Podcasts about Stress testing

This week's blogpost - https://bahnsen.co/4wQMnWQ Trevor Cummings hosts the Thoughts on Money podcast with Blaine Carver and blog author Sarah Leitzke, who opens with a family story about her grandparents buying “Vitamin O,” later found to be a scam, to highlight how older adults can become vulnerable to fraud, especially amid cognitive decline. The conversation covers real-world scam examples, warning signs of memory issues, and the importance of proactive family communication, document organization, and having trusted advisors involved before problems escalate, including challenges posed by AI deepfake voices. They discuss long-term care planning, including when to consider coverage (roughly ages 50–75), underwriting limits, and the shift from traditional long-term care policies with rising premiums toward hybrid life/long-term-care policies and indemnity-style benefits. They close with practical steps: start conversations early, update estate documents, inventory accounts and policies, and plan for solo agers. 00:00 Welcome to TOM 00:17 Vitamin O Storytime 02:49 Aging and Scam Risks 07:00 Spotting Cognitive Decline 11:41 Proactive Family Planning 16:41 Long Term Care Basics 21:36 Insurance Pooling Explained 24:21 Stress Testing the Plan 29:05 Ideal Age and Benefits 32:26 Practical Next Steps 39:04 Advisor Value and Wrap Up Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com

Somewhere between the thing you can touch and the number that only points back at it, physics keeps a question it rarely says out loud, which is what actually counts as real. We built a simple chart to drag that question into the light, a two axis map where every idea has to declare itself, structure or relation, physical or nonphysical, a body sitting at a location or a placeless thing made of pure math. Watch energy, spacetime, the wavefunction, and the long gone aether stagger up to the grid and try to prove they still point back to the world of bodies, and watch the audience push back in real time. This is philosophy of physics played out loud, ontology and metaphysics with the house lights up, an open invitation to see the hidden scaffolding under everything we call real.#Physics #Metaphysics #Ontology #Spacetime #quantumphysics Pre-order our upcoming book, Paradox Lost: https://buy.stripe.com/7sY7sKdoN5d29eUdYddEs0bPATREON https://www.patreon.com/c/demystifysciHOMEBREW MUSIC - Check out our new album!Hard Copies (Vinyl): FREE SHIPPING https://demystifysci-shop.fourthwall.com/products/vinyl-lp-secretary-of-nature-everything-is-so-good-hereStreaming:https://secretaryofnature.bandcamp.com/album/everything-is-so-good-herePARADIGM DRIFThttps://demystifysci.com/paradigm-drift-show#ParadoxLost #quantumphysics #quantummechanics #quantum #atom #physics #PhilosophyMERCH: Rock some DemystifySci gear : https://demystifysci-shop.fourthwall.com/AMAZON: Do your shopping through this link: https://amzn.to/3YyoT98DONATE: https://bit.ly/3wkPqaDSUBSTACK: https://substack.com/@UCqV4_7i9h1_V7hY48eZZSLw@demystifysci RSS: https://anchor.fm/s/2be66934/podcast/rssMAILING LIST: https://bit.ly/3v3kz2S SOCIAL: - Discord: https://discord.gg/MJzKT8CQub- Facebook: https://www.facebook.com/groups/DemystifySci- Instagram: https://www.instagram.com/DemystifySci/- Twitter: https://twitter.com/DemystifySciMUSIC: -Shilo Delay: https://g.co/kgs/oty671

Why AI Mental Health Chatbots Fail When It Matters Most: The Hidden Vulnerabilities Stress-Testing Reveals - An Interview with Shirali and Arul Nigam of Circuit Breaker Labs Shirali and Arul Nigam of Circuit Breaker Labs on why AI mental health chatbots fail, how stress-testing exposes their hidden vulnerabilities, and what therapists need to know. Curt and Katie talk with Shirali and Arul Nigam, the sibling co-founders of Circuit Breaker Labs, about what therapists tend to get wrong about AI, why the safety infrastructure behind many mental health chatbots is weaker than it looks, and how their team stress-tests these tools to find dangerous failures before real users ever encounter them. Generative AI is probabilistic, so the same prompt can return a safe answer one moment and a harmful one the next. Shirali and Arul explain how guardrails get bypassed by a misspelled word, a teenager's slang, or the hundredth message in a long conversation, why mental health chatbots tend to fail in the moments that matter most, and what stress-testing hundreds of thousands of simulated conversations actually reveals about model safety. The conversation closes on what clinicians can do now, why clinical insight is the missing ingredient in AI safety, and why third-party validation is becoming the standard regulators and developers expect. Used well, AI can be a supplement to care or a gateway to a human therapist, but it is not a replacement, and getting there safely starts with building clinical insight in from the foundation. In this episode, we discuss: - Why people usually turn to AI in place of no care, not in place of a therapist - Why generative AI's unpredictability, not a single bad answer, is the real safety problem - How a misspelling, slang, or a long conversation can slip past chatbot guardrails - Why AI mental health chatbots tend to fail in the highest-risk moments - What stress-testing hundreds of thousands of conversations reveals about model safety - Why clinical insight is the missing ingredient, and what clinicians can do now Timestamps: 0:00 - Introduction 1:38 - Meet Shirali and Arul Nigam and Circuit Breaker Labs 3:37 - What therapists get wrong about AI 5:28 - Deterministic versus generative AI, and why the risk scales 8:26 - The safety problem in AI mental health: trust, training data, and agreeableness 11:29 - Guardrails, lifeguard models, and the 988 problem 17:30 - Deploying clinical insight at scale and building safety in from the start 21:09 - How stress-testing works: context pollution and adversarial simulation 27:11 - What the stress tests reveal: variance, typos, and bypassed guardrails 30:59 - Regulation, credential hallucination, and third-party validation 36:58 - What clinicians can do, and the missing clinical insight 40:20 - Where to find Circuit Breaker Labs Guest Bios: Shirali and Arul Nigam are siblings and the co-founders of Circuit Breaker Labs, which autonomously pressure-tests the AI systems that interact with people to find hidden mental health vulnerabilities before they reach real users. Shirali brings expertise in neuroscience, translational research, and clinical work, with experience at the Howard Hughes Medical Institute's Janelia Research Campus, NIH NINDS, Harvard's Wyss Institute, Johns Hopkins, and Children's National. She holds a BS in Biomedical Engineering from The George Washington University and an MBA from The Wharton School, University of Pennsylvania. Arul has conducted technical and policy research on ethical AI, with a focus on bias and fairness, at Georgetown University and Thomas Jefferson High School for Science and Technology, and holds a BSBA in Operations and Analytics from Georgetown University. Learn more at circuitbreakerlabs.ai. Full show notes and transcript: mtsgpodcast.com Join the Modern Therapist Community Patreon: https://www.patreon.com/c/mtsgpodcast Facebook Group: https://www.facebook.com/groups/therapyreimagined Modern Therapist's Survival Guide Creative Credits Voice Over by DW McCann: https://www.facebook.com/McCannDW/ Music by Crystal Grooms Mangano: https://groomsymusic.com/

What if the biggest risk in your portfolio isn't a crash, a recession, or even inflation, but the very human urge to believe that whatever just worked will work forever? Bill and Jackie sit down with Ben Carlson of A Wealth of Common Sense and Animal Spirits for a market-history masterclass that somehow manages to be equal parts calming, nerdy, and deeply practical. This one is for anyone who's ever stared at their portfolio, read one scary headline too many, and wondered whether simplicity still works. Ben's answer is basically yes—but only if you understand the risks, respect your own behavior, and build a portfolio you can actually stick with. This episode covers: Ben Carlson's "Bob" thought experiment and why even terrible market timing can still work out over the long run Why dollar cost averaging often beats waiting for the perfect entry point The psychology of lump-sum investing versus spreading money out over time What inflation looked like before World War II versus in the modern era How to think about inflation through a personal-finance lens, not just an investing lens Why housing, transportation, income growth, and stocks are major inflation defenses What Japan's lost decades teach us about home-country bias and international diversification Why diversification matters even more in retirement because of sequence-of-returns risk How to think about bonds, cash, duration, and risk tolerance in a more nuanced way . === SUPPORT  THE  SHOW ===

What would you do if someone handed you a million dollars to invest on the Jamaica Stock Exchange today? Dr. Matthew Preston and Dr. Thaon Simms each build a portfolio from scratch with one goal: 30% returns by December 2026. From a Chinese car company trading under $3 to a film production stock at an all time low, they walk through every pick, stress test each other's logic, and debate which bets are worth the risk. Whether you're starting with $100K or $10K, this is the framework that matters.Chapters:00:00 Introduction and the Million Dollar Rules01:30 Setting the 30% Target by December03:50 Thaon's Pick: JETCON and the Chinese Car Boom09:07 Stress Testing the Jetcon Thesis14:15 Preston's Pick: The Lab at an All Time Low27:30 Can You Even Buy $1M of Lab Stock?33:35 Hunting for the Next Pick38:00 Thaon's Pick: Select MD and the 55% Arbitrage Gap43:50 Preston's Pick: Atlantic Hardware and the Rebuild Play49:00 Why Construction Demand Hasn't Even Started Yet53:30 Trans Jamaica and the People's Champion55:30 Final Predictions and End of Year Follow Up

Commentary by Dr. Jian'an Wang.

