Podcasts about Portable

It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.

It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.

It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.

It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.

Join The Struggle's Patreon community to get 100+ hours of Bonus Episodes, Pro Clinics, Uncut Videos, and Submit Questions for Future Guests. FREE TRIAL available!  https://www.patreon.com/thestruggleclimbingshow   Coach Kevin Cuckovich from Kilter joins to discuss: Results from my Kilter reassessment Improvements in strength and movement Struggles in beta and commitment  Plans for doubling my hold set Going steeper and harder next block V8+ projecting schedule  Should I set a replica? Off-the-wall conditioning plan   Here's the first assessment episode with Kevin Here's the 90-90 stretch - Shoutout to Matt Waltereese for being a Victory Whip supporter. So mega!  - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: PhysiVantage: the official climbing-nutrition sponsor of The Struggle. Use code STRUGGLE15 at checkout for 15% off your full-priced nutrition order. ForceBoard: A better way to train fingers. Portable, accurate, and created to train finger strength and endurance exactly how YOU need it. Score $10 off and support the show by using code STRUGGLE10 at checkout.  And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals - Here are some AI generated show notes (hopefully the robots got it right) 00:00 Introduction and Year-End Reflections 00:39 Holiday Season and Personal Life 01:45 Training Recap with Coach Kevin Kovich 02:44 Assessment and Progress Evaluation 03:04 Outdoor Climbing and Future Goals 03:54 Training Insights and Techniques 05:18 Assessment Challenges and Mindset 08:22 Footwork and Technique Improvements 18:16 Mental Approach to Climbing 27:21 Product Endorsements and Personal Insights 33:56 Reflecting on the First Training Block 34:29 Upcoming Changes and New Holds 34:51 Programming and Projecting Strategy 35:55 Training Angles and Volume 36:36 Project Day Structure 39:37 Adjustable Board Benefits 43:11 Outdoor Projecting Insights 44:35 Programming for Specific Projects 57:49 Conditioning and Strength Training 59:42 Concluding Thoughts and Future Plans   - Shoutout to Matt Waltereese for being a Victory Whip supporter on Patreon! So mega. - Follow along on Instagram and YouTube: @thestruggleclimbingshow  - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is carbon-neutral in partnership with The Honnold Foundation and is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much! 

Stranger Things Season 5 just delivered its most shocking power shift yet—and it didn't come from Eleven. In our Season 5, Episode 4 “Sorcerer” breakdown, Addi and Darrell dive headfirst into the episode that changes everything. From the desperate rescue mission to save the children to the pulse-pounding moment when a Demogorgon is chased straight into the Upside Down, this chapter pushes Hawkins past the point of no return. The post TSTP 72- Sorcerer appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

The World Health Organisation recommends all pregnant women should have at least one ultrasound before six months. However, only half of women do in sub-Saharan Africa. This week we visit Kenya to see how portable ultrasound devices are flagging up any issues early. And how AI could overcome the barrier of not having enough trained midwives on the ground.People Fixing The World from the BBC is about brilliant solutions to the world's problems. We release a new edition every Tuesday. We'd love you to let us know what you think and to hear about your own solutions. You can contact us on WhatsApp by messaging +44 8000 321721 or email peoplefixingtheworld@bbc.co.uk. And please leave us a review on your chosen podcast provider.Presenter: Myra Anubi Producers: Calvin Manika, Claire Bates Editor: Jon Bithrey Sound mix: Andrew Mills(Image: A midwife gives a pregnant woman an ultrasound scan, BBC/Davis Ojiambo)

This week, handhelds are shipping for the holidays, AYANEO makes a bold bet on a phone, a new Strix Halo tablet one-ups the ASUS ROG Flow Z13, and John dips a toe in the Bazzite waters. Also available on YouTube here. Links and Show Notes The Latest Portable Gaming News The Odin 3 and MCON are starting to ship The Anbernic RG DS got a big software update AYANEO Pocket Play Video Kickstarter Pocket Codex for iPhone and iPad Another Strix Halo Tablet - OneXplayer Super X John installs Bazzite on the GMKtech EVO-X2 Subscribe to NPC XL NPC XL is a weekly members-only version of NPC with extra content, available exclusively through our new Patreon for $5/month. Each week on NPC XL, Federico, Brendon, and John record a special segment or deep dive about a particular topic that is released alongside the "regular" NPC episodes. You can subscribe here: https://www.patreon.com/c/NextPortableConsole Leave Feedback for John, Federico, and Brendon NPC Feedback Form Credits Show Art: Brendon Bigley Music: Will LaPorte Follow Us Online On the Web MacStories.net Wavelengths.online Follow us on Mastodon NPC Federico John Brendon Follow us on Bluesky NPC MacStories Federico Viticci John Voorhees Brendon Bigley Affiliate Linking Policy

I'm normally a chill person, but from time to time I lose my composure. Today I share the story of the day I got so angry at work, my assistant told me it would be better if I went home. The post SILY 676- Fueled By Anger appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

