Purposeful Planning with Aspen Wealth Management

When money isn't an issue, should your teenager still work a summer job? In this episode of Purposeful Planning, we explore why summer employment remains valuable for teens from wealthy families. From building work ethic and financial literacy to funding retirement accounts early, discover how summer jobs provide benefits that money can't buy—even when you have plenty of it. Sources: https://www.aspenwealthmgmt.com/resource-center/lifestyle/does-our-kid-need-a-summer-job https://www.aspenwealthmgmt.com/resource-center/blog/protect-children-inheritance-trust The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Aspen Wealth Management is a registered investment advisor with the SEC. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

The difference between the Vanderbilt and Rockefeller legacies isn't just about money—it's about preparation. In this episode of Purposeful Planning, we explore how wealthy families can prepare the next generation to become responsible stewards of financial and philanthropic legacies. With $124 trillion expected to transfer between generations in the coming decades, the importance of communication, education, and values-based planning has never been greater. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/different-stages-of-the-financial-journey https://www.cerulli.com/press-releases/cerulli-anticipates-124-trillion-in-wealth-will-transfer-through-2048#:~:text=However%2C%20Gen%20X%20stands%20to,those%20recipients%2C https://www.aspenwealthmgmt.com/resource-center/estate/test-your-estate-strategy-knowledge https://www.aspenwealthmgmt.com/resource-center/financial-planning/next-generation-financial-leadership The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Our online presence extends far beyond social media in today's digital world. From email accounts and banking apps to photos, music, and even cryptocurrency, we all leave behind a digital footprint. This episode of Purposeful Planning explores the importance of including digital assets in your estate plan, the laws governing digital inheritance, and practical steps to help maintain your online legacy is properly managed according to your wishes. Sources: https://www.experian.com/blogs/ask-experian/what-is-digital-estate-plan/ https://www.uniformlaws.org/committees/community-home?CommunityKey=f7237fc4-74c2-4728-81c6-b39a91ecdf22 https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Everyone has an estate plan—whether they've created one or the state has one for them by default. In this episode of Purposeful Planning, we demystify some of the more advanced estate planning tools that go beyond basic wills. From charitable remainder trusts to grantor-retained arrangements, learn how these specialized instruments can help preserve your assets, support your favorite causes, and ensure your wishes are carried out efficiently. Sources: https://www.investopedia.com/terms/c/charitable-remainder-annuity-trust.asp https://www.irs.gov/charities-non-profits/charitable-remainder-trusts https://www.fidelity.com/viewpoints/wealth-management/insights/grantor-retained-annuity-trusts https://smartasset.com/estate-planning/grantor-retained-income-trust https://www.law.cornell.edu/wex/grantor-retained_unitrust https://www.aspenwealthmgmt.com/estate-planning The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Is midlife destined to be a crisis, or can it be a time of positive reflection and renewal? In this episode of Purposeful Planning, we explore how to transform the traditional "midlife crisis" into an opportunity for meaningful growth. Learn how to assess your accomplishments, realign your priorities, and develop a financial roadmap for your "next act"—whether that's a traditional retirement, a hybrid approach, or something entirely different. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/different-stages-of-the-financial-journey https://www.forbes.com/sites/jannfreed/2024/06/03/3-reasons-not-to-retire/ https://www.aspenwealthmgmt.com/resource-center/lifestyle/gratitude-and-retirement https://www.aspenwealthmgmt.com/resource-center/financial-planning/what-crisis-making-midlife-a-time-of-anticipation The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Life's big moments, like marriage and having children, are exciting milestones. These milestones do require thoughtful financial planning. In this episode of Purposeful Planning, we explore essential financial moves for newly married couples and first-time parents. From budgeting and emergency funds to insurance and estate planning, discover how establishing good habits now can create security for decades to come. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/different-stages-of-the-financial-journey https://www.aspenwealthmgmt.com/resource-center/financial-planning/good-financial-habits-for-young-couples https://www.investopedia.com/terms/1/529plan.asp The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

