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Today's Scripture: 1 Samuel 1:10–18 What do you do when someone misreads your pain and assumes the worst about you? Today's Scripture introduces us to Hannah, whose anguish is mistaken for wrongdoing even as she is pouring out her soul to God. Her story reminds us that other people may misunderstand your tears, your reactions, or the years behind your pain—but God does not. This episode will help you bring the parts of your story that feel tangled, wordless, or repeatedly misread into the presence of the God who sees clearly. You'll learn:*Why being misunderstood can make pain feel even more isolating*What Hannah's wordless prayer teaches us about honest connection with God*Why your pain does not have to be perfectly explained to be seen*How to advocate for yourself when someone gets your story wrong*One way to release pain you have been holding insideGo Deeper: Read The Secure Soul to learn how to bring every part of yourself—including the parts that feel wordless or misunderstood—into the compassionate presence of God. Connect with Dr. Alison on Instagram: @dralisoncook Join 80,000+ Soul Menders in Dr. Alison's free email community for ongoing reflection and support. While Dr. Cook is a counselor, the content of this podcast and any of the products provided by Dr. Cook are not specific counseling advice nor are they a substitute for individual counseling. The content and products provided on this podcast are for informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices
Culture isn't what you say - it's what you do, consistently and under pressure. Everybody wants to talk about culture, but you can't build a healthy one without the HR foundation underneath it.In this episode, Kerri walks through:What culture actually is — the sum of every decision you make, every behavior you tolerate, and every standard you holdThe three culture killers in small business: favoritism, silence, and tolerating toxic behaviorWhy Google found psychological safety — not talent, experience, or perks — predicts team performanceThe five things that reliably drive engagement: clarity, autonomy, connection, growth, and recognitionHow to measure engagement without expensive software: a 3-question pulse, stay interviews, exit interviews, and manager 1:1sFive things you can do this week to strengthen your cultureYOUR ACTION ITEM: Name the one behavior you're currently tolerating that you know is hurting your culture - and address it this week.If your team keeps hitting the same culture snags, take the free HR Audit to see whether your people foundation is actually built to support the culture you want. → saltandlightadvisors.com/hrauditResources to keep building:
Ford Frick's name may be familiar to baseball fans, but his story — and his impact on the game — have largely faded from view. Yet for more than four decades, Frick occupied a front-row seat to some of the most transformative moments in baseball history, first as a journalist and publicist, then as National League president and ultimately as Major League Baseball's third commissioner. This week, we're joined by author Dave Bohmer, whose new book, "Ford Frick: Baseball's Third Commissioner and His Four Decades of Shaping the Game," offers a fresh and compelling reassessment of one of the sport's most misunderstood executives. Drawing on extensive archival research, Bohmer argues that Frick was far more than a caretaker commissioner, emerging instead as a pivotal figure whose influence can be found throughout the development of the modern game. Together, we explore Frick's unlikely rise from newspaper reporter to one of baseball's most powerful figures, his leadership during the Great Depression and World War II, his involvement in the creation of the National Baseball Hall of Fame, and his stewardship during an era that saw Jackie Robinson break baseball's color barrier, franchises move west, television reshape the business of sports, and expansion transform the major leagues. We also examine the controversies that continue to define Frick's legacy — from the Roger Maris home run debate to longstanding perceptions that he served owners more than the game itself—and discuss why Bohmer believes history has understated his influence on the sport he helped shape. + + + SUPPORT THE SHOW: Buy Us a Coffee: https://ko-fi.com/goodseatsstillavailable The "Good Seats" Store: http://tee.pub/lic/RdiDZzQeHSY BUY THE BOOK: "Ford Frick: Baseball's Third Commissioner and His Four Decades of Shaping the Game": https://amzn.to/4yKveQq SPONSOR THANKS: Royal Retros (10% off promo code: SEATS): https://www.royalretros.com/?ref=SEATS Old School Shirts.com (10% off promo code: GOODSEATS): https://oldschoolshirts.com/goodseats FIND AND FOLLOW: Linktree: https://linktr.ee/GoodSeatsStillAvailable Web: https://goodseatsstillavailable.com/ Bluesky: https://bsky.app/profile/goodseatsstillavailable.com X/Twitter: https://twitter.com/GoodSeatsStill YouTube: https://www.youtube.com/@goodseatsstillavailable Threads: https://www.threads.net/@goodseatsstillavailable Instagram: https://www.instagram.com/goodseatsstillavailable/ Facebook: https://www.facebook.com/GoodSeatsStillAvailable/ LinkedIn: https://www.linkedin.com/company/good-seats-still-available/
Death by Boomer with Jeff Styles! God Didn't Make No Junk! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ==== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
Is Steph Curry misunderstood? where Curry ranks among point guards, do people fully appreciate his style of play and more!
How did a single decision trigger Sherry's decline from Britain's favourite drink? What would it take for Sherry to make a comeback after decades of decline? How can you make the most out of your trip to the Sherry region of Spain? In this episode of the Unreserved Wine Talk podcast, I'm chatting with Ben Howkins, author of a new book on Sherry. You can find the wines we discussed at https://www.nataliemaclean.com/winepicks. Giveaway Two of you are going to win a copy of Ben Howkin's terrific book, Sherry: Maligned, Misunderstood, Magnificent! To qualify, all you have to do is email me at natalie@nataliemaclean.com and let me know that you've posted a review of the podcast. I'll choose two people randomly from those who contact me. Good luck! Highlights Why was Pedro Ximénez once considered too valuable to bottle on its own? Why did Shakespeare mention Sherry so often in his plays? How did Sherry become one of the world's most popular wines before its dramatic decline? How did one businessman almost single-handedly bring down the modern Sherry industry? Why did people in Jerez say José María Ruiz-Mateos had turned wine back into water? How has the collapse in Sherry sales unexpectedly created a rare opportunity for wine lovers? Why does Ben believe the world's finest old Sherries remain one of wine's greatest bargains? What would it take for Sherry to become fashionable again? Why are small independent bodegas giving Ben renewed hope for the future of Sherry? What makes a visit to Jerez unlike any other wine region in the world? How did Ben help revive one of Europe's oldest and most celebrated sweet wines after the fall of the Iron Curtain? Why did Hungary insist on calling it the Royal Tokaji Wine Company instead of the Imperial Tokaji Wine Company? What does "five puttonyos" actually mean on a bottle of Tokaji? After a lifetime in wine, what advice does Ben have for anyone looking to enjoy wine more? About Ben Howkins Ben Howkins is widely regarded as the UK's leading writer and expert on port and sherry. In 1963, he became the youngest recipient of the Vintners Scholarship, an experience that took him across Europe's vineyards and helped shape his lifelong passion for wine education, particularly fortified and dessert wines. A prolific author, he has written extensively for both consumer and trade publications. His books include Rich, Rare & Red, Real Men Drink Port… and Ladies Do Too!, Sherry and Adventures in the Wine Trade. He is a member of the Vintners' Company and has lectured for the Wine & Spirit Education Trust, where he also served as a Trustee. An international wine judge and public speaker, he has led vineyard tours across Europe and South America and promoted wine globally, including in the USA and China. He is co-founder of the Royal Tokaji Wine Company and a key figure in reviving Tokaji Aszú's global reputation. To learn more, visit https://www.nataliemaclean.com/398.
