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In this episode of The Liquidity Event, AJ and Shane return from the Future Proof Wealth Management Festival with stories of Weezer, Bush, and the perils of leaving conferences too early. They dig into a New York Times article about using ChatGPT to tackle credit card debt, from spreadsheets to selling watermelons, and debate whether AI is democratizing financial advice or just creating quirky side hustles. The duo also unpack the harsh realities of sudden windfalls, from Powerball winners to stock concentration, and field a listener question about holding too much employer equity in retirement. Along the way, AJ champions late-night networking, Shane shouts out his accountability coach, and both remind us: diversify, diversify, diversify. Timestamps (00:34) Intro – Ally Jane Ayers and Shane Mason kick off Episode 158. (01:18) Ally's “radio host” voice and Shane's zen brain. (02:12) Shoutout to Sherry Mason Real Estate in Cape Coral, FL. (03:22) Segues gone wrong and the Future Proof conference in Huntington Beach. (05:17) Conference quirks – Weezer, Third Eye Blind, Blues Traveler, and Bush. (07:02) Why AJ always leaves early and Shane always stays late. (09:13) Conference strategy – accountability coaches, goals, and nighttime networking. (12:04) “Your soulmate is at the afters” and why happy hours matter. (12:34) NYT article – using ChatGPT for financial advice and debt payoff. (14:37) Success stories – spreadsheets, budgeting, plasma donations, and almost selling feet pics. (16:06) Access and immediacy – why AI fills a gap financial advisors can't. (17:38) Reflections on Brooklyn FI's early late-night client meetings. (18:46) Lottery winners and hard lessons ahead of the $1.8B Powerball. (20:50) Quick Picks vs. lucky numbers – let the computer decide. (22:40) AJ's advice for sudden money windfalls – spend 1% and get a care team. (23:59) Shane's fantasy purchases: boat or flashy watch. (24:41) Building your financial “care team” for long-term stability. (25:35) Listener question – is 50% in one stock too much? (27:23) The risks of concentration and why diversification matters. (28:34) AJ's plan: sell 25% now, the rest over three years, or gift it. (30:20) Imagining being the kids of parents who “don't care” about millions. (30:41) Closing – diversify, send us your financial questions, or just post them on Reddit.
News and Updates: A Boston medical study found smartphone use on the toilet raises hemorrhoid risk by 46%. Phone users stayed seated far longer — often 6–15 minutes — amplifying pressure that leads to painful swelling. While causation wasn't proven, doctors warn the habit may be fueling the condition. Taco Bell is rethinking AI drive-thrus after viral failures, like glitchy bots repeating orders or a prank request for 18,000 cups of water. The chain says humans may still be better in high-volume locations. Rival fast food chains Wendy's and McDonald's are pushing ahead with AI rollouts in 2025. At IFA 2025, Amazon, Google, Samsung, and LG touted AI-powered smart homes that anticipate user needs — from proactive lighting to predictive repairs. But privacy, infrastructure, and reliability remain major hurdles before homes achieve Star Trek–style ambient computing. A new survey shows 85% of U.S. college students use generative AI for coursework, calling it a “24/7 tutor.” Students want clear rules and training, not bans, though many admit AI can weaken critical thinking. Despite AI's rise, most still see college as relevant — though its payoff may be shrinking. A lottery expert warns Powerball's “Quick Picks” feature hurts players' odds by generating duplicate numbers, just as the jackpot swells to $1.7B. Officials deny foul play, but critics urge filling tickets by hand. Odds remain astronomical at 1 in 292 million. Confusion erupted over Gmail security after reports falsely claimed Google told 2.5B users to reset passwords. Google clarified no mass breach occurred, though hackers have targeted Salesforce data and used vishing scams. The company urges 2FA, passkeys, and vigilance against phishing.
On this episode, Pat Dooley is joined by The HBC Steve Spurrier, courtesy of Meldon Law We'll have Big Mill's Cheesesteaks' "Yes, No Way, or Maybe," Hesser & Kipke “Three Things" Leonardo's Pizza of Millhopper "Quick Picks," Adam's Rib Co. "Gator of the Week," BMI TeleMed "Overachiever of the Week All that, and much more!
The We Want Picks crew break down the entire Noche UFC: Lopes vs. Silva giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Paris: Imavov vs. Borralho giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
Have a request for an upcoming segment? Send me a Text Message! Join me as I discuss my opinion of EDEN, NE ZHA II, RELAY, HONEY DON'T, and several other new releases featured on Quick Picks.Follow on Instagram and Letterboxd @seeitorshoveitSupport the showInterested in becoming an official supporter or just want to buy me a popcorn? Click the Support the Show link above!
The We Want Picks crew break down the entire UFC Shanghai: Walker vs. Zhang giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire Du Plessis vs. Chimaev giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
On this episode, Pat Dooley is joined by The HBC Steve Spurrier, courtesy of Meldon Law We'll have Big Mill's Cheesesteaks' "Yes, No Way, or Maybe," Hesser & Kipke “Three Things" Leonardo's Pizza of Millhopper "Quick Picks," Adam's Rib Co. "Gator of the Week," BMI TeleMed "Overachiever of the Week All that, and much more!
