Podcasts about Nearby

A baby is left in the front yard of a stranger’s home in rural Tennessee, and hours later, four people are found dead in a nearby county. Deputies now believe the two events are linked. Drew Nelson reports.See omnystudio.com/listener for privacy information.

God speaks to each of us as he makes us, then walks with us silently out of the night. These are the words we dimly hear: You, sent out beyond your recall, go to the limits of your longing. Embody me. Flare up like a flame and make big shadows I can move in. Let everything happen to you: beauty and terror. Just keep going. No feeling is final. Don't let yourself lose me. Nearby is the country they call life. You will know it by its seriousness. Give me your hand. I was joined this episode by Chris and Elise Jones and Ali Talbot. We gathered in the warm, book-lined library at Chris and Elise Jones' home and just talked. We read Rainer Maria Rilke's poem Go to the Limits of Your Longing, and from there we let the conversation unfold naturally. We talked about suffering — not in a heavy, hopeless way, but in the way you talk when you know that pain and beauty are woven into the same thread. We explored what it means to surrender to life's difficulties instead of resisting them. We laughed about childhood memories, tofu meatloaf, and the glory of Saturday morning cartoons. We got real about trauma, caretaking, creating from heartbreak, and what it means to show up for each other when life breaks us open. This episode is about sitting with what's hard, about finding connection through vulnerability, and about how creativity — whether it's poetry, baking, music, or just making something out of pain — can save us in quiet, powerful ways. It's also about joy. Tangents. Belly laughs. Tears. Root beer ice cream sandwiches. Give it a listen. It's not polished, but it's real. And sometimes that's exactly what we need most. I'd love to hear what you have to say about the episode including thoughts on the poetry and the topics that were discussed. You can email me at poetdelayed@gmail.com. My books of poetry, My Mother Sleeps, The Ghost of a Beating Heart and Haiku Village are availabe for purchase at Amazon.com (http://www.amazon.com/Scott-R.-Edgar/e/B0B2ZR7W41%3Fref=dbs_a_mng_rwt_scns_share) Holding my book at The King's English Bookshop https://files.fireside.fm/file/fireside-uploads/images/b/b1c4f464-ff8b-4fd1-8632-8c458a232c1a/olfoSxre.jpeg Special Guests: Ali Talbot, Christian Jones, and Elise Jones.

On February 24, 2023, in an upscale Herndon, Fairfax County, Virginia neighborhood, 37‑year‑old pediatric nurse Christine Banfield was found stabbed to death inside her own home. Nearby lay the body of Joseph “Joe” Ryan, 39, fatally shot. The Banfields' live‑in au pair, Juliana Peres Magalhães, reported the scene via a cryptic 911 call: “A friend of hers was hurt.” Christine later died at the hospital.Initially described by authorities as a scenario of self‑defense against an alleged intruder who had stabbed Christine, the case quickly took a darker turn. Investigators discovered Christine was the victim of a meticulously planned double homicide. Intro Clip: Court TV Skip ahead to episode: 09.50⁠⁠⁠⁠⁠⁠www.cluelesscrime.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/cluelesscrime⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/cluelesscrime⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instragram.com/cluelesscrimepodcast ⁠⁠⁠⁠⁠⁠⁠⁠⁠

AP correspondent Julie Walker reports on a Southwest plane taking a dramatic plunge after a near mid-air collision.

AP's Lisa Dwyer reports on a scare on a Southwest flight.

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Hey my wonderful sweet babies, Follow Me:Instagram- fabvictoria94Twitter- VictoriaB_94Snapchat- fabvictoria94TikTok: FabVictoria94Facebook: Victoria BishopFacebook Page- Fabulous Victoria BroadcastsPatreon: Fabulous Victoria PodcastPodcast Name- Fabulous Victoria PodcastYouTube Main Channel: Fabulous VictoriaCashApp: $fabvictoria (optional)Music from Simply Kee Simone, Dessie Style, and Kaysie Amya on YouTube.Email me for business inquiries only:bishopvictoria94@gmail.comTHIS VIDEO IS NOT SPONSORED.

In this immersive episode, I (Patti Hunt) am on location at one of the most unique RV campground experiences in the country. Joined by Tonja Lesmeister, co-owner of Firefly Hills and seasoned full-time RVer, the episode explores how this family-run campground blends community, creativity, homesteading, and education into an unforgettable stay for RVers. From whimsical children's spaces and mud kitchens to scenic hikes and local gourmet stops, Firefly Hills offers something for everyone seeking more than just a parking spot.Guest Bio and Links:Tonja Lesmeister is the co-owner of Firefly Hills Kentucky, a full-time RVer, and her husband, Troy, designed the campground to reflect their values of community, creativity, and sustainable living.Website: fireflyhillskentucky.comFacebook: https://www.facebook.com/fireflyhillskentuckyInstagram: @fireflyhillskentuckyKey Takeaways:Firefly Hills offers full hookups, spacious 70-ft sites, heated bathhouses, and a century-old guest house.Unique kid-friendly spaces, such as the Whimsical Woods and Hidden Hangout, feature a mud kitchen, a fairy village, and a paracord web.Guests can participate in homesteading activities, including gardening, orchard work, and daily chicken chores.The campground emphasizes community with shared fire pits, themed events, and social spaces.Nearby attractions include Red River Gorge, underground kayaking, local farms, and unique eateries.Resources Mentioned:RV LIFE Pro trip planning toolsSpecial Discount Codes: Click Link & Use Code* RV LIFE Pro 25% off at check out * Thousand Trails Membership Specialist Journey Membership Call/Text Warren & Sharon Lewis 804-366-0798 * KoolRV * Harvest Hosts: Code: HUNT20 % Off * Open Roads Fuel Card save on Diesel Fuel * Open Roads Innovative Tolling Solutions All 48 states * Open Road Resorts Mention RV LIFE Podcast * CLEAR2O Save 10% w/ Code: RVLIFEPODCAST* National Vehicle Buy or Sell Your RV * Rivet Supply Co * AirSkirts $200 off kit order Discount Code RVPOD * Motorhome Tires: $50 discount ...

A tragic and eerie story out of Pennsylvania that has horror and paranormal fans reeling! 54 year old Dan Rivera was touring with the real life Annabelle doll featured in “The Conjuring” series, when he suddenly and unexpectedly died alone in his hotel room. Amy and T.J. go over the latest in the investigation into his death and the history of the doll… there are many who believe she has killed before.See omnystudio.com/listener for privacy information.

A tragic and eerie story out of Pennsylvania that has horror and paranormal fans reeling! 54 year old Dan Rivera was touring with the real life Annabelle doll featured in “The Conjuring” series, when he suddenly and unexpectedly died alone in his hotel room. Amy and T.J. go over the latest in the investigation into his death and the history of the doll… there are many who believe she has killed before.See omnystudio.com/listener for privacy information.

A tragic and eerie story out of Pennsylvania that has horror and paranormal fans reeling! 54 year old Dan Rivera was touring with the real life Annabelle doll featured in “The Conjuring” series, when he suddenly and unexpectedly died alone in his hotel room. Amy and T.J. go over the latest in the investigation into his death and the history of the doll… there are many who believe she has killed before.See omnystudio.com/listener for privacy information.

A tragic and eerie story out of Pennsylvania that has horror and paranormal fans reeling! 54 year old Dan Rivera was touring with the real life Annabelle doll featured in “The Conjuring” series, when he suddenly and unexpectedly died alone in his hotel room. Amy and T.J. go over the latest in the investigation into his death and the history of the doll… there are many who believe she has killed before.See omnystudio.com/listener for privacy information.

