Podcasts about Belgrade

Welcome to It Was What It Was, the football history podcast. This week hosts Rob Draper and Jonathan Wilson explore the history of Red Star Belgrade, focusing on their monumental 1991 European Cup win against a backdrop of Yugoslavia's political turmoil and impending civil war. This episode explores the club's founding, cultural significance, and key players, including the dramatic escape of Miodrag Belodedici from Romania. They also detail the influence of notorious figures like Arkan and the emotional scenes in Belgrade during this turbulent time. Part Two will release on Friday.00:00 Introduction 06:19 Political Tensions and Football09:31 The Riot at Maksimir Stadium16:36 Arkan's Criminal Background25:04 Arkan's Bonkers Wedding and Return to War27:23 The Rise and Fall of Arkan29:39 Red Star Belgrade: Historical Context and Formation31:13 The Intellectual and Working-Class Roots of Red Star36:24 Red Star's European Struggles and Triumphs39:52 The Escape and Signing of Miodrag Belodedici44:32 The 1991 Season and Key Changes47:48 Conclusion and Teaser for Part Two Hosted on Acast. See acast.com/privacy for more information.

Fluent Fiction - Serbian: The Kalemegdan Quest: A Tale of Sibling Adventure and Trust Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-29-22-34-02-sr Story Transcript:Sr: Летње сунце стајало је високо над Калемегданском тврђавом.En: The summer sun stood high above the Kalemegdan Fortress.Sr: Туристи су испунили стазе, где су се људи веселили, купили сувенире и уживали у мирису свежих палачинки.En: Tourists filled the paths where people were enjoying themselves, buying souvenirs, and savoring the aroma of fresh pancakes.Sr: Било је то време када је тврђава оживела као што је некад давно.En: It was a time when the fortress came alive as it once did long ago.Sr: Никола је журно корачао кроз гужву.En: Nikola hurriedly walked through the crowd.Sr: Бринуо се за своју сестру Јелену.En: He was worried about his sister Jelena.Sr: Јелена је била несташна девојчица која је волела да се изгуби у сопственом свету.En: Jelena was a mischievous girl who loved to lose herself in her own world.Sr: Људи су пролазили, смејали се и причали, али Никола није чуо ништа осим сопственог срца које је јако куцало.En: People were passing by, laughing and talking, but Nikola heard nothing except his own heart beating loudly.Sr: „Где ли је она?En: "Where could she be?"Sr: “ питао се док је гледао около.En: he wondered as he looked around.Sr: Њени кораци могли су бити било где.En: Her footsteps could be anywhere.Sr: Никола је погледом тражио некога ко би му могао помоћи.En: Nikola scanned for someone who might be able to help him.Sr: Ускоро је угледао Владимира, продавца који је седео испред свог штанда.En: Soon, he spotted Vladimir, a vendor sitting in front of his stand.Sr: Знао је да Владимир зна све трачеве на фестивалу.En: He knew that Vladimir was aware of all the gossip at the festival.Sr: „Владимире,“ поче Никола, „да ли си видео моју сестру?En: "Vladimire," Nikola began, "have you seen my sister?"Sr: “Владимир се насмеши лукаво.En: Vladimir smiled slyly.Sr: „Шта добијам за ту информацију?En: "What do I get for that information?"Sr: “Никола је добро знао да Владимир не помаже без неке користи.En: Nikola knew well that Vladimir didn't help without some benefit.Sr: Размишљао је о свом старом породичном сату.En: He thought about his old family watch.Sr: Био је то сат ког је његов деда носио.En: It was a watch his grandfather had worn.Sr: Иако је био важан, без Јелене тај сат није вредео ништа.En: Although it was important, without Jelena that watch was worth nothing.Sr: „Имам сат,“ рече Никола тромо, док је скидaо сат с руке.En: "I have a watch," Nikola said reluctantly, as he removed the watch from his wrist.Sr: Владимир је одмах живнуо.En: Vladimir immediately perked up.Sr: „Добро, видео сам је код старих зидина код затвореног дела“, рекао је Владимир и узео сат.En: "Alright, I saw her by the old walls near the closed-off area," Vladimir said and took the watch.Sr: Трчећи, Никола је кренуо ка месту које му је Владимир описао.En: Running, Nikola headed to the place Vladimir described.Sr: Време је трчало.En: Time was running.Sr: Коначно, на ивици забрањеног дела тврђаве, угледао је Јелену.En: Finally, at the edge of the forbidden part of the fortress, he saw Jelena.Sr: „Јелена!En: "Jelena!"Sr: “ викну Никола, срце му застана на тренутак.En: shouted Nikola, his heart stopping for a moment.Sr: Она се окренула, изненађена и на тренутак збуњена.En: She turned around, surprised and momentarily confused.Sr: Празнина у њеним очима брзо је заменило олакшање када га је видела.En: The emptiness in her eyes was quickly replaced by relief when she saw him.Sr: Трчећи према њему, пресретна је загрлила брата.En: Running towards him, she joyfully hugged her brother.Sr: „Извини, Никола“, рече Јелена.En: "Sorry, Nikola," said Jelena.Sr: „Нисам схватила колико сам се удаљила.En: "I didn't realize how far I'd wandered."Sr: “„Од сада остајемо заједно,“ одговори Никола.En: "From now on, we'll stay together," Nikola replied.Sr: „Морамо пазити једно на друго.En: "We must look out for each other."Sr: “Док су се враћали кроз гужву, Никола је осетио спокојство.En: As they made their way back through the crowd, Nikola felt at peace.Sr: Схватио је да мора боље слушати сестру и подржавати њену радозналост.En: He realized he needed to listen to his sister better and support her curiosity.Sr: Заједно, лакше су се пробијали кроз свет.En: Together, they navigated the world more easily.Sr: Јелена се држала ближе, учећи колико је важно бити опрезан у гужви.En: Jelena stayed closer, learning how important it was to be cautious in a crowd.Sr: Када је сунце полако почело да залази, браћа и сестра су оставили неспоразуме за собом.En: When the sun slowly began to set, the siblings left their misunderstandings behind.Sr: Заједно су доживели летњи дан у Београду, знајући да сваки изазов могу савладати, али само ако је онај други поред њих.En: Together, they experienced a summer day in Belgrade, knowing they could overcome any challenge, but only if the other was by their side. Vocabulary Words:fortress: тврђавatourists: туристиcrowd: гужваmischievous: несташнаvendor: продавацslyly: лукавоbenefit: користrelic: реликвијаreluctantly: тромоforbidden: забрањенemptiness: празнинаrelief: олакшањеnavigate: пробидатиcuriosity: радозналостfootsteps: корациvendor: штандаheartbeat: срцеscan: погледом тражиоclincher: ивицаhug: загрлитиwrist: рукаsouvenir: сувенириwandering: удаљилаdusk: залазиfestival: фестивалpath: стазеsmell/aroma: мирисcautious: опрезанchallenge: изазовpeace: спокојство

Fluent Fiction - Serbian: Serendipity at Sundown: Miloš's Unplanned Triumph Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-27-22-34-01-sr Story Transcript:Sr: Летњи дан у Београду био је савршен за фотографије.En: A summer day in Belgrade was perfect for photographs.Sr: Калемегданска тврђава простирала се изнад реке, нудећи поглед који одузима дах.En: The Kalemegdan fortress stretched above the river, offering a breathtaking view.Sr: Милећ тражио је свој савршени кадар заласка Сунца над Дунавом.En: Milet was searching for his perfect shot of the sunset over the Danube.Sr: Драгана је стајала поред Милоша, док су се туристи гужвали око њих.En: Dragana stood next to Miloš, while tourists crowded around them.Sr: "Ово ће бити најбоља слика икада," рекао је Милош, али сам себи.En: "This will be the best picture ever," Miloš said to himself.Sr: Драгана је климнула главом и осмехнула се.En: Dragana nodded and smiled.Sr: Умео је да се изгуби у својим мислима.En: He often got lost in his thoughts.Sr: Изненада, један туриста са веселом капом и фотоапаратом у руци дословно је ушао у Милошев кадар.En: Suddenly, a tourist with a cheerful cap and a camera in hand literally entered Miloš's frame.Sr: Вук је био пун ентузијазма, волео је Белград.En: Vuk was full of enthusiasm; he loved Belgrade.Sr: "Извини," рекао је Вук, и наставио да се диви погледу.En: "Sorry," said Vuk, and continued to admire the view.Sr: Милош је уздахнуо.En: Miloš sighed.Sr: Имало се утисак да је немогуће ухватити залазак сунца без некога у кадру.En: It seemed impossible to capture the sunset without someone being in the frame.Sr: Време је истицало и за залазак сунца и за такмичење.En: Time was running out both for the sunset and for the competition.Sr: Милош је морао да донесе одлуку – да ли да замоли Вука да се помери или да га некако укључи у фотографију.En: Miloš had to make a decision — whether to ask Vuk to move or to somehow include him in the photograph.Sr: Док је Милош размишљао, Драгана је случајно наишла на њега и гурнула му руку.En: While Miloš was pondering, Dragana accidentally bumped into him and nudged his hand.Sr: У том трентуку затрзао је фотоапарат.En: At that moment, the camera jolted.Sr: Слика је снимљена под чудним углом.En: The picture was taken at a strange angle.Sr: Кад су касније погледали фотографију, видели су Вуково раздрагано лице и сунце које је стварало савршену игру светлости.En: When they looked at the photograph later, they saw Vuk's joyful face and the sun creating a perfect play of light.Sr: Силине боје и израза лица Вука уклапале су се у целокупну атмосферу.En: The vibrant colors and Vuk's facial expression fit the entire atmosphere.Sr: Фотографија је отправљена на такмичење и, против свих очекивања, она је победила.En: The photograph was sent to the competition and, against all odds, it won.Sr: Жири је био одушевљен креативним углом и природним емоцијама које је снимак дочарао.En: The jury was thrilled with the creative angle and the natural emotions the shot captured.Sr: Милош је схватио да је понекад лепота у импровизацији и спонтаности.En: Miloš realized that sometimes beauty lies in improvisation and spontaneity.Sr: Савршен тренутак је онај који ухвати право осећање, а не нужно и савршени кадар.En: A perfect moment is one that captures true feeling, not necessarily a perfect frame.Sr: Зрачио је радошћу због необичне победе.En: He beamed with joy for the unusual victory.Sr: Драгана и Вук су честитали, а Милош је знао да се пати на правом путу фотографије.En: Dragana and Vuk congratulated him, and Miloš knew he was on the right path in photography.Sr: Калемегдан је остао онакав какав јесте, али овог пута, у Милошевом срцу испунио је посебно место.En: Kalemegdan remained as it was, but this time, in Miloš's heart, it held a special place.Sr: Уз осмех, Милош је наставио да снима, сада уз нову, опуштенију филозофију.En: With a smile, Miloš continued to shoot, now with a new, more relaxed philosophy. Vocabulary Words:fortress: тврђаваstretched: простиралаbreathtaking: одузима дахframe: кадарcrowded: гужвалиsigh: уздахpondering: размишљаоdecision: одлукуjolted: затрзаоangle: углcompetition: такмичењеcapture: ухватитиenthusiasm: ентузијазмаadmire: дивиspontaneity: спонтаностиimprovisation: импровизацијиemotions: емоцијамаphilosophy: филозофијуunusual: необичнеjury: жириthrilled: одушевљенvibrant: силинеnatural: природнимbumper: гурнулаjoyful: раздраганоbeamed: зрачиоincline: климнулаflicker: трентукуtriumph: победилаserendipity: среће

In 2019, a woman was spotted dancing on the street in Belgrade, Serbia. Rumors spread about her carrying a knife and chasing people, and bystanders were warned not to look her in the eye. Then in 2022, the video was shared on TikTok and it started an entire new type of digital lore, one that terrified those of us who believed we might encounter her out at night. She became known as The Serbian Dancing Lady, and I was surprised to find out that she was actually real.You can find Edwin social media as @edwincovHave an idea you want to send? Send me an email or DM! hello@horrorstory.comYou can get these ad-free through ScaryPlus.com free for 14 days, then 4.99 per month. Cancel anytime.Get in touch on HorrorStory.com

Blending original composition, spoken poetry in Serbian language, and ambient and electronic music, Saprophyte explores cycles of biological and spiritual death and rebirth of a singular spirit in desolate landscapes. Aleksandar Radoš (@aleksandar.radosh) is a photographer and composer from Belgrade with a decades-long career spanning nature and abstract photography. plumdose (@plumdose) is a Belgrade-born Bremen-based psychologist with a passion for sound-based storytelling. Her radio shows frequently explore ideas of memory and impermanence. Tujiko Noriko - Opening night Sky H1 - Elysian Heights Venus Ex Machina - Avril Chœurs de la cathédrale orthodoxe russe de Paris - Stichère à la Croix dj_2button - Aurora Arrivals (MISH Remix) Rex Ilusivii - Ribari / Sekvenca 21 Jaubi - Reflections of God Silvia Kastel - Spoons 99LETTERS - Tamakagiru Terekke - Nuwav2 Yara Asmar - Sleeping in church Bulgarian Television and Radio Folklore Ensemble - Kalimankou denkou Poems and compositions: Beskrajna priča - Aleksandar Radoš U kamenoj postelji - Aleksandar Radoš Stakleni cvet - Aleksandar Radoš

This week, we take you back to the final years of Yugoslavia, a country that exploded into one of the bloodiest wars Europe has seen since WWII. We trace how ethnic tensions, decades of suppressed rivalries, and opportunistic leaders tore the region apart, while Europe watched on, paralysed. We explore how the Serb army launched brutal assaults across Croatia and Bosnia, committing acts of ethnic cleansing that left over 100,000 Bosnians dead, often at the hands of their own neighbours. For years, the West hesitated. But after a dramatic shift in Washington, the U.S. stepped in, arming the Croats, launching air strikes, and ultimately brokering the Dayton Accords to end the war. In this episode, we follow the story from Vukovar to Sarajevo, from Belgrade backroom deals to Clinton's White House. We explain how Croatia won the war but lost nearly a million people to emigration, how Serbia suffered the worst hyperinflation ever recorded, and how Slovenia quietly became the EU's success story, set to overtake the UK in GDP per capita within five years. We also reflect on the strange persistence of empire: Russia still backs Serbia, Turkey stands with Bosnia, and the West never really forgot its favourites. Hosted on Acast. See acast.com/privacy for more information.

