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When love isn't enough to hold a marriage together, what is? In this message, Chip shares what we all know about ourselves but are often unwilling to face or admit. The truth he brings has the power to shore up an unstable relationship, mend damaged souls that think there's no hope, and bring life back to a marriage that's been dead for years. If you think you're too far gone, Chip's going to tell you you're not. There really is a way to find the joy and peace you're longing for in your marriage.Three major reasons we have shame:A theological reason – we ALL have shame.Shame from things DONE to us.Shame of things that we DO.Three natural responses:To HIDE.To NUMB the pain.To COMPENSATE.John 21:1-19Principles:Jesus MEETS us where we are.Jesus gently DEMANDS that we face the truth about ourselves.Jesus AFFIRMS our value and our worthiness by commissioning us to service.Practical implications:You can't forgive your mate until you have RECEIVED both forgiveness and restoration. -Ephesians 4:32EXPERIENCE God's forgiveness and restoration.Freely GIVE what you have received.Tools for transformation:D – DEFINE the issue clearly.E – ENTER the pain and hurt.F – Ask for FORGIVENESS.U – UNDERSTAND the process.Phase 1: ForgivePhase 2: ForgivingPhase 3: ForgivenS – SET things right between you.Own your responsibilityConfess: “I was wrong.”Ask: “Will you forgive me?”Answer: “Yes, I forgive you.”E – ESTABLISH a specific game plan to move forward.Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Does your past haunt you? Do you find it hard to forgive your spouse because, if the truth were known, you can't forgive yourself? Do you let him or her come only so close and then they hit the wall you've put up? Chip wants you to know there's a way to take a brick off that wall - and then another - and another. He wants you to know Jesus offers a solution to the guilt that's robbing you of a healthy marriage. You don't want to miss this one.Three major reasons we have shame:A theological reason – we ALL have shame.Shame from things DONE to us.Shame of things that we DO.Three natural responses:To HIDE.To NUMB the pain.To COMPENSATE.John 21:1-19Principles:Jesus MEETS us where we are.Jesus gently DEMANDS that we face the truth about ourselves.Jesus AFFIRMS our value and our worthiness by commissioning us to service.Practical implications:You can't forgive your mate until you have RECEIVED both forgiveness and restoration. -Ephesians 4:32EXPERIENCE God's forgiveness and restoration.Freely GIVE what you have received.Tools for transformation:D – DEFINE the issue clearly.E – ENTER the pain and hurt.F – Ask for FORGIVENESS.U – UNDERSTAND the process.Phase 1: ForgivePhase 2: ForgivingPhase 3: ForgivenS – SET things right between you.Own your responsibilityConfess: “I was wrong.”Ask: “Will you forgive me?”Answer: “Yes, I forgive you.”E – ESTABLISH a specific game plan to move forward.Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
When the Mic Turns Around What happens when interviewer becomes interviewee? In this special role-reversal episode of The Main Thing, longtime friend Chip VanAlsburg steps in as host to turn the microphone on Skip Lineberg. Together, they explore the origin story behind the podcast, the deeper spiritual motivation driving it, and what it really takes to distill knowledge into wisdom that helps people get better at life. Pulling Back the Curtain on The Main Thing From childhood conversations with elders to the "Holy Spirit moment" that birthed the show. And from the unseen, labor-intensive work behind each 25-minute episode… Skip pulls back the curtain, as Chip presents his own brand of insightful, soul-piercing questions. On Light, Leadership, and the Long Game The duo also dives into: Why growth isn't for everyone (and why that's okay) What it means to live effulgently—radiating light and love Reframing "empty nest" into "spacious nest" The butterfly effect of sharing wisdom And how knowledge becomes wisdom only when it's lived and shared Last but not least, Chip shares his own emerging vision—an honest, heartfelt look at trauma, healing, storytelling, and what he calls "big medicine." If you've ever wondered why this podcast exists—or what wisdom is really for—this conversation will meet you right where you are. Press play. Reflect deeply. Share generously. A Bit More About Our Wise Guest-Host Chip VanAlsburg is a big thinker with a restless mind and a wide-open heart. He challenges assumptions, pushes boundaries, and rarely accepts "no" as the final answer—especially when curiosity or conviction is involved. Bold and unafraid, Chip has spent more than two decades leading in the media, technology, and telecommunications worlds, holding roles such as General Manager, Vice President, and most recently Director at Lumen Technologies in Pittsburgh. But titles only tell part of the story. Chip is a glutton for experiences, with a voracious appetite for life and learning. He's an avid user of emojis, deeply fond of laughter, and unashamed of tears when the moment calls for them. His ego is squarely in check, even as his irises stay cranked wide open in a lifelong quest for peace, perspective, and enlightenment. What makes Chip compelling isn't just what he's accomplished—it's how he shows up: courageous, curious, emotionally honest, and fully engaged with the world around him. He brings that same energy and depth to conversation, making him the kind of guest who doesn't just share insights—he invites reflection. Now, buckle up and get ready to join the duo in exploring the concept of living a good life by pursuing purpose with humility, resilience and faith. This episode was recorded in-person, face-to-face inside Parkwood Studios in Almost Heaven, West Virginia. Resources Podcast Website Sign Up for the Newsletter Learn About the Wisdom Cards Credits Editor + Technical Advisor Bob Hotchkiss Brand + Strategy Advisor Andy Malinoski PR + Partnerships Advisor Rachel Bell Marketing, Social Media and Graphic Design Chloe Lineberg Stay Connected with Us on Social YouTube @themainthingpod Instagram @themainthingpod Facebook @TheMainThingPod LinkedIn Help Support and Sustain This Podcast Become a subscriber. Share the podcast with one or two friends. Follow us on social media @TheMainThingPod Buy some Main Thing Merch from our Merchandise Store. Buy a book from our curated wisdom collection on bookshop.org. Become a patron and support us on Patreon with funding. Episode Chapters [0:00:00] — Intro [0:01:01] — Chip Takes the Mic [0:02:39] — Skip's Wisdom Origin Story [0:06:25] — Faith & Ministry Behind the Podcast [0:08:54] — Product Extensions - Newsletter & Wisdom Cards [0:11:03] — Effulgent: Light & Love [0:14:58] — Spacious Nesters Reframed [0:16:11] — Behind the Scenes of Podcasting [0:17:40] — Chip Shares His Vision and Big News ###
Of all the things Chip's ever taught about marriage, the tool he shares in this program is priceless. Actually, he'll tell you he paid good money for it, when he and Theresa had very little! But it's a communication technique that's brought them through the ups and downs of all the years and been what helped them endure even the hardest days.Introduction:Biblical practice #1: Serve your mate -John 13Biblical practice #2: Plan together -John 14Biblical practice #3: Connect with each other -John 15How do we stay connected?Jesus is the true vine and we are the branches. He is the source of life.Fruitfulness – an extraordinary life with extraordinary impact.Love results in heartfelt obedience.The result of abiding is intimacy and it results in supernatural joy.Principles:You can't impart what you do not possess. You must ABIDE in Him to have His love to give to your mate.Connection is built on COMMUNICATION – quality and quantity of time spent with one another.JOY is the fruit or the overflow of connection with Christ and with one another. It will SUSTAIN you.Practical implications:Your personal walk with God is critical to a great marriage.The key to a joyful marriage is communication skill and practice.The connection is of the mind, the body, the emotions, and the spirit.Tools for transformation:“The conference”Pray and ask God to speak to him/her -Proverbs 21:1The CARE list – “I feel most loved when you…”Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
It's not just Nvidia anymore. We will discuss the earnings from companies like ARM and Broadcom, analyzing the shift toward "Custom Silicon" designed specifically for distinct AI models.Today's Stocks & Topics: Tenet Healthcare Corporation (THC), CMOC Group Limited (CMCLF), Market Wrap, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), Cloudflare, Inc. (NET), Semiconductors: The "Custom Chip" War, How to Rollover a 401k, Dollar General Corporation (DG), Alphabet Inc. (GOOG), Housing Market, Equinix, Inc. (EQIX).Our Sponsors:* Check out Anthropic: https://claude.ai/invest* Check out Quince: https://quince.com/INVESTAdvertising Inquiries: https://redcircle.com/brands
Plus: Nvidia shares rise after announcing a deal with Meta. And Moderna stock jumps as FDA does a U-turn on its new flu vaccine. Katherine Sullivan hosts. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
A.M. Edition for Feb. 17. A growing shortage of memory chips is squeezing the makers of phones, laptops and games consoles, sending prices skyrocketing. WSJ's Tim Martin explains how non-AI buyers are having to choose between raising prices, trimming margins or reducing device memory. Plus, the U.S. government is emerging from the holiday weekend partially shut down. And we look at why this winter is worse and weirder than usual. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