Marshal Iwaasa, last seen on November 17, 2019, in Lethbridge, AB, Canada, was attempting to access a storage unit. Earlier that day, he informed his mother he was returning to Calgary to resume his IT studies, though he had not actually re-enrolled. Days later, his burnt-out truck was found on November 23, 2019, at the remote Brian Waddington Hut trailhead near Pemberton, British Columbia, over 1,200 km away. Nearby, items linked to Marshal, including smashed phones, clothing, gaming consoles, and an expired passport, were scattered. His essential belongings, such as phone, laptop, backpack, wallet, and contact lenses, remain missing. The truck showed signs of being stripped. Marshal has not been seen since.It is suggested that this case might be connected to another disappearance.Daniel Reoch, originally from Squamish, faced numerous challenges throughout his life. Raised by his uncle's family in Edmonton due to his mother's drug addiction and eventual murder, he later returned to Squamish, where he had children with his girlfriend. Despite the care he received, Daniel struggled with drug addiction and had frequent encounters with the police. His final days were marked by a mysterious disappearance after being seen intoxicated on a ranch near his reservation. His car was later found abandoned, with his phone inside, on November 25th, 2019—just two days after Marshal's truck was discovered. He wasn't declared missing until January 7th, 2020, raising questions about why his absence wasn't noticed earlier within the small community.Contact us at: weeknightmysteries@gmail.comInstagram - https://www.instagram.com/weeknightmysteriesTikTok - https://www.tiktok.com/@weeknightmysteries

For decades, residents of the small city of Newburgh, New York, were unknowingly drinking water contaminated with toxic PFAS—also known as forever chemicals. The source turned out to be firefighting foam used on a nearby air base that had seeped into streams and creeks, and ultimately the city's main drinking water reservoir.Now, Newburgh is one of 10 sites that are part of a CDC-led study investigating the health effects of PFAS exposure. Early data out of Newburgh links PFAS with high cholesterol, high blood pressure, and heart disease. Host Flora Lichtman discusses the research with environmental epidemiologist Erin Bell and reporter Shantal Riley.Read our full story about what PFAS contamination has meant for Newburgh in English and in Spanish.Guests: Shantal Riley is an award-winning journalist and science writer, focused on environmental health.Dr. Erin Bell is an environmental epidemiologist at the University at Albany in New York.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.

Where Y'Eat: Restaurant Road Trip Reveals New Gems Nearby

Dr. Eliot explains how AI self-driving cars cope with nearby wild human drivers. See his Forbes column for further info: https://www.forbes.com/sites/lanceeliot/

As dawn stretches gently over the bay, the village stirs to life. The soft clatter of fishermen preparing their lines mingles with the playful clinks of children spinning an old bicycle wheel with a bamboo stick — a game as timeless as the tide. Nearby, the metallic hum of the village well echoes through the dusty sand alley, as barefoot kids dash beneath the waking sun. Roosters, curiously late, call out as if surprised by a world already in motion. This is the soundscape of a quiet coastal village in the Philippines — a delicate braid of labour, laughter, and nature — where time unfolds not in hours, but in tides and tradition. Recorded by Rafael Diogo. 

A summer morning in an old spruce forest is filled with quiet, green serenity and subtle details that only reveal themselves when you stop and truly listen.The sun rises slowly behind the tall spruces, its light filtering through the branches in soft, golden beams that paint a tapestry of shadow and light on the forest floor. Moss carpets the ground like a deep green blanket, and moisture rises from it in a faint mist, hovering briefly in the air before the warmth of the day gently dissolves it.The heavy boughs of the ancient spruces hang low, and the forest holds a sacred, hushed atmosphere — but it is not silent. Somewhere high in the canopy, the red-breasted flycatcher sings its clear, brisk song. It repeats its short phrases with precision and confidence, as if marking its territory. Nearby, more softly but as a steady background thread, the wood warbler's descending trill can be heard — it begins high and flows downward like a tiny stream in the soundscape.The birds are present just enough: not too many, not too few. Their voices don't disturb the forest's calm but rather deepen it. Everything exists quietly and in its own time. A small animal rustles through the undergrowth — perhaps a vole or a squirrel — then all falls still again.It's a moment where time seems to pause — where simply being is enough.

You're in China and you want some tea. Where do you go? A tea house, of course. But what happens if you can't find one? Perhaps you'll have to settle for another kind of caffeinated beverage... Episode link: https://www.chinesepod.com/1420

Can a giant asteroid knock the Moon from its orbit? How good does a telescope need to be to see the Oort cloud? What are the odds of a rogue planet hiding nearby in our Solar system? And in our extended Q&A+ version, can we be sure that we're alone in the Universe? Answering all these questions and more in this Q&A show.

Revolutionizing Salary Benchmarks: A Fair Approach in Hiring In this episode of 'Woice with Warikoo,' we discuss a notable hiring case from my previous startup, Nearby.com, where we made a significant salary offer based on our innovative compensation benchmarking process. We explore the flaws of traditional salary practices reliant on past pay slips and argue for a more objective approach in determining salaries. Discover how this method led to a win-win situation for both the company and the candidate, and learn about the importance of fair compensation in attracting top-notch professionals. Tune in for insightful discussions on career growth and market standards. 00:00 Introduction to Woice with Warikoo 00:29 The Salary Benchmarking Dilemma 01:53 Implementing a Fair Compensation Process 02:43 A Success Story and Its Impact 03:36 Conclusion and Podcast Promotion

Revolutionizing Salary Benchmarks: A Fair Approach in Hiring In this episode of 'Woice with Warikoo,' we discuss a notable hiring case from my previous startup, Nearby.com, where we made a significant salary offer based on our innovative compensation benchmarking process. We explore the flaws of traditional salary practices reliant on past pay slips and argue for a more objective approach in determining salaries. Discover how this method led to a win-win situation for both the company and the candidate, and learn about the importance of fair compensation in attracting top-notch professionals. Tune in for insightful discussions on career growth and market standards. 00:00 Introduction to Woice with Warikoo 00:29 The Salary Benchmarking Dilemma 01:53 Implementing a Fair Compensation Process 02:43 A Success Story and Its Impact 03:36 Conclusion and Podcast Promotion

Nestled in the heart of the forest, a secluded metal-roofed hut becomes your peaceful retreat as a gentle rain drizzle softly taps against its surface. The rhythmic patter of raindrops blends seamlessly with the earthy hum of green noise, a natural symphony of low, calming frequencies that evoke the sounds of rustling leaves and distant wildlife. Nearby, a gentle stream babbles over smooth stones, adding a melodic flow to the tranquil atmosphere. The combination of rain, green noise, and the soothing stream creates a perfect harmony, enveloping you in a serene, nature-infused embrace. Inside the hut, the air is cool and fresh, carrying the scent of wet soil and pine, while the sounds of the forest outside provide a calming lullaby, inviting deep relaxation and peaceful reflection.---Follow us on ⁠Instagram⁠ & ⁠TikTok⁠ & ⁠YouTube⁠ @12hourwhitenoiseFollow us on ⁠X (formerly known as Twitter)⁠ @sleepwithnoiseFollow us on ⁠Facebook⁠ @whitenoiseandsleepsounds---Have a sound you'd like to hear? Email support@12hourwhitenoise.com⁠⁠⁠ or visit ⁠⁠⁠12hourwhitenoise.com⁠⁠⁠

In a quiet town in Georgia, a white oak tree stands at the edge of a small rise, surrounded by stone posts and legend. According to local lore, this tree legally owns itself – a gift from a man who once loved it so deeply, he signed over the land it stood on. Nearby, a plaque still carries his words: “For and in consideration of the great love I bear this tree…” This episode reflects on that love, and what it means to care for nature not out of duty, but from something deeper. We explore the story of the tree, the growing movement for nature's legal personhood, and the quiet truth that when we protect the earth, we are also protecting ourselves. Hosted on Acast. See acast.com/privacy for more information.

This episode continues our series on the Cinque Ports, an ancient confederation of towns in southeast England that provided ships and men to the crown in return for special powers and privileges. They have since become rightly dubbed as the cradle of the Royal Navy. This episode brings us to the lovely town of Tenterden, which joined the Cinque Ports confederation in 1449 supplying ships and men against French raiders. Nearby was the important port of Small Hythe, once a bustling and thriving shipbuilding centre before environmental change dramatically altered the landscape. Recent archaeological investigation has hinted at the scale of maritime industry that was once here, and a visit to Tenterden shows just how wealthy and significant this town once was. Hosted on Acast. See acast.com/privacy for more information.

Spark Bridge Media is celebrating the launch of its new Near Me searches service online by giving 20% of all our services. Further information can be found at https://www.sparkbridgemedia.com/NearMeSearch. sparkbridgemedia City: Melbourne Address: 470 Saint Kilda Road Website: https://www.sparkbridgemedia.com Email: support@sparkbridgemedia.com

AP correspondent Jennifer King reports on seaweed suffocating shores in the Caribbean.

