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This week's episode is packed tighter than a top tube bag before an all-day outing. Join Suvi, Dave, and Ronan as they chat through the latest industry and product news to hit the cycling world.Within, you'll hear where Suvi's head is at in picking a rear radar, and what Dave suggests for a portable air blower. The geeks also discuss bike-washing tips for those without a garden, plus thoughts on modern drivetrain wear.Members of Escape Collective also get access to the Ask a Wrench segment at the end of the episode, where member-submitted tech questions are answered. Plus, our member-only podcast feeds are ad-free.Time stamps:2:00 - Is Eurobike as we know it now over?9:00 - Good news from Campagnolo12:00 - Trek's gusty headwinds13:45 - Garmin's new rear radar and Suvi's existing picks23:30 - Surly's Midnight Special gets some fiber24:50 - Rose's Shave race and endurance bikes36:00 - Bike wash tips for apartment dwellers48:30 - Portable air blowers51:30 - The old rules of drivetrain wear no longer apply54:00 - Ask a Wrench with Zach Edwards (Members Only)54:30 - Dropper posts and internal cable routing woes1:05:00 - A funny PSA1:6:30 - Full Mount derailleurs and stripped bolts1:13:00 - Brake pad compounds for ultra wet off-road riding
What if getting exactly what you want is the moment everything starts to go wrong? Two Twilight Zone tales explore the seductive promise of beating the odds, only to reveal how quickly fortune curdles into fate. In both stories, ordinary people glimpse a shortcut to a better life — a way around struggle, chance, and limitation. But Serling's universe has rules, and tampering with destiny comes at a cost. These episodes tease the fantasy of control while quietly tightening the trap, asking whether luck is ever truly a gift… or just destiny collecting payment in advance. The post Special Talents appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Dans le sillage du Dry January -qui incite à ne pas boire d'alcool pendant le premier mois de l'année- la pause numérique est une idée qui progresse. 64% des Français soutiennent une telle initiative, selon une étude d'Ipsos BVA. Cela interroge notre dépendance aux smartphones et l'addiction aux réseaux sociaux. Quels sont les effets d'une pause numérique ? Que révèle notre rapport aux téléphones portables ? Pour en débattre - Adélaïde Zulfikarpasic, directrice générale du pôle société d'Ipsos-bva et autrice du livre Réhumaniser la société de l'absence, aux éditions de l'Aube - Juliette Hazart, médecin, addictologue, conférencière, autrice du livre Mon ado est accro aux réseaux sociaux, aux éditions De Boeck supérieur - Thibaud Dumas, docteur en neuroscience cognitive et président de l'association Attention Hyperconnexion et auteur du livre J'arrête de scroller, éditions Mango éditions
Portable Sports Talk bonus 739 Wed, 28 Jan 2026 13:12:18 +0000 QQHFSugBwhQuF2ofL3GjAEjutrbvFj0g sports Sports Daily sports Portable Sports Talk Wichita's popular morning local sports talk radio show is Sports Daily with Jacob Albracht and Tommy Castor. Listen live M-F 7a-11a on KFH! 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amp
Tired of feeling boxed in by cluttered workspaces? Whether you're a student, solopreneur, or remote worker, your desk should work for you — not against you. In this episode of Got Clutter? Get Organized!, I'm joined by Mark McKsymick, inventor, entrepreneur, and founder of Tabletote Inc., to talk about the power of portable workspace solutions. From a simple idea to a top-selling Amazon product, Mark shares the story behind Tabletote—how it became the go-to laptop stand for university debate teams and professionals worldwide—and how a thoughtfully designed workspace can boost productivity and reduce overwhelm. What You'll Learn in This Episode: What inspired the creation of Tabletote Real-life ways customers use it to stay organized and mobile Why portability can be a game-changer for clutter control How to choose tools that truly support your workflow Ways an adaptable workspace can enhance focus and efficiency
