Podcasts about Capital One

In this episode Coach Angie shares how to have the confidence to trust your training to go the distance on race day. This is how you finish 26.2 miles when your longest distance in training is only 20 miles. Plus, Trevor is back from a 45 day tour through Italy, Austria, Germany, Slovenia, Croatia, and Portugal. Hear his “pro tips” for traveling in these countries. Links Mentioned in This Episode Speak with a MTA Running Coaching about your goals! We are here to help you get to the next level. MetPro.co -get a complimentary assessment and consultation with a metobolic coach. Run the Athens Marathon with Angie, Trevor, and Dean Karnazes! See this page for details. Altra Running -Altra shoes are designed with the Altra Fit, with room for your toes for comfort, balance, and strength. Use code MTA10 for 10% off. And Stay Out There with Altra. The Richmond Marathon in Richmond, Virginia. Sign up for the Capital One 8k! Drury Hotels -where the extras are not extra! Use our link to save 10% on your stay or use the code RN2025.

Are you feeling the pinch of economic chaos with too much month left at the end of your paycheck? Want to jump into real estate investing without dealing with toilets, tenants, trash outs, or massive startup capital? In this episode, Scott Carson reveals why wholesaling mortgage notes is the ultimate path of least resistance to generate $2,000, $5,000, or even $35,000+ per month in profit—without putting up a single dime of your own money! Whether you're brand new, recovering from financial setbacks, or looking for high-yield ways to build your self-directed IRA, Scott breaks down how paper flipping works in 2026. What You'll Learn In This MasterclassWhy Wholesaling Notes Works in 2026: How flipping paper avoids state wholesaling regulations, license requirements, and messy property management issues. No Money, No Credit, No Earnest Money Required: Learn why banks and hedge funds don't ask for earnest money or proof of funds when wholesaling notes direct from lenders. Real Deal Case Studies:How Scott made a $2,000 profit wholesaling a performing hard money note direct from a lender. How a $35,000 profit was generated in under 30 days flipping a non-performing commercial apartment note from Capital One. How a 90-day non-exclusive option on a hedge fund note portfolio generated $150,000 in flips. Overcoming the 5 Major Investor Fears: How to conquer fears around lack of funds, lack of experience, performance anxiety, and finding deals/buyers. Building an Active Buyers List: Leverage modern tools, AI, social media, and direct sources to connect with real buyers instead of "joker brokers". Supercharging Your Self-Directed IRA: How to put notes under contract using your Roth or Traditional IRA to grow tax-free or tax-deferred wealth. The Wholesaling Notes Masterclass: Details on the live, all-day Saturday Zoom masterclass on August 22, 2026, including step-by-step training, live deal-spinning exercises, and a free ticket to the 2-Day Note Buying for Dummies Workshop! Take Action Now!Stop letting your money sit on the sidelines or driving endless hours for ride-shares when you can become a real estate deal architect!

Are you feeling the pinch of economic chaos with too much month left at the end of your paycheck? Want to jump into real estate investing without dealing with toilets, tenants, trash outs, or massive startup capital? In this episode, Scott Carson reveals why wholesaling mortgage notes is the ultimate path of least resistance to generate $2,000, $5,000, or even $35,000+ per month in profit—without putting up a single dime of your own money! Whether you're brand new, recovering from financial setbacks, or looking for high-yield ways to build your self-directed IRA, Scott breaks down how paper flipping works in 2026. What You'll Learn In This MasterclassWhy Wholesaling Notes Works in 2026: How flipping paper avoids state wholesaling regulations, license requirements, and messy property management issues. No Money, No Credit, No Earnest Money Required: Learn why banks and hedge funds don't ask for earnest money or proof of funds when wholesaling notes direct from lenders. Real Deal Case Studies:How Scott made a $2,000 profit wholesaling a performing hard money note direct from a lender. How a $35,000 profit was generated in under 30 days flipping a non-performing commercial apartment note from Capital One. How a 90-day non-exclusive option on a hedge fund note portfolio generated $150,000 in flips. Overcoming the 5 Major Investor Fears: How to conquer fears around lack of funds, lack of experience, performance anxiety, and finding deals/buyers. Building an Active Buyers List: Leverage modern tools, AI, social media, and direct sources to connect with real buyers instead of "joker brokers". Supercharging Your Self-Directed IRA: How to put notes under contract using your Roth or Traditional IRA to grow tax-free or tax-deferred wealth. The Wholesaling Notes Masterclass: Details on the live, all-day Saturday Zoom masterclass on August 22, 2026, including step-by-step training, live deal-spinning exercises, and a free ticket to the 2-Day Note Buying for Dummies Workshop! Take Action Now!Stop letting your money sit on the sidelines or driving endless hours for ride-shares when you can become a real estate deal architect!

Are you tired of the relentless AI marketing hype but know you can't afford to ignore it? Discover how to stop blindly applying AI and start mastering it as a malleable "design material" to build impactful, user-centered services .It's time to stop buying into the stories big tech companies want us to believe about what Artificial Intelligence can and can't do. Slapping AI mindlessly onto every project doesn't just create bad user experiences. It can do real harm.To set a better example for the service design industry, host Marc sits down with Ovetta Sampson. With a resume that includes Director of UX for Machine Learning at Google and AI design leadership roles at Microsoft and Capital One, Ovetta doesn't just talk theory. She runs Right AI to help teams adopt AI safely, responsibly, and effectively. In this conversation, she breaks down exactly how to understand AI's unique properties, navigate its limitations, and mold it into exactly what you need.In This Episode:The Design Material Mindset: How to stop fearing AI and start shaping it like clay to get the outcomes you want.Steering the Machine: Practical techniques for guiding generic LLMs to reliably produce high-quality, specific results.The Context Crisis: Why understanding your users' real-world context is about to become more important than ever before.When "Wrong" Becomes Dangerous: Why AI will always make mistakes, and how to identify the exact point where those errors become harmful.Breaking the Model: Why you need to start "messing around" and intentionally trying to break AI tools to build your own grounded mastery.If you found value in this episode, please hit the Subscribe button on YouTube, Spotify, or Apple Podcasts so you never miss a conversation. Share this episode with a fellow service designer who needs to hear this!As always, enjoy, and keep making a positive impact!~ Marc[ 1. GUIDE ]00:00 Intro and AI Sycophancy 03:15 Mindless vs. Mindful AI 06:45 Dangers of Automation Bias 10:00 The Humanizing Trap 17:45 Design as a Verb 24:30 Emergent AI Behavior 27:30 AI Confidence Levels 36:15 The Illusion of AI Memory 39:00 Principle 1 of Mindful AI 43:30 Library vs. Netflix Analogy 49:45 Designing for Failure 55:15 The Socio-Technical Challenge 01:01:45 Advice for Designers 01:06:00 Learning Resources 01:09:00 Redefining the Designer 01:11:15 Outro [ 2. LINKS ]LinkedIn - https://www.linkedin.com/in/ovettasampson/ MindfulAI Masterclass: https://www.ovetta-sampson.com/mindfulai-masterclass[ 3. CIRCLE ]Join our private community for in-house service design professionals. ⁠https://servicedesignshow.com/circle [4. FIND THE SHOW ON]Youtube ~ https://go.servicedesignshow.com/259-youtube Spotify ~ https://go.servicedesignshow.com/259-spotify Apple ~ https://go.servicedesignshow.com/259-apple Snipd ~ https://go.servicedesignshow.com/259-snipd

Samer Abouhamad is a long distance cyclist who biked 46,000 miles through 61 countries during a three year journey around the world. He began the ride just outside his family's home in Brookline, Massachusetts, and completed it in Beirut, Lebanon, in September 2025. Connect with Samer:  Website Instagram Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Learn more about Astraeus Wealth Management: http://astraeuswealth.com/partner-with-us Guy Adami and Danny Moses discuss rising global yields and stress points in markets, focusing on Japan's weakening yen, deteriorating bond market, and risks around Japan's role as a major US Treasury holder and potential carry-trade unwind, with BOJ and Fed meetings ahead. They note August's tendency toward volatility and how attention may shift from strong earnings to macro concerns as AI-driven CapEx pressures free cash flow at hyperscalers, raising valuation questions and fears of open-source competition. They preview key earnings including Apple (seen as a defensive AI conduit despite a rich valuation), Microsoft, Meta, and major energy firms, which may post strong results but avoid political blowback. They discuss mixed consumer signals from Capital One, AmEx, and retailers, reiterate a constructive longer-term view on gold tied to Fed policy, and share updates on Moses's podcasts, Substack work, and a veterans charity event. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media The financial opinions expressed in Risk Reversal content are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on Risk Reversal. Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in Risk Reversal carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose. Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.