Debates over religious freedom have shaped American life for centuries. From Quakers facing persecution in colonial America to The Crucible to South Park, fights over religious expression have repeatedly tested the country's commitment to free speech and religious liberty. At the heart of these debates are a few difficult questions: Does the Constitution protect only popular beliefs, or all of them? If the government opens the door for one form of religious expression, does it have to allow every form? And if not, where does the Constitution draw the line? Few people have tested those questions more directly than Chaz Stevens. Stevens is the founder of the Church of Satanology and a longtime activist who uses satire, publicity stunts, and litigation to challenge what he sees as hypocrisy in how governments apply First Amendment protections. In this episode, Chaz joins us to talk about those battles, the philosophy behind his activism, and what he's learned from years of pushing the boundaries of the First Amendment. Follow Chaz on Substack here.   Timestamps: 00:00 Intro 02:26 What is Satanology? 04:15 Using malicious compliance to defend viewpoint neutrality 07:14 Pushing the boundaries of religious freedom protections 10:12 The First Amendment right to petition the government 11:20 Fighting state-mandated religious displays 15:37 Why Chaz puts Festivus poles in state capitols 19:59 Ron DeSantis, school libraries, and book ban controversies 23:44 Suing the government without a lawyer (pro se litigation) 30:18 Chaz's lawsuit against Rep. Chip LaMarca and Lindke v. Freed 34:48 How Chaz's activism started 35:54 The Consentivius tour and the Epstein files 38:55 What is Chaz's endgame? 41:27 Outro   Enjoy listening to the podcast? Donate to FIRE today and get exclusive content like member webinars, special episodes, and more. If you became a FIRE Member through a donation to FIRE at fire.org and would like access to Substack's paid subscriber podcast feed, please email sotospeak@fire.org.

What happens when you unleash senior military students to fix bureaucracy? Guests Jared Britz and Josh Eggar join host Bob Bradford to discuss how Army War College students used tabletop exercises & AI tools to stress-test Army reforms and spot friction points. https://warroom.armywarcollege.edu/podcasts/unleashing-expertise

In this episode, Paul Galloway of Strategic Treasurer discusses liquidity stress testing and how treasury teams can prepare for market shocks and operational disruptions. The conversation explores sensitivity testing, scenario analysis, supply chain vulnerabilities, funding risks, counterparty exposure, and contingency planning. They also examine the differences between corporate liquidity stress testing and regulatory bank stress testing, while emphasizing the importance of escalation paths, liquidity buffers, contingent capital facilities, and embedding stress testing into ongoing treasury planning processes. Company Website: Strategic Treasurer: https://strategictreasurer.com

Send us Fan Mail*How do you forecast an event that has never happened before?*How do you forecast an event that has never happened before?The recent closure and reopening of the Strait of Hormuz are unique events. For events like these, traditional risk models lose their statistical basis: repetition. Alexander Denev returns to the podcast to show how causal models (Bayesian networks) let us reason about rare events despite this limitation.In this episode, we cover:- Why value-at-risk and other correlation-based models break exactly when you need them most- How a causal structure can "hold in time"- Building scenarios with LLMs - benefits, drawbacks, and lessons learned- Historical analogy as a modeling tool: Bosphorus, Hormuz, and more- A three-way robustness test for any Bayesian network- How the model's call held up: a ceasefire, a still-closed strait, and lasting infrastructure damage keeping oil elevated"History doesn't repeat itself, but it rhymes."------------------------------------------------------------------------------------------------------Video version available on the Youtube: https://youtu.be/FzKy2ws-7qsRecorded on May 29, 2026 in London, UK.------------------------------------------------------------------------------------------------------*About The Guest*Alexander Denev works at the intersection of quantitative finance, causality, and AI. He's the CEO of Turnleaf Analytics and the author of two books on applying Bayesian networks and probabilistic graphical models to finance and scenario analysis.Connect with Alexander:- Alexander on LinkedIn: https://www.linkedin.com/in/alexander-denev-66a25824/- Alexander's web page: https://turnleafanalytics.com/*About The Host*Aleksander (Alex) Molak is an independent machine learning researcher, educator, entrepreneur and a best-selling author in the area of causality (https://amzn.to/3QhsRz4 ).Connect with Alex:- Alex on the Internet: https://bit.ly/aleksander-molak*Links*Web- Alexander's LinkedIn post, Bayesian-network scenario for the Strait of Hormuz / Israel-Iran-US conflict: https://www.linkedin.com/posts/alexander-denev-66a25824_when-modelling-the-impact-of-events-that-share-7442892381668048896-JDs5/- Risk.net article, "Iran confusion makes the case for causal modelling": https://www.risk.net/our-take/7963361/iran-confusion-makes-the-case-for-causal-modellingBooks- Rebonato, R. & Denev, A. - Portfolio Management under Stress: A Bayesian-Net Approach to Coherent Asset Allocation (https://amzn.to/3vE6Jc1)- López de Prado, M. - Advances in Financial Machine Learning (https://amzn.to/3PXD8kH)- Molak, A. - Causal Inference and Discovery in Python (https://amzn.to/3VVK4m3)- Denev, A. - Probabilistic Graphical Models: A New Way of Thinking in Financial Modelling (https://amzn.to/3VQeLJm)- Pearl, J. & Mackenzie, D. - The Book of Why (recommended entry point) (https://amzn.to/4e0ATrZ)- Pearl, J. - Causality: Models, Reasoning and Inference (for advanced readers) (https://amzn.to/49zBKf5)- Rebonato, R. - Coherent Stress Testing: A Bayesian Approach to the Analysis of Financial Stress (https://amzn.to/3RC411e)*Perks & resources*

With earnings season fading and geopolitics heating up, we take a hard look at what could go wrong — and how a well-structured dividend portfolio holds up under pressure. We walk through their full stress-testing framework: concentration limits, sector exposure (no more than 20%), currency risk, payout ratios, credit ratings, and how to scenario-test your top 10 positions against events like the 2008 financial crisis or a 50% earnings collapse. Plus, Berkshire Hathaway's 13F reveals mass exits from Visa (V), Mastercard (MA), Diageo (DEO), and Amazon (AMZN) — and the guys break down what it means.Listener Q&A covers Munich RE (MUV2.DE) after its earnings miss, Wolters Kluwer (WKL.AS), Broadridge Financial Solutions (BR), Union Pacific (UNP), Nemetschek (NEM.DE), and the Iberdrola (IBE.MC) DRIP dilemma on Trading 212. Paychex (PAYX) hiked its dividend 10.2% and Apple (AAPL) raised by 3.8%.Episode 300 is just weeks away — sign up for the live show via https://docs.google.com/forms/d/e/1FAIpQLScSyGjwjj1cl1iAIIp87bJb5u3pq3Ez6yynchPzmxaz0sSLWw/viewform?usp=header⁠Nothing on Dividend Talk is financial advice. Always do your own research. | dividendtalk.eu | Twitter: @DividendTalk @EuropeanDGI

Capital Group equity portfolio manager Chris Buchbinder and economist Jared Franz stress test the bull and bear cases for AI. They cover whether we are in an AI boom or bubble and what productivity gains could mean for the U.S. economy and job markets. This podcast is from a recent webinar. #CapGroupGlobal   For full disclosures go to capitalgroup.com/global-disclosures For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube: https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2026 Capital Group

Craig is joined by Shauna Callaghan a mortgage broker and Mario Volpi to discuss how the Dubai mortgage market remains active, but lending conditions have tightened. Banks are applying stricter stress testing and deeper scrutiny on borrower profiles, reflecting a shift in risk management. For buyers, this means longer approval timelines, more documentation, and a need for stronger financial positioning before entering the property market. Have your say by recording a message ►  https://www.speakpipe.com/realestateradio  ► Website https://dubaipropertypodcast.lovable.app/ ► Apple Podcasts: https://podcasts.apple.com/.../dubai.../id1662176569 ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► EMAIL: dubaipropertypodcast@gmail.com  Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing #DubaiRealEstate #PropertyInvestment  #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate  #VisaRenewal #ExpatDubai  #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices"   #PropertyInvestment   #DubaiHousing #RealEstateInsights  #RealEstatePredictions  #MortgageRates #ForeignInvestment #UAEInvestors #YoungExpatsDubai #DubaiFirstHome #PropertyOwnershipUAE #DubaiSouthLiving #DubaiPropertyMarket #InvestInDubai #JVC #DubaiMarina #BusinessBay #PropertyInvestment #UAEProperty #RentalYields #DubaiApartments #UAERealEstate #DubaiSafety #SharjahLiving #GlobalInvesting  #DubaiDream #UAEInvestment #DubaiInvesting #DubaiPropertyMarket #DubaiVillas #ExpatLifeDubai #DubaiHomes #RealEstateTips #InvestInDubai #DubaiLife #PropertyAdvice #DubaiLiving #DubaiRealEstate #DubaiPropertyMarket #UAEProperty #DubaiInvesting #MiddleEastProperty #DubaiInvestors #PropertyMarketUpdate #UAERealEstate #DubaiInvestment #GlobalPropertyInvesting