I wasn't prepared for what I was about to experience. I mean, I was 42 years old, less than a month away from turning 42, and I was about to do something many people have done by the time they were a teenager. I had done very little research to prepare me for the day, but as I look back on it, I'm not really sure how much research would have helped. The post SILY 682- Getting To Your Happy Place appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Most people hear “solar” and picture rooftop panels and a major installation. This episode covers a very different option: portable, plug-in solar that can work for renters and homeowners, without putting panels on your roof. Host Laurie McCarty is joined by Cora Stryker, co-founder of Bright Saver, to break down plug-in solar in plain English, including what it is, how it works, and why it is an option more people should know about. In this episode, listeners will learn:What plug-in solar is and how it differs from traditional rooftop solarWhether portable solar is safe and what proper setup looks likeWhat it can realistically power and what expectations to haveWho plug-in solar is best for, including renters, condo owners, and shaded propertiesTypical cost ranges and common misconceptions about savingsWhere panels can be placed, such as patios, balconies, or backyardsCalifornia regulations, interconnection concerns, and adoption challengesWhat the future of portable solar could look like over the next several years________________________________Keywords: portable solar, plug-in solar, solar for renters, solar without rooftop panels, California solar options, portable solar panels, home energy savings, electric bill reduction, solar alternatives, renewable energy for renters, Kern County real estate podcast, solar and real estate
In this episode, we join Martin Butler M1MRB, Dan Romanchik KB6NU, Caryn Eve Murray KD2GUT, Edmund Spicer M0MNG, and Ed Durrant DD5LP to discuss the latest Amateur / Ham Radio news. Colin Butler (M6BOY) rounds up the news in brief, and the episode's feature is 475 - Expanding Portable OPs on 70cm/2m. We would like to thank Jeremy Reese (N8YP), John R Stengel (W8UC) and our monthly and annual subscription donors for keeping the podcast advert free. To donate, please visit - http://www.icqpodcast.com/donate Biggest solar storm in 20 years hits Earth Can Ham Radio Help Taiwan Survive? UK Regulator Eyes Frequency-Sharing By Devices German Amateurs' Access To 70 Mhz Band In Limbo SOTA 2026 Challenge Brings Back Activity to 2m/70cm SSB/CW New 60-Meter Frequencies Available as of 13th February 2026 Maritime Radio Days 2026 April Silent Key's Rig Donated to Assist American Red Cross
A Globe and Mail reporter reveals that, for the first time in a century, the Canadian military has modeled a hypothetical U.S. invasion of Canada.At a tense public meeting, a group of New Brunswick residents expressed serious opposition to a planned new gas plant. A vice-president of the utility tells us public support does matter -- but so does keeping the lights on. A reporter in Chile tells us how fire overcame one coastal community in the blink of an eye -- and shocked locals are now wondering if this is the new normal.The tale of a small, strangely popular boulder in British Columbia called "Portable" -- which is finally heading back to where it belongs, months after it went missing. And.... A new scientific paper introduces the world to a brilliant cow by the name of Veronika -- who uses a broom to sweep away her itches, in an incredible example of bovine tool use. As It Happens, the Tuesday Edition. Radio that assumes she just started from scratch.
Hitting the road with your canine companion? Excellent! But there are things to consider, and we consider them. We'll also review a new type of portable solar panel, camping at Loves, defrosting pipes, and being dragged into the world. I did actually sleep in this thing. PRODUCT REVIEW Vevor 400 watt portable panels https://amzn.to/49M7Ar3 Direct from Vevor: https://www.vevor.com/solar-panels-c_13594/vevor-400w-foldable-solar-panel-with-frame-16bb-n-type-monocrystalline-solar-panel-charger-24-efficiency-ip67-waterproof-with-mc4-output-10-in-1-dc-adapter-for-power-stations-camping-hiking-trips-p_010143922897?lang=en¤cy=usd&utm_source=inhouse&utm_medium=affiliate&utm_campaign=42492674&shortkey=20260121qTmy RESOURCE RECOMMENDATION Camping at Loves https://www.camplife.com/campground/Loves+RV+Stops FCC Notice: If you purchase anything from these links, the show will receive a small fee. This will not impact your price in any way.
durée : 00:04:22 - Le Grand reportage de France Inter - Comment réduire l'addiction des jeunes aux écrans et les protéger des réseaux sociaux ? Depuis près d'un an, le collège Victor Schœlcher d'Ensisheim (Haut-Rhin) impose à ses élèves de stocker leur téléphone portable dans une pochette verrouillée par un système magnétique. Pour quel bilan ? Vous aimez ce podcast ? Pour écouter tous les autres épisodes sans limite, rendez-vous sur Radio France.
