Podcasts about waterstone mortgage

Learn how to become a successful loan officer with Dustin Ownen!In this episode, I sit down with Dustin Owen, a divisional sales executive with Waterstone Mortgage and host of the Loan Officer Podcast.We dive deep into the step-by-step process of becoming a loan officer, including the classes you need to take, how to prepare for the NMLS exam, and the qualities that make a successful loan officer.If you've ever wondered about the loan officer requirements or how to pass the loan officer exam, this episode will give you all the insights you need. Dustin shares his expert tips and experiences, making it easier for you to navigate your way to a rewarding career as a mortgage loan officer.We'll also discuss the pros and cons of different types of employers, whether you should aim for a bank, credit union, or a mortgage brokerage.Don't miss out on these essential tips and strategies that could make all the difference in your career!If you find this episode helpful, please like, subscribe, and share it with anyone who might benefit. For more episodes like this, make sure to hit that subscribe button and stay tuned!

It's time. D.O. shares his journey from a 16-year tenure at Waterstone Mortgage to his new role as SVP of Growth at Lower.com. Discover the reasons behind his career move, the exciting future of the mortgage industry, and what this means for the Loan Officer Podcast (TLOP). Learn about Lower's ambitious plans to become a top 5 lender and how you can be part of this industry-shaking transformation.

Today we're hanging with Dustin Owen, VP of Eastern Division Sales at Waterstone Mortgage, to discuss the keys to success in the mortgage industry, the importance of endurance, and how to thrive in today's market.Dustin dives deep into the fundamentals of building a successful mortgage career. He emphasizes the importance of having 10 meaningful conversations a day, following theme days, and engaging in consistent activities to build a robust business.Tune in to hear insights on building meaningful relationships, maintaining a positive mindset, and leveraging opportunities in the mortgage space.Dustin introduces the TLOP MLO Coaching Community and shares how it provides valuable resources and support for mortgage professionals. He explains the concept of the blueprint and how it helps loan officers achieve their goals.Connect with Dustin Owen:YouTube: The Loan Officer PodcastWebsite: TLOP OnlineLinkedIn: Dustin Owen on LinkedInEnjoying the Podcast? Leave Us a Review!Are you getting value from the podcast? Please take a moment and leave us a review below.TAP HEREReady to Double Your Agent Referrals Without Cold-CallingSchedule Your Call With Geoff

Discover how creating consistent content to drive social engagement can transform your local marketing strategy. In this episode of the Local Marketing Lab, Dustin Owen, Vice President of East Division Sales at Waterstone Mortgage and host of the Loan Officer Podcast, shares his wealth of knowledge in the mortgage industry. With over 20 years of experience, Dustin reveals how content creation and social engagement have been pivotal in building strong client relationships and driving business growth. His insights offer a fresh perspective on leveraging digital strategies to enhance local marketing efforts in the competitive mortgage space.Topics discussed in this episode: Leveraging your circle of influence for business growthEffective strategies for online networking and personal brandingCreating consistent, valuable contentUtilizing CRM systems for managing client relationships and marketing effortsBuilding trust through an authentic online presenceResourcesConnect with Dustin Owen on LinkedIn.Learn more about Waterstone Mortgage.Check out The Loan Officer Podcast and the loan officer coaching community.Other shout-outsRocket MortgageUse the Scotsman Guide to find loan originators.Follow Jordan Nutter from NFM Lending for ideas to generate leads on TikTok.Check out Jennifer Beeston from Guaranteed Rate for excellent YouTube content.Follow Amir Syed for TikTok content and his coaching company.

Arizona Monthly Market Housing Update Join Katie, Matt, and Ryan in an enlightening conversation delving into the current state of the housing market in Arizona. In this video, Ryan provides a comprehensive rate update, shedding light on the latest developments influencing mortgage rates. The trio delves into the enduring popularity of seller concessions, particularly in specific areas of the valley, and why they remain a significant aspect of real estate transactions. Moreover, the discussion extends to the importance of urging potential buyers to consider seizing the opportunity to enter the market now. They highlight practical strategies, such as reevaluating personal spending habits, like reducing dining out expenses, to allocate resources towards homeownership. One of the key focal points of the conversation revolves around educating buyers about the benefits of understanding rate buy-down programs. By comprehending these programs, buyers can effectively optimize their financial position both in the short term and in the long run. The trio emphasizes the importance of viewing property purchases as investments akin to a continually growing savings account. Tune in to gain valuable insights into navigating the Arizona housing market and making informed decisions as a prospective homeowner. Whether you're a first-time buyer or an experienced investor, this discussion offers valuable perspectives and actionable advice.

