time for the holidays! ⁠⁠⁠⁠⁠⁠⁠⁠⁠Uncommon Goods ⁠⁠⁠⁠⁠⁠⁠⁠⁠has something for everyone – you'll find thousands of new gift ideas that you won't find anywhere else, and you'll be supporting artists and small, independent businesses. To get 15% off your next gift, go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠UNCOMMONGOODS.com/FEED⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Post your job for free at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/oneyoufeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Terms and conditions apply. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you start wedding planning and putting together your wedding budget, it's easy (and important) to account for big ticket items like your venue, catering, photographer and outfits. But what about the smaller items and hidden costa that no one warns you about? What about the things that are easily forgotten or that creep up at the last minute? You've budgeted out every dollar and now you're stuck with a bill for an extra 20% of your total all thanks to tips, taxes, insurance and more.In this episode, I'm going to help you to keep your wedding budget on track and to not be surprised by hidden wedding costs. I'll go through 12 wedding hidden fees and show how they could creep into your wedding budget. Have a wedding planning question or episode idea? Let me know what you want to hear! Fill out this quick form with your feedback and/or episode suggestions: https://forms.gle/ANxD6B9M4xzoReZ77Inspired by https://www.theknot.com/content/hidden-wedding-costs Hosted on Acast. See acast.com/privacy for more information.

Longer lifespans, rising taxes, and persistent inflation are quietly reshaping how long retirement money lasts- and why many Americans may need to rethink their financial plans before it's too late.   Important Links: Pathfinder Wealth Management: http://pathfinderadvisory.com/ Schedule a 15-minute Consult: http://PathfinderChat.com Buy the book, Roadmap For A Stress-Free Retirement: https://amzn.to/4gwy7uG Find Out Your Tax Bill: https://whatismytaxbill.com/

Are you tempted to raid your 401k to wipe out debt before retirement? Discover why that move could cost you more than you think. Ryan Herbert dives into the real financial and tax consequences of paying off mortgages and other debts with retirement savings. Learn how lifestyle choices, tax brackets, and even Medicare premiums are affected and why a true income plan matters for lasting financial security. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

Should We Be Mining the Ocean Floor is a question that sounds futuristic, but the decisions are being made right now, quietly, and with consequences that could last for centuries. Governments and corporations are moving closer to extracting minerals from the deepest parts of the ocean, even though we barely understand the ecosystems that exist there or how damage might ripple through the planet. Deep-sea mining risks go far beyond technology and minerals. This episode breaks down what deep-sea mining actually is, who is pushing it forward, and why international and US processes are advancing despite major scientific uncertainty and strong community opposition. One surprising and emotional insight from this episode is that some deep-sea ecosystems take millions of years to form, yet could be destroyed in a single mining operation, with no realistic way to restore them. International seabed governance is at a turning point, and what happens next will shape how the ocean is treated for generations. You will learn who controls decisions about the ocean floor, why the United States is taking a separate and deeply concerning path, and what everyday people can do to slow this momentum and demand precaution before irreversible harm is done. Listen to the full episode. Help fund a new seagrass podcast: https://www.speakupforblue.com/seagrass Join the Undertow: https://www.speakupforblue.com/jointheundertow Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube    

Introduction December 27th brings sudden urgency—just four days remain to implement critical year-end financial strategies that could save thousands in taxes, reduce portfolio risk, and position retirement accounts for 2025 success. Most people spend more time planning vacations than reviewing their largest asset: their retirement portfolio. But the market’s strong multi-year run has created hidden dangers in 401(k) accounts, particularly for those approaching retirement who haven’t rebalanced in years. In this episode of The Tom Dupree Show, Tom Dupree and Mike Johnson provide an essential year-end checklist covering portfolio drift, account consolidation, tax-smart charitable giving, target date fund dangers, and fraud protection as scam season intensifies. Portfolio Drift: The Silent Risk Multiplier What Five Years Did to Your 401(k) If you established a 60/40 portfolio (60% stocks, 40% bonds) five years ago and never rebalanced, you’re sitting on dramatically more risk than intended. “If you had a 60-40 split in 2020, today you’re at about 76% stocks if you’ve made no changes,” Mike Johnson explained. “And your account’s worth 20 or 30% more, so there’s more dollars at stake, at risk.” The drift problem: Stocks outperformed bonds over five years Your stock allocation grew from market gains Total account value increased substantially Risk exposure multiplied Example: $500,000 in 2020 (60% stocks = $300,000) is now $650,000 with 76% stocks = $494,000 in equities. Your stock exposure grew 65%. S&P 500 Concentration Risk “About 40% of the S&P 500 is allocated to tech and high multiple stocks,” Mike noted. “If it’s been on autopilot, now is as good a time as any to look at it critically.” Market Corrections Are Inevitable “On average, every year you have a 10% drop in the market. That’s just the cost of admission,” Mike explained. “We had one back in April—it was closer to 20%. You were looking at 40, 50% drops in some things.” “A lot of people have forgotten how—and even that they should—play defense, especially when you’re getting close to retirement,” Mike cautioned. Year-end action: Check your actual allocation today. If stocks exceed your risk tolerance, rebalance before December 31st. Account Consolidation: Simplify Now The Multiple Account Problem “People’s thinking is, if I have this account over here and this account over here, I’ve got more money,” Tom observed. “When they consolidate those accounts, every one of those five pieces put together as one is gonna get managed better.” Hidden Costs of Scattered Accounts “It’s really hard to track performance if you have multiple accounts,” Mike explained. “It’s much simpler, much more accountable when it’s all consolidated together.” Problems with scattered accounts: Impossible to track overall performance Multiple RMD calculations Complex tax reporting Higher fees (missing breakpoint discounts) Poor overall portfolio coordination Mike’s consolidation benefits: “Proper investment to reach your goals, performance tracking, tax reporting, tax planning, and possible discounts on fees.” Year-end action: List all retirement accounts—schedule consolidation to simplify 2025 RMDs and reduce fees. Tax-Smart Year-End Strategies Strategy 1: Gift Appreciated Stock “Let’s say you give $10,000 a year to charity. You can gift those appreciated shares of stock to the organization,” Mike explained. “You can put that money right back into your brokerage account and reinvest it. You could even repurchase the same stock.” The double benefit: Charitable deduction for full market value Avoid capital gains tax on appreciation Example: Stock purchased for $4,000, now worth $10,000. Gift it, avoid $6,000 capital gain, use the $10,000 cash to buy it back. Strategy 2: Qualified Charitable Distribution “If you’re of the age where you have required minimum distributions, you can do a qualified charitable distribution,” Mike explained. “If you gift the RMD straight to the charity, it never flows through as taxable income to you.” QCD advantages: Counts toward RMD requirement Reduces adjusted gross income Lowers Medicare premiums Reduces taxes on Social Security Works even if you don’t itemize Year-end deadline: Execute stock gifts or QCDs before December 31st to count for 2024 taxes. The In-Service Rollover: Plan Three Years Ahead Act at Age 59½—Even While Working “At 59 and a half, you can do what’s called an in-service rollover,” Mike explained. “Even if you’re still employed and working, you can move over the balance of your 401(k) to an IRA and invest it more specifically for your situation.” The Three-Year Retirement Transition “Let’s say you’re 59 and a half and planning on retiring at 62. You can do that rollover, get the funds invested into an income-producing portfolio,” Mike detailed. “While you’re working, that income just reinvests back in. But when you hit 62, that portfolio’s already in place, it’s already working, and literally it’s linked to your checking account.” Tom emphasized the benefit: “It makes the retirement process more comfortable because you’re not leaving work and at the same time coming in brand new, getting comfortable with our investment approach. You’ve planned for it.” The seamless transition: Portfolio established 2-3 years before retirement Dividends reinvest while still working At retirement, switch to income payout mode No adjustment period or uncertainty Year-end action: If age 59½+, investigate in-service rollover options. Target Date Funds: Hidden Dangers The Collective Investment Trust Problem “52% of the assets in target date funds—over $2 trillion—are now in collective investment trusts,” Mike reported. What makes CITs dangerous: “A collective investment trust—they’re not required to register with the SEC,” Mike explained. “They don’t have to report, as transparently, all the internal fees. And they’re allowed to hold more illiquid investments inside of them.” The Blue Rock Disaster “There was a private real estate fund—the Blue Rock Total Income Fund,” Mike detailed. “The net asset value when it was private was about $24 a share. They decided to go public. The fund closed the day it went public at $14.70.” Investor loss: 39% immediately when real market pricing was revealed. “The NAV was bogus. It was totally bogus,” Mike concluded. The Vanguard-TIAA Annuity Trap “Vanguard announced they’re partnering with TIAA, and the target date fund automatically enrolls the investor in an annuity,” Mike reported. “What they’re hoping is that these people that have been on autopilot for 40 years—they’re not gonna change from being on autopilot at year 41,” Mike explained. “It’s just gonna automatically roll into these annuities. This is a money grab to keep the assets locked in.” Why Dupree Financial Group Avoids Them “We don’t use target date funds. We don’t like what the target date fund does to the client’s return,” Tom stated. “It’s about having all your money in one spot the day you retire. That money doesn’t need to be in one spot. It needs to be growing and throwing off dividends.” Mike: “The target date’s all based on historical averages. It doesn’t take into account what’s going on in the market or your situation.” Year-end action: If in a target date fund, research what’s actually inside it before the “glide path” continues. Year-End Fraud Alert: Peak Scam Season The January-February Surge “This time last year, at the first of the year, was one of the biggest fraud pushes that we’ve seen,” Mike warned. “As we get close to the end of the year, be diligent and protect yourself.” Sophisticated Team Operations “These fraudsters are very convincing. They sound like us. They sound like an advisor,” Mike explained. “They’ll bring somebody onto the line. They’ll keep people on the line for three hours. They’ve gotten used to handling objections.” Real Client Losses “We heard two in a row from our clients—older women, same amount: $10,000 each,” Tom recounted. “One woman could afford it. The other one really couldn’t.” The Defense Strategy “The first line of defense is you, the client,” Mike stated. “If you have something that pops up on your screen—don’t click there. If somebody calls—call somebody. Call a trusted person. If you’re a client of ours, call us. But do not take action on any of these things.” Critical warning: “Do not verify within their ecosystem. They say, ‘We’ll let you verify,’ and then they transfer you. They’re all working together.” Tom’s advice: “Get off the phone or don’t click on things and get somebody that you trust to find out exactly what’s going on.” Year-end vigilance: Never click pop-ups, never transfer money based on calls, always verify independently. Your Year-End Action Plan Critical Tasks Before December 31st ✓ Check portfolio drift – Verify stock/bond allocation matches risk tolerance ✓ Rebalance if needed – Reduce risk before 2025 ✓ Execute charitable strategies – Gift stock or make QCD before deadline ✓ Consolidate accounts – Simplify RMDs and reduce fees ✓ Research in-service rollovers – If 59½+, investigate options ✓ Review target date funds – Understand holdings before glide path continues ✓ Increase fraud vigilance – Peak scam season protection Questions Before Year-End What’s my actual current allocation? How many retirement accounts do I have scattered? Am I missing tax-saving charitable strategies? Do I understand what’s in my target date fund? Am I 59½+ with rollover options available? The Bottom Line With days remaining in 2024, retirement investors face critical decisions affecting taxes, risk exposure, and 2025 positioning. Portfolio drift has likely pushed your stock allocation far beyond original intentions. Target date funds may contain illiquid investments, opaque fees, and automatic annuitization. But opportunities exist: tax-smart giving, consolidation, in-service rollovers, and rebalancing. “All of these things fit into more of a holistic long-term retirement financial plan,” Mike concluded. “You want everything moving in the right direction to accomplish your goals.” Schedule Your Portfolio Review Is your portfolio drifted into dangerous territory? Missing tax-saving strategies? Approaching retirement without a transition plan? Call (859) 233-0400 or schedule your complimentary portfolio review. Dupree Financial Group – Where we make your money work for you. Important Disclosures Dupree Financial Group is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). This content is for informational purposes only and does not constitute investment advice, tax advice, or a solicitation. Past performance does not indicate future results. All investments involve risk, including potential loss of principal. Tax strategies should be reviewed with a qualified tax professional. Before making investment or tax decisions, consult qualified professionals. For more information, review our Form ADV Part 2A at www.adviserinfo.sec.gov or call (859) 233-0400. The post Year-End Financial Planning Checklist: Critical Actions Before December 31st appeared first on Dupree Financial.