A former OpenAI researcher went on Diary of a CEO and said there's a 70% chance AI ends badly for humanity, told his wife they shouldn't have more children because they'd never enter the workforce, and gave up $2 million by refusing to sign a non-disparagement clause to say it publicly. Joe asks Paula Pant, OG, and Jesse Cramer to react -- not as AI experts, but as people who've watched the internet, robots, computers, and cars all supposedly end the economy, and as people who actually know what to do with your money when the world feels uncertain.What You'll Walk Away WithPaula's case for being a negative 10 on the worry scale: why 60% of jobs that exist today didn't exist in 1940, and why AI is more likely to create new categories of work than eliminate work entirelyJesse's case for a four: why knowledge is being commoditized the same way gasoline was -- and what that means if your competitive advantage has always been what you knowOG's framework for separating the parts of your job AI will gladly take from the parts it never will -- and why that distinction is more useful than panicking about either halfThe Jevons Paradox: why making something cheaper almost always creates more demand for it, not less -- and why that applies to patents, legal filings, and every other knowledge-work category people think AI will eliminateSafe, evolving, or replaced: the roundtable verdict on CPAs, software engineers, and customer service reps -- and the Capital One research that reveals why some people actually prefer talking to a machineWhy learning the AI tools right now -- even if you're 58 and four years from retirement -- is the modern equivalent of learning email in 1993JL Collins' line that applies to careers just as much as portfolios: flexibility is the only true securityShould you buy an AI sector fund? OG, Paula, and Jesse each answer -- and the answer that surprised everyone is probably not the one you'd expectWhy OG's Triple Bypass bike race analogy is the best career advice in the episode: if you're always ready, you never have to get readyThe window tax trivia that AI got spectacularly wrong -- proving, on an episode about AI taking all our jobs, that it can't even count windows yetWhy This Matters NowThe fear is real. The timeline is uncertain. And the people most likely to be okay are the ones who are building flexibility into their finances and their careers right now -- not because AI is definitely coming, but because it's always smart to be ready for the thing that might come.From the BasementPaula Pant, OG, and Jesse Cramer react to a former OpenAI researcher's apocalyptic Diary of a CEO interview -- and spend most of the episode arguing about whether to panic, which jobs survive, whether to buy the AI sector fund, and what OG's fighting robot would do to Jesse's house. Doug arrives with window tax trivia that AI generated incorrectly -- which Joe caught just before air -- and handing one of our contributors a huge win. Financial Action Month is coming next week: five episodes, a bingo sheet, and more to come.Resources MentionedDiary of a CEO -- Steven Bartlett interview with Daniel Kokotajlo, former OpenAI researcherTony Robbins interview with Ray Kurzweil -- referenced for additional AI perspective; linked at stackingbenjamins.comAfford Anything episode 693 -- Paula Pant interview with Dr. Ben Zweig on AI and the workforce; affordanything.com/episode693Personal Finance for Long-Term Investors (PFLTI) -- Jesse Cramer; upcoming AMA episode 19 and episode 150 personal AMAAnthropic Skill Jar -- free AI training; referenced by Paula for learning Claude featuresDelivering Happiness by Tony Hsieh -- referenced for the Zappos customer service modelOG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201Stacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week we revisit our conversation with Shayne Hughes, President of Learning as Leadership and one of the leading voices in building high-trust, high-performance cultures. Shayne has helped organizations like NASA, Shell, Capital One, and Fairchild Semiconductor transform the way their teams communicate, collaborate, and lead. He is the co-author of Ego Free Leadership, written with former Encore Capital CEO Brandon Black, which chronicles the real-world transformation of a public company executive team using LaL's tools. Shayne has taught leadership at UC Berkeley, Michigan's Executive MBA Program, and UVA's Darden School, and his writing appears in Forbes, Diversity Executive, the Huffington Post, and Harvard's Du Bois Review.  He has also been profiled in Psychology Today. Fluent in French, Shayne earned his B.A. from UC Berkeley and completed graduate studies in group facilitation at the University of Tours in France.

The dominant structural shift in the cybersecurity market is the relocation of value from security work to financial consequence management, driven by insurers moving directly into the managed services space. A cyber insurer's analysis of 100,000 policyholders revealed that those under constant security monitoring file 70% fewer claims. This data allows carriers to identify effective controls, leading them to offer bundled security services directly to clients and MSPs, as exemplified by Coalition's offerings for managed service providers. This shift is underscored by the commoditization of specialized security tasks. Capital One released Vulnhunter as open-source, an AI tool that finds exploitable software flaws, a function previously requiring dedicated specialists. Similarly, Deloitte is industrializing vulnerability remediation using AI, and Blackpoint Cyber deploys autonomous agents for rapid threat detection and containment. These developments signify that the "doing" of security is becoming automated and cost-effective, while the ultimate financial responsibility remains with those who bear the risk. Supporting this core shift, breaches are increasingly originating through third-party vendors, impacting numerous downstream organizations without direct attacker interaction. A software provider serving over 2,000 US hospitals experienced a breach that exposed data for thousands of its clients. This highlights how vendor security failures create cascading impacts, reinforcing the insurer's position as the party ultimately on the hook for losses and incentivizing them to directly manage or provide the preventative security. For MSPs and IT service providers, this dynamic presents a clear operational imperative. The "insurability floor"—the baseline security controls required by carriers—is rising and being set by insurers, not vendors or clients. MSPs must integrate these evolving carrier requirements into their standard operating procedures to ensure their clients remain insurable. Failure to do so risks making clients ineligible for coverage, creating liability for the MSP, and potentially leading to being bypassed by insurers who are bundling services directly. The value for MSPs now lies in operationalizing this rising floor consistently for all clients, rather than merely providing a static security stack. 00:00 They're Selling the Protection Now  03:24 Why "Secure" Stopped Being Yours  05:57 The Floor Keeps Rising 08:44 Why Do We Care?  Supported by:  Guardz ScalePad 

Can your business run without you? Discover the signs that you're the bottleneck of your business with organisational systems expert, Kristin Skinner. Every business owner eventually asks themselves one question: Why does everything still come back to me? Every task. Every decision. Every question from the team. Let's talk about how to create systems that build a business that can run even when you're away — so you can confidently answer "yes" to the question, "Can your business run without you?" In the first few years of business, we're used to doing everything ourselves. But most business owners don't shift how they opperate as they grow, which creates a business that is fully owner-dependent. That business can still be successful. It can still be profitable. It can still thrive. But it all relies on the energy of one person: you. Kristin Skinner is here to help your business run without you, and she's got a pretty impressive resume of doing the same for others. She has spent twenty years scaling design organisations across Fortune 100 companies, leading teams from 30 to 12,000 people. She's helped scale companies including Expedia Group, Chase, Capital One, Adaptive Path, and Microsoft, and she's the co-author of Org Design for Design Orgs. Today, she helps leaders redesign the systems in their businesses so the bsuienss can fun like a machine, while the owner gets to be human (instead of superhuman). Can your business run without you? You'll be able to answer after this episode. Kristin shares the signs you've become the bottleneck, how to run a diagnostic on your business to see if it can run without you, and the systems that let you finally get out of the day-to-day. Capable leaders often don't fail because they lack determination. No one doubts the work-ethic of business owners, or the grit. But too often, business owners build businesses that require them to be at the centre of everything in order to keep things running. And the solution to that is never to 'just work harder'. It's to build the systems around you for support, so you get to take on the CEO role, while the business works in the details. Can Your Business Run Without You? Here's What You'll Discover In This Episode: The clearest sings that you've become the bottleneck in your own business. How to honestly answer the question "Can your business run without you" by running Kristin's test. Why "I've explained this a dozen times" is a glaring red flag that you've got a structure problem to deal with. The calendar test — and how to spot the "work about work" eating up 60-70% of your week. Why the decisions you make don't stick… and the three things every decision needs to get follow-through. Kristin's People, Practice, Programs framework for designing a business that scales and can run without you. How to build a living operating system (vision, principles, strategy, roadmap) that you can actually use. When to tweak your business… versus when to rethink the whole system. The one blind spot that keeps experienced women owners stuck being the "invisible infrastructure". If you'd like to have these kinds of conversations with ambitious women who understand the realities of building a business over the long term, learn more about the HerBusiness Growth Network at HerBusinessNetwork.com. More Episodes to Help You Grow a Business That Doesn't Rely on Just You: How to Delegate Without Losing Control of Your Business (Even the Work You Think Only YOU Can Do) I've Built a Successful Business… So Why Do I Want More? Strong Like Water: The Leadership Shift That Strengthens Your Business Foundations — with Laila Tarraf Resources Mentioned in This Episode: The Calendar Test: Reveal the hidden organizational friction through meeting management. Download the free PDF here.  The Decision Velocity Test: Track your decision-making speed to diagnose coordination debt. Download the free PDF here. The Organizational X-Ray: A comprehensive diagnostic across all 12 qualities with a complete implementation roadmap and hands-on guidance. Learn about the X-Ray here. Join The Growth Network today at the founding-member price of just $37/month at HerBusinessNetwork.com

Imagine surviving your first marathon, only to nearly die from drinking water. In this episode, a Barcelona-based listener shares his terrifying battle with water intoxication—and the powerful life lessons he took from the finish line. Plus, Trevor breaks down his ultimate, off-the-beaten-path “Beer Hall Crawl” through Bavaria. Tune in to discover the hidden local spots most American tourists completely miss! Links Mentioned in This Episode Speak with a MTA Running Coaching about your goals! We are here to help you get to the next level. Run the Athens Marathon with Angie, Trevor, and Dean Karnazes! See this page for details. Altra Running -Altra shoes are designed with the Altra Fit, with room for your toes for comfort, balance, and strength. Use code MTA10 for 10% off. And Stay Out There with Altra. The Richmond Marathon in Richmond, Virginia. Sign up for the Capital One 8k! AG1 Next Gen has new flavors: Citrus, Tropical, and Berry. Get a free Welcome Kit with your first order which includes AG1 Travel Packs, a shaker bottle, metal canister, and a bottle of AG Vitamin D3+K2. Yohay Elam Linkedin profile.