Tip Tuesday, 2-4 Min Real Estate Tips Step into the world of real estate finance with Ryan Gilliam, a seasoned expert from Waterstone Mortgage, as he unveils the latest updates on loan limits for 2024 and delves into the revisions affecting FHA, VA, Conventional, and USDA loans. As the housing landscape evolves, it's crucial to stay informed about the regulations shaping lending practices. Gilliam, with his wealth of experience in the mortgage industry, breaks down the intricacies of these new loan limits, offering clarity and guidance for both prospective homebuyers and industry professionals. Stay ahead of the curve and gain valuable insights into the 2024 loan limits. Tune in now and empower yourself with the information necessary to navigate the world of home financing with confidence and clarity. Subscribe to our weekly rate update where we share where the rates are currently and why: https://youtube.com/playlist?list=PLvQwjaqVCSSDpYPEN7FIL6Jlvm6Lq8b8l&si=x4MzAc_ztCaYo380 Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.waterstonemortgage.com/originators/ryan-gilliam Follow us on You Tube for 2-4 Minute Tip Tuesday, The Neighborhood News, Housing Market Updates, Tips for Buyers and Sellers and More! https://www.youtube.com/channel/UCIUKDII6v8bYuU23Tay9q3A Here are some free "goodies"

Listen in on our live stream episode with Certified Divorce Lender, Josh Bucio with Waterstone Mortgage. Josh and Rhonda discuss all the things to consider when considering keeping or selling your home in divorce. You might be surprised to learn you CAN keep it, if you want to. Topics they cover:   Supply and demand and how that affects the market Stay at home moms DO have options Interest rates and loan assumptions Find the RIGHT team Be realistic and get creative! About today's guest: Joshua Bucio, CDLP is a Certified Divorce Lender and Mortgage Broker with Waterstone Mortgage. Josh helps people who are either thinking about divorce or started the divorce process.  Whether the plan is to stay in the house or buy the next house, Josh can help you know how to qualify ahead of time. Many people don't realize you can create a plan around this and don't have to wait until a divorce is finalized.   Josh has been helping people with mortgage loans for 18 years and will go through specific numbers to help you understand your options, all while having a team to provide an elite level of communication and service.    Connect with Josh:   Waterstone Mortgage Website   Facebook   Instagram   LinkedIn Your host is Rhonda Noordyk, CDFA®, CEO of The Women's Financial Wellness Center   Rhonda has dedicated her career to being an advocate for women and educating them on how financial strategies can impact their personal and professional success. Her work has shown women going through a divorce how to have a voice, be assertive, get results, be driven, and move forward with confidence.    For Rhonda and her company, the Women's Financial Wellness Center, helping women isn't just about running the numbers. It's about asking the right questions, demystifying myths and biases around finances, and helping women walk in their power. Rhonda is passionate about helping her clients navigate a broken system and level the playing field so they can achieve success—pre, during, and post-divorce.   

Arizona Monthly Market Housing Update Ready to dive into the current state of the Phoenix housing market? Join us in this insightful episode as we explore the dynamic landscape of real estate in the Greater Phoenix area. From mortgage rates to market myths, we've got you covered!

Arizona Monthly Market Housing Update Stay informed with our monthly Arizona Housing Market Update! In this episode, we delve into the latest trends and insights shaping the real estate landscape in the Grand Canyon State.

Welcome to our monthly Phoenix AZ Area Housing Market Update with Katie, Matt, and Ryan! Join us as we dive into the latest trends, insights, and predictions shaping the real estate landscape in the Valley of the Sun. Get ready for exciting news! We explore the anticipated lowering of mortgage rates in 2024 and how it could impact your home buying journey. Discover why this shift may present a golden opportunity for prospective buyers looking to secure their dream home now. Attention homeowners with interest rates below 4%! We share strategies on turning your current home into a rental property while leveraging the favorable mortgage rates to purchase a new property. Learn how you can maximize your real estate portfolio here: https://youtu.be/0kWh6FyYPYM?si=wC50OPn85wmJl4nq Curious about which cities are hot for buyers, sellers, or sitting comfortably in a balanced market? Our detailed list provides insights into the current real estate climates across the Phoenix area. Don't miss out on the valuable information that could shape your real estate decisions in 2024! Hit the subscribe button, click the notification bell, and join us for this month's Phoenix Area Housing Market Update. Your journey to homeownership starts here! The Monthly Market Update Playlist: https://youtube.com/playlist?list=PLvQwjaqVCSSCCM03bEibfXtDa1sfytn-O&si=xyOyN7lPFLzrrBHO Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Join us as we unravel the latest trends, insights, and predictions that every prospective homebuyer needs to know. With our expert analysis, we're here to help you navigate the vibrant real estate landscape of the Valley of the Sun.

In this episode of Monthly Market Update, we delve deep into the intriguing landscape of the housing market in Phoenix, Arizona, as we step into the heart of October 2023. Join us as we explore the current state of the housing market in this vibrant and dynamic desert metropolis. First, we dissect the most pressing issue on every potential homeowner's mind: Mortgage rates. Discover how the financial dynamics have evolved. We explore the factors that are influencing the current mortgage rates and offer insight into what prospective buyers and sellers can expect in this climate. But the story doesn't end there. We take a historical journey back to the 1980s, a time when inflation rates were even higher. We analyze how the memories of that turbulent era continue to shape perceptions and strategies in today's market. Unraveling the media's role in shaping public perception, we explore the nuances of how they present data on current foreclosures. Learn how the media can sometimes use “the math” to create a false sense of crisis in the Phoenix housing market. So, whether you're a first-time buyer, a seasoned investor, or just intrigued by the complexities of the real estate world, this episode will provide you with the knowledge and insights you need to navigate the October 2023 housing market conditions in Phoenix, Arizona. Subscribe to our channel and come along for the ride as we peel back the layers of one of the most intriguing real estate markets in the United States. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Are you dreaming of owning your own home, but your credit score is holding you back? Look no further! In this informative YouTube video, Team EvoAZ at eXp Realty and Ryan Gilliam from Waterstone Mortgage are here to guide you on the path to homeownership by helping you repair your credit, and the best part is, it won't cost you a dime!