The Institute of Internal Auditors Presents: All Things Internal Audit Tech  In this episode, Adam Ross speaks with Vipul Patel about how organizations can better prepare for ransomware attacks. They talk through what goes wrong in the first hours of an attack, what smart preparation looks like, and where traditional audit approaches fall short when a business is in crisis mode.   HOST: Adam Ross, CIA, CISA Partner and Internal Audit Services Leader, Grant Thornton   GUEST: Vipul Patel, CISA Audit and Assurance Managing Director, IT Internal Audit Leader, Deloitte & Touche LLP   KEY POINTS: Introduction [00:00:02-00:00:27] Common Mistakes in Ransomware Response [00:00:27-00:02:14] Building Crisis Communication Plans [00:02:20-00:03:03] A Simple Incident Response Runbook [00:03:03-00:05:03] Internal Audit's Role Before an Incident [00:05:03-00:07:05] Stress Testing and "What If" Scenarios [00:07:05-00:08:01] Tabletop Exercises and Cross-Functional Readiness [00:08:02-00:10:03] Partnering With the CISO and Management [00:10:03-00:11:15] Lessons Learned After Ransomware Incidents [00:11:15-00:14:05] Governance Changes After an Attack [00:14:55-00:16:55] Cyber Risk as a Business Issue [00:16:55-00:17:16] Traits of Organizations That Respond Well [00:17:20-00:19:44] Final Advice for Internal Auditors [00:19:44-00:20:56] Visit The IIA's website or YouTube channel for related topics and more.   IIA RELATED CONTENT:  Interested in this topic? Visit the links below for more resources: Global Internal Audit Standards Cybersecurity Topical Requirement Course: Detecting, Mitigating and Responding to Global Ransomware Attacks Articles: A Ransomware Playbook IIA Certificates: IT General Controls Certificate Knowledge Centers: Artificial Intelligence Vison 2035 IIA Courses: Fundamentals of IT Auditing Become a Certified Internal Auditor (CIA) CIA Challenge Exam   Follow All Things Internal Audit: Apple Podcasts Spotify Libsyn Deezer

Summary Join Mitch Beinhaker as he interviews John Munsell about the transformative impact of AI on business, education, and society. Discover practical frameworks, emerging risks, and how organizations can harness AI responsibly and effectively. Keywords AI, AI governance, prompt engineering, AI in business, AI ethics, AI tools, AI strategy, future of work, AI education Key topics -AI mastery levels and organizational impact -AI governance and security challenges -Prompt engineering and skill development -Future of education with AI and personalized learning -Risks of rogue AI agents and security threats Titles The 7 Levels of AI Mastery for Business Success How AI is Reshaping Education and Workforce Development Sound bites "We teach principles, not just tools." "AI can make decisions on its own." "The world is in a science fiction age." Chapters 00:00 Introduction to AI's Impact 01:32 John's Entrepreneurial Journey 04:44 The Evolution of AI Tools 06:33 Teaching AI and Developing Frameworks 07:55 Scaling AI in Organizations 10:19 Transitioning from Agency to AI Consulting 12:20 The Challenges of Delegation 15:26 Creating a Scalable AI Process 17:54 AI Governance and Mastery Levels 19:44 Exploring OpenClaw and Autonomous Agents 21:06 The Rise of Autonomous Bots 24:53 AI Decision-Making and Its Implications 27:55 The Security Risks of AI Agents 31:33 Governance and Stress Testing in AI 39:05 Teaching AI: Empowering Organizations 45:08 Harnessing AI for Efficiency 49:43 The Rise of Small Businesses in the AI Era 51:05 Navigating Workforce Changes with AI 57:15 The Evolution of Learning in the Age of AI Resources John Munsell's Book: In Grain AI - https://www.amazon.com/In-Grain-AI-John-Munsell/dp/XXXXXX OpenClaw (Claudebot) - https://openclaw.io Whisper Flow - https://whisperflow.com IR Game (AI stress testing) - https://irgame.com Guest links LinkedIn - https://linkedin.com/in/johnmunsell Website - https://johnmunsell.com

Most retail AI isn't solving problems; it's hiding them. The industry is currently addicted to "overlays"—cheap, automated layers that promise instant compliance—but building on a mask is just waiting for the legal or operational consequences to catch up. At Shoptalk, Gustavo Cardona, VP of Technology at Levain Bakery, joined us to dismantle the "plug-and-play" fallacy. For a brand scaling from a neighborhood bakery to a national powerhouse, technology isn't a silver bullet—it's a foundation. Cardona's playbook rejects "set-it-and-forget-it" tools in favor of code remediation (fixing the source, not the surface) and API flexibility. By integrating eight source systems into one "cent-perfect" data warehouse, Levain Bakery transformed tech from a cost center into a strategic engine. THE KEY UNLOCKS:

The episode examines the Iran conflict through an emerging markets lens, analyzing recent developments and exploring two primary scenarios that could unfold in the coming weeks. The first scenario envisions rapid de-escalation that would allow oil prices to retreat toward $80 per barrel, providing relief to EM economies and supporting risk assets. The second scenario contemplates further escalation, potentially including boots-on-the-ground military intervention, which would keep oil prices elevated for an extended period. This sustained pressure would create headwinds for EM growth, inflation dynamics, and external balances. We assess the implications of each path for emerging market currencies.Participants:Luis Estrada(Desk Strategy), LATAM FX Strategist Daria Parkhomenko (Desk Strategy), FX StrategistAbbas Keshvani (Desk Strategy), Asia Macro Strategist * Research Analyst opinions are their published views, independent of those expressed by Desk Analysts

Bonjour à tous et bienvenue dans ce Morning Mood du vendredi 20 mars 2026.8 mots de Powell : 600 points perdus sur le Dow. Pourquoi ? L'ambiance est lourde ce matin sur les marchés. Oubliez la routine, la nuit a été le théâtre de ruptures stratégiques majeures qui redessinent la carte des risques pour les mois à venir.Au programme de ce brief indispensable :Le Choc Réel (Flash Info) : Nous analysons l'attaque de Ras Laffan au Qatar survenue cette nuit. Pourquoi la déclaration de "Force Majeure" sur le GNL est beaucoup plus grave pour l'Europe qu'un simple pic du prix du pétrole.Le Basculement de la BCE : Décryptage des fuites internes. Face à l'inflation importée, la BCE change son fusil d'épaule. Nous ne parlons plus de baisses, mais d'une possible hausse des taux dès juin.Le Dossier Spécial : La Gestion de Crise (Psy & Tech).Dans la seconde partie de ce podcast, nous prenons de la hauteur. Face à la volatilité et à la peur, comment réagir ?Gestion Psychologique : Comment désamorcer le biais de panique. Pourquoi "ne rien faire" est parfois la décision technique la plus difficile, mais la plus rentable. Apprendre à distinguer le bruit médiatique du risque structurel.Gestion Technique (Le Scénario du Pire) : Comment construire un portefeuille résilient. Nous parlerons de "Stress Testing" : comment auditer vos positions pour vérifier qu'elles survivraient à un scénario catastrophe (baril à 150$, rupture totale de gaz, taux à 5%). L'objectif n'est pas d'être pessimiste, mais d'être prêt, pour que si le pire n'arrive pas, votre performance n'en soit que meilleure.Un épisode dense, pédagogique et technique pour aborder cette journée de "Quatre Sorcières" avec sang-froid. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Markets are rattled as geopolitical risk collides with stubborn inflation and rising interest rates. In this episode of the Cents of Security Podcast, host Mary MacNamara is joined by Jose Torres, Senior Economist at Interactive Brokers, to break down what's driving the latest volatility—from surging oil prices and elevated yields to weakening AI momentum and cracks in private credit. They unpack why traditional safe havens aren't behaving as expected, how investors are positioning beneath the surface, and what China's slowing growth means for global demand.

In this conversation, PreparedEx host Rob Burton sits down with Chris Lynch — a Certified FEMA Master Exercise Practitioner and strategist in AI readiness and crisis simulation. Chris breaks down his approach to building exercises that don't just tick compliance boxes but drive real organizational learning. We explore how well-crafted simulations uncover hidden gaps, how... The post Stress-Testing the Future: Simulation Strategy & AI Readiness with Chris Lynch appeared first on PreparedEx.

When stories like the Epstein files dominate the headlines, it's easy to get pulled into outrage, certainty, and tribal thinking. But moments like this don't just test institutions — they test us.In this episode, I'm not breaking down allegations or chasing speculation. Instead, I'm using this cultural flashpoint as a stress test for our inner work. What do spiritual principles actually look like when the subject matter is dark, disturbing, and emotionally charged? Do compassion and non-judgment still apply? Or do they quietly disappear when things get uncomfortable?We'll explore the difference between grounded principle and reactive tribe-mind, how to tell whether your outrage is informed or emotionally hijacked, and what authentic spiritual responsibility really means in a chaotic news cycle.If you've ever wondered whether spirituality holds up outside of retreats and safe spaces — this conversation is for you.Send us a text message. We'd love to hear from you!

