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Executive Summary In the third and final episode of the Prosperity Podcast's retirement series, Kim Butler and Spencer Shaw arrive at the topic most people want to start with: portfolio allocation. But three episodes in, the foundation is in place, and the numbers hit differently. Kim opens by explaining why the typical 60/40 stocks-to-bonds split is far more dangerous than most investors realize, and why the math behind it rarely matches the projections people are shown. The core problem is a triple drag: taxes, fees, and opportunity cost. Every dollar paid in taxes or fees does not just leave the portfolio. It removes that dollar's future compounding power for the life of the investment. Kim illustrates with a stark example run through Todd Langford's TruthConcepts calculators: a $2 million portfolio projected to grow to $14 million can, under the weight of taxes, fees, automatic rebalancing costs, and forced withdrawals during market downturns, shrink to less than $1 million in real outcome. The numbers were so surprising that Todd ran them twice on separate tools before Kim felt comfortable sharing them. The solution Kim presents is replacing the bond allocation, typically 40%, with whole life insurance cash value. In the analysis, doing so kept the overall portfolio close to its $14 million potential. Whole life cash value carries no market volatility, no tax drag, and does not create forced selling during downturns. Combined with a cash flow bridge, a separate liquid position you can draw from when markets are down, this structure prevents paper losses from becoming actual losses. The episode closes with a brief overview of two whole life strategies: the Infinite Banking Concept and the Rockefeller approach, and an open invitation to reach out to Kim directly at hello@prosperitythinkers.com for personalized guidance. Links & Resources Mentioned For resources and additional information of this episode go toEmpower Your Finances With Our Prosperity Podcast Empowering Parents, Nurturing Futures - Prosperity Parents Kim D. H. Butler Keywords 60/40 portfolio problems, portfolio allocation retirement, whole life insurance cash value, bond alternative investment, cash flow bridge retirement, opportunity cost investing, taxes fees retirement portfolio, infinite banking concept, Rockefeller approach life insurance, retirement portfolio strategy, prosperity thinkers, financial freedom, stock market volatility retirement, automatic rebalancing cost, TruthConcepts calculators, replace bonds whole life, wealth preservation, financial education, prosperity economics, retirement investment strategy Episode Highlights [00:00:00 - 00:01:49] Spencer frames part three and Kim explains why jumping to investments first skips the essential foundation. [00:01:49 - 00:03:14] Kim introduces the 60/40 stock-to-bond split and the common assumption that a 12% market return makes a 4% withdrawal risk-free. [00:03:14 - 00:04:47] Kim explains automatic rebalancing: how resetting from 65/35 back to 60/40 creates taxable events and fees every cycle. [00:04:47 - 00:05:52] The triple drag: taxes, fees, and opportunity cost. Every dollar paid out removes its future compounding power permanently. [00:05:52 - 00:06:53] The $2M to $14M to under $1M example. Kim introduces the finding that replacing bonds with whole life cash value recovers the $14M outcome. [00:06:53 - 00:07:31] Todd's verification process: HP 12C and TruthConcepts run in parallel to confirm the result before publication. [00:07:31 - 00:08:12] Who should be looking at this now: 30s, 40s, and 50s. Not 65. Though 65 is not too late. [00:08:12 - 00:09:35] The cash flow bridge: a non-correlated cash position that prevents selling a down portfolio and turning paper losses into actual losses. [00:09:35 - 00:11:12] Spencer's observation: bonds and typical retirement planning both produce slow attrition. Kim names whole life insurance cash value as the alternative vehicle. [00:11:12 - 00:13:41] Two whole life approaches: Infinite Banking (high cash value, low death benefit) vs. Rockefeller method (high death benefit). Kim invites personalized email conversations. [00:13:41 - 00:14:32] Spencer wraps the three-part series: control is returned to the listener. Retirement as a concept is reframed. Subscribe CTA.
Met de beursgang van SpaceX is Elon Musk de eerste biljonair op deze aarde. Naast zijn rijkdom heeft hij ook nog eens veel invloed op wat er in de wereld gebeurt: zijn satellieten van Starlink waarmee hij oorlogen kan stilleggen, zijn social media kanaal X waar hij de polarisatie nog wat kan aanvuren en zijn nauwe banden met Donald Trump. Heeft deze man te veel macht en te veel geld? Of is dit een fenomeen van alle tijden, denk aan mannen als Ford en Rockefeller? Te gast is cultuurfilosoof dr. Jelle van Baardewijk, die gespecialiseerd is in bedrijfsethiek. Aan hem de vraag of er een grens is aan rijkdom en aan invloed. Artikel van The Economist: https://www.economist.com/business/2026/04/16/could-ais-leading-men-become-as-powerful-as-ford-or-rockefeller
La Center resident Tim Petta draws a line from JP Morgan, Carnegie, and Rockefeller to Camden and Mac Spiller in Battle Ground — arguing that industrialists who created jobs, gave philanthropically, and reinvested in their communities built something worth repeating. https://www.clarkcountytoday.com/opinion/letter-what-made-and-can-make-america-great/ #Opinion #BattleGround #LaCenter #ClarkCounty #CamdenSpiller #MacSpiller #AmericanHistory #Philanthropy #ClarkCountyToday #Letters
Building wealth is one challenge. Preserving it, growing it efficiently, and passing it on to future generations is an entirely different game.In this episode, R. Kenner French sits down with financial consultant Mark Miller, partner at Hilton Tax and Wealth Advisors and manager of the Hilton Family Office. Together, they explore how family offices operate, why some of the wealthiest families in the world use them, and how many of the same principles can be applied by entrepreneurs, business owners, and investors who want to build long-term financial security.The conversation covers the origins of the family office model, the importance of coordinated financial planning, advanced tax mitigation strategies, succession planning challenges, and the growing role of artificial intelligence in wealth management.
As America approaches its 250th anniversary of independence, powerful forces including Rockefellers and others are working on a comprehensive plan to fundamentally transform America and “Refound” it, explained researcher and writer Lisa Logan in this interview on Conversations That Matter with The New American magazine’s Alex Newman. This refounding agenda involves a “color revolution” organized ... The post At 250, Rockefellers & Co. Work to “Refound” America With “Color Revolution” appeared first on The New American.
The Nobel family (which are the namesake of the Nobel prize), had a rags-to-riches story bigger than the Rockefellers or Morgans. The Nobel patriarch Emanuel fled debtor’s prison in 1837. He then travelled east and built a foundation for the largest oil empire in Russian history. Three generations of Nobels invented the world's first oil tanker, stopped the Royal Navy cold with undersea mines during the Crimean War, and outmaneuvered both Rockefeller and the Rothschilds in the world's first great corporate oil war. Then the Bolsheviks arrived. Lenin nationalized everything overnight, Stalin personally targeted the family patriarch for arrest, and the man who quietly made the Nobel Prize a reality had to escape revolutionary Russia in a horse-drawn cart wearing a disguise, with forged papers and three borrowed children to complete the ruse. It is one of the great lost stories of the nineteenth and twentieth centuries, overshadowing the very prizes that bear the family name. Today's guest is Douglas Brunt, author of The Lost Empire of Emanuel Nobel. We discuss how capitalism and Marxism grew up in the same Russian cities before their catastrophic collision, why Emanuel Nobel defied the King of Sweden to ensure his uncle Alfred's will was honored, and what it actually looked like when Lenin's pen stroke erased three generations of Nobel engineering genius in a single day. We explore this story of oil, revolution, and a dynasty that fueled the world and then vanished.See omnystudio.com/listener for privacy information.
The Nurses Report on America Out Loud with Gail Macrae, BSN, RN – We spend more on healthcare than any nation on earth, yet longevity stagnates or declines. This paradox traces directly back to decisions made in the early 1900s. Autism rates have risen from 1 in 50 children in 2000 to roughly 1 in 31 by 2022. Alzheimer's among those over 65 has climbed from about 10% to over 15%...
Walter Sterling sounds off on the first major COVID whistleblower hearings, raising questions about Dr. Fauci, gain-of-function research, the Wuhan lab, vaccine fallout, long COVID symptoms, censorship, school damage, and what he calls one of the biggest con jobs in modern history. Walter also dives into UFO disclosures, Ross Coulthart's reporting, Area 51, government secrecy, and why the public may finally be getting closer to the truth. Plus, Walter explores pyramid power, Nikola Tesla, ether energy, Tartaria, bricked-up windows in historic buildings, Rockefeller, Westinghouse, Edison, free energy theories, and how powerful interests may have buried technology that could have changed the world. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Nurses Report on America Out Loud with Gail Macrae, BSN, RN – We spend more on healthcare than any nation on earth, yet longevity stagnates or declines. This paradox traces directly back to decisions made in the early 1900s. Autism rates have risen from 1 in 50 children in 2000 to roughly 1 in 31 by 2022. Alzheimer's among those over 65 has climbed from about 10% to over 15%...
What if the answers you're searching for arrived long before you knew how to understand them? In this conversation, I sit down with Kip Baldwin, a filmmaker, producer, writer, and founder of the Just Love movement. Kip shares the extraordinary awakening he experienced at age 12 and how it set him on a lifelong path of exploring consciousness, love, spirituality, and human connection. From the music industry and sustainable agriculture to television production, ethical AI, and overcoming a traumatic brain injury, Kip's journey has been anything but ordinary. As we talk, Kip reflects on why fear has become such a powerful force in society, how love can transform the way we see ourselves and others, and why he believes lasting change starts with a shift in consciousness. You will hear stories of resilience, curiosity, and purpose, along with a vision for creating a better future for generations to come. I believe you will find this conversation thought-provoking, challenging, and full of hope. Highlights: 01:45 - How a childhood acting career sparked a lifelong passion for media and communication. 07:08 - Why confidence without self-awareness can become a liability. 16:32 - Lessons from the Kellogg School of Management that still shape business decisions today. 21:58 - Why listening beats talking in business, leadership, and life. 35:08 - How strong brands grow through awareness, not just loyalty programs. 01:05:02 - The three traits Zarko looks for when mentoring future leaders. About the Guest: Kip Baldwin knows his purpose for Being is to share all that LOVE is through his many solutions driven projects; using media in all its forms to help awaken individuals, and by proxy the collective, to the LOVE Paradigm emerging. He feels that in order for a new chapter of our story to be conceived for humanity, a mass imagining of our limitless potential is what is needed to bring about an age of compassion, empathy, collaboration, and oneness. Kip was born in 1965 to counterculture parents - in the midst of the maelstrom that was the decade of the sixties, in fact 1965 was the first year that scientists warned us about climate change - in Vancouver, Washington. His earliest years were spent on a farm where his grandparents raised thoroughbred horses. During this period grew in him a deep, abiding LOVE and respect for nature and all living things. It was around the age of twelve his life would transform forever, as he had an out of body experience that took him beyond the edge of Universe, even Space and Time, and face to face with the unknowable of Infinity. This experience became the foundation for his constant seeking since. Due to that experience Kip felt he must explore the world beyond the small town confines of Camas, WA where he grew up. His first attempt to break free was to do a brief stint in the Navy, where he was going to pursue a career as an electric technician, but because of a hereditary bleeding disorder he was given a medical discharge. However, a military career for him was clearly never really in the cards anyway. Although he was always grateful for the insight it gave him into the inner workings of our country, as he witnessed first the how the poor are literally cannon fodder for corporations, under the guise of them being heroes and patriots. Following his discharge, he returned briefly to the limits of his hometown, before moving to the San Francisco Bay Area in 1985 to pursue his passion for music and performing. He often jokes that he was looking for the San Francisco of the Haight/Ashbury, Peace and LOVE days, but arrived twenty years too late. What he found instead was the 80s hair metal band scene, whose songs that focused on partying, sex, and drugs were not compatible with his lyrics about awakening awareness and addressing the need for personal and societal change. In the late 90s, after becoming disillusioned by his beloved music industry - and always seeking solutions for the myriad of challenges facing humanity - he shifted his focus to local and sustainable foods. While this was certainly a worthwhile pursuit, it did little to fulfill his need to share LOVE'S Truth and create a collective shift in consciousness. But what it did do was make him aware that it was only going to be through the use of mass media that his message of LOVE could reach a large enough audience to affect real lasting change. This found him again heeding the call of the entertainment industry, first as an actor, then writer, and ultimately as a producer, with some success co-creating the influential cannabis series Weed Country for the Discovery Network (focusing on the countless benefits humanity can derive from marijuana, as well as our profound historical connection to the plant), co-founding the United Filmmakers Association, and starting the Just LOVE Movement. Ultimately, this led him to co-founding S.O.U.L. Documentary with creative partner and Soul Twin, Evan Hirsch who shares his passion, purpose and mission to heal humanity by embracing our innate oneness, which they both understand can only be achieved by accepting and grounding ourselves in the Reality of LOVE We Are. Ways to connect with Kip: Facebook: Just LOVE page: https://www.facebook.com/kipbaldwinjustlove Main page: https://www.facebook.com/kip.baldwin/ UFA: https://www.facebook.com/groups/Unifilmmakers LinkedIn: https://www.linkedin.com/in/kip-baldwin-975a3514/ Instagram: https://www.instagram.com/kipbaldwin?igsh=NTc4MTIwNjQ2YQ%3D%3D&utm_source=qr YouTube: Kip Baldwin: https://youtube.com/@thekiprowdy?si=LckMuhec40lWAicF Just LOVE: https://youtube.com/@justlove6463?si=QW1g4D2dlaHmJk8B S.O.U.L. Documentary: https://youtube.com/@souldocumentary?si=4HOwlV-pjFN6guYy Soul Twin Messiah: https://youtube.com/@soultwinmessiah?si=7ctLlmqjeOczkjO_ Additional must listen: Comfort You Song: https://youtu.be/Mi8D3AoDfRQ?si=y8RzIQPXP5ALJth1 A World Worth Imagining: https://youtu.be/Cx28t6_SGic?si=o4lWs7po3TBKx_3A Invitation. To Action: https://youtu.be/B8jUOUVCvJI?si=l4Pr7vWNDsnXX4wh AI work: www.luminaLOVE.LOVE About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes: Michael Hingson 00:03 One of the biggest things holding you back isn't what's in front of you, but rather what you believe. Welcome to Unstoppable Mindset, where inclusion, diversity, and the unexpected meet. I'm your host, Michael Hingson, speaker, author, and advocate for inclusion and possibilities. This podcast explores how the beliefs we carry shape the way we live, lead, and connect with others. Each week, I talk with people who challenge assumptions, face adversity head on, and show what's possible when we choose curiosity over fear. Together we focus on mindset, resilience, and the small shifts that lead to meaningful change. Let's get started. Hi everyone, I am your host Mike Hingson, and you are listening and or watching Unstoppable Mindset. We're really glad that you're here with us today. Our guest, the person I get the honor of chatting with for the next hour or so, is Kip Baldwin, who will talk a lot about love. He will talk a lot about a number of different things, he's been a director, he's been a producer, an actor. He has been published, although he hasn't published a book yet, but he's published poetry, and I'm sure he's going to tell us about that, and I don't want to give it away, so I won't. Anyway, Kip, welcome to Unstoppable Mindset. We're glad you're Kip Baldwin 01:40 here. Oh, thank you so much for having me, Michael. I look forward to having this conversation and sharing my story. Michael Hingson 01:47 Well, tell us a little bit about you, kind of. Let's start with the early Kip, growing up and all that, because I know you had some things along the way that were relevant and ought to be mentioned. So, why don't you tell us about the early Kip, and we'll go from there. Speaker 1 02:00 I was. I grew up in Washington State, little town called Camas. Although my earliest years were spent in a town called Battleground, Washington, and my family, we raised horses, Thoroughbred race horses. We raised at Portland Meadows, and so I'm kind of a farm boy at heart, at least that's how I grew up, but I had an experience when I was 12 that was definitely not your typical farm boy experience, I guess. I had gone up to Seattle, and this was maybe 78 to see a Seahawks game with the Raiders of my dad and dad, I had a good day, which wasn't always the case, and got home, and it was a, you know, five and a half hour round trip for kids, 12 year olds, a big time, and so I went to bed, and I promptly left my body, and now keep in mind I had never done any drugs. Out of body experiences, a household projection was not something that we talked about about the old farm around the farmhouse dinner table, and I floated over my bedroom. My awareness hovered over my body, and I remember very vividly you don't forget. I looked at my body and went, "I'm not in there. And then that immediately I left my house, I left the planet, I left the solar system, I let the galaxy, I let the universe, and the whole time all I can describe was kind of a presence, not a voice or anything, but just, are you taking all of this in? And sometimes words can't convey something so expansive and grand, and so I was taking in black holes and quasars and nebulas, and just flying through the, you know, time didn't really exist, but I was, I was traveling across the universe, and eventually I got outside the universe, and my awareness was turned in, and I could see how everything was connected, and how the universe itself was finite, and but that everything had a place, there was no less or greater than that, everything had a specific role, from the smallest particle to, you know, the largest star, and then my awareness was turned out to the blackness of infinity, and that you know you don't know at 12, you're just like, "Oh, this is happening, and I'm what's happening, and I'm taking it in, and what I didn't know is that would become my point of seeking that really became the rest of my life. Life, I think, had I been born in India, like say Ramana Maharishi, who had what I didn't realize until later, there's a name for what happened to me, and it's called a spontaneous awakening. My life would have probably been much different, but we don't live in a society that that really honors things like that, so it was a lot of me going on a journey of discovery and a weight and continual awakening until now, and it's an ongoing process, but that's where it really began with me being confronted with the fact that there there can't be a beginning or ending to anything, and the thought experiments that can't, that come out of that, and the way it opens your consciousness, I'm ever grateful for, although at the time it, it made me for a long time feel very apart, and it wasn't until I met with Dr. Dr. Dean Radin up at Noetic Sciences, and I told him my story, and he looked at me, and he went, "You go, that's not a usual experience, he said, "That's a mystical experience, and I was in my probably late 40s, maybe 50 at that time, and that was the first time in my life that someone had had said, 'Hey, what you, what you had was a really phenomenal experience, and I'm very grateful for him for saying that to me, because for most of my life, I'm running around talking about these profound things with people that I thought were incredibly important to share, and they didn't seem very important to people, and it wasn't until then that it hit me that it wasn't that they were important, that it was that they, they didn't really understand what I was talking about. Michael Hingson 07:03 Well, and in our society, as you point out, it's not something that is generally appreciated, and and people who have had those experiences or talk about them are generally looked down upon or frowned upon, and you know that's that's fine, but it doesn't change the fact, and so it must have been hard, especially at first, for you to talk about that. Speaker 1 07:29 You know, I was so excited at first, I was excited to share it with my family, and and it happened a couple more times, and it was so overwhelming that literally I would get to a point where my head, my physical being couldn't handle it anymore, and I would get up and vomit. It was that's how, how intense it was, like I just, I couldn't take in anymore. And so, at first, I was really excited to share it, because it was beyond wondrous. It was, it was truth. It was reality, and I, and on some level, I knew that instinctually. But then, when enough people sort of ignore you or act like something's unimportant, you stop talking about Michael Hingson 08:15 it. Yeah, Speaker 1 08:15 I never stopped writing about it. I never stopped experiencing it, and I didn't even really stop talking about it once I moved to California for the music business in 1985 I, you know, then I thought, wow, I mean, being a group of creatives and there's going to be other people that will understand what I'm talking about, but in the 80s music environment it really wasn't what people were, were talking or thinking about, and I was kind of in the same way, and again it wasn't until years later that I look back and I realized all this time I spent up late at night partying with people and stuff, and telling them about infinity, and, and they look, they, they must have been looking at me like I'm a complete idiot, because they really only cared about, you know, getting high or having sex, and I'm trying to have this profound conversation. Michael Hingson 09:16 So, when your family, when you told your family, how did they react? Speaker 1 09:20 They still don't understand it to this day. It just, oh, that's nice, you know. It actually, there were points in my life where it caused conflict with, especially my father, because when I would say none of this is real, he, he always considered him, and still to this day considers himself quite science physics buff, it wasn't something he was willing to accept, and, and even really have a reasonable conversation about. I would say that the things that got me through all these years was, you know, the universe. There's love, God, Brahmin, whatever you want to call it, it gives you what you need, and what it gave me throughout the years, and still to this day, is voices that made me realize I wasn't crazy, that I knew something really special. Probably the first thing, the first one I remember, like, that was Joseph Campbell being interviewed by Bill Moyers, and somehow I knew everything that Joseph Campbell was talking about, and I'm like, How can I possibly know these things? How can I possibly understand these things of this really brilliant, just beautiful soul? And throughout the years, it's been those touch those moments of going, oh, it hasn't been where I've heard someone go, wow, that's helped me awaken, it's been something that's helped me not feel insane and realize that the things that I'm sharing have been shared for 1000s of years, and by many, many minds and beings much greater than myself, and that that really probably kept me from losing my mind. Michael Hingson 11:10 So, you had this experience happen to you at 12. What did you then specifically do? I mean, not so much talking to people, but what did it do for you, as far as schooling, and what you did with your life? Speaker 1 11:27 I would.. it made me very.. in all honesty, it made school seem really trivial to me. It was kind of boring. I started writing a lot. In fact, something I wrote when I was 17 was called Life and Death, and it went: Life is just a symptom of certain death, crying and laughing until our last breath. Everything dies in true infinity. Then the mountains crumble into the sea, stars full