In a post capitalist society with equal opportunity and no need to work for all citizens, where does inherent human nature drive people? Do they rise to greater heights or become lazy and goalless? Are people still in control of their own fate when AI teach the children, AI provide a police force, and AI look after the mentally ill? Maji grows up when this type of society is brand new and she becomes lost, not knowing what she wants to become. Just because equality has been achieved does not mean the new society has no pitfalls.Featured tech:A.R. glasses - Augmented reality glasses for digital overlays.V.R. rig - Virtual reality rig for immersive gaming experiences.Explorers of Paris Underground - VR game set in a simulated underground Paris.Assist - AI assistant for messaging, navigation, and voice commands.Old tablet - Handheld device used for drawing and creative work.Emulated teachers - AI teacher personalities that individually guide each student.Double-decker train system - 24/7 underground train with upper and lower levels running opposite directions.Constructor bots - Robots that carve rock and build structures with neighborhood appeal.Arboretum - Botanical garden facility within the underground colony.Farm animal petting zoo - Interactive animal facility for residents.Memorial plaza - Public commemorative space built by robots.Computer with emulated A.I. personalities - System hosting 20 million AI engineers and scientists for factory planning.Automated manufacturing factories - Self-operating production facilities capable of making anything.Recycle systems - Technology converting all garbage into reusable resources.Food and water utilities - Next-generation systems providing surplus fresh food and water.Household trash robots - Daily robots that collect, sort, and process household waste.Geothermal power plant - Energy source powering the entire underground colony.D. sub-surface hologram portraits - Holographic displays of historical figures.A.R. Ms Weever - Augmented reality teacher avatar for personalized instruction.Virtual book - Digital project idea book for graduation assignments.E.P.s (Emulated Personalities) - AI brainstorming assistants like Franklin that students can consult.Communication from moon - Interplanetary messaging system between Earth and lunar colonies.A.R. workspace - Augmented reality interface for work and multitasking.AR hologram avatar - AI representation (Butler) with simplified human features.EEG TMS caps - Brain stimulation caps treating space-related medical conditions.Total immersion V.R. - Advanced virtual reality without needing physical rigs.Fusion reactor - Power generation technology offered by the Butler AI.Autonomous hospitals - Self-operating medical facilities that cure cancers and deadly diseases.Smart toilets - Sanitation fixtures that analyze waste for health monitoring.Smart sheets and blankets - Bedding that scans for cancer hot spots.Embedded RF sensors - Body implants detecting diseases at the cellular level.Food tech - Technology making healthy food taste appealing and nutritious.Health-monitoring AI - Artificial intelligence improving yearly at disease detection.Autono-flat - Autonomous flat vehicle for transporting groups of people.Screen ceiling - Display showing simulated sky with moving clouds and birds.Climbing robots - Automated vine-trimming robots for building maintenance.A.R. element - Shared augmented reality content viewable by multiple users.Link-ink pen - Digital pen for schoolwork and digital interaction.Autono-camera - Autonomous camera on wheeled tripod for recording events.Two-seater - Two-person autonomous vehicle for individual transport.E.P. guardians - AI guardians monitoring people with mental health conditions.Bot bays - Automated food preparation stations offering free specialized meals.Industrial fans - Large-scale ventilation fans moving air through tunnels.Hanging bots - Robots riding cable lines mounted on tunnel ceilings.Coveralls with total hoods and heat pump backpacks - Protective smart clothing for hazardous environments.A.R. tutor - Augmented reality teaching assistant for student guidance.Enclosed turbine platform - Testing apparatus for wind turbine prototypes in storm conditions.Live feed embedded cam - Camera providing real-time video streaming from remote locations.Cool suits - Protective suits with environmental control and heat management.Open-top autono-cart - Autonomous open-air vehicle for traveling tube streets.Lutin bot - Humanoid robot that can be ridden or assist with transport.A.R. dot - Augmented reality location marker for navigation.Follow carts - Autonomous carts that follow users carrying belongings.Oppressive soundproof walls - Flat acoustic dampening technology in older apartments.Mini free food and drink kiosk - Automated food and beverage dispenser.Theater-length wall screen - Large display screen for entertainment and presentations.Lending library AI - AI system tracking borrowed items and managing micro-payment penalties.Police bot - Security and surveillance robots throughout the colony.Spotlight police bots - Security robots equipped with illumination for monitoring.Portable meal maker - Compact food preparation device running on electricity.Scuba gear - Underwater breathing apparatus for flood emergencies.Air-sealed service rooms - Sealed chambers above tubes providing flood protection.BritLights - Flickering emergency lighting fixtures in abandoned areas.A.R. night vision - Augmented reality low-light enhancement for dark environments.Paper clothes - Disposable garments popular in space colonies.Neural stimulation pod - Chamber for VR experiences with headset and wire connectivity.Remote robot control - Capability allowing AI to operate robots from a distance.Many of the characters in this project appear in future episodes.Using storytelling to place you in a time period, this series takes you, year by year, into the future. From 2040 to 2195. If you like emerging tech, eco-tech, futurism, perma-culture, apocalyptic survival scenarios, and disruptive science, sit back and enjoy short stories that showcase my research into how the future may play out. The companion site is https://in20xx.com These are works of fiction. Characters and groups are made-up and influenced by current events but not reporting facts about people or groups in the real world. This project is speculative fiction. These episodes are not about revealing what will be, but they are to excited the listener's wonder about what may come to pass.Copyright © Cy Porter 2025. All rights reserved.