Kelefa Sanneh was born in England, and lived in Ghana and Scotland before moving with his parents to the United States in the early 1980s. He was a pop music critic at the New York Times from 2000-2008, and has been a staff writer at the New Yorker since then. His first book, just released on Penguin, is called Major Labels: A History of Popular Music in Seven Genres. The book refracts the entire history of popular music over the past fifty years through the big genres that have defined and dominated it—rock, R&B, country, punk, hip-hop, dance music, and pop—as an art form (actually, a bunch of art forms), as a cultural and economic force, and as a tool that we use to build our identities. Sanneh shows how these genres have been defined by the tension between mainstream and outsider, between authenticity and phoniness, between good and bad, right and wrong. Throughout, race is a powerful touchstone: just as there have always been Black audiences and white audiences, with more or less overlap depending on the moment, there has been Black music and white music, constantly mixing and separating. Sanneh debunks cherished myths, reappraises beloved heroes, and upends familiar ideas of musical greatness, arguing that sometimes, the best popular music isn't transcendent. Songs express our grudges as well as our hopes, and they are motivated by greed as well as idealism; music is a powerful tool for human connection, but also for human antagonism. This is a book about the music everyone loves, the music everyone hates, and the decades-long argument over which is which. Franz Nicolay is a musician and writer living in New York's Hudson Valley. His first book, The Humorless Ladies of Border Control: Touring the Punk Underground from Belgrade to Ulaanbaatar, was named a "Season's Best Travel Book" by The New York Times. Buzzfeed called his second book, Someone Should Pay for Your Pain, "a knockout fiction debut." He teaches at Bard College. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

It's 1940 and Serbian playboy Duško Popov hopes to sit out World War Two in Belgrade. But when his best friend, Johnny Jebsen shows up at his door to call in an old debt, Popov finds himself sucked into the wartime spy game – as an agent for both Nazi Germany and Britain's MI6.Listen to The Spy Who on the Wondery App or wherever you get your podcasts. You can listen early and ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. Start your free trial by visiting https://wondery.com/links/the-spy-who/ now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, journalist and author Joey D'Urso joins us to discuss the themes of his new book More Than A Shirt: How Football Shirts Explain Global Politics, Money and Power. D'Urso travelled across the globe from Birmingham to Belgrade and Medellin and Mumbai, to uncover how the colours, crests and sponsors of football teams reflect and good and the bad of of the places they represent. He was joined in conversation by Conor Boyle, Head of Programming at Intelligence Squared. (edited)  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Nenad Zimonjic was summoned to the Djokovic camp before Monte Carlo in 2024, and was on his bag when he won his Olympic gold in Paris, but that's just a portion of Nenad's incredible story. Born and raised in Belgrade, Nenad was saddled with a worthless passport because of war, that hindered his pro tennis career considerably. He persevered, and became the best doubles player in the world winning 8 majors and 54 tournaments, a Serbian Davis Cupper, a mentor to the younger Serbs Djokovic and Tipsarevic, and all in all lived an incredible life in tennis. Nenad and I chatted shortly after Novak defeated Alex de Minaur at Wimbledon, and it was a tremendous chat. Recorded 7.7 Released 7. 21The Craig Shapiro Tennis Podcast is Powered by The Golden Ticket Hosted on Acast. See acast.com/privacy for more information.

Kelefa Sanneh was born in England, and lived in Ghana and Scotland before moving with his parents to the United States in the early 1980s. He was a pop music critic at the New York Times from 2000-2008, and has been a staff writer at the New Yorker since then. His first book, just released on Penguin, is called Major Labels: A History of Popular Music in Seven Genres. The book refracts the entire history of popular music over the past fifty years through the big genres that have defined and dominated it—rock, R&B, country, punk, hip-hop, dance music, and pop—as an art form (actually, a bunch of art forms), as a cultural and economic force, and as a tool that we use to build our identities. Sanneh shows how these genres have been defined by the tension between mainstream and outsider, between authenticity and phoniness, between good and bad, right and wrong. Throughout, race is a powerful touchstone: just as there have always been Black audiences and white audiences, with more or less overlap depending on the moment, there has been Black music and white music, constantly mixing and separating. Sanneh debunks cherished myths, reappraises beloved heroes, and upends familiar ideas of musical greatness, arguing that sometimes, the best popular music isn't transcendent. Songs express our grudges as well as our hopes, and they are motivated by greed as well as idealism; music is a powerful tool for human connection, but also for human antagonism. This is a book about the music everyone loves, the music everyone hates, and the decades-long argument over which is which. Franz Nicolay is a musician and writer living in New York's Hudson Valley. His first book, The Humorless Ladies of Border Control: Touring the Punk Underground from Belgrade to Ulaanbaatar, was named a "Season's Best Travel Book" by The New York Times. Buzzfeed called his second book, Someone Should Pay for Your Pain, "a knockout fiction debut." He teaches at Bard College. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Kelefa Sanneh was born in England, and lived in Ghana and Scotland before moving with his parents to the United States in the early 1980s. He was a pop music critic at the New York Times from 2000-2008, and has been a staff writer at the New Yorker since then. His first book, just released on Penguin, is called Major Labels: A History of Popular Music in Seven Genres. The book refracts the entire history of popular music over the past fifty years through the big genres that have defined and dominated it—rock, R&B, country, punk, hip-hop, dance music, and pop—as an art form (actually, a bunch of art forms), as a cultural and economic force, and as a tool that we use to build our identities. Sanneh shows how these genres have been defined by the tension between mainstream and outsider, between authenticity and phoniness, between good and bad, right and wrong. Throughout, race is a powerful touchstone: just as there have always been Black audiences and white audiences, with more or less overlap depending on the moment, there has been Black music and white music, constantly mixing and separating. Sanneh debunks cherished myths, reappraises beloved heroes, and upends familiar ideas of musical greatness, arguing that sometimes, the best popular music isn't transcendent. Songs express our grudges as well as our hopes, and they are motivated by greed as well as idealism; music is a powerful tool for human connection, but also for human antagonism. This is a book about the music everyone loves, the music everyone hates, and the decades-long argument over which is which. Franz Nicolay is a musician and writer living in New York's Hudson Valley. His first book, The Humorless Ladies of Border Control: Touring the Punk Underground from Belgrade to Ulaanbaatar, was named a "Season's Best Travel Book" by The New York Times. Buzzfeed called his second book, Someone Should Pay for Your Pain, "a knockout fiction debut." He teaches at Bard College. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/performing-arts

Kelefa Sanneh was born in England, and lived in Ghana and Scotland before moving with his parents to the United States in the early 1980s. He was a pop music critic at the New York Times from 2000-2008, and has been a staff writer at the New Yorker since then. His first book, just released on Penguin, is called Major Labels: A History of Popular Music in Seven Genres. The book refracts the entire history of popular music over the past fifty years through the big genres that have defined and dominated it—rock, R&B, country, punk, hip-hop, dance music, and pop—as an art form (actually, a bunch of art forms), as a cultural and economic force, and as a tool that we use to build our identities. Sanneh shows how these genres have been defined by the tension between mainstream and outsider, between authenticity and phoniness, between good and bad, right and wrong. Throughout, race is a powerful touchstone: just as there have always been Black audiences and white audiences, with more or less overlap depending on the moment, there has been Black music and white music, constantly mixing and separating. Sanneh debunks cherished myths, reappraises beloved heroes, and upends familiar ideas of musical greatness, arguing that sometimes, the best popular music isn't transcendent. Songs express our grudges as well as our hopes, and they are motivated by greed as well as idealism; music is a powerful tool for human connection, but also for human antagonism. This is a book about the music everyone loves, the music everyone hates, and the decades-long argument over which is which. Franz Nicolay is a musician and writer living in New York's Hudson Valley. His first book, The Humorless Ladies of Border Control: Touring the Punk Underground from Belgrade to Ulaanbaatar, was named a "Season's Best Travel Book" by The New York Times. Buzzfeed called his second book, Someone Should Pay for Your Pain, "a knockout fiction debut." He teaches at Bard College. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/communications

Kelefa Sanneh was born in England, and lived in Ghana and Scotland before moving with his parents to the United States in the early 1980s. He was a pop music critic at the New York Times from 2000-2008, and has been a staff writer at the New Yorker since then. His first book, just released on Penguin, is called Major Labels: A History of Popular Music in Seven Genres. The book refracts the entire history of popular music over the past fifty years through the big genres that have defined and dominated it—rock, R&B, country, punk, hip-hop, dance music, and pop—as an art form (actually, a bunch of art forms), as a cultural and economic force, and as a tool that we use to build our identities. Sanneh shows how these genres have been defined by the tension between mainstream and outsider, between authenticity and phoniness, between good and bad, right and wrong. Throughout, race is a powerful touchstone: just as there have always been Black audiences and white audiences, with more or less overlap depending on the moment, there has been Black music and white music, constantly mixing and separating. Sanneh debunks cherished myths, reappraises beloved heroes, and upends familiar ideas of musical greatness, arguing that sometimes, the best popular music isn't transcendent. Songs express our grudges as well as our hopes, and they are motivated by greed as well as idealism; music is a powerful tool for human connection, but also for human antagonism. This is a book about the music everyone loves, the music everyone hates, and the decades-long argument over which is which. Franz Nicolay is a musician and writer living in New York's Hudson Valley. His first book, The Humorless Ladies of Border Control: Touring the Punk Underground from Belgrade to Ulaanbaatar, was named a "Season's Best Travel Book" by The New York Times. Buzzfeed called his second book, Someone Should Pay for Your Pain, "a knockout fiction debut." He teaches at Bard College. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/popular-culture

Fluent Fiction - Serbian: Skadarlija's Symphony: A Family Through a Photographer's Lens Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-19-22-34-02-sr Story Transcript:Sr: Сунчано поподне у Скадарлији, мешавина мириса роштиља и звука тамбурице шетала је улицом.En: On a sunny afternoon in Skadarlija, a blend of the aroma of barbecue and the sound of the *tamburica* echoed through the street.Sr: Камење на калдрми подсећало је на историју Београда, а весела атмосфера привлачила је посетиоце свих генерација.En: The cobblestones reminded everyone of the history of Belgrade, and the lively atmosphere attracted visitors of all generations.Sr: Међу њима били су и три рођака: Милош, Јована и Вук.En: Among them were three cousins: Milos, Jovana, and Vuk.Sr: Милош, са фотоапаратом окаченим о раме, тражио је савршену прилику да ухвати суштину овог боемског кутка.En: Milos, with a camera hanging from his shoulder, was searching for the perfect opportunity to capture the essence of this bohemian corner.Sr: Његова сестра Јована је била узбуђена јер је разматрала важну одлуку у свом животу.En: His sister, Jovana, was excited as she was contemplating an important decision in her life.Sr: Вук, пак, балансирао је између традиционалних породичних вредности и модерног начина живота, увек пун енергије и спреман за шалу.En: Vuk, meanwhile, was balancing between traditional family values and a modern way of life, always full of energy and ready for a joke.Sr: Седели су у кафани "Три шешира", где су их чекале разне домаће ђаконије.En: They were sitting in the tavern "Tri Sesira," where various local delicacies awaited them.Sr: Милош је, иако окружен породицом, мислима одлутао.En: Although Milos was surrounded by family, his thoughts wandered.Sr: Желео је да направи фотографију која ће обухватити дух Скадарлије, али је његова инспирација била замагљена звуком разговора и смеха.En: He wanted to take a photograph capturing the spirit of Skadarlija, but his inspiration was blurred by the sound of conversation and laughter.Sr: "Милоше, шта ти недостаје?En: "Milos, what is missing?"Sr: " питала је Јована, приметивши његову замишљеност.En: asked Jovana, noticing his pensiveness.Sr: "Чини ми се да ниси овде са нама.En: "It seems you are not here with us."Sr: ""Тражим савршен тренутак," одговорио је Милош, размишљајући гласно.En: "I'm looking for the perfect moment," replied Milos, thinking aloud.Sr: "Желим да моја фотографија буде више од обичне слике.En: "I want my photograph to be more than just an ordinary picture."Sr: "Вук се наклони према њему.En: Vuk leaned towards him.Sr: "Можда гледаш предалеко," саветовао је.En: "Perhaps you are looking too far ahead," he advised.Sr: "Понекад су најлепши тренуци тик пред нашим носом.En: "Sometimes the most beautiful moments are right under our noses."Sr: "Док је кафана почела да оживљава уз песму и традиционалну музику, Милош је и даље био растрзан.En: As the tavern began to come alive with song and traditional music, Milos was still torn.Sr: Да ли је време да се посвети породичном окупљању или потрази за делом уметности?En: Should he dedicate himself to the family gathering or pursue his piece of art?Sr: Одлука је била на њему.En: The decision was his to make.Sr: Изненада, милозвучни гласови окупљених уједињених у песми обузели су целу кафану.En: Suddenly, the melodious voices of the assembled group united in song enveloped the entire tavern.Sr: У том тренутку, Вук и Јована су заструјали једну народну песму, спонтаност и радост испунили су простор.En: In that moment, Vuk and Jovana started singing a folk song, and spontaneity and joy filled the space.Sr: Милош је, готово инстинктивно, подигао фотоапарат и ухватио тај искрен тренутак.En: Milos, almost instinctively, raised his camera and captured that genuine moment.Sr: Касније, док је прегледао фотографије, Милош је схватио да је та слика несавршено лепа.En: Later, as he reviewed the photographs, Milos realized that this picture was imperfectly beautiful.Sr: Представљала је и Скадарлију и њихову породичну заједницу.En: It represented both Skadarlija and their family connection.Sr: Успео је да ухвати тренутак који је више говорио о љубави и свему што Скадарлија јесте.En: He managed to capture a moment that spoke more of love and everything that Skadarlija is.Sr: Тада је Милош научио важну лекцију: инспирација и љубав могу коегзистирати.En: It was then that Milos learned an important lesson: inspiration and love can coexist.Sr: Фотографија коју је снимио постала је фамилијарно благо, симбол тренутка када је пронашао равнотежу између страсти и породичне вредности.En: The photograph he took became a family treasure, a symbol of a moment when he found balance between passion and family values. Vocabulary Words:sunny: сунчаноaroma: мирисechoed: шеталаcobblestones: калдрмаlively: веселаatmosphere: атмосфераcaptured: ухватиоessence: суштинаcontemplating: разматралаbalance: балансираоdelicacies: ђаконијеsurrounded: окруженwandered: одлутаоblurred: замагљенаpensiveness: замишљеностadvised: саветоваоmelodious: милозвучниspontaneity: спонтаностinstinctively: готово инстинктивноimperfectly: несавршеноgenuine: искренtreasure: благоsymbol: симболpassion: страстvalues: вредностиcoexist: коегзистиратиconnected: заједницаlaughter: смехаpursue: потразиenveloped: обузели

