Podcasts about cape coral

The Netflix hit Cobra Kai was the perfect balance of 1980s nostalgia and modern sensibilities. Now, the team behind that show has been tapped to do the same for another popular brand from the decade: Knight Rider. Florida FlexTransit driver fired as photos show him take county vehicle to gentlemen's club Man wearing Batman pajamas thwarts robbery attempts in Cape Coral neighborhood Brit suffers epic tattoo blunder after Spanish tattoo artist misunderstood her instructions FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604‬ ‭FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzL...‬ ‭FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast...‬ ‭WEBSITE: https://nextroundlive.com/‬ ‭MOBILE APP: https://nextroundlive.com/the-ne....‬ ‭SHOP THE NEXT ROUND STORE: https://nextround.store/‬ ‭Like TNR on Facebook: / nextroundlive‬ ‭ Follow TNR on X: / nextroundlive‬ Follow TNR on Instagram: / nextroundlive‬ ‭Follow everyone from the show on X:‬ ‭ Jim Dunaway: / jimdunaway‬ ‭ Ryan Brown: / ryanbrownlive‬ ‭ Lance Taylor: / thelancetaylor‬ ‭ Scott Forester: / scottforestertv‬ ‭ Tyler Johns: /TylerJohnsTNR‬ ‭ Sponsor the show: sales@nextroundlive.com‬ Learn more about your ad choices. Visit megaphone.fm/adchoices

When a child with autism wanders away from safety, every second counts. Now, thanks to Florida's new Spectrum Alert system, there's a structured response that could save lives.In this episode of the Cape CopCast, the Cape Coral Police Department  welcomes Family Initiative Vice President Anjali Van Drie and Director of Community Development Stephanie Hoffman to discuss this crucial safety development. Family Initiative, celebrating a decade of service in Cape Coral, has witnessed firsthand how the prevalence of autism has skyrocketed from 1 in 110 to 1 in 31 children. This non-profit's comprehensive approach includes everything from clinical services and a specialized K-12 school to community programs for individuals of all ages on the spectrum.The conversation centered on Florida's Spectrum Alert system, which launched July 1st. Similar to Amber and Silver Alerts, this notification system activates when a person with autism elopes—a frighteningly common occurrence that affects over 50% of individuals with autism. What makes this particularly dangerous in Southwest Florida? Water attraction. Many children with autism are drawn to water for sensory reasons, and with Cape Coral's abundant canals and waterways, the risk is significant. Last year alone, over 60% of childhood drowning deaths in Florida involved children with autism.This partnership goes beyond alerts. The Cape Coral Police Department is implementing scannable identification bracelets and receiving specialized training from Family Initiative to better interact with nonverbal individuals. Meanwhile, Stephanie Hoffman shared both professional and personal perspectives as both an organization leader and mother to a child with autism, offering practical safety measures families can implement: specialized locks, alarms, tracking devices, and proactively introducing children to neighbors and "safe strangers" like police officers.Perhaps most important was the reassurance that parents should call police immediately when a child wanders—not wait until they've exhausted their own search efforts. Officers would much rather respond and find a child already safe than arrive too late; their goal is safety, not judgment.Reach out to the Cape Coral Police Department or Family Initiative to learn more about Spectrum Alert and available resources. Together, we're building a community where our most vulnerable members are protected through understanding, preparation, and swift action.Learn more about Family Initiative here: https://www.fi-florida.org/

Crime is down 28% in Cape Coral, and in this episode of the Cape CopCast 'Chief's Chat,' we're breaking down exactly how it happened. Despite our growing population and increasing calls for service, we've achieved remarkable reductions across both violent and property crime categories while maintaining solvability rates well above national averages.What's our secret? Chief Anthony Sizemore says it's right there in our mission statement: "Partnering with the community to ensure the highest level of safety for all." This isn't just aspirational language—it's a practical approach that yields measurable results. When community members lock their doors, report suspicious activity, and maintain open lines of communication with officers, we create a foundation for success. Combine that with strategic deployment, advanced technology, and dedicated personnel who genuinely care about this city, and you've got a winning formula.We're particularly proud of our recent CALEA assessment—the gold standard in law enforcement accreditation that we've maintained since 1989. Assessors came to the department and conducted an exhaustive evaluation of our policies, procedures, and practices, from use of force guidelines to hiring practices that reflect our community's diversity. The result? The most successful evaluation in our department's history, with assessors recommending us as a national model in several areas. This recognition validates the significant innovations we've implemented over the past five years and confirms we're not just meeting standards—we're setting them.Looking ahead, we're expanding our ranks to keep pace with Cape Coral's growth, creating promotional opportunities from top to bottom within our organization. This combination of proven success, external validation, and internal development has created tremendous momentum. Have questions about our approach to community safety? Reach out—partnership is what makes this work, and we're just getting started.

Today I'm joined by Josh Clinton, GM of Cape Coral CDJR. We dive into how he doubled his close rate using simple AI prompts, the headwinds Stellantis is facing after cutting key models, the evolving role of the salesperson in an AI-driven landscape, and much more. This episode is brought to you by: 1. Lotlinx - Get the best possible market advantage on every vehicle transaction. Optimize operations and boost profits using artificial intelligence (AI) and machine learning. Learn more @ https://lotlinx.com/ 2. Cars Commerce - The platform to simplify everything about buying and selling cars. Learn more @ https://www.carscommerce.inc/ 3.Nomad Content Studio - Most dealers still fumble social—posting dry inventory pics or handing it off without a plan. Meanwhile, the store down the street is racking up millions of views and selling / buying cars using video. That's where Nomad Content Studio comes in. We train your own videographer, direct what to shoot, and handle strategy, to posting, to feedback. Want in with the team behind George Saliba, EV Auto, and top auto groups? Book a call at http://www.trynomad.co Need help finding top automotive talent? Get started here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3Suismu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Topics: 00:05 Best used car strategy today? 01:48 Why drop out of school? 02:56 How AI transforms auto sales? 04:43 Best psychological sales tactics? 10:25 Most innovative AI dealership uses? 24:28 AI's impact on sales/marketing? 30:12 AI in inventory management how? 32:34 Will AI replace salespeople? 44:37 Why social media matters? Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

School is almost back in session and the RedSpeed school zone cameras will be rolling!Join hosts Lisa Greenberg and Officer Mercedes Simonds as they welcome Chief Sizemore for a straightforward conversation about the RedSpeed school zone cameras returning on August 11th.Think of this as your essential back-to-school refresher – except instead of school supplies and new clothes, we're talking about keeping kids safe on their way to class. Chief Sizemore breaks down exactly how the program works with crystal clarity: "Nothing changes from before, except there's cameras to capture the speed. That's it." When those yellow lights are flashing, it's 20 mph. During regular school hours, it's the standard posted speed limit. Simple as that.The team addresses common questions and misconceptions head-on. No, this isn't a revenue scheme (they'd prefer zero tickets). Yes, there's a 10 mph buffer before violations trigger. And drivers have options when they receive a notice: pay the $100 fine, contest it, or identify another driver. The worst choice? Ignoring it, which escalates to a formal citation with potential license points after 30 days.Beyond the mechanics, the conversation reveals the human stakes. Chief Sizemore shares sobering reminders of past tragedies involving students and how speeding directly correlates to crash probability. The program aims to modify driver behavior and create safer streets for everyone – not just students, but all Cape Coral residents.Ready for the new school year? Slow down, watch for flashing lights, and remember that patience is essential during those first chaotic weeks of school traffic. Visit CapeCops.com for comprehensive FAQs and additional resources to navigate the RedSpeed program. Your attention behind the wheel could save a life – and that's what this is all about.