Have you ever lost everything you thought you were? Today's guest went from Division 1 soccer player to overdosing on pills, to building a $10 million supplement company, to losing it all to predatory financing, to rebuilding a seven-figure business in six months. Neal Thakkar's story is raw, real, and one of the most powerful conversations I've ever had on this show.Neal is an entrepreneur performance strategist and founder of Integrity First Funding, helping entrepreneurs secure $50,000 to $250,000+ in business funding. But what makes his story so compelling isn't just what he's building now, it's everything he's survived to get here. We're talking about the painful truth of what hitting your first million actually feels like, why winning in business doesn't feel like winning at all, the hidden danger of taking extreme ownership (you're also accepting you might be irresponsible), why he gained 90 pounds as a bodybuilder to physically transform his identity after addiction, and how he went from owing $2,000 just for waking up in the morning to helping other entrepreneurs avoid the same predatory funding trap that cost him everything. Neal shares the leadership lesson most entrepreneurs miss (the difference between leading people and managing tasks), why meditation an hour a day for seven years changed everything, and why when things started going downhill again, he'd lost that practice.This episode will move you, inspire you, and force you into deep reflection about what you're really chasing and why. We're talking about ego death, identity shifts, the messy process of sitting with yourself, and why you can do anything but you can't do everything - the most painful pill for ambitious people to swallow.0:41 Introduction01:28 Neal's Background and Early Struggles02:56 The Turning Point: Overcoming Adversity04:45 The Power of Self-Reflection and Transformation12:09 Addiction and Recovery: A Personal Battle14:56 Rebuilding and Redefining Success19:09 The Role of Values and Identity in Success31:49 From Bodybuilding to Entrepreneurship41:45 The Birth of a Business: Neal's Entrepreneurial Journey42:50 Journey into the Supplement Industry43:34 The Role of Curiosity in Entrepreneurship47:58 The Reality of Winning in Business48:50 The Importance of Patience and Persistence56:31 Leadership and Management Challenges01:04:31 Transitioning to a New Venture01:07:27 Reflections and Advice for Entrepreneurs01:20:17 The Hidden Costs of AmbitionConnect with Neal: InstagramWebsite To join the Ambitious Network for free, click HERE. To connect with Kate on Instagram, click ⁠HERE⁠. To apply for ITI, click ⁠HERE⁠.To submit a question to be answered on the podcast, click HERE.

Did you like the episode? Send me a text and let me know!!How to Hire Remote Workers: Why 73% Fail & How to Succeed | Nearshore Staffing with Luis DEpisode DescriptionSerial entrepreneur Luis D reveals why 73% of offshore hiring fails and how his REMOTE Intelligence Framework achieves 95% success. Learn to hire Latin American talent at 60-70% cost savings, avoid AI resume fraud, and scale your startup faster. Luis built the first Latin American tech startup to get US VC funding and pioneered distributed teams in 2003—before Zoom or Slack existed.Key Takeaways✅ The 7 Offshore Team Death Traps killing remote hires ✅ REMOTE Framework: Rigorous selection, Expert onboarding, Managed support, Optimized performance ✅ How to spot AI deepfake interviews and fake identities ✅ Nearshore vs offshore: Time zone advantages ✅ "Ideas aren't unique. Execution is key" ✅ When to hire earlier than you think you can affordTime Stamps00:00 Mexican candy smuggling to tech entrepreneur 04:00 Building distributed teams before remote work existed 08:00 73% of offshore projects fail—here's why 09:00 7 Death Trap components (Talent Mirage, Cultural Chasm, Hidden Costs) 14:00 REMOTE Intelligence Framework explained 19:00 Rigorous talent vetting process 22:00 AI fraud: Deepfakes and fake accents 28:00 "Ideas aren't unique. Execution is key" 30:00 Zone of genius: Hire earlier with 70% savings 35:00 95% success rate vs 27% industry averageGuest: Luis DFounder of Near You (NIR-U) Nearshore Staffing | First Latin American tech startup with US VC funding | 14-year CEO | Remote work pioneer since 2003Company: Near You—helps $1M-$25M companies hire Latin American talent Success Rate: 95% (vs 27% industry standard) Cost Savings: 60-70% compared to US hiringResources

In today's FittBite, we break down the real cost behind an $80 pair of leggings and explain why the price goes far beyond fabric and labor. We cover product construction, R&D and fit testing, retail and staffing costs, marketing and community building, and the reinvestment strategies that allow premium brands to scale long term. This episode is for founders who want to understand pricing logic, margin structure, and how strong brands build sustainable ecosystems instead of racing to the bottom.Tune in if you're building a brand and struggling with pricing decisions.Book a 1 on 1 with our host, Shadi for personalized advice on how to create and grow your fashion business: https://www.fittdesign.com/services/consultation Design your own collection with our instantly downloadable factory ready tech pack templates: FittDesign Tech Pack Templates Follow our host on instagram: https://www.instagram.com/shadiadada/ https://www.instagram.com/fittdesign/ Got any other questions, email us for an instant response at: studio@fittdesign.com Subscribe to our weekly fashion design podcast (New episodes every Thursday at 4pm CST): https://podcasts.apple.com/gb/podcast/the-fittdesign-podcast/id1454410683 Visit our website:https://www.fittdesign.com/ Follow us on:https://www.linkedin.com/company/fittdesign/ https://www.facebook.com/fittdesign https://www.pinterest.com/fittdesign/ https://www.behance....

