Podcasts about diversify

Der Diversify Deals Podcast ist ab sofort unter neuem Namen für Euch da: **Deals Crunch** – Dein **Private Markets Deepdive** aus der Morningcrunch-Redaktion. Dieser Podcast wird unterstützt von NAO, Deutschlands größter App für Private Equity. Mach Deine Due Diligence: Jede Woche Donnerstag bringt der Deals Crunch Podcast von morningcrunch, powered by NAO, die wichtigsten Themen aus der Private Markets Welt. Private Equity Deals, VC-Runden, IPO-Kandidaten, Fonds-Launches – Paul und Hendrik berichten, was die Hinterzimmer der Finanzwelt beschäftigt. Denn die Insider wissen: Die spannendsten Deals finden abseits der Börse statt. Disclaimer: Dieser Podcast dient ausschließlich zu Informationszwecken und ist nicht als Anlageberatung zu verstehen.

Best Ball Bash returns with special guest Ben Havard joining to draft from his car. Then we pivot to a karaoke-heavy Randomizer draft ft. Coachspeak Index.

Want to start your own podcast? Watch my free webinar Podcast Success Secrets to learn how to start, grow, and monetize your own podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.podcastsuccesssecrets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Welcome to the optYOUmize Podcast where we help entrepreneurs build the business AND life of their dreams. Get tips, tactics, stories, and inspiration from interviews with business and personal development experts and lessons from my own successes and failures so you can make more, work less, and live better. You don't have to go it alone--we're here to support and motivate you, and encourage you to keep going until you reach your goals. Follow optYOUmize Podcast with Brett Ingram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Summary In this podcast episode, Brett Ingram discusses the strategic choices entrepreneurs face regarding marketing methods. He explores the benefits and drawbacks of focusing on a single marketing method versus diversifying across multiple methods. The conversation emphasizes the importance of finding a balance that maximizes sales potential while minimizing risks. Brett shares his personal experiences and a systematic approach to mastering marketing strategies effectively. Chapters 00:00 Introduction to Marketing Strategies 01:00 Focusing on One Marketing Method 12:02 Exploring Multiple Marketing Methods 20:10 Finding the Right Balance in Marketing #marketingstrategies #personaldevelopment #entrepreneurship #optyoumize #brettingram #entrepreneurpodcast #podmatch

Cris Auditore Zimmermann is a seasoned entrepreneur, investor, and business leader who has founded over 20 companies across five countries. Born in Frankfurt, Germany, with family roots in Italy and South Africa, Cris brings a global perspective to business and leadership. He is the co-founder of Medici Global Ventures and author of Get Your House in Order: Principles of Success Based on the Life of Cosimo de' Medici. Cris is known for his expertise in real estate, his passion for studying historical business dynasties like the Medici family, and his commitment to helping others build enduring legacies and impactful businesses. On this episode we talk about: – Cris's entrepreneurial journey across multiple countries and industries – The influence of family legacy and global upbringing on his business philosophy – Real estate investing strategies and lessons from the German market – The importance of legal and structural planning for long-term business success – Key principles from the Medici family that modern entrepreneurs can apply today Top 3 Takeaways 1. Diversify and Take Calculated Risks: Cris's career demonstrates the value of diversifying your ventures and not being afraid to take bold risks, especially early on. 2. Structure Matters: Proper legal and financial structures are crucial for protecting assets and ensuring long-term success. 3. Legacy Over Income: Building a business is not just about making money—it's about creating a legacy that positively impacts your family and community. Connect with Cris Zimmermann: crisauditore.com instagram.com/cris_auditorezimmermann linkedin.com/in/cris-auditore-zimmermann https://medicilegacy.com

In episode 125, of Nonprofit Mission: Impact, Carol Hamilton talks with Michele Walls. Michele shares her deep well of experience in nonprofit fundraising, communications, and strategic development. They explore:  the importance of thoughtful relationship-building, patience, and team collaboration in securing sustainable funding.  how fundraising is a team effort and a long game.  how to move from reactive panic to strategic action—even amid uncertainty and funding contractions. Episode highlights:

From price hikes to volatile markets, Singapore’s economy is already feeling the heat from US President Donald Trump’s trade policies. In this episode of Lens on Singapore, Claressa Monteiro chats with SGX’s Geoff Howie and economist Terence Ho to break down the ripple effects of trade tensions on our economy. From floor mats to stock markets, we explore where the real pain points are—and what businesses and consumers can do to stay nimble. Highlights of the conversation: 01:01 Impact of tariffs on Singapore stocks 03:29 Challenges for Singapore companies 07:46 How supply chain shifts can benefit Singapore 09:39 Diversify, diversify, diversify 11:42 What can Singapore businesses do? 14:56 Impact of falling USD --- Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. We’ll look into it for future episodes. --- Hosted by Claressa Monteiro, edited and produced by Claressa Monteiro, Emily Liu and Chai Pei Chieh With Geoff Howie, market strategist, Singapore Exchange; and Terence Ho, deputy executive director and associate professor of practice, Institute for Adult Learning, Singapore University of Social Sciences A podcast by BT Podcasts, The Business Times, SPH Media --- Follow Lens On and rate us on: Channel: bt.sg/btlenson Amazon: bt.sg/lensam Apple Podcasts: bt.sg/lensap Spotify: bt.sg/lenssp YouTube Music: bt.sg/lensyt Website: bt.sg/lenson Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: bt.sg/btmoneyhacks BT Correspondents at: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/podcasts BT Branded Podcasts at: bt.sg/brpodSee omnystudio.com/listener for privacy information.

“The U.S. dollar is likely to go down 25 to 50% over the next five years,” says Marko Papic, Chief Strategist at BCA Research. He tells Daniela Cambone that the driving force behind this decline is less about the loss of reserve currency status and more about fading U.S. economic outperformance. Papic also points out that Trump's tax cuts bill “does not add to growth in any way, shape, or form” and warns, “Expectations of U.S. growth are overstated, and that means the dollar is way too expensive.”He further argues that rate cuts are becoming ineffective, as the long end of the yield curve remains unresponsive. “Everyone borrows at the long end of the curve — not the short end. So if the long end doesn't fall, rate cuts don't matter.” What matters now, he stresses, is fiscal and trade policy — not monetary policy.Papic's advice to investors: “Diversify out of the dollar — diversify out of the U.S.” Watch the full video to learn more.✅ FREE RESOURCESDownload the Ultimate Decision-Making Guide on Gold & Silver plus Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)

In today's episode:The 10-year delta of the Escalator-in-Chief's Trump Tower escalator rideThe Trump Organization announces a mobile phone/service projectEric Trump joins War Room and calls Trump the greatest RINO hunter in world historyTucker Carlson joins War Room to take RINOs, neocons, and Fox News to the woodshedTrump celebrates him birthday and the opening of America's 250th birthday with a military paradeTrump swears in new soldiers in a display of the relationship between the president and militaryThe incredible, American optics of an optics-only eventThe No Kings rallies were a total flop and downright sadFlashback to the No Kings Act Trump promises an expanded ICE effort for the largest deportation in historyThe "Israel Attacks Iran" narrative begins, and every part of it is unbelievableThe ridiculous notion that Trump and Bibi 'tricked' all Trump's negotiating partners in the Middle East and the desperate cope from the neoconsWe must learn to withhold belief or we will be hoodwinked forever.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Hosted on Acast. See acast.com/privacy for more information.

[WAITLIST] 1:1 Points Travel Strategy Session - get on the waitlist here!Link to my entire trip planning checklist for FREE! And make sure to follow us on Instagram! @travelpartyof5 Despite recent devaluations from major programs like Hilton, Capital One, and others, points and miles are still a viable way to travel the world with your family if you're willing to adapt your strategy and mindset.• Frustrating changes like Hilton's increased award costs and Capital One's lounge access restrictions are disappointing but not game-ending• The points and miles game requires a mindset shift—banks make the rules, we adapt and find the optimal paths within them• Social media can make points and miles seem easier than they actually are—proper planning takes time and effort• Focus on flexible points currencies to protect yourself from devaluations• Take advantage of transfer bonuses when they align with your travel needs• Diversify your credit card portfolio across different banks• Plan 12-18 months ahead for family travel to secure saver award availability• Accept that you'll make mistakes along the way—it's part of the learning process• Points and miles aren't dead, but lazy redemptions increasingly areIf you're feeling stuck or discouraged with points and miles, reach out on Instagram for support or consider joining the waitlist for one-on-one consultations to help plan your next trip.