For episode 235, we're excited to welcome Mahesh Murthy, Founder of Karma, a platform helping ecosystems fund projects in the open, and helping builders turn real work into reputation that sticks. We explore what's broken in crypto funding, why reputation portability is essential for builders, how their Grantee Accountability Protocol (GAP) and onchain attestations shift trust dynamics, and what it looks like when funding becomes more than capital, and starts becoming real coordination infrastructure for long-term growth.You'll learn:
Welcome to Omni Talk's Retail Daily Minute, sponsored by Grocery Dealz and Mirakl.In today's Retail Daily Minute, Omni Talk's Chris Walton discusses:Gap Inc. creates a Chief Entertainment Officer role.Amazon unveils portable Just Walk Out RFID lanes deployable in hours.Pinterest partners with Roku to launch "Bring My Pinterest to Life," a shoppable connected TV series.The Retail Daily Minute has been rocketing up the Feedspot charts, so stay informed with Omni Talk's Retail Daily Minute, your source for the latest and most important retail insights.Be careful out there!
He was universally hated by his men, removed from command for incompetence, and died alone and forgotten in a veterans' home—yet he may have been the single most important reason the most legendary unit of World War II became legendary. This is the untold story of the man who sacrificed his reputation and relationships to save lives he would never see again, and how I found personal connection to his life. The post SILY 681- In the Company of Greatness appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
The Stranger Things era is officially over, but "One Last Adventure: The Making of Stranger Things 5" documentary gives us one final glimpse into the magic behind the final season. Join hosts Darrell and Addi as we dive deep into this intimate Netflix special that pulls back the curtain on the production. The post TSTP 84- One Last Adventure: The Making of Stranger Things 5 appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
NOLA's Community Lighthouse initiative creates local hubs with rooftop solar and portable batteries to save lives after storms.| Show page available: https://ilsr.org/article/energy-democracy/solar-and-batteries-save-lives-ler262/| Listen to all of our Local Energy Rules podcast episodes at our site: https://ilsr.org/energy/local-energy-rules-podcast/ | Don't forget to subscribe, share with your friends, leave a recommendation on our podcast feeds, and join the […]
In that moment, I knew how Al Bundy from “Married with Children” must have felt every time Kelly brought home one of her boyfriends. I never expected that coping with the idea of my daughter having her first boyfriend would be easy, but I never thought it would be like this. On one hand, I appreciated his honesty. On the other hand, his honesty led him to tell me, “I just want you to know that I've been arrested and spent time at juvie.” The post SILY 680- The Root of My Gray Hair appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
The conversation continues! Welcome to Part 2 of our listener feedback extravaganza for "The Rightside Up," the Stranger Things series finale that gave us so many emotions we're still processing. Hosts Darrell and Addi are back with even MORE of your incredible contributions because you weren't done sharing your thoughts, theories, and feelings about how this epic saga concluded. In this episode, we're diving into your reactions to the 1989 epilogue, Dustin's unforgettable valedictorian speech and Eddie Munson tribute, each character's future, Hopper's romantic proposal to Joyce, and that beautiful final scene of Holly and her friends starting their own D&D campaign in the Wheeler basement. The post TSTP 83- Listener Feedback Part 2 for The Rightside Up appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
How many times do you think you open a box per year? What's the best new year's resolution for 2026 that you made up just now? Would you prefer to own a dolphin, a cloud, or a rainbow? GET TICKIES FOR OUR LIVE OOPS! ALL AUTISTICS! BENEFIT SHOW HERE!! Love, Dad
The series finale dropped and you had SO MUCH to say that we couldn't fit it all into one episode! "The Rightside Up" brought the Stranger Things saga to its emotional conclusion, and our inbox was STUFFED with your reactions and heartfelt messages about how this show impacted your lives. The post TSTP 82- Listener Feedback Part 1 for The Rightside Up appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Send us a textFit, Healthy & Happy Podcast Welcome to the Fit, Healthy and Happy Podcast hosted by Josh and Kyle from Colossus...Listen on: Apple Podcasts Spotify
The great Mr. Fix-It, Lou Manfredini, joins John Williams to tell us what we need to know about battery disposal since the Portable and Medium-Format Battery Stewardship Act went into effect on January 1st. Listen to HouseSmarts Radio on WGN each Saturday morning at 6 am.
