Podcasts about pre approved

In this podcast, we talk to Executive Director of AFCPE Rachael DeLeon about the upcoming AFCPE Symposium, its purpose and why you should attend! Top takeaways: The AFCPE is a national nonprofit that certifies, educates and supports financial coaches, counselors, and educators. The AFCPE Symposium brings together financial professionals from all different professions, who work with clients in a variety of sectors (e.g., military, government, private practice, academia, non profit, financial industry). The symposium allows people from different practice areas to learn from each other and bring new ideas to their counseling practice. The magic happens in the halls and the side chats. 4 keynote speakers: The State of U.S. Financial Health and Capability by Gary Mottola and Lisa Berdie Redefining How We Understand Financial Behavior by Rahkim Sabree (check out our interview with him from last year) Every Conversation Counts by Riaz Meghji Put Your Money Where Your Mouth Is by Erika Wasserman The theme “Made For This Moment” injects hope and reminds us that collaborations are important to improving the nation's financial health. Some topics this year include: More AI topics than ever before Members from FPA and Foundation for Financial Planning - building the bridge between financial counseling and financial planning The importance of systemic behavioral interventions (e.g., nudges) between counseling sessions (the Coaching Operating SystemTM) Why financial counseling are terrible business owners Annual State of Financial Coaching/Counseling results Researchers share information with practitioners How do you decide which sessions to attend? Make time to attend different types of presentations, especially those that may be different from your typical community. Look at this as an opportunity to talk to people you don't normally have a chance to interact with. Use your network to “divide and conquer” - take notes and share what you learned with each other Plan to attend a post-symposium “watch party” to continue learning by watching recorded videos followed by a group discussion - either through the AFCPE or with FCN The app has some new features to help support networking and collaboration and helps you navigate the events in the 30-day symposium so you don't miss anything! Continuing Education (CE) opportunities: Pre-Approved for 15 CEUs for AFC® and CFP® professionals AFC Candidates can submit experiential hours for attending and watching sessions Check out the pre-symposium options available for additional learning opportunities Sign up for the 2025 AFCPE Symposium here (in person or virtual) Phoenix-Glendale, Arizona Renaissance Phoenix Glendale Hotel and Conference Center Tuesday, November 18 – Thursday, November 20, 2025 Listen for a coupon code to match the early bird discount! Members can contact AFCPE to get a special code for a deeper discount (listen for info).

In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recording their third best month ever. The episode highlights the importance of the pre-approval process in today's market where opportunities abound, including more listings, price reductions, and better negotiation terms. Jeff contrasts a thorough pre-approval process with inadequate ones prone to errors and misunderstandings, emphasizing the precision and detail his team involves. The process at STR Home Financing includes a personal consultation, a detailed application, a soft pull on credit, and a verification of all qualifying information to avoid any issues during the contract period. Jeff stresses the importance of being prepared and having all necessary information at hand to take action when the right property becomes available. He advises potential buyers to go through this comprehensive process to avoid any regrets about missed opportunities in the future. The episode is packed with practical advice and underscores the value of thorough preparation and proactive engagement in the real estate investment market. www.strhomefinancing.com

We all seek the approval of other people but sometimes it can become a problem. Pastor Hooper Sr. continues our series about how we can live for and fight for God's promised life for us by teaching us that we are already pre-approved by the only one who matters!

(00:00:00) Introduction to Modern UFOlogy (00:01:00) The 2017 New York Times Bombshell (00:02:30) Pre-2017 Context and UFO Stigma (00:04:59) The 2012 Hype and Reality Shift Theories (00:05:30) Post-2017 Disclosure and Whistleblowers (00:07:30) Critical Thinking (00:09:29) Outro- Wrap Up Unravel the Cosmic Conspiracy! Dive into the wildest UFO story you NEED to hear—government secrets, glowing orbs, and non-human intelligence! From the 2017 New York Times bombshell to whistleblowers like Lue Elizondo spilling the beans, we're in the Age of Disclosure, and it's crazier than you think. Are we slipping into a new reality? Is the truth about UFOs finally coming out? Buckle up for a mind-bending ride through AATIP, Skinwalker Ranch, and the Mandela Effect. Subscribe, comment, and join the cosmic convo! #UFOs #Disclosure #Aliens #TotalDisclosure #ufoX QUICK CLICKS LINK THREAD—https://allmylinks.com/total-disclosure Subscribe to the channel on YouTube—— www.youtube.com/@totaldisclosure  Support TY and TDP Studios directly VIA PayPal (No FEES)— https://www.paypal.me/TDPstudios767?locale.x=en_US  YOUTUBE MEMBER—-https://www.youtube.com/channel/UCy2Cra7aLAAMVxkA9rSYCxg/join PATREON MEMBER—https://www.patreon.com/Total_Disclosure?fan_landing=true&view_as=public GET YOUR “TOTAL DISCLOSURE” UFO/ALIEN INSPIRED MERCH, OR A GIFT FOR YOUR FAMILY MEMBER, FRIEND, OR TREAT YOURSELF!—- https://pop-culture-corner-store.creator-spring.com/? Follow On X—- Www.X.com/@DisclosurePod  Instagram—- www.instagram.com/DisclosurePod Facebook----Facebook.com/@ty.totaldisclosure CONTACT TDP DIRECTLY For Collaboration, Use of Segments/clips, or any other media produced by “TDP” —TY.TotalDisclosure@gmail.com Special Thank you to all of our PODCAST/YouTube Channel Members for your continued support, and dedication to seeking the truth, together. We can't do this WITHOUT YOU!   COPYRIGHT-2020- Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. Total Disclosure Podcast Copyright 2020 Become a supporter of this podcast: https://www.spreaker.com/podcast/total-disclosure-ufos-coverups-conspiracy--5975113/support.