Does "neutral secularism" exist? Why are some beliefs welcomed in the public square, but Christianity is disqualified? In this final episode of The Narrative before Christmas, Aaron, David, and Mike react to the Cincinnati Enquirer investigative profile that called CCV "relentless" for turning Christian beliefs into public policy. Marketed as an objective report, the article instead exposes a familiar assumption: Christian beliefs are inherently biased and therefore unwelcome in the public square, while non-Christian belief systems are presumed neutral and free to shape law, culture, and power. After the news, Luke Niforatos of Smart Approaches to Marijuana exposes what’s really happening behind the scenes with legalized marijuana. An early Christmas gift to Big Weed, President Trump's executive order hands the marijuana industry a massive $2 billion tax break, turbocharges advertising to kids, and further normalizes a drug that is more potent, more addictive, and more destructive than most Americans realize. The conversation is a glaring reminder that policies shape behavior. Christians cannot afford to sit this one out while the profit-driven drug industry destroys America. More About Luke Niforatos Luke Niforatos serves as the Executive Vice President of Smart Approaches to Marijuana (SAM) and is widely recognized as one of the nation’s leading drug policy experts. Leveraging more than a decade working on drug, addiction and health care issues, Luke drives the strategy behind SAM’s federal, state, and educational initiatives. Luke has testified in state capitols across America. He is a sought-after guest on major media outlets, including ABC, Fox News, NBC, CNBC, CSPAN, Newsmax, and network affiliates, as well as syndicated and local radio shows in markets coast to coast. Luke has been featured in Time Magazine and as a speaker at drug policy events held by The Economist, the United Nations’ Commission on Narcotic Drugs, and hundreds of town halls. Prior to joining SAM, he was the co-founder of a successful healthcare company. Luke attended the University of Denver and has a Master of Arts from Johns Hopkins University. He is currently a J.D. Candidate at the University of Denver – Sturm College of Law. Want to Go Deeper? Early-bird ticket sales are still available for the 2026 Essential Summit! Believers, ministry leaders, educators, and families will gather on Friday, October 23, to be equipped for faithful influence in a rapidly shifting culture. From now until December 31, you can lock in $50 off by using the code FIRSTINLINE at checkout. This early-bird rate is the lowest ticket price we will offer. Once December ends, the price increases and will not return. Register today, and we'll see you on October 23 for the third annual Essential Summit!

Washington state Democrats are discussing a possible new income tax on high earners — but what's actually true, and what's being exaggerated?

‍A major highway project is pitched as a safety upgrade — but at what cost to the community? Today, Chuck is joined by Matt Steele, a fellow Brainerd-area resident and longtime Strong Towns member. They unpack a highway interchange that's been proposed in nearby Baxter and the long-term trade-offs that shape strong (or fragile) places. Additional Show Notes Read more about this project: "Six Roundabouts to Nowhere" by Charles Marohn Chuck Marohn (Substack)   This podcast is made possible by Strong Towns members. Click here to learn more about membership.

Most school owners aren't losing money because of one major expense.They're losing money in the quiet places—the small operational habits, the unspoken “just this once” purchases, and the daily micro-decisions no one sees.These are money leaks—and they drain profit, capacity, and emotional bandwidth far more than leaders realize.In this episode, Chanie shares a short but powerful clip from HQ member Nikki, who took the Money Leaks Diagnostic and used one simple rhythm—not an overhaul—to cut her supply costs by 50% in 90 days.But the deeper transformation is even more important:She stopped carrying the financial stress alone.Her team stepped into real ownership.Her assistant director found confidence she hadn't trusted in herself for years.And the entire school strengthened its financial gear.This episode is a reminder that financial health is deeply connected to culture, leadership, and operational rhythms—not just spreadsheets.If you want a school that runs with more clarity, less reactivity, and stronger team buy-in, this conversation will open your eyes to what's possible.What You'll Learn in This EpisodeWhy most schools lose money through leaks, not large expensesHow simple rhythms—not complex systems—create predictable financial stabilityThe connection between financial health and team cultureHow to establish a supply baseline that restores clarity and reduces wasteWhy teachers and support staff play a role in every single gear, including financialsHow ownership develops when leaders stop holding everything aloneThe emotional relief that comes from shifting financial responsibility from “me” to “we”Key Insights for School Leaders1. Money leaks are leadership problems, not budgeting problems. They're symptoms of unclear rhythms, inconsistent expectations, and leaders carrying operational details alone.2. Stability is built through small, predictable systems. Not dramatic overhauls—just rhythms your team can trust and repeat.3. Every team member influences your financial gear. When teachers understand usage, they naturally make different decisions.4. Ownership grows when leaders step back. Nikki's story shows how powerful it is when a leader stops rescuing and starts equipping.Memorable Quotes“Most leaders don't need more money. They need fewer leaks.”“You don't fix financial stress by working harder—you fix it by installing a rhythm that everyone can follow.”“Every person in your building is part of every gear. Financial health is a team sport.”“Relief doesn't come from overhauling your school. It comes from sharing the weight.”Why This Matters for Your SchoolA school with constant money leaks will always feel behind—financially, emotionally, and operationally. When you strengthen this gear:✓ Your team takes more ownership✓ Your spending becomes predictable✓ Your systems stabilize✓ Your culture strengthens✓ Your leadership becomes lighterThis isn't about cutting corners.It's about aligning your people, your systems, and your rhythms so your school can breathe again.Take the Next StepIf you want to identify your biggest leaks and begin plugging them immediately:Take the Money Leaks Diagnostic schoolsofexcellence.com/moneyleaksThis diagnostic will show you exactly where money is slipping through the cracks — and give you a clear starting point for strengthening your school's financial

Is your engineering team wasting budget and sacrificing latency by pre-computing data that most users never see? Chalk co-founder Elliot Marx joins Andrew Zigler to explain why the future of AI relies on real-time pipelines rather than traditional storage. They dive into solving compute challenges for major fintechs, the value of incrementalism, Elliot's thoughts on and why strong fundamental problem-solving skills still beat specific language expertise in the age of AI assistants.Join our AI Productivity roundtable: 2026 Benchmarks Insights*This episode was recorded live at the Engineering Leadership Conference.Follow the show:Subscribe to our Substack Follow us on LinkedInSubscribe to our YouTube ChannelLeave us a ReviewFollow the hosts:Follow AndrewFollow BenFollow DanFollow today's guest(s):Elliot Marx: LinkedIn Chalk: Website | Twitter/X | CareersOFFERS Start Free Trial: Get started with LinearB's AI productivity platform for free. Book a Demo: Learn how you can ship faster, improve DevEx, and lead with confidence in the AI era. LEARN ABOUT LINEARB AI Code Reviews: Automate reviews to catch bugs, security risks, and performance issues before they hit production. AI & Productivity Insights: Go beyond DORA with AI-powered recommendations and dashboards to measure and improve performance. AI-Powered Workflow Automations: Use AI-generated PR descriptions, smart routing, and other automations to reduce developer toil. MCP Server: Interact with your engineering data using natural language to build custom reports and get answers on the fly.

In this episode of the Prosperity Podcast, explore the risks of "playing it safe" in finance, health, and personal growth. Embrace challenges to spur growth! Discover the power of accountability with special insights into managing your cash flow effectively. Don't miss actionable tips on taking risks and the hidden costs of hesitation. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler   Show Notes Exploring the Hidden Costs of Playing It Safe The Dilemma of "Too Much Cash" Personal Growth Through Challenges Establishing Accountability for Personal Finance App + Accountability: The Best Financial Strategy Choosing the Right Accountability Partner Personal Story: Missed Bitcoin Opportunity Encouragement to Take Action Understanding the Concept of Time Preference   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

This episode of Dog Works Radio delves into the hidden costs and long-term responsibilities of puppy ownership, especially during the holiday season. It emphasizes that bringing a puppy home is not just a festive moment but a multi-year commitment that involves financial, emotional, and lifestyle adjustments.   The hosts discuss the various expenses associated with puppy care, the time commitment required for training and supervision, and the emotional responsibilities that come with raising a dog. They stress the importance of being prepared for the realities of dog ownership to ensure a fulfilling relationship between families and their pets.   Takeaways A puppy is a multi-year financial and lifestyle commitment. The initial cost of a puppy is just the beginning. Training is essential for a well-balanced adult dog. Puppies require constant supervision and structured interaction. Emotional commitment is as essential as financial commitment. Puppies go through various developmental stages that need guidance. A dog should be considered a member of the household. Choosing the right time for a puppy is crucial for success. Families should prepare for the long-term responsibilities of dog ownership. Support and training can help prevent overwhelming situations for new owners.