Think crypto’s just for tech bros and meme coin gamblers? Think again. In this episode of Money Hacks, Howie Lim digs into the surprisingly high crypto adoption rates in Singapore with Coinbase’s Hassan Ahmed and crypto communications professional Deborah Tan-Pink. From common misconceptions and beginner mistakes to why stablecoins might just be the sneaky MVPs, we break down what new investors need to know. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 03:23 Top crypto assets in Singapore 05:22 How much crypto in a portfolio 09:18 Crypto’s volatility 11:16 How global uncertainty will affect crypto 15:17 Outlook for the year --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Hassan Ahmed, Singapore country director, Coinbase; and Deborah Tan-Pink, crypto communications professional Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Think crypto’s just for tech bros and meme coin gamblers? Think again. In this episode of Money Hacks, Howie Lim digs into the surprisingly high crypto adoption rates in Singapore with Coinbase’s Hassan Ahmed and crypto communications professional Deborah Tan-Pink. From common misconceptions and beginner mistakes to why stablecoins might just be the sneaky MVPs, we break down what new investors need to know. Synopsis: Every Monday, The Business Times breaks down useful financial tips. Highlights: 03:23 Top crypto assets in Singapore 05:22 How much crypto in a portfolio 09:18 Crypto’s volatility 11:16 How global uncertainty will affect crypto 15:17 Outlook for the year --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg. --- Written and hosted by: Howie Lim (howielim@sph.com.sg) With Hassan Ahmed, Singapore country director, Coinbase; and Deborah Tan-Pink, crypto communications professional Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: bt.sg/btmoneyhacks Amazon: bt.sg/mham Apple Podcasts: bt.sg/oeXe Spotify: bt.sg/oeGN YouTube Music: bt.sg/mhyt Website: bt.sg/moneyhacks Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Correspondents: bt.sg/btcobt BT Market Focus at: bt.sg/btmktfocus BT Podcasts at: bt.sg/pcOM BT Branded Podcasts at: bt.sg/brpod BT Lens On: bt.sg/btlensonSee omnystudio.com/listener for privacy information.

Ben Garrett of the Ole Miss Spirit (OMSpirit.com) is joined by Louisville transfer Koren Johnson, who projects as a big piece for Ole Miss basketball next season … assuming he's healthy. Plus, a full audit of the offensive line for Rebel football. The assumed starting five is strong enough. But what about the depth?Join OMSpirit.com for just $1 for your 1st week! Get the best scoop on the Rebels from our team HERE.Everything we do at Ole Miss Spirit is always powered by RiverLand Roofing. Text or call RiverLand today for all your roofing needs: 662-644-4297. Few, if any, are doing more for Ole Miss athletics in the NIL (name, image and likeness) space. Visit them online at RiverLandRoofing.com.Check out Rhoback.com for all the best polos, hoodies, pullovers, shorts, joggers and more! Use code OLEMISS20 for 20% off your 1st order! Check out some of their best gear here: https://rhoback.com/Head to StatusJet.com and mention OMSpirit for a discount on a round-trip flight booked with Status Jet.Status Jet is more than just a private jet charter company.They offer a personal touch in every aspect of your business and travel. Whether you are looking for charter flights, searching for the perfect aircraft to buy, or interested in selling a plane, experience a new level of luxury with Status Jet. At Status Jet, their goal is simple: to not only meet your unique needs but to exceed them. Status Jet offers the safest, finest aircraft in the luxury private jet charter industry, coupled with an unparalleled level of service. With a number of domestic and international destinations, as well as custom destinations tailored to your needs, they are prepared to fly above your expectations.At Status Jet, they don't just take you from point A to point B—they bring fun and fascination back to the flying experience.My Perfect Franchise can help you...Leave the corporate Rat Race for the American Dream.Look for a side hustle while working your current job.Diversify, build wealth, and/or leave a legacy.Andy Luedecke is a franchise consultant (as well as franchise owner) and helps people find franchises that fit their skill sets, financial requirements, time to commit and more. His services are 100% free and he's here to help if you have any questions about business ownership. He'll also donate to Ole Miss Baseball NIL when you agree to purchase a franchise!Andy Luedeckewww.MyPerfectFranchise.Netp: 404-973-9901e: andy@myperfectfranchise.netAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Best Ball Bash is back with a fun draft with community member Ryan Seal and ‪Ron Stewart's debut on the Randomizer. Pete gets to discuss the beauty of San Diego with Ryan and Jersey Shore's beaches with Ron.

In “U.S. Maritime Modernization: Policy Driven Changes in Ocean Shipping”, Joe Lynch and Lauren M. Beagen, the Founder of Squall Strategies and The Maritime Professor, discuss how recent U.S. policies, like OSRA 2022 and strategic efforts to move supply chains from China, are significantly reshaping the ocean shipping industry. About Lauren Beagen Lauren M. Beagen is a seasoned maritime attorney and the founder of Squall Strategies, LLC and The Maritime Professor. Ms. Beagen is often called on for her industry expertise by notable trade networks, including features on CNBC and FreightWaves. Ms. Beagen has extensive experience in oceanborne commerce and maritime law, with specific emphasis on maritime transportation, Shipping Act issues, supply chain management, international antitrust law, and port and terminal operations. Notable appointments include work in the federal government as Attorney-Advisor (International Affairs) in the Office of the General Counsel at the Federal Maritime Commission and work at a public port authority as Maritime Project Manager for the Port of Boston at the Massachusetts Port Authority. Ms. Beagen received a Bachelor's degree in International Political Science and International Studies from Hope College, a Master of Marine Affairs degree from the University of Rhode Island, and a Juris Doctorate from Roger Williams University School of Law. She is an avid sailor and recreational fisherman and holds a US Coast Guard Merchant Mariner Credential (50 ton) for Great Lakes and Inland Waters. About Squall Strategies Squall Strategies is a maritime consulting and legal solutions company and offers a wide range of consulting services to serve a variety of businesses and clients. Whether you're a small, local business or a multinational corporation, we can help you reach new levels of success. Squall Strategies is available for advice and consultation on Federal Maritime Commission related matters, advice and consultation on supply chain and ocean freight movement, potential federal regulatory impacts on your business, federal regulatory review and analysis, general Federal Maritime Commission related inquiries, advice and consultation on demurrage, tariff/schedule reviews, and supply chain industry insight. About The Maritime Professor The Maritime Professor is an e-learning/educational based company on all things maritime and supply chain - we provide non-legal business coaching, e-content, trainings/webinars, participation in advisory boards, leadership recruitment, and company speaking/education engagements. Interested in learning more about the ocean side of things? Follow The Maritime Professor and sign up for email alerts to be alerted when new courses are released. Or follow along with weekly supply chain industry explanations by subscribing to their podcast, By Land and By Sea - an attorney breaking down the week in supply chain, presented by the Maritime Professorg (https://themaritimeprofessor.buzzsprout.com). Key Takeaways: U.S. Maritime Modernization: Policy Driven Changes in Ocean Shipping In “U.S. Maritime Modernization: Policy Driven Changes in Ocean Shipping”, Joe Lynch and Lauren M. Beagen, the Founder of Squall Strategies and The Maritime Professor, discuss the following:  OSRA 2022: Better Rules for Shippers: The Ocean Shipping Reform Act of 2022 gave the Federal Maritime Commission (FMC) more power to stop unfair charges from ocean carriers, especially for detention and demurrage. It's all about protecting shippers and making things fairer. "Decoupling" from China? It's Complicated: The idea of moving away from China for manufacturing isn't a simple "breakup." It's more about smart diversification, spreading out where we get things to lower risks, rather than cutting ties completely. Bringing Production Closer to Home: There's a big push to move manufacturing back to the US or to friendly countries nearby. This means building new factories, finding workers, and using government help to create stronger, more local supply chains. Maritime Law: The Unsung Hero: Don't underestimate maritime law! The rules for shipping by sea are super important for how goods move around the world. They keep things fair and stable in global trade. FMC's Growing Role in Today's Market: The FMC isn't just about old rules anymore. It's actively watching and reacting to supply chain problems, making sure US interests are protected and competition stays fair in ocean shipping. Diversify, Don't Just Ditch: Instead of pulling out of existing supply chains entirely, companies are focusing on diversifying. This means finding multiple places to source from, making supply networks more resilient against unexpected issues. Politics Meets Business: What It Means for You: Big political goals, like bringing jobs back or reducing reliance on certain countries, directly impact how businesses operate in transportation, logistics, and supply chain. Understanding this connection is key to staying ahead. Learn More About U.S. Maritime Modernization: Policy Driven Changes in Ocean Shipping Lauren | LinkedIn Squall Strategies | LinkedIn Squall Strategies The Maritime Professor | LinkedIn The Maritime Professor The Maritime Professor: By Land and By Sea Solving the Port Problem with Lauren Beagen Big Changes at the Port with Lauren Beagen Building a Resilient Port Strategy with Brian Kempisty & Lauren Beagen The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