Michael Koppy is a 75-year-old ultrarunner and retired engineering professor from northern Minnesota who is still breaking records in endurance sports. Over the past decade, he's completed two fastest known times (FKTs) and continues to compete in some of the country's most demanding ultramarathons. In 2026, he became the oldest person to finish the Arrowhead 135, one of the toughest winter ultramarathons in the United States. If you enjoyed this episode: Listen to Breaking the Record at Big's Backyard Ultra with Harvey Lewis Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hugging Face reports an autonomous AI-powered breach. Ernst & Young discloses a client data breach. Attackers are actively exploiting a critical ServiceNow flaw. Ransomware gangs sharpen their tactics against law firms. Capital One open-sources an AI security tool. Text salting fools AI email filters. Hidden gambling apps slip into Apple's App Store. And federal agents arrest a Florida man accused of spreading malware through video games. Monday business briefing. Tim Starks from CyberScoop discusses election integrity. Fake feathers lead to faulty findings. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Tim Starks from CyberScoop discussing election integrity and the Trump administration's waning influence. You can read more here.  Selected Reading AI Agents Turned Into Attackers: Hugging Face Reveals Autonomous Intrusion Campaign (Security Affairs) Ernst & Young Data Breach Affects Personal, Financial Information (SecurityWeek) Critical ServiceNow code execution flaw now exploited in attacks (Bleeping Computer) How ransomware tactics against law firms are changing (Wisconsin Law Journal) Capital One Open Sources AI-Powered ‘VulnHunter' Security Tool (SecurityWeek) AI spam filters are getting suckered by old-school text salting (The Register) Investigation reveals dozens of disguised gambling apps on the App Store in Brazil (9to5Mac) FBI Arrests Florida Man in $220,000 Steam Crypto Theft Case (Hackread) Israeli identity management startup Oak emerges from stealth with $60 million in seed funding. (N2K Pro Business Briefing) AI-altered images on birdwatching forums putting research at risk | AI (artificial intelligence) (The Guardian) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Independent Dealer Podcast, Jeff Watson and Luke Godwin are coming to you live from Denver, Colorado at the NIADA 2026 National Convention. No guest, no studio — just two guys in rocking chairs sharing what they're seeing, hearing, and thinking after a week of conversations with dealers from across the country. From AI and daily score boarding to EV velocity, subprime lending shifts, and a low-balance trade cycle that's moved way further out than most dealers realize — this one covers the themes nobody's putting in a press release.What You'll Learn:-Why "know your numbers" is still the dominant theme at NIADA 2026 — and how AI is changing what dealers actually do with those numbers once they have them-The scoreboarding framework both Jeff and Luke keep coming back to — and why the metric you assign an employee has to be something they can actually control-Why independents are outselling franchises on direct-to-consumer EV brands like Tesla and Rivian — and why velocity is the only strategy that works when prices fluctuate that fast-Why subprime banks are still slow to finance EVs — and why one dealer buying 300 EVs a month should absolutely be reinsuring that battery risk himself-How capital markets are quietly re-entering the subprime space — and what it means that Capital One is calling dealers who never reached out-Why the low-balance trade conversation has shifted from $2,500 to $6,500 — and why starting it at 18 to 24 months in the loan is now the number that actually works-Why Jeff is so scared of shiny objects he admits he probably misses good ones — and what finally convinced him to change his payment processorIf you're an independent dealer who couldn't make it to Denver this year — this is the closest thing to being in the room.Support the businesses that support the podcast:Buckeye Risk Services - Reinsurance and wealth strategies for independent dealers.https://theindependentdealer.com/buckeyeBlytz - BHPH payment processing with fast funding and text-to-pay.https://theindependentdealer.com/blytzpayIturan GPS - Asset protection and customer management for BHPH and retail dealers.https://theindependentdealer.com/ituranFollow & Connect:Website: www.theindependentdealer.comFacebook Group: @independentautogroupLuke Godwin: @lukegodwinJeff Watson: /sendtojeffwLike, subscribe, and share this with a dealer who needs to hear it.

In this episode, Larry OBrien and Erica Voss explore the critical but often overlooked topic of cybersecurity in supply chain solutions. They discuss the challenges, emerging technologies, and strategies to build resilient, trustworthy supply chains in a digital and AI-driven world.#supplychain #security #cybersecurity #digitaltransformation, #ai #cloudsecurityKey topics:- Cybersecurity in supply chain solutions- Impact of digital transformation and AI on security- Building cyber resilience and trust in supply chains- The role of continuous monitoring and zero trust- Cyber threats and attack vectors in modern supply chains- Use of AI for security and red teaming- Software Bill of Materials (SBOM) and supply chain transparency- The importance of a dedicated cyber trust armGuest name:Dr. Erika Voss serves as Blue Yonder's Chief Security Officer. In this role, she is spearheading the vision, strategy, and execution of comprehensive and industry-leading security measures. She is focused on application security, access control, authentication, third-party risk management, and intrusion detection, ensuring robust security frameworks and compliance with industry standards and regulations. Erika boasts a distinguished cybersecurity career spanning over two decades. She has held high-level positions at renowned companies such as Capital One, Salesforce, Oracle Public Cloud, Microsoft, and Amazon Web Services.  Recognized for her exceptional leadership and contributions to the industry, Erika was awarded the CISOs Connect's Top 100 Accelerated CISOs Award (A100), which honors emerging security leaders, and Supply & Demand Chain Executive's Women in Supply Chain Award in the DEI Pioneer category. Erika holds a Ph.D. in Cybersecurity from Northcentral University, along with a master's in Security Administration and a bachelor's in Computer Operations Technology from Southwestern College.Resources:Blue Yonder - https://blueyonder.comOWASP Gen AI Red Teaming Guide - https://owasp.org/www-project-automated-threat-modeling/MITRE Atlas Framework - https://attack.mitre.org/resources/--------------------------------------------------------------------------Would you like to be a guest on our growing podcast? If you have an intriguing, thought provoking topic you'd like to discuss on our podcast, please contact our host Jim Frazer or Our Producer Tom CabotView all the episodes here: https://thesustainabilitypodcast.buzzsprout.com

Breannah Yeh is a slackliner, highliner, and content creator who has spent the last six years dedicated to life on the line. Whether she's landing tricks on a slackline in Los Angeles or walking highlines suspended thousands of feet above the ground, Breannah brings a joyful and creative approach to a sport that demands intense focus and balance. Through her videos, she shares the challenges and rewards of slacklining with a community of more than 2.5 million followers. Connect with Breannah:  TikTok YouTube Instagram If you enjoyed this episode, listen to:  Learning Something New with Dylon Efron Life on a Highline with Faith Dickey Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Teams rarely fail due to a lack of talent or tools, they fail because their work is poorly coordinated. Missed deadlines, blown budgets, constant fire drills, and disengaged employees are usually symptoms of one hidden problem: outdated, industrial-era management practices trying to run a modern, knowledge-based workforce. Today's guest, Chris Majer of Human Potential Project and author of “The Power to Transform,” has helped organizations generate over $4 billion in measurable value by fixing this core issue: how people actually coordinate work. In this episode of Marketer of the Day, Chris breaks down what he calls the “technology for coordination,” a practical, performance-based approach originally honed with elite athletes and the military, then applied to companies like Capital One and Allianz Life. Instead of adding more project management tools or dashboards, Chris shows why the real leverage is in upgrading how people make and keep commitments through clear action cycles: “I promise or ask you to do X by time Y,” and then rigorously follow through. He explains how vague language like “ASAP” quietly destroys trust, creates drama, and cascades into organization-wide chaos. Chris also shares powerful case studies, including helping Capital One stand up a 1,500-person call center in 180 days and guiding Allianz Life to a $685 million documented return on a $10 million investment in performance transformation. Along the way, he reveals why most “learning” today is just consumption of information, and why real capability only comes from structured practice, repetition, and cultural reinforcement over months, not from a weekend seminar or a list of “tips.” https://youtu.be/dMYrL78ppdw?si=P-6GZnrttEfVWQsU If you're tired of busy but unproductive teams, endless misalignment, and people hiding from accountability, this conversation will challenge how you think about leadership and management. You'll learn why some team members naturally opt out when a true performance culture shows up, what CEOs must do to stand firm through the predictable pushback, and how to start building a company where coordination, trust, and performance are baked into the way work gets done. If you're ready to move beyond theory and slide decks into measurable, sustainable results, Chris's approach may be exactly the reset your organization needs. Quotes: "We're all about performance, not theories, not trending, but what actually works, what is consistently working, and what we believe will work as we move into this new future we're all staring at."  "Most of us today don't make things; we generate value out of our effective coordination with other people to take care of customer concerns. That's a completely different world, but we're still trying to manage it with industrial-era practices."   "If we do our job really well, two to three percent of your people are going to quit, and we don't charge you any extra for that. We're culling the herd for you."   Contact Details: Ready to Transform Your Company's Performance? Schedule a Strategy Call Today Visit the Official Website of Chris Majer Follow Chris Majer on Facebook for Practical Leadership Insights Follow the Page of Majer Factor on Facebook for Weekly Leadership Insights Connect with Chris Majer on LinkedIn Follow The Majer Factor on X for Leadership Insights, Fresh Perspectives, and Practical Tools The Power to Transform: A New Future Awaits on Amazon Ready to Elevate your Leadership? Subscribe to the Majer Factor YouTube Channel Follow the Page of The Majer Factor on Instagram and Stay Inspired Every Day

12 - Dom Time from the Capital One MLB All-Star Village this afternoon! Sunny Hostin doubles down on being stupid. 1210 - Side - all time sports moment 1215 - Are CNN viewers buying into the DSA? 1220 - Can we not have Barry Bonds on broadcasts? Were the boos from Phillies fans lat night right or wrong? Is Zohran Mamdani excusing rape? 1235 - PA State Senator Jarrett Coleman joins us today. Why wouldn't Senators talk about the vote beforehand? Was this really a win for Pennsylvanians? 1250 - This immigrant woman calls CNN to rip the DSA a new one. Are people going to be fooled by socialism? Your calls. 1 - George Bochetto, attorney and founding partner of Bochetto & Lentz, is here this afternoon. Why have the concrete barriers that protect bike lane drivers been ruled a safety hazard? What makes them an issue for non-bike riders? Will something be done about those riding e-bikes and scooters 25-30MPH alongside pedestrians? Will we see the Frank Rizzo statue emerge any time soon? 120 - How much of a Philly spectacle was the Homerun Derby last night? More on the killing in Roxborough and the involvement of Homeland Security in this case. Anti-ICE rhetoric has returned after a number of incidents in the past week. 135 - Chief Economist for the Thomas A. Roe Institute for Economic Policy Studies and the Richard Aster Fellow at the Heritage Foundation, EJ Antoni is here after inflation has been slashed! How has this happened? What can EJ tell us about the pop up gas stations offering slashed rates for regular? What other pertinent economic news is dominating the headlines? 150 - Why is Rep. Vince Hughes drawing Dom's ire today? 155 - Republican Candidate for NJ Senate Justin Murphy pops in this afternoon. What is the big reason that Jersey voters should go red in this election? Is there a pro-life lane in New Jersey? Is a more moderate approach or a more conservative approach the way to go? Did Jack Ciattarelli run a conservative enough campaign? 2 - Just how bad is the parking around here? What did Jennifer Welch think about Lindsey Graham? Should SCOTUS Justices have to wear bullet proof vests in everyday life? 205 - Have the communists successfully infiltrated the Democrat Party? Will any Democrats fight back? 210 - Is Will Ferrell over the hill in terms of his comedy? Will any hack sportswriters degrade Philadelphia for the fans last night? Your calls. 215 - Dom's Money Melody! 220 - Captain Sully, who famously landed a plane on the Hudson River, has been diagnosed with Alzheimer's. Dom pays his respects. 225 - More of your calls. 230 - Why do republicans have to run and fight back against Mamdani? Is this the winning strategy for the midterms? 235 - We revisit the comments on CNN made by Denise, who rails against the socialist candidate on their program. 240 - More calls. 250 - The Lightning Round!