Send us Fan MailIn this heartfelt episode of The Box & The Sky series, Keya McClain the Poet explores why emotionally engaged people are so often misunderstood in a world that frequently mistakes emotional distance for strength.Through personal stories and thoughtful reflection, Keya examines the difference between passion and aggression, emotional investment and emotional instability, and why many people suppress their authenticity to avoid being labeled "too much."This conversation reminds us that caring deeply is not a weakness—it is evidence of presence, purpose, and emotional courage.In this episode, Keya discusses:• Why emotionally expressive people are often misunderstood• Passion versus emotional instability• The societal pressure to appear detached• Why vulnerability makes some people uncomfortable• Emotional engagement without losing yourself• Healing without becoming emotionally numb• Honoring your emotional depth while maintaining healthy boundariesThis episode is for anyone who has ever been told they care too much, feel too deeply, or are "too intense."You don't need to become emotionally detached to protect your peace.You simply need to care wisely.Support the show
S6E9 Mark Ryski on why stores convert up to 70% of store traffic while online only converts 3% and Amazon only 10%77% of shoppers who walked out of a big box store without buying told exit interviewers they came in to buy. They couldn't find help, wouldn't wait in line, and left empty-handed. Mark Ryski has spent almost 3 decades measuring that gap, and his new book gives it a name: Store Traffic Is A Gift, and most retailers waste it. This episode, Ricardo and Casey sit down with Mark Ryski, founder and CEO of HeadCount Corporation, to dig into retail's most misunderstood metric: in-store conversion. Physical stores convert 20% to 70%+ of their store traffic. Typical online sites convert under 3%, and Amazon converts about 10%. The store converts several times better than any other channel, yet 84% of retail sales (US Census Bureau, March 2026) still get managed as if online were winning, and in-store conversion gets treated as a vibe at the end of the day.In This Episode, You'll Learn• Why a store can get more traffic and sell less, and what conversion data reveals.• The exit survey result that changed a big box operator's mind about service.• The single fastest conversion win, and why most chains schedule it backwards.• How super converting stores hit 75% while sister stores in the same chain sit at 30%.• The CFO conversation: what 100 basis points of conversion is worth in top-line sales.• What BOPIS, curbside, and Amazon returns really do to store traffic and conversion.• Why accurate store traffic data is the demand signal AI needs before anything else.Subscribe & FollowIf you enjoyed this episode, please leave us a 5‑star rating and review on Apple Podcasts, Spotify, or Goodpods. Subscribe on YouTube so you never miss an episode and check out the other shows in the Retail Razor Podcast Network: Retail Transformers, Blade to Greatness, and Data Blades.Subscribe to the Retail Razor Podcast Network: https://retailrazor.com/Subscribe to our Newsletter: https://retailrazor.substack.comSubscribe to our YouTube channel: https://go.retailrazor.com/utubeFeatured guestMark Ryski. https://www.linkedin.com/in/mark-ryski-8826601/CEO, HeadCount Corporation. https://headcount.comAuthor, Store Traffic Is A Gift. https://a.co/d/00VI3UujMark Ryski is the founder and CEO of HeadCount Corporation and one of the retail industry's leading authorities on store traffic and shopper conversion. For more than 20 years, he has helped retailers—from independent stores to large national chains in over 20 countries—convert more store visits into sales and make better operating decisions. He is the author of three books on retail performance, including Store Traffic Is a Gift: The Retailer's Guide to Converting Visits into Sales, Conversion: The Last Great Retail Metric, and When Retail Customers Count, the first book dedicated to the study of store traffic. Mark is a longtime BrainTrust contributor on RetailWire and has been recognized as a Rethink Retail Top Retail Expert in 2025 and 2026.Chapters00:00 Teaser00:32 Show Intro05:06 Welcome, Mark Ryski!10:28 Traffic Is a Gift13:09 Origin Story - Counting Traffic16:45 Conversion Numbers and Fast Wins23:16 Exit Surveys Reveal Missed Sales26:22 Proving Payroll Pays Back28:08 Inside Super Converting Stores31:57 BOPIS And Amazon Traffic Trap38:23 AI Needs Clean Traffic Data44:52 Optimism For Physical Retail48:03 Show CloseMeet your hostsHelping you cut through the clutter in retail & retail tech:Ricardo Belmar is an NRF Top Retail Voice for 2025 and a RETHINK Retail Top Retail Expert from 2021 – 2026. Thinkers 360 has named him a Top 10 Thought Leader in Retail, a Top 25 Thought Leader in AGI and Careers, a Top 50 Thought Leader in Agentic AIand Management, and a Top 100 Thought Leader in Digital Transformation and Transformation. Thinkers 360 also named him a Top Digital Voice for 2024 and 2025. He is an advisory council member at George Mason University's Center for Retail Transformationand the Retail Cloud Alliance. He was most recently the partner marketing leader for retail & consumer goods in the Americas at Microsoft.Casey Golden, is the North America Leader for Retail & Consumer Goods at CI&T, and CEO of Luxlock. She is a RETHINK Retail Top Retail Expert from 2023 - 2026, and Retail Cloud Alliance advisory council member. After a career on the fashion and supply chain technology side of the business, Casey is obsessed with the customer relationship between the brand and the consumer and is slaying franken-stacks and building retail tech! MusicIncludes music provided by imunobeats.com, featuring Overclocked, and E-Motive from the album Beat Hype, written by Heston Mimms, published by Imuno.
Hugh Douglas and Joe Giglio break down Tracy McGrady's recent comments regarding a potential lack of communication between Joel Embiid and Jaylen Brown. They also discuss a grassroots effort to recruit Mike Trout to Philadelphia during the All-Star Game and hear from a caller who spotted LeBron James at a concert. 01:00 - Flutes and Old Projectors 04:44 - Recruiting Mike Trout 05:13 - T-Mac on Joel Embiid 12:26 - Callers Critique Host Takes 18:08 - LeBron James Sightings
The New World screwworm is back in Texas. The lone star tick is on a tea. And the air is thick with blood-sucking mosquitoes. These are all parasites, and they are aggressively on the hunt for their next victim. We share the planet with these creatures, and we need to understand them to protect ourselves. Are they the villains of the animal kingdom or are they misunderstood?
Everyone is sleeping on Portland... and that's exactly why they're the most misunderstood team in the NBA.
Khumo Kumalo sits down with Oreoluwa Alaba to unpack his long, layered journey through the creative industry. Oreoluwa began editing around 15–16 years old, already working with projects and influences such as Overtime, Ball Is Life and Ayo & Tao. From those early days he moved into modelling, learning lessons about presence, self-presentation and the industry's expectations. Eventually he chose to move behind the camera and commit to videography — not as a simple career swap but as a way to take ownership of the creative process, to shape narrative and craft visuals on his own terms. In this episode we follow that transition in detail: what motivated him to leave modelling for film, how he developed a process that reflects his identity, and the practical and creative steps he took to become a versatile, high‑value creative in the space. Above all, we hear Oreoluwa's personal perspective on enjoying being Misunderstood—how that framing has affected his work, his risks, and his freedom as an artist. Listen for a complete, first‑person account of a creative path that moves from teenage editing into thoughtful, intentional filmmaking.