What happens when an episode is SO explosive that listener feedback takes over the entire show? "The Turnbow Trap" broke the internet—and our inbox—so hosts Darrell and Addi are dedicating this entire episode to YOUR voices, theories, and reactions. We received an overwhelming flood of listener contributions about every major moment: the kids' ingenious plan to take down the Turnbow family, the devastating weapon that shuts down Eleven's powers, the mystery of who's trapped at the lab, and that absolutely haunting final scene where Holly encounters a figure that left us all speechless. The post TSTP 71- Listener Feedback for The Turnbow Trap appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

See omnystudio.com/listener for privacy information.

About Priya Abani:Priya Abani is the CEO, president, and a board member at AliveCor, where she leads the company's mission to advance patient-centric remote cardiac care using cutting-edge AI and machine learning. With over 20 years of experience driving innovation across global technology organizations, she has built and scaled high-performing teams, launched industry-shaping products, and forged strategic partnerships that accelerate growth. Her leadership has earned recognition across the health tech landscape, including being named one of The Healthcare Technology Report's Top 50 Healthcare Technology CEOs of 2022. Priya also serves on the Board of Directors for Jacobs and the Board of Trustees for TIAA, extending her influence across various sectors and shaping the future of technology, healthcare, and infrastructure.Things You'll Learn:AI-powered cardiac monitoring is enabling earlier detection of subtle abnormalities that patients and clinicians often miss, improving the likelihood of timely intervention. These tools empower patients to monitor their own health without waiting for episodic visits.Affordability is crucial for expanding access, enabling individuals in underserved regions to utilize medical-grade ECG technology at home. This reduces unnecessary hospital visits and helps bridge geographical care gaps.Portable devices and continuous monitoring shift cardiac care from reactive to proactive. Real-time data sharing creates a tighter feedback loop between patients and clinicians.New clinician-facing tools offer advanced diagnostics in a pocket-sized form, enabling high-quality cardiac assessments to be performed anywhere. This supports healthcare workers who lack access to full clinical equipment.AI models trained on massive ECG datasets are evolving from simple detection tools into comprehensive health companions for the whole person. They synthesize patterns, prompt actions, and help guide personalized preventive care.Resources:Connect with and follow Priya Abani on LinkedIn.Follow AliveCor on LinkedIn and visit their website. Learn more about Kardia 12L here.

What happens when a weapon emerges that can completely shut down Eleven's powers—and who is that mysterious figure Holly encounters at the end? Is it REALLY who we think it is?  Join hosts Darrell and Addi as they unpack every twist and turn in Stranger Things season 5 episode 3, "The Turnbow Trap." The post TSTP 70- The Turnbow Trap appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Season 5 of the All Portable Discussion Zone (APDZ) will resume on January 4th at 2300 UTC.Join us as we talk about how YOU can get involved in portable radio in this episode of the All Portable Discussion Zone “AP/DZ”. Every aspect of Portable Ops is explored in this biweekly live stream as we discuss news, gear, achievements, the workbench, contests, awards and more - find all Portable Ops related topics here.X:Charlie NJ7V @NJ7V_Dan KC7MSU @KC7MSUBrian W7JET @BBW7JETHelp support this channel - buy us a Coke: https://www.buymeacoffee.com/RedSummitRFRed Summit RF Amazon Storefront: https://www.amazon.com/shop/redsummitrf#APDZ #SOTA #HamRadio #PortableOps #POTA #QRP

Widex has expanded its Allure™ hearing aid platform with new form factors and charging options, giving hearing care professionals more flexibility across a wider range of patient needs. In this discussion, Dana Helmink, Au.D., Senior Director of Clinical Development at WSA, walks through the addition of a rechargeable Allure BTE, Widex's first rechargeable ITE, and a new portable charger for the Allure RIC — designed to support travel, active lifestyles, and extended daily use.The conversation also explores updates to Widex Compass Cloud™, the company's cloud-based fitting software. Dana explains how frequent rolling updates, precision fitting tools, and in-ear measurement capabilities like the Allure Sensogram are designed to improve first-fit accuracy, reduce follow-up visits, and support more personalized fittings. The shift to cloud-based software allows Widex to release new features on an accelerated schedule without requiring manual software installs.Together, the platform updates reflect Widex's continued focus on natural sound, speech clarity, and environmental awareness. The discussion also touches on the role of the W1 chip, backwards-compatible firmware upgrades, AI-supported personalization through the Widex app, and how these advances translate into real-world patient outcomes in complex listening environments.For more information on the Allure portfolio expansion: https://hearinghealthmatters.org/hearing-technologies/2025/widex-expands-allure-portfolio-with-new-hearing-aid-models-and-charger/Be sure to subscribe to our channel for the latest episodes each week and follow This Week in Hearing on LinkedIn, Instagram and X.- https://x.com/WeekinHearing- https://www.instagram.com/thisweekinhearing/- https://www.linkedin.com/company/this-week-in-hearingVisit us at: https://hearinghealthmatters.org/thisweek/

Chaque matin à 8h35 on revient sur tout ce qui cartonne sur les réseaux sociaux !

Chaque matin à 8h35 on revient sur tout ce qui cartonne sur les réseaux sociaux !

