Podcasts about Inspection

Most pole vault safety problems do not begin with one dramatic failure.They begin with a small tear that gets ignored. A vault box collar that is never inspected. A concern that is noticed but never documented—or corrected.In this episode, Mike Cunningham breaks down seven inspection mistakes that can create unnecessary risk for coaches, schools, and athletes.

Une surprise à 200 000$, voilà ce qui attendait Marie-Jeanne Dupont et son conjoint après l’achat de leur maison de rêve. Entrevue avec Marie-Jeanne Dupont, propriétaire d’une maison. Regardez aussi cette discussion en vidéo via https://www.qub.ca/videos ou en vous abonnant à QUB télé : https://www.tvaplus.ca/qub ou sur la chaîne YouTube QUB https://www.youtube.com/@qub_radioPour de l'information concernant l'utilisation de vos données personnelles - https://omnystudio.com/policies/listener/fr

QMSR became effective on February 2, 2026. Alongside that change, FDA retired the Quality System Inspection Technique (QSIT) and began using the inspection process described in Compliance Program 7382.850.What does that mean for industry and how should we use the new program to prepare?In this episode of Let's Combinate: Drugs + Devices, Subhi Saadeh introduces a four-part series on QMSR inspection readiness. We compare QSIT's four major inspection subsystems with the new program's six QMS areas, explore how risk informs inspection coverage, and identify where industry should start reading.The episode also features an excerpt from Subhi's conversation with Eric Pittman, a former FDA investigator who spent a decade as editor-in-chief of FDA's Investigations Operations Manual.IN THIS EPISODE• What replaced QSIT and where to find it• Why Part III is a useful starting point for industry• How FDA reorganized inspection coverage into six QMS areas• How product risks and risk management documentation help guide record selection• What's coming in the QMSR inspection readiness seriesTIMESTAMPS00:00 QSIT is gone: What changed with QMSR00:50 The new FDA inspection program01:39 The four-part inspection readiness series02:47 Eric Pittman: Where industry should start04:14 Will FDA publish a new QSIT guide?05:06 Comparing the old and new inspection approaches05:47 Four major subsystems to six QMS areas06:57 Inspection models and record selection07:37 Risk, controls, and inspection evidence08:08 What's next in the seriesTHE SERIES1. QSIT to QMSR: Understanding the new inspection program2. Inspection models, coverage, and record selection3. The six QMS areas and how they connect4. Inspection readiness: Preparing people, processes, and records, with lessons from early QMSR warning lettersRESOURCESFDA Compliance Program 7382.850 — Inspection of Medical Device ManufacturersPart III begins on page 20. Attachment A details the QMS areas, elements, and requirements.https://www.fda.gov/media/80195/downloadFDA Investigations Operations Manual — Chapter 5https://www.fda.gov/media/166533/downloadFDA QMSR Frequently Asked Questionshttps://www.fda.gov/medical-devices/quality-management-system-regulation-qmsr/quality-management-system-regulation-frequently-asked-questionsABOUT SUBHI SAADEHSubhi Saadeh is the Founder and Principal of Let's Combinate, a consultant, auditor, and trainer specializing in drug-device combination products, medical devices, and pharmaceutical quality systems. His experience spans quality, R&D, and commercialization, with a focus on design controls, supplier quality, inspection readiness, and translating regulatory expectations into practical execution.Subhi is an ISO 13485 Lead Auditor and an ASQ Certified Quality Auditor and Certified Quality Engineer.CONNECT WITH SUBHIConsulting, audits, and training:https://letscombinate.comLinkedIn:https://www.linkedin.com/in/subhi-saadeh-1169aa21/Schedule a quick chat:https://calendly.com/letscombinate/quick-chatEmail:subhi@letscombinate.comFOLLOW LET'S COMBINATEYouTube:https://www.youtube.com/@LetsCombinateSpotify:https://open.spotify.com/show/71wYadhCrfLsdYTVachpD2Apple Podcasts:https://podcasts.apple.com/us/podcast/lets-combinate-drugs-devices/id1589285792

Your roof could be hiding damage right now, quietly, until the next big storm turns it into a costly emergency. Why do so many homeowners wait? Discover the seasonal window experts say beats storm-chasing repairs every time. To learn more, visit https://rhinoroofingnwfl.com/service-areas/ Rhino Roofing NWFL City: Pensacola Address: 5901 Moss Lane Website: https://rhinoroofingnwfl.com/ Phone: +1 850 999 7663 Email: rhinoroofingflorida@gmail.com

Are you a first-time home buyer or looking to purchase a new property? Inspecting a potential home is a crucial step in the buying process, and knowing what red flags to look out for can save you from making a costly mistake. In this video, we'll cover the essential inspection red flags that every home buyer needs to know, from structural issues to hidden damages. Whether you're buying a new construction or an older home, being aware of these potential problems can help you negotiate a better price or even walk away from a bad deal. Tune in to learn more about the common inspection red flags and how to avoid them, ensuring you make an informed decision when purchasing your dream home.Please like, follow,subscribe by clicking the links below:www.JasonGelios.com Youtubehttps://www.youtube.com/c/ItsAllAboutTheRealEstate Facebookhttps://www.facebook.com/jasongeliosrealtor/ Linkedinhttps://www.linkedin.com/in/jasongelios Twitter (X)https://twitter.com/jasongelios Instagramhttps://www.instagram.com/jasongeliosrealtor/ Pinteresthttps://www.pinterest.com/jasongelios/ Tik Tokhttps://www.tiktok.com/@jasongeliosrealtor?is_from_webapp=1&sender_device=pc Purchase Jason'sbook ‘From House To Wealth'On Amazon here: https://www.amazon.com/House-Wealth-Homeowners-Mistakes-Financial/dp/B0H6Y9MBH2/ref=sr_1_1?crid=2M38S37YUNMPB&dib=eyJ2IjoiMSJ9.YhDEjThD5WsHz62slynroUyiEzzK9RSiv2T5LnSS9hM0aKlB9zeYZ511oxCmwqYnWx99w7J4FOBfC6zq-qYhihuLCxeNrlZDvUs-ObRH9hM.uNHr_HWFQiEn7m50QIPDwOGs7y0pJhL52jrD77Rub5s&dib_tag=se&keywords=jason+gelios&qid=1784121937&sprefix=%2Caps%2C165&sr=8-1  Purchase Jason'sreal estate book 'Think Like a Realtor: New Edition' here:https://www.amazon.com/Think-Like-Realtor-residential-REALTOR%C2%AE/dp/B0D3YBG69H/ref=sr_1_1?crid=1PTDJATI1DGIO&dib=eyJ2IjoiMSJ9.0ZYEOTHIrRJpvYxn2OFLQhVM7bNB14x3B1NbWhdwZtDwC4SQi2MUb0sqWs3wURG6h5P7CcWsN3JxJMIk0jnrktCVQxiPTv8YI3gdtrmzNF_RqTIkj4vVfdl71ouS_IVA1eFc8ECABaTYbirhvPG9HPOw-x2aNB9_sn0OLoUYy2f0QnLgYJalQH376g9sxhSeVGct5yV1EFisL2o18-ihUUo_qJqRwCsDFA-2Sp2wACs.3kHmteGQeWS_zZ9SsgqMOfyCvBLUB57xIRKYTUiHgww&dib_tag=se&keywords=think+like+a+realtor&qid=1719583367&sprefix=think+like+a+realt%2Caps%2C360&sr=8-1 Purchase Jason'ssenior focused real estate book 'The Seniors Guide To Buying and Selling aHome: The Next Chapter' here:https://www.amazon.com/Seniors-Guide-Buying-Selling-Home/dp/B0FZMXH52M/ref=sr_1_1?crid=834V0AV7LVVB&dib=eyJ2IjoiMSJ9.tN6hVc68-lI33W_PZk7CSbfm79_ERr7Fq4LP9OVNeF6AryRAkclwp3jmXrayWFOTli6xufdFg8aUoJKzrgLWHcMzPmpfqUz6ryhqMjMxkPQ.pO4BMspck8VA-qvXZY93G0E8p58qB7mSCllAxuq7sI8&dib_tag=se&keywords=jason+gelios&qid=1763470048&sprefix=jason+gelios%2Caps%2C155&sr=8-1 Purchase Jason'sself-help book 'Beating The Force of Average: Proven tips for beating the forceof average, to achieve the success you desire, to live the life you really wantto live.' here:https://www.amazon.com/Beating-Force-Average-beating-average/dp/B0BHKGL4CS/ref=sr_1_6?crid=1ZUK6R7J4DLG2&dib=eyJ2IjoiMSJ9.tN6hVc68-lI33W_PZk7CSbfm79_ERr7Fq4LP9OVNeF6AryRAkclwp3jmXrayWFOTli6xufdFg8aUoJKzrgLWHcMzPmpfqUz6ryhqMjMxkPQ.pO4BMspck8VA-qvXZY93G0E8p58qB7mSCllAxuq7sI8&dib_tag=se&keywords=jason+gelios&qid=1763470142&sprefix=jason+gelios%2Caps%2C156&sr=8-6 Real estate without the hype. Just honest advice thathelps you make smarter decisions.Michigan RealtorJason Gelios shares practical home buying, home selling, homeownership, andreal estate investing tips designed to help you avoid costly mistakes and buildlong-term wealth. As a top-producing Realtor, Senior Real Estate Specialist(SRES®), self-published author, and recognized media contributor, Jason breaksdown complex real estate topics into clear, actionable advice you can trust.Whether you're a first-time buyer, seasoned homeowner, or planning your nextmove, you'll gain the k

AP's Lisa Dwyer reports there a new recall for some meat products produced by a North Carolina company.

Getting a home under contract doesn't mean the negotiation is finished. For many agents, the home inspection has become the second negotiation — and it can be where an otherwise solid transaction starts falling apart. Tim and Julie Harris break down how listing agents can prepare sellers before an inspection, how buyer agents should set expectations before the repair report arrives, and how to handle repair requests without creating unnecessary drama. You'll learn when a pre-inspection may make sense, how seller home warranties can reduce potential objections, what buyers should reasonably request, why repair credits and escrow arrangements can sometimes work better than seller-managed repairs, and what to do when the buyer appears to be using the inspection primarily as another opportunity to negotiate price. You'll also learn why successful agents must become the calm voice in difficult transactions. Inspection problems, inexperienced agents, emotional buyers, and frustrated sellers are all part of the business. Your ability to anticipate problems, communicate clearly, and keep the deal together is what separates agents who write contracts from agents who consistently close them. This is practical, tactical real estate coaching for agents who want stronger negotiation skills, more closed transactions, and a career built on solving problems instead of creating them. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.

Fragmentierte Märkte, fehlende Nachfolgen, massiver Transformationsdruck: Im deutschen Small-Cap-Markt schlummert für Private Equity enormes „Buy and Build“-Potenzial – wenn man weiß, wie man es hebt. „Besonders in den Bereichen technische Gebäudeausrüstung, ‚Testing, Inspection and Certification‘, Property Services, Govtech und Healthtech kann Private Equity Nutzen stiften“, findet Christian Futterlieb, Geschäftsführer von VR Equitypartner.Der Private-Equity-Arm der DZ Bank zählt sich zu den Investoren, die wissen, wie man Value Creation in solch kleinteiligen Märkten richtig angeht. Und er kann auch schon einige erfolgreiche Exits in diesen vorweisen, darunter den Verkauf von Kälte Eckert an Triton im Jahr 2022. Wie der Finanzinvestor diese Sektoren systematisch erschließt und dort Wert hebt, berichtet Futterlieb bei FINANCE TV.Das erwartet Sie in diesem Talk:Warum VR Equitypartner gerade in fragmentierten Märkten mit Transformationsdruck die attraktivsten Plattformchancen sieht Wie sich der Investor notwendiges Branchen-Know-how aufbautWelche Bedeutung der genossenschaftliche Verbund beim Dealsourcing hatWelche Anforderungen Private Equity beim Aufbau von Plattformen an Management-Teams stelltWelchen Fehler Finanzinvestoren beim Aufbau kleinteiliger Plattformstrukturen auf keinen Fall machen dürfen Die Gesprächsteilnehmer:Host: Olivia Harder (FINANCE Magazin)Gast: Christian Futterlieb (Geschäftsführer, VR Equitypartner)Hinweis: Dieser Talk entstand in Kooperation mit VR Equitypartner. ________________________________________________________________Bei FINANCE TV ist die Finanzwelt im Gespräch! Jede Woche erwarten Sie hier exklusive Interviews mit CFOs, führenden Bankern und Experten aus Corporate Finance. Wir unterhalten uns über alles, was Finanzentscheider wissen müssen: von M&A und Finanzierung bis hin zu Private Equity, Wirtschaftsprüfung, Karriere, Gehalt und aktuellen Finanzskandalen. Kompakt, direkt und auf den Punkt!Mehr Infos gibt es hier: https://www.finance-magazin.de/tv/

Are You Wasting Money on Drone Mapping? What Enterprises Know In this episode of Ask Drone U, Paul and Rob examine a major shift occurring across large-scale enterprise drone programs: the decline of routine drone mapping. They discuss why utility companies and infrastructure organizations are stepping away from expensive 3D models and high-overhead photogrammetry software. Instead, enterprise operations are shifting toward AI-powered image analysis, direct WGS84 geotagging, and automated work order generation. They also cover where 3D mapping remains essential—such as dams, stadiums, and construction progression—and what these trends mean for the future of drone pilot training and program scalability. 5-Day Free Course: Thriving Drone Real Estate Business Transform your drone operations into a thriving real estate-focused business. Learn client management, pricing for profit, and creating high-value deliverables. Grow My Drone Business Get your questions answered: https://thedroneu.com/. If you enjoy the show, the #1 thing you can do to help us out is to subscribe to it on iTunes. Can we ask you to do that for us real quick? While you're there, leave us a 5-star review, if you're inclined to do so. Thanks! https://itunes.apple.com/us/podcast/ask-drone-u/id967352832. Click here for access to Skywatch for all your drone insurance purposes ! Become a Drone U Member. Access to over 30 courses, great resources, and our incredible community. Follow Us Site – https://thedroneu.com/ Facebook – https://www.facebook.com/droneu Instagram –  https://instagram.com/thedroneu/ Twitter –  https://twitter.com/thedroneu YouTube –  https://www.youtube.com/c/droneu Timestamps: [00:27] — Question: Why are large-scale drone programs moving away from mapping? [01:00] — The Hidden Costs of Mapping: Software Licenses, Storage, and Flight Time [01:40] — How AI Image Analysis Is Replacing Full Photogrammetry Workflows [02:30] — WGS84 vs. State Plane Coordinates: Simplifying GPS Data for Field Crews [03:45] — Cost Comparison: $4–$10 per Asset Inspection vs. Thousands in Mapping Overhead [04:10] — Where 3D Mapping Is Still Essential (Dams, Stadiums, and Construction) [05:00] — Enterprise Scalability, Training Pitfalls, and Evolving Regulations [05:50] — AI Regulation, Government Security Concerns, and Broader Tech Trends [07:00] — Final Takeaways on Inspection vs. Mapping Workflows

Send us Fan MailMost people think “operations” means calendars, checklists, and a few spreadsheets. The truth is messier and more human. This week Marisa Reeves, operations Manager at SOCO Realty & PM Collective is joined by Fowzia from Property Assist Inspections, and we get honest about what it takes to run the day-to-day of a growing inspection business while keeping clients happy and a team supported.We talk through Fowzia's path from residential real estate sales and property development into Property Assist operations, and what surprised her most: being trusted to make decisions without layers of approvals. From there, we go practical on systems and process. Fowzia explains how Property Assist is structured across in-office staff, on-road inspectors, and an offshore team, and why communication is the make-or-break skill when agencies outsource property inspections. If you manage inspections, lead a PM team, or want a clearer picture of what an operations manager actually does, you'll leave with practical ideas and a better framework for building a calmer, smarter business. Subscribe, share this with a colleague, and leave a review so more property managers can find the show.This podcast is sponsored by Property Assist.Business owners are building their rental portfolios faster than ever and Property Managers can't possibly do it all!Keep your property managers doing what they love and outsource the things they don't to a company that thrives on positive feedback and guarantees a premium personalised servicewww.propertyassistwa.com.au This podcast is kindly sponsored by Longreach

