R.E.A.L. with Matt and Katie

Real Estate Fitness, Keeping your Real Estate Muscle StrongSearching for the perfect new build community? Don't be swayed by just the shiny model home! In this episode, Katie and Sonya break down exactly what you should look for when choosing a new build community in Arizona. From understanding future development plans and HOA rules to evaluating school districts, commute times, and amenities, we'll give you the tools to make a smart move for your family and your future.Got questions about new builds or the home buying process? Drop them in the comments or DM us!— Hosted by: Katie Halle Lambert and Sonya Maynes with Team EvoAZ at eXp Realty.Disclaimer: The information in this episode is for educational purposes only and should not be considered advice. Please consult your attorney, CPA, real estate agent, or wealth manager for guidance specific to your situation. This episode is prerecorded.

Tip Tuesday, 2-4 Min Real Estate TipsStarting your home search? Before you dive in, make sure you're set up for success by asking the right questions! This week, Dana from Team EvoAZ and Ryan from Your Best Mortgage break down the top 10 questions every buyer should ask their agent during the consultation process. These questions help build trust, set expectations, and ensure you have the right team in your corner.Here's what you'll learn:What's important when choosing an agentHow to gauge your agent's local market knowledgeWhy communication style matters for a smooth transactionWho you'll work with throughout the process and what happens if your agent is unavailableWhat sets your agent apart from others in the marketHow your agent will help you find the right home, including off-market opportunitiesHow many clients your agent is currently working with and how it impacts your experienceHow buyer's agents are paid and what agreements you may be asked to sign Have questions about buying a home or want to know more about the process? Drop them in the comments below! Want to browse Phoenix area homes? Text GetPhoenixDeals to 480-508-9828 to see our current "good deals" page. Want to connect directly? Text ConnectWithDana to 480-508-9828 Text ConnectWithRyan to 480-508-9828 #HomeBuyingTips #PhoenixRealEstate #TipTuesday #TeamEvoAZ #YourBestMortgage Disclaimer: The information provided in this video is for educational purposes only and not financial or legal advice. Always consult a licensed lender, real estate agent, or wealth manager for guidance specific to your situation.

The First-Time Buyer Blueprint, Information for First-Time BuyersThinking about buying your first home but worried your credit score might hold you back? In this episode, Dana Wilson joins Ryan Gilliam from Your Best Mortgage to break down the essentials of credit repair for first-time home buyers. Learn how your credit score impacts your home loan options, what steps you can take to improve your credit, and how to avoid common pitfalls that could delay your home-buying journey. Ryan shares actionable tips and resources to help you feel confident and prepared—no matter where you're starting from.Whether you're just beginning to explore homeownership or actively working on your finances, this episode is packed with practical advice to help you move forward with clarity and confidence.Got questions about credit repair or the homebuying process? Drop them below!#RealEstateTips #CreditRepair #FirstTimeBuyer #HomeBuyingJourney #PhoenixRealEstateConnect with Dana: Text ConnectWithDana to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood NewsExplore Pleasant Valley in Peoria AZ, a gated community located at Lake Pleasant Parkway and Jomax. Known for its spacious single-family homes, generous lot sizes, toy storage options, and scenic mountain views, Pleasant Valley offers both comfort and convenience for residents. The community features a biking and walking path, a children's playground, and secure gated access, with HOA dues at $420 per quarter.​Pleasant Valley is just minutes from the 303 and I-17, making commutes and weekend adventures easy. Residents are part of the Deer Valley Unified District—school ratings and info can be found on Great Schools below. Local highlights include Lake Pleasant Regional Park, Peoria Regional Preserve, and the Peoria Sports Complex, all nearby for recreation and family fun. The area is also seeing new development, with major homebuilders investing in the community's future.​This week's featured business is Smiling Golden Ranch, owned by Keri Stavish. Smiling Golden Ranch is a local gem—learn more about their story and offerings at https://keristavish.wixsite.com/smilinggoldenranch.​Points of interest:Lake Pleasant Regional Park: https://www.maricopacountyparks.net/park-locator/lake-pleasant-regional-park/​Peoria Regional Preserve: https://www.alltrails.com/lists/peoria-regional-reservePeoria Sports Complex: https://www.peoriasportscomplex.com/ For upcoming developments, check out: https://www.abc15.com/news/business/homebuilders-buy-600-lots-at-peoria-master-planned-community#:~:text=Two%20of%20the%20nation's%20largest,based%20Taylor%20Morrison%20Home%20Corp.​Catch the full episode now on YouTube or your favorite podcast platform!

