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Impromptu GB vs CIV debate; are we doing old guy bands dirty with the venues we put them in; when to tell someone a boring story they don't care about Learn more about your ad choices. Visit megaphone.fm/adchoices
My guest this week is Bijan Shavali, founder of Intramural.Bijan runs one of my favorite vintage shops, and we talk all things Intramural—building a vintage brand, working with Drake's, why the T-shirt has become the modern tie, the pull of nostalgia in personal style, and a few practical ways to make your old shirts feel new again.https://www.intramuralshop.com*Sponsored by Bezel - the trusted marketplace for buying and selling your next luxury watch Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Star Cadet is a creative commerce company. Its mission is to deepen the connection between creators and their communities, and its captain is Rachel Rogers. After helping her husband, Olan Rogers (OG sketch comedy YouTuber) connect with his audience outside of the comments section, Rachel's crash course experience in the merch world has launched her into a series of endeavors that would make even the boldest of the bold shake in their little space boots. It's been a bumpy ride, but the journey is out of this world. Topics of discussion include: gratitude journals, mental and physical health, real world education, corporate retail, freelancing, the hybrid retail experience of The Soda Parlor, working with Conan O'Brien, dissolving partnerships, getting hit by a tornado, brand building, creating meaningful connections, brand licensing deals, the realness of YouTube, the love/hate relationship with social media, Mondaes, and running your business with integrity.
Episode 616A is brought to you by:Chase BlissStringjoy Use code: HUM to save 10%ReverbSupport this channel on PatreonWant to send us mail?60 Cycle Hum9450 Mira Mesa Blvd #615San Diego, CA 92126Does the Imgur link work in the UK yet?00:00 Intro00:37 Remember the Ibanez Noodles signature for that guy from the Offspring?10:54 Did you ever make something out of duct tape?11:52 Wallet Chains?14:26 Is this factory? 23:20 How are you enjoying this ad episode? 24:02 Thanks Patreon!24:27 This pedal was sent by Tone Home! 29:23 This guitar has undergone some light steaming40:00 Let's give away a gift card!*60CH on PatreonBuy a ShirtSweetwaterzZoundsThomannAmazonPerfect CircuitEbayReverbTour Gear Designs Patch Cables+FacebookDiscordInstagram @60cyclehumTikTokHire us for Demos and other marketing opportunities #60cyclehum #guitar #guitars
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Can you patch it? Our Heroes are ridin on rims on this episode on our way back from Hat Creek. You in on a Tall Shirt? What shirt should we make? Are we the tall guys? Learn more about your ad choices. Visit megaphone.fm/adchoices
Retirement income doesn't have to mean hoarding assets or obsessing over leaving an inheritance. In this episode of Talking Real Money, Don and Tom dig into a topic that still makes many investors flinch: reverse mortgages. Using recent research and real-world planning logic, they walk through why modern reverse mortgages aren't the shady last-ditch option they once were, how they can reduce cash-flow stress, and when they may (or may not) make sense as part of a broader retirement plan. Along the way, they tackle myths about heirs losing the house, unpack the true costs, and explain why being “house rich and cash poor” is a real planning problem. The show also answers listener questions on bond ladders using iShares iBonds ETFs, critiques Vanguard's newer fixed-income ETF BNDF, and closes with a reminder that yield chasing — even from respected firms — still carries risk. 0:04 Retirement isn't about dying rich — it's about spending your money on you 0:25 Why inheritance shouldn't be the primary goal (with one important exception) 1:21 Shirt colors, corporate culture, and the last people still wearing white dress shirts 2:48 Smoking everywhere: airplanes, hospitals, grocery stores — and why it mattered financially 4:12 Disney jokes, expensive vacations, and setting the tone 5:08 Introducing the real topic: reverse mortgages 5:15 Why reverse mortgages still scare people — and why that reputation exists 6:44 How FHA regulation changed the reverse-mortgage landscape 7:21 Are reverse mortgages really a “last resort”? 8:14 Using home equity to improve lifestyle, not just survive retirement 8:52 Are reverse mortgages expensive? Breaking down the real costs 10:53 Lending limits, age factors, and how much equity you can actually access 12:39 When the upfront costs make sense — and when they don't 14:35 Myth busted: heirs can still inherit the home 15:08 You still own your house — it's just a mortgage with no monthly payment 16:18 Reverse mortgages as liquidity, not a wealth-building tool 16:33 The importance of planning before touching home equity 16:45 $35 trillion locked in U.S. home equity — and why paying off mortgages isn't always smart 17:57 Downsizing versus staying put: another option entirely 19:59 Listener question: simplifying a complex bond ladder 21:17 Using iShares iBonds ETFs to build a disciplined bond ladder 22:32 The risk of breaking the ladder when rates change 23:41 Listener question: Vanguard's BNDF ETF 24:44 Why chasing yield in bond funds can backfire 26:06 Gimmicks, relevance, and Vanguard's shift away from leadership 26:33 RetireMeet 2026 preview and registration details Learn more about your ad choices. Visit megaphone.fm/adchoices
Flames President Don Maloney accidentally gave the internet a new favourite word — “Rebiggle” — and naturally we turned it into a t-shirt. But did we cross the line? Boomer looks a little uneasy as the boys debate whether this is harmless fun or if we've officially gone too far. From meme culture to merch, this one spirals quickly… embrace the rebiggle
Episode 154: What was everyday life REALLY like in the 1980s? In this episode, we break down the things that would completely shock the younger generation of today — from corporal punishment in school, to hunting down phone booths, to blindly buying albums and hoping they didn't suck.We also pull out classic long-box CD packaging, share hilarious stories, and relive the chaos, freedom, and weirdness that made the 80s unforgettable.If you grew up in the 80s and 90s, this episode will hit you with pure nostalgia.If you didn't — consider this your history lesson.
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0:00:00 - Intro & Shirt on Fire Story 0:04:20 - Rumble Rankings & Production Costs 0:09:10 - Donation Updates: Goodbye Ko-fi, Hello LiberaPay 0:14:30 - YouTube Experiment & Hate Speech Laws 0:21:00 - Turning 40: Reflections on Life & Mortality 0:28:40 - Old Computer Revenge Plans & Military Humor 0:35:50 - Scooby-Doo Ops & Keeping the Chaos Alive 0:42:00 - Nostalgia: Old YouTube Days & Shotguns 0:48:30 - 1991 vs Now: Society's Collapse 0:55:10 - Protest Fatigue & Popularity as Fool's Currency 1:02:00 - Audio Issues & Chat Chaos 1:09:20 - Communication Breakdown & Hot Dog Economics 1:16:40 - Freaking People Out & Alien Invasion Rant 1:25:00 - Epstein List, Pedophile Islands & UFOs 1:33:30 - Gary Update: Firearms Confiscation Fail 1:39:50 - Ontario Legislature: English as a Second Language 1:46:20 - Somali Immigrant Murder Technicality 1:54:00 - Vigilantism Inevitable & Immigration Scams 2:02:30 - MAiD: Organ Harvesting & Depression Deaths 2:12:00 - Hockey Canada & Lost Canadian Spirit 2:20:10 - Mass Immigration: The Biggest Scam 2:27:40 - Venezuela, Maduro & Coming Wars 2:35:00 - Joel Davis: Free Speech Torture Test 2:45:00 - Future Repression & No Rules for Them 2:53:30 - Action > Discussion: Time to Move 3:00:00 - Rhodesia Reminder: Never Run Away 3:08:00 - Closing: Playoffs, Purpose, Meaning 3:12:00 - Outro & Plugs STREAM LINKS: Rumble (https://rumble.com/c/JeremyMacKenzie) YouTube (https://www.youtube.com/@JeremyMacKenzieSSC) (lol) Odysee (https://odysee.com/@JeremyMacKenzie:9/rc515:0) TwitterX (https://x.com/JeremyMacKenzi) Kick (https://kick.com/ragingdissident) ᚦᛖᚱᛖ•ᛁᛊ•ᚨ•ᛒᛖᛏᛏᛖᚱ•ᚹᚨᛁ • SUPPORT (https://fymm.ca/) (NEW) • SOCIALS AND WEBSITE (https://kick.com/ragingdissident)
Note: "Act 2" will be a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics*Trump getting ready to kick Iran's ass.*EZ launches new T-Shirt design with Shoreliners Striping.*EZ breaks down (sort of) the NFL playoffs.*Real, not AI vid of Ben Johnson kicks Matt LeFleur in the face!*Snoop stoned at the Gold Globes.*Sandwich shop owner in shitty Memphis neighborhood hates law enforcement. Law enforcement camps out in front of sandwich show.*Dickhead who lives 400 yards from world's largest donut factory pissed off that he smells donuts.Sponsors:Merchant Automotive, SkyDive Grand Haven, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners, Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterOur Sponsors:* Check out Aura.com: https://aura.com/removeSupport this podcast at — https://redcircle.com/the-eric-zane-show-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Note: "Act 1" was a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*Amazing kid / hockey fight.*Jags coach gets pep talk from reporter*Soccer dickhead wipes standing up.*EZ's SchoolHouse Rock rabbit hole*Dude who sang SchoolHouse Rock tunes performing live in the 90's.Asshole of the DaySponsors:Merchant Automotive, SkyDive Grand Haven, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners, Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterOur Sponsors:* Check out Aura.com: https://aura.com/removeSupport this podcast at — https://redcircle.com/the-eric-zane-show-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
We came hot out of the gate on this one, diving into discussion around finances, and the step by step processes we develop over time as shop owners. But we were sure to circle back and get the story of how Kyle went from pursuing fine art printing to landing in the shirt world, and eventually bringing Annie into the fold full time. Topics of discussion include: Starting projects during downtime, navigating large and tedious orders, pricing structures, dialing in finances, offering benefits, eco-consciousness, cease and desists, moving into a fixer-upper shop, leaving the steady career path behind, having a change of heart with DTF, a very unfortunate box cutting technique, and the unsung lengths taken to satisfy customers.