A Recap of RoadCheck 2026 the Inspection Blitz Across North America: Lead Pedal Podcast The numbers are officially in for the 2026 CVSA International Roadcheck, and the enforcement sweep took more than 20% of commercial vehicles and drivers off North American highways in over just 72 hours. In this episode, we unpack the comprehensive data from the May 2026 blitz, which saw inspectors conduct over 30,000 Level I, II, and III inspections across the U.S., Canada, and Mexico. We dig into what went right and where fleets and drivers were caught off guard. This should be a wake up call to all truck drivers!  Work for a Company With a Great Culture-Rosedale Transport This episode is sponsored by Rosedale Transport offering career opportunities for truck drivers with their large network. You can learn more at www.rosedalegroup.com   Start Your Career on Solid Ground With Ontario Truck Driving School This episode is also sponsored by Ontario Truck Driving School which has a number of courses to help you be successful when starting a career in transportation from heavy equipment to over the road trucking. You can learn more about starting your career at www.otds.com   About the Podcast The Lead Pedal Podcast for Truck Drivers helps truck drivers improve their truck driving careers, trucking businesses as owner operators, CDL skills, find trucking jobs, and offer trucking career tips. Learn about the trucking benefits and salaries as a professional truck driver through interviews and tips related to the North American Trucking Industry. The Lead Pedal Podcast is a Canadian based trucking podcast focused on trucking in Ontario, Canada. LISTEN TO THE PODCAST- The show is available at www.theleadpedalpodcast.com , Apple Podcasts, Spotify, iHeartradio, and other popular podcast platforms. Thanks for listening! The Lead Pedal Podcast for Truck Drivers talks all things trucking for people in the transportation industry helping them improve their business and careers. Interviews with industry professionals and truck drivers, trucking equipment information, event coverage, and other features on the industry are meant to be helpful for truck drivers and those in transportation. The Lead Pedal Podcast for Truck Drivers has main episodes released every Monday, Wednesday, and Friday with bonus material on other days. You can learn more about the host and show on our website and make sure to SUBSCRIBE to the show on your favourite podcast platform. www.theleadpedalpodcast.com  What does The Lead Pedal Podcast mean? The Lead (pronounced - Led) stands for acceleration or fast-track of your career or business. It is a play on words and we certainly are not here promoting speeding in the industry. We are hoping this information will help you become a professional driver faster than if you didn't know about many of these topics. Are you enjoying the show? If so we would appreciate you leaving us a rating and review on your favourite podcast platform. www.theleadpedalpodcast.com  Join The Lead Pedal Fan Club where are loyal fans get first chance at specials, discounts on merchandise and much more.The club is free to join and you can learn more at www.theleadpedalfanclub.com  LISTEN TO LEAD PEDAL RADIO with music and entertainment with a trucking theme at www.LeadPedalRadio.com     

Should You Invest in Vancouver, Montreal or Laval? Plus the 2 Numbers Wayne Uses to Analyze Deals Can you find a good rental property in Montreal or Laval? Should you invest in Vancouver? What numbers actually matter when analyzing a rental property? And if you already bought a bad deal, should you hold it and hope it recovers, or sell it and move on? Today's episode of the Canadian Real Estate Investing Morning Show is another investor Q&A covering exactly those questions. Wayne and Gabby break down how to evaluate a market, how borrowed down-payment funds affect cash flow, why Wayne would personally avoid certain provinces even when the numbers appear to work, and the two metrics he actually uses to compare real estate deals. The main message: Don't force a market to work. Find the market, property type and deal that actually fit your investment criteria. Can You Cash Flow in Montreal or Laval? A listener from Laval, Quebec asks whether it is realistic to find a property in Laval or Montreal that meets Wayne's cash-flow criteria. Wayne says it may be possible. But instead of starting with one predetermined property type, investors should study the entire market. Look at: Apartment condos Townhouse condos Duplexes Single-family houses Houses with secondary suites Small multifamily Larger multifamily Then compare purchase prices across different neighbourhoods with the rents those properties can realistically achieve. The goal is to become a master of the market. You need to know: What different property types cost. What different neighbourhoods cost. What tenants will pay. What areas attract stronger tenants. Which property types produce the best rent-to-price relationship. Only then can you determine which opportunities deserve deeper investigation. Don't Start With the Strategy and Force the Market The listener specifically mentions wanting to purchase a plex. Wayne's approach would be slightly different. Instead of deciding: "I want to buy a plex." Start with: "Which asset type in this city produces the best combination of cash flow, tenant profile, risk and long-term potential?" Maybe that is a plex. Maybe it is a townhouse. Maybe it is a suited house. Maybe it is something completely different. Do not force the property type. Follow the numbers. Borrowing Your Down Payment From Home Equity The listener is also considering borrowing against their existing home to fund the down payment. Wayne likes the concept of taking otherwise unused equity and redeploying it into another productive asset. But there is an obvious trade-off. Borrowing the down payment creates additional debt. Additional debt means additional monthly interest. That increases the risk. If the investment property itself produces $500 per month in cash flow but the borrowed down payment costs $300 per month to service, the investor's actual financial position is very different. That needs to be considered. Look at the Entire Portfolio When investors use equity from one property to fund another, Wayne sometimes prefers looking at the cash flow of the entire portfolio instead of judging only the new property in isolation. Maybe one property produces excellent cash flow. Another is tighter. Together, the portfolio may still be healthy. The question becomes: Does the entire portfolio still pass the cash-flow test and remain resilient? Borrowing money to scale increases potential profits. But it also increases risk. The goal is finding the right balance. Borrowed Investment Funds May Be Tax Deductible Gabby also points out an important tax consideration. When money is borrowed and used for qualifying investment purposes, the interest may be deductible. That can reduce the true after-tax cost of the borrowed funds. Investors should confirm the exact treatment with a qualified accountant based on their specific circumstances. Why Wayne Still Wouldn't Choose Quebec This is where Wayne's answer changes. Could somebody potentially find a property in Quebec that produces good cash flow? Yes. Would Wayne personally want to operate his rental-property business there? No. The issue is the landlord and tenant laws. Wayne views real estate as a business. And if the jurisdiction makes it unnecessarily difficult to operate that business, enforce agreements or manage risk, that becomes a major negative. Even if the numbers work. For Wayne, that can be enough to eliminate the market. A Great Deal in the Wrong Province Can Still Be the Wrong Deal Wayne compares Quebec with other provinces where investors have historically found strong deals. The purchase price might work. The rent might work. The appreciation potential might work. But if the operating environment creates significantly more landlord risk, the deal becomes less attractive. Wayne would rather invest in a market where: The property works. The cash flow works. The tenant profile works. The long-term fundamentals work. And the laws support the operation of the business. Wayne's "Ice Age" Theory Wayne again discusses the idea of real estate markets entering an "ice age." A market can become temporarily unattractive when prices rise faster than rents and household affordability. That does not mean the city is permanently bad. It means investors may need to wait. Calgary is one market Wayne currently describes this way. He believes Edmonton will eventually reach a similar stage. When that happens, he will look for the next market where the fundamentals work better. What Numbers Should Investors Actually Follow? Another listener asks which indicators they should use when analyzing deals. They currently look at: Cap rate Cash flow ROI DSCR The 1% rule Other rules of thumb Wayne simplifies it dramatically. He primarily focuses on two things: Return on Investment and The 5% Rule™ Cash Flow Test That is it. Metric #1: Return on Investment ROI tells Wayne how profitable the investment is. It allows him to compare completely different properties using one common measure. A townhouse. A suited house. A multifamily building. A condo. A garden-suite development. Whatever the property type, the question is: For every dollar I invest, how much profit am I receiving back? Wayne looks at total profits from: Cash flow Mortgage principal paydown Appreciation Then compares those profits with the initial investment. He generally prefers looking over longer holding periods rather than focusing only on year-one returns. Real estate is a long-term investment. Metric #2: The 5% Rule™ Cash Flow Test Profitability is only half the equation. The other half is risk. Wayne uses cash flow as his primary risk measure. The more cash flow a property produces, the greater its ability to absorb: Lower rents Higher mortgage payments Repairs Vacancy Increasing expenses Unexpected economic changes Imagine one property produces $500 per month. Rent falls by $200. You still have $300. Another property produces only $100. Rent falls by $200. Now you are losing money. Multiply that across a 20-property portfolio and suddenly a small monthly problem becomes a very large one. That is why Wayne created the 5% Rule. Profitability + Risk Wayne's approach is to balance: ROI = profitability with Cash flow = risk protection A property can have an incredible projected return but still be dangerously fragile. Another property can be extremely safe but produce disappointing returns. The goal is finding investments that score well in both areas. Wayne Doesn't Use the 1% Rule Wayne considers rules such as the 1% rule outdated and overly simplistic. The bigger question is: Why 1%? What exactly is it measuring? Profitability? Risk? Financing? There is often no clear reasoning behind the number. Wayne prefers metrics where he understands exactly what they are measuring and why they matter. A Listener Bought a Vancouver Condo and Regrets It Another listener writes in after purchasing a condo in the Greater Vancouver area. They say the property is losing several hundred dollars every month. They relied heavily on their realtor. They did not educate themselves first. And after finding the Morning Show, they realized they had done exactly what Wayne warns investors not to do. Their questions: Should they continue investing in Vancouver? Should they invest somewhere else? And how do they get out of the condo? Would Wayne Invest in Vancouver? Wayne's answer: No. He does not believe Vancouver currently fits the five fundamentals he uses when selecting markets and investments. His issue is not whether Vancouver real estate can appreciate. It obviously can. His problem is that Wayne does not buy properties primarily to speculate on appreciation. He wants to purchase a profitable rental business. If the rent cannot pay the operating costs and produce sufficient cash flow, he is not interested. Appreciation Is Not Enough Someone can buy a Vancouver condo and hope it goes up in value. That is a strategy. It is simply not Wayne's strategy. Wayne wants: Positive cash flow Mortgage paydown Long-term appreciation potential A strong tenant profile A supportive operating environment The property needs to make sense without requiring appreciation to rescue the investment. Should You Invest Outside Your Home City? Yes. Wayne believes investors should go where the fundamentals work. You do not need to live in the same city as your rental property. Wayne and Gabby already manage properties they rarely or never physically visit. The solution is building: The right team Communication systems Maintenance systems Inspection systems Contractor relationships Documentation systems Location matters far less once the management system works. How Do You Get Out of a Bad Vancouver Condo? Wayne's first answer is straightforward: Talk to your realtor and understand what the property can realistically sell for. Then calculate: Mortgage penalty Realtor fees Legal fees Current market value Remaining mortgage Potential loss Tax implications Net proceeds Then determine whether continuing to hold the property actually improves the situation. Wayne warns against holding a bad investment indefinitely simply because you want to "break even." Sometimes the best decision is to accept the loss, learn from it and redeploy the remaining capital into a better opportunity. Don't Make the Next Decision Based on the Last Mistake A bad deal does not mean real estate investing does not work. It means that particular deal did not work. The most important thing is learning from it. Get educated. Understand the market. Understand the numbers. Create proper criteria. Then try again with a stronger foundation. Ghost Listings for Rental Research Another viewer asks about posting a rental listing before the property is actually available to test the market rent. Wayne explains that investors sometimes use "ghost listings" to gauge demand at a particular price. But Gabby raises an important concern. If tenants currently occupy the property, posting their home for rent before it is actually available can create unnecessary problems. There is also a timing issue. If you post the listing in September to determine what rent you can get in December, you are collecting September data. Rental markets are seasonal. The information may not accurately reflect what tenants will pay months later. Ask the Right Professional Wayne closes the discussion with another important principle: Use professionals for what they actually specialize in. A realtor brokers real estate transactions. A mortgage broker arranges financing. A lawyer provides legal guidance. A contractor performs construction. That does not automatically make any of them qualified to provide investment strategy. Build a team of strong professionals. But remain the CEO of your own real estate business. Remote Property Management Course – 50% Off This Week Gabby's Remote Property Management Course is currently 50% off. The eight-module course teaches the systems Wayne and Gabby use to remotely manage their own rental portfolio. Use code: 50OFF at: www.reimasters.ca Edmonton Real Estate Investing Course Want to learn Edmonton neighbourhoods, property types, tenant profiles and investment opportunities? The Edmonton Real Estate Investing Course is available at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on market selection, acquisitions, deal analysis, financing, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

https://www.desertstateinspections.com/surprise-home-inspectionBought new construction in Prasada or Sterling Grove? Disconnected ducts, missing insulation and roof flashing errors show up even in brand-new luxury homes. Learn why month eleven could be your last free chance to fix it. Desert State Home Inspections City: Peoria Address: 7833 West Hearn Road Website: https://www.desertstateinspections.com/ Phone: +1-480-585-6456