Chris is still away this week, so Agent X returns to the co-host chair alongside Jamal for another packed episode of Wayspotters. This week's conversation covers some of the biggest recent developments in Wayfarer, including the shift from Niantic Games to Scopely Explore, reports that Niantic Spatial has moved from resolving photo additions to processing nomination approvals, and signs that Pikmin Bloom may have received a map update. Then Agent X takes the lead on Topic #1: Location, Location, Location, breaking down how even a great nomination can fail if the pin placement is wrong. Using real examples like pathway markers, neighborhood signs, and Little Free Libraries, he and Jamal talk through how sidewalks, fences, verges, and other boundaries can be the difference between an acceptance and a rejection—especially when private residential property is involved. In Topic #2, they tackle the question of whether suspicious nominations are actually abuse or just misunderstandings from newer Wayfarers who don't fully understand how location placement works. It's a thoughtful discussion about where to draw the line between education and enforcement, and how reviewers can approach questionable nominations without assuming the worst every time. Wayfarer News: Scopely Explore officially arrives, Niantic Spatial appears to be approving nominations, and Pikmin Bloom may have had a map sync Topic #1 – Location, Location, Location: why bad pin placement can ruin an otherwise great nomination Topic #2 – Abuse or Misunderstanding?: when a misplaced pin is just a mistake, and when it might be something more Tales from Idaho: Agent X debuts a new segment with the story of Soda Springs' famous man-made captive geyser Wayspot of the Week #1: a creative bug hotel that blends art, conservation, and local identity Wayspot of the Week #2: a clubhouse nomination that nails the social gathering criteria Coal of the Week: a Little Caesars submission that is a perfect reminder that sometimes you really do need to get out of your car Show Credits Hosts: Jamal Harvey & Chris Bell Writer: Scott Robinson Producer: Jamal Harvey Executive Producer: Kate Konz Show Historian: Matty G Recorded: 09 July 2026 Published: 12 July 2026 Season 5, Episode 26 Contact Us wayspotters@pokemonprofessor.com Voicemail / SMS: 704-426-3710 Support the Show Patreon: patreon.com/PokemonProfessor Website: wayspotters.com Follow! Instagram: @wayspotterspodcast Twitter/X: @wayspotters TikTok: @imakewayspots YouTube: @WayspottersPodcast Twitch: twitch.tv/pokemonprofessornetwork Community & Friends Wayfarer Discord: discord.gg/niawayfarer German Wayfarer Discord: discord.gg/ThTZCZH5 Facebook Group: facebook.com/groups/2241761169257836 Solstice:
The best Claude users in the world all press the same tiny button you've probably never noticed, and it's not for the reason you'd guess. My full collection of growth hacks, playbooks, and meta prompts lives on my Substack at: https://ClaudeGenius.com Here is the link to the companion Substack blog post for this episode: https://tinyurl.com/ep10-Claude-Incognito
Tatum and Brown Break up is misunderstood. 7-9-2026
What You Say is Not What They Hear What is the Difference Between Your Intended and Unintend Message? Episode 313 (Solo show featuring George Torok) In this episode we explore: why your whole message includes more than the words you intend to send four reasons your intended message might not get through why clarity in your head does not guarantee clarity for the listener how beliefs and past experiences filter what people hear how emotional state changes the meaning people receive why setting and delivery method influence interpretation how recent events can reshape audience receptiveness why unintended messages act like static around your main point how vocabulary and grammar influence credibility how body language can contradict spoken words how pace, pitch and inflection alter meaning why missing information can distract listeners how audience engagement strengthens communication how to reduce unintended messages before they sabotage your intended message ----- Your Host, George Torok: Is known as the Speech Coach for Executives because he's been coaching executive leaders to convey their messages with more confidence and success for 30 years. For 19 years, he hosted the radio show, Business in Motion, interviewing over 600 business and community leaders. As host of the podcast, Your Intended Message, he has interviewed communication specialists from 16 countries. George is co-author of the national bestseller, Secrets of Power Marketing, and contributed to 12 other books. His articles have been featured in magazines around the world, and he's written over 2,000 blog posts. An adventurer, he's visited over 30 countries on five continents and has run 12 marathons. ----- Key Lessons from this episode: Your whole message includes both the message you intend to send and the unintended messages that travel with it. Clarify your message before you speak. A message that feels clear in your head might become confusing when converted into words. Your intended message can fail because people were not listening, did not understand you or did not believe you. Communication requires several translations: from the thoughts in your head, into words, through the listener's filters and finally into meaning in their mind. Your audience filters your message through beliefs, past experiences, emotional state, setting, perspective and recent events. Recent experiences can influence how people receive your next message. An unresolved issue might block acceptance of a new idea. Unintended messages create communication static that can blur, weaken or contradict what you meant to convey. Vocabulary and grammar send messages about clarity, credibility and professionalism beyond the literal meaning of your words. Body language and voice can support your intended message or create doubt when they conflict with your words. The method of delivery matters. Email, phone, video, coffee conversation and boardroom discussion each shape how a message is received. Missing information can distract listeners when you raise a question but fail to answer it. Audience engagement strengthens the message. Reading slides or text can weaken connection and reduce attention. Distractions exist in the room, on the screen and inside the listener's mind. Effective communicators pay attention not only to what they intend to say, but also to the unintended messages attached to their delivery. ----- ----more---- Your Intended Message is the podcast about how you can boost your career and business success by honing your communication skills. We'll examine the aspects of how we communicate one-to-one, one to few and one to many – plus that important conversation, one to self. In these interviews we will explore presentation skills, public speaking, conversation, persuasion, negotiation, sales conversations, marketing, team meetings, social media, branding, self talk and more. Your host is George Torok George is a specialist in communication skills. Especially presentation. He's fascinated by the links between communication and influencing behaviors. He delivers training and coaching programs to help leaders and promising professionals deliver the intended message for greater success. Connect with George www.SpeechCoachforExecutives.com https://superiorpresentations.net/ https://www.linkedin.com/in/georgetorokpresentations/ https://www.youtube.com/user/presentationskill
Who was the little horn of Daniel 7? For generations, many Christians have identified Nero as the primary fulfillment of the beastly ruler who persecutes the saints. But does the text actually point somewhere else? In this episode of The Millennial Medic, Jacob Glass examines Daniel's fourth beast, the ten horns, the Roman Empire, and the destruction of Jerusalem in A.D. 70. Drawing connections between Daniel 7, Revelation 13, Revelation 17, and the Jewish War, he argues that Nero fits the wounded head and the number 666—but not the little horn itself. Jacob compares interpretations from John Calvin, Jay Rogers, and Phil Kayser while exploring the role of Titus, the siege of Jerusalem, and the spiritual powers operating behind earthly kingdoms. Topics include: • Daniel 7 explained • The fourth beast of Daniel • The little horn prophecy • Nero and 666 • Titus and the destruction of Jerusalem • Revelation 13 and Revelation 17 • The Roman Empire in biblical prophecy • Partial preterism and eschatology • A.D. 70 and the fall of Jerusalem Whether you agree or disagree, this study will challenge common assumptions about one of the most debated prophecies in Scripture.
Death by Boomer with Jeff Styles! America the Beautiful! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
Who was the little horn of Daniel 7?For generations, many Christians have identified Nero as the primary fulfillment of the beastly ruler who persecutes the saints. But does the text actually point somewhere else?In this episode of The Millennial Medic, Jacob Glass examines Daniel's fourth beast, the ten horns, the Roman Empire, and the destruction of Jerusalem in A.D. 70. Drawing connections between Daniel 7, Revelation 13, Revelation 17, and the Jewish War, he argues that Nero fits the wounded head and the number 666—but not the little horn itself. Jacob compares interpretations from John Calvin, Jay Rogers, and Phil Kayser while exploring the role of Titus, the siege of Jerusalem, and the spiritual powers operating behind earthly kingdoms.Topics include:• Daniel 7 explained• The fourth beast of Daniel• The little horn prophecy• Nero and 666• Titus and the destruction of Jerusalem• Revelation 13 and Revelation 17• The Roman Empire in biblical prophecy• Partial preterism and eschatology• A.D. 70 and the fall of JerusalemWhether you agree or disagree, this study will challenge common assumptions about one of the most debated prophecies in Scripture.Watch all of our videos and subscribe to our channel for the latest content >HereHere
The conversation continues!In Part 2 of our deep dive into NFHS Rule 6, Mike D the Referee is joined once again by Coach Chip Seagle and Daniel Chamberlain as they tackle the second half of one of football's most challenging rules.This episode focuses on scrimmage kicks, punt recoveries, field goals, first touching, touchbacks, and unusual game situations that every official and coach should understand before Friday night.Using real game experiences, coaching stories, and officiating mechanics, the crew breaks down the rules that frequently create confusion—and sometimes controversy—during football games.If you've ever wondered:Can the kicking team advance a muffed punt?What happens when a punt bounces back behind the neutral zone?Why is first touching NOT a foul?When is a missed field goal a touchback?What happens if a punt hits one of your own players?You'll get the answers in this episode.