What sustains a marriage? What brings energy and health? Life and joy? Maybe those words are in your distant past and your marriage hasn't known them for years. Maybe your marriage is strong and you'd really like to keep it that way. In this program, Chip explains that “connection” is the key. How do you get - or stay - connected in a way that'll last? Don't miss this one.Introduction:Biblical practice #1: Serve your mate -John 13Biblical practice #2: Plan together -John 14Biblical practice #3: Connect with each other -John 15How do we stay connected?Jesus is the true vine and we are the branches. He is the source of life.Fruitfulness – an extraordinary life with extraordinary impact.Love results in heartfelt obedience.The result of abiding is intimacy and it results in supernatural joy.Principles:You can't impart what you do not possess. You must ABIDE in Him to have His love to give to your mate.Connection is built on COMMUNICATION – quality and quantity of time spent with one another.JOY is the fruit or the overflow of connection with Christ and with one another. It will SUSTAIN you.Practical implications:Your personal walk with God is critical to a great marriage.The key to a joyful marriage is communication skill and practice.The connection is of the mind, the body, the emotions, and the spirit.Tools for transformation:“The conference”Pray and ask God to speak to him/her -Proverbs 21:1The CARE list – “I feel most loved when you…”Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
They boys are all back from the ski trip and have a lot of things to talk about...If you'd like to work with us, email the studio on workwithfellas@fellasstudios.comJoin Fellas Loaded: https://fellasloaded.com/explore/Get The Worlds Comfiest Hoodies - http://www.165thfloor.co.ukWatch The Clips: https://www.youtube.com/@thefellaspodclipsListen on Spotify: https://shorturl.at/xBCPUListen on Apple Podcasts: https://shorturl.at/opIU0Join the Subreddit: https://www.reddit.com/r/FellasPodcastFollow us on Instagram - http://www.instagram.com/thefellasinstaFollow us on TikTok - https://www.tiktok.com/@thefellaspod?lang=enCal: https://twitter.com/Calfreezy https://www.instagram.com/calfreezy/Chip: https://twitter.com/yungchip https://www.instagram.com/theburntchipAB: https://www.youtube.com/@ABvloggin https://www.instagram.com/alfiebuttle
We're here for a CHIPS Act megapod, in person with Mike Schmidt and Todd Fisher, the director and founding CIO of the CHIPS Program Office, respectively. We discuss… The mechanisms behind the success of the CHIPS Act, What CHIPS can teach us about other industrial policy challenges, like APIs and rare earths, What it takes to build a successful industrial policy implementation team, How the fear of “another Solyndra” is holding back US industrial policy, Chris Miller's recent interest in revitalizing America's chemical industry. This post is a collaboration with the Factory Settings Substack: https://www.factorysettings.org/. Subscribe for more insights from former CHIPS Program Office leaders! Suno song link: https://suno.com/s/wwVYK10LfrAD5zK2 Learn more about your ad choices. Visit megaphone.fm/adchoices
Following the weekend' FA Cup football and last night's 5th round draw Suj and James revaluate the outlook for Chip usage for the rest of the season, and though current projections remain unchanged there's lots that could change in the coming weeks and that may force many FPL managers to move away from the current template strategy. What will happen to the Manchester City v Crystal Palace fixture? Could Gameweek 33 be the only remaining Double Gameweek? Should Bench Boost be used now or held for later? It's all covered, including alternative 'out' chip strategies if at short notice Gameweek 32 would look bad for a Wildcard followed by a Gameweek 33 Bench Boost, why certain fixtrures could be forced into certain weeks, if non European teams could have postponements go into random weeks and more, including why the next big event that could alter the landscape is the scheded April TV selections... Tomorrow on Planet FPL: Clash of the Correspondents, Aston Villa v Leeds United with Lee Jackson & Ed Salinger Today on Patreon: UCL Fantasy Preview (IT+) & Euro Focus (AT) The full Planet FPL schedule for this week can be found via this post: https://www.patreon.com/posts/150897034 Want to become a member of our FPL community and support the Podcast? Join us on Patreon: https://www.patreon.com/planetfpl Follow James on Twitter/x: https://twitter.com/PlanetFPLPod Follow Suj on Twitter/x: https://twitter.com/sujanshah Follow Clayton on Twitter/x: https://twitter.com/claytsAFC Follow David on Twitter/x: https://x.com/PlanetFPLHunter Follow Nico on Twitter/x: https://twitter.com/nico_semedo Subscribe to our YouTube channel: https://www.youtube.com/@PlanetFPL Like us on Facebook: https://www.facebook.com/planetfpl Follow us on Instagram: https://www.instagram.com/planetfpl #FPL #FantasyPremierLeague #ChipStrategy Learn more about your ad choices. Visit podcastchoices.com/adchoices
Introduction: Host Michael Rand starts with Pablo Lopez leaving a spring training throwing session with elbow pain. It's too early to be too concerned, but it is worth remember that it was a Lopez injury that sent the Twins' season off the rails in 2025. Plus a big night for the Heise family. 8:00: Star Tribune columnist Chip Scoggins joins Rand to talk about the Gophers women's basketball team's surge. They've won eight in a row and just cracked the AP top 25. 28:00: The best time of the year for high school hockey.
Bienvenidos Curiosinautas a un nuevo CuriosiMartes cargado de señales de alerta, noticias de Apple y un análisis que te va a hacer pensar. Arrancamos con Apple: mandó invitaciones para un evento de experiencia el 4 de marzo en simultáneo en tres ciudades: Shanghai, Londres y Nueva York.Se vienen el iPhone 17, nueva iPad, iPad Mini, MacBook Air M5, MacBook Pro M5 y un nuevo MacBook ultra low cost con chip A18 y colores llamativos. ¿Pantalla táctil? ¿Nuevo sistema operativo?Todo el análisis acá.Pero también hay alertas: iOS 26.4 no trae las mejoras de Siri que prometieron, se termina el soporte de Rosetta 2 para Macs con Intel y Samsung se adelanta con su evento Galaxy el 25 de febrero.Y después viene lo más fuerte: un ex fundador de los modelos de IA de Google desalentó públicamente estudiar medicina, leyes o hacer un PhD porque "la IA los va a dejar sin trabajo". Un investigador de OpenAI renunció alertando inestabilidad interna. El director de IA de Anthropic se fue a estudiar poesía. El éxodo de talentos no es entre empresas: es gente que no quiere saber nada más.Y el dato más impactante: por primera vez en la historia de la humanidad, la Generación Z no supera intelectualmente a los millennials. La involución ya está documentada en papers científicos.¿Qué pasa cuando esa generación crezca con IA como única fuente de verdad?Cerramos con una gran noticia: científicos lograron eliminar de una célula inmune la desviación del VIH. Un avance histórico que demuestra que la evolución sigue, aunque algunos hayan decidido bajarse.Recordá: Podés ganar una Insta360 X5 participando en la serie Road Trip USA 2026 en el canal Los Viajes del Tío Fabián. Solo tenés que dejar comentarios en todos los episodios. ¡Las probabilidades son altísimas!#CuriosiMartes #idearVlog #GeneracionZ #InteligenciaArtificial #Apple #iPhone17 #MacBook #Siri #OpenAI #Anthropic #VIH #Tecnologia #NoticiasTech
We're here for a CHIPS Act megapod, in person with Mike Schmidt and Todd Fisher, the director and founding CIO of the CHIPS Program Office, respectively. We discuss… The mechanisms behind the success of the CHIPS Act, What CHIPS can teach us about other industrial policy challenges, like APIs and rare earths, What it takes to build a successful industrial policy implementation team, How the fear of “another Solyndra” is holding back US industrial policy, Chris Miller's recent interest in revitalizing America's chemical industry. This post is a collaboration with the Factory Settings Substack: https://www.factorysettings.org/. Subscribe for more insights from former CHIPS Program Office leaders! Suno song link: https://suno.com/s/wwVYK10LfrAD5zK2 Learn more about your ad choices. Visit megaphone.fm/adchoices
James and Chip talk about the importance of having a coach no matter where you are in your career. Chip is Best-selling author, speaker, business coach and mentor, banking professional dedicated to completely understanding businesses to best serve their growth plans; 39 years of financing growth opportunities for closely-held organizations and not-for-profit organizations with 5-50 employees; expert knowledge in optimizing cash flow and streamlining critical cash cycle processes. And the founder /author of Bizzics. Bizzics.com
What sustains a marriage? What brings energy and health? Life and joy? Maybe those words are in your distant past and your marriage hasn't known them for years. Maybe your marriage is strong and you'd really like to keep it that way. In this program, Chip explains that “connection” is the key. How do you get - or stay - connected in a way that'll last? Don't miss this one.Introduction:Biblical practice #1: Serve your mate -John 13Biblical practice #2: Plan together -John 14Biblical practice #3: Connect with each other -John 15How do we stay connected?Jesus is the true vine and we are the branches. He is the source of life.Fruitfulness – an extraordinary life with extraordinary impact.Love results in heartfelt obedience.The result of abiding is intimacy and it results in supernatural joy.Principles:You can't impart what you do not possess. You must ABIDE in Him to have His love to give to your mate.Connection is built on COMMUNICATION – quality and quantity of time spent with one another.JOY is the fruit or the overflow of connection with Christ and with one another. It will SUSTAIN you.Practical implications:Your personal walk with God is critical to a great marriage.The key to a joyful marriage is communication skill and practice.The connection is of the mind, the body, the emotions, and the spirit.Tools for transformation:“The conference”Pray and ask God to speak to him/her -Proverbs 21:1The CARE list – “I feel most loved when you…”Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Good Morning, I'm Nelson John. On today's Top of the Morning: Gold just had its worst crash in 40 years, falling 21% from record highs after Trump named Kevin Warsh as the next Fed Chair. India is rolling out its first commercial semiconductor chip from Micron's Gujarat facility this month. The trade deficit blew out to $34.68 billion in January, nearly doubling year-on-year, driven by a surge in gold and silver imports right before the crash. PFC and REC are merging into a $61 billion power finance giant. And the RBI just opened the door for banks to fund M&A deals up to 75% of value, while clamping down hard on broker lending. Tune in now. Learn more about your ad choices. Visit megaphone.fm/adchoices