Should You Invest in Vancouver, Montreal or Laval? Plus the 2 Numbers Wayne Uses to Analyze Deals Can you find a good rental property in Montreal or Laval? Should you invest in Vancouver? What numbers actually matter when analyzing a rental property? And if you already bought a bad deal, should you hold it and hope it recovers, or sell it and move on? Today's episode of the Canadian Real Estate Investing Morning Show is another investor Q&A covering exactly those questions. Wayne and Gabby break down how to evaluate a market, how borrowed down-payment funds affect cash flow, why Wayne would personally avoid certain provinces even when the numbers appear to work, and the two metrics he actually uses to compare real estate deals. The main message: Don't force a market to work. Find the market, property type and deal that actually fit your investment criteria. Can You Cash Flow in Montreal or Laval? A listener from Laval, Quebec asks whether it is realistic to find a property in Laval or Montreal that meets Wayne's cash-flow criteria. Wayne says it may be possible. But instead of starting with one predetermined property type, investors should study the entire market. Look at: Apartment condos Townhouse condos Duplexes Single-family houses Houses with secondary suites Small multifamily Larger multifamily Then compare purchase prices across different neighbourhoods with the rents those properties can realistically achieve. The goal is to become a master of the market. You need to know: What different property types cost. What different neighbourhoods cost. What tenants will pay. What areas attract stronger tenants. Which property types produce the best rent-to-price relationship. Only then can you determine which opportunities deserve deeper investigation. Don't Start With the Strategy and Force the Market The listener specifically mentions wanting to purchase a plex. Wayne's approach would be slightly different. Instead of deciding: "I want to buy a plex." Start with: "Which asset type in this city produces the best combination of cash flow, tenant profile, risk and long-term potential?" Maybe that is a plex. Maybe it is a townhouse. Maybe it is a suited house. Maybe it is something completely different. Do not force the property type. Follow the numbers. Borrowing Your Down Payment From Home Equity The listener is also considering borrowing against their existing home to fund the down payment. Wayne likes the concept of taking otherwise unused equity and redeploying it into another productive asset. But there is an obvious trade-off. Borrowing the down payment creates additional debt. Additional debt means additional monthly interest. That increases the risk. If the investment property itself produces $500 per month in cash flow but the borrowed down payment costs $300 per month to service, the investor's actual financial position is very different. That needs to be considered. Look at the Entire Portfolio When investors use equity from one property to fund another, Wayne sometimes prefers looking at the cash flow of the entire portfolio instead of judging only the new property in isolation. Maybe one property produces excellent cash flow. Another is tighter. Together, the portfolio may still be healthy. The question becomes: Does the entire portfolio still pass the cash-flow test and remain resilient? Borrowing money to scale increases potential profits. But it also increases risk. The goal is finding the right balance. Borrowed Investment Funds May Be Tax Deductible Gabby also points out an important tax consideration. When money is borrowed and used for qualifying investment purposes, the interest may be deductible. That can reduce the true after-tax cost of the borrowed funds. Investors should confirm the exact treatment with a qualified accountant based on their specific circumstances. Why Wayne Still Wouldn't Choose Quebec This is where Wayne's answer changes. Could somebody potentially find a property in Quebec that produces good cash flow? Yes. Would Wayne personally want to operate his rental-property business there? No. The issue is the landlord and tenant laws. Wayne views real estate as a business. And if the jurisdiction makes it unnecessarily difficult to operate that business, enforce agreements or manage risk, that becomes a major negative. Even if the numbers work. For Wayne, that can be enough to eliminate the market. A Great Deal in the Wrong Province Can Still Be the Wrong Deal Wayne compares Quebec with other provinces where investors have historically found strong deals. The purchase price might work. The rent might work. The appreciation potential might work. But if the operating environment creates significantly more landlord risk, the deal becomes less attractive. Wayne would rather invest in a market where: The property works. The cash flow works. The tenant profile works. The long-term fundamentals work. And the laws support the operation of the business. Wayne's "Ice Age" Theory Wayne again discusses the idea of real estate markets entering an "ice age." A market can become temporarily unattractive when prices rise faster than rents and household affordability. That does not mean the city is permanently bad. It means investors may need to wait. Calgary is one market Wayne currently describes this way. He believes Edmonton will eventually reach a similar stage. When that happens, he will look for the next market where the fundamentals work better. What Numbers Should Investors Actually Follow? Another listener asks which indicators they should use when analyzing deals. They currently look at: Cap rate Cash flow ROI DSCR The 1% rule Other rules of thumb Wayne simplifies it dramatically. He primarily focuses on two things: Return on Investment and The 5% Rule™ Cash Flow Test That is it. Metric #1: Return on Investment ROI tells Wayne how profitable the investment is. It allows him to compare completely different properties using one common measure. A townhouse. A suited house. A multifamily building. A condo. A garden-suite development. Whatever the property type, the question is: For every dollar I invest, how much profit am I receiving back? Wayne looks at total profits from: Cash flow Mortgage principal paydown Appreciation Then compares those profits with the initial investment. He generally prefers looking over longer holding periods rather than focusing only on year-one returns. Real estate is a long-term investment. Metric #2: The 5% Rule™ Cash Flow Test Profitability is only half the equation. The other half is risk. Wayne uses cash flow as his primary risk measure. The more cash flow a property produces, the greater its ability to absorb: Lower rents Higher mortgage payments Repairs Vacancy Increasing expenses Unexpected economic changes Imagine one property produces $500 per month. Rent falls by $200. You still have $300. Another property produces only $100. Rent falls by $200. Now you are losing money. Multiply that across a 20-property portfolio and suddenly a small monthly problem becomes a very large one. That is why Wayne created the 5% Rule. Profitability + Risk Wayne's approach is to balance: ROI = profitability with Cash flow = risk protection A property can have an incredible projected return but still be dangerously fragile. Another property can be extremely safe but produce disappointing returns. The goal is finding investments that score well in both areas. Wayne Doesn't Use the 1% Rule Wayne considers rules such as the 1% rule outdated and overly simplistic. The bigger question is: Why 1%? What exactly is it measuring? Profitability? Risk? Financing? There is often no clear reasoning behind the number. Wayne prefers metrics where he understands exactly what they are measuring and why they matter. A Listener Bought a Vancouver Condo and Regrets It Another listener writes in after purchasing a condo in the Greater Vancouver area. They say the property is losing several hundred dollars every month. They relied heavily on their realtor. They did not educate themselves first. And after finding the Morning Show, they realized they had done exactly what Wayne warns investors not to do. Their questions: Should they continue investing in Vancouver? Should they invest somewhere else? And how do they get out of the condo? Would Wayne Invest in Vancouver? Wayne's answer: No. He does not believe Vancouver currently fits the five fundamentals he uses when selecting markets and investments. His issue is not whether Vancouver real estate can appreciate. It obviously can. His problem is that Wayne does not buy properties primarily to speculate on appreciation. He wants to purchase a profitable rental business. If the rent cannot pay the operating costs and produce sufficient cash flow, he is not interested. Appreciation Is Not Enough Someone can buy a Vancouver condo and hope it goes up in value. That is a strategy. It is simply not Wayne's strategy. Wayne wants: Positive cash flow Mortgage paydown Long-term appreciation potential A strong tenant profile A supportive operating environment The property needs to make sense without requiring appreciation to rescue the investment. Should You Invest Outside Your Home City? Yes. Wayne believes investors should go where the fundamentals work. You do not need to live in the same city as your rental property. Wayne and Gabby already manage properties they rarely or never physically visit. The solution is building: The right team Communication systems Maintenance systems Inspection systems Contractor relationships Documentation systems Location matters far less once the management system works. How Do You Get Out of a Bad Vancouver Condo? Wayne's first answer is straightforward: Talk to your realtor and understand what the property can realistically sell for. Then calculate: Mortgage penalty Realtor fees Legal fees Current market value Remaining mortgage Potential loss Tax implications Net proceeds Then determine whether continuing to hold the property actually improves the situation. Wayne warns against holding a bad investment indefinitely simply because you want to "break even." Sometimes the best decision is to accept the loss, learn from it and redeploy the remaining capital into a better opportunity. Don't Make the Next Decision Based on the Last Mistake A bad deal does not mean real estate investing does not work. It means that particular deal did not work. The most important thing is learning from it. Get educated. Understand the market. Understand the numbers. Create proper criteria. Then try again with a stronger foundation. Ghost Listings for Rental Research Another viewer asks about posting a rental listing before the property is actually available to test the market rent. Wayne explains that investors sometimes use "ghost listings" to gauge demand at a particular price. But Gabby raises an important concern. If tenants currently occupy the property, posting their home for rent before it is actually available can create unnecessary problems. There is also a timing issue. If you post the listing in September to determine what rent you can get in December, you are collecting September data. Rental markets are seasonal. The information may not accurately reflect what tenants will pay months later. Ask the Right Professional Wayne closes the discussion with another important principle: Use professionals for what they actually specialize in. A realtor brokers real estate transactions. A mortgage broker arranges financing. A lawyer provides legal guidance. A contractor performs construction. That does not automatically make any of them qualified to provide investment strategy. Build a team of strong professionals. But remain the CEO of your own real estate business. Remote Property Management Course – 50% Off This Week Gabby's Remote Property Management Course is currently 50% off. The eight-module course teaches the systems Wayne and Gabby use to remotely manage their own rental portfolio. Use code: 50OFF at: www.reimasters.ca Edmonton Real Estate Investing Course Want to learn Edmonton neighbourhoods, property types, tenant profiles and investment opportunities? The Edmonton Real Estate Investing Course is available at: www.reimasters.ca REI Masters Mentorship Work directly with Wayne and Gabby on market selection, acquisitions, deal analysis, financing, property management, joint ventures and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Welcome to another episode of Gen Z in Manufacturing, a podcast that asks young people about their journeys in manufacturing, how they intend to influence the industry and what they are looking for from an employer. For this episode, I welcome Bahir Usanmaz, a 26-year-old AI software engineer for Nordson Test & Inspection, a manufacturer of metrology and inspection systems and sensors for a range of industries, including automotive, energy, aerospace and medical. Usanmaz joined Nordson more than four years ago as a junior software engineer working on the company's Automatic X-ray Metrology product line. He now develops AI solutions used across multiple product lines. In this episode, Usanmaz discusses: • (1:03) How Gen Z is creating jobs• (4:18) Engineering skills that matter most in the modern era• (7:00) Why Gen Z is more skeptical of AI than older generations (9:20) The question that manufacturers should be asking about AI• (12:11) Why team fit matters more than individual skills.Please make sure to like and share this episode of Gen Z in Manufacturing. To view previous episodes, visit manufacturing.net. If you are a member of Gen Z and would like to discuss your experience in the manufacturing industry, please get in touch with me, Nolan Beilstein, at nolan@ien.com.

The Best Real Estate Investing Advice From REIcon 2026 REIcon 2026 is officially over. After a packed weekend of presentations, panels, live coaching, deal analysis and conversations with investors from across Canada, Wayne and Gabby are back on the Canadian Real Estate Investing Morning Show sharing some of the best advice they gave from the stage. In today's episode, they recap several of the biggest lessons from the weekend, including a creative way to negotiate inspection repairs, the three real estate opportunities Wayne believes are strongest in Edmonton right now, why residential real estate should not automatically be considered inferior to multifamily, and why buying the property is only the beginning. One of the biggest messages from the weekend: You don't make all your money when you buy the property. How you manage that property afterward determines what you actually keep. Don't Leave an Event Without What You Came For Wayne's final advice before leaving REIcon on Saturday was simple. If you paid to attend an educational event and still have a question preventing you from taking action, do not leave without getting it answered. Find the person who knows. Ask the expert. Talk to the lender. Talk to the lawyer. Talk to the investor. Talk to the contractor. The entire point of attending an event like REIcon is to leave with more clarity than you arrived with. Monday morning eventually comes. Motivation fades. What matters is whether you actually learned something that allows you to take the next step. A Creative Way to Negotiate Inspection Repairs One of Gabby's favourite conversations happened Friday night. An investor had a property under contract. The numbers worked. He liked the property. Then the home inspection revealed several repairs. The seller did not want to reduce the price or complete the work. The investor was considering walking away because every additional dollar he personally invested into repairs would reduce his return on investment. Gabby suggested a different approach. Instead of asking the seller to lower the purchase price: Increase it. Then require the seller to complete the repairs before closing. Why? Because the increased purchase price may allow more of the total acquisition cost to be incorporated into the mortgage financing, while the seller uses the additional proceeds to complete the required work. The seller can potentially walk away with roughly the same net amount. The buyer avoids funding the entire repair bill separately out of pocket. And the deal may stay together. It will not work in every transaction and needs to make sense with the lender, appraisal and contract structure, but it demonstrates an important investing principle: Price is only one part of a negotiation. Stop Obsessing Only Over Purchase Price Investors often become fixated on negotiating the lowest possible purchase price. But the better question is: How do I structure the entire transaction so the investment works? Price. Repairs. Closing date. Financing. Conditions. Credits. Terms. Possession. All of these can matter. Sometimes paying slightly more for the property can actually create a better investment if the overall structure reduces the amount of additional cash you need to contribute. The Three Edmonton Opportunities Wayne Highlighted at REIcon During Saturday morning's live Morning Show, Wayne shared the three opportunities he currently believes are among the strongest in Edmonton: Legal suited houses Edmonton townhouses Multi-unit garden suites Each opportunity serves a different investor. Different capital. Different experience. Different risk tolerance. Different return expectations. There is no single asset class that is automatically superior to everything else. #1: Legal Suited Houses If somebody forced Wayne to choose a straightforward Edmonton rental property for an investor with limited experience, he would choose a legal suited house. Why? They are relatively simple. They have diversified rental income. They serve a broad tenant base. They tend to be resilient. And Wayne believes they are difficult to completely mess up if they are purchased properly. The trade-off? They may not produce the highest returns. Wayne describes them more as a safe and dependable strategy than the highest-return strategy available. For someone wanting a relatively straightforward long-term rental property, that can be exactly what they need. #2: Edmonton Townhouses Edmonton townhouses remain one of Wayne's favourite opportunities. He has been buying them for years. His students are buying them. And he believes the opportunity still exists today. A major advantage is accessibility. A typical Edmonton townhouse may sell for approximately $200,000 to $220,000. At 20% down, that means an investor may need approximately: $40,000 to $44,000 for the down payment. Compare that with a suited house requiring closer to $100,000 or a development requiring hundreds of thousands of dollars. That lower entry point makes townhouses accessible to far more investors. Why Wayne Likes Townhouses So Much Wayne says the returns he has achieved on carefully selected Edmonton townhouses have been exceptional when combining: Appreciation Mortgage paydown Cash flow Some properties were purchased for approximately $160,000 and are now worth well over $200,000. On certain investments, Wayne says the combined return relative to the original invested capital has exceeded 100%. That does NOT mean every Edmonton townhouse will produce those results. The complex matters. The neighbourhood matters. The condo corporation matters. The purchase price matters. Due diligence matters. The property still needs to be selected properly. But Wayne believes investors continue to overlook the strategy because it does not sound as impressive as owning a large apartment building. Residential vs Multifamily One of Wayne's messages throughout the weekend was: Residential and multifamily are apples and oranges. Multifamily is not automatically the "next level." Residential is not automatically beginner investing. Some multifamily deals will outperform residential deals. Some residential deals will dramatically outperform multifamily deals. The correct comparison is the actual investment. Capital required. Cash flow. Risk. Return. Financing. Management. Exit options. Potential appreciation. Wayne believes investors sometimes chase multifamily because it feels bigger rather than because the actual numbers are better. #3: Edmonton Garden Suites The third major opportunity is multi-unit garden suites. This strategy requires considerably more capital and sophistication. Wayne and Gabby are currently developing multi-unit garden suites behind existing Edmonton houses. Instead of demolishing the original house, they retain it and build additional residential units on the property. The finished property can then potentially operate more like a multifamily asset. The strategy combines: An existing house. Newly created units. New rental income. Value creation through development. And potentially an income-based appraisal upon completion. Creating Hundreds of Thousands in Equity Wayne says their current garden-suite developments are projected to create substantial equity upon completion. Depending on the individual property, he discusses potential value creation in the range of approximately: $250,000 to $400,000 The strategy may also allow them to refinance the completed property and recover a significant portion, and potentially all, of the original invested capital. The remaining property then continues operating as a cash-flowing asset. This is effectively a development version of the BRRRR strategy. But Wayne emphasizes that this is considerably more complicated than simply buying a townhouse or suited house. Execution matters. Financing matters. Development costs matter. Property selection matters. Appraisal methodology matters. And investors need enough capital to complete the project. The Window of Opportunity Is Closing Wayne has been discussing Edmonton's investment window for several years. His view remains that Edmonton prices are still relatively affordable compared with the rents certain properties can produce. But that relationship will not last forever. Prices have been increasing. Certain rents are now softening. And eventually the rent-to-price ratio will become less attractive. Wayne believes Edmonton is already partway through that window. The goal is not to panic-buy. The goal is to recognize opportunities while the fundamentals still work. Buying the Property Is Only the Beginning One of Gabby's strongest messages from the weekend came during their property and asset management presentation. Investors spend enormous amounts of time learning: How to find a deal. How to analyze it. How to negotiate it. How to finance it. How to close it. But ownership can last 20 years. The acquisition may take a few weeks. The management lasts decades. Gabby's point: Once you take possession, how you manage the property ultimately determines your profits. A fantastic deal can become a terrible investment through poor management. You Can Self-Manage a Large Portfolio Wayne and Gabby also challenged the idea that investors automatically need a professional property manager as their portfolio grows. They have self-managed their rental portfolio remotely since they started. That does not mean personally doing everything. It means building systems. Communication systems. Maintenance systems. Inspection systems. Rent collection systems. Renewal systems. Contractor systems. Bookkeeping systems. Documentation systems. Then, as the portfolio grows, specific tasks can be delegated. Wayne and Gabby now use an assistant for portions of the communication and administration. But the assistant operates inside systems they created. That distinction matters. Trust the System Wayne describes seeing rental-property emails during the REIcon weekend and barely registering them. Years ago, those issues might have consumed his attention. Today, he trusts the system. That allows him to focus on: Acquisitions. Developments. New businesses. Joint ventures. Raising capital. Family. And everything else requiring his attention. That is the real purpose of systems. Not simply organization. Freedom. Remote Property Management Course – 50% Off This Week Following the response to their REIcon presentation, Gabby is offering a temporary 50% discount on the REI Masters Remote Property Management Course. The course teaches the systems Wayne and Gabby use to manage their rental portfolio remotely. The eight-module course covers how to create a property-management operation that does not require the owner to personally attend every showing, inspection, maintenance call or tenant issue. Visit: www.reimasters.ca Use discount code: 50OFF for 50% off during the promotional period discussed on today's show. The Main Lesson Buying a great property matters. But buying the property is only the beginning. A great acquisition with terrible management can still become a terrible investment. The goal is to: Buy correctly. Finance correctly. Manage correctly. Build systems. And hold great properties for the long term. That is how real estate becomes a wealth-building business instead of a series of transactions. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, financing, market selection, due diligence, joint ventures, property management, BRRRR strategies and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's framework for evaluating rental-property cash flow. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

