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When you're preparing for NP boards, screening guidelines can seem a little dry, but these recommendations show up consistently on exams and form the foundation of primary care practice.   In this episode, Courtney and I run through an overview of the adult screening recommendations you'll need to know for primary care NP boards, leaning heavily on USPSTF recommendations.   Discover how to think through screening questions without getting lost in the nitty gritty detail.   Get full show notes, transcript, and more information here: https://blog.npreviews.com/primary-care-screening-guidelines-pass-np-boards   Follow us on Instagram: instagram.com/smnpreviewsofficial        

In this conversation, Nicholas McGrue, founder of Polymath Legal, discusses his journey in helping real estate investors navigate the complexities of capital raising. He shares insights on entrepreneurship, the importance of relationships in business, and offers advice for aspiring entrepreneurs. The conversation highlights the evolution of his firm, the significance of curiosity and strategic thinking, and the challenges faced in the legal landscape of real estate investment.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

It's the beginning of the year, and for independent retailers, knowing what consumers are buying is half the battle. In this episode of Rooted in Retail, Crystal Vilkaitis sits down with Anjarae Hamilton, Head of Retailer Sales and Account Management at FAIRE, to break down the highly anticipated 2026 Faire Forecast.Anjarae reveals the four major data-backed trends shaping consumer behavior this year, all centered around the theme of "self-expression". From the rise of "Well-Read" retreats to the maximalism of "More is More," this conversation provides a roadmap for what to stock to stay relevant. Beyond the trends, Anjarae shares crucial strategies for staying profitable amidst economic uncertainty, the importance of agility in buying, and how FAIRE is leveraging AI to simplify the search process.This episode is your ultimate guide to a successful year.[2:19] Anjarae's journey from small-town Tennessee to leading sales at FAIRE[4:43] The 2026 Forecast theme: Investing in the truest self[5:56] Trend 1: Well-Read—Why books and reading retreats are booming[6:00] Trend 2: Fanfare—Preparing for the Olympics and World Cup watch parties [7:08] Trend 3: More is More—The return of maximalism and bold prints [8:50] Trend 4: Witching Hour—Magic, manifestation, and astrology[14:53] How successful retailers are adjusting buying habits to stay profitable[18:08] Using AI and Natural Language Search to find the perfect inventory [22:25] The "iTunes model" of wholesale: Testing consolidated shipping [23:44] FAIRE Direct: How to get commission-free orders with existing brand relationships [26:12] "Point of Slay": Saving time with POS integrations Join the Rooted in Retail Facebook Group to continue the conversation Join our newsletter for all the latest marketing news for retailers Show off your super fandom by getting your Rooted in Retail Merch! Go to http://indera.co/prompt to access the prompt

On today's episode, we continue with part two of Dr. Mark Costes' compelling first presentation at the Music City SCALE 2025 event. In this segment, Dr. Costes delivers a deep dive into key challenges facing today's dental practice owners—employee retention, the nationwide hygiene shortage, and the harsh reality of PPOs. He shares actionable strategies to improve team culture, build loyalty through better leadership, and transform non-producers into practice contributors.   Drawing on Stoic philosophy, he urges owners to focus only on what they can control—systems, leadership, and culture—while tuning out the noise. You'll also hear powerful data on the current state of dentistry, including what's driving turnover, why hygienist supply is critically low, and how to make smarter, data-driven decisions about insurance plans. With rising student debt, longer careers, and stagnating practice profits, Dr. Costes makes a strong case for why mastering business fundamentals is no longer optional—it's essential. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

On today's episode, we bring you part one of Dr. Mark Costes' powerful presentation from the Music City SCALE 2025 event. With decades of experience as a multi-practice owner and founder of the Dental Success Institute, Dr. Costes shares why most dentists hit a wall when trying to "produce their way out" of business problems.  He explores the foundational importance of fixing broken infrastructure—like poor systems, leadership gaps, and toxic culture—before chasing growth through production or marketing. You'll also hear how his coaching organization has helped hundreds of practices increase profitability, reduce overhead, and give owners the freedom to make clinical work optional, not obligatory. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

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Lancelot Lennard is a Florida realtor, investor, contractor, and non-profit founder who focuses on the Daytona / Volusia County area. He explains why he left Miami for Daytona: Miami's become a “billionaire playground” with weak ROI for small investors, while Daytona still has mom-and-pop landlords, realistic prices, and solid opportunities for both buy-and-hold and flips. He breaks down where he sees opportunity in Florida right now, noting that the market is still somewhat buyer-leaning, allowing strong negotiation on both price and repairs. He also walks through the short-term rental landscape around Daytona Beach, Daytona Beach Shores, Port Orange, and parts of Ponce Inlet—stressing the importance of zoning, municipal rules, and HOA bylaws to ensure Airbnb/STR is actually permitted. A big part of the discussion is around the recent changes to realtor commissions in the U.S. After the NAR settlement, buyer-agent commissions are no longer automatically offered in the MLS, and agents must now have buyers sign an exclusive agreement before showings. Lancelot explains how this impacts first-time buyers, lower-income buyers, and Canadian investors who are used to the old “seller pays both sides” model. He also touches on Florida's proposed elimination of property tax on primary residences, current homestead rules, and what that could mean for dual citizens or retirees relocating from high-tax states. The episode closes with practical tips on how Canadians should vet investor-friendly agents (ask about zoning maps, NOI and cap rates) and how to clearly define scope in buyer-broker agreements so you don't accidentally commit yourself to multiple agents at once.