Executive coach Pooja Venkatraman (Harvard College, Harvard MBA, ex-BCG, ex-Capital One) explains why burnout has almost nothing to do with how many hours you work, and everything to do with the mental soundtrack running while you work. She breaks down the two flavors of burnout high achievers miss, why "just quit" is bad advice, and the framework she uses to help Ivy League grads and operators get unstuck. For founders, VCs, and operators across Singapore, Indonesia, Vietnam, the Philippines, Thailand, and Malaysia, this is a candid look at building a career that feels as good on the inside as it looks on the outside: navigating career pivots, imposter syndrome, and high-pressure decisions without burning out. Pooja also shares her non-linear path from aspiring screenwriter to coach, and why every move was a hypothesis worth testing. Learn more about Pooja: https://poojavcoaching.com/ Watch, listen or read the full insight at https://www.bravesea.com/blog/pooja-venkatraman-burnout-fear-flow  BRAVE is Southeast Asia's leading tech podcast, hosted by Jeremy Au. Honest conversations with the region's top founders, investors, and operators on building startups in Southeast Asia. New episodes every week. Subscribe so you never miss one. Listen & Subscribe YouTube (English), YouTube (Bahasa Indonesia), Spotify (English), Spotify (Bahasa Indonesia), Spotify (Chinese), Spotify (Vietnamese), Apple Podcasts Follow BRAVE LinkedIn, X (Twitter), Instagram, TikTok, WhatsApp Follow Jeremy Au LinkedIn, X / Twitter, Instagram, TikTok, Facebook, Threads, Twitch Resources Get transcripts, startup resources & community discussions at www.bravesea.com #Burnout #CareerCoaching #ExecutiveCoaching #SoutheastAsia #Podcast #TechCareers #Leadership #Founders #HighAchievers #CareerChange #MentalHealth 00:00 The biggest misconception about burnout 00:39 Intro: from HBS classmates to executive coach 03:35 The writer years: Harry Potter to Harvardwood 08:22 Pivot to business: Capital One and the secret writing job 10:28 HBS, BCG, and the hypothesis that broke 13:12 The Clay Christensen fellowship and the shelved book 17:44 Back to Capital One: "You're not being brave" 23:44 The circular career and the wrapping paper trap 28:56 Hiring a coach, then becoming one 35:17 Burnout is not about the hours 38:44 Why not just quit? The internal tug of war 42:05 Being brave, advice to her younger self, and takeaways

Cash Back and Points: How to Blend Credit Card Rewards with Amex, Chase, Capital One, Citi, U.S. Bank & More Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by co-host Darren to discuss how to combine cashback credit cards with a points and miles strategy. Justin and Darren explain that points and miles can be great for flights, hotels, lounges, and premium travel, and cashback can help cover expenses that points do not easily offset, including airline fees/taxes, food, transportation, and other out-of-pocket travel costs. They compare traditional cashback cards with points that can be cashed out, starting with American Express Membership Rewards options such as the Schwab Platinum, Morgan Stanley Platinum, and Amex Business Platinum with Business Checking. They also discuss strong Amex earning cards, including the Amex Gold Card, Amex Business Gold, and Blue Business Plus. The episode also covers Chase Sapphire Reserve Pay Yourself Back, shifting Chase redemption categories, Capital One Venture and Venture X purchase eraser redemptions, and Citi cash-out options through cards such as the Citi Strata Premier and Citi Strata Elite. Justin and Darren also discuss US Bank business cashback cards, including redemption considerations and how a US Bank checking account is needed to get better value. They review the Discover IT rotating 5% categories, gift card redemption bonuses, and more. Timestamps 00:00 Podcast Intro 00:35 Cashback Strategy Setup 01:49 Why Cashback Matters 04:31 Amex Points Cashout 07:19 Chase Points Cashout 11:41 Capital One Points Cashout 14:23 Citi Cashout Options 16:06 Support And Sponsors 18:27 US Bank Cashback Cards 20:39 Discover Cashback 24:22 MGM Iconic 27:58 Venmo And Langley 33:25 Trips, Credits, And Wrap Up 38:07 Closing Outro —

Lisa Jhung is a writer, trail runner, and ultramarathon pacer who first began pacing runners more than 25 years ago. Drawn to the challenge and camaraderie of endurance sports, she's helped athletes through some of the most demanding miles of their lives. What keeps her returning to the trail is the opportunity to support someone else's big goal and be part of their journey to the finish line. Connect with Lisa:  Website Instagram Substack Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ever since I shared that we booked Hotel Xcaret — a luxury all-inclusive on the Riviera Maya, my inbox has been full of one question: how?So, in this episode, I'm pulling back the curtain on my full trip planning process for the rest of 2026. Not just the Xcaret booking itself, but the thinking that happens before I ever search for award space — because that's what really happens. I'm walking you through:The thought process behind the Hotel Xcaret redemption, from spotting the opportunity to confirming the booking at zero out of pocketHow I map out a full year of travel around the points and business spend we already have — instead of chasing whatever's trendyWhy I decide on the experience first and work backward to the currency (Capital One, Chase, Amex, hotel programs) that gets me thereWhat's actually on our 2026 travel calendar and how each trip is getting fundedReady to plan trips like this with me looking over your shoulder? Inside the Travel Points Lounge, you get direct access to me for exactly this kind of booking strategy.

As Chief Investment Strategist at Hightower Advisors, Stephanie Link spends her days researching the market's winners. Today, she's breaking it all down for us. Stephanie explains why the economy keeps defying the doom-and-gloom headlines, which stocks she thinks will champion the next decade, and why she believes we're only in the third inning of the AI revolution. Nicole and Stephanie get tactical fast: the difference between the Mag 7 and the "S&P 493," which stocks are not worth the hype, and Stephanie's thesis that cybersecurity stocks will end up being bigger than AI. She names her favorite tickers across cybersecurity, data centers, robotics, and quantum computing, and explains whether it's too late to buy NVIDIA. Stephanie also gets real about the so-called "AI bubble," the circular spending debate freaking out investors, and why she bought SpaceX but capped it at just 2% of her portfolio. Plus: what her 19-year-old daughter is investing in, why "FAANG" just got a 2026 update, and the one boring, unsexy ETF Stephanie says every new investor should consider. Check out Nicole's financial literacy course ⁠The Money School⁠ Find a Financial Advisor or Financial Coach from Nicole's company ⁠Private Wealth Collective⁠ Watch video clips from the pod on ⁠Money Rehab's Instagram⁠ and ⁠Nicole Lapin's Instagram⁠  Read more about Stephanie's work Here's what Nicole covers with Stephanie: 00:00 Are You Ready for Some Money Rehab? 01:12 Stephanie Link Joins Money Rehab 01:41 Why the Market Keeps Defying the Doom and Gloom 04:07 CapEx, Decoded 06:58 The K-Shaped Economy: Why the Vibes Don't Match the Numbers 09:49 Inflation, Oil Prices, and the War's Ripple Effect 11:41 Mag 7 vs. the S&P 493: Which ETF Should You Buy? 16:16 Why Stephanie Says No to Leveraged ETFs 17:32 Cybersecurity Will Be Bigger Than AI 20:16 The Best Cybersecurity Stocks on Stephanie's List 23:15 How to Vet a CEO Before You Buy the Stock 25:16 Investing Lessons from Stephanie's 19-Year-Old Daughter 28:23 What Stephanie Won't Buy: Crypto, Staples, and Energy 32:20 Inside the AI "Food Chain": Powering the Data Center Boom 35:43 Robotics and Quantum Computing: The Next Big Themes 41:00 MicroStrategy vs. Palo Alto: What "On Sale" Really Means 43:07 FAANG Is Dead, Long Live MANGOES 43:47 Why Stephanie Bought SpaceX (and Kept It to 2%) 55:40 Is It Too Late to Buy NVIDIA? 59:06 Grading the Innings: AI, Cybersecurity, and Robotics 59:50 Hot Stocks: Micron, SanDisk, and the Chips Everyone's Chasing 1:02:27 Is There an AI Bubble? 1:03:16 The Circular Spending Debate 1:08:08 Stephanie Link's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. Disclosures: Hightower invests in companies including Boeing Company, Dover Corp, General Electric, Quanta Services, Rockwell Automation, Union Pacific Corporation, Broadcom, International Business Machines Corporation, Marvell Technology Inc, ServiceNow Inc, Palo Alto Networks Inc, Snowflake Inc, Synopsys Inc, Bank of America, Capital One, Coinbase, Morgan Stanley, Truist Financial Corp, Amazon.com Inc, Meta, SpaceX, Alcoa Corp, Antofagasta PLC, Natera Inc, UnitedHealth Group Inc, iShares MSCI Brazil ETF, SLB Limited

Change can feel uncomfortable, especially when new technology forces people to rethink their work, values, and future.  How can leaders help people move from fear into thoughtful action? In this episode, Iván Watanabe and Evan Wohl speak with Laurence Anthony, Founder, CEO, and Head Coach of Go Further Coaching, about AI adoption, fear, emotional intelligence, and leading through uncertainty. Laurence explains why the fear around AI may be the real transformation, how teams can create clarity during change, and why asking “what could we do?” opens the door to creativity, action, and stronger human connection. Laurence covers: Why fear often sits underneath AI resistance, job concerns, and slower change adoption How Go Further Coaching helps people create clarity when change creates workplace chaos Why emotional intelligence matters when teams adopt AI, new tools, and new habits How asking “what could we do?” creates more creativity, action, and possibility Why human relationships, trust, and judgment still matter in an AI-driven workplace And more! Connect with Iván Watanabe: Opus Private Client, LLC  iwatanabe@opus-pc.com LinkedIn: Iván Watanabe YouTube: OPUS Private Client, LLC Connect with Evan Wohl: Opus Private Client, LLC  ewohl@opus-pc.com  LinkedIn: Evan Wohl YouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Laurence Anthony Website: Go Further Coaching Instagram: @gofurtherlaurence About Our Guest: Laurence Anthony is one-of-one. Laurence is the strategist organizations rely on when change has created chaos and clarity is needed. He is a PCC-certified executive coach, keynote speaker, and Founder of Go Further Coaching. Laurence brings a career of unparalleled depth to every room he enters: from crisis strategy in Washington D.C. to the boardrooms of Google, United Airlines, and RBC. Laurence transforms how companies lead through uncertainty, shifting the focus from the impossible pursuit of being fearless to developing the courage to fear less.  He is the Founder of Go Further Coaching, a global leadership and culture transformation firm trusted by companies including Google, United Airlines, RBC, Capital One, and APG Federal Credit Union.  Laurence has built a career defined by unusual range: a successful actor with credits on NBC's 30 Rock and Saw 3D; the executive who revitalized Harlem's legendary jazz venue Minton's and led The Cecil to win Esquire's Best New Restaurant in America; a crisis strategist in Washington D.C. consulting across finance, retail, and political sectors. That depth is exactly what makes his approach different.  His core belief: organizations do not need to be fearless. That is impossible. They need to fear less. That distinction is everything. Through his proprietary Fear-Less Leadership Framework and AI Adoption Curve, Laurence converts organizational fear into forward momentum, replacing confusion with clarity and turbulence with traction. He does not motivate. He activates.