Often I will get a call from a buyer who is not pre approved but states they have golden credit and money so they can buy if they find a home they like.  Here is the reason to get pre approved in advance in this show...

In this episode, I sat down with architect and advocate Jennifer Griffin to delve into real-life examples of missing-middle, pre-approved plan programs and their potential to transform local development. While fixing zoning laws is essential, it's not enough to significantly increase missing middle and infill housing—a reality I understand firsthand as a small developer and builder. Pre-approved plan programs aim to fast-track infill projects by providing community-vetted, permit-ready plans with associated budget estimates, giving small developers a clearer idea of construction costs. While these estimates may vary over time and with specific project details, having a ballpark figure helps developers make informed decisions quickly. This approach is a significant win for communities struggling with housing shortages. We discussed case studies from South Bend and Kalamazoo, where these initiatives have been tested, and highlighted the real challenges and successes associated with implementing them. A key takeaway from our conversation was the importance of community involvement. Successful programs require more than just plan approval; cities must also invest in infrastructure to support these developments, making it easier for local developers to participate. Financing the first project is often the hardest step, but pre-approved plans can mitigate some of the risk for builders. We also explored how city collaboration with lending institutions can further enhance these programs' success. Combining pre-approved plans with incremental zoning changes can lead to long-term benefits for both the community and developers. For cities looking to adopt these programs and for architects, developers, and advocates seeking to get their local governments on board, Jennifer provided valuable resources and insights to help kickstart the process. TAKEAWAYS Pre-approved building programs speed up infill development, tackling housing challenges head-on. Local developers benefit by reducing risks and securing easier project financing. Community involvement and city investment in infrastructure are essential for success. Incremental zoning changes can make a big impact on housing diversity and neighborhood character. CHAPTERS 00:00 Introduction to Pre-Approved Plans 02:54 Understanding Pre-Approved Building Programs 05:58 Benefits of Pre-Approved Plans for Communities 08:49 Empowering Local Developers and Builders 11:58 Case Studies: South Bend and Kalamazoo 15:03 Challenges in Infill Development 18:04 Resources and Next Steps for Cities 20:55 Conclusion and Future Outlook CONTACT JENNIFER & MENTIONED RESOURCES: Jen's Email: jlhagan@gmail.com Liberty House Plans: https://libertyhouseplans.com/ South Bend Pre Approved Plans: https://southbendin.gov/bsb/preapprovedplans/ Kalamazoo Pre Approved Plans: https://issuu.com/kalamazoocity/docs/preapproved_plans_comp CONNECT WITH AUSTIN TUNNELL Newsletter: https://playbook.buildingculture.com/ https://www.instagram.com/austintunnell/ https://www.linkedin.com/in/austin-tunnell-2a41894a/ https://twitter.com/AustinTunnell CONNECT WITH BUILDING CULTURE https://www.buildingculture.com/ https://www.instagram.com/buildingculture/ https://twitter.com/build_culture https://www.facebook.com/BuildCulture/ SPONSORS Thank you so much to the sponsors of The Building Culture Podcast! Sierra Pacific Windows: https://www.sierrapacificwindows.com/ One Source Windows: https://onesourcewindows.com/

Pastor Stephen Wesco | Proverbs 22:7

Pastor Stephen Wesco | Proverbs 22:7

In this episode, we dive into one of the most significant housing policy changes in British Columbia's history: the Small Scale Multi-Unit Housing (SSMUH) legislation and the province-wide densification of single-family home lots - but this time, with 3 different Architectural firms. This is likely the largest rezoning initiative we'll witness in our lifetimes, and with such a massive shift comes a lot of uncertainty. What does this mean for housing affordability, development timelines, and the future of our cities?To help unpack these complex topics, we are joined by leading voices from three prominent architectural firms in BC, all members of the FIELD COLLECTIVE, a collaborative group of small architecture practices. Together, they will share their insights on the SSMUH initiative, its implications for housing design, and how their industry is responding to these new policies.Our guests today include Tony from TOAD Design, Jenny and David from 2 by 2, and Daichi from Bobo Arch. We'll hear about their personal journeys in architecture, as well as how their firms are navigating this new legislative landscape.One of the central issues of this conversation revolves around the province's recent introduction of pre-approved housing designs. These designs are intended to streamline the development process, cutting down on costly and lengthy permitting times. But will this initiative actually drive down housing costs? Or could it result in more uniform, less site-specific designs that lack creativity and adaptability? Tony, Jenny, David, and Daichi will explore whether these pre-approved models offer real solutions or if they're just another example of top-down policy lacking industry consultation.Finally, we'll get a preview of PLEX APPEAL, an open-air exhibition organized by the FIELD COLLECTIVE as part of the upcoming Design Vancouver Festival. This event will showcase innovative designs enabled by the new multiplex zoning rules, offering the public a firsthand look at what the future of housing in BC could look like.Tune in to this episode for an insightful conversation on one of the most pressing topics in housing today. Learn how the SSMUH legislation and pre-approved designs could reshape the real estate landscape, and gain valuable insights from some of the brightest minds in BC's architecture community. Plus, get all the details on PLEX APPEAL, and find out how you can attend this exciting event later this month!—  Plex Appeal ExhibitionSeptember 28 - 29, 2024Main & 21st Public Plazawww.plexappeal.ca—  Tony Osborn, Architect AIBC, MRAIC, LEED APTony Osborn Architecture + Design Inc.#203 - 119 W Pender St, Vancouver BC  V6B 1S5o 604 283 5877 x100m 604 363 3790tony@toad.design__ David TylArchitect AIBCCo-FounderTwobytwo Architecture Studiomobile: 604.317.7715david@twobytwo.cawww.twobytwo.caThe C4X project: www.twobytwo.ca/c4xInstagram: @twobytwostudio__ Daichi YamashitaArchitect AIBC | Passive House DesignerBobo Architecture | www.boboarch.ca604-440-1374instagram.com/bobo_architecture/  _________________________________ Contact Us To Book Your Private Consultation:

Creative Loan Options can make it affordable for the Homebuyer to purchase a home during this time when home values are a lot higher than they were a few years back.  Knowledge is power and potentially saves you money by making smart informed decisions. Note: Buyer representation is evolving nationwide. New Law requirements are in place in some States, and soon to come in the State of Oregon. Nick Carter, Regional Vice President | Team Carter | NMLS-200547 | Directors Mortgage Work 541-357-4823 Ext. 2801 Cell: 541-520-2968 ncarter@directorsmortgage.net  Directorsmortgage.com/Nick-Carter Apply Now link: https://www.directorsmortgage.com/loan-officer/nick-carter/ Interest rates quoted at the time this episode was released may have changed. Please contact Nick for current rates. All statements and/or opinions, other than content provided by Directors Mortgage, are solely the opinions and responsibility of the person or entity providing those materials.  These materials do not necessarily reflect the opinion of Directors Mortgage and we accept no responsibility for ensuring their accuracy.   More episodes with Nick:  Episode 64  - Jumbo Loans. An Easy Way To Buy Your Luxury Home Nick shares a convenient way for you to secure the money you need to purchase your luxury home, what a Jumbo Loan is, and how easy it is to qualify. Ep 63 - 100% Home Financing For Medical Professionals  Interest rates quoted when these episodes were released may have changed. Please contact Nick for current rates. Key Takeaways Current rate as of today, May 3rd, 2024 What is projected rates in the near future? Very Important to get Pre-Approved before submitting an offer. Creative financing 1. ODVA for qualified Homebuyers  2. Mortgage utilizing a Bridge Loan to stay ahead of the competition 3. Buying down points to save on monthly mortgage 4. Buyer Representation Commission – Can it be wrapped into a loan? 5. Jumbo loans Play with this! Knowledge is power and potentially saves you money by making smart informed decisions.  Explore Homes for your next move with this complimentary Market Explorer today!  Completely free of charge with no obligation! A wealth of information Thank you to DJ Olojo for his contribution to keep this show going – please Follow this show on your favorite Podcast App! Support us by sharing this Podcast with people you know ~ We appreciate and value your comments to bring you information that resonates with you... and keep this Podcast alive! Track your home's value and discover ways to leverage your equity.  Check out your complimentary Home Digest   My clients love it!  Check out your complimentary Market Explorer – Watch neighborhoods you are interested in potentially investing in property.  Completely free of charge with no obligation! Don't miss out on other helpful tips for homeownership. Visit the Category that resonates with your life today Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. FOLLOW anywhere you find your favorite Podcast - Search for Homeowners Best Real Estate Moves The show will stay in your Show Library for easy access while traveling  Listen to Audio Player on your computer: click here Facebook Page Homeowners Best Real Estate Moves Listen on your computer Podcast.JudyCasad.com Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show! Your Go-To Podcast!  Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips.  Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support.  Guests offer sound advice, tips and experience.  Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Member of Multi-Million Dollar Club of Lane County, Affiliated with Windermere Real Estate, Lane County, Licensed to help you Buy or Sell in the State of Oregon.  Call Judy to start planning your next move!   541-968-2400   judy@windermere.com - www.judycasad.com WELCOME BUYERS  - Anywhere in the United States! Leverage the Market Explorer to think like an investor and use the Buyer's Report to track your market of interest.   I'm super excited to send you a brand new investor-grade experience on when and where - you should think about buying your next property with Homebot.  What you are going to find is a comprehensive look - zipcode by zipcode – neighborhood by neighborhood - of where the sellers markets are vs buyers markets.  Compare areas by square footage and where you can find the most affordable property to buy.  Dive deeper into your area of interest to learn more about the buying timeline.    Homebot helps you think like an investor.  Keep your eyes peeled for your monthly buyers report so you can stay up-to-date on your favorite markets. This tool has a wealth of information to ensure you make the best buying decision, and I'm here to support you. If you have any questions, give me a call, text or send me a message through your report!  Completely free of charge with no obligation!   We do not receive any compensation for mentioning or endorsing product or services discussed in the episode. My Brokerage compensation comes to me upon the closing of a sale. By using the Promo Code OWNHOME to start your own show, I do receive a small kick-back and you receive up to 2 months free service with Libsyn. I value your support and your feedback to keep this show continuing to bring You, a wealth of information! If you are have been thinking about creating your own Podcast show, you can support us by using our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get critical stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast to life with Libsyn. Use our unique Libsyn promo code OWNHOME and get podcasting today!   Click HERE to start!    