Keith discusses the impact of inflation and interest rates on real estate investing, emphasizing passive income strategies.  He highlights the Florida housing market, noting a 26% increase in listings post-pandemic.  Investor and Florida homebuilder, Jim, joins this episode to explain the overbuilding in the emotional market versus the underbuilt workforce housing.  His company focuses on new construction in areas like Ocala, offering 40-year loans with 5.25% fixed rates, and boasting an average tenancy duration of over three years. They also provide two years of free property management and a 10-year builder warranty. Resources: Schedule a free strategy session with a GRE Investment Coach to evaluate the opportunity at GREinvestmentcoach.com Show Notes: GetRichEducation.com/564 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, what control do you have over inflation and interest rates? Then, with the Florida housing oversupply and resultant attrition and price levels, wouldn't it be interesting to talk to a prominent Florida homebuilder? That's just what we do today on get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 2  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from coral, Illinois to Cape Coral, Florida and across 180 nations worldwide. I'm Keith weinholden. You are inside for another wealth building week. This is get rich education, the voice of real estate investing since 2014 with inflation on the upswing and is currently approaching 3% again, the formula is small. Down payment. Bank buys you the house. Tenants pay down the loan. Property Manager handles nearly everything. You collect cash every month. Inflation builds you massive wealth, and that's real estate, all right. And no one really knows what's going to happen with inflation and interest rates, those two positively correlated indicators, but at times we have an illustrious guest that will make a prediction. And GRE episode 224, from January of 2019 has been getting some attention lately. That's back when interest rates of all types were really low, and when I interviewed legendary investor Jim Rogers in Singapore, listen in to what he told you, and I on that episode, then   Speaker 3  2:49   you ask me, we're now headed up again, and interest rates are going to go go much, much, much higher over the next few decades, and it's going to ruin a lot of people. I hope none of your listeners get ruined. I hope I don't get ruined, but rising interest rates are here for a long time. Keith, be worried. Be careful.   Keith Weinhold  3:08   Yeah, some real Jim Rogers prescience there in Episode 224 he has seen some cycles. Now as investors, we've got regional phenomena and national phenomenon mortgage rates. They're a national one, because more or less, whenever you finance property anywhere in the nation, your rate is going to be the same nationwide. Perhaps you feel then like you don't have any control over your mortgage rate. Well, I've got two points to that. First, understand that today, mortgage spreads are almost back to normal. Now, what does that mean? Mortgage spreads from listening to the show, you probably know that the mortgage rate you pay is dictated more on the level of bond yields than it is the Fed funds rate that your own Powell controls. Well, 30 year mortgage rates are historically almost 2% above the bond yield, meaning they're 2% above the yield on the 10 year T note, okay, that's the bond yield. The spread was recently above 3% now it is down to about two and a half. To be clear, mortgage rates are now just about two and a half percent above bond yields in this narrowing, that means there's more investor confidence in the mortgage market, and that suggests that lenders are willing to offer loans at competitive rates without succumbing to volatility. So lenders are less concerned about the risk of you quickly refinancing out of the loan that they just worked to make for you, the translation is that this opens the door to make it easier for mortgage rates to fall to 6% and they've been nearly seven for a while. Though I don't predict rates. I'm speaking about probabilities here. Now some people want to lock up property before rates fall, because when rates fall, many think home prices will surge because more people can afford property than higher demand. And I think we all know that the conventional wisdom is to lock in your price now and then if rates fall, you refinance. Conversely, if rates go higher, well then you'll be glad you bought today when rates were lower. But today we're talking about how you can really control the mortgage rate you pay when you work with a builder that won't only see that your mortgage rate gets bought down, they'll ensure that they are the ones paying for the pie down, not you. That's key, as we talked to a home builder in Florida today, a state that makes headlines for being overbuilt, it's a case study in how a market gets to an overbuilt condition, or does it really get overbuilt? It depends on this segment of the real estate market that you're focused on as an investor, as you'll see today, let's meet this week's guest.    Keith Weinhold  6:05   I'd like to welcome Jim onto the show today. He's one of the founding partners of a prominent Florida home builder. They built over 9000 residences, and they have 120 plus full time employees, and it's been such an interesting time in Florida home building and the real estate market, so that's why we're chatting today. Hey Jim, welcome onto the show. Keith, great to be back. Thanks for having me. Let's talk about the problem statewide. Florida has about 26% more listings, more available housing inventory, as compared to pre pandemic levels. That's created some problems, some price attrition. Talk about, why did Florida get over built? Or are they not truly overbuilt when we segment that by product type.   Jim Sheils  7:02   Well, like you said, Keith, product type is really important to decipher here, because it does help dissect the problem a little more clearly. There's a lot of different markets happening, but two of the main things that I've seen that have caused the softening of certain segments of the market is one insurance if you are buying a 1957 home in southwest Florida, a few blocks from the beach, it is possible that your insurance has gone up four to five times. Yeah, the annual thing. So that is going to really start to shake people who own those properties. They're going to feel a little triggered to sell, and it's going to be more difficult to sell, because if you have an agent go and show that property and they ask for a good faith estimate from a lender, and they say, Well, what's your current insurance? That can really scare people. So that type of property normally properties older before 2004 when the rules changed, with higher insurance, that can change it. The second thing is, the emotional market always seems to take a hit, Keith, and I've heard you talk about this before. Now, the emotional market that I talk about is we have our median value in any of the real estate markets, right? And you go about 25% above the median, maybe 30% above the median values. That's what I call the emotional market. These are the really nice houses that are fun to visit. You know, nice to stay in, nice to live in, but they are emotional. This is an emotional market. The cash flow numbers have never worked. They're not on the ultra high end that those people normally own cash and they don't really care the fluctuation. It's that level above the median where I see the emotional market really take the hit, because when the emotion comes out, while the people it's harder to sell to find the buyers, especially with the rates jumping the way that they have over the last two years, there's not the ability to sit back and say, Well, you know what, Keith, I'm just going to hold this and rent it, because their negative position, their negative cash flow every month, begins to sink them quickly, and so that's where you see that pressure downward on that emotional market. If that makes any sense.   Keith Weinhold  9:06   did Florida really get ahead of itself with the increase in pandemic migration? Was there more building because they projected that high migration rate to continue, and it just didn't. Is that why areas of Florida are overbuilt.   Jim Sheils  9:22   What I believe happened was the migration was there, Keith, but again, you have to look at the sectors of the market. Now, when you're looking at a large national home builder, their goal is to sell the property with the greatest profit spread. It's just that simple, and those are the properties when times are good and times are hot, this emotional market, you know, 20, 30% above the median value for an area that's a very easy time to promote and to sell those types of properties and make the best spread for them. And so, yes, in that area, they got ahead of themselves, because it was easy to market to, easy to promote to. And again. In. Some people untrained investors, or people just emotional and saying, Well, I'm gonna have a second home in Florida, and I'll get there more often than I think I will. That causes that issue now, but going to the lower segment, like the workforce housing, like you and I have talked about, well, that has been underprepared for the migration and affordability. That is my word of the year, affordability, the affordable housing, the workforce housing. When you look at the stats, I think it was last year we found the stat that for every 25 workforce housing, new construction workforce housing, there's 100 renters. And so the workforce housing has been underdeveloped, and why? You know, we're a niche builder. It's very rare for a builder like us to focus on workforce housing. That's not the focus of many of the larger builders. They're on that more emotional market. So that's where we focus. But with builders like us focusing on that, no one else that part of the market, Keith has been under supplied, actually in the last few years, because the net migration didn't need those emotional houses. They needed the workforce housing.   Keith Weinhold  11:05   This is a great distinction. We can look at a stat like there's 26% more available housing inventory in Florida statewide than there was pre pandemic, but you've got to parse that by product type, workforce housing, which you specialize in, including build to rent, housing has not been oversupplied, not nearly to that same extent. It could even be undersupplied, depending on where you're at. These are the properties that make the best long term income properties. I hope you the listener caught it there. Jim gave an important date. 2004 is a key year when there were changes to building codes, which results in what your insurance premiums are going to be. Tell us more about that.    Jim Sheils  11:50   Yeah, 2004 right through Punta Gorda, Florida, where we build now. There was Hurricane Charlie came through. My dad's cousin, I have actually lived there at the time. I mean, that place got decimated. Keith, it got absolutely decimated, and the government called timeout. They said, timeout. Okay, we got to stop this. New rules. Moving forward, we're going to change the structural design requirements. We're going to change the elevation requirements. This is the big one. So you know, back in the day, you and I, if we were back in 1962 in Fort Myers, Florida, we could build a house at two feet or three feet above sea level. Those days are gone. If you're going to build a property like going back to Punta Gordon, now today, you have to build it 13 to 14 feet above sea level. So that means builders like us got to bring in a lot of dirt, and we grumble and complain about it until a storm goes through and we have no flooding on any of our properties. But that was a requirement, then stronger fasteners and structural design, because they just didn't want that risk or this type of damage. And it's been interesting, because they've been two hurricanes, you know, since 2004 that have really gone right over the eye. The main power of the storm has gone through. Punta Gorda. I've actually showed this on some videos that we've done on YouTube, like the flyover the next day, and you would think, Oh, well, maybe there was like a strong wind that went through, because there's palm fronds down and some fencing, but the houses are intact, and it's because things had to be rebuilt to today's standards. So I always tell people, hey, you know, we'd love to help you get a house, but if you're just going down there to find a house, I would highly recommend you look at the elevation and look if your house was built before the year 2004 or after, because that is really when things started to change. Not that a house earlier might not have what you're looking for, but elevation is such a key component when you're near coastal areas in Florida, the elevation of your home.   Keith Weinhold  13:41   Is it that simple? Pre 2004 you're likely to pay substantially higher insurance premiums on your Florida property than you are if the build year was 2004 or later.   Jim Sheils  13:52   It's a main component, Keith, another component will be to that is, you know, how close are you to the beach? If you're within, you know, a half a mile of the beach that can have an on lower ground of an older property, those combinations for risk analysis for an insurance company will come up not in your favor, and so you have to put that into account too. Again, the further you move inland, especially the further you move north, and the further you move inland in Florida, the insurance premiums go down because the risk assessment of the last 100 Years of hurricanes has been so much dramatically lower of actually causing issue.   Keith Weinhold  14:29   We'll talk about the Florida areas that you build in later. But first, let's just pull back. Talk about statewide. How bad is it? How bad is it with the overbuilt condition in some segments of the residential market, and how that's led to price attrition, a lack of rent growth or rental occupancy rates that are hurt potentially. Can you speak to that? How bad is it now,   Jim Sheils  14:54   again, going to the segment of the emotional market, so we're talking 20 to 30% above the median. In price in an area that's going to be bad, that's where you're going to have to have downward pressure. You're going to have to your property may have appreciated Well, if you did in 2020, but you're not selling a peak pricing. You're going to have to come off your numbers a good amount, because there's not as many buyers. And also, you got to remember, coupled with that pricing coming down, it's also the interest rates we got pretty spoiled. You know, three and a half percent interest rates, two and a half percent interest rates for some homeowners, that's just not the norm now. So when you're going off those numbers, the affordability, the ability to make that payment, has really been affected. So that emotional market, I think we're going to see a continued softening in that and again, in that emotional market too. To what I saw was, and I own some short term rentals, and I like short term rentals, but what we saw there was a rush, like, almost like a California gold rush, here in Florida, to people coming in and buying what they consider a short term rental, which was not really desirable for short term rent. It could get a few people here and there, but they would buy it, this emotional market, and then the numbers wouldn't work out. Now that, as well, is starting to put pressure on people saying, Oh, I'm losing so much money every month. Let's just sell and again, that emotional market, that area, 20, 25% 30% above median value. That's where we're seeing that. So you're going to see some pressure downward of that, I'd say at least another 10% because there's already been a dip in some areas 15 to 20% so there has been a correction in those and I think we'll continue to see that until some of this stabilizes.    Keith Weinhold  16:32   Talk to us about how the rental segment's doing, statewide   Jim Sheils  16:36   rental, we saw a stagnation for about a year and a half to two years, and just in the last six months, we've seen an increase in some of our main markets here. Again, when I say they main markets here, I'm always speaking, because that's what we stick to, the workforce housing. So we've seen workforce housing some of our main central Florida markets and some of our Northeast markets go up another 50 to $100 which was great, because it was stagnant for about two years. About two years. And then you'll see a continued dip of probably, you know, 10 to 15% on some of that emotional market rentals, because now there's a rush to try to rent them, and again, there's not as much of a demand for that segment of the market.    Keith Weinhold  17:17   We're talking with a prominent Florida home builder about Florida's temporarily overbuilt residential housing type. We've already learned that 2004 is a key year for what your insurance rates are likely going to be. We've also learned about how you need to segment these residential housing markets between workforce housing and the emotional side of the market. You're listening to get rich education more when we come back on Florida real estate, I'm your host, Keith Weinhold.   Keith Weinhold  17:46   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com that's Ridge lendinggroup.com.    Keith Weinhold  18:18   You know what's crazy, your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little is 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family tp 66866, to learn about freedom. Family investments, liquidity fund, again. Text family to 66866,   Kristen Tate  19:29   this is author Kristen Tate. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  19:46   welcome back to get rich education. Jim is with us, a prominent Florida home builder, and it's so interesting to talk to a home builder today because you think a Florida is overbuilding Ground Zero, even though, paradoxically. Nationally, we're still in a somewhat under built condition, where there's somewhat of a lack of available housing supply. Now, back on our April 28 show, exactly three months ago today, which I know that you listened to Jim, that show was titled, is Florida real estate doomed? And the short answer is no and I gave a number of reasons for that. You don't want to catch a falling knife as an investor. One prominent reason that Florida real estate is not doomed, and you're not catching a falling knife, and this is so close to being 100% predictable, is the fact that the growth is going to be there. It always has been in Florida, the in migration has been remarkable. If you go back and look at every census over about the last 200 years, since 1830 Florida has grown substantially every single census, oftentimes and usually at a rate greater than the national average. So in migration is almost certainly going to continue, which, over the long term, will put upward pressure on prices, upward pressure on rents, and help with rental occupancy as well. When you have a vacancy, that next incoming tenant is going to be there, I think that's about as close to predictable as it can possibly get. So talk to us more about the dynamics in Florida and the in migration.   Jim Sheils  21:26   It's funny, Keith, last year the net migration, and you can check through all the stats out there. The net migration number for Florida, that means more people, obviously coming in than leaving, and the surplus was just about 470,000 so we still have a growth of 470,000 and people have set up. Florida. Net migration is over. And I'm going, well, it was pretty superb during the pandemic, but to say it's over when it's about a half million up from last year, I think would be a misconception for at the very least. So we feel the people are still coming, and we're asking, what kind of housing do they need? Do they need that higher end, emotional market housing? Not what we're seeing, what they're needing is affordability. They're going to areas where there's still great job source, there's still great affordability, and that's what we look for. Where can we still build a new construction, single family home for under $300,000 and have great job source close by. That's one of the things that we look for. Also, where is there that under supply of that workforce housing? There are very key markets in Florida that you know about that we build in. We're saying, yeah, there's lots of stuff on the market up there, but there is no supply of this workforce housing. We're going to keep building. And as you know, we have not stopped building the last two years, when a lot of people have run for the sidelines because they weren't in our sector of the market.   Keith Weinhold  22:48   Of course, you're very strategic about where you build geographically. Talk to us about where those places are   Jim Sheils  22:54   right now. Keith, my pick of the year has been the greater Ocala region, and I know we've been working with a lot of GRE folks in that region. Couple of reasons why, still had the strongest migration of any area in the US. And you can look that up. U haul had it as number one destination place. This was when I say greater Ocala. I look at Ocala, citrus springs, Inverness, that central Florida area. You know, still in some of those markets, Keith, we're building homes for 200 60s, 270,000 that's new construction, and enabled to get great rent and great financing, which no we'll talk about. And the job source is remarkable right now. In fact, interesting statistic, Keith, I know you watch this closely. In Ocala, the median price of a home is just around 300,000 main Ocala, you can get cheaper when you go out to citrus springs and Inverness, down to the 260s 270s but the median family income is 72,000 and when you look at that, that is a very good affordability index. That's very high average family income compared to a low median price, and that's bringing in more jobs. That's bringing in more security. Couple that with Central Florida being one of the lowest hurricane risk zones in the state. It's the highest ground. It's the furthest inland, in fact, to ensure a single family home on average in that area, about $65 a month for full coverage, wow, for a duplex, $105 a month, full coverage. And that's the advantage of new construction buying in the right areas or low hurricane risk zone and great job source coming in. So my favorite market right now, Keith, is that Central Florida, Ocala, citrus springs, Inverness, that's where we're building. Oh, that's also when people say it's overbuilt. Well, no, because we know that we're actually building for a few of the big institutions that have way bigger analysis departments than we do, and they're seeing that it's so behind on housing that people are finally going in. It was kind of an overlooked market all through the pandemic for the most part, and now it's finally getting people's attention.   Keith Weinhold  24:58   A couple months ago. On the show, I shared how a close friend purchased a new build Ocala duplex through you, the rents he got were even a little higher than you projected, and his insurance premium is $694 again, this is for a duplex. I forget. I think the purchase price was 400 to 420k on this new build property.   Jim Sheils  25:23   Yeah. And it's funny when people, we have lots of investors coming from all over, but I was in California's, know, for years. And when people hear a quote like that, like that, you just said 650, $6 they think that's for the month. And I say, No, no, no, that's for the year. And again, that's the misconception now, but you could pick up and you could go to a coastal area again, like I said in a 1952 duplex built at two feet above sea level that's had hurricane issues before, and your insurance could be $8,000 a year. Yeah, that's where you have to really shop before you actually pull the trigger on property. What are the taxes? What are the insurance? I mean, this is going back to core play, core strategy, but it's something you really have to look at   Keith Weinhold  26:07   talk to us about the product types that you're offering, all new build, and what percent of single family, duplexes and larger   Jim Sheils  26:15   the main majority of what we're building right now is single family and duplex. The numbers work great. They're in high demand. You know, duplexes are a pretty interesting product, Keith, because you can put them in single family home neighborhoods, and, you know, families that couldn't normally rent, afford to rent a full house there, can avoid an apartment building, still feel like they have their own home and afford to be in that neighborhood. So I'd say 80% of what we're doing is a combination of single family home and duplexes, and then, as you know, we still are building some of our quads, our four unit buildings in some areas of northeast Florida, like Jacksonville,   Keith Weinhold  26:50   expenses have obviously been on the mind of real estate investors. More so since interest rates doubled to tripled in 2022 you're selling to investors. Investors need the numbers to work. Since they're not in the emotional market, we're in the market where we're looking at numbers, and that biggest expense, of course, is your mortgage principal and interest. So you found a way to deal with high insurance premiums, because on most or all of your properties that you sell to investors, those insurance premiums are excessively low. Talk to us about what you've done with the mortgage rates, for investors   Jim Sheils  27:27   it's such an important point here, Keith, I remember hearing a warren buffett thing years ago saying, Well, I'm not really in the real estate and that, but for me, when I look at it, a house is worth what it can rent for. And that always stuck with me being Warren Buffett, even though he's not heavily invested in real estate like we are. But for get his sage advice on that that's always stuck with me. So when you're getting a property, yes, you want to have fair price, but the terms around it that actually produce the cash flow, or what's the condition of the property, where is it? But then the other fundamental numbers, what is your insurance? What are your taxes? And then the final big thing is, if you're leveraging, which I encourage, what's your mortgage? And so as you know, we're probably as obsessed with financing as we are with building right, cuz that's our model. We gotta build right. We gotta finance right. So we're always looking for the most advantageous programs where we can team up with banks. They'll allow us to pay an abnormal amount of points, which means discount points that we will pay, not the buyer, we will pay for our buyers to get the rate the lowest and most advantageous. We don't like short term teaser loans, where your rate's going to adjust in 18 months or two years. We saw a lot of people get in trouble with that, at least I did back in the Oh 708, days. So we want long term financing and low interest that's going to produce a cash flow, even though it's new construction from day one. And so right now, our newest program, as you and I have been talking about very excited, is actually a 40 year loan. It's a 40 year loan. We're paying the rate down. Right now we're at five and a quarter. A few weeks ago is at 4.75 so it does fluctuate back and forth. But here's what's exciting, Keith, you're leveraging into a new construction property that has longevity and durability. The first 10 years. Interest only the next 30 years is a 30 year AM, 30 year fixed at five and a quarter. So when you start to do the numbers and go through it, we're almost doubling cash flow on our single family homes and duplexes for people in areas like Ocala, and that makes such a difference to getting them off on the right foot.    Keith Weinhold  29:32   This is a key distinction. Rather than focusing on slashing the price and your properties are already affordable, you buy down that rate by purchasing discount points to buy down that mortgage rate for the investor at the terms that you just described. Builders often like this more. They don't want to cut their prices, because that can become a comparable and lead to a downgrade in values. And investors actually like it more as well, because rather than discounting the price. A little more. It helps the investor more. When you buy down that rate and you do it for them, they are not the ones participating in the rate. Buy down you, the investor. You're paying the closing costs like origination fee and title insurance and things like that. Okay with those 40 year loan terms like you laid out fixed interest only for the first 10 years, and then after 10 years, it transfers to a 30 year fixed, amortizing loan, still with that same rate locked in. Is that right?   Jim Sheils  30:29   That's correct. So there's no sometimes people think, oh, then it's going to trigger upwards several percent. It stays the same the whole 40 year term. We just go from interest only to principal and interest and again, you know, because you talk about the leverage all the time, the most important time to really solidify the strength of an investment and get cash flow going. The most pivotal time is in those first few years. Yeah, we feel we're really giving people that strong foundation to get a cash flowing right off the bat and be able to look long term. The great thing about new construction is people say, Could you hold it that long? I said, I'm planning to with some of my new constructions. Hopefully I'll be a little old man or my children will own them. But you can look out that far and know that you're jumping your cash flow in those initial years when a lot of people may be falling backwards. In fact, when we talked about those emotional markets where people bought higher end properties because they looked good and they felt good to walk through, and then all of a sudden they're bleeding month in, month out for a year, two years, three years. That's when they're ready to wave the white flag. We find with our model, with getting that rate really low, we're accentuating the cash flow forward those first few years, Keith, so they're ready to keep going after a few years, instead of raise the white flag.   Keith Weinhold  31:41   Yeah, when we think about how you're helping investors here while moving product at the same time, the number of problems that are solved are remarkable because you're solving the higher mortgage rate problem by buying down the rates. You've got a low rate, you've got a low insurance premium, you as the investor are almost certainly going to have low maintenance and repair costs since it's new build. And what else do you do when it's new build? The tenant, when they move in, they're the first person that's ever lived in that property, which probably means they're going to have a longer tenancy duration, because it's hard to move up and move into something better than the product you're offering, especially with low affordability for first time homebuyers. In fact, tell us about your average tenancy duration   Jim Sheils  32:21   yeah. So as you know, Keith, I did a ton of fixer uppers. First 15 years of my career, I wore that rehab badge on my shoulder with pride. I loved rehab and old houses. And look, that's great. That's a great way to get going. But I transitioned into new construction a decade ago, and so we've been able to do a lot of comparisons. And you know, back in the day, when I was fixing up lots of properties and renting them out, the older properties, my average tenant would stay about 13 months. It was a little over a year, get them for a year, and then there was move. But that was the average 13 months. Looking back now, and we've been doing this almost a decade. When you look at our new construction model, that went from an average of about 13 months to just over three years with our new construction product. So as you know, if all of a sudden we're pushing back that first move out from a year or 13 months to over three years, that's a tremendous way again to get the right footing and directional on your investment. So that was a really pleasant surprise. I did not expect going to new construction, but jumping from a year to three years has been a nice surprise.   Keith Weinhold  33:24   This brings to mind for you as a passive investor, it's sort of analogous to buying an existing business or starting a new one from scratch yourself, whether it's a rental car company or a tomato farm. You know, a lot of people wouldn't think about getting into business, they think about buying their own business, starting it from scratch, and that's really difficult to do when you're an investor. This way, you're not doing a fix and flip yourself, which is analogous to starting your own business from scratch. You get to buy someone's existing business. You're buying an existing property, a new build one, in this case, and that way you can look at all the financials already and have it be done for you in that all done for you sort of way, just like it is here. Well, Jim, do you have any last thoughts about the Florida real estate market today, especially with the lucrative product type that you're offering to investors?    Jim Sheils  34:16   I would just remind people do your homework, because there's apples and there's oranges, and you gotta compare the two, and you have to do the homework on which segment of the market is healthy and which one is not. I wouldn't recommend you invest in the unhealthy segment of the market, but look where the fundamentals are working. And go back to that term, a house is worth what it can rent for. And if you can look at that, and also couple with stability of new construction, this is where we've seen ourselves make the most money most success with the least amount of time for our investors. So I highly encourage that recipe for anyone out there.   Keith Weinhold  34:53   In addition to being a builder, Jim's company also holds properties under management. For investors, just like you, they offer that for you. For the long term, they have over 1000 current investors, many of them are GRE listeners. You can learn more about the provider at GRE marketplace under Florida statewide, but to get a free strategy session about the latest in what they have for available inventory, and also to compare this provider to other providers, the highest flex, the highest ROI move that you can make yourself as the listener for your due diligence is to connect with a GRE investment coach. It's free at GRE investment coach.com, oh, it's been valuable. Jim, thanks for coming onto the show.   Jim Sheils  35:38   Thanks for having me. Keith.   Keith Weinhold  35:46   Oh, yeah, hearing it straight from a builder today. And you know, a lot of builders create these nice looking, emotional Type homes, the same ones that appeal to owner occupants. They build those higher end homes because they create more builder profit. Well, that's the segment that has become overbuilt today, this build to rent provider we're talking about here is dealing with a public that reads these articles about the Florida slowdown, though things are still good in this workforce housing market. Well, because the public reads headlines, this builder still has to step in with incentives. So really, this is a case study on what a home builder needs to do to adjust to public perception more so than the reality. That's why Jim and his company keep building when others are they keep building because they keep selling to savvy investors, including you, the GRE listener, conversely, the overbuilt emotional market segment, that's where Florida single family home prices are often about 500k or more, and many of them have stopped building. It's that here, with this workforce housing, brand new, single family rentals sell for the high 200k to 300k range in the three hundreds and duplexes in the four hundreds. We've been working with this provider for nearly a decade, and I've asked them, what can you do for GRE listeners? And these are the best incentives yet, is they basically are making discounts in your favor to deal with this public perception. And they are an interest rate buy down that they make for you, like we mentioned, currently to five and one quarter percent. They're also giving GRE listeners two years of free property management, a rental Protection Program, a six month eviction guarantee and a 210 builder warranty. When you see a builder warranty expressed that way, that means they cover two years on the small stuff, 10 years on the big stuff. The latest pro forma that I saw for their single family rentals had a purchase price of 325k and a cash on cash return of nearly 7% when you include all those generous incentives. So if you're looking for a new market to expand into the time and place could very well be here and now, some people wait for blue sky and everything to be perfect before they act well, that never happens. This is about as close as you'll get today. You'll either keep what you've got or change what you're doing here, Jerry, we constantly shop the nation for you. Our coaches help show you where those deals are that they found. And this is a potential opportunity. Here you can get on the calendar of one of our investment coaches for free. And if you like, start by asking about Florida new build property with all the incentives that you heard about here on GRE podcast, 564 at GRE investment coach.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  39:09   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:32   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is. The Golden Age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866   Keith Weinhold  40:48   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