Apply to work with me one-on-one: https://www.cleartheshelf.com/applyApply for 0% interest credit cards here: https://www.cardratings.com/bestcards/business-credit-cards.php?src=704525He was stuck at $30K a month for four months straight. Profitable, healthy sell-through, more leads than money to buy them. The problem wasn't sourcing. It was capital. So he got his first two credit cards, $110K combined, and within five months he hit his first $100K month. He's now done over $7M in Amazon sales in his early 20's.Sadeq has built $385,000 in business credit lines across Chase, American Express, Capital One, and others. He walks us through the exact card stack, the application sequence, billing cycle optimization, the funding traps that cost sellers thousands, and why 0% APR credit cards are the single best scaling tool for OA sellers who've outgrown their cash.Chapters:00:00 - Stuck at $30K/Month With No More Cash to Spend02:00 - Sneaker Restocks at 5AM for 18 Months Straight05:31 - How to Know It's Capital, Not Sourcing07:00 - What Separates the Best Arbitrage Sellers09:00 - The Funding Traps That Sound Good Until You Do the Math14:01 - Why 0% APR Cards Beat Everything Else16:43 - The Guardrails You Need Before You Touch Credit18:48 - The Chase Stack: How He Got $72K in One Day21:10 - Pre-Application Checklist (Don't Skip This)24:00 - The Heavy Spender Card Nobody Talks About25:00 - Charge Cards vs Credit Cards: Which One Fits OA?30:00 - What to Do When You Get Declined32:46 - Billing Cycle Optimization (No Two Cards Due the Same Day)38:01 - Signup Bonuses: The Money You're Leaving on the Table40:21 - Lightning Round: One Card, One Mistake, One ToolFollow Sadeq:X/Twitter: https://x.com/sadeqwahabInstagram: https://www.instagram.com/sadeqwahabb/Work with Sadeq: https://calendly.com/sadeq0905/business-funding-strategy-callFollow Chris Grant:X/Twitter/Instagram: @cleartheshelf Newsletter: https://cleartheshelf.com/newsletterFollow Chris Racic:X/Twitter: @ChrisRacicNewsletter: https://oaleads247.com

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/KeeperCardsWe discuss the best keeper credit cards from Chase, American Express, Citi, Capital One, and more! These are the cards that may be worth holding long-term even after the annual fee hits. We also share our simple 4-step process to help you decide whether to keep or cancel a credit card.Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: https://www.letsgettothepoints.com/Sign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:11 The Best Keeper Cards3:56 Chase Keeper Credit Cards20:16 American Express Keeper Credit Cards31:54 Citi Keeper Credit Cards40:27 Capital One Keeper Credit Cards49:43 Other Keeper Credit Cards55:03 Cancel or Keep? 4-Step Card Decision ProcessLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Best Credit Cards for Airport Lounge Access | Priority Pass, Chase Sapphire, Amex Centurion, Capital One & Airline Clubs Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren to discuss the best credit cards for airport lounge access, including Priority Pass, Chase Sapphire Lounges, Capital One Lounges, Amex Centurion Lounges, United Clubs, Delta Sky Clubs, Admirals Clubs, and other airline lounge options. In this episode, Justin and Darren explain how airport lounge access can save travelers money on food and drinks, make layovers and delays more comfortable, and sometimes even help with rebooking when airline agents inside lounges are available. They start with Priority Pass credit cards, including beginner-friendly options like the U.S. Bank Altitude Connect, which offers four Priority Pass visits with no annual fee, and premium options like the Bilt Palladium Card, Chase Ritz-Carlton Card, and Chase Sapphire Reserve. They discuss lounge visit limits, guest access, authorized users, annual fees, and how Chase Sapphire Lounge access fits into the Priority Pass ecosystem. Timestamps 00:00 Points And Miles Intro 00:45 Why Airport Lounges Matter 04:15 Priority Pass Basics 04:47 Beginner Lounge Cards 06:27 Premium Priority Pass Picks 09:59 United Lounge Cards 14:41 Venture X And Lounge Networks 17:11 Amex Platinum And Delta Access 18:57 American Airlines Lounge Cards 20:21 Support The Show Break 22:22 Qatar Card Flagship Hack 25:47 Listener Questions And Tips 33:57 Wrap Up And Upcoming Trips 36:19 Outro And Credits —

Lucy Barnard is an Australian adventurer walking the length of the Americas, a years long expedition from Argentina to Alaska she began in 2017. Along the way, she adopted a blue heeler named Wombat, and together they navigate deserts, mountains, jungles, and remote terrain on foot. By 2026, Lucy had reached northern British Columbia, steadily continuing north toward Alaska. Connect with Lucy:  Website Instagram  YouTube Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rich Lennon is a longtime real estate investor turned private lender who built one of the largest hard money lending operations in Richmond, Virginia, after a career of flips, rentals, and buy-and-hold deals. He reached financial freedom by stepping out of active investing and into the lending seat, where he now earns 30 to 50% returns doing only a few hours of work per deal while traveling the world.In this episode, Rich breaks down the fractional wrap, the strategy he uses to combine his own capital with private money and capture the arbitrage between what he borrows at and what he lends at. He explains why being the bank is the lowest-risk seat at the table, how to underwrite a deal, why staying local matters, and the morality of protecting your borrowers.David and Rich go deep on the mechanics: the $50,000 starting point, taking a first-loss position to protect underlying lenders, and how returns scale with how hard you want to work. Rich shares why flippers and operators are perfectly positioned to make the jump, since their worst-case scenario as a lender is taking back a property at 50 to 60 cents on the dollar.If you are a real estate investor or entrepreneur who has stacked some cash and wants to put it to work without chasing marketing, finding deals, or managing renovations, this conversation lays out exactly how to move from operator to lender the right way.Episode Highlights[1:06] – David introduces Rich Lennon, his first ever Simple CFO client and the friend who helped springboard the company[4:14] – Rich recalls David finding $800,000 in his books and how that discovery started his path to freedom[4:32] – Why Rich shut down his operating business during Covid and ran the numbers showing he no longer had to work[4:51] – Rich falls in love with lending and travel, earning 30 to 50% returns on a few hours of work per deal[6:13] – Rich's background as a buy-and-hold investor who flipped to pay the bills and built wealth through IRAs[7:50] – Why the lending seat carries the smallest risk and beats flips, short-term rentals, and long-term rentals[8:12] – How a lender gets in at 60% of value when someone else does the marketing, contracts, and closing[10:02] – The Capital One effect and why dentists, lawyers, and executives make ideal private lenders[11:30] – Why you need at least $50,000 to make a fractional wrap worth the effort[12:16] – The case for skin in the game and putting the flipper in first-loss position[13:12] – Rich walks through the fractional wrap math on a $200,000 loan worth $300,000[14:45] – How taking a first-loss position protects your underlying lender at a 30 to 35% loan-to-value[15:40] – Why putting less of your own money in the deal drives your return toward 50%[18:27] – How return scales with effort and why bigger money usually means lower returns[19:36] – Growing lending into a real business and why Rich teaches students to stay local[22:47] – How to underwrite a deal by averaging Zillow, Realtor.com, Redfin, and a fourth source[25:50] – The morality of lending, avoiding stacked penalties, and protecting clients so they return[28:02] – How to reach Rich by text to learn about the fractional wrap5 Key TakeawaysThe lender holds the lowest-risk seat at the table. The mortgage gets paid before anyone else, and if a deal goes bad, the worst case is taking back a property at 50 to 60 cents on the dollar.A fractional wrap combines your capital with private money. You borrow at around 10%, lend at 20%, and pocket the arbitrage, pushing returns to 30 to 50% on the money you put in.The less of your own money you put in, the higher your return. Putting $50,000 into a $200,000 deal instead of $100,000 can take your return close to 50%.Take a first-loss position to protect your lenders. Putting your own money at risk before theirs keeps you a careful steward and gives your underlying lender a safe 30 to 35% loan-to-value spot.Stay local and learn to underwrite. Average four valuation sources to comp a property, keep deals close enough to drive by, and you remove most of the risk that sinks careless lenders.Links & ResourcesSimple CFO — https://simplecfo.comProfit First for Real Estate Investors — https://profitrei.com Investor Addicts Facebook group — https://www.facebook.com/groups/investoraddicts Text Rich Lennon to learn about the fractional wrap — (804) 601-0330Closing RemarkIf Rich's breakdown of the fractional wrap has you thinking about putting your cash to work instead of chasing the next flip, the first step is having the profit to lend in the first place. Take what you learned about moving from operator to lender and share this episode with someone sitting on capital who does not know where to start. Subscribe, review, and share the show, and visit simplecfo.com to take your free discovery call today.