In this episode, we cover: Necessary documents for pre-approval - Understanding SBA loan options - The role of a financial package in securing financing - How to approach banks and lenders for the best terms - Key considerations for pre-qualification as a buyer If you'd like to meet with Beau to talk financing, book a call here ( http://bookwithbeau.com/ )

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Yesterday the federal government pre-approved a $128 million dollar loan agreement with World Energy GH2. We got reaction from Nick Mercer, an executive member of Envirowatch NL.

On your Berkshire Hathaway Home Services Family Realty Podcast, realty expert, Katlyn Soli, is in the studio talking about why getting pre-approved is so important in todays market. Show is recorded at Grand Forks Best Source. For studio information, visit www.gfbestsource.com #grandforksnd @grandforksnd @THECHAMBERGFEGF #realestate #market #equity #grandforksbestsource #grandcities @homesgrandforks #berkshirehathaway

Become a Patron of Textual Healing: https://www.patreon.com/textualhealing Patrick Barb is an author of weird, dark, and horrifying tales, currently living (and trying not to freeze to death) in Saint Paul, Minnesota. His published works include the dark fiction collection Pre-Approved for Haunting, the novellas Gargantuana's Ghost and Turn, as well as the novelette Helicopter Parenting in the Age of Drone Warfare. His forthcoming works include the themed short-story collection The Children's Horror and the sci-fi/horror novel Abducted. Visit him at http://patrickbarb.com. Check out past episodes of Textual Healing on our website: https://textualpodcast.com/ Rate us on Apple Podcasts:https://podcasts.apple.com/us/podcast/textual-healing-with-mallory-smart/id1531379844 Follow us on Twitter: @podhealing Take a look at Mallory's other work on her website: https://mallorysmart.com/ beats by God'Aryan

Before the competition snatches it away from you -  Step up your game and be Ready to place an offer on the new home you fall in love with - Why wait?  Don't lose out. Get pre-qualified with your mortgage lender today! Guest Justin Boucher, Mortgage Consultant with Penrith Home Loans 503-807-5234 Justin.Boucher@penrithloans.com https://www.penrithloans.com/consultants/justin-boucher-home-loans/  Explore Episodes You Cannot Afford To Skip    Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings FOLLOW on your favorite podcast app, to be informed when they are launched  - Coming soon: Ep 87 – 1031 Exchange • Deferred Taxes Explained  Ep 88 – Buy-Down Interest Rate Strategies • A Win For Sellers   Ep 89 – Top Benefits To Refinance Your Property                                                                Episode Summary  3:40 – Budget compared to what you qualify for  4:55 – How Pre-approval puts you ahead of competing offers  5:20 – Benefits    7:10 – Unexpected surprises to correct prior to making an offer  9:25 – Potential Buy-down interest rate and other options 10:25 – Key differentiator on a deep pre-approval and quick review 12:22 – Avoid closing extension, lock-on-loan and accelerated closing opportunity 15:07 – Rocket (online) Mortgage challenges can lose your home   Don't miss out on other helpful tips for homeownership.   Track your home's value and discover ways to leverage your equity.  Check out this complimentary Value Explorer today!  Completely free of charge with no obligation! Categories Home Improvement  Maximize investment, Smart maintenance to-do's Buying To Invest  What to look for, Property Search, Get Pre-Approved! Selling Property  Home or Land, Senior adults downsizing, Value Report Homeowners Best Moves  Bonus episodes about Financial Planning, Market Updates, Trailers about the show and interviews with Real Estate Brokers. FOLLOW anywhere you find your favorite Podcast - Search for Homeowner's Best Moves The show will stay in your Show Library for easy access while traveling  Listen to Audio Player on your computer: click here Facebook Page: Homeowner's Best Moves Listen on your computer Podcast.JudyCasad.com Send me your feedback, questions and topic suggestions. Who knows? You just might be a guest on our next show! Created for Property Owners - to maximize your investment - even if you do not plan to sell.  Selling your home tips. Buyers learn many aspects of home ownership and the buying process.  Senior adults learn about downsizing and financial support. Guests offer sound advice, tips and experience. Your Go-To Podcast! Your Host, Judy Casad Real Estate   |  ABR, SRES, Top Producer, Certified Negotiator, Affiliated with Windermere Real Estate, Lane County Licensed to help you Buy or Sell in the State of Oregon - Call Judy to start planning your next move! - 541-968-2400 Contact Judy to be a guest on the show to share your expertise, or your success story. judy@windermere.com - www.judycasad.com Disclaimer: I do not receive any compensation for mentioning or endorsing product or services discussed in this episode. My Brokerage compensation comes to me upon the closing of a sale.  Are you interested in creating your own Podcast? Use our unique promo code OWNHOME to get up to 2 months of free podcasting service with Libsyn!  Get your show on Apple Podcasts and Spotify -anywhere you want- get criticla stats to help you grow, find all the tools and support you need to sound your very best - you can even do video!  Really bring your podcast ot life with Libsyn. Use our unique Libsyn promo code and get podcasting today!   Click HERE to start!          

