Podcasts about money plan

There is no such thing as saving money. You are only deferring spending, and the moment that clicks, the guilt you feel every time you touch your savings disappears. Jesse Mecham, founder of YNAB, explains why every dollar you own is meant to be spent. 

A monthly budget can tell you how much money is coming in and how much is going out. But sometimes that still isn't enough. The missing piece may be timing. When does your income actually arrive? Which expenses need to be paid before the next paycheck? Is the money you need available when the bill is due, or are you constantly looking backward and realizing something should have been paid days ago? In this episode of The New Money Habits Podcast, Coach Nino Villa explores what he calls cash flow clarity—understanding not only what you earn and spend, but when those dollars actually move through your life. He also looks beneath the numbers at the beliefs and emotions that influence whether we plan ahead, react at the last minute, rely on credit, or manage what we have with greater intention. The goal isn't simply to pay bills on time. It's to create enough clarity to reduce stress, make informed decisions, and use money as the tool it was meant to be rather than feeling controlled by it. Sometimes peace doesn't begin when more money arrives. Sometimes it begins when you can finally see clearly what the money you already have needs to do next. Join the New Money Habits Community Connect with others who are building healthier money habits in the New Money Habits Community. Join our free community:https://www.patreon.com/cw/NewMoneyHabits Become a member starting at just $7/month and start your 7-day free trial today:https://www.patreon.com/cw/NewMoneyHabits Helpful Resources Watch on YouTubeWatch the full video version of this episode. Helpful Tools (FREE)Explore our collection of practical financial tools, including the Payday Power Planner, Food Number Calculator, and more.https://www.newmoneyhabits.com/budgeteers/helpful-tools Schedule a Free Call with Coach Ninohttps://www.newmoneyhabits.com/budgeteers/contact Join Our Free Facebook Grouphttps://www.facebook.com/groups/newmoneyhabits Submit Your Questionspodcast@newmoneyhabits.com Connect With Us Follow @newmoneyhabits on social media for practical financial guidance, tools, and encouragement to help you build healthier money habits. Music Credits This episode features music by Summer School.

FIFA president Gianni Infantino has tabled a proposal to sell a stake in the World Cup and other FIFA competitions in exchange for big private equity cash, which would instantly go to federations around the world. The controversial proposal, incited strong reactions from UEFA, who wholeheartedly oppose the proposal and are ready to boycott FIFA events.Alex, Ben and Brendan dive into the fallout of this news, and what it means for the future of FIFA, Infantino and the World Cup. Plus, Canada's U20s are battling to qualify for the U20 World Cup at the U20 Concacaf Championship, where they've opened with a win and a draw. Hosted on Acast. See acast.com/privacy for more information.