We interviewed Eddie Speed, America's most experienced note buyer and owner of Colonial Funding Group LLC. He brings over four decades of expertise and 50,000+ closed note deals to Deal-Maker Richmond. As a pioneering force in the note buying industry, Eddie specializes in helping real estate investors and property owners unlock hidden value in their seller-financed portfolios.***DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/idealINTERVIEW HIGHLIGHTS[00:00-02:22] A Journey into Note Investing[02:23-07:52] Deep Dive into Selling Notes[07:53-11:07] Challenges in the Rental Property Market[11:08-14:45] Owner Financing can be your solution[14:46-15:51]Sponsor: Franchising made easy[15:52-21:55] Is Notes investing better than REI?[21:56-23:01] Playing with both strategies[23:02-29:32] Diversify with notes[29:33-34:23] Intro to Notes investing[34:24-36:49] Investor Q&ASpecial mention: Warren Buffetthttps://noteschool.comAny questions?*** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing

The Looming Crisis Few Want to Confront Paul Daneshrad, CEO of StarPoint Properties and author of Money and Morons, is sounding the alarm: the United States is barreling toward a sovereign debt reckoning – and real estate professionals are not nearly prepared.   Citing economists Reinhart and Rogoff, along with voices as diverse as Jamie Dimon, Jerome Powell, and Ray Dalio, Daneshrad warns that the U.S. has not only crossed the 100% debt-to-GDP threshold, widely viewed as a critical danger zone, but has kept accelerating. "We're at 120 to 140% on-balance-sheet," he notes. "If you include off-balance-sheet liabilities, we're at 300%." While the exact timing of the crisis is unknowable, Daneshrad argues that its inevitability is not. “It's not a question of if – it's when.”   Politics, Populism, and Normalcy Bias Daneshrad is quick to dismiss the conventional partisan narrative. The deficit is no longer a left-right issue, it's a bipartisan affliction. Both political parties, he argues, are fueling structural imbalances. Worse, the electorate, while voicing concern, refuses to vote for hard choices.   This disconnect is the heart of his book's provocative title: Money and Morons. “86% of Americans say they're worried about the debt,” he says. “But they won't vote for politicians willing to solve it, because that solution involves pain.”   The result is what psychologists call “normalcy bias” – an instinct to ignore looming threats and retreat into the comfort of the familiar.   Fixed-Rate Fortresses: Real Estate's First Line of Defense If the debt crisis triggers hyperinflation and a spike in interest rates, as Daneshrad expects, the implications for real estate will be seismic. His response? Radical preparation.   StarPoint has already begun shifting its portfolio into 20+ year fixed-rate debt and is moving toward 30-year structures. “It's painful. It's more expensive. But if the crisis comes in eight years, and you've got two years left on a 10-year loan, you're vulnerable.”   He emphasizes that this is not a fringe view. “Even Powell, whose mandate doesn't include the deficit, felt compelled to warn the public. That's how serious it is.”   Deleveraging with Purpose Debt levels at StarPoint are also coming down – fast. The firm is targeting 40% leverage, down from a peak of 70%. They currently sit at 54%, and the journey continues.   The rationale is clear: when interest rates jump from 6% to 15%, the re-pricing of real estate will be brutal. “That's trillions in lost value,” says Daneshrad. “You have to de-risk now.”   The Forgotten Asset: Cash Cash, often derided for its lack of yield in boom times, plays a central role in Daneshrad's playbook. “The Rockefellers, Kennedys, Guggenheims – they had cash when it mattered. They bought at two cents on the dollar.”   Berkshire Hathaway's record cash holdings reinforce this strategy. “Buffett sees limited opportunity right now and high risk. That should tell you something.”   Daneshrad recommends targeting cash reserves as a percentage of either AUM or annual free cash flow, steadily building them over time. "Public companies get punished for it. Private firms like ours have more flexibility and we're using it."   Why He's Not Buying (Yet) Despite market dislocation, Daneshrad says StarPoint is mostly sitting on the sidelines. Cap rate spreads don't justify the risk, and few deals offer the deep value he's targeting.   “We're looking for rebound plays where sellers are on their third buyer and need certainty of close. That's where the discounts are. But those opportunities are rare.”   Asked whether the mispricing stems from short-term underwriting or optimism bias, he shrugs. “We've flooded the system with liquidity. Asset prices are artificially propped up.”   Diversification and the Limits of Real Estate Daneshrad is not betting the farm on U.S. real estate. He's pursuing modest geographic diversification abroad and expanding into non-real estate asset classes. “Historically, real estate hedges inflation well but a debt crisis changes everything.”   He's candid about the difficulty: “We're not that smart. Timing a crisis is hard. But we can prepare for one.”   The Aging America Conundrum One of the more nuanced points Daneshrad raises is the intersection of demography and fiscal sustainability. Aging, he agrees, is inevitable. But the care infrastructure it requires is not financially supported. “The trustees for Social Security and Medicare, not politicians, say the funds go bankrupt in under ten years. That's $90 trillion in off-balance-sheet liabilities.” Senior housing? “A great idea if the elderly can pay. But with savings rates at historic lows, I'm not optimistic.”   Market Signals That Matter Daneshrad watches for three early signs of crisis: A gradual rise in interest rates – not driven by Fed hikes but by market demands for higher risk premiums. Breakdown of the flight-to-safety dynamic – if equities fall but bond yields rise, that's a red flag. The ‘bang moment' – as coined by Reinhart and Rogoff, when confidence evaporates overnight. As Hemingway once said about bankruptcy, it happens "gradually, then suddenly."   What He'd Do with $1 Million Today If handed an extra million in cash, Daneshrad says he'd hold 80% in cash and invest the rest. “Protect the capital. Diversify over multiple asset classes. Liquidity is opportunity.”   Final Word Paul Daneshrad's message is sobering but clear: “Protect. Prepare. Don't pretend.” He doesn't claim to predict the future. But if you accept the warnings from the smartest voices in finance and economics, the case for defensive posturing is overwhelming.   And if they're wrong? You lose a few basis points. But if they're right you survive the bang.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In today's episode:The Trump-Elon celebrity breakup story has evolved to amicable negotiations on a temporary separationThe Biden admin spied on Elon Musk and his contact with foreignersTrump launches an investigation into the fake and illegitimate Biden administration's use of the autopenTrump initiates a travel ban and restricts foreign students at HarvardTrump, Miller, and MAGA - World Class HatersImmigrants want illegal aliens removed according to fake news pollsSummer of Love #2 kicks off in Los Angeles with fiery, but "mostly peaceful" protestsMaxine Waters warns of martial lawTrump federalizes the National Guard and sends the military to LADemocrat governors and Kamala Harris express their displeasureDemocrats attempt to reframe the situation and blame Trump for the chaos in their states and citiesCalifornia sues the Trump administration over their implementation of 10 USC 12406Trump has 'a different military now'What it means to live with military government and whether we're already doing itKaren Bass takes the side of illegal aliensThe "No Kings" so-called protests are funded and organized by every commie philanthropist and organizations known to man. Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

