Milk and Money

Learn how to attract friends easily, connect with anyone, even the boring. Subscribe @xojoannaalexis Inquiries xojoannaalexis@gmail.com Watch The Video https://youtu.be/vBkhQdoQsus Chapters 0:00 Manifestation 1:00 #1 Law of Assumption 1:57 #2 Be Unapologetic 2:43 #3 Seek to Understand 3:20 #4 No Ego Amigo 3:55 #5 Minimize Impact 4:44 Subscribe Quotes From Books Mentioned Diary Of A CEO By Steven Bartlett 101 Essays That Will Change The Way You Think By Brianna Weist What I am... lately - May 2024 Reading Wearing Eating Using (for beauty) Using (to film) About You know deep down, you are meant for more and you feel called to something greater. Joanna Alexis inspires you to have the audacity to go after your dreams, love yourself big, have unshakeable faith, turn your pain into purpose and change the world. She is your dose of boss lady energy, soulful wisdom and fun times. FAQ What's your star sign? Leo Sun, Pisces Moon and Sagittarius Rising What's your human design? Mental Projector 6/2 What's your ethnicity? Chinese-Vietnamese

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To learn more about ways to work with Joanna Alexis, apply at ⁠https://xojoannaalexis.mykajabi.com/soul-aligned-opt-in

To learn more about ways to work with Joanna Alexis, apply at https://xojoannaalexis.mykajabi.com/soul-aligned-opt-in

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FREE Training "How to become a millionaire - it's easier than you think!" https://www.iamjoannaha.com/   My Fav Development Apps:  Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff My Core Money Apps:  M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3  Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?...   CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD  Mint for Budgeting https://mint.app/8hz3t674   My Fav Products:  Olive & June Nails 20% off: http://fbuy.me/v/joannaalexisha Klassy  Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click  Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH  Lion's Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna   Away Luggage $20 off: https://referrals.awaytravel.com/away432428 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

FREE Training "How to become a millionaire - it's easier than you think!" https://www.iamjoannaha.com/  Index: 00:00 Intro  00:22 SHOCKING  00:50 Secret #1  01:03 Secret #2  01:27 Secret #3  01:56 Secret #4  02:22 Secret #5  02:35 Closing My Fav Development Apps: Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?...  CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674  My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy  Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion's Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna  Away Luggage $20 off: https://referrals.awaytravel.com/away432428

FREE Training "How to become a millionaire - it's easier than you think!" https://www.iamjoannaha.com/ Index: 00:00 Intro 00:43 How to read more 01:23 About Blinkist 04:17 Top 5 Fav Books 05:09 Closing My Fav Development Apps: Blinkist (1 Month Free Trial): http://blinki.st/ecc573b528ff My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion's Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428

FREE Training "How to become a millionaire - it's easier than you think!" https://www.iamjoannaha.com/ Index: 00:00 Intro 00:17 Must Know #1 01:53 Must Know #2 04:06 Must Know #3 05:01 Must Know #4 06:06 Must Know #5 My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?... CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674 My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion's Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna Away Luggage $20 off: https://referrals.awaytravel.com/away432428

FREE Training "How to become a millionaire - it's easier than you think!" https://www.iamjoannaha.com/  Index: 00:00 Intro 00:14 Mistake #1 00:36 Mistake #2 01:06 Mistake #3 01:22 Mistake #4 02:00 Comment other newbie mistakes My Core Money Apps: M1 Finance for IRAs ($50 free) https://m1.finance/aZESJ9sYeCG3 Coinbase for Crypto ($10 free BTC) https://www.coinbase.com/join/ha_kmu?...  CashApp for Money transfer ($5 free) https://cash.app/app/RHQKCJD Mint for Budgeting https://mint.app/8hz3t674  My Fav Products: Olive & June Nails 20% off: http://fbuy.me/v/joannaalexishaKlassy  Network Bra Tops $10 off: http://portal.referralcandy.com/4GZWK7F/share_redirectlocation=reminder_email&message_id=708996857&type=get_invite_link_email_click Instacart $10 off: https://inst.cr/t/bFJ5cFRLOVVH Lion's Mane Coffee $20 off: http://foursigmatic.refr.cc/joanna  Away Luggage $20 off: https://referrals.awaytravel.com/away432428

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FREE 6 figure wealth from scratch beacons.ai/milkandmoney.co Connect with me on Instagram @milkandmoney.co --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support

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Mariela De La Mora, Executive Leadership and Business Coach. She is a certified EQ leadership coach, life coach, a former Director of Marketing, and an expert in leading highly-engaged teams. She looks at how cultural conditioning shapes us, so WOC and daughters of immigrants can become the powerful leaders they were always meant to be. Her clients include 6- & 7-figure entrepreneurs, corporate WOC, and United Nations leaders. If you enjoyed this episode, take a screenshot and tag @milkandmoney.co and @mariela.delamora to let your friends know how this content has helped you! Click the link below for Milk and Money resources! https://beacons.ai/milkandmoney.co/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support