Shay Khatiri grew up in an Iranian Communist household where his dad handed him Das Kapital at age 12 — and somehow ended up a neoconservative Persian researcher at CAMERA, fighting media bias against Israel. Shay knows more about Jewish life than most Jews, and will absolutely turn off your lights before leaving Shabbat dinner.Shay breaks down why Iranians were cheering on Israeli fighter jets from their rooftops, the 2,500-year friendship between Persians and Jews that started with Cyrus the Great, and what the future for Iran may entail.Follow Shay on X @ShayKhatiriSupport our work: buymeacoffee.com/peoplejewwannaknowWhat We Discuss:00:00 Intro & Episode Agenda03:15 Growing up in a Communist household in Iran08:20 How the West misunderstands a society at war12:40 Why Iranians cheered for Israeli fighter jets18:30 What it will actually take to topple the regime22:15 The 2,500-year friendship between Persians and Jews30:00 Iranians today: the most pro-Israel nation after Israel itself34:20 How Americans can actually help the Iranian people38:45 The "as a Jew" problem and rebellion against immigrant parents44:10 Closing Remarks
How does the Solera system give every glass of sherry centuries of history? How does Sherry's "second terroir" shape the wine just as much as the vineyard itself? Why should every great wine cellar have mature, dry Sherry? In this episode of the Unreserved Wine Talk podcast, I'm chatting with Ben Howkins, who has just published a new book on Sherry. You can find the wines we discussed at https://www.nataliemaclean.com/winepicks. Giveaway Two of you are going to win a copy of Ben Howkin's terrific book, Sherry: Maligned, Misunderstood, Magnificent! To qualify, all you have to do is email me at natalie@nataliemaclean.com and let me know that you've posted a review of the podcast. I'll choose two people randomly from those who contact me. Good luck! Highlights How did Ben win one of the wine world's most prestigious scholarships with a single word? Why does Ben still remember his very first glass of Fino Sherry more than 60 years later? What makes the Solera system one of the most remarkable ageing methods in the wine world? How can every bottle of Sherry contain traces of wines made generations ago? Can the position of a single barrel inside a bodega really change the taste of the wine? What makes old Amontillado sherry such a thrilling wine to taste? Why do the chalky white soils of Jerez have so much in common with Champagne and southern England? What are the key differences between the fortified wines Port and Sherry? How did the aftermath of the Spanish Civil War shape Ben's first impressions of Jerez? What might you be surprised to discover about the world's greatest Sherries? What does "en rama" mean, and why are Sherry lovers so excited whenever they see it on a bottle? Why is Palo Cortado considered the most mysterious style of Sherry? About Ben Howkins Ben Howkins is widely regarded as the UK's leading writer and expert on port and sherry. In 1963, he became the youngest recipient of the Vintners Scholarship, an experience that took him across Europe's vineyards and helped shape his lifelong passion for wine education, particularly fortified and dessert wines. A prolific author, he has written extensively for both consumer and trade publications. His books include Rich, Rare & Red, Real Men Drink Port… and Ladies Do Too!, Sherry and Adventures in the Wine Trade. He is a member of the Vintners' Company and has lectured for the Wine & Spirit Education Trust, where he also served as a Trustee. An international wine judge and public speaker, he has led vineyard tours across Europe and South America and promoted wine globally, including in the USA and China. He is co-founder of the Royal Tokaji Wine Company and a key figure in reviving Tokaji Aszú's global reputation. To learn more, visit https://www.nataliemaclean.com/397.
Who was the little horn of Daniel 7? For generations, many Christians have identified Nero as the primary fulfillment of the beastly ruler who persecutes the saints. But does the text actually point somewhere else? In this episode of The Millennial Medic, Jacob Glass examines Daniel's fourth beast, the ten horns, the Roman Empire, and the destruction of Jerusalem in A.D. 70. Drawing connections between Daniel 7, Revelation 13, Revelation 17, and the Jewish War, he argues that Nero fits the wounded head and the number 666—but not the little horn itself. Jacob compares interpretations from John Calvin, Jay Rogers, and Phil Kayser while exploring the role of Titus, the siege of Jerusalem, and the spiritual powers operating behind earthly kingdoms. Topics include: • Daniel 7 explained • The fourth beast of Daniel • The little horn prophecy • Nero and 666 • Titus and the destruction of Jerusalem • Revelation 13 and Revelation 17 • The Roman Empire in biblical prophecy • Partial preterism and eschatology • A.D. 70 and the fall of Jerusalem Whether you agree or disagree, this study will challenge common assumptions about one of the most debated prophecies in Scripture.
Vacaciones en Los Ángeles, verano 1966Viajamos a Los Ángeles en 1966. Los aromas de Laurel Canyon, las playas del Pacífico o el East Side llevan su luz hasta la decadencia Sunset Strip. La banda sonora de la ciudad es una amalgama de folk rock y garage, sunshine pop y psicodelia, guitarras reverberadas y armonías vocales, melodías cristalinas y ritmos oscuros. Disfruta del paseo.Playlist:THE BEACH BOYS “Wouldn’t it be nice”THE MAMAS and THE PAPAS “Got a feelin’”THE TURTLES “Grim reaper of love”THE BYRDS “Eight miles high”BUFFALO SPRINGFIELD “Nowadays Clancy can't even sing”KIM FOWLEY “The trip”FRANK ZAPPA and THE MOTHERS OF INVENTION “Hungry freaks, daddy”CAPTAIN BEEFHEART and HIS MAGIC BAND “Diddy wah diddy”THEE MIDNITERS “Love Special delivery”LOVE “7 and 7 is”THE SEEDS “Pushing too hard”THE STANDELLS “Sometimes good guys don’t wear white”THE LEAVES “Hey Joe”THE MUSIC MACHINE “Talk talk”THE GRAINS OF SAND “She needs me”W.C. FIELDS MEMORIAL ELECTRIC STRING BAND “I’m not your stepping stone”THE WEST COAST POP ART EXPERIMENTAL BAND “I won’t hurt you”THE MISUNDERSTOOD “My mind”THE DOORS “Strange days” (live, mayo 1966)Escuchar audio
Learn how Cameron's quest to travel to every country served as exposure therapy and also ended up transforming his worldview. ============================ Get the Monday Minute my weekly email with 3 personal recs for travel, culture, and living beyond borders you can read in 60 seconds. ============================ ON THIS EPISODE Cameron Mofid became the youngest person to visit every country in the world, but his extraordinary journey began as an effort to overcome debilitating OCD through real-world exposure therapy. In this episode, Cameron shares how growing up with Egyptian and Iranian heritage shaped his curiosity about the world, how tennis first opened the door to international travel, and how solo travel ultimately transformed both his mental health and his worldview. We discuss his experiences traveling through Egypt, Iran, Yemen, Iraq, Venezuela, Pakistan, Afghanistan, and Suriname, the hospitality he found in places often portrayed negatively in the media, and why some of the world's most misunderstood countries became the places that changed him the most. → Full show notes with direct links to everything discussed are available here. ============================ FREE RESOURCES FOR YOU: See my Top 10 Apps For Digital Nomads See my Top 10 Books For Digital Nomads See my 7 Keys For Building A Remote Business (Even in a space that's not traditionally virtual) Watch my Video Training on Stylish Minimalist Packing so you can join #TeamCarryOn See the Travel Gear I Use and Recommend See How I Produce The Maverick Show Podcast (The equipment, services & vendors I use) ============================ ENJOYING THE SHOW? Follow The Maverick Show on Instagram and DM Matt to continue the conversation Please leave a rating and review — it really helps the show and I read each one personally You can buy me a coffee — espressos help me produce significantly better podcast episodes!