In this episode, you'll discover the hidden costs of running an interior design business, the quiet money leaks, emotional spending habits, and overlooked subscriptions that slowly chip away at your profit. Instead of tightening everything to the point of restriction, we walk through how to make more intentional, aligned investments so your business feels lighter, more transparent, and far more sustainable. If you've been wondering where your profit is going, or why your business feels more expensive than it should, this episode shows you exactly where to look and how to take back control. In this episode, you'll hear: (02:18) Why "looking the part" doesn't require overspending (05:40) How to audit your wardrobe, branding, and personal presentation with intention (10:12) The silent profit leaks hiding in your tech stack and tools (14:55) When memberships and associations help, and when they're just noise (19:43) The difference between appearances and aligned investment If you're ready to understand the true story your numbers are telling, and build a business that supports your life, book your confidential Design Business Assessment at melissagalt.com/DBA or DM me "DBA" and I'll send the link. You've got this: I've got you always! Connect with Melissa Website Instagram  

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  A deep dive into Trump's latest tariff messaging, the Supreme Court signals he may be bracing for, and the eyebrow-raising behavior of Commerce Secretary Howard Lutnick's former firm betting against the very tariffs he champions. Plus—how toy makers, from major brands to small U.S. designers, are getting crushed by the reality of 30–145% duties and a labor market that makes reshoring fantasy. It's a whirlwind of politics, economics, and holiday-season chaos.

Skipping your annual HVAC checkup can trigger a cascade of hidden costs - from voided warranties to emergency repairs. We look at what really happens when preventive care gets pushed aside and why that investment might save you thousands. Read more at https://engleservicesheatingandair.com/ Engle Services City: Sylacauga Address: 40300 U.S. 280 Website: https://engleservicesheatingandair.com/

Everyone online makes entrepreneurship look like the ultimate path to freedom—but the truth is far more complicated. After 18 years of building SeedTime, Bob & Linda open up about what most people never say out loud: the failures, the mental load, the pivots, the spiritual battle, and why starting a business isn't automatically God's will for everyone. If you're dreaming of quitting your job… or you already have a business and feel the weight of it… this honest, hope-filled conversation will help you discern your next step with wisdom, peace, and biblical grounding. What We Cover Why 95% of their entrepreneurial attempts failed (and why that's normal) The truth behind "being your own boss" (spoiler: you still have bosses) The 87% mental-health struggle rate among founders How social media romanticizes entrepreneurship—and how Christians should see it differently When hating your job doesn't mean God is calling you to start a business What Scripture actually teaches about work, calling, and servanthood How prayer sustained SeedTime (including years of praying daily over the book) Why purpose—not profit—is the only sustainable fuel for entrepreneurs The friend who lost everything building a business… only to discover God's better plan in a "regular job" The role of humility, long checklists, and constant pivots in real-life entrepreneurship   Scripture Mentioned (NLT) Colossians 3:23 — Work willingly as though working for the Lord. Mark 10:44 — "Whoever wants to be first must be the servant of all."   Who This Episode Is For ✓ The employee dreaming of quitting a job they hate ✓ The entrepreneur who feels tired, discouraged, or unseen ✓ The Christian wrestling with calling, purpose, or career direction ✓ Anyone wondering, "Is entrepreneurship really for me?"     Share This Episode Know someone wrestling with career decisions or dreaming about starting a business? Send this their way—they'll thank you later. BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide. 

Most people assume you need $20 million, a bank charter, a building, employees, and 10 years before a bank ever makes a profit.  But Nelson Nash reveals a far simpler way to create your own banking system, one that's been quietly working for over 200 years.

From layoffs to mental health crises, we are starting to get a clearer picture of the horrible impacts AI is having on all of us, and in this episode we continue to ask what the government and our society is going to do about it. Content Warning: this episode does discuss a few recent cases of suicide related AI chatbots, so skip ahead to 25:16 to avoid those topics. Join the discussion on Reddit: https://www.reddit.com/r/AcceptanceCriteria/ And on the Discord: https://discord.gg/2Tyj8H9MFF The post E062: AI's horrific hidden costs are slowly being revealed first appeared on Acceptance Criteria.

It's one of the toughest financial moments you'll ever face: someone you care about needs help, and you feel torn between wanting to support them and protecting your own financial future. In this episode, we talk openly about the emotional pressure of lending money to friends and family, and the real consequences most people don't think about until it's too late. You'll hear a balanced look at boundaries, alternatives, and healthy ways to navigate these situations without damaging relationships or your retirement plans. Here's some of what we discuss in this episode:

Scary skinny is back, and the ultra skinny look is hitting women and girls harder than ever. This episode takes a real look at why rapid, dramatic weight loss is being celebrated again, how celebrity culture and GLP1 drugs are fueling it, and what is really happening behind the filters. From hair loss and hormone crashes to influencer hypocrisy and hidden health fallout, this is an honest conversation about the new wellness lie. Listeners will walk away with clarity, context, and practical ways to protect themselves and their daughters from the pressure to keep getting smaller.  

Most filmmakers think development is just “writing the script.” In reality, it's the quiet money pit no one warns you about — from lawyer fees and talent outreach to pitch deck design, travel to festivals, industry events, budgeting specialists, and even the technological tools required. In this episode, I break down the real hidden costs of getting a project off the ground, why budgeting for development is essential, and how creators can avoid getting blindsided. Whether you're building an indie or studio film, this is the episode that reveals what development actually takes behind the scenes.

In this episode of Let's Combinate: Drugs + Devices, host Subhi Saadeh speaks with Steven O'Rourke, regulatory strategist and founder of Clarifi, a consultancy helping MedTech, biotech, and novel food startups navigate EU and US regulatory pathways.They discuss:- The hidden costs of regulatory failure and how to avoid them- Why early engagement with regulatory agencies is critical- Global regulatory models, including emerging markets like China and the UAE- A clear explanation of UDI and serialization- How regulatory impacts extend beyond compliance teams- The role of LinkedIn and storytelling in regulatory careers- Steven's experience running for the European Parliament and what it taught him about policyTimestamps00:00 – Introduction and Guest Welcome00:38 – The Hidden Costs of Regulatory Failure03:47 – Engaging with Regulators Early05:26 – Global Regulatory Models and Emerging Markets10:07 – Understanding UDI and Serialization15:16 – The Power of LinkedIn and Personal Stories17:11 – Running for European Parliament and Policy Insights21:18 – Conclusion and Contact InformationConnect with Steven O'RourkeWebsite: https://clarifi.fiLinkedIn: https://linkedin.com/in/sorourkdeSubscribe to Let's Combinate for more conversations exploring combination product development, quality systems, and regulatory strategy.Stephen O'Rourke is a regulatory strategist and founder of Clarifi, a consultancy helping MedTech, biotech, and novel food startups navigate EU and US regulatory pathways. Based in Helsinki, Finland, his work spans UDI, 510(k), EU MDR, combination products, and novel ingredient safety.Subhi Saadeh is a Quality Professional and host of Let's Combinate. With a background in Quality, Manufacturing Operations and R&D he's worked in Large Medical Device/Pharma organizations to support the development and launch of Hardware Devices, Disposable Devices, and Combination Products for Vaccines, Generics, and Biologics. Subhi serves currently as the International Committee Chair for the Combination Products Coalition(CPC) and as a member of ASTM Committee E55 and also served as a committee member on AAMI's Combination Products Committee.For questions, inquiries or suggestions please reach out at letscombinate.com or on the show's LinkedIn Page.