The great Mr. Fix-It, Lou Manfredini, joins John Williams to tell us what we need to know about battery disposal since the Portable and Medium-Format Battery Stewardship Act went into effect on January 1st. Listen to HouseSmarts Radio on WGN each Saturday morning at 6 am.
The great Mr. Fix-It, Lou Manfredini, joins John Williams to tell us what we need to know about battery disposal since the Portable and Medium-Format Battery Stewardship Act went into effect on January 1st. Listen to HouseSmarts Radio on WGN each Saturday morning at 6 am.
The great Mr. Fix-It, Lou Manfredini, joins John Williams to tell us what we need to know about battery disposal since the Portable and Medium-Format Battery Stewardship Act went into effect on January 1st. Listen to HouseSmarts Radio on WGN each Saturday morning at 6 am.
After four years of fighting monsters from another dimension, the the Hawkins heroes face their final battle—one that will determine not just the fate of Hawkins, but whether Eleven can ever escape the cycle of being hunted. Join hosts Darrell and Addi as we break down "The Rightside Up," the epic series finale that brings the Stranger Things saga to its emotional conclusion. The post TSTP 81- The Rightside Up appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Near the end of "The Shawshank Redemption," escaped prisoner Andy Dufresne writes to his friend Red: "Hope is a good thing, maybe the best of things, and no good thing ever dies." But earlier, Red had warned Andy differently: "Hope is a dangerous thing. Hope can drive a man insane." Two perspectives on hope. One life-giving, one destructive. Which is right? The post SILY 679- Hope in the Unseen appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Will Byers came out to his friends and family, Max woke up from her coma, and the Party discovered "The Abyss"—and YOU had ALL the feelings about every moment! "The Bridge" delivered the most emotionally powerful episode of the season, and our inbox was flooded with your heartfelt reactions, theories, and incredible insights. The post TSTP 80- Listener Feedback for The Bridge appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
On the four-year anniversary of Will Byers' disappearance, the Party reunites for a final battle—but first, Will must confront his deepest fear to overcome Vecna. Join hosts Darrell and Addi as they break down "The Bridge," the emotional penultimate episode that brings everything full circle. The post TSTP 79- The Bridge appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
We are ringing in 2026 with our discussion of the Fringe season 4 finale! We discuss the powerful character moments and great performances from some of the cast in this episode and how, were it not for 4.19 and the closing scene of this finale, this would have been a mostly satisfying series finale, but we love season 5, so we are really glad that that wasn't the case. The post S4E22 Brave New World Part 2 appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
A black hole threatening to consume humanity, an "un-proposal" that broke our hearts, and Max on the cusp of escaping Vecna's mind—and YOU had SO MUCH to say about all of it! "Escape From Camazotz" delivered some of the most emotionally devastating and mind-bending moments of the season, and our inbox absolutely exploded with your reactions, theories, and brilliant breakdowns. The post TSTP 78- Listener Feedback for Escape From Camazotz appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
The Upside Down is collapsing—and it's not because of Vecna, it's because of an exotic matter black hole that could consume the entire human race. Join hosts Darrell and Addi as they break down "Escape From Camazotz," the episode where everything we thought we knew about the Upside Down gets flipped on its head. The post TSTP 77- Escape From Camazotz appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Dan Mandis (WTN-Nashville) fills in for Gary McNamara and Eric Harley this week. In part one of the Red Eye Radio podcast, YouTuber Nick Shirley exposes Somali Day Care fraud in a viral video now with over 100 million views / The economy and your money / Portable mortgages and the housing market / Vice President Vance comments on the latest with illegal alien Kilmar Abrego Garcia / The false narrative that ICE is arresting U.S. citizens. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Unfortunately, we didn't receive any new contributions for today's Monday Mailbag, but I didn't want to go without sharing an episode with you. So this week I'm brining back the first Monday Mailbag episode. This episode originally aired in April of 2024 and has some great contributions from Geoff, Barb, Colby, Bradley, and Andrew. The post 678- Monday Mailbag appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Plans on plans on plans—and YOU had thoughts on ALL of them! "Shock Jock" kicked off Volume 2 with teams scattered across two dimensions executing elaborate strategies, and our inbox absolutely exploded with your theories, reactions, and breakdowns. Hosts Darrell and Addi are dedicating this entire episode to listener contributions because you brought the fire on every major moment! The post TSTP 76- Feedback for Shock Jock appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