Women: Feeling Overwhelmed, Overstimulated, and Misunderstood. In this episode of Paperclips & Periods Podcast, Dr. Emily K. Cabrera, EdD, MSN, CAGS, PMHNP-BC and Katie Krych, MSN, RN, PMHNP(c) dive into a topic that resonates with women everywhere: feeling overwhelmed, overstimulated, and misunderstood. Through candid conversation, personal stories, and plenty of laughter, Emily and Katie explore the invisible mental load that many women carry every day. From managing households, raising children, navigating careers, supporting relationships, and juggling endless to-do lists, they discuss how overstimulation can often be mistaken for irritability, impatience, or being "mean." The discussion examines the cultural expectations placed on women to remain patient, available, and emotionally regulated at all times, while also highlighting the importance of boundaries, self-awareness, and self-compassion. Emily and Katie share their own experiences with stress, ADHD, motherhood, perimenopause, caregiving, and the challenges of asking for help when life feels overwhelming. Most importantly, they remind listeners that needing a break does not make you selfish, setting boundaries does not make you difficult, and asking for space does not make you unkind. Sometimes what looks like frustration on the outside is simply a nervous system asking for rest. As always, this conversation is not about perfection. It is about creating space for honest discussions, offering practical tools, and helping listeners feel seen, understood, and supported in the realities of everyday life. Paperclips & Periods airs on Dreamvisions 7 Radio Network and supports Dual Minds Integrative Psychiatry, promoting emotional well-being and whole-person care. Learn more: www.dualmindspsychiatry.com | Listen on Dream Visions 7 Radio Paperclips & Periods Podcast paperclipsandperiods@gmail.com Dual Minds Integrative Psychiatry www.dualmindspsychiatry.com
What do we do when we are misunderstood?In this video, I talk about the ache of being misread, the temptation to become false, and the strange mercy of learning to be seen by God instead of constantly seeking the approval of every room.The Gospel does not promise that everyone will understand your heart.It promises that God already does.Support My Patreon!Buy a Zine!
Is Rafael Devers getting an unfair reputation? On today's episode, I explain why I think the conversation surrounding Devers has gone too far and why his teammates tell a much different story than the headlines. Then it's time for this week's MLB Power Rankings. The Phillies continue their surge, the Braves have stumbled after leading the NL East comfortably just weeks ago, the Dodgers remain on top, and several teams are making major moves as we approach the trade deadline. Also on today's show: My latest Top 10 MLB Power Rankings Phillies vs. Braves in the NL East Kyle Schwarber becomes MLB's first 30-home run hitter Why the Astros are looking dangerous again Jazz Chisholm's check-swing frustration The biggest stories from around Major League Baseball Thanks for listening! If you enjoy the show, be sure to follow, rate, and review—it really helps the podcast grow. ⚾ Timestamps: 0:00 Rafael Devers is Misunderstood 2:41 New MLB Power Rankings 15:12 Astros Are Coming 18:37 Biggest Pet Peeve 20:26 Outro Learn more about your ad choices. Visit megaphone.fm/adchoices
This hour, Scoot highlights the beauty of Freedom of Speech in the United States but also addresses its challenges and how it can be misunderstood.
To the Ends of the Earth | Week 12 | Courage When It Counts | Pastor Tyler Sollie | Life Center Tacoma Being the Church will require COURAGE Acts 28:30-31 (CSB) It is easy to want the "without hindrance" ending without embracing the COURAGE required to get there. Hebrews 10:35-36, 39 (CSB) God is faithful to LEAD and PROVIDE. That doesn't mean you won't need COURAGE. Acts 23:11 (CSB) Courage to proclaim JESUS Courage to be MISUNDERSTOOD and MISREPRESENTED Courage to maximize OPPORTUNITIES through DISCERNMENT Courage to face the STORMS Courage to SHAKE IT OFF and KEEP GOING Acts 28:5 (CSB) Where is this kind of courage found? The VOICE of JESUS Acts 23:11 (CSB) Proverbs 28:1 (CSB) Deuteronomy 31:6, 8 (CSB) Isaiah 41:10 (CSB) John 16:33 (CSB) The COMMUNITY of BELIEVERS Acts 28:15 (CSB)
Phil and Emily are joined by journalist and author Josephine Riesman to continue their Richard Kelly Reichardt mini-series with the magnificent disaster that is Southland Tales (2006). And there is no better guest for it: Josie wrote the definitive deep-dive on this movie and once spent three hours walking Venice Beach interviewing Richard Kelly himself.Set in an alternate 2008 where nuclear attacks on Texas have tipped America into a surveillance-state apocalypse, Southland Tales unleashes Dwayne Johnson, Sarah Michelle Gellar, Justin Timberlake, and a cast of SNL alumni across a sprawling, end-of-days Los Angeles on the Fourth of July. It premiered at Cannes as an unfinished cut on DVD, got booed into oblivion, made a legendary $374,000 against a $17 million budget, and then quietly became the cult object that fans swear is more true than the reality we actually got.The gang digs into why a movie this incoherent is also this irresistible. Emily makes her case that it is what you would get if Philip K. Dick novelized Robert Altman's Nashville, while Phil counters with "Magnolia with a head injury." Josie reveals what Kelly told her about that surreal Justin Timberlake lip-sync to The Killers, the tie-in graphic novels, the Cannes catastrophe, and why he has a reason for every baffling choice, even the ones that never made the final cut. Plus its eerie kinship with Children of Men and The Handmaid's Tale, and the thin line between satire and prophecy.Misunderstood masterpiece or beautiful trainwreck? On America's 250th birthday, it might be the only movie that fits. This is the way the world ends.Follow the show & guests:Podcast Like It's... — https://www.instagram.com/podcastlikeitsPhil Iscove — https://www.instagram.com/pmiscoveEmily St. James — https://www.instagram.com/emilystjamsJosephine Riesman — [handle?]