Theory's great! But when it comes to facing another day of a marriage that feels stagnant, practical advice and proven methods are like gold. In this program, Chip shares some of the wealth he's gained over the years - practices that have made the difference in his marriage -from the daily routine, to the long-term plan.Biblical practices great marriages have in common:LoveHopeJesus gives hope to His bride, the Church:John 14:1-21Hope is a picture of the future that says, what we are doing today is going to produce a better tomorrow.Principles:Long-term planning provides HOPE and PERSPECTIVE to overcome short-term pain and challenges.Great plans provide a specific PATH and create HOPE for tomorrow and forever.Hope rises and falls with how we keep our PROMISES.Practical implications:If you fail to PLAN, you plan to FAIL.If you don't have a plan, you don't have HOPE.Tools for transformation:1. ClarityYou are a trophy of God's grace – you share hope when you share your brokenness.Assignment: Add 10 years – see the goal, plan to get there.2. Structure – work together on:FinancesCalendars3. If necessary, get outside helpBroadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Bree & Clint are STOKED to finally launch our chip with Heartland - Hot Honey Crispy Chicken! On supermarket shelves all over New Zealand. We celebrated live from Fat Eddie's in Christchurch. See omnystudio.com/listener for privacy information.
Chip Webster, Unity in Service, on Rebuilding Trust and Civic Engagement Through Community Service (North Fulton Business Radio, Episode 938) On this episode of North Fulton Business Radio, host John Ray welcomes Chip Webster, founder of Unity in Service. Chip is a seasoned entrepreneur, business leader, and advocate for civic engagement who spent over 25 years […]
Star Tribune sports columnist Chip Scoggins joins us to talk about some of the topics from the opening of spring training for the Twins, Anthony Edwards' big night taking MVP at the NBA all-star game, Gopher women's hoops and Olympic hockey!
Chip Scoggins of the Star Tribune joins Chad to two segments on the Twins, Anthony Edwards and more from the weekend of sports before a look back at the career of actor Robert Duvall after his passing today at the age of 95.
How overrated is Presidents Day? Chad opens the show with a wide variety of presidential topics before we hand the keys to the listeners during Text-a-Topic! We also spend some time with Susie Jones during Overrated, Underrated or Properly Rated, talk sports with Chip Scoggins and have much more!
Chip Simmons & Adrian Macias, the Co-Founders of Tokenized Energy join the podcast to talk about how their team is fractionalizing investment access to professionally sourced, underwritten, and managed oil & gas minerals, royalties, and non-op assets. By leveraging blockchain technology & tokenization, their team is literally putting minerals & nonop deals in the palm of your hand so you can begin earning digital mailbox money every month.**Disclaimer: This podcast is meant for informational purposes only and does not constitute investment advice. A big thanks to our 4 Minerals & Royalties Podcast Sponsors:--Tokenized Energy: If you are interested in allocating capital to oil & gas minerals, royalties, and nonop assets in order to earn digital mailbox money, then visit www.tokenizedenergy.com or download the Tokenized Energy app for your Apple or Android phone.--Tracts: If you are interested in learning more about Tracts title related services and software, then please call 281-892-2096 or visit https://tracts.co/ to learn more.--Riverbend Energy Group: If you are interested in discussing the sale of your Minerals and/or NonOp interests w/ Riverbend, then please visit www.riverbendenergygroup.com for more information--Farmers National Company: For more information onFarmer's land management services, please visit www.fncenergy.com or email energy@farmersnational.com
How do you feel when you've tried everything you know, and your attempts to show love to your spouse just don't seem to be making any difference at all? Or maybe you're on the flip-side and you're waiting for the day when your spouse finally does something that makes you feel like they really care. In this program, Chip talks about how to love in a way that actually connects.How do you keep love alive?Ephesians 5:25-33Very rarely, do we take how Jesus loves the Church and use that as our model for how we are to love one another in marriage.Your marriage is not just about your PERSONAL fulfillment. -John 13:1-17, 33-35Other than the Church of Jesus Christ, your relationship with your mate is the single most powerful testimony of the reality of God.Principles:Love is not a FEELING.Love is SERVING. -Philippians 2:3-4Love must be RECEIVED.Love is UNCONDITIONAL.Practical Implications:Love is a CHOICE.Love MEETS the NEEDS of the one loved.Love requires extreme HUMILITY and SECURITY.Learn the five languages of loveWords of affirmationQuality timeReceiving giftsActs of servicePhysical touchTwo clues as to what your love language is:What bothers you the most?What do you ask for the most?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Ripple Dropped a Major XRPL Upgrade — UK Backlash Grows | US Fraud Probes Intensify Ripple just dropped a major XRPL upgrade — and almost nobody is talking about what it really means. Token Escrow (XLS-85) is now LIVE on the XRP Ledger, extending native escrow functionality beyond XRP to issued assets, trustline-based tokens, Multi-Purpose Tokens, stablecoins like RLUSD, and Real World Assets. This isn't hype. This is institutional-grade infrastructure quietly expanding on-chain settlement power. At the same time: • Political backlash is intensifying in the UK • Governance debates are heating up • Fraud investigations in the United States are gaining momentum As decentralized financial rails strengthen, public trust in traditional institutions is being tested. Is this just coincidence — or are we watching a larger shift unfold? In today's episode of **On The Chain**, we break down:
Hope is great! But how do you actually get hope? What provides hope, in a marriage relationship, when you've made the commitment and you're in it for the long-haul? Where do you find that sustaining, motivating optimism that helps you look forward to your future together? Chip's got the answer in this program.Biblical practices great marriages have in common:LoveHopeJesus gives hope to His bride, the Church:John 14:1-21Hope is a picture of the future that says, what we are doing today is going to produce a better tomorrow.Principles:Long-term planning provides HOPE and PERSPECTIVE to overcome short-term pain and challenges.Great plans provide a specific PATH and create HOPE for tomorrow and forever.Hope rises and falls with how we keep our PROMISES.Practical implications:If you fail to PLAN, you plan to FAIL.If you don't have a plan, you don't have HOPE. Tools for transformation:1. ClarityYou are a trophy of God's grace – you share hope when you share your brokenness.Assignment: Add 10 years – see the goal, plan to get there.2. Structure – work together on:FinancesCalendars3. If necessary, get outside helpBroadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Let's face it - marriage is a lot of hard work! Sometimes the daily grind, responsibilities, challenges, finances, and conflicting values, conspire to make you want to give up. Where do you find hope to keep going and stay faithful to your commitment? In this message, Chip brings a simple, very doable plan to help you find hope. This is a practical, how-to explanation of how to have a marriage that works - for both of you! Don't miss it!Biblical practices great marriages have in common:LoveHopeJesus gives hope to His bride, the Church:John 14:1-21Hope is a picture of the future that says, what we are doing today is going to produce a better tomorrow.Principles:Long-term planning provides HOPE and PERSPECTIVE to overcome short-term pain and challenges.Great plans provide a specific PATH and create HOPE for tomorrow and forever.Hope rises and falls with how we keep our PROMISES.Practical implications:If you fail to PLAN, you plan to FAIL.If you don't have a plan, you don't have HOPE.Tools for transformation:1. ClarityYou are a trophy of God's grace – you share hope when you share your brokenness.Assignment: Add 10 years – see the goal, plan to get there.2. Structure – work together on:FinancesCalendars3. If necessary, get outside helpBroadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Happy BPE Friday! Sia Nejad is joined by Chip Patterson, Buckets, and Mike Barner as they hand out their BEST BETS for the NBA, College Basketball, and MORE! (0:00) Intro (5:30) Mikey B's NBA 3-Pt Contest Pick (8:15) Buckets' Soccer Picks (11:30) Chip's College Basketball Picks (23:15) Sia's Pebble Beach Bets (29:30) Mikey B's NBA Future
Cattitude - Cat podcast about cats as pets on Pet Life Radio (PetLifeRadio.com)
On this episode of Cattitude, host Michelle Fern dives into the fascinating world of cat influencers with Ashley, CEO of Pet Influencer Secrets and proud cat mom to Chip — the “world's most famous Manx cat” — and Biscuit, her adorable calico sidekick. Ever wondered what it really takes to turn your cat into a social media star? From storytelling and brand collaborations to behind-the-scenes realities (including picky cats and litter mishaps!), Ashley shares insider tips on how everyday cat parents can build authentic audiences — and even turn content into a business. They also tackle the rise of AI in pet content, how to avoid brand scams, and why emotional connection — not just cute photos — is the secret to success. If you've ever thought, “My cat could be famous,” this episode is your starting point.EPISODE NOTES: From Meow to Millions: Inside the World of Cat InfluencersBecome a supporter of this podcast: https://www.spreaker.com/podcast/cattitude-the-1-cat-podcast--6666768/support.