On the HAT Podcast Eric Pfeiffer and C.J. Miller have the news including the new planting weather forecast and Indiana has achieved freedom from HPAI or bird flu. We will explore what that designation means. HAT Chief Meteorologist Ryan Martin says there is moisture in parts of the state and clouds in other parts but a good weekend is coming. Nearby soybean futures turned around to join the wheat market in the black Thursday, and corn traded lower again. Andy Eubank has the numbers and he is joined by analyst Karl Setzer for market insights. It's all part of the #HATPodcast, made possible by First Farmers Bank & Trust - proudly serving local farms, families, and agribusiness for 140 years. Visit them online at FFBT.com to learn more.

Charlotte, the Sage of Abby HillBased on the work of BradentonLarry, in 6 parts.  Listen to the Podcast at Explicit Novels.The Sage and  a Kind of Good-Bye"The Sage is ready to see you now," said Wei, the tall Asian man who they had learned was the Abbot of the brown-robed monks – or the Order of Record Keepers, as they called themselves.Don gently urged Nicole to release his cock from her mouth and promised they would get back to playing soon. As he tied his grey robe about himself, Don saw that Toshia, who had been riding up and down on Alan's lap only a moment before was also hurrying to make herself "presentable". After waking up hours ago, and the following, almost routine, morning sex (Well, that's definitely the right way to start the day, particularly when you wake up sandwiched between two naked, sexy women! Don thought to himself with a happy smile), they had had a bite of breakfast and been asked to wait until they were called for. While they learned a little bit more about the Order, most of the morning was spent in lazy sexual play. It was now shortly after midday, and at least two of them were quite eager to meet this person whom they had been awaiting, and had gone to such lengths to find.They followed Wei to the foot of a winding staircase and proceeded up. At the top, behind a modest door, they were admitted to a good sized study, complete with shelves filled with row upon row of books. Windows all around the room let bright sunlight in. There were a few comfortable chairs, and a nice desk, behind which, in a brown robe, sat a middle aged woman with thick, dark brown hair falling down around her shoulders. She was apparently reading the last page of a stack of typed material.Wei gestured to a set of chairs that had been drawn into a circle of four, and said, "Please, make yourself comfortable, she will be right with you."Sure enough, right after he had closed the door behind himself but before they could get comfortable in their chairs, the woman looked up at them and smiled. "Hello," she said as she stood up and came around the desk. "You're obviously Don, and I'm guessing you're Toshia and you're Nicole.""That's right, and you're 'the Sage'?" Toshia asked."That's what they call me," she smiled as she sat down in a high-backed chair."I admit, I was expecting someone a bit ... more wizened," Don smiled."Well, it's really just a title, like 'the Crone', though I suspect the similarities end about there. You can call me Charlotte if you prefer.""Pleased to meet you, Charlotte," Toshia said."Likewise," Charlotte smiled again. "I know you must have many questions, but let me just say, I've just finished reading your various reports, and I've enjoyed them very much. Our scribes are chosen for their skill at asking the right sorts of questions and their ability to flesh out the stories they're given, but in this case they've had very good material to work with. The three of you have had some very interesting adventures. I particularly enjoyed reading about your encounter with the Bull, Toshia.""So, everyone who comes here looking for you tells their story and you read it?" Nicole asked."Yes, that's right. I confess, my personal 'kink' is to get off reading about, and sometimes watching, the exploits of others. I would have finished reading your reports earlier, but I had to keep stopping to masturbate.""Wouldn't it have been more efficient for us to just tell you directly?" Nicole asked with a twinkle in her eye that the Sage seemed to miss."Well, yes, but there are two problems with that," Charlotte answered. "One, we keep all the stories, as a record and a source of study...""You could just have someone type it up as we told you," Toshia pointed out.Charlotte nodded, "That's quite true, but then the narrator would be bristling with questions for me, which would slow things down and cause all kinds of complications.""Is that the second problem?" Don asked."No, the second one is that there seems to be some benefit to having each person tell his or her own story, and then comparing them.""How have our stories diverged?" Don wanted to know."Well, I've only just read the three of them, and haven't had hardly any time to think about them, but Don's way of looking at your time here in Eros involves a lot of digressions and interconnections, while Toshia's is more straight-forward. Nicole's is actually rather journalistic."Don could see that Nicole had half a mind to object to this, but he cut in with, "OK, but what's the point of all this anyway?"Charlotte the Sage frowned slightly and said, "I assume you mean the record-keeping?""Well, for now, yes.""At some point, long ago, the first Sage decided that one way of trying to make sense of the whys and wherefores of Eros was to start recording the experiences of people who, like him, remembered their lives before waking up here.""And, has it helped?" Toshia asked."Well, it certainly makes for some stimulating reading," Charlotte laughed. Then she added, "It definitely has served to build up some generalizations that seem to be helpful.""Such as?" Don prodded."Every single person who has come here, to this Abbey, and this goes back for 450 Erosian years, has spoken English rather fluently. Now, the only people who we interview are those who remember their lives prior to waking up here, but none of them has ever reported meeting anyone who doesn't speak English. This suggests that either the people who don't remember spoke English before they arrived here, were somehow rewired to speak English upon being brought over, or are native Erosians. This all seems to strongly suggest that whomever or whatever is responsible for selecting people for Eros speaks English, and that seems quite surprising and noteworthy to me.""So, which is it, were they brought here or are they natives?" Nicole asked."They were brought," Don said quietly, remembering his and Toshia's visit to the Library in the Manor."Well, the evidence does suggest that," Charlotte nodded. "They seem to have various personality traits and interests that wouldn't make sense for native Erosians, for one thing.""That's what I was thinking," Don added."Also, some people have actually met people they recognized or even knew quite well from Earth, but who seemed to have no memory of that other life.""That must have been bizarre," Toshia said."It has sometimes been ... awkward, to say the least," nodded Charlotte."All of this is very interesting, but you mentioned whomever, or whatever, is selecting people from Earth – English speaking people from Earth," Don said as he leaned forward. "Who or what is doing this, and why? What's the point of it all?"Charlotte smiled again, "I honestly can't say. I admit that the question puts me in a philosophical frame of mind. Imagine if I asked you what the point of it all was on Earth. Anyway, there are theories, of course. Some Sages have thought that we were being held prisoner here as lab rats, running countless experiments on human sexuality, others that there is some power, or powers, who feed off human eroticism, or who have lost the ability to generate it for themselves – the ultimate voyeurs. There seems no question that there's some intelligence behind it, though.""Why do you think so?" Toshia asked."Well, it only selects people who are quite dissatisfied with their Earthly sex lives." Charlotte held up her hand to forestall Toshia's objection. "The fact that it is very hard to sort out exactly what counts as such dissatisfaction seems to lend weight to this consideration. No doubt, Toshia would hesitate to say that she was dissatisfied in any way with Sarah, but it seems clear from reading her story that she would hardly think of the sex life she was having before as being satisfying now. Almost every single person who has found his or her way here has thought that being brought to Eros was a wonderful gift, which has led some to speculate that this was some kind of heaven."Don couldn't resist scowling at this notion, and Charlotte noticed. "I don't buy that either," she said with a smile. "On the other hand, it's the best afterlife I've ever heard of. Going back to the question of intelligence, one of the most telling bits of evidence is the two of you, Don and Toshia."After taking a moment to scowl thoughtfully at this suggestion, Toshia asked, "What do you mean?""As far as our records indicate, the two of you are unique. No pair of friends has ever woken up together like you have. Before you ask, I have absolutely no idea what that might mean. Perhaps it's for the purposes of one of those psycho-sexual experiments."There was a moment of silence before Don decided to ask, "What's up with the black robed figures?""The Watchers," Charlotte nodded. "Another indication that there is some kind of intelligent process going on. After 450 years of accumulating data, there has never been anyone – anyone recorded, anyway – who has managed to talk to, or even catch hold of, one of those bastards. They watch for a bit; then, when you think you're going to get your hands on one, they're gone.""Is it science or magic?" Toshia asked."I'm inclined to follow Arthur C. Clarke on this one and say I don't really know that there's a difference in this context.""There are so many questions," Don muttered, shaking his head. "How many people remember their lives? What's the distribution of their wheres and whens? Is there anything they all have in common besides being sexually frustrated?""Is there a way to get home again?" Toshia asked resolutely.Charlotte, knowing this was the issue that had motivated them in seeking her out, turned to Toshia with a serious expression and said, "Yes, or so it would seem anyway. There are apparently at least two ways. The first is to become bored with life in Eros. It seems that when that happens you will simply go missing, and it's presumed that you return to your Earthly life. As to the other, more proactive, way, the lake outside is the headwater of a river that runs several hundred kilometers to an ocean or a sea – we haven't been able to get anyone to engage in any kind of systematic exploration. Along the coastline to the left of mouth of river...""To the left facing the sea?" Don asked."Yes," Charlotte smiled again. "Go down the river, then turn left, and proceed along the coast, until you find a place called the Grotto of Ishtar, or just the Grotto. There, according to two people who have accompanied others seeking to leave, you'll find a way to return home."Toshia looked like she was ready to head off immediately, but a couple of concerns occurred to Don. He said, "I'm troubled by something: how can anyone here know that people return home safely? And, now that I'm saying that, how did the Scholar know that time moves differently here in Eros? It doesn't seem to make sense that we could know these things unless someone has been able to return home and then come back.""Very good, Don," Charlotte nodded, and Don found himself thinking that she must have been a teacher back on Earth. She explained, "There seems to be a way to go back and forth between Eros and Earth more or less at will. One of the more enterprising people who have visited the Abbey several times, a Stephanie Ayers, found someone with this ability and talked to him at great length. She then tracked down two more people, and in doing so was able to confirm these rumors and suppositions.""How are they able to do it?" Don asked intently."Stephanie says they have 'magic rings' that allow them to 'decide' to wake up in either Eros or Earth; or, should that be 'on'?""Where do they get those rings, and what do they look like?""I cannot answer the first, Don, but apparently they are simple rings of a shiny black material, something like hematite."Don sat back in his chair. That sounds familiar! After a moment of reflection, he smiled broadly and said, "I think I've seen someone with one of those, and I'm pretty sure I can find her again."Charlotte gave Don a long look and said, "I can guess what you have in mind, Don, but I should warn you that these ring people are not only very possessive of their rings, but also very evasive about how they came to acquire them. Stephanie hasn't been able to get any useful information so far, and she's been at this a while."Toshia brought the discussion back to the main topic with, "I wanted to ask another question – our flying carpet stopped working and several hundred kilometers is a long way – do you know of any way to make the trip quicker?""Well, yes," Charlotte answered, "I would take the riverboat.""The riverboat?""Yes, there's a riverboat that goes from the Resort down to the city on the coast, Rendezvous, and back. You might have to wait for it sometime, it doesn't keep to a schedule very well, but it docks just outside of the Resort, through the gate opposite the one you used to come here.""Wait," Don cut in, "there's a city?""Well, it's a town, really, but it's the biggest one in Eros as far as I know."This prompted what felt like a dozen questions in Don's mind, starting with those of economics. He was still having a hard time coming to grips with the weirdness of how Eros worked."Thank you for your time, Charlotte," Toshia was saying.Although Don wanted to interject with, "Are we leaving already?" he realized how important it was for Toshia to stay on the task of returning to Sarah, so he set aside the questions he was dying to ask and stood, saying, "Thank you very much." Nicole followed suit.The Sage stood up as well, and said, "If you decide to stay longer in Eros, please feel welcome to return to the Abbey anytime."Don smiled warmly at this suggestion, and thought it was a bit odd that he was leaving this attractive, intelligent woman without having had the pleasure of, well, pleasuring her. Eros had definitely altered his way of thinking.At the foot of the winding staircase, Wei met them with one of his smiles and their clothing. Once they had changed, Wei led them back to the entrance-exit. The other "monks" seemed particularly scarce. Similarly, the huge guardian of the bridge was nowhere to be seen as they crossed it.Toshia set the pace down the trail for the Resort. She was clearly in a hurry to get on the road, or river, as the case may be, to this Grotto of Ishtar. Don kept up with her easily, but also kept an eye on Nicole, who didn't walk as fast as Don and Toshia even when they weren't hurrying. He could tell that something was troubling the pretty young woman, but his own mind was still bustling with too many questions for him to ask her what was on her mind. Still, he wasn't surprised when, as they came around the last corner and saw the Resort's gate ahead, Nicole asked them to stop for a moment."I thought I should tell you this before we found the others," Nicole said, taking a moment to sit down on a nearby rock."What is it?" Toshia said with obvious and honest concern."I'm not going back," Nicole said. "Well, not yet. I'm going to wait until I'm tired of this place. I don't really have anybody back home to hurry back to, Toshia, and I fucking love it here. I'd come along to make sure you get to the Grotto safely, but it sounds like you and Don will be able to do that without me. I don't think you'll be able to shake Shelonda anyway, but you might want to consider leaving Victor and Amy here at the Resort. You know the rest of Eros isn't so nice and friendly, and this place is safe."Don smiled at Nicole and said, "It's been great having you along with us for this long.""If they're right about time, we'll all wake up 'tomorrow' and email each other," Nicole smiled with a bit of sadness. "Well, allowing for the date difference, that is. You better come visit me, Professor."Don laughed, and said, "Of course! I'm already looking forward to it.""You can come stay with us in Florida," Toshia smiled. Don could see a tear in her eye.He decided to make things a bit easier on them all by changing the subject, "You know, she has a good point about the others."Toshia seemed to fasten upon this line of thought, saying, "Well, Shelonda's going to be very hurt if we don't allow her to come with us, I think.""I'm not sure we're in any position to allow or disallow her, actually," Don said."True," Toshia nodded. "So, the most we can do is encourage her to stay here. Probably that's the most we can do for all of them.""We could suggest that they need to stay here to keep an eye on Nicole," Don mused.Nicole laughed, and said, "Oh, I'm sure I'll be quite alright here.""And, what happens if Nicole does eventually get tired of this place and goes missing?" Don nodded. "Do people who don't remember their past lives do that? Damn, I should have thought of asking that earlier."