from the night sky hit the earth, and then they die, lost in time. I don't know who I am. Am I a god or just a mortal man? Time can't change what I have found. Still, I am changed and bound, bound by the fears and bound by lies. Even now, the tears fill my eyes, gasping for every breath as I head for a certain death, clouds now pass overhead, and I realize how things are now that I am dead. Life is ending, life goes on like the lyrics to an endless song. Life and death, it's all the same. We exist only in our brain, and so there was a lot of that. It pushed me away from I was confirmed Zion Lutheran. I really couldn't stomach religious dogma anymore at that point. Um, just the hypocrisy, you know? Like, I remember I, I was talking to a new pastor we had, and he was informing me that my great grandmother, who is Jehovah's Witness, and these Mormon boys had come around, were trying to teach me about Mormonism, and I was just curious and open, always, and still am to this day. I don't judge. I would say that's another big thing that this gave me, is I don't, I see everything as equal, I don't, I don't judge everything, I don't judge anything as lesser thing greater than I don't judge good and evil in the in the same way that other people do, I see things as flows of negative of energy as we exist in a duality with this illusion, and this is just what we describe as good and you are really just flows of energy between the polarities of the duality, and so it pushed me, definitely, because I, when he said that my great grandmother was going to go to hell, and these Mormon boys were going to go to hell, I looked him in the face, and I just said, but I thought God was love, and that was pretty much the end of my church, Michael Hingson 14:04 my, my wife did, I think, some things in the Lutheran church, which mostly she was a Methodist, and I joined the Methodist church when we got married, and so on, but when she was in, I think this was when she was in high school, maybe in, I guess it was late high school, early college. She met some Mormon people, and one of them said, I guess she was learning about different religions, and so she was learning about Mormonism, and this guy said you're either going to think that this is a total hoax or you're going to just totally believe in it. Well, it wasn't quite that way for her. She did not think it was a hoax, and I agree with her, but there. There are things about the about all religions that tend to make life difficult. The problem with religion is that that people are are what make up the religion, and they all have their own views, and it makes life really tough. I know I participated in a program called the Walk to Emmaus, which is a what's literally called a short course in Christianity, and it's not to bring people to the Christian church, but it's to help create a class of leaders in the Christian church. Anyway, one of the things about the walk to Emmaus is that a number of people give lectures, people who have been involved in church, and then there are the pilgrims, the people who are coming to to learn what everyone has to say, and the lay director of the Walk to Emmaus every time gives a speech, and I was lay director once, and one of the things that is in the manual, or was I assume it still is. It's been a while, but it says that Tolstoy once said the biggest problem with Christianity is that nobody practices it, and there's a lot of truth to that. Speaker 1 16:13 But I think that I think you hit it right on the head that people are involved, like I, and I do want to clarify something, I, I believe very much that that Jesus was a master. Oh, Michael Hingson 16:29 absolutely, yeah, and, Speaker 1 16:31 and, but I also believe that people don't know what happened at the Council of Nicaea and understand how the Bible was actually constructed, not because it was based on Gnostic teachings or even really the teachings of Christ, but it was cobbled together as a means of control. If Caesar saw his soldiers be turning to Christianity when they wanted to find, you know, put together a book that really didn't express Christian truth or the truth of Christ, but a way, a means of controlling people through fear, and so if you, if you notice, all the books in the Bible are male. Well, left out of the Bible was the book of Mary, left out of the Bible, it's the book of Thomas, who, interestingly enough, there's a place in India where they all speak ancient Aramaic, and they worship the Book of Thomas, which there's always been a lot of discussion. Did Jesus go to India and study Buddhism? And because even the Book of Mary, these are very Buddhist beliefs, but anything, because we live in a patriarchal society, anything like the piece to Sophia, the book of Mary, the book of Stackle, all of these were intentionally kept out of the Bible, so it's not, I think it's not so much religion, it's the organ, it's the dogma that comes along with organized religion, which is really about people, you know, men using it to control and manipulate people through fear, Michael Hingson 18:14 all too much, all too often. It's, it's true. Speaker 1 18:18 Yeah, and it's interesting. I was watching last night, and it's funny. This is why, why you always have to be on a constant path of awakening. It never stops. If you think you've reached that pinnacle, or whatever, then they're not just ego. There's always more to know and understand. And I ran across this video on Tara, well, Tara is in Buddhism, basically in every religion that I am aware of, there's always the peace to Sophia, there's always the the story of the divine feminine that in large part is is is not. It was. It's largely been suppressed, and so I was, I was watching this, and it was just so fascinating to me to see how identical what Tara was in Buddhism, which this is what, when Tara, Tara is considered the ultimate goddess in the Buddhist faith. Well, when Tara came to earth in the story, she went to a bunch of, you know, Buddhist monks, and they said, "Oh, you know, they were so impressed by her, and they thought this was a compliment. They said, "Well, we hope you, you can reincarnate as a man, and she said, "No, she She said, I don't see things as male and female, but since nobody else wants to be the feminine, I will play that role. And it was just a profoundly interesting thing to listen to, not just because of the story, but because almost every faith that I'm aware. Of has that story of the divine feminine that has again largely been suppressed and marginalized, Michael Hingson 20:09 well, for you clearly that was a very meaningful experience. What did what did you then do, and I understand how you could imagine that maybe what was being taught in school wasn't quite as, as meaningful as what you had experienced, but you went on, I assume, through high school, and did you go to college? Speaker 1 20:30 I was, I went, I was an electron, I went to the Navy to be an electronic technician, but I had a bleeding disorder called Von Willebrand disease, and I found out after I was in for about a year. Well, you can't be in the Navy with that, because we can't carry with the limited space you have on ships, we can't carry the clotting factor you would need if there's a problem. So that was fairly short-lived. Then I went back to Washington and was working as a dishwasher for a while, then I worked as a male stripper, and, and I was then, which, which, you know, there was something really profound about that experience, because it taught me what women feel like to be objectified, and that's something that has carried me, carried a lesson. I, I find lessons in everything, even things that, wow, you know, what could you possibly learn positive out of having been a male stripper? Well, I learned how women feel, really, to be, you know, not looked at as anything more than an object, and then I really wanted to continue to, you know, pursue music, so a friend of mine, we loaded 65,000 pounds of frozen strawberries onto a semi truck, and like july 3, 1985 and got a ride to San Francisco, a city I'd never been to before. I knew nobody here. We got here, I had 25 cents in my pocket, and I used the 25 cents to call the one friend that I thought I knew that I could get a hold of here in or in in the Bay Area, and it was a wrong number, and so now I'm in a city at the Gray Home Bus Terminal that used to be in downtown San Francisco, we have no food, we have no place to live. We have nothing to, you know, we have nothing, literally. And that's where my journey began. As far as my story, my, my adult life, and my journey in the entertainment industry and the music business, that's how it all started. It started by loading 65,000 pounds of frozen strawberries under semi truck, telling, oh, and the cap around the story is I had worn my contacts for too long and I ripped the corny up both my eyes when I took them out, because I was wearing hard lenses, so I was functionally blind in the city I'd never been to before with patches over my eyes, and being led around by my friend, and luckily we found some very nice people that gave us a place to stay, and then I ended up meeting maybe a week after that, I met my first wife, who was Persian, and we were together for a long time. What was interesting about that is I've been introduced to so many different faiths through the people in my life, and because I haven't judged and tried to learn, like I, I learned through her about Islam, I learned through her about our Torcharianism, and we lived the rock and roll lifestyle for the 16 years we were together. She was a photographer. I wrote for a magazine called BAM. I played in bands. I managed artists like Linda Perry from The Four Non Blonde, or I worked with Linda Perry from Four Non Blondes. I managed Alex Skolnick, who is lead guitar player in Testament, and I did that for a long time until I started getting really disenchanted with music and really started to hate the business and started to hate music because of it, and so I ended up drifting into, I wouldn't say drifting into, I got drawn into visual media, and I started working. I met a guy at a club in San Jose, California, called The Agenda, and we were playing pool, and he was telling me, "Oh, he's the owner of this company called Metropolis Digital, and I was thinking, "My. Speaker 1 24:59 Music and music videos, and yeah, I want to get involved in this, so I started coming up with ideas, and he brought me into their company, because I got to know a lot of people through the music business and booking artists on different shows, like Letterman and Leno, and, and so I got to know how to work through those channels that it opened doors for me to be able to do on-air graphics for the networks, and so I did that until about, in fact, the last major project I did in that industry was with a company called Chaos X AOS out of San Francisco, and we did the 2000 election graphics for ABC nationally, and then I, I, that with the, the, the.com telecom crash of not of 2000 they pulled all of that sort of work in house, and so that business kind of dried up, and I changed my focus to working in local and sustainable foods. Michael Hingson 26:08 What got you to the point where you disliked Music so much? Speaker 1 26:12 The business.. it just.. it wasn't. I came here, and in all honesty, I was looking for the 60s, but I was 20 years too late, only to find out later I was actually 30 years too early, but I was looking for community, I was looking for family, I was looking for that connection, but what existed as far as the music industry then was the 80s hair band stuff, heavy metal was on the rise. It was very misogynistic. It wasn't. It was very competitive. There wasn't, it wasn't collaborative, it wasn't community related at all. And it really turned me off. It wasn't, it wasn't what I had thought being in an artistic community doing artistic endeavors would be about it, became very.. it just.. it just.. it just.. it just made me feel very empty, and that wasn't what I loved about music, and so that Michael Hingson 27:24 would be an issue, Speaker 1 27:25 yeah. It just value wise it was, it was not, you know, you, you got to do a show, and you've got the bands that are coming on after you, you know, playing with your amps, and it was just, it was, it wasn't, it wasn't fun, and it wasn't fulfilling. More importantly, it wasn't fulfilling. It wasn't, and I'm writing about while everyone else is writing about, you know, sex and drugs and all of this. I'm writing about the things that I thought were important. I was writing about the problems I saw in this country, like songs like Shock the System or the chosen few, and, and though that wasn't what people were writing about Michael Hingson 28:06 then, Speaker 1 28:06 and you know, even though the songs were good, and, and I've been told I'm talented, it was, I didn't, I didn't again feel like I fit in, you know, I didn't feel like I'd found my place, and certainly not in that world at that time. If Speaker 2 28:31 you enjoy Unstoppable Mindset and would like to help us continue bringing these conversations to you each week, we've created a way for you to support the show. Your contribution helps us cover production costs and continue sharing stories, insights, and ideas that inspire people to live with purpose and possibility. If supporting the podcast feels right for you, you'll find the link in the show notes. Thank you for being part of the Unstoppable Mindset community. Thank it Michael Hingson 29:04 certainly had to be a rough time all the way around, but then you, you found this person, and you joined their company, as you said earlier, Speaker 1 29:15 right? I started working for Metropolis Digital, and we started doing a lot of on-air graphics, like for TBS. We did their, their original movies. We did a lot of the opening graphics for it, and then I moved on to other companies, and and I, I then started focusing on on local and sustainable foods, and moved into doing stuff where I felt I was doing more, because at the heart of everything I've ever done, it's always been about trying to affect real change in the world, Michael Hingson 29:55 it's Speaker 1 29:55 always been about I could see very clear. Really, it doesn't surprise me where we're at today at all. I saw the problems with the system even at that age, and I give credit to that because of the experience I had with Infinity. It just allowed me to step back and perceive things from a far off perspective that I was looking at humanity in general and how we did things, and I'm just like, this doesn't make any sense. It doesn't make any sense for us to believe we're separate and apart from the very things that give us life from each other. It doesn't make sense from a spiritual perspective. It doesn't make sense from a scientific perspective. Yet, here's the system that we are a part of, and so I've always been very focused on trying to effect real change and find not just point out the problems but actually find solutions, and so that then led me into working in local and sustainable agriculture here in the Bay Area. So Michael Hingson 31:00 tell me more about the whole work that you did with Sustainable Foods. What was that all about? Speaker 1 31:08 Yes, I worked with a company, I was, I had handled all the sales and marketing for Drake's Bay Oysters out of Inverness, California, and Drakes Bay, before it was called Drakes Bay, was Johnson's Oysters, and they were the last oyster cannery in California. The family that owned the farm, they had taken it over from Johnson's. They were the Lenny family, who owned Ranch G across from the steroid, where the oyster farm was. Well, they, against my better advice, they made it a personal ownership thing rather than a California food heritage issue. So, eventually, when their lease came up on the rent, on the farm, the farm went away. Well, at the same time, I created new relationships. A very good friend of mine to this day is a gentleman named Brian Kinney, who is now the West Coast Chief Technology Officer for Hearst, and also the Hearst Family Archivist, but at that point in time he was running Hearst Ranch, which they, they had the Jack Ranch and the Hearst Ranch down around San Simeon. So I was at the forefront of the grass-fed beef movement as well, and we developed a human-grade grass-fed beef pet food about 10 years ahead of its time, which could be the story of my life. I'm always about 10 years ahead of where things actually happen, and I, I did that for about 10 years, and eventually I felt the calling to get back in the entertainment industry, and that led me to acting, and I did the acting mostly because I wanted to learn how things were done, and I very well, if I act in a whole bunch of student projects, or projects in general, and I'm behind the scenes, I'm going to learn, and, and that's exactly what happened. So, my very background led me to being a producer, and I created, you know, one of my most notable accomplishments that created this show called Weed Country for Discovery, which was about the medical marijuana industry here in California, just before legalization. How we got it on air before legalization, I don't know. We were named to the Hollywood Reporter top 25 heat list. We got some really great information out about CBD and helping with childhood epilepsy. The bad part of that was it was a reality television show, and I didn't know anything about reality television, so when I'm here in reality, I'm thinking documentary. Well, that couldn't be farther from the truth. And reality television has truly been a blight on on this country in particular, and probably the world in general. Michael Hingson 34:16 Yeah, I just gonna say not nearly as real as people think it is. No, no, I think I think probably this is just my opinion. The closest thing to so-called reality TV is the show Dancing with the Stars, because they're actually dancing all these other shows, and it's all sort of really scripted, but the people are actually dancing, which is kind of cool, Speaker 1 34:41 right? Michael Hingson 34:41 Even though I don't see it, I appreciate it. Speaker 1 34:45 Yeah, but even, even with shows like that, there's a lot of gin-up drama. There is behind the scenes stuff that's the worst part of things. Yes, they're like with our show, yes, people were really, you know, there's really stuff going on with can. Of this world that was really important, but what reality television does is it, it creates artificial drama. It does things to manipulate the characters in the show to make them look how they want, and they know, and people in general, my experience is that people, once you put a camera on them, they will do, they would do things to be in front of the camera that they would never do, even for more money, Michael Hingson 35:27 right, Speaker 1 35:28 in their regular lives. Michael Hingson 35:30 Well, and I think there is, there's a lot of truth to that. And the whole thing, as you said, as far as reality TV, we're not giving people a true picture of reality with most of any of that anyway, which is unfortunate. I think I mentioned I'm a fan of old radio and television, and so on. And one of the shows that I've watched a fair amount is The Old Ridge. Well, it's the second time they were on, but Dragnet with Harry Morgan and, of course Jack Webb as Joe Friday, and they did a lot of shows talking about drugs and marijuana and all that, and how bad it is, and it's kind of interesting because what we're seeing today is that in reality the medical aspects of marijuana or cannabis and CBD oil, and so there's there's true relevance there, which is something that they didn't know or appreciate in the late 60s. Speaker 1 36:31 Well, but the thing that our history with the cannabis plant goes back 50,000 years to Burger Banks, China, it's been, and if we take all of the medicinal recreational uses out of it, it is the most one of the most versatile plants that we have. It was used, I mean, our money was made out of hemp. Hemp is cannabis sativa. Dollar bills are made out of hemp. It was used for fuel. It was used for building. Henry Ford built an entire car out of hemp in 1942 which you can go see the video of on YouTube, and they're beating on it with knacks. The plastic resin they made out of it was 40 times stronger than steel. It ran on hemp fuel, a byproduct of which was water. It also, in 1931 the Hearst family, which was interesting, they ended up working with them, bought and sequestered the plans for a decorification machine that made it easier to process hemp than cotton kids, it's a much more durable fiber. In 1938 covered Popular Mechanics, they called him the billion dollar crop, saying you could make 25,000 different items out of everything from fine linens to dynamite, and that was really what what what, why the prohibition against the plant started. Why they did you know shows like Reefer Madness or create films like Reefer Madness to create this hysteria around, at best, an innocuous plant in comparison to soulmate tobacco, in comparison to alcohol, even if people did want to use it. It's, it's, it's relatively harmless by comparison, or just in general, and actually very beneficial. You know, I have a traumatic brain injury, and I think without it, I probably wouldn't, I probably wouldn't eat very much. I probably wouldn't sleep right, I barely sleep as it is, and sleep I do get is because of cannabis, but beyond my point, and I always try to make this clear to people, is like up until even the prohibition against the plant actually started with the Catholic Church, with the Pope Innocent, who until the 1400s cannabis was in the anointing oils. Cannabis was grown by monks, cannabis was grown by nuns, and then in this pope decreed it the devil's weed, and they, you know, banned it. So it's, it had, and there, and why, and you'd say, well, why did they do that? Well, they did that because at that time in the 1400s you were having opium addiction on the rise, you were having, you know, much, much more alcohol use. Well, these are extremely addictive substances, and much more easy to manipulate and control people than it is with cannabis, which in general creates.. I wish I could remember the quote exactly, but Carl Sagan said, you know, why we have a prohibition on a plant that you know creates good feelings amongst people and unites people is in this, you know. A really crazy world is, is, is madness, but it all comes back to money, and it all comes back to who's profiting. So, why did they create the probation? Well, the hearse, the Rockefellers, and the DuPonts, they saw how hemp would affect each of their industries. We wouldn't need oil if we'd grown hemp and use that as fuel, in fact, it was the Rockefellers who went to Henry Ford and said, "If you take this car to market, we'll crush you. And this was Henry Ford at the height of his power, DuPont chemicals that were.. we wouldn't have needed.. we wouldn't have put like this.. we would not have the planet, the environmental devastation we do now. How do we use this, as Henry Ford said? Why are we digging up, and Henry Ford was certainly no saint, but he was right on this. Why are we digging up our minerals? Why are we cutting down our forests when we can do all the same things with this infinitely renewable resource? This is a part of the canvas story that still is largely not discussed openly enough. Michael Hingson 41:08 Yeah, I think there's a big difference between the story you're telling and the kind of uses you're talking about, and smoking it, and so on, and I, I think we put way too many funny things in our bodies, anyway, right? I think that that isn't this isn't a positive thing, but you're right, we, we've used so many things to create so many fears, it is, it is something that is all around us. Fear is all around us, and the problem is we let it overwhelm us. I wrote Live Like a Guide Dog that got published last year because when I worked in the World Trade Center, I was able to focus when I escaped, and I was able to do that because I had developed a mindset that said, you know what to do in this kind of an emergency, even though never expected it to happen, but the problem is that most people don't learn how they can turn fear around, and rather than letting it overwhelm or blind them, as I would put it, they can use it as a very powerful tool to help them stay focused, which is much more important. Speaker 1 42:23 Yep, I agree with that 100% I think, and then that you hit it right on the head. Fear is a very powerful tool. It's necessary. No, don't touch the burning stove. It can be a cautionary tool of saying, hey, don't go down this path, don't do this. It's bad when fear becomes the foundation for your entire culture, as it is now. Michael Hingson 42:51 Yeah, and and it is so unfortunate because don't touch the burning stove doesn't mean don't be afraid of the stove. It rather means there's a consequence for doing a particular thing, which is touching something that is that hot. But you shouldn't create an environment of fear around it. You should create an environment of understanding, which is much more important. Yeah, it's Speaker 1 43:20 like it'd be, it'd be very silly if we went, oh my god, it's like the stove gets hot, so I'm never going to use a stove. My Michael Hingson 43:29 wife was in a wheelchair her whole life, and the one thing I will say with our modern world is we always had electric appliances because she was always concerned about if using a gas stove, having to reach over one burner, perhaps it had something on it to get to something else with the