Comment on the Show by Sending Mark a Text Message.Are you aware that evolving immigration policies can silently shape your workplace dynamics? In this enlightening episode of the Employee Survival Guide®, Mark Carey dives deep into the complex implications of immigration on employee rights and workplace culture. As misconceptions and biases swirl around public discourse on immigration, many organizations unknowingly foster environments where employees with foreign-sounding names or specific ethnic backgrounds face discrimination. Mark unveils the stark reality that while immigration enforcement may fluctuate, the legal principles governing workplace discrimination remain steadfast. Employers might not even realize the cautious approaches they adopt, often leading to subtle yet damaging discriminatory practices based on perceived legal instability tied to national origins. This episode is a crucial call to action for employees to recognize the signs of national origin discrimination and to arm themselves with knowledge about their rights. Remember, your citizenship status should never be equated with your job security or stability in the workplace. Mark emphasizes the importance of seeking legal counsel when navigating these intricate issues, urging employees to advocate for themselves when they feel their rights are being compromised. Join us as we explore the intersection of immigration policies, employee rights, and workplace dynamics. Discover how to empower yourself in the face of potential employment discrimination and hostile work environments. This episode is packed with insights on navigating employment law issues, understanding your employment contract, and recognizing the signs of discrimination in the workplace. With topics ranging from severance negotiation to workplace retaliation, we equip you with the tools needed for effective employee advocacy. Whether you're facing workplace challenges, dealing with discrimination, or seeking to improve your career development, this episode of Employee Survival Guide® is your essential resource. Don't let misconceptions dictate your experience at work. Tune in to learn how to stand up against discrimination, understand your rights, and foster a healthier workplace culture. Empower yourself with knowledge and become an advocate for your own employee rights. Your career survival depends on it!  If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.

In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes discuss the business side of HVAC with veteran technician and entrepreneur Greg Crumpton, the Vice President of Service Logic. Having built and sold his own HVAC business, Greg shares invaluable advice for technicians considering the leap into business ownership. Starting as a technician, he rose through the ranks to service manager, general manager, and eventually founded and sold his own HVAC company. This episode focuses on financial literacy, cash flow management, invoicing, and the crucial mindset shifts needed for success as a contractor-turned-owner.    Expect to Learn:  - Why understanding finances is the cornerstone of starting an HVAC business.  - How to price your services correctly and avoid undercharging.  - The importance of cash flow, invoicing terms, and collection strategies.  - Common mistakes new business owners make — and how to avoid them.  - How automation and process improvements can streamline billing and improve profitability. Episode Breakdown with Timestamps: [00:00:00] – Introduction to the Episode [00:00:59] – Greg's Background and the Technician-to-Owner Journey [00:05:09] – Learning the Financial Side of Business [00:09:42] – Pricing, Margins, and Knowing Your Costs [00:13:03] – Invoicing Strategy and Payment Terms [00:17:18] – Automation and Delegation in Billing [00:19:02] – Setting a Competitive Hourly Rate [00:21:52] – Gross Margin vs. Net Profit (EBITDA)   Follow Greg Crumpton on:  LinkedIn: https://www.linkedin.com/in/crumptonskilledtrades/ Instagram: https://www.instagram.com/gregcrumpton/?hl=en Facebook: https://www.facebook.com/gregcrumpton.airtight/ Company's Website: https://www.servicelogic.com/ Company's LinkedIn: https://www.linkedin.com/company/service-logic   Follow Furman Haynes on:  LinkedIn: https://www.linkedin.com/in/furmanhaynes/  WorkHero: https://www.linkedin.com/company/workherohvac/    Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/  Website: https://www.hvacknowitall.com  Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/   Instagram: https://www.instagram.com/hvacknowitall1/   

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayWhat will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond.You'll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change.Whether you're an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle.

Audio roundup of selected biopharma industry content from Scrip over the business week ended January 9, 2026. This episode was produced with the help of AI text-to-voice and voice emulation tools. This time – oral Wegovy launches in the US; the biggest mid-cap catalysts in 2025; small cap pivots and zombie killers last year; commercial headwinds for last year's launches; and a look at Chinese firms' global Phase III activity. Story links: https://insights.citeline.com/scrip/podcasts/scrips-five-must-know-things/quick-listen-scrips-five-must-know-things-ZV4GVVROYBEN7I6DQBOMQ3A3XE/ Playlist: soundcloud.com/citelinesounds/sets/scrips-five-must-know-things

Click HERE to learn how to earn $10K/month in rental income & access 50% discount on RTR Academyhttps://landing.renttoretirement.com/evg-masterclass-replayWhat will 2026 mean for real estate investors? In this episode of the Rent To Retirement Podcast, hosts Matthew Seyoum and Zach Lemaster break down the economic shifts, interest rate outlook, tax strategies, and market dynamics that will shape real estate investing in 2026 and beyond.You'll learn why the market is transitioning faster than most investors realize, how Federal Reserve policy and tax incentives could drive appreciation, and why Q1 2026 may be the most strategic window to buy before competition, incentives, and affordability change.Whether you're an experienced investor or preparing for your first rental property, this episode provides a clear, data-driven roadmap for navigating the next phase of the real estate cycle.