In this episode, 10 Family Office Myths exposed (and debunked). https://youtu.be/j1cgcZZcRBM Welcome back and Happy New Year on the Wealth Actually podcast. I’m Frazer Rice. We have a fun show today where we talk about 10 myths in the family office space. Mark Tepsich, who runs the family office governance practice at UBS is here as we dish into the ideas and concepts that are misunderstood in the family office world. Summary This conversation delves into the complexities and myths surrounding family offices, exploring their structure, governance, and the unique challenges they face in wealth management. The discussion highlights the importance of understanding the specific needs of families and the role of family offices in managing complexity and preserving wealth across generations. It also addresses common misconceptions about family offices, including their necessity, governance, and their relationship with institutional investors. Takeaways Family offices are established to manage complexity in wealth.Not all family offices are the same; each has unique needs.Governance frameworks are essential for effective family office management.Many family offices outsource functions rather than internalizing them.The myth that 85-90% of family offices shouldn’t exist is false.Shirt sleeves to shirt sleeves is a debated concept in wealth preservation.Family offices need to adapt to the evolving needs of families.Investment functions in family offices are often secondary to administrative roles.Family offices are driven by complexity rather than just size.The future of family offices may involve more direct investment opportunities. Chapters: Family Office Confidential 00:00 Understanding Family Offices: Myths and Realities02:02 The Complexity of Family Office Structures04:37 Debunking Common Myths About Family Offices06:17 The Role of Outsourcing in Family Offices07:54 Generational Wealth: The Shirt Sleeves Myth10:51 Flexibility vs. Permanence in Family Offices12:48 Governance and Decision-Making in Family Offices15:49 Investment Functions in Family Offices18:05 Size vs. Complexity in Family Offices20:09 Family Offices vs. Institutional Capital21:19 The Aspirational Nature of Family Offices23:30 The Relationship Between Family Offices and Institutions25:36 Technology in Family Offices: Current Trends29:03 Family Offices and Private Equity: A Comparative Analysis Myths 85-95% of FO’s should not exist vs. “there is no such thing as a family office’ Family office internalize everything A Family Office Anchored by an operating business is the same that is one funded solely by liquidity event Shirtsleeves to Shirtsleeves is myth Family offices are designed to be permanent’ Family Offices don’t need high end (almost SOX) like governance Family Offices are driven by net worth (no, by complexity) Family Offices are built on a robust investment function (no, it”s complexity management- often rooted in bookkeeping and accounting) Family Offices are like institutional Capital (no, many more motivations than pure returns- including whimsy and the knee-jerk ability to override the IPS) Family Offices are the right result for a career (they could be, but it is extremely unlikely- a lot of things have to be “just right” and there is little to know patience for development Family Offices make great wealth clients (very much depends on the function and the product- they can be difficult consumers) Family office tech is best – in – breed (No and it probably never will be) Family offices shun Large institutions (Surprisingly, no- needed for deals, expertise, and most importnatly financing and introductions) Keywords family offices, wealth management, governance, investment strategies, family dynamics, myths, financial planning, family wealth, complexity management, family governance Transcript: Family Office Myths Busted Frazer Rice (00:04.462): Welcome board, Mark. Mark Tepsich: Hey, Frazer, good to see you again. Appreciate the opportunity. Frazer Rice: Likewise. So let’s get started first. We’re going to go into some of the myths around family offices. But you really participate in kind of an interesting subset of that in terms of helping families design and govern them. What exactly does that mean on a day-to-day basis for you? Mark Tepsich: Yeah, good question. So, you know, it means a couple of things, right? So if you think about a family office, you have families that are at the inception point, right? Where things are getting too complex for them. They need to set up some sort of infrastructure. And it’s really like, what is a family office? What can it do for me? What are the pros, cons, and trade-offs? Where do I start? What’s the infrastructure, the systems? Who do I hire? How do I structure a compensation? So you’ve got families maybe coming at it. From post liquidity event, maybe coming at it from, we need to lift up, lift out this embedded family office out of the business to, hey, we’re an existing family office. We’ve got, you know, we’re evolving, right? The family’s growing, their enterprise is changing, the world around us is changing. People are leaving the family office, the next gen’s getting incorporated into the family office in some way. We’ve got some questions that could be, how do we engage the next generation through the family office? Mark Tepsich (01:21.614): How do we make decisions, communicate around our shared assets and resources, which could be a portfolio, maybe even a business, or hey, how do we come together and hire? What is this profile of this person look like? Who should we hire and not hire? What’s the structure of their compensation, carry co-investment, leverage co-investment? What’s the tech stack look like across accounting, consulting, reporting? Now, how do we insource and outsource? So it’s sort of. I like to call it organizational capabilities. So, you know, sometimes it’s soup to nuts, like starting from zero, other times it’s, we’ve been around for a long time, but we have a couple of questions. So that’s kind of my day to day. And, you know, I’ve been living this really since 2008 pre-global financial crisis. Frazer Rice So we’re going to go into, I think, some of the craziness of the family office ecosystem where we have people who wear many hats, people who wear masks, some people who are jokers and other people who are really good technicians and provide a lot of great insight. One of the things you were talking about is that the different types of mandate can be different. And I think maybe one of the first myths we should tackle is the The bromide that if you’ve seen one family office, you’ve seen one family office, which is thrown around at every family office conference and everybody chuckles for a minute and then it sort of washes away and no one cares anymore. What do you think about that statement? Mark Tespich (03:19.006): So I don’t necessarily think it’s true. And here’s what I mean. Let’s make an analogy to this, right? A business needs certain core infrastructure to just operate, right? And using accounting back office, you know the inflows, the outflows, you know, if you’re make a decision, these are the steps you have to go through. And so a family office, right? It needs to incorporate that, but it needs to incorporate it with the family and the family enterprise that is existing for that family, right? So, yeah, each family office is different because each family is different, but that’s like saying you’ve seen one business, you’ve seen one business, right? The strategy could be, the culture could be different, but, you still need some core operating infrastructure. And again, there’s accounting infrastructure, and that’s the basics, right? So there’s a curl of truth, but largely I think that it is false. Well, and at the same time, yes, families are different, but in general, families are trying to get to the same place, which is, know, they want to steward the wealth. They want to make sure it benefits the family and the other constituencies. And they want to make sure that it’s preserved over time. And those functions, you know, it’s very infrequent. You’d find the functions not there. And so how you get from A to B may be different, as you said, but there are a lot of universal truths to setting one of these things up. Frazer Rice So one of the other myths that we’ve come across is the idea that 80 to 90 percent of family offices shouldn’t exist. is, people and families set these up for, let’s call it the wrong reasons. Maybe it’s fear of missing out, maybe it’s great cocktail party chatter, maybe it’s an overdiagnosis of their needs. What do you think about that? Mark Tepsich Again, false. know, family offices are largely a function. They largely exist because there’s a market scale here. And what I mean by that is when you look under the hood at a family office, you’ve got basics of an accounting firm. You’ve got basics of an investment slash wealth management firm. You’ve got the basics of a legal slash tax firm. And then you’ve got essentially everything in between. And when you look at professional service firms out there, They can’t provide all of those under one roof, whether compliance or regulatory reasons. But the other reason is because no business model out there can really scale the complexity that each one of these families has. So yeah, you could outforce a lot of this stuff, but at the end of the day, family offices often exist because of a market failure. so, false, 85 to 90 % of family offices should exist. Frazer Rice (05:41.164) One of the other things, I’ve been around enough of these getting set up, is that the family office, if we get into sort of a technical structure, such that you set up a structure so that you’re able to deduct the expenses related to administering the wealth around that, that’s a valid reason to do