In this episode, I speak with Steve Widdoss, Chief People Officer of One Physics, about what it takes for HR to become a truly strategic leadership function. Drawing on senior HR leadership roles across global organisations including JPMorgan Chase, Capital One and Barclays, Steve reflects on why commercial credibility is essential for today's Chief People Officer, how HR earns a genuine seat at the executive table, and why understanding the business is just as important as understanding people. We also explore leading through growth, organisational transformation and acquisition, the importance of helping leaders manage themselves through uncertainty, and how AI is reshaping the future of work without diminishing the importance of human leadership. Connect with Shirley at ShirleyKavanagh.com and on LinkedIn. To learn more about Steve's work, connect with him at OnePhysics.com and on LinkedIn

#284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table. Link to Full Show Notes: https://chrishutchins.com/hidden-credit-card-benefits-2026/ Partner Deals Fora: Become a Fora Advisor today Bilt Rewards: ⁠Earn the most valuable points when you pay rent Mercury: Help your business grow with simplified finances Quince: Affordable luxury essentials with free shipping + 365 day returns LMNT: ⁠Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Apps CardPointers: 30% off (50% off for ATH Members) GigSky The Cultivist Benefit Programs Sapphire Tables (via OpenTable) Resy Mastercard Priceless Visa Universal Studios discounts SoFar Sounds Troon Rewards Discover Cash at Checkout Amex Venmo Send and Split ATH Podcast Ep #66: Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan Weinberg Ep #113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits Ep #221: Deep Dive on Credit Reports, Scores, and Their Real-World Impact Ep #224: Airport Lounges: Getting In, Hidden Perks and Expert Tips with Kevin Song Ep #283: Do You Actually Need Travel Insurance? Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (02:15) Purchase Benefits Overview (02:36) Purchase Protection: Coverage for Damaged or Stolen Items (05:15) How Extended Warranty Protection Works (06:36) Return Protection for Items Stores Won't Take Back (07:55) When Price Protection Can Save You Money (12:27) Travel Benefits Overview (12:46) Trip Cancellation & Interruption Insurance (13:22) Trip Delay Coverage (13:47) Delayed Luggage Reimbursement (14:04) Lost and Damaged Bag Insurance (16:01) Rental Car Coverage: Primary vs. Secondary Insurance (21:37) Emergency Medical Coverage While Traveling (22:54) Non-Emergency Medical and Dental Coverage (23:22) What Travel Accident Insurance Actually Covers (23:53) Lounge Access Across Issuers and Networks (25:06) Booking the Luxury Hotel Collections for Free Perks (29:34) Free International Data and Roaming Benefits (31:46) Global Entry, TSA PreCheck & Trusted Traveler Credits (32:29) Cell Phone Protection Benefits (35:12) How to Maximize Card-Linked Offers (36:16) Automating Card-Linked Offers With CardPointers (37:26) What Credit Card Concierge Services Can Actually Do (38:49) Free Credit Scores and Credit Monitoring Tools (40:06) The Chase Instacart Benefit (and How to Stack It) (45:18) The Chase DoorDash Benefit (47:31) Exclusive Restaurant Reservation Programs (48:30) American Express Uber Benefits (49:14) Lyft Perks for Mastercard Holders (49:43) Capital One Entertainment and Drink Benefits (50:24) Free Museum Access With Bank of America and Capital One (52:22) Experience and Entertainment Programs (54:11) Getting Cash Out of Your Credit Card Benefits (55:50) Instant Approval and Virtual Card Numbers (58:02) Visa Network Benefits Worth Knowing (59:26) Mastercard Network Perks: Transit, Peacock, Airport Fast Track & Soho Friends Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

In June 2025, 15 year old Indigenous kayaker Tasia Linwood paddled 310 miles from southern Oregon to the Northern California coast. She became one of the first people in over a century to complete the full Klamath River after the largest dam removal in U.S. history.Connect with Tasia:  Watch: First Descent: Kayaking the Klamath River after the largest dam removal in U.S. history Support Paddle Tribal Waters: https://www.tattoo34pdx.com/ptw Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Benchmade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SummerStage marks its 40th anniversary this year. New York Times reporter Ben Sisario reflects on the history of the concert series and listeners share their memories. Photo by Sean Drakes/Getty Images: Dyane Harvey performs during the Clark Center for the Performing Arts 60th Anniversary Tribute as part of SummerStage presented by Capital One at Marcus Garvey Park on August 15, 2019 in New York City.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 177 of the Award Travel 101 podcast featured Angie Sparks and Cameron Laufer discussing a variety of points-and-miles developments, along with a relatable highlight post from member Melissa about unexpectedly helping a 20-year-old replace a totaled car. While everyone was safe, the experience led to another large purchase charged to a Capital One card, adding to a family history that includes eight vehicle purchases since 2020. The hosts also covered several notable news items, including the end of the Chase Sapphire Reserve's 150,000-point welcome offer, a new 200,000-point bonus on the Sapphire Reserve Business card, elevated 100,000-point offers on the Ink Cash and Ink Unlimited cards, a 30% Chase-to-Virgin transfer bonus, and the announcement that Philippine Airlines will join Oneworld next year. They also discussed reports that American Express may soon restrict Resy dining credits to restaurants specifically marked as eligible within the Resy app.The main topic focused on the refreshed Chase Sapphire Preferred card. New benefits include 3x points on gas and EV charging, 3x points on vacation rentals through brands such as Airbnb and Vrbo, a Global Entry/TSA PreCheck/NEXUS credit every four years, a complimentary year of Apple TV+, an increased annual hotel credit, and enhanced travel protections, all while maintaining the $95 annual fee. However, the biggest change for award travelers is the reduced Hyatt transfer ratio for Sapphire Preferred cardholders, moving from 1:1 to 4:3. Angie and Cameron explored the implications, noting that while Hyatt loyalists may find the change disappointing, the card still offers strong value for beginners and those who primarily use Ultimate Rewards with other transfer partners. They also discussed alternatives such as upgrading to the Sapphire Reserve, utilizing Bilt points for Hyatt transfers, or making a speculative transfer of Ultimate Rewards points to Hyatt before the new ratio takes effect.The episode wrapped up with personal updates and strategy discussions. Angie shared that ChatGPT helped her compare transportation options and ultimately choose a Swiss Rail Pass for an upcoming trip, while also finalizing plans for Morocco. Cameron reviewed several flight options for Greece, weighing the value of different award redemptions and routing choices. The hosts concluded with a practical travel tip: always place your wallet, keys, purse, shoes, and other essentials in the same spot each night while traveling. A recent hotel fire experienced by friends reinforced how valuable this simple habit can be when an emergency requires a quick evacuation.Episode Links:Chase Ink Business Cards New OfferChase Sapphire Reserve Biz New OfferChase Sapphire Preferred RefreshPhilippine Airlines Joins OneworldAmex Resy ChangesChase to Virgin Transfer BonusWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at 101@award.travelBuy your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.  

Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com   Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com  **Request Tickets Via Text At (918) 851-0102   See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire   See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/  

Liam Garner is a long distance cyclist who set out at 17 to bike from Prudhoe Bay, Alaska to Ushuaia, Argentina, completing nearly 20,000 miles and becoming the youngest person to ride the length of the Americas. Now, Liam is continuing his global cycling journey, riding roughly 15,000 miles from Portugal through Europe, the Middle East, and Asia toward Singapore as part of his goal to bike across every continent. Connect with Liam:  TikTok Instagram Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® AeroPress Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Shawn Osborne Jun 9, 2026, 8:08 PM (6 days ago) to me Today on The Liberty Blues libertarian candidate for US Senate from Arkansas Jeff Wadlin Jeff Wadlin chose Arkansas. He was born in Richmond, Virginia, and moved around a lot growing up — Illinois, Arizona, North Carolina. But when it came time to plant roots and raise a family, Jeff picked Bentonville. His three sons are growing up here. This is home. Jeff is not a career politician. He is a builder. He studied aerospace and mechanical engineering at the University of Virginia, went to work for Caterpillar, earned an MBA from Northwestern, and spent the rest of his career making things run. He co-founded a company in Illinois that became the largest online salvage yard for auto parts in the country. He worked at Capital One's headquarters in Virginia. He launched his own product development company. He ran Membership nationwide at Sam's Club here in Bentonville. Then he left to build his own consulting business. Big companies, small companies — Jeff has done both. He has led teams, made payroll, sat across the table from customers, and learned the hard way that a good idea isn't worth much until somebody executes it. You have to listen. You have to solve real problems for real people. That's the work Jeff knows how to do. Outside of work, you'll find Jeff on a mountain bike or a motorcycle, out on a backpacking trail, in the gym, or at a poker table. He is a regular guy who has been blessed with a good education, a strong family, and enough road behind him now to want to give something back. And that's why he is running. Jeff is worried about where this country is headed, and he thinks a lot of Arkansans are too. Families are working as hard as they ever have and still feel like they're falling behind. Young people are starting to wonder if the American Dream is even on the table for them. Parents and grandparents keep asking the same quiet question: what kind of country are we handing the next generation? Those aren't abstractions to Jeff. He feels them at his own kitchen table. When he thinks about whether his kids will get to build the kind of life he got to build, it's personal. Jeff doesn't think we fix any of this by yelling louder, hating our neighbors, or treating politics like permanent team warfare. His faith teaches him that God is love — that we are called to love our neighbors even when we disagree. That isn't weakness. It's telling the truth with humility, standing firm on what you believe, and remembering that the people across from you are not your enemies. Jeff's principles are simple: love, truth, work, and sacrifice. He believes government should leave you alone unless you're harming someone else — physically or financially. He believes every working family deserves a fair shot at a good life. And he believes Washington needs more adults in the room: more builders, more problem-solvers, and fewer politicians who profit from keeping us divided. Jeff has stepped into the arena before, running for Justice of the Peace, City Council, and a bid for the Libertarian nomination for U.S. House in 2018. He hasn't won yet, but that's about to change. Public service is worth the effort, even when the odds are long. Jeff is running for U.S. Senate because he wants to help build a country where hardworking Arkansans — and our kids and grandkids — can live freely, work hard, raise their families, build something of their own, and believe in the future again. Jeff chose Arkansas. Now he is asking Arkansas to choose him. This will be an episode of liberty blues.