I couldn't believe what I was seeing. There's no way it could be real. I knew this stuff was heavily guarded and those who knew of it were sworn to secrecy. I pondered for a moment, hesitated. Then, convinced there's no way it could be legit, I clicked on it. What happened next changed everything. The post SILY 675- Missing the Good Times appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Having skipped “Letters of Transit” for now because we're treating it as the season 5 premiere, we are taking on “Worlds Apart” in this episode as Jones' plan to collapse the universes and create a new one comes to an apocalyptic climax. We discuss the wonderful character moments in this episode, especially the great conversations between the two Walters and the two Olivias, and we get some phenomenal feedback. The post S4E20 Worlds Apart appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

The source details the successful demonstration of the Ocean Space Habitat®, a portable, inflatable structure allowing divers to stay overnight underwater during a May 2023 test conducted within the University of Arizona's Biosphere 2 facility. Co-invented by Michael Lombardi and Dr. Winslow Burleson, the habitat provides a relatively dry, protected space for researchers to rest and work. This technology offers a paradigm shift by leveraging technical diving methods to create an inexpensive and lightweight alternative, moving away from the massive infrastructure and high operational costs associated with traditional saturation diving and fixed habitats. By pairing the habitat with advanced life support, researchers can extend missions from a few hours to multiple days, enabling more thorough study akin to an underwater backpacking excursion. During the demonstration, the team successfully collected and processed genomic samples, confirming the system's utility as a mobile science station. Ultimately, this capability is intended to mobilize trained "Aquanauts" to access complex environments requiring dexterous human manipulation that robots cannot provide.#OceanSpaceHabitat #UnderwaterHabitat #OceanExploration #DeepSeaResearch #Aquanauts #OceanInnovation #MarineScience #BlueTechnology #UnderwaterScience #OceanDiscovery

Join The Struggle's Patreon community to get 100+ hours of Bonus Episodes, Pro Clinics, Uncut Videos, and Submit Questions for Future Guests. FREE TRIAL available!  https://www.patreon.com/thestruggleclimbingshow - In this episode, pro climber Ethan Pringle explores: Dealing with discomfort Releasing mental baggage Struggling with self-image Prioritizing outdoor climbing over indoor training  What he and Sharma have in common Going back for unfinished business  Goals for Meltdown and La Rambla The benefit of discovering “tired beta” What the best boulderers do   There's always better beta. Always.  A sport climber's mentality for bouldering  Managing risk and fear on scary boulders - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: PhysiVantage: the official climbing-nutrition sponsor of The Struggle. Use code STRUGGLE15 at checkout for 15% off your full-priced nutrition order. ForceBoard: A better way to train fingers. Portable, accurate, and created to train finger strength and endurance exactly how YOU need it. Score $10 off and support the show by using code STRUGGLE10 at checkout. Rúngne: Soft threads and high performing chalk! Use Code STRUGGLE for 10% Off Bags, Buckets, Chalk & Apparel from Rúngne! Rungne.com Nature Climbing: Beautifully crafted lifting edges and hangboards that feature real granite edges for improved texture and skin conditioning. Sustainably crafted works of art, I love them so much! Get 20% off everything at natureclimbing.com using code STRUGGLE.  And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals   - Shoutout to Matt Waltereese for being a Victory Whip supporter on Patreon! So mega. - Here are some AI generated show notes (hopefully the robots got it right) 00:00 Introduction 01:26 Ethan Pringle's Climbing Achievements 02:49 Deep Dive into Climbing Philosophy 04:25 Interview Begins: Ethan's Background and Struggles 12:03 Mindset and Emotional Challenges in Climbing 56:09 Unlocking Beta: The Key to Climbing Success 57:42 The Philosophy of Constant Refinement 01:00:23 Creative Solutions and Beta Breakthroughs 01:03:37 The Importance of Strategy and Tactics 01:19:11 Managing Fear and Mental Barriers in Climbing - Follow along on Instagram @thestruggleclimbingshow and YouTube /@thestruggleclimbingshow - The Struggle is carbon-neutral in partnership with The Honnold Foundation, whose mission is to promote solar energy for a more equitable world. - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. - The struggle makes us stronger! I hope your training and climbing are going great.  - And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much! 

I'm wrong again! A periodic episode in which I come clean on mistakes, and other things that I need to 'fess up to. We'll also explore some winter campgrounds, talk A LOT about rest area camping, and review a portable vent hood.  "I claim this pyramid for Denmark!" PRODUCT REVIEW CIARRA Portable Range Hood https://amzn.to/48grCdH   A PLACE TO VISIT KOA sites open all winter https://koa.com/blog/koa-campgrounds-that-are-open-all-year/ RESOURCE RECOMMENDATION OVERNIGHT PARKING AREAS https://www.ecoflow.com/us/blog/guide-to-overnight-parking-at-rest-areas BONUS Willi Carlisle - Vanlife https://www.youtube.com/watch?v=FO9YThOUFFQ FCC Notice: If you purchase anything from these links, the show will receive a small fee. This will not impact your price in any way.  