Three teams across two dimensions are executing bold and dangerous plans—and if you think nothing could go wrong, you haven't been watching Stranger Things. Join hosts Darrell and Addi as they break down "Shock Jock," the midseason premiere that kicks off Volume 2 with even more elaborate schemes than before. The post TSTP 75- Shock Jock appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
'80s pop queen Tiffany's "I Think We're Alone Now" just invaded Vecna's dream world—and in this explosive episode, the legend spills exclusively on the Upside Down magic. We sit down for a thrilling and fun chat where she reveals her phone "blowing up" after episode 3, the joy of watching Holly Wheeler dance, bake, and sass her on cassette tape ("just a pop star!"), and why it feels like pure '80s full-circle for a die-hard Stranger Things fan. The post TSTP 74- Tiffany Interview appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
As I neared the exit of the parking lot a familiar face spotted me. He approached and I rolled down my window. Looking at my BMW Z4 he said, “I love your James Bond car.” “Thanks,” I replied. Hearing those words filled me with pride but not for the reason he would assume, and perhaps not for the reason you would either. The post SILY 677- Driven by Fear appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
We are discussing part of the Fringe season 4 finale this episode which sees the return of William Bell! We talk about how much we love Walter's and Astrid's connection in this episode and were initially shocked by the cliffhanger. Next up is the second half of the finale! The post S4E21 Brave New World Part 1 appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
The response to our “Sorcerer” recap was so massive, we had no choice but to dedicate an entire follow-up episode to listener theories—and it gets wild fast. This episode is fueled by the fans, breaking down how these moments may reshape the endgame of Stranger Things Season 5 and why “Sorcerer” could be the most important chapter yet. The highlight is a huge new theory from Bradley, which brilliantly connects the color symbolism from Chris in New York's earlier theory to Max's comics from Season 3. The post TSTP 73- Feedback for Sorcerer appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.
It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.
It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.
It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #13: https://www.amazon.com/dp/B0DDCJMDJCSee omnystudio.com/listener for privacy information.
Join The Struggle's Patreon community to get 100+ hours of Bonus Episodes, Pro Clinics, Uncut Videos, and Submit Questions for Future Guests. FREE TRIAL available! https://www.patreon.com/thestruggleclimbingshow Coach Kevin Cuckovich from Kilter joins to discuss: Results from my Kilter reassessment Improvements in strength and movement Struggles in beta and commitment Plans for doubling my hold set Going steeper and harder next block V8+ projecting schedule Should I set a replica? Off-the-wall conditioning plan Here's the first assessment episode with Kevin Here's the 90-90 stretch - Shoutout to Matt Waltereese for being a Victory Whip supporter. So mega! - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: PhysiVantage: the official climbing-nutrition sponsor of The Struggle. Use code STRUGGLE15 at checkout for 15% off your full-priced nutrition order. ForceBoard: A better way to train fingers. Portable, accurate, and created to train finger strength and endurance exactly how YOU need it. Score $10 off and support the show by using code STRUGGLE10 at checkout. And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals - Here are some AI generated show notes (hopefully the robots got it right) 00:00 Introduction and Year-End Reflections 00:39 Holiday Season and Personal Life 01:45 Training Recap with Coach Kevin Kovich 02:44 Assessment and Progress Evaluation 03:04 Outdoor Climbing and Future Goals 03:54 Training Insights and Techniques 05:18 Assessment Challenges and Mindset 08:22 Footwork and Technique Improvements 18:16 Mental Approach to Climbing 27:21 Product Endorsements and Personal Insights 33:56 Reflecting on the First Training Block 34:29 Upcoming Changes and New Holds 34:51 Programming and Projecting Strategy 35:55 Training Angles and Volume 36:36 Project Day Structure 39:37 Adjustable Board Benefits 43:11 Outdoor Projecting Insights 44:35 Programming for Specific Projects 57:49 Conditioning and Strength Training 59:42 Concluding Thoughts and Future Plans - Shoutout to Matt Waltereese for being a Victory Whip supporter on Patreon! So mega. - Follow along on Instagram and YouTube: @thestruggleclimbingshow - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is carbon-neutral in partnership with The Honnold Foundation and is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much!