Becoming a millionaire is not reserved for people born into wealth, earning enormous salaries, or getting lucky. According to Tony Bradshaw, it begins with a conscious decision—and a plan to make, manage, and multiply your money with purpose. Tony is the author of The Millionaire Choice, host of The Millionaire Choice Podcast, and a former engineer who went on to lead in technology, business, and financial education. After recognizing at age 25 that he was earning money but managing it poorly, Tony made the decision to change his financial trajectory and become a millionaire by 40. In this episode of Business, Finance and Soul, Tony and Shaun discuss the beliefs and behaviors that keep people financially stuck, why income alone does not create wealth, and the practical steps anyone can begin taking to improve their financial future. They explore how to develop a wealth-building mindset, increase income, eliminate destructive debt, invest consistently, and teach the next generation a healthier relationship with money. Tony also explains why wealth should never be the final destination—it should be a tool for creating freedom, impact, and a meaningful legacy. In This Episode, You'll Learn Why becoming wealthy begins with making a conscious choice How childhood experiences shape your relationship with money Why a higher income does not automatically produce financial freedom The difference between looking wealthy and actually building wealth How to create a practical financial plan instead of relying on motivation Why increasing your income is an essential part of wealth creation How debt and lifestyle inflation quietly delay financial independence The importance of investing early, consistently, and intentionally How parents can teach children stronger financial habits Why wealth needs a purpose beyond accumulating more money 00:00 – Introduction: The operating system behind Tony's life Tony shares how growth, learning, faith, and cash flow shape his approach to business, money, and family. 02:36 – The 1% Better Every Day Rule Why Tony believes continuous learning—and applying what you learn—is one of the most important drivers of long-term success. 04:57 – The three biggest levers that drive business growth Tony breaks down the importance of innovation, leadership development, team development, strategy, and vision. 07:48 – Building and innovating during the early growth of Ramsey Solutions Tony discusses developing online ticketing, e-commerce, lead-generation systems, and podcasting before those tools became mainstream. 10:03 – Why employee development strengthens company culture How shared training, required reading, and business education helped create alignment throughout the organization. 13:16 – What entrepreneurs make more complicated than necessary Tony explains why a business is ultimately a money-making system—and why founders must prioritize sales and marketing. 17:09 – What leaders consistently get wrong when hiring Why many managers struggle to recognize talent and how poor hiring decisions affect growing companies. 20:00 – How to hire, onboard, and develop high-performing employees Tony shares his approach to multi-step interviews, 30-, 60-, and 90-day plans, and generating a return on a new hire within 90 days. 21:54 – Finding the "diamond in the rough" Why HR systems and artificial intelligence may overlook candidates that an experienced leader can recognize through judgment and intuition. 23:29 – Creating a repeatable hiring and onboarding process Tony explains how his engineering mindset helped him build a structured system for interviewing, selecting, and integrating employees. 25:36 – Hiring for passion, character, and cultural alignment Why technical skills can often be taught, but passion, commitment, and alignment are much harder to develop. 29:01 – Why high earners still feel financially stressed Tony explains how the cycle of working and spending keeps people trapped—even when they earn six figures. 29:46 – Invest first, then build your budget Why Tony believes people should create a vision for multiplying their money before determining how much they can afford to spend. 32:10 – What someone earning $100,000 should do to become financially free Tony introduces his four money buckets: living money, wealth money, play money, and other people's money. 33:00 – Building a diversified emergency fund and investment strategy A discussion of cash, money-market accounts, precious metals, cryptocurrency, stocks, and real estate. 36:18 – The money belief Tony changed as he became more experienced Tony reflects on being completely opposed to debt and the real-estate opportunities he missed because he did not understand responsible leverage. 39:56 – The difference between dangerous debt and strategic leverage How financial intelligence and experience can help investors use debt while still managing downside risk. 41:00 – Preparing for risks that other investors overlook Tony discusses leverage, economic downturns, real-estate risk, banking risk, and the importance of planning for unexpected conditions. 43:16 – Tony's ideal week as an entrepreneur, husband, and father The habits Tony is working to build around sleep, learning, productivity, marriage, family, church, and faith. 45:48 – Tony's honest reflection on marriage and fatherhood Tony opens up about recognizing where he had fallen short and the changes he began making to become a better husband and father. 46:14 – Protecting your marriage while building a business Practical lessons for entrepreneurs and leaders balancing ambition, demanding careers, marriage, and raising children. 47:09 – Your spouse is not your enemy Tony explains how unresolved childhood wounds can shape conflict, communication, control, and emotional reactions within a marriage. 49:17 – Breaking the cycle of yelling and control as a parent A vulnerable discussion about emotional awareness, rebuilding trust, and allowing children time to heal. 51:18 – Self-awareness as the starting point for personal growth Shaun and Tony reflect on vulnerability, personal responsibility, and creating a better future alongside the people you love. 52:10 – Where to connect with Tony Bradshaw Tony shares his website, books, newsletter, and the Get Money Smart community. About Tony Bradshaw Tony Bradshaw is the author of The Millionaire Choice: Millionaire or Not. You Can Choose and host of The Millionaire Choice Podcast. A former mechanical engineer turned technology and business executive, Tony has spent more than 25 years in leadership and financial education. His work helps people become more intentional about making, managing, and multiplying their money—and using wealth to create a positive impact. https://www.tonybradshaw.com/  Connect with Shaun Enders https://www.linkedin.com/in/shaunenders/ www.BusinessFinanceAndSoul.com  www.CallTSG.com  

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, can you believe July is already here? We are officially stepping into the second half of the year, which means this is the perfect time to pause, reset, and make a money plan that actually works for real life.In this episode, Shana and Vanessa walk us through creating a July budget step by step. Whether June felt chaotic, your first half of the year did not go exactly as planned, or you are ready to get back on track, this episode is your reminder that it is not too late. We can still make progress, reset our goals, and use our budget to feel clear, confident, and prepared.Grab your budget and work through it with us as we cover income, debts, bills, spending, savings, and all the sneaky July expenses that love to pop up.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Have you made your June budget yet? In this episode, we're walking you through exactly how to build your monthly budget from start to finish. We're covering how to close out May correctly, update your real numbers, plan for spending, organize your bills, set up savings buckets, and figure out how much extra you actually have to throw at debt.This is the exact process we use with our clients to stop the paycheck-to-paycheck cycle and finally feel organized with money. Grab your budget, your laptop, or a notebook and make June's budget with us while you listen!Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

This episode features a Q&A session with Warren Ingram and Pieter de Villiers discussing investment strategies for South Africans working abroad, the implications of US-domiciled funds, and practical advice for young investors. They also explore how to start investing early, the importance of financial education, and opportunities for yacht crew members to build wealth.Chapters00:00 Introduction and Q&A Format02:23 Investing for Yacht Crew: A Unique Perspective04:01 Understanding Dollar-Denominated vs. Domiciled Investments07:45 Investment Strategies for Young Professionals11:44 Building Wealth While Living a Luxurious Lifestyle15:38 Encouragement for Young Investors and Closing RemarksLearn more about Prescient Investment Management here.Send us Fan MailHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Join the community built to help you master your money, stay accountable, and reach financial freedom. 

Family, 78% of Americans are living paycheck to paycheck, and 69% have less than $1,000 in savings. But if you follow this 90-day plan, you'll be ahead of 95% of people financially—no hype, just real steps that work.Here's what you'll learn in this episode:- How to track every dollar and finally know where your money is going- Why most people never build wealth (and how to break the cycle)- The power of a real budget—and why it's not a prison, it's your plan to win- How to build your emergency fund (and why $1,000 isn't enough anymore)- The debt snowball method to get consumer debt-free, for good- How to start investing—even if you only have $5- Why building wealth is about habits, not just income- How to increase your income with side hustles and smart moves- The importance of daily accountability and communityMentioned In Todays Show:- In The Black App (Money Coach & Community): https://www.anthonyoneal.com/app- High-Yield Savings Accounts: https://www.anthonyoneal.com/savings- Compare Investment Platforms: https://www.anthonyoneal.com/investQuestion for you:Which step are you starting with? Drop it in the comments and let's build together.Ready to break free? Download the app, follow the plan, and let's get to work. Freedom is possible—one decision at a time.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, February is basically a blink—so we're not letting March sneak up on us without a plan. In this episode, Shana and Vanessa walk us through their simple, repeatable monthly budget process: close out the current month first, then build the next month's budget in a specific order so your money feels calmer, more automated, and way less “where did it go?!”We follow a real-life client example (two teacher incomes, lots of moving parts, still totally doable) to show how every income source counts, why we only list minimum debt payments at first, how to wrangle subscriptions without shame, and how to create spending categories that stay consistent month to month.And yes—sometimes savings buckets pause when life is life-ing (hello trips + birthdays). The win is that the plan still works, and you can still make progress—without defaulting to credit cards.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