Fluent Fiction - Serbian: Rediscovering Belgrade: A Journey Through Lenses and History Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-18-22-34-02-sr Story Transcript:Sr: Летњи поветарац је миловао кожу док су се Михало, Ивана и Стефан лагано приближавали Београдској тврђави.En: The summer breeze caressed the skin as Mihajlo, Ivana, and Stefan slowly approached the Belgrade Fortress.Sr: Површина камена блистала је на сунцу, причајући древне приче о временима која су некада била.En: The surface of the stone glistened in the sun, telling ancient stories of times that once were.Sr: Величанствена и моћна, тврђава је стојала на ушћу Саве и Дунава.En: Magnificent and powerful, the fortress stood at the confluence of the Sava and Danube rivers.Sr: Михјало је био први који је почео да прича.En: Mihajlo was the first to start talking.Sr: Његова љубав према историји је сијала из његових очију док је указивао на сваки камен и објашњавао њихову историју.En: His love for history shone from his eyes as he pointed to every stone and explained their history.Sr: "Овде су некада била моћна врата кроз која су прошле бројне војске," објаснио је с узбуђењем.En: "Here were once mighty gates through which numerous armies passed," he explained with excitement.Sr: Ивана је, са фотоапаратом у рукама, тражила савршену слику.En: Ivana, with a camera in her hands, looked for the perfect picture.Sr: Ћутке је снимала драматичне силуете, покушавајући да ухвати лепоту и величанственост места.En: Silently, she captured dramatic silhouettes, trying to seize the beauty and grandeur of the place.Sr: Сваки клик њеног фотоапарата бележио је тренутак времена.En: Each click of her camera recorded a moment in time.Sr: Стефан је, са друге стране, био мање одушевљен.En: Stefan, on the other hand, was less enthusiastic.Sr: "Да ли заиста морамо слушати целе историје?En: "Do we really have to listen to all these histories?"Sr: " упитао је, презриво климајући главом.En: he asked, shaking his head disdainfully.Sr: Иако је уживао у друштву, историја га није много занимала.En: Although he enjoyed the company, history did not interest him much.Sr: Напетост је почела да расте међу пријатељима.En: Tension began to build among the friends.Sr: Михјало је осећао како се његова страст не дели и био је растужен.En: Mihajlo felt that his passion wasn't shared and was saddened.Sr: Па ипак, знао је да мора да пронађе начин да заинтересује своје пријатеље.En: Nevertheless, he knew he had to find a way to engage his friends.Sr: Док су лутали кроз вијугаве стазе тврђаве, Михјало је наишао на скривени угао који пркоси са годинама.En: As they wandered through the winding paths of the fortress, Mihajlo stumbled upon a hidden corner that defied the years.Sr: Неколико стена су се сплеле са маховином, и он је одмах приметио његов посебан шарм.En: A few rocks intertwined with moss, and he immediately noticed its special charm.Sr: "Погледајте ово," рекао је тихо, водећи их до скривеног кутка.En: "Look at this," he said softly, leading them to the hidden nook.Sr: Иванине очи су заблистале када је видела светлост која је пробијала кроз сенке, стварајући савршену слику коју је дуго тражила.En: Ivana's eyes sparkled when she saw the light breaking through the shadows, creating the perfect image she had long sought.Sr: Стефан је, пак, заинтересован за атмосферу, осетио чудесно узбуђење које се крије у тајанственом углу.En: Stefan, meanwhile, intrigued by the atmosphere, felt a wonderful excitement hidden in the mysterious corner.Sr: Свакако, пријатељи су заједно уживали у тренутку.En: Surely, the friends enjoyed the moment together.Sr: Михјало је схватио да, да би их заинтересовао за историју, мора узети у обзир и њихове страсти.En: Mihajlo realized that to interest them in history, he had to consider their passions as well.Sr: Ивана и Стефан су, са своје стране, упознали дубље слојеве овог историјског места.En: Ivana and Stefan, for their part, discovered deeper layers of this historical site.Sr: На крају, тројица пријатеља су нашли баланс између истраживања и уживања, завршавајући свој обилазак са осмесима и новопронађеним разумевањем.En: In the end, the three friends found a balance between exploration and enjoyment, finishing their tour with smiles and newfound understanding.Sr: Михјало је схватио важност флексибилности и вредност гледања на ствари из разних перспектива, стварајући тако хармонију међу саборцима.En: Mihajlo realized the importance of flexibility and the value of looking at things from various perspectives, thus creating harmony among comrades.Sr: Србија је поново откривена кроз сочива њихових различитих интересовања.En: Serbia was rediscovered through the lenses of their diverse interests. Vocabulary Words:breeze: поветарацcaressed: миловаоglistened: блисталаconfluence: ушћеmighty: моћнаnumerous: бројнеdisdainfully: презривоtension: напетостstumbled: наишаоintertwined: сплелеmoss: маховинаnook: кутакsparkled: заблисталеshadows: сенкеintrigued: заинтересованwonderful: чудесноmysterious: тајанственомexploration: истраживањаflexibility: флексибилностиperspectives: перспективаharmony: хармонијуcomrades: саборцимаrediscovered: поново откривенаlenses: сочиваmagnificent: величанственаsurface: површинаcapture: снималаdramatic: драматичнеsilhouettes: силуетеgrandeur: величанственост

Philip Pilkington is away in Belgrade on a foreign assignment, which means we're serving up a Sleepless In Seattle-style double header, on tariffs. First off: what is the end game for trade and the dollar? With Liberation Day now a distant memory and the passing of The Big Beautiful Bill, Philip has crunched the numbers, and figured out that all is not what it seems. Meanwhile, Andrew, casts his eyes eastwards. How are tariffs affecting the geopolitical balance of power in south-east Asia? Are the Japanese slicing up some lessons in Cakeism for Trump?You can get special paywalled premium episodes of Multipolarity every month on Patreon: https://patreon.com/multipolarity

Is there a lack of democracy in Serbia? Can the current student-led protests topple the Government? Will this Balkan country ever join the European Union? Allan Little chairs a panel of leading Serbian politicians and analysts who face tough questions from across the nation.The panel: Marko Djuric: Minister of Foreign Affairs, Serbian Progressive Party Borko Stefanovic: Deputy Leader, Freedom and Justice Party Danica Ilic: Journalist Filip Balunovic: Research fellow, University of Belgrade

illillillillill says he's not a DJ, he just ecstatically breaks (or is broken by) the sound. Belgrade's invincible romantic has been raiding dancefloors since the 90s with 303 in the heart and acid in the dark. This episode was inevitable from the moment we met at Magla. Two hours of what happens when queer-a-billy dance moves meet clean mix theory. Tracklist: Du Du A - Angst, Schmerz, Seele Charlotte Adigéry - HAHA mode_alone - Manscape Yourself To Death (Original Mix) Lucas Croon - Hals und Kopf Drexciya - Neon Falls Tomislav Simović - To Turn Back Time (Anatolian Weapons Club Mix) David J Bull - Body Gum Inigo Vontier - Chiquitita on Acid (Original Mix) Malcolm Mclaren - Deep In Vogue (Banjie Realness) Off feat. Sven Väth - Electrica Salsa (Henrik Schwarz Remix) Zdenka Kovačiček - Elektra John Tejada - Unstable Condition Plaster - Double Connection (Zavoloka Remix) Björk - Headphones (Mika Vainio Mix) 747 - Tenke (Original Mix) Hrvoje Gedušić, H. C. Anderson feat. Mira Furlan - Snježna Kraljica station rose - dave NTOGN - Through the Mines of Khazad-dûm (Original Mix) Matej Rusmir - Riad Cacti Of Marrakech (UNRELEASED) Anthony Rother - Destroy Him My Robots Laibach - One Plus One Aril Brikha - A Lifetime Ago (Original Mix) Roisin Murphy - Exploitation (President Bongo Remix) Wallace - Labyrinth

Fluent Fiction - Serbian: Vuk's Aquatic Dream: A Summer in Belgrade's Aquarium Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-11-22-34-02-sr Story Transcript:Sr: Топао летњи дан у Београду.En: A warm summer day in Belgrade.Sr: Осетио се свеж ваздух, мешан са мирисом реке Саве.En: You could feel the fresh air mixed with the scent of the Sava River.Sr: Вук је радосно корачао ка Акваријуму са његовом старијом сестром Милом.En: Vuk was joyously walking towards the aquarium with his older sister Mila.Sr: Она је увек подржавала његов интерес за морски свет.En: She always supported his interest in the marine world.Sr: Акваријум је био ужурбано место пуно боја и живота.En: The aquarium was a bustling place full of color and life.Sr: Свуда около, деца су се смешкала гледајући шарене рибе како плове заједно налик дивним сликама које трепере сенкама на зидовима.En: All around, children were smiling, watching the colorful fish swimming together, resembling beautiful pictures flickering with shadows on the walls.Sr: То је било Вуково небо.En: It was Vuk's paradise.Sr: Док су корачали, Вук је угледао продавницу сувенира.En: As they walked, Vuk saw a souvenir shop.Sr: Његов поглед се зауставио на једној стакленој маленој морској звезди.En: His gaze stopped on a small glass starfish.Sr: Изгледала је као драгуљ дубина, нежно обојена и блистава.En: It looked like a gem of the deep, gently colored and radiant.Sr: То је био савршен симбол његове љубави према мору.En: It was the perfect symbol of his love for the sea.Sr: "Мила, погледај ово," рекао је Вук са узбуђењем док је показивао на морску звезду.En: "Mila, look at this," Vuk said with excitement as he pointed to the starfish.Sr: "Предивна је," одговорила је Мила с осмехом, али ја сам приметила бригу у њеним очима када је угледала цену.En: "It's beautiful," replied Mila with a smile, but he noticed the concern in her eyes when she saw the price.Sr: "Знам да је скупљи," рече Вук тихо, на свој начин већ погађајући проблем.En: "I know it's expensive," Vuk said quietly, already sensing the problem.Sr: "Али стварно бих волео да је имам.En: "But I'd really love to have it."Sr: "Мила је знала колико му значи, али је такође знала њихов ограничен буџет.En: Mila knew how much it meant to him, but she also knew their limited budget.Sr: Вук је затворио очи на тренутак.En: Vuk closed his eyes for a moment.Sr: Одлучио је да јој искрено објасни.En: He decided to explain to her sincerely.Sr: "Мила, ова морска звезда би ме стално подсећала на све што волим у мору.En: "Mila, this starfish would always remind me of everything I love about the sea.Sr: Има ли начина да ми помогнеш?En: Is there any way you can help me?"Sr: "Неколико тренутака прошло је у тишини.En: A few moments passed in silence.Sr: Онда га је Мила изненадила.En: Then Mila surprised him.Sr: "Знаш, разумем те," рекла је и извадила је мало црвено кутијице из торбе.En: "You know, I understand you," she said and pulled out a small red box from her bag.Sr: "Штедела сам мало за тебе.En: "I've been saving a little for you.Sr: То је за овакве тренутке.En: It's for moments like these."Sr: "Вук је био пресрећан, али изненађења нису била завршена.En: Vuk was thrilled, but the surprises weren't over.Sr: Док је планирао да купи морску звезду, појавио се Никола, искусни аквариста.En: As he planned to buy the starfish, Nikola, an experienced aquarist, appeared.Sr: "Чуо сам твоју причу," рекао је.En: "I heard your story," he said.Sr: "Имам једну понуду за тебе.En: "I have an offer for you.Sr: Хоћеш ли да радиш са нама овде, да учиш о морском животу?En: Would you like to work with us here, to learn about marine life?"Sr: "Очима светлећим од узбуђења, Вук је одмах прихватио.En: With eyes glowing with excitement, Vuk immediately accepted.Sr: Уз десну руку његове сестре и нову прилику, све му је деловало као магија.En: With his sister's support and a new opportunity, everything seemed magical.Sr: Купио је сувенир уз Милу и осетио се радосно.En: He bought the souvenir with Mila and felt joyful.Sr: Његова љубав према мору више није остала само сан.En: His love for the sea was no longer just a dream.Sr: Сада је добио прилику да испуни своје снове уз подршку оних које воли.En: Now he had the chance to fulfill his dreams with the support of those he loved.Sr: Уз танак осмех, обојица су напустили акваријум под пуним зрацима сунца, сјајним као његова нова стаклена морска звезда.En: With a thin smile, they both left the aquarium under the full rays of the sun, shining like his new glass starfish. Vocabulary Words:aquarium: акваријумsupport: подршкаmarine: морскиbustling: ужурбанresembling: наликshadows: сенкеsouvenir: сувенирgaze: погледstarfish: морска звездаgem: драгуљradiant: блиставconcern: бригаbudget: буџетsincerely: искреноsurprised: изненађенаopportunity: приликаmagical: магичанthrilled: пресрећанexperienced: искусанaquarist: акваристаfulfill: испунитиuncommon: несвакидашњиflickering: треперењеsupport: подршкаgently: нежноinspiration: инспирацијаscent: мирисdilemma: дилемаtreasures: благаdecided: одлучио