things in addition to the organizational component. So I agree with you that there’s, to say that they shouldn’t exist is sort of belying the notion that these functions should take place internally. And I think you spoke to that. And I guess that gets to another myth, which is that family offices should internalize all of these functions. You just talked about it a little bit, that that’s not a great business model either. Mark Tepsich No, mean, yeah, so, you know, 85 to 90 % of family members out there, you just use that statistic, outsource a fair amount of things, right? And what that means is let’s just use tax counsel, for instance, right? This is something that these issues exist in every family office, they exist for every individual, but at the end of the day, should you have, you know, a tax counsel in-house in a family office that’s only doing, you know, income tax advisor work? Probably not. For 95 % of family offices because the frequency just isn’t there, right? So, you if you look at general councils alone, right? So they should have a broader mandate than income tax. should have well-transferred estate planning. Every family has those issues, but do they have the frequency to warrant bringing that individual, that professional and the rate, the cost? Probably not. a lot, you know, most family offices outsource a fair amount of whether it’s investment management, manager selection and due diligence. So false. Most fair amount offices do outsource a fair amount. Frazer Rice (07:31.374) One the things, this is one of my favorite controversial topics in the family office ecosystem of vendors that are out there is this notion that shirt sleeves to shirt sleeves is a myth. that the, and for those who don’t know what that means is, know, the first generation has generated the wealth, the second one enjoys it. And then the third one for a variety of reasons is ill-equipped to carry the wealth forward. And then everyone kind of goes back. It transcends culture. It’s lily pad to lily pad. You know, there’s a British version and a Russian version and whatever version. But the advice ecosystem around this is such that there’s a lot of debate about the statistics that have, quote unquote, proven that. And I can listen to that and say, yes, those may be very narrow. But there is a myth out there that shirt sleeves to shirt sleeves is a myth. Maybe you have some comments on that. Mark Tepsich Man, this is a tough one. I will say this will probably be the toughest one. So I think once a family becomes wealthy, right? And you can kind of define that as, the wealth, meaning the financial wealth will last a few generations with really out, with really nobody working, right? Let’s just define it that way. It’ll last a couple of generations if you make some not dumb decisions, we’ll call it. I think such as the financial markets today, right, as long as you’re diversified, you will stay wealthy. Does that mean you are going to have the same amount per capita over time? Maybe not, right? So if you look at it today, is a nuclear family of four, and you look at it 50 years from now, and the family is 30 people, right? I don’t know what the growth rate would have to be on those assets. So I think the family will remain wealthy whether they remain, you know, on a per capita basis, right? That’s a different story. I think what this is missing, however, I think the numbers kind of overshadow what this is getting at. I think when you look at it, when you take a step back, that first generation wealth creator, right? Will the family continue to be builders and entrepreneurs down the road? Frazer Rice (09:50.26) That I think that’s the question. Will they continue to kind of reach their full potential? I think that is that should be the focus. I’m going to punt on this one. I think it’s TBD and it’s there’s no set answer. I think the idea that the returns, To get back to your point is that as you go from generation to generation, the complexity increases, I’d say geometrically. Whereas the assets in many ways are going to be designed to increase linearly. And so at some point it may be 14 generations down the line when you’ve got 300 people that you have to take care of, are those assets gonna be in place to be able to support the level of living that people expected in generation one, two, and three? I think that’s the equation we’re all trying to fight. And so I’d say while Shirt Sleeves to Shirt Sleeves isn’t necessarily a prophecy, it’s definitely something that has to be addressed. So I’m gonna say that the fact that Shirt Sleeves to Shirt Sleeves is a myth, I think that’s the myth. Mark Tepsich So that’s where I draw my line in the sand there. think there’s an equation you constantly have to fight. Okay, so here’s another one. Family offices are designed to be permanent. I happen to think that they start out trying to be permanent, but in actuality, they really have to be more flexible and flex with the needs of the family, even at the first or second generation. Yeah, I would agree. Often they’re established for a good reason, right? That reason is complexity. Whether that complexity continues to exist for the family is a different story, right? You might have a business being sold. The family might just say, “hey, we don’t need to do all these direct investments, these alternate investments. Let’s just keep it simple, keep it passive.” I don’t think they’re designed to be permanent. I think families don’t really think about that too much. They want to exist for probably the existing generation that’s leveraging it and they wanna transition it, to your point, be flexible over time. But I don’t think anyone like a business, right? If you think about a business, the business generally speaking, it’s meant to exist in a perpetuity. That’s why you have a business, right? It’s not a sole proprietorship, but a family office, I think it’s TBD, right? So, you know. I don’t think anyone’s setting up a family that will say this is going to exist a thousand years from now. And I think if they came out and said that, think that it would add question and motivations. Frazer Rice Maybe we may be welcoming the Martians, we may be speaking Mandarin. There’s a thousand things that could happen in between here and then, that’s for sure. Here’s a myth that I think you and I are both going to agree is one, which is that family offices, for the ones that we think are going to try to persist, don’t demand necessarily Sarbanes-Oxley or high-end governance. Mark Tepsich I think as family offices mature, meaning as the family evolves, they do need some sort of decision-making framework. Especially if they’re going to really come together and act like somewhat of an institution. What I mean by that is, under the hood of a family office or under the hood of a family, let’s say there’s 10 family members. Let’s say there’s 20 to 25 trusts within that. You know, you could come together and pull your assets, right? And pull your resources. That’s part of the reason for having a family office. And so you just have a larger pool of capital. When you’re doing that, you do need governance. Okay? But if you’re gonna have, it’s just like, hey, we’re gonna have our separate portfolios. We’re not gonna come together and have pooled investment vehicles. You might not need an investment company, okay? And there might be good reasons to have an investment committee. In fact, many the investment committees I see, they’re not like college endowments where, we got eight people or nine people on here. We need to agree at least have five people to agree to allocate to this manager or change the allocation or change the IPS, depending on where that authority resides. I often see many investment committees for families, hey, we’re just collaborative in nature. We’ll get together. We’re going to have a meeting and talk about different strategies. Different advisors, things we should be doing. But if they’ve always had to agree at the family business level, they might not wanna have that same construct in the family office slash investment portfolio. If they’ve always struggled, know, come into agreement at the family business, now they’re gonna like, hey, we’re gonna recreate this dynamic. don’t have a binding construct. In fact, we ran a report, it’s coming out hopefully in the next couple of weeks. on family enterprise governance and a component obviously is the investment committee. 