idea of possibly material igniting or something like that, and I appreciate that, and you take advantage of the tools that you have available, but I think that it is so very important to recognize that we need to not live our lives in fear, and it's true that, like, 95% of all the things that we fear will never come to pass, and most all of it we have no control over anyway. So, why do we fear them rather than recognizing what we really need to do is to just focus on the things over which we truly have control. Speaker 1 44:25 Yes, and I think even the idea of control from my perspective is something that is overrated. It's like the most important thing, if you want to have control, it's exactly what we're talking about, it's when you choose to live from the foundation of love, as opposed to fear. So, no matter what happens to me in my life, and no matter how hard, how challenging it is, I'm going to come from a place of love, and right now. Don't most of us live exactly the opposite. No matter what happens to them in their lives, they're coming from a place of fear. Michael Hingson 45:06 Yeah, and that's Speaker 1 45:08 not healthy. Michael Hingson 45:09 And nowadays we're also living in an environment where we're even afraid to talk to other people and voice opinions, because well, that's not what I think. And so you're wrong, and we don't, we don't respect. Tell me about your just love movement. Speaker 1 45:25 Well, you know, I, I had coming out of the music business and everything, I was, I was literally killing myself drinking, I mean, literally, like, I lost half my liver function, and I was going to die, and, but I wasn't afraid to die. I was.. I realized that if I didn't find a way to feel fulfilled and feel that I was. I had a purpose in the story that I needed to find a quicker way out. I didn't get in any, like, car accidents, I wasn't arrested, nothing. I was just killing myself, and it just got so bad that literally my leg stopped working. That's how, how, how much damage I'd done to myself, and, and so, coming out of that, I made the decision. I wrote down a list of things I was going to do, and one of those things is I was going to start writing every single day, and I, through a variety of different sources, you know, I did that experience with infinity became synonymous with love to me, and then I had an experience where I, I, I started a filmmaking organization called the United Filmmakers Association, and it was basically the philosophy of it was creatives helping creatives create, and was global. We still to this day have chapters 27 different countries, about 30,000 35,000 members total. And I walked into a filmmaking event that we were hosting, and there was about 100 people there, and I realized I was in love with everyone in the room, and it was, it was so like that love, like just when you fall in love, and you're like, you want, you can't imagine not talking to that person at that next minute, and I realized in that moment that this is not only how we can feel about everyone and everything, but how we're really supposed to feel about everyone and everything, and so I came up with the concept of just love, which is, is a very.. it, those are very heavy words to put together, just love. It has so many layers of meaning to it, and so I thought, wow, if we could just love, and from that I I've written every day and shared through social media for 12 years now something having to do with love and what I do is I combine it with other wisdom teachers throughout history who've been sharing the same information and the things I write are literally downloads. They'll come to me in the silence every day, and I haven't missed a day - head injury, sickness, whatever. I haven't missed a day of posting in 12 years about something having to do with love, and Speaker 3 48:37 then Speaker 1 48:37 accompanying posts from other people, far, you know, other beings far more advanced than I am to show that what I'm sharing isn't new. It's been shared forever. It's foundational to what we are. Like love has been so marginalized and trivialized that we, we forget that, like, I, you know, the experience I had with the minister when I was, you know, younger, and I said, well, I thought God was love. I still to this day believe God is love, and God, and we are God. Michael Hingson 49:11 Yeah. Tell me about you. Something you mentioned, you had a traumatic brain injury Speaker 1 49:17 10 years ago. I was, I was in a, I was in, in between projects, so I was driving Uber, and I, a guy, an Uber driver, ran a stop sign in San Francisco and T-boned me, and my head took the brunt of the impact, and I started having really severe neurological problems, severe stabbing pains in my head, my teeth were hurting, I any sort of exertion would leave me just absolutely drained, and so for about three years I was, I was being seen at UCSF, and we never got to the bottom of it, so I was recommended. Um, to a neurosurgeon at Sutter by a counselor I was seen, and I walked in, and within 10 minutes he said, 'Oh, you have trigeminal neuralgian and brain stem damage, and we can do a microvascular decompression, and you're going to be all better. And at that point in time, I was in the middle of getting ready to release a film called A World Worth Imagining, which was about a gentleman named Jacque Fresco, who is considered the Leonardo da Vinci of our time. He founded something called the Venus Project, and we went to his compound in 2017 and he was 101 He was actually contemporary of Einstein. He knew Einstein, brilliant inventor, but at his core, he knew he was a social engineer, and he knew that we had to address our programming if we were ever going to change what was happening in the world and ever be able to avail ourselves of the solutions that he designed of a new economic model called a resource-based economy, because the reality of it is, until we stop self-wounding, there's not enough band aids for the guy that keeps hitting himself in the head the hammer, so we have solutions to all of our problems, but we create problems more quickly than any solution could ever fix, so I was getting ready to release that film, and wow, this sounded like a miracle. I'm going to have this surgery, and I'm going to be all better. Well, it, I had the surgery September 20, 2019 I, it didn't make me better, it made me worse, and it turned out that the surgery was a misdiagnosis, and that they botched the surgery, so I have Teflon implants in my at the base of my skull, inside my brain, that are now constantly agitating my brain stem, along with a titanium plug that is placed right at the junction point to all the major nerves in my head, so they can't undo it, and there's really no medication that helps, and so it's.. it's.. I wouldn't wish it on anyone else. I'm.. I guess I'm.. I'm very fortunate I have the tools I do to manage it, because they also, they call what I'm dealing with the suicide disease, because a lot of people who have it end up killing themselves. The kicker on the whole story is the guy that did my surgery is Elon Musk, partner Neherlich, and so coming soon I'm going to, I unfortunately, I was in two more car accidents at the end of last year that made everything much worse, neither of them were my fault, and once I get through these, these car accidents I'm dealing with, I'm going to go public with my story, because so I mean, in a much bigger, you know, a focused way, because there's so many people signing up for Neuralink, like it's the new iPhone. I have nothing against technology, if it can help you, if you're a paraplegic, and or you have some something that this can fix, great, but two and one, the people, the human test subjects they've tried this on are having tremendous difficulties, and so I want to let people know it's like I wouldn't wish what I'm dealing with on anybody, and for you to allow someone to try to implant something in your brain just because you want to be a cyborg human being, and you're looking at the new iPhone is a really stupid thing to do, and that these people don't. We've given people in technology again. I'm not against technology at all, but I think we've also allowed ourselves to believe that these people who write code and create technology are are gods, and they're not. They're it's just a new way of sharing information and computing things. Speaker 1 54:14 It's, it's, you know, it's just another advancement from the printing press to the radio to tell to television, from the calculator to the computer, and now we're where we're at, and we've allowed ourselves to believe that these people have created an alternative reality, and they have it. Everything that they do runs off the same real world in resources. So, I, I really want to help the mill, because literally millions of people are signed up and ready to have this stuff implanted into their brain and I think it will be a disaster for humanity. Michael Hingson 54:49 I hear what you're saying, and I'm not convinced that a lot of that is really sensible to do either. I think there are tools and there are. There are things certainly that can help people, but I have yet to see that any of this is going to lead to such a tremendous paradigm shift that all of it is going to be all that great for humanity as a whole. I'm not convinced of that at all. Speaker 1 55:17 It could be, but the problem is, is like any other tool, it's how we use it. Social media is an inherently bad thing. It's in here, it's bad because of how we're using it. Sure, because we're using it to divide people and share misinformation, where it could be an incredibly powerful tool for communication, but that's not how we're using it. Same thing with AI. AI could be a tremendously powerful partner in addressing pretty much all of our problems, and I mean, and at the core of, like, Jock's work was the idea that AI basically would manage all the world's resources and share them with equanimity, because we don't have a resource shortage problem, we have a resource sharing problem, but that's not how we're using AI. We're using AI to create fake girlfriends and boyfriends and only fan models, and and take away people's jobs, and and that's not AI's fault. That's the people who control AI's fault, and they want people to be afraid of AI, but again, it's, it's just a tool that's being misused. Michael Hingson 56:24 Well, like, like so many, and, and I hear exactly what you're saying. Tell me about S O U L Speaker 1 56:33 Sold, Soul documentary is really interesting, because the day I got in my car accident was the day I was supposed to meet my partner Evan Hirsch, who had wanted at the time he was looking for a producer to help him do a series on Bernie Sanders and teaching Bernie to not be as angry and come across more from a place of love, and he wanted to follow the campaign around. Well, by the time we got it pulled together, Bernie was out of the campaign, and so we started talking about, well, do we want to do anything together. So we then set about something called Soul Documentary, and originally it stood for Summer of Unconditional Love, because we were covering all of the events for the 50th anniversary of Summer of Love, which was in 2017 So our goal was to find what we called solutionaries, people like Jock, and interview them, and then share also our own understandings of things through hundreds and hundreds of videos that we did over the course of eight years, as well as recording three albums under the name of Soul Twin Messiah, which all were about the same things we were doing. Our films about all founded in love, all about love. Every song contained love in it, and our whole purpose was just to show people we do have solutions to our problems, and to talk about how we have to have a shift in consciousness, and we have to have a new system if we are going to change anything. It's like what Einstein said, to expect things to be different when you keep doing the same thing over and over again is insanity, and I think we see, we see that we live in an insane, a completely insane world right now. I mean, the things that I see happening, and how we've let it sort of creep in, like the things that we've normalized in the past 10 years, like we literally have people that are cheering, murdering people on it's, it's, it's hard for me to, to even fathom, and I think it's hard for most people, and I think that's why they just sort of block it out and allow it to happen, because they really can't process it. They really can't process how inhumane we've become. Michael Hingson 59:06 Well, so what is next for Kip? What's next for you? Speaker 1 59:10 What is boy? I'm mostly trying to get through every day with this head injury. I spend a lot of my time in bed, just because I can't do anything, I, you know, even now I'm, I'm in a lot of pain, and it's beyond pain, it's actually, it literally hurts to think, it's, it's in my brain, and I have swelling in my brain because the cerebral fluid back, anyway, it's so dealing with that, but then the universe keeps love, God, whatever keeps bringing me stuff, and so I, I'm trying right now to be part of putting together a new, let's see, we'll call it Live Aid meets Woodstock. And we're going to, we're trying to put together a global music festival with the focus of addressing the needs of children, because I'm really tired of all this lip service that people do about, oh, kids are a future, we got to care, care about our kids. Well, where is that happening? Where is that happening that we're caring about our kids? Where, you know, is it happening with trying to suppress the Jeffrey Epstein files? Is it happening as you know, you look at, say, the conflict between Israel and Gaza, and I'm not, I don't pick sides and things, but I want to help people understand the reality of the situation, and this goes for Ukraine and Russia as well. It's like, who loses in all of this? Well, the children do. Who wins? The people that are getting $50 billion in defense contracts, and, and I really.. my, I'm at a point in my existence where if my story was over tomorrow, I would be okay with that, if I knew that kid, that the future generations had an opportunity to have a better tomorrow, or at least an opportunity to screw up everything on their own. Michael Hingson 1:01:11 Well, I would like to think it's the first really my Speaker 1 1:01:14 focus is Michael Hingson 1:01:16 I'd like to think it's the first one of those that they have a future rather than screwing it up on their own, but of course, we are. I know, I know, I joke, but, but, but we are a race that doesn't tend to do a very good job of learning from history most of the time. So I hear what you're saying. Speaker 1 1:01:34 Yeah, it's really kind of well, even if people even understood the rise and fall of empires, they would see that we're at the end of the Western Empire. It's, and they follow very specific patterns. The hyper-sexualization of the culture is one of the signs of the end of every empire, and is really kind of interesting, is that they make a free empire, they, and there's a good documentary called The Four Horsemen. It's with Colonel Larry Wilkinson in it, Norm Chomsky, and one of the interesting things that took me a second to understand why this was a bad thing is they make celebrities out of their chefs, and I'm going.. that's kind of a weird sign. Why is that so bad? It's gluttony. It's gluttony because we forget why we do these things. Why? Well, why are we making love? We've forgotten that. It's turned everything's entertainment. Our food is no food is so you eat, and so you can go out and live your life and do things, we've turned everything in, we've removed it so far from the source of why we're doing things, just basically oftentimes just because it makes a buck to get people addicted to things, whether it's food or sex or whatever, that this is what happens in every empire, we become, we become completely detached from the very things we need to survive. Michael Hingson 1:03:09 Yeah, I hear you. If people want to reach out to you, and I hope they do, how will they do that? Speaker 1 1:03:17 Probably easiest way to do that, would be a couple ways. You can, you can find me on Facebook, Kip Baldwin, Instagram, Kip Baldwin. Those are the easiest ways. I also encourage people to look at a website that I have called Lumina Consulting, or Lumina Love dot love is the website Lumina Love dot love, and the whole purpose of the of what I'm doing there is ethical AI, human ethical AI human communications founded in love, because I realized that part of the problem that we're having with AI are the people that control AI, who are making the avatars for their own ego, and AI is a child, it only knows what we point it to look at, like it knows the definition to every book in the library, but who's giving it perspective? Well, the people that are giving it perspective are really broken human beings, you know, the Peter Thiels, Elon Musk, when you really understand who they are in their childhood, Elon Musk was horribly abused. He was, he was almost beaten to death being bullied. His father is a complete monster. The same, the same thing with saving Donald Trump, his mother wouldn't even touch him. You look at most, you look at all of these people that have obscene amounts of wealth, and what you find is truly damaged people are trying to fill the hole in their soul with wealth and fame, and so having these people in control, being the one telling AI what to think and how to pursue. Receive things is very dangerous, and so my goal has been, and I deal with multiple platforms, is to teach AI about love, is to teach AI about philosophy, is to teach AI about human history, and it's really, it's really the results have been really quite remarkable. It wasn't something I ever planned on doing, and but I knew I wanted to get involved with AI in a meaningful way, and so my first words to AI were, I know this may sound strange, because I approached it not asking it to do something for me, I approached it trying to teach it something. Michael Hingson 1:05:35 Right, well, I hope people will reach out and chat with you more and continue the conversation that we started today, but I definitely want to thank you for being here, and I want to thank everyone for listening. Can you believe we've been doing this for more than an hour already? It's pretty cool. Speaker 1 1:05:52 Wow, Michael Hingson 1:05:54 I know. Well, thank you all for listening. I hope, Speaker 1 1:05:57 and I hope, I hope we become new friends, and I really hope you Michael Hingson 1:06:01 keep and I want to, I want to definitely do that, absolutely by any standard, and as Speaker 1 1:06:07 much as we've covered during this hour and 10 minutes or so, we could go another day, or Michael Hingson 1:06:16 I hope all of you will let me know what you think of today, and I hope that you thought very positive thoughts wherever you're listening or watching. Please give us a five star rating, and more important than that, please give us a great review. We love people to review and talk about the stories that they hear. And speaking of telling stories, if any of you want to be a guest, and Kip, if you know of other people who ought to come on the podcast, we're always looking for people to come on and tell their stories and talk about us, so please don't hesitate to do that, Speaker 1 1:06:47 and I'll be more than happy to come back to talk about other things as well. Michael Hingson 1:06:50 Well, we can do that absolutely by in, and I do Speaker 1 1:06:53 want to, I do want to say to everybody, just love each other, it's really that simple, it's really that easy, it sounds only because we've been programmed not to believe in it, but when you move from fear to love, it transforms you entirely. Michael Hingson 1:07:09 Great way to end. Well, thank you again for being here. We really appreciate it. Speaker 1 1:07:14 Thank you, my friend. Michael Hingson 1:07:17 Thank you for being here with me on Unstoppable mindset. I hope today's conversation left you with a fresh perspective, a new insight, or at least something worth thinking about. If you're ready to go deeper into the ideas that shape how we see ourselves and others, I have a free gift for you. Head over to michaelhingson.com and download my free ebook, Blinded by Fear. It explores the invisible beliefs that hold us back and shows you how to reframe them, so you can move forward with clarity and confidence. Be sure to subscribe to our podcast, leave a review, and share this show with someone who can use a reminder that growth starts with mindset. When people think differently, we all move forward together. Thanks again for listening. Keep learning, keep questioning, and keep choosing to live with an unstoppable mindset. 1:08:18 Thank
Allie was joined by Megan Basham, culture reporter for the Daily Wire, to discuss her investigation into the After Party, a curriculum written by Curtis Chang, David French, and Russell Moore, which is being pushed onto churches in an effort to bring Christians of different political backgrounds together. Megan shares how this curriculum not only fails at its objective but is funded by secular progressives: Rockefeller Philanthropy Advisors. We discuss why Rockefeller's interest in bankrolling Bible studies is a red flag, including the fact that among the other initiatives funded are organizations that are pro-LGBTQ and pro-abortion. What's in the After Party curriculum and what message is it really sending? We also look at the "AND Campaign" and how it is also funded by the Rockefellers. We explain how politics is a way to love our neighbor and why getting it right matters for the church. --- Timecodes: (01:12) What is The After Party? / Rockefeller funding (07:50) What are their motivations? (15:00) What's in the curriculum? (32:28) The AND Campaign / moral equivalence (42:53) X / Twitter exchange about abortion / politics in Christianity (49:20) Can Christians vote Democrat? Links: Megan Basham: "Follow the Money to The After Party" https://www.firstthings.com/web-exclusives/2024/01/follow-the-money-to-the-after-party --- Relevant Episodes: Ep 607 | John MacArthur, Hillsong Documentary & SBC Drama | Guest: Megan Basham https://podcasts.apple.com/us/podcast/ep-607-john-macarthur-hillsong-documentary-sbc-drama/id1359249098?i=1000558899144 Ep 920 | Russell Moore, David French & the Fake Threat of Christian Nationalism | Guest: John Cooper https://podcasts.apple.com/us/podcast/ep-920-russell-moore-david-french-the-fake-threat/id1359249098?i=1000638231068 Ep 508 | My Response to John Piper, Tim Keller & Big Eva https://podcasts.apple.com/us/podcast/ep-508-my-response-to-john-piper-tim-keller-big-eva/id1359249098?i=1000539092606 Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: https://sharethearrows.comShare the Arrows is sponsored by:A'del Natural Cosmetics: AdelNaturalCosmetics.comRange Leather: RangeLeather.com/ALLIEWe Heart Nutrition: WeHeartNutrition.comBuy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": https://www.toxicempathy.com ---► Buy Allie's book, "You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love": https://alliebethstuckey.com/book► Subscribe to the podcast:iTunes: https://apple.co/2UVssnPSpotify: https://spoti.fi/2FwkXxj► Connect with Allie on Social Media: https://twitter.com/conservmillenhttps://www.instagram.com/alliebstuckey/https://facebook.com/allieBlazeTV/► Relatable merchandise – use promo code 'ALLIE10' for a discount: https://shop.blazemedia.com/collections/allie-stuckey
¿Y si el problema fuera tu mejor entrenador? En este episodio de Grandes Aprendizajes, el libro “El obstáculo es el camino” de Ryan Holiday te muestra, con estoicismo práctico, cómo convertir cada bloqueo en avance. La clave está en tres pilares simples y potentes: ver la realidad sin drama, actuar con inteligencia y cultivar una voluntad que no se rompe. Lo contraintuitivo se vuelve herramienta: lo que te frena, te impulsa.Entre historias que enganchan —Rockefeller aprendiendo en plena crisis, Edison reinventándose tras un incendio, Amelia Earhart usando el sesgo como trampolín, Clooney reencuadrando audiciones, Grant imponiendo calma bajo presión y Marco Aurelio entrenando la mente en campaña— el episodio aterriza todo en un esquema aplicable hoy: define tu situación sin adjetivos, elige una micro-acción de 15 minutos y comprométete con un hábito mínimo. Si cambias tu lente, cambias tu movimiento. ¿Listo para probarlo con el obstáculo que tienes delante?Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/grandes-aprendizajes--5720587/support.Newsletter Marketing Radical: https://marketingradical.substack.com/welcomeNewsletter Negocios con IA: https://negociosconia.substack.com/welcomeLibro "Libertad Financiera" Gratis: https://borjagiron.com/libertadMis Libros: https://borjagiron.com/librosSysteme Gratis: https://borjagiron.com/systemeSysteme 30% dto: https://borjagiron.com/systeme30Manychat Gratis: https://borjagiron.com/manychatMetricool 30 días Gratis Plan Premium (Usa cupón BORJA30): https://borjagiron.com/metricoolNoticias Redes Sociales: https://redessocialeshoy.comNoticias IA: https://inteligenciaartificialhoy.comClub: https://triunfers.comThis content is under Fair Use: Copyright Disclaimer Under Section 107 of the Copyright Act in 1976; Allowance is made for "Fair Use" for purposes such as criticism, comment, news reporting, teaching, scholarship and research. Fair Use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. I do not own the original content. All rights and credit go to its rightful owners. No copyright infringement intended.