The We Want Picks crew break down the entire UFC Vegas 109: Dolidze vs. Hernandez giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Vegas 108: Albazi vs. Taira giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Abu Dhabi: Whittaker vs. de Ridder giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
It's another Throwback Thursday, where we dig into the vault and find gold from days gone by. Here is Part TWO of a 2014 webinar Rich did called “Marketing Quick Picks.” Last week was part 1… if you missed that, Rich covered hunting vs. farming, getting backlinks for SEO, and using soft language in sales environments. Part 2's topics include design tips, creative videos, jingle logos, and vanity phone numbers.
The We Want Picks crew break down the entire UFC Nashville: Lewis vs. Teixeira giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
It's another Throwback Thursday, where we dig into the vault and find gold from days gone by. This episode is something Rich calls “Marketing Quick Picks,” which is where he bounces from topic to topic, giving you little gold nuggets of marketing wisdom. In this installment, he'll be covering hunting vs. farming, getting backlinks for SEO, and using soft language in sales environments. Next week we'll meet back here to finish this webinar where Rich will give design tips, creative videos, jingle logos, and vanity phone numbers.
The We Want Picks crew break down the entire UFC Nashville: Lewis vs. Teixeira giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC 317: Topuria vs. Oliveira giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Baku: Hill vs. Rountree giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Atlanta: Usman vs. Buckley giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
The We Want Picks crew break down the entire UFC Vegas 107: Blanchfield vs. Barber giving you their Picks, Predictions and Bets!Be sure to check out https://www.WeWantPicks.com for our Matches, Promos and Giveaways! Instantly receive up to $2,500 in FREE deposit matches!------------------- FOLLOW US ON -------------------Instagram -https://www.instagram.com/wewantpicksTwitter -https://twitter.com/wewantpicks Discord -https://discord.gg/xeFdnkUYdf Twitch -https://twitch.tv/wewantpicksAudio Only Podcast -https://anchor.fm/wewantpicks Facebook - https://www.facebook.com/wewantpicks
Get to know Janna Aboudaher and Tean Brooks from the women's fencing team on episode 114 of Tritoncast! These fifth-year Tritons will tell us about how it took them more than six months to meet despite being teammates, and how their friendship has grown. We'll learn the very different paths they took to get here from Colorado and Texas – and what has kept them in La Jolla for so long. Janna and Tean also weigh in on why the alumni for fencing remain so engaged with the program. Plus, these two will be on the hot seat in the return of our popular Quick Picks segment. As always, host Jeff Tourial provides an update in other goings-on at UC San Diego in the Campus Spotlight. If you enjoy this week's show, please subscribe, rate, and write a brief review on your podcast platform of choice. Listen to past episodes anytime on-demand at ucsdtritons.com/podcasts. For show updates, follow @Tritoncast on X. Go Tritons!
Nick Kostos & Femi Abebefe discuss losing their Washington bets on Sunday. Plus, the guys share their early bets for The Big Game! To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi share their betting takeaways from Ravens/Bills. The guys discuss whether or not they think Lamar Jackson will win the Big Game during his career. Plus, the guys dive into their early weekend NFL Playoff bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos & Femi Abebefe break down their favorite early bets for the NFL Divisional Round To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos & Femi Abebefe continue breaking down their early NFL Divisional Round bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
ESPN's Dusty Dvoracek joins the show to break down each College Football Playoff game. Nick and Femi dive into their NFL Week 16 Quick Picks. Plus, the guys dive into the updated NBA MVP & Rookie of the Year market. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos & Femi Abebefe dive into their EARLY NFL Week 16 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos & Femi Abebefe break down their EARLY NFL Week 15 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi continue breaking down this weekend's Conference Championship slate. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their EARLY NFL Week 14 best bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down their FAVORITE early NFL Week 12 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their early bets for NFL Week 12. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down their favorite bets for NFL Week 11. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down their favorite early bets for NFL Week 10. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their favorite early NFL Week 9 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into how they're betting this weekend's NFL Week 8 slate. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi share their early College Football Week 9 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down their EARLY best bets for NFL Week 8. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down how they're looking to bet Broncos-Saints, Patriots-Jaguars, Titans-Bills, To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down how they're looking to bet Lions-Vikings, Panthers-Commanders, Chiefs-49ers, Jets-Steelers, and the rest of NFL Week 7. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi break down their favorite early bets for NFL Week 6. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick, Femi and the crew give out their early bets for CFB Week 8. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick Kostos & Femi Abebefe dive into the NFL Week 6 with their Quick Picks segment. Plus, the guys dive into the Heisman Trophy market. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into the NFL Week 6 slate with Spencer Rattler potentially starting for the Saints on Sunday. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into Patriots-Texans with Drake Maye starting for New England. Plus, the guys dive into the rest of NFL Week 6. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their early bets NFL Week 6 slate. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi continue breaking down their NFL Week 6 bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their early NFL Week 5 best bets. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi dive into their favorite opening bets for NFL Week 5. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Nick and Femi continue breaking down the NFL Week 5 slate. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
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