70 % of the investment committees out there are advisory in nature, meaning they don’t make binding decisions. They take it back to the trustees or whoever the authority is and they say, hey, here’s what we think, right? So individual family investors, whoever that is, co-trustees, it’s a, okay. So I do think governance is important, but it depends on what you mean by that, right? Should there be an IPS in place? I 100 % think that each family investor should have an IPS in place. The biggest mistake I see there is, hey, we’ve got this shared pool of capital. We’ve got 50 trusts. We’ve got one single IPS, right? I think that is a big mistake. don’t think that’s good governance. So it really depends on what you mean, but I think, yes, there should be some decision-making framework that you’re following. Otherwise, what exactly are you? Adhering to it, right? Like, what is your framework? What is your decision making tree? Frazer Rice (15:53.902) On top of that, possible myth. Family offices are built on a robust investment function. I mean, yes, there are some that are like that, right? You know, there’s a big names out there, MSD, Pritzker, so on and so forth. Those are the exceptions rather than the rule. Most family offices, 85 to 90 % are formed to manage the complexity, right? So again, otherwise you’re gonna have all these outsourced providers and that just doesn’t make sense when you’re trying to make a decision, because you need all the different parts to come together. They’re often built as administrative functions first, rather than, we’re gonna go start the next, you know, a private equity firm. that’s false. Frazer Rice The, as I like to say, probably to the boredom of a lot of people who talk to me a lot is that a lot of these really are built on a bookkeeping or an accounting spine. You’ve got to manage the inflows and outflows of everything and keep track of what you have or else you can have a great investment function, but things are going to spill all over the place. Mark Tepsich (17:30.872) I’ll never say, yeah. mean, and that actually goes back to good governance, right? So I always say, it’s not provocative. I’ll say, listen, this is not a provocative answer, but you need to create that first. And most of the people that are considering this rate are business owners. So they’ll intuitively get that. In fact, that function might exist somewhere at the business, but it’s really not organized. And without that function, like, it’s hard to make a decision, right? If you’re going to allocate 20 % of your portfolio, to private equity drawdown vehicles. got cap calls, capital commitments, distributions, like that needs to be budgeted and forecasting, right? So a lot of these families will have, one nuclear family can have three to four homes, 10 bank accounts, 20 entities. It’s not like a single piggy bank that you could take cash out of and move it every which way, right? Those are owned by different vehicles, different trusts, different assets and things like that, so. Frazer Rice Here’s a myth that I espouse which is Family offices and whether you have one or not is driven solely by size whether you have five billion or two hundred million or something like that that if you aren’t a certain size you shouldn’t have one and if you’re Of a certain size you must have one. Mark Tepsich That’s a myth. It’s driven by complexity first. I’ve seen, I’ve spoken to people that are worth two to $3 billion. It’s concentrated in a few stocks, meaning like they were early stage employees, right? They’re still in it. They’re getting a healthy dividend at this point. Guy talked to couple years ago. He had two homes, two cars, probably 95 % of his network was tied up into two separate securities that were probably traded. And he’s like, I don’t think I need a family office. You want to know what one was, what it could do from. And I’m like, listen, if you don’t have the complexity, it probably doesn’t make sense. Okay, if you can make a decision within whatever framework you have, whatever complex you have. Now, the other, you know, there is a cost factor to it, right? It gets easier to start a family office, meaning hire a couple of people, if you’ve got the… asset base for it to make sense on a cost perspective. So most of the time it’s driven by complexity, but cost does become a factor, right? If you’re worth a hundred million dollars, you’re to go hire 10 people. That probably doesn’t make sense. Frazer Rice (19:28.342) Right. Well, on top of that too, if you, and there’s a sort of the difference between a family office driven by a liquidity event and meeting that’s, that’s all you have versus a family office that’s tethered or sorry, a family business that’s tethered to it, that is also generating cash flows to help pay for things that that’s a big part of the decision. Because if you’re hiring people, you know, a CIO minimum, absolute minimum is probably $500,000. They’re going to need people, you know, you’re looking at at least 3 million. just to get the thing up and running before you start figuring out what you actually have to do. And so the concept that the size is going to dictate completely, it underscores sort of that cost component that you described there. Frazer Rice This is an interesting one and I like this concept to talk about. Family offices are like institutional capital as investors. Mark Tepsich Again, myth, there are some, again, there are some that are like institutions. They have the size and the sophistication. Oftentimes you see them, they’re former PE or hedge fund founders, right? That just aren’t doing any more of it. They made their wealth in the financial ecosystem, in the markets. And so they’re very sophisticated. But by and large, I mean, they’re sort of quasi-institutional, right? So I’ve seen multi-billion dollar family offices that Again, they’re more of the administrative hub rather than, we’re gonna be splashing around and playing in the markets and using a lot of leverage and doing a lot of control equity investments. So by and large, it’s the myth. 85 to 90 % are institutional-like. They are there to fill a need and that need is complexity management. Frazer Rice Here’s one on a different angle, which is family offices are the goal for people in the wealth management industry to work for, meaning family offices are a great aspiration for people who work in the industry and that that’s universal. Mark Tepsich (21:34.35) Myth, I think it’s an option. I think it’s interesting. I think it is a growing opportunity for folks that work in, you know, maybe wealth management or investment management or the financial ecosystem. But you didn’t, again, family has been around for a long time, but they’ve really only became, you know, kind of popular post global financial crisis with the rise of PE because of ZERP. You know, I’ll talk to a lot of people that are like in the hedge fund ecosystem looking for a change, right? And I say like, listen, like these opportunities for you are out there, but it depends on the family. It depends on their compensation philosophy as on the culture that you’re going to have to live within. There’s a lot of key man risk. Is it an opportunity? Yes. But again, it is, it is family office by family office. Frazer Rice I tell people too, it’s for people who are used to having lots of clients or lots of institutional support that is going to be a shift. It’s different to have one client. It’s different to have a scenario where the business of a family office, the business model of that particular family office can change on a dime. And if you don’t share the last name of the family you’re working for, you could be in a tough spot. Mark Tepsich Yeah, “we’re gonna build out a sustainability impact portfolio. We’re gonna build out, we’re gonna have a direct investment initiative. We’re gonna allocate whatever, a few hundred million dollars to it.” That person, that professional gets there and then a year or two or three years goes by and the strategy changes because a family member too had to change a heart. And then it becomes, okay, why am I here? Where am I gonna go now? So again, they could be great opportunities. I had a great experience.but it really just depends on the family. Frazer Rice (23:26.894) Here’s one, and you’ve got UBS over your shoulder there, so this is dramatic foreshadowing in some ways, but I think it bears talking about. It’s that family offices shun the large institutions, and that they want it bespoke, they want something peculiar all the time. What do you think about that? Mark Tepsich No, I mean, it goes back to the earlier myth that, you know, basically we’re saying family office should, family office do outsource a lot, right? So again, most family offices are five to eight people, right? I call it family office island, meaning you’re there on the island and you’re like, what is going on outside of the island or off of the island? You know your island really well, right? You know the family, know all the facts inside and out, but they are, I mean, there’s a reason why all these institutions, including UBS, has built out the resources to cater to family offices, right? I’m the perfect example. They brought me on to help our clients build family offices, right? They would not do that if it was gonna cannibalize their business. So they could be great clients and other times it’s like, hey, we’re very insular and we’re gonna keep everything close to the vest. Again, it’s family office to family office. But by and large, they’re great wealth clients. Frazer Rice No, and they also, you know, they need institutions to partner with of size, whether it’s at custody or lending or any number of other functions that are out there. Sometimes, you know, the RIA space is such that, you know, they try to be all things to all people and the appeal of being in, you know, the billionaire space. It takes a lot of people and a lot of effort and frankly a different business model to deal with that and to just sort of wander in and say we’re great and we can do these things. I think that’s a short road for a lot of institutions. Frazer Rice (25:17.602) Again, like we are brutally honest too. And I’ll, and here’s what I mean by that. Well, like we’re rated a lot of things, but I’ll say like, listen, there’s things that we can’t do for you. We can’t be your accounting back office, right? Like we just don’t offer that. We don’t have it. We’ve got a couple firms that would do that. They’re pure plays on it. So they’ve got to be good at it. but you know, use the various institutions for what they’re good for. They’re, know, again, that’s why you’ve got a family office. You can kind of pick or choose and be agnostic as to what you’re using them for. Frazer Rice If we wind down here a couple of last ones: The tech that family offices rely on is going to be best in breed. Mark Tepsich I, listen, I have this power station all the time with family office meeting, like what, what, you know, what tech providers should we be looking at? Listen, family office have grown in, right over the past 10, 15 years that there’s not a question. they’re historically, right. had to use in a family office, had to take basically