Why would Vecna target the youngest Wheeler—and what does Holly's disappearance mean for everyone in Hawkins? Join hosts Darrell and Addi as we dive deep into one of the most shocking events of Stranger Things yet—"The Vanishing of Holly Wheeler." The post TSTP 69- The Vanishing of Holly Wheeler appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Our Co-Heads of Securitized Product Research Jay Bacow and James Egan discuss the outlook for mortgage rates and the U.S. housing market in 2026.Read more insights from Morgan Stanley.----- Transcript -----Jay Bacow: Jim, why did the cranberry turn red? James Egan: Please enlighten me. Jay Bacow: Because it saw the turkey dressing. Jay Bacow: I hope everybody had a good Thanksgiving. Welcome to Thoughts on the Market. I'm Jay Bacow, Co-Head of Securitized Products Research at Morgan Stanley. James Egan: And I'm Jim Egan, the other Co-Head of Securitized Products Research at Morgan Stanley. Today we're here to talk about our views from mortgage rates in 2026 and how that flows through to our U.S. housing outlook.It's Monday, December 1st at 11:30am in New York.Now, Jay, as we all get over our turkey induced naps over the weekend, how are we thinking about mortgage rates evolving in 2026?Jay Bacow: Well, as you and I discussed previously on this podcast, the Fed cutting rates in and of itself doesn't actually cause the 30-year fixed rate mortgage to come down. However, our rate strategists' forecast for lower rates in the front end should be helpful to where the primary rate ends up this year. And we would also expect some compression between primary mortgage rates and Treasury rates given our bullish outlook for the mortgage asset class. So, our expectation is that the 30-year fixed rate ends 2026 around 5.75 percent.James Egan: Alright, if we get to 5.75, maybe a little bit lower than that in the middle of next year, that's enough to send affordability into a healthier place. But that's a relative term. Affordability is still going to be under pressure, but it will have improved. And it will have improved at a pretty healthy amount from where we were in the fourth quarter of 2023, which was multi-decade levels of challenged.Jay Bacow: All right, Jim, so clearly the mortgage rate coming down does make homes more affordable, but is it enough to cause more homes to actually transact?James Egan: So, the answer is yes, but it's going to be a ‘Yes, but' answer from that perspective. We do think that transaction volumes are going to increase. But to put into context where we sit from a housing market perspective – we already saw a healthy increase in affordability from the fourth quarter of [20]23 through the end of 2024, right? But if we put that affordability improvement in context, we've seen that about 10 times over the past 40 years. The only times where sales responded more tepidly than they just did in 2025 – were in 2009, the teeth of the Great Financial Crisis; and in 2020, when the market really slowed down in the immediate aftermath of COVID. The lock-in effect is still playing a very big role. We do think that this sustained marginal improvement and affordability will help purchase volumes. But this is not what's going to get us to kind of escape velocity. We're calling for about a 3 percent growth in purchase volumes next year. Jay Bacow: Alright. Now, you mentioned this a little bit already, but if there's less lock-in because the mortgage rate has come down, will more people be willing to list their homes for sale? Are we going to get more inventory on the market? James Egan: I think that's the other piece of how we're thinking about housing moving forward. Any improvement we get in affordability from lower mortgage rates is going to be paired with increasing inventory volumes. We've already seen that. Listed inventories are up roughly 30 percent from historic lows in 2023. They're still 20 percent worth below where they were in 2019. So, we're not talking about oversupply at this point. But that increase in listed inventories without a contemporaneous increase in demand is weighed on the pace of home price growth. We started this year at +4 percent nationally. We're below +1.5 percent. We think that any growth and demand will come coincident with the growth in listing volumes. That's going to keep home price appreciation under control. We're only calling for 2 percent growth in HPA next year, 3 percent out in 2027. But the high level thought here is that the housing market is well supported at these levels. Difficult to see big decreases in sales volumes or prices next year. But also going to be difficult to really achieve any more material growth in this low single digits we're calling for. But Jay, as you and I are talking about this outlook with market participants, one question that gets brought up frequently is what else can the administration do, especially on the affordability side, to help with instigating more housing activity. Jay Bacow: In order to really help affordability, given the challenges that you've discussed around the supply and demand issues; then the other aspect of that is just what is the mortgage rate? And if they were to do things that would cause the mortgage rate to come down, that would be helpful. Now, the Fed already has made an announcement that they're going to continue mortgage runoff from their balance sheet. If they ended mortgage runoff, that would've helped. But that window seems to have passed. There's been some discussion from the administration around new types of programs. In particular, there was a lot of headlines around a 50-year program. A 50-year amortization schedule would likely result in a material drop in the monthly payment that the homeowner would make – which would help. However, the total interest payments for that homeowner, depending on exactly where this hypothetical 50-year mortgage rate would price, are probably about double over the life of the loan relative to a 30-year fixed rate mortgage. So, we're not really sure that this product would see a huge amount of upkeep. There's also some technical challenges around whether it meets the definition of a qualified mortgage and some other in the weeds discussions. James Egan: What about all the discussion we're hearing around assumability of mortgages, portability of mortgages? Is there anything there? Jay Bacow: Based on our understanding of contract law, which I have to confess is limited as I am not a lawyer, we don't think you can retroactively make mortgages portable or assumable that were not already portable or assumable. So, you can make new mortgages portable and assumable. Portable as a reminder means that if you have a mortgage, you take it with you to your new house, and assumable means that the mortgage stays with the house. If you sell it to somebody else, they get that mortgage. But realistically, we think this would have to be a new product. And because it would be a new product with new benefits to the homeowner, it would actually probably cause their mortgage rate to be higher, not lower. James Egan: I guess one last question. We're talking about affordability and we're addressing it through interest rates being lower, we're addressing it through the potential for new products to be put out there, even if there are some challenges around that piece of it. But what about just demand for mortgages themselves? You said the Fed might not be a buyer going forward, but are there other pockets of demand for mortgages that could help bring down mortgage rates? Jay Bacow: Sure. So, we expect the GSEs to grow their portfolio next year, that would certainly be helpful. On the margin, we expect them to buy about a little less than a third of the net issuance that comes to the market. We also think that domestic banks could come back to the market and they could help bring the mortgage rates lower. But these changes are going to help mortgage rates by, in the context of maybe an eighth of a point to a quarter of a point at most. It's not a panacea, unfortunately. James Egan: Alright. So, we expect a little bit of an improvement in mortgage rates, a little bit of affordability improvement next year. That should lead to growth in purchase volumes, and I think it will lead to a little bit of growth in home prices. But the housing market is well supported range bound here. Jay Bacow: Jim, pleasure talking to you. And to all our regular listeners, thank you for adding Thoughts on the Market to your playlist. James Egan: Let us know what you think wherever you get this podcast and share Thoughts on the Market with a friend or colleague today.Jay Bacow: And as my kids would say, go smash that subscribe button.