The Best Real Estate Investing Advice From REIcon 2026 REIcon 2026 is officially over. After a packed weekend of presentations, panels, live coaching, deal analysis and conversations with investors from across Canada, Wayne and Gabby are back on the Canadian Real Estate Investing Morning Show sharing some of the best advice they gave from the stage. In today's episode, they recap several of the biggest lessons from the weekend, including a creative way to negotiate inspection repairs, the three real estate opportunities Wayne believes are strongest in Edmonton right now, why residential real estate should not automatically be considered inferior to multifamily, and why buying the property is only the beginning. One of the biggest messages from the weekend: You don't make all your money when you buy the property. How you manage that property afterward determines what you actually keep. Don't Leave an Event Without What You Came For Wayne's final advice before leaving REIcon on Saturday was simple. If you paid to attend an educational event and still have a question preventing you from taking action, do not leave without getting it answered. Find the person who knows. Ask the expert. Talk to the lender. Talk to the lawyer. Talk to the investor. Talk to the contractor. The entire point of attending an event like REIcon is to leave with more clarity than you arrived with. Monday morning eventually comes. Motivation fades. What matters is whether you actually learned something that allows you to take the next step. A Creative Way to Negotiate Inspection Repairs One of Gabby's favourite conversations happened Friday night. An investor had a property under contract. The numbers worked. He liked the property. Then the home inspection revealed several repairs. The seller did not want to reduce the price or complete the work. The investor was considering walking away because every additional dollar he personally invested into repairs would reduce his return on investment. Gabby suggested a different approach. Instead of asking the seller to lower the purchase price: Increase it. Then require the seller to complete the repairs before closing. Why? Because the increased purchase price may allow more of the total acquisition cost to be incorporated into the mortgage financing, while the seller uses the additional proceeds to complete the required work. The seller can potentially walk away with roughly the same net amount. The buyer avoids funding the entire repair bill separately out of pocket. And the deal may stay together. It will not work in every transaction and needs to make sense with the lender, appraisal and contract structure, but it demonstrates an important investing principle: Price is only one part of a negotiation. Stop Obsessing Only Over Purchase Price Investors often become fixated on negotiating the lowest possible purchase price. But the better question is: How do I structure the entire transaction so the investment works? Price. Repairs. Closing date. Financing. Conditions. Credits. Terms. Possession. All of these can matter. Sometimes paying slightly more for the property can actually create a better investment if the overall structure reduces the amount of additional cash you need to contribute. The Three Edmonton Opportunities Wayne Highlighted at REIcon During Saturday morning's live Morning Show, Wayne shared the three opportunities he currently believes are among the strongest in Edmonton: Legal suited houses Edmonton townhouses Multi-unit garden suites Each opportunity serves a different investor. Different capital. Different experience. Different risk tolerance. Different return expectations. There is no single asset class that is automatically superior to everything else. #1: Legal Suited Houses If somebody forced Wayne to choose a straightforward Edmonton rental property for an investor with limited experience, he would choose a legal suited house. Why? They are relatively simple. They have diversified rental income. They serve a broad tenant base. They tend to be resilient. And Wayne believes they are difficult to completely mess up if they are purchased properly. The trade-off? They may not produce the highest returns. Wayne describes them more as a safe and dependable strategy than the highest-return strategy available. For someone wanting a relatively straightforward long-term rental property, that can be exactly what they need. #2: Edmonton Townhouses Edmonton townhouses remain one of Wayne's favourite opportunities. He has been buying them for years. His students are buying them. And he believes the opportunity still exists today. A major advantage is accessibility. A typical Edmonton townhouse may sell for approximately $200,000 to $220,000. At 20% down, that means an investor may need approximately: $40,000 to $44,000 for the down payment. Compare that with a suited house requiring closer to $100,000 or a development requiring hundreds of thousands of dollars. That lower entry point makes townhouses accessible to far more investors. Why Wayne Likes Townhouses So Much Wayne says the returns he has achieved on carefully selected Edmonton townhouses have been exceptional when combining: Appreciation Mortgage paydown Cash flow Some properties were purchased for approximately $160,000 and are now worth well over $200,000. On certain investments, Wayne says the combined return relative to the original invested capital has exceeded 100%. That does NOT mean every Edmonton townhouse will produce those results. The complex matters. The neighbourhood matters. The condo corporation matters. The purchase price matters. Due diligence matters. The property still needs to be selected properly. But Wayne believes investors continue to overlook the strategy because it does not sound as impressive as owning a large apartment building. Residential vs Multifamily One of Wayne's messages throughout the weekend was: Residential and multifamily are apples and oranges. Multifamily is not automatically the "next level." Residential is not automatically beginner investing. Some multifamily deals will outperform residential deals. Some residential deals will dramatically outperform multifamily deals. The correct comparison is the actual investment. Capital required. Cash flow. Risk. Return. Financing. Management. Exit options. Potential appreciation. Wayne believes investors sometimes chase multifamily because it feels bigger rather than because the actual numbers are better. #3: Edmonton Garden Suites The third major opportunity is multi-unit garden suites. This strategy requires considerably more capital and sophistication. Wayne and Gabby are currently developing multi-unit garden suites behind existing Edmonton houses. Instead of demolishing the original house, they retain it and build additional residential units on the property. The finished property can then potentially operate more like a multifamily asset. The strategy combines: An existing house. Newly created units. New rental income. Value creation through development. And potentially an income-based appraisal upon completion. Creating Hundreds of Thousands in Equity Wayne says their current garden-suite developments are projected to create substantial equity upon completion. Depending on the individual property, he discusses potential value creation in the range of approximately: $250,000 to $400,000 The strategy may also allow them to refinance the completed property and recover a significant portion, and potentially all, of the original invested capital. The remaining property then continues operating as a cash-flowing asset. This is effectively a development version of the BRRRR strategy. But Wayne emphasizes that this is considerably more complicated than simply buying a townhouse or suited house. Execution matters. Financing matters. Development costs matter. Property selection matters. Appraisal methodology matters. And investors need enough capital to complete the project. The Window of Opportunity Is Closing Wayne has been discussing Edmonton's investment window for several years. His view remains that Edmonton prices are still relatively affordable compared with the rents certain properties can produce. But that relationship will not last forever. Prices have been increasing. Certain rents are now softening. And eventually the rent-to-price ratio will become less attractive. Wayne believes Edmonton is already partway through that window. The goal is not to panic-buy. The goal is to recognize opportunities while the fundamentals still work. Buying the Property Is Only the Beginning One of Gabby's strongest messages from the weekend came during their property and asset management presentation. Investors spend enormous amounts of time learning: How to find a deal. How to analyze it. How to negotiate it. How to finance it. How to close it. But ownership can last 20 years. The acquisition may take a few weeks. The management lasts decades. Gabby's point: Once you take possession, how you manage the property ultimately determines your profits. A fantastic deal can become a terrible investment through poor management. You Can Self-Manage a Large Portfolio Wayne and Gabby also challenged the idea that investors automatically need a professional property manager as their portfolio grows. They have self-managed their rental portfolio remotely since they started. That does not mean personally doing everything. It means building systems. Communication systems. Maintenance systems. Inspection systems. Rent collection systems. Renewal systems. Contractor systems. Bookkeeping systems. Documentation systems. Then, as the portfolio grows, specific tasks can be delegated. Wayne and Gabby now use an assistant for portions of the communication and administration. But the assistant operates inside systems they created. That distinction matters. Trust the System Wayne describes seeing rental-property emails during the REIcon weekend and barely registering them. Years ago, those issues might have consumed his attention. Today, he trusts the system. That allows him to focus on: Acquisitions. Developments. New businesses. Joint ventures. Raising capital. Family. And everything else requiring his attention. That is the real purpose of systems. Not simply organization. Freedom. Remote Property Management Course – 50% Off This Week Following the response to their REIcon presentation, Gabby is offering a temporary 50% discount on the REI Masters Remote Property Management Course. The course teaches the systems Wayne and Gabby use to manage their rental portfolio remotely. The eight-module course covers how to create a property-management operation that does not require the owner to personally attend every showing, inspection, maintenance call or tenant issue. Visit: www.reimasters.ca Use discount code: 50OFF for 50% off during the promotional period discussed on today's show. The Main Lesson Buying a great property matters. But buying the property is only the beginning. A great acquisition with terrible management can still become a terrible investment. The goal is to: Buy correctly. Finance correctly. Manage correctly. Build systems. And hold great properties for the long term. That is how real estate becomes a wealth-building business instead of a series of transactions. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, financing, market selection, due diligence, joint ventures, property management, BRRRR strategies and building a profitable Canadian real estate portfolio. www.reimasters.ca The 5% Rule™ Learn Wayne Hillier's framework for evaluating rental-property cash flow. Search The 5% Rule by Wayne Hillier on Amazon. Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

In this episode, Charleston Howard shares his extensive experience in the roofing industry, from family legacy to modern business strategies, and offers insights on navigating natural disasters, insurance claims, and scaling a roofing business in Texas.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

FDA is changing how it organizes and deploys its investigators but it isn't simply returning to the old generalist model.Eric Pittman spent more than 20 years at FDA, conducted approximately 800+ inspections, led the Bioresearch Monitoring Division West, and served for a decade as editor-in-chief of FDA's Investigations Operations Manual.In this episode, Eric explains how FDA investigators are trained to think, the difference between technical expertise and inspection skill, why investigators sometimes “phone home,” and what the transition from ORA to OII means for the agency's inspection model.We also discuss BIMO inspections, the difference between inspections and investigations, the end of QSIT, and how companies can use FDA's Investigations Operations Manual and compliance programs to prepare more effectively.Timestamps00:00 Introduction00:48 FDA's generalist and specialist inspection models03:52 What is Bioresearch Monitoring (BIMO)?05:03 What makes someone an effective FDA investigator?08:39 Technical expertise versus auditing and inspection skills11:25 What FDA investigators are actually looking for14:07 Eric's experience conducting 800–1,000 inspections15:11 How investigators prepare, inspect, and write reports19:44 Why FDA investigators sometimes “phone home”23:35 The transition from ORA to OII28:00 What responsibilities remain within OII?30:31 FDA inspections versus investigations33:05 The IOM, QSIT, and investigator discretion38:25 How industry should use FDA compliance programs44:13 What companies waste time preparing for45:55 Where to find EricAbout Eric PittmanEric Pittman is Vice President of Quality Assurance and Regulatory Affairs at Project Farma. Before moving into industry, he spent more than 20 years at FDA across drugs, devices, foods, biologics, and bioresearch monitoring.He served as Division Director for Bioresearch Monitoring West, was the U.S. delegate to the OECD Working Party on Good Laboratory Practice, and spent a decade as editor-in-chief of FDA's Investigations Operations Manual. Eric is also an adjunct professor in Temple University's QA/RA graduate program.Connect with EricLinkedIn: https://www.linkedin.com/in/ericspittmanmba-fdaProject Farma: https://projectfarma.comAbout Subhi SaadehSubhi Saadeh is a combination-product quality professional, consultant, and host of Let's Combinate: Drugs + Devices. His work focuses on the intersection of pharmaceutical and medical-device requirements, including combination-product quality systems, design controls, supplier quality, manufacturing, inspection readiness, and regulatory strategy.Through Let's Combinate, Subhi brings together regulators, industry leaders, and technical experts to make complex drug-device topics easier to understand and apply.Connect with SubhiLinkedIn: https://www.linkedin.com/in/subhi-saadeh-1169aa21/YouTube: https://www.youtube.com/@LetsCombinateWebsite: https://letscombinate.com

For this week's main podcast review, Giovanni Lago joined me before I left for Telluride/TIFF to review and discuss the latest film from Elegance Bratton, "By Any Means," starring Yahya Abdul-Mateen II, Mark Wahlberg, Nicole Beharie, Josh Lucas, David Strathairn, and Giancarlo Esposito. Following up his feature narrative debut, "The Inspection," Bratton finds himself working within the major Hollywood studio system to tell a true story about a young Black FBI agent who teams up with notorious New York City mafia hitman, Greg Scarpa, to investigate the murders of civil rights leaders in Mississippi in 1966. What did we think of the film? Please tune in, either on video or audio only, as we discuss the story, performances, its themes of using violence to achieve a goal, Bratton's evolution as a filmmaker, the Diane Warren song during the end credits, and more in our SPOILER-FILLED review. Thank you for listening, and enjoy! https://youtu.be/CE0v8TGfk9s Check out more on NextBestPicture.com Please subscribe on... Apple Podcasts - https://itunes.apple.com/us/podcast/negs-best-film-podcast/id1087678387?mt=2 Spotify - https://open.spotify.com/show/7IMIzpYehTqeUa1d9EC4jT YouTube - https://www.youtube.com/channel/UCWA7KiotcWmHiYYy6wJqwOw And be sure to help support us on Patreon for as little as $1 a month at https://www.patreon.com/NextBestPicture and listen to this podcast ad-free Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy weekend everybody! We're sharing a Club Fish bonus episode our main feed.Drop Us A Line is our fortnightly audience feedback show, in which Andy, James and Anna sift through the correspondence sent in by listeners. If you're a newbie to Drop Us A Line and you have no idea what's going on, you're in good company - this was Anna's first DUAL after months away for maternity leave!This episode was released on Club Fish a few months ago - if you like what you see and hear, why not come along to our first ever LIVE Drop Us A Line recording at the London Podcast Festival on 12th September - tickets at nosuchthingasafish.com/liveAnd if you want more shenanigans from us, consider signing up to Club Fish on Patreon! You can get access to exclusive bonus content just like this, plus ad-free episodes, merch, XL versions of the show and much, much more - patreon.com/clubfishEdited by Joe Mayo and Dan SchreiberProduced by Leying LeeTeam includes Tara Dorrell and Ethan Ruparelia

Stay informed on current events, visit www.NaturalNews.com  - Algae Alliance: Introduction and Overview (0:10) - Chlorella: Nucleic Acid Superfood (3:35) - Chlorella Growth Factor and DNA Repair (8:16) - Spirulina: Radiation Shield and Antioxidant Properties (14:33) - Chernobyl Study and Radiation Protection (26:46) - Chlorella vs. Spirulina: Synergy in DNA Repair (29:14) - Practical Protocols and Dosage (37:12) - Sources and Quality of Chlorella and Spirulina (42:04) - Historical Context and Evolutionary Importance (48:44) - Conclusion and Call to Action (57:39) - Inspection of the Elise 900 Skid Steer (58:01) - Future of Construction Equipment (58:19) - Introduction of Steve Quayle and World War III (58:42) - US Military and Global Political Situation (59:03) - AI and Data Centers (59:22) - Nuclear War Scenario (119:55) - Luciferian Elite and Human Extinction (126:16) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

Everyone says "finish strong in Q4." Yes, we want that for you. But what if the practice owners actually crushing their fourth quarter are not the ones panicking into September? What if they are the ones who did something counterintuitive in August?  In this episode, Tracy Cherpeski introduces the pre-purchase inspection framework: before you buy a house, you check the foundation. So why would not you do that with your practice before you build Q4? She walks through the three layers that need to be solid—vision, systems, and financial clarity—and explains why slowing down in August actually speeds up your fourth quarter.  You will hear why the energy you bring into Q4 matters, how to use your vision as a decision filter when opportunities arise, and what separates practice owners who thrive from ones who just survive. Because crushing Q4 smarter is not about working harder. It is about building on something solid.    Read the full show notes, memorable quotes, and key takeaways.  Request our newsletter.   Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