The First-Time Buyer Blueprint, Information for First-Time BuyersReady to take the next step in your homebuying journey? In this episode, Dana Wilson joins Ryan Gilliam from Your Best Mortgage to guide you through phase two: getting pre-qualified for a mortgage. Learn what documents you'll need, how credit checks work, and the importance of pre-qualification letters. Ryan also shares tips to help you understand your budget and navigate this critical step with confidence. Whether you're just starting out or actively searching, this episode is packed with essential advice to simplify the process and set you up for success! Got questions about getting pre-qualified or buying your first home? Drop them below! #RealEstateTips #MortgageAdvice #FirstTimeBuyer #HomeBuyingJourney #PhoenixRealEstate Connect with Dana: Text ConnectWithDana to 480-508-9828 Connect with Ryan: Text ConnectWithRyan to 480-508-9828 Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828 This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate TipsThinking about ways to save on your monthly mortgage payments? This week, we're breaking down *rate buy downs*!   Here's what you'll learn:   What is a rate buy down?   How does it work?   Should you use it to make your home-buying journey more affordable?    Got questions about rate buy downs or how they can help you? Drop them below!    *Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828    Connect with Carmen: Text ConnectWithCarmen to 480-508-9828   Connect with Ryan: Text ConnectWithRyan to 480-508-9828   #HomeBuyingTips #RateBuyDowns #MortgageHacks #PhoenixRealEstate #TipTuesday   Disclaimer: This is a pre-recorded video. The information provided in this video is for educational purposes only and not intended as specific advice. Please consult your attorney, CPA, real estate agent, or wealth manager for personalized guidance.

The First-Time Buyer Blueprint, Information for First-Time BuyersBuying your first home? Don't even think about skipping this! In this premiere episode, Dana Wilson teams up with Ryan Gilliam from Your Best Mortgage to reveal the single most important step every first-time buyer needs to take before starting their journey. They'll share insider tips and explain why this step can save you time, money, and stress. Don't miss out—this advice is a total game-changer!Got questions about buying your first home? Drop them below!#FirstTimeBuyer #HomeBuyingTips #RealEstateEducation #MortgageAdviceConnect with Dana: Text ConnectWithDana to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828Get the First-Time Buyer cheat sheet: https://katielambert.exprealty.com/ask/898f7ef7df7542b5deffb7334b233679Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate TipsThinking about switching jobs while buying a home? In this episode, Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to talk about how a job change during the mortgage process may or may not impact your qualification. They'll share tips to help you navigate this tricky situation. Whether you're in the middle of buying or just planning ahead, this episode is packed with must-know advice to keep your homebuying journey on track! Got questions about buying a home? Drop them below! #RealEstateTips #MortgageAdvice #HomeBuyingJourney #JobChange #TipTuesday Connect with Carmen: Text ConnectWithCarmen to 480-508-9828 Connect with Ryan: Text ConnectWithRyan to 480-508-9828 Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828 This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Arizona Monthly Market Housing UpdateWelcome back to our May 2025 edition of the Arizona Monthly Housing Market Update! Join Katie, Matt, and Ryan as we discuss this month's most impactful real estate topics, including:​

The Neighborhood NewsJoin me in this episode of The Neighborhood News as we highlight the vibrant and historic community of Maricopa Meadows in Maricopa, AZ!

Tip Tuesday, 2-4 Min Real Estate TipsThink you need a huge down payment to buy a home? Think again! In this episode, Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to debunk the most common misconception about down payments and share the truth about what's really required to purchase a home.

Tip Tuesday, 2-4 Min Real Estate TipsYour credit score plays a BIG role in the home-buying process! In this episode, Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to break down everything you need to know about credit scores and how they impact your ability to qualify for a mortgage.