Fluent Fiction - Serbian: Brewing Bonds: A Belgrade Sibling Reunion Find the full episode transcript, vocabulary words, and more:fluentfiction.com/sr/episode/2025-07-10-22-34-02-sr Story Transcript:Sr: Испред мале пржионе кафе у самом центру Београда, Милан је стајао гледајући кроз велике прозоре.En: In front of the small coffee roastery in the very center of Belgrade, Milan stood gazing through the large windows.Sr: Вртлог мириса свеже пржене кафе испуњавао је ваздух.En: A swirl of freshly roasted coffee filled the air.Sr: Унутра су људи сели за дрвене столове, дубоко у разговору, док им сунчева светлост нежно обасјава лица.En: Inside, people sat at wooden tables, deep in conversation, while the sunlight gently illuminated their faces.Sr: Милан је уздахнуо и погледао на сат.En: Milan sighed and looked at his watch.Sr: Време је брзо пролазило, као и године од последњег сусрета са сестром.En: Time was passing quickly, just like the years since his last meeting with his sister.Sr: Осећао је лаку нервозу, али такође и одлучност.En: He felt a slight nervousness, but also determination.Sr: Хтео је поново окупити породицу, вратити осећај заједништва који је нестао након смрти њихових родитеља.En: He wanted to reunite the family, to restore the sense of togetherness that had vanished after their parents' death.Sr: Јована је стигла неосетно, приметила га је прва.En: Jovana arrived unnoticed, seeing him first.Sr: Села је преко пута из Милана, њено лице није показивало превише емоција.En: She sat across from Milan, her face showing little emotion.Sr: Била је новинарка, паметна и снажна, и сасвим самостална.En: She was a journalist, smart and strong, and quite independent.Sr: Њихови животи су се разишли, али какви год да су били њени мотиви, Милан је знао да ће бити тешко убедити је да дође на породично окупљање.En: Their lives had drifted apart, but whatever her motives were, Milan knew it would be difficult to convince her to come to the family gathering.Sr: "Зашто сада?" упитала је Јована директно, пресечући Миланов увод.En: "Why now?" asked Jovana directly, cutting off Milan's introduction.Sr: "Недостајеш, Јована. Осећам се као да немамо породицу више," одговорио је Милан, срце му је куцало снажно.En: "I miss you, Jovana. I feel like we don't have a family anymore," replied Milan, his heart beating strongly.Sr: "Мислиш или осећаш?" упитала је са сумњом, стиснувши прсте око шољице кафе.En: "Do you think or feel that?" she asked with suspicion, clenching her fingers around the coffee cup.Sr: "Заиста осећам," Милан је рекао искрено.En: "I truly feel it," Milan said sincerely.Sr: "Био сам сам откад родитеља нема. Желим да се све мање-разлике исправе."En: "I've been alone since our parents passed. I want to resolve all the little differences."Sr: Ћутање је завладало, али у том тренутку, било је сјаја у Јованиним очима.En: Silence prevailed, but in that moment, there was a glimmer in Jovana's eyes.Sr: Можда је и она осећала део тог губитка.En: Perhaps she, too, felt part of that loss.Sr: "Има нешто што те нисам никад питала," рекла је, дубоко удахнувши.En: "There's something I've never asked you," she said, taking a deep breath.Sr: Прича о давној расправи између њих двоје почела је полако да се одвија.En: The story of an old argument between the two of them began to unfold slowly.Sr: Свака реч је била попут комадића који недостаје у сложеној слагалици.En: Each word was like a missing piece in a complex puzzle.Sr: Милан је био изненађен.En: Milan was surprised.Sr: Неспоразум који га никад није знао да га мучи.En: A misunderstanding he hadn't known was troubling him.Sr: Али сада, са овом истином, његова жеља за обнављањем породичних веза постала је још јача.En: But now, with this truth, his desire to restore family ties became even stronger.Sr: "Не знам зашто сам те држала далеко," рекла је Јована тихо, гледајући у своје руке.En: "I don't know why I kept you at a distance," Jovana said quietly, looking at her hands.Sr: "Сви смо погрешно схватили," сложио се Милан, одлучан да поправи све.En: "We all misunderstood," agreed Milan, determined to make things right.Sr: Како је разговор одмицао, обоје су схватили да су им недостајали једно другом.En: As the conversation progressed, both realized they had missed each other.Sr: Прихватили су губитак родитеља и почели прихватати своје грешке.En: They accepted the loss of their parents and began to accept their own mistakes.Sr: На крају, Милан и Јована су се сложили да крену напред, а она је обећала да ће бити део породичног окупљања.En: In the end, Milan and Jovana agreed to move forward, and she promised to be part of the family gathering.Sr: Заједно су изашли из пржионе, обећавајући да ће радити на обнови односа.En: Together, they left the roastery, promising to work on rebuilding their relationship.Sr: Београдски летњи дан био је светао, баш као њихова новооткривена нада за будућност.En: The Belgrade summer day was bright, just like their newfound hope for the future. Vocabulary Words:roastery: пржионаswirl: вртлогilluminated: обасјаваgazing: гледајућиnervousness: нервозуdetermination: одлучностtogetherness: заједништваvanished: нестаоunnoticed: неосетноmotive: мотивиconvince: убедитиgathering: окупљањеsuspicion: сумњомclenching: стискнувшиresolve: исправеglimmer: сјајаunfold: одвијаmisunderstanding: неспоразумties: везаdistance: далекоprevailed: завладалоbreathe: удахнувшиpuzzle: слагалициforgotten: погрешноrestore: обновиbright: светаоreunite: окупитиemotional: емоцијаindependent: самосталнаpast: прошао

Today we speak to concerned citizen Aleksandar Hough. He's on the ground in Belgrade, and will be telling us about the large scale anti-government protests that are sweeping across Serbia right now. Police and hired goons have began attacking protesters and the situation is escalating.   No ads and tons of exclusives: www.patreon.com/popularfront Discounted internet privacy for all our listeners: www.protonvpn.com/popularfront - Info: www.popularfront.co - Merch: www.popularfront.shop - News: www.instagram.com/popular.front - Jake: www.jakehanrahan.com  

My guest today is Vojkan Brankovic, founder of Apeiron, a principal investment firm that is shaping the future of sustainable real estate investment. Founded in 2013, Apeiron has established itself as a leader in high-impact real asset opportunities, specializing in logistics real estate across Europe.With over 30 years of investment management experience, Vojkan has positioned Apeiron at the forefront of logistics real estate investment, currently managing a portfolio of 500,000 square meters across strategic German locations spanning the full value chain from opportunistic and value-add to core+ strategies.Vojkan's journey into real estate began far from the world of buildings and investments, with his early years spent between Sweden and Belgrade, Serbia, followed by time in the UK. This upbringing shaped much of his entrepreneurial mindset and leadership style.Growing up in these diverse cultures gave him an early understanding of adaptability and collaboration, 2 key factors that would later influence how he built Apeiron. It was this exposure to different ways of thinking, working, and leading that laid the foundation for his approach to business.While his background had always been in business and finance, he found his true passion in real estate. He saw it not just as a way to generate financial returns, but as an opportunity to make a positive environmental impact.This vision was rooted in the recognition that the real estate sector, particularly logistics, was one of the largest contributors to global carbon emissions. But it was also where he saw the greatest potential for change.What sets Vojkan apart is how he's using real estate as a way to do good while making money. For him, it's about transforming inefficient buildings into assets that serve a greater purpose.His vision for sustainable, technology-enabled logistics infrastructure has attracted partnerships with leading institutional investors from Korea and the Middle East, demonstrating the global appeal of Apeiron's differentiated investment approach.One of the interesting features of Apeiron is its lean approach to business. While many firms in the real estate investment space operate with large teams and complex structures, Apeiron keeps things simple and efficient. With just 5 people in its team, the firm can make quick strategy decisions and stay nimble in an industry that's often slow to change.Through Apeiron, Vojkan is demonstrating that real estate doesn't just have to be about buildings and profits—it can be about purpose, too.—Connect with SRI360°:Sign up for the free weekly email updateVisit the SRI360° PODCASTVisit the SRI360° WEBSITEFollow SRI360° on XFollow SRI360° on FACEBOOK—Additional Resources: 

Vuk Velebit is the co-founder and executive director of the Pupin Initiative, which has become the hub for bolstering US-Serbia ties, doing so through collaborative and non-partisan efforts and policies. The Pupin Initiative was established with the same values that renowned Serbian-American scientist and inventor Mihajlo (Michael) Pupin espoused over 100 years ago. They bring together young entrepreneurs, cross-field experts, and value creators from both the United States and Serbia, focus on creating impactful networks through a bottom-up approach, and provide an authentic understanding of local contexts. The Pupin Initiative is privately funded to ensure commitment and efficiency, and to surpass any bureaucratic shortcomings. Vuk Velebit is a leading new-generation political analyst, renowned for his expertise in foreign and security policy, media analysis, and political strategy. You can also watch this episode on YouTube here: https://youtu.be/5qvATL-79q8 You can learn more about the Pupin Initiative at: https://pupin.org Follow the Agents of Innovation podcast on: Instagram: / innovationradio Twitter: / agentinnovation Facebook: / agentsofinnovationpodcast You can support this podcast and our Fearless Journeys community on our Patreon account: www.patreon.com/fearlessjourneys You can also join our network -- and our group trips -- through the Fearless Journeys community at: https://www.fearlessjourneys.org 0:00 Episode Intro 1:55 Introduction of Vuk Velebit 3:52 Why the Pupin Initiative? 5:55 Who was Michael Pupin? 10:28 Serbia's dynamic geographic location 14:06 U.S. companies with hubs in Belgrade 16:08 Serbia's startup ecosystem & US trade partnership 17:00 High-skilled tech talent 18:16 Why most Serbians speak English 24:05 Real Estate Investment in Belgrade waterfront 28:53 The need for internal investment in Serbia 30:43 Serbian economy and access to international markets 37:15 Serbian Dinar a very sound currency 37:50 Visiting Belgrade & learning its history 43:40 U.S. Presidential visits to Serbia 46:38 Connecting Belgrade and Miami 48:45 The affect of Russia, Ukraine, and Israel on Serbia 51:48 Serbian Orthodox Church & rich history in Belgrade 54:25 Events and Activities of the Pupin Initiative 58:01 Meeting with decision makers in Washington DC 1:01:06 The future of Serbia and U.S.-Serbia relations

Interview recorded - 3rd of July, 2025On this episode of the WTFinance podcast I have the pleasure of welcoming back Marko Papic. Marko is chief strategist at at BCA Research. He is also the author of Geopolitical Alpha: An Investment Framework for Predicting the Future.During our conversation we spoke about Marko's current thoughts on the geopolitical landscape, his framework, trading geopolitics, current flashpoints and impact on the markets. I hope you enjoy!0:00 - Introduction1:33 - Geopolitical framework5:58 - Trading geopolitics13:45 - Trump & Putin16:52 - Geopolitics the past 10 years27:03 - Russia, Middle East & Taiwan40:21 - Impact on markets?Marko is a macro and geopolitical expert at BCA Research, a global investment research firm. He provides in-depth analysis that combines geopolitics and markets in a framework called GeoMacro. He is also the author of Geopolitical Alpha: An Investment Framework for Predicting the Future.At BCA, Marko leads the firm's premier service, BCA Access, that allows clients to unlock access to custom research and the vast expert network that BCA has cultivated over its 76 year history.Previously, Marko was a partner at an alternative asset management firm in California where he provided his investors and clients with controversial market calls, bold views, and around-the-clock research. He helped seed global macro hedge funds and curate several funds, across public and private markets. His work on incorporating geopolitics into the asset management industry has become part of the CAIA curriculum.Born in Belgrade, Serbia, he has lived in Iraq, Jordan, Switzerland, Canada, and the U.S. He has lectured at the top universities and you'll frequently see him in global news media.Marko Papic - X - https://x.com/Geo_papicResearch - https://www.bcaresearch.com/Geopolitical Alpha - https://www.geopoliticalalpha.com/Geopolitical Cousins - https://podcasts.apple.com/us/podcast/geopolitical-cousins/id1802258017WTFinance -Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4LinkedIn - https://www.linkedin.com/in/anthony-fatseas-761066103/Twitter - https://twitter.com/AnthonyFatseasThumbnail image from - https://www.vecteezy.com/photo/55370299-abstract-digital-world-map-illuminated-with-red-lines-and-nodes-showcasing-global-connectivity

A protest special as we look at recent events in Budapest and Belgrade - two cities experiencing mass-scale demonstrations in defiance of strongman leaders. And, as the UK parliament votes to proscribe Palestine Action, the UN's Special Rapporteur on Counter-Terrorism and Human Rights outlines his concerns.

KeywordsBitcoin, mining, 256 Foundation, open source, technology, community, ASIC, market dynamics, predictions, educationSummaryIn this episode of Pod 256, the hosts discuss various aspects of the Bitcoin mining community, including updates on the 256 Foundation, experiences from a recent meetup in Belgrade, and innovations in mining technology. They explore the importance of open-source mining, the challenges posed by copycats, and the dynamics of the Bitcoin market. The conversation also touches on predictions for Bitcoin's future price and the psychological aspects of Bitcoin pricing, emphasizing the need for education in Bitcoin adoption.TakeawaysThe 256 Foundation is actively engaging with the Bitcoin community.Rod shares insights from a recent meetup in Belgrade, highlighting community spirit.Open-source mining technology is evolving with new innovations.The importance of user experience in mining software is emphasized.Market dynamics are leading to a race to the bottom in pricing.New ASIC designs are impacting the mining landscape.Manufacturers and sellers play a crucial role in the Bitcoin ecosystem.Navigating copycats and knockoffs is a challenge for open-source projects.The state of the Bitcoin network is constantly changing, with fluctuations in hash rate.Education is key to fostering Bitcoin adoption and understanding. Chapters00:00 Introduction and Meeting Updates04:14 Rod's European Adventures and Community Engagement08:31 Innovations in Mining Technology12:33 The Future of Mining and Open Source Solutions16:49 The Shift from Proprietary to Open Hardware19:31 The Rise of Digital Shovel and Blue Axe20:57 Pricing Trends in Bid Axes22:19 The Race to the Bottom in Mining Hardware23:41 The Future of ASIC Manufacturers25:39 Challenges of Open Source in Mining27:51 The Impact of Rapid Development on Copycats28:34 State of the Network and Market Predictions38:25 The Mysterious Disappearance of Hashing39:06 Exploring the Hashes and Their Impact40:25 Community Contributions and Support41:34 The Rise of Ocean and Its Innovations42:46 Mining Dynamics and Market Fluctuations44:09 Treasury Strategies in Bitcoin Mining45:47 Market Sentiment and Bitcoin's Future48:31 The Psychological Aspect of Bitcoin Valuation50:25 Education and Resources for New Investors51:38 Upcoming Events and Community Engagement

Depuis novembre, la Serbie, candidate à l'Union européenne, fait face à une contestation étudiante sans précédent. Depuis le weekend du 28 et 29 juin, la protestation est passée à une autre étape.Le mouvement, qui a rassemblé 140.000 personnes dans les rues de Belgrade, réclame la fin de la corruption dans le pays et le bon fonctionnement des institutions. Pour y parvenir, les manifestants exigent des élections législatives anticipées, pour chasser le parti du président Aleksandar Vucic, au pouvoir depuis plus de dix ans.Les étudiants avaient lancé un ultimatum au Président. Le chef d'Etat nationaliste n'a pas cédé et des affrontements ont éclaté dans la capitale serbe. Quelles sont les revendications du mouvement ? Quelle est la réaction du gouvernement ? Quelle est la prochaine étape pour la contestation ?Dans cet épisode, Sur le Fil vous emmène dans les Balkans, avec les journalistes du bureau de l'AFP à Belgrade.Réalisation : Maxime MametInvités : Mina Pejakovic et Ognjen Zoric, journalistes au bureau de l'AFP à Belgrade.Sur le Fil est le podcast quotidien de l'AFP. Vous avez des commentaires ? Ecrivez-nous à podcast@afp.com. Vous pouvez aussi nous envoyer une note vocale par Whatsapp au + 33 6 79 77 38 45. Si vous aimez, abonnez-vous, parlez de nous autour de vous et laissez-nous plein d'étoiles sur votre plateforme de podcasts préférée pour mieux faire connaître notre programme Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

The leaders of the 27 EU nations meet in Brussels, Belgrade braces for anti-corruption protests, New Zealand at the Nato summit and public voting in Switzerland. Plus: theatre news and ‘What We Learned’.See omnystudio.com/listener for privacy information.

VOV1 - Ngày 26/6, Bộ Nội vụ Serbia (MIA) xác nhận, sáu cá nhân bị tình nghi âm mưu lật đổ chính phủ bằng bạo lực đã bị bắt giữ. Các vụ bắt giữ diễn ra tại nhiều địa điểm trên khắp Serbia, dưới sự chỉ đạo của Văn phòng Công tố viên cấp cao Belgrade.