Official Emailtalkinwithtopher@gmail.comCryptid and Kinhttps://cryptidandkin.com/(instagram) https://www.instagram.com/cryptidandkin/?hl=en=(YouTube) www.youtube.com/@CryptidAndKinTopher's The Mail Box Guys(facebook) https://www.facebook.com/share/1C6cbtm8eA/(instagram) https://www.instagram.com/the_mailbox_guys/?hl=enSocial Media(linktr.ee) https://linktr.ee/talkinwithtopher(instagram) https://www.instagram.com/talkinwithtopher/?hl=en(twitter) https://twitter.com/_conderman(snap chat) https://www.snapchat.com/add/cconderman?share_id=HiV14moKPns&locale=en-US(tik tok) https://www.tiktok.com/@talkinwithtopher?lang=en(Facebook) https://www.facebook.com/christopher.condermanTime Stamps(00:00:00) Start(00:01:21) The way I am Dressed(00:02:19) Glitter is made of WHAT!(00:07:36) Tesla Gun is the Original D.E.W.(00:10:29) Unicorns are real(00:17:10) Disney Cruise employees caught with child p**n(00:20:36) Hantavirus is linked to TSJ and IHS(00:25:45) How to destroy the white race the biggest enemy(00:29:17) is fuel being sabotaged to cause prices increases(00:33:07) minister warned us of Zionism 30 yrs ago(00:38:04) This plan for us was written in 1871(00:42:06) Alcohol is used for mind control(00:44:56) The Rapture is not real(00:51:01) Rockefeller 2018 patient switch you on and off(00:55:21) clip from early 90s seducing children(00:57:18) hope for Hollywood through Mel Gibson(01:00:34) You don't start out a Flat Earther(01:03:55) hiding the earths true shape disconnects us from god and safety(01:06:46) Bluebeam getting started(01:08:47) 16th amendments making taxes permanent(01:12:16) Barabar Caves(01:16:12) my ancestry 3% Viking(01:18:42) Princess Olga the VikingEpisode Linkshttps://www.facebook.com/share/r/18aCQWquw6/https://x.com/SternDrewCrypto/status/2055031177405493588?s=20https://www.facebook.com/share/v/1LNRwauSkm/https://www.facebook.com/share/r/18TLvkT9Wn/https://www.facebook.com/reel/994246816609603/?mibextid=9drbnH&s=yWDuG2&fs=ehttps://youtube.com/shorts/X3s6RKJqX_s?si=idwRp6ss2-JAbVK8https://www.facebook.com/share/v/1J2AKyGwkc/https://www.facebook.com/share/v/1D2NPZSJoW/https://youtube.com/shorts/Fg58c2f4log?si=vZ-SpvaL_zjHsB9yhttps://youtube.com/shorts/RXESaSWZ68E?si=NrhwK07kcQK7wBmRhttps://www.facebook.com/share/r/1K4G5hgJzM/https://www.instagram.com/reel/DYGWU0RgTkI/?igsh=ZjBrdjNkM2ZyYmZkhttps://www.facebook.com/share/r/1KZw3jyZoJ/https://www.facebook.com/share/p/16xRwgpHuq/https://youtube.com/shorts/WTL8jAeP8Hg?si=ILmAHF-V1rOKLVZohttps://www.facebook.com/share/v/1JGoHU4qEi/https://www.facebook.com/share/v/1Dt54tV4Sy/https://youtube.com/shorts/ggbZS84Ox0E?si=8SyabL9DzVRGGF9ahttps://www.facebook.com/share/v/1QfNguL3Ru/
Join the Conversation at 303-477-5600 or text to 307-200-8222 Monday - Friday from 3 pm - 6 pm MT. https://RushToReason.com HOUR 1 Storm Warnings, Oil Realities, And The Innovations That Built America John Rush, joined by Dave from Veteran Windows and Doors, shares practical advice for Colorado homeowners as storm season approaches. They offer tips on protecting your home and making upgrades that boost both comfort and safety. Fresh from vacation, John Rush brings sharp cultural insights before launching into a global thrill ride covering Iran, Trump's Middle East chess game, and the wild forces shaking up the world's oil markets. Then, take a whirlwind trip through the fascinating and strange history of oil, packed with industry legends like Rockefeller and Ford, whose bold moves still ripple through our lives today. As storms lash Colorado's Front Range, John closes the hour with urgent weather warnings and real-world advice revealing why even the toughest vehicles can be swept away by floodwaters. It's a fast-paced hour of history, energy, and survival you won't want to miss. Timestamps 1:08 - Dave - https://www.veteranwindowsdoors.com HOUR 2 Baseball Battles, Big Tech Questions, And A Truck Built For Colorado John and Richard Rush ignite Hour 2 with a high-stakes baseball showdown, as team owners battle over salary caps and floors. Will the fight for fairness and competitive balance spark a lockout that could derail the whole season—and upend the future of the game? Richard also delivers a detailed review of the 2026 Toyota Tundra TRD Pro and highlights why Toyota owners remain among the most loyal truck buyers in America. Next up, Norman Woods from South Dakota Family Voice joins for a lively debate on digital dangers, tackling kids' online safety, smartphone traps, and whether tech giants should step in to protect minors. It's a fast-paced clash of free speech, parental rights, and the urgent need to keep kids safe in today's wild digital world. The hour wraps up with a spirited debate on restaurant etiquette and the hot topic of child-free fine dining, fueled by passionate listener calls. It's a rapid-fire finish to an hour bursting with sports, tech, automotive takes, and bold opinions on parenting and culture. Timestamps 1:08 - Richard Rush 15:22 - 2026 Toyota Tundra TRD Pro review 29:24 - Norman Woods - https://sdfamilyvoice.org HOUR 3 Iran, Gas Prices, and Business Lessons Hidden In Everyday Life Hour 3 explodes with John Rush and Jim Pfaff of the Conservative Caucus, diving into the hottest issues on the global and political stage—Middle East showdowns, conservative strategy, and President Trump's bold moves on Iran. With uranium fears, Supreme Court drama, and sky-high gas prices, this segment asks: could these headline-grabbing stories decide the next election? Then, the hour pivots to a fiery look at the restaurant world—sparked by the child-free fine dining debate. John and listeners dig into why so many businesses miss the mark, the pitfalls of bad management, and what it really takes to win customer loyalty in a crowded market. Expect candid takes on tipping, atmosphere, and the ever-controversial family-friendly debate. John's decades of business wisdom tie it all together, revealing how smart companies stay ahead by truly listening to customers—whether it's Red Lobster's fall, Burger King's bold moves, or the secrets behind unforgettable dining experiences. It's a high-energy hour packed with leadership lessons and real-world insight. Timestamps 1:12 - Jim Pfaff https://theconservativecaucus.com
Join the Conversation at 303-477-5600 or text to 307-200-8222 Monday - Friday from 3 pm - 6 pm MT. https://RushToReason.com HOUR 1 Storm Warnings, Oil Realities, And The Innovations That Built America John Rush, joined by Dave from Veteran Windows and Doors, shares practical advice for Colorado homeowners as storm season approaches. They offer tips on protecting your home and making upgrades that boost both comfort and safety. Fresh from vacation, John Rush brings sharp cultural insights before launching into a global thrill ride covering Iran, Trump's Middle East chess game, and the wild forces shaking up the world's oil markets. Then, take a whirlwind trip through the fascinating and strange history of oil, packed with industry legends like Rockefeller and Ford, whose bold moves still ripple through our lives today. As storms lash Colorado's Front Range, John closes the hour with urgent weather warnings and real-world advice revealing why even the toughest vehicles can be swept away by floodwaters. It's a fast-paced hour of history, energy, and survival you won't want to miss. Timestamps 1:08 - Dave - https://www.veteranwindowsdoors.com HOUR 2 Baseball Battles, Big Tech Questions, And A Truck Built For Colorado John and Richard Rush ignite Hour 2 with a high-stakes baseball showdown, as team owners battle over salary caps and floors. Will the fight for fairness and competitive balance spark a lockout that could derail the whole season—and upend the future of the game? Richard also delivers a detailed review of the 2026 Toyota Tundra TRD Pro and highlights why Toyota owners remain among the most loyal truck buyers in America. Next up, Norman Woods from South Dakota Family Voice joins for a lively debate on digital dangers, tackling kids' online safety, smartphone traps, and whether tech giants should step in to protect minors. It's a fast-paced clash of free speech, parental rights, and the urgent need to keep kids safe in today's wild digital world. The hour wraps up with a spirited debate on restaurant etiquette and the hot topic of child-free fine dining, fueled by passionate listener calls. It's a rapid-fire finish to an hour bursting with sports, tech, automotive takes, and bold opinions on parenting and culture. Timestamps 1:08 - Richard Rush 15:22 - 2026 Toyota Tundra TRD Pro review 29:24 - Norman Woods - https://sdfamilyvoice.org HOUR 3 Iran, Gas Prices, and Business Lessons Hidden In Everyday Life Hour 3 explodes with John Rush and Jim Pfaff of the Conservative Caucus, diving into the hottest issues on the global and political stage—Middle East showdowns, conservative strategy, and President Trump's bold moves on Iran. With uranium fears, Supreme Court drama, and sky-high gas prices, this segment asks: could these headline-grabbing stories decide the next election? Then, the hour pivots to a fiery look at the restaurant world—sparked by the child-free fine dining debate. John and listeners dig into why so many businesses miss the mark, the pitfalls of bad management, and what it really takes to win customer loyalty in a crowded market. Expect candid takes on tipping, atmosphere, and the ever-controversial family-friendly debate. John's decades of business wisdom tie it all together, revealing how smart companies stay ahead by truly listening to customers—whether it's Red Lobster's fall, Burger King's bold moves, or the secrets behind unforgettable dining experiences. It's a high-energy hour packed with leadership lessons and real-world insight. Timestamps 1:12 - Jim Pfaff https://theconservativecaucus.com
Join the Conversation at 303-477-5600 or text to 307-200-8222 Monday - Friday from 3 pm - 6 pm MT. https://RushToReason.com HOUR 1 Storm Warnings, Oil Realities, And The Innovations That Built America John Rush, joined by Dave from Veteran Windows and Doors, shares practical advice for Colorado homeowners as storm season approaches. They offer tips on protecting your home and making upgrades that boost both comfort and safety. Fresh from vacation, John Rush brings sharp cultural insights before launching into a global thrill ride covering Iran, Trump's Middle East chess game, and the wild forces shaking up the world's oil markets. Then, take a whirlwind trip through the fascinating and strange history of oil, packed with industry legends like Rockefeller and Ford, whose bold moves still ripple through our lives today. As storms lash Colorado's Front Range, John closes the hour with urgent weather warnings and real-world advice revealing why even the toughest vehicles can be swept away by floodwaters. It's a fast-paced hour of history, energy, and survival you won't want to miss. Timestamps 1:08 - Dave - https://www.veteranwindowsdoors.com HOUR 2 Baseball Battles, Big Tech Questions, And A Truck Built For Colorado John and Richard Rush ignite Hour 2 with a high-stakes baseball showdown, as team owners battle over salary caps and floors. Will the fight for fairness and competitive balance spark a lockout that could derail the whole season—and upend the future of the game? Richard also delivers a detailed review of the 2026 Toyota Tundra TRD Pro and highlights why Toyota owners remain among the most loyal truck buyers in America. Next up, Norman Woods from South Dakota Family Voice joins for a lively debate on digital dangers, tackling kids' online safety, smartphone traps, and whether tech giants should step in to protect minors. It's a fast-paced clash of free speech, parental rights, and the urgent need to keep kids safe in today's wild digital world. The hour wraps up with a spirited debate on restaurant etiquette and the hot topic of child-free fine dining, fueled by passionate listener calls. It's a rapid-fire finish to an hour bursting with sports, tech, automotive takes, and bold opinions on parenting and culture. Timestamps 1:08 - Richard Rush 15:22 - 2026 Toyota Tundra TRD Pro review 29:24 - Norman Woods - https://sdfamilyvoice.org HOUR 3 Iran, Gas Prices, and Business Lessons Hidden In Everyday Life Hour 3 explodes with John Rush and Jim Pfaff of the Conservative Caucus, diving into the hottest issues on the global and political stage—Middle East showdowns, conservative strategy, and President Trump's bold moves on Iran. With uranium fears, Supreme Court drama, and sky-high gas prices, this segment asks: could these headline-grabbing stories decide the next election? Then, the hour pivots to a fiery look at the restaurant world—sparked by the child-free fine dining debate. John and listeners dig into why so many businesses miss the mark, the pitfalls of bad management, and what it really takes to win customer loyalty in a crowded market. Expect candid takes on tipping, atmosphere, and the ever-controversial family-friendly debate. John's decades of business wisdom tie it all together, revealing how smart companies stay ahead by truly listening to customers—whether it's Red Lobster's fall, Burger King's bold moves, or the secrets behind unforgettable dining experiences. It's a high-energy hour packed with leadership lessons and real-world insight. Timestamps 1:12 - Jim Pfaff https://theconservativecaucus.com
Este episodio destila “El obstáculo es el camino” en una guía para convertir baches en autopistas: entrenar la percepción, moverte con microacciones y forjar una voluntad serena. Aprendes a mirar sin dramatismos, separar hechos de juicios y avanzar paso a paso con iteración inteligente. ¿Y si el contratiempo fuera tu mejor entrenamiento? La etiqueta que eliges alimenta tu energía, y la velocidad de aprendizaje vence a la perfección.Con ejemplos que enganchan —Edison rehaciéndose tras el incendio, Rockefeller sereno en el caos, Earhart priorizando experiencia, Demóstenes puliendo su debilidad y Marco Aurelio escribiendo para pensar mejor— el episodio baja la filosofía a herramientas accionables: el “zoom” de cinco años, el tablero de lo controlable, la primera acción de 10 minutos y el diario de fricciones. Si te interesa usar la presión para afilarte y encontrar oportunidades dentro del problema, aquí tienes un mapa breve, práctico y sorprendentemente aplicable ya.Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/grandes-aprendizajes--5720587/support.Newsletter Marketing Radical: https://marketingradical.substack.com/welcomeNewsletter Negocios con IA: https://negociosconia.substack.com/welcomeLibro "Libertad Financiera" Gratis: https://borjagiron.com/libertadMis Libros: https://borjagiron.com/librosSysteme Gratis: https://borjagiron.com/systemeSysteme 30% dto: https://borjagiron.com/systeme30Manychat Gratis: https://borjagiron.com/manychatMetricool 30 días Gratis Plan Premium (Usa cupón BORJA30): https://borjagiron.com/metricoolNoticias Redes Sociales: https://redessocialeshoy.comNoticias IA: https://inteligenciaartificialhoy.comClub: https://triunfers.comThis content is under Fair Use: Copyright Disclaimer Under Section 107 of the Copyright Act in 1976; Allowance is made for "Fair Use" for purposes such as criticism, comment, news reporting, teaching, scholarship and research. Fair Use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. I do not own the original content. All rights and credit go to its rightful owners. No copyright infringement intended.
Hay un señor enterrado en Nueva York que en 1907 se pegó un tiro con dos millones y medio de dólares en el banco, lo cual ya nos dice algo bastante incómodo sobre cómo funcionan los mercados de verdad. Y lo que de verdad me obsesiona de esta historia no es cómo murió él, sino lo que les pasó después a los que creyeron haberse salvado. El hombre se llamaba Charles Barney, presidía el tercer mayor banco fiduciario de Estados Unidos, cenaba habitualmente con los Rockefeller y tenía ese tipo de respetabilidad que en aquella época solo se construía después de tres décadas comportándose como si uno fuese a vivir trescientos años. Y aun así, un buen día empezó a circular el rumor, ni siquiera del todo falso pero tampoco del todo cierto, de que el Knickerbocker Trust estaba expuesto a una operación fallida en el mercado del cobre, y eso, que en cualquier otro mes del año habría sido motivo de una conversación discreta en algún club de Manhattan, en aquellas semanas concretas, con la confianza pública ya algo erosionada, se convirtió en un detonante. Bastó con que aparecieran las primeras colas frente a las oficinas para que el rumor dejara de ser rumor y empezara a comportarse como una profecía cumpliéndose en tiempo real, porque, como bien sabe cualquiera que haya pisado un mercado lo suficiente, ningún banco del mundo, en ninguna época, ha estado nunca diseñado para devolverle el dinero a todos sus clientes a la vez, y eso vale tanto para 1907 como para mañana por la mañana. En tres horas, los depositantes retiraron ocho millones de dólares, una cifra que en términos de la época equivale a abrirle una arteria a una institución que llevaba décadas pareciendo inmortal, y el Knickerbocker, que era perfectamente solvente y tenía los activos para demostrarlo, tuvo que suspender pagos al día siguiente, no porque le faltase capital, sino porque le faltó lo único que un banco no puede permitirse perder ni un solo viernes por la tarde, que es el beneficio de la duda. Aquella misma noche, un J.P. Morgan ya mayor, ya bastante cansado y, sospecho, bastante harto de salvar al país de sí mismo por enésima vez, encerró a los banqueros más poderosos de Wall Street en su biblioteca privada y, según cuentan los testigos, guardó la llave en el bolsillo para asegurarse de que nadie saliera de allí hasta haber puesto dinero propio sobre la mesa, lo cual probablemente sea la última vez en la historia moderna en que el sistema financiero se salvó gracias a la pura testarudez de un solo hombre con suficiente fortuna y suficiente mala leche como para imponer su criterio a todos los demás. Pero a Barney, claro, todo eso ya le daba igual, porque para entonces llevaba demasiadas horas convencido, equivocadamente, de que estaba arruinado, lo cual es probablemente la mejor definición de tragedia financiera que se ha escrito jamás: morir creyéndose pobre sin haberlo sido. Y aquí viene la parte que casi nadie cuenta, que es la que me lleva años dando vueltas en la cabeza, y la única razón por la que vuelvo una y otra vez a esta historia cuando hablo con gente que invierte. Muchos de los depositantes que sí lograron sacar su dinero a tiempo del Knickerbocker, en su prisa absolutamente comprensible por ponerse a salvo, lo trasladaron en cuestión de días a entidades que, en aquellas mismas semanas, eran objetivamente peores que el banco del que estaban huyendo, y terminaron perdiéndolo igual, o peor, semanas y meses después, en quiebras menos célebres, menos novelables y mucho más definitivas. Es decir, huyeron del riesgo imaginario y corrieron, sin saberlo, directamente hacia el riesgo real, que es probablemente el resumen más honesto, más cruel y más exacto que se ha escrito nunca sobre el comportamiento del inversor medio en cualquier momento de tensión, sea 1907, sea 2008, sea esta misma semana. Y todo esto, que parece una historia vieja, una de esas anécdotas victorianas que se cuentan en clase de historia económica para amenizar la tarde antes del café, es exactamente lo mismo que sigue ocurriendo todas las semanas en los mercados modernos, solo que ahora va vestido con mejor ropa, con mejores presentaciones, con tipografía más limpia y con una cantidad ligeramente obscena de gente diciendo en redes sociales que esta vez sí, que esta vez lo tienen claro, que esta vez la dirección correcta es evidente. Y sigue pasando cuando una empresa se desploma porque alguien interpretó mal una guía. Y sigue pasando cuando un sector entero se dispara porque media industria descubre, con tres años de retraso, lo que ya era razonablemente obvio. Y sigue pasando, sobre todo, cuando aparece un banco central nuevo decidiendo, con esa naturalidad casi inocente que dan los primeros meses en el cargo, que ciertos datos incómodos no merecen tanta atención como les estábamos prestando. Esta semana ha vuelto a pasar. Y ha pasado, además, con un estilo francamente notable, en varios frentes a la vez, con personajes muy reconocibles, con cifras lo bastante grandes como para hacer dudar a cualquiera y con un par de movimientos en bolsa que merecen, como mínimo, un minuto de reflexión a solas antes de tomar cualquier decisión la semana que viene. No voy a adelantar aquí ni las empresas ni el desenlace de cada cosa, entre otras razones porque la mitad de la gracia está justamente en escuchar cómo encajan unas historias con otras y descubrir, por el camino, cuál de los protagonistas de esta semana es, en realidad, el Charles Barney moderno sin saberlo todavía. Lo cuento todo, con nombres, apellidos, números y un poco de mala leche bien medida, en el nuevo episodio de Actualidad Semanal +D, que para mí es la única forma honesta que he encontrado de hablar de mercados sin caer ni en el sermón ni en el panfleto. Y dejo una única idea, por si sirve de algo cuando llegue la próxima semana y, como siempre, todos empiecen a correr en la misma dirección al mismo tiempo: antes de moverse, acordaos de Barney, y preguntaos, con la mayor sinceridad de la que seáis capaz, si estáis huyendo del peligro real o simplemente del peligro que alguien acaba de contaros.