We all know compounding can grow our wealth over time, but what about applying this powerful principle to other areas of our lives? In this episode of Purposeful Planning, we explore how the concept of compounding can enhance your knowledge, daily routines, reading habits, physical health, and even your emotional well-being. Discover how small, consistent actions in these areas can lead to remarkable results over time—just like compound interest works with your investments. Sources: https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth https://www.aspenwealthmgmt.com/resource-center/lifestyle/compounding-its-not-just-for-finances The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Money talks can make or break relationships, but many couples struggle to find the right balance. In this episode of Purposeful Planning, we explore how couples can build stronger financial communication, understand different money personalities, and create strategies for discussing shared and separate assets. Whether you're newly married or celebrating decades together, these tips can help strengthen both your financial and emotional bonds. Sources: https://newsroom.breadfinancial.com/making-cents-of-love-and-money https://www.investmentnews.com/industry-news/financial-infidelity-credit-card-debt-behind-one-third-of-divorces/249211#:~:text=Financial%20infidelity%2C%20credit%20card%20debt,third%20of%20divorces%20%2D%20Investment%20News https://www.amazon.com/Purposeful-Planning-Aspen-Wealth-Management/dp/B0888121RM/ https://www.aspenwealthmgmt.com/resource-center/financial-planning/financial-communication-tips-for-couples The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Is tax efficiency driving your investment decisions? In this episode of Purposeful Planning, we explore how to balance tax minimization with wealth building. From retirement accounts to tax-loss harvesting, discover strategies that can help you maximize after-tax wealth without sacrificing long-term investment growth. Whether you're a seasoned investor or just starting out, these insights will help you make smarter decisions about taxes and your portfolio. Sources: https://www.aspenwealthmgmt.com/resource-center/tax/taxes-and-your-investment-profits https://www.aspenwealthmgmt.com/resource-center/blog/tax-wise-investing-team https://www.irs.gov/newsroom/401k-limit-increases-to-23500-for-2025-ira-limit-remains-7000 https://www.healthcare.gov/glossary/high-deductible-health-plan/ https://www.irs.gov/pub/irs-drop/rp-24-25.pdf https://www.aspenwealthmgmt.com/tax-planning The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

When you've been diligently saving for your child's or grandchild's education, having extra money left in a 529 plan might seem like a good problem to have—but it's still a problem that needs solving. In this episode, we're breaking down your options for unused 529 funds, from Roth rollovers to saving for future generations. Tune in to learn how to maximize those savings without taking a tax hit! Sources: https://www.aspenwealthmgmt.com/resource-center/blog/your-529-plan-and-secure-2 https://www.aspenwealthmgmt.com/resource-center/blog/financial-gifting-to-grandkids The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

As the year wraps up, it's time to check more than just your holiday gift list. In today's episode of Purposeful Planning, we're diving into essential year-end financial tasks to keep your financial journey on track. From revisiting your budget to maximizing retirement contributions and charitable giving, these tips will help you make the most of the remaining days of 2024 and set yourself up for a prosperous new year. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/year-end-financial-checklist https://www.aspenwealthmgmt.com/resource-center/blog/year-end-cash-management/ https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits https://www.healthcare.gov/glossary/health-savings-account-hsa/ https://www.fidelitycharitable.org/guidance/philanthropy/qualified-charitable-distribution.html https://www.aspenwealthmgmt.com/resource-center/blog/gratitude-and-retirement The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

What if being thankful could make your retirement happier, healthier, and even wealthier? In today's episode of Purposeful Planning, we're diving into the power of gratitude and how practicing thankfulness can improve your well-being, enhance your financial decisions, and give your retirement a meaningful boost. If you've ever wondered how to create a truly fulfilling second act, this conversation is for you. Sources: https://dornsife.usc.edu/news/stories/practicing-gratitude-can-improve-your-health-and-well-being/ https://cos.northeastern.edu/news/can-gratitude-reduce-costly-impatience/ https://www.tandfonline.com/doi/full/10.1080/17439760.2018.1497688 https://www.waterstonesl.com/blog/cultivating-gratitude-and-positivity-during-retirement/ https://www.ted.com/talks/susan_pinker_the_secret_to_living_longer_may_be_your_social_life?subtitle=en https://www.aspenwealthmgmt.com/resource-center/blog/different-stages-of-the-financial-journey https://www.aspenwealthmgmt.com/resource-center/blog/gratitude-and-retirement The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Thinking about ways to set your grandkids up for a brighter future? In this episode of Purposeful Planning, we dive into options for grandparents who want to provide financial support, whether it's for college, a first home, or even a head start on retirement savings. We'll explore everything from 529 education plans to custodial Roth IRAs, each with its own benefits and tax advantages. Stay tuned if you're looking for the best way to leave a financial legacy. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/the-gift-that-goes-with-everything-holiday-ideas-for-grandparents/ https://www.aspenwealthmgmt.com/resource-center/blog/financial-gifting-to-grandkids https://www.collegewell.com/private-college-529-plan/#FAQ https://www.investopedia.com/terms/c/coverdellesa.asp#toc-coverdell-education-savings-accounts-vs-529-plans https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Purposeful Planning, we're diving into a topic that may make investors feel like they're on a rollercoaster: market volatility. When the market takes unexpected dips and rises, it can feel unsettling, but just like turbulence on a plane, the best approach is often to stay seated and ride it out. We'll explore why long-term investment strategies typically outperform attempts at timing the market, and we'll look at data showing just how costly it can be to miss the market's best days. Buckle up, and let's navigate this ride together. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/market-volatility https://www.hartfordfunds.com/practice-management/client-conversations/managing-volatility/timing-the-market-is-impossible.html https://www.dimensional.com/sg-en/insights/looking-to-stick-the-landing-shake-off-the-volatility (MyDimensional login required) The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