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School Resource Officer Dave Gomez, a police officer with over 15-years of experience and Tall Cop Speakers Network member, joins Jermaine Galloway “Tall Cop” at the 2025 Emerging Drug Trends Conference for a powerful and eye-opening conversation about online safety and youth exposure.Gomez, who reaches thousands each year through his online presence and speaking engagements, shares real-world experiences highlighting the very real consequences, good and bad of actions taken online. Together, they break down how popular platforms like Roblox allow countless ways for strangers to communicate with kids even when chat features are turned off.The conversation digs into why Snapchat's disappearing messages make it especially predator-friendly, how both Snapchat & Instagram's live mapping can expose a child's daily schedule, and how predators use these tools to gain access and trust.Most importantly, Dave and Jermaine shift the focus to what parents can do right now to approach digital safety as a family team effort. This episode is a must-listen for parents, educators, and anyone working to keep kids safe in today's rapidly evolving digital world.Save the Date for the 5th Annual Tall Cop Emerging Drug Trends Conference on 11/12-13/2026!Follow us on ⁠Facebook⁠, ⁠Instagram⁠, ⁠YouTube⁠, and ⁠LinkedIn.⁠Subscribe to our ⁠monthly newsletter here⁠!Learn more about the ⁠Tall Cop Speaker's Network!⁠

Learn how to use the phrasal verb look into like a native speaker. This episode explains the meaning, common workplace uses, and real examples so you can sound professional and confident at work.#PhrasalVerbs #BusinessEnglish #ESLListening #EnglishAtWork

With 46 million Americans facing substance use disorders and cannabis laws evolving across all 50 states, workplace drug policies have become a critical challenge for employers and employees alike. Employment law expert Keya Denner from Constangy, Brooks, Smith & Prophete joins Tom Hagy on the Emerging Litigation Podcast to break down what you need to know about cannabis, drug testing, and workplace safety in 2024.WHAT YOU'LL LEARN:- How state cannabis laws are reshaping workplace drug testing policies- Balancing employee privacy rights with workplace safety obligations- ADA compliance and reasonable accommodation for substance use disorders- What "fitness for duty" means and when it can be required- Documentation strategies that protect employers from litigation- Common misconceptions about prescription drugs and workplace impairment- How legal drug use (medical/recreational cannabis) affects employment- Building safety programs that respect employee rights and reduce accidentsKEY INSIGHTS:✓ Safety and privacy aren't competing interests—employers must uphold both✓ Documentation and consistency are your strongest legal defenses✓ Legal drug use doesn't eliminate safety concerns but requires individualized accommodation✓ 46 million Americans have substance use disorders—this affects every workplaceTIMESTAMPS:00:00 - Substance Use in the Workplace: A Growing Concern13:02 - Navigating Privacy and Safety in Employment18:35 - Building Compliant Safety Programs21:44 - Effective Safety and Assessment Programs23:16 - Documentation and Accountability26:27 - Understanding Fitness for Duty Processes29:36 - Common Misconceptions About Drug Use37:51 - Navigating Drug Regulations in the WorkplaceABOUT KEYA DENNER:Keya Denner is a senior labor and employment litigator with over 20 years of experience representing employers in discrimination, disability, and compliance matters. He co-chairs Constangy's Cannabis & Employee Substance Abuse practice group and regularly counsels Fortune 500 companies in retail, hospitality, and logistics on building compliant workplace programs as cannabis laws evolve.WHO SHOULD WATCH:→ HR professionals and compliance officers→ Business owners and executives→ Employees using medical or recreational cannabis→ Safety managers and team leaders→ Anyone navigating employment law and drug policiesWhat's your experience with workplace drug policies? Share in the comments!

In Episode 282 of the Pool Nation Podcast, Edgar breaks down why financial clarity—not activity—is what actually creates control in your pool business. If you've ever felt stressed, overwhelmed, or unsure why your business feels heavy even when it's growing, this episode will hit home. Edgar explains the illusion of control that many pool pros live in and walks through the three numbers every pool business owner must know to build a stable, profitable operation: Average rate per pool • Cost per pool • Net margin This episode is designed specifically for January, when pool businesses finally have breathing room to slow down, think clearly, and make intentional decisions before the busy season hits. Edgar shares real-world lessons from his own journey—from running routes himself to scaling a business—and explains why avoiding your numbers doesn't eliminate problems, it only delays them. If you're serious about building a pool business that pays you, protects you, and doesn't rely on constant hustle to survive, this episode will help you reset how you think about money, growth, and leadership in 2026.

The final version of the Trump tax bill has officially passed, and the legislative negotiations have left us with a landscape that looks very different from the original draft. In this episode, Kris Krohn breaks down the seven critical shifts—from the scaling back of TCJA extensions to new income thresholds for capital gains, that will directly impact your take-home pay and investment strategy. Whether you are a small business owner, a crypto investor, or looking to hedge against inflation with real estate, this guide reveals how to position your portfolio for maximum upside before the next market shift.