Lindsay Branham is an environmental psychologist exploring how we build deeper, more reciprocal relationships with nature. Her work invites us to go beyond simply spending time outside and consider what it might look like to truly listen and even communicate with trees. Connect with Lindsay:  Website  Instagram Purchase Lindsay's book, Heartwood: The Wisdom and Healing Kinship of Trees  Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® Ocean Bottle Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever wondered why Capital One's approval decisions feel completely random - approval for some, denial for others, with almost no rhyme or reason?   Capital One has a well-earned reputation for being unpredictable with credit card approvals. When Katie from Katie's Travel Tricks saw the launch of the new Capital One Business Venture card, she decided to move beyond anecdotes and collect real data. She surveyed her audience about their approval and denial experiences, gathered nearly 150 responses, and analyzed the patterns using data to answer the questions everyone has been asking: what actually matters to Capital One?   Katie and I break down what her data revealed about the three strongest approval predictors, why the conventional wisdom about waiting six months between Capital One applications might not be accurate, which metrics matter (credit score, hard inquiries, pre-approval status) and which ones surprisingly don't, and how business structure (sole proprietor versus LLC) impacts your approval chances. We also discuss what role the Capital One Business Venture Card plays in your overall rewards strategy and how to think about it within the larger Capital One ecosystem.   Get full show notes and transcript: https://pointmetofirstclass.com/capital-one-approvals-data       Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy  

Jason Kutasi is the founder and CEO of SkyHouse, a performance marketing agency that managed $50M in ad spend for 2025 - its first full year of business. He's driven roughly $500M in advertising over his career and built a children's book publisher acquired by Scholastic and a digital marketing platform acquired by Capital One.  Jason specializes in copywriting, funnel analytics, and scaling high-growth DTC and telemedicine brands.Highlight Bullets> Here's a glimpse of what you would learn…. E-commerce growth strategies and challenges.Comparison of selling on Amazon versus Shopify.Importance of average order value (AOV) in scaling advertising.Strategies to increase AOV, such as product bundling and premium versions.The role of TikTok and other platforms in e-commerce marketing.Managing advertising campaigns and the balance between creative volume and quality.The significance of agency versus in-house marketing teams.The impact of AI on marketing and the importance of human expertise.Insights on effective copywriting and video content in advertising.The future of e-commerce marketing and the evolving landscape of digital advertising.In this episode of the E-comm Breakthrough Podcast, host Josh Hadley speaks with Jason Kutasi, CEO of Skyhouse, about scaling e-commerce brands. They discuss the importance of average order value (AOV), emphasizing that brands need at least $60 in margin to run profitable paid ads. Jason contrasts Amazon-first versus Shopify-first strategies, recommends bundling and subscriptions to boost AOV, and advises starting with freelancers before scaling with agencies and in-house teams. They also explore Meta advertising, creative quality versus volume, and how AI augments—but doesn't replace—skilled marketers and copywriters.Here are the 3 action items that Josh identified from this episode:Fix Your AOV Before Scaling Ads Don't run paid ads until your average order value and margins can support CAC. Aim for $60+ margin per order using bundles, upsells, or subscriptions.Build on Shopify, Use Amazon as a Bonus Channel Prioritize DTC (Shopify) to control pricing, data, and AOV—then layer Amazon as an incremental revenue stream, not your foundation.Test Creatives Broadly, Then Double Down on Winners Launch multiple ad variations quickly, identify what works, and scale only high-performing creatives with better production and audience targeting.Timestamps:00:00:00 Introduction to the AOV ProblemJason Kutasi explains that Amazon sellers often struggle to scale on other platforms due to a low Average Order Value.00:00:34 Host & Guest IntroductionHost Josh Hadley introduces the episode's topic and guest Jason Kutasi, founder and CEO of performance marketing agency Skyhouse.00:02:26 Amazon vs. Shopify MindsetA discussion on the two primary approaches to starting an e-commerce business and the challenges faced by Amazon-first brands.00:03:39 The $60 Margin RuleJason explains why brands need at least $60 in margin to profitably acquire customers on paid ad platforms like Meta.00:04:37 Strategies to Increase AOVActionable ways to increase Average Order Value, including creating sister brands, bundling products, and offering aggressive subscription models.00:07:56 The "Shopify First" AdvantageThe benefits of a higher AOV, which provides more margin to scale advertising across multiple channels beyond Amazon PPC.00:10:30 Why You Must Be OmnichannelJason argues that Shopify brands should sell on Amazon to avoid losing customers who prefer to purchase there.00:14:01 Case Study: A Massive Meta Ad WinJason details a recent successful video ad campaign that scaled to thousands of orders in a single weekend.00:20:04 Navigating Meta's Andromeda UpdateA discussion on Meta's shift to creative-driven campaigns and the strategy of slicing avatars for better, more stable performance.00:23:34 Agency vs. In-House TeamsJason breaks down when to hire a freelancer, an agency, or build an in-house team for your marketing efforts.00:29:13 Why Most Marketing Agencies FailJason shares his experience with underperforming agencies and what brand owners should look for when hiring one.00:33:28 Building an In-House Team Alongside an AgencyThe importance of building an internal team to de-risk your business and test new offers before scaling with an agency.00:36:38 The Future of E-commerce and AIJason predicts AI will commoditize ad creation, making predictive modeling and data-driven rules the new competitive edge.00:41:42 AI as a Human AmplifierAI won't replace skilled marketers but will augment their abilities, allowing them to perform at a much higher level.00:44:43 Three Actionable TakeawaysThe host summarizes the episode's key lessons: fix your AOV, build in-house, and leverage AI with smart people.00:49:33 Jason's Final RecommendationsJason shares his most influential book, favorite AI tool (Claude Code), and a respected figure in the e-commerce space.Resources mentioned in this episode:Josh Hadley on LinkedIneComm Breakthrough ConsultingeComm Breakthrough PodcastEmail Josh Hadley: Josh@eCommBreakthrough.comTools and Websites"Amazon": "00:02:26""Shopify": "00:02:26""Meta (Facebook/Instagram Ads)": "00:02:56""Google Ads": "00:02:56""YouTube Ads": "00:02:56""TikTok": "00:06:23""PayPal": "00:11:49""Apple Pay": "00:11:49""Google Pay": "00:11:49""Shop Pay": "00:11:49""Claude Code": "00:50:05""Meta": "00:38:16"Books"The E-Myth by Michael E. Gerber": "00:00:56""Cash Flow": "00:49:36"Videos"Video Ads": "00:14:01"Notable Mentions / People"Skyhouse (Jason Kutasi's performan...

One week away from the Obama Presidential Center's June 19 opening, Crain's reporter John Pletz previews the museumwith host Amy Guth. Plus: O'Hare gate shuffle gives American an edge — and trims United's lead, Foundry Park slated for $202 million in TIF money for roads and parks, Capital One cuts nearly 300 jobs in fourth round of Discover layoffs and Pritzker moves to end data-center incentives. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How has SAS Eurobonus award availability been in the months since the Million Mile Madness challenge? What's the single best card for your "player two"? We answered these questions and more on the Ask Us Anything hosted live on YouTube on June 3rd, 2026.(00:38) - How many backup flights do you have booked at any one time, and how many fees does that incur? (04:43) - Has Greg tried/considered applying for a Discover card as a way to get “in” with Capital One since he has been unable to get approved for Capital One cards in the past? (06:05) - ​How has SAS Eurobonus award availability been in the months since the Million Mile Madness challenge? Any regrets? Learn more about the Million Mile Madness challenge here.(09:15) - ​​Given all the hotel devaluations which now includes Hyatt, which hotel points would you recommend accumulating? Seems every chain wants lots of points for a room. Learn about the decreased Hilton point value here(16:01) - What's a single best card for "P2" (player two)? (23:24) - Should Chase Rapid Reward credit card holders EVER book something above Choice fares if you don't care about the multiplier? (26:11) - How do you redeem Bilt cash for grub hub, walgreens and the $25 dining? (32:47) - Hilton Honors American Express Aspire Card annual fee just posted today but still haven't received the free night certificate. I was planning to downgrade to surpass, when can I expect it, if it takes more than 30 days will I still get annual fee refund? (34:36) - ​​I want to fly Cathay Pacific First Class between Chicago and Hong Kong, either way or both works. I'm extremely flexible and can probably come up with enough points in any currency. How do I find it? Find our "Which award search tool is best?" resource here(36:57) - ​I'm applying for my first mortgage soon. While my credit score is fine, I'm a bit worried about having to explain my long laundry list of credit card accounts thanks to this crazy hobby. Should I be? (41:24) - ​​So what are your favorite choices for virtually undiscovered islands similar to Koh Kood that lack the crowds but still have things to do (50:38) - What airline programs should be avoided due to poor customer service? I try to book when flights come out, which means there are often schedule changes that can be a problem/opportunity.Subscribe and FollowVisit https://frequentmiler.com/subscribe/ to get updated on in-depth points and miles content like this, and don't forget to like and follow us on social media.Music Credit – “swappin' back n' forth” by up @ night Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkFrequent Miler's Best Offers Pagehttps://frequentmiler.com/best-credit-card-offers/

Our show is best watched on YouTube:https://go.www.letsgettothepoints.com/ChasevsCapOneIt's a battle of the cards! We compare the Chase Sapphire and Capital One Venture credit cards. We'll break down annual fees, welcome offers, earning rates, key benefits, and our recommendations to help you decide which card is best for your points and miles strategy.Earn more points and miles with QCGC!Sign up here to get started: https://qcgc.io/?ref=lgttp-v1Learn about points and miles in our Elevate course and community:https://letsgettothepoints.com/elevateCredit Card Links: https://www.letsgettothepoints.com/Sign up for our newsletter:https://go.www.letsgettothepoints.com/JoinOurEmailWebsite: https://www.letsgettothepoints.com/Email: letsgettothepoints@gmail.comIG: https://www.instagram.com/letsgettothepoints/ TikTok: https://www.tiktok.com/@letsgettothepointsEXCLUSIVE TRAVEL DISCOUNT CODES:https://letsgettothepoints.com/tools/Book Private Transport in 100+ Countries with Kiwitaxi:https://go.www.letsgettothepoints.com/KiwitaxiUse Code: LGTTP5 for 5% off all ridesSign up for Award Email Notifications from Straight To The PointsUse Code: LGTTP20 for 20% off the annual planhttps://go.www.letsgettothepoints.com/StToThePointsTravel Freely: The FREE site we use to stay organized and track our 5/24 statushttps://my.travelfreely.com/signup?bref=lgwCardPointers: Save Money and Maximize Your Spend Bonuseshttps://go.www.letsgettothepoints.com/CardPointersMaxMyPoint: Hotel Rewards CheckerUse Code: LGTTP for 20% off the first year of your Platinum Subscription https://maxmypoint.comON TODAY'S SHOW:0:00 Intro1:43 Battle of the Cards: Chase vs Capital One3:13 Entry-Level Travel Cards18:09 Earn More Points and Miles with QCGC19:52 Premium Travel Cards30:23 Unlock Capital One Lounge Access32:50 Which Ecosystem is Better? Chase vs Capital OneLISTEN TO US ON THE GO: Apple Podcast: https://go.www.letsgettothepoints.com/ApplePodcastSpotify:https://go.www.letsgettothepoints.com/SpotifyThank you for supporting our Channel! See you every Friday with a new episode!Support this podcast: https://go.www.letsgettothepoints.com/SupportUsDisclaimer: The content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.Advertiser Disclosure:This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Offers are current only at the time of the video publishing date and may have changed by the time you watch it.Let's Get To The Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings. Let's Get To The Points and CardRatings may receive a commission from card issuers.This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