FTO Coordinator Sergeant Gerry Buonocore joins the Cape CopCast to take us behind the scenes of the Cape Coral Police Department's comprehensive training program, revealing the journey from recruit to fully-qualified officer. With eleven years on SWAT, experience as an undercover Narcotics Detective, and now serving as the department's Field Training Officer Coordinator, Sergeant Buonocore brings unique perspective to the conversation about what makes an effective police officer.What does it really take to wear the badge? The answer might surprise you. The training pipeline spans approximately nine months – six months at the Academy, nine weeks of Department-specific training, and nearly 50 days of closely supervised field training. The Cape Coral Police Department recently enhanced their pre-deployment phase to include patrol rifle certification, speed measurement certification, and Crisis Intervention Team training before officers even hit the streets. This strategic move ensures new officers are fully equipped from day one.Throughout our conversation, Sergeant Buonocore emphasizes that communication skills are key when it comes to effective policing. "If we can handle a situation just using our communication skills, that's always going to be the best outcome," he explains. While the department maintains high standards and isn't afraid to dismiss trainees who don't measure up, their primary goal is setting officers up for success through thorough preparation and mentorship. The badge and gun come with "an immense responsibility" that requires not just physical courage but emotional intelligence and sound judgment.Sergeant Buonocore reflects on the balance between administrative duties and field work, the brotherhood formed through shared experiences, and the continued community support that makes Cape Coral unique. Ready to learn more about what happens before an officer responds to your call? Listen now and gain a new appreciation for the men and women who protect and serve.