One of the less-discussed obstacles in the Phoenix real estate market is the substantial number of potential homebuyers grappling with poor credit scores. This issue is preventing many individuals and families from seizing the incredible opportunities that the Phoenix real estate market has to offer.

Don't fall for the hype! In this eye-opening episode, we uncover the real story behind the Phoenix real estate market and dispel the claims circulating in the media and on social media platforms. Join us as well delve deep into the current state of the Phoenix housing market, revealing the surprising truth about the low housing inventory that is not only impacting Phoenix but also many areas across the country. We also share the real data and local market trends. Whether you're a potential homebuyer, seller, or just curious about the real estate landscape here in the Phoenix area, this podcast will arm you with the knowledge you need to make informed decisions. Don't forget to like this video, subscribe to our channel, and hit the notification bell to stay updated on all things related to the Phoenix real estate market. Whether you're a first-time buyer or an experienced investor, our videos are here to help you navigate the exciting world of Phoenix AZ real estate. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

In this video, we discuss how homebuyers in Phoenix have a unique advantage right now, despite the higher mortgage rates and scorching summer temperatures. Phoenix, known for its sunny climate and vibrant lifestyle, has become a hot spot for real estate investment and homeownership. As we explore the current market conditions, we aim to empower potential buyers with the knowledge to make informed decisions. First, we delve into the impact of higher mortgage rates. While it may seem counterintuitive, higher rates can actually work in favor of homebuyers. The increased rates tend to suppress demand, which means fewer buyers competing for properties. This situation offers a great opportunity for savvy buyers to negotiate better deals and potentially secure their dream homes at more favorable prices. Then, there are the summer temperatures, which can deter some buyers. While the desert heat is undoubtedly intense, it presents an excellent opportunity for those willing to brave the sun. The summer months often witness a slight slowdown in the real estate market, as some buyers prefer to wait for cooler weather. As a result, motivated buyers who are undeterred by the heat can gain a competitive edge and find a wider range of options with less competition. If you're considering buying a home in Phoenix, now is the time to take advantage of the higher mortgage rates and summer season. Don't let these factors discourage you; instead, leverage them to secure a great deal and join the thriving Phoenix community. Don't forget to like this video, subscribe to our channel, and hit the notification bell to stay updated on all things related to the Phoenix real estate market. Whether you're a first-time buyer or an experienced investor, our videos are here to help you navigate the exciting world of Phoenix AZ real estate. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Matt, Katie and Ryan are back again with another episode packed with info and discussions about the water supply in Phoenix, the debt ceiling, inflation reports, job reports, mortgage rates, inventory levels and what we expect for the Phoenix housing market this summer. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Dana and Ryan chat briefly about a new FHA 100% financing program offered by Waterstone Mortgage. This is a great way for homebuyers that don't quite have enough for down payment funds to get into a home now. Find out more about this and other local assistance programs for homeowners-to-be here: https://katielambert.exprealty.com/ask/7fe540109296241d989a070d8532e6e5 Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.waterstonemortgage.com/originators/ryan-gilliam Follow us on You Tube for 2-4 Minute Tip Tuesday, The Neighborhood News, Housing Market Updates, Tips for Buyers and Sellers and More! https://www.youtube.com/channel/UCIUKDII6v8bYuU23Tay9q3A Here are some free "goodies"

Rates are down, prices are up and Phoenix is in the news. So, is it time to buy a home in Phoenix, AZ? Matt, Katie and Ryan talk about what's happening right now here in Phoenix, what's to come and why housing inventory levels in Phoenix are so low. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

What can Phoenix homebuyers and sellers expect in the coming weeks? Is the Phoenix Housing Market strong or do we have something to worry about? Katie, Matt and Ryan dive into this topic in this month's episode of the Monthly Market Update. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

What has the recent news of the Silicon Valley Bank Collapse done to our housing market here in Phoenix? What should buyers and sellers be prepared for in the coming months? Katie, Matt and Ryan share the facts and their opinions on the current state of the Phoenix Housing Market. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

This Tip is for our buyers that are looking for a great down payment assistance program with no income limits. Dana and Ryan talk through the pros of this new loan program recently rolled out by Waterstone Mortgage benefitting those that don't have down payment funds but want to purchase a home. Connect with Dana: https://danawilson.exprealty.com/holp/app Connect with Ryan: https://www.waterstonemortgage.com/originators/ryan-gilliam Follow us on You Tube for 2-4 Minute Tip Tuesday, The Neighborhood News, Housing Market Updates, Tips for Buyers and Sellers and More! https://www.youtube.com/channel/UCIUKDII6v8bYuU23Tay9q3A Here are some free "goodies"