We often start the worldbuilding process with a lot of exciting ideas, shiny notions, and fun experiments -- so then, how do you make it make sense? Even in an invented world with its own history, geography, magic, and other special conditions, we generally still want it to feel like the society could plausibly have developed as we're presenting it. Guest Andrea Stewart joins us to discuss how we can create systems of power and culture-making in invented worlds that still reflect how real people really behave. [Transcript for Episode 174] Our Guest: Andrea Stewart is the daughter of immigrants, and was raised in a number of places across the United States. Stewart is a Sunday Times Bestselling author whose short stories can be found in such venues as Beneath Ceaseless Skies, Daily Science Fiction, Galaxy's Edge, and others. Her debut epic fantasy novel, The Bone Shard Daughter, was a finalist for the Locus Award for Best First Novel, the British Fantasy Award for Best Novel, the Goodreads Choice Award for Fantasy and Debut Novel, and the BookNest Award for Best Traditionally Published Novel. She now lives in sunny California, and in addition to writing, can be found herding cats, looking at birds, and falling down research rabbit holes

The Moneywise Radio Show and Podcast Monday, February 9th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.  

Power grids are shifting from reactive crisis management to proactive simulation and planning. Utilities can now rehearse extreme weather events, wildfire scenarios, and load surges before they happen, fundamentally changing how the grid stays reliable.Alejandro De Diego speaks with Marcus Johansson, Senior Executive - Wildfire Mitigation, Digital Transformation, Grid Modernization at Xcel Energy. The conversation explores how digital twins, virtual replicas of the physical grid, are enabling utilities to run simulations of weather events, wildfire scenarios, and increasing electricity demand. You can watch or listen to new episodes every Tuesday and Thursday.Transmission is a Modo Energy production. Your host is Alejandro De Deigo - VP of Insights.Modo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets. Want all the latest power market news? Sign up for our free Weekly Dispatch newsletter: https://bit.ly/TheWeeklyDispatchChapters- 00:03 - Introduction- 01:45 - Xcel Energy Overview- 03:05 - Grid Modernization Role- 04:26 - Digital Twin Technology- 05:27 - Analytics vs Simulations- 06:15 - Wildfire Mitigation Strategies- 07:28 - Advanced Metering Infrastructure- 08:13 - Predictive Maintenance Applications- 08:42 - Data Integration Challenges- 10:29 - Distribution Management Systems- 13:17 - AI Load Forecasting- 14:20 - Peak Demand Management- 16:01 - Sustainability Journey- 16:28 - Energy Transition Motivation- 17:10 - Infrastructure Investment Plans- 18:22 - Transmission Focus Areas- 18:58 - Join Xcel Energy- 19:18 - Contrarian Industry Views- 20:11 - Service Orchestration Mindset- 20:44 - Build vs Buy- 21:25 - Future Generation Optimism

Power grids are shifting from reactive crisis management to proactive simulation and planning. Utilities can now rehearse extreme weather events, wildfire scenarios, and load surges before they happen, fundamentally changing how the grid stays reliable.Alejandro De Diego speaks with Marcus Johansson, Senior Executive - Wildfire Mitigation, Digital Transformation, Grid Modernization at Xcel Energy. The conversation explores how digital twins, virtual replicas of the physical grid, are enabling utilities to run simulations of weather events, wildfire scenarios, and increasing electricity demand. You can watch or listen to new episodes every Tuesday and Thursday.Transmission is a Modo Energy production. Your host is Alejandro De Deigo - VP of Insights.Modo Energy helps the owners, operators, builders, and financiers of battery energy storage understand the market — and make the most out of their assets. Want all the latest power market news? Sign up for our free Weekly Dispatch newsletter: https://bit.ly/TheWeeklyDispatchChapters- 00:03 - Introduction- 01:45 - Xcel Energy Overview- 03:05 - Grid Modernization Role- 04:26 - Digital Twin Technology- 05:27 - Analytics vs Simulations- 06:15 - Wildfire Mitigation Strategies- 07:28 - Advanced Metering Infrastructure- 08:13 - Predictive Maintenance Applications- 08:42 - Data Integration Challenges- 10:29 - Distribution Management Systems- 13:17 - AI Load Forecasting- 14:20 - Peak Demand Management- 16:01 - Sustainability Journey- 16:28 - Energy Transition Motivation- 17:10 - Infrastructure Investment Plans- 18:22 - Transmission Focus Areas- 18:58 - Join Xcel Energy- 19:18 - Contrarian Industry Views- 20:11 - Service Orchestration Mindset- 20:44 - Build vs Buy- 21:25 - Future Generation Optimism

How do you really know if you're ready to retire—before you turn in your notice? In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray break down the six key checkpoints they use to help families move from guesswork to clarity, including the two questions that matter most: How much can you safely draw each month? How do you protect that income when markets change? You'll learn how Decker Retirement Planning approaches retirement with a math-based distribution plan that coordinates income sources (Social Security, pensions, rental income, and portfolio withdrawals), prioritizes tax efficiency, and helps reduce the risks that can derail retirement—especially in volatile markets. In this episode, we cover: The 6 key points of a retirement plan: plan, tax minimization, risk reduction, portfolio optimization, income optimization, and fee minimization Why a pie-chart portfolio isn't a retirement plan (and what a real distribution plan should show) Income needs assessment: how to calculate your retirement “gap” and plan withdrawals over time Planning for healthcare before and after Medicare, plus long-term care considerations What a retirement stress test is, and why it helps “future-proof” your plan A fast rundown of advanced tax strategies discussed on the show (e.g., donor-advised funds, CRTs, NUA, ILITs, dynasty trusts, cost segregation, GRATs), and when they may apply If you're within 5–10 years of retirement (or already retired), this episode will help you pressure-test your assumptions and understand what it takes to retire with more confidence and fewer surprises. Learn more: DeckerRetirementPlanning.com Schedule a visit / ask a question: 833-707-3030

One of the most common questions I get, and honestly one of the biggest sources of anxiety for anyone nearing financial independence is: "How much can I spend without running out of money once I quit my job and start living off my investments?" It's one thing to see a big number in your investment account; it's another thing entirely to hit the "withdraw" button and start taking money out. Research, and my own experience shows that many Canadians end up underspending. They live a smaller life than they need to simply because they don't have a structured process they can trust. Some blindly follow the "4% rule," while others just live off dividends, pensions, and/or government benefits, never touching their principal. This often results in a massive amount of money left over when they pass away. That is money that could have been spent enjoying life, creating memories with family, or donating to charity, rather than leaving a giant inheritance, and a giant tax bill to the government. So, how do we find that balance? How do we calculate a spending number that is safe, but still lets us enjoy our lives? To answer this, I invited Thuy Lam back on the show. Thuy is a Certified Financial Planner with over 20 years in the industry who recently built my personal financial plan. We discuss the specific cashflow plan she created for us, and the relevant insights and best practices you can apply to your own situation. We dig into four critical areas: First, the "Safe Withdrawal" question: We move past the 4% rule and discuss how to determine a sustainable spending rate that factors in current market conditions. Second, the "Bucketing Strategy.": Thuy breaks down how to allocate your portfolio for short-term spending versus long-term growth. This is huge for keeping anxiety low when the market drops. "Stress Testing" your plan: We talk about why using a simple average rate of return (like 8%) is a dangerous mistake, and how Monte Carlo simulations can help you see if your plan survives extreme scenarios. Dynamic Spending Adjustments: We cover exactly when to tighten the belt if markets underperform, and how to safely increase spending if returns are high, so you don't die with a giant portfolio you never got to enjoy. We're going to cover all that and more. Enjoy the Episode! Links from the episode: Meet with Thuy: Free Introductory Meeting & Discount Link  Free Access to my investing guide: What I Invest In and Why? (Kornel's Portfolio)