On this episode of the Adult Autism:  A Spectrum of Uniqueness podcast Dr. Quarto reviews the results of an informal survey in which autistic adults were asked to specify what prevents them from taking off their “mask” as an autistic person.  Listen now and take one step closer to understanding your authentic self. And if this episode speaks to you, check out Dr. Quarto's upcoming online course: Unmasked: Living Authentically as an Autistic Adult. The Adult Autism:  A Spectrum of Uniqueness podcast series is hosted by Christopher Quarto - a licensed psychologist who conducts Autism Spectrum Disorder (ASD) evaluations for adults (https://chrisquarto.com).  Issues pertaining to mildly autistic adults (and neurodiverse folks who believe they are on the spectrum) are covered on the podcast including sensory sensitivities, how to make friends, regulating emotions and the role pets play as friends.  Listen and discover why your uniqueness is awesome! Would you like to watch a video version of this podcast episode?  Check out the Adult Autism:  A Spectrum of Uniqueness YouTube channel:  https://www.youtube.com/playlist?list=PL4IPUmICA-ZlIERsJk3pHyqkSyPKMht9X * Are you interested in taking the online course for autistic adults that Dr. Quarto mentioned during the podcast episode?  It's getting closer to being done!!  The title of the course is “Unmasked: Living Authentically as an Autistic Adult” and while it's designed for newly diagnosed autistic folks (i.e., diagnosed within the past few years) any autistic person will benefit from the content and experiences. Shoot Dr. Quarto an e-mail to be placed on a waiting list to be notified about the course when it is done which will likely be in fall 2025 or early winter 2026: chris@chrisquarto.com * Are you thinking that you might be autistic but have never been professionally evaluated?  How about taking a 6-question quiz designed by Dr. Quarto to find out if autism is likely:  “Am I Autistic?” quiz link - https://quiz.tryinteract.com/#/64db4bb606278800141be2fd * Are you interested in getting evaluated for autism? Dr. Quarto conducts in-person and telehealth evaluations with clients in most states across the United States! Click here to get the ball rolling: https://chrisquarto.com/autism-spectrum-disorder-testing/    

You may be tempted to stretch your budget to get a larger boat or more features. But wait. Have you considered the hidden costs you may pay when buying a boat? Summary When a friend started looking for a slightly larger boat, I began thinking about the hidden costs he'd have to pay. He found a larger catamaran that would cost around $300,000. Sure, it would be a stretch, but they thought it was possible--before they considered the extras. So what are these extras? And will they affect you? First, there is sales tax. It varies from state to state (or even by county). If he bought where we are, that would be 7.5%, or $22,500. Even though Florida caps sales tax at $18,000, that's still a big check to write. And what about insurance? Hull coverage is a percentage of the boat's value, and you must pay it every year. Of course, when buying a boat, you'll want to have a professional survey. Combined with the costs of hauling out, you're talking about thousands of dollars. That's for the basics. If you add in engine and rigging survey or oil analysis, you're looking at even more. If the survey reveals issues or you simply want to upgrade to make the boat fit you better, that's even more money--before even leaving the dock.   If you buy a larger boat, haulouts and marina stays will cost more over the life of the boat. And expect to pay 5 to 10% of the boat's value on maintenance every year. My friend did the review and realized that while they could probably afford the purchase, the ongoing costs would significantly affect their cruising plans. Don't get discouraged. Just look carefully at all the costs before you buy a boat. It's part of the delicate balancing act most cruisers make between money and satisfaction. For more details, listen to the complete podcast or read The Hidden Costs When Buying a Boat. Subscribe to the Boat Galley Newsletter! - https://theboatgalley.com/newsletter-signup-2 Links:  Free Boat Buyer's Checklist - https://theboatgalley.com/documents-for-boat-buyers-owners/ Today's episode of The Boat Galley Podcast is sponsored by Lunatec, makers of the hydration spray bottle, odor-free dishcloth and self-cleaning washcloth. Lunatec offers practical gear designed to save water and reduce waste. A water bottle that doubles as a garden hose? A dish cloth that doesn't get stinky? Yes, please! Visit Lunatecgear.com to learn more; use code boatgalley to save 10% on everything. Lunatec: innovative gear for your outdoor adventures. Click to see all podcast sponsors, past and present. - https://bit.ly/3idXto7 Music: "Slow Down" by Yvette Craig  

e-flux journal Associate Editor Andreas Petrossiants talks to author Andrew Ross about his recent book, The Weather Report: A Journey Through Unsettled Climates. Between the summers of 2023 and 2024, Andrew Ross visited Ramallah (Palestine), Dubai (UAE), Phoenix (USA), and Shanghai (China)—some of the landscapes most disturbed by human activity, whether through active warfare or massive development projects. Rather than offering another eco-polemic or recalling for us the dread prognostications of Malthus in the 19th century or Ehrlich in the 20th, The Weather Report is a clear-eyed and essentially optimistic book that proposes a pragmatic, just, and urgent new common ground reestablishing scalable projects of mutual aid and care as a new, essential center for our economic, ecological, and social well-being.  Andrew Ross is a social activist and Professor of Social and Cultural Analysis at NYU. A contributor to The Guardian, The New York Times, The Nation, Artforum, Jacobin, New York Review of Books, and Al Jazeera, he is the author or editor of almost 30 books and hundreds of articles on a wide variety of topics—labor and work, urbanism, politics, technology, environmental justice, alternative economics, music, film, TV, art, architecture, and poetry. His articles have appeared in newspapers and magazines as well as in academic and public interest journals, and his books are published by mainstream trade, academic, and independent presses. He has lectured at hundreds of universities and cultural institutions in North America, Europe, Asia, Latin America, the Middle East, and Australia. Politically active in many movement fields, he is the co-founder of several groups–Gulf Labor Artists Coalition, Global Ultra Luxury Faction, Coalition for Fair Labor, Occupy Student Debt Campaign, Strike Debt, the Debt Collective, and Decolonize This Place—and is an organizer with others, including the American Association of University Professors and the US Academic and Cultural Boycott of Israel. He also serves on the steering committee of the national network of Faculty and Staff for Justice in Palestine. Ross's books include The Weather Report; A Journey Through Unsettled Climates, Abolition Labor: The Fight to End Prison Slavery, Cars and Jails: Freedom Dreams, Debt, and Carcerality, Sunbelt Blues: The Failure of American Housing, Stone Men: The Palestinians Who Built Israel (winner of a Palestine Book Award), Creditocracy and the Case for Debt Refusal, Bird On Fire: Lessons from the World's Least Sustainable City, Nice Work If You Can Get It: Life and Labor in Precarious Times, Fast Boat to China: Corporate Flight and the Consequences of Free Trade–Lessons from Shanghai, Low Pay, High Profile: The Global Push for Fair Labor, No-Collar: The Humane Workplace and its Hidden Costs, The Celebration Chronicles: Life, Liberty, and The Pursuit of Property Value in Disney's New Town, Real Love: In Pursuit of Cultural Justice, The Chicago Gangster Theory of Life: Nature's Debt to Society, Strange Weather: Culture, Science and Technology in the Age of Limits, and No Respect: Intellectuals and Popular Culture.

Your AI tools aren't failing because the technology is bad — they're failing because your organisation wasn't ready. The real issue isn't the model. It's the mismatch between how machines operate and how humans work. And the result? Millions sunk into tools that don't get used, don't earn trust, or quietly increase complexity instead of reducing it.In this conversation with David Swanagon, founder of the Machine Leadership Journal, we unpack a three-dimensional model that finally explains what's going wrong. We explore why traditional leadership traits don't map to AI innovation, why your CHRO needs a seat at the AI strategy table, and how the real challenge of AI is cultural, not technical. If you've been treating AI adoption like a tech rollout, it's time to rethink — fast.Related Links:Join the People Managing People community forumSubscribe to the newsletter to get our latest articles and podcastsConnect with David on LinkedInCheck out Machine LeadershipSupport the show

 Nonprofits often view training as a cost. I've heard it, and I'm sure you've heard it as well. However, it's actually an investment in the very thing that moves your mission forward: your people.That's why, in this episode, I'm sitting down with Nancy Bacon to debunk the idea that training is a cost and highlight all the value it brings when done right. She is a teacher, instructional designer, and learning strategist who has worked in the nonprofit sector for over 25 years.This episode is a game-changer for nonprofit leaders who are struggling with the decision to invest in training, and for nonprofit L&D pros who are struggling to frame up the value of what they do to secure the partners and funding they need.▶️ Training Isn't a Cost: Here's How Nonprofits Actually Save Money Through Learning and Development with Nancy Bacon ▶️ Key Points:0:00:00 How Nancy became a nonprofit learning strategist 0:06:05 Cost vs. investment: the ROI of training0:11:02 Hidden costs of  not investing in L&D0:16:48 Effectively communicate the real value of training21:31 The need to shift our mindset from scarcity to abundanceResources from this episode:Check out Mark Nilles and Nancy Bacon's ebook  Conferences That Make a Difference.Catch up with Episode 156 of Learning For Good, where I talk about the cost of training.Join the Nonprofit Learning and Development Collective: https://www.skillmastersmarket.com/nonprofit-learning-and-development-collectiveIf you're a nonprofit leader who's ready to invest in your people, complete our consulting application form.Was this episode helpful? If you're listening on Apple Podcasts or Spotify, follow and leave a review!