Join the Free Master Your Money Workshop on January 14, 2026 here!   Join the community built to help you master your money, stay accountable, and reach financial freedom.

What if being intentional—not just optimistic—could transform your next 12 months? In this episode, Jackie Campbell shares five practical steps for building a solid financial plan: set SMART goals, create a written money plan, clean up your financial “messes,” prioritize self-care, and always keep learning. Discover how to protect your assets, plan for taxes, and prepare for life’s surprises with clear strategies that work at any stage. It’s a candid look at how small, intentional actions can make a big difference in your financial future. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

In this episode, I'm breaking down how to create a clear and realistic money plan for your service-based business. I talk about how to think about your revenue goals in a practical way, including how to reverse-engineer your income (for example, what it really takes to hit $10K months), why premium pricing matters, and how targeting established businesses with real budgets can change everything. I also share lessons from my own journey, including why trying to offer every service leads to burnout and how building systems, processes, and the right business model helped me scale. Sign up for my upcoming training bootcamp: https://www.almabradford.com/  

If you want to retire well in 2026, you don't need a ten-year spreadsheet, a suitcase full of pensions, or a perfectly colour-coded life plan. You need five human foundations: clarity around your money, health that actually supports your freedom, purpose that wakes you up in the morning, people you want in your corner, and the courage to take action. In this episode, I strip away the fluff and break down what actually moves the needle... the things your future self will thank you for getting right now, not "one day." What You'll Learn Why your "vibes-based" retirement plan needs to become a real plan How financial clarity — not wealth — creates confidence and choice Why health is the core engine of your next chapter (not a side quest) How to explore purpose without pretending golf is a personality The huge role relationships play in your retirement experience Why courage — not spreadsheets — is the final unlock The 5 Things That Matter 1️⃣ The Money Plan (not the one in your head) You don't retire on vibes — you retire on numbers, clarity, and confidence. Know what you've got, how it's structured, and what it can actually do. 2️⃣ Your Health (so you can enjoy the freedom you've worked for) No point having time and money if you're exhausted, aching, or stuck on the sofa. Small, consistent actions → big retirement quality. 3️⃣ Purpose (you need something to wake up for) Work gave you identity, rhythm, and direction. Retirement requires you to create it — not wait for it to appear. 4️⃣ Relationships (your real retirement portfolio) Remove work, and the room gets quiet fast. Build connection intentionally: tribes, friendships, laughter, people who energise you. 5️⃣ Courage (the part no one likes to talk about) Fear keeps people in holding patterns: waiting for "readiness," waiting for a sign. Confidence doesn't precede action — it comes from it. Challenge of the Week

Use code TRUSTFUND15 for 15% off Old Money Method through midnight Friday November 7, 2025. ----------------------------If you've ever thought, “I want to get it together financially… but I also want it to feel simple, calm, and kind of luxurious,” this one's for you.In this episode, I'm giving you a preview of Old Money Method - my new program designed to help you build wealth the elegant way: with systems that are simple, sustainable, and (most importantly) automated.We'll talk about what to expect inside the course, why it's different from traditional budgeting or hustle culture, and how you can start designing your financial life like an old money estate — with structure, ease, and longevity.Get a taste of:The Pyramid to Financial Freedom — and what it takes to be sovereign over your moneyThe Wealth Architecture — how to create your personal financial blueprint like a high-rise in Manhattan Regulated Spending — why a Money Plan is more expansive than a budget, and why this is so important in wealth creationAccelerated Debt Freedom — the quiet, strategic way to become debt-free faster PLUS two tools you can start implementing TODAYPreserving Wealth & Paying Yourself — why automations are the key to having your money grow while you live your life.Effortless Investing — a preview of how I'm going to create a system for you to start investing without fear or confusion.If you've ever wondered whether The Old Money Method is for you — come listen. This episode will show you how building wealth can actually feel calm, intentional, and deeply personal.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok:

Snag Our Simplified Budget System!Vanessa and Shayna walk you step-by-step through wrapping up October and setting up your budget for the new month — from matching your numbers to planning for Thanksgiving, travel volleyball, and yes… even surprise bills.Because guess what? You don't have to do your budget alone. We've got you. ❤️Connect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don't need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We'll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!"

This Deep Dive episode presents a "Three-Bucket Money Plan" designed to reduce financial stress and increase control through simplicity. The core idea involves assigning every dollar a specific purpose, dividing income into three categories: Save, Spend, and Grow. The "Save" bucket acts as a safety net for emergencies and short-term goals, "Spend" covers daily needs and wants, and "Grow" focuses on long-term wealth building through investing. The plan emphasizes automation and consistent habits, suggesting a 50/30/20 split as a starting point and encouraging adjustments to fit individual circumstances, ultimately aiming for steady financial progress over perfection. Read the full article:  https://www.breakfastleadership.com/blog/save-it-spend-it-grow-it-a-no-drama-money-plan Join our workplace culture community:  https://Community.BreakfastLeadership.com Want to beat BURNOUT?  Pick up Burnout Proof today! 