The Phoenix Housing Market is changing yet again in a short amount of time. At about this time last year our sellers market was in full swing, then we quickly moved to balanced market and then to a buyers market…back to a balanced market and now, at present, it seems we are moving back toward a sellers market. Matt, Katie and Ryan dive into the numbers and what the experts are saying about the Phoenix housing market now. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

What can we expect from this year's Phoenix Housing Market? Katie, Matt and Ryan talk through mortgage interest rate predictions, inventory levels, Super Bowl, the Waste Management Phoenix Open and if we've seen the bottom of prices yet or not. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Here are some free "goodies"

Housing inventory is plummeting in Phoenix, mortgage rates are down…could this be the perfect storm? We all know investors target December for acquisition but it seems that many homebuyers are this holiday season in Phoenix much to everyone's suprise. What does that mean for Q1 of 2023? Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Contact https://evoaz.com/ to connect with us or to buy or sell a home in the Phoenix AZ area. Connect with us at:https://evoaz.com/

It's Katie, Matt and Ryan with another Phoenix Real Estate update (with stats). This holiday season has all the right ingredients if now is your time and you might just very well be smiling whilst enjoying your new home later on when everyone else is out fighting each other again. Buyers are currently enjoying the following: 1. No long lines out the door, means stronger negotiating power for buyers who rarely encounter bidding wars. 2. Sellers are paying for buyers to break their current leases. 3. Sellers are paying closing costs, on avg in Oct $7k and Nov closings are showing a $9k avg. 4. Sellers are paying the fee to buy down buyer interest rates... so you can still get in the 5's, people! 5. Sellers are making major repairs like a new roof (no joke, we just negotiated one), new AC units, major pool repairs, major landscaping repairs and/or credits toward these things. 6. Appraisal issues are no longer a problem so buyers aren't paying out of pocket for gaps in value and are often walking into instant equity. If now is your time, it's not wrong to look at this opportunity. Study the facts, question the headlines and educate yourself locally. We are always here if you have any questions at all. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Contact https://evoaz.com/ to connect with us or to buy or sell a home in the Phoenix AZ area. Connect with us at: https://evoaz.com/

Matt is back with Katie and Ryan and this episode is packed with stats, graphs, predictions, 3 reasons why this is NOT like 2008 and 4 tips for buyers to win in this Phoenix real estate market. Contact Ryan with Waterstone Mortgage at (480) 635-3035 - and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Contact https://evoaz.com/ to connect with us or to buy or sell a home in the Phoenix AZ area. Connect with us at: https://direct.me/teamevoaz

In this episode of “Inside the Mortgage Mind,” XINNIX's own Casey “Blade” Cunningham sits down with Waterstone Mortgage Corporation President & CEO, Jeff McGuiness, as they discuss Waterstone corporate culture,... The post XINNIX Executive Interviews – Jeff McGuiness, President & CEO – Waterstone Mortgage Corporation appeared first on XINNIX.

In this episode of “Inside the Mortgage Mind,” XINNIX's own Casey “Blade” Cunningham sits down with Waterstone Mortgage Corporation President & CEO, Jeff McGuiness, as they discuss Waterstone corporate culture, leading with intention, and growing through adversity. Start your weekend off right with this insightful interview! The post XINNIX Executive Interviews – Jeff McGuiness, President & CEO – Waterstone Mortgage Corporation appeared first on XINNIX.

Not quite crickets but we have felt a shift. We blame three things. Listen to this compelling market update with Katie, Matt and Ryan from Waterstone Mortgage. Contact Ryan at (480) 635-3035 - and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Contact https://evoaz.com/ to buy or sell a home in the Phoenix AZ area. Have a topic you want us to cover? Comment below to share your idea! R.E.A.L. with Matt and Katie: Season 4, Episode 14

The first step in purchasing a house is getting pre-approved. This part can be a little daunting but don't worry, we are here to help. In today's episode of Selling Central Florida, we have Patrick Srichaiyan from Waterstone Mortgage here to talk about what steps you need to take to get approved for your new home. Buying a home can be confusing especially for someone who has never done it before. Patrick is amazing at explaining the process in an easy-to-understand way so we are very happy to have him on the podcast today to help you understand the process too. As a Senior Mortgage Advisor with over seven years of experience, Patrick is the perfect blend of formal expertise and warm hospitality. Patrick began his professional career as a real estate agent before switching over to the world of lending. Between his experience in real estate, his degree in Business Administration, and his Certified Mortgage Advisor™ accreditation, Patrick has learned the ins and outs of the mortgage industry allowing him to be able to anticipate and meet the needs of all parties involved. Patrick views himself not just as your lender, but also as an advisor who wants the best for you and will ensure you thrive in your new home. His embodiment of the Golden Rule is what really sets Patrick apart from other lenders. He truly strives to treat each client like they are his best friend ensuring they are making knowledgeable, informed decisions that are best for their unique situation so they can get into their dream home! When Patrick isn't working – which is rare – you can find him lifting heavyweights in his garage, playing video games, eating way too much sushi, and hanging out with his two kiddos. In today's episode, we discuss: Why having a good relationship with your lender is so important Important factors to consider when choosing a lender The biggest misconceptions about getting a loan for a house What you need to know about PMI How to make the most of the market and current interest rates What delayed financing is What to expect when it comes to closing costs The benefits of getting preapproved to buy a house The more you know when it comes to buying a home, the more you can make better-informed decisions and find the right deal for you. Patrick has a wealth of knowledge when it comes to things like loans, PMI, delayed financing, preapprovals, and so much more. We were so happy to have him on the show with us today. If you want to get preapproved to buy a home in Florida, make sure to reach out to Patrick. He looks at your unique situation and does his best to get you approved and in your home as quickly and as smoothly as possible. Check out his website here!  If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect! Resources Work with Patrick Follow us on Instagram Closing Costs Estimates