Have you ever wondered why success, health, or happiness always feel just out of reach—no matter how hard you try? Why you keep repeating patterns of over-giving, frustration, and disappointment in your relationships? Or why emotional wounds eventually show up on your face or even in your physical health?In this powerful session, Dr. David Snyder uncovers the hidden emotional blocks, unprocessed grief, and subconscious patterns that keep people stuck. He reveals how the lines and features on your face can reflect energy levels, trauma, emotional repression, and even predispositions to chronic illness. Listeners will learn why knowledge alone—certifications, trainings, endless learning—never leads to true transformation without hands-on practice and real emotional work.Key insights include:How facial markers reveal patterns of stress, over-giving, unresolved grief, and fear.Why “over-nurturing lines” and “bitterness lines” show up when emotional frustration goes unaddressed.How suppressed emotions impact both appearance and long-term physical health.This episode invites you to reflect deeply:What unresolved emotions are you still carrying? What is your face quietly revealing about your journey? And what could your life become if you finally addressed the patterns holding you back?If you're ready to rewrite your story and break free from the cycles that limit your happiness, explore the tools and trainings shared in this session—and begin your transformation today.Quotes:"Bitterness lines are a problem—by themselves, they indicate emotional toxicity, but when you add disappointment and over-nurturing, you have a recipe for chronic illness.""Face reading can give us a glimpse into where the problem areas are and how to fix them before they become a deeper problem.""If you're suppressing emotions or rushing through grief, you may not realize just how much it affects your physical well-being."Actionable Takeaways:Examine your own face in the mirror and look for subtle lines—above the lip, on the chin, or between the eyes—that might signal patterns of over-giving, disappointment, bitterness, or repressed emotion. Journal your observations and see what personal stories or memories come up.Ask yourself: Which emotional issues or past traumas might I still be carrying, unprocessed? How might this be manifesting as physical symptoms or recurring life patterns?Challenge your current approach to learning and self-improvement: Are you just chasing more certificates, or are you truly mastering the skills through hands-on practice and real-world application?Episode Timeline:00:26 — The Stories Your Face TellsHow your philtrum shape and facial lines reveal your energy, resilience, and lifelong health patterns.10:15 — The Hidden Costs of Over-GivingWhat “over-nurturing” lines above your lip expose about frustration and giving more than you receive.11:29 — Emotional Health, Written on Your FaceProfiling trauma, internal health, and unhealed wounds—all visible if you know where to look.15:29 — Are You Really Learning?Why certificates don't always mean competence, and the critical difference hands-on practice makes.25:18 — Repression and the BodyDiscover how unprocessed grief and fear show up as lines on your chin—and what to do about it.33:17 — Impatience Etched InWhat lines between your eyes say about waiting, frustration, and learning to grow.35:04 — Self-Sabotage & Achievement BlocksThe “suspended needle” line, anger, and why success sometimes stops just short.38:49 — Emotional Baggage Becomes PhysicalHow stagnant feelings lead to chronic illness—and what your body is trying to tell you.Links:To learn more about Dr. David Snyder and everything about NLP, visit:Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nlppower.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@DavidSnyderNLP⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/davidsnydernlp⁠

Amazon's return policy has become a huge factor to consider especially when developing products for the new year. Dave shares 5 tips for e-commerce sellers to reduce returns and to restore some bottom line back into their business. Today's episode is sponsored by Sellerboard. Sellerboard helps users track sales, refunds and fees in real time, and even counts your indirect expenses in final profit. Beyond analytics, Sellerboard also streamlines operations with smart portfolios for PPC, inventory forecasting & management and more! Try Sellerboard free for 2 months — no credit card required. Just go to sellerboard.com/ecomcrew and get clarity on your margins today. Ever wonder how Chinese Sellers dominate Amazon? We'll spill all their secrets in our webinar that's happening on November 25th, 2025 at 10am PST. We'll show you how to find products that can actually be profitable, how to land them cheaply, and how to rank them easily no Amazon.  Timestamps 00:00 - Understanding Amazon's Return Policy 02:51 - The Hidden Costs of Returns 06:01 - Strategies to Reduce Returns 08:49 - Managing Return Merchandise Effectively 12:05 - Improving Product Presentation to Minimize Returns 14:56 - Customer Engagement to Reduce Returns 17:50 - Evaluating Product Viability and Return Rates As always, if you have any questions or anything that you need help with, leave a comment down below if you're interested. Don't forget to leave us a review on iTunes if you enjoy our content. Thanks for listening! Until next time, happy selling!

Points of Interest00:01 – 02:30 – Introduction: Marcel and Kristen introduce the episode's focus on productized services versus custom work and set the expectation for a nuanced, non-dogmatic discussion for agencies.02:31 – 07:25 – Defining Productized Services & Common Misconceptions: Marcel defines productization as selling a clear outcome for a fixed price, explains that backend processes do not need to be identical every time, and debunks the idea that productized services must be rigid or factory-like.07:26 – 11:31 – Benefits of Productized Services for Sales and Operations: The hosts outline how productized services can shorten sales cycles, simplify proposals and contracts, standardize onboarding and delivery, and support more scalable, profitable operations when paired with strong process and pricing.11:32 – 15:43 – Hidden Costs and Rigidity of Productization: Marcel explains how process investments create product and operational debt that are expensive to maintain and slow to change, highlighting the risk of misfit productized offers in complex or iterative work like web and software development.15:44 – 19:00 – Pricing Model Quadrant and Scope–Contract Alignment: The conversation explores the value–risk pricing quadrant and shows how flat-fee or fixed-scope productized offers can clash with agile, fluid scopes when every backlog change forces contract renegotiation and erodes margin.19:01 – 22:33 – Abstracted Time & Materials as a “Productized” Offer: Marcel introduces abstracted time and materials models such as leasing a cross-functional team per sprint, arguing that agencies can sell clear “products” without fixed deliverables while using pricing structures that better share risk with clients.22:34 – 27:10 – Strategic Upsides of Custom Work for Complex Problems: The hosts outline how custom work suits complex, high-value, or enterprise-level problems, enables larger deal sizes and higher absolute profit, and lets agencies operate in less crowded, harder-to-solve problem spaces.27:11 – 29:40 – Staffing Strategy for Custom Agencies: Marcel describes a staffing model built around a small core of senior experts and a flexible bench of freelancers or contractors, enabling agencies to absorb project volume swings without constant hiring and layoffs.29:41 – 33:44 – Pricing, Delivery Margin, and Contractor Economics: The discussion dives into calculating delivery margin targets for internal staff versus contractors, marking up units of time appropriately, and deciding when to treat outside experts as pass-through costs while still protecting project profitability.35:07 – 37:48 – Debunking the Myth That Custom Work Cannot Scale: Marcel challenges the claim that custom work is inherently unscalable or unprofitable by pointing to large professional services firms, while acknowledging the real challenges around utilization, staffing, and pricing on time and materials.37:49 – 42:32 – Market Context, Price Ceilings, and Competitive Pressure: The hosts explain how custom approaches can price agencies out of mid-market segments where clients do not value extensive process, and emphasize matching the business model to what the market needs and is willing to pay for.42:33 – 48:53 – Choosing the Right Model and Recommended Resources: The episode closes with a call to map services against value and risk, design pricing and delivery models accordingly, avoid chasing productization as a silver bullet, and check out suggested experts and resources on productized services and pricing.Show NotesPricing Model QuadrantChris DuboisAnthony GindinBrian KessmanGreg Hickman Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is Airbnb still worth it? In this episode, Tim shares why he took one of his short-term rentals offline—revealing the real earnings, tenant conflicts, and whether switching to a long-term tenant paid off. If you're facing STR fatigue or weighing your rental options, this candid story may change your strategy. • Why a small studio in Memphis seemed like the perfect STR… until it wasn't • The hidden management headaches of mixing short- and long-term tenants • How STR market saturation quietly crushed revenue expectations • Why a midterm rental wasn't the right solution this time • What Tim would do differently—and the one thing he doesn't regret This episode proves that short-term rentals aren't always the easy win. Understanding market shifts, guest expectations, and management challenges is critical. If you're thinking of making a similar move, weigh the numbers carefully. Don't forget to subscribe, share this episode, and check out the resources below for more support. Resource Links: Download the Growth Handbook: https://strriches.com/growth-blueprint/  Check out our videos on YouTube: https://www.youtube.com/@ShortTermRentalRiches Grab your free management eBook: https://strriches.com/#tools-resources Looking to earn more with your property (without the headaches)? Chat with our expert management team: https://strriches.com/management-services/

A new Solitaire Bliss report reveals that 95% of managers monitor employees, but this growing trend may be damaging workplace trust and culture. Learn how constant surveillance increases burnout, reduces retention, and what leaders can do to rebuild psychological safety and transparency. Discover leadership strategies from the Breakfast Leadership Network to shift from control to trust-driven performance. Article:  https://www.breakfastleadership.com/blog/how-employee-monitoring-is-reshaping-workplace-culture-and-what-leaders-must-do-differently Join our Workplace Culture Community:  https://Community.BreakfastLeadership.com Connect regarding healthcare savings  

In this episode of the Tudor Dixon Podcast, Tudor & Kyle Olson explore how artificial intelligence is reshaping everyday life—from the rise of AI-generated music to the rapid expansion of data centers across America. They break down the growing environmental concerns surrounding AI’s energy demands, water use, and community impact, while also examining how technology may be changing the way people form relationships in an increasingly digital world. The conversation also digs into the media’s influence on public perception of AI and the risks of relying on tech-driven narratives for information. The Tudor Dixon Podcast is part of the Clay Travis & Buck Sexton Podcast Network. For more visit TudorDixonPodcast.comSee omnystudio.com/listener for privacy information.