What does today's housing data tell us about tomorrow's economy? On this episode of REady2Scale, Jeannette Friedrich sits down with Lance Lambert, CEO of Resi Club and former real estate editor at Fortune Magazine, to unpack the real story behind housing inventory levels, affordability pressures, and regional price corrections. From Sunbelt softness to generational shifts in homeownership, Lance offers a grounded, data-informed view of where we stand and where we may be headed. Key Takeaways: Inventory is building, but not fully recovered: Active listings have passed one million for the first time since 2019, though total inventory is still below pre-pandemic norms. The increase is driven more by slower sales than a surge in new supply. Affordability remains a constraint: Home prices grew faster than incomes during the pandemic boom. With mortgage rates still elevated, many homeowners are hesitant or unable to move. Underwater mortgages are highly concentrated: While only about 1% of U.S. mortgages are underwater nationally, pockets in the Sunbelt, like Cape Coral and Austin, show higher risk. These cases are mostly limited to 2022 buyers. Regional bifurcation is widening: Sunbelt markets and parts of the West are softening, while many Midwest and Northeast markets are holding firmer due to tighter supply. The “locked-in” effect is real: Homeowners with low mortgage rates are staying put, reducing turnover. The current level of home sales per capita is at a 40-year low. Generational timing is shifting: The average age of first-time homebuyers is now 38, up from 33 just five years ago, driven by both affordability and lifestyle delays. Builders are feeling the pressure: New construction inventory is at a decade high, and developers are relying more on incentives and price cuts to move product. The housing shortage debate is nuanced: Estimates of how short the market is vary significantly. Some regions have a true supply gap, while others show little evidence of shortage when adjusted for population and household formation. What could shift the market: Income growth, rate adjustments, and time-driven lifestyle changes may gradually unlock inventory and restore balance. This episode is a detailed, research-backed conversation for anyone seeking clarity on how structural shifts and economic forces are shaping the future of U.S. housing. Are you REady2Scale Your Multifamily Investments? Learn more about growing your wealth, strengthening your portfolio, and scaling to the next level at www.bluelake-capital.com. Credits Producer: Blue Lake Capital Strategist: Syed Mahmood Editor: Emma Walker Opening music: Pomplamoose *

The danger comes from corded phones or mobile devices being actively charged during a storm. If your phone is charging and you're holding it when lightning hits, you're connected to your home's electrical system—putting you at risk. Taking a shower, washing dishes or even running water from the tap can also put you in harm's way. Even non-metal pipes can conduct electricity through the water itself. An insurance adjuster in Cape Coral, Florida, recently filmed heavy damage in a bathroom due to a lightning strike. Also, got outdoor plans for the Fourth of July? AccuWeather has you covered with an array of information across the lower 48 United States. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The housing market has finally reached a pivotal turning point. After years of frenzied buying, skipped inspections, and astronomical prices, we're witnessing a much-needed stabilization that brings good news for both homebuyers and inspection professionals.Our latest market analysis reveals that 44% of current listings have sat for over 60 days—representing a staggering $700 billion in inventory. This extended time on market means sellers are becoming realistic about pricing, with the average sale price now falling below asking. The days of waived inspections and desperate bidding wars appear to be fading into memory.Florida continues to function as our market crystal ball. Areas like Orlando, Tampa, and Cape Coral that saw appreciation rates 11% above the national average are now cooling significantly. What happens in the Sunshine State typically rolls across the country within six months, signaling better days ahead for inspection businesses nationwide as buyers regain negotiating power.Meanwhile, the home inspection industry faces a technological revolution as AI reshapes our profession. While some fear these changes, we see opportunity for those willing to adapt. The most successful inspectors will embrace AI tools to enhance efficiency while maintaining the irreplaceable human expertise that clients trust. Those clinging to outdated methods—like handwritten reports—may find themselves increasingly marginalized as the industry evolves.Construction trends show interesting patterns with high-density luxury apartments dominating many areas rather than single-family homes. And contrary to predictions, the "gray wave" of Baby Boomers selling their homes hasn't materialized, with most choosing to age in place. Interestingly, Gen Z shows remarkable enthusiasm for homeownership despite market challenges, potentially driving future transaction volumes.The worst appears behind us. The mass exodus of inspectors has largely stopped, and even newer professionals are finding their footing. For established inspection businesses willing to embrace change while maintaining quality, the future looks increasingly bright. Are you positioning yourself to thrive in this evolving landscape?Check out our home inspection app at www.inspectortoolbelt.comNeed a home inspection website? See samples of our website at www.inspectortoolbelt.com/home-inspection-websites*The views and opinions expressed in this podcast, and the guests on it, do not necessarily reflect the views and opinions of Inspector Toolbelt and its associates.

In this episode, we talk about motorcycle riding jeans.  We give you some options of jeans we have tested at varying price points and options.  Wearing protective motorcycle riding jeans is one of the smartest things you can do for your safety and comfort on the road. Here's why: 1. Abrasion Resistance Regular denim shreds in seconds during a slide. Motorcycle riding jeans are reinforced with abrasion-resistant materials like Kevlar®, Dyneema®, or Aramid fibers that can withstand a crash at high speeds—helping protect your skin from painful and serious road rash. 2. Impact Protection Many motorcycle riding jeans come with CE-rated armor in the knees and hips, which helps absorb and distribute the force of impacts, reducing the risk of broken bones or bruising during a crash. SUPPORT US AND SHOP IN THE OFFICIAL LAW ABIDING BIKER STORE 3. Discreet and Stylish Modern motorcycle riding jeans look and feel like normal jeans, but with built-in protection. You don't have to compromise style for safety—perfect for commuting, casual rides, or hanging out off the bike. 4. All-Day Comfort Unlike stiff racing leathers, protective motorcycle riding jeans offer breathability, flexibility, and comfort while riding and walking, making them ideal for long days or urban riding. 5. Peace of Mind You never plan to crash—but if you do, your gear could be the difference between walking away or weeks in the hospital. Protective motorcycle riding jeans give you a layer of confidence and security. CHECK OUT OUR HUNDREDS OF FREE HELPFUL VIDEOS ON OUR YOUTUBE CHANNEL AND SUBSCRIBE! Motorcycle Riding Jeans we've tested and recommend: Icon Uparmor Jeans Alpinestars Radon Denim Riding Pants Alpinestars Copper V3 Denim Riding Pants NEW FREE VIDEO RELEASED: Step-by-Step: Adjust Your 2024 Harley's Rear Suspension Like a Pro Sponsor-Ciro 3D CLICK HERE! Innovative products for Harley-Davidson & Goldwing Affordable chrome, lighting, and comfort products Ciro 3D has a passion for design and innovation Sponsor-Butt Buffer CLICK HERE Want to ride longer? Tired of a sore and achy ass? Then fix it with a high-quality Butt Buffer seat cushion? If you appreciate the content we put out and want to make sure it keeps on coming your way then become a Patron too! There are benefits and there is no risk. Thanks to the following bikers for supporting us via a flat donation: Wendell Rhinehart of Cape Coral, Florida Mark Plank of Temple, Texas Richard Smith of Niagara Falls, New York HELP SUPPORT US! JOIN THE BIKER REVOLUTION! #BikerRevolution #LawAbidingBiker #Bikaholics #RyanUrlacher

The Cape Coral Police Department's Honor Guard stands as the living embodiment of law enforcement tradition and respect. Sergeant Joe Zalenski and Officer Steven Klakowicz pull back the curtain on this specialized unit in this episode of the Cape CopCast.Described as wearing "the tuxedo of police uniforms," these officers serve as the formal representation of the Cape Coral Police Department at events ranging from community celebrations to the most somber of occasions. With approximately twenty members drawn from various divisions throughout the department, the Honor Guard represents the entire agency while preserving the ceremonial aspects of policing that connect today's officers with generations past.Among their most solemn duties is attending line-of-duty death ceremonies for fallen officers across Florida and beyond. Officer Klakowicz and Sergeant Zalenski share experiences making hours-long journeys to stand in formation and honor officers who made the ultimate sacrifice. The emotional weight of these moments is so significant that "part of the Honor Guard uniform is issued sunglasses" to help officers maintain their composure during these difficult ceremonies.The conversation takes listeners to Washington DC during National Police Week, where thousands of officers from around the world gather to commemorate fallen colleagues. Cape Coral's Honor Guard participated in ceremonies at the National Law Enforcement Officers Memorial, standing alongside officers from departments large and small, domestic and international. This powerful demonstration of brotherhood reminds us that despite geographic distances, all officers share a common bond and purpose.Whether presenting colors at local ceremonies, carrying the department's official flag (recently redesigned through collaboration with local students), or representing Cape Coral at national events, these officers uphold traditions that connect present-day policing with its rich history. As Sergeant Zalenski says in this episode, "It's important that we all have a sense of where we've come from in order to know where we're going."