If I lost everything – the audience, the money, the reputation – and had to start over, here's what I'd do. Step 0: Take Inventory What do I still have? My skills. My story. My scars. Just because the list is gone doesn't mean the asset is. This helps frame that even starting from “nothing” isn't truly nothing. Step 1: Cry I'd spend at least a week screaming into the void. “Why me Oh Lord, why me?” Then I would get down to business. I'd remind myself: “There's never been a better time to start over. The tools are free. The gatekeepers are gone. The only thing missing is your plan.” Step 2: Pick a weirdly specific niche I'd need to spend time to really find my purpose…my Tilt. As Warren Buffett and Simon Sinek discuss, every successful person is really good at one thing. What am I really good at or know something about to truly differentiate? And it's not about being louder or flashier. It's about being more specific, more real, and more essential to a group of people who need exactly what I have. I'd need to work on it, but things like: ·         Helping laid-off corporate marketers build a business around one weekly email. ·         Guiding former agency owners to repurpose their network into a publishing-driven business. ·         Helping Midwest Gen Xers who want to escape the job ladder and own something by 50. ·         Coaching marketers over 40 to build businesses that don't require social media. ·         Teaching people with 1,000 email subscribers how to make a full-time income. ·         Helping podcast hosts averaging over 10,000 downloads per month turn their show into a live event, a book, and a revenue flywheel. I'd obsess over a tiny group of people with a burning problem. I'd need to remind myself that you can't be too niche. The more specific the better. I'm already thinking that a number of the ones I listed are not specific enough. Step 3: Define Success What will success look like? I'd spend some time visualizing what that could be. Family life? Money needs? Living situation? Career goals? Basically, what do I really want here? What's the dream? Then, I would write that statement down in my journal and review it every day. Something like: We are the leading event education resource for podcast hosts and sell the company for two million dollars in 2028. Something like that. Step 4: Start an email newsletter. Twice Per Week. Non-negotiable. I'd write one useful, entertaining email two times per week. No fluff. No templates. Just my honest take. This would be the home base for everything. The email list is the new land. Social is just rented space. Even though I really like using Kit (how you received this email), I probably would opt for Substack, where you get the benefit of the direct connection (email) with a little more help from a network (social media). Step 5: Spread the Word I would create a list of 15-20 places where I believe my audience is hanging out, mostly other newsletters and podcasts. I would reach out and form relationships with these people to do guest articles and serve as podcast guests. I would also prepare a few sample speeches and start submitting to relevant in-person events. Step 6: Write the Book As I create my newsletter I would start thinking about how I can take these newsletters and put it into a print, ebook and audiobook for sale. This will, ultimately, become my greatest marketing vehicle…the business card everyone wishes they had. Of course, I would use Tilt Publishing. Step 7: Launch a product before I feel ready By month 2, I'd offer something—a digital guide, a paid workshop, a 1-hour consult. Not to make money at first. But to get skin in the game and test what people will pay for. Revenue doesn't come from a viral moment. It comes from consistent service to a small, loyal group. Step 8: Build in public I'd document every win, fail, and lesson. Why? Because people don't follow perfection. They follow momentum. I'd most likely include my own creation strategies in every newsletter. Step 9: Stack assets By month 6, I'd package my best content into a course I could sell forever. Not for viral growth. For long-term leverage. Step 10: Diversify into second channel By six to nine months, I should have a small but growing email newsletter following, a newly published book, a speaking event here or there, some podcast appearances, a couple small consulting clients and a newly launched course. If the small wins are there, I'd diversify into a second channel, most likely a podcast, which could also be a YouTube show. More than anything, this would be marketing for the main channel, the email newsletter. Register for Content Entreprenuer Expo at CEX.events today. ------- Like this episode? SUBSCRIBE on Apple, Spotify or Google. See all Content Inc episodes at the Content Inc. podcast home. Get my personal newsletter today and receive my free goal-setting guide today.  

In today's episode:In one week, Donald Trump and Elon Musk have gone from palling around in the Oval Office to an extremely online public breakup and war of words - it's literally unbelievableElon, said to be constantly on ketamine, begins bad-mouthing the Big, Beautiful BillThe Trump-aligned but not Trump-supporting media and social media figures virtue signal their "fiscal responsibility" to cover their true anti-Trump identityElon is angry that Trump won't make his friend Chief Spaceman and says he's taking his spaceship and going homeTrump makes the case that the BBB is great and calls out Elon MuskElon responds by claiming Trump is in the Epstein Files and agreeing that he should be impeached and replaced with JD! VanceDemocrats demand the release of the Epstein FilesThe errors in the NYT report on PalantirIssues with AI regulation move front and centerAI continues to escalate in its ability to blur the line between real and fakeThe robot takeover is already underway!The Trump admin pursues the organizations that targeted Elon's advertisers on XformerlyTwitter.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

In Episode 61 of Inside Commercial Property, host Phil Tarrant sits down with Mina O'Neill for a rare and revealing conversation about what it truly takes to run a high-performing commercial property portfolio behind the scenes. While most conversations focus on the excitement of acquisition, this episode goes deeper – into the daily decisions, systems, and strategies that keep a portfolio running profitably long after settlement. As the driving force behind the O'Neill family's multimillion-dollar portfolio, Mina offers her perspective on what happens behind the scenes – managing assets across multiple states, tenant types, and property classes. From structuring for growth and staying across the detail, to thinking like a business owner – not just an investor – Mina unpacks the practices that turn good portfolios into great ones. This episode covers:  Running your first property like a business – not a side hustle. Diversify smart – locations, tenants, and asset types. Tools that work – how Mina keeps control with simple systems. Vacancies, leases, and maintenance – how to stay ahead of the curve. Finance that fuels growth – getting the most from your broker. Build to last – strategies for long-term wealth and resilience. If you're serious about building a sustainable commercial portfolio – or want a practical look at what it takes to manage one – this episode is essential listening.

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins Jon Hansen on Your Money Matters to discuss how the tariffs are affecting the market, making data-driven decisions, and diversifying your portfolio. For more information, go to GetRetiredStayRetired.com.

In today's episode:Constantin von Hoffmeister is the editor-in-chief of Arktos and the author of Multipolarity and Esoteric Trumpism. His writing can be found at eurosiberia.netConnect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Talking Real Money, Don and Tom reluctantly return to the topic of Bitcoin, using its recent price spike to explore deeper questions about market efficiency, irrational investor behavior, and the legitimacy of crypto as an investment. With nods to Eugene Fama, Cliff Asness, and some well-aimed skepticism, the duo debates whether price reflects value or just hype. Alongside listener calls from California, Canada, and North Carolina, they address portfolio allocation, pension rollover strategies, and even debunk gold's glitter as a bond replacement—punctuated by a truly explosive segment on “FartCoin.” Yes, really. 0:56 Tom and Don reluctantly dive into Bitcoin and crypto's price spike 1:37 Are crypto markets truly efficient? Academia vs. reality 2:44 Price goes up because price went up? Questioning efficient market theory 4:17 Cliff Asness on how social media distorts collective investment judgment 6:23 Don restates the three ways to make money: work, luck, dishonesty 6:50 Harvard-style debate: Can markets be truly efficient? 8:24 Rational ignorance and emotional investing behavior 9:36 Fama says Bitcoin will go to zero within a decade 10:30 Dogecoin and meme coins: speculative absurdity vs. real purpose 12:06 Investment principles: Diversify, plan, ignore hype 13:51 Tom and Don are ‘contrary indicators'—Bitcoin jokes ensue 14:14 Call: Clinton in CA asks where to put pension payments he doesn't need yet 16:13 Investment advice for 5-year+ horizon: high yield/cash/bond/stock mix 17:48 Tom's wife builds a wheelbarrow, financial education “nonprofit” mailer 19:11 Crypto joke segment: FartCoin rises to $3.50… and the bad puns begin 22:02 Call: Jeff from Canada on gold returns vs. bond stability 24:24 Should gold be part of a diversified portfolio? Historical returns debunked 28:39 Gold bar nostalgia vs. investment logic 29:58 TRM T-shirt giveaway and gold vs. bonds as ‘cool' vs. smart 31:30 Call: Zach in NC—Should he roll old 401(k) into state pension plan? 33:10 Breakdown of NC pension plan fund options and a 90/10 allocation strategy 36:03 Don signs up for a “non-sales” financial education class by an unlicensed guy 37:50 Red flags: financial advisor not registered anywhere, mystery deepens Learn more about your ad choices. Visit megaphone.fm/adchoices