After almost six weeks, JC and D.O. get a moment to catch up with each other - and you, the audience. In this episode they discuss D.O. getting Covid, keynote speaking at Waterstone Mortgage's conference in Nashville, scripting, future episodes, past episode, plans for the website and what to expect in 2022. __________ Visit www.TLOPonline.com for more exclusive content!

D.O. was asked to keynote the last day of Waterstone Mortgage's Annual Momentum Sales Conference. In the brief keynote address, Dustin hits the high notes - discusses gratitude and how it impacts attitude, outlook and perspective. Learn why it's more important to ‘get to' rather than ‘have to' do things and why it's imperative that we're always learning, teaching and networking. __________ www.TLOPonline.com for more content!

We're back with Ryan of Waterstone Mortgage with our Market Update! We talked about rates, home prices, inventory levels, local AZ news that affects our market and why we will see more real estate activity this year...this episode is packed with so much information. Don't miss it! It's time for your year in review records: -Highest year-end sales volume sales volume: 104,850 -Highest year-end average sales price: $528,940 -Highest year-end gross dollar sales volume: $51.763 Billion -Highest year-end median sales price: $427,000 -11 consecutive years with year-end gain in the median sales price -The number of new builds sold in Maricopa County declined this year after increasing 6 straight years -Lowest foreclosure activity in history -iBuyer and institutional investors both increased their activity in 2021 -Zillow left the iBuyer market -Highest year-end sales volume sales volume: 104,850 2021 saw the highest sales volume in history, as reported by ARMLS. The 104,850 sales surpassed 2005's previous record. It should be noted that when viewing public records data, 2005's total is and will remain the undisputed champion for the foreseeable future. In 2005, there were a significant number of new builds sold that were never listed on the MLS. These stats were shared by ARMLS on 1.19.22 Contact Ryan at (480) 635-3035 - and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: Find Arizona Real Estate Deals Thinking about a career in real estate? Get started here: Thinking about a Career in Real Estate? Have a topic you want us to cover? Comment below to share your idea! R.E.A.L. with Matt and Katie: Season 4, Episode 4

Jeff Goddard wears many hats: branch manager of Waterstone Mortgage as well as a mentor to new agents who draws on his decade of experience as a realtor to teach what they didn't learn while studying for their real estate license. Oh, and he is also Jasmine's husband. In this episode he explains the three things he wished knew when he was starting in real estate and how to build an entire marketing platform for next to nothing from two lists: wedding and resource. Listen till the end to learn how many agents last year asked him for a referral.  Agent Upgrade is proudly sponsored by Jasmine Mortgage Team, https://www.jasminemortgageteam.com/ Jasmine & Alan's contact info: Jasmine: https://www.instagram.com/jasmineteam_mortgage/ Alan: https://www.instagram.com/thehouseofac/   Agent Upgrade: Website: https://agentupgrade.libsyn.com/ Instagram:https://www.instagram.com/agentupgradepodcast/ YouTube: https://youtu.be/kMFAGIj4NwA Jeff's contact info: Email: Jeff@jasmineteam.com Facebook: https://www.facebook.com/jeffgoddard LinkedIn: https://www.linkedin.com/in/jeffgoddard/ Instagram: https://www.instagram.com/jeffgoddard/ Resources Mentioned:  Credit Karma: https://www.creditkarma.com  Glassdoor: https://www.glassdoor.com 

Jeff Goddard wears many hats: branch manager of Waterstone Mortgage as well as a mentor to new agents who draws on his decade of experience as a realtor to teach what they didn't learn while studying for their real estate license. Oh, and he is also Jasmine's husband. In this episode he explains the three things he wished knew when he was starting in real estate and how to build an entire marketing platform for next to nothing from two lists: wedding and resource. Listen till the end to learn how many agents last year asked him for a referral.  Agent Upgrade is proudly sponsored by Jasmine Mortgage Team, https://www.jasminemortgageteam.com/ Jasmine & Alan's contact info: Jasmine: https://www.instagram.com/jasmineteam_mortgage/ Alan: https://www.instagram.com/thehouseofac/   Agent Upgrade: Website: https://agentupgrade.libsyn.com/ Instagram:https://www.instagram.com/agentupgradepodcast/ YouTube: https://youtu.be/kMFAGIj4NwA Jeff's contact info: Email: Jeff@jasmineteam.com Facebook: https://www.facebook.com/jeffgoddard LinkedIn: https://www.linkedin.com/in/jeffgoddard/ Instagram: https://www.instagram.com/jeffgoddard/ Resources Mentioned:  Credit Karma: https://www.creditkarma.com  Glassdoor: https://www.glassdoor.com 