Buying a home is exciting — but it also comes with financial responsibilities most new homeowners never hear about. In this episode, Rob breaks down the real costs of owning a home and teaches you how to prepare, budget, and protect yourself from surprise expenses. You'll learn: The hidden costs buyers underestimate How to budget for repairs, maintenance, and emergencies When property taxes and insurance can climb fast Investor-style planning that reduces stress How to build a Home Fund that protects your peace of mind Real stories of homeowners who were prepared — and those who weren't If you want to buy a home confidently (or keep the one you have without financial stress), this episode is a must-listen.

Cody Wiseman  - Wiseman Capital On the Caring for Your Investments: "I don't want to be driving by that in 15 years and seeing it's a dump." Investing in real estate has many benefits, but not all investors are created equal. Cody Wiseman started investing in real estate a few years ago.  Through his hard work and care he has built a portfolio, which is great.  the exciting thing is that he gets compliments from his tenants and neighbors for the work that he has done to the properties, to lift the neighborhoods to be nicer places to live.  Without necessarily raising rents.  Affordable luxury, is what he calls it. From the challenges of his very first property renovation, to the ambitious transformation of a rundown motel into affordable luxury apartments, Cody Wiseman shares the behind-the-scenes realities of real estate: sleepless nights, hard-earned lessons, and the creative hustle required to make deals work. Listeners will get an insider's look at how Cody Wiseman partners with local investors, the value of authentic networking—like the Madison Multifamily Meetup that he's grown into the Midwest's largest—and why hands-on leadership and a passionate team matter. Listen as Cody explains his philosophies on real estate investing and how you can apply them to your real estate investments as well. Enjoy! Visit Cody at: https://www.codywiseman.com/ https://Wisemancapitalgroup.com On Instagram: https://www.instagram.com/codyewiseman/   Podcast Overview: 00:00 Wiseman Capital: Local Real Estate Partner 03:30 Real Estate Investment Journey 09:09 Getting Started in Real Estate 10:55 Multifamily Real Estate Networking Event 13:39 "Learning Multifamily & Passive Investing" 18:21 Delegating While Staying Hands-On 22:16 "Journey to Affordable Housing" 23:54 Personal Standards in Property Development 26:37 Community Impact and Urban Transformation 31:08 "Hidden Costs of Rent Explained" 35:00 Property Agreement Protects Long-Term Value 38:49 "Delays, Costs, and Waivers" 40:58 "Proving Creative, Affordable Housing" 45:56 Hardee's Worker Brings Joy 46:48 "Emily Sets Event's Tone" 50:19 "Authenticity in Business Partnerships" 52:49 Navigating Challenges with Confidence Podcast Transcription: Cody Wiseman [00:00:00]: Average rents in Madison, you know, 15, 1600 bucks. Our average rent is a little over a thousand bucks. James [00:00:04]: Wow. Cody Wiseman [00:00:05]: Brand new. I market it as affordable luxury. So people are like, what, what is that? How do you do? Well, let me tell you, we have all of the amenities that you're going to have with a brand new class a ground up deal in downtown Madison. Pool, pool, fitness co working areas, bike parking and storage, dog park, dog wash. James [00:00:30]: You have found authentic Business Adventures, the business program that brings you the struggle stories and triumphant successes of business owners across the land. Today we're welcoming slash, preparing to learn from Cody Wiseman of Wiseman Capital Group. So Cody, how's it going today? Cody Wiseman [00:00:45]: Excellent. Thank you so much James for having me. I'm excited to be here. It's a beautiful studio you have and so close to home. James [00:00:51]: Indeed. So nice. Tell me a story. What is Wiseman Capital Group? Cody Wiseman [00:00:55]: Yeah, so Wiseman Capital, I founded this company back in 2022 and so we're a real estate investing firm really focused in the greater Madison area, multifamily specific. So at the end of the day what it is is we partner with everyday people to invest in real estate together. So that's, that's the beautiful thing about it is a lot of times people are, hey, how do I invest in this building that I see getting put up in Madison or these apartment buildings? They think it's just a big investment firm or something like that. But Wiseman Capital is partnering just with everyday people, a lot of local Madison people,

Still quoting $75 for voiceover gigs? Stop selling yourself short and discover your true worth! In this video, I break down exactly how much new voice actors should charge, why "exposure” rates are career poison, and the real reasons trained beginners deserve professional pay. Learn how to price with confidence, avoid common traps, and use proven scripts to handle tough client negotiations, plus strategies for finding high-paying clients and raising your rates without apology.FREE RESOURCE: The 5 Hidden Costs of Low Rates Worksheet™ https://welcome.vopro.pro/hidden-costs-worksheet50% off with code NEWPRO50:VO Rates 101™: https://training.vopro.pro/vorates101/ClientConnect+™: https://training.vopro.pro/clientconnect/#voiceover #voiceacting #voiceoverbusiness #VOPro #voiceoverpricing #vocoaching #newvoiceactor #voiceoverrates #freelancevoiceoverLinks: (When possible, I use affiliate links and may earn a commission. See disclosure below.)▶️ Subscribe: https://vopro.pro/youtube

When you think of building an art practice, your mind might go to all of your favorite artists. You think of their social media feeds and the gallery shows they promote. You dream about having one of their pieces in your home some day… and maybe you can. Because they SELL their work.But building an art practice is not the same as building an art business. And while the benefits of an art business are many… we don't talk enough about the costs. Because if you do decide to sell your work, there ARE costs. Let's explore the physical, time, and physiological costs to selling your work. And then armed with this knowledge, you can make a more intentional decision about whether selling now, selling later, or selling never is right for you and your goals learning to paint.---Each week, discover 3 ideas you can put to work in your next painting. Sign up for free here: www.learntopaintpodcast.com/newsletterSupport the show

Rejecting Overachievement: Embrace the Low-Pressure Success MethodSUMMARYIn this episode, John reflects on the pervasive culture of overachievement and hustle culture, discussing its detrimental effects on personal well-being and productivity. He shares his experiences and insights from coaching individuals who have faced burnout and highlights how this toxic mindset can lead to long-term damage. John advocates for a sustainable approach to success through the 'low-pressure success method,' emphasising consistency, patience, and maintaining one's health and relationships. He also encourages listeners to redefine success by focusing on presence over performance and taking deliberate, manageable steps toward their goals.CHAPTERS00:00 The Overachiever Myth00:32 The Evolution of Hustle Culture01:25 The Hidden Costs of Burnout02:42 Redefining Success05:21 The Low-Pressure Success Method07:27 Final Thoughts and ResourcesVisit presentinfluence.com/quiz to take the Speaker Radiance Quiz and discover your Charisma Quotient. For speaking enquiries or to connect with me, you can email john@presentinfluence.com or find me on LinkedInYou can find all our clips, episodes and more on the Present Influence YouTube channel: https://www.youtube.com/@PresentInfluenceThanks for listening, and please give the show a 5* review if you enjoyed it.