Does your body feel like it's falling apart after betrayal? You are not imagining it. In this powerful episode, Lisa breaks down exactly how betrayal trauma impacts your body, why your nervous system feels out of control, and the neuroscience behind your symptoms. You'll learn the 5 major ways betrayal trauma affects the body—from hormonal disruption, chronic hyperarousal, and immune suppression to memory issues and somatic pain. Lisa also gives you 3 science-backed and faith-centered steps to begin calming a dysregulated nervous system so you can finally breathe again. With biblical truth, trauma-informed guidance, and practical tools, this episode will help you understand what's happening inside your mind and body—and how to begin healing from the inside out. ✨ Enrollment Now Open: Lisa's Roadmap to Recovery 6-month program begins January 12th. Spots are limited and filling fast! If you're ready to stop spiraling, stabilize your emotions, and rebuild your identity after betrayal, now is the time to join. :: NEXT STEPS: ROADMAP TO RECOVERY WOMEN'S GROUP COACHING PROGRAM MARRIAGE REDESIGNED PROGRAM  Schedule your MARRIAGE REDESIGNED FREE CONSULT  Join our Beauty Beyond Betrayal Sisterhood:   Healing from an affair: Heartbreak Recovery for Christian Women Grab your Free Ebook:   Broken Vows: Begin healing from the devastation of betrayal Email:   info@lisalimehouse.com WEBSITE:  www.lisalimehouse.com Got a question you want answered?  ASK HERE  

2026 will not reward excuses. It will reward discipline, clarity, and execution. In this episode, I break down the 8 rules that decide whether you win or lose in 2026. These aren't motivational clichés—they're the fundamentals that determine results in business, health, and life. The 8 Rules: Show up The 100% philosophy — show up all in Adopt an attitude of service — give Focus on your goals and dreams Take care of your body, your energy, and your fuel Commit to personal growth Keep moving forward with daily consistency Play to win, not just to avoid losing Ignore these rules, and the year will pass you by. Apply them, and 2026 can be your strongest year yet. This is a must-watch if you're serious about results—not just intentions. SUBSCRIBE TO MY YOUTUBE: www.youtube.com/@davidihill Follow David: www.davidhill.link  Grant Cardone  #davidihill #ringleadercrm #successrules #2026goals #personaldevelopment #mindsetmatters #discipline #consistency #playtowin #leadership #growthmindset #highperformance #entrepreneurlife #businesssuccess #goalsetting #grantcardone  

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Today we're sharing the tax loss selling secrets you need to know before 2026! We also talk understanding personal strengths and psychological limits in investing. It's good to avoid shiny-object strategies like day trading and prioritize risk management through diversification. We explore how market structure, valuations, and historical data suggest future returns may be lower and more volatile, making stress-testing portfolios and aligning risk with temperament essential. Remember long-term success comes from discipline, education, adaptability, and thoughtful strategy rather than chasing returns in overheated markets. We discuss...  Successful goal-setting focuses on small, repeatable actions over time rather than unrealistic short-term outcomes. Investors must design strategies that align with their psychological makeup, risk tolerance, and time availability rather than copying what appears profitable for others. Stop-loss orders can be dangerous in volatile or less-liquid markets due to slippage and market maker behavior, often leading to worse-than-expected exits. Markets can remain expensive longer than expected, making flexibility and balanced positioning more important than precise market timing. Concentration in high-performing assets like AI stocks or precious metals can lead to severe losses if momentum reverses sharply. Historical examples showed that long periods of weak or flat equity returns are normal following valuation extremes. Diversification across asset classes, regions, and styles was highlighted as essential for retirement sustainability and long-term wealth preservation. Static portfolios such as traditional 60/40 allocations were questioned, with an emphasis on active monitoring and adjustment as conditions change. Precious metals typically move in sequence, with gold leading, followed by silver and then platinum, often ending in unsustainable parabolic moves. Misuse of statistics, such as confusing average with median net worth, can distort perceptions of wealth and financial reality. Investment performance should be evaluated using geometric averages rather than arithmetic means to reflect true compounded returns. Emotional states like greed and fear often peak near market extremes and should signal the need for reevaluation rather than increased risk-taking. Political, macroeconomic, and election-cycle dynamics can temporarily suppress or amplify commodity prices, particularly in energy markets. Long-term success in investing depends less on prediction and more on preparation, adaptability, and disciplined execution of a well-structured plan. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/tax-loss-selling-secrets-777 

Are your tech stacks getting too tall to stand on their own?Hey, it's Mike Brewer—and in this episode of the Multifamily Collective, I'm unpacking two compelling headlines shaping our industry right now.Donald Davidoff's “AI Acceleration and the New Reality for Multifamily Operators.” It's not just about flashy tools. It's about the fatigue we're all feeling. From tangled tech stacks to vendor overload, Donald lays out what every owner and operator needs to hear. And guess what? We're tackling this head-on at the 2025 Cultivate Conference—my talk is all about tech fatigue.Then we pivot to the 2026 Property Maintenance Forecast from PropertyMeld. No fluff here—just pure insight. Want to know what separates the operational winners from the laggards? It's not just speed. It's early maintenance quality, intake accuracy, and vendor performance. Predictive maintenance is evolving, and if you're not evolving with it—you're falling behind.But here's the kicker: None of this matters without intentional organizational design. You can't automate your way out of chaos. You need alignment. You need clarity. You need the right people in the right seats.So, if you're leading in the Multifamily space—or want to—this one's for you.Like what you hear? Smash that like button, subscribe to the Multifamily Collective, and let's grow smarter, together.