D.O. interviews Waterstone Mortgage's COO Rich Tucker. Rich started his career as a rookie loan originator, became a top producing loan officer, then transitioned into a career in underwriting before being promoted to Operations Manager, then finally moving on to Operations Officer. Rich is married to Realtor and knows what it takes to be successful. This episode starts with Rich's journey and ends with Rich giving his advice on how to properly qualify and work with self employed borrowers.   DISCOVER us on TikTok WATCH us on YouTube! LIKE us on Facebook! FOLLOW us on Instagram! CONNECT with us on LinkedIn! __________ @TheLoanOfficerPodcast

When you are in a situation when you think things won't work when you are buying your dream home, call a mortgage lender that knows how to make it work and make it happen. Talk to Joey Scott of Waterstone Mortgage, visit www,applywithjoey.com or call 918 236 2948. To schedule a FREE real estate specialists consultation please contact Darryl Baskin of Baskin Real Estate Specialists powered by eXp Realty. DARRYL BASKIN Baskin Real Estate Specialists, eXp Realty Email: info@darrylbaskin.com Tel: 918 258 2600 Tel: 918 740 0077 Thinking of Selling? Get your FREE Home Valuation complete with local comparables instantly. https://www.homeguidetulsa.com/sell.php Looking to Purchase? Search thousands of current listings directly from our local MLS. https://www.homeguidetulsa.com/index.php?advanced=1&display=&custombox=&types[]=1&beds=0&baths=0&min=0&max=100000000&rtype=map#rslac

In this episode of Inside the Mortgage Mind, Casey Cunningham sits down with the new President & CEO of Waterstone Mortgage, Jeff McGuiness, to learn a little bit more about... The post XINNIX Executive Interviews – Jeff McGuiness, Waterstone Mortgage President & CEO appeared first on XINNIX.

Waterstone Mortgage - Joey Tips for Planners Buyers by Darryl Baskin, eXp Realty

Joey Scott of Waterstone Mortgage tells us what a loan pre approval means. Loan pre approval for Joey Scott means that your asset and your income has been checked and your information has been run and passed through an automated underwriting system. Which then means that he can already be an advocate for you and can call the realtor on the listing house you want to give an offer on and tell him that you can already get an easy loan on them and work together. To schedule a FREE real estate specialists consultation please contact Darryl Baskin of Baskin Real Estate Specialists powered by eXp Realty. DARRYL BASKIN Baskin Real Estate Specialists, eXp Realty Email: info@darrylbaskin.com Tel: 918 258 2600 Tel: 918 740 0077 Thinking of Selling? Get your FREE Home Valuation complete with local comparables instantly. https://www.homeguidetulsa.com/sell.php Looking to Purchase? Search thousands of current listings directly from our local MLS. https://www.homeguidetulsa.com/index.php?advanced=1&display=&custombox=&types[]=1&beds=0&baths=0&min=0&max=100000000&rtype=map#rslac

Matt and Katie talk with Buyers Agent, Alex Darugar on current market conditions, buyer competition level, inventory levels and offer advice to current and future homeowners considering entering the market. Ryan with Waterstone Mortgage couldn't be with us today but you can still contact Ryan for any lending needs at (480) 635-3035...and make sure you tell him you found him here. Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Have a topic you want us to cover? Comment below to share your idea! R.E.A.L. with Matt and Katie: Season 3, Episode 9

Jasmine Krnjetin from Waterstone Mortgage joins House F.I.R.E. to share tips and tools on the steps you need to take to purchase your first investment home. Alan and Jasmine cover financing, loans, credit scores, interest rates, mortgages and more! Learn how taking the first step is easier than you think and also what factor is the most important when applying for a loan. Lots of helpful info from industry experts to get you on your way to Financial Independence and Retire Early! The House of AC is proudly sponsored by Jasmine Mortgage Team The House of AC Host, AC, Alan Corey: Check out Alan's book, House FIRE, to blow your mind on how the real estate investing FIRE method ('financial independence, retire early') can change your life.  -Twitter: https://twitter.com/thehouseofAC -Instagram: https://www.instagram.com/thehouseofac/   -Tiktok: https://www.tiktok.com/@thehouseofac -Linktree: https://linktr.ee/thehouseofac  

Dustin Owen, CMB is the Regional Vice President at Waterstone Mortgage Corporation and is responsible for operating, managing, and growing the Southeast region. Dustin is a founding partner of the Murphy-Owen Home Loan Team, one of Waterstone Mortgage's top mortgage origination teams in the United States. He also hosts the Loan Officer podcast which has over 100 episodes to date. In this episode of the Experts on Mortgage podcast, Dustin tells us how he got into the Mortgage industry, his journey to becoming a CMB, and provides some advice to those considering, or in the midst of, obtaining the Certified Mortgage Banker (CMB) designation. Host: Mike Eshelman, CMB - Head of Consumer Finance (Jornaya) Guest: Dustin Owen, CMB - Regional Vice President - Southeast (Waterstone Mortgage)