The House has passed a bill mandating the Ten Commandments be displayed in all public school classrooms. If the Senate signs off, Gov. Greg Abbott is expected to make it law. A 2023 law expanded polling place requirements – but many small counties couldn't keep up. Now a new bill that rolls back those mandates […] The post Corpus Christi's water future looks uncertain as Tesla builds nearby refinery appeared first on KUT & KUTX Studios -- Podcasts.

Clubbing & SwingingBased on the work of BradentonLarry, in 6 parts.  Listen to the Podcast at Explicit Novels.Shelonda was next and explained that she had been Toshia's counterpart, picking up discarded towels from a different part of the Temple. "I was bending over all the time, and people kept squeezing my butt and playing with me. I liked it at first, but I got really horny very quickly. Fortunately, a guy stopped and started fucking me. I was really getting into it, and soon a bunch of guys and a woman were all over me." Shelonda provided all the details requested, but by now it was clear that everyone was getting frisky enough that they would need to go find a room to enjoy or start playing right there in the banquet room.Fortunately, Nicole didn't have anything much different to report than the others. She had been assigned the job of masseuse's assistant: fetching miscellaneous supplies, helping guests off the table after they were thoroughly relaxed, assisting with making sure everyone had a happy ending, etc. Of course, she'd had a wonderful time, and seemed to have actually done less work than anyone else.Then they had to decide where to start their free exploration of the Temple of Venus and Aphrodite. "I have to admit," Toshia volunteered, "that I'd like to see what an orgy that's been going on for seven years looks like.""And I'd like to check out that 'dark room' whatever that is," Don added."A bit of an orgy sounds good to me," Amy said with a grin.Toshia took Don's hand as they headed for the door, and said, "Then we'll check out the dark room."The main orgy room was easy to find. It took up almost the entire fourth floor. There were copious cushions scattered all over the floor, which had soft, luxurious carpeting anyway. Chairs, couches, loveseats, chaise lounges, day beds, and ottomans were abundantly available. Here and there steps led up or down to slightly different levels. Everywhere, though, there were naked bodies pleasuring each other."Fun!" Amy declared. Everyone agreed with her and immediately started looking for places to join in. Amy took Victor by the big hand and led him into the orgy. From where she was Toshia saw Amy dropping to her knees in front of Victor, eagerly taking his big cock into her mouth.Toshia grabbed Don by the arm, pulled him in the direction of Amy and Victor, and pulled him with her down to the floor. The knelt facing each other as they kissed. Don's hands moved greedily over her back, finding their way down to her ass and squeezing it tightly. Toshia laughed happily as Don's mouth descended on her neck and her hand wrapped around his already stiff cock. Then Shelonda and Nicole joined them, one on either side, Shelonda on Toshia's right, and Nicole on her left. The two black girls proceeded to kiss and caress Don and Toshia everywhere they could reach. Shelonda's right hand slipped in between Toshia and Don and found its way down to Toshia's crotch. Soon Toshia felt fingers slipping up inside her and brushing over her clit. Don was still kissing, sucking and biting at her neck, Nicole was pinching her nipple, Don was squeezing her ass, and Shelonda was fucking her fingers in and out, pressing her hand against Toshia's clit, and Toshia... Then Toshia was coming hard, gasping, shaking and moaning between her friends.Those friends gently laid her down on the floor, and then Don was between her legs, slipping his hard cock up inside her ready pussy. Toshia smiled up at him and pulled him deeper into her best embrace. "Fuck me, love," she said. "Fill me up with your cum."Don leaned down and kissed her. It was just a peck at first, but became a long, passionate, fiery kiss as he moved in and out of her there among the other naked bodies. For a while it was just the two of them, alone on the edge of a sea of writhing, gasping, grunting people. They were part of the orgy that had gone on for seven years, but for now it was just the two of them making quiet intense love. Don gave her another sweet, slow orgasm before she felt him pressing more urgently into her. Then he was thrusting hard as he pumped and pumped his cum into her pussy just as she'd asked. He trembled in her arms and buried his face in her shoulder. Toshia held him close to her and caressed his back and held his head to her. They lay like that for several long, sweet moments sharing their loving intimacy.Then, they became aware of their surroundings. First there were the now familiar sounds of Shelonda and Nicole enjoying themselves fully, and then there were the hands that were moving over their bodies. Toshia felt a hand slipping up along the length of her leg and another that brushed against her hand where it lay on Don's back.Don raised his head to look around, only to have a young woman with straight brown hair and startling white teeth pull his head back so she could lean over his shoulder and give him a long, passionate kiss. When she finally let him go, Don laughed and said, "Well, it's nice to meet you too.""Hi, I'm Brandi," the woman grinned back at Don and then down at Toshia. "Mind if I cut in?"Neither Toshia nor Don were sure who she was asking, but when they didn't object, Brandi assumed they didn't mind, and said, "Great!" She then wormed her way in front of Don to lower her mouth to Toshia's. Suddenly Toshia was kissing this beautiful, aggressive new woman, whose hand was already moving across to cup Toshia's tit firmly. Toshia found herself reaching up to hold Brandi's head in place so she would keep kissing her. As Don pulled away, Toshia murmured her disappointment but continued to kiss Brandi. She was happy to feel Brandi's fingers moving down over her belly and then slipping between Toshia's legs where they found Don and Toshia's mingled juices spilling out. Without hesitating, Brandi pushed her fingers and a healthy helping of those juices up into Toshia, who arched her back and moaned into her new lover's mouth.Toshia was still lying on her back, with Brandi kneeling over her almost perpendicularly to Toshia's left, kissing her Toshia and reaching down to finger Toshia's pussy. This left Toshia's right breast exposed, and someone got his or her mouth in there and fastened upon Toshia's erect nipple. As this mysterious new mouth sucked and pulled on Toshia's tit, Toshia felt this person, who she was now sure was a woman, caressing her ass, and then sliding her hand around to join Brandi's in playing with her. Two more fingers pushed up into Toshia's pussy, and Toshia began to moan around Brandi's tongue. When those second two fingers pulled out of her Brandi worked a third of her fingers into Toshia, and then the mystery woman pushed her slippery two fingers slowly up Toshia's ass. This pushed Toshia over the edge, and she began to shake and cry out with an intense, long orgasm.Brandi finally broke their kiss and Toshia realized from the gentle swaying of the girl over her that Brandi had been getting fucked from behind almost all the time she had been fingering Toshia. Toshia smiled back up at the pretty woman's face and noticed that she also had beautiful full breasts, and Toshia couldn't resist reaching out with her left hand to catch one of Brandi's tits in her hand. Then, she looked down to see the lovely, dusky hued woman or Iranian or Indian descent who was still fingering Toshia's ass. Toshia grinned at this woman, who smiled back. Toshia began to work her body around clockwise, taking a moment to carefully throw her right leg over the dark-eyed beauty, and being careful not to dislodge those probing fingers, until she was able to scoot under Brandi's body to play with those beautiful firm tits of hers. The beautiful brown woman fingering her ass moved in between Toshia's legs and began to lick and suck at her pussy and clit, while Brandi lowered herself so Toshia could get her mouth on Brandi's nipples, one at a time. All while someone steadily fucked Brandi.Toshia could tell from the way Brandi was moving over her that the man behind her was fucking her harder and harder, and then knew he was coming inside her. When Brandi began to shift and threatened to pull away, Toshia reached up to grab her waist and pulled her closer. Brandi got the hint, smiled down at Toshia and carefully moved into position with her pussy over Toshia's mouth. With her hands still on Brandi's hips, Toshia pulled the pretty woman down until she could get her tongue up inside Brandi's cum-filled pussy. Toshia drank down the thick, sweet jizz and promptly began to lick at Brandi's clit. Meanwhile, the woman licking Toshia's clit and fingering her ass had pushed her thumb up into Toshia's pussy, and was flexing her wrist so that Toshia's pussy and ass were being steadily fucked by her digits. Soon Toshia's back was arching up off the carpet as she came long and hard between the two women. She didn't stop licking at Brandi, though, and was soon also rewarded with feeling the pretty woman sitting on her face trembling and shaking as Toshia brought her off.This seemed to be the signal for their little threesome to dissolve. As soon as she caught her breath, Brandi carefully got off Toshia's face and without another word moved off to find fun elsewhere. Toshia also felt the woman between her legs pulling away, but Toshia sat up and caught the woman's head in her hands and pulled her up toward her. They met with a long, playful kiss, mingling the tastes of Toshia's and Brandi's pussies as well as traces of Don's cum and that of whoever had fucked Brandi."I'm Toshia," she said as she leaned back, pulling the other woman back and over her."I'm Nadja," said the other woman with a smile. Her fingers and thumb slipped out of Toshia's ass and pussy, but she immediately pushed her fingers up into Toshia's wet and grasping pussy, pressing the heel of her hand against Toshia's clit, as she lay down on top of Toshia and continued to kiss her.Toshia moved her hands over Nadja's petite frame, over her back and down to her tight little ass. She was unsurprised to feel a man's hands also exploring Nadja's backside. Then, whoever the man was, his hands moved up to Nadja's narrow waist and pulled her up a bit. Nadja stopped kissing long enough to say, "I believe I'm about to be violated.""Mind if I watch?" Toshia grinned."As long as you do it while you kiss me," Nadja said, lowering her mouth to Toshia's again.Sure enough, Nadja's motions on top of Toshia indicated that she was being slowly and steadily fucked. Toshia worked her left hand up between them until she could feel the hard cock sliding in and out of Nadja's pussy, and then began to stroke Nadja's clit with her fingers. Nadja kept working her fingers in and out of Toshia pussy while kissing Toshia and being fucked from behind. Toshia found the whole scene incredibly erotic, particularly as Nadja began to come without taking her mouth off Toshia's. The tiny woman moaned and trembled between Toshia and the man behind her without pausing in her passionate kissing and fingering.Toshia thought she might come again, but the man fucking Nadja beat her to it. Nadja murmured approval into Toshia's mouth, and Toshia felt warm cum on her fingers. As the man pulled out of Nadja, spilling more cum over Toshia's hand, Nadja looked down at Toshia and said, "Now that was delightful."Toshia grinned and said, "I'm not done with you, yet. Sit on my face.""If you insist," Nadja laughed. With almost startling enthusiasm, she pulled her fingers from Toshia and crawled up until she was kneeling over Toshia's face.Holding the tiny girl's ass in her hands, Toshia pulled her down to her mouth, where she began to lick up the man's cum and then to lavish her oral attention on Nadja's hard clit. Nadja pressed down on Toshia's mouth, and leaned back a bit, squeezing her small tits tightly. As Toshia sucked on Nadja's clit and then went back to tonguing it firmly, she thought, This must be what people really mean when they talk about Heaven.As Don pulled away to let the new girl, Brandi, get acquainted with Toshia, he decided to have a look around to see what everyone else was up to. He carefully stood up and took a couple of steps to get out of the actual orgy.He spotted Amy on her back, her head on a good-sized pillow. Straddling her chest with his hands on her head and his cock sliding in and out of her mouth and throat was a trim East Asian guy