With online scams becoming more sophisticated—thanks in part to advances in AI—staying safe online has never been more critical. In this episode of Purposeful Planning, we dive into updated tips and strategies to protect your personal and financial information. We'll cover crucial topics from traditional phishing scams to newer AI-driven schemes and share practical advice to keep you secure in an increasingly connected world. Tune in and learn how you can stay one step ahead of online threats. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Purposeful Planning, we explore the relationship between the financial markets and presidential elections. Many investors wonder how election outcomes affect their portfolios, but the truth may surprise you. From historical trends to the importance of diversification, we'll break down what really matters when it comes to making intelligent investment decisions during election years. Tune in to discover why focusing on what you can control is critical to long-term success—no matter who's in the White House. Sources: https://www.dimensional.com/ca-en/insights/highlights-what-history-tells-us-about-elections-and-the-market https://www.aspenwealthmgmt.com/contact-us-fee-only-advisors-fort-worth https://www.aspenwealthmgmt.com/resource-center/blog/presidential-election-and-the-markets The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Purposeful Planning," we seek to guide soon-to-be graduates through the essential financial steps to take as they transition from academia to the workforce. Discover practical advice on budgeting, saving, and debt management, and learn why starting with the right financial habits now can lead to a prosperous future. Sources: https://www.businessinsider.com/most-millionaires-dont-think-they-are-rich-2019-8#:~:text=Only%2013%25%20of%20millionaires%20think%20they're%20wealthy%2C%20according,influence%20how%20wealthy%20someone%20feels. https://www.cbsnews.com/news/wealth-what-net-worth-makes-you-rich-in-america/ https://www.aspenwealthmgmt.com/resource-center/blog/my-ship-came-in-what-do-i-do-now https://www.marketwatch.com/story/one-in-three-americans-who-get-an-inheritance-blow-it-2015-09-03 The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Purposeful Planning," we seek to guide soon-to-be graduates through the essential financial steps to take as they transition from academia to the workforce. Discover practical advice on budgeting, saving, and debt management, and learn why starting with the right financial habits now can lead to a prosperous future. Sources: https://collegepulse.com/blog/college-students-manage-personal-finances-money https://www.nerdwallet.com/article/finance/best-budget-apps https://finance.yahoo.com/personal-finance/average-savings-by-generation-194254649.html https://investor.vanguard.com/investor-resources-education/emergency-fund https://www.bankrate.com/banking/savings/emergency-savings-report/ https://www.amazon.com/Purposeful-Planning-Aspen-Wealth-Management/dp/B0888121RM/ https://www.aspenwealthmgmt.com/resource-center/pro-tips-for-those-graduating-soon The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Join us on "Purposeful Planning" as we explore the robust benefits of 529 plans for education funding. Whether you're a parent or grandparent, discover how these tax-advantaged accounts can support your student's educational journey from K-12 to college and beyond while offering you significant estate and tax planning advantages. Sources: https://www.aspenwealthmgmt.com/resource-center/blog/what-you-need-to-know-about-529-plans https://www.usbank.com/financialiq/manage-your-household/pay-for-education/using-529-plans-for-k-12-school-tuition.html https://www.savingforcollege.com/article/can-you-use-a-529-plan-to-pay-for-study-abroad https://www.savingforcollege.com/article/10-rules-for-superfunding-a-529-plan https://www.irs.gov/forms-pubs/about-form-709 https://www.usnews.com/education/best-colleges/paying-for-college/articles/what-to-know-about-paying-student-loans-with-529-plan-funds https://www.fidelity.com/learning-center/personal-finance/529-rollover-to-roth https://www.aspenwealthmgmt.com/resource-center/blog/fafsa-changes-2024-25/ https://www.aspenwealthmgmt.com/resource-center/smart-tips-for-529-plans The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