What did Dr. Deming really mean when he said to "cease dependence on mass inspection"?    In this episode, Balaji Reddie and host Andrew Stotz unpack why one Ford manager's decision to fire his inspection team missed the point entirely. They explain how inspection can help leaders understand and improve the process, rather than simply sort good from bad.    They also explore why Deming's 14 Points must be understood as a system, including his evolving call for cooperation and win-win thinking among employees, customers, suppliers, and even competitors. Whether you are new to Deming or have studied his work for years, this conversation offers a sharper way to think about quality, systems, and improvement.   TRANSCRIPT 0:00:02.0 Andrew Stotz: My name is Andrew Stotz and I'll be your host as we dive deeper into the teachings of Dr. W. Edwards Deming. Today I'm continuing my discussion with Balaji Reddie, an educator and trainer in the teachings of Dr. Deming and quality management generally. Balaji, how are you doing today?   0:00:25.1 Balaji Reddie: Oh, I'm doing good. We're meeting after a small little gap, and in the interim I think a few things happened. One of the major things, I think you and I were really happy to see that Bill Scherkenbach sent us a lovely photo. So Bill, if you're listening to this, thank you so much, of course we thank you for the photo. We mentioned the last time or rather when we were speaking that I said that there used to be a group of people that used to meet over the weekend. I don't know what the actual protocol was, but all of the so-called core Deming people, you know, like Gipsie Ranney and Nida Backaitis, I hope I'm getting the names right, Barbara Lawton. And I remember Henry Neave saying he was a part of that. So I didn't see that in the photo. So, maybe one of the weekends he was there over in America and so he was there because he mentioned this. And so Bill very kindly said what it was christened. It was christened the Cosmos Club. And then he shared a photo. So Bill, thank you so much. And also helping us identify most of the people in that photograph. If sometime we could share it with the Deming Institute, if they could show it as part of the... If ever we convert this into some kind of video later on with some slides and things like that, they could add that in.   0:01:53.0 Andrew Stotz: Yeah, it's still wonderful.   0:01:53.7 Balaji Reddie: That was wonderful. Yes.   0:01:54.9 Andrew Stotz: It's a great picture. In fact, I'm gonna just make sure that I download it for today's episode.   0:02:00.9 Balaji Reddie: Yes, yes.   0:02:01.7 Andrew Stotz: Because I'll supply it to the Institute and ask Bill if we can use it. Let's see.   0:02:08.4 Balaji Reddie: Yeah, I mean, I presume that he would want us to ask, but he is very big-hearted. I think he wouldn't mind at all.   0:02:14.7 Andrew Stotz: He looks like a spring chicken in that picture. [laughter]   0:02:17.2 Balaji Reddie: Oh, yeah, all of them. There was Joyce Orsini too there. It was nice to see the whole jing-bang gang, as they call them, [laughter] the Cosmos Club. But wonderful. So, yes, so last time we were discussing point number one and we saw his interpretation in the broadest sense of constancy of purpose. I shared also what he was saying towards the end of his life that he said, "Create and publish the statement of the aims and purposes of the company or other organization." So he was envisioning that it's no longer one company. It's a family of companies working together. And so there has to be something that binds all these companies together because today's business is very complex. The family is actually globally dispersed. And so there has to be a common thread that links all of these organizations together and that has to be the statement of purpose. Why do we exist? Each could have their own, you know. Because that's what Deming said in the word interdependent components of a system. And interdependent means being independent and mutually dependent simultaneously. So independent does not mean isolated. It means autonomous, that means you go by yourself. You could have your own purpose, but you need to align it with the purpose of the companies you're actually contributing to, which is amazing. So he asks us to look at it that way. And he said that the purpose should be to impact people in the broadest sense of the term. And you, in fact, brought that up, that quality, and we saw what he meant by quality. And then I think we discussed the purpose of educational institutions, et cetera, et cetera. What should they be?   0:04:07.5 Balaji Reddie: So that was point one. Now we get to point two. And I'll start with the original wordings which he wrote in 1986. So let me just pull that up here. He says here that, "Adopt the new philosophy. We are in a new economic age." And then he very specifically states, "Western management must awaken to the challenge, must learn their responsibilities and take on leadership for change." Now, let's look at it both ways because in 1990 he reworded this completely. But let's get back to what he meant in 1986, the new philosophy. Now, what was the new philosophy? What did he mean then? Recently I heard, or I think I saw, Dr. Joseph DeFeo, that is the current CEO of Juran Institute, release a version of the 14 points, or rather saying that these were Dr. Deming's 14 points. And I saw what he wrote there about point number two, which was his interpretation. Now, when I look deep, actually, it looked more like Dr. Juran's interpretation of the 14 points. Incidentally, talking about Dr. Juran and the 14 points, it's no secret that Dr. Juran always said that Deming did not speak much about management, he spoke only about statistics, blah, blah, blah. But there was, if you know, part of the inner circle of Dr. Deming was Dr. Myron Tribus. And Myron Tribus, if you know, was a director at MIT for some time, right? And around the time Deming was there at the Center for Advanced Engineering Study. And when... He, of course, went and met Dr. Juran to speak to him about the 14 points, and then they had a discussion for half a day on the 14 points, and Dr. Juran agreed with every single one of them. He said, "Yeah." He said, "He's spot on." But then he said that he never spoke of management then, and so he stuck to his version that he taught statistics to the Japanese. Anyway, let's leave that aside.   0:06:19.0 Balaji Reddie: But when he spoke about point two, and that's what Juran's interpretation was, that the new philosophy was quality should be the basis for running a business. That was the new philosophy, right? And he said that top management, of course, Deming always said that top management should be involved because unless that happens, nothing happens inside the company. So the new philosophy, what now we interpret is what Dr. Deming was trying to say in 1986, was "quality is the basis for running an organization," right? And quality, again, what we discussed last time, in the broadest sense of the term, not just of a product or a process, but the way you conduct yourself as a business, as a people. So that was the new philosophy. And he said that you should take on leadership for change, and he aimed it at Western management at that point in time, right? So that was the 1986, and he goes on to explain that, saying that we are living with commonly accepted... Because he was trying to shock the Americans at that time, right? If you try to realize when they woke up to quality in the 1980s, primarily to be... I mean, to their credit, to the American businesses, that they were doing a lot of course correction. They realized that they had done things wrong for 20 years, and a lot of course correction started happening, and they started seeing benefits. So they started interpreting that as improvement when actually it was just a correction. And I think Deming wanted to bring in that shock treatment to them, and he said improvement is not enough, right? So at that point in time, that new philosophy was basically that, okay, you're doing it right, but it's not enough. And that's why it has to come from the top. So top people have to be involved. And that was how they interpreted this.   0:08:12.1 Balaji Reddie: And we also looked at it that way. But in 1990, he changed the wordings of the point two, and that was in light of what he had started professing, which was a System of Profound Knowledge. So I'll just read out what he wrote in 1990. He says now, "Adopt the new philosophy of cooperation and win-win, in which everybody wins. Put it into practice and teach it to your employees, your customers, your suppliers, and" why not "your competitors." So that was, I think, the new philosophy. Much of the stuff, if you start seeing, Andrew, when I look at all the 14 points, the 14 points have to be interpreted through the 14 points.   0:09:06.7 Andrew Stotz: Right.   0:09:07.8 Balaji Reddie: You need to understand the purpose of each point. You need to understand that they're a system. And that's why you can't just read them sentence by sentence and want to implement them, if you know what I'm trying to say here. They're a system by themselves. So you need to interpret them the right way and through the 14 points... I don't know if I'm making sense to you, but that's exactly how these are. He wanted it to be that way. So you can never tell that you've understood it completely. You're getting me? You're learning something new about it every single day. And as you start looking at things around you through the lens of Profound Knowledge, you will see things differently. And sometimes you see some gaps with the sentences that Dr. Deming was uttering, and then you say, "Okay, okay, this, this, this, I understood it now. I need to make this correction." Right? And so you can never say that I've completely understood them. I mean, after all these years, still reading Out of the Crisis, still doing the series with you, has been a catharsis for me. It's revisiting these things all over again. This, despite the fact that I've been teaching this regularly to my students for the last 20-plus years, it's still new for me.   0:10:24.4 Andrew Stotz: And so could I describe what you just said about interpreting it within the system is that really, that's the thing about systems thinking, is that you can no longer look at an individual part. Every time you get a deeper meaning or understanding of an individual part, that changes the way you view the overall system and the interconnectedness of everything.   0:10:48.6 Balaji Reddie: Exactly.   0:10:48.9 Andrew Stotz: Where life would be much more easy if we could just, "Okay, I understand that one thing deeper and deeper. I can make a control chart better and better and better."   0:11:01.1 Balaji Reddie: So, it's crazy. And this realization came on me way back in, I think around '98 or '99, when I was teaching this, the 14 points, for the third or fourth time. I think I mentioned this in episode one and two, where I told you that it was very easy for me to teach the works of Philip Crosby, very easy to teach the work of Dr. Juran, because they gave methods, they gave steps. But Dr. Deming didn't give anything. You just couldn't show the wording on the slide and get away with it. You had to explain what he wanted us to do. And then, I mentioned this before, you can go back and listen to that episode, but I said that it suddenly struck me, "God damn it, these points are a system." And when I was describing this and I explained this to Hazel Cannon, and she said, "We call this in Deming-speak an 'aha' moment. You had your 'aha' moment." She said, "That's the beauty." She told me once that in the middle of the night, at 3:00 in the morning, she understood what he was trying to say, and she called up Dr. Deming.   0:12:11.3 Balaji Reddie: And he was very, very patient. He listened to her. And she said, "I'm sorry. I..." He said, "I knew you'd understand." That's all he said. So he used to be very happy when people used to call back and suddenly say, "We realized it now, what you were trying to say then." So it's a moment of realization. So this point to... If you read some of the notes that he gave to the Japanese in 1950, and incidentally, it's they who made the notebook and then he added on to it, if you know, Elementary Principles of the Statistical Control of Quality, first edition and then the second edition. And when they made the first edition, they had actually done this without his permission. But when they told him that we made these notes, they thought that he would be a little upset because of copyrights, blah, blah. But instead he was so happy that they'd done that, he actually helped them with the second edition. And if you read those notes, a lot of things there where he was speaking about cooperation, about understanding people. So that may not have been explicitly stated by him in his lectures in Japan, they understood it. Right? And that's a very... I don't want to sound communal here, but a very Asian way of looking at it. Because our languages are very metaphorical, so we always look for different meanings to the statements being uttered. And we always look out for what has this person actually not said, which I... Or rather, yeah, has not said, which I have not heard, but I need to hear. Right?   0:13:46.5 Balaji Reddie: So that's amazing, how they looked at what he was saying. I'll give an instance here where he talks about the use of the control chart, and he says that you can use it for training a worker. And then if you see that before and after training, there's been no change in the control chart, well, then the worker's attained his optimum. Then use that worker somewhere else. He talks in a very positive way about understanding people. And then going back to what we spoke in our second episode about the principles of leadership, it comes back there, that choose people in the right way and optimize all of their aims, hopes, et cetera. So coming back here, the new philosophy, basically, now we can interpret it as what he intended it to be in 1990. He said, "Win-win." But the original wordings are also... You don't replace it, you add on to it, right? So we look at it this way, that he meant that quality should be the center point of running your business. People at the top should be involved. And now we talk about cooperation, win-win. And he says this, "Teach and practice this." Now, all these things are easier said than done. We know that. But we should make an attempt. So employees, your customers, your suppliers, and your competitors. Sometimes it could be funny, right? You go up to your competitor and you say, "Look, I think we've done enough of this, going at each other's throat. Let's get together to do something." And obviously the other person will say, "What's the agenda?" They'll think you have some hidden agenda. So it's gonna be difficult when you start doing this. But I think that's become... Slowly people are warming up to that idea of being close to your competitors and learning with them and from them. Right? We don't look at them as a rival in the true sense, trying to cut the other guy down and things like that. But that's the way it is. And if you say that it's a cutthroat thing, but we need to have some things in common before we decide to branch out and go our own way. Right? So there has to be some kind of a cooperation so that win-win... But main thing is to win, that is, everyone wins. He says, "Some may win less than others, but we all win just the same." So the whole purpose was that. Yeah.   0:16:02.4 Andrew Stotz: It's interesting because I remember hearing that when I was younger and the first thing is cooperating just within a team. The second one is cooperating maybe within a department. Another one is cooperating within a business. And then... That's already hard enough to get to. And then he talked about cooperating within an industry. And of course, there are anti-trust laws in America, which he wasn't talking about colluding on prices to take advantage of the position against the customer. But he was also... I think if we look at AI right now, the development of artificial intelligence, and to what extent could the industry work together to safeguard, for instance, or to understand the development of the energy needed to do this, you know.   0:16:54.4 Balaji Reddie: Yes.   0:16:55.3 Andrew Stotz: Or how do countries across the world work together to make sure that one doesn't have an unfair advantage with AI or with energy or that type of thing? So, yeah, it was definitely interesting when I first heard it. But as I look at it now, I get what he's saying about the industry cooperation.   0:17:15.3 Balaji Reddie: Yes, I saw this in our country, in India, where you had the rival mobile service providers getting together and realizing that the hardware needed was the same, the software would be different. So they got together and created a company, you heard that right, a company, that set up mobile communication towers. So there are no multiple towers everywhere for each mobile provider. There's one set of towers, and it was a separate company. And by the way, that company went on to win the Deming Prize.   0:17:48.0 Andrew Stotz: Interesting, interesting. It's interesting that the concept for point number two is... And sometimes I read it and I think, "Adopt the new philosophy." It's kind of obvious, isn't it?   0:18:04.1 Balaji Reddie: Yeah. [laughter]   0:18:05.8 Andrew Stotz: And that's where part of what you're talking about, about understanding all of it through the Deming 14 points lens.   0:18:13.7 Balaji Reddie: Right. Yes.   0:18:14.9 Andrew Stotz: But I can also think... I wanted to highlight back for those people that weren't around at that time. I graduated from university in 1989. I went to work at Pepsi. And so Out of the Crisis came out about 1986. And I remember during my years at university, the Japanese were just killing the American car manufacturers. And the motorcycle companies were killing... Honda and the others were killing Harley-Davidson.   0:18:43.2 Balaji Reddie: Right.   0:18:43.5 Andrew Stotz: Even to the extent that Harley-Davidson and others went to the government to try to get Reagan to give them tariff protection, which he did, in fact. But there was a huge debate I had in class, I remember, about protection versus competition. And it just highlights what was going on. And so Out of the Crisis, as you mentioned, the title, just the idea of shocking people to say, "We're in a crisis," I think at that time it was really apropos. And also the other part is he's talking about Western management.   0:19:21.1 Balaji Reddie: Yes.   0:19:21.4 Andrew Stotz: Western management. And now you look at... Japan was really doing great at that time. And now we have Japan and China that's also made huge strides. And so it's just so fascinating that he was directing it at Western management for sure, that we've got to fix things. And sometimes I look back and I think, "Oh yeah, Western management learned and improved," because we've got so much innovation going on in America as an example and all of that.   0:19:52.6 Balaji Reddie: Right. Right.   0:19:53.4 Andrew Stotz: But sometimes I look at the developments of the Chinese or Japan and I think, "Hmmm...Did we learn? Did we learn?" Look at the trade balance, look at the amount of debt, look at that in the US and you think, "I don't know." I'm curious, how would you score it?   0:20:09.5 Balaji Reddie: Yeah, I mean, that's just what I had to say. So the whole approach towards this whole thing being holistic, not just looking at it from a very narrow point of view and realizing that we need each other, we can't do without... We call them competitors, but they are also helping us do a better job. They're pushing me to look out for what I'm good at and I don't have to put somebody else down to show myself as big. And if I contribute to the industry in a very big way, not only do I gain, others gain, and if I share, then they would also share with me, right? So that realization, I think, is coming in. And if you think about this, it was very interesting, the mathematician by the name John Nash, if you remember him, he actually postulated this in terms of mathematics in 1950, and he got a PhD from Princeton for this. Now, I would give full credit to the jury listening to his dissertation, defending his thesis, that you had to do this because, interestingly, he gets a Nobel Prize for that in 1974. It took 24 years for the world to figure out what he was trying to say. And you want to go read that, he was thinking win-win.   0:21:41.7 Balaji Reddie: So I often wondered if Dr. Deming, John Nash, did they know each other? Obviously, they didn't, but they were thinking and saying the same thing in two different parts of the world. He was doing that here in the US and Deming was talking about this there in Japan, and he was talking about telling the Japs that Japan must see itself as a system. And so all their companies actually work together. We see them as versus; they don't see each other as versus. You're interestingly saying this about the two-wheeler companies, the bikes... In India, we had just one or two bikes before the four Japanese companies came in. It was Suzuki, Honda, Kawasaki, and Yamaha. And they tied up with different Indian companies. Now, of course, after a long time, they've all gone their separate ways. But as a teenager, I remember these. And the funny thing was all four motorcycles were different and all four sold well. All four. And they sold in different parts of the country.   0:22:43.8 Balaji Reddie: I can tell you this firsthand because just after I completed my engineering, I was looking for a job. So I had some time to myself and my mother's friend, she ran a market research agency and she just called up one fine day and said, "Would Balaji care to do this market research for me? It's about bikes." So I had to travel north, south, east, west and tape a conversation with bikers asking them which motorcycles they liked among these four. And these four, the plants were set up at four different places in our country. So north, south, east, west, typically, you know how vast India is in that sense. And the one... It was very interesting. The bikes that were made in the north were sold very well in the south, and some made in the south were sold very well in the west. It was crazy. But there was, of course, one motorcycle that would always stand out and people would say that, "Yeah, this is the one which really..." But that would always be the case. But by and large, everyone did well. Looking back, I say that, wow, they were practicing this without us knowing it.   0:23:51.6 Balaji Reddie: And even now, if you know, I don't know whether this happens outside of India, but Suzuki and Toyota in India have collaborated with each other to use the car body, if you know what I mean. The insides would be their own inside. Suzuk... Maruti is the name of the Indian company that's tied up with Suzuki Motor. So you have Maruti Suzuki and Toyota. They have common bodies, names are different, but the inside is Toyota technology and Suzuki technology. So they've decided, they just realized that they need each other, right? And they're doing exceedingly well, both. Just both.   0:24:33.7 Andrew Stotz: Sharing the platform.   0:24:36.0 Balaji Reddie: Yeah. It's crazy. And you don't start bothering so much about trying to defend yourself, right? You go ahead and focus on what you're good at. So this point two, the new philosophy, what it meant before and what it means now, I would not say it replaced it, but it's just added on to it, where he said that top management should be involved. That was the new philosophy, that quality has to come from the top. Western management waking up, et cetera. The Western managers to see quality is the basis for running your organization. It should be your strategy. And he just says as an extension of that strategy, we need to get together and cooperate and think win-win. So that's the new philosophy. It takes us, he always says, a new reward system would come in. It would be a better applied science. You can read that in The New Economics, that what is the purpose of this entire new philosophy, The New Economics, where he explains this.   0:25:39.2 Andrew Stotz: Yeah.   0:25:41.4 Balaji Reddie: In a nutshell is point two. So the purpose was to shock the Western management at that point in time, but also in a different sense, try to open the eyes of people even now that please don't think small, think big, right? The new philosophy tells us look beyond the boundaries that you've artificially created and see what you can do with the others, including your competitors. And don't look at them as adversaries, rather than partners in something that both of you will grow. Maybe not evenly, but you will grow. So that was...   0:26:18.7 Andrew Stotz: Yeah. One last thing for me on that is just the idea that he reinforces the focus that quality is, the key is the customer in that process of quality.   0:26:33.8 Balaji Reddie: That's right. That's right.   0:26:34.4 Andrew Stotz: As opposed to it's not about quality, quality, quality, control charts and QC circles and all that. It's about what is quality in the eyes of the customer and how do we better deliver that. So that always gave me so much comfort when I learned what he was teaching, that he wasn't just... It wasn't all about quality and tools. It was about quality in the eyes of the customer.   0:27:00.8 Balaji Reddie: Right. So that's why he said tools are just 3%. And you can be 100% excellent at the 3% and still run out of business, right? He always said that. So you need to apply this in the broader sense of the term. So that was...   [overlapping conversation]   0:27:08.5 Andrew Stotz: Yeah. And the problem is if you don't understand the system and you don't understand the whole teaching, then even if you're good at the tools, you may misinterpret from the tools.   0:27:25.6 Balaji Reddie: Yes. So, right, so that was point two.   0:27:30.4 Andrew Stotz: Whoo!   0:27:31.3 Balaji Reddie: So now we come to point three. [laughter] Now point three... Yeah, we just got I think 15-odd minutes, but I'll cover some part of it and I think we'll continue with this.   0:27:34.0 Andrew Stotz: Yeah, yeah. We good. I got time.   0:27:42.5 Balaji Reddie: Point three. Now this again has been so crazily misinterpreted. All right, so I'll start with the wordings once again, I'm referring to the document what he wrote. And he says now, "Cease dependence on mass inspection to achieve quality. Eliminate the need for inspection on a mass basis by building quality into the product in the first place." Now if you look at that, he was talking much about the act of inspecting and the entire activity-based and saying don't depend. The keyword was "cease dependence," because if you hear what happened in one funny case where the manager from Ford went back and just sacked all his inspectors saying Dr. Deming said we don't need inspection. But that was, I think, overstating it. But nevertheless, the keyword is dependence. Don't depend on inspection. And then he said, build quality into the product in the first place. And then he quotes Harold Dodge who said you cannot inspect quality into a product. Quality is already there. Inspection just reports what's happening. It doesn't tell you where... You know.   0:29:00.4 Andrew Stotz: Yep.   0:29:03.4 Balaji Reddie: Andrew, can you hear me?   0:29:05.8 Andrew Stotz: Yes. Keep going. So what you're talking about is the idea of thinking about quality not from the perspective...   0:29:20.2 Balaji Reddie: Yeah, we got disconnected.   0:29:21.7 Andrew Stotz: Yeah. What I was saying you're talking about is this idea of cease dependence on inspection, that it doesn't mean inspection's completely gone, but it means starting at the beginning of the process and thinking about how do we improve things from there. So continue on.   0:29:37.3 Balaji Reddie: Yeah, so I just said here that he was not so much at that time when he wrote this, like I said here, it was misinterpreted because, yes, he did start with saying the activity, the activity-based thing about inspection, that we should not depend on it. And I think I mentioned that Ford... One of the managers of Ford, misinterpreted that and sacked his inspectors and things like that. But he said that eliminate the need for inspection by building quality into the process and the product in the first place. So the word was dependence. And so he did not say that you need to eliminate the act of inspecting. In fact, it's very interesting what he actually spoke about this in the workbook which you get when you go a four-day seminar on video which was created by General Motors, right?   0:30:30.6 Balaji Reddie: So those video cassettes, and then the workbook that came with that had a very interesting take on inspection. So he said that it doesn't mean that we're gonna stop. He said you'd be a fool to keep yourself in the dark about what's happening in the process. You need to know what's happening in the process. So he's not saying that do away, he's saying use inspection. So now he actually said this, and here's where the interpretation comes in: understand the purpose of inspection. The purpose of inspection is to give yourself more and more knowledge of the process, not for sorting bad from good, because good and bad product come from the same process. We need to fix the process. And this is to be interpreted if you talk about how he looked at this, because if you read what he spoke about the nine heavy losses, when we discuss those, he says that one of the losses was performance appraisal. So I want to ask those people who say that this interpretation, isn't performance appraisal quality by inspection? You're sorting bad from good based on some arbitrary measure that you created in your head. You decide what's good, you decide what's bad. You're God, is it?   0:31:52.9 Balaji Reddie: I mean, Douglas McGregor actually wrote an article on this saying that managers don't like to play God, right? And he's the one who advocated, no, we don't need performance appraisal. It actually harms. And Dr. Deming just said the same thing. So if you read Douglas McGregor's book, The Human Side of Enterprise, there's a new version, the annotated version, where they've given commentary of what some experts or some the interpretations of the text. And I was amazed to see Dr. Deming's name come up there and saying that Dr. Deming also concurred with this and said it in very plain words that do not carry out performance appraisal. And he likened it to using inspection to create quality, whereas we know it doesn't. So fix the process. Right? And then people again take this in piecemeal and start quoting Deming: "A bad system will beat a good person anytime." I don't know what to say here, really. I mean, he obviously he said... He was trying to explain that you cannot judge that person based on the output of the system. I mean, it's an output of the system, the person. So you need to look at it that way. I don't know whether I'm making sense here, but that's the way to look at this point number three. Right? And he says that don't depend. Use the inspection to understand the process. Now, he says here, and I think I've got the text in that, he says, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." So he very clearly stated this, that this is a system. And this was the system he was talking about, right? And he says here that it's not about just manufacturing, service. It's if you are really, really interpreting this, then you'd also remove performance appraisal in the process, right? Because that's quality by inspection. Uh-oh.   0:34:21.2 Andrew Stotz: The Human Side of Enterprise, the annotated edition, is available on Amazon. Just looking at it right now, this annotated edition came out in 2023. So I haven't read it, so I'm gonna check it out myself.   0:34:42.1 Balaji Reddie: Yeah, I think I lost you again.   0:34:44.5 Andrew Stotz: Yep. I just went through the details about The Human Side of Enterprise and that latest version or edition that's just come out that you've mentioned. It came out in 2023.   0:34:57.0 Balaji Reddie: Right, right. So you could get that, read that book, you'll get to see it. And he very clearly... Did you record that bit where I read out the text?   0:35:09.4 Andrew Stotz: I don't remember that.   0:35:10.8 Balaji Reddie: Okay, I'll just read it out again so you can edit it later. So, yeah, he says here, "There will always be inspection. We must never deliberately leave ourselves devoid of information on how the process is doing. Is it still in statistical control? Is there a trend? Were our efforts towards shrinkage of variation or change of level successful? The function of inspection is optimization of the whole system, including suppliers of materials and services and the ultimate consumer." Did you get that? Did that get recorded?   0:35:45.5 Andrew Stotz: Yeah.   0:35:46.0 Balaji Reddie: Yeah. So that's exactly what he meant. He said that he was not talking about the act, and he said you would have some inspection. Now, interestingly, a very, very different take on this that, yeah, I told you Myron Tribus was talking to Dr. Juran about this, and Dr. Juran gave his interpretation. Because if you know, he invented this badly misunderstood and abused term called cost of quality, right? And if you know why he invented it and what happened later, I don't even want to get into it. He said, "The only way I could grab management's attention was to present my problem in terms of money. If I explained to them and said to them that there is... This process running at 90% efficiency, they would be happy. They said, "Great." He said, "No, it's not great." And then they just wouldn't listen. They said, "90% is great." So he said, "How do I talk to them?" And so he went back to them and said, "Okay, your process is running at 90% efficiency." They said, "Yes." He said, "But you're paying 100% salary to this guy to do 90% good work, and then you're paying 100% salary to another guy to remove the 10% bad work, and then you're paying 100% salary to a third guy to correct that bad work." And that's how he invented cost of quality.   0:37:11.8 Balaji Reddie: Now people have gone and overindulged in this and they start having arguments about what is the category and where should it fit in and... Anyway, what he was trying to say is there are some activities where the more money you spend, the better it is. And so he came up with that cost of prevention and of course, I mean, conformance and non-conformance. In conformance, there were two categories. One was called prevention, where the more money you spend, obviously the better it is, but you get... You know, the returns on them will come much, much later, like training and spending money on the right things like maintaining your equipment, blah, blah, blah, research and development. He also gave a category called appraisal. And appraisal, he says, these are all activities which are necessary evils. [laughter] That means you can't eliminate them, at the same time you should not overtly depend on them to create quality. And one of them was inspection. And he says you should not spend more than necessary on inspection, just enough.   0:38:16.1 Balaji Reddie: Now here's the question I get, how much do we spend? [laughter] And the trick which I read somewhere and I saw that because I interpreted these points both ways. So when you start doing this, you walk into a company, make them calculate how much money they're spending on inspection right now. So let's say it's $100,000 or rupees or whatever. Now you start implementing the improvement processes, you start understanding the process and you start, well, the works, control charts, blah, blah, blah, blah. And then you start seeing that the process is getting better and so your defects are coming down and things are getting better generally. And so you're spending lesser money on inspection, you're spending lesser time on inspection, your resources are going in the right direction. And so that amount starts coming down and you keep doing that and you keep doing that and then you reach a point where you say, "Okay, this is it. I need this much of inspection at a bare minimum to keep myself," like Dr. Deming said, "not devoid of any information." I need to know what's happening. So that need-to-know basis, just enough, now that becomes the cap, right? And you say now, "If after this I see an increase in the money being spent, then... It's not that I'm going to go and just eliminate. I'll try to find out why." And if you look at it, that's exactly what Dr. Deming said, understand the purpose of inspection is to make the process better. The product, of course, will get better and you use the inspection intelligently to understand because good and bad products come from the same process. This is absolutely true for both manufacturing as well as services. You always can look at the activities and see which are the ones which are prone to a lot of mistakes that can happen and then you try to help the person carrying out the process. "Can I eliminate this? Can I reduce this?"   0:40:14.0 Balaji Reddie: And talking about AI, I think AI can help a lot in that, in much of the so-called mundane activities which are repeatable and being done on a regular basis. You can bring in AI over there, use it in the right way. Right? Even for the inspection thing, they talk about it, but yeah, like I said, we need to keep our eye and just keep glancing at it, but not going and standing in front of the process all the time. You don't need to do that. Just... So like Dr. Deming said, watch that... Look at the trend, the impact of my action that I need to inspect. So in that sense, like I said, the act of inspecting will never go away, but our reliance on that will come down drastically. And once in a while, just glancing through, just letting us know that things are going according to plan is the right way of looking at this. Anyway, I think that's all we have time for today, Andrew.   0:41:10.2 Andrew Stotz: Yeah. So I'm gonna wrap up by saying 290 years ago, Benjamin Franklin said, "An ounce of prevention is worth a pound of cure."   0:41:23.2 Balaji Reddie: Wow.   0:41:24.2 Andrew Stotz: Well, it's a lot of what you've just described is the idea of starting at the beginning and trying to reduce the need to depend on inspection. I love the stuff that you talked about about... He didn't say eliminate inspection, he said reduce the dependence. And that really reminded me that there's a purpose. And as you've described, the purposes of inspection isn't only just, "Okay, we don't want something bad going out to the customer," but what it really is about is understanding how are we doing. How have the upstream preventative or improvements that we've done in the upstream resolved or reduced what's happening at the downstream? I think that was a major thing for me as a young guy when I first heard Deming, to understand that, start at the beginning and try to get things right from the beginning, that will reduce the amount of trouble that you have towards the end. So, fantastic.   0:42:22.2 Balaji Reddie: That's true. That's true. All right, then.   0:42:24.5 Andrew Stotz: Well...   0:42:25.1 Balaji Reddie: We meet again next week or week after that to continue this.   0:42:27.0 Andrew Stotz: Yeah, I look forward to it. And for the listeners out there, remember to go to deming.org and jump into DemingNext to continue your journey.   0:42:36.5 Balaji Reddie: Yes.   0:42:37.0 Andrew Stotz: This is your host, Andrew Stotz, and I'll leave you with one of my favorite quotes from Dr. Deming, which is, "People are entitled to joy in work."   0:42:45.3 Balaji Reddie: "Joy in work."