institutional tools, try to repurpose them for the family office and they just, they’re just kind of clunky, right? The family office is still a cottage industry. If you’re trying to sell the family offices, you’re selling the two firms with five to eight employees, right? So the tools are going to continue to get better. But in my opinion, they’re always going to lag the institutional tools and kind of sophistication. But that’s also because institutional tools are very kind of narrow and deep, whereas the family office tech tools, you’ve got the accelerated reporting, but it needs to link to the accounting. That’s an issue. And so the family of standard day is left with like a bunch of disparate fragmented systems that have a challenge talking to each other. With that said, AI, I’ve been talking to a lot of these sort of mom and pop shops, I’ll call them. They’re firms that are trying to incorporate AI to break down these walls. So it’s not fragmented disparate systems. I use the analogy of it’s like jailbreaking an iPhone. I don’t know where this is gonna be in a couple of years, but I think the tools are going to continue to improve. But again, you’re probably not going to take a family office tech tool and deploy it at institutional scale. So if that answers your question, I guess it’s a measure. Frazer Rice First of all, I think it’s going to take a long time before something, quote unquote, replaces Excel, which is still a powerful tool that is flexible and does what it says it’s going to do. And people use it sometimes at their own peril to be the underpinning of everything. the one thing I would add is that the mom and pop software components, I think, have a lot of great ideas. The total market to sell into that, though, does not necessarily make for a great software business. As you say, to get those tools that are specific and required at the family office level to be profitable, you got to figure out a way to sell that into something bigger. I’m not sure there is anything bigger. Mark Tepsich (28:49.358) Yeah, I mean, you’d be better selling it to, you know, small businesses, right? So, I mean, the tools are going to get better, but there’s been a lot of interest recently in the past couple years. I don’t think, I think most of them are not going to survive. I don’t want to say there’s only going to be a couple winners, but on the Consolidated Reported Front, I really think there’s only going be a couple winners because you need scale. And again, family office, if you’re looking to make a decision, you’re like, well, okay, well, 5,000 users use Adapar and 50 use this other platform. So which one are you gonna choose? You don’t wanna onboard to the one that has 50 and then three years down the road, they’re out of business, or there’s fold or something like that. So with scale comes a little bit of security that at least you know that a lot of other people are using. You could point to that. Frazer Rice Last question. Family offices will rival PE firms in terms of influence in the investing market? 85 to 90 % will not rival PE firms. That’s not what they’re set up for. That’s not the goal of most family offices. Again, it’s complexity management. Will some rival PE firms? Yeah. But again, you… Listen, I’ve seen some family office go out there and raise their party capital. When they do that, they’re not a family office anymore. They might have a component in there, but they’re private equity firms. What you’re getting at is private equity firms are raising a fund every couple of years. Can a family office do that? No, because once they do that, they will be a private equity firm. So PE by and large has an infinite capital source, as long as they are good at what they do, right? So with that said, you know, there’s a lot of entrepreneurs that are are post liquidity events have played in the direct investment space, they really wanna do it. They’re still young, right? They’re billers, operators created. They wanna do it from a different vantage point. They’re coming to a realization: “that w”We need to start a fund.” I really love that story because again, they’re founders and operators. They didn’t come from the financial ecosystem first to do this. So I think they’re putting a different spin on PE. I think it’s great for the PE industry as a whole, by the way. And I think, if you’re a founder or a business owner, you might have an easier time taking an equity investment from somebody like that, who’s known in that specific industry that they made their money in, who’s had to make payroll. And they probably have a different timeline than normal PE that’s looking to flip every three to five years. So I think as an investor, I think that would be an interesting investment opportunity, right? And so it’s like, okay, well, part of my PE allocation, you know, This might look interesting. I hesitate to make, you know, I’m not an investment person, so. Frazer Rice Great stuff. Mark, how do people find you and reach out? Mark Tepsich I’m on LinkedIn. I would attempt to just spell my name with my email address at ubs.com, but it’s very lengthy. You just hit me up on LinkedIn. But, Frasier, I appreciate the time. This was great. Frazer Rice I’ll have that in the show notes and as a final parting, we sort of listen to people say, the family space is getting loud. I’m not sure it is. I think the vendors are more loud than the family offices are. I don’t know what your experience is there. Mark Tepsich 100%, the family members themselves are still quiet. You don’t see them out there on LinkedIn. It is the ecosystem to your point around them that is getting loud, right? It’s LinkedIn. It’s like, you know, every time I’m on there, it’s like somebody’s got something to say about families, which is good. Again, if you think about every boom in history, they attract people, right? You could say the same thing about AI, right? But again, it’s become loud, but that’s the industry. It’s not the family offices themselves. Frazer Rice Great stuff. Thanks, Mark. Mark Tepsich Thank you, Frazer. Appreciate it. FAMILY OFFICE DEFINED MORE ON FAMILY OFFICE DESIGN WITH ED MARSHALL https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
Full show - Thursday | GMD - The delivery room | News or Nope - Girl Scout cookies, style tips, and The Rock | Erica's new habit is rude | Advice you wish you'd taken sooner | How much should you spend on a wedding? | Shirt squirts | Why do you deserve a The Slacker Show beanie? | Erica is really worried about T. Hack | Stupid stories www.instagram.com/theslackershow www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin
BLACK SHIRT MIXTAPE **Episode 112** Now & Then-Songs Inspired by Stranger Things Join host Jesse Karassik aka @heyyyyy_jesse as he takes you on a 2 hour sonic journey playing mixtape inspired tracks in a variety of genres- all for your listening (dis)pleasure! Tracklisting: 1. Disorder...Joy Division 2. Televised Mind...Fontaines DC 3. Narrator...Squid & Martha Skye Murphy 4. Everything Counts...Depeche Mode 5. September Again...Nation of Language 6. Damaged Goods...Gang of Four 7. Danny Nedelko...IDLES 8. Ever Fallen in Love (With Some You Shouldn't Have)...Buzzcocks 9. Future Me Hates Me...The Beths 10. Paid in Full...Eric B & Rakim 11. Electric Relaxation...A Tribe Called Quest 12. Crime Pays...Freddie Gibbs & Madlib 13. Anita...Smino 14. NY State of Mind...Nas 15. FEAR...Kendrick Lamar 16. Driver 8...REM 17. Simulation Swarm...Big Thief 18. A Forest...The Cure 19. Ellipsis...Drab Majesty 20. The Killing Moon...Echo & The Bunnymen 21. Myth...Beach House 22. Blue Monday...Matt Berninger
Need something calm, human, and heartfelt? We're starting the year with chill Celtic songs… gentle voices, meaningful lyrics, and music that feels like coming home, all on the Irish & Celtic Music Podcast #741 - - Subscribe now! Enda Reilly, The Druids Irish Folk Band, Brobdingnagian Bards, The Haar, Charlie O'Brien, Socks in the Frying Pan, Tiffany Schaefer, Whiskey Bay Rovers, Boxing Robin, Bealtaine, Goitse, Rambling Sailors, Heather Dale, Jesse Ferguson, The Gothard Sisters GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2026 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:07 - Enda Reilly "Red Is The Rose" from Whisperings 2:57 - WELCOME 5:01 - The Druids Irish Folk Band "Farewell to Bellaghy" from The Starry Plough 8:02 - Brobdingnagian Bards "I'm Coming Home" from Another Faire to Remember 12:34 - The Haar "Spancil Hill" from The Lost Day 17:34 - Charlie O'Brien "The Pampa's Fairest Child" from The Trackless Wild, Irish Song of the Pampa 21:20 - FEEDBACK 25:28 - Socks in the Frying Pan "Suffer in Silence" from Waiting for Inspiration 28:29 - Tiffany Schaefer "Si Do Mhaimeo I" from Tara's Halls 30:54 - Whiskey Bay Rovers "Away Rio" from Taverns and Tides 34:08 - Boxing Robin "One Autumn Morning" from The View From Here 37:52 - Bealtaine "Grafton Street" from Factories & Mills, Shipyards & Mines 41:59 - THANKS 45:06 - Goitse "Write Me Down" from Rosc Goitse pronounced "Go - wit - cha" 48:47 - Rambling Sailors "Hi Ho Come Roll Me Over" from Kenway's Favorites 50:27 - Heather Dale "The Morrigan" from Fairytale 53:46 - Jesse Ferguson "Yankee Whalermen" from Ten 57:15 - CLOSING 58:34 - The Gothard Sisters "See You Down the Road" from Moment in Time 1:02:29 - CREDITS Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email the artists to let them know you heard them on the Irish & Celtic Music Podcast. These musicians are not part of some corporation. They are small indie groups that rely on people just like you to support their music so they can keep creating it. Please show your generosity. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. Find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get… Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.