In this lively episode, host Clay Edwards kicks off with a FAFO Friday vibe, broadcasting from the Men's Health and Women's Wellness in Mississippi studios. He invites listeners to engage via text, livestream comments, or calls, aiming for 50 likes to boost visibility on platforms like X, YouTube, and Rumble. The first hour features special guest Chip Matthews, joining for a nostalgic dive into Jackson's bar and restaurant history. They reminisce about iconic spots like Crechelle's, which is closing soon, sharing stories of a memorable final visit with phenomenal steaks and service. The conversation shifts to old favorites such as The Dock, Pops Saloon, Roundup, Rodeos, Buffalo Chips, and more, prompted by listener texts and comments. They touch on live music's resurgence at venues like Martin's Downtown and Cameron's Garage, and even discuss Gene Simmons' views on the Rock and Roll Hall of Fame excluding classic bands while including hip-hop artists. Clay and Chip share rock concert memories, including shows with Papa Roach, Seether, Vertical Horizon, and Stroke 9. Listeners chime in with their favorite defunct and current bars, evoking spots like Conestoga, Miles Tavern, Red Dog Saloon, and The Edge. In the second hour, attorney Sean Yerkraut joins via video to break down the legal victory for Ole Miss quarterback Trinidad Chambliss, who received a waiver to play another season despite NCAA opposition. They discuss the injunction preventing irreparable harm, the NCAA lawyers' dramatic courtroom exit, and potential appeals to the Mississippi Supreme Court, noting the slim chances of success given local ties. The chat briefly touches on broader NCAA issues like antitrust exemptions and athlete compensation, plus a teaser for Sean's upcoming fill-in show. Closing out, State Representative Fred Shanks joins for the "Under the Dome" segment, recapping legislative deadline week. They cover the death of the ballot initiative bill in the Senate due to concerns over out-of-state influence on issues like abortion and marijuana, emphasizing the need to protect against dark money while encouraging constituents to contact reps directly. Clay wraps up with thanks to guests and listeners, teasing a Thursday fill-in with Sean, and wishing everyone a safe Valentine's weekend.
In the first hour of Episode #1,155 of The Clay Edwards Show, host Clay Edwards teams up with special guest Chip Matthews for a fun, nostalgic trip down memory lane, diving into the history of Jackson's iconic bars and restaurants. Sparked by a listener request on the Ellis Autoplex text line, the duo shares stories and laughs about legendary spots from the old-school Jackson scene, including Crachales's (with a heartfelt review of its final days and phenomenal steaks), The Dock, Pops Saloon (and its wild country girls), Roundup, Rodeos, Buffalo Chips, Conestoga, Miles Tavern, BJ's, Red Dog Saloon, The Edge, Inez's, Mosquito, Midnight Sun, and more. Listeners chime in via texts and livestream comments with their favorites, evoking memories of biker bars, country dives, and rock venues. Clay and Chip also reminisce about epic concerts at places like Hal & Mal's (featuring Vertical Horizon, Stroke 9, Cross Canadian Ragweed, and more), and touch on the resurgence of live music at current hotspots like Martin's Downtown and Cameron's Garage. It's a lively, unfiltered chat celebrating Jackson's bar legacy, peppered with rock 'n' roll tales and a nod to the evolving nightlife scene—perfect for OG Jacksonians feeling nostalgic!
Brady is back on a Friday as pitchers and catchers have reported! What are our first impressions of new M's trade acquisition Brendan Donovan now that he's addressed the media at spring training? And does Donovan's presence impact the ability of Colt Emerson to make the Opening Day roster? And we're joined by St. Louis Cardinals broadcaster, and former M's broadcaster Chip Caray! And what do we think about Randy Arozarena heading into the new campaign?
welcome to wall-e's tech briefing for friday, february 13th! explore today's top tech stories: google's ai workspace enhancement: introduction of ai-powered tools for google docs and sheets to improve productivity by automating tasks and simplifying data management amid market pressures. meta's vr expansion: ceo mark zuckerberg announces plans for an affordable oculus headset, aiming to grow meta's vr consumer base and make vr technology more accessible. intel's new chip plant: $20 billion investment in a new ohio-based manufacturing plant to boost u.s. chip production and address global supply chain challenges, promising thousands of new jobs. stay tuned for more tech updates in tomorrow's briefing!
How do you feel when you've tried everything you know, and your attempts to show love to your spouse just don't seem to be making any difference at all? Or maybe you're on the flip-side and you're waiting for the day when your spouse finally does something that makes you feel like they really care. In this program, Chip talks about how to love in a way that actually connects.How do you keep love alive?Ephesians 5:25-33Very rarely, do we take how Jesus loves the Church and use that as our model for how we are to love one another in marriage.Your marriage is not just about your PERSONAL fulfillment. -John 13:1-17, 33-35Other than the Church of Jesus Christ, your relationship with your mate is the single most powerful testimony of the reality of God.Principles:Love is not a FEELING.Love is SERVING. -Philippians 2:3-4Love must be RECEIVED.Love is UNCONDITIONAL.Practical Implications:Love is a CHOICE.Love MEETS the NEEDS of the one loved.Love requires extreme HUMILITY and SECURITY.Learn the five languages of loveWords of affirmationQuality timeReceiving giftsActs of servicePhysical touchTwo clues as to what your love language is:What bothers you the most?What do you ask for the most?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Welcome to episode 313 of the Löw Tide Böyz - A Swimrun Podcast!Our 5th annual Partners Month continues this week with a great show for everyone! Joining us from The Green Mountain State (Vermont) is Team Wild VerMamas, A.K.A., Amanda and Fiona. This team has burst onto the Swimrun scene with some impressive ÖTILLÖ wins in the women's category as well as inclusion in the inaugural ÖTILLÖ Elite program for 2026. If that wasn't enough they are also collaborating with Wild Swimrun to get more women and girls into the sport. If it wasn't obvious, they've passed the Swimrun vibe check with flying colors!Enjoy!~~~That's it for this week's show. If you are enjoying the Löw Tide Böyz, be sure to subscribe to the show on your favorite podcast player and leave us a five-star rating and review since that's the best way for people to discover the show and the sport of Swimrun. You can find us on Apple Podcast, Spotify, and on YouTube. Check out our website for Swimrun resources including gear guides, tips, how-to videos and so much more. Also make sure to check out our meme page @thelowtideboyz on Instagram. If you have any suggestions for the show or questions for us, send us a dm or an email at lowtideboyz@gmail.com. Finally, you can support our efforts on Patreon…if you feel so inclined.Thanks for listening and see you out there!- Chip and Chris
Jack LeRoux is a chip off the old block and joins his dad, Rene, plus Jeff and Leonard to discuss his experiences with the New York State Halls of Fame Jack LeRoux is quite intimate with the three New York State Halls of Fame as he has watched them grow from a mere idea formulated by his dad, Renee LeRoux, into the three powerhouses they are today. Jack has many behind the scenes stories as well as his thoughts regarding the future for the three Halls of Fame, baseball, basketball, and hockey. It is a great opportunity to learn more about what goes into making the New York State Halls of Fame forces to be reckoned with. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
David C. Baker recently published a fascinating thought experiment about what he’d do if starting an agency from scratch today—and it’s packed with provocative ideas worth serious consideration. His article offers a comprehensive blueprint covering everything from organizational structure to compensation philosophy, and much of it aligns with how Chip and Gini think about building sustainable agencies. But the most interesting conversations happen when smart people disagree, which is why this episode focuses on the handful of points where Chip and Gini see things differently. Not because Baker’s ideas are bad, but because they expose the tension between aspirational agency management and the messy realities of running a business with real budgets, real people, and real client demands. In this episode, Chip and Gini tackle mandatory one-month sabbaticals for every employee, open-book finances published on your website, 360-degree reviews, and incentive compensation structures. They dig into why ideas that sound compelling in theory often create unintended consequences in practice—like how retention-based bonuses can fuel scope creep, or why forced sabbaticals don’t actually solve the single-point-of-failure problem they’re designed to address. The conversation reveals thoughtful nuance on both sides. Gini shares her brutal experience with anonymous feedback that backfired when presented poorly. Chip explains why he sees most performance measurement systems as “performance theater” while still advocating for more financial transparency with teams. They discuss the logistical nightmares of scheduling multiple month-long absences and why backup systems for unexpected departures matter more than planned time off. Throughout, they return to a central theme: what works brilliantly at one stage of growth can be completely wrong at another. The goal isn’t