Ok..... here’s what is on my heart. Also, the YouTube version is coming soon!! --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support

Today’s guest is Financial Therapist, Lindsay Bryan-Podvin. She is going to teach us how to navigate relationships with money psychology. Here is the drip: Money is one of the main cause of divorces How to talk about money with your partner The importance of setting money dates regularly Creating equal power dynamics with money The dangers of financial abuse Thanks for listening! If you enjoyed this episode, make sure to rate, review and subscribe. Don't forget to repost and share with your friends on Instagram, tagging @milkandmoneycoach and @mindmoneybalance! --------------------------------------------------------------------------------------------------------------------- Continue the conversation... JOIN THE FREE MONEY HONEYS SOCIETY: https://www.milkandmoneycoach.com/money-honeys-society-app FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support

Today’s guest is Sierra Polk, CEO of Blkgrnd Talent Development Agency. She shares about the challenges she experienced at the workplace and how she ended up quitting her 9-5 to start business. The mission of Blkgrnd is to help individuals & enterprises strategize and implement inclusive solutions that polish today's professionals for tomorrow's workforce. Here’s the drip: Start with yourself on diversity, equity, and inclusion Get right with yourself and meditate Choose to seek education about the history of how racism was crafted Be strategic about how to handle racial conflicts at work Depending on the situation you may get black balled or face retaliation, sometimes it make more sense to hold onto that information and be more constructive with it Get serious about your dreams. Get a notebook and write them down. Make them a reality, you don’t want to die with a notebook full of dreams. Start saving earlier so you can have more options Sierra saved half of what she made from every paycheck, this helped her have the confidence to leave her 9-5 Thanks for listening! If you enjoyed this episode, make sure to rate, review and subscribe. Don't forget to repost and share with your friends on Instagram, tagging @milkandmoneycoach and @blkgrnd! --------------------------------------------------------------------------------------------------------------------- Continue the conversation... JOIN THE FREE MONEY HONEYS SOCIETY:  https://www.milkandmoneycoach.com/money-honeys-society-app FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support