Radon. Roofs. Foundation cracks. Crawl spaces nobody wants to enter. We're breaking down the home inspection — what it covers, what it misses, and how to read the report without spiraling. REALTOR® Karen Sadler sits down with Jeremy Robinson, of Igneous Inspections for a Deep Dive on home inspections. Whether you're buying, selling, or just curious what's happening under your own house, this one's worth the listen!The Christi Reece Group provides ReFreshing Real Estate services in Grand Junction, Fruita, Palisade and surrounding areas of Mesa County. Contact us at info@christireece.com, 970-589-7700, or visit us at our offices at 1601 Riverfront Dr, Suite 103 in Grand Junction, CO.

On this episode of the Jeep Talk Show, Tony and Josh tackle drive line vibrations on a lifted 2003 TJ after U-joint work, explain drive line phasing, and share how a $139 Amazon replacement rear driveshaft solved the 40 mph shake. They also cover rumors of all-electric Jeeps built in China possibly heading to the U.S. around 2027, plus the legal and privacy issues that come with Chinese EVs. Then they debate Flock cameras and ALPR tech—stolen Jeep recoveries versus being tracked everywhere—before hitting new merch, JTS Flicks, and classic Jeep stories. Timestamps 00:00 – Intro: Driveline Vibration and Chinese EV Jeep Rumors 00:12 – TJ Driveline Vibration After Lift and U-Joint Issues 03:10 – Understanding Driveline Phasing and Installation Nuances 05:56 – Installing New Drive Shaft Assembly and U-Joint Replacement 09:13 – Post‑Installation Testing, Troubleshooting, and Inspection 20:43 – Chinese EV Jeep Rumors and Legal Considerations 28:19 – Flock ALPR Cameras: Benefits vs. Privacy Concerns 35:12 – ALPR Camera Cases and Public Anonymity Debate 37:42 – Beyond ALPR: Wider Surveillance and Privacy Issues 38:54 – Promoting Jeep Talk Show Merchandise and T‑Shirts 40:45 – Spotter T‑Shirts and Brand Promotion 44:02 – Launching JTS Flicks: Netflix‑Style Show Platform 48:37 – Jeep Appearances in Movies and Television 50:40 – Final Thoughts and Legal Disclaimer Key Highlights Tony's $139 Amazon TJ rear driveshaft replacement vs. another $35 U-joint job on the short Dana 35 shaft Drive line phasing, yoke orientation, and why a tiny TJ shaft is so sensitive to vibration Rumors of Jeep returning to China with all-EV models that could be imported as early as 2027 Flock/ALPR cameras: Amber Alerts and recovered stolen vehicles vs. privacy and metadata concerns New shop merch (Certified Spotter, I Survived Death Wobble, Nikki G shirts and mugs) plus JTS Flicks at jeeptalkshow.com/watch Like the episode if it helped, drop a comment with your worst driveline vibration story or thoughts on Chinese-made Jeeps and Flock cameras, subscribe so you don't miss weekly Jeep talk, and visit jeeptalkshow.com for the shop, JTS Flicks, Round Table details, and more. Support the Show & Shop Jeep Gear Thank you for watching and listening! If you enjoyed the conversation with Tony and Josh, consider checking out some of the great products and upgrades we discussed. A-Premium Rear Drive Shaft Assembly for 1997-2006 Jeep Wrangler TJ View on Amazon Spicer 1310 Series U-Joint (common TJ rear driveshaft replacement) View on Amazon U-Joint Strap and Bolt Kit for Jeep TJ / XJ driveshafts View on Amazon Shop official Jeep Talk Show gear, mugs, and more at jeeptalkshow.com/shop and use our Amazon storefront at jeeptalkshow.com/amazon to support the show on the parts you already buy.

Should every fleet maintenance work order end with an inspection? Yes—but that doesn't mean every vehicle needs a full preventive maintenance inspection every time it enters the shop. In Episode 243 of The Fleet Success Show, host Marc Canton talks with Drew Morrow, Fleet Success Manager at RTA Fleet, about why an appropriate inspection should be part of every fleet work order—and how documented inspection standards can help fleets catch problems earlier, improve quality control, mitigate risk, and return safer, more reliable assets to service. The principle is simple: If a vehicle is already in your shop, take the opportunity to look at it. In This Episode, You'll Learn Why every fleet work order should include an appropriate inspection How to determine the right inspection scope based on the asset and repair Why technicians shouldn't develop “blinders” around the original work order complaint How inspection checklists create consistent expectations for technicians Why QA/QC matters when vehicles return from outside maintenance vendors How documented inspections and maintenance records support risk mitigation Why PM compliance and asset history should influence inspection decisions How inspections can improve fleet availability and stakeholder confidence Why fleet leaders should view inspections as part of their responsibility for vehicle safety and stewardship Looking to take the next step to fleet success? Start by requesting your free copy of The Fleet Success Playbook. Written by fleet professionals for fleet professionals, the Playbook breaks down the four key pillars of fleet success, and gives you the tools you need to build a truly great fleet. Request your free (yes, really, free!) copy here: https://rtafleet.com/resources/fleet-success-playbook?utm_source=simplecast&utm_medium=footer_notes&utm_campaign=episode_213 Control fleet chaos with RTA Fleet360, proven software designed by fleet managers for fleet managers: https://rtafleet.com/book-a-demo?utm_source=simplecast&utm_medium=footer_notes&utm_campaign=episode_213