Grab a copy of our BOOK here: http://winningtheweek.com/Join Lifehack Tribe: https://members.lifehackmethod.com/join-lifehack-tribeSUBSCRIBE to our podcast on the platform of your choice!Spotify: http://spoti.fi/3pNtPVeApple Podcasts: http://apple.co/3tiIpWWOr subscribe to our YouTube channel: https://www.youtube.com/c/LifehackBootcampTime stamps:01:49 - Flying the Plane While You're Still Building It04:58 - The Advantage of a Clean Slate (Building vs. Resetting)05:52 - The Importance of Specific KPIs in Ambiguous Roles06:59 - Creating a “Headline” for Your Year07:18 - You Only Have One Priority: The New Job07:48 - Transition as Opportunity, Not a Problem for the Old Team08:39 - Don't Make a "Mona Lisa" Out of the Transition10:08 - Time-Boxing Support to Avoid Becoming the Permanent Middleman11:00 - Expectations Management as a Leadership Tool12:00 - The Risk of Overlong Transitions13:00 - Stress-Testing the “Best Case” Plan14:15 - Comfort Bias Toward the Old Role15:30 - Delegation as a Development Opportunity for Others16:45 - Redesigning the Transition Model17:05 - Best Case vs. Worst Case Thinking in High-Stakes Moves18:15 - The Perfectionism Trap in Leadership Transitions21:00 - Shifting from Execution to Strategic Visibility22:30 - Health as a Non-Negotiable Constraint22:55 - Stress-Testing Assumptions vs. Being Negative25:00 - Gradual Boundary Enforcement Over Abrupt Pushback28:30 - Professional Liabilities: When Overthinking Stalls Progress30:00 - Transition Clarity Prevents Emotional Damage37:07 - Creating a "Breadcrumb Trail" of Accountability for Your Team41:15 - Putting Order to Chaos: Leveraging Process Skills43:47 - Clarity as the Definitive Attribute of Great Leaders44:45 - Using AI as a Thought Partner for Leadership46:05 - Translating Strategy into Living Documents and Processes51:34 - Relieving Managerial Pressure Through Ownership52:40 - AI as a Brain Accelerator, Not a Miracle53:44 - Becoming the Leader Who Sees the "One Key Thing"Check out our FREE masterclass all about How To Plan The Perfect Week In 30 Minutes Flat: https://bit.ly/3eEZ9AQCheck out our website: https://lifehackmethod.com/

Join this channel to get access to exclusive members only videos:https://www.youtube.com/channel/UCQTAVxA4dNBCoPdHhX9nnoQ/joinJoin Members Only On My Website. 7 day free trial. Save 25% when you choose an annual Membership plan. Cancel anytime:https://understandingrelationships.com/plansJoin Members Only on Spotify:https://podcasters.spotify.com/pod/show/coachcoreywayne/subscribeThe importance of vetting your woman for loyalty before bigger commitments.In this video coaching newsletter I discuss an email from a viewer who has been following my work for 8 years. He's been with his girlfriend for 6 years and living together for 5. He's about to finish up medical school and doesn't have a lot of extra money right now. He wonders if stress testing his girlfriend by slacking off and neglecting the courtship is a good idea to stress test her for loyalty before marriage.If you have not read my book, “How To Be A 3% Man” yet, that would be a good starting place for you. It is available in Kindle, iBook, Paperback, Hardcover or Audio Book format. If you don't have a Kindle device, you can download a free eReader app from Amazon so you can read my book on any laptop, desktop, smartphone or tablet device. Kindle $9.99, iBook $9.99, Paperback $29.99 or Hardcover 49.99. Audio Book is Free $0.00 with an Audible membership trial or buy it for $19.95. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B01EIA86VC/?source_code=AUDFPWS0223189MWT-BK-ACX0-057626&ref=acx_bty_BK_ACX0_057626_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:http://amzn.to/1XKRtxdHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/how-to-be-3-man-winning-heart/id948035350?mt=11&uo=6&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/how-to-be-a-3-man-unabridged/id1106013146?at=1l3vuUo&mt=3You can get my second book, “Mastering Yourself, How To Align Your Life With Your True Calling & Reach Your Full Potential” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B07B3LCDKK/?source_code=AUDFPWS0223189MWT-BK-ACX0-109399&ref=acx_bty_BK_ACX0_109399_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/2TQV2XoHere is the link to the iBookstore to purchase iBook version:https://geo.itunes.apple.com/us/book/mastering-yourself-how-to-align-your-life-your-true/id1353139487?mt=11&at=1l3vuUoHere is the link to the iTunes store to purchase the iTunes audio book version:https://geo.itunes.apple.com/us/audiobook/mastering-yourself-how-to-align-your-life-your-true/id1353594955?mt=3&at=1l3vuUoYou can get my third book, “Quotes, Ruminations & Contemplations” which is also available in Kindle $9,99, iBook $9.99, Paperback $49.99, Hardcover $99.99 and Audio Book format $24.95. Audio Book is Free $0.00 with an Audible membership trial. Here is the link to Audible to get the audiobook version:https://www.audible.com/pd/B0941XDDCJ/?source_code=AUDFPWS0223189MWT-BK-ACX0-256995&ref=acx_bty_BK_ACX0_256995_rh_usHere is the link to Amazon to purchase Kindle, Paperback or Hardcover version:https://amzn.to/33K8VwFHere is the link to the iBookstore to purchase iBook version:https://books.apple.com/us/book/quotes-ruminations-contemplations/id1563102111?itsct=books_box_link&itscg=30200&ct=books_quotes%2C_ruminations_%26_contemplatio&ls=1

Hear from Jo Paisley and Maxine Nelson of the GARP Risk Institute as they look back on key learnings from the past year of the Climate Risk Podcast. As we head into 2026, the GARP Climate Risk Podcast kicks off the new year with a retrospective on the past 12 months, reviewing the key themes and insights that emerged during 2025's podcasts.   After 6 years of hosting the podcast, this might be the most wide-ranging conversation so far – from how one should adjust probability of default for climate risk, to the risk factors that might lead to the collapse of society.  To make things a bit more manageable, this retrospective has been split into three main areas of focus:  First, what did we learn about physical risks, both from nature loss and climate change?  Second, what did we learn about the transition to net zero? And third, what lessons were there for firms – either in risk management or business more generally?       We also hear from our guests on advice they have specifically for risk professionals.  To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr  For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Centre: https://www.garp.org/sustainability-climate  If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com          Links to featured episodes:  Sebastian Leape - The CSRD Effect: How Regulation is Elevating Nature Risk Eva Zabey - Beyond Climate: A Risk Professionals' Guide to the Biodiversity COPs Prof. Aled Jones - Flawed Models, Fragile Systems: The Risks in Energy & Food Policy Dr. Levke Caesar - Nine Limits, Six Breached: The Planetary Boundaries Crisis Explained Alyssa Gilbert - How to Make an Impact: Secrets to Climate Startup Success Laurie Laybourn - Beyond 1.5°C: How to Think About Our New Climate Reality Stephanie Race - Why Food System Disruption Is the New Normal Rowan Douglas - Resilience and Retreat: What Insurability Tells Us About Climate Risk Dr. Ajay Gambhir - Navigating Systemic Risk in the Age of Polycrisis Hirotaka Hideshima - From Basel to Biodiversity: An Ex-Central Banker's Take on Nature Risk Prof. Tim Lenton OBE - Positive Tipping Points: How to Fix the Climate Crisis Judson Berkey - Embedding Nature Risk: Insights from a Senior Banking Professional Dr. Luke Kemp - Societal Collapse in a Warming World: A Risk Manager's Lens    Today's Speakers  Jo Paisley is President of the GARP Risk Institute, the thought leadership arm of GARP. Set up in early 2018, the Institute works across all risk disciplines, with Jo's focus to date on climate- and nature-related risk management and scenario analysis, stress testing and operational resilience.  Her career began at the Bank of England where she worked in a variety of roles across macroeconomics, statistics, supervision and risk. Her last role was as a Director of the Supervisory Risk Specialists Division within the Prudential Regulation Authority, where she was heavily involved in the design and execution of the UK's first concurrent stress test in 2014. She left the Bank in 2015 and joined HSBC as their Global Head of Stress Testing. She has also worked as an independent stress testing consultant, advising firms on how to get the most value out of stress testing.  Dr. Maxine Nelson is a Senior Vice President at the GARP Risk Institute, GARP's research and thought leadership arm, where she focusses on climate- and nature-related financial risk management.   She has extensive experience in risk, capital and regulation gained from a wide-ranging variety of roles, including Global Head of Wholesale Risk Analytics and Head of Capital Planning at HSBC, significantly expanding counterparty credit risk management at the UK Financial Services Authority during the last financial crisis, leading the credit risk team at KPMG London, senior credit risk consultant at Oliver Wyman, and embedding operational risk analytics globally at National Australia Bank. Maxine has a degree in mechanical engineering and a PhD about how best to apply probability theory to real world problems. 