#LFC #LiverpoolFC #LiverpoolFootballClub Download SAILY in your app store and use our code bloodred at checkout to get an exclusive 15% off your first purchase. For further details go to https://saily.com/bloodred Milos Kerkez is flying back to England to undergo a medical on Monday ahead of his move to Liverpool. The Reds are set to sign the Hungary international in a £40m deal from AFC Bournemouth. The 21-year-old has been on holiday in Belgrade, but will return to the United Kingdom to put the finishing touches on his move to Merseyside - as first reported by the Athletic - with his transfer set to be announced later this week. Kerkez - who is set to sign a five-year contract - has made no secret of his desire to join Liverpool, while his father and agent, Sebastijan, confirmed the switch was ‘basically a done deal' when appearing alongside his son on Serbian YouTube channel Super Indirektno kod Popa i Milana. Join Joe Rimmer and Theo Squires for the Monday edition of the Blood Red podcast as they discuss the latest Liverpool transfer news. *#BeMoreDan: Fascinating Tales From Liverpool's Incredible History* https://reachsportshop.com/book/lfc-stories/ Download SAILY in your app store and use our code bloodred at checkout to get an exclusive 15% off your first purchase. For further details go to https://saily.com/bloodred Get exclusive Liverpool FC podcasts and video content everyday right here.  Subscribe to the Blood Red Liverpool FC YouTube Channel and watch daily live shows HERE: https://bit.ly/3OkL9iT Listen and subscribe to the Blood Red Podcast for all your latest Liverpool FC content via Apple and Spotify: APPLE: https://bit.ly/3HfBvKq SPOTIFY: https://bit.ly/3SdsjeH Join our Blood Red podcast group on Facebook: https://www.facebook.com/groups/1656599847979758/ Visit the Liverpool ECHO website: https://www.liverpoolecho.co.uk/all-about/liverpool-fc Follow us on Twitter: https://twitter.com/LivEchoLFC Follow us on Facebook: https://www.facebook.com/LiverpoolEchoLFC Follow us on Instagram: https://www.instagram.com/bloodred_lfc Follow us on TikTok: https://www.tiktok.com/@bloodred_lfc Subscribe to us on Twitch: https://www.twitch.tv/bloodredliverpoolfc Download our Liverpool FC app for free: Apple - https://apps.apple.com/gb/app/lfc-echo/id1255495425Android - https://play.google.com/store/apps/details?id=com.mirror.liverpoolfc Learn more about your ad choices. Visit megaphone.fm/adchoices

Planes scooping water from lakes. Crews flying into firestorms. Mechanics maintaining aircraft in warzone-like conditions.  It sounds like a military operation, because in many ways, it is. As wildfires grow more frequent, more destructive, and more deadly, the national spotlight is turning to one of the most critical and overlooked fronts in disaster response: aerial firefighting.  Events like the Lahaina fire and the Palisades blaze have shown just how high the stakes are and how essential rapid, airborne intervention has become in saving lives, homes, and ecosystems. Bridger Aerospace sits at the center of this transformation. With a mission rooted in military discipline and public service, the company combines aviation, emergency response, and cutting-edge technology in a way few others can. In this episode, I'm joined by Sam Davis, CEO of Bridger Aerospace, operator of the largest private fleet of CL-415 “Super Scoopers” in the U.S.  Sam opens up about what it's really like to run a year-round, 200-person aviation operation with aircraft flying low over burning terrain across the country.  From supply chain crunches to political backlash, it's a raw look inside one of the most demanding jobs in aviation today. We also talk about how Bridger Aerospace is pioneering wildfire response using military-grade sensors, early detection aircraft, and a culture of service that rivals special ops. You'll learn: Why aerial firefighting is one of the most complex aviation operations in the U.S.  How Bridger balances safety, inventory, and downtime in remote environments  What it takes to recruit and train elite pilots for low-altitude wildfire missions  Why sensors, software, and year-round deployments are the future of firefighting  How culture, passion, and purpose drive performance in high-risk settings  The role of private enterprise in strengthening America's wildfire defense    Guest Bio Sam Davis is the CEO of Bridger Aerospace. Bridger Aerospace is an aerial firefighting and aerospace services company based in Belgrade, Montana, located at the Bozeman Yellowstone International Airport (KBZN). It was founded in 2014 to support frontline firefighters with world-leading technology and aerial fire suppression systems. Since its inception, the company has grown from operating a single plane to commanding a significant Air Attack fleet, the most modern fire imaging and surveillance aircraft, and the world's largest private Super Scooper fleet. Sam is integral in facilitating revenue growth, implementing operational efficiency, and executing strategic initiatives to expand services and global footprint. Visit https://bridgeraerospace.com/ and connect with Sam on LinkedIn.    About Your Host Craig Picken is an Executive Recruiter, writer, speaker and ICF Trained Executive Coach. He is focused on recruiting senior-level leadership, sales, and operations executives in the aviation and aerospace industry. His clients include premier OEMs, aircraft operators, leasing/financial organizations, and Maintenance/Repair/Overhaul (MRO) providers and since 2008, he has personally concluded more than 400 executive-level searches in a variety of disciplines. Craig is the ONLY industry executive recruiter who has professionally flown airplanes, sold airplanes, and successfully run a P&L in the aviation industry. His professional career started with a passion for airplanes. After eight years' experience as a decorated Naval Flight Officer – with more than 100 combat missions, 2,000 hours of flight time, and 325 aircraft carrier landings – Craig sought challenges in business aviation, where he spent more than 7 years in sales with both Gulfstream Aircraft and Bombardier Business Aircraft. Craig is also a sought-after industry speaker who has presented at Corporate Jet Investor, International Aviation Women's Association, and SOCAL Aviation Association.    Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you! 

Music Not Diving is supported by AC55ID... head over to www.ac55id.com to check out the fastest growing electronic music marketplace, a central hub for music discovery, streaming and purchasing!And for artists and labels... use the code Scuba6 for six months free use of the platform!!--Watch the full video version of this episode over at youtube.com/@WeNotDivingWe've been talking a lot in recent weeks about politics in dance music. Over on the Patreon feed we did a bonus episode covering the debate around private equity in festivals, of which there will be a second part this week. There will be a solo podcast covering all that on the main feed in the next couple of weeks but in the meantime we wanted to return to one of the absolute best episodes we've done, one which covered many of the wider themes that have come to the forefront of the discussion recently, from all the way back in March 2023.Tijana T is a DJ from Serbia. She's been involved in the scene in Belgrade one way or another since the 90s, a period which for obvious reasons was extremely fraught across the whole region. The discussion covers her wider career, but we spend a lot of time discussing the effect that conflict has on art, and on artists. From a position of direct experience, Tijana speaks with real insight on these topics.Covering this sort of thing is difficult. Not least because we get blocked from promoting our videos on Youtube when certain topics are even mention. But this is the important stuff that's happening in culture right now, and while tackling anything of it with a degree of nuance is a serious challenge, it's one that we enjoy on this show. Even if you listened to this episode the first time round we highly recommend giving it another spin. It's highly relevant to what is going on today. --If you're into what we're doing here on the pod then you can support the show on Patreon! There are two tiers - "Solidarity" for $4 a month, which features the show without ads, regular bonus podcasts, and extra content. And "Musicality" which for a mere $10 a month gets you all the music we release on Hotflush and affiliate labels AND other music too, some of which never comes out anywhere else.You can also make a one-off donation to the podcast using a card, with Paypal, or your Ethereum wallet! Head over to scubaofficial.io/support.Plus there's also a private area for Patreon supporters in the Hotflush Discord Server... but anyone can join the conversation in the public channels.Listen to the music discussed on the show via the Music Not Diving Podcast Spotify playlist Hosted on Acast. See acast.com/privacy for more information.

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

Plus de soixante chefs d'État au chevet des océans à Nice, dans le sud de la France... et les sujets d'inquiétude ne manquent pas : du réchauffement climatique à la pollution en passant par la surpêche et l'acidification des eaux, l'océan souffre,  et les scientifiques sont les premiers à le constater.  Dans le nord de l'Espagne, le centre océanographique de Gijon travaille sur le pythoplancton, lui aussi victime du réchauffement... c'est un acteur-clé de l'absorption du carbone, une vraie pompe biologique, et aussi un aliment pour les poissons... mais sa qualité laisse aujourd'hui à désirer... Reportage auprès des scientifiques de Diane Cambon.   «Les grands fonds ne peuvent pas devenir un far west»La lutte contre le chalutage, ou l'exploitation des fonds marins, l'ouverture du sommet de Nice a été l'occasion de dire haut et fort ses inquiétudes... «les grands fonds ne peuvent pas devenir un far west», a ainsi lancé le secrétaire général de l'ONU, référence à peine masquée aux projets prédateurs du président américain.Techniquement, l'exploitation des galets de nickel et autres métaux précieux à plus de 6 000 mètres de profondeur est déjà possible... un navire Le hidden gem de la société suisse Allseas a déjà testé un équipement ad hoc Laxmi Lota.   L'Europe synthétise sa position sur les océans Et face au traité mondial de protection de la haute mer, qui devrait entrer en vigueur à la fin de l'année 2025, l'Europe a voulu aussi faire entendre sa voix. La présidente de la Commission européenne a ainsi fait un arrêt à Nice pour présenter son pacte européen pour les Océans. On retrouve à Nice Agathe Cherki qui suit ce sommet pour le média en ligne Contexte avec lequel nous sommes partenaires.Les étudiants serbes toujours mobilisés Et direction la Serbie pour cette fin d'émission, le mouvement étudiant contre la corruption et l'autoritarisme du régime Vucic, ne faiblit pas. Voilà six mois que les universités sont bloquées. C'est le cas à Belgrade, où les professeurs qui sont solidaires du mouvement ne sont plus payés depuis plusieurs mois. Louis Seiller est allé rencontrer profs et élèves du département de musique, où se pose la question de la forme que doit prendre la suite du mouvement.

With Kevin Damman, University Medical Center Groningen, Groningen - The Netherlands, Floran Sahiti, University Hospital of Wurzburg, Wurzburg - Germany, Joao Pedro Ferreira, University of Porto, Porto - Portugal, Novi Yanti Sari, Siloam Hospitals Group, Jakarta - Indonesia, Marat Fudim, Duke University Medical Center, Durham, NC - USA, Gregorio Tersalvi, Mayo Clinic, Rochester, MN - USA, Jose Luis Morales Rull, University Hospital Arnau de Vilanova, Lleida - Spain and Cornelia Margineanu, Bucharest - Romania. In this episode, we discuss four late-breaking clinical trials presented at the Heart Failure Congress 2025 in Belgrade, Serbia. First, Kevin Damman presents the results of FUTURE-HF, a first-in-human study evaluating the long-term safety, accuracy, and clinical utility of a novel implantable IVC sensor for remote heart failure management. Next, Joao Pedro Ferreira highlights the key findings of SOGALDI-PEF, a crossover trial comparing SGLT2 inhibitor monotherapy versus combination therapy with an SGLT2 inhibitor and a mineralocorticoid receptor antagonist (MRA) in reducing NT-proBNP levels. Third, Marat Fudim reports on the MUSIC-HFpEF phase 1/2a trial, which explores the safety and preliminary efficacy of a novel gene therapy using adeno-associated virus vectors in patients with HFpEF. Finally, Jose Luis Morales Rull shares insights from PREFER-HF, a study assessing the effects of intravenous or oral iron therapy versus placebo in patients with HFpEF and iron deficiency anemia. FUTURE-HF: Long-term safety, accuracy, and utility of a novel implantable IVC sensor for remote HF management - Kevin Damman, University Medical Center Groningen, Groningen, The Netherlands. Host: Floran Sahiti, University Hospital of Wurzburg, Wurzburg, Germany doi: 10.1016/j.jchf.2025.01.019. SOGALDI-PEF: SOdium-Glucose cotransporter 2 inhibitor with and without an ALDosterone AntagonIst for heart failure with preserved ejection fraction – Joao Pedro Ferreira, University of Porto, Porto, Portugal. Host: Novi Yanti Sari, Siloam Hospitals Group, Jakarta (Indonesia).  MUSIC-HFpEF: Gene therapy in Heart Failure with Preserved Ejection Fraction – Marat Fudim, Duke University Medical Center, Durham, NC, USA. Host: Gregorio Tersalvi, Mayo Clinic, Rochester, MN, USA PREFER¬-HF: Effects intravenous iron or oral iron therapy compared to placebo in HFpEF with iron deficiency anemia - Jose Luis Morales Rull, University Hospital Arnau de Vilanova, Lleida, Spain. Host: Cornelia Margineanu, Bucharest, Romania. This 2025 HFA Cardio Talk podcast series is supported by Bayer AG in the form of an unrestricted financial support. The discussion has not been influenced in any way by its sponsor.

Plus de soixante chefs d'État au chevet des océans à Nice, dans le sud de la France... et les sujets d'inquiétude ne manquent pas : du réchauffement climatique à la pollution en passant par la surpêche et l'acidification des eaux, l'océan souffre,  et les scientifiques sont les premiers à le constater.  Dans le nord de l'Espagne, le centre océanographique de Gijon travaille sur le pythoplancton, lui aussi victime du réchauffement... c'est un acteur-clé de l'absorption du carbone, une vraie pompe biologique, et aussi un aliment pour les poissons... mais sa qualité laisse aujourd'hui à désirer... Reportage auprès des scientifiques de Diane Cambon.   «Les grands fonds ne peuvent pas devenir un far west»La lutte contre le chalutage, ou l'exploitation des fonds marins, l'ouverture du sommet de Nice a été l'occasion de dire haut et fort ses inquiétudes... «les grands fonds ne peuvent pas devenir un far west», a ainsi lancé le secrétaire général de l'ONU, référence à peine masquée aux projets prédateurs du président américain.Techniquement, l'exploitation des galets de nickel et autres métaux précieux à plus de 6 000 mètres de profondeur est déjà possible... un navire Le hidden gem de la société suisse Allseas a déjà testé un équipement ad hoc Laxmi Lota.   L'Europe synthétise sa position sur les océans Et face au traité mondial de protection de la haute mer, qui devrait entrer en vigueur à la fin de l'année 2025, l'Europe a voulu aussi faire entendre sa voix. La présidente de la Commission européenne a ainsi fait un arrêt à Nice pour présenter son pacte européen pour les Océans. On retrouve à Nice Agathe Cherki qui suit ce sommet pour le média en ligne Contexte avec lequel nous sommes partenaires.Les étudiants serbes toujours mobilisés Et direction la Serbie pour cette fin d'émission, le mouvement étudiant contre la corruption et l'autoritarisme du régime Vucic, ne faiblit pas. Voilà six mois que les universités sont bloquées. C'est le cas à Belgrade, où les professeurs qui sont solidaires du mouvement ne sont plus payés depuis plusieurs mois. Louis Seiller est allé rencontrer profs et élèves du département de musique, où se pose la question de la forme que doit prendre la suite du mouvement.