Tip Tuesday, 2-4 Min Real Estate TipsWant to invest in real estate but don't have verifiable income? The Investor Cash Flow Program or DSCR could be the perfect solution!

Arizona Monthly Market Housing UpdateWelcome back to our April 2025 edition (recorded 4/3) of the Arizona Monthly Housing Market Update! Join Katie, Matt, and Ryan as we dive into the latest market trends, including the impact of recent tariff announcements, fluctuating interest rates and local inventory levels.

Tip Tuesday, 2-4 Min Real Estate TipsBuying a condo with an FHA loan? Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to guide you through what you need to know! In this episode of Tip Tuesday, we're diving into FHA-approved condos, key financing details, and tips to make your condo-buying process as smooth as possible. Whether you're a first-time buyer or just new to FHA loans, this episode is packed with valuable insights to help you make informed decisions.

Tip Tuesday, 2-4 Min Real Estate TipsIn this episode of Tip Tuesday, Carmen Johnson joins Ryan Gilliam from Your Best Mortgage to break down the concept of seller concessions. Learn how these can help you save money during the homebuying process and make your dream home more affordable. Whether you're a first-time buyer or seasoned homeowner, this episode is packed with valuable insights to navigate your next real estate transaction with confidence!  #RealEstateTips #HomeBuying101 #SellerConcessions #SaveMoney #MortgageAdvice #TipTuesday #DreamHome Got questions? Drop them in the comments below, and we'll answer them in an upcoming video!  Connect with Dana: Text ConnectWithCarmen to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828  Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828 This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood NewsJoin us in this episode of The Neighborhood News as we dive into the family-friendly community of Rancho Bella Vista in San Tan Valley, AZ!

Rates Drop, Luxury Soars, & Key Market Moves – March 2025 AZ Housing Market UpdateCould Arizona's real estate market be heating up? You don't want to miss this! Rates are finally relaxing a bit, luxury sales are skyrocketing, and inventory is growing, giving buyers more options. Plus, big economic moves are fueling confidence in the market. Thinking of buying or selling? Watch for exclusive insights, juicy data and tips to make your move. 

The Neighborhood NewsToday, we're diving into Gilbert Ranch, nestled in the vibrant town of Gilbert, Arizona. Once known for its agricultural roots, this area has transformed into a thriving suburban community.  We'll share some of the local amenities, including the nearby Santan Village and Heritage District, offering a plethora of dining and shopping options. Don't miss our spotlight on Discovery District Park, perfect for outdoor enthusiasts with its lakes, sports fields, and trails. SanTan Village: https://www.shopsantanvillage.com/ Heritage District: https://www.discovergilbert.com/heritagedistrict/ Discovery Park: https://www.gilbertaz.gov/departments/parks-and-recreation/parks-information/parks/discovery-district-park Plus, we're thrilled to highlight local small business owner Jen Stone, an end-of-life doula, whose compassionate services are invaluable to families in need. Here's the interview I mentioned: https://www.youtube.com/live/Zar3mPF0T4c?si=gQnrUxRfSD_-vf7j Here's her link tree: https://linktr.ee/jennsjoyjourney Stay tuned for updates on the Digging the District campaign, supporting upcoming developments in the Heritage District. For more insights, check out the links in our show notes. #GilbertRanch #ArizonaRealEstate #LocalGems Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ Preview more neighborhoods in the area here: https://youtube.com/playlist?list=PLvQwjaqVCSSDOffb1lHhzcwADOObKrS1I Contact EvoAZ.com to buy or sell your home! Brought to you by Real Estate Katie of Team EvoAZ at eXp Realty. This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood NewsIn this episode, we're taking you to the base of South Mountain, one of my all-time favorite spots.Discover the charming Quintessa community within Mandalay at South Mountain—an exclusive gated area boasting breathtaking views and custom homes. We'll delve into the rich history of this area, from its early mining days to its agricultural roots, and explore a stunning property with a basement, exquisite outdoor spaces, and numerous updates.Join us as we highlight local dining gems like Rustler's Roost and ATL Wings, and discuss the upcoming South Central Extension downtown hub—a catalyst for positive change in South Phoenix.Plus, we'll give a shoutout to Heavenly Baby Gear Rentals, a local small business making travel with kiddos a breeze. Don't miss out on this vibrant community—watch now and immerse yourself in the beauty of South Mountain!The Farm at South Mountain: https://thefarmatsouthmountain.comRustler's Rooste: https://www.rustlersrooste.com/ATL Wings: https://www.atlwings.com/South Central Extension/Downtown Hub: https://www.valleymetro.org/project/south-central-extension-downtown-hubHeavenly Baby Gear Rentals: https://www.facebook.com/profile.php?id=100077512479178#SouthMountain #PhoenixRealEstate #QuintessaCommunity #AZHomesSearch new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoazResearch Schools in any area: https://www.greatschools.org/Preview more neighborhoods in the area here: https://youtube.com/playlist?list=PLvQwjaqVCSSDOffb1lHhzcwADOObKrS1IContact https://EvoAZ.com to buy or sell your home!Brought to you by Real Estatie Katie of Team EvoAZ at eXp RealtyThis is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Arizona Monthly Market Housing Update In this explosive February market update, Team EvoAZ reveals game-changing insights about Arizona's real estate market that NO ONE is talking about!