to declare Baker’s ideas right or wrong, but to test assumptions and recognize that even the most well-intentioned frameworks deserve scrutiny before implementation. Key takeaways Chip Griffin: “Really to deal with single points of failure, you need to be able to handle those unexpected absences, right? Someone has a family emergency, someone has a health issue. Those are the kinds of things that you wanna make sure you’ve handled.” Gini Dietrich: “When you’re constantly slacking or texting or calling while on vacation, and we don’t give you a response, it makes people angry. But what I’m trying to do is give you the time off because you deserve it and I want you to come back refreshed and ready to work.” Chip Griffin: “When you have incentive compensation, whether that is commissions or for hitting profit targets, the problem that you run into is people tend to focus on the thing that gets them the commission. It doesn’t mean that it’s good revenue. It doesn’t mean that it’s profitable.” Gini Dietrich: “I subscribe to give ongoing feedback. You get feedback consistently. And when we’re in a meeting and I see something that you did really great or I see something that could use some work, I tell you that immediately.” Turn Ideas Into Action Read Baker’s full article and identify your three favorites. Don’t just focus on the disagreements—pull out the ideas that resonate most with your vision for your agency and commit to implementing one of them this quarter. The value in thought experiments like this isn’t picking sides, but using them to clarify what you actually want to build. Spend 30 minutes reading, then schedule time to test one concept that genuinely excites you. Identify your true single points of failure. List every critical role in your agency, then honestly assess what would happen if that person disappeared tomorrow without warning. Focus on unexpected absences—not planned sabbaticals—because those expose the real vulnerabilities. For each critical role, document who could cover the basics for 1-2 weeks while you figure out a longer-term solution. This takes less than an hour and protects you better than mandatory vacation policies. Replace annual reviews with ongoing feedback. If you currently do annual or 360-degree reviews, shift to giving immediate feedback when you observe something—positive or negative. Make it a two-sentence conversation: “That client presentation was excellent because you anticipated their objections” or “When you miss that deadline without communication, it creates problems for the team.” Save annual conversations for compensation changes and goal-setting, not for dumping a year’s worth of stored-up feedback all at once. Resources David C. Baker’s article If I Started A New Firm, Now Related Starting your own agency Should you force employees to take time off? Setting your agency's PTO, vacation, and leave policies Employee compensation essentials for agencies View Transcript The following is a computer-generated transcript. Please listen to the audio to confirm accuracy. Chip Griffin: Hello, and welcome to another episode of the Agency Leadership Podcast. I’m Chip Griffin. Gini Dietrich: And I’m Gini Dietrich. Chip Griffin: And Gini, we’re going back to a place that we’ve used for inspiration before. And no, I’m not talking about Reddit this time. Oh, I’m, I’m sorry. Dear listeners, this is not one of our Reddit episodes. Gini Dietrich: I, I’m always scared of the Reddit episodes. Chip Griffin: The Reddit episodes are always, they’re interesting. We’ll leave it at that. Gini Dietrich: Yeah. I saw one the other day that I was like, oh boy, okay. In the real world… Chip Griffin: Sometimes I just, I read those posts in the, in the agency subreddit, and I just, I wonder if, if they’re actual, real people posting about real stuff, because some of it just seems so insane that it just couldn’t be real. Gini Dietrich: Yes. And some of it is very junior level entitled frustrations who don’t understand how a business operates. And so some of it you’re just like, Ugh. Okay. Chip Griffin: Yep. But I mean, we were all once those people sort of a little bit Gini Dietrich: Fair, true. Chip Griffin: At one point in time. Gini Dietrich: Yes. So absolutely. Chip Griffin: But that is not what this episode is. We are going to use another source of inspiration for us that we’ve used in the past, and that is David C. Baker. And, in this case, he had a post in his newsletter recently about what he would do if he was starting his own agency today. And it’s a lengthy article that walks through all of the different choices, that he would make strategically and tactically for the business. And there’s a lot of good food for thought in there. It’s, mm-hmm. It’s probably gonna inspire a few additional episodes, down the road as we dig deeper into some of the specific topics there. But, one of the things that I did on LinkedIn was I broke out into four buckets, my perspective on it, and broke it into things that I agree with, things that I agreed to disagree with. It depends because, hey, that’s our motto here, so why not? It does depend. Yes. Yep. And then of course, food for thought. So, there are far too many points for us to cover in a reasonably length podcast episode. So. I figured why not be controversial? Let’s deal with the disagrees that I had on my list and, use that as our jumping off point. And we’ll of course include a link to the article in the show notes that you can go read the full article as well as additional context around what we’re gonna talk about today because there is a lot to, to explore here. Gini Dietrich: And I think the buckets that you, you broke it into are really good. And for the most part I agree with how you’ve compartmentalized them all. But there are some interesting ones on the agree to disagree bucket. So let’s, let’s do that. Let’s start there. Chip Griffin: Alright. Do you have, do you have one that you would like to start with or do you want me to just start calling ones out? Gini Dietrich: Let’s see. Yeah, there’s, well, yes I do. That we require one month annual sabbatical to eliminate single points of failure. Sounds lovely. I would also like a one month sabbatical every year. Chip Griffin: It’s as, as I understood the article, and it is possible, I misunderstood the intent in the article, but as I understood it, he was suggesting that every year, every employee. Gini Dietrich: Everyone. Yes. Chip Griffin: Had to take a full one month sabbatical. Gini Dietrich: Yes. That’s how I read it as well. Chip Griffin: That is, I mean, it’s a nice idea. I think it is highly impractical for most organizations. And look, I think the, stated intent here is truly a good one, which is to avoid those single points of failure, over reliance on any individual team member. Yeah. ’cause this is a giant problem for agencies, honestly, of most sizes until you get to be giant. But it is something that, that you need to be conscious of. I don’t know that you need a full one month sabbatical for every employee every year in order to get there. Gini Dietrich: Yeah, and I mean, truth be told, like if you’re designing in the agency of the future and you’re starting from scratch today, I don’t know how you do that. I mean, to your point, even in a large organization, I don’t know that how, you do that because it costs a lot of money. Not just resources and time, but it costs money to have people out. And so, you know, if you’re a, you’re an agency of three people or you’re an agency of 50 people, or you’re an agency of hundreds of people, it still costs money. And so requiring that I think is a bit too much. And also, I will say that as somebody who has an extraordinary flexible and generous paid time off plan. There are people who take advantage of those things and you have to adjust to that, unfortunately. And I just don’t think it’s realistic. I don’t think it’s something that you could actually do. I don’t think it’s something you could enforce. I think it would be extraordinarily stressful for the person and for their team, even though it might be nice in writing. I don’t think it’s, realistic in practice. Chip Griffin: Well, I, think you, I mean, you, have a number of logistical issues that come into play here in addition to everything else. And particularly because one of the other, tenants in there that I, disagreed with was, that you would require all employees to take four one week vacations. Over the course of the year. So now you’ve, essentially got all employees out for two out of 12 months. Gini Dietrich: Two outta 12 months. Yes. Chip Griffin: And, that is logistically challenging because how do you do this and make sure that you don’t have too much overlap because inevitably there are certain times where people are going to prefer to do this. I mean, absolutely. If you want to take a one month sabbatical, most people are probably gonna want to do that over the summer months. Yes. When perhaps, you know, family members have access to vacation or those sorts of things. Gini Dietrich: Yep. Chip Griffin: Or they may want it end of year around the holidays and those kinds of things. So you, have collisions between people wanting the same time. If, they, can’t get what they want now, they may be frustrated that I gotta, you know, I have to take off a month in February. What good is that gonna do me? I mean, it’s cold, it’s snowy outside. My family can’t take the time off. My significant other won’t go. Like, Gini Dietrich: yeah, Chip Griffin: so what am I just gonna sit around in my house all day for the month. so I think there are some logistical challenges. So I guess what I, this is one of those ones where I’d say the ideal is nice. I’m not sure that it is practical to implement in the vast majority of firms. I would encourage instead that owners