Become a member at www.blackwhitenetwork.com for just $10 per month with a 7 day FREE TRIAL and get exclusive content and extra discounts on merch!Member stream at 10am CST every Friday UNCENSORED!Locals: https://blackandwhitenetwork.locals.comBecome a monthly subscriber to the podcast: https://podcasters.spotify.com/pod/show/blackandwhitenetwork/subscribeFollow us on Rumble: https://rumble.com/user/BlackandWhiteNewsFollow Black and White Sports on Rumble: https://rumble.com/user/BlackandWhiteSports
In this episode, Mike looks at style, story and skate culture, specifically as they apply to the evolution of skateboarding T-shirts, Read the full story in the blog at 1923MainStreet.comShop at 1923 Main Street, Graphic T-Shirts, Sweatshirts and Hoodies for Those Who Love to TravelThank you for listening to the Travel Style Podcast by 1923MainStreet.com.Shop unique and original travel inspired t-shirts, sweatshirt, hoodies and more at 1923 Main Street.Follow along on X, Instagram, Pinterest and Facebook.Thank you for listening and always remember to roam freely and ride boldly.Mike Belobradic--Media provided by Jamendo
The turns have tabled, and our very own host has become our first guest of 2026. With Dewey Halpaus as our guest host, and Christina riding shotgun, bear witness as they pry uncomfortable truths, uncomfortable highs, and uncomfortable-er lows out of Dylan's life journey. Please note, all this discomfort stems from Dylan's visceral reluctance to talk about himself, and to be a spectator of this event is uniquely joyous. Like a demon being exorcised out of a possessed child, there is sweat, cursing, and a sense of euphoria waiting at the finish line. Topics of discussion include: Small town childhood, working odd jobs, coming up in the New York hardcore scene, finding screen printing, starting Merch Buttons, selling the button business and moving to Atlanta, learning sales, starting Upstate Merch, early business mistakes, partnerships, getting involved in the industry, how your favorite podcast came into existence, the future, listener questions, and the complete list of movies that make Dylan warm and fuzzy inside.
The Hidden Lightness with Jimmy Hinton – This story isn't just about a shirt or a viral video. It's about what happens when performative activism collides with real human consequences. It's about the dangers of turning everyday people into props for social media clout. And it's about how dignity, when met with cruelty, has a way of exposing who the real aggressor is. Jeanie Beeman didn't ask to...
These are the songs you loved most in 2025. The votes are in. The stories are written. From powerful folk anthems to driving reels and unforgettable voices, these tracks defined the year in Irish & Celtic music. Welcome to the Top 20 Irish & Celtic Songs and Tunes of 2025 as chosen by fans, fueled by community, and celebrating Celtic culture through music on the Irish & Celtic Music Podcast #740 - - Subscribe now! Kinnfolk, Niamh Dunne, Natalie Padilla, Socks in the Frying Pan, Scottish Fish, Kyle Carey, The Drowsy Lads, Heather Dale, Sheridan Rúitín, The Ciderhouse Rebellion with Molly Donnery, The Gothard Sisters, Screaming Orphans, Doolin', Fialla, Jigjam, Eimear Arkins, Austral, Ed Miller, Arise & Go, Willowgreen GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:12 - Kinnfolk "The Triple Crown Set" from Star Above The Mountain 5:10 - WELCOME 10:08 - Niamh Dunne "Ballyneety's Walls" from Portraits 13:27 - Natalie Padilla "Balsamroot" from Montana Wildflower 17:25 - Socks in the Frying Pan "Irelands Struggle" from Waiting for Inspiration 21:47 - Scottish Fish "Annie's" from Currently 26:37 - FEEDBACK 30:35 - Kyle Carey "Nach Muladach, Muladach Duine Leis Fhèin" from The Last Bough 33:32 - The Drowsy Lads "Lost and Found Hooley" from Time Flies 38:56 - Heather Dale "Weaver" from The Green Knight 42:20 - Sheridan Rúitín "Dean McLeod" from Only Savage 45:52 - The Ciderhouse Rebellion with Molly Donnery "Murphy's Running Dog" from A Little Bit Slanted 50:43 - FEEDBACK 53:47 - The Gothard Sisters "Adventurer" from Moment in Time 56:56 - Screaming Orphans "This Is the Life" from Paper Daisies 59:31 - Doolin' "Mary's Jigs" from Doolin' 1:03:56 - Fialla "The Road to Drumleman" from A Rare Thing 1:08:48 - THANKS 1:11:53 - Jigjam "Red Paddy on the Ridge" from Phoenix 1:16:30 - Eimear Arkins "Téir Abhaile Riú (Song)" from Here & There 1:20:03 - Austral "Woodford Nights" from Thylacine 1:26:55 - Ed Miller "The Wide Rio Grand" from Many's The Fine Tale 1:31:26 - Arise & Go "The Dirty Bee: La Grondeuse / Mutt's Favourite / Break Yer Bass Drone / The Dirty Bee" from Meeting Place 1:36:36 - CLOSING 1:38:25 - Willowgreen "Walking on the Waves" from Sheila's Brush 1:42:40 - CREDITS Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and you will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. And you can find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.
Francis Hunt thinks there's a fundamental shift underway in the global silver market and the spread in price between West and East is painting a picture of physical metal replacing paper contracts as the strategic value of silver becomes more apparent. Francis breaks out the charts to dive into Shanghai's impact on the silver market, why he thinks a $1000 price is possible, and why the gold-silver ratio could be headed to single digits ahead.Get Your 'Stack Silver Not Fiat' Shirt: https://commodity-culture-shop.fourthwall.com/products/stack-silver-not-fiat-t-shirtThe Market Sniper on Youtube: https://www.youtube.com/@TheMarketSniper1Book a Call With Francis: https://themarketsniper.comFollow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture
Ed Steer believes the recent parabolic move in silver is a clear case of massive short positions being covered, as the bullion banks who have been manipulating prices for decades are coming face-to-face with reality in an event Ted Butler once referred to as the bonfire of the silver shorts. Ed points out that this is just the beginning of true price discovery in the silver market and when the curtain is pulled away and the truth is revealed, silver will skyrocket to levels previously thought unimaginable.Get Your 'Stack Silver Not Fiat' Shirt: https://commodity-culture-shop.fourthwall.com/products/stack-silver-not-fiat-t-shirtEd Steer's Gold and Silver Digest: https://edsteergoldsilver.comTed Butler Article, 'Bonfire of the Silver Shorts': https://silverseek.com/article/bonfire-silver-shortsTed Butler Article, 'Take it to the Limit - Silver': https://news.silverseek.com/TedButler/1072818610.phpFollow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture
Martin Armstrong sees a panic cycle rapidly approaching the world in 2026, and he thinks that the EU is set for a USSR-style collapse as radical political ideology trumps logic amongst the European elite, who are desperate to maintain their grasp on power, even at the cost of their own citizens. Martin outlines how he sees the death of the EU playing out, why Zelensky is openly committing war crimes, why NATO wants World War 3, and much more.Get Your 'Stack Silver Not Fiat' Shirt: https://commodity-culture-shop.fourthwall.com/products/stack-silver-not-fiat-t-shirtArmstrong Economics: https://www.armstrongeconomics.comSocrates: https://www.socratesplatform.comFollow Martin Armstrong on X: https://x.com/ArmstrongEconFollow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture
In this week's Flagship Flashback episode of the Wade Keller Pro Wrestling Podcast from ten years ago (12-29-2015), PWTorch editor Wade Keller and ProWrestling.net head honcho Jason Powell take calls and review Raw including a major Vince McMahon angle and announcement, John Cena's return against Alberto Del Rio, and more.Then in the previously VIP-exclusive Aftershow, Wade and Jason continued their discussion on Raw including John Cena's handling of the Brooklyn crowd throwing his t-shirt back at him, plus a wide array of email topics including Daniel Bryan's contract, a U.S. Title Open Challenge at WrestleMania, bad writing on Raw, WrestleMania 21 ideas for top stars, and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.