Marlena Velez was arrested twice in late 2024 for stealing from a Target store in Cape Coral, Florida. Police went to Velez's home in November 2024 after 7 a.m. and put her in handcuffs. Body-worn cameras recorded an officer questioning Velez about her Target trip which was recorded by a store surveillance camera. Law&Crime's Angenette Levy goes through the footage in this episode of Crime Fix — a daily show covering the biggest stories in crime.PLEASE SUPPORT THE SHOW: If your child, under 21, has been diagnosed with type 2 diabetes or fatty liver disease, visit https://forthepeople.com/food to start a claim now! Host:Angenette Levy https://twitter.com/Angenette5Producer:Jordan ChaconCRIME FIX PRODUCTION:Head of Social Media, YouTube - Bobby SzokeSocial Media Management - Vanessa BeinVideo Editing - Daniel CamachoGuest Booking - Alyssa Fisher & Diane KayeSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrime/Twitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A recent story from NYC documents two slaughtered chickens that were found on an Upper West Side median, following a recent similar case close by on Broadway and West 92nd Street. The NY Post reports that this “has activists worried they were killed in an animal sacrifice ritual.” Headless goats, chickens, and pigeons have also been found in Texas and Florida, respectively Galveston beach, a Tampa cemetery, Cape Coral, the Courtney Campbell Causeway - and other locations too.Most of these cases are tied directly or indirectly to Santería, an Afro-Caribbean religious practice that developed in Cuba during the 19th century. As a mixture of Yoruba religion from West Africa, Spiritism, and even Catholicism - like Voodoo -  it involves animal sacrifices. Contrary to popular belief or personally bias belief, the US SCOTUS ruled in Church of the Lukumi Babalu Aye v. City of Hialeah (1993) that certain animal sacrifices were legal. One opinion on the case reads: “Our review confirms that the laws in question were enacted by officials who did not understand, failed to perceive, or chose to ignore the fact that their official actions violated the Nation's essential commitment to religious freedom.”It's also ironic that Catholicism, a universal religion of people who drink symbolic blood and eat symbolic flesh, is the partial basis of Santería - and Voodoo; both condemned by the largely Christian west. The Corpus Christi and Transubstantiation are based on the concept of sympathetic magic, that life itself is in the blood, and that this force belongs to God as per Deuteronomy and Leviticus. Drinking the blood bestows life, i.e., it is a medicinal remedy, though of a more spiritual variety. That is despite the Bible itself being filled with and overflowing with animal blood, from Genesis to Revelation, and the fact Christians, far more than any other group, are considered the largest consumers of pork alone, not to mention other meats. And unlike HALAL or KOSHER dietary rules, Christians have none for the slaughter of their meals. Around 100,000 cattle are slaughtered daily in the US for the luxury of meat, along with 25 million chickens and 350,000 pigs. The worst part, estimates are that approximately 1/4 of all US meat is wasted annually. What's worse, religious animal sacrifice or gluttonous animal sacrifices that go to waste? Although Christians maintain the blood and flesh rituals, many distance themselves from the idea, while the Jewish custom of Kapparot involves the slaughter of a chicken and public sins. Animal sacrifice for strictly religious purposes and in honest faith - not to mention the symbolic nature of such sacrifices as they relate to the carnal self - are one thing, but the ritualized nature of abortion and body/organ harvesting is another.In South Africa it is common for some children, especially albino ones, to be sold or kidnapped for body parts and organs. Albinos are believed to contain good fortune within their body and blood. As Daily Mail reports: “those who believe in black magic and traditional medicine claim their fair skin and eyes can bring good fortune and cure afflictions.” Be it for religious rituals, health, or profit, Planned parenthood was also doing something similar as per undercover videos and singer like Azealia Banks performed live chicken sacrifices in her closest. In the last 15 years there have been multiple stories about Chinese-made infant flesh pills being smuggled into Korea. All throughout Europe during the 16h-17th centuries, without doubt, “many Europeans, including royalty, priests and scientists, routinely ingested remedies containing human bones, blood and fat as medicine for everything from headaches to epilepsy.” And as with Countess Elizabeth Báthory, who believed the blood of young women would protect her skin, Stanford scientists have found that “old mice given infusions of blood plasma from young mice outperformed old mice who got plasma from old mice.” In the 1960s the rubella shot was manufactured with a virus grown from human fetal cells, taken from an abortion case. *The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.-FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKYOUTUBEMAIN WEBSITECashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

All my problems started with my Super Mario Birthday Party... Do you think my Mom answer basic airport trivia questions before our big trip? Become a Certified Fan! Help support the podcast and get our Thursday show, More Mama's Boy! Adopt An Episode! Want to show us a little extra love? Adopt an Episode and get a personal shoutout in an upcoming show! This episode was adopted by the amazing Kelli S. from Cape Coral, Fl. Thank you!! Listen to my other podcast, “Kramer and Jess Uncensored”! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this chilling new episode of the Low Meins Asylum Show, we break down another raw and emotionally charged jail call from Wade Wilson, the convicted killer behind two horrific murders in Cape Coral, Florida. This time, Wade is on the phone with Vivian and she's had enough of the manipulation. We play the full call (audio via YouTube), analyze Wade's disturbing emotional tactics, and spotlight Vivian's quiet strength as she pushes back against the psychological warfare. Is Wade truly remorseful or just angry he's losing control? Tap in as we dissect every moment and expose the toxic patterns behind bars.

Update: Duck that was 'terrorizing' a Cape Coral neighborhood has been relocated to Ocala, Father and son who were on fishing trip are the latest to have a 'credible' Bigfoot encounter, Duvaaaal....Jacksonville man caught on camera putting a $650 ferret down his shorts in pet store

What happens when the people who respond to everyone else's worst moments need help themselves? In this episode of Cape CopCast 'Chief's Chat,' Chief Anthony Sizemore brings us inside the cultural transformation at Cape Coral Police Department, where officer wellness has evolved from a taboo topic decades ago to an organizational priority.The stark reality of law enforcement creates a unique mental health challenge: officers and professional law enforcement staff witness trauma at rates far exceeding the general population while balancing family responsibilities and the everyday stresses of life. For far too long, seeking help was viewed as weakness. Today, the Cape Coral Police Department is leading a different approach, deliberately weaving wellness into every aspect of department operations.From developing a robust peer support program to applying for federal wellness grants, the department is investing in comprehensive solutions. The initiatives cover physical fitness, healthy meal planning, family support systems, and leadership training focused on early intervention. Chief Sizemore shares how supervisors are being equipped to recognize warning signs – late arrivals, behavior changes, performance issues – that might indicate an officer is struggling, and to respond with compassion while maintaining accountability.This isn't just about officer wellbeing; it directly impacts public safety. As Chief Sizemore explains, "A well officer is better for the community because that's what's going to be showing up to your home." When officers have tools to process their own trauma, they're better equipped to help people during crisis moments. By transforming how they support their people, the department is ultimately enhancing how they serve Cape Coral. 

Bovine Mamary Secretion Day. Trump denounces court's 'political' tariff decision, calls on SCOTUS to act fast "Jimmy" the Duck who terrorized a Cape Coral neighborhood, was relocated to Ocala. Bill Deger from Accu Weather prepares us for the upcoming Hurricane Season.

Things get a little too mischievous this week on Live, Laugh, Larceny! Trevin can't stop wasting pineapple—despite his best efforts—and Amanda's already slapping mosquitoes in March. Are we sure summer didn't skip spring? The crew plays a wild round of Two Truths and a Lie: Trevin goes full Animal Planet with facts about quokkas, capybaras, and honey badgers, while Amanda brings props and Pop Rocks to test Trevin's sweet tooth and smarts. Then it's time for storytime, where the crimes may be labeled “mischief,” but the drama goes way deeper.

There is a duck terrorizing a neighborhood in Cape Coral, Britney Spears gets a warning after lighting up a smoke on a plane, Man arrested for public intoxication while practicing martial arts, Demon from a Ouija Board named 'Seven' says today is the end of the world

Duck terrorizes Cape Coral neighborhood. David Grasso on the SCOTUS siding with Trump. Your texts and talkbacks. Susham Modi is the healthcare system suffering greatly do to the Trump immigration policy?

The latest episode of the Cape Copcast welcomes Property Crimes Unit Detective Jenna Newton, who takes listeners on an eye-opening journey from the high-crime streets of Las Vegas to the canals of Cape Coral. Her story shows the contrasts between policing environments—trading two robberies per night and constant gang surveillance for unlocked garage doors and watchful neighbors.Detective Newton's path wasn't always aimed at investigations. She originally aspired to work in the K9 Unit, but discovered a passion for digging deeper into cases. Now as a property crimes detective, she tackles vehicle burglaries and construction site thefts while educating the community about crime prevention. Her insider perspective on why criminals target Cape Coral—precisely because residents feel safe enough to leave doors unlocked—offers valuable insight for people looking to protect their property.Beyond her detective work, Newton shares what makes the Cape Coral Police Department unique. From her service with the Honor Guard to her famous "joke of the day" that lightens the mood before shifts, you'll get a dose of humanity behind the badge. Her appreciation for Cape Coral's supportive community—where citizens regularly thank officers rather than antagonize them—highlights why she plans to retire in the same city where she serves.Whether you're curious about law enforcement careers, crime prevention, or simply want to understand your local police department better, Detective Newton's candid conversation offers something for everyone. Her message to residents: don't hesitate to report suspicious activity. As she puts it, "It's better to call and have it be nothing than to wish you had called later."

In 1990, 11-year-old Robin Cornell and 32-year-old Lisa Story were brutally assaulted and murdered in their Cape Coral home. For over two decades, the case remained unsolved, leaving their families and community desperate for closure. Then, a single piece of evidence—a DNA match—finally brought an answer. But with that answer came an even deeper question: Are we all born free of evil, is it something that can grow within us over time?