look and try to identify single points of failure and make sure that you have backups. Yes, yes. And frankly, those are important, whether you have someone taking a month off or a week off. And my view is that every employee should have a backup who can at least do the, minimum required for that role while they’re out. Particularly if they’re out suddenly, right? Because being able to plan for it. You’ve got a sabbatical, it’s on the calendar, six months ahead of time. You can get some stuff done early, you can push off some deadlines. There’s a lot of things you can do, but really to deal with single points of failure, you need to be able to handle those unexpected absences, right? Someone has a family emergency, someone has a health issue. Gini Dietrich: Yep. Chip Griffin: Someone gets an opportunity to go on a game show, I don’t know, whatever it is, that takes them away suddenly. Those are the kinds of things that you wanna make sure you’ve, handled, with single points of failure. So. Nice idea. I just, I, don’t think it’s practical for most firms. Gini Dietrich: Yeah. And the other thing I’ll say on the single point of failure piece is one of the things that I experience as an agency owner quite often is that my certain members of my team will take time off, but they can’t… They can’t allow themselves to take time off. So they’re constantly checking in and they’re constantly asking for updates and they’re constantly, and so one of the things I do with them is. You know, ensure A, that you have some backup, and B, that when you’re asking for updates or you’re constantly slacking or texting or calling, that we don’t, we don’t give you a response. And, it makes people angry. But what I’m trying to do is A, give you the time off because you deserve it and, I want you to come back refreshed and ready to work. And B, well, I’ll say C. Actually there’s three, three things, B there, nothing’s going to burn down while one person is out because we have backup and we do have places where there is not a single point of entry. And lastly, it’s really demeaning to your team, like it’s demeaning. And even me as the owner sometimes I’m like, well, don’t you trust me to fall to take care of your clients while you’re gone? Like, come on, seriously. Right. That’s how it makes you feel. So I would say that it’s important from a single point of entry perspective as well to ensure that on the opposite side, that the team feels comfortable taking time off, that they don’t feel angst about taking the time off, that they can take the time off, and that the team behind them is, feels empowered and ready and trusted to do the work. Chip Griffin: Spot on. Alright, well there’s, there’s a lot on this list. So let’s move on to, to something different. How about we talk about open book finances, because this is, one that, I, will say that I disagree with an asterisk. So I, what he’s advocating in his piece is open book finances, including public disclosure of finances on the agency’s website. Gini Dietrich: Nope. Chip Griffin: So, and in general, I am not a fan of full open book either internal or external. Gini Dietrich: Nope. Chip Griffin: However, I do believe that most agency owners would be better off being more transparent than they currently are with their teams. That doesn’t mean being complete open book, but it does mean at a minimum, sharing with them more specifically the trends that are going on with the agency. You know, Even if you take actual numbers out, I like to show charts that show the directionality of revenue, the directionality of expenses. You know, so that you can kind of see those mapped up against each other so that as an employee, you start to understand more about the fundamentals of the business. Gini Dietrich: Yep. Chip Griffin: And it starts to make you less surprised when you’re seeing growth and less surprised when you’re seeing, you know, a narrowing of the gap, say, between revenue and expenses. So therefore, profit is shrinking. I, think that there does need to be more communication about that with, as I always say, education. You can never provide numbers, whether that’s percentages or charts or actual numbers to your team without helping them to understand the economics of the business. Because otherwise you’re just giving them numbers that they will interpret however they want. But I do think the smarter you make your team about these things, the better they can help to manage project budgets, the better and more realistic they can be about compensation and bonuses. All of these things, information helps, but not in my view all the way to full open books, either internal and certainly not external. No, definitely not. I don’t see enough upside doing it external. Gini Dietrich: Definitely. I, can’t imagine doing it externally because all that does is open up the, an invitation for your clients to say, well, you don’t really need to be that profitable, so let’s, take some, let’s take a percentage off like the No, no, no, no, no. And I also think, if I read it correct, his article correctly, he was advocating for open book on everyone’s salaries too. And no, I mean, we do salary bands, but you, do not know exactly how much every person makes. That’s not, that does not contribute to any sort of morale building inside a culture. Absolutely not. Chip Griffin: Yeah. I mean, the only thing I will say to that is that, I, agree with you. However, the reality is that most people have a pretty good idea of what everybody else in the business except the owner is making anyway. And perhaps other select senior level people depending on, how your organization is structured. But pretty much all the juniors know what all every other junior makes. They all talk. Gini Dietrich: Well, and that’s why we have salary bands ’cause everybody pretty much makes the same Chip Griffin: right Gini Dietrich: amount. Right? Like they all make the same, but I’m still not publishing it. Chip Griffin: Exactly. And salary bands, you know, protect you. On that. And so, I mean, you could make the, case as long as you have tight salary bans. Gini Dietrich: Yep. Chip Griffin: Disclosure actually isn’t a problem. But you know, I don’t, I think as long as you have salary bands, you don’t need that. Obviously a lot of states are in here in the US are now requiring more disclosure around salary bands and that kind of stuff. So, you know, we’re headed there as an industry one way or the other. but I do think that salary bands are probably sufficient and, we don’t need to share actual salaries with team members. Gini Dietrich: Yeah, I totally agree with that. Chip Griffin: You know, that said, I will say that all of your employees think you make far more than you do. We’ve talked about this before, so there may actually be an upside for, most owners to share what their actual take home is because Gini Dietrich: that like 10 people actually make more than I do. Chip Griffin: Yeah. Yeah. I mean, I know a lot of agencies where the owner is making less than team members. Gini Dietrich: Yes. Chip Griffin: Which is wild to me, but. Gini Dietrich: There’s also the upside on that though, if, you’re profitable and you make enough money at the end of the year, you get, you get that. But yes, from a salary perspective. Chip Griffin: Right, right. Alright, how about, 360s? My, one of my pet peeves. I consider it performance theater. I think most KPIs and OKRs and all these things, I think it’s all performance theater. I think it has very little to do with what actual performance outcomes you get from your team. But, 360s, you know, they’ve been popular for a couple of decades now. I don’t understand them. You know, I’ve been in organizations that, have done them. I will confess that, that, you know, at various points in time, my own businesses have experimented with them, and most of the feedback that you get from them is borderline worthless. Because most of it falls into the category of nobody wants to say anything really bad about anything else, it’s, you know, at worst it’s lukewarm. But then of course, you always get the random ones who just, they have an ax to grind Gini Dietrich: Yep. Chip Griffin: And they’re gonna use the 360 Yep. As their way to grind an ax against a colleague. Yep. Or, or another department. Yep. Or whatever. Gini Dietrich: Yep. Chip Griffin: And I, I’ve yet to see any, that actually helps to provide good feedback from the employees to the owner themselves. That’s just, I mean, you can tell people it’s anonymous. You can use an outside advisor to organize it, but people are not gonna put in writing. Even if they think it’s anonymous, any perspective about the owner, it just, it doesn’t happen in, the real world. Gini Dietrich: Yeah. I agree with you. The only time I’ve, and it this happened to me, the only time I’ve seen it be effective is I, early in my agency life, business life, I hired somebody externally to do interviews. It was all anonymous, it was all verbal, nothing was recorded, and people were absolutely brutal. And the way he presented it to me made me so defensive that I couldn’t take even the kernels of feedback that I needed to hear. And there was some in there, but it was so brutal. And he, the way, and he presented it, I, in retrospect, I think he embellished some of it to make me, I, to make it like more jarring and alarming. Because he thought that that would make me wake up and pay attention. And in fact, it had the opposite effect. It was not, not good at all. And then I didn’t feel good about the people I had hired. Because it was, it was brutal. So I agree that, they’re not great. I subscribe to the give feedback, ongoing feedback. And so I don’t do annual reviews, I don’t do 360 reviews. You get feedback consistently. And when we’re in a meeting and I see something that you did