Women are being put on hormones without anyone fixing the root problems — and it's wrecking their results. In this episode, we break down The 10 Commandments of HRT so you can avoid hormone chaos, wasted money, and feeling worse instead of better. We cover why progesterone MUST be paired with estrogen, why “start low and slow” matters, how testosterone impacts metabolism and mood, and why metabolic health, gut health, and liver detoxification are non-negotiable before and during HRT. If you're in perimenopause, menopause, or considering hormone therapy — this episode is your roadmap. *** CONNECT:

What if one insight could shift the way you move into the new year? In this special episode, I've pulled together the most powerful “pearls of wisdom” shared by mediums, healers, and spiritual teachers from past Spirit Speakeasy episodes — the advice they wish they had known sooner on their intuitive and personal journeys.Inside, you'll hear quick, soul-hitting guidance on trusting your gifts, navigating doubt, moving through grief or dark seasons, strengthening your intuition, setting real energetic boundaries, and remembering who you are as you step into 2026.These 14 clips are short, honest, and deeply human — the kind of reminders that land exactly when you need them.You'll hear insights on:✨ How intuitive/spiritual gifts truly unfold ✨ Letting go of comparison + external validation ✨ Why challenges can become spiritual turning points ✨ The mindsets that support abundance, purpose, and alignmentI'd love to hear your pearl of wisdom too. Email your insight (and the story behind it) to admin@joyfulmedium.comand tell me if you'd like your name shared or kept private, and you may even hear your pearl on a future episode.And keep an eye on your email inbox — a powerful New Year reset experience is coming in late January.Join me Live on Zoom for my Free Monthly Community Healing session! You'll receive a blend of Reiki (Energy Healing), Chakra & Aura Clearing & Balancing, Color Healing, Grounding, Cord Cutting, Trance Medium Healing & more. Get all the details & Sign up now to receive the link and replay for the next session! https://www.joyfulmedium.com/EventsGet Joy's Free "Sign Magnet" 3 Day Mini Course HERE https://www.joyfulmedium.com/sign-magnetJoy's Website: www.joyfulmedium.comInstagram: @JoyfulMediumTikTok: @JoyfulMediumFacebook: @JoyfulMediumFacebook Group: Joy's Soul SpaYouTube: Psychic Medium Joy Giovanni

Illinois gun law has evolved through confusion, court battles, and the lived experiences of everyday people simply trying to travel safely with their firearms. In this episode of On the Mic with Mike, Instructor Mike breaks down two landmark cases — People v. Diggins and People v. McDade — that every responsible gun owner needs to understand.From whether a center console counts as a “case,” to whether your gun case needs to be locked, these decisions shaped the way Illinois interprets safe firearm transport. And if you're a FOID card holder, a concealed carrier, a security officer, or someone who just wants to stay on the right side of the law, this is essential training.Instructor Mike cuts through the legal jargon and gives you clear, real-world guidance: • ✔️ What Diggins really decided about vehicle consoles • ✔️ Why McDade changed the meaning of “enclosed” forever • ✔️ The difference between “closed” and “locked” • ✔️ How these cases protect responsible gun owners • ✔️ How people get arrested because no one ever trained themUnderstanding the law is part of being a responsible firearm owner — and too many people are under-trained, not criminal. This episode keeps you informed, empowered, and prepared.This is not legal theory. This is practical knowledge that keeps you free.“This is Instructor Mike — and you've been trained.”

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US GDP utterly crushed it in Q3 and that was following Q2 when output supposedly was well more than expected, so two quarters in a row of booming numbers. So why isn't anyone buying it? To begin with, just look at gold and silver. Safe haven buying is literally off the charts. Bond yields didn't react at all. And consumer confidence keeps falling deeper into recession territory.Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Unlock your Week 17 fantasy football edge with 12 Must-Know Fantasy Football Stats for NFL Week 17! Keith Flemming and Kacey Kasem break down 12 must-know stats and trends to help you crush your lineup and waiver wire decisions. Whether you're rolling after a big Week 16 or battling back from a tough week, these insights give you the upper hand in your fantasy football leagues. - 12 Must-Know Fantasy Football Stats for Week 16 to Gain an Edge!Intro (00:00) Caleb Williams (01:37) Tampa Bay Offense (03:06)Kyle Pitts (04:55)Sam Darnold (08:03)Tet McMillian (09:10)Chase Brown (10:29) Chris Olave (12:00)Tony Pollard (13:47)James Cook (14:54)Joe Burrow (16:30)Trevor Lawrence (21:17)Brock Purdy (25:02)Subscribe for expert fantasy football advice, rankings, waiver wire pickups, and trade tips all season long! Subscribe for expert fantasy football advice, rankings, waiver wire pickups, and trade tips all season long! Like, comment, and hit the notification bell so you never miss our latest insights.

Back in October, foreigners sold a massive $61.2 billion in LT UST assets, the most since April. While that may sound like the “sell America” and Treasury rejection narrative from the summer, it's actually proof that the Fed's bank reserves are irrelevant. Remember October? Repo rates soaring. Use of the Fed's repo facility skyrocketed. Cockroaches and garbage lending. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