Tip Tuesday, 2-4 Min Real Estate Tips Thinking about solar? WATCH THIS FIRST! Our experts Dana & Ryan break down the shocking truth about how different solar agreements impact your home's value.

The Neighborhood News Discover Gold Canyon's hidden gems in this exclusive Neighborhood News episode! Located at the base of the majestic Superstition Mountains, this growing community offers incredible opportunities for homebuyers. Tour our featured community with NO HOA and explore:

Tip Tuesday, 2-4 Min Real Estate Tips In this week's Tip Tuesday, Dana and Ryan from Team EvoAZ tackle one of the most common questions in real estate: Should you talk to a lender or a realtor first? Get expert insights on starting your homebuying journey the right way! Our dynamic duo breaks down: ✅ How to make the most of both relationships Whether you're a first-time homebuyer or getting back into the market, this episode will help you start your home buying journey on the right foot!

Arizona Monthly Market Housing Update In this eye-opening first episode of 2025, real estate expert Katie Halle Lambert and mortgage specialist Ryan reveal the hidden opportunities in today's "chilly" market. Discover why January 2025 is being called the "magic time" for homebuyers, with unprecedented negotiating power and creative financing options that most people don't know about! Key highlights: • Why waiting for spring could cost you thousands • Secret mortgage strategies, including loan assumptions and rate buy-downs • The truth about Arizona's resilient home prices • How sellers can still get multiple offers in 3 days • Expert predictions on rates, inflation, and market trends Whether you're a buyer looking for the perfect timing or a seller wanting to stand out in today's market, this episode delivers actionable insights you can't afford to miss. Plus, get insider tips on why some properties sell instantly while others sit on the market! Catch Ryan and Dana's Tip Tuesday YouTube episode on loan assumptions here: https://youtu.be/4o8HUXXD9bQ?si=LflH73zfUv1bKT52 Contact Ryan with Your Best Mortgage at (480) 635-3035 - and make sure you tell him you found him here. To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/0b7ab18fbc21fb8b758fcd10dc6f514f Contact https://evoaz.com/ to buy or sell a home in Arizona. #ArizonaRealEstate #HousingMarket2025 #RealEstateInvesting #HomeBuyingTips #MortgageRates #PhoenixHousing #RealEstateMarket This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this episode of Tip Tuesday, Dana and Ryan discuss the mortgage underwriting process!

Arizona Monthly Market Housing Update

Tip Tuesday, 2-4 Min Real Estate Tips Join Dana and Ryan as they dive into a somewhat common but tricky scenario in real estate: low appraisals on home purchases. They'll break down what it means when an appraisal comes in lower than the agreed-upon purchase price, the potential impact on the transaction, and the options buyers and sellers have to navigate this situation. From renegotiating the price to covering the difference or disputing the appraisal, Dana and Ryan share their expert insights to help you stay prepared and informed. Don't miss this must-watch Tip Tuesday if you're buying or selling a home! Got questions? Drop them in the comments below, and we'll answer them in an upcoming video!