In this episode of "Purposeful Planning," we explore the financial journey through different life stages, from starting a career to planning for retirement and beyond. Join us as we share valuable insights and tips on focusing your financial strategies at each stage to help you maximize your resources and set a solid foundation for future generations. Sources: https://www.nerdwallet.com/article/finance/best-budget-apps https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions https://www.aspenwealthmgmt.com/resource-center/estate/no-kids-no-need-for-estate-planning-not-really The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

This episode of "Purposeful Planning" examines the essential changes to the FAFSA for the 2024-25 academic year. Whether you're a parent preparing to send your child to college or a student stepping into higher education, understanding these updates is crucial. We'll explore how the FAFSA has been simplified, the new terminology and guidelines, and strategic tips for utilizing 529 plans effectively without impacting financial aid. Sources: https://studentaid.gov/help-center/answers/article/fafsa-simplification-act https://studentaid.gov/h/apply-for-aid/fafsa https://www.tccd.edu/services/paying-for-college/financial-aid/fa-updates/#:~:text=Key%20changes%20include%3A,the%20IRS%20Direct%20Data%20Exchange. https://www.sec.gov/resources-for-investors/investor-alerts-bulletins/updated-investor-bulletin-introduction-529-plans https://www.theeducationplan.com/the-fafsa-simplification-act-and-what-it-means-for-529-accounts#:~:text=If%20the%20owner%20of%20a,aren't%20considered%20student%20income. https://www.aspenwealthmgmt.com/resource-center/blog/your-529-plan-and-secure-2 The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting, the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

This episode of "Purposeful Planning" challenges the common misconception that estate planning is only necessary for those with children. Whether you're single, childless, or just curious about the importance of a solid estate plan, join us as we explore why and how everyone should manage their legacy. We'll cover essential elements of estate planning, from wills to advance medical directives, and discuss the implications of not having a plan in place. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news." Sources: https://www.americanbar.org/groups/real_property_trust_estate/resources/estate-planning/probate-process/#:~:text=Probate%20laws%20are%20different%20in,for%20small%20or%20simple%20estates. https://www.investopedia.com/terms/p/powerofattorney.asp https://www.hhs.texas.gov/formas/advance-directives https://smartasset.com/retirement/what-is-testamentary-trust https://www.aspenwealthmgmt.com/estate-planning The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. This recorded posting utilizes AI generated voiceovers. While the Firm strictly prohibits the use of AI for advisory activities constituting investment advice, financial plans, portfolio analysis and management, and reporting , the use of AI for other purposes, such as voiceovers, is permitted and utilized for the firm's recordings. Hosted on Acast. See acast.com/privacy for more information.

Dreaming of retiring on the open road? This episode of "Purposeful Planning" is for those envisioning retirement as a journey across the country in an RV. Join us as we delve into the nuances of the RV lifestyle, exploring the joys, costs, and practicalities of life on wheels. Whether you're considering a Class A, B, or C RV or even a tow-behind trailer, we cover what you need to know to make an informed decision and enjoy a secure and satisfying retirement. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news." Sources: https://homeguide.com/costs/rv-cost#:~:text=Class%20A%20motorhomes%20cost%20%24100%2C000,challenging%20to%20drive%20and%20park. https://www.bishs.com/blog/travel-trailer-cost/ https://www.northerntool.com/products/let-s-go-aero-littlegiant-summithaus-camping-trailer-length-10-ft-width-8-ft-sleeps-4-model-t02035-01410-5521323 https://www.cruiseamerica.com/trip-inspiration/rv-gas-mileage https://www.marketwatch.com/guides/insurance-services/cost-of-rv-insurance/#:~:text=Key%20Takeaways%3A,expensive%20as%20%243%2C000%20per%20year. https://www.rvezy.com/ https://www.aspenwealthmgmt.com/resource-center/retirement/will-i-have-enough-income The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Join us on "Purposeful Planning" as we dissect the timely topic of managing a sudden financial windfall. Whether it's an inheritance, a lottery win, or another form of newfound wealth, it's tough to know where to start. This episode offers a strategic approach for planning your sudden wealth and helping it become a lasting benefit, covering everything from the initial steps after receiving a windfall to long-term wealth management and planning. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news." Sources: https://www.investmentnews.com/industry-news/archive/cfp-bets-on-lottery-initiative-5474 https://www.amazon.com/Purposeful-Planning-Aspen-Wealth-Management/dp/B0888121RM/ https://www.aspenwealthmgmt.com/resource-center/blog/my-ship-came-in-what-do-i-do-now The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