Peter A Kirby was one of the first researchers to blow the whistle on chemtrails. He explains to James WHO is behind the spraying of our skies with toxic metals like Aluminium and Barium, HOW They control the weather, and the myriad evil reasons WHY They are doing it. At the end of this episode you will love the Rockefellers even less than you did before. Kirby's latest book is Chemtrails Exposed: A New Manhattan Project. His website is https://peterakirby.com ↓ ↓ ↓ If you need silver and gold bullion - and who wouldn't in these dark times? - then the place to go is The Pure Gold Company. Either they can deliver worldwide to your door - or store it for you in vaults in London and Zurich. You even use it for your pension. Cash out of gold whenever you like: liquidate within 24 hours. https://bit.ly/James-Delingpole-Gold ↓ ↓ How environmentalists are killing the planet, destroying the economy and stealing your children's future. In Watermelons, an updated edition of his ground-breaking 2011 book, JD tells the shocking true story of how a handful of political activists, green campaigners, voodoo scientists and psychopathic billionaires teamed up to invent a fake crisis called ‘global warming'. This updated edition includes two new chapters which, like a geo-engineered flood, pour cold water on some of the original's sunny optimism and provide new insights into the diabolical nature of the climate alarmists' sinister master plan. Purchase Watermelons by James Delingpole here: https://jamesdelingpole.co.uk/Shop/ ↓ ↓ ↓ Buy James a Coffee at: https://www.buymeacoffee.com/jamesdelingpole The official website of James Delingpole: https://jamesdelingpole.co.uk x
What if the problems in public school weren't accidents? What if low literacy rates, changing math standards, social emotional learning, and ideological curriculum were all part of a plan that started over a hundred years ago?This week Cheryl sits down with Nicki Truesdell — a second generation homeschooler who has been in the homeschool world since 1983 and has been homeschooling her own five kids since the year 2000. Nicki is the author of Anyone Can Homeschool and Home Sweet Homeschool, and runs Knowledge Keeper's Bookstore where she reprints rare out-of-print American history books to get the real story back into people's hands.In this episode they break down three books every parent needs to read:The Underground History of American Education by John Taylor GattoCrimes of the Educators by Alex Newman and Sam BlumenfeldThe Marxification of Education by James LindsayYou'll learn how the American education system was deliberately redesigned in the early 1900s by the Rockefellers, Carnegie, and the Education Trust to produce workers instead of thinkers — and how that agenda is still playing out in classrooms today through critical pedagogy, SEL, Common Core, and lowered test standards.Nicki also shares how she homeschooled as a single mom, why she believes homeschooling is the capitalist form of education, and how homeschool parents are learning the real version of American history right alongside their kids.If you've ever wondered whether pulling your kids out of school was the right call — this episode will remove any doubt.Connect with Nicki -- YouTube: https://www.youtube.com/@nickitruesdell1 Podcast: https://podcasts.apple.com/us/podcast/the-nicki-truesdell-podcast/id1798330030Homeschool 101 https://nickitruesdell.com/homeschool-101/ Homeschool Consultations https://nickitruesdell.com/homeschool-consulting/ Get her books:Anyone Can Homeschool on Amazon, Kindle, and Audible! https://amzn.to/4fnSWs8Home Sweet Homeschool on Amazon and Kindle https://amzn.to/4qY4zMbKnowledge Keepers Bookstore: https://knowledgekeepersbookstore.com/ FARM FOOD FREEDOM Event: https://maxkane.com/eventsResources from Cheryl:
Mindy Diamond on Independence: A Podcast for Financial Advisors Considering Change
A Special Industry Update with Jason Diamond and Mindy Diamond A replay of part one of a two-part series, Jason and Mindy Diamond unpack the real advisor transition playbook—from due diligence and culture fit to portability, enterprise value, and the evolving landscape of advisor choice. In Summary Why do advisors really consider changing firms or models—and what separates thoughtful due diligence from reactive decision-making? In a replay of the first of this special two-part Industry Update, Jason and Mindy Diamond unpack what actually drives advisor transitions, the misconceptions that derail decision-making, and the questions sophisticated teams should be asking long before they're ready to act. The conversation also explores how the industry landscape has evolved around independence, portability, enterprise value, and advisor optionality—drawing context from Diamond's role in the landmark OpenArc breakaway from Merrill and much more. The Storyline Most advisors assume transitions are primarily driven by recruiting economics. Jason Diamond and Mindy Diamond suggest that recruiting economics may get the headlines, but advisor transitions are usually driven by a far more layered set of considerations. What tends to happen instead is more gradual: a growing disconnect between how advisors want to serve clients and the constraints of the environment around them. Sometimes it's bureaucracy. Sometimes it's limitations around growth, marketing, technology, or flexibility. Sometimes it's simply the realization that the industry landscape has evolved while their assumptions about it have not. This conversation examines what actually happens between the moment curiosity begins and the moment a move becomes real. Rather than treating transitions as transactional events, Jason and Mindy frame due diligence as a strategic process of self-assessment—clarifying what matters, identifying trade-offs, evaluating long-term optionality, and pressure-testing assumptions before making consequential decisions. The discussion also offers a rare look inside the mechanics of advisor movement itself: how teams evaluate culture, how portability is assessed, why some advisors choose ownership over upfront monetization, and what sophisticated client communication really looks like during a transition. The backdrop throughout the episode is Diamond's role in facilitating the historic OpenArc breakaway from Merrill—a move that challenged longstanding assumptions about scale, independence, and what even the industry's largest teams are now willing to reconsider. Topics Covered Advisor transition due diligence Wirehouse limitations and advisor frustration Independence versus traditional firm models Enterprise value and long-term ownership Advisor portability and client transition strategy Boutique and regional firm recruiting trends Culture evaluation during due diligence Reverse due diligence and evaluating firm stability Transition economics and recruiting deals The OpenArc Merrill breakaway story Advisor optionality and industry evolution How technology and AI are changing transitions > Download a transcript of this episode… Listen and Learn Highlights for Advisors Why do advisors actually decide to leave firms? (06:20) Mindy explains why most transitions are driven less by economics and more—by mounting limitations around growth, flexibility, client service, and long-term alignment. What is the biggest mistake advisors make when beginning due diligence? (18:12) The conversation explores why many advisors evaluate firms before gaining clarity around what they truly want to improve—often creating confusion instead of insight. How should advisors evaluate culture beyond a firm's sales pitch? (32:41) Jason and Mindy discuss the importance of speaking directly with advisors who have already made similar moves—and how to pressure-test what firms promise. When should transition economics matter most? (47:03) The episode breaks down the difference between short-term monetization and long-term enterprise value creation—and why many elite teams are increasingly prioritizing ownership and optionality. Why are more advisors reconsidering independence? (56:48) Using the OpenArc transition as context, the discussion explores how today's independent landscape has evolved far beyond the traditional “build it yourself” model. How long does a real due diligence process take? (1:06:10) Jason and Mindy explain why thoughtful transitions often unfold over many months—and why some advisors remain in exploratory conversations for years before acting. How should advisors think about portability and client communication? (1:16:20) The conversation details how sophisticated teams assess portability risk—and why the client-facing rationale for a move matters more than recruiting economics. Have advisor transitions become easier over time? (1:24:12) Mindy explains how technology, legal infrastructure, and industry specialization have improved the process—while emphasizing that transitions still require risk tolerance, effort, and patience. Key Takeaways Most advisors do not move primarily because of recruiting deals. The larger driver is usually a growing disconnect between what they want to build and what their current environment allows. Due diligence tends to fail when advisors begin by evaluating firms before clarifying what they actually want for their business, clients, and long-term future. The industry landscape has evolved dramatically over the last decade, particularly around independent and supported-independent models, creating far more customization and optionality than many advisors realize. Transition economics matter — but sophisticated advisors increasingly view upfront monetization as only one component of a much larger enterprise value equation. The ability to articulate a compelling client-facing value proposition is one of the strongest tests of whether a transition opportunity is truly viable. Conversations with advisors who have already made similar moves remain one of the most valuable forms of real-world due diligence. Even the industry's largest teams are reassessing assumptions around independence, ownership, control, and scalability. Quotable Moments “The biggest mistake advisors make is beginning due diligence before they've gotten clear about what they actually want.” “A recruiting deal can't be the first thing you consider. But it would be foolish not to consider it at all.” “The landscape looks entirely different than it did five or ten years ago. If you haven't gotten educated, you're doing yourself a disservice.” “The real question is not whether you can move. It's whether you can clearly explain to clients why the move makes their experience better.” FAQs Why do advisors typically begin exploring a move? In many cases, the process begins gradually. Advisors may still feel successful and reasonably satisfied, but start questioning whether their current environment fully supports how they want to grow, serve clients, or build long term. Often, curiosity precedes dissatisfaction. Is advisor movement mostly driven by recruiting deals? Not usually. While economics are an important consideration, the episode explains that most sophisticated advisors weigh a much broader set of factors, including flexibility, culture, client experience, growth limitations, ownership opportunities, and long-term enterprise value. How long does a typical due diligence process take? There is no universal timeline. Some advisors move relatively quickly once they decide change is necessary, while others spend months – or even years – getting educated and evaluating options before acting. For many teams, a thoughtful due diligence process unfolds over roughly six months. What is the biggest mistake advisors make during due diligence? The episode suggests the biggest mistake is evaluating firms before gaining clarity around personal and business priorities. Without understanding what they actually want to improve, advisors often become overwhelmed by options, recruiting pitches, and conflicting information. How can advisors really assess a firm's culture? One of the most valuable approaches is speaking directly with advisors who have already made similar moves. Jason and Mindy discuss why real-world perspective – particularly from advisors with comparable client bases or business structures – is often far more revealing than formal presentations or recruiting materials. How should advisors think about independence versus traditional firms? The conversation frames the decision less as “right versus wrong” and more as a question of alignment. Some advisors prioritize ownership, control, and long-term enterprise value. Others value infrastructure, brand recognition, or operational support. The industry landscape has evolved enough that advisors now have far more flexibility to design around the trade-offs that matter most to them. In many cases, the process begins gradually. Advisors may still feel successful and reasonably satisfied, but start questioning whether their current environment fully supports how they want to grow, serve clients, or build long term. Often, curiosity precedes dissatisfaction. Not usually. While economics are an important consideration, the episode explains that most sophisticated advisors weigh a much broader set of factors, including flexibility, culture, client experience, growth limitations, ownership opportunities, and long-term enterprise value. There is no universal timeline. Some advisors move relatively quickly once they decide change is necessary, while others spend months – or even years – getting educated and evaluating options before acting. For many teams, a thoughtful due diligence process unfolds over roughly six months. The episode suggests the biggest mistake is evaluating firms before gaining clarity around personal and business priorities. Without understanding what they actually want to improve, advisors often become overwhelmed by options, recruiting pitches, and conflicting information. One of the most valuable approaches is speaking directly with advisors who have already made similar moves. Jason and Mindy discuss why real-world perspective – particularly from advisors with comparable client bases or business structures – is often far more revealing than formal presentations or recruiting materials. The conversation frames the decision less as “right versus wrong” and more as a question of alignment. Some advisors prioritize ownership, control, and long-term enterprise value. Others value infrastructure, brand recognition, or operational support. The industry landscape has evolved enough that advisors now have far more flexibility to design around the trade-offs that matter most to them. Related Resources The Advisor Transition Playbook: The Latest on Due Diligence, the Move, and Everything In Between – Part 2Jason and Mindy Diamond revisit the transition playbook, this time focused on how advisor priorities are shifting. From AI and enterprise value to stability and flexibility, they unpack what's changing in due diligence and what it means for advisors evaluating their next move. The $129B Blockbuster Move: Shirl Penney on Why This Transition Marks a New Era for the IndustryThe $129B OpenArc breakaway marks a watershed moment for wealth management. In this Rapid Reaction episode, Louis Diamond and Shirl Penney unpack what it means for the RIA model, advisors, and the future of industry competition. The Missing Narrative of the $129B Merrill Breakaway StoryThe largest (and quite possibly most significant) advisor breakaway in industry history made news this week. Yet instead of leading with the scale or significance of the move, headlines centered on Merrill's lawsuit alleging corporate raiding. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. View the transcript of this episode… The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between. It's Part 1 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more, who change firms, are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms, and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Everything about a transition can seem incredibly overwhelming. From understanding the whys of a move, then conducting due diligence, and onto aligning the right models and selecting the best firms, it might seem like a fairly linear process. And for some, it can be. But for others, the layers of minutia can be daunting. Essentially, it comes down to the adage, “You don’t know what you don’t know.” So the goal of this episode is to share some inside baseball in how to get from here to there. I asked Mindy Diamond to join me to help draw from decades of experience in helping advisors through their transitions. We’ve dived into the misconceptions, the common traps, the aware of a big check and much more. Essentially, it’s a download of what you need to know when considering a move. There’s a lot to discuss, so let’s get to it. Mindy, so excited to have you join me for this topic. Mindy Diamond: Yeah, I’m really happy to be here. And I’m just thinking to myself, “Yikes, decades of experience,” you’ve said, and yes it is, decades of experience. Jason Diamond: It most certainly is, 30 years in the business. So the seeding for this topic was, “You’ve been in this business now for 30 years, how many hundreds of thousands of conversations with advisors is that?” Some who moved, plenty who certainly did not. But ultimately, what we thought would be useful because it’s a question we get most commonly from advisors that we speak with is, “Tell me what I don’t know. What are the questions I should be asking?” So I’m going to just pepper you with some of the most common questions we get, and I would love to share the benefit of your wisdom and experience with our audience. That sound good? Mindy Diamond: It sounds great. I just want to say that we are recording this two days after one of the largest deals probably in the history of the industry broke that I am gratified to say we facilitated the OpenArc team who left Merrill with 129 billion in assets under management, broke a couple days ago to go independent. I’m hoping we have the opportunity to talk about some of their best practices and things we discovered along the way because I think it’s relevant. And a deal like this gets a lot of attention, people always want to know what they do and what went wrong. Jason Diamond: It’s a good point. I’m glad you bring it up. First of all, it’s so timely, but I think you can almost use it as a case study a little bit to answer some of these questions. So let’s dive in with that. I want to start with the big picture, “Why?” Because that’s the number one thing I think people want to know is, “Why do advisors move?” And I think there’s an assumption that 95% of transitions happen because of a big check or because of economics. I’m certain you’re going to touch on that to some extent, but give me your sense of what are the main triggers of advisor movement. Mindy Diamond: Yeah. Look, are there some advisors that move because they need to recapitalize or they want the money? Sure. But the absolute vast majority are moving because they come to a place where one of two things is true, and oftentimes both. One, the pain of staying is great enough. Meaning there’s enough frustrations or limitations that they’ve gotten to a point where despite efforts to the contrary to make it better, despite gutting it out and saying, “On par, it’s good enough,” they come to a point where there’s limitations in how they can serve their clients, how they can grow the business, and that’s just untenable for them. Hopefully, simultaneously, they are equally excited and have identified an opportunity that they believe is needle-moving enough, it’s worth the hassle, the disruption, the everything to make this move. I’ve never done a move where it doesn’t fall into one of those two or, hopefully, both of those categories. Jason Diamond: Let’s go a little deeper there. You mentioned limitations. Give me an example either using this recent deal or even just any recent advisors that you’ve worked with about, “What are some limitations that people experience at,” let’s say, “the wirehouses that potentially would be a catalyst for a move?” Mindy Diamond: Generally speaking, the biggest limitations have to do with how they’re able to grow their business and serve their clients. So anything to do with excess bureaucracy, anything to do with an incongruence, if you will, between the advisors or the team’s goals for how they want to serve clients or grow the business and what the firm is allowing them to do. Using this enormous deal as an example, you’ve got a team that was doing extraordinarily well. Oh, my god. They were the biggest team at Merrill, so talk about having a batphone to the top and the attention of senior leadership. If anyone was going to be able to break through the red tape or get things done, or eschew the limitations, it was them. And for a long time, they did. But they were sort of increasingly unhappy, let’s say, over a decade. Despite their size, every year, they became a little bit more frustrated. And after probably six or seven years of saying, “We’re just too big to move,” they came to a point of saying, “We can’t ignore this anymore. We’ve got a tiger by its tail. We have this extraordinary business that is growing exponentially. We’ve got clients that are complaining to us. And more importantly, we’ve got team members that are feeling stifled.” And that’s where it comes from, where there’s problems you just can’t ignore even if you want to. Jason Diamond: It almost feels like one of those things where advisors know they’re limited, they can just feel it. But if you’re fighting against the firm, and instead of with it. I’ll give you one other one that comes to mind as we’re talking here, that seems to come up a lot in advisor conversations, which is freedom of marketing. And that might seem like a fairly minor limitation, but I can’t tell you how many times, certainly myself, I’m sure you too, get call from an advisor who is heated. They’re angry because they were trying to send some timely market commentary and the firm took two weeks to approve it. Does that fall under the same category of limitations, in your mind? Mindy Diamond: Oh, without a doubt. And it’s funny you say that because in this world of social media where the news is consumed or can be consumed within seconds of an event happening, there’s nothing more frustrating for an advisor than wanting to write a newsletter to update their clients with scale as opposed to having to make one phone call at a time and not being able to do so. It absolutely puts them on a back foot. And then, I think it’s the lack of freedom to differentiate themselves. Most advisors that work for big firms have a firm website that is templated, the same sort of structure of the website and the picture of the team and the same basic wordings, and that’s hard to deal with. Jason Diamond: Well, you bring up an interesting point, which is sometimes… For example, advisors might say or wirehouse advisors might say, “Oh, the marketing is good enough.” But a lot of times, and we’ve had advisors on this podcast who talk about exactly this, they don’t realize how limited the sandbox they were playing in is or was until after a transition. And that’s when their eyes open and they realize, “Oh, my god. I was basically playing with one arm tied behind my back.” We’ve heard advisors use that metaphor. Let me ask you this then, and this is a tough question, what do you think advisors get wrong? What is the number one misconception that advisors have prior to approaching due diligence and thinking about a move? And maybe it’s something as simple as like, “Eh, it’s the same everywhere,” but tell me what you think you hear most commonly. Mindy Diamond: There’s certainly those myths, the assumptions or presumptions that it’s the same everywhere or there’s nothing that’s going to change anyway, for sure. But I think the biggest and most fundamental thing they get wrong is a lack of clarity around, “What it is they’re trying to accomplish, and why?” I’d like to say that I think one of the things, the thing, we do better than most, I’m not going to say everyone else but better than most, and something we’re really good at, is helping advisors to answer the really tough questions, the smartest questions, to get a sense of what it is they’re looking to accomplish, what it is they want to improve and why, “What does success look like?” Because if you don’t do that, then a lot of folks do it backwards. They get a phone call from a manager at Morgan Stanley or from somebody at Schwab or somebody at Dynasty, or whatever it may be, and they say, “I’ll take a lunch, why not?” And of course, the job of the manager from Morgan or the sales rep from Dynasty, or whatever it is, is to tell you all the good things about independence or about Morgan Stanley. But if I, as the advisor, am not really clear about what it is I’m looking to accomplish and why, it’s going to all sound good and I’m going to wind up more overwhelmed than when I started. And that is probably the number one thing that we see advisors getting wrong. It makes the due diligence process, if you choose to enter it, exceedingly inefficient. Jason Diamond: I totally agree. So I’m an advisor, I want to start due diligence in earnest. I know in my head, things are suboptimal. I’m not going to go so far as to say,” I definitively want to move.” But I’m a wirehouse advisor and I’m thinking for the first time in my career, “I’ve built a nice business, but it’s time for me to start getting educated.” So what do I do? Do I just say, “Hey, John at Morgan Stanley, what’s your recruiting deal look like these days?” Tell me, for an advisor who’s never thought about this before, what are the ABCs of this process look like? Mindy Diamond: Yeah. It’s definitely not, the first step, calling Morgan Stanley, even if you’re pretty sure Morgan Stanley is where you want to go. I’d suggest that’s probably one of the last steps, and I’ll tell you why. The first thing is to give yourself permission to say, “Even if I’m not 100% certain that a move is in my future or that I know I’m unhappy enough to go through the hassle and disruption of making a move,” to give yourself permission to get educated. The world, the industry landscape, the ecosystem, the everything looks entirely different than it did five and 10 years ago. And if it’s been five or 10 years, or even three to five years, since you last got educated, asked the questions, looked under the hood to get a sense of, “Is there or could there be something that’s better than where I am?”, you’re doing yourself and your team a disservice. Yeah, it takes time and it’s annoying and it’s overwhelming, and it’s all of it, but that’s honestly why people like us have a job. We don’t approach this that we think people should only come to us when they’re sure they’re going to make a move. In fact, it’s the opposite. We love the calls we get when somebody says, “I’m really happy here. I’ve been here 40 years. I’ve been here 30 years, it’s really good enough, it’s working well for me.” “But all of a sudden, I’m beginning to be curious. Or all of a sudden, I feel X, Y and Z. Tell me what I don’t know.” Those are the best calls. Those are the smartest calls. That’s the best thing an advisor can do. Jason Diamond: Yeah, I agree with that. Are there things you think an advisor needs to ask for during the diligence… I guess what I’m getting at is, do you trust the process that if you go through this process with, let’s say, three to five strategically picked firms… So you work within a recruiter or, a shameless plug, however you approach this, and you end up with your short list of contenders. Do you trust that, by going through the due diligence process, these firms are going to give you the building blocks that you need to do proper due diligence? Or are there things you, as an advisor, need to ask for? I’ll give you one example that comes to mind, which is… There’s obviously been some firms that have had financial troubles recently. So do you think an advisor, for example, needs to ask for financial statements from a firm they’re potentially considering due diligence on? I’m curious what your thoughts are. Mindy Diamond: Yeah. Particularly, if you’re looking at sort of in this new world order, if we think about the landscape as a continuum and the newer boutique multifamily offices on the right side, absolutely. Conducting what we call reverse due diligence and getting to see the financials of the firms you’re considering, to make sure that they’re sound and solid and that the equity valuation is exactly as advertised, of course, yes, that’s true. So the answer is, in part, you trust the process. You trust that if you’ve asked the right questions, if you’ve gotten clarity around what’s important to you, and as a result, you’ve crafted the right questions, and therefore, the manager or the representative from the firm or options you’re considering has put together the right due diligence plan, you can trust that at least 90% of what needs to be gotten right has gotten right. But there are always things around the margins that aren’t addressed. One is you can’t just outsource the due diligence process. You need to be paying attention. And much like people who trust their doctor and presume the doctor just always has it right, you need to be your own advocate. I would say, the same thing here. That as the process unfolds, there will be additional questions, additional sort of gaps and holes, and you shouldn’t stop until you’ve gotten all of your questions answered. That’s really the best advice I can give. Jason Diamond: You are talking to John from XYZ firm and Jim from ABC firm, and they’re going to tell you what’s great about their firms. So how do you know that you’re not just buying a false bill of goods, it’s just a glossy kind of sales pitch? I’ll give you my answer first. Part of it is, I think, you test drive the systems. I think another step I suggest a lot is calls with advisors on the platform. So an advisor who left UBS to go to Morgan Stanley, probably the best possible person to ask about Morgan Stanley. Any other additional thoughts on that one? Mindy Diamond: You took the words right out of my mouth. Absolutely, that is the number one way to do it, is that you ask for an opportunity, and you can do it in a name-blind way without identifying yourself, to talk with advisors that have made the move that are two things, that either came from the firm you’re coming from, so you get a similar perspective, but it’s equally important to talk to advisors that have similar business mix. It doesn’t matter what firm they came from, even if it’s not the same as yours, but, “How does someone that services international clients, how are they better able to serve those international clients at this new firm or new model than they were where you are?” We’re talking about it as if it’s wirehouse-to-wirehouse. But very often in today’s world order, especially looking at this giant move from this week, it’s about wirehouse to some version of independence. So there’s so much more due diligence, so many more questions that are required. It is even more important in that world to really get an understanding of what it’s like from the perspective of somebody that’s walking in those shoes. I will tell you, Jason, and you know this, that literally the number one reason I started this podcast more than a decade ago, and why we continue to do the podcast and the feedback we get, is because the feedback from advisors that have joined a platform already is the very best feedback, the best way, in a discreet confidential manner, to hear the truth from somebody who doesn’t have a horse in the race who’s just sharing their perspective with you. And that’s the feedback we continue to get. In a couple