Tip Tuesday, 2-4 Min Real Estate Tips In this week's Tip Tuesday, Ryan and Dana break down what it means to live in a community property state and how that can impact your ability to qualify for a mortgage.

The Neighborhood News In this episode of The Neighborhood News, we'll take a closer look at the Buenavante neighborhood, from the upscale shopping and dining at Kierland Commons to the recreational opportunities at Cactus Park, both just a short distance away. Plus, we'll showcase an amazing new Team EvoAZ listing in Buenavante, a community prized for its central location, amenities, and character. Don't miss this perfect blend of history, lifestyle, and opportunity in Scottsdale! Scottsdale Airport: https://www.scottsdaleaz.gov/scottsdale-airport Kierland Commons: https://www.kierlandcommons.com/holiday Rockstar Gallery: https://rockstargallery.net/ Upcoming Events in Scottsdale: https://www.experiencescottsdale.com/events/ Meet Dr. Nikki Robinett! Moving and Grooving Pediatric Therapy provides specialized physical therapy services for children, focusing on helping them achieve their developmental milestones through fun, movement-based activities. Learn more here: https://movingandgroovingpt.com/ Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips Are you ready to buy a home but unsure about the real costs involved?

Real Estate Fitness, Keeping your Real Estate Muscle Strong. Divorce doesn't mean you have to give up on homeownership! In this essential episode, we dive into strategies for securing a mortgage post-divorce. Discover how child support, spousal support, and even stay-at-home parenting can help you qualify, pushing you further down the path to a new home and a fresh start. Whether you're newly divorced or preparing for one, these insights can make a world of difference. Don't miss this must-see guide to turning this life transition into homeownership opportunities! Connect with Diana: https://dianabachler.vipmtginc.com/ Hosted by Katie Halle Lambert, Divorce Real Estate Specialist RCS D Designee with Team EvoAZ at eXp Realty. To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos. This video is prerecorded.

Tip Tuesday, 2-4 Min Real Estate Tips In this *Tip Tuesday* video, Dana and Ryan break down the concept of **prepayment penalties on mortgages**. They explain what prepayment penalties are, why lenders charge them, and the different scenarios where they might apply. Tune in to learn how these penalties can impact your financial decisions if you're considering paying off your mortgage early, refinancing, or making larger payments than scheduled. Don't miss this quick guide to understanding prepayment penalties and protecting your financial health! Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam Tip This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this week's Tip Tuesday, Ryan and Dana break down the essentials of **rate locks** and why they're a crucial part of the mortgage process!

Arizona Monthly Housing Market Update In this month's Market Update, we dive deep into the latest on mortgage rates and break down what's really happening in the housing market here in Arizona today. Beyond the numbers, we're uncovering the real experiences behind day-to-day transactions—what buyers and sellers are feeling and facing right now. Whether you're buying, selling, or just curious, we're bringing you the raw truth about the emotional highs and lows that come with today's shifting market. Don't miss this insider's look at the journey behind the data! Contact Ryan with Your Best Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Tip Tuesday, 2-4 Min Real Estate Tips Welcome to another episode of Tip Tuesday with Ryan and Dana! In today's video, we're breaking down everything you need to know about **Homeowners Insurance** and why it's essential if you have a mortgage. Ryan and Dana walk you through why lenders require it before approving your home loan. Whether you're a first-time homeowner or just want to understand the process a bit better, this episode has you covered. Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood News Welcome to The Neighborhood News, spotlighting D'Arcy Ranch of Chandler AZ! Nestled near Ray Road and the 101! Ray Road has a unique history tracing back to the early1900s when the Ray family established roots here, becoming key figures in Chandler's agricultural heritage. This community features single-family homes, with properties like Florence currently listed by Team EvoAZ. Living here offers access to shopping options like Whole Foods and the Chandler Fashion Center, along with dining spots across the street in The Park at San Tan Business District such as The Crowned Egg and Lucky Lou's American Grill, to name a few. The Crowned Egg: https://tinyurl.com/5ykc79b5 Lucky Lou's American Grill: https://luckylousaz.com/ Chandler Pumpkin Patch: https://arizonapumpkinpatch.org/locations/chandler-pumpkin-patch/ Lastly, our featured business is **The Smiling Golden Ranch**—a fantastic local, family-owned business that you won't want to miss! https://www.facebook.com/profile.php?id=61554108630345 Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this Tip Tuesday episode, Dana and Ryan dive into the world of home warranties, explaining what they are and why they should not be confused with home insurance. They discuss how a home warranty covers the repair or replacement of major home systems and appliances, such as HVAC units and kitchen appliances. Tune in to learn how home warranties can save you money on costly repairs.