We just lowered the prices on all of our packages, and promo code 'GURU' gets you an extra 15% off of our already discounted 50% off price tag. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/plans#⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠/ Theo Gremminger breaks down the most important fantasy football storylines from Week 16 in this must-listen Fantasy Football Daily episode, delivering sharp, playoff-focused takeaways to help managers win championships. From historic performances by Puka Nacua and Jaxon Smith-Njigba to Matthew Stafford and Trevor Lawrence shattering expectations, Theo explains why trusting elite volume and elite quarterbacks still matters in December. He highlights late-season narrative shifts for Saquon Barkley, Chase Brown, and James Cook, digs into Chris Olave's target-monster role amid chaos in New Orleans, and celebrates massive growth seasons from Bijan Robinson and Kenneth Gainwell. The episode also covers tight end surprises, painful playoff duds, and key injuries that could swing Week 17 decisions, giving fantasy managers a clear, actionable roadmap as the postseason reaches its most critical point. Where to find us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://twitter.com/TheOGFantasy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://twitter.com/FantasyPts ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the Discord here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/media/discord#/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to Fantasy Points for FREE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/plans#/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast Transcription Here: Fantasy Points Website - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW! Data Suite - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://data.fantasypoints.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@fantasypts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #FantasyFootball #2025Rankings #FantasyFootballAdvice #NFL #FantasyFootball #WaiverWire #Week14 #FantasyFootball2025 #FantasyPoints #NFLFantasy #FantasyAdvice #Sleepers #WaiverPickup Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio roundup of selected biopharma industry content from Scrip over the business week ended December 19, 2025. This episode was produced with the help of AI text-to-voice and voice emulation tools. This time – Regeneron caught between success and expiry; Q3's top 10 drugs; Lilly's Retatrutide Raises Weight-Loss Bar; Pfizer stands by vaccines investment; and Sanofi Upbeat Despite Tolebrutinib Tribulations. Story links: https://insights.citeline.com/scrip/podcasts/scrips-five-must-know-things/quick-listen-scrips-five-must-know-things-XA4W4OYCVRCSNHW5ZL7TUFJF2U/ Playlist: soundcloud.com/citelinesounds/sets/scrips-five-must-know-things

Get my free Top Waiver Add at each position here: https://waiverwins.com/Grab The Blueprint here: https://bit.ly/TheFantasyBlueprintEverything You Know About Fantasy Football Just Changed(Data source credits: Player Profiler)Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. See terms at draftkings.com. Sponsored by DK.

Michael Zuber and Jason Hartman, are forecasting economic and housing trends for 2026. They discuss several key variables, including the unemployment rate, which Hartman predicts will slightly increase due to automation and artificial intelligence, but argues this will ultimately lead to greater prosperity and new industries. The conversation then shifts to interest rates, with Jason expressing optimism for rates hovering around six percent, partly due to the Federal Reserve's move back into quantitative easing (QE), which he believes will positively impact the housing market by increasing credit availability. They anticipate modest GDP growth and increased home sales volume for 2026, rejecting crash scenarios and predicting home price appreciation of around 3-4%. They conclude by affirming that inflation is the government's likely strategy to manage massive debt, which they see as a hidden wealth creator for real estate investors through inflation-induced debt destruction. #2026EconomicVariables #UnemploymentU3 #RisingUnemployment #AIandAutomation #IncreasedProductivity #InsatiableWants #EconomicProsperity #LuxurySectors #SpasAndMedSpas #CarAsAService #LowerInterestRates #QuantitativeEasing #MoneySupply #MortgageCreditAvailabilityIndex #HousingLockinEffect #AffordableHousing #NoForeclosureCrisis #MBSBuyingGameChanger #ScarceInventory #HousingPriceAppreciation #GDPBullish #ResilientEconomy #TheConsumer #InflationInducedDebtDestruction #RealEstateWealthCreation   Key Takeaways: 1:43 Where do you think these things go in 2026 9:39 Money supply and Quantitative Easing (QE) 13:46 GDPs and Recession calls 15:39 A crash in transactions versus price 17:58 The consumer  19:14 6 Ways to get out of this mess   Transcript HERE   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

AI is reshaping the workplace faster than most leaders realise — and the women who learn to work with it, not fear it, will be the ones who thrive in the next decade. In this episode, we cut through the fear, the overwhelm, and the “I'm not techy” thoughts, and talk about what Christian women actually need to know about AI — without the jargon. You'll learn: why AI isn't replacing leaders, but will expose leadership gaps how AI can make your leadership calmer, lighter, and more effective simple, practical ways Christian women can use AI every day why spiritual discernment, emotional intelligence, and character are now your greatest leadership assets why the future doesn't belong to the loudest leaders — but the wisest If you've been unsure, intimidated, or worried about “falling behind,” this episode will give you confidence, clarity, and a faith-filled perspective on leading in a changing world. Your Next Step If change or the future of leadership stirs up self-doubt, grab The Imposter Syndrome Blueprint — your private, Scripture-rooted confidence reset for modern Christian leadership.  

Start Healing Your Attachment Style & Unlock Your Core Needs. Free for 7 Days + Bonus Course for Life! https://attachment.personaldevelopmentschool.com/dream-life-free-course?utm_source=podcast&utm_campaign=dream-life-free-course&utm_medium=organic&utm_content=pod-12-12-25&el=podcast If you've ever felt torn between wanting love and fearing it at the same time, this episode is for you. Join Thais Gibson, founder of The Personal Development School, for a powerful deep dive into the core wounds of the Fearful Avoidant (FA) attachment style and what it really takes to heal them. You'll discover how FAs develop conflicting subconscious beliefs about connection, trust, and vulnerability and how those beliefs drive push-pull patterns, emotional burnout, and relationship anxiety. Thais shares her proven framework for identifying and reprogramming your own wounds so you can finally feel safe giving and receiving love.