Ever feel like you're following all the “right” financial steps and still feel stuck? You're not alone — and today's episode proves it. Shari sits down with Misty Lynch, CFP®, the powerhouse behind Demystifying Money and the reality show HEARTBROKE, to talk about how to ditch stale money myths and build a money plan that actually fits your life. You'll walk away knowing: Why traditional financial advice often backfires for real people The #1 thing to do first if you feel overwhelmed by money How your money mindset shapes your financial confidence Why money fights with your partner usually aren't about money at all How to balance saving for tomorrow and enjoying your life today Don't miss Part 2 of this conversation on Misty's podcast, Demystifying Money. Follow it wherever you get your podcasts so you can catch the rest of our chat! Learn more about your ad choices. Visit megaphone.fm/adchoices

What if retirement planning didn't have to feel like gambling with your future? What if you could build a strategy that actually works for business owners who understand cash flow better than anyone? In this powerful live episode, Brandon and Amanda team up with Mark Willis, CFP®, Evan Greathouse, and Kristi Duncan to challenge everything you think you know about "safe" retirement planning. We're not talking about another cookie-cutter approach designed for employees with steady paychecks. This is about building what we call "the all-weather portfolio" – a three-part system that protects you from market crashes, inflation, and the seven overlooked assumptions that derail most retirement plans. Whether you're 35 or 55, if you've ever wondered whether your current retirement strategy actually matches how you live and run your business, this episode will give you clarity. We break down the math, share real examples, and show you why adding more "ART" to your portfolio might be the missing piece you've been looking for. Key Quote: "Most people have too little in the certainty portion of their portfolio. They're planning with probability when they should be planning with certainty."

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube"The most important decision you make ..."Chapters0:00 - Podcast Introduction - Island Inspiration and Oceanside Seminar Reflections1:05 - Food, Culture, and Street Market Adventures - Street Vendors and High-Quality Belts5:55 - Are We in a Recession Right Now?7:30 - How Recession Anxiety Impacts Federal Employees10:00 - Commercial Real Estate and Vacancy Rates12:00 - The $2.7 Trillion Commercial Debt Issue - Opportunities During Market Downturns18:35 - Recession Preparation Strategies21:40 - Health Tip: Gratitude as a Tool for Resilience23:00 - Final Thoughts and How to Build Your Financial HouseConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/complimentary-15-minute-phone-call-youtube#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Get our Simplified Budget System!Hey budget besties! This month, we're shaking things up. We sat down with our girl Carrie and her amazing Disruptive Nutrition community to walk through—in real time—exactly how we build May's budget. So if you've been putting it off, consider this your official sign. Let's go!In this jam-packed, workshop-style episode, we break down our full budget system step by step: income, debt, bills, spending, and savings. You'll learn how to set up a hands-off, automated budget that works with your real life—one that helps you live your purpose without worrying if your card will go through at Target.✨ Highlights:The “B word” doesn't have to be scary—we make it simple and beautiful.What really belongs in the debt column vs. billsWhy you need a separate spending account just for the kids (yes, YOU deserve your own money too)How to use savings buckets to break the cycle of unexpected expensesSetting up paycheck plans that make your budget work for you, not the other way aroundIf your current money system still looks like what you did at 18, it's time for an upgrade. And don't worry—we're not here to make you do math or give up your glam. We're about automating, simplifying, and organizing so you can live freely and spend guilt-free.

In this explosive episode of Soar Financially, Dr. Judy Shelton—former economic advisor to President Trump and Senior Fellow at the Independent Institute—joins us to deliver a sharp critique of the Federal Reserve and propose bold reforms that could reshape the global financial system.We unpack the true role of the Fed, gold-backed bonds, currency manipulation, Bretton Woods 2.0, and how to restore monetary integrity in America.-Why is the Fed too powerful?- Could gold-backed 50-year bonds anchor the dollar?- And is the U.S. actually “cheating” in global markets?#Gold #federalreserve #goldstandard ------------

This is the podcast that will give you the plan to get rich. It's the plan I wish I had 20 years ago. I made just about every financial mistake you can make, and if I had just followed what I share in this podcast back then...I'd be way wealthier than I am today. In this episode of Real Men, Real Conversations, I break down how anyone—regardless of income—can become financially free through disciplined investing and intentional living. I call it the 40-30-20-10 formula, and if you follow it, it will change your life!Check out my Online Men's Coaching Community We Are The They and see how it's changing men's lives across the globe!Get my FREE guide with 45 Days of Simple Tips to Become a Better ManPick up my USA Today bestselling book Be One: How to Be a Healthy Man in Toxic TimesJoin the Real Men, Real Conversations Facebook Group