The Neighborhood News Join us for another exciting episode of The Neighborhood News as we explore the vibrant community of Johnson Ranch in San Tan Valley, AZ. This master-planned neighborhood offers an 18-hole golf course, over 300 acres of outdoor recreation, and top-notch amenities. In this episode, we showcase a stunning 3-bedroom, 2-bath home that backs onto "The Greens" area of Johnson Ranch. Learn about the community's rich history and why Johnson Ranch is the heart of San Tan Valley living. Don't miss this tour! Here's the link to the amenities that Johnson Ranch offers: https://www.johnsonranch.com/amenities/ 1. Johnson Ranch's Disc Golf Course - “The Greens” 2. The One-acre Catch and Release Pond 3. Stardust Pool 4. San Tan Highlands Golf Course Browse available homes for sale in Johnson Ranch in San Tan Valley AZ here: https://myre.io/0ZrzqwxthB3f The link provides an overview of new developments and construction projects underway in San Tan Valley, highlighting the area's growth and upcoming amenities: https://santanvalley.com/whats-building Cookie Doughrk Bakery is a home-based bakery in San Tan Valley, AZ, specializing in beautifully decorated custom cookies. Each cookie is made with high-quality ingredients and meticulous attention to detail, perfect for any occasion—whether it's a birthday, welcoming a new baby, or simply a sweet treat. Every order is crafted with love to make your special day even better! Connect here: https://cookiedoughrk.com/ Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners Preview more neighborhoods in the area here: https://youtube.com/playlist?list=PLvQwjaqVCSSDOffb1lHhzcwADOObKrS1I Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this short video, Dana and Ryan break down the key differences between **APR (Annual Percentage Rate)** and the **interest rate** when it comes to home loans. Understanding these two terms is crucial for homebuyers as they impact the total cost of borrowing. Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood News Welcome to Trilogy at Vistancia, a stunning 55+ resort-style community located in Peoria, Arizona. This master-planned development began construction in 2004 and is known for its modern, desert-inspired homes and exceptional amenities. Trilogy at Vistancia offers an 18-hole championship golf course designed by Gary Panks, two exclusive member clubs—Kiva and Mita—plus the Trilogy Golf Club at Vistancia, which is open to the public and features V's Taproom for casual dining. Enjoy the healthy, active lifestyle with access to tennis and pickleball courts, a spa, fitness center, and a variety of social activities. The community is also conveniently located near major freeways, shopping, and recreation, including the scenic Discovery Trail and the nearby Sunrise Mountain Preserve. Looking ahead, Peoria is growing rapidly with new developments, including the exciting **Five North at Vistancia** project, set to bring even more luxurious living and services to the area. Wendy Burnett, a travel expert at ET Family Travel, LLC, specializes in creating unforgettable vacations tailored to your unique preferences. Whether you're seeking a relaxing getaway or an adventurous escape, Wendy's personalized service ensures a seamless and stress-free travel experience. Learn more at https://linktr.ee/travel_with_wendy. Learn more about the community: - Trilogy at Vistancia: https://www.mytrilogylife.com/vistancia/ - Five North development: https://www.visitfivenorth.com/ Don't miss out on the perfect blend of luxury and convenience at Trilogy at Vistancia! Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Arizona Monthly Market Housing Update Katie, Matt, and Ryan explore the latest housing market trends in the Phoenix area. They cover crucial topics like the ongoing dock workers' strike and its impact on mortgage rates, along with how builder inventory is influencing the resale market. The trio also highlights where buyers can find great deals right now and explains why waiting for the elections may not work in a buyer's favor. With Halloween season approaching, they mix in some light-hearted conversation while offering valuable insights for both buyers and sellers. Contact Ryan with Your Best Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