A legal loophole exposed by a recent school threat case in Cape Coral has sparked an urgent conversation about public safety and legislative reform. When an individual made a verbal threat that was subsequently recorded and posted online, the Cape Coral Police Department was able to charge the person who shared the video, but not the person who actually made the threatening statements.In this week's episode of the Cape CopCast 'Chief's Chat,' Chief Anthony Sizemore shifts to co-host with Public Affairs Officer Lisa Greenberg. We sit down with State Representative Mike Giallombardo to unpack this critical issue and explain the path toward closing this significant gap in Florida's threat laws. We dive into how legislation actually works—the methodical, multi-layered process designed to produce thoughtful, effective laws.State Rep. Giallombardo walks listeners through the complex journey of a bill, from initial conception through committee stops in both chambers of the legislature, highlighting the deliberate "speed bumps" built into the system that prevent emotional reactions from creating problematic laws. The conversation reveals the careful balance legislators must strike: addressing genuine threats that endanger school safety while avoiding overcriminalization, particularly when it comes to young people who may say foolish things without genuine intent to cause harm.This behind-the-scenes look at government collaboration demonstrates how professional relationships between law enforcement and elected officials can lead to real-world solutions that protect communities. Listen in to gain rare insight into the machinery of government actually working as intended—identifying problems, formulating solutions, and navigating the complex path toward meaningful change.Learn more about State Rep. Giallombardo here: https://www.flhouse.gov/Sections/Representatives/details.aspx?MemberId=4783&LegislativeTermId=91

Send us a textGUEST: DAVID MITZENMACHER, chairman, Founders MinistriesThere have always been subversive people within the church and there always will be. One aspect of great neglect for far too many pastors today is not warning their churches about them. Whether the pastor doesn't have the discernment to see error or whether he's unwilling to be “negative,” the result is the same—Christians led astray “by smooth and flattering speech” (Romans 16:18).In the week leading up to Easter, Christianity Today, led by editor-in-chief Russell Moore, published an article with the headline “Was Jesus Crucified with Nails?” The Bible is abundantly clear that He was (cf. John 20:25) so why let this article see the light of day?David Mitzenmacher, associate pastor of Grace Baptist Church in Cape Coral, FL and chairman of Founders Ministries joins us this weekend to discuss subversive influencers within the professing church, specifically with the example of Russell Moore.

Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns.  Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:00   Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead.   All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington.    Unknown Speaker  8:38   There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No.   Keith Weinhold  14:38    In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again.    Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com.   T. Harv Ecker  20:45   This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream.   Keith Weinhold  21:10   Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  37:10    Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  37:34   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.   

Join William Wolfe for a special LIVE episode for the Center for Baptist Leadership with Tom Ascol and Sam Webb to discuss Christianity Today's latest monstrosity.   Show Notes: Christianity Today publishes "Was Jesus Crucified with Nails?" - https://www.christianitytoday.com/2025/04/was-jesus-crucified-with-nails/ Original "uncorrected" Article from Internet Archive - https://web.archive.org/web/20250414203601/https://www.christianitytoday.com/2025/04/was-jesus-crucified-with-nails/   Tom Ascol is the president of Founders Ministries, an organization committed to encouraging the recovery of the gospel and the biblical reformation of local churches. He has served as a pastor of Grace Baptist Church in Cape Coral, Florida, since 1986 https://founders.org/about/   Sam Webb is an attorney at Webb Strahan, PLLC, a high-capacity law firm in Houston, Texas. He is a family man and proud Aggie. https://x.com/samwebb1876   ––––––   Follow Center for Baptist Leadership across Social Media: X / Twitter – https://twitter.com/BaptistLeaders Facebook – https://www.facebook.com/people/Center-For-Baptist-Leadership/61556762144277/ Rumble – https://rumble.com/c/c-6157089 YouTube – https://www.youtube.com/@CenterforBaptistLeadership Website – https://centerforbaptistleadership.org/   To book William for media appearances or speaking engagements, please contact him at media@centerfor­baptistleadership.org.   Follow Us on Twitter: William Wolfe - https://twitter.com/William_E_Wolfe Richard Henry - https://twitter.com/RThenry83   Renew the SBC from within and defend the SBC from those who seek its destruction, donate today: https://centerforbaptistleadership.org/donate/   The Center for Baptist Leadership Podcast is powered by American Reformer, recorded remotely in the United States by William Wolfe, and edited by Jared Cummings.   Subscribe to the Center for Baptist Leadership Podcast: Distribute our RSS Feed – https://centerforbaptistleadership.podbean.com/ Apple Podcasts – https://podcasts.apple.com/us/podcast/center-for-baptist-leadership/id1743074575 Spotify – https://open.spotify.com/show/0npXohTYKWYmWLsHkalF9t Amazon Music // Audible – https://music.amazon.com/podcasts/9ababbdd-6c6b-4ab9-b21a-eed951e1e67b BoomPlay – https://www.boomplaymusic.com/podcasts/96624 TuneIn – Coming Soon iHeartRadio – https://iheart.com/podcast/170321203 Listen Notes – https://www.listennotes.com/podcasts/center-for-baptist-leadership-center-for-3liUZaE_Tnq/ Pandora – Coming Soon PlayerFM – https://player.fm/series/3570081 Podchaser – https://www.podchaser.com/podcasts/the-center-for-baptist-leaders-5696654 YouTube Podcasts – https://www.youtube.com/playlist?list=PLFMvfuzJKMICA7wi3CXvQxdNtA_lqDFV

We're back in the WATP north studio to chat about Stuttering John calling into Kevin Brennan's show. John makes up ridiculous lies about what happened when we had a meet-up at Stevie Tomatoes in Cape Coral last week. And Kevin, being the amazing host that he is, doesn't push back on any of John's confusing and contradicting nonsense. Adam Busch and Producer Chris are both on to witness the demise of Haliey Welch's podcast, Talk Tuah. She's been handed yet another golden opportunity and completely blew it. Scorch is driving the DBL1 through Florida and still doing his show… sort of. He seems to be replacing Meghan with whiskey. Speaking of drinking to deal with sadness, Rob Saul addresses our recent critique of his show and gets it all wrong while lashing out at Adam for being gay and me for having an older wife. Brutal. Opie finally took a shot at Anthony and everyone, including Anthony, is talking about it. We also learn what Opie considers a “busy week.” Cardiff joins the show and Annie pops on for another round of “2 Minutes with Tom.” And we finish up with the teaser, a recent review, and your voicemails. Support us, get bonus episodes, and watch live every Saturday and Wednesday: http://bit.ly/watp-patreon https://watp.supercast.tech/ Come to Hackamania May 9-11 in Las Vegas with promo code WATP – https://hackamania.com/ Cardiff Electric's new channel – https://www.youtube.com/@cardiffelect Annie's website - insanneity.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, Launa went on a second spring break. Although she says the first one doesn't count. She went to Cape Coral with her friends from Minnesota. She ran into someone from her past that became a little awkward.

In Today's episode, the Center for Baptist Leadership and Christ Over All host a special XSpaces conversation entitled, "Can the ERLC be Saved?" with special guests William Wolfe, Megan Basham, Jon Whitehead, Dave Mitzenmacher, David Schrock, John Michael LaRue, and Grant Newman. Share the X Spaces Event – https://x.com/i/spaces/1lDxLzwroDRGm Timestamps: 0:02:36 - Opening Prayer by David Schrock 0:05:16 - David Schrock explains Christ Overall's monthly theme on ERLC 0:11:01 - Megan Basham begins discussing her investigative article on the ERLC 0:15:03 - Discussion of Megan's sources and investigative process 0:47:57 - Grant Newman joins to discuss immigration policy and ERLC 1:02:05 - Discussion shifts to theological foundations and ERLC's mission 1:24:30 - John Michael LaRue discusses ERLC's lack of conservative voice 1:32:49 - Jon Whitehead provides historical context of ERLC 1:50:27 - Discussion on potential reform or abolition of ERLC 2:07:30 - Closing remarks by David Schrock and William Wolfe Megan Basham is a Rotten Tomatoes-approved critic and a culture reporter for The Daily Wire and a frequent contributor to Morning Wire. She is the author of multiple books including, "Beside Every Successful Man," and "Shepherds for Sale." https://x.com/megbasham Jon Whitehead is a lifelong Southern Baptist and the founding attorney of the Law Offices of Jonathan R. Whitehead LLC, located in Missouri. He is a Trustee of the Southern Baptist Convention's Ethics and Religious Liberty Commission (ERLC). https://x.com/jrwhitehead David Mitzenmacher serves as Associate Pastor at Grace Baptist Church of Cape Coral. David is a board member of Founders Ministries, serving as chairman. https://x.com/davemitz David Schrock is the Pastor of Preaching and Theology at Occoquan Bible Church (Woodbridge, Virginia). He is an Adjunct Professor of Systematic Theology (Indianapolis Theological Seminary, Boyce College, and The Southern Baptist Theological Seminary; previously, Crossroads Bible College) and Associate Fellow for the Ethics and Religious Liberties Commission.  https://x.com/DavidSchrock Pastor John Michael and his sweet wife Amanda moved to Dayton in March of 2019 to become the lead pastor of The Bridge Church (then called FBC Miamisburg). John Michael's greatest passion is sharing the Good News of Jesus Christ. https://x.com/jm_larue Grant Newman is the Director of Government Relations for the Immigration Accountability Project (IAP). IAP is a nonpartisan organization that analyzes current and proposed federal immigration policies to educate the public and hold elected officials accountable to their oath to defend the United States and its citizens. –––––– Follow Center for Baptist Leadership across Social Media: X / Twitter – https://twitter.com/BaptistLeaders Facebook – https://www.facebook.com/people/Center-For-Baptist-Leadership/61556762144277/ Rumble – https://rumble.com/c/c-6157089 YouTube – https://www.youtube.com/@CenterforBaptistLeadership Website – https://centerforbaptistleadership.org/ To book William for media appearances or speaking engagements, please contact him at media@centerfor­baptistleadership.org. Follow Us on Twitter: William Wolfe - https://twitter.com/William_E_Wolfe Richard Henry - https://twitter.com/RThenry83 Renew the SBC from within and defend the SBC from those who seek its destruction, donate today: https://centerforbaptistleadership.org/donate/ The Center for Baptist Leadership Podcast is powered by American Reformer, recorded remotely in the United States by William Wolfe, and edited by Jared Cummings. Subscribe to the Center for Baptist Leadership Podcast: Distribute our RSS Feed – https://centerforbaptistleadership.podbean.com/ Apple Podcasts – https://podcasts.apple.com/us/podcast/center-for-baptist-leadership/id1743074575 Spotify – https://open.spotify.com/show/0npXohTYKWYmWLsHkalF9t Amazon Music // Audible – https://music.amazon.com/podcasts/9ababbdd-6c6b-4ab9-b21a-eed951e1e67b BoomPlay – https://www.boomplaymusic.com/podcasts/96624 TuneIn – Coming Soon iHeartRadio – https://iheart.com/podcast/170321203 Listen Notes – https://www.listennotes.com/podcasts/center-for-baptist-leadership-center-for-3liUZaE_Tnq/ Pandora – Coming Soon PlayerFM – https://player.fm/series/3570081 Podchaser – https://www.podchaser.com/podcasts/the-center-for-baptist-leaders-5696654 YouTube Podcasts – https://www.youtube.com/playlist?list=PLFMvfuzJKMICA7wi3CXvQxdNtA_lqDFV

In this edition of the Cape CopCast "Chief's Chat," Chief Sizemore breaks down the science behind prioritizing police response and staffing in this transparent, informative discussion about department operations.Using a simple visual metaphor of "tennis balls in buckets," the Chief explains how the department allocates officers across the city's four geographical quadrants. Each quadrant (or bucket) contains four zones, and each zone has its own officers (tennis balls). When priority one emergencies occur—active crimes, injury crashes, or immediate threats to safety—these officers must respond immediately, leaving non-emergency calls to wait longer. It's not that your non-emergency call isn't important; it's that someone else's life may literally depend on that immediate response.The good news? The department's "Project 35" has mapped out staffing needs for the next decade with unanimous support from city leadership. This science-based approach to scaling police services has received backing from city management, finance teams, and elected officials, ensuring that as Cape Coral grows, police staffing will grow proportionally. The episode concludes with the announcement of Captain Matt Campion as the department's new Interim Deputy Chief. Fresh from graduating the prestigious FBI National Academy at Quantico, Campion brings refined leadership skills to an organization of over 400 employees, highlighting the department's commitment to succession planning and professional development. Subscribe to hear more insider perspectives on how your police department operates and evolves with your community!