If the idea of ARFID treatment feels just as overwhelming as ARFID itself, you're not alone. Many people avoid seeking help because they worry treatment will involve pressure, forced food exposures, or having their sensory experiences dismissed. In this episode of Dr. Marianne-Land, Dr. Marianne Miller explains what neurodivergent-affirming ARFID treatmentactually looks like. She discusses why understanding the function of food avoidance matters, how autism, ADHD, trauma, sensory processing differences, and executive functioning can shape eating challenges, and why collaboration and autonomy are essential parts of effective treatment. Whether you're an adult with ARFID, the parent of a child with ARFID, or a healthcare professional looking to better understand Avoidant Restrictive Food Intake Disorder, this episode offers a compassionate, evidence-informed look at what meaningful treatment can be. What You'll Learn In this episode, you'll learn why ARFID treatment should begin with understanding rather than immediately trying to change eating behaviors. Dr. Marianne explains how neurodivergent-affirming care differs from compliance-based approaches and why treatment should account for sensory processing, nervous system regulation, executive functioning, and trauma history. She also discusses what exposure work can look like when it's collaborative, respectful, and tailored to the individual instead of relying on pressure or coercion. Finally, she explains why successful ARFID recovery is not about eating every food, but about creating a safer, more flexible, and less distressing relationship with eating. Who This Episode Is For This episode is for adults living with ARFID, parents and caregivers of children or teens with ARFID, autistic and ADHD individuals with restrictive eating, healthcare professionals seeking a neurodivergent-affirming understanding of ARFID, and anyone wondering what to expect from ARFID treatment. Why a Neurodivergent-Affirming Approach Matters ARFID doesn't look the same for everyone. Some people experience intense sensory sensitivities, while others struggle because of fear of choking, vomiting, gastrointestinal discomfort, or a longstanding lack of interest in food. Many people experience more than one of these patterns at the same time. Effective treatment begins by understanding why eating feels difficult rather than assuming all food avoidance has the same cause. A neurodivergent-affirming, sensory-attuned, trauma-informed approach recognizes that meaningful progress comes from working with the nervous system instead of against it. Learn More About ARFID If you'd like a deeper understanding of ARFID, autism, ADHD, sensory processing differences, trauma, and evidence-informed treatment approaches, check out Dr. Marianne's self-paced ARFID and Selective Eating Course. The course is designed for adults, parents, caregivers, and professionals who want practical, neurodivergent-affirming strategies that move beyond compliance-based treatment. Related Episodes When Safe Foods Stop Working: ARFID Plateaus, Burnout, & What Helps on Apple & Spotify. ARFID Explained: What It Feels Like, Why It's Misunderstood, & What Helps on Apple & Spotify. Why Sensory-Attuned Care Matters More Than Exposure in ARFID Treatment on Apple & Spotify. ARFID, PDA, and Autonomy: Why Pressure Makes Eating Harder on Apple & Spotify. Complexities of Treating ARFID: How a Neurodivergent-Affirming, Sensory-Attuned Approach Works on Apple & Spotify. Work With Dr. Marianne If you or your child are struggling with ARFID, Dr. Marianne Miller provides ARFID therapy for clients in California, Texas, and Washington, DC, along with coaching services worldwide. Learn more about therapy, coaching, courses, and additional resources at www.drmariannemiller.com. Connect With Dr. Marianne Website: www.drmariannemiller.com ARFID & Selective Eating Course: www.drmariannemiller.com/arfid Instagram: @drmariannemiller
Part 2 of Most Misunderstood Parts Of Voice Overs.
Raised: When Jesus Calls the Dead to Life – John 11:27–57 In Episode 141 of Divine Table Talk, Jamie and Jane explore one of the most powerful miracles in all of Scripture—the raising of Lazarus in John 11:27–57. As grief, doubt, hope, and faith collide, Jesus declares Himself to be “the resurrection and the life” before calling Lazarus from the tomb. Together, they unpack what this miracle reveals about the heart of God, the power of belief, and how Jesus often works in ways that stretch our faith beyond what we can see. This chapter is not only about a man being raised from the dead—it's about a Savior who brings life into every place that feels hopeless, buried, or beyond redemption. If you've ever wondered whether God can still move in what feels impossible, this conversation is a reminder that Jesus specializes in resurrection. What area of my life feels beyond hope—and am I willing to believe that Jesus still brings dead things back to life?____________________________________ Connect with Jamie: Website: www.jamieklusacek.com Instagram: https://www.instagram.com/jamieklusacek Connect with Jane: Website: www.janewwilliams.com Instagram: https://www.instagram.com/janewwilliams
Misunderstandings about the Authority to Operate (ATO) process are slowing federal technology modernization efforts and driving up costs, according to David Raley, chief digital business officer for Operation StormBreaker in the Marine Corps. Speaking at GovCIO Media & Research's Federal IT Efficiency Summit, Raley argued that many delays stem from a fundamental misconception about what receives an authorization. Rather than granting ATOs to individual software applications, agencies authorize integrated systems operating within specific environments, taking into account mission context, infrastructure, users and data. Raley said this misunderstanding often leads to unnecessary delays for both government teams and industry partners. To accelerate software delivery, Raley highlighted the Marine Corps' Operation StormBreaker initiative, which leverages modern DevSecOps practices and continuous integration and continuous deployment (CI/CD) pipelines. By building applications on preauthorized platforms, teams can inherit the majority of required security controls, reducing compliance burdens and enabling faster, more efficient delivery of mission capabilities.
Send us Fan MailIn this episode of our "What's Happening Across the Atlantic” series, EACCNY member Simon Kaye President and CEO of JAGUAR FREIGHT and Yvonne Bendiger-Rothschild, Executive Director of the EACCNY, discuss the practical limits of International Law in today's global trade landscape.Thank you for listening! Please be sure to check us out at www.eaccny.com or email membership@eaccny.com to learn more!
Death by Boomer with Jeff Styles! Save- Save - SAVE! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
The Author Events Series presents Quiara Alegría Hudes & Ray Beauchamp | The White Hot & Misunderstood The White Hot takes the form of a letter from mother to daughter about a moment of abandonment that would stretch from ten days to ten years-an explanation, but not an apology. Hudes narrates April's story-spiritual and sexy, fierce and funny-with delicate lyricism and tough love. Just as April finds in her painful and absurd sojourn the key to freeing herself and her family from a cage of generational trauma, so Hudes turns April's stumbling pursuit of herself into an unforgettable short epic of self-discovery. In Misunderstood, Allen Iverson shares in searing clarity and touching candor his meteoric rise from impoverished child in the Virginia projects to high school champion to Georgetown University protégé of legendary coach John Thompson, and finally to NBA All-Star and Reebok's Vice President of Basketball. Quiara Alegría Hudes is an American writer. Her work includes the Pulitzer Prize winning play Water by the Spoonful, the Tony Award winning Broadway musical and major motion picture In the Heights, the animated film Vivo, and the essay High Tide of Heartbreak. As a prison reform activist, Hudes and her cousin founded Emancipated Stories, a platform where people behind bars can share one page of their life story with the world. Ray Beauchamp has been a criminal defense attorney in New York for the last fifteen years, having advocated for the rights of indigent people at the Legal Aid Society in Manhattan and the Bronx. Prior to Legal Aid, he clerked in the Second Circuit and served as managing editor of the Fordham Law Review. And prior to all that, he was a kid in West Philly, developing and nurturing a deep love of the 76ers. Because you love Author Events, please make a donation when you register for this event to ensure that this series continues to inspire Philadelphians. Books will be available for purchase at the library on event night! All tickets are non-refundable. (recorded 1/14/2026)