The Neighborhood News Welcome to Park South 6, a vibrant neighborhood in Phoenix, AZ! In this video, we explore everything that makes this community special, from its history to its prime location near local attractions. Location Highlights: • South Mountain Village: A retail and dining hub in the area, South Mountain Village offers plenty of shopping and entertainment options. Check out more about the village: https://www.phoenix.gov/villages/south-mountain • South Mountain Community Center: A nearby recreational facility providing community programs, sports activities, and events for all ages. Learn more here: https://www.phoenix.gov/parks/recreation-and-community-centers/centers-s/south-mountain • Tempe Diablo Stadium: Just a short drive away, this stadium is the spring training home of the Los Angeles Angels, offering exciting baseball action. Discover more here: https://www.tempe.gov/government/community-services/community-recreation-centers/diablo-stadium The neighborhood features single family homes with prices ranging from the $200s to $400s. It's an area rich in history, offering a blend of affordable homes and easy access to nearby freeways, shopping, and Phoenix Sky Harbor Airport. HOA Information: Park South 6 does not have a formal HOA, making it attractive for those seeking fewer community restrictions while still enjoying the charm of a well-established neighborhood. New Developments in downtown Phoenix include X Phoenix - Phase II: https://theljc.com/projects/x-phoenix-phase-ii Meet Megan Mays with Raven House Interior Design!! Connect with her here: https://www.ravenhousedesign.com/ Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this video, Dana from Team EvoAZ and Ryan from Your Best Mortgage explain how homebuyers can determine how much they can afford in the current real estate market. They mention key factors like mortgage rates, down payment options and debt-to-income ratio's. Whether you're a first-time homebuyer or looking to upgrade, this video will help you with the beginning stages. Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips Are you thinking about buying a home but have recently taken some time off work? In this episode, Dana from Team EvoAZ and Ryan from Your Best Mortgage dive into everything you need to know about how a gap in employment could impact your ability to qualify for a home loan. They break down the key factors lenders consider and what steps you can take to improve your chances of approval. Tune in for expert advice on navigating the home-buying process after a career break! Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners Contact https://evoaz.com/ to buy or sell a home in the Phoenix AZ area. This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood News In this episode, I take you on a quick tour of Windmill Village, a charming community in Buckeye, Arizona. I share a bit of the area's rich history and showcase a stunning Team EvoAZ listing that's currently available. You'll learn more about the neighborhood's HOA, its super convenient location near the I-10 freeway, and nearby attractions like the Buckeye Library and Museum, Skyline Regional Park, and the scenic Gila River. I also provide an update on the upcoming Buckeye Blue Horizon Fire Station 707, set to be completed in 2025. Don't miss this deep dive into Buckeye living! HOA CC&R link: https://www.gothoa.com/wp-content/uploads/WMV_CCRs.pdf Buckeye Library and Buckeye Valley Museum: https://www.buckeyeaz.gov/residents/buckeye-valley-museum/buckeye-valley-historical-society Skyline Regional Park: https://www.buckeyeaz.gov/community/skyline-regional-park The Gila River: https://www.americanrivers.org/river/gila-river/ Browse available homes for sale in Windmill Village in Buckeye AZ here: https://myre.io/0Hm9Ta7BaiLh Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips Welcome to another episode of Tip Tuesday with Dana and Ryan!

