Larkspur-Rixtrema

This week how to pick stocks and bonds in 2023, the old fashioned way. Yon talks to Max Wasserman, CEO and founder of Miramar Capital in Chicago, about how to tailor risk to individual clients and construct a portfolio.

This Week, Saudi Arabia and the OPEC cartel. By forcing the supply/demand equation of oil,Saudi Arabia wields enormous power over the global economy; by keeping production costs low and prices high. So, will the latest cuts trigger a black swan event and can the U.S finally break up the cartel? Daniel and Yon assess the risks-Watch Now! Investing Counterpoint is a weekly show for financial advisors about portfolio risk management. Follow us if you want to get better at managing risk and become a trusted risk advisor.

Circle Black CEO, Lincoln Ross, joins us this week to discuss how his company uses technology to help advisors serve client needs, something that has a lot of overlap with Rixtrema's product. Yon and Lincoln break down how advisors go about getting a holistic picture of a client's finances and the tech challenges Circle Black and Rixtrema are trying to solve.

✌ Episode 21.

Investing Counterpoint is a weekly show for financial advisors about portfolio risk management. Follow us if you want to get better at managing risk and become a trusted risk advisor.

Chairman Powell essentially repeated his mantra "higher for longer", which somehow surprised the markets. In this video we examine history and consequences of this policy for your portfolio. P.S. Sign up for a FREE "10 Stress for 23" challenge and elevate your prepaparedness for portfolio shocks https://rixtrema.net/10for23/

Most financial advisors are using portfolio risk measures that are just extensions of a discredited method to measure risk; risks that led to several financial collapses. These risk numbers only work in normal conditions; like an umbrella that opens only when there is no rain. Watch the show to understand why and how to solve the problem.

Thousands of tons of silver left LBMA vaults leading up to the end of 2022. This hemorrhage is historically unprecedented and gold is now joining in. This bodes very well for precious metals prices, but what does it mean for risks in the financial markets in 2023? Watch to find out...

FTX COLLAPSE: Risk Management Lessons to Save Your Money (Ep. 15) by Investing Counterpoint

Options, particularly put options, have a big role in risk management. In this video we discuss how S&P 500 put options can hedge risks and how much it costs to employ put options to hedge risks.

Federal Reserve Chairman Powell roiled the markets with his press conference. After the 75 bps rate hike market participants thought that the pivot is near and tightening will be paused. Power cold water or rather ice buckets on that notion. Yon and Daniel discuss how you can protect your portfolio in the case of continuing inflation and rising interest rates. Daniel also brings up the amazing case of silver inventory hemorrhage from the London Vaults.

Biden administration punched China in the microchip solar plexus with unexpectedly tough sanctions. This happened at the same time Yuan is under pressure and political power is consolidated in China. What does this mean for your portfolio?

Is Bitcoin going to become a truly diversifying asset? Will it become true stable money? Or will it falter through mistakes and/or government intervention? Join this lively discussion with portfolio risk experts and learn what you need to know about crypto.

We see multiple crises playing out simultaneously. Europe imploding over lack of energy, British pound and gilts (equivalent of treasuries) imploding, US dollar causing pain for anyone with USD denominated debt and Japanese yen is under pressure. How is this going to impact your clients' portfolios? It will in a big way, even if they don't hold any of those regions directly. Find out by watching the show!

Investing Counterpoint Show: New Episode In this shocking episode you will see that many of the concepts that financial advisors take for granted are no longer true in today's markets. We will examine the dangers to your clients' portfolios and show you proof that diversification by asset allocation is about to fail big time. Investing Counterpoint is a weekly show for financial advisors about portfolio risk management. Follow us if you want to get better at managing risk and become a trusted risk advisor.

Flying solo today, I am in sunny San Diego for the annual RPAG conference. In this episode I'll be talking about all the cool stuff I learnt from the best in retirement advisory business. 3:42 - Main Takeaways From San Diego RPAG. The evolution of target date funds now specified by date. 6:50 - Managed Accounts. Asset allocation in target date funds are heading in interesting directions-Managed accounts for example. 7:42 - Defining Risk. One thing missing, this year, was that none one defined risk. But, it's important to get specific... Investing Counterpoint is a weekly show for financial advisors about portfolio risk management. Follow us if you want to get better at managing risk and become a trusted risk advisor. rixtrema.com

Investing Counterpoint: New Episode Everyone pays attention to Jerome Powell and the Fed. But ECB has now joined the anti-party, effectively announcing 75 basis points rate increase and signaling more to come. This will do nothing to fight inflation, which is created by supply shocks, but will derail businesses in Europe. How is it going to affect your client portfolios? Watch and find out.