really great or I see something that could use some work, I tell you that immediately. When I’m trying, when I want to coach you on something, I do that immediately and I ask my team to do the same with their team. So there’s, we have the ongoing feedback and then the annual review, quote unquote, is, Hey. We met our goals, we did really, really well. Here’s a raise, or you know what? This year was shitty and it sucked. You did your part in trying to make it better. I’m gonna give you a cost of living raise or whatever it happens to be, right? But it’s not a, here’s all the shitty things that your clients say, and here’s all the shitty things that your colleagues say and more about, I, you already know that you’re doing a great job in these areas. You already know that these are areas that need to be worked on, and we just continue to move forward. Chip Griffin: Yeah, I mean, I’ll say from, an owner trying to get, you know, feedback and perspective from the team there. You know, you, I wouldn’t do it through a, you know, a normal 360 review process, but you know, what, you’ve described part of it, I think the, whoever you hired got it right in having, you know, very anonymous conversations with team members. And I think that bringing an outside advisor who has those kinds of conversations, nothing in writing, it’s just it, you know, it’s dialogue back and forth. I do those for my clients from time to time. I’ll be honest, I, you know, I would say it’s maybe 50/50 whether I feel like I’m truly getting candid feedback. Gini Dietrich: Sure. Chip Griffin: from the team members, because usually I don’t have any prior relationship with them, so they don’t know whether they truly can trust me or not. But you know, it’s, I mean, even 50% in most cases is enough to start, you know, pulling some common threads. But the whole, the way you use that information as an outside advisor, the way you present that. Matters a lot. And so you need to really understand how is it gonna land best with the owner that has hired you. And is that by being blunt, is that by sort of internalizing the knowledge and sometimes I’ll just use it in my ongoing conversations to try to steer things. Yes. To address some of that feedback. Sure. Without even explicitly saying, well, Gini Dietrich: yes, Chip Griffin: you know, the whole team said you’re very bad at X, Y, and Z. Gini Dietrich: Brutal. Chip Griffin: But instead, try to find other ways Yes. To, achieve the same outcome, because then the team starts to feel like it was useful to talk with me, and the owner then starts to feel good about the way the team starts to pull together and all that kind of stuff. But it, is, delicate and, I would say that, you know, the, typical 360 process where it tends to be, you know, written survey feedback form type things, I, just, I think that’s, it’s very difficult to see that working in most cases and in my own experience, it has rarely worked out, the way people would like it to. Gini Dietrich: Yeah, totally agree. Chip Griffin: All right. let’s see. We have time probably for at least one more, or maybe just one more here from the list. I don’t know if there’s something that, that jumps out at you that you would like to have, covered. Gini Dietrich: Let me look, let me look. Uh, maybe we can mush board of advisors and direct access to CEO together. Chip Griffin: Sure. Although they’re, well no, because the direct access to CEO is the CEO of the client. Gini Dietrich: Oh, oh, got it, got it, got it. Chip Griffin: So they, they are, they are separate issues. Got it. But I, mean, I think either, either board of advisors, the other one I would throw out there is a possible one is the, tying all, employee comp to have an incentive component. Oh, yeah. I, think either one of those would be good. So I’ll let you pick between board of advisors or employee comp. Gini Dietrich: Employee comp. Chip Griffin: So, this is, this is one of my pet peeves. And I’m sure that David doesn’t know this, and, if he did that… Gini Dietrich: Ha! He wrote it just because he knew it was your pet peeve. Chip Griffin: But, but his argument was that every employee should have at least some of their compensation effectively at risk as part of a, an incentive compensation plan. And I hate this idea. I hate formulaic, incentive-based compensation for virtually all employees. And I’ll be controversial here, it doesn’t really apply to most agencies, but I don’t think it should apply to most sales reps either. Because I think that when you have incentive compensation, whether that is commissions or for hitting profit targets or you know, other things, the problem that you run into is people tend to the extent that they pay attention to it at all. Right? So. You’ve got a couple of risks here. One is that you’re paying people for things they don’t even care about. Right? Right. You know, I mean, I’ve had sales reps they were gonna sell or not sell, and it had nothing to do with the commission they were getting. Gini Dietrich: Fair. Chip Griffin: Now that’s rare. Most sales reps are incented by their commission and, so they will try harder to get it, but what are they doing? They’re, focused on the thing that gets them the commission, which is the actual signature on the contract and the revenue. It doesn’t mean that it’s good revenue. It doesn’t mean that it’s profitable. It doesn’t mean that it’s a good client. It doesn’t mean you can get results for them. It doesn’t mean any of those things. And you’re now creating tension because if you have more than one sales rep, nobody wants to help each other because then they gotta split the commission. And so, but this goes beyond, you know, sales and other ways of doing incentive compensation. You still have, it’s very difficult to craft a plan. Gini Dietrich: Yeah. Chip Griffin: That doesn’t have unintended consequences. Yeah. And particularly when you’re outside of the sales realm, my experience is that most employees are not truly motivated to hit specific targets for their incentive comp. They’re either gonna do a good job or they’re not. And it has nothing to do with you saying if you hit this target, you’ll get a little bit extra. But to the extent that it is, it does have those unintended consequences because now they’re fixated on, I mean, let’s say it’s client retention. So now what if, if you’ve got a client retention target and if you have a client retention over 85%, you get a bonus. Sounds great. Right? Because we’re, retaining clients. Except that what are we doing to retain those clients? Right? Oftentimes that means we’re going to go way down the, rabbit hole of scope creep. Yep. And, we’re just gonna be giving them all sorts of freebies to keep them around. And so those are the things we need to think about. And it’s, why in general, I’m opposed to all forms of incentive comp. Gini Dietrich: Yeah, I agree with you. I mean, one of the things that we do do is we say you can earn up to a certain percentage of your salary in bonus. It’s the end of year bonus. And here are the, gates, like revenue, profitability, all the things. But most of it is not reliant on the individual. Most of it’s reliant on the company as a whole. And so we all have to work together to achieve those goals. And then they sort of know like, okay, well this, this is where we are, so I’m gonna make 90% of that percentage or whatever it happens to be. So they are they are clear about those kinds of things and they tend, because of that, they tend to ask… They tend to be more engaged and ask more strategic questions about work, and they’re more thoughtful about it. But to your point, we don’t reward scope creep. We don’t reward, you know, keeping a client longer than we should. Those kinds of things. Those, like, we take those pieces out. So we, do it based on, we don’t do it commission or incentive based, but we do do it based on a certain percentage of your salary if we meet certain objectives as an organization. Chip Griffin: I mean, that’s better, but I’ll be honest, I still don’t like it. Gini Dietrich: Yeah. It works for us. It’s highly motivating for us. Chip Griffin: And that’s, the thing. I mean, the, as we say at the end of every, episode, it depends. So even these things where Gini Dietrich: mm-hmm. Chip Griffin: You know, we may disagree, you know, where David has different ideas than we do, that doesn’t mean that, that none of them can work in your agency. Right. and I think that it’s, that’s a point that, that he made in a LinkedIn conversation that, that we had, recently as well. You know, some of these may be good ideas, some of them may be bad ideas. Some of them may be good ideas, but you know, wrong place, wrong time or wrong agency, wrong time. And, some of these ideas are good at different stages of the lifecycle of even your own agency. So something that works when you have two employees may not work when you have 20 or 200. Right. And so, you know, I just, I, love articles like this though, because it gives you that food for thought. It makes you think, it makes you, you know, to test your assumptions. You know that I’m a huge, advocate of curiosity generally. And so, you know, making you think about things is helpful. And so hopefully we’ve made you think just as David made us think. And, so we, appreciate that and, we hope that we’ve given you those insights here that may help you think through decisions for your own agency. And of course, you know, check out the full article for many, many more ideas beyond what we were able to cover today. Gini Dietrich: Yeah, absolutely. It was a really good, really good article. Chip Griffin: Absolutely. So thank you all for joining us. That will conclude this episode of the Agency Leadership Podcast. I’m Chip Griffin. Gini Dietrich: I’m Gini Dietrich, Chip Griffin: and it depends.