Arizona Monthly Market Housing Update In this month's Arizona housing market update, Katie, Matt, and Ryan dive deep into the latest market conditions and what buyers and sellers need to know. They discuss the current status of mortgage rates, including what to expect on the horizon as we move forward. The team explores how the summer season and upcoming elections are impact Arizona's luxury market, highlighting record-breaking luxury sales that defy the traditionally slow summer period. Plus, they share valuable insights on how home buyers can take advantage of available assistance programs for down payments and closing costs right now in Arizona. Contact Ryan with Your Best Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Contact https://evoaz.com/ to buy or sell a home in Arizona. This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

Tip Tuesday, 2-4 Min Real Estate Tips In this video, Dana from Team EvoAZ at eXp Realty and Ryan from Your Best Mortgage dive into the topic of trigger leads. They explain what trigger leads are, how they work, and why you might start receiving an influx of unsolicited calls after applying for a mortgage. More importantly, they share practical tips on how to protect yourself from these intrusive calls and safeguard your personal information. Don't miss this essential advice for anyone navigating the home buying process! Here's the websites to sign up on that Ryan mentions in this episode: https://www.optoutprescreen.com/ https://www.donotcall.gov/ Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.facebook.com/thegilliamteam To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners Contact https://evoaz.com/ to buy or sell a home in the Phoenix AZ area. This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood News Welcome to Sun Lakes Cottonwood Palo Verde, a stunning retirement community in the 85248 area. This expansive development features 6,683 homes spread across five distinct country club neighborhoods, each with its own golf course and amenity center. Designed for the Golden Years, this age-restricted community offers a wide array of world-class amenities, from fine dining to social activities that cater to every interest. Situated on the southern edge of Chandler, Sun Lakes enjoys easy access to I-10 and the 202 loop, making it convenient for residents to explore the greater Phoenix area. Plus, daily essentials are just around the corner, with a Basha's grocery store less than a mile away. Sun Lakes Cottonwood Palo Verde is where luxury meets leisure, providing everything a retiree could desire in a vibrant, active community. Here's a link to the community website: https://www.cottonwoodpaloverde.com/home.html Our featured local business this week is Benavieri Counseling! Benavieri Counseling offers compassionate and personalized mental health services, helping clients navigate life's challenges with professional guidance and support. Specializing in a range of therapeutic approaches, they are dedicated to fostering emotional well-being and personal growth. Whether you're facing stress, anxiety, or life transitions, Benavieri Counseling is here to empower you on your journey to a healthier, more balanced life. https://www.youtube.com/@benavieri Browse available homes for sale in Sun Lakes AZ here: https://myre.io/0AjeY9FANLxi Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ To learn more about AZ real estate and to keep up on trends and market conditions, join us in our Homeowner Education Group on FB: https://www.facebook.com/groups/teamevoazhomeowners Preview more neighborhoods in the area here: https://youtube.com/playlist... Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.

The Neighborhood News In this episode of Neighborhood News, we explore the beautiful community of Palm Gardens of Mesa in Mesa, Arizona. Located just minutes from the freeway system, Palm Gardens of Mesa offers easy access to all of Mesa and beyond. You'll also love how close it is to vibrant Downtown Mesa, where you'll find unique shops, restaurants, and entertainment. Plus, just around the corner, on the same block, you can grab a bite at Backyard Taco, enjoy a night of fun at Scottin' Boots Dance Hall, or satisfy your sweet tooth at Crumbl Cookies. Don't miss this deep dive into one of Mesa's awesome neighborhoods! Backyard Taco: https://backyardtaco.com/ Scottin' Boots: https://www.scootinbootsdancehallmesa.com/ Crumbl Cookies: https://rb.gy/i1o4dx Our featured business is Rainbow Skies Bakeshop. This 100% gluten-free and celiac-safe in-home bakeshop creates delicious treats that everyone can enjoy, no matter their dietary needs. Samantha's passion for baking shines through in her unique and flavorful creations, making Rainbow Skies a go-to spot for those seeking safe, gluten-free options without compromising on taste. Rainbow Skies Bakeshop: https://rainbow-skies-bakeshop.square.site/ Browse available homes for sale in Palm Gardens of Mesa AZ here: https://myre.io/09BEOTl9v8jv Search new build homes anywhere in the Phoenix, AZ Metro area: https://www.showingnew.com/evoaz Research Schools in any area: https://www.greatschools.org/ Contact https://EvoAZ.com to buy or sell your home! Brought to you by Real Estatie Katie of Team EvoAZ at eXp Realty This is a pre-recorded video. The information given in this video and/or any of our videos is not intended to promote the buying and/or selling or abstaining from buying and/or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.