DOCKET ALERTS:   Lots of legal news out of US Agency for Global Media, the parent agency for Voice of America. Judge Royce Lamberth ruled that Kari Lake was never legally appointed CEO of USAGM, and thus her orders shutting the sub-agencies down and firing all the employees were null and void. The government appealed, but in the sloppiest way possible. Now the agency is getting sued again for violating the firewall protecting journalistic independence, forcing the networks to air AI slop praising Trump. But Kari Lake has an answer for that, and it is to call the judge a fatso.   Judges in the District of New Jersey have appointed longtime prosecutor Robert Frazer as US Attorney. And so far, Attorney General Bondi hasn't fired him.   Judge Roy Altman, a Trump appointee, seems disinclined to put an end to Trump's trollsuits right out of the gate. He's allowing the case against the BBC to proceed to discovery. And he dismissed the complaint against Capital One for tortious debanking, but allowed Trump 90 days to conduct discovery and refile.   MAIN SHOW:   We've got an update on Kilmar Abrego Garcia. The government says it has to send him to Liberia (where he does not agree to go) instead of Costa Rica (where he does agree to go) because Secretary Marco Rubio spent a lot of time negotiating with Liberia to take Abrego, and it would be so embarrassing not to send him there.   And we'll break down the Supreme Court's recent decision in Olivier v. City of Brandon, a case involving a truly obnoxious street preacher that implicates your right to sue the government.   SUBSCRIBER BONUS:    The Trump administration is suing Harvard under Title VI, claiming that the school failed to protect Jewish students and must forfeit billions.   Widakuswara v. Lake I [DC Circuit] https://www.courtlistener.com/docket/72521013/patsy-widakuswara-v-kari-lake/   Widakuswara v. Lake [Trial Court] https://www.courtlistener.com/docket/69846584/widakuswara-v-lake   Widakuswara v. Lake II [DC Circuit] https://www.courtlistener.com/docket/72528662/widakuswara-v-lake/   District New Jersey Appointment Order https://www.njd.uscourts.gov/sites/njd/files/STANDINGORDER2026-03.pdf   Trump Suit Against Capital One Dismissed But Can Be Refiled https://finance.yahoo.com/news/trump-suit-against-capital-one-200454780.html    Trump v. BBC https://www.courtlistener.com/docket/72040010/trump-v-british-broadcasting-corporation   Trump v. Capital One https://www.courtlistener.com/docket/69853458/the-donald-j-trump-revocable-trust-v-capital-one-na   US v. Harvard https://www.courtlistener.com/docket/72520538/unites-states-of-america-v-harvard-university-fellows-and-president/   Abrego Garcia v. Noem (habeas petition) [docket via CourtListener] https://www.courtlistener.com/docket/71191591/abrego-garcia-v-noem/?order_by=desc   Zadvydas v. Davis, 533 U.S. 678 (2001) https://scholar.google.com/scholar_case?case=16478079160883986502   Kennedy v. Bremerton School Dist., 597 U.S. _____ (2022) https://www.supremecourt.gov/opinions/21pdf/21-418_i425.pdf   Olivier v. City of Brandon [US Supreme Court] https://www.supremecourt.gov/opinions/25pdf/24-993_10n2.pdf   Olivier v. City of Brandon (Appendix containing ordinance) [US Supreme Court] https://www.supremecourt.gov/DocketPDF/24/24-993/352124/20250314105732247_Olivier%20Pet.%20App.pdf   Show Links: https://www.lawandchaospod.com/ BlueSky: @LawAndChaosPod Threads: @LawAndChaosPod Twitter: @LawAndChaosPod

Yassine Diboun is a Portland-based ultrarunner and coach who found endurance sports during recovery from addiction. After signing up for his first triathlon in 2004 to bring structure to his life, he discovered a talent for running that quickly evolved into a career in ultramarathons. Since then, he has become one of the sport's most respected athletes, with top 10 finishes at Western States 100, multiple course records, and a place on the U.S. trail running team. Connect with Yassine:  Instagram Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® AeroPress Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Jason shares a personal story about how Capital One played a critical role in supporting his construction business. From helping build his personal credit to providing a substantial business line of credit, Capital One's support enabled Jason to scale operations, manage payroll, and take on larger projects, all while other banks struggled to provide the necessary resources. What you'll learn in this episode: Why small business-friendly banks matter in construction. How Capital One helped Jason build both personal and business credit. The dangers of relying on institutions that are slow or unresponsive. The role of financial partners in enabling business scalability. Lessons on credit management, lines of credit, and financial resilience. Have you ever struggled to get the right financial support for your business, even when you're doing everything right?   If you like the Elevate Construction podcast, please subscribe for free and you'll never miss an episode. And if you really like the Elevate Construction podcast, I'd appreciate you telling a friend (Maybe even two

Devon Gimbel just booked over $250,000 in travel last year using credit card points—but she's the first to tell you award travel isn't "free." It's a strategy for 10x-ing your existing travel budget by strategically matching your routine spending to the right credit cards. Since ChooseFI's original Travel Rewards 101 in 2017, the landscape has matured: annual fees are higher, issuer rules are stricter, and new players like Bilt have revolutionized the game by letting you earn points on rent and mortgage payments. Yet the fundamentals remain: with deliberate card selection and an understanding of transferable points currencies, it's still entirely possible to unlock one to two meaningful trips per year—whether that's economy flights to national parks or first-class seats to Tokyo. Key Topics Discussed 00:00:00 - Introduction and State of Travel Rewards in 2026 Brad introduces Devon Gimbel and discusses how travel rewards have evolved since ChooseFI's first Travel Rewards 101 episode in 2017. They address whether earning significant travel value is still possible despite higher annual fees and stricter rules. 00:05:30 - The Evolution of Award Travel Community Devon reflects on how the travel rewards community has matured since 2013-2014, moving from a monotone focus on premium cabin travel to showcasing diverse travel styles including domestic trips, family travel, and national park adventures. 00:11:45 - Getting Started: First Steps for Beginners Devon outlines how beginners should approach travel rewards by analyzing their top spending categories and selecting one or two intentionally chosen credit cards with strong bonus categories rather than immediately pursuing dozens of sign-up bonuses. 00:16:20 - Sign-Up Bonuses vs. Everyday Spend Strategy Discussion of the balance between chasing new card welcome bonuses and building a sustainable credit card portfolio with strong category bonuses. Devon explains why a hybrid approach works better for most people than constantly opening new cards. 00:22:15 - Understanding Bonus Categories Deep dive into how credit card bonus categories work, why they matter, and how strategic matching of spending patterns to bonus categories can dramatically increase points earning without changing spending behavior. 00:30:00 - The Power of Flexibility Brad and Devon discuss various dimensions of flexibility in travel rewards including travel dates, destinations, airports, cabin class, and types of points currencies. They share contrasting examples from their recent Japan trips. 00:38:45 - Transferable vs. Fixed Points Currencies Devon explains the critical difference between transferable points programs (Chase, Amex, Capital One, Bilt, Citi) and fixed airline/hotel programs, comparing them to Visa gift cards versus single-merchant gift cards. 00:47:30 - The Rise of Bilt Rewards Discussion of how Bilt has emerged as a major transferable points currency, offering the ability to earn points on rent and mortgage payments while providing strong transfer partners that directly compete with Chase Ultimate Rewards. 00:55:00 - Credit Card Issuer Restrictions in 2026 Devon outlines how credit card eligibility rules have tightened, including Chase's evolving restrictions and once-per-lifetime language similar to American Express, emphasizing the importance of deliberate card selection. 01:02:15 - Calculating Travel Value and Points Redemption Devon shares her methodology for calculating the value of points redemptions using her family's Lufthansa first class trip as an example, discussing the difference between 'free travel' and maximizing travel budget value. 01:12:30 - How Devon Earns 6 Million Points Annually Transparent discussion of Devon's points earning including business expenses, mortgage payments through Bilt, quarterly taxes, shopping portals, and strategic use of bonus categories, with acknowledgment that her situation differs from average users. 01:22:00 - Partnership Strategy for Couples Devon expla…

Should I split a points transfer into smaller buckets? Frequent Miler reader Keith wrote in with this question:I tried to transfer 560K points to Air France to snag a redemption. had previously transferred about 280k points from Amex to KLM, I thought for sure the points would have similarly come through with Chase. Sadly, the points took 4 days to transfer, and I missed my booking window. Looking back, should I have spread my point transfers across different currencies to lower the transfer risk? I could have also covered the transfer using Capital One or Amex points. How do you balance speed with lowering the risk that your points will miss their intended purpose?We've been answering a reader or listener question at the end of each Frequent Miler on the Air podcast episode. Now, we've turned the question of the week into its own weekly episode. Tune in every Sunday at 5pm for our Question of the Week podcast. And if you have your own question you'd like to submit, you can send it to mailbag@frequentmiler.com.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of Voyascape, a podcast network that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Joe Holder is a Nike Master Trainer and GQ fitness columnist with a track record of coaching elite athletes and high profile clients. Grounded in a background in health and wellness, he brings a practical approach to endurance training and overall fitness. His work spans marathon training, thru hike preparation, and strategies to support long term health and performance. Connect with Joe:  Instagram YouTube  Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® AeroPress Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In January 2026, Taryn Smith became the third American woman to row solo across the Atlantic Ocean, completing a 46 day Atlantic Ocean crossing in open water conditions. With no rowing experience beforehand, she leaned on a foundation built through world travel, the New York City Marathon, and summers exploring Idaho's Sawtooth Mountains. Website Instagram Thank you to our sponsors:  Capital One and the REI Co-op® Mastercard® AeroPress Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.