Fed Reserve Chairman Powell delivered remarks confirming that there is "pain" ahead and"forceful" rates increases will not stop. We discuss the consequences of this for your client portfolio risk management. Yon shows some interesting housing charts. Do you need to stress test housing for your clients now? Watch the show and find out

Investing Counterpoint Episode: As the market roars higher and many experts are surprised, we take a look at how financial adivsors can discusss these events with clients. Markets are going up with recession in the economy, declining oil price, declining housing and significant softness in the data out of China. Given all this data we show you how to stress test Emerging Markets Hard Landing and how to discuss it with your clients. Investing Counterpoint is a weekly show for financial advisors about portfolio risk management. Follow us if you want to get better at managing risk and become a trusted risk advisor.

Investing Counterpoint Episode 4 In the prior three episodes we discussed various stress tests financial advisors should run on their client's portfolios to model effects of possible stagflation, yield curve inversion and deterioration in the tech sector. For the last week we have seen an exuberant market ripping higher. How to communicate with your clients and properly manage risk without sacrificing returns during this time?

Investing Counterpont Episode 4: SNAP recently reported dismal earnings and stopped future guidance altogther. How can you model the impact of this event and general deterioration of Big Tech earnings on your clients' portfolios? In this episode we run stress tests around yield curve scenarios and discuss internet shocks. Learn how to discuss these issues as a financial advisor with your clients. https://rixtrema.com/landings_pctpro?source=soundcloud270722

Daniel and Yon discuss possible scenarios and stress testing clients' portfolios for different shapes of the yield curve. What happens if Fed keeps increasing short term rates, long term interest rates fall? Find out in this episode of the Investing Counterpoint Episode 2 #retirementplanning #retirement #retiremeradvisor #stresstest #finance #financialadvisor #fed Become a Trusted Risk Management Advisor By Applying Science-Based Risk Software! Portfolio Crash Testing PRO - https://rixtrema.com/landings_pctpro?source=vimeo

The Fed is taking a hawkish stance to quell rampant inflation, but doing so on the verge of a potential recession. Given this and the recent supply shocks, increasing the Fed Funds Rate to 3.5% may have unintended consequences. Yon Perullo and Daniel Satchkov of RiXtrema explain how financial advisors should model these scenarios to clients.

Advisors have been using LE Pro to win retirement plan business for a few months and have sent thousands of emails to prospects. This podcast will examine the e-mail success metrics and discuss what the future of marketing looks like in LE Pro. https://rixtrema.net/larkspurexecutive/landingpage?source=soundcloud-07-23

The final installment of our four-part Reg BI Podcast series examines what is known about the SEC's REG-BI Examinations. While the examinations appear to be geared towards broker-dealer's, RIAs can learn a lot about how to comply by learning what the SEC will be looking for during these examinations. https://rixtrema.net/regbioptimizer/requestdemo?source=soundcloud

In the third installment of the four-part Reg BI Podcast series, Yon Perullo delves into form CRS, which is potentially the most important form of Reg-BI and will effect every financial professional working with retail clients. https://rixtrema.net/regbioptimizer/requestdemo?source=soundcloud

Installment 2 of a four-part series on Reg BI. Yon Perullo reviews the key components of Reg-BI and highlights the critical issues to ensure compliance. https://rixtrema.net/regbioptimizer/requestdemo?source=soundcloud

This is the first installment of a four-part series on Reg BI. Yon Perullo discusses the current legal challenges to Reg-BI and why you shouldn’t rely on the courts to save you from compliance. https://rixtrema.net/regbioptimizer/requestdemo?source=soundcloud

Jean Palmer-Maloney is the Co-founder of ABEM Digital Creations, a marketing consultancy company that helps businesses by connecting their internet appearances into a profit-making presence. Jean gave us a crash course on how financial advisors can harness funneling and internet marketing to generate new business leads. Part of ABEM’s profits goes to supporting the Stardust-Startup Factory, Jean’s non-profit that provides small grant seed funding to sustainability entrepreneurs. Learn more about Jean Palmer-Maloney’s ABEM Digital Creations at their website: https://abemdigitalcreations.com/ Stardust Startup Factory: https://starduststartupfactory.org/

Yon Perullo and Daniel Satchkov discuss how RiXtrema's Larkspur Executive premium packages can take your email marketing campaigns to the next level with targeted email sequences. To learn more - https://rixtrema.net/larkspurexecutive/landingpage To request a demo - https://rixtrema.net/larkspurexecutive/requestdemo

If you want to know the state of any industry, it is best to consult the experts. Yon and Colin have written about the state of ESG Investing - to ESG or Not to ESG - and how advisors are missing the growing interest in sustainable investing. In this podcast, they interview an ESG Rating Specialist, Elgin Chou. Elgin Chou is the ESG Rating Specialist of Act Analytics. Act Analytics is a fintech firm that helps advisors assess their client’s values and sustainability interests to build matching portfolios. Their software also provides real-time metrics on thousands of mutual funds and investments. Elgin educated Yon and Colin on the pitfalls in ESG Ratings and why ESG seems to have triumphed over other sustainable investing criteria. Environmental Social Governance investing is increasingly popular among younger generations, and this podcast helps advisors better understand the ratings and industry.