On this episode of "Purposeful Planning," we tackle one of the biggest concerns for those approaching retirement: income. Leaving behind the comfort of a paycheck can be intimidating, but with a well-structured budget, you can ensure a stress-free and financially secure retirement. Join us as we discuss practical steps for crafting a retirement budget that aligns with your lifestyle goals, explore budgeting frameworks like the 50/30/20 rule, and provide insights on managing your cash flow effectively. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we explore the critical role of the fiduciary standard in the relationship between financial advisors and their clients, mirroring the trust you place in your doctor or mechanic. Understanding what it means for an advisor to act as a fiduciary can significantly impact your investment strategy and overall financial well-being. Listen as we explain the fiduciary standard and why ensuring your advisor's interests align ideally with your own is essential. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

"Equity Compensation and Your Financial Plan" dives into the complex world of stock options and stock units within the landscape of equity compensation. This episode of "Purposeful Planning" guides listeners through the stages of a professional career, from the early years of accumulation to the considerations for retirement, addressing the critical aspects of taxation and diversification. Join us as we navigate the nuances of making equity compensation work for you, ensuring it aligns seamlessly with your broader financial objectives. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Join us on "Purposeful Planning" as we embark on a generational journey through the values, financial behaviors, and investment strategies that define Baby Boomers, Gen X, Millennials, and Gen Z. This episode delves into how each generation's unique experiences shape their approach to saving, investing, and planning for the future. With insights tailored to every listener, regardless of generational identity, we uncover strategies for navigating the financial landscape of today and tomorrow. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Deciding on your home in retirement is challenging. Do I relocate, downsize, or stay put? In our latest episode of "Purposeful Planning," we outline some of the pros and cons for each consideration.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we delve into a concern that looms large for those in or approaching retirement: healthcare costs. It's more important than ever to comprehend and prepare for these costs, as many Americans are concerned about how they will be paid. We'll look at doable solutions, such as clever savings plans and maximizing employer benefits, for reducing healthcare expenses in retirement. Listen as we look at the intricacies of Medicare, HSAs, and more, providing you with the knowledge to secure a healthier, financially stable retirement. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Dive into the digital realm of cybersecurity with us as we unpack essential tips to protect your financial information online. In a world where cyber threats lurk around every corner, equip yourself with knowledge and best practices to defend against potential cyberattacks. Learn how Aspen Wealth Management is committed to ensuring your financial well-being in this tech-savvy era. Stay informed and stay secure! If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Join us in this informative episode, where we explore the intricacies of Restricted Stock Units (RSUs) and Incentive Stock Options (ISOs). Understanding these forms of equity compensation is vital for many in today's workforce. We discuss strategically incorporating these options into your financial planning and managing the associated risks. Join the Aspen Wealth Management team and learn how to maximize the benefits of your stock options while maintaining a balanced financial portfolio. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