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Conversations about zoning and building can get really wonky really quickly. That's why it's important to remember the goal: how do we create more of the kind of intimate, find-grained communities that humans obviously love? Can we actually do this all through development regulations? History hasn't been kind to that notion over the last hundred years. New urbanists designers innovated form-based codes as a counterpoint to segregated-use zoning. Some of those have worked, and some haven't. We discuss the pros and cons of those codes in this episode, and what appears to be the latest innovation: pre-approved building plans.Matthew Petty and Matt Hoffman have teamed up to create their solution: Pattern Zones. From their home base in beautiful Northwest Arkansas, they travel the country evangelizing and innovating about the next generation of development regulations. And, how to make this all easier with better outcomes.Tech issues nearly killed this episode, but somehow we prevailed. I think it's a great companion to my discussion with The Jennifers, who also work on pre-approved buildings.A final thought: this episode reminds me that my experience has shown that nearly all innovation in local government starts in small towns and small cities. There's a deeper thread in there as to why, and a conversation I hope to explore at length in the future.Find more content on The Messy City on Kevin's Substack page.Music notes: all songs by low standards, ca. 2010. Videos here. If you'd like a CD for low standards, message me and you can have one for only $5.Intro: “Why Be Friends”Outro: “Fairweather Friend” Get full access to The Messy City at kevinklinkenberg.substack.com/subscribe

Featured on Your Money Matters on 12/28/23: Wendy Snyder, in for Jon Hansen, is joined by Louie Wickett, Sales Manager for Team Hochberg in Des Moines, to discuss the importance of getting pre-approved for mortgages, as well as refinancing to reset your family’s financial future. Call 855-563-2843 or visit 56david.com to learn more!

In a throwback to the post-war era, Trudeau's federal government is looking into creating a catalogue of pre-approved home designs that they hope will speed up housing development. But why do they even matter, and where can they go wrong?Hosted by Mike Moffatt and Cara Stern, and produced by Meredith Martin.Thank you to the PLACE Centre. This podcast is funded by the Neptis Foundation.Hosted by Mike Moffatt & Cara Stern Produced by Meredith Martin This podcast is funded by the Neptis Foundation

Become a Patron of Textual Healing: https://www.patreon.com/textualhealing Patrick Barb is an author of weird, dark, and horrifying tales, currently living (and trying not to freeze to death) in Saint Paul, Minnesota. His published works include the dark fiction collection Pre-Approved for Haunting, the novellas Gargantuana's Ghost and Turn, as well as the novelette Helicopter Parenting in the Age of Drone Warfare. His forthcoming works include the themed short-story collection The Children's Horror and the sci-fi/horror novel Abducted. Visit him at patrickbarb.com. Check out past episodes of Textual Healing on our website: https://textualpodcast.com/ Rate us on Apple Podcasts:https://podcasts.apple.com/us/podcast/textual-healing-with-mallory-smart/id1531379844 Follow us on Twitter: @podhealing Take a look at Mallory's other work on her website: https://mallorysmart.com/ beats by God'Aryan

Why buying real estate Must start with getting pre-approved for a mortgage 

Patrick Barb is an author of weird, dark, and spooky stories, hailing from the southern United States and currently living (and trying not to freeze to death) with his wife two kids, and a naughty (but lovable) puppy in Saint Paul, Minnesota. As a writer, his short fiction appears in Nightscript, Diabolical Plots, and Cosmic Horror Monthly, among other publications. His longer works include the novellas Gargantuana's Ghost (Grey Matter Press), Turn (Alien Buddha Press), and The Nut House (serialized in Cosmic Horror Monthly), the novelette Helicopter Parenting in the Age of Drone Warfare (Spooky House Press), and his debut dark fiction collection Pre-Approved for Haunting (Keylight Books/Turner Publishing). Barb is an Active Member of the Horror Writers Association and a Full Member of the Science Fiction and Fantasy Writers Association.  Patrick's Twitter: @pbarb Check out past episodes of Textual Healing on our website: https://textualpodcast.com/ Rate us on Apple Podcasts: https://podcasts.apple.com/us/podcast/textual-healing-with-mallory-smart/id1531379844 Follow us on Twitter: @podhealing Take a look at Mallory's other work on her website: https://mallorysmart.com/ beats by ** God'Aryan**