Hey girl,In this episode, I sit down with financial educator Tiffany “The Budgetnista” to talk about one of the most important yet challenging aspects of relationships—money. We discuss how to navigate finances in dating, partnerships, and long-term commitments, while also sharing practical strategies for financial empowerment and security.Finances can make or break a relationship, but with the right mindset and tools, money can be a source of strength rather than stress. Tiffany and I dive deep into how to navigate financial conversations with confidence and clarity. Stay tuned for more transformational relationships and financial advice!BIO:Tiffany "The Budgetnista" Aliche is America's favorite personal financial educator andauthor of the New York Times Best Seller, Get Good with Money, and companion workbook,Made Whole. Through her Get Good With Money Movement, she's helped over two millionwomen save, manage, and pay off hundreds of millions of dollars.A former teacher for ten years with a Master's degree in Education, Tiffany wasinstrumental in getting The Budgetnista Law (A1414) passed in January 2019, making financialeducation mandatory for middle school students in New Jersey.The Budgetnista is an NAACP nominee and the first Black woman to grace the cover ofMoney Magazine (solo). She's also been featured on Good Morning America, the TODAY show,PBS, TIME, The New York Times, The Wall Street Journal, Reuters, ESSENCE Magazine,FORBES, Fox Business, MSNBC, CNN. Tiffany is also featured as a financial educator in aNetflix documentary “Get Smart with Money.”Resources Mentioned in This Episode:Website: TheBudgetnista.comGet Good with Money Plan (course): GetGoodWithMoneyPlan.comFind out how to watch Tiffany's new show on PBS LINKED HEREFollow Us:Whenever You Are ReadyHere are 3 ways I can help you:​Book A Call With Me - I've been getting A LOT of DM and email requests for to chat with me and answer specific questions about love, dating, relationships, and men so I'm opening back up my limited calendar for a few calls. So book a time with me here!Join the Get Your Guy Club- Wanna have Dating Support for a year to help you get your guy but at your own pace. You can get access to my 2 weekly group calls, my private Facebook group, Monthly 1on1 calls, and my online course with 40+ hours of content for just monthly payments of $300…​Check Out the Get Your Guy Coaching Podcast- With more than 100 episodes, you can binge and learn so much with my podcast. The latest episode is all about detachment in dating, check it out here.​Sincerely,Coach AnwarBook a Consult to Work with MeSend us a textThank You: A big thank you to all our amazing listeners for tuning in! We appreciate your support and can't wait to have you join us for the next episode!

In this episode, we explore how to achieve financial freedom and live life on your own terms. From budgeting and high-yield savings accounts to paying off debt and investing in retirement accounts, we break down the nine essential steps to go from financially overwhelmed to financially free. Learn how to build an emergency fund, aggressively pay off high-interest debt, and start investing wisely. Discover why house hacking can be a game-changer and how to use bridge accounts for early retirement. Follow these proven steps to get out of debt, build wealth, and create a life of financial freedom! Free Masterclass: How to Buy Your First Investment Property for Less Than $25K Apply for Wanderlust Wealth Academy Book a call to see if you would be a good fit for Wanderlust Wealth Academy: https://calendly.com/theoliviatati/wanderlustwealthacademy Learn more about WWA here: https://www.oliviatati.com/wwa Hang out with me on IG: @theoliviatati / @wanderlustwealth.show  Watch this episode on Youtube: https://www.youtube.com/@Theoliviatati/

Learn how values-based spending can help you curb impulse buys, avoid financial blindspots, and rethink your money habits How can you stop impulse spending? How do you know if you're making good financial choices? This episode explores mindful spending and financial habits that may be holding you back. Personal finance Nerd Kim Palmer kicks off the episode with a discussion on spending habits with guests Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast and authors of the new book, Buy What You Love Without Going Broke. They explore the pitfalls of extreme budgeting, how values-based spending leads to financial confidence, the importance of aligning spending with what truly matters, strategies to curb impulse purchases, and how to reframe financial mistakes without shame. Then, hosts Sean Pyles and Elizabeth Ayoola discuss financial blindspots with Jeremy, a listener who works as a talent agent in New York City. They dive into how to evaluate whether you're on track with savings, when to prioritize your time over income, and how to address financial gaps you might not be aware of. Jeremy shares his detailed approach to budgeting and saving while expressing uncertainty about whether he's missing something in his financial plan. They explore retirement savings options beyond a 401(k), the importance of disability insurance, estate planning considerations, and how to balance long-term financial security with enjoying money in the present. Are you on track to save enough for retirement? Use NerdWallet's retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  In their conversation, the Nerds discuss: impulse spending, financial blindspots, mindful spending, values-based spending, budgeting tips, budgeting strategies, spending guilt, financial regrets, smart money habits, how to stop emotional spending, personal finance mistakes, how to balance saving and spending, financial security, how to make a financial plan, retirement savings, estate planning, disability insurance, high-yield savings, robo-advisor investing, early retirement planning, how to save for retirement, and brokerage account alternatives. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Today, we're doing something totally new: a roundtable discussion with three small business owners, just like you, who are navigating the rollercoaster of growing a business while balancing the rest of life's demands.These three women come from different industries, different seasons of life, and different business models. But they all have one thing in common: they are on a mission to build businesses that not only support their dreams but also align with their life values. In today's conversation, we're diving deep into their journeys—what's worked, what hasn't, and how they've transformed financial fears into financial freedom.Whether you're deep in the hustle or just starting to dream, this episode is packed with insights, inspiration, and actionable takeaways that will help you build a business that works for you—without losing sight of the things that matter most.WILDFLOWER SHOWNOTES : 