Hosted by realtor, Alan Corey and mortgage lender, Jasmine Krnjetin, the Agent Upgrade Podcast features amazing real estate agents, stories of how they upgraded their real estate careers, and how you can too! Alan has appeared on numerous television and radio shows across America providing first-time homeowner advice, real estate investing guidance, and financial planning and has been a Top 1% Agent in Atlanta for the number of transactions and total volume in year for the past 6 years. Jasmine has been a trusted mortgage banker for 19 years. As one of the top 10 originators at Waterstone Mortgage,  she has averaged $50 million in annual production and is always looking for new ways to help her clients make smart financial decisions. Agent Upgrade is proudly sponsored by Jasmine Mortgage Team, https://www.jasminemortgageteam.com/ Be sure to Follow the Agent Upgrade podcast so you don't miss a single feature - and join the growing community on Facebook: https://www.facebook.com/agentupgradepodcast

Hosted by realtor, Alan Corey and mortgage lender, Jasmine Krnjetin, the Agent Upgrade Podcast features amazing real estate agents, stories of how they upgraded their real estate careers, and how you can too! Alan has appeared on numerous television and radio shows across America providing first-time homeowner advice, real estate investing guidance, and financial planning and has been a Top 1% Agent in Atlanta for the number of transactions and total volume in year for the past 6 years. Jasmine has been a trusted mortgage banker for 19 years. As one of the top 10 originators at Waterstone Mortgage,  she has averaged $50 million in annual production and is always looking for new ways to help her clients make smart financial decisions. Agent Upgrade is proudly sponsored by Jasmine Mortgage Team, https://www.jasminemortgageteam.com/ Be sure to Follow the Agent Upgrade podcast so you don't miss a single feature - and join the growing community on Facebook: https://www.facebook.com/agentupgradepodcast

Joey Scott of Waterstone Mortgage tells us the real cost of a zero down payment offer. First of all a zero down payment offer doesn't mean that you won't really spend a single penny for it, those offers just mean that the loan amount is 100 percent of the sell price. But you still need to pay for the closing costs for it like lenders fee, title company fee and etc., prepaid costs like insurance fees. Those are the things that you need to pay or your cash to close, and it's value is not fixed. It will vary for some reasons and if you are looking for loan products that are 100 percent financing there is a Rule Development loan and a VA loan if you are a veteran to choose from. To schedule a FREE real estate specialists consultation please contact Darryl Baskin and Pamela Wright of Baskin Real Estate Specialists powered by eXp Realty. DARRYL BASKIN Baskin Real Estate Specialists, eXp Realty Email: darryl@darrylbaskin.com Tel: 918 258 2600 Tel: 918 732 9732 Thinking of Selling? Get your FREE Home Valuation complete with local comparables instantly. https://www.homeguidetulsa.com/sell.php Looking to Purchase? Search thousands of current listings directly from our local MLS. https://www.homeguidetulsa.com/index.php?advanced=1&display=&custombox=&types[]=1&beds=0&baths=0&min=0&max=100000000&rtype=map#rslac

D.O. sits down with Melissa Ferenc - Regional Underwriting Manager at Waterstone Mortgage. Melissa answers five basic questions regarding what it's like being an underwriter, what consumers need to know and what loan officers can do to be better partners. ___________ WATCH us on YouTube! LIKE us on Facebook! FOLLOW us on Instagram! CONNECT with us on LinkedIn! __________ @TheLoanOfficerPodcast

Where are mortgage rates right now and where are they going? What's going to happen when the unemployment stimulus ends at the end of December? Are home prices expected to drop here in the Valley of the Sun? Katie and Matt talk with Ryan Gilliam with Waterstone Mortgage in this months Phoenix AZ Housing market update. Follow Ryan here: https://www.facebook.com/thegilliamteam Search Phoenix and surrounding area homes on our "good deals" page: https://katielambert.exprealty.com/ask/da5773dd141a66efd862187a6ff5dce2 Thinking about a career in real estate? Get started here: https://katielambert.exprealty.com/ask/2770e196e5b776ea4c7bf431e7299229 Have a topic you want us to cover? Comment below to share your idea! R.E.A.L. with Matt and Katie: Season 2, Episode 11

How will the elections affect our housing market? How long are these low mortgage rates expected to last? Will there be a massive amount of foreclosures coming to our market? Katie and Matt talk with Ryan Gilliam with Waterstone Mortgage in this months Phoenix AZ Housing market update. Brought to you by Team EvoAZ at eXp Realty Have a topic you want us to cover? Comment below to share your idea! R.E.A.L. with Matt and Katie: Season 2, Episode 9 https://www.evoaz.com/

In this installment of the Top Producer Series – Dustin chats with Waterstone Mortgage's Eric Cotter about being a 1%er and how he found stability by outthinking the competition. 