10 Commonly Misunderstood Insurance Terms Explained Episode 389 – Sometimes people get confused by all the jargon used in the financial services industry. It's difficult to understand what you're buying—or what you already have—if you don't understand the language being used. Here is a quick listing of ten terms, commonly used in the life insurance industry, that you might not fully understand. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 389 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: we explain 10 commonly misunderstood life insurance terms. Sometimes people get confused by all the jargon used in the financial services industry, and life insurance is no exception. It can be difficult to understand what you're buying—or what you already have—if you don't understand the language being used. Here is a quick listing of 10 terms, commonly used in the life insurance industry, that are helpful to have a basic understanding of: Underwriting. Before making any sort of offer to you, a life insurance company may need to evaluate your health. For example, life insurance companies generally check to see whether you are a tobacco user or not. A nonsmoker generally has a longer life expectancy than a smoker and thus will often qualify for a better rate and reduce the cost. On the other hand, smoker or not, if you're in particularly poor health, the company may not be able to offer you coverage at all. Beneficiary. Life insurance policies will usually list a beneficiary. That is the person—or entity—who receives the life insurance policy's death benefit if the insured dies. Note that any beneficiary designation under a life insurance policy is separate from beneficiary designations in your will. You could leave your entire estate to your children via your will, but if someone else is the beneficiary of your life insurance policy, that person receives the proceeds. The owner of the policy has the right to change the beneficiary (or beneficiaries) as their needs or desires change and it is recommended to review all of your beneficiaries annually or during any change to your planning strategy. Term Life Insurance. Term life insurance is the simplest form of life insurance. You will pay a premium that covers a specific term of years. 10, 20 or 30 years are common terms for one of these policies. If you die during the designated term, your beneficiary will receive the death benefit. It is generally used when you have a temporary need for insurance, such as paying off a mortgage or funding your child's college education if you're no longer there. Permanent Life Insurance. Unlike a term policy, permanent life insurance is designed to provide lifetime coverage. With most policies, as long as you pay your premiums, the policy stays in force for life, and the death benefit is guaranteed by the insurance company. It also usually provides a cash value. An example of permanent insurance is whole life insurance. Cash Value. With many permanent life insurance policies such as a whole life insurance policy, part of your premium pays the cost of the death benefit, and part of it goes into an account inside the policy and grows on a tax-deferred basis. As a policyowner, you have the right to access these funds if you wish via loans or withdrawals. The funds could potentially be used for major expenditures or cash emergencies if needed. Dividends. It's not just your stock portfolio that can pay dividends; your life insurance policy might do so as well. Life insurance dividends are usually associated with mutual life insurance companies such as Security Mutual Life. Dividends are distributed to policyholders from the insurer’s surplus earnings. They are not guaranteed. Grace Period. This is essentially an automatic safety net that exists on every life insurance policy. If you miss a premium payment, you generally have an extra 30 days past the due date before the policy lapses to pay your premium. And, if you die during the grace period, the full death benefit is payable, although there may be a deduction for any missed premium.[1] Paid-Up Additions. Paid-up additions are like miniature life insurance policies within a whole life insurance policy. Each paid-up addition adds a little bit of extra paid-up death benefit and guaranteed cash value to your policy without ongoing premium. Paid-up additions are often created through a whole life policy rider, although if you have a dividend-paying policy, you might be able to choose to take your dividends as paid-up additions. Since paid-up additions are fully paid up portions of death benefit, they can be surrendered for needed cash by the policyowner, or to pay the policy's premiums, if needed. Doing so will reduce the guaranteed cash value and death benefit. Accelerated Death Benefit. This allows you to receive a portion of the death benefit while you are still living and is often made available as a rider assigned to specific circumstances such as chronic, critical or terminal illness. It is designed to help provide access to cash for medical bills, nursing care, or other costs associated with the qualifying event. If the advance payout from the life insurance policy is due to terminal illness, it is usually exempt from income taxes.[2],[3] In many circumstances, an accelerated death benefit rider is a simple add-on to a life insurance policy with no separate charge. And finally… Chronic Illness Rider. A chronic illness rider is a type of accelerated death benefit rider that gives you access to part of your death benefit while you are still alive. To take advantage of a chronic illness rider, you need to be certified by a doctor as someone who is ill and not expected to recover. In many cases you will be eligible if you are unable to perform at least two of the six “Activities of Daily Living,” or ADLs, without assistance. These include things like bathing, getting dressed, eating, etc.[4] All these terms can be very confusing. Some may be applicable to you; some may not. The good news is that, if you're contemplating a new life insurance policy, you don't need to go it alone. Your Security Mutual Life insurance agent can help. Your Security Mutual Life insurance agent can augment or help assemble your planning team. They'll coordinate with your attorney and tax professional to review your situation and to determine the insurance plan that will best suit your needs and objectives. [1] Ethos Life. “Understanding the Life Insurance Grace Period.” Ethos.com. https://www.ethos.com/life-insurance/life-insurance-grace-period/ (accessed June 4, 2026). [2] Kagan, Julia. “Understanding Accelerated Benefits in Life Insurance Policies.” Investopedia.com https://www.investopedia.com/terms/a/accelerated-benefits.asp (accessed June 4, 2026). [3] Stimpson, Jeff. “Form 1099-LTC Explained: Long-Term Care and Death Benefits.” https://www.investopedia.com/1099-ltc-form-what-to-know-about-the-1099-ltc-form-4781748 (accessed June 4, 2026). [4] Progressive Insurance. ”What is a life insurance critical or chronic illness rider?” Progressive.com. https://www.progressive.com/answers/critical-chronic-illness-rider/ (accessed June 4, 2026). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state. SubscribeApple PodcastsSpotifyAndroidPandoraby EmailTuneInDeezerRSSMore Subscribe Options
On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Scott Carson, known throughout the industry as "The Note Guy", to explore one of real estate's most misunderstood investment strategies: non-performing notes. Scott shares how his own experience with overleveraging into rental properties and facing financial hardship became the foundation for building a business around distressed debt, helping homeowners stay in their homes while creating profitable opportunities for investors. Scott explains what note investing actually is and why so many people misunderstand the asset class. Instead of owning and managing property directly, note investors purchase the debt secured by real estate, often at a discount, and step into the lender's position. That opens the door to restructuring loans, modifying payments, negotiating exits, and in many cases keeping borrowers in their homes while generating strong returns. The conversation dives into where note investors fit in the foreclosure process and how they work with distressed homeowners. Scott walks through how lenders decide to sell non-performing loans, why flexibility matters once notes are acquired, and how loan modifications can create better outcomes for everyone involved, including homeowners, neighborhoods, and investors. Jonathan and Scott also discuss the realities of foreclosure, borrower psychology, and why empathy and business discipline both matter when navigating financial hardship. Scott also shares practical advice for investors interested in entering the note space, including where to find opportunities, how to think about evaluating deals, and why building relationships matters more than chasing flashy opportunities online. They explore why many investors migrate into notes after difficult experiences with other real estate strategies and how note investing can offer a more scalable and operationally efficient approach for those willing to learn the process. In this episode, you will hear: • How Scott's experience facing foreclosure led him into note investing • Why buying debt creates different opportunities than buying real estate directly • How loan modifications can help homeowners while improving investor returns • Where investors can find note opportunities and build relationships with lenders • Why successful note investing requires process, patience, and long-term thinking Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover the show and supports its continued growth. Supporting Resources Connect with Scott: Website - http://WeCloseNotes.com Youtube - http://WeCloseNotes.tv Facebook - http://Facebook.com/1scottcarson Instagram - http://instagram.com/1scottcarson LinkedIn - https://www.linkedin.com/in/1scottcarson/ Connect with Jonathan: Podcast - www.zenandtheartofrealestateinvesting.com YouTube - www.youtube.com/JonathanGreenere Instagram - www.instagram.com/zenrealestateinvesting Instagram - www.instagram.com/trustgreene Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/zenandtheartofrealestateinvesting Jonathan's Hub Site - www.trustgreene.com Brokerage - https://www.streamlined.properties This episode was produced by Outlier Audio.
The San Francisco 49ers might be the most misunderstood team in football heading into the 2026 season.Some analysts believe the 49ers are legitimate Super Bowl contenders. Others think their championship window is closing. So who's right?In this episode, Wayne Breezie breaks down why expectations for the 49ers are all over the map, the biggest reason this team could surprise the NFL, the concerns that could hold them back, and what success should realistically look like in 2026.
This week concludes another season of Welcome to Plathville! Lydia and Zac continue through a Christian inquisition, a somber memorial and...a surprise anniversary party?!Follow me on social media, find links to merch, Patreon and more here! Hosted on Acast. See acast.com/privacy for more information.