In this eye-opening episode, CPA and CEO Belinda Rosenblum shares her journey from corporate burnout to successful entrepreneur. Learn how to transform your online coaching business from an expensive hobby into a thriving, profitable venture. Discover the three key elements to reaching your first $10K month, the importance of creating a signature offer, and why understanding your numbers is crucial for business success. Belinda reveals practical strategies for paying yourself, setting up effective money systems, and shifting your mindset to become a true CEO. Whether you're just starting out or looking to scale your existing business, this episode is packed with valuable insights to help you own your money and your life in 2025 and beyond. Download Belinda's Pay Yourself Calculator - https://ownyourmoney.isrefer.com/go/calculator/BrendaRigney/  Find Belinda here: Instagram: https://www.instagram.com/ownyourmoney/ LinkedIn: https://www.linkedin.com/in/belindarosenblum/ Website: https://ownyourmoney.com/ ******************************* Say "Hi!" on Instagram: https://www.instagram.com/itsbrendarigney/?hl=en Join our community of ambitious midlife women entrepreneurs: https://www.skool.com/aligned-af-community-4419/about Learn how to build a location-independent business, create passive income streams, and design the lifestyle you've always dreamed of. Whether you're just starting out or looking to scale your existing business, this video provides valuable insights and strategies. Disclaimer: Results may vary. The success stories shared are not guaranteed and depend on individual effort, market conditions, and other factors. ⁠⁠#EntrepreneurAfter40⁠⁠ ⁠⁠#MidlifeWomenEntrepreneurs⁠⁠ ⁠⁠#OnlineBusinessSuccess⁠⁠ ⁠⁠#WorkLifeBalanceEntrepreneur⁠⁠

Book your 3-Hour 1:1 Intensive Coaching with Holly Rustick by Dec. 3rd. https://grantwritingandfunding.com/intensives Eek! This is the first time that I have done 1:1 Intensives in YEARS and I miss them

What's next after the Jackson County Legislature failed to override Frank White's ARPA money plan veto?

If you're living paycheck to paycheck, you're likely not doing a monthly Money Plan, or budget. If you want to achieve any financial goal - saving, debt elimination, wealth accumulation - it all starts with budgeting. According to Career Builder, 78% of Americans are struggling financially. I wholeheartedly believe one reason that people struggle with money is because they don't budget. No matter how much income you earn, budgeting is necessary. You'll never outgrow the need to manage your finances, and budgeting is the key to manage and maximize your money. You're in the right place today as Dakota Grady is breaking down a zero-based monthly Money Plan. This episode is for anyone that is: -Struggling financially -Living paycheck to paycheck -Stressed out & credit cards are maxed out -Losing sleep because you're worried about whether or not you're going to be able to pay your bills... Tap into The Rule Your Money Show with Dakota Grady. *The Rule Your Money Show is sponsored and brought to you by Upstate Essential Solutions, LLC!*

In this episode of Horizon Adviser Unleashed, Ryan and Andrew cover what to do when your financial plan just isn't delivering the results you hoped for. They discuss how to set realistic goals, the importance of understanding your cash flow, and the role a financial planner can play in getting you back on track. Whether you need to adjust your plan or take action behind it, they'll offer practical advice to help you make the necessary changes. Tune in for insights and strategies to revitalize your financial future!

James Donald Forbes McCann returns for a special episode of Good Money. He has more questions for Jacob Imam and Marc Barnes: Why do Americans use cash? What's the marital debt? Why should people sell their stocks? Check out James's show: https://youtube.com/@jamesdonaldforbesmccann?feature=shared Subscribe to New Polity Magazine! https://newpolity.com/magazine Join the conversation on our discord: https://discord.gg/bNJ2uE7as6

If you're: -Struggling financially -Living paycheck to paycheck -Stressed out & credit cards are maxed out -Losing sleep because you're worried about whether or not you're going to be able to pay your bills... Then, this episode of the Coins, Cashflow, & Conversations Podcast is a must watch! Dakota Grady gives you the secret sauce to money management: Money Planning. Doing a Money Plan is simply doing a budget. You may already know this, but are you following a budget EVERY MONTH?! I bet you aren't! Tap into this episode of the Coins, Cashflow, & Conversations Podcast to learn how to budget like a champ! *The Coins, Cashflow, & Conversations Podcast is sponsored and brought to you by Upstate Essential Solutions, LLC!*

Do you and your spouse have a money plan? Do you know how much debt your soon-to-be spouse has, or how much savings they have? Who will balance the checkbook? All these and other financial questions need to be discussed BEFORE you get married.See omnystudio.com/listener for privacy information.

On today's episode of the Money Mindset Podcast, we dive into the art of starting over with your budget and financial planning. Life can get chaotic, and it's easy to lose track of your spending. Whether you're overwhelmed by your current situation or just need a fresh start, this episode provides practical tips on how to reset and regain control of your finances. From reconciling your bank accounts to implementing no-spend challenges, you'll learn strategies to simplify your budgeting process and stay on track. Tune in to find out how to make a clean slate, set realistic goals, and manage your money more effectively. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “Don't feel like you have to go back and track everything. Just start over tomorrow, start over next week, wipe the slate clean, and take your bank account minus what hasn't posted yet. That's what you have left. Do a no-spend challenge, reevaluate your goals, and decide what you actually want to do with your money this year.” - Ashley Patrick Struggling with overspending? Take control of your finances with our FREE Masterclass: "How to Stop Overspending." Discover practical tips to curb emotional spending, create a solid money plan, and stay on track with your financial goals. Register for the LIVE session on June 20th at 8pm ET - 5pm PT and start your journey towards financial freedom. Limited spots available – sign up now at www.budgetsmadeeasy.com/class And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * FREE Masterclass: "How to Stop Overspending": www.budgetsmadeeasy.com/class Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross, Your Millionaire Money Mentor, reveals the four essential steps to getting richer in 2024. With practical advice on managing, making, and multiplying money, as well as developing a positive money mindset, Lloyd provides a clear roadmap to financial success. From auditing your expenses to earning extra income and investing smartly, this episode offers a simple yet comprehensive plan to improve your financial situation. Tune in to discover how these steps can help you achieve financial peace and build your net worth in the year ahead.