In this episode of the Plain Speech Podcast, host Michael Clary is joined by Pastor Tom Ascol from Grace Baptist Church in Cape Coral, Florida. They discuss the challenges and transformations of Ascol's nearly four-decade tenure at the church, the fight for doctrinal integrity within the Southern Baptist Convention, and the importance of maintaining a gospel-centered ministry. Pastor Ascol shares personal stories of church splits, leadership struggles, and his insights into the pervasive influence of feminism in the church. He also talks about the role of the Founders Ministry, the inception of the Institute of Public Theology, and upcoming plans for a residential seminary focused on creating resilient Christian leaders. This conversation provides invaluable advice and encouragement for both seasoned and aspiring pastors.00:00 Introduction to Christian Faith01:28 Welcome to the Plain Speech Podcast01:45 Tom Ascol's Journey with Founders Ministry03:43 Challenges and Changes at Grace Baptist Church21:52 The Importance of Godly Leadership27:05 Founders Ministry and Its Impact35:02 Introduction to the Seminary Program36:54 The Inerrancy Controversy39:25 Challenges and Controversies in Theology42:46 The Rise of Reformed Theology53:23 Feminism and Modern Challenges01:01:32 Advice for Young Ministers01:06:49 Conclusion and Upcoming Events

Lisa Black is the New York Times bestselling author of 19 suspense novels, including the Gardiner & Renner series and the Locard Institute series. Her works have been translated into six languages, optioned for film, and shortlisted for both the inaugural Sue Grafton Memorial Award and the Nero. She is also a full-time Certified Latent Print Examiner and a Certified Crime Scene Analyst, beginning her forensics career at the Coroner's office in Cleveland Ohio and then the police department in Cape Coral, Florida. She has spoken to readers and writers at numerous conferences, been a consultant for CourtTV, and was a Guest of Honor at 2021 Killer Nashville.Facebook Page: https://www.facebook.com/LisaBlackBooksInstagram: https://www.instagram.com/lisablackauthorWebsite: www.lisa-black.comMentioned in the Podcast:Guppies: https://www.sinc-guppies.org/Sleuthfest: https://sleuthfest.com/*****************About SinCSisters in Crime (SinC) was founded in 1986 to promote the ongoing advancement, recognition and professional development of women crime writers. Through advocacy, programming and leadership, SinC empowers and supports all crime writers regardless of genre or place on their career trajectory.www.SistersinCrime.orgInstagram: https://www.instagram.com/sincnational/Bluesky: https://bsky.app/profile/sincnational.bsky.socialThreads: https://www.threads.net/@sincnationalFacebook: https://www.facebook.com/sistersincrimeTikTok:: https://www.tiktok.com/@sincnationalThe SinC Writers' Podcast is produced by Julian Crocamo https://www.juliancrocamo.com/

Send us a textIn this episode Tyler and Jimmy discuss this week's PPA event, the PPA Cape Coral Open. With wild wind conditions they recap the tournament, which was filled with many upsets as well as some heated discussions. Jaume Martinez Vich goes at it with LingWei Kong and Zane Ford, while Ben Johns goes down by a 16-year-old player. Tyler and Jimmy discuss the top talent, emphasizing how CJ Klinger and Christian Alshon, among others, have solidified their place as the best of the best. They round out the episode with a quick preview into this upcoming PPA Texas Open tournament and answer your questions. Let us know what topics we should cover in future episodes, thanks for following along!—————————Website: https://www.tylerloong.com/ Use Code "KOTC" for $100 Savings on C&D Pickleball Nets: https://bestpickleballnets.com/ Use Code "KOTC" to save 10% on Modballs:https://modballs.com/products/modballs Use Code "KOTC" for Big Savings on Vulcan Gear: https://vulcansportinggoods.com/pagesNEW KOTC DISCORD https://discord.com/invite/kNR65mBemfInstagram: Tyler's IG - @tyler.loong  Jimmy's IG - @jimmymiller_pbKOTC IG - @morekingofthecourt  Facebook: / tyler.loong   --0:00 Intro7:24 Cougars Basketball08:03 Necker Island08:59 PWR17:47 PPA Cape Coral Recap18:23 Men's Singles Recap25:27 Women's Singles Recap31:12 C&D Nets34:17 Mixed Doubles Recap49:24 Men's Doubles Recap1:00:26 Women's Doubles Recap1:03:53 Vulcan1:05:26 Holey1:06:35 PPA Texas Open Preview1:15:20 Q&A

Welcome to another episode of The McGuffin Show

It's iFanboy 20/25 — 20 years of podcasting and 25 years of iFanboy! This week, Conor Kilpatrick's flu still lingers and birthday boy Josh Flanagan is anxious to get to his cake… but there were so many good comics to talk about this week (at least for one of the guys) and they are professionals, so here they are, as always. Note: Time codes are estimates due to dynamic ad insertion by the distributor. Running Time: 01:04:13 Pick of the Week: 00:02:21 – Red Hulk #1 Comics: 00:10:21 – Fantastic Four #722 (29) 00:17:04 – Uncanny Valley #8 00:20:49 – Green Arrow #354 (21) 00:28:24 – Iron Man #675 (5) 00:32:04 – Green Lantern #587 (20) 00:34:12 – Batman: The Long Halloween – The Last Halloween #5 00:36:32 – The Savage Sword of Conan #7 Patron Pick: 00:38:05 – Pop Kill #1 Patron Thanks: 00:46:21 – Christopher Landvick Listener Mail: 00:48:39 – Peter S. from Cape Coral, Florida has had trouble enjoying Invincible and is looking for help. 00:55:50 – Jay B. from Michigan is looking for iFanboy to cover the newly announced The Amazing Adventures of Kavalier & Clay opera. Brought To You By: iFanboy Patrons – Become one today for as little as $3/month! Or join for a full year and get a discount! You can also make a one time donation of any amount! iFanboy T-Shirts and Merch – Show your iFanboy pride with a t-shirt or other great merchandise on Threadless! We've got TWENTY designs! Music: “Killing Me Softly With His Song” Roberta Flack Watch Ron talk about pinball technology on the Daily Tech News Show.Listen to Conor, Josh, and Ron discuss The Crow (1994) on Cradle to the Grave.Watch Conor and Josh talk about how to start a podcast on OpenWater.Listen to Conor discuss Swingers on Movie of the Year: 1996.Listen to Conor discuss Ghostbusters on Movie of the Year: 1984. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Cape CopCast 'Chief's Chat,' we explore the introduction of Red Speed cameras in school zones throughout Cape Coral. With safety as our main priority, this initiative aims to enhance protection for children during critical drop-off and pick-up times. We talk to Chief Sizemore about how these speed cameras function, capturing violations and issuing civil penalties to drivers who exceed speed limits, while freeing up our police department's resources to focus on other essential duties.The conversation emphasizes the importance of education in successfully rolling out this program. With a month-long warning phase starting on March 1st, we share plans for engaging educational campaigns that include clear signage and public service announcements aimed at informing the community about the initiative's goals. The expectation is to reduce speeding incidents and instill a sense of responsibility among drivers as they navigate school zones.As we explore the further implications of this program, we also reflect on the strong community involvement that has led to this project. It's a crucial issue that affects everyone, and we believe that collaborative efforts can lead to meaningful change. We also talk about the retirement of Deputy Chief Phil Van Landschoot after 27 years of service to the department. Chief Sizemore reflects on their long-spanning friendship and his service for our city.We wrap up by talking about the upcoming gala benefitting the non-profit Blue Line Bears. The charity takes the uniforms of fallen officers and turns them into teddy bears for their families. This started in Cape Coral by a young girl whose father is a Lieutenant for the Cape Coral Police Department.To learn more about Blue Line Bears: https://bluelinebears.org/

This week, we're nominating the creepiest airline employee of all time (shocker—there are a lot to choose from). Don't forget to vote for the one who brought the biggest creep to thecreepoff.com.We'll also break down some tragically sexy police footage in our Cop Cam segment, featuring a very drunk and very naked woman passed out in her car in the middle of a street.Scum Parade – This Week's True Crime Stories  - A twisted babysitter scandal where a husband allegedly bribed a victim  - A 13-year-old in Cape Coral repeat offender- A man who reportedly killed his wife over an underwhelming Valentine's Day response- A husband accused of blowing up his wife with a car bomb after a heated argument.The score is currently Vinnie 1 - Karl 0, visit thecreepoff.com to vote and decide this week's winnerWant more of the madness? Support the show on Patreon, Supercast & Backed.by to snag exclusive merch and get an extra bonus episode every week!Don't forget you can leave us a voicemail at 585-371-8108You can follow our Results girl Danni on Instagram @Danni_Desolation

Do you know what your pastor is looking for in a missionary? In this week's episode, Alex travels to Ft. Myers, Florida to visit the studios of Founders Ministries and interviews Tom Ascol and Graham Gunden. Together they discuss the office of pastor in the church, what pastors should look for in missionaries, and how the work of evangelism is integral to both pastors and missionaries. Tom Ascol is President of Founders Ministries and The Institute of Public Theology. He also serves as pastor at Grace Baptist Church in Cape Coral, Florida. Graham Gunden has held a variety of roles with Founders Ministries, serves as Dean at The Fletcher School, and is Assistant Pastor at Grace Baptist Church in Cape Coral, Florida. Together, Tom and Graham host a weekly podcast called The Sword and The Trowel Want to hear more? Join our Premium Subscribers and get access to the Overtime Episode where Alex goes deeper with Tom and Graham. Become a Premium Subscriber at missionspodcast.com/premium. Listen to the full episode on Sunday at 7:00PM! Do you love The Missions Podcast? Have you been blessed by the show? Then become a Premium Subscriber! Premium Subscribers get access to: Exclusive bonus content A community Signal thread with other listeners and the hosts Invite-only webinars A free gift! Support The Missions Podcast and sign up to be a Premium Subscriber at missionspodcast.com/premium The Missions Podcast is powered by ABWE. Learn more and take your next step in the Great Commission at abwe.org. Want to ask a question or suggest a topic? Email alex@missionspodcast.com.