In the very small world of people working on the concept of pre-approved building plans for infill development, Jennifer Griffin and Jennifer Settle have been pioneers. “The Jennifers,” as a few of us jokingly call them (I'll have a future episode with “The Matts”) meet with me to discuss their work in South Bend, and their own journeys as entrepreneurs in the world of urban design and architecture.Jen Griffin runs her own firm in Tulsa, OK called J Griffin Design.Jen Settle now works with Opticos Design, in their Chicago office.They both have worked extensively in a volunteer and partnership capacity with the Incremental Development Alliance and Neighborhood Evolution.For more detailed information on the work in South Bend, click here.As a side note, for anyone interested in more discussion on entrepreneurship while being a Mom, check out this episode with Alli Quinlan.Find more content on The Messy City on Kevin's Substack page.Music notes: all songs by low standards, ca. 2010. Videos here. If you'd like a CD for low standards, message me and you can have one for only $5.Intro: “Why Be Friends”Outro: “Fairweather Friend” Get full access to The Messy City at kevinklinkenberg.substack.com/subscribe

Welcome to Loan Officer Freedom, the #1 podcast in the country for loan officers, hosted by Carl White. In this episode, your host,Carl White shares a powerful technique called "future casting" that can help loan officers close more pre-approved and looking leads. By helping clients visualize the benefits of their dream home, Carl explains how loan officers can keep clients motivated and increase their chances of converting leads into closed transactions. With just a few minutes per week, loan officers can master the art of influence and see a significant impact on their profitability. Tune in to learn more about this effective strategy and start closing more loans today. Schedule a one-on-one free coaching call, click here or visit LoanOfficerStrategyCall.com.

Need Help? Contact us at: 718-968-5538, info@queenshometeam.com, or https://www.queenshometeam.com/help      Our Listings:      https://search.queenshometeam.com/idx/featured        Sign up to Receive our NYC Homeowner Newsletter:    https://www.queenshometeam.com/nychomeownerconnect     Sign up to Receive our NYC Homebuyer Newsletter:    https://www.queenshometeam.com/nychomebuyerconnect     Free Home Valuation:          http://www.queenshometeam.com/freehomevaluation               Connect with us online:    http://www.instagram.com/queenshometeam    http://www.facebook.com/queenshometeam                         Subscribe to our Podcast:           https://podcasters.spotify.com/pod/show/queenshometeam            Read our Latest Market Report:          https://www.queenshometeam.com/queens-real-estate-market-report-2023  --- Send in a voice message: https://podcasters.spotify.com/pod/show/queenshometeam/message

Happy 4th of July! There's nothing more American than Home Ownership. Today your Chef Dwayne Stein gives you all the phases you go through when purchasing a new home. Cohost James Parker asks what the difference is between is between being Pre-Qualified and Pre-Approved. Later the guys go over the latest housing data, and their weekly segment Rate Watch. All that and more on Mortgage Gumbo w/ Dwayne Stein 7/1/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

You're buying a rental property and, in the process, inheriting tenants. What now? Can you go ahead and start raising rent? Not so fast. Before making any rash decisions, you might want to implement tenant estoppel agreements. These legally binding documents will help you and your tenants get on the same page. And Ashley and Tony are here to break them down! In this edition of Rookie Reply, we talk about the best practices when inheriting tenants. We also touch on LLCs, umbrella insurance, high-limit liability policies, and other ways to protect yourself. For those who are looking to buy a new home, we discuss working with a realtor versus doing the legwork yourself. We also get into loans, how soon you should get pre-approved, and how to vet hard money lenders. Finally, we talk about property managers. What are their fees, what do they bring to the table, and when do you absolutely need one? If you want Ashley and Tony to answer a real estate question, you can post in the Real Estate Rookie Facebook Group! Or, call us at the Rookie Request Line (1-888-5-ROOKIE). In This Episode We Cover When it's time to hire a property management company versus doing the work yourself Inheriting tenants, raising rent, and why you MUST use estoppel agreements How to close on an investment property without a realtor Finding and vetting hard money lenders in your area Why you should get pre-approved for a loan sooner rather than later in your investing journey The costs and benefits of creating an LLC versus umbrella insurance And So Much More! Links from the Show Find an Investor-Friendly Real Estate Agent Real Estate Rookie Facebook Group Join BiggerPockets for FREE BiggerPockets Forums Find a Hard Money Lender in Your Area Reduce Your Risk, Use An Estoppel Agreement (Free Form Included) Connect with Ashley and Tony: Ashley's BiggerPockets Profile Ashley's Instagram Tony's BiggerPockets Profile Tony's Instagram  Check the full show notes here: https://www.biggerpockets.com/blog/rookie-274 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Deep down we all desire to put God first, but living it out can be challenging. Tithing helps us put this principle into practice! In this message Pastor Lisa Seaton challenges us to take a deeper look at the Biblical reasons for tithing and how God wants us to position our hearts as we do our best to follow his principles. Everything God tells us to do is for our benefit…including tithing!

Deep down we all desire to put God first, but living it out can be challenging. Tithing helps us put this principle into practice! In this message Pastor Lisa Seaton challenges us to take a deeper look at the Biblical reasons for tithing and how God wants us to position our hearts as we do our best to follow his principles. Everything God tells us to do is for our benefit…including tithing!

In this message, Pastor Jeremy DeWeerdt encourages us that the best foundation for our finances is to invite God into the equation. As we look to scripture, we will find wisdom and promises that lead to practical tools for our financial future!

In this message, Pastor Jeremy DeWeerdt encourages us that the best foundation for our finances is to invite God into the equation. As we look to scripture, we will find wisdom and promises that lead to practical tools for our financial future!

In Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for success Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com

You meet a buyer who wants to purchase a home.  They agreed to work with you exclusively.  The next step is to get them pre-approved by a  lender before showing them homes.  The intention is to have buyers meet with a lender to get pre-approved so that they are prepared to purchase a home before you spend the time showing property.Join us on this exciting journey through the world of Real Estate Scripts. We're all about embracing the learning process and growing together. If you've enjoyed our podcast, consider leaving a five-star review to support us in reaching even more listeners. Interested in practicing with us and being part of the show? Explore a 30-day free trial at realestatescriptspractice.com and become a contributor to our community. Thanks for being a part of this fantastic journey!Real Estate Education with The CE Shop The CE Shop offers online real estate licensing and continuing education for real estate agents.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showJoin Us Online Website: https://realestatescriptspractice.com/ Join Free on Slack: https://realestatescriptspractice.com/slack Facebook: https://www.facebook.com/groups/realestatescriptspodcast/ Apple: https://realestatescriptspractice.com/apple-podcast Spotify: https://realestatescriptspractice.com/spotify Licensing and Continued Education The CE Shop: https://realestatescriptspractice.com/ceshop ------------This podcast is for the purpose of education only and it does not make any guarantees. We suggest you seek the help and/or advise from your broker, coach, mentor, office manager, attorney and/or financial advisor. Brought to you by Darren Tunstall, a licensed real estate agent , DRE #01853445. This podcast is independent of Darrens affiliation with Keller Williams Realty and any REALTOR® associations. The goal is to provide you with valuable information, insights and practical tools.Music by ...

How Do I Get Pre-Approved to Buy a Self-Storage Facility using an SBA Loan? I am looking at buying a self-storage facility. This will be my first one. What will the SBA look at to qualify me? How do I know how much I can qualify for? My FICO is about 700. I have worked in IT for the past 8 years and have about $200,000 to invest. Thanks in advance. Josh

How Do I Get Pre-Approved for Financing to Buy a Multifamily Property? I am trying to get pre-approved to buy a multifamily property. I am wondering how to get some sort of pre-qualification letter. I can't get a straight answer from my bank. I would love to hear your feedback on this. Regards, Vince

LISTEN!!! Come in here and hear this last word of the year!!!! Its FIRE! --- Send in a voice message: https://anchor.fm/cessywyatt/message

Do you find the home loan process confusing and daunting? Are you considering applying for a home loan but don't know where to start? In this BIZ TIPS series we are joined by Lisa Wilson to learn about the home loan process. Lisa is a Mortgage Loan Officer in the Effingham branch of Land of Lincoln Credit Union. Lisa helps break down what potential home buyers should expect during the home loan process. The loan process is definitely confusing, especially for first-time home buyers. Lisa helps break down the ins and outs of what to expect when applying for a mortgage. In part 2, Lisa explains how to start the loan pre-approval process. This is an important step in the home buying process since most realtors and home sellers will not show you a home without showing proof of pre-approval. This is great info for any future home buyer to listen to!

Melissa brings on one of the stars of Million Dollar Listing LA, Tracy Tutor, to talk about navigating out of a toxic relationship on reality tv, how filming schedules can put different strains on relationships, and why some younger men are checking off all of the boxes for women these days. It's premiere night for Million Dollar Listing LA! Kick up the feet, pour a glass, and be sure to check it out. This week's sponsor: Advocare - Energy Mix: advocare.com/meliss a (15% off)

Are you a first time home buyer that's been pre-approved but wondering about the next steps? Do you contact a Realtor first or a Lender first? When should you start looking at houses? How early is too early to start the home buying process? What does the process look like after the pre-approval? In this episode, we discuss the steps after the mortgage pre-approval process to help you become The Educated HomeBuyer. Connect with me

Join us as Wynell Freeman discusses that you have been Pre Approved! Remember it's morning all day long! Never too late for a fresh start.

People were told they were "Pre-Approved" when they weren't. www.patreon.com/stevelehto

What is the difference between Pre Qualified and Pre Approved? #shorts Foreclosures are up 150%! Okay, they are but let's take a step back. They're up 150% from 1 year ago when there was a FORECLOSURE MORATORIUM you couldn't even do one! They are shooting up from extremely low lows, and many are still working their way through the system from pre-pandemic! This IS NOT a cause for panic nor a sign of a housing crisis. All hope is not lost if your appraisal comes in low! You or your realtor can do a Reconsideration of Value. This allows you to present other comparables to your appraiser to see if the value can be increased, and 15%-20% of the time, IT IS! Headlines say that Mortgage Demand has dipped to an "all-time low." But let's tear this apart for a minute. Mortgage Applications include both Refinance AND Purchase Apps! Furthermore, the Refinance Apps are the big chunk of this, as they're down 82% YOY, while Purchase Applications are only down 18% YOY.  I understand buyers are dealing with affordability, but they're still out there! Sellers, if your home is staged right and priced right, there is a buyer for your home.   Nicole Rueth, SVP The Rueth Team 750 W Hampden Avenue, Suite 500 Englewood, CO 80110 303-214-6393 www.TheRuethTeam.com Connect on social media: Follow me on FB: https://www.facebook.com/theruethteam/ Twitter: https://twitter.com/nicolerueth Linkedin: https://www.linkedin.com/company/the-rueth-team-fairway-independent-mortgage/ YouTube Channel: https://www.youtube.com/channel/UCPMdb94tUNMMsUTgdWRMDKw Nicole Rueth (NMLS 239840) is licensed to practice on behalf of OneTrust Home Loans (NMLS 46375) in the states listed below. For full compliance verbiage, visit theruethteam.com/compliance/. AZ, CA, CO, FL, ID, IL, IN, KS, MI, MN, MS, MO, MT, NE, NM, NC, OK, OR, TN, TX, UT, VA, WA, WI, WY.  