Stranger Things Season 5 just delivered its most shocking power shift yet—and it didn't come from Eleven. In our Season 5, Episode 4 “Sorcerer” breakdown, Addi and Darrell dive headfirst into the episode that changes everything. From the desperate rescue mission to save the children to the pulse-pounding moment when a Demogorgon is chased straight into the Upside Down, this chapter pushes Hawkins past the point of no return. The post TSTP 72- Sorcerer appeared first on Golden Spiral Media- Entertainment Podcasts, Technology Podcasts & More.
The World Health Organisation recommends all pregnant women should have at least one ultrasound before six months. However, only half of women do in sub-Saharan Africa. This week we visit Kenya to see how portable ultrasound devices are flagging up any issues early. And how AI could overcome the barrier of not having enough trained midwives on the ground.People Fixing The World from the BBC is about brilliant solutions to the world's problems. We release a new edition every Tuesday. We'd love you to let us know what you think and to hear about your own solutions. You can contact us on WhatsApp by messaging +44 8000 321721 or email peoplefixingtheworld@bbc.co.uk. And please leave us a review on your chosen podcast provider.Presenter: Myra Anubi Producers: Calvin Manika, Claire Bates Editor: Jon Bithrey Sound mix: Andrew Mills(Image: A midwife gives a pregnant woman an ultrasound scan, BBC/Davis Ojiambo)
Our Co-Heads of Securitized Product Research Jay Bacow and James Egan discuss the outlook for mortgage rates and the U.S. housing market in 2026.Read more insights from Morgan Stanley.----- Transcript -----Jay Bacow: Jim, why did the cranberry turn red? James Egan: Please enlighten me. Jay Bacow: Because it saw the turkey dressing. Jay Bacow: I hope everybody had a good Thanksgiving. Welcome to Thoughts on the Market. I'm Jay Bacow, Co-Head of Securitized Products Research at Morgan Stanley. James Egan: And I'm Jim Egan, the other Co-Head of Securitized Products Research at Morgan Stanley. Today we're here to talk about our views from mortgage rates in 2026 and how that flows through to our U.S. housing outlook.It's Monday, December 1st at 11:30am in New York.Now, Jay, as we all get over our turkey induced naps over the weekend, how are we thinking about mortgage rates evolving in 2026?Jay Bacow: Well, as you and I discussed previously on this podcast, the Fed cutting rates in and of itself doesn't actually cause the 30-year fixed rate mortgage to come down. However, our rate strategists' forecast for lower rates in the front end should be helpful to where the primary rate ends up this year. And we would also expect some compression between primary mortgage rates and Treasury rates given our bullish outlook for the mortgage asset class. So, our expectation is that the 30-year fixed rate ends 2026 around 5.75 percent.James Egan: Alright, if we get to 5.75, maybe a little bit lower than that in the middle of next year, that's enough to send affordability into a healthier place. But that's a relative term. Affordability is still going to be under pressure, but it will have improved. And it will have improved at a pretty healthy amount from where we were in the fourth quarter of 2023, which was multi-decade levels of challenged.Jay Bacow: All right, Jim, so clearly the mortgage rate coming down does make homes more affordable, but is it enough to cause more homes to actually transact?James Egan: So, the answer is yes, but it's going to be a ‘Yes, but' answer from that perspective. We do think that transaction volumes are going to increase. But to put into context where we sit from a housing market perspective – we already saw a healthy increase in affordability from the fourth quarter of [20]23 through the end of 2024, right? But if we put that affordability improvement in context, we've seen that about 10 times over the past 40 years. The only times where sales responded more tepidly than they just did in 2025 – were in 2009, the teeth of the Great Financial Crisis; and in 2020, when the market really slowed down in the immediate aftermath of COVID. The lock-in effect is still playing a very big role. We do think that this sustained marginal improvement and affordability will help purchase volumes. But this is not what's going to get us to kind of escape velocity. We're calling for about a 3 percent growth in purchase volumes next year. Jay Bacow: Alright. Now, you mentioned this a little bit already, but if there's less lock-in because the mortgage rate has come down, will more people be willing to list their homes for sale? Are we going to get more inventory on the market? James Egan: I think that's the other piece of how we're thinking about housing moving forward. Any improvement we get in affordability from lower mortgage rates is going to be paired with increasing inventory volumes. We've already