A Lot Can Happen Between an Accepted Offer and Closing Day Getting an accepted offer is a major milestone in any real estate transaction. For sellers, it can feel like the hard part is over. For buyers, it can feel like they've finally secured the home they've been searching for. But an accepted offer is not the finish line. It's really the beginning of the next phase. On a recent episode of Talk Real Estate Roundtable, Melissa Wallace was joined by Boston Connect Real Estate agent Tracy Grady to discuss everything that can happen between an accepted offer and closing and why buyers, sellers, agents, lenders, attorneys, inspectors, and other professionals all need to work together to keep the transaction moving forward. As Tracy put it during the show, the transaction isn't truly complete until the buyer has the keys in hand. Every Real Estate Transaction Has a Timeline Once an offer is accepted, the transaction begins moving through a series of important dates and deadlines. Depending on the specific agreement, that timeline may include: Home inspection Additional property evaluations Purchase and Sale Agreement Additional deposits Mortgage application and underwriting Appraisal Mortgage commitment Homeowners insurance Title work Smoke and carbon monoxide inspection Final utility readings Seller move-out Final walkthrough Closing And while the offer may establish specific dates, those dates sometimes need to change. Attorneys may need additional time. A lender may request more documentation. An appraisal may need to be scheduled. An inspection issue may need further evaluation. That's why the timeline needs to be realistic from the beginning. A three-week closing may sound attractive in an offer, but everyone involved needs to be confident that the financing, inspection, legal work, and closing preparations can actually be completed within that period. Buyers: Stay Closely Connected With Your Lender For financed purchases, one of the buyer's biggest responsibilities after an accepted offer is protecting their mortgage approval. Your lender may request updated documentation throughout the transaction, including: Bank statements Pay stubs Tax documents Employment verification Explanations of deposits or transfers Additional underwriting documents Respond to those requests quickly. The financial picture your lender approved when you applied for your mortgage needs to remain relatively consistent through closing. Don't Make Major Financial Changes Before Closing You've probably heard the advice before, but it's worth repeating: Do not make major financial changes while you're purchasing a home without speaking with your lender first. That can include: Financing a new vehicle Buying furniture on credit Opening a new credit card Closing existing credit accounts Changing jobs Moving large amounts of money between accounts Making unexplained deposits Co-signing a loan for someone else Even something that seems completely unrelated to the purchase can affect your credit, debt-to-income ratio, available funds, or underwriting approval. The safest approach is simple: when in doubt, call your loan officer before doing anything financially significant. During the episode, Melissa and Tracy described the period between accepted offer and closing as a financial "bubble" that buyers should try to stay within until the transaction is complete. Schedule Your Home Inspection Promptly If a buyer is conducting a home inspection or other due diligence, don't wait. Inspection periods are contractual deadlines, and several things may need to happen within that window. A buyer may need to: Schedule the inspection Review the inspector's findings Obtain additional evaluations Ask questions Discuss potential repairs or concerns Decide how they want to proceed Communicate decisions through their agent and attorney Waiting until the last possible day creates unnecessary pressure for everyone. Inspection issues may also become part of the Purchase and Sale Agreement if the buyer and seller agree that certain repairs will be completed before closing. Buyers Should Be Represented During the Inspection The home inspection is part of the buyer's due diligence, and the buyer's agent has an important role in that process. The buyer's agent should attend with their client and the home inspector so the buyer has representation during the inspection. The listing agent represents the seller, not the buyer, and the responsibilities of each agent remain different even though everyone shares the ultimate goal of completing the transaction. Choose a Real Estate Attorney Early After an accepted offer, buyers and sellers will typically begin working with attorneys on the Purchase and Sale Agreement and other aspects of the transaction. During the show, Melissa and Tracy emphasized the value of working with an attorney who regularly practices real estate law. Real estate transactions involve specific timelines, title issues, deposits, contingencies, lender requirements, and closing procedures. A professional who routinely handles real estate transactions will understand those processes and help guide the client through them. Once documents are ready for signature, don't leave everyone waiting. Review questions with your attorney ahead of time and make sure documents are signed by the required deadlines. Homeowners Insurance Can Create Unexpected Issues Buyers also need to arrange homeowners insurance before closing. Sometimes securing coverage is straightforward. Other times, questions may arise because of: Roof condition Prior insurance claims Property condition Certain home features Availability of coverage Lender insurance requirements Address insurance early enough that there is time to solve a problem if one arises. Don't Forget to Transfer the Utilities Imagine closing on your new home Friday afternoon, getting the keys and realizing the electricity is scheduled to be shut off the next morning. That's exactly the type of last-minute problem that can happen if buyers wait too long to transfer utilities. Buyers should determine which utility companies service the property and arrange to have service transferred into their name effective on the closing date. Meanwhile, the seller will typically be arranging to end their responsibility for those same services. Coordinate ahead of time so the transition is seamless. Prepare Closing Funds Before Closing Day Closing funds can create another unexpected hiccup. Buyers should confirm: How much money will be needed How the attorney or lender requires the funds to be delivered Whether their bank has wire-transfer limitations Whether they need to visit a bank in person What identification or authorization may be required During the episode, Sharon McNamara called into the show and shared a recent example involving buyers who had spoken with their bank before traveling and believed they could complete a wire remotely. On closing day, they learned the bank required them to appear in person and their bank wasn't located near where they were staying. The situation was ultimately another reminder that even when you think you've confirmed everything, it's worth double-checking the logistics before closing day. And whenever wiring money in a real estate transaction, independently verify instructions with the appropriate professional before transferring funds. Sellers Still Own and Must Maintain the Property Once an offer is accepted, sellers sometimes mentally begin moving on. But until closing, it's still your home and you're still responsible for maintaining it. That means continuing to: Keep utilities operating Heat the property when necessary Maintain landscaping Remove snow and ice when appropriate Keep the property secure Address significant issues that arise Maintain the home substantially as the buyer agreed to purchase it The condition of the property matters because the buyer will see it again at the final walkthrough. An accepted offer doesn't mean homeownership responsibilities stop. Agreed-Upon Repairs Need to Be Completed If the buyer and seller reach an agreement following the home inspection, the seller needs to follow through. That could include completing certain repairs or addressing specific items before closing. Once those obligations become part of the agreement, they aren't simply suggestions. Save invoices, receipts, warranties, or other documentation when appropriate so there is a clear record that the agreed-upon work was completed. Be Very Clear About What Stays With the Property Another common closing-day issue involves fixtures and personal property. Generally, fixtures are items attached to the property. Examples might include: Curtain rods Permanently installed shelving Certain light fixtures Attached television mounting brackets Other permanently affixed items During the show, Melissa and Tracy specifically discussed television mounting brackets. The television itself may be personal property, but the mounting bracket attached to the wall can create confusion if expectations weren't established in advance. The best way to avoid disagreement is to make inclusions and exclusions clear from the beginning. If you're a seller and there's something attached to the home that you plan to take with you, discuss it with your listing agent before putting the property on the market. Sellers: Don't Assume the Buyer Wants Your Leftover Items That leftover paint might match the living room perfectly. The extra patio furniture might still have years of life left. The gardening tools might be useful. The buyer may still not want any of it. A good rule of thumb is to assume the buyer wants the property empty unless something else has specifically been agreed upon. If there are items you'd like to leave, communicate that well before closing and get the buyer's agreement. Don't wait until the final walkthrough. Give Yourself Enough Time to Move Out Moving almost always takes longer than people expect. Boxes multiply. Closets contain more than you remembered. Garages somehow hold years' worth of belongings. That's why sellers should avoid planning to finish moving on the morning of closing. During the show, Tracy shared a transaction where movers were still packing, items remained on the walls and in closets, and closing was scheduled for 10:00 that morning. The problem was obvious: once the property closes, it belongs to the buyer. Tracy now encourages her sellers to be completely moved out before closing so there is time to clean the property and address anything unexpected before the buyer arrives for the walkthrough. The Final Walkthrough Is Important The final walkthrough is the buyer's opportunity to verify that the property is in the expected condition before closing. Buyers may be checking that: The seller has moved out Personal belongings and debris have been removed Agreed-upon repairs have been completed Included fixtures and appliances remain No unexpected damage occurred during the move The property has been maintained The home is ready for the buyer to take possession The goal is not to renegotiate the entire purchase. It's to confirm that the property the buyer is about to own matches what the parties agreed upon. Sellers Have Several Final Municipal Responsibilities Depending on the property and municipality, sellers may also need to coordinate several items before closing. During the episode, Melissa and Tracy discussed requirements such as: Smoke and carbon monoxide inspections. Local requirements can differ by municipality, so sellers need to know both statewide rules and any additional local requirements. Final water readings. Certain municipalities require a final reading and may require the final balance to be paid before closing. Title V inspections. Properties with private septic systems may have additional requirements that need to be addressed during the transaction. Condominium documentation. Condo transactions can require association or management-company documents that also need to be requested and delivered on time. The specifics can vary from town to town, which is one reason local knowledge and communication are so important. Why Midweek Closings Can Sometimes Be Helpful Friday may sound like the perfect closing day. Close on the house, get the keys, and spend the weekend moving in. But if something goes wrong late on a Friday, there may be fewer options for fixing it before offices, banks, or registries close for the weekend. The episode referred to Wednesday or Thursday as providing a little more of a "hiccup day." If something needs to be corrected, there may still be another business day available before the weekend. This becomes especially important when transactions are connected such as when one seller needs the proceeds from their sale to complete the purchase of their next home. Communication Is What Keeps the Transaction Together A successful closing is rarely the result of one person. It takes coordination between: Buyers Sellers Buyer agents Listing agents Mortgage professionals Attorneys Home inspectors Appraisers Insurance professionals Municipal departments Moving companies Sometimes contractors and other specialists There will occasionally be problems. Documents may take longer than expected. A lender may ask for something unexpected. An inspection may uncover an issue. A repair may need to be completed. A bank may change the way closing funds need to be transferred. The goal isn't to pretend those things never happen. The goal is to identify them quickly, communicate clearly, and work together toward a solution. As Melissa and Tracy discussed during the show, the buyer wants to buy the home and the seller wants to sell it. Everyone involved should ultimately be working toward that same goal. Accepted Offer Is the Beginning Not the End There is plenty to celebrate when your offer is accepted or when you accept an offer on your home. Celebrate it. Then get ready for the next phase. The period between accepted offer and closing is where experienced guidance, organization, communication, and attention to deadlines become incredibly important. At Boston Connect Real Estate, our job doesn't stop when the offer is signed. We help our clients navigate what comes next through inspections, Purchase and Sale, financing deadlines, municipal requirements, moving preparations, final walkthrough, and ultimately the closing table. Because when it comes to real estate, a lot can happen between accepted offer and closing. And having the right professionals beside you can make all the difference. Thinking about buying or selling a home? Contact Boston Connect Real Estate and let our experienced team guide you through every stage of your move. Because every move should be a moving experience.   Watch our live video on Youtube!

There's a stalemate between Colorado and the federal contractor running the Aurora immigration detention center over a case of tuberculosis. CPR health reporter John Daley explains the bigger issue it raises. Then, Denver chef Penelope Wong is flying high after winning the James Beard award and landing a deal with United Airlines. Plus, exploring the Borderlands with Ken Salazar, and the nose knows: what should Colorado's state smell be?

Got a small windshield crack and a car inspection coming up? You might want to postpone it for a few days; and a dairy plant in Franklin County staying shuttered, at least for now. 

FIR on Abhijit Dipke for Illegal School Inspection | Rahul Gandhi ने कर दिए नए अजूबे | Sanjay Dixit

Every robotics demo looks the same: a humanoid doing kung fu, a humanoid dancing, a humanoid folding laundry. Eliot Dixon has spent his career in the parts of robotics that never make the showreel, and his view is blunt. The humanoid form factor exists because human environments are a compromise, not because it is the best way to get work done.Eliot's route into robotics started on a farm and a deep dislike of tractors. Physics, then a robotics degree, then years at Dstl working on sensing and UAVs, then Tata Motors building an autonomous vehicle for UK roads that was ultimately headed for the chaos of Indian ones. From there into ag tech, leading robotics and AI at Agri-EPI Centre, and now into infrastructure and construction.That path gives him an uncomfortable message for our sector. Agriculture has already run the experiment. Brilliantly engineered robotic systems, well funded, technically successful, and commercially dead, because they demanded that the entire farm change around them. As Eliot puts it, you are not designing a robot. You are designing a farm. Swap in construction and the warning lands the same way.So what actually works on a site today? Inspection and monitoring. Quadrupeds running nightly LIDAR scans, compared against the BIM, feeding tomorrow's work plan instead of a six-monthly architect's report. And the economics are shifting fast: platforms that cost well over £100,000 are now available at a few thousand for smaller sites.We also get into why drones are effectively grounded by UK airspace rules, why robotics almost never reduces headcount but changes the job mix instead, where the real return on investment hides, what data poisoning and teleoperated "autonomous" systems mean for trust, and why a dynamic construction site is a genuinely harder problem than a road in Delhi.In this episode:Why the humanoid is a compromise, not an endpointThe agricultural robotics failures construction is about to repeatInspection and monitoring: the only mature site use case right nowNightly LIDAR against BIM, and the decision loop it createsThe collapse in quadruped pricing and what it unlocksWhy UK airspace, not technology, is the drone blockerWhere robotics ROI actually comes from when nobody loses a jobAutonomy 2.0, visual models, and the behaviour problemStrawberries, dexterity, and why touch feedback is so hardEliot's closing advice for anyone briefing a roboticistGuest: Eliot Dixon, Roboverse Reply UKHosts: Dale Foong and Val MatthewsThe Project Chatter Podcast is free to access and always will be. If you get value from it, pay it forward and share this episode with someone who needs it.Connect:Eliot Dixon: https://www.linkedin.com/in/eliot-dixon/Project Chatter: https://www.linkedin.com/company/projectchatterpodcast/?viewAsMember=trueWebsite: https://projectchatter.com/

It's the Ranch It Up Radio Show Herd It Here Weekly Report!  A 3-minute look at cattle markets, reports, news info, or anything that has to do with those of us who live at the end of dirt roads.  Join Jeff 'Tigger' Erhardt, the Boss Lady Rebecca Wanner aka 'BEC' by subscribing on your favorite podcasting app or on the Ranch It Up Radio Show YouTube Channel. South Dakota Livestock Inspection Fee Increase A South Dakota legislative committee has approved a 45-cent-per-head increase in the state's livestock ownership inspection fee. The fee currently stands at one dollar per head. The new fee will be one dollar and 45 cents for cattle, horses and mules moved into or out of certain South Dakota counties. Supporters say the increase is needed to keep the state's Brand Board inspection program financially stable. Officials say the program has required nearly 900-thousand dollars in transfers from the Brand Fund over the past two years to cover rising costs, including inspectors, personnel and mileage. The increase is expected to generate more than 600-thousand dollars in its first year, and about 675-thousand dollars annually after that. Some producers opposed the increase, pointing to drought conditions in western South Dakota and the added cost of moving cattle. The measure passed the committee five to one, with Senator Taffy Howard casting the lone vote against it. REFERENCE: https://www.sdpb.org/politics/2026-08-18/legislators-approve-increase-on-livestock-ownership-inspection-fee Pasture Conditions Remain Tough Across The Plains Pasture conditions remain a major concern across much of the country, with several key cattle-producing states reporting significant portions of their pasture in poor or very poor condition. According to USDA data for the week ending August 16th, Nebraska has the worst pasture conditions in the nation, with 73 percent rated poor or very poor. Colorado is next at 72 percent, followed by Wyoming at 71 percent. South Dakota and Utah are both at 66 percent, while West Virginia comes in at 62 percent. New Mexico is at 58 percent, Arizona at 56 percent, Oklahoma at 51 percent, and Arkansas rounds out the top ten at 48 percent. Nationwide, 48 percent of U.S. pasture and range is rated poor or very poor, including 22 percent rated very poor. Upcoming Feeder Cattle, Bull & Cow Sales On RanchChannel.Com Lots of feeder cattle, steers & heifers, bulls, and cow sales coming up on the RanchChannel.Com sale calendar.  Check out the full line up HERE. SPONSORS Jorgensen Land & Cattle https://jorgensenfarms.com/ @JorLandCat   Ranch Channel https://ranchchannel.com/ @RanchChannel   Questions & Concerns From The Field? Call or Text your questions, or comments to 707-RANCH20 or 707-726-2420 Or email RanchItUpShow@gmail.com FOLLOW Facebook/Instagram: @RanchItUpShow SUBSCRIBE to the Ranch It Up YouTube Channel: @ranchitup Website: RanchItUpShow.com https://ranchitupshow.com/ The Ranch It Up Podcast is available on ALL podcasting apps. https://ranchitup.podbean.com/   Rural America is center-stage on this outfit. AND how is that? Because of Tigger & BEC... Live This Western Lifestyle. Tigger & BEC represent the Working Ranch world by providing the cowboys, cowgirls, beef cattle producers & successful farmers the knowledge and education needed to bring high-quality beef & meat to your table for dinner. Learn more about Jeff 'Tigger' Erhardt & Rebecca Wanner aka BEC here: TiggerandBEC.com https://tiggerandbec.com/    

This talk was given by Gil Fronsdal on 2026.08.19 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/ddhx-tu--1w?si=4_xeuX5Gfmt1qcBm&t=1947. ******* A machine generated transcript of this talk is available. It has not been edited by a human, so errors will exist. Download Transcript: https://www.audiodharma.org/transcripts/24817/download ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License

This talk was given by Gil Fronsdal on 2026.08.19 at the Insight Meditation Center in Redwood City, CA. ******* Video of this talk is available at: https://www.youtube.com/live/ddhx-tu--1w?si=4_xeuX5Gfmt1qcBm&t=1947. ******* A machine generated transcript of this talk is available. It has not been edited by a human, so errors will exist. Download Transcript: https://www.audiodharma.org/transcripts/24817/download ******* For more talks like this, visit AudioDharma.org ******* If you have enjoyed this talk, please consider supporting AudioDharma with a donation at https://www.audiodharma.org/donate/. ******* This talk is licensed by a Creative Commons Attribution-Noncommercial-No Derivative Works 4.0 License

How often should you inspect your pole vault pit?In this episode, Mike Cunningham walks coaches through a complete pole vault pit inspection checklist and explains why regular inspections are one of the easiest ways to improve athlete safety and extend the life of a landing system.You'll learn:✅ What to inspect before, during, and after the season✅ How to evaluate top pads, foam, vinyl, and hardware✅ Common warning signs coaches shouldn't ignore✅ How water intrusion damages pits✅ Why weather covers should be inspected too✅ The importance of rotating landing sections✅ How to identify repair and replacement needs earlyWhether you're responsible for a brand-new facility or a 20-year-old landing system, this episode provides practical inspection tips every coach can use.