Applied Materials (AMAT) reports earnings after Thursday's closing bell, with Marley Kayden calling challenges in China a sticky point for investors to keep in mind. That said, Marley highlights other corners of the semiconductor material business she sees as tailwinds. Joe Tigay offers an example options trade for Applied Materials. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
In this program, Chip shares four biblical principles that set the tone and establish the foundation for the rest of these programs. He starts with a very concrete look at what love is - and what love is not.How do you keep love alive?Ephesians 5:25-33Very rarely, do we take how Jesus loves the Church and use that as our model for how we are to love one another in marriage.Your marriage is not just about your PERSONAL fulfillment. -John 13:1-17, 33-35Other than the Church of Jesus Christ, your relationship with your mate is the single most powerful testimony of the reality of God.Principles:Love is not a FEELING.Love is SERVING. -Philippians 2:3-4Love must be RECEIVED.Love is UNCONDITIONAL.Practical Implications:Love is a CHOICE.Love MEETS the NEEDS of the one loved.Love requires extreme HUMILITY and SECURITY.Learn the five languages of loveWords of affirmationQuality timeReceiving giftsActs of servicePhysical touchTwo clues as to what your love language is:What bothers you the most?What do you ask for the most?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Did you know there's a single word that sums up the whole of a happy marriage? It's the key to everything you've ever wanted in a secure, satisfying marriage relationship. In this message, Chip shares the missing link to most failing marriages and why it's central to enjoying the marriage you've always hoped for. If you have a good marriage, what Chip shares will help you build on that success and deepen the love you're already experiencing.How do you keep love alive?Ephesians 5:25-33Very rarely, do we take how Jesus loves the Church and use that as our model for how we are to love one another in marriage.Your marriage is not just about your PERSONAL fulfillment. -John 13:1-17, 33-35Other than the Church of Jesus Christ, your relationship with your mate is the single most powerful testimony of the reality of God.Principles:Love is not a FEELING.Love is SERVING. -Philippians 2:3-4Love must be RECEIVED.Love is UNCONDITIONAL.Practical Implications:Love is a CHOICE.Love MEETS the NEEDS of the one loved.Love requires extreme HUMILITY and SECURITY.Learn the five languages of loveWords of affirmationQuality timeReceiving giftsActs of servicePhysical touchTwo clues as to what your love language is:What bothers you the most?What do you ask for the most?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Washington is abuzz with talk of the SAVE America act, a piece of legislation that is designed to secure American elections and ensure that only American citizens have the right to vote. The proposed law is experiencing a groundswell of popular support, but also opposition. To understand what makes this law consequential, I sat down with Chip Wyatt and Dan West, both ofHeritage Action for America. --- Thoughts? Questions? Email us at: heritageexplains@heritage.org. --- More from Heritage Action for America: https://heritageaction.com/ Chip Wyatt on X: https://x.com/ChipTWyatt Dan West on X: https://x.com/Dan_J_West
Walking the path God calls us to can feel heavy, uncertain, and overwhelming—but we are never walking alone. When we trust Him, God goes before us, leveling the path ahead and sustaining us for the journey, even when the road feels impossible. In this special episode, Chip and Wendy Frazier, who shared their story at our live gathering in Tupelo, Mississippi, invite us into their journey of faith as Chip awaited a life-saving heart transplant while battling hypertrophic cardiomyopathy. Through seasons of depression, fear, surrender, and steadfast hope, they witnessed God preparing the way, meeting them in the waiting, and answering prayers in unexpected and loving ways. VERSE OF THE WEEK: "Teach me how to live, oh Lord, lead me along a level path." Psalm 27:11 CHALLENGE OF THE WEEK: Spend some time this week counting God's blessings to you and allow the assurance of those blessings in your past to give you strength for the future. _________________________________________________________________ Click HERE to access Spotify and listen to any of our couples who have shared for the StoryTellers Live podcast in the past! Not a Spotify-er? Click on a particular story below: Ep. 17- Sarah Beth & Clay Hagler: "A Second Chance- A Marriage Story" Ep. 18- Amanda & CJ Blount: "Freedom As One" Ep. 54- Rachel & Brian Stockard: "Redemption After Addiction" Ep. 98- Andrea & Greg: "Broken and Restored" Ep. 144- Cassie & Nic Brown: "A Good Day for a Miracle" (listener favorite!) Ep. 154- Keisha & Ricardo Reeves: "Redemptive Love" Ep. 230- Susannah & David Ash: "Wandering Canvas" Ep. 259- Shannon & Aaron Eissler: "Life Change in Community- A Marriage Story" Ep. 309- Katie & JT Thornbury: "Seek and You Will Find-: A Marriage and Salvation Story" Download a phone background of the weekly verse HERE! Give to StoryTellers Live in honor of Wendy & Chip and any of our past storytellers! Join us "In the Room" on Patreon to access new stories straight from our live gatherings around the country! Click here for further details on our Stories of Hope luncheon on March 11th in Birmingham! Register for our Finding God in the Details: A Guide to Discerning His Voice and Discovering Your Story workshop being offered online on February 18th from 9:30-12:00. Shop for our When God Shows Up Bible Study series~ Stories of Hope, Stories of Freedom, Stories of Faith Are you interested in one-on-one coaching with our very own Robyn Kown!? Click HERE! Check out all of our live speaking engagement opportunities on our website. Sign up to receive StoryTellers Live's weekly newsletter for updates and details on our live gatherings.
T.J. Watt's chipped as much as any edge rusher ... with no end in sight. Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices
Washington is abuzz with talk of the SAVE America act, a piece of legislation that is designed to secure American elections and ensure that only American citizens have the right to vote. The proposed law is experiencing a groundswell of popular support, but also opposition. To understand what makes this law consequential, I sat down […]
Ted Seifried of Zaner Ag Hedge sits in for Chip and his guest analyst is Brian Splitter of AgMarket.net plus Karen Braun, also of Zaner Ag Hedge, stops by to share perspective from her recent visit to Brazil.See omnystudio.com/listener for privacy information.
00:00 Intro01:26 Taiwan: Moving 40 Percent of Chip Production to U.S. ‘Impossible'03:24 U.S. Forces Board Venezuelan Oil Tanker Bound for China04:20 U.S. War Secretary: ‘Go Fast. We Win.'06:49 California Man Gets 4 Years for China Agent Role07:43 U.S. to Deploy 4 Submarines to Naval Base in Australia08:52 Australia Aims to Reclaim Darwin Port From China10:35 Insiders: Passive Resistance Spreading in China's Military11:20 Jimmy Lai's Verdict Reveals CCP's True Nature: Cella11:43 Starmer Calls for Strategic Partnership With China14:01 Jimmy Lai's Last Interview Before Arrest16:29 Independent Media in Hong Kong Under Pressure18:38 Air Canada Suspends Flights to Cuba
Throughout history, whenever society falls into greater immorality and the tides of violence and hatred rise, God responds in remarkable ways. Chip wraps up his study in Philippians chapter 2 in this program with this astonishing revelation. Join us to learn about the life-changing work God is doing worldwide, and the passionate men and women He is looking for to join Him in His work.God is always shopping… What is He looking for?Ezekiel 22:30-312 Chronicles 16:9Question: Why does God use some people and not others?The answer: Philippians 2:19-30Paul CARES! -Philippians 2:19Timothy CARES! -Philippians 2:20-24Epaphroditus CARES! -Philippians 2:25-30Summary: Timothy and Epaphroditus exemplify the kind of person God uses to fulfill His purposes on Earth.4 things God is looking for:Do you have a SERVANT'S heart?Are you WILLING and AVAILABLE?Are you FAITHFUL in the assignments God gives you?Are you LOYAL and TEACHABLE?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Throughout history, whenever society falls into greater immorality and the tides of violence and hatred rise, God responds in remarkable ways. Chip wraps up his study in Philippians chapter 2 in this program with this astonishing revelation. Join us to learn about the life-changing work God is doing worldwide, and the passionate men and women He is looking for to join Him in His work.God is always shopping… What is He looking for?Ezekiel 22:30-312 Chronicles 16:9Question: Why does God use some people and not others?The answer: Philippians 2:19-30Paul CARES! -Philippians 2:19Timothy CARES! -Philippians 2:20-24Epaphroditus CARES! -Philippians 2:25-30Summary: Timothy and Epaphroditus exemplify the kind of person God uses to fulfill His purposes on Earth.4 things God is looking for:Do you have a SERVANT'S heart?Are you WILLING and AVAILABLE?Are you FAITHFUL in the assignments God gives you?Are you LOYAL and TEACHABLE?Broadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
Finally managed to get our hands on the man himself! We've now collected 4/5 Bov Boys, only one more pod to go...Chazza's Twitch - https://www.twitch.tv/nykchazzaIf you'd like to work with us, email the studio on workwithfellas@fellasstudios.comJoin Fellas Loaded: https://fellasloaded.com/explore/Get The Worlds Comfiest Hoodies - http://www.165thfloor.co.ukWatch The Clips: https://www.youtube.com/@thefellaspodclipsListen on Spotify: https://shorturl.at/xBCPUListen on Apple Podcasts: https://shorturl.at/opIU0Join the Subreddit: https://www.reddit.com/r/FellasPodcastFollow us on Instagram - http://www.instagram.com/thefellasinstaFollow us on TikTok - https://www.tiktok.com/@thefellaspod?lang=enCal: https://twitter.com/Calfreezy https://www.instagram.com/calfreezy/Chip: https://twitter.com/yungchip https://www.instagram.com/theburntchipAB: https://www.youtube.com/@ABvloggin https://www.instagram.com/alfiebuttle