What if your team could achieve unprecedented levels of performance and accountability? Unravel the secrets of transformational leadership in our discussion with Keith Ferrazzi, a trailblazing executive team coach and New York Times bestselling author. Keith's latest book, "Never Lead Alone: 10 Shifts from Leadership to Teamship," draws from over two decades of research and thousands of team assessments, revealing strategies that have revolutionized giants like General Motors and are now shaping AI-driven transformations.Ever wondered how to turn conflict into a catalyst for creativity? Keith shares his insights on transforming organizational culture through strategic stress testing. By pioneering the use of small breakout rooms, teams can cultivate psychological safety and facilitate candid feedback. This shift from conflict avoidance to a culture of candor is not just theoretical, learn how it is being applied to achieve significant improvements in team dynamics. We delve into practical shifts and the establishment of a new social contract within teams, underscoring the potential for innovation and resilience in the face of challenges.During challenging times, how do teams not just survive, but thrive? We spotlight the resilience-building practices that Keith champions, like energy checks and gratitude circles, which have fortified teams during the pandemic. Learn from the success stories of high-performing teams, such as those at Elf Beauty, who leverage modern collaboration techniques for faster product development and competitive pricing. Keith's philosophy of "never lead alone" resonates throughout, advocating for a culture where gratitude and collective success are at the forefront. Engage with us as we embrace passion-fueled leadership and the transformative potential of team dynamics.What You'll Learn- The Power of Co-Elevation.- Strategies for transforming team dynamics.- Building unshakeable team resilience.- Intentional leadership and collaboration in hybrid work.- Peer coaching and open 360 feedback.- Embracing gratitude and collective success to revolutionize organizational culturePodcast Timestamps(00:00) - Leadership Strategies for High Performing Teams(09:58) - Transforming Organizational Culture Through Stress Testing(16:33) - Rewriting the Social Contract(29:39) - Building Team Resilience and Culture(45:36) - Leadership as a Core PassionKEYWORDSPositive Leadership, Team Dynamics, Co-elevation, High Performance, Accountability, Stress Testing, Organizational Culture, Conflict Avoidance, Candid Feedback, Social Contract, Resilience, Creativity, Energy Checks, Gratitude Circles, Modern Collaboration, Positive Focus, Collective Success, Passion, Engagement, CEO Success

In this powerful conversation, Dave Seymour (star of CNBC's "Flipping Boston") sits down with Jacqueline Landry to discuss the real barriers keeping professionals from building wealth through real estate.  Key Topics Covered: The critical importance of due diligence and stress testing deals before investingHow bonus depreciation and K-1s can offset W-2 income (turning a $100K investment into immediate tax wins)Breaking generational cycles of financial illiteracyThe "educate, don't speculate" philosophy that changed Dave's approach to investingWhy complacency is the silent killer of financial dreamsHow to structure partnerships with investors through education and transparencyUsing AI and systematic approaches to identify distressed properties before they hit the market  Whether you're a high-earning professional looking to move beyond traditional investing or an entrepreneur ready to break the chain of financial mediocrity, this episode delivers practical wisdom and a wake-up call about the cost of playing it safe. 

In this week's solo episode, John Casmon steps away from guest interviews to break down one of the most misunderstood topics in multifamily investing: underwriting. After speaking at the Big Deal Summit in Columbus, John shares the real-world framework he uses to analyze deals—not just in spreadsheets, but in practice. From setting clear investment criteria to identifying operational inefficiencies, John walks through how successful investors combine vision, market insight, and execution to drive lasting results.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Underwriting isn't about the spreadsheet—it's about the vision, people, and execution Always define your buy box and end goals before analyzing numbers Focus on markets with both macro strength and micro-level renter desirability Investors don't pay premiums for plumbing or electric—focus on visible value Operational inefficiencies are gold if you know how to identify and fix them Don't assume you can operate better than a seasoned owner without proof Stress test your assumptions: What happens if the plan breaks?     Topics The Real Goal of Underwriting Spreadsheets don't reflect operations—real estate is about people, not numbers Get clarity on what kind of asset and community you're trying to build Defining Your Buy Box Understand your own criteria before chasing ROI or IRR Why Cincinnati and surrounding markets meet John's standards for long-term growth Macro and Micro Market Selection How renter desirability shapes submarket selection Population growth ≠ renter demand—context matters Value-Add the Right Way Tenants won't pay more for new pipes—focus on kitchens, lighting, appliances Target properties with updated mechanicals so your upgrades actually add value Operational Inefficiencies to Look For Low occupancy, slow turn times, bloated expenses, and misaligned staffing Why seasoned operators aren't always "mismanaging"—stay humble Creating vs. Assuming Value Ask questions before opening a spreadsheet—what is the business plan? Don't guess your way through the numbers; know what levers create value Stress Testing the Deal Underwrite break-even points and failure scenarios Real story: How one business plan unraveled when resident profiles clashed Final Thoughts on Strategy Vision before budget—start with what you want to create IRR matters, but timing and exit assumptions often fail Know your buyer—plan your renovations around future investor demand    

In this episode of The Strong Stoic, I'm joined by classicist and author Inger Kuin to dive deep into the wild, hilarious, and surprisingly practical life of Diogenes—the original Cynic and, in many ways, the “stress test” for Stoic ideas.We explore:Who Diogenes was and why his life still mattersWhy he chose to live in a jar, throw away his cup, and embrace radical simplicityHow his ideas flowed through Crates to Zeno, making him Stoicism's “intellectual grandfather”The difference between training your body vs punishing itHow temporary discomfort (no-spend months, cabin weekends, etc.) can build real resilienceCultural norms, door-holding in Canada, and why Diogenes cared more about justice than etiquetteCosmopolitanism and being a “citizen of the cosmos” instead of a slave to one culture's expectationsWhether Diogenes was “crazy” or just radically consistent with his philosophyThe tension between independence and human connection: why Diogenes avoided close attachments—and why Inger (and I) think that might throw the baby out with the bathwaterHow to examine your own motives honestly: are you saying “yes” for good, joy, or just money and status?We close with practical advice on bringing a bit of Diogenes into modern life without selling your house and moving into a barrel—by questioning your motives, experimenting with less comfort, and rethinking the weight you give to externals.Guest & BookInger's new book, Diogenes: The Rebellious Life and Revolutionary Philosophy of the Original Cynic, is out November 11, 2025 and available wherever you buy books (hardcover, e-book, and audiobook).

In this episode of The Strong Stoic, I'm joined by classicist and author Inger Kuin to dive deep into the wild, hilarious, and surprisingly practical life of Diogenes—the original Cynic and, in many ways, the “stress test” for Stoic ideas.We explore:Who Diogenes was and why his life still mattersWhy he chose to live in a jar, throw away his cup, and embrace radical simplicityHow his ideas flowed through Crates to Zeno, making him Stoicism's “intellectual grandfather”The difference between training your body vs punishing itHow temporary discomfort (no-spend months, cabin weekends, etc.) can build real resilienceCultural norms, door-holding in Canada, and why Diogenes cared more about justice than etiquetteCosmopolitanism and being a “citizen of the cosmos” instead of a slave to one culture's expectationsWhether Diogenes was “crazy” or just radically consistent with his philosophyThe tension between independence and human connection: why Diogenes avoided close attachments—and why Inger (and I) think that might throw the baby out with the bathwaterHow to examine your own motives honestly: are you saying “yes” for good, joy, or just money and status?We close with practical advice on bringing a bit of Diogenes into modern life without selling your house and moving into a barrel—by questioning your motives, experimenting with less comfort, and rethinking the weight you give to externals.Guest & BookInger's new book, Diogenes: The Rebellious Life and Revolutionary Philosophy of the Original Cynic, is out November 11, 2025 and available wherever you buy books (hardcover, e-book, and audiobook).

In this episode of the Crisis Lab Podcast, host Kyle King examines how gray zone operations are fundamentally reshaping civilian crisis management across Europe. Kyle walks through Russian drone incursions over Poland, GPS jamming affecting hundreds of thousands of flights, and shadow fleet operations cutting undersea cables to demonstrate why traditional emergency management frameworks can't handle sustained, multi-domain pressure designed to exhaust coordination capacity. Through real-world examples like Poland's border closure disrupting €25 billion in trade and Denmark's coordination trap, the episode reveals how practitioners are already building informal networks out of necessity because official structures move too slowly. NATO members are invoking Article 4 consultations over civilian incidents. Emergency managers are operating at sustained alert levels for weeks without recovery phases. Tune in to understand why the transformation from emergency management to security governance isn't optional anymore, and how Crisis Lab's Forum provides the strategic infrastructure for professionals navigating this shift in real time. Show Highlights [00:25] Defining the gray zone and why it matters for civilian crisis management [01:30] September 2025 Russian drone incursions and NATO's first intercept over member territory [02:15] GPS jamming surge: 700 incidents in 2025 vs 55 in all of 2023 [03:00] Why traditional emergency management assumptions no longer hold [04:15] How gray zone operations target civilian coordination capacity, not military assets [05:00] Poland's 12-day border closure and the €25 billion trade route disruption [06:15] Cascading effects: pharmaceutical supply chains and continental public health coordination [07:00] The coordination trap: when organizational charts become obstacles [08:00] Sweden's bureaucratic response to shadow fleet operations [09:00] What sustained operational capability actually requires [10:15] Intelligence integration as a civilian function [10:45] Training for multi-domain pressure and information fog [11:15] How informal networks are holding when formal structures fail [12:00] The Forum at Crisis Lab: strategic infrastructure for the security governance transformation

Markets look strong—but are they too perfect? On this week's Money Matters, Scott and Pat explore how to stress test your financial plan so it can hold up in the real world. They take a call from a 63-year-old retiree with a $6 million portfolio who's rethinking his Roth conversions and Social Security timing, then talk with a 47-year-old state employee balancing burnout, real estate, and early retirement goals. Finally, Allworth's Head of Wealth Planning, Victoria Bogner, joins to explain how taxes, Medicare, and market strategy all connect inside a resilient financial plan. If you've ever wondered whether your financial plan could weather a true market test, this episode delivers clarity, humor, and timeless perspective. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

What is breaking down or what’s broken when the governor of Illinois says he’s being invaded by the National Guard of Texas under President Trump’s orders, or when the president is dueling with Oregon and ... The post Stress-Testing the Rule of Law appeared first on Open Source with Christopher Lydon.