#Bitcoin #MagneticField #Plasma #EarthDesasterCyclesBitcoin's Dependency on TechnologyBitcoin's blockchain is only as strong as the infrastructure supporting it. No electricity, no internet, no Bitcoin. In a disaster scenario lasting months or years, your private keys won't feed you or keep you warm. You're right—Bitcoin could become your least concern when survival is at stake.A Window of OpportunityBefore that tipping point, Bitcoin's value could soar. If global instability rises—say, due to early signs of these disaster cycles—demand for decentralized, censorship-resistant money might explode, driving BTC's fiat price or purchasing power through the roof. This is your chance to act. Converting some Bitcoin into tangible survival assets (food, water, shelter, or that bunker you mentioned) could be a smart move, but timing is critical. Cash out too early, and you miss potential gains; too late, and you're stuck with inaccessible wealth.Rethinking Low Time PreferenceBitcoin's ethos of low time preference—delaying gratification for future payoff—works beautifully in a stable world. But if the 2030s bring the first phase of these disaster cycles, that long-term mindset could leave you unprepared. Survival demands a shorter-term focus when the stakes are existential.So, what has BTCsessions missed? His video likely covers essentials like securing your keys, understanding Bitcoin's monetary policy, and avoiding common pitfalls—rules for thriving in a functioning system. But your perspective adds a layer he hasn't touched: Bitcoin's fragility in a post-technological world. Here's what could be added:Rule #10: Recognize Bitcoin's LimitsBitcoin is a tool, not a survival asset. It depends entirely on modern infrastructure—energy, internet, electricity. If you believe disaster cycles are coming, plan beyond Bitcoin. Diversify into physical resources that don't need a plug.Rule #11: Use Bitcoin Strategically Before It's Too LateIf Bitcoin's value spikes as instability grows, use that purchasing power to secure your survival—whether it's a bunker, supplies, or off-grid capabilities. The trick is knowing when to pivot from hodling to acting.‪@BTCSessions‬: https://www.youtube.com/watch?v=Hfrcr...@SpaceWeatherNews: https://www.youtube.com/watch?v=dzEs4...Ashton Forbes: https://www.youtube.com/watch?v=5YWxw...Share this video with your family & friends! Like, share, subscribe, & follow me on social media & YouTube. https://x.com/keyvandavaniBitcoin-Podcast: https://anchor.fm/keyvandavaniPodcast-Platforms you can listen to my show: Fountain.fm: fountain.fm/keyvandavani Apple Podcast: https://apple.co/2IA2dhVGoogle Podcast: https://bit.ly/31rSymqSpotify: https://spoti.fi/2wOfq1kE-mail: info@bitcoin21.at Websites: bitcoin21.at bitcoinmentor.atRecommended Hardware-Wallets: Coldcard: https://bit.ly/3f6Vgq4 Bitbox02: https://bit.ly/3iluknN (use discount code DAVANI) X: @keyvandavanilinkedIn: /keyvandavanitelegram: @davaniinstagram: /keyvandavani medium.com/@keyvandavanidavani.substack.com/ Telegram: t.me/keyvandavani

Listening is essential when learning Mandarin, but not all listening situations are the same. By recognising different types of listening, you can improve your chances of successfully navigating spoken Mandarin.#learnchinese #listening #conversations #comprehensionThe best podcasts for learning Chinese: https://www.hackingchinese.com/the-best-podcasts-for-learning-chinese/The best YouTube channels for learning Chinese: https://www.hackingchinese.com/the-best-youtube-channels-for-learning-chinese/Listen more than once: How the replay button can help you learn more Chinese: https://www.hackingchinese.com/listen-more-than-once-how-the-replay-button-can-help-you-learn-more-chinese/Listening strategies: Diversify your listening practice: https://www.hackingchinese.com/listening-strategies-diversify-your-listening-practice/Learning Chinese through audiobooks: https://www.hackingchinese.com/learning-chinese-through-audio-books/Learning Chinese as an introverted student: https://www.hackingchinese.com/learning-chinese-as-an-introverted-student/The virtues of language exchanges: https://www.hackingchinese.com/the-virtues-of-language-exchanges/The Input Pyramid: Chinese Listening for Any Situation: https://www.hackingchinese.com/the-input-pyramid-chinese-listening-for-any-situation/The Fluent Listener: Navigating Spoken Mandarin Like a Fish in Water: https://www.hackingchinese.com/courses/the-fluent-listener-navigating-mandarin-like-a-fish-in-water/More information and inspiration about learning and teaching Chinese can be found at: ⁠https://www.hackingchinese.com/⁠Music: "Traxis 1 ~ F. Benjamin" by Traxis, 2020 - Licensed under Creative Commons Attribution (3.0)

In today's episode:Did Trump just say Biden is a clone, a double, or a robotic engineered soulless mindless entity?Is Joe Biden a clone, a double, or a robotic engineered soulless mindless entity?Why is Joe Biden's vital status becoming such a pressing concern, and why now?Palantir's new contracts with the Trump admin are creating significant blowback, mostly from awful peopleCNN begins to promote Curtis YarvinMike Lindell's trial begins todayNorm Eisen, the author of the Color Revolution ("Democracy") playbook is behind 150+ lawfare cases against the Trump adminTrump offers to buy CanadaTrump tells the neocons they can't bomb Iran and instead brings peace proposalsWhat it means to destroy facilities when they're confirmed emptyUkraine's audacious attack of Russia's "nuclear" capabilities.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

This conversation highlights the vital role of the National African American Insurance Association (NAAIA) in advancing Diversity, Equity, and Inclusion (DEI) across the insurance industry. Leaders from NAAIA … Read More » The post RIMS RISKWORLD 2025: Creating Space for Everyone – NAAIA's Mission to Diversify Insurance appeared first on Insurance Journal TV.

For more, check out The Profit Circle: patreon.com/theprofitcircle

In today's episode:Mission Impossible and the Centralized Savior ComplexThe moral questions in determining whether to ally for aligned interests and for how longPeter Thiel's views on the antichristPalantir is compiling all the government's data - obvious necessary step or one step closer to dystopia?Dominic Cummings describes the breakdown, meltdown, panic, and dysfunction of British politics in a way that mirrors what we witnessed during the fake president's termPavel Durov suggests that Telegram will be integrating XAi's GrokElon Musk is leaving his position as Special Government Employee, as scheduledThe Oval Office ceilingHow could so much have been done with the autopen without the fake president's knowledge?Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

Marcus Musa Norman is a dynamic serial entrepreneur, podcast host, and U.S. Navy veteran who brings a unique blend of discipline, innovation, and passion to every venture he touches. Hailing from St. Croix in the Caribbean and now based in Virginia Beach, Marcus is the co-owner and operations manager of Lifeologie Counseling Hampton Roads, a rapidly growing mental health franchise. He is also the voice behind the Gentleman Style Podcast, where he interviews experts on unconventional paths to wealth and personal growth. With a background that spans real estate, cannabis dispensaries, and ATM businesses, Marcus's journey from military service to business leadership offers invaluable lessons for aspiring entrepreneurs147. On this episode we talk about: – How Marcus made his first dollar as a 10-year-old grocery store bagger and his most recent dollar as a mental health franchise owner – The transition from starting businesses from scratch to buying into a franchise model – The unique challenges and opportunities in the mental health industry, including scaling a new franchise and expanding into prescription management – Marcus's diverse entrepreneurial ventures, including real estate, ATM portfolios, and cannabis dispensaries with cutting-edge technology – The power of podcasting as a platform for learning, networking, and uncovering alternative investment strategies Top 3 Takeaways 1. Diversify your income streams: Marcus's journey shows that building wealth often means exploring multiple business models—from real estate and cannabis to mental health franchises—rather than relying solely on traditional investments. 2. Leverage your background and network: Skills honed in the military, such as leadership and adaptability, can be powerful assets in entrepreneurship. Strategic networking—like connecting with franchise brokers—can open doors to new opportunities. 3. Education and intentionality are key: Whether investing in alternative assets or starting a business, continuous learning and a clear plan are essential. Don't just avoid 401(k)s or traditional paths—educate yourself and act with purpose. Notable Quotes “If you help enough people, people will pay you for it.” “The money is better served in our hands as long as we educate ourselves and become more financially literate.” “Sink your teeth into something that you're passionate about. At the end of the day, it's still going to rise and fall based on your ability to make it rise or fall.”