Nobody puts a picture of the barn in the listing and says, "We're not completely sure what's holding this thing up." Buying a homestead is a lot like dating — and today we're playing Would you date this homestead? We're past the basics. You know your price, your location, your acreage. This is what happens after the property catches your eye: what the listing photos aren't showing you, what to look for when you finally walk the land, the deed restriction that nearly cost us the property we loved, and the plumbing problem hiding under our slab that no inspection caught. I'm Wendi Bergin — Realtor, homesteader, and someone who has crossed a beautiful property off her own list more than once. Preparedness brings peace, not fear. That applies to buying land too. Chapters 00:00 — Falling in love with a listing before you've seen the barn 00:45 — Why buying a homestead is a lot like dating 01:05 — Welcome to Would you date this homestead? 01:20 — The dating profile: what the listing photos are not showing you 01:55 — Decoding listing language: "rustic," "peaceful country living" 02:20 — The Polk County drive-by, and the water we found 02:55 — Not in a flood zone yet: how new construction changes that 03:40 — The property that was 30 minutes from church, and why I crossed it off 04:25 — "Plenty of room for animals" doesn't mean you're allowed to have them 04:50 — The real question: the property, or the life you're imagining in it? 05:05 — First date: get out of the kitchen and walk the land 05:35 — Would that fence actually hold the animals you want? 06:00 — Why we tore out every fence on our property 06:15 — Outbuildings: is there water and power to the barn? 06:40 — The pig waterer I didn't know existed 07:20 — Pipes running there isn't the same as water that works 07:50 — Stand still and listen: traffic, dogs, shooting ranges, smells 08:30 — Distance matters: barn to house, feed, groceries 08:55 — Why our goats may never make it to the barn 09:25 — The one nobody asks: what will chores be like in the rain? 09:45 — The coughing goat, the nice sandals, and church 10:30 — What a good agent is actually there to do 11:05 — "Would I still want to live there on a tired Tuesday?" 11:40 — Meet the family: zoning, deed restrictions, and yes, HOAs 12:20 — Five acres each, horses allowed, goats not 13:05 — "It takes one person to pull up those deed restrictions" 13:50 — What I screened for: ag zoning, no HOA, flood zone 14:25 — Easements, insurance requirements, and animal rules 14:50 — Why we couldn't raise pigs in New Jersey 15:20 — Can you sell eggs? Park an RV? Run a business? Build a barn? 15:45 — Go deeper: episode 207 on buying land 16:05 — Well or city water, septic, who maintains the road, internet 16:40 — Calling the county until you get a real answer 17:25 — The baggage: every property has history 17:55 — Inspection questions worth asking out loud 18:50 — When the vines are doing most of the work holding up the fence 19:10 — None of this automatically means walk away 19:45 — Red flags don't turn green because the farmhouse sink is pretty 20:10 — Slab houses, buried plumbing, and what we didn't know 21:00 — Jackhammering up the half bath 21:40 — Relationship material: can you afford the house and the work? 22:35 — Land care in New Jersey vs. Florida, honestly 23:35 — What will you have to give up to own it? 24:20 — Maybe you need two acres, not five 24:50 — There is no perfect property 25:30 — Marry it, or thank it for a lovely afternoon 26:00 — What I actually want to know before I show you anything 26:40 — Buying outside Florida? I'll help you interview an agent A few things worth writing down The listing tells you whether you want a first date. It's not enough to decide whether you want to marry it. Fencing, outbuildings, water, and power are separate questions. Pipes to the stall don't mean working water; a barn can have water and no electricity. Stand still on the property for a full minute. Photos can't carry traffic noise, barking dogs, a shooting range, or the smell from the neighbor's operation. "Plenty of room for animals" and "legally allowed to have animals" are two entirely different things. Check zoning, deed restrictions, and HOA documents yourself — even on large acreage. Inspections don't catch everything. Ours didn't catch the plumbing under the slab, because nobody had lived in the house for three years. The question isn't whether the property has baggage. It does. The question is whether it's baggage you can afford, manage, and live with. Links Episode 207 — Three Things to Know Before Buying Land for a Homestead  Work with Wendi (Florida real estate) — https://joyfullyprepared.com/realestate/ Contact — https://joyfullyprepared.com/contact-me/ All episodes — https://joyfullyprepared.com/podcast/ FEMA Flood Map Service Center — check any property's flood zone — https://msc.fema.gov/portal/home Come find me If you're thinking about buying a homestead here in Florida, I would love to help you. If you're buying somewhere else, I can still help you interview an agent in your area who knows that "room for chickens" is not enough information. Reach out before you commit to that charming farmhouse with the questionable fence — https://joyfullyprepared.com/contact-me/ And if this one was useful, send it to the friend who's been sending you Zillow listings at eleven at night.  

“When most people see a house listed for $600,000, they immediately think the negotiation is pretty simple:Do I offer $600,000?$590,000?Maybe $575,000?But the purchase price is only one part of the negotiation.Depending on the property, seller and market conditions, there may be a whole list of other things on the table.Closing costs. Repairs. Mortgage-rate buydowns. Appliances. Inspection items. Closing dates. Contingencies.And sometimes a buyer may actually be better off paying a little more for the house and negotiating something else.”Then:“So today I'm putting Cory and Dwight to work. I want to know what's REALLY negotiable in a real-estate transaction.”

For all your automotive Information Tune in or if you have questions, please feel free to call us live at The Answer San Diego @1-888-344-1170. Below are the Links for the New Apps to listen live no matter where you are! https://www.iheart.com/live/the-answer-san-diego-6020/ https://www.radio.com/theanswersandiego/listen You can also find all the listening info at: WESTAUTOMOTIVEGROUP.COM THROUGH THE https://theautomantv.com/auto-talk-radio/ Podcast of Show available @ Apple Products, Google Podcast, Pandora, Deezer, Spotify, iHeart, Radio.com and TuneInSupport the show: https://theautomantv.com/auto-talk-radio/See omnystudio.com/listener for privacy information.

In the latest episode of Public Power Now, Branndon Kelley, Senior Vice President of Strategy and Innovation and Chief Strategy Officer at AMP, details how AMP members will benefit from a new program that provides streamlined access to Noteworthy AI's Inspection platform through standardized terms and group-buy pricing. Noteworthy AI delivers artificial intelligence-powered inspection solutions to help utilities manage distribution grid assets. 

Freedom from humiliation. For more on reading through the Bible, click here to visit my website. Have any questions or comments? Email me: pastor@tcnd.org. Produced by Wessler Media. See omnystudio.com/listener for privacy information.

Mindy Brashears, Ph.D. is the USDA's Under Secretary for Food Safety. Dr. Brashears previously served as Under Secretary for Food Safety from 2020–2021, and Deputy Under Secretary in 2019. Dr. Brashears returns to USDA from Texas Tech University, where she was a Paul Whitfield Horn Distinguished Professor of Food Safety and Public Health, the Roth and Letch Family Endowed Chair for Food Safety, and the Director of the International Center for Food Industry Excellence. Dr. Brashears' research program has advanced food safety in meat and poultry production, with a focus on public health. Her work evaluated interventions in pre- and post-harvest environments and antimicrobial drug resistance in animal feeding systems. She has led international research teams across the globe to enhance food safety, security, and sustainable agriculture systems. Her research has resulted in more than 20 patents and patents pending for innovations in food safety.Beyond academia, Dr. Brashears has held leadership roles on boards and advisory committees, including the American Meat Science Association, the Development Council, the International Stockman's Educational Foundation, and the Protein Pact. She was a founding member of the SAFE Think Tank and has chaired the National Alliance for Food Safety and Security and the USDA's multi-state research group. Her contributions have earned national and international recognition, including induction into the Meat Industry Hall of Fame, Fellow status in the American Meat Science Association (AMSA) and the National Academy of Inventors, and numerous awards from leading associations.  Justin Ransom, Ph.D. is Administrator of USDA's Food Safety and Inspection Service (FSIS), where he oversees FSIS' mission to ensure the safety, wholesomeness, and proper labeling of America's commercial supply of meat, poultry, and processed egg products. He leads the agency's modernization efforts, streamlining inspection systems, strengthening public health protections, and advancing science-based policies.  Dr. Ransom brings more than 20 years of executive leadership in food safety, quality systems, animal welfare and sustainability. Immediately prior to his appointment, he served as senior director of sustainable food strategy at Tyson Foods, where he spearheaded enterprise-wide sustainability programs. His diverse industry experience also includes roles at McDonald's and OSI Group, where he managed and advanced complex food supply chains across global markets.  With roots in production agriculture, Dr. Ransom has worked as a scientist, livestock breeder, and global supply chain leader, deepening his first-hand knowledge of end-to-end food system management. He began his public service career at USDA's Agricultural Marketing Service, contributing to the development of technical standards for the National School Lunch Program, instrument grading systems, and international trade facilitation.  Dr. Ransom holds a B.S. degree in Agricultural Communications from Texas Tech University and earned an M.S. degree and a Ph.D. in Animal Science from Michigan State University and Colorado State University, respectively.  In this episode of Food Safety Matters, we speak with Dr. Brashears [4:35] about: USDA-FSIS' in-progress plans for its Salmonella SAFE Strategy, encompassing a new Salmonella Gold Standard The data FSIS will be gathering across all poultry facilities and at individual establishments producing higher-risk products How the new data-gathering initiatives will help FSIS spot trends sooner and take faster action to address food safety issues FSIS' updated approach to Listeria compliance, and how it plans to address the overreliance among small establishments on compliance method Alternative 3 FSIS' creation of a new Office of Food Safety Scientific Panel, and the areas of FSIS work in which this scientific expertise will be utilized We also speak with Dr. Ransom [20:11] about: How USDA-FSIS is shifting from examining individual inspection findings to analyzing connected datasets, and how this will optimize FSIS inspection work FSIS' use of AI and large language models to help identify food safety risks, and the safeguards FSIS is putting in place to ensure the scientific accuracy and transparency of these tools How video-enabled glasses and AI-assisted imaging could change how inspections are conducted in the field How FSIS is preparing inspectors and veterinarians to work alongside new data and AI-enabled tools The importance of retaining human judgement in food safety oversight as these emerging technologies are rolled out across FSIS departments Resources USDA-FSIS Announces Pilot Program to Evaluate Salmonella Control Strategies in Raw Poultry Establishments We Want to Hear from You! Please send us your questions and suggestions to podcast@food-safety.com

Three men in their 30s died within weeks of each other, sparking a question Anthony and JT couldn't shake: who was supposed to teach them better? In this episode, they get into the collapse of mentorship, what happens when boys grow up without fathers to show them where the lines are, and why so many young men are chasing things that are costing them everything. The basics aren't being passed down anymore — and it's our job as men to teach them.CONNECT WITH GREATMAN:Website: https://greatman.tv/Instagram: https://www.instagram.com/greatman.tv/Support GreatMan: https://greatman.tv/greatman-global/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hola mi gente! This week I'm switching things up. My husband Ray is joining me in an actual whole ass podcast studio to talk about the real estate business we've started building: house flipping. We closed on our first fixer-upper here in Florida, in cash, and we're pulling back the curtain on why we did it, what the real numbers look like, and how we keep being business partners from turning into a threat to our marriage.WE GET INTO: 00:00 Welcome to the studio: meet Ray02:03 Ray's construction background (his dad and grandfather taught him everything)09:41 Why they sold the Puerto Rico condo to fund this12:50 Finding the house: the comps, the negotiation, closing at $140K19:21 Inspection day: the good, the bad, and the roaches24:17 The full renovation scope, room by room34:04 The real numbers: budget, target sale price, profit margin38:59 How they split roles: the LLC, the credit card, the labor45:10 Keeping the flip from taking over the marriage47:44 Rapid fire: who's most likely to...51:27 Plan B if it doesn't sell54:42 Final thoughts: budgeting for the unexpectedKEY TAKEAWAYS:→ You don't need a mortgage to get started, but you do need liquidity and a plan for where that cash comes from→ Comps are everything. Know what renovated properties are actually selling for before you fall in love with a "deal"→ Budget for the worst case on every line item (roof, HVAC, electrical) so a surprise doesn't wreck your numbers→ Permits exist because someone got hurt before you. Don't DIY the things that legally require one→ When you're in business with your spouse, define your lanes clearly, money person and labor person, and stay in yours→ Always have a Plan B (long-term rental, Airbnb) if the flip doesn't sell fast→ The real ROI in this episode isn't the house, it's the years of money mindset work that made a six-figure cash purchase feel possible instead of terrifyingTAKE THE NEXT STEP WITH YO QUIERO DINERO:

Welcome to a Monday edition of WHAT THE TRUCK?!? with your hosts Malcolm Harris and Michael Vincent! We are officially kicking off August with a wild ride through the latest freight news and diving into the future of logistics tech with two incredible guests. Malcolm and Mike run through a mind-boggling roundup of recent freight crime and poor decisions: $20M Smuggling Bust: Customs officers at the Calexico Port of Entry seized 1,002 pounds of cocaine hidden under the wooden floorboards of a flatbed hauling rebar. Discount Store Heist: The California Highway Patrol recovered more than $500,000 in stolen cargo merchandise from a discount retail store in Rialto. Million-Dollar Truck Theft Ring: Two men were arrested in South Carolina after stealing 13 semi-trucks and 3 trailers over the course of three years. Bud Light Bumper Cars: A driver in a 2022 Freightliner crashed into nine stopped vehicles in Erie, PA, and allegedly fled the scene on foot while carrying a case of Bud Light. USPS Lottery Theft: A Florida mail carrier was arrested for stealing a resident's mail and cashing their $2,600 winning lottery ticket. Louisiana CDL Bribery: A massive bribery scheme was uncovered where over 120 people paid around $5,000 each to obtain fraudulent CDLs with the help of corrupt DMV employees The Innovators: AI in Logistics Paul Singer (Co-founder & CEO, FleetWorks): Coming hot off being named a Forbes Next Billion-Dollar Startup, Paul joins the show to discuss how FleetWorks is revolutionizing the industry. Leveraging his experience at Uber Freight, Paul explains how their AI agents (Chet and Sophia) help brokers and carriers automatically match freight, negotiate rates, and handle unstructured communications via phone, email, or text. Amir Haas (Founder & CEO, Eagle): Amir breaks down how Eagle is digitizing and securing manual freight yards. By automating gate check-ins with AI, they are stopping fake licenses, catching damaged or empty trailers, reducing dwell time, and saving facilities an average of $500,000 a year on labor costs. ⁠Watch on YouTube⁠ ⁠Visit our sponsor - GNOSIS FREIGHT⁠ ⁠Subscribe to the WTT newsletter⁠ ⁠Apple Podcasts⁠ ⁠Spotify⁠ ⁠More FreightWaves Podcasts⁠ #WHATTHETRUCK #FreightNews #supplychain Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to a Monday edition of WHAT THE TRUCK?!? with your hosts Malcolm Harris and Michael Vincent! We are officially kicking off August with a wild ride through the latest freight news and diving into the future of logistics tech with two incredible guests. Malcolm and Mike run through a mind-boggling roundup of recent freight crime and poor decisions: $20M Smuggling Bust: Customs officers at the Calexico Port of Entry seized 1,002 pounds of cocaine hidden under the wooden floorboards of a flatbed hauling rebar. Discount Store Heist: The California Highway Patrol recovered more than $500,000 in stolen cargo merchandise from a discount retail store in Rialto. Million-Dollar Truck Theft Ring: Two men were arrested in South Carolina after stealing 13 semi-trucks and 3 trailers over the course of three years. Bud Light Bumper Cars: A driver in a 2022 Freightliner crashed into nine stopped vehicles in Erie, PA, and allegedly fled the scene on foot while carrying a case of Bud Light. USPS Lottery Theft: A Florida mail carrier was arrested for stealing a resident's mail and cashing their $2,600 winning lottery ticket. Louisiana CDL Bribery: A massive bribery scheme was uncovered where over 120 people paid around $5,000 each to obtain fraudulent CDLs with the help of corrupt DMV employees The Innovators: AI in Logistics Paul Singer (Co-founder & CEO, FleetWorks): Coming hot off being named a Forbes Next Billion-Dollar Startup, Paul joins the show to discuss how FleetWorks is revolutionizing the industry. Leveraging his experience at Uber Freight, Paul explains how their AI agents (Chet and Sophia) help brokers and carriers automatically match freight, negotiate rates, and handle unstructured communications via phone, email, or text. Amir Haas (Founder & CEO, Eagle): Amir breaks down how Eagle is digitizing and securing manual freight yards. By automating gate check-ins with AI, they are stopping fake licenses, catching damaged or empty trailers, reducing dwell time, and saving facilities an average of $500,000 a year on labor costs. Watch on YouTube Visit our sponsor - GNOSIS FREIGHT Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts #WHATTHETRUCK #FreightNews #supplychain Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Todd Kroupa.

The evidence is becoming increasingly clear. Chy-nah has been involved in American elections. Some of their frauds had assistance and involve Chy-nah messing with our voter roles. It's all a left training ground for targeting elections. Where are the convincing masses now. Very few know this is all foreign funded. People were duped. Integrating strategies for neighborhood treason. Grey money comes in thru grants. People don't do their homework. The machines are foreign made. Chips, boards, modems and components. The off-the-shelf trap. The left plans for faster, leaner 501C3 activist groups. They refer to losing as election sabotage. When fraud is exposed it's called election denial. 500 thousand leftists recruited to swamp election observing. Deep organization and detailed instruction manuals assist their game plan. Ohio serves as an example. It's a long list of election night strategies. Technology is never secure. How to burn ballots right. Strategic fires in printing facilities justify suspicious moves.The fiscal hops and jumps that funding does. Our President is surrounded by money grubbers. People need to start stepping up. Nothing has been done about corrupt voting machines, so the midterms cannot be held. This is about our country's survival.