with his black hair buzzed almost down to his scalp. Amy's legs were parted and ready for someone to get between them. Nearby, Victor was standing over an athletic white guy with short, curly reddish hair, who was sitting facing the same way as Victor and who was sucking on Victor's big cock and fondling his balls, all while Victor flexed his knees, pushing that schlong of his in and out of the other fellow's mouth.Don noticed that an adorable woman was now joining in on Brandi and Toshia's little session, and that a man had begun to fuck Brandi from behind. Near this scene, Shelonda had secured the services of a tall, fit black guy with short hair, who seemed as young as the Nymphets to Don. The young man was sitting on the floor, leaning back on his arms and with his knees slightly bent. Shelonda was sitting on his cock, leaning back, supporting herself with her arms and riding up and down on the cock inside her. Meanwhile, an athletic woman, with large tits, long legs, a tight ass and long straight black hair, had her mouth on one of Shelonda's tits and seemed to have a hand down playing with Shelonda's clit.Before he could locate Nicole, Don felt a warm hand slide up his arm and then squeeze his shoulder. He turned to look into the face of a very pretty woman, who he would guess to be Chinese. She had short black hair, an impishly coy expression and surprisingly blue eyes. Before Don could ask her name or even properly appreciate her slender frame and long legs, this beauty smiled and sank to her knees in front of him. She stroked his cock with her long fingers and kissed the head before sucking it into her mouth. Don gently reached down to caress her hair and watched as she began to bob her head up and down on his quickly hardening shaft.Looking up from this perfect vision for a moment, Don spotted Nicole. The petite young woman was on her back, basically in a missionary position, a muscular white guy with long, curly, brown hair fucking her steadily. However, Nicole's legs were extended out straight, in a V aimed at the ceiling, and there was a tall, caramel skinned woman with a spectacular ass and long, wavy black hair with a bit of gray in it sitting on Nicole's face. In front of this second woman, making out with her, was an athletic Polynesian-looking woman with large breasts and long, wild hair who was in turn sitting on someone's face.By now the mysterious woman in front of him was sucking Don's cock with enthusiasm, and he was again rock hard. He noticed that Toshia was moving around to get under Brandi's body, while the other woman kept her hand between Toshia's legs. Don realized there was too much going on in this huge sex-filled room, and he would simply have to focus his attention. He didn't have to deliberate long to decide where to direct that focus first.Pushing her gently back from his sex, Don bent down, took the Asian woman's face in his hands and kissed her. She responded warmly. After taking the time to really enjoy the sensations of kissing a new and very friendly woman, he said, "I'm Don.""And I'm Liu," she smiled."I'm very pleased to meet you, Liu," Don smiled. "Now, why don't we lie down so I can give as good as I'm getting?""That sounds wonderful," Liu grinned and backed away a bit to let Don lie down on his back. She wasted no time then in getting into position over him. Don felt her mouth on his prick again, as he reached up to pull Liu down so he could get his mouth and tongue on her moist, delicious sex. He ran his tongue from her clit up along between her lips, tasting her sweet pussy. She was short enough that his arms were behind her legs, so Don had to lean up a bit to get his mouth on her, but it also meant that he could easily use his hands to caress her ass and spread her cheeks a bit as he pushed his long, strong tongue up inside her. He was aware of her mouth and hands on his cock and balls, but Don concentrated on what he was doing. When he began to focus on her clit, sucking and licking on it, he pushed two fingers up into her pussy. Apparently Liu loved this because she promptly pushed back on Don. He obliged her by pushing his fingers deeper, and then adding a third finger, fucking them in and out of her as he continued to tongue her clit. Soon Don was working his fingers in and out of Liu vigorously and she was shaking and gasping on top of him as a long orgasm wracked her slender body.As she came down, Don slipped his fingers out of her vagina and gave her clit and pussy lips tender kisses. He felt Liu sighing happily, and then she decided to change positions. She pushed herself up so that she was kneeling over him, and quickly moved down, so that she was straddling his pelvis. Don basically lay back and watched as Liu took his rigid cock, wet with her saliva, in her hand, raised it until it was pointing straight up, and then pushed the fat head into her tiny pussy. He reached up and held on to her hips as she slowly sank down on him. Don found himself admiring the muscles of her back as Liu began to move on him. He caressed her lovely ass as she rode slowly up and down on his cock. Once she was comfortable with him in her, Liu began, very slowly, to lean forward, pushing Don's cock "down" further than it was used to. It was uncomfortable at first, and a bit painful for a moment at times, but Liu eventually worked herself down so that her feet were up by Don's shoulders, she was supporting herself with her hands between his legs, and she was leaning low while she worked her body back and forth getting Don's hard shaft to move inside her pussy in an unusual and delightful way. Don was able to squeeze and caress her ass as she rode him. He slowly pushed his thumb into her exposed asshole which made Liu cry out happily.Don was so intent on fucking Liu that he was actually surprised when Amy's face appeared over his. He barely had time to notice that the pretty blonde's face was, as was so often the case, covered with pearly cum before she was kissing him deeply. Don found himself laughing as he returned Amy's enthusiastic, playful, and rather sloppy kiss. When she finally pulled away, Amy said, "Who's your friend, Professor?""Liu," he grinned as he wiped his face with his forearm. "Why don't you introduce yourself?""Good idea!"Looking down over Liu's backside as she continued to writhe back on his cock and thumb, Don watched Amy kneel down in front of Liu and just lean forward and kiss the pretty Chinese girl.Then, as if he'd followed Amy, or been carried along in her sexual wake, Victor came over and knelt down by Amy, who noticed him right away. Don could tell there were introductions made and a brief discussion, but since it all took place down near his feet he couldn't make out any of the details. He later found out that what happened next was all Amy's idea. With Amy's help, Liu pushed herself up, relieving the interesting downward pressure on Don's cock. With a brief, luminous smile over her slender shoulder at him, Liu slowly pushed herself up off Don's thick shaft. Amy's hand wrapped around Don and kept him pointing straight up for Liu. The two girls quickly positioned woman and cock so that Liu could lower herself slowly so that Don pushed up into her exquisitely tight, hot ass."Oh, that feels so good!" Don heard Liu say."It sure does!" he agreed as he slipped his hands around her thin waist.Liu leaned back then, and Amy coaxed Don to bring his legs together. Don helped support Liu as Victor straddled Don's legs and pushed his big cock down so the fat head could press against Liu's waiting pussy. Don felt Liu tense as Victor slowly eased his thick organ into her.Amy leaned over Victor's shoulder with a grin and said, "How's that feel, Liu?""So good!" was the answer.Don felt Liu shuddering as Victor kept filling her with that large prick of his. Liu wrapped her long legs around Victor's hips and her arms around his neck, while Don supported her from below and Victor began to fuck in and out of her, simultaneously working her up and down on Don's cock.It was now Shelonda's turn to make an appearance. She crawled up next to Don, kissed him on the cheek and said, "That looks like fun.""It is!" he grinned. "I hope you've been having a good time.""Of course I have," she smiled. "I can't help but notice you're not really doing any work here, Don."He laughed and said, "What did you have in mind?"She gave him another quick kiss, this time on the lips, and then promptly moved around to back in and kneel over his face. With practiced ease, Shelonda lowered her pussy down to Don's face. He happily and greedily began to lap at her sweet pussy and clit, careless of the fact that at least one man had obviously come inside her before now. Don focused on giving Shelonda the tongue lashing she so richly deserved while also enjoying the sensations of having his cock inside the tight embrace of Liu's ass while Victor gave her pussy a vigorous fucking. The first one to come was Liu; Don felt her ass clenching on him as she shook and trembled in his grasp. Victor was next; feeling the big cock inside Liu swelling and pumping cum into her pussy was an interesting feeling for Don. By this time, a man had come up in front of Shelonda as she knelt over Don and she was giving him a nice, deep blowjob, but this didn't keep her from having a long, loud orgasm as Don turned his head a bit from side to side and tongued her clit firmly.Shelonda was still squatting over Don's mouth and well on her way to another orgasm, when Victor slowly pulled out of Liu's pussy. A small flood of warm fluid ran down over Don's balls. Don couldn't see what was going on down there, but in only a moment his legs were nudged apart and he felt an undeniably feminine tongue licking and sucking the cum from him and Liu. After several delicious moments, the mouth shifted from Don to Liu.Don was vaguely aware that Shelonda had managed to coax an orgasm from the man in front of her, and then Don succeeded in making her come again with his tongue. As Shelonda carefully extricated herself from the little foursome that had Don and Liu as the nucleus, Liu began to come again, crying out and shaking. Don let her fall back on him as she whimpered with delight.Don had assumed that the woman who had been licking Liu was Amy, so he was surprised to see a new woman kneeling between their legs. This was a beautiful, middle aged black woman with gray eyes and a lovely bald head. She smiled at both Liu and Don and then started to stand up, but Liu stopped her."Don't go. I need a little break and I can tell Don here isn't ready to stop playing just yet," Liu said."Well, OK then," said the other woman with a warm smile and the barest hint of a Southern accent.Liu managed to gently pull herself off Don's hard cock and then twisted around to kiss him goodbye before crawling out of the action.Soon Don was looking down into the beautiful bald woman's smiling face as he steadily fucked in and out of her pussy. Her pelvis was rolled back and her legs were up, resting on Don's thighs which were spread out. One of her hands squeezed and pinched at her breast while the other reached down to stroke her clit. Don was leaning forward on his outstretched arms."I really should get your name," Don said."I don't see why," she laughed. "Now shush; I'm about to come."Don kept going without coming through three more encounters. Liu caught up with him as a cute little blonde, who had just rode him to three intense orgasms as he knelt holding her in his arms, kissed him goodbye and crawled off to find another lover or two. Liu bent down and kissed him, saying, "You don't ever stop, do you?""Why stop?" he grinned back. "Are you ready for more?""Uh-hum," she said. "Do you want me all to yourself or find some more playmates?"As Don pondered this dilemma, he caught sight of Toshia for the first time in about an hour. Off to the side of the orgy, a tall, fit white guy with short brown hair was laying on his back and his head on a thick pillow. His legs were spread so Toshia could lie on her belly between them and, supporting herself on his thighs, give him what looked like an intense blowjob. Her feet were up in the air, which Don thought was just adorable. Don stood up and said, "I definitely want to get you to myself, but let's go play with those two for now."Hand-in-hand, they crossed to Toshia and the object of her oral attentions. Don gestured Liu to the man on his back, and he knelt down by Toshia and the man's legs. He ran his hand over Toshia's back, and, as he reached her ass, he leaned down and whispered in her ear, "There you are. I hope you've been a very naughty girl."She took her mouth off what Don now realized was a surprisingly long cock, swallowed, took a breath and said, "I certainly have. We weren't supposed to be keeping count were we?"