WANT TO LEARN MORE? SCHEDULE A FREE CASH & COFFEE CHAT: https://calendly.com/joannaalexis/coffee JOIN THE FREE MONEY HONEYS SOCIETY: https://www.milkandmoneycoach.com/money-honeys-society-app FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --------------------------------------------------------------------------------------------------------------- Copy of presentation: https://drive.google.com/file/d/1Jm4biRzBANJpC61taQ--bEbNo_oEHEUy/view?usp=sharing Compound Interest Calculator: https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Andrea Sager helps us understand the difference between business entities and defines what we need as online solo-entrepreneurs. Also, we cover why having clients contracts are SO important! This has saved her clients thousands of dollars especially during a time like Covid. If you enjoyed this episode, please rate, review and subscribe. JOIN FINANCIAL FREEDOM FOR FEMALE ENTREPRENEURS: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk & Money Honeys! Today’s episode is me answering your juicy questions about money right now. Link to chart from my pals @iheartbudgets: https://www.instagram.com/p/B-PkATgnKP9/ Thanks for listening! If you enjoyed this episode, rate, review and subscribe.  JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk & Money Honeys! Today’s episode is me answering your juicy questions about money right now.  Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Hayley Franklin, a real estate agent in Northwest Arkansas. She’s helping me break down the key steps to buying your first home, from doing your research ahead of time to negotiating an offer. Here is the drip: Speak with a lender to get pre-approved (optional) Shop with a real estate agent & pick your home Make an offer/ negotiate term (ie. conveying person property Inspection & Appraisal Closing day Shop & Pick your Home Insurance Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Alex Payne! Alex, along with her mom Pam, runs the blog Travel Hacking Mom. Their goal is to teach beginners how to travel for free using credit card points. They’ve earned millions of credit card points through travel hacking and have used those points to visit Hawaii numerous times, taken many business-class flights to Europe, family trips to San Diego, and much more! Today, she’s sharing how YOU can get started travel hacking and stop feeling travel FOMO! Here is the drip: Be mindful of the Chase 5/24 Rule. If you have had 5 credit cards opened within the past 24 months, you can’t apply for one of the Chase travel cards again during that time frame. If you want to do the Chase Preferred Rewards card or Chase Sapphire Reserve, you’ll want to do those first before any of the other cards. If you already have existing credit cards with Capital One, Chase, or Citi, you can usually upgrade your free cards to travel cards. Capital One Venture is one of them. The great thing about this is, you’ll get a soft pull versus a hard pull by upgrading an existing card. Remember: if you’ve signed up for a travel credit card in the past, you can re-sign up for those cards to get new travel points. Resources mentioned: Travel Hacking Mom Blog Travel Freely Award Wallet Google Flights Juicy Miles Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Xiaoyu Wang! She studied civil engineering in school, and now works for the world’s second largest material supplier. She’s passionate about living a balanced and abundant life, and recently purchased her dream car. Today, she’s sharing the story of how she did it and providing some tips for anyone looking to make a major vehicle purchase. Here is the drip: You may want to buy versus lease if you drive greater than 15,000 miles per year. When negotiating, you may want to do this via email. Xiaoyu went back and forth between different dealerships until she landed on a price she felt comfortable with. Dealerships in different counties may have different tax rates that could be beneficial for you, so shop around. Online prices can sometimes go lower than in-store purchases, so consider asking your sales rep about online pricing or shopping online before you head in! Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Sierra Howard, host of the I Don’t Do Budgets podcast. I Don’t Do Budgets breaks the traditional ways of budgeting and teaches Millennials how to build wealth beyond a 9-5! Sierra knows a thing or two about this, as she was able to raise her credit score from the low 500’s to the healthy 700’s in just nine months! Here is the drip: Know the major things that impact your credit score: payment history, credit utilization, and age of credit. Those three things make up 80% of your credit score! Good payment history is easy: just make your payments in on time To impact your credit utilization, use 10% or less of your credit limit so the bureaus know that you know how to manage your money. Age of credit is tough to influence on your own, but if someone lets you become an authorized user on their card, it can help. Check your credit score here: https://www.myfico.com/credit-education/whats-in-your-credit-score Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Andrea, a nutritionist, personal trainer, health coach and food and body coach. Her and her husband recently left their 9-5s making over $300k per year to pursue their dreams of entrepreneurship! Here is the drip: We have a responsibility to the people around us to show them what is truly possible! If we’re afraid to quit our high paying 9-5 job and don’t go after our dreams, how are they ever going to get the courage to? What keeps us from making what we deserve is our ability to receive it. Andrea is on track to make $1.2 million, but the truth is - making $200,000+ scares me a little bit. Being aware of that fear is the first step in conquering it and claiming your wealth! Everything happens twice in our lives: first in our mind, and then in reality. Mindset is so important throughout this entire process. Take the time to visualize what you want out of life, versus just letting life happen to you. Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Today’s guest is Jess who lives in Florida and works in education. Here and her husband paid off $147,000 in 3 years, which set them up for a life of financial freedom and fun. They are on track to retire by 40. Here is the drip: Debt is an emergency! Put the goal in mind and in sight. Jess and her husband put all their debt on a whiteboard and kept crossing things off until they finished. Jess started with paying off the smallest debt to the highest debt. Once they got on a roll, they switched to paying off debts with the highest interest to the lowest interest. Be resourceful in finding money in current expenses, increasing current income and create additional income through side hustles Bring your partner along by role modeling. They also made it fun to pay off debt by making it a game to see who could pay off their debts first. Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Sarah Wilson, aka @gobudgetgirl is a YouTuber, debt-destroyer, side-hustler, speaker and financial wellness advocate. She believes one of the keys to creating the life you want is to live by a budget. She has paid off $33,000 of student loans in just 3 years on a tiny reporter’s salary of $26,000 / year. She side-hustled, negotiated for better pay and positions and worked to drastically change her financial future. If she can do it, SO CAN YOU!! Here is the drip: Create a budget Audit your budget Reconcile your budget Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Having multiple streams of income is so important to protecting your finances. Sarah (@thecooldietitian ) shares how she built a cool 6 figure side hustle in 9 months as a dietician. Here is the drip: Get mentored from people who have already done what you want to do Hack your time by hiring out tasks that take too much time and that you don’t need to personally do Show up and put in your reps Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Here is the drip: Find a brokerage firm that specializes in multi family investments - get connected & network. You don’t have to do it alone. Seek properties that are greater than 5 units so you can qualify for a commercial loan. A commercial loan is not dependent on your credit or income but the cash flow that the property make. Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Here's the drip: You are selling whether you know it or not. Selling is a sport so get back up and keep going no matter the mistakes you make. Don’t wait too long to start. Stop thinking so much. Save your money, live below your means. Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Here is the drip: 1. Start investing with your 401K or IRA through ETFs 2. If investing in individual stocks, pick 5-7 stocks and watch them over a course of a month 3.When these 5-7 stocks drop in a bearish market, you should buy and then sell in a bullish market. Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support

Welcome Milk and Money Honeys! Here's the drip: Change the way we spend our money to reflect our values If you want to join Mindy on a no spend year.. here are her tips: - Unsubscribe from email, text and facebook messenger marketing - Avoid shopping in person to prevent impulse shopping Diversify your money into multiple avenues to reduce your investment risk Thanks for listening! If you enjoyed this episode, rate, review and subscribe. JOIN THE FINANCIALLY INDEPENDENT COMMUNITY: https://www.facebook.com/groups/2488524424699718/ FOLLOW JOANNA ALEXIS ON INSTAGRAM: https://www.instagram.com/milkandmoneycoach/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/milk-and-money/support