⬥GUEST⬥Andrew Morgan, Chief Information Security Officer | On LinkedIn: https://www.linkedin.com/in/andrewmorgancism/⬥HOST⬥Host: Sean Martin, Co-Founder at ITSPmagazine and Host of Redefining CyberSecurity Podcast | On LinkedIn: https://www.linkedin.com/in/imsmartin/ | Website: https://www.seanmartin.com⬥EPISODE NOTES⬥The cybersecurity community has long recognized an uncomfortable truth: the gap between well-resourced enterprises and underfunded organizations keeps widening. This divide isn't just about money; it's about survivability. When a small business, school, or healthcare provider is hit with a major breach, the likelihood of permanent closure is exponentially higher than for a large enterprise.As host of the Redefining CyberSecurity Podcast, I've seen this imbalance repeatedly — and the conversation with Andrew Morgan underscores why it persists and what can be done about it.The Problem: Structural ImbalanceLarge enterprises operate with defined budgets, mature governance, and integrated security operations centers. They can afford redundancy, talent, and tooling. Meanwhile, small and mid-sized organizations are often left with fragmented controls, minimal staff, and reliance on external vendors or managed providers.The result is a “have and have not” world. The “haves” can detect, contain, and recover. The “have nots” often cannot. When they are compromised, the impact isn't just reputational — it can mean financial collapse or service disruption that directly affects communities.The Hidden Costs of ComplexityEven when smaller organizations invest in technology, they often fall into the trap of overtooling without strategy. Multiple, overlapping systems create noise, false confidence, and operational fatigue. Morgan describes this as a symptom of viewing cybersecurity as a subset of IT rather than as a business enabler.Simplification is key. A rationalized platform approach — even if not best-of-breed — can deliver better visibility and sustainability than a patchwork of disconnected tools. The goal should not be perfection; it should be proportionate protection aligned with business risk.The Solution: Culture, Collaboration, and ContinuityCyber resilience starts with people and culture. As Morgan puts it, programs must be driven by culture, informed by risk, and delivered through people, process, and technology. Security can't succeed in isolation from the organization's purpose or its people.The Australian CISO Tribe provides a real-world model for collaboration. Its members share threat intelligence, peer validation, and practical experiences — a living example of collective defense in action. Whether formalized or ad-hoc, these networks give security leaders context, community, and shared strength.Getting Back to BasicsPractical resilience isn't glamorous. It's about getting the basics right — consistent patching, logging, phishing-resistant authentication, verified backups, and tested recovery plans. It's about ensuring that, if everything fails, you can still get back up.When security becomes a business-as-usual practice rather than a project, organizations begin to move from reactive defense to proactive resilience.The TakeawayBridging the cybersecurity divide doesn't require endless budgets. It requires prioritization, simplification, and partnership. The “have nots” may never mirror enterprise scale, but they can adopt enterprise discipline — and that can make all the difference between temporary disruption and permanent failure.⬥RESOURCES⬥Inspiring Post: https://www.linkedin.com/posts/andrewmorgancism_last-night-i-was-fortunate-enough-to-spend-activity-7383972144507994112-V3Zr/⬥ADDITIONAL INFORMATION⬥✨ More Redefining CyberSecurity Podcast: 

There are many hidden costs and gifts of trauma. That's what we discussed on the podcast with Dr. Kirsten Viola Harrison, a trauma psychologist, author, and founder of Soul Wise Solutions. For over 35 years, she has guided individuals through profound psychological and spiritual transitions, including C-PTSD, schizophrenia, and near-death experiences. She is the co-author of “I, Sean/a: The Story of a Homeless Intersex Woman Who Inspired a Community”, the remarkable true story of Sean/a Smith, an intersex woman living with schizophrenia, whose life challenges stigma and who inspires a movement toward dignity, inclusion, and soul-deep healing.In this episode of Last First Date Radio:The hidden costs of traumaHope for those who are struggling with traumaHow to combine and emotional and spiritual aspects of traumaConnect with Dr. HarrisonWebsite: https://soulwisesolutions.com/ Facebook: https://www.facebook.com/soulwiseteam/ X: https://twitter.com/soulwiseteam IG: https://instagram.com/soulwiseteam ►Please subscribe/rate and review the podcast on Apple Podcasts http://bit.ly/lastfirstdateradio ►If you're feeling stuck in dating and relationships and would like to find your last first date, sign up for a complimentary 45-minute breakthrough session with Sandy https://lastfirstdate.com/application ►Join Your Last First Date on Facebook https://facebook.com/groups/yourlastfirstdate ►Get Sandy's books, Becoming a Woman of Value; How to Thrive in Life and Love https://bit.ly/womanofvaluebook , Choice Points in Dating https://amzn.to/3jTFQe9 and Love at Last https://amzn.to/4erpj7C ►Get FREE coaching on the podcast! https://bit.ly/LFDradiocoaching ►FREE download: “Top 10 Reasons Why Men Suddenly Pull Away” http://bit.ly/whymendisappear ►Group Coaching: https://lastfirstdate.com/the-woman-of-value-club/ ►Website → https://lastfirstdate.com/ ► Instagram → https://www.instagram.com/lastfirstdate1/ ►Get Amazon Music Unlimited FREE for 30 days at https://getamazonmusic.com/lastfirstdate  

In this episode, we tackle the aftermath of Halloween and dive into the pressing political landscape as elections approach. Congressman Mark Harris joins us to discuss the ongoing government shutdown and the implications of subsidies, shedding light on how they benefit insurance companies rather than the average American. We also explore the remarkable findings from a recent study on nutrition and its impact on our biological age, featuring insights on the benefits of Field of Greens with our partners from Brickhouse Nutrition. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textSometimes the best business decision is knowing when to let go. Amy Calandrino, founder of a commercial real estate brokerage, shares her journey from hammering in her own signs during the 2010 recession to building a team of nearly 10 advisors—and why she ultimately chose to close her firm to join Cushman & Wakefield. In this episode, Amy reveals the hidden costs of entrepreneurship, the importance of aligning your work with your values, and how she's redirecting her energy toward meaningful impact through her family foundation's financial literacy programs.[01:05 - 04:10] From Vermont to Orlando: Building a Career on GritStarted working full-time at age 13 and put herself through college debt-freeWorked alongside her husband in a law office where she learned about commercial real estate[04:25 - 07:20] The Hidden Costs of Running a BrokerageFounded her brokerage in 2010 during the economic downturn with a shoestring budgetGrew from solo founder to nearly 10 advisors by 2022[07:21 - 11:45] Making the Leap: Consulting the Best in the BusinessSought advice from industry leaders Sarah Malcolm, Allison Weiss, and Beth AzorRealized she could still be an entrepreneur without owning a brokerage[11:46 - 19:30] The Three-Month Transition and Its Unexpected LessonsSpent 90 days transitioning clients and wrapping up her brokerageExperienced grief despite making the right decision[19:31 - 27:15] Redirecting Energy: The Aspiring Entrepreneur ProgramFounded a family foundation with her husband to give back to the communityCreated an entrepreneurship program for elementary school students[27:20 - 31:50] Final Four & How to ConnectConnect with Amy: LinkedIn: https://www.linkedin.com/in/amycalandrino/Email: Amy.Calandrino@cushwake.comBook: "From Perfect to Real" (available on Amazon)LEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quote:"Success to me is serving my clients in the best way possible and knowing each and every day that I've put forth the most amount of effort that I can. I never want to pSupport the show

You may have heard the expression “there are lies, damn lies and then, statistics.” This speaks loudest when the issue of ‘renewable' energy comes up. We sat down with Andy Anderson, businessman who has been called to testify before the State Corporation Commission on energy costs, who shows us what he uncovered in the ‘statistics' used to sell the Virginia Clean Economy Act and it's reliance on Solar Energy.  Keep Up With The Daily Signal   Sign up for our email newsletters:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dailysignal.com/email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠     Subscribe to our other shows:    The Tony Kinnett Cast: ⁠https://megaphone.link/THEDAILYSIGNAL2284199939⁠ The Signal Sitdown: ⁠https://megaphone.link/THEDAILYSIGNAL2026390376⁠   Problematic Women:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://megaphone.link/THEDAILYSIGNAL7765680741⁠   Victor Davis Hanson: ⁠https://megaphone.link/THEDAILYSIGNAL9809784327⁠     Follow The Daily Signal:    X:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://x.com/intent/user?screen_name=DailySignal⁠ Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.instagram.com/thedailysignal/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/TheDailySignalNews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Truth Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://truthsocial.com/@DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.youtube.com/dailysignal?sub_confirmation=1⁠    Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

You may have heard the expression “there are lies, damn lies and then, statistics.” This speaks loudest when the issue of ‘renewable' energy comes up. We sat down with Andy Anderson, a businessman who has been called to testify before the State Corporation Commission on energy costs, who shows us what he uncovered in the […]

In today's episode, I sit down with Ryan Newburn, founder and CEO of JuriCon.ai, an AI-powered legal tech platform helping clients find the right lawyer in seconds. Drawing from his experience as a corporate attorney and general counsel, Ryan explains how his company uses plain language and artificial intelligence to match clients with lawyers who have the exact expertise they need—saving time, money, and emotional stress. We talk about the costly mistakes people make when hiring the wrong attorney, how specialized legal work is more affordable than most realize, and how verified reviews will transform the legal industry.