We just lowered the prices on all of our packages, and promo code 'GURU' gets you an extra 15% off of our already discounted 50% off price tag. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/plans#⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠/ Theo Gremminger breaks down the most important late-season risers you must account for as the fantasy football playoffs kick off, headlined by A.J. Brown's dominant WR1 run, Michael Wilson's target avalanche, and Christian Watson's touchdown-driven surge. Theo digs into Chase Brown's rock-solid RB7 production, Travis Etienne's steady RB1/2 floor, and Jahmyr Gibbs lapping the field with week-winning upside. At quarterback, Trevor Lawrence and Joe Burrow look fully back in form, while Tyler Shough continues to surprise as a viable streamer. Tight end darts like Colby Parkinson and Colston Loveland round out a loaded list of playoff difference-makers, giving managers a complete roadmap for identifying which trends truly matter when everything is on the line. Where to find us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://twitter.com/TheOGFantasy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the Discord here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/media/discord#/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to Fantasy Points for FREE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com/plans#/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast Transcription Here: Fantasy Points Website - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.fantasypoints.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ NEW! Data Suite - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://data.fantasypoints.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/FantasyPts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@fantasypts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #FantasyFootball #2025Rankings #FantasyFootballAdvice #NFL #FantasyFootball #WaiverWire #Week7 #FantasyFootball2025 #FantasyPoints #NFLFantasy #FantasyAdvice #Sleepers #WaiverPickup Learn more about your ad choices. Visit megaphone.fm/adchoices

The world is in a tailspin and the darkness seems to be getting darker. Now more than ever represents the most critical time in human history and spiritual warfare is at an all-time high. So many people are listening to the lies of the enemy and abandoning the mindset of gratitude and as a result, destruction is coming in ways we never thought possible. With all of this in front of us, there is something we must understand. If there is any hope of fixing this problem, it will be found right here in Romans. To support this ministry financially, visit: https://www.oneplace.com/donate/1479/29?v=20251111

SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it.In this episode of Docs Outside The Box, Dr. Nii and Dr. Renee break down exactly why ACA premiums are increasing, what happens if Congress does nothing, and how this will impact:Medical studentsResidents & fellowsEarly-career doctors1099 independent contractorsLocums physiciansPatients relying on marketplace plansWhether you buy your own insurance or you care for patients who do — this episode gives you the real-world implications and action steps you need right now.In This Episode You'll Learn:✔️ Why ACA marketplace premiums could jump 40–60% ✔️ How expiring federal subsidies affect patients AND physicians ✔️ Why independent contractors will feel the biggest financial hit ✔️ The impact on hospitals, uninsured rates & ER volume ✔️ What doctors can do NOW to prepare (financial steps included)

In this special mentor roundtable, Michael is joined by long-time advisors Brad Tacia and Jonathan Nichols to break down what's happening in multifamily right now. They share the latest trends in deal flow, investor sentiment, capital raising, and student success—plus the strategies that are working best in today's market. If you want a clear picture of the current landscape and how new investors are getting deals done, this episode is for you.Key TakeawaysDeal flow is improving as interest rates stabilize and lenders stop granting extensions, pushing more assets to market. Investor sentiment is stronger than last year, and capital raising is easier with more certainty in the economy. Consistency wins — analyzing deals, making offers, and staying resilient through near misses is the path to success. Partnerships matter — deal finders and capital raisers together accelerate momentum and unlock bigger opportunities. Sample deal packages allow students to raise capital before they have a deal under contract, solving the “chicken-and-egg” problem. You don't need years of experience to get broker attention — consistency, communication, and a clear playbook build instant credibility.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session501/

Struggling with a child who won't listen or follow the rules?Are daily power struggles and constant arguing stealing the peace from your home?In this episode, Dr. Ray Guarendi, clinical psychologist, parenting expert, and father of 10, explains exactly what to do when consequences are not working and how to end the battles once and for all. His simple and practical strategies can completely transform your home and help you enjoy your kids again.He also shares his best tips for dealing with difficult adults. He is wise, funny, and gets right to the point. Do not miss this powerful and eye-opening conversation. Dr Ray's website: https://www.drray.com/Join our new Patreon community! https://patreon.com/lilaroseshow - We'll have BTS footage, ad-free episodes, and early access to our upcoming guests.A big thanks to our partner, EWTN, the world's leading Catholic network! Discover news, entertainment and more at https://www.ewtn.com/ Check out our Sponsors:-EveryLife Women: https://www.everylife.com/lila Buy diapers and women's health products from an amazing company and use code LILA to get 10% off!-Seven Weeks Coffee: https://www.sevenweekscoffee.com Buy your pro-life coffee and Save up to 25% with promo code 'LILA' & get up to four FREE gifts this Christmas season: http://www.sevenweekscoffee.com-Hallow: https://www.hallow.com/lila Enter into prayer more deeply this Advent with the Hallow App, get 3 months free by using this link to sign up! -Cozy Earth: Better Sleep, Brighter Days - Get the highest quality sleep essentials for 40% OFF at https://cozyearth.com/lila!

Today, Samantha Conner kicks off a two-part Five Minute Friday series breaking down the lifeblood of every retail business: inventory. And to understand inventory, we're taking it all the way back to where it begins — trade shows and markets. In Part 1, Samantha uncovers the biggest 2026 trade show trends every retailer needs to know, whether you're selling apparel, home and gift, children's, western, or anything in between. With over 25 shows attended last year, The Boutique Hub team has a front-row seat to what's changing — and how you can plan smarter. You'll learn: Why there are more trade shows than ever and what that means for you The rise of niche markets and how they can serve your business How major shows are leveling up with education, activations, and immersive experiences What retailers should consider when deciding which shows to attend Why inspiration at market is becoming just as important as the product itself  