After purchasing a small print shop on a whim, Brooke spent the next 20 years living, breathing, and growing All American Screen Printing. After two decades, she has since sold her shop, and has stepped down to a production manager role. Brooke is here to provide insight into the nagging question that plagues shop owners around the globe- What if I just sell it? Topics of discussion include: getting consumed by your work, the dynamics of working with your spouse, first hires, misprints, life after selling your business, knowing the value of your business, implementing SOPs, and conveyor belt rides.
Francisco Rojas is back for his last Phillies Today episode of 2025. On today's show, he gives a list of his best moments from 2025 and discusses what he thinks about Bryce Harper's recent Tik Tok of him wearing a shirt that says "Not Elite".
The "TEAL SHIRT REPORT" Podcast, Skipping ahead to Episode/Show #82...Talking Jaguars, College Football, North Florida Entertainment & more with your "HOST" Scott on the "TEAL SHIRT REPORT" from BigJReport.com
Det er årets sidste program, og vi har samlet det vildeste sladderpanel til at endevende årets største skandaler og vildeste historier. Sisse Sejr var i retten og fik en dom for stalking og chikane, og Jes Dorph vandt sin retssag mod advokaten Yvonne Frederiksen i højesteret. Prinsesse Isabella løb med al opmærksomheden, da hun tog en t-shirt på med teksten: “Bollede ham i går”, og Rebel Royals med prinsesse Märtha Louise og Shaman Durek var noget af det vildeste tv i år. Din vært er Ditte Okman og i panelet sidder Per Kuskner, Niels Pinborg, Mikkel Lind Sorgenfrey og Niels Pinborg, der også mindes romancen mellem Mette Thiesen og Søren Frank. Programmet er produceret af Sarah Bech. Lyt til nye episoder af Det, vi taler om hver fredag kl. 14. Følg Det, vi taler om på Facebook og @ditteokman på Instagram. Vært: Ditte Okman Producer: Sarah Bech Redaktør: Andreas ØstergaardVideo: Donya Lykkeberg https://m.youtube.com/watch?v=9N4AJrLOL-4&feature=youtu.beSee omnystudio.com/listener for privacy information.
learn 10 high-frequency expressions, including words for clothing
learn 20 high-frequency expressions, including vegetables and clothing
Celtic Christmas is here. Carols, reels, and winter warmth from Belfast to Pittsburgh. Turn it up and deck the halls...Celtic style. Do you need a soundtrack for lights, baking, or a snowy drive? This week's Irish & Celtic Music Podcast is packed with festive favorites and fresh Celtic Christmas cheer. The Gothard Sisters, Kinnfolk, Irish Christmas in America, Ritchie Remo, The Chivalrous Crickets, Boston Blackthorne, The Shamrocks, The Rogues, Terry McDade & The McDades, Plunk Murray, Kathleen MacInnes, The Irish Rovers, Celtic Woman, Sean Griffin, Seán Heely On the Irish & Celtic Music Podcast #739 - - Subscribe now! GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have until December 4 to vote for this episode. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:13 - The Gothard Sisters "Here We Come a Caroling" from A Celtic Christmas 3:27 - WELCOME 6:12 - Kinnfolk "A Wintertime Feast" from A Wintertime Feast 10:58 - Irish Christmas in America "Set Dances_Single Jig - An Suisin Ban, The Hunt, Clancy's" from A Long Way From Home 15:42 - Ritchie Remo "Christmas Family" from Home For Christmas 18:52 - The Chivalrous Crickets "Carol Set - Sussex Carol / Bring a Torch Isabella / In dulci jubilo / Ding Dong Merrily on High" from A Chivalrous Christmas 24:23 - FEEDBACK 28:41 - Boston Blackthorne "Christmas in Pittsburgh 1943" from A Celtic Christmas 33:37 - The Shamrocks "Christmas in Belfast" from Single 36:56 - The Rogues "God Rest Ye Merry Gentlemen" from Hellbound Sleigh 38:13 - Terry McDade & The McDades "Maybe This Christmas" from Winter Rose 40:44 - THANK YOU 42:59 - Plunk Murray "I Saw Three Ships" from Christmas in the Pub 45:52 - Kathleen MacInnes "Santa Take Me Home" from Single 48:48 - The Irish Rovers "Bells Over Belfast" from An Irish Christmas 51:54 - Celtic Woman, Sean Griffin "I'm in Love for Christmas" from Nollaig – A Christmas Journey 55:34 - CLOSING 57:17 - Seán Heely "Silent Night" from So Merry as We Have Been 1:02:15 - CREDITS Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at www.CascadiaLawAlaska.com The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, as we celebrate Celtic Christmas, remember this: caring for the earth is part of the old traditions. It's stewardship. It's community. Clean energy isn't just good for the planet. It's a gift to our families and our neighbors. Solar and wind are now the cheapest power sources in history, yet too many politicians would rather toast billionaires by the fire than help working families keep their homes warm and their bills low. Real change begins when we stop letting the ultra - rich write our energy policy and run our government. Choose affordable, renewable power. Clean energy means lower costs, greater freedom, and a world that can still sing for future generations. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and you will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic WANT MORE CELTIC CHRISTMAS MUSIC? I host multiple podcasts, but the other big show of the year is Celtic Christmas Music. It's a free podcast highlighting Christmas music by Celtic musicians. The show is nearly as old as this podcast. You can enjoy 6 new episodes every year, all supported by folks like you. In fact, head on over to the Celtic Christmas Music Patreon page so you can listen to the show for free and follow it as well. IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. And you can find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.
5pm: Top Stories – Recap and Updates // Video shows random attack on 75-year-old woman in downtown Seattle // Medical center that employs woman who berated Target worker over Charlie Kirk shirt is bombarded with over 6,000 ‘profanity-laced’ calls // We Let AI Run Our Office Vending Machine. It Lost Hundreds of Dollars. // An update on Molly // Letters
Entspannter Dezember, falsches Englisch in der U-Bahn und die große Frage: Kaufen wir Dinge oder kaufen wir uns Hoffnung?Ich spreche über Heated Rivalry, die neue Taylor-Swift-Doku, schwulen Prestige-Diskurs, Weihnachtsrituale zu zweit und warum Online-Shopping oft nur Prokrastination mit Trackingnummer ist.Eine Folge über Konsum, Minimalismus, falsche Bedürfnisse, Airfryer-Beinahekäufe und den inneren Wunsch, durch ein neues Shirt plötzlich ein anderer Mensch zu sein.
49ers To Super Bowl? NFL Playoff Scenarios and Next Local Sports T Shirt
Dom and Ryan have both been on Shirt Show in the past, but never as a duo. We're catching up, getting the story of how these two joined forces, how they've handled the rapid growth and transformation of Superior Ink, and what their sights are set on for the future. Topics of discussion include: roulette, the visionary and integrator combo, restructures and investments, leaving Denver, rebuilding your crew and culture, shifting your focus from the big picture to everyday life, imposter syndrome, shop layout and green houses, small town living, finding your purpose, helping your community, the commonalities between all shops of all sizes, tech integration, and being grateful.