This episode of our podcast focuses on the financial strategies crucial for small business owners. From diversifying income streams to succession planning, we cover essential tactics to help entrepreneurs translate their business success into personal financial stability. Join us as we explore how small business owners can effectively manage their wealth, reduce risk, and plan for a prosperous future for their businesses and themselves. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Explore the transformative power of financial gifts from grandparents in this episode. We discuss how these gifts can extend beyond monetary value to impart vital financial lessons to grandchildren. From discussing investment growth in a 529 plan to setting up trusts and engaging with investment apps, we cover various ways grandparents can influence their grandchildren's financial future. Join us for an inspiring legacy and financial literacy conversation with Aspen Wealth Management. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we explore critical year-end tax strategies to optimize your finances before 2023 ends. From deferring income to maximizing retirement contributions, we cover essential moves that can significantly affect your tax bill. Tune in for expert insights and make the most of the remaining days of the year with Aspen Wealth Management's actionable advice. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Unlocking Medicare Open Enrollment: In this episode, we help you navigate the confusing Medicare enrollment process with ease. From essential resources and enrollment timelines to understanding various Medicare plans, we clarify this crucial aspect of retirement. Whether you're enrolling for the first time or adjusting your plan, arm yourself with insights and tools to make the most of your healthcare benefits. Plus, listen to how Aspen Wealth Management can guide your retirement journey. Tune in and make informed choices for a secure future! If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Is early retirement a realistic dream or a fleeting fantasy? In this "Purposeful Planning" episode, we dissect the complexities of stepping away from the 9-5 earlier than expected. From managing debts and securing healthcare to ensuring you're financially and mentally prepared for life post-work, get insights that could pave your way to a fulfilling early retirement—presented by Aspen Wealth Management If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this edition of "Purposeful Planning," we explore the intricate balance of the "sandwich generation" - individuals caught between supporting both their children and aging parents. Delve into key tax provisions that can offer relief amidst the rising costs of dependent care. Whether you're a mid- to later-career professional or simply want to be prepared for the future, this episode offers vital insights. Join us to unravel the financial strategies that can make a difference. Presented by Aspen Wealth Management. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Unveiling the landmark changes of SECURE 2.0 from December 2022, we delve into its impact on retirement plans and tax-favored savings, spotlighting the 529 education plan. Tune in to explore how SECURE 2.0 has crafted fresh opportunities for college graduates transitioning to the workforce through the revamped 529 plans. Secure your knowledge for a brighter financial future! If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Purposeful Planning, we explore the financial pros and cons of owning a vacation home. Real estate offers diversification and potential for rental income, but market risk and carrying costs should be carefully considered. Have a listen to some of the important pros and cons. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we delve into the crucial topic of transitioning into retirement and how it affects your insurance needs, with a focus on life and health coverage. Join us as we explore essential facts to help you navigate through the complexities and make informed decisions. Remember, knowledge is key, and by staying informed, you can confidently approach your insurance needs in this new chapter of your life. Don't miss out on this valuable episode of Purposeful Planning! If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

In our latest episode of Purposeful Planning, we discuss some special financial considerations for those who are considering or already involved in creating a new blended family.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Many philanthropically-minded families are uncertain about how to get started. We outline some initial steps you can take to get a philanthropic organization started on the right foot. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Explore the value of overcoming recency bias and concentrating on the time-tested investment principle of saving before investing in this audio series.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."Sources: 1. https://buckinghamstrategicwealth.com/resources/investing/buckingham-weekly-perspectives-august-24-20222. https://www.wsj.com/articles/bank-collapse-crisis-timeline-724f6458 3. https://www.thebalance.com/what-is-the-greece-debt-crisis-3305525 4. https://www.biography.com/crime-figure/bernard-madoff 5. https://www.thebalance.com/what-was-the-dotcom-bubble-5209336 6. https://education.nationalgeographic.org/resource/Y2K-bug 7. https://www.wsj.com/articles/when-americans-took-to-the-streets-over-inflation-11623412801 8. https://www.federalreservehistory.org/essays/savings-and-loan-crisis 9. https://www.washingtonpost.com/history/2021/05/13/gas-shortages-1970s/ 10. https://www.wsj.com/articles/35-ways-to-jump-start-your-emergency-savings-11590537591The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Explore the value of overcoming recency bias and concentrating on the time-tested investment principle of saving before investing in this audio series.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."Sources: 1. https://buckinghamstrategicwealth.com/resources/investing/buckingham-weekly-perspectives-august-24-20222. https://www.wsj.com/articles/bank-collapse-crisis-timeline-724f6458 3. https://www.thebalance.com/what-is-the-greece-debt-crisis-3305525 4. https://www.biography.com/crime-figure/bernard-madoff 5. https://www.thebalance.com/what-was-the-dotcom-bubble-5209336 6. https://education.nationalgeographic.org/resource/Y2K-bug 7. https://www.wsj.com/articles/when-americans-took-to-the-streets-over-inflation-11623412801 8. https://www.federalreservehistory.org/essays/savings-and-loan-crisis 9. https://www.washingtonpost.com/history/2021/05/13/gas-shortages-1970s/ 10. https://www.wsj.com/articles/35-ways-to-jump-start-your-emergency-savings-11590537591The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Explore the complexities of sequence risk in our audio series, which delves into the unpredictable factors that can impact your retirement planning. Learn how to mitigate sequence risk and build a strong portfolio.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Explore the complexities of sequence risk in our audio series, which delves into the unpredictable factors that can impact your retirement planning. Learn how to mitigate sequence risk and build a strong portfolio.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