In this podcast episode, we sat with Mortgage Loan Originator, Megan Van De Boe with USA MORTGAGE. John and Megan discuss the importance of loan pre-approval and how it differs from pre-qualification. For more information, you can contact Megan Van DeBoe at mvandeboe@usa-mortgage.com  NMLS: 1896063 Or go to www.usamortgage.com Thank you USA MORTGAGE for partnering with us! Subscribe to our podcast on Apple Podcasts, Spotify, Google Podcasts, or just listen in on GlobalRealEstateSchool.com! Are you currently enrolled in a pre-license real estate school in the U.S.?  If so, and you need help, subscribe to my podcast for timely tips to help you pass the real estate exam on the first attempt!   You can also download valuable study aids from my website, http://www.GlobalRealEstateSchool.com Like us on Facebook, https://www.facebook.com/GlobalRealEstateSchool Subscribe to our YouTube Channel https://www.youtube.com/c/globalrealestateschool Follow us on Instagram @GlobalRealEstateSchool or John @realestatetechguy As always, "thank you" for listening to the podcast! DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262, Equal Housing Opportunity.   Topics discussed on this podcasts are for informational purposes only and are not a commitment to lend. Additional terms and conditions apply. Interest rates and products are subject to change without notice and may or may not be available at the time of commitment or lock-in. DAS Acquisition Company, LLC is not affiliated with or endorsed by any government entity or agency, including USDA, HUD or VA.

Tom Brady Will RETURN after TITANS GAME! Brady's Absence PRE-APPROVED by Buccaneers per REPORT! Albert Breer from SI confirms Brady's absence was already approved with Tampa Bay. Rumors were swirling around the Bucs involving Brady being miserable. Make Sure You Subscribe on Podcast & YouTube! Make Sure You Subscribe on Podcast! Available on Google Podcast, Spotify, Castbox, Apple Podcasts (ITunes): https://anchor.fm/blackandwhitesports Become a Paid Subscriber: https://anchor.fm/blackandwhitesports/subscribe The podcast is all about the world of sports news, sports reactions, and the games. Website: www.blackandwhitenetwork.com Get your MERCH here: https://teespring.com/stores/blackandwhitesports use Promo Code "USAFIRST" for 25% off any of the merch! After Pay Now Available! --- Support this podcast: https://anchor.fm/blackandwhitenetwork/support

So you want to become a homeowner but you've been struggling to get pre-approved? Are your student loans holding you back? Or maybe you've incurred more credit card debt than expected?This week, the ladies of Real Talk Atlanta will be discuss some of the most common things that can negatively effect your buying power. They'll provide solutions to help you get pre-approved and qualify for a home mortgage. Tune in, you don't want to miss this! Keep in touch with the ladies of Real Talk Atlanta for all things real estate:F O L L O W    O U R    S O C I A L S !◦ Instagram: https://www.instagram.com/realtalkatlanta/◦ SUBMIT QUESTIONS : realtalkatlpod@gmail.com◦ Ashley: https://www.instagram.com/ashley__larae/◦ River: https://www.instagram.com/rivertherealtor/◦ Tiesha: https://www.instagram.com/thereal_tiesharena/◦ Neika: https://www.instagram.com/neikaw.realestate/

Pre-Approved July 3, 2022 Title: Pre-Approved John 12:20-29 Isaiah 30:19-21 Do you have this overwhelming sense that God is pleased with you? Or, do you constantly feel [...]

Today is a special day! It's our very own Coach Christian's birthday! Chris discusses his annoyance with Christian's choice of  birthday lunch and offers some advise on getting old. They answer a question about moving into a new environment. Every automotive dealer is different and when the time comes to switch to a new one, there are different paths you can take and deciding which one is best for you can be a hard decision. They also answer a question about Pre-Approved maintenance and how to navigate that. Special Discount on Our OnDemand Training - https://bit.ly/Ondemand-Special-offer Got a question? Call us at 1-833-3-ASK-SDR Check out our Best-Sellers: Your 90-Day roadmap to your best Fixed-Ops month ever starts here: http://bit.ly/ISM_yt Millionaire Service Advisor also includes our 11-step Circle of Trust System: http://bit.ly/MSA_yt Strategy specialists and training available, just click the links below:  1. Get access to two free training videos by opting in on our website: http://bit.ly/Chriscollinsinc  2. Schedule a 15-minute call with our strategy specialist to accelerate your results and start seeing increased profit right away! http://bit.ly/CCIschedule Join our Facebook Groups: For Fixed Ops -- http://bit.ly/YTfixedopsgroup For Independent Shop Owners -- http://bit.ly/YTRSOSgroup