Jack Turk is a comedy writer, turned professional magician, and then a copywriter for Dan Kennedy’s company - GKIC. Yep. Magician. In this podcast, Yon and Colin hear about his fascinating entrepreneurial career and pick his brain about better writing techniques towards how an advisor can be their own copywriter. All while having a laugh - he was a joy to chat with. Jack Turk is the author of two fantastic writing books (yes, we actually read them): How to Write Killer Copy Fast and 101 Fast, Good, Cheap Hacks to write a KILLER Sales Letter. Check out his website: https://writekillercopyfast.com/

The struggles of CPAs, RIAs, and BDs exist because of mindsets and practices anchored in old professional service business models. Erik Solbakken changed the way CPAs market and build client relationships by building an educational platform to train small firms on entrepreneurship strategies. In this part of the educational series, Yon chats with Erik about the challenges of financial professionals and how dedicating time to marketing campaigns and entrepreneurial innovation can strengthen loyalty with existing clients and attract new ones.

This part of the educational series with a discussion about incorporating insurance into a portfolio to grow at a consistent rate with less risk. Michael Robinson joins Yon to discuss his company, The Blue Print Insurance Services, which provides premier insurance for IRAs and comprehensive advisors. For Michael, insurance is a vehicle to increase revenue and enterprise value while tailoring a personalized client experience.

Adaptability and Efficiency Many of our clients use default marketing templates in Larkspur Executive, but that is only a small part of the Customized Trackable Marketing Letter (CTML) tool. Working with the Client Success Team to customize your templates can help you find a balance between efficiency and adaptability in your marketing campaigns. Rixtrema CEO, Yon Perullo, and Nick Davidson, Client Success Specialist, discuss how marketing templates can make campaigns easier and more unique for RIAs. This podcast is another part of the educational series around the CTML feature in Larkspur Executive (listen to another podcast here - https://rixtrema.com/blog/larkspur-executives-newest-feature-ctml-custom-trackable-marketing-letters/). Contact the client success team at clientsuccess@rixtrema.com for assistance in using the CTML tool or any other feature in our financial software platform. CTML TOOL VIDEO - https://vimeo.com/365598777

Rixtrema CEO, Yon Perullo, and blog contributor, Colin Ward discuss the International Monetary Fund’s global growth expectations or lack thereof. We know that staying ahead of client worries and expectations is essential, so bring you this risk narrative to help quell concerns. The IMF estimates sluggish growth by advanced economies will be buoyed by emerging and developing markets, but that is only one part of the story.

RiXtrema CEO, Yon Perullo, discusses the newest upgrade to Larkspur Executive and how it can help advisors reach out to prospects with RiXtremist, Luke St. Angelo Larkspur Executive Video Guide: Customized Trackable Marketing Letters - An instructional guide on using the Larkspur Executive's Customized Trackable Marketing Letters (CTML) to send emails directly to plan sponsors and key executives. https://vimeo.com/365598777

Beyond Meat is the first publicly traded meat replacement company with one of the most successful large IPOs of 2019. Yon Perullo, CFA, FRM and Daniel Satchkov, CFA discuss the IPO, the product, competitors, and the impact companies like Beyond Meat could have on the environment and consumer habits.

Summary: When it comes to social impact of cryptocurrencies and blockchain, there are two schools of thought. One says that a blockchain is a great tool of decentralization and disruption in both tech and finance, and that decentralization specifically means more freedom. For example, Bitcoin users are very big on the fact that supply of Bitcoin is not controlled by central banks and cannot be inflated at will (they do have a point). However, there is a counterpoint that looks at the blockchain as a public ledger. As such, they argue, it is a great tool for international or global currencies and other systems that can centralize finance and possibly private data in one place to keep track of it. Where is the truth here? Learn in this talk.

Summary: Massive study by Larkspur-RiXtrema uncovers deficiencies and shows opportunities. On this podcast you will find out about this historic study. We undertook first of a kind research study by looking at 52,529 qualified plan lineups. Using quantitative methods, we distinguished true active funds vs. ‘closet indexers’. Turns out that majority of funds held by retirement plans are not truly active funds and could be replaced with passive funds. However, a pileup into passive funds will create a very fragile financial market. Learn our conclusions and recommendations for the coming realignment.

Facebook is a company everyone loves to hate. But few people realize that Facebook's scandals are almost completely predetermined by the nature of a platform business in a time of essentially free corporate credit. Add to that lax antitrust oversight and we have a recipe for disaster. Yon Perullo, CFA, FRM and Daniel Satchkov, CFA discuss and argue the topic. Link to the Platform Revolution book mentioned in the podcast: https://www.goodreads.com/book/show/25622861-platform-revolution

What do they really mean for global economy and financial markets? Yon Perullo, CFA, FRM and Daniel Satchkov, CFA discuss the situation with the current trade war and how it will impact investment management going forward.