The Librarians are back with The Next Chapter on TNT. The show introduces a time-traveling swashbuckler, a new team of geniuses, and a monster-of-the-week demon called a Drekavac. Set in Belgrade (despite the cast's fluent English), this fantasy adventure keeps the spirit of the original series and films alive, literally featuring the return of Jacob (Christian Kane).We break down the premiere episode, “And the Deadly Drekavac,” talk about the showrunners mission to get this made, the pros and cons, and how it stacks up against other fantasy fighting shows like Doctor Who, Torchwood, The Magicians, and Buffy. Tune in and enjoy!

Luka Dukich is the Vice President of Content for the Chicago Bulls, where he leads the teams responsible for content strategy, creation, and distribution - including video, design, social media, international content and digital partnerships. With more than 45 million fans across social platforms, the Bulls are one of the most followed sports teams in the U.S., and Luka's team plays a central role in storytelling and building the team's brand with this global audience. Recent wins include: Sports Business Journal's “Best in Sports Social Media” Nominee (2025)- Hashtag Sports “Most Creative Partnership” Award Winner (2023)- Brand Innovators Midwest 40 under 40 (2018)- Sports Business Journal's “Best in Sports Social Media” Award Winner (2017). During his tenure with the Bulls, Luka also spent two seasons (2021-22) in a consulting role with the Chicago White Sox, helping to build out their digital content team and overall content strategy. Prior to his time at the Bulls, Luka also spent five years working in public relations and sports marketing at United Entertainment Group, a DJE Company. Luka graduated from Valparaiso University, earning a bachelor's degree in public relations & business administration. Born in Belgrade, Serbia, Luka now resides in the Chicago suburbs with his wife and son. He loves reading, movies, and sports, with a particular passion for basketball, boxing, and soccer.

In the third episode of our Plečnik miniseries we talked about a couple more churches and the cemetery of Ljubljana. Specifically we discussed: the Church of St Michael, Črna Vas or the Church of St Michael in the Marsh (Cerkev sv. Mihaela na Barju); the Church of St Anthony of Padua, Belgrade (Црква Светог Антуна Падованског) and Žale Central Cemetery, Ljubljana (Centralno pokopališče Žale). Watch this episode on YouTube to follow along with images: https://youtu.be/m2Lhu-3TpuE Edited by Matthew Lloyd Roberts. Support the show on Patreon to receive bonus content for every show. Please rate and review the show on your podcast store to help other people find us! Follow us on twitter // instagram // facebook We're on the web at aboutbuildingsandcities.org This podcast is powered by Pinecast.

Today we have Jenny. She is 53 yeas old from Belgrade, MT and took her last drink on August 25th, 2015.   This episode brought to you by Better Help – 10% off of your first month   Exact Nature use code RE20 to save 20% off your order     The message that alcohol is good for you is outdated. Paul shares an article from GQ that was released shortly after the World Health Organization declared that no amount of alcohol is safe for you.   WELCOME to all our new listeners to the RE podcast!   [03:56] Thoughts from Paul:   In the interviews on this podcast, you've heard the word nature probably hundreds of times as a powerful tool to help overcome an addiction.   Today Paul shares with us a specific free tool that can enhance your experience in nature: the Merlin bird app.   There is science behind how birding can help you heal. Listening to birds reduces cortisol, slows your heart rate and triggers the parasympathetic nervous system which calms us.   The opposite of addiction is connection, and Paul shares that he feels a connection to some of his local birds. He encourages us to give birds a chance as they have the capacity to take our connection to nature to the next level.   [08:03] Paul introduces Jenny:   Jenny was originally a guest on episode 86.   Jenny lives in Belgrade, MT and says teaching fitness classes is her passion. She enjoys music, her chickens, playing golf and pickleball, and loves concerts and comedy as well.   Jenny had her first drink when she was just nine years old. Her parents drank socially and any time there was a party at their house, she and her brother or friends would sneak alcohol. In high school, she and her friends didn't participate in activities, so they just drank and dabbled with marijuana and hallucinogens.   Jenny moved from Helena to Bozeman to attend college and it was then when the drinking and drug use ramped up. While working in a restaurant, Jenny says drinking after work was common, and she was later introduced to harder drugs which she used for several years.   Jenny quit the harder drugs but drinking remained. It ebbed and flowed after she got married and had kids. Her drinking escalated when her husband became a firefighter and would work very long shifts. This time was stressful for Jenny with multiple young children and battling postpartum anxiety. Over time Jenny would start drinking earlier in the day but felt she was very high functioning therefore didn't see her drinking as a problem.   Jenny began to realize that her drinking was becoming an issue, but no one said anything to her, so she decided to quit on her own without telling anyone. She didn't attend AA and just used exercise and podcasts to help her quit. It took a bit for others to notice, but she was confident in her decision in spite of them insisting that she didn't have a problem.   In 2016, Jenny learned she had stage 2 breast cancer. She says that it was aggressively treated and once in remission, she didn't know what to do with herself. She started running half marathons and decided to use her degree in exercise and wellness and started teaching exercise classes which she loves.   Recently, Jenny and her husband hit a rough patch, and they have been attending counseling. Their counselor told Jenny they thought she might be a dry drunk and suggested she start the AA program. Jenny says she needed to hear that and has recently began going to AA and has gotten a sponsor who she is about to tackle step work with. Jenny also has learned that she suffers from several different disorders that have given her a lot of “a-ha” moments about who she is.   Jenny shares her journey with the world now. She believes being our authentic selves is most important. Jenny has learned that she needs to protect her mental health and her sobriety above all.   Jenny's parting piece of guidance: listen to that inner voice.   Recovery Elevator We took the elevator down, we gotta take the stairs back up. I love you guys.   RE on Instagram RE merch Recovery Elevator YouTube Sobriety Tracker iTunes       

We're back in 1923 and Belgrade is looking intact this time of year...for now!Mentioned in this episode:QNC Patron OutroThank you patrons! to join our patreon please visit https://patreon.com/QuestsAndchaosQNC Intro - Buy our MerchJoin our Patreon at https://patreon.com/QuestsAndChaos or buy merch at https://shop.questsandchaos.comThis podcast uses the following third-party services for analysis: Podcorn - https://podcorn.com/privacy

“This week, the global stage is on fire—and at the center of it is Donald Trump.   After wrapping up high-stakes stops in Saudi Arabia, Syria, and Qatar, Trump now heads to Istanbul, and this isn't just another handshake tour.   In Saudi Arabia, he sealed $600 billion in AI and energy investments—with U.S. tech giants backing the kingdom's ambitions to lead in artificial intelligence. In Qatar, he witnessed the largest aircraft deal in Boeing's history. And in Syria—shockingly—he lifted all U.S. sanctions and met with the new president, pushing Syria to join the Abraham Accords.   But now: Istanbul.   On paper, Trump is attending a reception at Trump Towers Istanbul. But in the backdrop? Vladimir Putin's sudden call for Ukraine peace talks.   So is this a genuine push for peace—or a global power play?   Turkey, as a NATO member that's kept close ties with both the West and Russia, is the perfect stage for a strategic pivot. Trump showing up in Istanbul right now, at a site that bears his name, may signal he's ready to step in as a deal-maker—or a kingmaker—in the Ukraine conflict.   Is he positioning himself as the only one who can broker peace between Ukraine and Russia? Or is this about optics, leverage, and legacy?   We'll be unpacking all this and more in this episode—don't miss it.”     Quantum Nurse https://graceasagra.com/  http://graceasagra.bio.link/presents Freedom International Livestream Thursday May 15, 2025 @ 9:00 AM EST Featured Guest: Joaquin Flores Topic: “Peace or Power Play? Dissecting Putin's Call for Ukraine Talks in Istanbul”   https://t.me/NewResistance - Xoaquin Flores https://twitter.com/XoaquinFlores https://www.patreon.com/JoaquinF   Bio:     Joaquin Flores (author, analyst and curator of the New Resistance Telegram channel): Channel description as follows: Save the Republic: Pure comedy and never real news or analysis) with Xoaquin Flores.   The channel delivers a global geostrategic overview with a focus on breaking developments in Ukraine, the breakdown of the liberal rules-based order, Jesuitical operations in Mongolia, Latin American historic dynamics and the faction fight waged by opposing groups of the American elite.   Educated in the field of IR and IPE at California State University Los Angeles; previously served as a business agent and organizer for the SEIU labor union; has published internationally on subjects of geopolitics, war, and diplomacy; serves as the director of the Belgrade-based Center for Syncretic Studies, and is Chief Editor at Fort Russ News.   Contributor: https://strategic-culture.su/contributors/joaquin-flores/   Special Guest Hosts:   Tim Kirby Telegram:  Tim Kirby Russia Hardcore -- https://t.me/timkirbyhardcore YouTube:  Tim Kirby Russia - https://www.youtube.com/channel/UCWjox2j8QnpUBanF7jTEg3A https://americanvillages.ru/   Drago Bosnic BRICS portal (infobrics.org) Telegram -CerFunhouse   www.GlobalResearch.Ca Dr Reza John Vedadi – LinkedIn - Instagram     Creator Host:   Grace Asagra, RN MA Podcast:  Quantum Nurse: Out of the Rabbit Hole from Stress to Bliss http://graceasagra.bio.link/ https://www.quantumnurse.life/ Bichute https://www.bitchute.com/channel/nDjE6Ciyg0ED/   TIP/DONATE LINK for Grace Asagra @ Quantum Nurse Podcast https://patron.podbean.com/QuantumNurse https://www.paypal.com/donate/?hosted_button_id=FHUXTQVAVJDPU Venmo - @Grace-Asagra 609-203-5854 WELLNESS RESOURCES Optimal Health and Wellness with Grace Virtual Dispensary Link (Designs for Health)               2https://www.designsforhealth.com/u/optimalhealthwellness Premier Research Labs - https://prlabs.com/customer/account/create/code/59n84f/ - 15% discount - 15%_59N84F_05 Co-Host:   Hartmut Schumacher https://anchor.fm/hartmut-schumacher-path

From the moment Vesna Vulović saw her friend wearing a flight attendant uniform she knew the job was for her. Vesna loved travelling to different countries and meeting new people. January 25th, 1972 was a day like any other for flight attendant Vesna Vulovic - she checked her schedule and boarded JAT Flight 367 to Belgrade with a layover in Copenhagen, Denmark. Unbeknownst to the crew and passengers, a mid-flight attack would rip the plane apart, and Vesna would be the sole survivor of the incident and a 33,333 ft fall. Please review us in your favorite podcast app! :-) To advertise on this podcast please email: ad-sales@libsyn.com    Or go to: https://advertising.libsyn.com/Marooned    Sources: “Too good to be true?” The Independent, Thu, Jan 26, 2012 ·Page 25 “woman survives 30,000ft fall” The Muskegon Chronicle, Fri, Jan 28, 1972 ·Page 1 "She's the luckiest girl alive" The Toronto Star Tue, Dec 26, 1972 ·Page 17 “Ex flight attendant survived 33,000-foot fall” Honolulu Star-Advertiser Sun, Dec 25, 2016 ·Page B6 "Stewardess survives plane crash" South Florida Sun Sentinel Sun, Dec 25, 2016 ·Page B4 Greenlight interview

Serbia's citizens have been protesting for over six months, taking part in demonstrations around the country in reaction to their government's alleged corruption. Though the country's president, Aleksandar Vučić, has attempted to appease them, the movement shows no sign of slowing down.Situated in the Western Balkans, Serbia has had a long history of conflict; from the Ottoman Empire to the dissolution of Yugoslavia, but the ongoing civil unrest comes at a crossroads moment for President Vučić. Serbia is awaiting approval to join the European Union yet remains closely tied with the Kremlin.As the Serbian government seeks to solidify its place in the world, protestors continue their calls for transparency and accountability. This week on The Inquiry we ask “Will Serbia's mass protests unseat the president?”Contributors: Gordana Andric, Executive Editor at Balkan Investigative Reporting Network, Belgrade, Serbia Dr. Andi Hoxhaj OBE, Lecturer in Law and the Director of the European Law LLM pathway programme, King's College, London Ivana Randelovic, Senior Programme Officer for Europe at Civil Rights Defenders, Belgrade, Serbia Dr. Helena Ivanov, Associate Research Fellow at the Henry Jackson Society, Belgrade, SerbiaPresenter: Tanya Beckett Producer: Daniel Rosney Researcher: Maeve Schaffer Editor: Tara McDermott Technical Producer: James Bradshaw Production Management Assistant: Liam MorreyImage credit: Srdjan Stevanovic via Getty Images

Julie Brill joins Let's Talk Memoir for a conversation about growing up the daughter of a Holocaust survivor and her journey to understand the unexamined childhood stories she grew up with, being a reluctant memoirist and leaning into telling the story of an ordinary person figuring things out, the Holocaust and the history of the Jews of Serbia, inherited memories, making ourselves the central character, when our parents'  foundational stories become ours, finding our place, permission to tell a story if you didn't live through it, and her new memoir HIdden in Plain Sight: A Family Memoir and the Untold Story of the Holocaust in Serbia.   Also in this episode: -the missing missing -the unthought known -making research readable   Books mentioned in this episode: Three Minutes in Poland by Glenn Kertz Paper Love by Sarah Wildman Plunder by Menachem Kaiser Big Magic by Liz Gilbert The Creative Process by Twyla Tharp   As a child, Julie Brill held two conflicting beliefs. She knew Germans had murdered her Jewish grandfather in occupied Yugoslavia, yet she somehow believed the Holocaust had never come to his hometown of Belgrade. The family anecdotes her father passed down, a blend of his early memories and what his mother told him, didn't match what Julie had heard about Germany, Poland, and Anne Frank in Holland during World War II. Even frequent readers of Holocaust history likely do not understand the Serbian story. Destruction there came early and fast. Without cattle cars, gas chambers, or distant camps, the Nazis murdered almost the entire Jewish population before the plan for the Final Solution was even set. With so few Jewish survivors and descendants from Serbia, the story of the Shoah there has gone untold. Julie's quest to understand and share what she learned led to Hidden in Plain Sight: A Family Memoir and the Untold Story of the Holocaust in Serbia. Julie has written for Haaretz, the Forward, Kveller, The Times of Israel, Balkan Insight, and elsewhere. She shares her family's experiences in the Holocaust in middle and high school classrooms through Living Links.  Additionally, Julie is a lactation consultant, doula, childbirth educator, and the author of the anthology Round the Circle: Doulas Share Their Experiences. She began attending births and teaching childbirth classes in 1992 and has supported thousands of families in the childbearing year. She graduated from Tufts University with a degree in Sociology and Gender Studies and completed the Massachusetts Midwifery Alliance Apprenticeship Course. She is the mother of two adult daughters.   Connect with Julie: Website: https://juliebrill.com/ Instagram: https://www.instagram.com/juliesbrill/ Bluesky: https://bsky.app/profile/juliebrill.bsky.social Facebook: https://www.facebook.com/julie.brill1 X: https://www.Twitter.com/juliebrill8 Get her book: https://mybook.to/irl0   – Ronit's writing has appeared in The Atlantic, The Rumpus, The New York Times, Poets & Writers, The Iowa Review, Hippocampus, The Washington Post, Writer's Digest, American Literary Review, and elsewhere. Her memoir WHEN SHE COMES BACK about the loss of her mother to the guru Bhagwan Shree Rajneesh and their eventual reconciliation was named Finalist in the 2021 Housatonic Awards Awards, the 2021 Indie Excellence Awards, and was a 2021 Book Riot Best True Crime Book. Her short story collection HOME IS A MADE-UP PLACE won Hidden River Arts' 2020 Eludia Award and the 2023 Page Turner Awards for Short Stories.  She earned an MFA in Nonfiction Writing at Pacific University, is Creative Nonfiction Editor at The Citron Review, and teaches memoir through the University of Washington's Online Continuum Program and also independently. She launched Let's Talk Memoir in 2022, lives in Seattle with her family of people and dogs, and is at work on her next book. More about Ronit: https://ronitplank.com Subscribe to Ronit's Substack: https://substack.com/@ronitplank Follow Ronit: https://www.instagram.com/ronitplank/ https://www.facebook.com/RonitPlank https://bsky.app/profile/ronitplank.bsky.social   Background photo credit: Photo by Patrick Tomasso on Unsplash Headshot photo credit: Sarah Anne Photography Theme music: Isaac Joel, Dead Moll's Fingers