In this REI Only episode of The FasterFreedom Show, Sam takes a deep dive into portable mortgages and why they're gaining attention in the real estate world right now. He explains exactly how these loans work, the advantages they offer for investors looking to move or sell without penalty, and the potential downsides that could catch you off guard. Sam also discusses why portable mortgages are becoming part of the real estate zeitgeist and how understanding them can give you more flexibility in structuring deals and managing your portfolio.Whether you're a first-time investor or managing multiple properties, this episode breaks down the mechanics, the strategy, and the practical implications so you can decide if portable mortgages fit your wealth-building plan.FasterFreedom Capital Connection: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fasterfreedomcapital.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Free Rental Investment Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://freerentalwebinar.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

As the first season of LOST came to an end, two of the lead characters, Jack and Locke, found themselves pursuing the same task but for completely different reasons. They both felt led to open a mysterious hatch; Jack for survival, Locke to fulfill his destiny. On their way to the hatch with bags full of dynamite, the men found themselves in a tense conversation. The post SILY 674- Faith on Trial appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Discover the ultimate adventure companion with the 4ROAM Starlink Bag! In this video, we showcase the premium, weatherproof Adventure Bag designed for Starlink Mini, offering instant internet connectivity without unpacking. Handmade in Europe with durable materials, it features dual compartments for your dish and power bank, MOLLE system attachment, and heat ventilation for hot climates. Perfect for vanlife, remote work, or off-grid travel. Watch now to see how this bag ensures reliable, high-speed internet anywhere! Visit https://4roam.com/ for more. #StarlinkMini #AdventureBag #OffGridCOUPON: Use code KC5HWB and get a free patch!Become a supporter of this podcast: https://www.spreaker.com/podcast/ham-radio-2-0--2042782/support.

The Upside Down has never felt closer, and after years of waiting, Stranger Things is finally back to terrorize our hearts one last time. Join hosts Darrell and Addi as we dive deep into the highly anticipated premiere of Stranger Things season 5 with "The Crawl." The post TSTP 68- The Crawl appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Most entrepreneurs look for flashy industries with big margins… but what if the real opportunity is hiding in the last place you'd ever think to look?In this episode of The Agent of Wealth, co-host John Williams is joined by David Sauers, co-founder of Royal Restrooms — the company that transformed the portable restroom experience from dreaded necessity to unexpected luxury.David shares the origin story behind Royal Restrooms, how he scaled a simple idea into a national franchise, and what entrepreneurs can learn from building a business in the most unlikely of places.In this episode, you will learn:How one frustrating experience at a public event inspired the creation of a luxury portable restroom business.What differentiates Royal Restrooms from traditional porta-potties — and why upgraded facilities can significantly boost event revenue.How David scaled from two trailers to more than 50 franchise locations across the country.The biggest challenges in shifting public perception and creating a new category within an established industry.What it really takes to become a successful Royal Restrooms franchisee — and why community involvement is key.And more!Tune in for an inspiring conversation about innovation, entrepreneurship, and finding opportunity where no one else is looking.Resources:Episode Transcript & Blog | royalrestrooms.com | davidsauers.com | Bautis Financial: 8 Hillside Ave, Suite LL1 Montclair, New Jersey 07042 (862) 205-5000 | Schedule an Introductory Call

Invités :Gauthier Le Bret, journaliste.Fabien Onteniente, réalisateur.Sarah Saldmann, avocate.Georges Fenech, magistrat et ancien député.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Pivita Health has published a new report that provides vital comparisons and health insights for travelers and fitness enthusiasts seeking the best portable hydrogen water bottle solutions. The report is available to view at https://pivitahealth.com/best-portable-hydrogen-water-bottles-for-travel-gym/. Pivita Health City: Richmond Hill Address: Wildwood Ave Website: https://pivitahealth.com Email: pivitahealth@gmail.com