In this first solo show for December, the host, Larry Hagner, comes to the audience with anger and urgency to discuss a massive, sinister online threat targeting children through seemingly innocent games like Roblox and Minecraft. Drawing heavily from a recent Sean Ryan Show interview with ethical hacker Ryan Montgomery (Episode 255), the host alerts parents to the dark fringes of the internet and a dangerous group, 764, described as a dark web cult with an "indifference" belief that lives and families mean nothing.   The episode features the heartbreaking, public post from Adam and Amanda Tate whose 15-year-old son, Bryce Tate, tragically took his own life after being a victim of sextortion. The host details how these criminals build trust, escalate quickly (the Tate tragedy occurred in just three hours), and use threats of public exposure to manipulate vulnerable children. Beyond sextortion, the episode warns about extreme acts of self-harm, pet-killing, and even violence against family members being coerced for things as trivial as Roblox Robux.   The host emphasizes that parental awareness is the only defense. He strongly recommends using a parental monitoring software like Bark (about $15/month) to monitor online chats, text messages, and social media, allowing parents to get immediate alerts and intervene before tragedy strikes. This is a passionate call to action for fathers to educate themselves, have ongoing, fruitful conversations, and protect their children's lives.   TIMELINE SUMMARY   [0:00] Introduction [1:47] Episode disclaimer for parents [2:22] Alerting parents to the "massive threat" in games like Roblox and Minecraft [3:35] How innocent games can be tampered with and made evil [3:59] Introducing the Sean Ryan Show and the interview with Ryan Montgomery [4:37] Episode 255 of The Sean Ryan Show: "Roblox and Minecraft. Hacker exposes the largest online video games." [5:22] Warning: Roblox is not safe; introduction to the online group 764 [6:07] The 764 group's belief in indifference and not caring about the welfare of children [6:51] Sharing the story of Bryce Tate (15) and his parents, Adam and Amanda Tate [8:57] The discovery: Bryce was a victim of sextortion—a serious and growing threat  [9:49] The extortion phase: demanding $500 and threatening to share photos.  [10:22] Bryce, believing his world was destroyed, was manipulated into taking his own life [11:11] The rapid timeline: the first message to the final tragic act occurred in just three hours [12:02] Episode recommendation: Sean Ryan/Ryan Montgomery interview  [13:13] Discussing extreme acts: forcing a 14-year-old girl to hang herself naked on video [14:08] Forcing kids to tattoo usernames, burn themselves, and kill their pets or parents/siblings on video [15:10] The shocking detail: kids are being coerced for Roblox Robux, not even real money  [16:49] Bark: Parental Monitoring Software [19:11] Call to parents: Make an effort to have ongoing conversations with your kids [19:35] The modern threat: the bully can be in your kid's bedroom, 25 feet away, and you have "no idea" [20:25] Conclusion: The only protection our kids have is us; a passionate final call to action.   5 KEY TAKEAWAYS   The Threat is Real and Sinister Online platforms like Roblox and Minecraft are being exploited by a large, sadistic group (764) on the dark web that preys on vulnerable children, escalating from sextortion to coercing extreme acts of self-harm and violence for Robux or recognition. Speed is Critical—Intervention Must Be Immediate. The sextortion process is incredibly fast. A child can be manipulated into a catastrophic decision in as little as three to six hours, as seen in the Bryce Tate tragedy, highlighting the crucial need for immediate digital awareness and monitoring. The Stakes Are Life and Death. These criminals are professionals who exploit children's innocence and sense of shame, often leading victims to take their own lives. The host argues this is a heinous crime, describing the acts as being "murdered... through his phone".  Awareness is the Only Defense. Parents cannot protect their children unless they know what is happening. The host urges parents to research the topic (especially the Sean Ryan Show interview with Ryan Montgomery) to understand the depth of the technological and psychological infiltration. Protect Your Kids with Technology and Ongoing Conversation. While open, ongoing conversations are vital, parental monitoring tools like Bark are essential for a safety net. Bark monitors 30+ apps and texts, sending immediate alerts to parents, allowing intervention within minutes to stop a fast-moving threat.   LINKS Podcast Shownotes: https://thedadedge.com/1409 Bark: Parental Monitoring Software: https://thedadedge.com/bark #255 Ryan Montgomery - Roblox & Minecraft: Hacker Exposes the Largest Online Video Games: https://open.spotify.com/episode/2GPd36fFPuLsBSlZp6WUvc?si=7BfOCdNOTzuoW4LkvHzyAA #JusticeforBryce - Adam Tate's Official Announcement: https://www.facebook.com/story.php?story_fbid=32876961955250751&id=100000911118224&mibextid=wwXIfr&rdid=nnmVU8LFIdec2oLO# Pentester: https://pentester.com Ryan Montgomery: https://www.youtube.com/@0dayCTF

Welcome back to Fantasy Focus! Daniel Dopp, Field Yates, and Stephania Bell are here to recap all the action from week 13. Can Bijan Robinson make a push for RB1 on the year? What is going on with Bears WR Rome Odunze? Is Rashee Rice the best WR to have in fantasy right now? Plus, the crew previews the Monday Night football matchup with the New York Giants taking on the New England Patriots. (00:00) - Intro and Welcome In (06:20) - Monday Morning Blitz! (25:20) - Main Takeaways Week 13 (49:50) - Notable Injuries (53:45) - Studs & Duds Week 13 (56:15) - MNF Preview Giants/Patriots (1:00:10) - Mailbag Questions! (1:03:35) - Thanks for watching! Learn more about your ad choices. Visit podcastchoices.com/adchoices