The Warriors need to make additions, but who should they be? Diversifying their portfolio should be a priority this offseason. Steiny and Guru discuss

Is XR yesterday's buzzword? Not if Jeremy Dalton has anything to say about it. The accountant-turned-immersive-tech lead who launched PwC's first global VR/AR team sits down with host Ely Santos to strip away the hype and show where extended reality is already cutting costs, unlocking new revenue and teaching 150 000 students at scale.

Feeling “equity rich” but still cash strapped? You're not alone—and there's a smarter way to break free. In this eye-opening episode, We sit down with Certified Financial Planner Alan Franks to explore how real estate investors can unlock hidden capital, boost returns, and build lasting wealth. Alan shares powerful strategies for using tools like home equity lines of credit and securities-based lending to access cash without selling off valuable assets. He also sheds light on how the post-COVID real estate market has shifted—and how savvy investors are adapting. With clarity, humor, and real-world examples, Alan unpacks complex financial concepts and shows how to take advantage of tax-saving opportunities, diversify your portfolio, and rethink the way you use leverage. Whether you're managing multiple short-term rentals or just starting out, this episode will help you think bigger, plan smarter, and make your money work harder. It's the conversation every real estate investor needs—but probably never had. Ready to reimagine your investment strategy? Hit play and discover what's possible. Things we discussed in this episode: Use HELOCs to access cash for investment opportunities. Diversify across real estate and traditional assets. Borrow against securities to unlock investment capital. Leverage tax benefits like bonus depreciation and RE pro status. Adapt to STR shifts post-COVID in supply and demand. Prioritize appreciation, even with low initial cash flow. Use credit lines to scale real estate portfolios. Plan for high rates and increased competition. Factor opportunity cost into investment decisions. Balance investments across real estate, retirement, and taxable accounts. Get in touch with Alan: LinkedIn - ⁠⁠⁠https://www.linkedin.com/in/alanfranks/ Instagram - ⁠⁠⁠https://www.instagram.com/frankly_financial/ Website - ⁠⁠⁠https://www.empowered-money.com/ #SmartStayShow #realestate #realestateinvestor #realestateagent #RealEstateInvesting #WealthBuilding #FinancialPlanning #ShortTermRentals #InvestmentStrategy #PassiveIncome #RealEstateWealth #FinancialFreedom #PropertyInvestment #TaxAdvantages Follow Us! Join Jason Muth of Prideaway Stays and Straightforward Short-Term Rentals and Real Estate Attorney / Broker Rory Gill for the first episode of SmartStay Show! Following and subscribing to SmartStay Show not only ensures that you'll get instant updates whenever we release a new episode, but it also helps us reach more people who could benefit from the valuable content that we provide. SmartStay Show ⁠⁠⁠Website⁠⁠⁠ and on ⁠⁠⁠Instagram⁠⁠⁠ and⁠⁠⁠ YouTube⁠⁠⁠ Prideaway Stays ⁠⁠⁠Website⁠⁠⁠ and on ⁠⁠⁠Facebook⁠⁠⁠ and ⁠⁠⁠LinkedIn⁠⁠⁠ Straightforward Short-Term Rentals ⁠⁠⁠Website⁠⁠⁠ and on ⁠⁠⁠Instagram⁠⁠⁠ Attorney Rory Gill ⁠⁠⁠on LinkedIn⁠⁠⁠ Jason Muth on ⁠⁠⁠LinkedIn⁠⁠⁠ Hospitality.FM SmartStay Show is part of⁠⁠⁠ Hospitality.FM⁠⁠⁠, a podcast network dedicated to bringing the best hospitality-focused podcasts to those in and around the industry, from Food + Beverage, Guest Experience, Diversity & Inclusion, Tech, Operations, Hotels, Vacation Rentals, Real Estate Law, and so much more!

In today's episode:Is Trump signaling a white swan event?The President gives the West Point commencement address and a Memorial Day addressThe WNBA and Alex Soros celebrate the five-year anniversary of whatever that George Floyd op wasSam Harris gives a legalistic defense of his intellectual seriousness in covering for his support of Joe Biden and denial of Biden's mental conditionJordan Peterson has no idea whether or not he's a Christian, probably because he doesn't know what Christianity isThe AI doomers have begun to sound exactly like Al GoreInfluenders - a significant piece of artIs there a shadow State Department, and would that be a bad thing, or unconstitutional?The King of Canada comes to Canada to read a speech written by the Canadians he's giving the speech toThe Based Dictator in Venezuela's party wins another election and, totally coincidentally, Trump grants Chevron and Venezuela a reprieveWWIII is about to begin between Russia and "the West" if the Regime can only convince us to believe a bunch of things that can't be trueNewt Gingrich and Mark Levin make the neocon position even more embarrassing.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

"Send me a text"Are you building your supplement business on the quicksand of Amazon dependency? In today's episode of Health Supplement Business Mastery, I'm breaking down why having Amazon as your only sales channel is like walking a tightrope without a safety net. I'll share real strategies from successful supplement brand owners who've created Amazon-proof businesses through smart diversification. Whether you're making six figures or just starting out, this episode could save your business from disaster when, not if Amazon suspends your product. Tune in to discover how email, content, and strategic partnerships can transform your vulnerable supplement brand into a resilient business empire.If you're interested in working with me one-on-one to improve your supplement business. You can learn more at https://creativethirst.com After working with dozens of dietary supplement brands, I've uncovered the three critical funnels needed for success. Click here to discover the 3 funnels that can help your health supplement business succeed.If you're interested in working with me one-on-one to improve your supplement business. You can learn more at my website https://creativethirst.comGetting people to your sales page or funnel is how you grow a direct-to-consumer supplement company. But how do you get them there?The quickest way to do that is through paid advertising.Buying buyers with ad dollars to scale is how all the supplement businesses do it.Now you can discover the strategies and tactics that work in supplement advertising.For just $7.Click here to grab your copy of the Health Supplement Ad Swipe Guide.