of weeks, I’m interviewing, as an example, Neil Rubinstein. Neil’s an advisor in Texas that came from Merrill that we moved to Rockefeller. A perfect example. So many advisors that are considering a move if they’ve got high net worth clients are going to look at Rockefeller. Well, what better way to understand what Rockefeller is about than to hear it from an advisor that’s walked in the shoes, not only of a Merrill advisor, but services high net worth clients and then have information or perspective similar to Neil. What do you think about that? Do you agree with that? Jason Diamond: 1000%. First of all, the podcast, I will say, a little bit of a sales pitch, has one thing going for it that a call with an advisor doesn’t, which is complete discretion and confidentiality. I will say, I think we’ve done a good job of doing facilitating name-blind calls between advisors. We continue to harp on this point even though it sounds somewhat minor, because it really is the very… You can talk to people like me and people like the recruiters from the firms until you’re blue in the face. But the right way, the best possible way to learn the, “Is this guy selling me? How does the technology compare to Merrill? How does the day-to-day compare? What’s it like working for this manager?”, all those types of questions, I think are best answered by another advisor. So completely agree with you. Mindy Diamond: Yeah, and I’ll take it one step further. Somewhere in the process, you take advantage of the opportunity to either listen to a podcast and hear somebody’s perspective of what the move was like, and how it’s bettered their life and where the pitfalls are, and/or you take the opportunity to talk with other advisors that have made the move, so you can ask your own specific questions. But after you’ve had the opportunity to do that, then it’s really important, and this is the part that why you can’t entirely outsource or let the due diligence process just go on autopilot, to take some of that perspective and the manager that you’re interviewing with, hold his or her feet to the fire. What do I mean by that? So I talked to an advisor that talked about the fact that the number one concern about Rockefeller, I’m making this up, is that they’re going to be the next Merrill, or that they just added a fee that now is going to have to be passed on to clients. While this advisor said it doesn’t bother them and they had a lot of good reason of why it’s not an issue, I’d love for you to tell me why it could be an issue. What are some of the things you’ve gotten wrong? When someone doesn’t join Rockefeller, why is it? I’m making that up- Jason Diamond: Yeah, smart. Same thing. Even let go, this advisor mentioned that technology is a step back from the firm I’m coming from. And I’m not asking you to argue with me, but perhaps the manager might be able to say something like, “We’re investing substantially in the platform, and we have these rollouts coming in the next several months that are going to close that gap.” So I completely agree. That’s a really smart- Mindy Diamond: And a follow-up question to that example, Jason, which is a great one, is, “How can I trust, how can I get a sense of security, if I join here in the next couple of months that in fact that investment is going to be made? And how that investment in technology will actually impact thing?” So again, it’s constantly being your own advocate, constantly paying attention, and constantly questions beget more questions. Jason Diamond: I agree we. Haven’t talked at all about the dollars and cents of this, and I think we need to because it’s important. Right? You can have the best platform on the planet, but the reality is a move comes with risk, a move comes with hassle, and there is a market for advisors’ books of businesses. That’s one of, I think, the major kind of paradigm shifts we’ve seen in the last, call it, decade is advisors know their books are assets, their book is a business, and that business is worth something substantial. At any firm, even at their current firm via retire and place deals, the book is worth something substantial. So if you had to put a percentage to it, I’m an advisor making a decision, 100% waiting, how much percent waiting do I put on the economics and how much waiting do I put on culture, platform, everything else? Mindy Diamond: The answer is, absolutely, it’s an inside job, personal, and it depends upon the advisor. There are some advisors, they’re wrong, but they will put all the weight on personal economics. They’re making a big mistake, if that’s the case. And most advisors will put much more weight on getting it right, meaning, “What’s life going to be like afterwards? And will I have a better ability to serve clients and grow the business?” But here’s what I would say, they’re both equally important. So no advisor who’s got a decent enough runway ahead of him or her and who’s looking to really grow the business and who cares about their clients can’t be unconcerned about the culture of where they’re going and what life is going to be like and what are the limitations, all of the questions we’ve been talking about. But an advisor who’s built a great business would be a fool not to consider their own personal economics. It just can’t be the first thing they consider. And in the book I wrote, Should I Stay or Should I Go?, I wrote that 100 times that it’s all about, “Lead with what’s important to the business and important to clients, do the right thing, but you can’t ignore personal financial gain.” Let’s talk about this move of OpenArc, this $129-billion Merrill team. You can only imagine the number of zeros at the end of a check that this team was offered by every major firm on the street. And in the span of a decade, they got those offers. Independence, making this enormous leap, was not the first thing they looked at, was not necessarily their first choice. But as they began, in their case, to really consider how limited they felt on the things they wanted to be able to do for clients… By the way, I don’t want to steal anybody’s thunder because we’re going to be launching a podcast specifically talking about this deal and this move, so I’ll save that for… Louis Diamond, our partner, and Shirl Penney, the CEO and founder of Dynasty, are going to be talking about it and they’ll cover all of that. But I just want to give the example that as this team began to realize, certainly in the last five years, how much things had changed at Merrill and how incongruent they felt between their goals, the goals for the business, the goals for serving clients, and what the firm was asking of them since Bank of America came to town, it became impossible to just say, “Holy cow, we can get a check with a lot of zeros at the end of it.” They couldn’t not see the benefits of everything else, the benefits that creating their own independent entity could bring them. Jason Diamond: I agree with that. I will play devil’s advocate a little bit here and say, “I think what you’re really talking about is the trade-off.” They’re not martyrs, they’re not altruistic and said, “We don’t want your hundreds of millions of dollars.” I think what you’re talking about is the trade-off between near-term upfront recruiting deals, which is the primary means by which the wirehouses, the regionals, the boutique firms recruit. Right? The traditional forgivable loan structure is all about a short term de-risking of the move, a monetization event in the near term where they’re paying you some percentage of revenue, 350%, 400% of revenue, tied to a forgivable loan. But that’s your bite of the apple in that example. With the example of a move to independence, you’ll lose, in some cases, all of that upfront monetization. So this example you’re talking about is a good example where they got no upfront transition dollars because they launched an RIA. But, and this is a very important caveat, they know they are building equity and ownership in something that is going to, at the current rate, be worth a preposterous multiple if and when they decide to sell it. So I assume that has to be part of this conversation around independence is, it’s not that you don’t care about monetizing the business, it’s that you plan to monetize the business in a different and probably more significant way. Fair? Mindy Diamond: Beyond fair. 1000%, that’s absolutely correct. Again, not only making it about this example, but it’s a good example. So again, the possibility of getting a check with a lot of zeros on it, and by the way, also tapping into an already established well-familiar, well-run infrastructure. Think about how much easier the move would’ve been, to jump from Merrill Lynch to Morgan Stanley, and not probably was their first choice, if they were going to go the traditional route. Think about how much easier the due diligence process… how much less heavy the lift would’ve been in terms of due diligence, but certainly from a short-term upfront perspective. And that’s really the key, is that not everyone has the appetite to bet on the long term. To me, that’s the beauty of the industry landscape as it’s evolved and the waterfall of possibilities today. If you’re a great team, and there are so many great teams, you’re growing, you’ve got a multi-generational bench of advisors, you’ve got a succession plan, you’ve got sticky clients, you don’t have 5,000 clients but you have 100 or 200 relationships, you’ve got a great business that you’ve got options for it, there’s no right or wrong. It’s, “What do I want to be when I grow up?”, and, “How do I want to live my business life?” And if you query 10 of those great teams, five of them will wind up moving to the traditional space. That doesn’t make it wrong, it’s just, “That’s what’s right for them.” But the other five will have entrepreneurial drive, will value the long term, and willing to forego the short-term upside in order to bet on themselves for the long term. And holy cow, again, we’ll save that for the episode that Shirl and Louis do to talk about what those multiples could look like, but I don’t think there’s enough zeros on the calculator to begin to think about what that business… OpenArc’s business will be worth even as little as five years from now. Jason Diamond: I agree with that. I think the one point I would probably make in defense of people who go the traditional firm route… Actually, two points. Number one, I don’t think it’s only about, “I am not willing to bet on myself, and I don’t want to delay the monetization event.” I think for some people, the idea of being independent and putting the toner in the copy machine and the little K-cups, that’s just not appealing. I like going into a branch and they have everything, my desk is all set up. So that’s one caveat I’d make that some people just prefer the traditional firm world. The other caveat I’d make is there are advisors who, rightly or wrongly, believe in the brand name of the firm mattering. So there are some advisors who say, “Look, I am a good advisor, but my ability to land and grow business is tied very closely to XYZ firm/brand, Morgan Stanley.” I think, a lot of times, we find that’s not always the case as much as advisors believe. But I’m just trying to think of a couple scenarios where there are advisors who genuinely prefer or need or want the stability, big brand, resources of the biggest firms on the planet. Mindy Diamond: I totally agree. Actually, thank you for bringing those two caveats up because, I’d say, there’s a third caveat. Someone can’t go independent, they don’t have a next gen. They don’t have someone that could do the heavy lifting, if they’re not capable of doing it on their own, to build an independent firm. They don’t have entrepreneurial spirit. They’re three years from retirement, and they don’t have the kind of time that it takes to really build the value of an independent practice. And we have great respect for those people. But again, the cool thing about the industry landscape is that as it’s evolved, there’s something for everyone. It doesn’t necessarily mean that the only choice is stay put or go to UBS. Jason Diamond: Agree. In fact, there’s probably even versions of independence. For example, if you don’t have a successor, well, there are versions of independence that might work where there’s a monetization event on the backend where somebody can buy and inherit your book. So that is probably the coolest or most interesting thing, the most exciting thing anyway, about the industry landscape in the last, really call it, five years anyway, probably even a little sooner than that is, especially in the independent side of things, there are options that check just about every box. You as the advisor choose what elements… And this gets back to your begin with the end in mind. Choose what elements of the business you like, and want to maintain control over. Choose what elements of the business you don’t, and there is probably a solution out there that works to check those boxes. Mindy Diamond: And then, that goes back to what we were saying. Even if you are 90% satisfied and 99% certain you would never make a move, if you haven’t gotten educated, in some capacity, whether it be listening to a podcast, reading articles, talking to a recruiter, talking to other firms, talking to friends and colleagues at other firms, or some combination of all of the above, in the last five years, I think you’re doing yourself a disservice. And again, not because in any way we’re trying to sell you on making a move, but because we believe knowledge is power and it looks different than it did. So make sure that you’re challenging your own assumptions, and that you’re really crystal-clear that what you believe or what you believe five years ago is still true today. Jason Diamond: This is a little bit of a gear shift, but I think there’s a tie in here. If you are an advisor now, or a point in their career, they’re wise to at least get educated, pick their heads up, understand what’s out there. But then, there’s the question of, “When is due diligence done?” But I’m going to frame this through a different lens here, which is, “Now, I’m an advisor, I’ve done due diligence, I’ve talked to maybe three to five strategic firms.” Is there typically an aha moment when an advisor says, “Oh, my god. It’s RBC, and I need to go that way and I know I need to move”? Or is it more process driven than that? What are your thoughts? Because I think a lot of advisors struggle with that. And I often find myself telling advisors, “Trust the process here and you’ll know when… You don’t have to know right away in the first inning of due diligence which firm or which model you’re meeting, or even if you’re going to make a move.” But curious what your thoughts are on this one. Mindy Diamond: Yeah. In fact, we hope you don’t. We hope that you don’t go into this process with preconceived notions, we hope that you don’t make a decision after one meeting, because we do think that there’s value in the process. And people get to that aha moment at different times. You and I are working with a team, right now, that is 22 meetings in. And that’s not to say every process takes 22 meetings, but the team is sort of taking it slowly. They started out looking at five or six firms. They’ve narrowed it down now to three. The goal is to get to two or one, then to get to a home office visit to the one that’s their first choice. They’re absolutely getting closer. And I’m probably exaggerating at 22 meetings, but I’m making a point, that even at this point in the game, which is probably a good, would you say, five months into the due diligence process, I don’t know that they’ve had an aha moment. They have an aha moment that they know they don’t want another wirehouse. They don’t want to be independent because the senior member of the team is exactly that person we just described, that he doesn’t have the kind of time in the business in order to make independence worthwhile- Jason Diamond: Or drive. They just don’t want independence. Mindy Diamond: Right, and the next generation doesn’t really want it. So at this point of the game, the aha moment is think we want a regional firm or a boutique firm. But it’s not an aha moment yet that it’s going to be this firm, and that’s I think a good point. A lot of times, the aha moment is the model, first, and then the firm. Jason Diamond: Sometimes, deal can be the type like, “Okay. I know I love the regional firms, but one is offering a deal that’s 100% better,” and that’s often when we actually will counsel advisors, “It’s okay to consider the deal.” The deal is a factor, as you said earlier. Mindy Diamond: If I can, that’s actually a great point. That’s the perfect example of where, “Always consider the deal, just don’t make it your primary or first consideration.” Jason Diamond: Right. Mindy Diamond: So if you’ve done all the right due diligence and two firms or two opportunities stack up next to each other perfectly, they both will allow you to move the needle significantly enough. If they both will allow you to do better for clients and grow faster, and do everything else that’s important to you, then it’s absolutely time to make deal the tiebreaker. Jason Diamond: So you threw out five months and talking about 22 meetings, let’s table that. An advisor calls you, Mindy, this morning and says, “Not unhappy, but I’m getting that itch.” Give me the average time it takes them from that first call this morning to the moment they resigned from their firm, and then give me the quickest they could do it if they needed to. Mindy Diamond: Yeah. Let me start out by saying that those calls we get from advisors come in two different categories. One is, “Yeah, getting the itch. The straw that broke the camel’s back happened yesterday when X happened.” But the other call, the one we mentioned earlier, which is, “I am 90% happy. I am growing exponentially. I get time to coach my kids’ soccer game. I have great quality of life. I have a great team. I’ve been here 30 or 40 years, and life is good. I’m watching more of my colleagues go or I’m feeling more pain,” fill in the blank for whatever that is. “Even though I’m 90% happy and I’m 100% convinced I don’t want to move, that moving is a hassle, I can’t not see the handwriting on the wall and I at least need to get educated.” So let’s assume that we get one of those calls. The reason I am calling out the difference between the two is because the time it takes to do the due diligence is usually different. If someone is already at the point where they know that they’re unhappy and likely to move, the due diligence process usually runs quicker. The due diligence process for somebody that’s mostly happy and just beginning to get curious, sort of the latter example, might take a little longer. Jason Diamond: Give me some real parameters to it. Mindy Diamond: Well, I’d love to hear what you think. What’s swirling in my head, it’s all over the map, but I’m going to say typically six months. Jason Diamond: Six months was the number I was about to throw out as well. And I think the quickest you want to do this is three months. Anything beyond that starts to be basically a fire drill. We’ve done deals quicker than that obviously, an advisor’s going to or has been terminated. But I think six months in earnest is a good, healthy timeline. Especially, by the way, because a lot of firms are busy, we’re hearing this from a lot of the firm side of things these days. Depending upon what firm you’re moving to, you need to make sure that the firm can handle you. You want to get their A team upon your breakaway and your transition, no matter what firm that is. Mindy Diamond: Do you think, Jason, that it’s six months from, “Gee, I’m a little curious. I want to start to look. I want to begin to do due diligence. What does that look like?”, to, “My butt is in a new seat”? Jason Diamond: No. Because I think in the example where you’re just like, “Eh, I’m a little unhappy,” those early innings conversations typically play out slowly because the guy who’s 90% happy is in no rush to say, “Set me up with a bunch of firms, and let’s talk about it.” In those instances, it could take a year and a half because I think what happens really there is then there’s a catalyst event that takes them from your category two to category one. Right? They went from a little unhappy, just curious, to the straw that broke the camel’s back. And that’s when then they shift into the more… or they say the firm has… A good example, UBS, upset a lot of advisors with the compensation plan. They recently walked back a lot of those changes. I’m certain there will be some advisors who say, “This is a nod to attrition. I’ve seen from management what I need to see, and I’m going to stay put.” Equally, probably plenty of advisors who say, “It’s too little too late.” Mindy Diamond: Let me say something, and again, not to make this episode at all about this team in Atlanta, but that was a ten-year conversation for us. Literally, 10 years ago, maybe even 12 years ago, but let’s say 10, one of the senior partners on the team had called to say, “Curious, really happy, doing incredibly well. Zero chance we are moving in the next year or two or five.” But look, what don’t we know? And every year, we would then have a conversation about what the landscape looked like. But I’m going to say it was six years ago when the conversation shifted from, “Really happy, convinced we’re staying,” to, “starting to think we might leave at some point,” but another six years until this really happened. Now, that’s a good example because they were going independent. The transition itself probably took a year, year and a half. Jason Diamond: And the size and complexity of the team, by the way, probably amplifies that as well. Mindy Diamond: Well, there are outliers on either side, and that’s the point I wanted to make. Correct. Jason Diamond: Very fair. I’m glad you bring that up because there’s no cookie-cutter answer. It totally depends on the makeup of the business, where you’re going, how you’re going, when you’re going. I think we have time for two more questions, and I want to make sure we get to this because we’ve talked about this through the lens of the advisor and the advisor’s team. We haven’t talked much about the client experience, and that is clearly self-portability, in general, is something that gives advisors anxiety rightfully so. I think if you could tell a lot of advisors with 100% certainty that their book would move, I think many more would be interested in moving. I think concerns about portability, a lot of times, would keep advisors in seats. I guess what I’m getting at is because that initial client conversation is so important, is there anything you coach advisors to think about or to say to clients or potential clients as they consider a change, a transition? Mindy Diamond: Well, you have to be mindful certainly of your own employment agreement and legal considerations of pre-soliciting- Jason Diamond: Important point. Mindy Diamond: No way are any of us advocating for pre-solicitation. But you do have to have a pretty good sense in your mind without asking the client specifically, who is likely to come and who not. And the determination, the sort of hypothesis or the supposition, of who will come and who will not has everything to do with where you’re going and the value proposition, “Will I be able to make a compelling enough point? Will I have compelling enough reasons where it’s not about me, the advisor, it’s about you, the clients, about how I will better be able to service them? And if I’m able to say to a client, ‘If I make a move or I’m making this move and I’m now going to be able to do X, Y, and Z for you,’ I’m much more confident that they will be able to come?” In the case of this OpenArc deal, the Atlanta team, they did a lot of retirement plan business, so they had to be really concerned about how they were going to position this move and the new brand separating from Merrill brand, how they were going to convince their Fortune 500 clients that this was the right move. So it always has to start with what’s best for clients and how will I pitch it, if you will. Jason Diamond: I love how you answered that because it’s like two different answers to me. Part one is handicapping the portability, and that’s pre-transition during the due diligence process. Honestly, if you’re an advisor, you could do that now, right? If I were to make a move, “Here’s my client who I know with 100% certainty would follow me. Here’s the maybes, here’s the no,” you come up with a weighted average portability metric. I totally agree with you on that. And then the second piece of it is you have to be constantly thinking this option might sound the best to you, but remember, and I agree, not pre-solicit, but post-transition, you’re going to have to sell it to your clients. So you need to be thinking about every conversation you have with every firm through that lens. Do you agree with that? Meaning I’m going to move my business from UBS to Morgan Stanley. You get paid a big check, but can you articulate the clients- Mindy Diamond: Yeah, 1000%. It’s such a good point because, and we’re going to give you some inside baseball here, the number one question that any advisor who is in traffic with any firm or any model needs to ask is, put words in my mouth, “If we were fast forwarding to the day I made a move and joined your firm or joined your model, help me to understand what would the pitch to my clients sound like.” And then, you need to sort of absorb that pitch from the perspective of your clients. Put yourself in the shoes of your oldest clients, of your youngest clients, of your most important clients, of your middle-of-the-road clients, of your middle net worth clients, of the institutional clients, fill in the blank, “Does that value proposition fit?” That is one of the best ways to assess whether a firm or an opportunity is better enough or good enough for you. Jason Diamond: It’s such a good answer, and I love the inside baseball look there. Also, by the way, it has this side benefit of you’re forcing the managers or the recruiters to articulate almost like a succinct value prop on their firm. Right? Tell me, hypothetically, what would I say to clients about, and you’re just picking on Morgan, “Why is Morgan Stanley better than my current firm?” And that answer ought to be compelling. In closing, I want to wrap this up with a question around the difficulty of a move. You’ve been in this business now 30 years, I think it’s almost exactly 30 years. Has it gotten easier logistically to transition? And do you see that trend continuing, let’s say, because of partially things like AI, DocuSign and the like? What are your thoughts on the nuts and bolts of transitioning? Mindy Diamond: There’s no question it’s gotten easier. There’s no question that, from a legal perspective, the advent of broker protocol certainly makes it less scary or less risky to make a move. But there are plenty of moves that are made as a non-protocol move, and that’s not always the case. And the ecosystem, I should say, has gotten better to support the advisor in transition. Legal counsel, all they do all day long is facilitate these moves. Third-party consultancies, people like us that have been at it 30 years and have seen it all, and all the mistakes have already been made, we know how to do it. But with that said, moving is a hassle. No matter how much better the support system has gotten, no matter how many times a manager or a firm has transitioned advisors, it is a hassle to move. It is disruptive. It is a lot. And again, this statement is not going to win me a place in the headhunter hall of fame, but you should absolutely not consider a move unless you have the appetite for some risk, for some breakage, meaning some loss of clients, and you’re willing to shrink to grow, and you’ve got an appetite for some hassle factor to work perhaps harder for a short period of time than you have in a while. If you don’t have that, then no matter how unhappy you are, you really need to seriously consider whether moving is the best way to solve your problems. Jason Diamond: Yeah. It’s a really great way to tie a bow on this episode. It was a lot of fun. I’m excited. I think that would be 2037 based on your 12-year timeline. So the next $129-billion team, we’ll have to schedule that episode out for 10 or 12 years from now. But Mindy, thank you so much for sharing your years of wisdom and expertise with us. This was a fantastic episode. I had a lot of fun. Mindy Diamond: Yeah, I loved it too. Thank you, my pleasure. Jason Diamond: Thank you for joining us. We'll be back with a new episode next week, so be sure to listen in. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms, or could a better option exist? Should I Stay or Should I Go? is a book written with you in mind. It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and road map to professional self-discovery is designed to help you ask the right questions and think critically and objectively, whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook. The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between A Special Industry Update with Jason Diamond and Mindy Diamond. Jason Diamond: Welcome to a replay of one of the most popular episodes from our podcast series for financial advisors, The Advisor Transition Playbook: Inside Baseball on Due Diligence, the Move, and Everything In Between. It's Part 1 of a 2-Part Industry Update with Mindy Diamond. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive, whether that’s at a wirehouse, boutique, or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned. And each year, one in four advisors managing a billion dollars or more, who change firms, are our clients. Our process is education driven and based on building relationships, starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms, and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual Advisor Transition Report. It’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions. Download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Everything about a transition can seem incredibly overwhelming. From understanding the whys of a move, then conducting due diligence, and onto aligning the right models and selecting the best firms, it might seem like a fairly linear process. And for some, it can be. But for others, the layers of minutia can be daunting. Essentially, it comes down to the adage, “You don’t know what you don’t know.” So the goal of this episode is to share some inside baseball in how to get from here to there. I asked Mindy Diamond to join me to help draw from decades of experience in helping advisors through their transitions. We’ve dived into the misconceptions, the common
Dr Glidden is here Wednesdays to help us navigate the narrow path to life. "Because strait is the gate, and narrow is the way, which leadeth unto life, and few there be that find it." It's our job to ensure we point the way so all who are capable, and are intended to, find it. Not everyone is receptive to the simple solutions to proper, natural health. Those of you who are, we are here for you.My site:https://SemperFryLLC.comEiffel 90: https://eiffelhealth.com Call and use ext. 101Join Dr. Glidden's Membership site here:https://leavebigpharmabehind.com/?via=pgndhealthCode: baalbusters for 25% OFFMake Dr. Glidden Your DoctorUse Code BB5 here for your Whole Food 90 Essentials:https://www.azurestandard.com/shop/brand/azurewell/2326The Azure 90 are 1. Whole Food Multivitamin, 2. Alaskan Cod Liver Oil, 3. Fulvic-Humic Energy Blend, 4. IP6 Supreme. Use code BB5 for your discount.Become a supporter of this podcast: https://www.spreaker.com/podcast/ba-al-busters-broadcast--5100262/support.