seen that. Listed inventories are up roughly 30 percent from historic lows in 2023. They're still 20 percent worth below where they were in 2019. So, we're not talking about oversupply at this point. But that increase in listed inventories without a contemporaneous increase in demand is weighed on the pace of home price growth. We started this year at +4 percent nationally. We're below +1.5 percent. We think that any growth and demand will come coincident with the growth in listing volumes. That's going to keep home price appreciation under control. We're only calling for 2 percent growth in HPA next year, 3 percent out in 2027. But the high level thought here is that the housing market is well supported at these levels. Difficult to see big decreases in sales volumes or prices next year. But also going to be difficult to really achieve any more material growth in this low single digits we're calling for. But Jay, as you and I are talking about this outlook with market participants, one question that gets brought up frequently is what else can the administration do, especially on the affordability side, to help with instigating more housing activity. Jay Bacow: In order to really help affordability, given the challenges that you've discussed around the supply and demand issues; then the other aspect of that is just what is the mortgage rate? And if they were to do things that would cause the mortgage rate to come down, that would be helpful. Now, the Fed already has made an announcement that they're going to continue mortgage runoff from their balance sheet. If they ended mortgage runoff, that would've helped. But that window seems to have passed. There's been some discussion from the administration around new types of programs. In particular, there was a lot of headlines around a 50-year program. A 50-year amortization schedule would likely result in a material drop in the monthly payment that the homeowner would make – which would help. However, the total interest payments for that homeowner, depending on exactly where this hypothetical 50-year mortgage rate would price, are probably about double over the life of the loan relative to a 30-year fixed rate mortgage. So, we're not really sure that this product would see a huge amount of upkeep. There's also some technical challenges around whether it meets the definition of a qualified mortgage and some other in the weeds discussions. James Egan: What about all the discussion we're hearing around assumability of mortgages, portability of mortgages? Is there anything there? Jay Bacow: Based on our understanding of contract law, which I have to confess is limited as I am not a lawyer, we don't think you can retroactively make mortgages portable or assumable that were not already portable or assumable. So, you can make new mortgages portable and assumable. Portable as a reminder means that if you have a mortgage, you take it with you to your new house, and assumable means that the mortgage stays with the house. If you sell it to somebody else, they get that mortgage. But realistically, we think this would have to be a new product. And because it would be a new product with new benefits to the homeowner, it would actually probably cause their mortgage rate to be higher, not lower. James Egan: I guess one last question. We're talking about affordability and we're addressing it through interest rates being lower, we're addressing it through the potential for new products to be put out there, even if there are some challenges around that piece of it. But what about just demand for mortgages themselves? You said the Fed might not be a buyer going forward, but are there other pockets of demand for mortgages that could help bring down mortgage rates? Jay Bacow: Sure. So, we expect the GSEs to grow their portfolio next year, that would certainly be helpful. On the margin, we expect them to buy about a little less than a third of the net issuance that comes to the market. We also think that domestic banks could come back to the market and they could help bring the mortgage rates lower. But these changes are going to help mortgage rates by, in the context of maybe an eighth of a point to a quarter of a point at most. It's not a panacea, unfortunately. James Egan: Alright. So, we expect a little bit of an improvement in mortgage rates, a little bit of affordability improvement next year. That should lead to growth in purchase volumes, and I think it will lead to a little bit of growth in home prices. But the housing market is well supported range bound here. Jay Bacow: Jim, pleasure talking to you. And to all our regular listeners, thank you for adding Thoughts on the Market to your playlist. James Egan: Let us know what you think wherever you get this podcast and share Thoughts on the Market with a friend or colleague today.Jay Bacow: And as my kids would say, go smash that subscribe button.