In today's episode:Hollywood is about to release a movie with a covid denier, a mask-mandate mayor, and a QAnon supporter trying to take down a pedophile ring - kayThe illegitimate Arizona AG's 'fake electors' prosecution is forced to go back to the beginningInstagram influencer Kristi Noem is quizzed about habeas corpusMarco Rubio develops laser eyes in a Senate hearingA high ranking naval officer is convictedThe Signal/Telemessage saga continues with the chance of more widespread falloutRic Grenell discovers budget problems with David Rubenstein's oversight of the Kennedy Center and Trump talks about weird roomsTrump talks fake elections, open borders, Biden's total detachment, and TREASON in one postTrump backs Johnson on his Big, Beautiful Package while the media tries to claim Trump's legacy is on the line when literally nothing is on the lineThe Senate GOP get courageous with the constitutionally irrelevant 'parliamentarian'Trump pushes for the Golden Dome, Russia and China objectNarrative defenses for narrative weaponsRandom unnamed officials say Israel is going to attack IranTrump talks about a 'safe' rollout of 6GThe potential 6G/Starlink integration in the parallel information infrastructureThe Shawn Ryan podcast preview of the interview with General Kwast.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3153: Sam from Financial Samurai sheds light on a growing financial vulnerability in America: nearly 30% of households have no investments beyond their primary residence. He explores how financial trauma, wage stagnation, and lack of education have led to under-diversification, urging readers to adopt a more balanced wealth-building strategy for true financial independence. Read along with the original article(s) here: https://www.financialsamurai.com/percentage-wealth-outside-primary-residence/ Quotes to ponder: "Roughly 30% of households have no 401k, no IRA, no after-tax investment account, no private equity investments, no venture debt investments, no nothing beyond the value of their primary residence!" "When you're catching your breath, you're not looking to aggressively invest in growth stocks and other assets." "Don't be like most people with no wealth outside their home. Diversify your investments!" Episode references: Reverse Mortgage Information - Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3153: Sam from Financial Samurai sheds light on a growing financial vulnerability in America: nearly 30% of households have no investments beyond their primary residence. He explores how financial trauma, wage stagnation, and lack of education have led to under-diversification, urging readers to adopt a more balanced wealth-building strategy for true financial independence. Read along with the original article(s) here: https://www.financialsamurai.com/percentage-wealth-outside-primary-residence/ Quotes to ponder: "Roughly 30% of households have no 401k, no IRA, no after-tax investment account, no private equity investments, no venture debt investments, no nothing beyond the value of their primary residence!" "When you're catching your breath, you're not looking to aggressively invest in growth stocks and other assets." "Don't be like most people with no wealth outside their home. Diversify your investments!" Episode references: Reverse Mortgage Information - Consumer Financial Protection Bureau: https://www.consumerfinance.gov/ask-cfpb/what-is-a-reverse-mortgage-en-224/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode:The impoundment fight draws nearAlong with reports that Israel intends to launch strikes against Iran, Netanyahu says he is pursuing total military control over GazaAxios reports that Trump wants Bibi to wrap things up, not expand the "war"Charlie Kirk argues the Central Narrative against a college kid arguing the Central Counter Narrative, Israel vs PalestineA Jewish couple is reported murdered in DC by a "free Palestine" activist whose dad when to Trump's speech in Congress in MarchThe killing is exploited as necessitating the full military responseMy Substack entry: The Point is Not Getting Hoodwinked at AllLt General (Ret) Steven Kwast joins the Shawn Ryan podcast for a mind-bending conversation about technology and truthDonald Trump takes executive action to unleash nuclear energy, including implementing the Defense Production ActPrompt Theory and how much further ahead AI is than we realizeA rabbi clings to the False Reality on CNNGrok will be deployed by DOGE in the US government to analyze what's been doneMedia Matters is being investigated by the FTC and may have to turn over extensive documentation of their dealingsHarvard sues the Trump administration to keep their international student situation in placeTrump invites everyone to his birthday party.Connect with Be Reasonable: https://linktr.ee/imyourmoderatorLinks, articles, ideas - follow the info stream at t.me/veryreasonableHear the show when it's released. Become a paid subscriber at imyourmoderator.substack.comVisit the show's sponsors:Diversify your assets into Bitcoin: https://partner.river.com/reasonableDiversify your assets into precious metals: reasonablegold.comJoin the new information infrastructure - get Starlink: https://www.starlink.com/residential?referral=RC-1975306-67744-74Other ways to support the work:ko-fi.com/imyourmoderatorDonate btc via coinbase: 3MEh9J5sRvMfkWd4EWczrFr1iP3DBMcKk5Make life more comfortable: mypillow.com/reasonableMerch site:https://cancelcouture.myspreadshop.com/https://cancelcouture.comFollow the podcast info stream: t.me/veryreasonableYouTube: https://www.youtube.com/@imyourmoderatorOther social platforms: Truth Social, Gab, Rumble, or Gettr - @imyourmoderator Become a member at https://plus.acast.com/s/be-reasonable-with-your-moderator-chris-paul. Hosted on Acast. See acast.com/privacy for more information.

Cavs' next season has to be an 82-game 'tune-up' + Can the Cavs diversify their game? full 572 Thu, 22 May 2025 11:58:48 +0000 AYB1O1VdwcFw6Hi8QeYs1CzE7tYlIg5C nba,cleveland cavaliers,sports The Ken Carman Show with Anthony Lima nba,cleveland cavaliers,sports Cavs' next season has to be an 82-game 'tune-up' + Can the Cavs diversify their game? The only place to talk about the Cleveland sports scene is with Ken Carman and Anthony Lima. The two guide listeners through the ups and downs of being a fan of the Browns, Cavaliers, Guardians and Ohio State Buckeyes in Northeast Ohio. They'll help you stay informed with breaking news, game coverage, and interviews with top personalities.Catch The Ken Carman Show with Anthony Lima live Monday through Friday (6 a.m. - 10 a.m ET) on 92.3 The Fan, the exclusive audio home of the Browns, or on the Audacy app. For more, follow the show on X @KenCarmanShow. 2024 © 2021 Audacy, Inc. Sports False https:/

Tackle Roth IRA strategies, dollar cost averaging, passive investing risks, strategic retirement withdrawals, and more. Whether you're planning early retirement or optimizing your current portfolio, Wes and Christa deliver actionable insights and answer listener questions, including: • Is Passive Investing Creating a Bubble? Are index funds inflating markets? Or do global diversification and ongoing price discovery demonstrate otherwise? Is it a mistake to dismiss all active strategies? • Roth IRA Allocation Roth IRAs often have the longest time horizon. Does that make them ideal for more aggressive, all-stock index fund investing? • How to Diversify an IRA After a Rollover Is it helpful to go beyond S&P 500 funds with mid- and small-caps? Treasuries? Corporates? REITs? Commodities? Energy pipeline investments? • Avoid Paying Roth Conversion Taxes from a Roth? Does it reduce long-term value to use Roth funds to pay taxes on a conversion? Is it okay to spread conversions over several years? • What Is Dollar Cost Averaging (DCA)? DCA can help reduce timing risk by investing consistently over time. Is it beneficial for large cash amounts and emotional ease? • Investing a Lump Sum? What About a 50/50 Split? Should you consider investing half up front and dollar cost averaging the rest over several months for balanced risk and reward? • Effective Withdrawal Strategy in Retirement Is it more strategic to pull from bonds/cash rather than stocks in down markets? • Should You Use Target Date Funds? They can be handy early in your career, but do some get too conservative by retirement age? • Is the Reverse Glide Path Worth It? Starting conservative and getting more aggressive later may look good on paper, but does its complexity overshoot its practicality in real life? Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Matson encourages investors to look beyond the S&P 500 and tech giants like Apple (AAPL) and Microsoft (MSFT) to achieve true diversification. Instead, he suggests considering microcap stocks, small-value stocks in the U.S., and large international value stocks. He warns against, what he considers "toxic investments" like cryptocurrency, including Bitcoin (/BTC), and hedge funds, citing high fees and low returns.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Meet financial advisor Eric La Manna as he breaks down what investing really means, especially for those over 50 pivoting to remote work or business ownership. He shares smart metaphors, clears up the mystery around cryptocurrency & explains how to approach retirement planning when you're self-employed.You'll learn:Why picking investments is like choosing how you get to workWhat cryptocurrency actually is—and why younger investors are drawn to itThe difference between short-term fear and long-term market trendsRetirement planning tips for freelancers and small business ownersThe one thing more important than your investment choices: having a planSome Key Takeaways:1. Start Where You Are, Even If You're Late to the Game It's never too late to start planning for retirement. 2. Know Your Risk Tolerance and Time Horizon Understanding how much risk you're comfortable with and how much time you have until retirement is critical3. Diversify, Don't Gamble Cryptocurrency and individual stocks can play a role, but Eric stresses the importance of diversification and caution. 4. Plan with Purpose Retirement isn't just about money — it's about the lifestyle you want. You don't need to be a financial expert to get started but you do need clarity on where you're headed. If you want a companion on that road Eric's someone who brings wisdom without the jargon.Click here to get the full show notes: Investing in Uncertain Times for Folks 50+Want to connect with Eric La Manna?Visit: http://www.edwardjones.com/eric-lamannaCall: (832) 592-0041Eric La Manna is a financial advisor with Edward Jones in The Woodlands, TX. He began his career in financial services in 2006 in California, and in 2019 opened his personal practice with Edward Jones. Eric holds the Accredited Asset Management Specialist designation. He focuses on helping individuals, families, and business owners simplify and organize their financial lives, along with financial goal planning.Host Camille Attell is a remote work strategist, career coach, and the host of The Remote Work Retirement Show. After leaving a 20-year corporate career, she transitioned to a flexible, location-independent lifestyle and has since helped thousands of professionals do the same. Through her Remote Work School program, Camille empowers mid-career professionals and retirees to find meaningful remote work opportunities, build financial security, and design a work-life on their own terms.Take her FREE remote work training: www.camilleattell.com/remote-trainingLearn how to leverage your digital products or service:www.camilleattell.com/remoteworkschoolClick below to connect with Camille online:Instagram: @camille.attellLinkedin: Camille Attell, MARead more about the RV and Remote Work Lifestyle at https://www.morethanawheelin.com/