Invités :Gauthier Le Bret, journaliste.Fabien Onteniente, réalisateur.Sarah Saldmann, avocate.Georges Fenech, magistrat et ancien député.Vous voulez réagir ? Appelez-le 01.80.20.39.21 (numéro non surtaxé) ou rendez-vous sur les réseaux sociaux d'Europe 1 pour livrer votre opinion et débattre sur grandes thématiques développées dans l'émission du jour.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Aujourd'hui, Barbara Lefebvre, professeur d'histoire-géographie, Flora Ghebali, entrepreneure dans la transition écologique, et Yves Camdeborde, restaurateur, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.

What happens when the mind becomes both prison and sanctuary, trapping us between terror and silence? "Nightmare as a Child" confronts a woman with her repressed memories when a mysterious little girl forces her to relive a horrific childhood event, while "Mute" follows a telepathic girl whose parents' death leaves her struggling to adapt to a world that demands spoken communication. The post Childhood Trauma appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

Plusieurs débats au cœur de l'actualité, les Grandes gueules ont le choix, en débattre ou non : Pas de lien démontré entre téléphone portable et le cancer ! La statue de Dalida victime de milliers de mains baladeuses.

As we reached the bottom of the hill my friend looked over at the instrument cluster. Alarmed, he looked at me and said, “Does your car normally get that hot?” I calmly looked down and saw the needle was nearly pegged at the highest temperature level. Not wanting to alarm my friend, I told him it was totally normal, but in my mind I was panicked, wondering if I was about to blow up the engine. The post SILY 673- Voices in My Head appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

In this episode of the LSCRE Podcast, Craig McGrouther and I unpack the latest market update and what it tells us about today's multifamily landscape.We explore shifting transaction volumes, rising prices, and how debt origination, not just sales activity, is shaping investor decisions. The discussion highlights what data points truly matter for evaluating risk and opportunity in the current environment.Learn more about LSCRE:www.lscre.com

In this episode of Lead-Lag Live, I sit down with Steven Rossi, Founder and CEO of Worksport, to break down the company's clean-energy transformation — including the long-awaited launch of the COR portable power system and the SOLIS solar tonneau cover.Steven explains how COR's modular batteries, onboard inverter system, and solar integration are designed to create a new category in portable power — one that serves contractors, overlanders, EV owners, and emergency-preparedness users with a scalable nano-grid you can take anywhere. He also shares Worksport's roadmap for growth, manufacturing strategy, and how SOLIS + COR work together as a complete energy ecosystem.In this episode:– How the COR power system works — and why it's built to scale– Why modular batteries and a centralized hub change the game for portability– How SOLIS integrates with COR to create a mobile solar nano-grid– Why Worksport is betting on clean, portable energy as its core business– The growth roadmap ahead as the company pushes into 2025 and beyondLead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.#Worksport #COR #SOLIS #CleanEnergy #PortablePower #EVTrucks #RenewableEnergyStart your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show

Panelists: Brian Norton, Josh Anderson, Belva Smith ATFAQ201: Q1. Annotating PDFs in School, Q2: Adapted Lock for School Locker, Q3. Touch Screen tools and apps for low vision users, Q4. Portable video magnifiers for classrooms, Q5. Wilcard: oddest every day item repurposed into assistive technology

We are joined by a very special consultant of our own this week, returning guest Marianne! We discuss this episode and various aspects that we really like, especially the great character development that we get from characters such as Foelivia (even though she isn't really a foe anymore), Walter, and Colonel Broyles, and we share some great thoughts from feedbackers like Geoff (xforce11), Eric (or Eric from Pennsylvania as you'd prefer), Anna (not Torv), ShelkyBean, and Laura! The post S4E18 The Consultant appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.

When everything falls apart and your magical tools are nowhere to be found, the real power isn't on your altar, it's in you. The Witch's Emergency Kit breaks down the three things every witch can rely on in a crisis: the breath that resets you, the voice that protects you, and the will that refuses to let chaos call the shots. Portable, raw, and real, this is the magic you use when life doesn't give you time for pretty rituals.