Feeling overwhelmed by financial questions and unsure how to manage your budget effectively? In this episode, we address common struggles in personal finance and provide actionable steps to overcome them. Join us as we dive into a live Budget Strategy Session, where the members of the Money Plan Bootcamp share their challenges and learn how to navigate budgeting, saving, and debt repayment. Whether you're struggling with paycheck allocation or juggling unexpected expenses, this episode offers practical insights to help you take control of your finances. Hosting Today: Hey, I'm Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I'm a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “Well, it can feel like you're stuck or not making any progress because you're still in that messy phase of trying to get caught up. But once you get there, imagine how much more progress you're going to be able to make compared to if you hadn't been doing any of this at all, right? Then you'll be able to see the reward and feel the progress.” - Ashley Patrick Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals? If that's a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc And if you enjoyed the podcast today and got some great takeaways, I'd really appreciate it if you followed the Money Mindset Podcast so you don't miss out on future episodes Resources and Links Mentioned: * If you'd like to join us in Money Success Club go to www.budgetsmadeeasy.com/msc we'd love to have you! Connect with Ashley: * Instagram: www.instagram.com/budgetsmadeeasy

Are you a natural spender or a natural saver? Are you more frugal or extravagant? Do you have a hodgepodge portfolio or a simple portfolio? Today we tackle the importance of knowing yourself and implementing a plan to be successful no matter what natural tendencies you have.

Sally Hirst was born to teach. Fortunately, she was also born an artist. Like most of us, she adapted to the new reality that she was faced with at the beginning of the pandemic. Well, actually, she did more than adapt. She thrived. She took the challenge head on and has been thriving ever since. Sally and I discuss what her income sources looked like before Covid and look like now. Specifically, we talk about her teaching: The teaching platform she uses and why she chose it The skills she had to acquire in order to teach online Her video recording setup What her teaching schedule looks like in terms of what is pre-recorded and what is live. How she attracts new students. Sally reveals how Brexit has impacted her goals—especially where she shows and sells her art. And I wondered: How does Sally manage to maintain her studio practice with her busy teaching schedule?

Lately, I've been diving into money on The Art Biz. As much as I do NOT want to talk about money, I know it's necessary. I also know it's more necessary for some artists to make money from their work than for others. If you're lucky enough to have outside support for your art business—even if it's from a day job—count your blessings. Because the pressure on the work is real when you don't have that extra source of income, which is why I will continue to bring up the topic of money. Let's continue the conversation in this episode. Kelly Pelfrey's goal in 2020 was to replace her $50,000 teaching salary, but she quadrupled that. Her income has allowed her husband to leave his job to focus on his doctorate, feel comfortable about taking maternity leave, and save for college for her children. Kelly shares her income sources, which are dominated by sales of commissions, followed distantly by releases of small paintings. She also sells art for TV screens, has a monthly print release, and a coffee table book. Kelly obviously has the pulse of her best collectors. Her work is strong for sure, but I also believe that people are buying into Kelly's joy and optimism. When you hear her and detect that in her voice, I think you'll know what I mean.

In this episode, I'm doing something different and sharing my money odyssey from an interview with Parker Stevenson of The Bottom Line podcast by Evolved Finance. I reveal: How my dad taught me to balance my checkbook (and how it was quite different from my mother's suggestion). How I learned to ask for money by collecting money for charities as a little girl. That I set the curve in my accounting classes at the University of Wyoming. How I gamed the system to get cash because I knew the checks I was writing would take 8 days to process. How little money I had when I quit my museum job to start my business. How I came up with the income accelerator for artists, which I teach in The Money Plan success workshop and Create Opportunities. ⭐️ ABOUT The Bottom Line by Evolved Finance The Bottom Line by Evolved Finance explores the financial journeys of some of the most successful educators, thought leaders, influencers, and service providers in the online space. Each week, Parker Stevenson sits down with a current Evolved Finance client to talk about their relationship with money and how their mindset has changed as their business has grown. Parker is the Chief Business Officer at Evolved Finance, an accounting firm that specializes in helping online entrepreneurs to build more profitable and financially stable online businesses. They do all of the bookkeeping for Art Biz Success and I just love how professional their whole operation is. They don't just do the books, they also go to great lengths to educate their clients.

Heather Beardsley's art has been influenced by extensive travel and residencies in diverse cultures. This started with her year in Vienna as a Fulbright Scholar and then continued for several years until the pandemic shut down her residency in Kyiv, Ukraine. Like everyone else, Heather had to pivot upon returning to the U.S. She used the downtime to her advantage by getting organized and shaping her career path. In our conversation in this episode of The Art Biz, you'll hear how she managed to transform her social anxiety into opportunities—realizing that real growth could only happen when she overcame the urge to play it safe by sticking to open call entries. Heather has learned to navigate the complex art world with intention while connecting with institutions and curators to propel her career. She shares her experiences of the following: Securing exhibition fees, grants, and residencies while managing expectations. The importance of being organized and ready for opportunities. Using Microsoft OneNote to organize opportunities and deadlines. Building authentic relationships within the art world where so much can seem transactional. You'll also hear about Heather's current solo show at the Chrysler Museum of Art and how it came about.