Episode 613 is brought to you by:Chase BlissStringjoy Use code: HUM to save 10%ReverbSupport this channel on PatreonWant to send us mail?60 Cycle Hum9450 Mira Mesa Blvd #615San Diego, CA 92126Did you watch the Paul/Joshua fight? 00:00 Intro01:01 Is Vintage Verified the way of the future for the vintage guitar market? 40:21 POWER GIG51:00 Thanks Patreon!51:50 Steve finally got his Progress Pedals DAD250+ CHECK OUT Scaling Pedals on IG56:14 Buzz Bo1:03:00 Collectible and Playable1:10:27 This song was sent by Ben Novak and is called "Purple Delorean"*60CH on PatreonBuy a ShirtSweetwaterzZoundsThomannAmazonPerfect CircuitEbayReverbTour Gear Designs Patch Cables+FacebookDiscordInstagram @60cyclehumTikTokHire us for Demos and other marketing opportunities #60cyclehum #guitar #guitars
It's the first night of the biggest AmericaFest in Turning Point history. The team lays out the packed first night of speakers, including Erika Kirk herself. Libby Emmons joins from just outside the Phoenix Convention Center to discuss the total failure of Brown University and Providence police to capture the murderer of campus conservative Ella Cook. To offset that appalling story, they also discuss Jeanie Beeman, the heroic Target employee harassed for wearing a Charlie Kirk Freedom shirt. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.
For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in live on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday To join the conversation, check us out on Twitter @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices
This week, it's raw, real, and straight from the crowd. I'm sharing live recordings from IrishFest Atlanta, plus a couple gems listeners sent in. You'll hear chatter, claps, and the kind of energy you only get in the moment. Hit play and come hang out at the festival with me. Sundials, Heather Dale, Celtic Brew, Olivia Bradley, Kira Doppel, Sarah Ling, Kathleen O'Donohoe, May Will Bloom, Irish Brothers, The Muckers, Fialla This week on the Irish & Celtic Music Podcast #738 - - Subscribe now! GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have until December 4 to vote for this episode. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:12 - Sundials "Star of the County Down" from Live Recording 3:52 - Heather Dale STORY OF LISTENING 6:09 - WELCOME 8:39 - Celtic Brew "Dominic's Farewell to Cashel / Contentment is Wealth" from live recording at IrishFest Atlanta 10:25 - Olivia Bradley "My Match It Is Made" from live recording at IrishFest Atlanta 14:19 - Kira Doppel and Sarah Ling "Broken Pledge Set" from live recording at IrishFest Atlanta 18:43 - Kathleen O'Donohoe "Castle Dromore" from live recording at IrishFest Atlanta 21:39 - FEEDBACK 21:57 - HEATHER DALE ON FEEDBACK That was part of an interview that I did with Heather Dale a while back. Suffice it to say… I want your feedback for the new year. If you have questions or comments. If you have your own story to share, I'd love to hear it and share it with our listeners. Feel free to send an audio file, if you like. Or just email me follow@bestcelticmusic 27:19 - May Will Bloom "Gypsy Rover" from live recording at IrishFest Atlanta 30:25 - Irish Brothers "Brennan on the Moor" from live recording at IrishFest Atlanta 33:03 - The Muckers "The Crash" from live recording at IrishFest Atlanta 36:40 - THANKS 38:26 - STORY OF HEROES OF OUR TIME and ONE OF US One of my family's favorite songs by Heather Dale is the song "One of Us". She talks about it. 45:12 - Heather Dale "One of Us" from Imagineer 48:32 - STORY OF LEAF 53:02 - Heather Dale "Leaf" from Sphere 56:54 - CLOSING 57:48 - Fialla "Not a Doctor" from live recording 1:02:42 - CREDITS Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and you will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic I have an interesting show for you today as we wait for the results of the Celtic Top 20 and we finish our annual Celtic Christmas episode. First, I reached out to Celtic musicians on the show and asked for them to email audio recordings of live performances they did. I had only a couple responses. In fact, the first artist you heard today was… But I also recorded a bunch of performances at IrishFest Atlanta this year. I got permission to use many of those recordings for this special episode. These are live, raw recordings that I made in the audience. So you'll hear people chatting and weird sounds throughout. But we did our best to get you some of the best recordings from this show. If you have a live recording you made, send it to me. Because I would like to do this again next year. Finally, I found pieces of an interview I did with Heather Dale a couple years back. I'm slipping those recordings, along with some of her music and the stories behind the songs. THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.
The Target employee who was harassed for wearing a Charlie Kirk “FREEDOM” shirt finally speaks out, saying the lady who harassed her should NOT lose her job. Meanwhile, a George Floyd biopic is currently in the works starring Oprah and Lil Tecca.Thank you for supporting our sponsors that make The Dana Show possible…HumanNhttps://HumanN.comNow's the perfect time to try them—get $5 off Humann's Turmeric Chews at Sam's Club through December 29.Byrnahttps://Byrna.comMake 2026 the year you protect your family with solid options—Get the Byrna today.Patriot Mobilehttps://PatriotMobile.com/Dana OR CALL 972-PATRIOTWhat are you waiting for? Switch today during the Red, White, and Blue sale and get a free smartphone with code DANA. PreBornhttps://Preborn.com/DANAThis Christmas, for just $28 you can help save a life.. Dial #250 and say “Baby,” or give securely online. Make your gift today.AmmoSquaredhttps://AmmoSquared.comDon't get caught without ammo and be sure to tell them you heard about Ammo Squared on this show. Webroothttps://Webroot.com/DanaMake sure your family stays secure online with WebRoot. Get 60% off Webroot Total Protection today.Subscribe today and stay in the loop on all things news with The Dana Show. Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramXMore Info
Michael (aka Big Brother Boy) is already BACK in the Diary Room, hoping for a more exciting group of players than his last time. Fair to say we accomplished that goal! Each week in The Diary Room, a wheel of names will randomly select SIX players from North American Big Brother history to enter the bracket. In three separate head-to-head matchups, three players will advance to the next round and three players will be eliminated. Someday, we'll find the best Big Brother player of all time! Join us on Patreon for more Diary Room! Vote in Battle Backs and even cast a vote for the actual Diary Room episodes! Follow us on BlueSky! @thediaryroom @mattliguori @amanadwin Follow us on Twitter! @diaryroompcast @mattliguori @amanadwin Subscribe on YouTube! Learn more about your ad choices. Visit megaphone.fm/adchoices
Elderly woman harassed over her Charlie Kirk shirt at Target, the internet responded appropriately, Trump declares 'Venezuelan regime' a foreign terrorist organization, orders oil tanker blockade, General Michael Flynn, Senator Ron Johnson and Rep. Chip Roy join the show. Check out our partners: 120Life: “120/Life is a natural drink that supports healthy blood pressure. See better numbers in 2 weeks or your money back by saving 20% with code BENNY at http://www.120life.com/ ” American Financing: Save with https://www.americanfinancing.net/benny NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 888-528-1219 or americanfinancing.net/Benny, for details about credit costs and terms Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Advantage Gold: TEXT BENNY to 85545 First Liberty: Go to https://firstliberty.org/benny Learn more about your ad choices. Visit podcastchoices.com/adchoices
Liberal TikToker CURSES OUT Target Employee Over Charlie Kirk Shirt!See omnystudio.com/listener for privacy information.
John (@theglorifiedcarpenter) may work outside our industry, and podcast outside of our industry, but the similarities between the carpentry business and the printing business is insane. It's funny how we can almost relate MORE to those who aren't elbow deep in ink, and their perspective is just as valuable, if not even more. This 2.5 hour discussion is proof, and we think you're gonna love it. Let us know in the comments or slide into our DMs and share your thoughts! Topics of discussion include: Scrappy attitudes, low bars of entry, skill building, hiring and firing, knowing your value, finding your community, inspiring quality work out of your team, the dangers in over-optimism, starting over, taking stock of what you have, figuring out what's next, getting into the weeds of podcasting, and Lego side hustles.