The Delay, The Death, and The Resurrection Life - John 11:1-26 In Episode 141 - When Jesus hears that His close friend Lazarus is sick, He doesn't rush to his side—He waits. In this episode, we unpack the tension of John 11:1-26. Why does God sometimes seem slow to answer our pain? We'll look at the heartbreak of Mary and Martha, the raw humanity of Jesus, and the staggering moment He redefines reality by declaring, "I am the resurrection and the life." If you're sitting in a season of waiting or wondering if God has forgotten you, this episode is a powerful reminder that His delays are never denials. Where in your life right now does it feel like Jesus is arriving 'too late'—and how does knowing He delayed on purpose with Lazarus change how you view that waiting room? ____________________________________ Connect with Jamie: Website: www.jamieklusacek.com Instagram: https://www.instagram.com/jamieklusacek Connect with Jane: Website: www.janewwilliams.com Instagram: https://www.instagram.com/janewwilliams
Death by Boomer with Jeff Styles! 1976 vs. 2026! (Powered by Guardian Investment Advisors) Let's face it - the boomers are the 2nd greatest generation to ever walk planet earth! From our music to our toys (we survived lawn darts) - we made the world better! Yes, better even for you gen x'ers - gen y's and millennials - we're just better!! AND....worse - we also used up all the resources - became a little spoiled and maybe we have clung to power a little too long. Misunderstood - that is what we are! These short episodes will hopefully bridge the gap with the x'ers, y'ers (if that's even a word) and millennials - Death by Boomer with Jeff Styles on DTB - powered by Guardian Investment Advisors! Thanks to our sponsor: Guardian Investment Advisors: https://giaplantoday.com/m/ ===== THANK YOU TO OUR SPONSORS: (Welcome to our NEW sponsor) Signal Investigations: https://www.signalpi.com/ Nutrition World: https://nutritionw.com/ Vascular Institute of Chattanooga: https://www.vascularinstituteofchattanooga.com/ The Barn Nursery: https://www.barnnursery.com/ Optimize U Chattanooga: https://optimizeunow.com/chattanooga/ Guardian Investment Advisors: https://giaplantoday.com/ Alchemy Medspa and Wellness Center: http://www.alchemychattanooga.com/ Our House Studio: https://ourhousestudiosinc.com/ Team Montieth Real Estate - Lori Montieth: https://www.findchattanoogarealestate.com/ Ballinger and Associates - Risk Management: https://ballingerandassociates.com/ AirSpace Acoustics: https://www.airspaceacoustics.com/ BWELL4EVER: Labs and IV Therapies: https://www.bwell4ever.org/ ALL THINGS JEFF STYLES: www.thejeffstyles.com PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm
#RHOA #CarlosKing #ShameaMorton Purchase 'The Brooke Ashley: We Don't Have a Minute To Spare' at The Green Room 42 live show tickets here: https://thegreenroom42.venuetix.com/booking/NCHrN1Fl8RxWKAn2OhMJ Thank you for your support of this channel
Bobby and the guy's debate whether Wemby is actually arrogant or if his comments just keep getting misunderstood because of the language barrier. Former NBA player and current Knicks analyst Steve Novak joins the show to talk about what a championship means to New York, how the city is handling the moment, and what makes this Knicks team different. Plus, Bobby shares his notes from the World Cup and thinks America should take notes from Japan for multiple reasons. Follow the Show: @25WhistlesSports Follow the Crew: @MrBobbyBones @ProducerEddie @KickoffKevin @MikeDeestro @BrandonRayMusic See omnystudio.com/listener for privacy information.
Happy Pride! Drusilla and Josh watch Stranger by the Lake by Alain Guiraudie. From wiki: “Stranger by the Lake (French: L'Inconnu du lac) is a 2013 French erotic thriller drama film written and directed by Alain Guiraudie. The film premiered in the Un Certain Regard section at the 2013 Cannes Film Festival[4] where Guiraudie won the award for Best Director.[5] The film also won the Queer Palm award,[6] and was mentioned on multiple top-ten lists of the best films of 2014.[7]”Also discussed: Incompreso aka Misunderstood, By Design, Amanda Kramer, Paul Feig's Ghostbusters, The Place Beyond the Pines, Blue Valentine, Derek Cianfrance, Ryan Gosling's career, and more. NEXT WEEK: Interview with the Vampire (1994) Bloodhaus: https://www.bloodhauspod.com/https://www.instagram.com/bloodhauspod/https://letterboxd.com/bloodhaus/Drusilla Adeline:https://www.sisterhydedesign.com/https://letterboxd.com/sisterhyde/https://www.instagram.com/sister__hyde/Joshua Conkelhttps://www.joshuaconkel.com/https://www.instagram.com/joshua_conkel/https://letterboxd.com/JoshuaConkel/
Eric Church joins the boys on the bus for one of the most incredible interviews we've ever had. The Chief opens up about the label almost dropping him before Smoke A Little Smoke saved his career, the origin story behind the sunglasses and nickname, secretly pressing the Mr Misunderstood album in Germany without telling his label, getting fired from the Rascal Flatts tour and finding out from Taylor Swift, launching the Me And Myself Tour as the ultimate troll move, Bob Seger calling and changing everything, headlining Stagecoach with just a guitar and a choir, the commencement speech that broke the internet, and announcing The Six Strings Of Your Life book. Plus the boys break down Myles Garrett to the Rams, Aaron Donald coming out of retirement, UFC 250 on the White House lawn, bachelor party tier talks, and the Knicks taking over New York. Subscribe. Big hugs, tiny kisses. Timestamp Chapters: 0:00 Open 0:43 Eric Church Is The GOAT 2:09 UFC 250 On The White House Lawn Predictions 5:46 Michael Chandler Will Never Retire 6:10 Alex Pereira Over Jon Jones? 8:16 Travis Pastrana Recap 11:03 Taylor Almost Cried Last Episode 14:16 Delanie Crushed Racin’ With The Boys 15:23 Fans LOVE Intern Chris 17:07 Bussin’ Bash 2026 20:14 Power Ranking The Boys Night Out 23:24 Will's Beach Vacation 27:01 Will Ran Into Brian Kelly On The Beach 32:59 Brendan Sorsby Is Back 39:57 Myles Garrett To The Rams 40:24 Aaron Donald Is Coming Out Of Retirement 45:01 Jared Verse Got Traded To Cleveland 51:31 AJ Brown To The Patriots 54:03 Ro Spicy Tier Talk 59:00 Tight End University & The Dad Combine 1:01:05 The New York Knicks 1:03:39 Stanley Cup Finals 1:05:00 Best Warm Up Songs 1:07:12 Did BWTB Get Florida Georgia Line Back Together 1:08:21 Peeing Yourself During A Football Game 1:14:22 Eric Church Interview Begins 1:16:04 Eric Church Has Never Used Social Media 1:18:11 The Label Almost Dropped Him 1:21:10 The Sunglasses And Chief Nickname Origin Story 1:24:04 Secret Album Drop With Zero Promo 1:28:08 Chris Stapleton And Justin Timberlake Stole The Moment 1:37:58 Eric Church Got Fired From The Rascal Flatts Tour 1:41:02 Taylor Swift Told Him He Was Fired 1:42:11 The Ultimate Troll Move 1:44:06 Bob Seger Called And Changed Everything 1:47:34 Headlining Stagecoach 1:50:00 Lightning Was Inspired By The Green Mile 1:51:18 The Record Label Meeting That Went Horribly Wrong 1:55:08 Getting Drunk At Tin Roof + Getting Signed 1:58:03 The Commencement Speech That Broke The Internet 2:04:35 The Six Strings Of Your Life 2:05:52 Bud Light Question 2:09:37 Eric Church Beefs 2:13:14 Staying True To Your Creative Compass 2:20:48 Eric Church Mentors Ella Langley 2:24:27 Fan Questions + Connor Smith Question 2:28:20 How Bussin’ With The Boys Started 2:34:52 Does Eric Church Recognize Fans In The Crowd 2:38:17 App State Or UNC Wilmington 2:39:13 Does Eric Church Sleep In His Sunglasses 2:41:03 The Outsiders Was The 2016 Titans O Line Walkout Song See omnystudio.com/listener for privacy information.