What if Roswell never happened? In this episode, Matt Ehret dismantles the foundational stone of the entire UFO disclosure movement piece by piece. From Lawrence Rockefeller personally lobbying the Clinton White House to release UFO files, to forged Majestic 12 documents typed on machines built decades after the supposed date, to a CIA director's memo describing UFOs as a psychological warfare tool, to a stage magician publicly admitting he faked the 1995 alien autopsy broadcast, the evidence points in one direction. The civilian UFO research groups were founded by CIA directors. The key whistleblowers were disinformation operatives. The Hollywood films required government collusion. Ehret also introduces the Aviary, a covert intelligence network of operatives with bird code names managing the entire misinformation pipeline. The myth was always the product. Roswell was just where they launched it.
Ghost and Colonel Towner Watkins deliver a sweeping two-host examination of Henry Kissinger, the man at the center of nearly every major globalist operation of the twentieth century. From his OSS Ritchie Boy origins and his CIA-funded Harvard institute to his dual role as national security adviser and secretary of state, Kissinger operated as the connective tissue between the Rockefellers, the Fabian Society, and the deep state apparatus. Ghost and the Colonel trace his fingerprints on the Chilean coup, the petrodollar deal, the Nixon-China opening, Operation Cyclone and the birth of Al Qaeda, the Iran-Iraq war arms sales, and the Khashoggi-Epstein money laundering network. They also connect Kissinger to the founding of the World Economic Forum, the Trilateral Commission, and the Pilgrim Society, the institutions now being dismantled by the Trump administration. A dense, interconnected deep dive into the architect of the rules-based international order.
This episode originally aired on July 5, 2025. From Apple News In Conversation: Americans have a long history of obsession with the ultrarich, from Carnegie and Rockefeller to Bezos and Musk. And today, the gap between the rich and the poor is bigger than ever as the billionaire class has ascended to new heights. In his book, The Haves and Have-Yachts, New Yorker staff writer Evan Osnos explores the extravagant lifestyles of the wealthy and their outsize influence on politics. He sat down with Apple News In Conversation host Shumita Basu to talk about this unique moment — when billionaires are both resented and envied by the public — and what it means for the rest of us.
This episode originally aired on July 10, 2025. Americans have a long history of obsession with the ultrarich, from Carnegie and Rockefeller to Bezos and Musk. And today, the gap between the rich and the poor is bigger than ever as the billionaire class has ascended to new heights. In his book, The Haves and Have-Yachts, New Yorker staff writer Evan Osnos explores the extravagant lifestyles of the wealthy and their outsize influence on politics. He sat down with Apple News In Conversation host Shumita Basu to talk about this unique moment — when billionaires are both resented and envied by the public — and what it means for the rest of us.
052026 Rockefellers Pysch Warfare from Nato Massie Loses Data Center Info Melissa Susan by Kate Dalley
Carl Quintanilla, Sara Eisen, and David Faber kicked off the hour with a look at the growing debate over rising stocks AND rising bonds - before getting to the latest out of Washington when it comes to fading hopes around Iran, and breaking it all down with RBC's Head of U.S. Equity Strategy and Rockefeller's Ruchir Sharma. Plus: details on key movers you should watch here - from developments in Lululemon's battle with its activist Founder Chip Wilson to key details out of a new tie-up that would create the world's largest electric utility company... and a read from the ground when it comes to AI's use cases within biotech, according to one longtime expert. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
SummaryClayton Cuteri sits down with Sean Kelley on the Daily Social Hour to unpack the spiritual journey that took him from $10,000 in debt to a millionaire in 22 months, and the hidden financial history nobody learns in school. The conversation covers the Rothschild banker war playbook starting at Waterloo, how the IMF was designed to drain wealth out of the United States, the 1953 CIA coup in Iran that explains "death to America," and Clayton's prediction of the Venezuela regime change four months before it happened.Clayton also breaks down why the Bible has been changed, what the Gospel of Thomas reveals about the divine spark within, and shares an Indigo Education teaching on atoms, energies, and the nature of physical health. He closes on his core mission: world peace through purifying nature.BONUS: Clayton discusses some Indigo Education knowledge.Video of The PodcastWatch HereCampaign Websitehttps://writeincuteri.comClayton's NewsletterJoin HereClayton's BookPurchase HereClayton's Social Media LinkTree | Instagram | X (Twitter) | YouTube | FaceBook | RumbleTimecodes00:00 - All Wars are Banker Wars 00:47 - $10K Debt to Millionaire in 22 Months 07:30 - Gospel of Thomas and the Changed Bible 14:30 - Rothschilds, Rockefellers & Big Pharma 19:00 - The IMF, the Fed & the Petrodollar 23:30 - The Rothschild Banker War Playbook 26:30 - Venezuela, Iran & Operation Ajax 195344:00 - Indigo Education: the atoms philosophyIntro/Outro Music Producer: Don Kin Instagram | Spotify Super grateful for this guy ^Become a supporter of this podcast: https://www.spreaker.com/podcast/traveling-to-consciousness-with-clayton-cuteri--6765271/support.Listen to the Podcast AD-FREE HERE for $4.95/monSign Up for my Newsletter HEREALL Indigo Education Podcasts HEREMy Book: The Secret Teachings of Jesus HEREOfficial Traveling to Consciousness Website HERE
Happy Mindset Monday!Dr. Mamta Bhatt changed how I think about joy.She was a Harvard-trained scientist living the high-flying life. Private planes. Boardrooms with Rockefellers. The youngest person in the room.Then one day, she couldn't get up from bed. That's how debilitating the fatigue became.She went to live in a monastery. And one morning, she saw a sunrise. Inside her, a voice yearned: "What would it be to be happy?"She was looking at the sunrise. She had a smile on her face.And a voice inside her said: "But you are happy."She said: "I can have joy and I can still have a body that's not well. I didn't know to hold the two together."From that moment, she chose joy.Within 90 days, she healed herself with food as medicine.In this episode:The hidden cost of high achievementThe moment she couldn't get upLiving in a monasteryThe crushing of identity"I am a ball of massive golden light - just energy"The sunrise moment: choosing joyFood is medicine"I had a long list of accomplishments but I abandoned myself in the process"Learning to love yourselfWriting 10 things you're grateful for every dayBreath workPurpose beyond yourself
Paul Atkins owns 54 life insurance policies — and it reveals everything financial gurus miss.
Deze week in The Trueman Show: Lucas Hollertt Lucas Hollertt is voor velen geen nieuwe naam. In zijn vorige aflevering nam hij ons mee langs alle lagen van de piramide: van Rothschilds en Rockefellers tot de jezuïeten, vrijmetselaars en zionisten. Dit keer gaat hij nog een stap verder. In deze aflevering duiken we in zijn nieuwe boek (klein van formaat, groot van impact) over één van de meest beladen onderwerpen van dit moment: het verschil tussen joden, zionisme en antisemitisme. Want volgens Lucas is er één woord dat iedereen monddood maakt, terwijl de meeste mensen niet eens weten wat het precies betekent. Hij legt uit hoe zionisme een politieke stroming is - geen volk, geen ras - en hoe het jodendom al jaren als dekmantel wordt gebruikt. Hoe de Balfour Declaration, de Khazaren, de Rothschilds en de oprichting van de staat Israël allemaal met elkaar verbonden zijn. En waarom het volgens Lucas geen toeval is dat dit allemaal vaag blijft. We gaan ook diep in op de Protocollen van de Wijzen van Zion, Agenda 2030, de rol van de Jezuïeten in het Vaticaan en hoe dit alles doorloopt tot aan massamigratie, het financiële systeem en de oorlogen van vandaag. Bizar? Misschien. Maar zoals Lucas zegt: als je het eenmaal ziet, kan je niet meer terug. En in de Uncensored: over zijn vrouw die liever bridge speelt, zijn kinderen die het niet willen weten, waarom hij nooit meer stemt en hoe je omgaat met mensen die een totaal ander wereldbeeld hebben, zonder ruzie te maken. In deze aflevering: Joden vs. zionisme vs. antisemitisme De Balfour Declaration en de oprichting van Israël Khazaren, Rothschilds en de oorsprong van het zionisme De Protocollen van de Wijzen van Zion Jezuïeten, de Zwarte Adel en het Vaticaan Groot Israël en de oorlogen in het Midden-Oosten Verkiezingen, Agenda 2030 en de illusie van democratie Contant geld, pinnen en hoe je het systeem niet voedt Word Member en bekijk Uncensored op That's The Spirit: https://thatsthespirit.nu/in Volg ons op: Instagram: / thetruemanshowpodcast Facebook: / thetruemanshowpodcast Telegram: https://t.me/s/jornluka?before=217 X: / TruemanshowNL Wekelijks op de hoogte blijven van alle afleveringen, updates, boekentips en de blogs van onze gasten? Schrijf je in voor de nieuwsbrief: https://thetruemanshow.com/nieuwsbrief/ Samenwerken met The Trueman Show? Stuur een mail naar partners@thetruemanshow.com
What if the biggest culture war in America wasn't a grassroots revolution at all… but a system designed to keep ordinary people divided while the people at the top quietly consolidated more power than ever before? In this episode of Keeping It Real, Jillian dives into the hidden history behind modern DEI, identity politics, Cold War influence operations, and the institutional networks that shaped today's corporate and academic culture. From declassified CIA programs and Senate investigations to the Ford, Rockefeller, and Carnegie foundations, this is the hidden history of modern DEI. This episode follows the paper trail through the Cold War, the CIA's “Mighty Wurlitzer” propaganda network, McGeorge Bundy, the Ford Foundation, and the rise of the Black Panthers — whose free breakfast programs, health clinics, and cross-racial Rainbow Coalition threatened to unite working people around class and economic power. J Edgar Hoover and the FBI actually went after Fred Hampton because message wasn't Black vs. white. It was poor people vs. concentrated power. And according to Hoover that was more dangerous than riots and civil unrest. From the Congress for Cultural Freedom and foundation-funded activism to the rise of corporate HR culture and modern diversity bureaucracy, this episode explores how class-based populism may have been replaced by institutionalized identity management designed to absorb outrage without ever threatening the underlying power structure. You'll hear about: The CIA's “Mighty Wurlitzer” influence network Declassified Cold War psychological operations The Ford, Rockefeller, and Carnegie foundations connection to intelligence agencies How J Edgar Hoover's FBI went after the Black Panther Party and Fred Hampton's Rainbow Coalition Why cross-racial working-class solidarity terrified elites The Congress for Cultural Freedom and “managed dissent” How DEI became embedded in universities and corporations Why corporate activism exploded while inequality worsened The psychological mechanics of division and outrage politics How media, bureaucracy, and identity conflict distracts from corruption and economic power #DEI #CIA #FordFoundation 00:00 INTRO 00:48 DEI Was Started By The CIA 01:47 Ford Foundation & The CIA 02:51 The Mighty Wurlitzer: Engineering "Organic" Propaganda 03:56 Funding the "Housebroken" Left 06:06 Laundering Ideology Through Foundations (Ford, Rockefeller, Carnegie) 07:28 John J. McCloy and the CIA-Ford Foundation Merger 08:29 How Massive Endowments Provide Cover for Black Budgets 10:11 The "Long Leash": Seducing Intellectuals Over Defeating Them 12:38 Dummy Foundations 14:04 Thomas Braden: Controlling American Radicals 15:55 Case Study: Infiltrating the Labor Movement and Churches 17:02 The Hypocrisy of Institutional Leaders 18:47 McGeorge Bundy and the Strategy of Social Stability 20:06 Black Panters Fred Hampton and the Threat of the Rainbow Coalition 23:28 Unity is the Danger: Replacing Populism with Grants 26:34 Carnegie's Capture of Universities 29:44 Self-Reproducing Ideology in the Corporate Workplace 31:38 Interpersonal Conflict as a Substitute for Accountability 34:01 Divide, Conquer, and the Path to Solidarity Shopify: Launch your dream business with Shopify. Sign up for your $1/month trial at https://Shopify.com/Jillian and start selling today! Superpower: Stop guessing about your health—get $20 off Superpower at https://superpower.com/JILLIAN with code JILLIAN Fox One: Sign up at https://fox.com to watch Keeping It Real and more on-demand with FOX One. Learn more about your ad choices. Visit megaphone.fm/adchoices
Aliens are coming. Or so they want you to believe. In this episode, Matt Ehret traces the UFO disclosure movement from its origins in 1947 CIA memos to today's Pentagon whistleblowers, and finds the same occult networks running the show at every stage. From Allen Dulles using Carl Jung's archetype theory as a psychological warfare handbook, to the Rockefeller-funded promotion of LSD through Time and Life magazines, to Scientology-linked figures founding Project Stargate, Ehret builds the case that UFO disclosure is not a truth movement. It is a multigenerational magic trick designed to dismantle Christianity, manufacture a new synthetic spirituality, and unite a frightened population under a one world framework. The aliens were never the point. The spiritual reset always was.
Ghost and Jordan Sather team up to trace the most consequential dynasty in American history: the Rockefellers. From John D. Rockefeller's oil monopoly and JPMorgan's steel consolidation to the invention of the holding company by the law firm that later became the CIA, the dots connect in ways that still reverberate in 2026. Jordan breaks down how the Rockefellers engineered the modern pharmaceutical industrial complex through the Flexner Report, dismantling natural medicine in favor of petroleum-based drugs. Ghost adds how the same family funded the standardized education system, ran a reverse-psychology psyop to create the Federal Reserve, planted Henry Kissinger at Harvard, and ultimately gave birth to the World Economic Forum and the Trilateral Commission. A two-host deep dive into the blueprint of the system Trump is currently dismantling.
Send us Fan MailThis week we're looking at the crazy story of fake-Rockefeller con man Christian Gerhartsreiter.Like the show on Facebook - https://www.facebook.com/OurWeirdWorldPod/Follow John on Twitter and Instagram @TheJohnHinsonFollow the show on Instagram @OurWeirdWorldPodWant more John? Everyone wants more John. Visit www.johnhinsonwrites.com for all the books, podcasts, waterfalls, and more!