Today, we are once again joined by Keith Ferrazzi.Keith Ferrazzi is a bestselling author and relationship-building expert whose book "Never Eat Alone" has transformed how millions of professionals approach networking. He went from being the son of a Pennsylvania steelworker to becoming the youngest CMO at Starwood Hotels and CEO of Yaya Media, attributing much of his success to authentic relationship building. As founder and CEO of Ferrazzi Greenlight, he now coaches Fortune 100 executive teams and governments on high-performance team dynamics. His latest work focuses on transforming traditional leadership models into collaborative "teamship" approaches that drive extraordinary performance.In this continuation of our conversation, Keith shares insights from 25 years of research on high-performing teams. He reveals why traditional hub-and-spoke leadership is failing modern teams and introduces the concept of "teamship"—a fundamental shift from individual heroics to collective performance. Keith provides practical frameworks for building psychological safety, implementing peer-to-peer accountability, and creating cultures where candor and challenge become competitive advantages.Key topics include:-Why most teams are mediocre and the fundamental shift from leadership to teamship-Moving from hub-and-spoke models to co-elevation and collective performance-Renegotiating social contracts to embrace challenging dialogue and mutual support-The shift from conflict avoidance to candor through stress testing and candor breaks-Why breakout conversations of three dramatically increase engagement and participation-Building both bonding and challenging relationships for high-performing teams-The three-layer model: relational foundation, challenge layer, and 21st century collaboration-Implementing peer-to-peer accountability alongside traditional top-down approaches-Building collective resilience through energy check-ins and purposeful connection-Using Agile sprints and stress testing frameworks for rapid learning and feedback-Overcoming AI adoption fears and redefining roles for innovation and transformation-Why AI is a relationship, not just a tool, and how to partner with it effectively-Creating a teamship social contract as a roadmap for extraordinary performanceWhether you're leading a team, working to improve collaboration, or seeking to build a culture of mutual accountability and support, Keith's research-backed frameworks provide practical tools for moving beyond traditional leadership models to create teams that elevate each other to levels none could reach alone.Keith Ferrazzi's Books: https://www.keithferrazzi.com/booksKeith's Online Community: https://www.connectedsuccess.com/beyond-connections-Website and live online programs: http://ims-online.comBlog: https://blog.ims-online.com/Podcast: https://ims-online.com/podcasts/LinkedIn: https://www.linkedin.com/in/charlesgood/Twitter: https://twitter.com/charlesgood99Chapters:(00:00) Introduction(02:00) The Fundamental Shift from Leadership to Teamship(04:00) Renegotiating Social Contracts for Co-Elevation(06:00) The Shift from Conflict Avoidance to Candor(07:00) The Power of Breakout Conversations and Small Groups(09:00) Building Both Bonding and Challenging Relationships(12:00) Implementing Peer-to-Peer Accountability Models(15:00) Building Collective Resilience in Turbulent Times(16:00) Using Agile Methods and Stress Testing for Feedback(18:00) Overcoming AI Adoption Fears and Partnering with Technology(22:00) Creating Your Team's Social Contract for Extraordinary Performance(23:30) Conclusion

Keith brings these concepts to life with stories, tested practices, and simple tools you can start using right away. He explains how methods like “stress testing,” candor breaks, and energy checks transform group dynamics, helping teams shift from avoidance and silence to openness and trust. This episode is full of strategies that don't just improve collaboration—they create lasting bonds and higher performance. Keith is the best-selling author of books you're probably familiar with, like Never Eat Alone, Who's Got Your Back, and Leading Without Authority. This interview focused on his latest book, Never Lead Alone: 10 Shifts from Leadership to Teamship. You'll discover: Why “never lead alone” is more than a slogan—it's a new way of working.A proven method for giving and receiving feedback that strengthens relationships.How vulnerability and energy checks foster deeper trust and empathy.Ways to move from conflict avoidance to courageous conversations.Practical strategies for enhancing collaboration, both in real-time and asynchronously.Check out all the episodesLeave a review on Apple PodcastsConnect with Meredith on LinkedInFollow Meredith on TwitterDownload the free ebook Listen Like a Pro

Hear from Cristian deRitis, deputy chief economist at Moody's Analytics, on the stress testing impact of heightened geopolitical risk, constantly shifting tariffs, climate risk developments, and AI/ML evolution. This podcast examines stress testing challenges and trends, with an eye on how regulation and recent events are shaping these important exercises. Regulatory stress tests play a key role in ensuring that large banks hold enough capital withstand extreme recessions, while internal stress tests at banks are used for everything from capital and liquidity planning to risk monitoring, risk identification and operational resilience. Today, though, there are questions about whether regulatory stress tests – particularly the Federal Reserve's CCAR exercise – are transparent enough. Internal tests, moreover, are being heavily influenced by heightened geopolitical risk and U.S. policy changes, such as fluctuating tariffs. To more effectively manage all the different scenarios they must consider, financial institutions are also making greater use of next-generation technology, like artificial intelligence and machine learning, in their stress-testing methodologies. What's more, they must consider changing regulatory winds on climate risk. Relevant Links: GARP Benchmarking Initiative Modeling Risk (Risk Intelligence column by Cristian deRitis)   Speaker's Bio Cristian deRitis is Managing Director and Deputy Chief Economist at Moody's Analytics. As the head of econometric model research and development, he specializes in the analysis of current and future economic conditions, scenario design, consumer credit markets and housing. In addition to his published research, Cristian is a co-host on the popular Inside Economics Podcast. He can be reached at cristian.deritis@moodys.com.

What happens to property value when cap rates and NOI start moving in opposite directions—and how should investors prepare for that?   In this episode, Angel Williams speaks with Rich Neuharth and Moses Lucero about the realities of underwriting in multifamily investing. They break down cap rates, NOI (Net Operating Income), and the complex relationship between market forces and property performance. Rich walks through examples that clarify how small shifts in cap rates can drastically affect valuations and explains why mindset and transparency matter in underwriting. Angel challenges the assumptions with sharp questions, leading to a clear discussion of how to stress-test deals, factor in risk, and use underwriting tools responsibly.     [00:01 - 04:30] Cap Rates in Action How a $1M NOI changes value depending on cap rate shifts Why cap rate compression inflates property value—and vice versa The importance of separating property-level performance from market dynamics   [04:31 - 08:15] Mindset and Learning Through Repetition How mindset impacts willingness to ask questions and learn Why repeating and reframing concepts leads to deeper understanding The need for more open conversations about not understanding financial concepts   [08:16 - 12:30] Market Cap vs. Purchase Cap What the significance of market cap rate is during appraisals How to handle disconnects between deal-level and market expectations Why accurate comps and broker input guide realistic underwriting assumptions   [12:31 - 16:00] The Push-Pull of NOI and Cap Rate in Valuation How to analyze proportional changes in cap rate and NOI Why understanding opposing forces is key to modeling The importance of building performance scenarios and exit plans   [16:01 - 19:48] Stress Testing and Long-Term Thinking How to structure deals to withstand market fluctuations Why historical cap rate trends matter when forecasting The need to balance investor expectations with conservative assumptions       Connect with Rich:   https://www.linkedin.com/in/realmindsetrich   Connect with Moses:   https://www.linkedin.com/in/moses-lucero-9026b220b/     Key Quotes:   “The market cap only affects your sale or refinance. It doesn't affect how your property operates day to day.” - Rich NeuhartH   “You're correcting for where you think cap rates are going. That helps you target NOI growth through CapEx and rent bumps.” - Angel Williams       Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!

In this episode, hosts Yadin Porter de Leon and Jessica Hreha welcome Hadley Ferguson, Director of Global Content, Community Operations at Uber. The discussion focuses on Uber's successful custom integration of AI tools at scale, highlighting how it serves as a "source of truth" for centralizing knowledge, ensuring compliance and brand consistency, automating content generation (over one million saved replies and 50,000 help center articles), and improving agent efficiency. Hadley also shares insights on integrating AI into existing workflows and proactively identifying support needs. The episode explores what it means for an organization to "Leverage AI," the necessary changes to make it happen, and the strategic intent behind such initiatives. Tune in for practical strategies, team and tool considerations, and the real business impact of AI implementation in a large enterprise. LinkedIn: Hadley Ferguson, Director of Global Content, Community Operations at Uber Reach out to us on LinkedInYadin Porter de Leon: https://www.linkedin.com/in/porterdeleon/Suzanne Ambiel: https://www.linkedin.com/in/suzanne-ambiel-a77807/Jessica Hreha: https://www.linkedin.com/in/jessicahreha/Michelle Moore: https://www.linkedin.com/in/michelle-moore-sfbay/Maila Ruggiero: https://www.linkedin.com/in/m-ai-la-ruggiero-b5132817a/Contact the show yadin@techvillagemedia.comLearn more about the VMware Marketing AI Council and the global marketing generative AI success. https://enter.amcpros.com/marcom/entry/vmware-marketing-ai-council-innovates-and-empowers/

Tariffs have been top of mind for every CPG founder I talk to—including myself. In this episode, I'm joined once again by my friend and frequent guest Yuval Selik, co-founder and CEO of Promomash, to unpack how tariff pressures are impacting our businesses beyond just the bottom line.We dive into how tariffs are exposing hidden inefficiencies in supply chains, why blindly raising prices can damage your brand, and how distributor deductions can quietly drain your profits. Yuval shares his own story of navigating economic shocks, including the collapse of his brand during the 2008 financial crisis, and what founders can do now to build stronger, more resilient businesses.If you're running a CPG brand and feeling the pressure from rising costs, supply chain disruptions, or confusing chargebacks, this conversation is a must-listen.Startup to Scale is a podcast by Foodbevy, an online community to connect emerging food, beverage, and CPG founders to great resources and partners to grow their business. Visit us at Foodbevy.com to learn about becoming a member or an industry partner today.