What if you could transfer your 3% mortgage rate to a new property? It could be possible in the near future. A new type of home loan would allow borrowers to move their mortgage rate when they sell and buy a new property, effectively ending the “lock-in effect” plaguing the housing market. Could a loan like this really come to fruition? We're back on another headline episode, touching on real estate's top stories that you need to hear to invest better than the masses.  First, we're talking about “portable mortgages,” another push for affordability from the Trump administration. You may be able to transfer your low rate…but for how long? Then, we touch on the real reason the housing market is stuck in purgatory, and the only way we'll bounce back.  Is this the fall of house flipping? James goes public (front-page news!) with a six-figure loss and shares the truth about how hard it is to flip houses right now. Finally, we answer the question every 13-28-year-old is asking: Is Gen Z screwed? With a tanking job market, there's only one way for them to survive… In This Episode We Cover New “portable” mortgage potential that could let you take your rate to a new home The fall of house flipping? Why even James is struggling to make a profit A shocking statistic about the average homeowner (why the housing market is stuck) No more trust funds: why “home inheritance” is becoming the new normal Gen Z can't find jobs: here's what they should be doing instead And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders On the Market 373 - Trump Floats 50-Year Mortgages Headlines from Today's Show: Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Learn Flipping from the Pros with James' Book, "The House Flipping Framework"  Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-375⁠⁠⁠⁠⁠⁠⁠⁠⁠ Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The FasterFreedom Show, Sam and Lucas dig into one of the most overlooked trends in today's housing landscape—why right now might quietly be the best opportunity small-time real estate investors have had in years. They break down the drop in competition from Wall Street buyers and large hedge funds, the shift toward more balanced inventory, and how nimble investors can capitalize while the “big money” sits on the sidelines.Then the guys zoom out to talk about a streak of wild new sports records—from marathon times being shattered to MLB pitching stats that don't even look real. They dig into what's fueling this new wave of athletic performance and which records might be next to fall.They also share a quick recap of a bizarre headline out of Germany involving the Kessler twins—just enough details to keep you entertained without going off the rails.Finally, the episode wraps with a look at portable mortgages and why this emerging concept is gaining attention. Sam and Lucas break down how portability works, why it could reshape affordability, and what it might mean for both homeowners and investors if the idea gains traction in the U.S.From today's investor edge to unbelievable sports feats to the future of mortgage flexibility, this episode blends strategy, curiosity, and the straight-shooting real estate talk you've come to expect from the show.FasterFreedom Capital Connection: ⁠https://fasterfreedomcapital.com⁠Free Rental Investment Training: ⁠https://freerentalwebinar.com⁠

Join The Struggle's Patreon community to get 100+ hours of Bonus Episodes, Pro Clinics, Uncut Videos, and Submit Questions for Future Guests. FREE TRIAL available!  https://www.patreon.com/thestruggleclimbingshow   In this special Listener Q&A episode, Coach Tom Randall explores: Improving endurance by getting stronger  How to self assess weaknesses  Is there such thing as “active rest”? Developing beginner crack skills  Periodization for gym climbers  Which crack size is the best to train  What standard tests should climbers do How often should we test finger strength Building a cheap crack trainer at home Correlation between finger strength and climbing grade  Plus a bonus episode about free soloing buildings, and the mega building Alex Honnold will be soloing in January! - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: PhysiVantage: the official climbing-nutrition sponsor of The Struggle. Use code STRUGGLE15 at checkout for 15% off your full-priced nutrition order. Rúngne: Soft threads and high performing chalk! Use Code STRUGGLE for 10% Off Bags, Buckets, Chalk & Apparel from Rúngne! ForceBoard: A better way to train fingers. Portable, accurate, and created to train finger strength and endurance exactly how YOU need it. Score $10 off and support the show by using code STRUGGLE10 at checkout. Nature Climbing: Beautifully crafted lifting edges and hangboards that feature real granite edges for improved texture and skin conditioning. Sustainably crafted works of art, I love them so much! Get 20% off everything at natureclimbing.com using code STRUGGLE.   And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals - Here are some AI generated show notes (hopefully the robots got it right) 00:42 Listener Questions Overview 02:20 Personal Climbing Journey 03:22 Reconnecting with Tom Randall 04:36 Tom Randall's Training Insights 15:21 Self-Assessing Climbing Weaknesses 25:37 Active Rest and Recovery Tips 30:31 Learning Crack Climbing 36:54 Periodization for Gym Climbers 39:05 Adapting to Training and Periodization 42:03 Indoor vs. Outdoor Climbing 45:09 Crack Climbing Techniques and Training 47:46 Testing Metrics and Their Importance 53:52 Urban Crack Climbing and Unique Locations 55:30 Listener Q&A: Training and Climbing Insights 01:07:49 Encouraging Gyms to Set Crack Boulders 01:11:18 Conclusion and Bonus Content Announcement   - Shoutout to Matt Waltereese for being a Victory Whip supporter on Patreon! So mega. - Follow along on Instagram and YouTube: @thestruggleclimbingshow  - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is carbon-neutral in partnership with The Honnold Foundation and is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much!

The Trump administration is exploring a major shift in housing policy: portable mortgages. In this episode, Kathy Fettke breaks down what this could mean for homeowners, buyers, and the broader market. Could you really take your low mortgage rate with you when you move? We'll explain how portable mortgages work, why the FHFA is considering them, and what experts say about potential risks — from mortgage-backed securities to higher long-term rates. Plus, insight on related proposals, including 50-year mortgages and expanded assumable loans. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: https://www.cnn.com/2025/11/13/homes/portable-mortgages-what-to-know 

These golden yellow hand pies are a savory comfort food that’s traveled around the world. Anney and Lauren fill out the history and cultures behind Jamaican patties.See omnystudio.com/listener for privacy information.

The US government is reopening, but could another shutdown be brewing? Two of President Donald Trump's political enemies are heading to court in a bid to get their charges dismissed. The Trump administration is eyeing up another change to mortgages. An ammonia leak has led to evacuations and hospitalizations in Oklahoma. Plus, why flights over Thanksgiving weekend are set to be more expensive. Learn more about your ad choices. Visit podcastchoices.com/adchoices