In this episode of the Cape CopCast "Chief's Chat" edition, we're giving you updates on several major projects within the Cape Coral Police Department. We're gearing up for the annual NAMI Walk, benefitting the National Alliance on Mental Illness. Chief Sizemore, the king of analogies, then illustrates the progress of Project 35 using the analogy of building a snowman. We also talk about entering the design and development phase of our police precinct buildings, which will be in each of the four quadrants of the city.We also recount a tale that exemplifies the power of teamwork and the spirit of Cape Coral. When a local gentleman experienced cardiac arrest, a quick-thinking family member and our dedicated police and fire rescue teams came together to save his life. We talk about reuniting with the man and his family, complete with plans for a future golf outing. It's stories like these that make us pause and appreciate the unique teamwork that thrives in our community.

Deputy Chief Dana Coston joins us on the Cape CopCast to share his remarkable journey through the ranks of law enforcement. He started his career in the midst of the crack epidemic in Fulton County, Atlanta, and eventually relocated to Cape Coral in 2000, where he's served his community since. Learn how his diverse experiences from serving as a school resource officer to his pioneering work with the FBI Joint Terrorism Task Force, have shaped his approach to modernizing law enforcement communications and social media strategies. Deputy Chief Coston is responsible for the creation of the department's Public Affairs Office, which serves as the liaison between the community and the agency. He played a pioneering role in the department's focus on transparency and adaptability.Explore the intricacies of maintaining public trust in law enforcement through transparent communication and strategic social media use. Delve into the Cape Coral Police Department's innovative approach to storytelling, where Deputy Chief Coston emphasizes the importance of being upfront about both triumphs and setbacks. Discover how the department's guerrilla news outlet-style Public Affairs Office engages the community with dynamic content, especially during critical situations. This episode shines a light on the evolving relationship between the department and the community through social media engagement and the diverse experiences of the Public Affairs team.

https://theunfoundpodcast.com/2020/04/07/rose-mary-gayhart-a-sisters-love-ep-5/ Rose Marie Gayhart was a 23 year old native New Yorker who moved to Cape Coral, FL with her boyfriend. She had a large family with many siblings who cared about her and were concerned with her moving away. On March 14, 1985, somebody in a red pickup truck allegedly picked her up after work. She was never seen again. TheUnfoundPodcast.com https://theunfoundpodcast.com/2020/04/07/rose-mary-gayhart-a-sisters-love-ep-5/ Help Find Rose Marie Gayhart: https://rosemariegayhart.wordpress.com Facebook Page: https://www.facebook.com/MissingRoseMarieGayhart/?fref=ts Charley Project: http://charleyproject.org/case/rose-marie-gayhart If you have any information concerning the disappearance of Rose Marie Gayhart, please contact: Livingston County, New York Sheriff's Department (585) 243-7120 or The Cape Coral Police Department at (239) 574-3223. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brent Kesler was born in Cleveland Ohio. He grew up in the Cape Coral area of Florida. He had a career in the grocery industry. He became a licensed chiropractor, opened up five locations in the Kansas City area and he attended a seminar. In that seminar the seminar speaker shared with him how to be […]

On the morning of Oct. 7, 2019, in Cape Coral, Florida, two women were brutally murdered. Thirty-five year old Kristine Melton, was strangled to death as she slept in her bed. Then, just hours later, Diane Ruiz, 43, was strangled, beaten, pushed out of a car (Which belonged to Kristine Melton) and was run over repeatedly. But luckily for everyone, the killer was arrested almost immediately as he called his father and confessed to the whole thing even telling his Dad where he was. Wade Wilson (no, not that one), then 25, was arrested the next day and charged with killing both women. But, Why, WADE!? WHY?!    Check out our other shows!: Cryptic Soup w/ Thena & Kylee   Strange & Unexplained   True Crime Guys YouTube   EVERYTHING TRUE CRIME GUYS:   https://linktr.ee/Truecrimeguysproductions   True Crime Guys Music: True Crime Guys Music on Spotify   OhMyGaia.com Code: Creepvan     Patreon.com/truecrimeguys Patreon.com/sandupodcast Merch: truecrimeguys.threadless.com   Sources:   https://www.news-press.com/story/news/2024/07/25/wade-wilson-florida-killer-death-sentence-deadpool-wolverine/74526151007/   https://www.news-press.com/story/news/crime/2024/09/04/wade-wilson-killer-florida-kristine-melton-diane-ruiz-murders-cape-coral/74997379007/ Wade Wilson's Confession to Dad After Alleged Double Murder   Accused killer Wade Wilson speaks from jail about murder case & alleged crime organization   TikTok Famous Killer Wade Wilson's Shocking Jail Calls Revealed: ‘I Killed That B*tch'   The Deadpool Killer: Wade Wilson's Shocking Crime Spree

Dave and Chuck the Freak talk about smart glasses app, Walmart skip scan detector, side hustles, Hurricane Milton preparations, Waffle House in Cape Coral closed, fatal shooting over food delivery, update on woman who landed plane when pilot had heart attack, woman surrounded by gang of raccoons, dog leads police to her owner who needed help, Jabrill Peppers arrested, SEC fines for rushing the field, 99-year-old Tigers fan, Kit Harington mad about nudes leaking, Diddy update, Diddy's mom, Ben Affleck seen broken down on side of road, Kanye getting another divorce, Joker 2, Terrifier 3 making people puke, 2 guys found with stuff up their butts at festival, woman raged when Domino's delivered cold uncut pizza, women claim to be kicked off flight over crop tops, airline apologizes for showing movie with penis and boobs, man arrested for calling 911 on someone who lit candle, Russian trapeze artist fell over 20 feet to floor at circus, woman hospitalized after being hit on head by falling cauliflower, iPhone users admit they look down on Android users, what's the weird thing that would stop you from dating someone?, teacher busted with student, elephants helped guide another blind elephant, science is close to cloning wooly mammoth, would you clone yourself?, 70s interiors returning, percentage of people who will likely make it to age 100, coffee nap, candy scented foot spray, man steals weed from dispensary, teen busted smuggling drugs across border, woman blind 1 eye after leash snapped, bootlegging tunnel found under home, Mexican mayor voted to clean up city found dead, museum employee threw out valuable art, favorite Halloween candy, another bear found hiding in family's crawl space, woman subdued convenience store thief, and more!

Join us, as we examine the terrifying case of the Cape Coral Strangler. A wolf in sheep's clothing who used his good looks and charm to lure women into a false sense of security.  You'll hear how two innocent women crossed paths with a brutal killer on the same day in 2019, and how police followed a trail of destruction across southwest Florida to catch a cold-blooded murderer who struck without warning. How to support: For extra perks including exclusive content, early release, and ad-free episodes - Go to - Patreon How to connect: Website Instagram Facebook Twitter Please check out our sponsors and help support the podcast: Zocdoc - Go to zocdoc.com/MADNESS and download the Zocdoc app for FREE. Then find and book a top-rated doctor today. Many are available within 24 hours. Nutrafol - For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code MADNESS. Shopify - Sign up for a one-dollar-per-month trial period at shopify.com/madness Cremo - You can find all the new, decadent scents of Cremo Women's Body Wash at Walgreens and CVS OR CremoCompany.com. Lean - Visit takelean.com and enter promo code MADNESS for your discount. HIYA - Receive 50% off your first order. To claim this deal you must go to hiyahealth.com/MADNESS Lumen - If you want to take the next step in improving your health, go to lumen.me/MADNESS to get 15% off your Lumen. Research & Writing: Ryan Deininger Editing: Aiden Wolf Sources: Newsweek #1 Newsweek #2 TikTok #1 Fox 4 #1 WPTV News-Press Wed, Oct 09, 2019 ·Page A3 News-Press Thu, Oct 10, 2019 ·Page A3 News-Press Fri, Oct 11, 2019 ·Page A3 News-Press Sat, Oct 12, 2019 ·Page A3 News-Press Wed, Oct 16, 2019 ·Page A3 Jail Call #1 Jail Call #2 Melisa Montanez Case Against Wade Wilson Fox 4 #2 Wade Wilson Attempts Jail Escape Lockdown 23 & 1 Interview with Father  Probable Cause Statement  First Appearance Court Order  Cape Coral Killing Spree Murder Trial — Day Two Cape Coral Killing Spree Murder Trial — Sentencing Cape Coral Killing Spree Murder Trial — Opening Statements Cape Coral Killing Spree Murder Trial — Verdict Newsweek #3 Fox 4 #3

In October 2019, the quiet community of Cape Coral, Florida was rocked by the brutal murders of two women. The perpetrator? A heavily tattooed 25-year-old named Wade Wilson, whose horrific crimes and subsequent trial captivated the nation. From his troubled past to his shocking confessions, here's the full story of Wade Wilson and the lives he destroyed. Subscribe: https://linktr.ee/talkmurdertomeContent warning: the true crime stories discussed on this podcast can involve graphic and disturbing subject matter. Listener discretion is strongly advised.Fair use disclaimer: some materials used in this work are included under the fair use doctrine for educational purposes. Any copyrighted materials are owned by their respective copyright holders. Questions regarding use of copyrighted materials may be directed to legal [@] Talkocast.com

Insurance companies are not climate activists, but they know more about climate risk than just about anyone. And as storms get more extreme and unpredictable a lot of insurers are running the numbers on Florida and realizing that the math just isn't working anymore. For decades, low cost insurance helped mask the risks of living in some of the riskiest parts of the country. However a climate correction is now underway. Prices are skyrocketing. And on America's riskiest peninsula, residents are beginning to feel climate change where it hurts—in their bank accounts.Not Built For This is a 6-part mini-series from 99% Invisible, with new episodes on Tuesdays and Fridays in the 99% Invisible feed. Listen wherever you get your podcasts. Subscribe to SiriusXM Podcasts+ on Apple Podcasts to listen to ad-free new episodes and get exclusive access to bonus content.

After two women were brutally murdered in Cape Coral, Florida, 25-year-old Wade Wilson was arrested and charged. In this episode. we dive into this listener-requested trial. Please subscribe to our other podcast, CIVIL, which covers civil cases and trials. Listen to the trailer here - https://link.chtbl.com/CivilPodcast Sponsors in this episode: Little Spoon - Go to LITTLESPOON.COM/COURT and enter our code COURT at checkout to get 30% OFF your first Little Spoon order. Homes.com Thrive Market - Join in on the savings with Thrive Market today and get 30% off your first order, plus a FREE $60 gift! Go to ThriveMarket.com/courtjunkie Progressive Insurance - Visit Progressive.com to get a quote with all the coverages you want, so you can easily compare and choose. Post-Production for the show is provided by Jon Keur of Wayfare Recording Co. Please support Court Junkie with as little as $3 a month via Patreon.com/CourtJunkie to receive ad-free episodes. Help support Court Junkie with $6 a month and get access to bonus monthly episodes. Follow me on Twitter @CourtJunkiePod or Instagram at CourtJunkie