Unlock the Wealth-Building Secrets of Real Estate Investing! Learn how strategic real estate investing can dramatically transform your financial future. Discover the Revolutionary "5 Ways You Get Paid" Strategy, updated for today's times: Appreciation: Turn a 5% property value increase into a potential 20% return Cash Flow: Generate steady monthly income from tenants Return on Amortization (ROA): Let tenants build your equity for you Tax Benefits: Enjoy generous government incentives for providing housing Inflation-Profiting: Transform economic challenges into your personal wealth generator  Key Highlights: Potential 38% first-year return on investment No special certification or license required Ethical wealth-building using other people's money Proven strategy for creating generational wealth Simple, accessible investment approach for ordinary people Your wealth-building journey starts today! Share the wealth by sharing this episode with a friend. Free Resources: Connect with a free GRE investment coach at GREinvestmentcoach.com Download the infographic gift summarizing the five ways real estate pays here. Show Notes: GetRichEducation.com/550 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, real estate pays five ways updated for today's times, even with conservative assumptions, watch your total return from real estate climb to great heights today. You'll understand what billionaire real estate investors don't understand a new free audio course today on get rich education.    Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Belgrade, Serbia to Bellingham, Washington and across 180 nations worldwide. I'm Keith weinholder. You are back inside get rich education. Today you're going to understand real estate investing really well, probably better than anyone that you know, in less than an hour. Now, before I begin investing in real estate, I seriously wondered how in the world it could possibly be a lucrative investment vehicle. I mean, like, how would that even work? Because you've got this physical structure where elements wear down the outside, tenants wear down the inside, and the whole thing only appreciates it about 5% a year. Yawn. That is really boring. Well, later I would start to put the pieces together. And actually didn't really understand leverage in cash flow until after I had bought my first rental property, I became the person, however, to coin the real estate pays five ways concept, and I discussed that years ago on the show here, and now I have updated it for today's times. So the principles remain the same, but the numbers are different. That's because today, cash flows are lower and interest rates are higher than they were five and 10 years ago. So let's see what total rate of return we come up with today, and just how we get there. And on the way, you'll see even more evidence of why compound interest does not build wealth, and getting your money to work for you doesn't build wealth either. And to say that is total heresy. In a lot of financial circles, you'll clearly see how real estate has really made more ordinary people wealthy than anything else. This is course level instruction, and you're getting it all free right here today as part of one of our weekly episodes. This will help you retire earlier than you ever imagined, or just find the time for yourself to become the best version of yourself. Now, for long time, listeners, I've got to tell you first, much of today is going to sound like a review, but I've got a really surprising twist at the end here, in the fifth of five ways that you're paid, I also have a free gift to give to you and to all listeners today. And this is not in any way, replay of old material. It's not AI generated. It never is. It is me talking to you updated for today's times. And this is we're about to get started. This is just with simple buy in hold real estate. So you don't even have to be a house flipper or a wholesaler or a landlord, and you can just use normal 30 year mortgage loans. And as we see, it doesn't even take a ton of money. These are fundamental wealth building attributes that lay people don't understand and will change your life. I mean, more than 95% of real estate investors don't even understand what I'm about to share. We're going to calculate your rate of return from each of the five ways we'll calculate, then your cumulative return on investment until it builds up and culminates. In your total return at the end today, and I'll tell you anything less than a 20 to 25% total return in this buy and hold real estate is actually disappointing, and you don't even need to take on inordinate risk. But you'll see the exact percentage that we get up to today, and how it gets even higher than 20 to 25% I mean, this is how real estate creates Young Money and old money and Fast Money and slow money, and gives you access to other people's money. Ethically, all of that, we have some new listeners dropping by today. So if you're new here, I'm Keith Weinhold, get rich education founder, Forbes real estate council member, best selling author, and long time real estate investor, also an incomprehensibly slack jawed and snaggletooth to podcaster. But see here in the audio only, you only have to hear the slack jaw, but video platforms where you'll find me and this course on YouTube and rumble, oh, through a disaster, because you both hear my slack jaw and have to see my snaggletooth. It's dreadful.    Getting back to the course here, you know, school did little to teach you and I about the most important things in life, like nutrition or relationships or money. And you know what drives most divorces? Can you guess what it is? I mean, it's not arguments over trigonometri or English grammar or the periodic table of the elements. No, it's money problems. Well, the financial education in this course, it's gonna help you solve that as much as anything you need to take on the mindset of how you must unlearn what you've learned before you can believe something else.    We're gonna use this same simple example of a $200,000 income property throughout the course a rental, single family home. Yes, you can still find many of these, and it's with a rent paying tenant. Now, if you want to think bigger than a 200k property, no problem. Say you want a $20 million apartment building, you can just multiply everything by 100 because we're talking about ratios today. Say that when you buy this property, your down payment and closing costs have you putting in 25% All right? So you've now got 50k invested on this 200k property.    Well, in the first of five ways you're paid appreciation is what it's called. Well, historically, real estate appreciates at about 5% per year. All right, see your 200k Income Property appreciates to 210k There's your 5% yawn, boring. That might only be about the real rate of inflation. That's what most people think. But look at what you just did there already. You just did something amazing. You already benefited from a force greater than compound interest. You just created compound leverage, and most people don't even know it, because your return is far greater than the 5% total appreciation your return on investment is your gain, which is 10k divided by the amount that you have invested, which is 50k because that's all that you put into this. You just got a 20% return from only the first of five ways you're paid appreciation. And now, if you're scratching your head wondering how that just happened, how did 5% return go to 20% no worries, I will slow it down. And this course never gets more complicated than this, you achieved a 5% return on both your 50k invested and the 150k that you borrowed from the bank. See the return on the bank's money doesn't go to the bank, it goes to you all while the tenant pays the interest on the mortgage loan. We'll get to that part later for you, this could be your first moment of epiphany in this course, a light bulb moment. Yes, today you'll get more light bulb moments than Thomas Edison. That is the magic of leverage. It's so simple ethically use other people's money, but most people are only getting compound interest, a return on their money, only not theirs and others like they could have great so where does appreciation come from? What is its source? Supply versus demand for real estate an area's wage growth, population growth, a region's infrastructure improvements contribute to this. The shrinking availability of developable. Land and more. Now what if real estate prices go down? You're covered. That will be addressed shortly. Here we are just scratching the surface. You're starting to figure out why wealthy people's money either starts out in real estate or ends up in real estate. And the thing is, is you can do this the same simple way that I did when I began as a real estate investor. You don't need any degree or certification or real estate license in order to do this. Real Estate pays five ways.    Now that you know about the first appreciation, leveraged appreciation in real estate's case will carry forward your 20% gain and add it onto the second of five ways you're paid, cash flow. For many, this is the most important one. One way for you to think about this second way cash flow is that it's the recurring income from your tenant that shows up, whether you had any involvement with the property that month or not. That's why this is passive income most months. This one is the most liquid of the five ways, because it pays you cash every month, and therefore you can immediately either reinvest it or just spend it and increase your standard of living. This is effectively your salary increase plan. Yes, it's the opposite of a 401 k, which is a salary reduction plan, which actually was an early name of 401 K plans, since this income is sourced by your tenant rent payment, minus the property expenses. Your Cash Flow is sourced by jobs, because that's how your tenant gets their rent payment that they pay you, and this is why I like larger metro areas, your market selection is more important than your property. That's a huge lesson right there, because it's about the durability of this cash flow. All right, we're about to run the numbers and see what your rate of return from passive cash flow is. Let's do it. We'll build on our example of your ownership of a 200k income property with your 50k down payment. All right, on the 200k rental single family home, say that your rent is $1,500 a month. That is therefore $18,000 of annual rent income. But then you need to deduct out your expenses, and you do have a lot of them. They are your mortgage and your operating expenses, like I've shared with you before. The easy way to remember those operating expenses is with the acronym VIMTUM, vacancy, insurance, maintenance, taxes, utilities and management, and paying that manager is what keeps this mostly passive for you. So to be clear, your rent income minus your mortgage in VIMTUM operating expenses equals your cash flow. You can kind of think of that as your rent overflow. Okay, here we go. Say you figure that from your 18k of annual rent income that you need to pay out 15k worth of annual expenses, that leaves you with $3,000 of cash flow, or so you thought, but you have a freak plumbing problem that creates a bill of 1000 bucks. However, you have property insurance, but say your insurance deductible is $1,000 so you've just got to come and pay out of pocket for your managers, plumber to fix it, and now the $3,000 of annual cash flow you thought you'd have only leaves you with $2,000 somewhat of a thin cash flow. Then that's a higher maintenance expense than you had previously forecast in your pretty looking pro forma projection. That often goes wrong, because something stupid often happens out of the blue in real estate investing, all right, well, with your $2,000 of cash flow, which is passive income, that's divided by your same 50k invested that gives you a return of 4% from the second of five ways you're paid. That number is what's known is the cash on cash return. You thought it would be 6% but we're being conservative. The Freak plumbing problem made it just 4% add this to the 20% from leverage depreciation in the first video, and you now have an accumulated 24% total rate of return from this income property already, and we still got three ways to go. We're just gonna keep piling onto this return in the next three ways you're paid. How high is this going to go? And you know what's interesting with this? Luke. Conservative math adding up your lofty return. It's actually conservative as we proceed, you'll note that I'm using simplification and rounding you're going to see me round down more than round up. To keep this conservative and real estate math is simple. It's just add, subtract, multiply or divide. There's nothing complex, no trigonometri or calculus or exponents. This is easy. You just have to know what numbers to use, and that's what you're learning and reinforcing today.    Now here's a weird scenario. Imagine if you had a stranger out there funding a bank account for you, making monthly contributions into this illiquid savings account. I mean, does that sound too good to be true? Nope. It exists. The third of five ways that real estate pays is exactly why this is real, as this free audio course, real estate pays five ways continues for you. Real estate has so many ROIs returns on investment that one of the five is called an Roa. That's the third way you're paid. And none of this material is new or esoteric or avant garde. It's always been out there. There's just been no one else that's put it together before this, most people were never taught how to build real estate wealth in the real world. And what's insane about this third of five ways you're paid is that now you're probably already getting paid more ways than you ever have. I mean, instead, what is most people's investing experience, it's in stocks, bonds, mutual funds, ETFs, gold or Bitcoin. I mean, that's where you're typically only paid one way, capital appreciation, if you even get that, and maybe a second way is if you have a dividend paying stock. But I mean, that's all you've got. One way, maybe two. If you want to build wealth, you've got to give your money multiple jobs. That's exactly what we're doing here. ROA stands for your return on amortization this third way you're paid is the monthly principal pay down portion of your mortgage. That's your return. So we're going to add your ROA to the 24% total return that we've accumulated so far. And now you might think you already have experience with an ROA if you have a mortgage on your own home, your primary residence, but no, not actually, because in your own home each month, a portion of your mortgage payment goes toward principal pay down and the rest of pay interest, but all you did in your primary residence is you went and you had to work to earn money all month. All you did at the end of that month was move that money from your cash pocket over to your equity pocket when that mortgage payment gets made. So that's merely a transfer of funds, but with income property, your tenant earned that cash that month to pay your mortgage principal payment, and we'll tally that up in a moment. On top of the principal, they pay your entire interest payment, plus your tenant pays you a little on top of that each month called cash flow, which was the second way you're paid. So yes, your tenant is going to work for you. If your tenants rent payment is a third of their income, they're working close to 10 days a month just for you, just to pay your rent. I mean, that is amazing. If you add properties with rent paying tenants like this. It's sort of like you have all these employees out there working for you, and yet you don't have to manage them at work. It is amazing this third of five ways focuses on that return on amortization, and the etymology of the word amortize that comes from the old French meaning death. And that makes sense, your tenant is slowly killing off your mortgage balance for you over time. So let's do this. Let's add up your ROA, all right, we're using this same example where you got a 150k loan on your 200k rental, single family home. Let's say that you got a 7% interest rate on a 30 year fixed rate mortgage, so just the plain everyday loan. Just look up any amortization calculator, enter those numbers in there, and you'll see that in year one, your tenant pays down over $1,500 of your income properties mortgage balance for you, let's round it down to just 1500 bucks, because it could have been some vacancy in there as well. Your ROA is simply this year, one principal pay down divided by your amount invested again, that is 1500 bucks divided by your 50k Of down payment and closing costs that you have in the property your skin in the game. And this is another 3% return for you. That's your Roa. I mean, you are beginning to really build wealth now. This is somewhat of a hidden wealth generator that a lot of investors never consider. Many of them are aware of this, though, it's like your tenant is funding an ill, liquid savings account that has your name on it. We'll add this 3% ROA to the tally of a 24% cumulative return that we figured from the first two ways. Yes, you are now up to a 27% total rate of return from appreciation, cash flow, your ROA, and we still have two of the five ways to discuss. We're just gonna keep piling onto your return. What is the source of your Roa? This 3% it is jobs again, your tenants income. If interest rates fall and you refinance, you'll get an even higher annual chunk of tenant made principal pay down, even with the initial loan kept in place this 7% mortgage note, how in future years, your amount of 10 it made principal pay down. Only keeps increasing over time. But we're only talking about year one in this whole example. We're going to carry forward your 27% total rate of return so far into the next one as this real estate pays five ways. Audio course will continue here in Episode 550 of the get rich education podcast, yeah, even the episode number has some fives in it as we roll on, breaking down just how the five ways build wealth more after the break, I'm your host, Keith Weinhold, this is get rich education.   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time, in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866. Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group and MLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Chaley Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com.   Speaker 2  23:45   This is Ridge lending group's president, Caeli Ridge listen to get rich education with Keith Weinhold, and remember, don't quit your Daydream.   