In this episode, I want to start a conversation about one of those things that can get in the way of feeling successful: Money. In particular, I want to dive into income sources for artists. Where does the money come from? I discuss: Why you might want to branch out and sell more than originals. How to categorize your income sources so that you can better understand the possibilities. How to analyze where the money has come from in the past so you can plan for the future.

In this episode, I talk with Jan McCarthy, who wants you to know that there is plenty of life to live after 50. And even 60. She describes herself as a maker because, in her eyes, that term encompasses more than the word “artist.” Jan has started businesses, founded organizations, designed interiors, organized fundraisers, dinner parties, retreats, and workshops, and made plenty of products and art. Jan and I discuss: The creativity workshops she has organized for corporations. How she has brought together monthly mastermind meetings of women, and why a casual dinner party was the best format for them. Why her project Art for the Heart is important for her as someone who has lived with heart disease for more than 25 years. How she makes connections with interior designers, what the best social media platforms are for designers, and some of their concerns. How she gets such great photos of herself. While I'm in the midst of discussing multiple income sources on this podcast and on YouTube, I don't think Jan thinks of her efforts in terms of income sources. She just follows the themes that interest her. If they turn into income sources, well, that's fine, too.

In this episode, I talk with Sarah Becktel about her sources of income and how she has increased her income by 25% in the last 3 years by being very deliberate about where and how she shows her work. Sarah does sell through galleries, but she has recently increased her self-sales by 400% by focusing on 3 specific types of indoor shows every year. She breaks them down as follows: One indoor art fair, which she considers her solo exhibition for the year Two fine art and craft shows One curated and juried holiday market You'll hear Sarah discuss the difference among these, including their costs and the type of work she brings to each.

Welcome back to America's #1 Daily Podcast, featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. 90-Day SUMMER ACTION PLAN Fact: The next 90 days are critical to your success this year. More people move during the Summer than any other time of year.   Fact: There is more inventory in the next 90 days than at any other time of year. Make hay while the sun shines! Define what it will take to have the best 90 days you've ever had in real estate.  First, you'll figure out what you HAVE to make in real estate, then you'll add your goals, and finally, you'll know how many transactions are necessary to create the best 90 days in Real Estate you've ever had.   *For the fill-in-the-blank 90-Day Massive Action Plan, join Premier Coaching today by visiting PremierCoaching.com and signing up for free!* This is a podcast, it's not coaching. We're giving you the gist of the Plan, not the coaching, drill-down, or implementation of the plan. For that, you'll need to join Premier. IMPORTANT: Join #1 Real Estate Coaches Tim and Julie Harris's Premier Coaching now for FREE. Included is a DAILY Coaching Session with a HARRIS Certified Coach. Proven and tested lead generation, systems, and scripts designed for this market. Instant FREE Access Now: YES, Enroll Me NOW In Premier Coaching PART ONE: Make the commitment. Be definite with your dates. Keep the time frame as close to 90 days as possible. My Plan begins on this date:  _____/_____/_____.   It ends on this date: _____/_____/_____.   During this time frame, there are _____ work days and _____ non-work days.   My financial goals are the following: 1. Income required to pay my basic personal overhead: $__________ x 3 months = $__________ 2. Income required to pay my basic business overhead: $__________ x 3 months = $__________ Answers added together equal my MINIMUM required income, just to pay your personal and business bills: $__________.   Take this figure and divide it by your average NET commission.  This equals the number of transactions required over the next 90 days to pay my bills.  ____ transactions. *If you are brand new and don't have an average net commission, use the average sale price for your area, figure the average net commission for that price and use it for your goal setting. PART TWO: Set some new, powerful, and meaningful goals in 5 areas of life. (Refer to the Real Estate Treasure Map for full exercise). GOALS must be 'SMART': specific, measurable, attainable, realistic, and timely. They must be written down and posted for you to see every day. SOME goals will cost money, some will cost time, and many will cost both. You'll have lots of goals in some areas and just a few in others. That's normal. Your goals are personal. Physical Goals: (examples) -Achieve your ideal weight. -Achieve healthy nutrition. -Hire a personal trainer. -Achieve a minimum standard of exercise daily, ie, number of reps, etc. -Track your progress and have an accountability system. IMPORTANT: Join #1 Real Estate Coaches Tim and Julie Harris's Premier Coaching now for FREE. Included is a DAILY Coaching Session with a HARRIS Certified Coach. Proven and tested lead generation, systems, and scripts designed for this market. Instant FREE Access Now: YES, Enroll Me NOW In Premier Coaching Educational Goals: (examples) -Join Premier Coaching or Upgrade to Elite Coaching -Learn and use the scripts you have in Premier Coaching -Polish your Listing Presentation and Buyer Presentation -CE Credit: Appraisal class -Watch or listen to 3 new podcasts or audiobooks weekly Family Goals: (examples) -Vacation(s) or Staycation(s). When, where, and how? -Family fun night/dinner / Sunday brunch.  -Movie night, weekend hikes, other family activities? -Reconnect with friends and family. -Get these into the calendar or they won't happen!