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Buckingham Palace, the official London residence of the UK monarch, represents centuries of British heritage while offering visitors a glimpse into the royal lifestyle through its magnificent State Rooms and gardens. We share comprehensive insights for planning your visit, from ticket options and tour experiences to practical tips and fascinating palace facts.• Palace has 750 rooms, including 78 bathrooms, its own post office, and a cinema• Built in 1703 for the Duke of Buckingham, became a royal residence in 1761• Royal Standard flag indicates the monarch is in residence; Union Jack means they're away• State Rooms open July-September with standard, small group, and exclusive tour options• Essential to book tickets months in advance as tours sell out quickly• Exclusive small group tours are available at other times throughout the year• New for 2025: opportunity to enter through the iconic front gates• Highlights include the State Rooms, Throne Room, Picture Gallery, and Grand Staircase• Gardens open in summer, featuring 39 acres with a lake, rose garden, and tennis court• Green Park tube station is closest at a 6-minute walk• Photography is not permitted inside the palace, but is allowed in the gardens• Convert your ticket to a one-year pass by signing it and getting it stamped• Nearby attractions include Changing of the Guard, St. James's Park, and Westminster AbbeyIf you're planning a visit to Buckingham Palace or have questions, leave us a voice message via the SpeakPipe link in our show notes.