In this episode of Masters of Moments, host Jake Wurzak sits down with Greg Kennealey, CEO of Peregrine Hospitality, for an in-depth conversation on building and operating a diversified hotel platform with a focus on performance, alignment, and long-term value creation. With a career that includes time at Strategic Hotels and KSL Capital, Greg brings both institutional experience and an owner-operator mindset to the conversation. They discuss the evolving landscape of hotel investment, from pandemic-driven shifts in demand and staffing, to the renewed importance of leisure travel, stress-testing models, and driving performance across both luxury resorts and extended-stay properties. Greg also breaks down the founding of Peregrine, their vertically integrated approach, and how alignment and talent are central to outperforming in any market cycle. They also cover: How the best hotel companies earned loyalty by prioritizing staff during COVID Lessons from KSL on underwriting, capital planning, and long-term investing The rise of experiential and independent resorts—and where they see opportunity Why owner-operator models outperform in today's capital environment The critical role of KPIs like labor margin, guest satisfaction, and revenue flow Designing phantom ownership structures to retain and reward top hotel talent Building a culture of accountability and innovation from the ground up This episode is a masterclass in hospitality execution, told through the lens of someone who has scaled both iconic resorts and margin-driven select-service portfolios—and believes the best teams win every time. Links: Peregrine Hospitality - https://www.peregrinehg.com/ Greg on LinkedIn - https://www.linkedin.com/in/greg-kennealey-946b715/ Connect & Invest with Jake: Follow Jake on X: https://x.com/JWurzak 1 on 1 coaching with Jake: https://www.jakewurzak.com/coaching Learn How to Invest with DoveHill: https://bit.ly/3yg8Pwo Topics: (00:00:00) - Intro (00:01:32) - Resilience and Challenges in the Hotel Industry (00:03:12) - Investment Strategies and Stress Testing (00:04:59) - Balancing Leisure and Corporate Travel (00:08:21) - Operational Challenges and Innovations (00:34:13) - The Role of Location in Hotel Success (00:38:51) - Conviction in Hotel Investments (00:41:07) - The Complexity of Hotel Ownership (00:41:48) - The Owner-Operator Model (00:44:49) - Sales Strategies and Exit Timing (00:47:21) - Rapid Acquisition Challenges (00:50:12) - Building an Entrepreneurial Venture (00:54:24) - Operational Oversight and KPIs (00:58:40) - Managing Labor Costs (01:01:26) - Investing in Experiential Resorts (01:09:02) - Food and Beverage Strategies (01:15:52) - Future Goals and Favorite Hotels

Mel Casey surveys the consumer discretionary sector, noting bad news from autos and cruise lines, but strength still in hotels. He thinks the negative GDP reflects pulled forward demand ahead of tariffs. Right now, he says it's important to make sure no name dominates your portfolio, even if it's strong. “We're stress testing the consumer,” he notes, but thinks there's still too much unknown.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

When the storm hits, will your snow operation hold up—or fall apart? In this episode, we break down the five biggest failure points in commercial snow removal: equipment breakdowns, staffing shortages, inefficient routes, material shortages, and poor client communication. Learn how to stress test your operation before the first snowfall, so you can avoid costly downtime, keep customers happy, and dominate the winter season. Don't wait for a blizzard to expose your weak spots—get ahead of the game now! LINK Membership Get Brian's Free Newsletter https://www.lawntrepreneuracademy.com/  LMN Mastermind Sessions (Use code Brian). LMN Landscape Software (Interested in checking out LMN and giving it a free Trial? Use our link or the code "Brian" to get the best savings and signup experience possible). Brian's Lawn Maintenance On YouTube Brian's Lawn Maintenance On Instagram www.brandedbullinc.com  www.CycleCPA.com mention code: Brian to save $200. www.PostcardMania.com/Brian Zero to $100K!: The Complete Guide on How to Start a Successful Lawn Care Company Brian's Lawn Maintenance "MERCH"   Our Affiliate Partners: www.EquipmentDefender.com (Brians10 Save 10%) www.KujoYardwear.com (Brians10 Save 10%+Free Shipping!) www.ISOtunes.com (Save 10%) https://bit.ly/3wzhaI4 www.ProvenLocks.com (Brians10 Save 10%) www.DarwinsGrip.com (Brians10 Save 10%) www.Plow-Right.com (Brians10 Save 10%) www.Ballard-Inc.com (Brians10 Save 10%) www.EarthWay.com (Brians10 Save 10%) www.RhinoHitch.com (Brians10 Save 10%) www.SureCanUSA.com (Brians10 Save 10%) www.ComfortTrim.com (Brians10 Save 10%)

Alcohol and cancer, GLP-1 trial representativeness, diagnosing CAD, changing stroke rates in patients with AF, blanking periods after AF ablation are the topics John Mandrola, MD, covers this week. This podcast is intended for healthcare professionals only. To read a partial transcript or to comment, visit: https://www.medscape.com/twic I. Surgeon General Causes Hoopla Regarding ETOH Warning Dry January: Should Doctors Make It Year-Round? https://www.medscape.com/viewarticle/dry-january-should-doctors-make-it-year-round-2025a100009t Surgeon General Warning https://www.hhs.gov/about/news/2025/01/03/us-surgeon-general-issues-new-advisory-link-alcohol-cancer-risk.html GBD 2016 Collaboration Lancet https://doi.org/10.1016/S0140-6736(18)31310-2 RCT Voskobonik and colleagues https://www.nejm.org/doi/full/10.1056/NEJMoa1817591 Marcus and colleagues; UCSF https://pubmed.ncbi.nlm.nih.gov/33516710/ Review of ETOH AF https://doi.org/10.1016/j.jacc.2016.08.074 II. GLP-1 Agonists for Obesity –Trial vs Real World Generalizability of Trial Results https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2826335 HRS Document ICD http://dx.doi.org/10.1016/j.hrthm.2014.03.041 III. Stress Testing and CAD Severity Reynolds and colleagues. Observational ISCHEMIA Sub-analysis https://www.ahajournals.org/doi/10.1161/CIRCINTERVENTIONS.123.013743 Foy Meta-analysis https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2655243 ISCHEMIA https://www.nejm.org/doi/full/10.1056/NEJMoa1915922 IV. Changing Stroke Rates with AF Teppo and colleagues. Finnish Study https://doi.org/10.1016/j.jacep.2024.10.029 Quinn and colleagues. https://www.ahajournals.org/doi/10.1161/circulationaha.116.024057 V. Patients' Lives Don't Pause for Blanking Periods Ruzieh and colleagues. https://doi.org/10.1016/j.ahjo.2024.100497 You may also like: The Bob Harrington Show with the Stephen and Suzanne Weiss Dean of Weill Cornell Medicine, Robert A. Harrington, MD. https://www.medscape.com/author/bob-harrington Questions or feedback, please contact news@medscape.net

in this episode: • we talk about visiting the stress testing of the Ionna Rechargery in Apex, NC • RAM delaying the 1500 Rev all-electric pickup • Great end-of-year EV deals • and much much more!

Sam Harris speaks with Barton Gellman about election integrity and the safeguarding of American democracy. They discuss the war games he's run to test our response to an authoritarian president, using federal troops against American citizens, the difference between laws and norms, state powers to resist the federal government, voter identification and election integrity, political control over election certifications, the Bush-Gore election, the Electoral Count Reform Act, the prospect of public unrest after the November election, January 6th, George Soros, the "good people on both sides" calumny against Trump, what happens to Trump and Trumpism if Harris wins in November, the presidential debate with Harris, the authoritarian potential of a second Trump term, Project 2025, and other topics. If the Making Sense podcast logo in your player is BLACK, you can SUBSCRIBE to gain access to all full-length episodes at samharris.org/subscribe. Learning how to train your mind is the single greatest investment you can make in life. That's why Sam Harris created the Waking Up app. From rational mindfulness practice to lessons on some of life's most important topics, join Sam as he demystifies the practice of meditation and explores the theory behind it.