Keith Weinhold  24:10   Welcome back to get rich Education. I'm your host. Keith Weinhold, as we continue with the real estate pays five ways audio course, before the break, we're rolling forward a 27% total ROI from the first three ways that you're simultaneously paid. Again, nothing complicated, just with a piece of buy and hold real estate that you purchase carefully. You don't have to do any renovations. You don't have to be a landlord. This is how you're going to build forever wealth, legacy wealth, if you don't come from money now, money can come from you. This can shake up your entire family tree. After today, you'll have a concrete plan. I don't come from wealth. I build it myself, and I'm laying out the architecture of how I did. Just that in a simple way for you, the fourth of five ways you're paid is that real estate investors are rewarded with a generous basket of tax benefits from the government because you are doing what the government wants. You're providing others with housing. Informed people know that if you spend money on certain things like solar panels for your home or education expenses, you get a tax break for spending that money. Well, with real estate, you don't even need to spend any money to get a tax break every single year. Incredibly, you get the tax deduction anyway. It's easy. Let's do it here. And you know, it's time to make something crystallized for you. And this can rock your world and even induce some disbelief. Some people say, don't get your money. Get your money to work for you. We've all heard that. Here is the heterodox. Here is the paradigm shift. If you want to build wealth, don't get your money to work for you. Outside of this show, I bet you have never heard that iconoclastic stance your best and highest use as an investor is not to get your money to work for you. It's making other people's money work for you. OPM, now, you probably heard that before as well, but I've got a twist on that. But see if you want to build wealth, do you think you'd have to both think and act differently than the masses? I mean, yes, you certainly do, but this is your differentiator, even multi decade billionaire real estate investors don't realize what I'm about to share with you forever. Wealth is built. Early Retirement, wealth is built. Your standard of living is indelibly elevated beyond what you ever thought possible because you are ethically using other people's money three ways at the same time, the bank's money for leverage in the loan, which we covered in the first way, you're paid the tenants money for cash flow and loan pay down, which we covered in videos two and three. And now here you are using the government's money for generous tax benefits at scale, which we're covering in this fourth of five ways you're using other people's money, three ways at the same time within this, this is why you're building wealth. And of course, this does not mean you're exploiting people by using their money, just the opposite. You're doing good in the world. Provide people with housing that's clean, safe, affordable and functional. Do that, and you'll be profitable in the long term and never get called a slum lord. Rental property income is generally taxed at ordinary income tax rates, but you don't have to pay tax on all of your rental income. The tax deductions are generous from rental property, you can deduct out your mortgage interest and your operating expenses, which I will not cover in our example. You also get a depreciation deduction. We'll look at that one closely, and when you sell, you can endlessly defer your capital gains tax so you never have to pay it all of your life, all right. Well, what does this really mean? If you buy a rental property for 200k and after a bunch of years you sell it for 500k your capital gain was 300k in most investments, you need to pay capital gains tax of at least 15% on this you would take a $45,000 tax hit. But with real estate, when you sell if you generally replace it with a property of equal or greater value, your capital gains tax is zero, absolutely zero. Now, rental property taxes are somewhat complicated, and I am not a CPA, I'm giving general guidance. I'm not going to get into things like your adjusted basis and other details. In fact, I'm not even going to consider this benefit of deferred capital gains tax in tallying up your rate of return. So instead, let's only look at your return from the tax depreciation portion of your full basket of tax benefits. It's going to keep things simple, and it'll also keep our example more conservative. Yes, even though your 200k rental property in our example tends to appreciate in value, the government says you can get a tax break because they say that the property wears out over 27 and a half years. That's just what the IRS guideline is. This only applies to rental property. There's no depreciation deduction on a primary residence. Let's do it on your 200k property, you can only depreciate the structures value called the improvement, not the land portion. We'll say that your structure or house's value is 150k and the land is 50k even the IRS knows that land doesn't wear out, only the structure. Divide your 150k structure value by 27.5 Yep. Pretty weird, arbitrary number, but that's how long the IRS says it takes to wear out. That gives you $5,454 that's how much you can depreciate or shelter from taxes if you're in the 24% tax bracket, that's $1,309 in tax savings for you. Divide that by how much you have invested in this 200k property. Again, that was 50k when you made the down payment and closing costs. This is a 2.6% return. Let's keep being conservative and round that down to 2% there it is our number from the fourth of five ways you're paid. We are layering on another 2% return. Now, can you really call a tax break part of your return? Is that fair? Should that be considered? Yes, it is, in this case of tax depreciation, because you did not even have to incur an expense in order to get that deduction, that's why some people call it the magic of depreciation. Usually, to get a tax break, like I was saying earlier, you have to make an out of pocket expense, like pay for fees to attend a conference or buy solar panels or pay automobile expenses. But you don't have to do that here, so the 2% rate of return for your tax benefit is even more conservative when you realize that we also are not digging into how this piece of real estate can also make you eligible for other tax benefits like a qualified business income deduction, a cost segregation and bonus depreciation. And for simplicity, we're not going to go run examples on different marginal tax brackets, and there are income thresholds and other thresholds, whether you're married or single. And of course, we are excluding that erstwhile capital gains tax that you can legally duck out of to collect all the tax benefits without me having to get deeply involved. At the end of each year, my property manager just sends my property's financials directly to my bookkeeper. And yes, I know we've got some CPAs listening to this right now thinking that 2% that is much too low of a return from your basket of tax benefits, but that is all we're going to use. We're going to add this to the ROIs that we accumulated from leverage appreciation at 20% in the first way, cash flow at 4% in the second way, and an ROA of 3% in the third way, plus this 2% from tax benefits here in the fourth way, here we are up to a 29% first year total ROI from your 200k single family income property that you so wisely purchased. Now you know how to use other people's money three ways at the same time again, the banks, the tenants, and with these tax breaks the governments.    Let's move on to the fifth of five ways. Add up your total rate of return, and then I'll give you some more important takeaways to give this context, and I'm going to give you your free gift. Your fifth way is your second biggest profit center, and most real estate investors don't even know that it exists, you're going to profit from something that actually makes most people poorer. So we're going to take our 29% add the fifth way to it, and it's going to culminate in your total number. The fifth way is called inflation profiting. Remember, it's not inflation hedging. Real Estate bought the right way is not an inflation hedge. Hedging is defensive, meaning that you break even from inflation, but no instead, you're actually profiting from inflation. That's different. This is offensive. Now a conventional financial advisor. You know, they're often out there selling investment products that tout something like a 10% rate of return. You know, synonymous with a return from the s, p5, 100. Ask your financial advisor about the five drags on that return. It's 10% minus inflation, emotion, taxes, fees and volatility, and your adjusted return is often less than zero. Just look at their track record. Stocks and mutual funds don't make anyone wealthy. They might just preserve wealth if you already have it strategically bought. Real estate has hegemony over all the other. Set classes precisely because it pays five ways. Either you can be a conformer or you can build wealth. If you want to escape financial mediocrity, you can't run with the herd. You need to get into a lot of good debt. It sounds scary until you realize that debt is tied to a carefully selected income property, meaning your entire debt payments are therefore reliably outsourced to tenants. DEBT, TAXES and inflation are three forces that make most people poorer. It makes most people poorer because they either don't have the resources, or they don't have the know how to arrange their financial life. They don't have any strategy. Well, today, you're learning how to make these three forces, DEBT, TAXES, inflation, those three wealthier with the Debase purchasing power of the dollar. You know most people, they see the price of a new car that goes from 50k to 60k or that their favorite Subway sandwich goes from nine bucks to 10 bucks, and then they just kind of hope that their salary keeps up. You know, that's sort of the average experience with inflation. Now, you and I, we would not save by stashing a million bucks under the mattress, because 3% inflation would de base its purchasing power by 30k every single year. That's why we do the opposite of saving. We borrow. For every million you borrow, we'll every year say that with inflation, your wage, salary, rent, income, all go higher by 3% now it gets easier to pay back your million dollar loan all while the tenant pays the interest, and you're profiting 30k each year. So after one year, you only owe the bank back 970k and inflation adjusted dollars and 940k after year two, and 910k after year three, inflation debases savings and debt at the same rate, so borrow instead of Save and see, this is the reason why the top selling financial author of all time, Robert Kiyosaki, a frequent guest on our show here, he says, savers are losers, debtors are winners. In an inflationary world, don't be a saver. Be a savvy debtor, because in the future, you can count on more inflation. See, the government needs inflation to occur. The easiest way for the US to repay its 10s of trillions of dollars in debt is to just keep printing lots of dollars, and that process debases every dollar that you're currently holding on to. Who cares about your debt when both tenants and inflation are just relentlessly paying it down for you? That is if you're doing real estate right, which means buying an income producing property with a loan. That's the whole formula here. That's all we're doing, buying a rental property with a loan. But when you understand how inflation both pumps up your real estate value and simultaneously debases your debt, it turns your world upside down, you almost become this inflation cheerleader, because inflation is now good for you, as this audio course is now covering the fifth of five ways you're paid. Please understand some risk still exists. You could buy in the wrong market, hire the wrong property manager, or just buy the wrong property no matter what, you're going to have some inevitable problems along the way, like that plumbing problem I mentioned earlier in the second of five ways you're paid over leverage is a risk over leverage means that you take on so much debt that you can't make the monthly payments so you can still lose money. But from listening today, you vastly increase your chances of being profitable, and that's why we say that carefully bought real estate has the best risk adjusted return. Here we go, following through with our example across all five ways on your 200k income property that you made a 50k down payment on, that is therefore a $150,000 loan that you took out at a 3% inflation rate each year, your debt is then being debased by $4,500 this is a quiet, hidden wealth generator that most investors don't even know about. $4,500 of inflation profiting divided by your same 50k down payment means that you have another 9% rate of return. Wow, a 9% rate of return that you're getting that most investors don't even know about. I mean, in the conventional financial world, I mean, they're proud to offer you a nine. Percent mutual fund return over time, and they advertise that as something good here by putting a down payment on a rental property. This 9% is another sweetener that no one even notices, and that gets added on to everything else. It's just incredible. Yes, 9% now, in the past, I used to think this return was just the inflation rate that we're using here, 3% but see, this is leveraged as well a 9% return from inflation profiting. And like I mentioned, uh, towards the beginning of the show, this is the twist for a long time get rich education. Podcast listener, see 3% that would merely be a hedge. So add this 9% to the 29% running total in the first four ways, and there you have it, an astounding 38% total rate of return from the five ways that real estate pays 38% I mean, you are really understanding why wealthy people's money either starts out or ends up in real estate, and that you don't have to be wealthy to start everything we discussed there was in year one. I mean, if someone asks you why you're investing in real estate, you can just hold up five fingers and share this episode with them. I mean, this says it all, and we could have surely come up with a higher number than 38% if you had used a 20% down payment instead of 25 then you'd have more leverage, and your total ROI would be in the mid 40s percent, and we really handled the tax portion conservatively. Here another reason your return could be higher, this was with a 7% mortgage rate and a pretty modest 4% cash on cash return as well. Yes, your total ROI is 38% now after year one returns fall over time due to the accumulation of equity in your property, so the denominator for the calculation is larger. You got 38% in year one, perhaps year two is 31% and year three is 24% but you can really see how you're getting ahead of the world in three years like that in other episodes of the show. Here, I do talk about how to limit the return attrition through refinancing and some other techniques, but these are amazing rates of return, compounding evidence that compound leverage blows away compound interest, and again, it's DEBT, TAXES and inflation that are making you wealthy. How you should know by now the formula is really simple. Just buy an income producing property with an everyday 30 year loan, even if real estate values fall, you can get paid for other ways and still have a positive return. Real estate values have always bounced back even after 2008 and see if the property is temporarily suppressed in value, you're going to have little concern with wanting to sell it when tenants are still paying you a monthly income during that time. Very few veteran real estate investors understand the five ways. Most real estate educators don't understand this either, but now you do, and to get this 38% total ROI again at times I simplified throughout I mean, your real world return is likely going to be different. It's going to be higher or lower than 38% probably. But now you know about a vehicle for actually creating durable wealth, and I would like to think that what you learned today is the most complete yet still concise way of understanding how a real estate investor gets paid. You gotta know this. This is the motivation for wanting to do this in the first place.    And hey, if you like what I've shared so far, I'd love to ask you for something, and then I have more important things to tell you and give you your free gift. As I made this course free. Hey, if you would please just share the wealth. Share this episode with a friend. I'm sure you know somebody that would benefit from this. It's really a big aha moment when you finally know how it all goes together. If you subscribe to our newsletter, you were already sent the video version of this course here in just the past couple weeks that's going to help you see how all the numbers go together. And the video course was also released free on YouTube, so if you're listening to this within a few weeks or months of the episodes release, it's still easy to find on our get rich education YouTube channel and four. Finally, in order to make this actionable and actually profit from what you learned, you can just copy me and buy properties from where I buy them at GRE marketplace, that's where there are properties conducive to the five ways you're paid. It probably does take about a minimum, oh, of a 35k to 55k down payment in order to get started. Properties are either new build or renovated. Tenants are in place. There's a property management solution, if you like, and optionally, our free investment coaching service there learns your goals, then helps match you with the right areas and properties and hey, I'm happy to tell you and announce that you can now connect directly with our completely free investment coaching service at GREinvestment coach.com, yes, this is a new URL to make it easier for you to connect with a GRE investment coach. Yeah, I kind of thought that was a good one, huh? How do you connect with a free GRE investment coach? Well, at GREinvestment coach.com I've got a free gift for you. Everything that we discussed in this course today was distilled down into one colorful infographic that we designed and laid out here so you can view it, download it, or even print it out on one eight and a half by 11 inch sheet of paper. Yeah, my team and I went back and forth on this infographic for quite a few rounds to make it just right. I like how it looks, and I've never known anyone else to do this all the ways real estate pays concisely onto one sheet of paper. The link for that infographic gift is in the show notes for this episode at get rich education.com/ 550 since this is episode 550 get it at getrice education.com/ 550 Yeah, the infographic gift is a memento of this course and the time that we spent together today. Think of it as your diploma, and it's a diploma that doesn't come with 12 years of student loan payments either. Yes, it is just a piece of paper, but is it worth more than the piece of paper known as your bachelor's degree or your MBA? I don't know. You can be the judge. So congrats, graduate. Now you know how real estate makes ordinary people wealthy, but learning this today really doesn't benefit you if you don't find the right property in the right market with a property manager. If you so choose a property manager, you've got to take action. You usually want to start small, including with investor advantage, single family rentals for as little as 200k just like our example, some cost even less. We will help you do just that, and do it for free with our coaching book a time and get it on the calendar at GREinvestmentcoach.com that's GREinvestmentcoach.com    I'm get rich education's Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. I'll see you next week. Don't quit your daydream.   Speaker 3  48:25   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:49   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours, my self, it's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866.   The preceding program was brought to you by your home for wealth, building, get rich, education.com.  

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