Dr. Eliot explains how the AI of self-driving cars copes with nearby motorcyclists. See his Forbes column for further info: https://www.forbes.com/sites/lanceeliot/

The asteroid Vesta may be a fragment of a much larger protoplanet, and astronomers examine old data to discover a large molecular cloud lurking right in the solar system's backyard. Get all the details, plus habitable exoplanets get another look, space news, and trivial matters with your friendly neighborhood astroquarks.

Sponsor Details:Insta360 X5 Camera. To bag a free invisible selfie stick worth US$24.99 with your purchase, head to store.insta360.com and use the promo code "spacetime", available for the first 30 standard package purchases only.This episode of SpaceTime explores fascinating new discoveries and urgent updates from the cosmos.First, astronomers have identified a vast molecular gas and dust cloud named Eos, located just 300 light years away from Earth. This remarkable finding, published in the journal Nature Astronomy, marks the first detection of a molecular cloud using far ultraviolet emissions of molecular hydrogen. Eos, which is composed primarily of hydrogen, presents unique opportunities for studying the interstellar medium and the processes of star formation. We discuss the implications of this discovery and how it could reshape our understanding of molecular clouds across the galaxy.Jupiter's Polar Cyclones Under the MicroscopeNext, we delve into the latest revelations from NASA's Juno mission, which is providing new insights into Jupiter's ferocious polar cyclones and the volcanic activity on its moon Io. With fresh observations, scientists are uncovering the dynamics of Jupiter's atmosphere and the subsurface temperature profile of Io, shedding light on the gas giant's extreme weather patterns and the moon's geological activity.Out of Control Russian SpacecraftFinally, we discuss the impending re-entry of the Venera 8 spacecraft, a remnant of the Soviet era, which is expected to crash back to Earth on May 10. Launched in 1972, this spacecraft has been tumbling in low Earth orbit for over five decades. We examine the risks associated with its uncontrolled descent and the potential impact it may have upon re-entry.www.spacetimewithstuartgary.com✍️ Episode ReferencesNature Astronomyhttps://www.nature.com/natureastronomy/NASA Juno Missionhttps://www.nasa.gov/mission_pages/juno/main/index.htmlBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-space-astronomy--2458531/support.00:00 This is space Time Series 28, episode 54 for broadcast on the 5th May, 202500:48 Astronomers have discovered a vast invisible molecular, gas and dust cloud near Earth12:40 Two key experiments are needed to help us understand the origin of Jupiter15:42 A failed Soviet spacecraft designed to land on Venus is about to crash on Earth19:00 New study claims people who use cannabis have higher risk of heart attack21:12 New study claims ghost lanterns in South Carolina may be caused by earthquakes

Listen to the full details. See omnystudio.com/listener for privacy information.

Nearby military chopper causes planes to abort landings at Reagan Airport; Strong jobs report amid tariff uncertainty; TEMU halting shipments from China to U.S. customers; and more on tonight's broadcast.

My Neighbor Made a Creepy Confession and Now I Don't Feel Safe in My Own Bedroom - Dear Man Who Tried to Talk to Two Teenage Girls, Let's Not Meet Again - Security Guard at the Gym This Morning - Running Story - I Found a Body Featuring narrations by: Kim Andrews Terra Ashe Katie Atkinson Adam C. Alderson Jhas Williams Submit your true, horrifying experience to hear it on the podcast: disturbedpodcast.com/submit Voicemail: hotline.disturbedpodcast.com Listen ad-free, unlock bonus episodes, and more: ⁠patreon.com/disturbedpodcast Merch: https://www.disturbedpodcast.com/p/merch/ Disturbed is a production of Killer Podcasts, a part of the Evergreen network. For more paranormal and true crime shows, visit KillerPodcasts.com. Follow us @disturbedpodcast on Instagram. If you enjoyed the show, please consider subscribing and reviewing on your favorite listening platform. Music by epidemic sound and by Carl Casey at white bat audio. Our Host is Doug Bailey. Our Producer is Elizabeth Flood. Our audio engineers are Nathan Corson and Will Pritts. Executive Producers are Noah Foutz and Brigid Coyne. Thanks for listening! Learn more about your ad choices. Visit megaphone.fm/adchoices

An ominous black tower structure was spotted at Area 51 on Google Earth, sparking speculation online about its purpose.