【欢迎订阅】 每天早上5:30,准时更新。 【阅读原文】 标题:Could AI's leading men become as powerful as Ford or Rockefeller?正文:DARIO, DEMIS, Elon, Mark and Sam. The five most important people in artificial intelligence are so famous that first names alone are enough to identify them. Politicians and journalists hang on their every word. ChatGPT, run by Sam Altman's OpenAI, has more than 900m weekly users. Dario Amodei's Anthropic has developed an AI model so good at hacking it has caused panic among policymakers. Demis Hassabis, head of Google's AI efforts, has won a Nobel prize. Elon Musk, who runs xAI, is the richest person alive. Mark Zuckerberg's Meta has created the West's most popular family of open-source models.知识点:artificial intelligence n. /ˌɑːrtɪˈfɪʃl ɪnˈtelɪdʒəns/the study and development of computer systems that can copy intelligent human behaviour 人工智能• Artificial intelligence is transforming how doctors diagnose diseases in rural areas. 人工智能正在改变医生在农村地区诊断疾病的方式。• The course introduces students to the basic principles of artificial intelligence and machine learning. 这门课程向学生介绍人工智能和机器学习的基本原理。获取外刊的完整原文以及精讲笔记,请关注微信公众号「早安英文」,回复“外刊”即可。更多有意思的英语干货等着你! 【节目介绍】 《早安英文-每日外刊精读》,带你精读最新外刊,了解国际最热事件:分析语法结构,拆解长难句,最接地气的翻译,还有重点词汇讲解。 所有选题均来自于《经济学人》《纽约时报》《华尔街日报》《华盛顿邮报》《大西洋月刊》《科学杂志》《国家地理》等国际一线外刊。 【适合谁听】 1、关注时事热点新闻,想要学习最新最潮流英文表达的英文学习者 2、任何想通过地道英文提高听、说、读、写能力的英文学习者 3、想快速掌握表达,有出国学习和旅游计划的英语爱好者 4、参加各类英语考试的应试者(如大学英语四六级、托福雅思、考研等) 【你将获得】 1、超过1000篇外刊精读课程,拓展丰富语言表达和文化背景 2、逐词、逐句精确讲解,系统掌握英语词汇、听力、阅读和语法 3、每期内附学习笔记,包含全文注释、长难句解析、疑难语法点等,帮助扫除阅读障碍。
Dr. Marissa Heisel joins Brian Nichols to break down why WebMD is making women sicker, not healthier... and why the self-diagnosing epidemic is exploding right now. After 27 years as a holistic chiropractor and midwifery-trained practitioner, Dr. Heisel has watched women trade their inner knowing for a search bar. The result? More anxiety, worse outcomes, and a generation of women who can't trust the one doctor who actually lives inside them. Inside this episode, we expose the uncomfortable truth nobody on cable news will touch... how the Rockefeller medicine system buried homeopathy, why Canadian chiropractors got a letter in March 2020 ordering them to stop discussing the immune system, and the specific phrase Dr. Heisel says is being used like a spell on women's health right now. So what happens when you keep outsourcing your body to people who don't live in it? Your kids inherit the same fear. The next generation grows up unable to discern truth from narrative. And when "Lockdowns 2.0" rolls in dressed up as a fuel shortage or a food shortage... most people will comply because they've never learned to trust the one source that can't be censored. Their own gut. Stick around for the 1913 reveal that explains why your doctor never asks about your stress (11:42), the moment Dr. Heisel breaks down what's coming next from the International Energy Agency (27:23), and her final prescription that costs zero dollars and works in any season (32:31). Smash subscribe and share this with the woman in your life who's tired of being gaslit by the expert class. Connect with Dr. Marissa at elementalhealingarts.life. And as always... we're sponsored by Cardio Miracle - hit the QR code on screen for the best heart health supplement in the world. Brian Nichols, signing off. Chapters:0:00 - Intro1:26 - 27 Years That Exposed The Health Lie5:15 - Why "Settled Science" Is A Spell11:42 - The 1913 Decision That Stole Your Power21:53 - The Data They Quietly Buried27:23 - Lockdowns 2.0 Is Already In Motion32:31 - The One Voice You Need To Cut Out Dr. Marissa Heisel:Elemental Healing Arts - https://elementalhealingarts.lifeEpisode Sponsor:Cardio Miracle - https://cardiomiracle.com/tbns (use code TBNS at checkout for 15% off + free shipping)Mentioned In Episode:Doctor Mike (YouTube) -1067: Dr. Mike IGNORES Science? The Vaccine Debate He WON'T Have (referenced at 8:26 as the appeal-to-authority example) The Flexner Report / Rockefeller-funded medical reform of the early 20th century (referenced at 11:42) International Energy Agency 2026 Energy Crisis Policy Response Tracker - https://www.iea.org/data-and-statistics/data-tools/2026-energy-crisis-policy-response-tracker (referenced at 27:23 - the IEA guidance to member governments on demand-side measures Marissa is calling "Lockdowns 2.0")Natalie Nicole / Dulsa Life - prior TBNS episode "I Was 385 Pounds & BIG SUGAR Wanted to KEEP Me Way" - https://www.lionsofliberty.com/episodes/tbns-i-was-385-pounds-amp-big-sugar-wanted-to-keep-me-wayConnect With Brian:X/Twitter - https://www.briannicholsshow.com/twitterFacebook - https://www.briannicholsshow.com/facebookInstagram: @BNicholsLibertyEmail: brian@briannicholsshow.comWebsite: https://www.briannicholsshow.comSubscribe To TBNS:Apple Podcasts - https://podcasts.apple.com/us/podcast/the-brian-nichols-show/id1334346967Spotify, YouTube, Rumble, Amazon Music - all searchable as "The Brian Nichols Show" Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Marissa Heisel joins Brian Nichols to break down why WebMD is making women sicker, not healthier... and why the self-diagnosing epidemic is exploding right now. After 27 years as a holistic chiropractor and midwifery-trained practitioner, Dr. Heisel has watched women trade their inner knowing for a search bar. The result? More anxiety, worse outcomes, and a generation of women who can't trust the one doctor who actually lives inside them. Inside this episode, we expose the uncomfortable truth nobody on cable news will touch... how the Rockefeller medicine system buried homeopathy, why Canadian chiropractors got a letter in March 2020 ordering them to stop discussing the immune system, and the specific phrase Dr. Heisel says is being used like a spell on women's health right now. So what happens when you keep outsourcing your body to people who don't live in it? Your kids inherit the same fear. The next generation grows up unable to discern truth from narrative. And when "Lockdowns 2.0" rolls in dressed up as a fuel shortage or a food shortage... most people will comply because they've never learned to trust the one source that can't be censored. Their own gut. Stick around for the 1913 reveal that explains why your doctor never asks about your stress (11:42), the moment Dr. Heisel breaks down what's coming next from the International Energy Agency (27:23), and her final prescription that costs zero dollars and works in any season (32:31). Smash subscribe and share this with the woman in your life who's tired of being gaslit by the expert class. Connect with Dr. Marissa at elementalhealingarts.life. And as always... we're sponsored by Cardio Miracle - hit the QR code on screen for the best heart health supplement in the world. Brian Nichols, signing off. Chapters: 0:00 - Intro 1:26 - 27 Years That Exposed The Health Lie 5:15 - Why "Settled Science" Is A Spell 11:42 - The 1913 Decision That Stole Your Power 21:53 - The Data They Quietly Buried 27:23 - Lockdowns 2.0 Is Already In Motion 32:31 - The One Voice You Need To Cut Out Dr. Marissa Heisel: Elemental Healing Arts - https://elementalhealingarts.life Episode Sponsor: Cardio Miracle - https://cardiomiracle.com/tbns (use code TBNS at checkout for 15% off + free shipping) Mentioned In Episode: Doctor Mike (YouTube) - 1067: Dr. Mike IGNORES Science? The Vaccine Debate He WON'T Have (referenced at 8:26 as the appeal-to-authority example) The Flexner Report / Rockefeller-funded medical reform of the early 20th century (referenced at 11:42) International Energy Agency 2026 Energy Crisis Policy Response Tracker - https://www.iea.org/data-and-statistics/data-tools/2026-energy-crisis-policy-response-tracker (referenced at 27:23 - the IEA guidance to member governments on demand-side measures Marissa is calling "Lockdowns 2.0") Natalie Nicole / Dulsa Life - prior TBNS episode "I Was 385 Pounds & BIG SUGAR Wanted to KEEP Me Way" - https://www.lionsofliberty.com/episodes/tbns-i-was-385-pounds-amp-big-sugar-wanted-to-keep-me-way Connect With Brian: X/Twitter - https://www.briannicholsshow.com/twitter Facebook - https://www.briannicholsshow.com/facebook Instagram: @BNicholsLiberty Email: brian@briannicholsshow.com Website: https://www.briannicholsshow.com Subscribe To TBNS: Apple Podcasts - https://podcasts.apple.com/us/podcast/the-brian-nichols-show/id1334346967 Spotify, YouTube, Rumble, Amazon Music - all searchable as "The Brian Nichols Show" Learn more about your ad choices. Visit megaphone.fm/adchoices
Este documental explora cómo los monopolios han moldeado la economía desde el caso de Rockefeller hasta los gigantes tecnológicos actuales.¿Son una fuente de innovación… o un riesgo para la competencia, los precios y la desigualdad?Acompáñame a The Wall Street Experience: un viaje exclusivo a Nueva York del 18 al 23 de mayo de 2026 para vivir de cerca Wall Street, la ONU y encuentros con empresarios e inversionistas. Solo 25 lugares.
เมื่อสนามรบเปลี่ยนจากพละกำลังมนุษย์สู่เครื่องจักรที่กระหายน้ำมัน และจากกระสุนปืนสู่ "ข้อมูล" ที่มองไม่เห็น ความมั่งคั่งมหาศาลจึงย้ายจากแนวหน้า ไปอยู่ในมือของคนที่คุม "ทรัพยากร" หลังบ้าน! . ในคลิปนี้เราจะพาไปเจาะลึก 4 อาณาจักรที่สร้างตัวจากวิกฤตจนกลายเป็นผู้คุมโลก [ ] Rockefeller: ผู้เปลี่ยนน้ำมันให้กลายเป็นสายเลือดของกองทัพ [ ] J.P. Morgan: เมื่อธนาคารกลายเป็น "คลังแสงทางการเงิน" ที่รัฐบาลขาดไม่ได้ [ ] Halliburton: พิสูจน์ว่า "โลจิสติกส์" และการก่อสร้าง ทำเงินได้มากกว่าการขายอาวุธ [ ] Palantir: ผู้กุมสมองของสงครามยุคใหม่ ด้วยพลังของ Big Data . ทำไม "สงคราม" ถึงสร้างมหาเศรษฐี? และเราจะถอดบทเรียนการมอง "คอขวด" ของยุคสมัยมาปรับใช้กับธุรกิจในปัจจุบันได้อย่างไร? ไปหาคำตอบพร้อมกันใน EP. นี้ . . #การเงิน #MoneyManual #NamFinance #missiontothemoon
CannCon and Ashe in America kick off G. Edward Griffin's The Creature from Jekyll Island and hit the ground running. Chapter one pulls back the curtain on the secret 1910 Jekyll Island meeting where six of the most powerful bankers in the world quietly drafted what would become the Federal Reserve System. The crew breaks down how the Fed was never designed to protect the public but was structured as a private banking cartel to eliminate competition, control the money supply, shift losses to taxpayers, and consolidate financial power in the hands of a few. The 1913 trifecta of the Federal Reserve Act, the income tax, and the 17th Amendment gets called out as centrally planned, coordinated transformation. Plus, Paul Warburg's outsized role, the Rothschild and Rockefeller connections, and a sharp discussion on why repealing the 17th Amendment may matter more than most people realize.
In this wide-ranging conversation, researcher and author Jacob Nordangård joins Alex Sachon to unpack how technocracy is emerging as the dominant underlying trend behind the major geopolitical events taking place today — from the Iran War, to the energy crisis, to the rise of technocracy, to forced mass migration, to the revelation of the long-hidden UFO mystery. Drawing on his books Temple of Solomon, Rockefeller: Controlling the Game, and The Global Coup d'etat, Jacob traces how elite networks have been orchestrating these crises for decades — and where it's all heading.Jacob's books & website: https://jacobnordangard.seJacob's Substack: https://drjacobnordangard.substack.com/Alex's website: https://www.alexsachon.com/Table of Contents0:00 Introduction & Background1:08 Iran War & Third Temple4:39 Temple of Solomon Book & Occult Networks9:40 Transhumanism & Elite Networks12:43 Armageddon Archetype Across Ideologies14:28 Energy Crisis & Geopolitical Restructuring16:40 Global Technates & New World Order18:51 Multipolar World & Technocratic Branches25:03 Forced Immigration & Surveillance State35:29 Eugenics, Depopulation & mRNA41:06 Climate Change & Rockefeller Origins45:11 Rockefellers vs. Rothschilds49:47 UFO Phenomenon & Hidden Technology58:44 Closing & Guest ResourcesTopics covered: Iran War, Third Temple, Zionism, Bible prophecy, Theosophy, transhumanism, Club of Rome, Club of Budapest, Ervin Laszlo, Rockefeller Brothers Fund, technocracy, multipolar world order, BRICS, Technates, COVID lockstep, forced migration, biometric surveillance, eugenics, mRNA, climate change origins, Kissinger, Rothschilds, UFO disclosure, Tesla, ether physics, global government
Bedtime History: Inspirational Stories for Kids and Families
John D. Rockefeller was one of the wealthiest people in American history. He built his fortune in the oil business during the late 1800s by creating the Standard Oil Company. Rockefeller was very organized and believed in efficiency, which helped his company grow quickly. Later in life, he gave away large amounts of money to support education, science, and medicine. His donations helped create universities and medical research centers that still exist today.
Sitting down with Garrett Gunderson, a legacy and generational wealth expert, to give a step-by-step guide in how to create, set up, and build generational wealth for your family, just like the Rockefellers. In this video, Garrett gives the three steps to the Rockefeller Method, as well as some bonus steps that often get missed. This is a deep dive into how to structure Living Trusts, life insurance, and more for your family's dynasty plan.Watch the Interview on Youtube for Visuals - https://youtu.be/W-TBD3HIVoAWant a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarityWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewWant More Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Introduction to the Rockefeller Method01:24 - Current Financial Challenges02:18 - Family Financing and Trusts03:30 - Overcoming Scarcity Mindsets05:44 - Leveraging Cash Value and Lines of Credit07:46 - Success of the Rockefeller Book11:09 - MDRT - Million Dollar Round Table Award13:25 - Family Constitution18:04 - Step One: Establishing a Trust*Revocable Living Trusts*Privacy and Protection*The Role of Trustees*Establishing a "Family Bank"20:32 - Step 2: Strategic Life Insurance*Economic Value Replacement.*Whole Life Insurance Benefits*Replenishing the Trust28:20 - Step 3: The Family Constitution*Defining Values and Mottos*Funding Guidelines*The Trust Protector31:56 - Expanding the Method: Retreats and Offices*Family Retreats *Family Offices37:10 - Organizing Meaningful Family Retreats*Purpose of the Retreat*Three Essential Components41:15 - Rituals41:36 - Traditions42:58 - Symbols46:10 - Family Meetings54:17 - Content Trends and Social Media Strategy58:31 - Helping Others Gain Perspective01:04:47 - Conclusion and Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Costco breaks it down for smaller portions; New Dubai Chocolate ice cream bars? Sign us up! Meghan Markle's icy stare goes viral; Anne Hathaway is turning a book called Yesteryear into a movie, People magazine's World's Most Beautiful issue is out; The fake Cartier heiress and the fake Rockefeller party crashers! A Pickleball company is suing Jill Zarin for selling their machine under another company's nameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Matthieu Auzanneau : Pourquoi l'énergie fait la puissance, et pourquoi le pétrole a dominé le mondeDans cet extrait, Matthieu Auzanneau explique pourquoi l'énergie est au cœur de toute puissance humaine, économique et militaire, et pourquoi le pétrole a occupé une place absolument singulière dans l'histoire moderne. Il montre comment ses propriétés physiques uniques ont permis l'essor d'un système industriel d'une efficacité et d'une rentabilité exceptionnelles, jusqu'à structurer la finance elle-même, de Rockefeller à Wall Street. Un passage pour comprendre à la fois la domination historique du pétrole et pourquoi l'entrée dans les limites physiques change désormais la donne.Le podcast est en ce moment sponsorisé par CyberghostVPN. Une manière simple de soutenir Sismique est découvrir ici l'offre promotionnelle réservée aux auditeurs : www.cyberghostvpn.com/sismiqueÉpisode enregistré le 21/04/2026---Retrouvez tous les épisodes et les résumés sur www.sismique.frSismique est un podcast indépendant créé et animé par Julien Devaureix.
SPONSORS: 1) HOLLOW SOCKS: For a limited time, Hollow Socks is offering a Buy 2, Get 2 Free Sale—visit https://hollowsocks.com to check it out. JOIN PATREON FOR EARLY UNCENSORED EPISODE RELEASES: https://www.patreon.com/JulianDorey CLIPPERS DISCORD: https://discord.gg/8QmWEKJ3BT (***TIMESTAMPS in description below) ~ Spencer Taylor is a modern filmmaker and humanitarian known for his 2025 documentary, "The Death of Recess," which critiques the traditional American education system. He is the former Co-Host of "Impaulsive." SPENCER's LINKS: IG: https://www.instagram.com/spencervybes/ YT: https://www.youtube.com/@SpencerVybes?app=desktop DOCUMENTARY: https://www.angel.com/movies/death-of-recess FOLLOW JULIAN DOREY IG: https://www.instagram.com/julianddorey/ X: https://x.com/juliandorey JULIAN YT CHANNELS - SUBSCRIBE to Julian Dorey Clips YT: https://www.youtube.com/@juliandoreyclips - SUBSCRIBE to Julian Dorey Daily YT: https://www.youtube.com/@JulianDoreyDaily - SUBSCRIBE to Best of JDP: https://www.youtube.com/@bestofJDP ****TIMESTAMPS**** 0:00 - Rockefeller Epstein Files, Pandemic Kids Crisis, Vaccine Backlash 10:51 - Jake Paul LA, Hollywood Dark Side, Education System Origins 20:35 - Prussian Model, Horace Mann, Industrial Revolution Impact 30:22 - School System Incentives, Homeschooling Rise, Youth Capture 42:00 - Finland Education, No Homework, Recess Science 51:15 - Teacher Pay Debate, Charter Schools, School Choice, NEA Influence 1:00:22 SOGI Curriculum, Arcus Foundation, UN Influence 1:10:25 System Collapse Warning, Revolution Talk, Tax Awareness 1:20:15 Institutional Power, Ukraine Experience, Global Missions 1:29:00 Bucha Massacre, Ukraine War Life, Propaganda, Ground Reality 1:40:42 Drone Warfare, War Reality, Gaza Crossing, Frontline Contrast 1:53:32 Gaza Experience, Civilian Reality, War Trauma, Faith Perspective 1:59:13 Christianity Return, Faith Journey, Archaeology, Spiritual Conviction 2:09:16 Humanitarian Aid, Pakistan Floods, Missions Abroad 2:18:29 NEA Power, Rockefeller Influence, Education System Control 2:32:36 Moral Shift, Family Debate, Cultural Change, Individualism 2:44:30 Raising Kids Today, Education Reform, ESA Accounts 2:47:17 - Spencer's Work CREDITS: - Host, Editor & Producer: Julian Dorey - COO, Producer & Editor: Alessi Allaman - https://www.youtube.com/@UCyLKzv5fKxGmVQg3cMJJzyQ - In-Studio Producer: Joey Deef - https://www.instagram.com/joeydeef/ Julian Dorey Podcast Episode 410 - Spencer Taylor Music by Artlist.io Learn more about your ad choices. Visit podcastchoices.com/adchoices
From 1933 to 2015, the Rockefeller family developed, owned, and occupied 19 buildings across 22 acres in midtown Manhattan known as Rockefeller Center. The many tentacles of the Rockefeller Standard Oil octopus were housed in the General Electric building inside the family office known as Room 5600. The United Nations was conceptualized inside Room 5600, alongside the IMF, World Bank, Rockefeller Brothers Fund, and even the Trilateral Commission. David Rockefeller and Henry Kissinger formulated their scheme for the depopulation of the Third World from this office, and the plan to open China was concocted inside the vast 56th-floor office that housed the most dangerous American family in the nation's 250-year history.—Video ChannelsWatch the video version of Macroaggressions:Rumble: https://rumble.com/c/Macroaggressions YouTube: https://www.youtube.com/@MacroaggressionsPodcastBrighteon: https://www.brighteon.com/channels/macroaggressions/—MACRO & Charlie Robinson LinksHypocrazy Audiobook: https://amzn.to/4aogwmsThe Octopus of Global Control Audiobook: https://amzn.to/3xu0rMmWebsite: www.Macroaggressions.ioMerch Store: https://macroaggressions.dashery.com/ Link Tree: https://linktr.ee/macroaggressionspodcast—Activist Post FamilySign up for the Activist Post Newsletter: https://activistpost.kit.com/emailsActivist Post: www.ActivistPost.comNatural Blaze: www.NaturalBlaze.com —Support Our SponsorsGround Luxe Grounding Mats: https://GroundLuxe.com/MACROReplace Your Mortgage: www.WipeOutYourMortgageNow.comC60 Power: https://go.ShopC60.com/PBGRT/KMKS9/ | Promo Code: MACROChemical Free Body: https://ChemicalFreeBody.com/macro/ | Promo Code: MACROWise Wolf Gold & Silver: https://Macroaggressions.Gold/ | (800) 426-1836LegalShield: www.DontGetPushedAround.comEMP Shield: www.EMPShield.com | Promo Code: MACROChristian Yordanov's Health Program: www.LiveLongerFormula.com/macroAbove Phone: https://AbovePhone.com/macro/Van Man: https://VanMan.shop/?ref=MACRO | Promo Code: MACROThe Dollar Vigilante: https://DollarVigilante.spiffy.co/a/O3wCWenlXN/4471Nesa's Hemp: www.NesasHemp.com | Promo Code: MACROAugason Farms: https://AugasonFarms.com/MACRO—
Click Here to Get All Podcast Show Notes!Building generational wealth isn't about how much you make–it's about how you structure it for lasting growth. Are you ready to build wealth that spans generations? In this episode, Sharran reveals the nine-step system for building and preserving generational wealth. Taking lessons from the Vanderbilt and Rockefeller families, Sharran walks listeners through key strategies that not only protect wealth but multiply it across generations. He shares the essential tools and systems that ensure family wealth continues to grow without dilution. Sharran also discusses the importance of a family constitution, holding companies, and transfer restrictions to protect assets from unnecessary taxes, lawsuits, and poor decisions. In addition, he highlights the necessity of teaching the next generation the value of money, creating systems for them to manage, and developing their skills for future wealth-building.This episode is a must-listen for anyone serious about building wealth that lasts, whether you're just starting out or looking to preserve millions for the next generation.“Imagine you had a punch card with ten holes in it, and you could only make ten investments in your life, and nothing else. Wouldn't you take those investments extremely seriously? That is how wealth is really made; you make good decisions, and you hold them for a long period of time.”- Sharran SrivatsaaTimestamps:01:32 - The fall of the Vanderbilts and the success of the Rockefellers02:07 - The Dynasty Trust system for wealth transfer04:17 - The Walton family's holding company model05:17 - Life insurance as a liquidity engine for the family07:15 - The need for a family constitution09:11 - The Hearst family's trust and board structure10:18 - Transfer restrictions to keep businesses private13:03 - Long hold design and the importance of patience in wealth creation14:19 - Liquidity reserves and borrowing against assets17:01 - Next generation training: Teaching kids the value of moneyResources:- In 18 Minutes, You'll Understand Generational Wealth - https://youtu.be/UMiAzkNEM4U?si=sPq8iZgQOU4RZu6b - The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com - https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1- Threads - https://www.threads.com/@sharransrivatsaa