What happens when 2 Loan Officers get together to talk about credit? A fun, informative, helpful conversation that just happened to get recorded happens, that's what! Here's the YouTube link if you would like to watch AND listen in: https://youtu.be/8n5tb-L_huA Dustin sets up the questions, and we banter about some of the most important aspects of credit. This information matters when you go to get approved for a loan, so listen in and learn as we discuss why credit scores are different from your Credit Karma scores when we pull for a mortgage, what affects your scores the most, and what to avoid doing that hurts your credit scores. Interview with Dustin Owen: The Loan Officer Podcast and with Regional Manager and LO with Waterstone Mortgage, Orlando, FL

Dora talks to special guest Mike Smalley with Waterstone Mortgage

Special guest and Waterstone Mortgage newcomer Mike Williams NMLS #1946001 joins the podcast to teach us the hacks to buying a car in 2020. Oh yea, Mike used to sells cars and was #1 in the Southeast Region for 5-years in a row.

Technology has made it easier than ever before for consumers to find loan officers. With all the options available to prospective clients, how can you set yourself apart? When should you begin the process of approaching consumers, and how can you maintain great relationships with them throughout the process? On this episode, Andy Zemon of Waterstone Mortgage Corporation explains how you should be using technology to your benefit. If we use technology to help us nurture clients, then they don’t shop. -Andy Zemon   Three Things We Learned From This Episode Nurture the right part of the funnel (07:11- 09:10) Imagine the mortgage process as a funnel. At the top of the funnel, business is abundant. At the bottom, however, only a small portion drips out. By waiting to approach a client when they reach the bottom, you’re forcing yourself to compete with every other loan officer in the market. Build relationships with people once they’re in the top of the funnel, months before they’re actually going to need your services.   Be strategic with the mail you send (19:20- 21:15) One of the words most associated with spam in emails is ‘mortgage’. Make sure you’re sending content containing terms that your mailing list wants to see. You should also be using a product like ‘Reply’, which allows you to see who’s engaging with your content and where you could improve.   Use technology to make your client relations easier (28:10- 29:06) There is so much technology at our disposal that can make our businesses run more smoothly. Make use of the products available in a way that will assist your client with anything they may need. While it may seem like a small cog in the machinery, the convenience factor is extremely important in the digital age.     By not taking convenience into account, and by not sending exciting communications to your database, you run the risk of losing business. In the age of technology, that doesn’t just mean losing one or two clients. With such great changes taking place every single day, you could lose your spot in the mortgage industry altogether by not staying up-to-date. Keep ahead of the curb and make use of every tool aimed to make the process easier.   Guest Bio- Andy Zemon is the Sales Manager and Loan Officer with Waterstone Mortgage Corporation. He is responsible for the significant growth of this family-run branch and offers his in-depth industry knowledge to assist many of the regions' homebuyers. To date he has helped more than 2500 families in his career.   Andy's passion is providing mortgage-based financial plans and he is the preferred lender for some of the area's top builders and Realtors because of it. Andy is one of only three Certified Mortgage Planning Specialists in the Central Virginia area.   In addition to running his own team within Waterstone Mortgage, Andy provides continuing education courses through the Charlottesville Area Association of Realtors. He also offers seminars through the local Chamber of Commerce as well as for many local real estate offices on the finer points of owning and growing their businesses. Andy has also been featured on the WINA live morning show and the local NBC affiliate as a lending and financi

Nate and Clint bring in two special guests for this week's episode to discuss the housing market, mortgages, and interest rates. Charlie Wills of First Weber makes a second appearance on the podcast to offer his real estate expertise and Dave Grauwels of Waterstone Mortgage chips in from the lending side of the equation.

– The power of giving back to the community and what is accidently does to you professionally ! In studio is the Giver himself,  Yes that Tim Brigham, Branch Manager of the TNT Team, Waterstone Mortgage! – Hire a Realtor who actually knows how to negotiate for you! In studio is one of the best negotiators, […]

Has your Loan Officer paid attention to Your Details about Your Current Situation or Needs? In studio is one of the Premier Loan Officers in the Mid-west, yes, that’s Tim Brigham, Branch Manager the TNT Team, of Waterstone Mortgage to share with us a great and touching story! Multiple Offers and Counter Offers! In studio […]

MortgagesJoin hosts Cliff Perotti and LisaP on The Property Beat as they talk about all aspects of real estate with industry influencers from around the globe and our listening audience. In this episode, they talk about everything Mortgages… how to start the pre-approval process, the different types of programs available, and guidelines for qualification. Special guest David Walker of Waterstone Mortgage stops by. In addition, they have the usual celebrity real estate update, news from the industry and several calls from listeners. Listeners are also encouraged to join The Property Beat Investors Club to receive a free monthly update of opportunities and investment information.The Property Beat can be heard live on WNDZ 750 AM in Chicago on Saturday mornings from 9-10 am. We're sponsored by The Perotti Group of Coldwell Banker Residential Brokerage, a real estate team, helping private clients to acquire and sell residential and investment properties in the Chicago and San Francisco areas, and throughout the world.

Ryan Smith of Waterstone Mortgage joins us this week to give us some valuable insight into the mortgage industry.

Explore the mortgage lending process with Bryan Schmidt and Wes Dumalski of Waterstone Mortgage. Obtaining a mortgage to purchase a home is more than just running some numbers through a computer program. Schmidt and Dumalski discuss the difference between prequalification and preapproval at the beginning of the home buying experience to the final steps of […]