Wes Moss and Conner Miller provide historical context and perspective on the latest financial news, including: • The markets staged a dramatic V-shaped recovery following tariff fears. Investors, take note: Volatility can reverse quickly. Once you've chosen a solid strategy, it's often more productive to stay the course rather than letting fear drive decisions. • The S&P 500 dropped nearly 20% in April but rebounded in just six weeks. Panic rarely helps—history shows that recoveries can be swift and sharp. • Tariffs triggered the downturn, but remember: trade makes up a smaller portion of the U.S. economy than one might assume. Try not to overreact to short-term headlines that struggle to reflect long-term fundamentals. • Despite massive sell-offs, 97% of Vanguard investors made no trades. Their commitment to a long-term plan possibly helped them avoid reactionary moves in turbulent markets. • Institutional investors—not individuals—were the primary sellers. Over $27 billion exited U.S. equities in a week, but 72% of that came from institutions, not retail investors. Individual discipline can sometimes work as an effective edge. • Wes's "school of fish" analogy illustrates market chaos. A few hedge funds dart, and the entire market reacts. Rather than being the panicked fish, it can often be productive to swim steadily with long-term conviction. • “30 for 30” rule confirmed again: Historically, 30% of gains occur in the first 30 days after a decline. This recovery was even faster—don't miss out by being on the sidelines. • Happy retirees often win with the help of certain principles, such as: a. Have a clear plan with long-term goals. b. Diversify across asset classes. c. Maintain balance with “dry powder” (safe assets) to ride out volatility. • Bonds are back. With the 10-year U.S. Treasury yielding 4.5%, fixed income might become a meaningful part of your portfolio. Rebalance thoughtfully. • Tariffs are likely here to stay. Even with deals and pauses, a 10% baseline tariff remains in place. Prepare your portfolio for a world where moderate tariffs are the norm. • Real-world example: How tariffs affect prices. A hypothetical 25% tariff on Mexican avocados could raise a Chipotle bowl price by 40 cents. The message: some impact, but not catastrophic. And don't forget that guacamole is delicious. • Inflation remains under control for now. The future is uncertain, but April CPI rose only 2.3% year-over-year, the lowest since early 2021. Gas, groceries, eggs, used cars, and airfare all declined. Stay grounded in the data. • Recession odds have been lowered by Wall Street economists. That's helping push interest rates up, but also reflects growing optimism. Adjust your expectations accordingly. • Global bond markets exceed $100 trillion, more than twice the size of U.S. equities. Understand your fixed income options—it's not just about stocks. • Final takeaway: Individual investors often win by thinking long-term. If you've got 5, 10, or 30 years before needing your money, you've got time on your side. It can be productive to stick with your strategy and stay invested.

Don and Tom launch into a globe-trotting episode—complete with multilingual greetings and a cameo from Cookie Monster—before diving into the serious question of global investing. They challenge the "home country bias" that keeps investors overly concentrated in U.S. stocks, highlight the recent performance gap favoring international small-cap value, and remind listeners that chasing returns and market timing are just two sides of the same bad investing coin. With personal anecdotes, Japan's long recovery, and fund comparisons (VT, AVGE, DFAW), they make a rock-solid case for global diversification. Plus: a real-life trustee dilemma, a potentially smart annuity strategy, and a few dad jokes you didn't ask for. 0:04 Multilingual greetings, Cookie Monster, and off-the-rails intro1:38 Listeners ignore the banter—jump straight to annuity questions2:05 “Why would I want foreign stocks?” US home bias gets roasted2:39 International small-cap value up, S&P down—performance flips3:23 Blackberry nostalgia, Don's voiceover gigs, and cowboy auditions5:30 U.S. vs. international investing—timing or chasing returns?6:48 Market cycles and why global investing reduces regret8:26 Feelings aren't facts—own the planet, not your predictions10:08 Japan's 34-year climb back—and the real lesson of 199011:49 Dividends matter: Japan's returns weren't all dead12:20 Comparing VT, AVGE, and DFAW for global exposure14:33 Why Don prefers global funds over DIY U.S./intl combos15:30 A 1992 Japan vs. global return showdown—$10k becomes $41k or $233k17:50 They buried the lead—global diversification wins again18:14 Listener corrects math on 4% rule—Don admits the slip19:06 Comment on borrowing from 401(k) and the “double-tax” myth20:04 Facebook dad jokes derail Tom's patience20:53 Trust investing dilemma: annuity vs. portfolio income23:50 Immediate annuity may be the best fit for a “failed-to-launch” son25:23 Where to shop for no-load annuities—Fidelity, Ameritas, Stan the Annuity Man Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Mindy is joined by Ben Azadi to chat about metabolic health and Ben's new book, 'Metabolic Freedom.' Ben shares the main reasons behind the increase in metabolic diseases and busts common myths like the idea that weight loss is all about calories in, calories out. He stresses the importance of focusing on carbs, not calories and highlights the value of whole foods. Ben also explains the risks of processed seed oils and how some health studies can be misleading. Together, they explore how gut health affects metabolism, the benefits of changing dietary habits, and the impact of toxins and obesogens on metabolic health. Ben emphasizes the incredible power of positive thinking and affirmations, highlighting that changing how you see yourself is key to lasting results. The episode closes with a discussion on the importance of both environmental and psychological factors in achieving metabolic freedom - so make sure to stick around to the very end! To view full show notes, more information on our guests, resources mentioned in the episode, discount codes, transcripts, and more, visit https://drmindypelz.com/ep287 In 2008, Ben Azadi was an obese man who went through a personal health transformation of releasing 80 pounds of extra weight, and getting metabolically healthy. Ever since, Ben Azadi, FDN-P, has been on a mission to help 1 billion people live a healthier lifestyle. Ben has over 16 years of experience in the health industry, and he's the author of four Amazon best-selling books. Ben is an international keynote speaker, and he's been featured in Forbes, LA Weekly, Disrupt Magazine, NY Times Mag, LA Entertainment Weekly and other publications. Check out our fasting membership at resetacademy.drmindypelz.com. Please note our medical disclaimer.

Sandhya Seshadri is the founder of Engineered Capital, a firm focused on helping professionals grow their wealth through commercial real estate and alternative investments. With a background in engineering, an MBA in finance, and a successful career in stock trading, she became financially independent before shifting her focus to real estate. Since 2018, Sandhya has been an active multifamily syndicator and passive investor in multiple asset classes including oil & gas and tech funds, bringing her analytical skill set and passion for tax-efficient investing to her growing investor community.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Sandhya began investing in stocks but transitioned to real estate for better tax advantages and cash flow. She started as a passive investor in multifamily before becoming an active general partner. Rising interest rates reshaped her strategy, leading her to explore oil & gas and technology funds. Passive investing offers the ability to leverage other people's expertise while generating income and appreciation. Asset class diversification and risk tolerance should drive investment decisions, not just projected returns.     Topics From Engineering to Investing Started in corporate America but pursued investing to achieve financial independence. Learned to trade stocks and used that income to replace her W-2 job. Discovered real estate as a tax-advantaged strategy after hitting a tax ceiling with stock gains. Why Multifamily and Syndications Skipped single-family due to lack of appreciation and headaches from managing tenants and maintenance. Multifamily appealed due to professional property management, scalability, and the ability to raise capital from investors. Took the “passenger to pilot” approach—starting as an LP, then a co-GP, and finally a lead GP. Shifting the Strategy: From CRE to Alternatives Rising interest rates, property taxes, and insurance costs eroded multifamily cash flow. Pivoted to alternative investments that better suited current market conditions. Launched tech fund offerings for high-upside, long-term appreciation plays. Invested in oil & gas deals offering strong tax advantages and predictable cash flow backed by mineral rights. Carefully vets all deals personally before introducing them to investors. Oil & Gas Investing Explained Buys into mineral rights after oil is confirmed, reducing drilling risk. Returns often include 80% year-one depreciation via K-1 and cash flow within 24 months. No depreciation recapture and potential for 2.5–3x returns over a 7-year period. Great option for high-income professionals seeking tax relief and diversification. Investor Education and Risk Management Every asset class has its risks—invest small first, understand the model, and scale gradually. Focus on understanding the operator, the assumptions behind returns, and aligning with your personal goals. Diversify across asset types, hold periods, and cash flow profiles.