As the economic landscape shifts, it's important to stay up to date on the latest developments. This audio series dives deep into the impact of interest rates and inflation on investment strategies so that you can make informed decisions. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."Sources: 1. https://www.federalreserveeducation.org/about-the-fed/structure-and-functions/monetary-policy 2. https://www.federalreserve.gov/boarddocs/speeches/1996/19961205.htm 3. https://cpiinflationcalculator.com/1980-cpi-inflation-united-states/ 4. https://www.wsj.com/articles/when-americans-took-to-the-streets-over-inflation-11623412801 5. https://en.wikipedia.org/wiki/Paul_Volcker 6. https://cpiinflationcalculator.com/1983-cpi-inflation-united-states/ 7. https://www.stlouistrust.com/insights/should-we-be-scared-of-inflation/ 8. https://en.wikipedia.org/wiki/Early_1980s_recession_in_the_United_States 9. https://magazine.wharton.upenn.edu/issues/spring-2016/how-to-see-the-future-and-know-it-when-you-see-it/ 10. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3882899 11. https://www.dimensional.com/us-en/insights/all-eyes-on-the-fed-a-look-at-federal-funds-rate-bond-return-and-term-premium 12. https://www.etf.com/sections/index-investor-corner/swedroe-rising-rates-increase-worries?nopaging=113. https://alphaarchitect.com/2022/03/factor-investing-premiums-and-the-economic-cycle/14. https://betterletter.substack.com/p/the-better-letter-chaos-is-a-friend?s=r15. https://www.dimensional.com/us-en/insights/are-concerns-about-inflation-inflated 16. https://alphaarchitect.com/2021/04/inflation-and-the-value-premium/ 17. https://www.wsj.com/articles/fed-raising-rates-bond-fund-strategy-11648825117 18. https://www.etf.com/sections/index-investor-corner/swedroe-rising-rates-increase-worries?nopaging=1 The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Crystal Marketing Solutions, LLC, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

As the economic landscape shifts, it's important to stay up to date on the latest developments. This audio series dives deep into the impact of interest rates and inflation on investment strategies so that you can make informed decisions. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."Sources: 1. https://www.federalreserveeducation.org/about-the-fed/structure-and-functions/monetary-policy 2. https://www.federalreserve.gov/boarddocs/speeches/1996/19961205.htm 3. https://cpiinflationcalculator.com/1980-cpi-inflation-united-states/ 4. https://www.wsj.com/articles/when-americans-took-to-the-streets-over-inflation-11623412801 5. https://en.wikipedia.org/wiki/Paul_Volcker 6. https://cpiinflationcalculator.com/1983-cpi-inflation-united-states/ 7. https://www.stlouistrust.com/insights/should-we-be-scared-of-inflation/ 8. https://en.wikipedia.org/wiki/Early_1980s_recession_in_the_United_States 9. https://magazine.wharton.upenn.edu/issues/spring-2016/how-to-see-the-future-and-know-it-when-you-see-it/ 10. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3882899 11. https://www.dimensional.com/us-en/insights/all-eyes-on-the-fed-a-look-at-federal-funds-rate-bond-return-and-term-premium 12. https://www.etf.com/sections/index-investor-corner/swedroe-rising-rates-increase-worries?nopaging=113. https://alphaarchitect.com/2022/03/factor-investing-premiums-and-the-economic-cycle/14. https://betterletter.substack.com/p/the-better-letter-chaos-is-a-friend?s=r15. https://www.dimensional.com/us-en/insights/are-concerns-about-inflation-inflated 16. https://alphaarchitect.com/2021/04/inflation-and-the-value-premium/ 17. https://www.wsj.com/articles/fed-raising-rates-bond-fund-strategy-11648825117 18. https://www.etf.com/sections/index-investor-corner/swedroe-rising-rates-increase-worries?nopaging=1 The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Crystal Marketing Solutions, LLC, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Proper asset location can be a challenge, but it's worth it to minimize taxes and keep more of your wealth. Learn about some key considerations in this audio series.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

Proper asset location can be a challenge, but it's worth it to minimize taxes and keep more of your wealth. Learn about some key considerations in this audio series.If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. Get this briefing hands-free: Subscribe free to this show as a daily Alexa Flash Briefing! Enable the skill here then say, "Alexa, news."The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.This material was prepared by Wendy J. Cook Communications, and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.