#TODO_DESCRIPTION

We finally know exactly how long it takes Uranus to turn once; there's a Type 1a supernova in the making, and it's really close; how much total life could be on Titan? and a new comet could brighten in the coming weeks. And in our Space Bites+ on Patreon, how our understanding of the physical properties of galaxies could be wrong.

This is the Catchup on 3 Things by The Indian Express and I'm Ichha Sharma.Today is the 11th of April and here are this week's headlines.The US officially enforced a sweeping 104% tariff on all Chinese imports starting Wednesday, escalating its trade confrontation with Beijing. This move follows President Trump's ultimatum to China to withdraw its retaliatory 34% tariffs. China hit back sharply at Washington's escalating trade war rhetoric, saying it does not seek conflict but won't tolerate bullying either. US further escalated the situation with its decision to raise tariffs on Chinese goods to 125% while pausing tariffs for other nations. Responding to this, Foreign Ministry spokesperson Lin Jian said at a press briefing, “This cause will not win popular support and will end in failure.” Lin emphasized that Beijing will defend its people's rights, signaling that retaliatory action may still be on the table. Meanwhile, Asian markets surged on news of the 90-day tariff pause for other countries, with Japan's Nikkei 225 soaring 8%, South Korea's Kospi rising over 5%, and Australia's ASX 200 up 5% in early trading.In a landmark ruling, the Supreme Court declared Tamil Nadu Governor R N Ravi's decision to reserve 10 re-passed Bills for Presidential consideration as illegal. The court held that the Governor showed scant respect for judicial precedent and unduly delayed action. Using Article 142, the bench declared that the 10 Bills are deemed to have received assent, overriding the governor's withholding. This rare step sends a strong message about constitutional propriety and reinforces legislative autonomy amid growing tensions between elected governments and appointed constitutional heads.The Reserve Bank of India has slashed the repo rate by 25 basis points to 6% in its latest monetary policy review. This signals lower interest rates on home, personal, and auto loans soon. The Monetary Policy Committee also shifted its stance from "neutral" to "accommodative," hinting at more rate cuts ahead. GDP growth for 2025–26 has been revised down to 6.5% from 6.7%, while retail inflation is projected at 4%. Lower rates aim to boost borrowing and spending amid slowing economic momentum.Russia has formally invited Prime Minister Narendra Modi to attend its Victory Day Parade on May 9, commemorating 80 years since the end of World War II. Deputy Foreign Minister Andrey Rudenko confirmed that the invitation has been sent, and the visit is under discussion. The gesture comes after Moscow confirmed President Putin's scheduled visit to India later this year. Russia has extended invitations to several “friendly nations,” reinforcing diplomatic ties amid ongoing geopolitical tensions. Modi's participation would signify India's balancing act in global power dynamics.A deadly Israeli airstrike hit a residential building in northern Gaza's Shijaiyah neighborhood on Wednesday, killing at least 23 people, including eight women and eight children, according to officials at Al-Ahly Hospital. The Gaza Health Ministry confirmed the toll and said rescue teams were still searching through rubble for survivors. Nearby buildings were also damaged, according to Gaza's civil defense, which operates under the Hamas-run government. The strike is the latest in a wave of intensifying attacks, as the humanitarian crisis worsens in the besieged Palestinian enclave with no signs of a ceasefire in sight.This was the CatchUp on 3 Things by The Indian Express.

This is the Catchup on 3 Things by The Indian Express and I'm Flora Swain.Today is the 10th of April and here are today's headlines.China Pushes Back Against U.S. Tariffs, Warns of ConsequencesChina hit back sharply at Washington's escalating trade war rhetoric, saying it does not seek conflict but won't tolerate bullying either. Responding to the U.S. decision to raise tariffs on Chinese goods to 125% while pausing tariffs for other nations, Foreign Ministry spokesperson Lin Jian said at a press briefing, “This cause will not win popular support and will end in failure.” Lin emphasized that Beijing will defend its people's rights, signaling that retaliatory action may still be on the table. Meanwhile, Asian markets surged on news of the 90-day tariff pause for other countries, with Japan's Nikkei 225 soaring 8%, South Korea's Kospi rising over 5%, and Australia's ASX 200 up 5% in early trading.India Steers Clear of U.S. Tariff Clash, Eyes Fall Trade PactIndia responded cautiously as U.S. President Donald Trump announced a temporary suspension of his sweeping reciprocal tariffs, which went into effect Wednesday. Just hours before the announcement, External Affairs Minister S. Jaishankar confirmed that India is actively engaging with Washington to finalize a bilateral trade agreement by the fall. Speaking at the News18 Rising Bharat Summit, Jaishankar avoided directly commenting on Trump's controversial statements about trade partners, saying only, “We've been constructive in our engagement, and so have they.” India appears to be walking a fine line—avoiding confrontation while quietly working to secure a stable trade relationship.Tahawwur Rana Extradited from U.S., Special Prosecutor AppointedIndia has taken a key step toward justice in the 26/11 Mumbai terror attacks case. The Ministry of Home Affairs on Wednesday night appointed a special public prosecutor for a three-year term to lead the prosecution of Tahawwur Rana, who is being extradited from the United States. Sources confirmed that a senior team from the National Investigation Agency (NIA) and intelligence services has taken custody of Rana, who is expected to arrive in Delhi by Thursday. Rana is accused of aiding the planning of the deadly 2008 attacks in Mumbai, which left more than 160 people dead.Kashmir Cleric Says Police Blocked Religious Meet Over Waqf ActMirwaiz Umar Farooq, the prominent religious leader and head of the Muttahida Majlis Ulema (MMU), accused Jammu and Kashmir police of halting a planned meeting of clerics at his Srinagar residence. The gathering was meant to discuss concerns over the Waqf Act, which governs religious endowments in the region. Calling the police action unjust, Mirwaiz said religious leaders must be allowed to deliberate peacefully. He added that a joint resolution would be read in mosques across the Valley on Friday. The MMU also pledged support to the All India Muslim Personal Law Board's legal challenge to the Act.Israeli Airstrike Kills 23 in Gaza as Conflict DeepensA deadly Israeli airstrike hit a residential building in northern Gaza's Shijaiyah neighborhood on Wednesday, killing at least 23 people, including eight women and eight children, according to officials at Al-Ahly Hospital. The Gaza Health Ministry confirmed the toll and said rescue teams were still searching through rubble for survivors. Nearby buildings were also damaged, according to Gaza's civil defense, which operates under the Hamas-run government. The strike is the latest in a wave of intensifying attacks, as the humanitarian crisis worsens in the besieged Palestinian enclave with no signs of a ceasefire in sight.That's all for today. This was the CatchUp on 3 Things by The Indian Express.

Episode Title: 16-145 12 Hours of Nature's Relaxing SymphonyDescription:In this episode of the "Ambient Noises ASMR Podcast," immerse yourself in the soothing sounds of nature with a 12-hour symphony of relaxing ambient noises. Let the harmonious blend of rustling leaves, gentle streams, and distant bird songs transport you to a serene natural sanctuary. This episode is designed to help you unwind, find peace, and escape the hustle and bustle of daily life.Imagine yourself in a lush forest, where the gentle breeze carries the soft whispers of leaves brushing against each other. Nearby, a babbling brook meanders through the landscape, its rhythmic flow adding a calming undertone to the environment. The occasional call of a bird echoes through the canopy, creating a beautifully orchestrated concert that envelops you in tranquility.As you listen, you'll be joined by wanderers from different walks of life, all seeking solace and rejuvenation in this peaceful setting. Whether you're using this episode to relax after a busy day or to aid in meditation and mindfulness practices, our carefully curated nature sounds provide the perfect backdrop for your journey to calmness.Tune in and let these natural melodies guide you to a place of serenity and bliss. Allow yourself to be enveloped by the beauty and wonder of nature's symphony, and emerge refreshed and renewed.DISCLAIMER

In this fun episode, Josh sits down with John Norwood, a commercial banker from Raleigh, North Carolina, whose second identity is that of a passionate adventurer. While John's day job revolves around numbers and negotiations, his soul is stirred by trails, waterfalls, and sunfish sails. Rather than jetting off to exotic lands, John finds endless wonder in his own backyard—the mountains, lakes, and coastlines of North Carolina. Together, they explore John's lifelong connection with the outdoors, how he blends adventure with a full-time career, and how he's cultivated a community of fellow explorers. From Christmas Day hikes to dry-suit sailing in winter winds, John shares stories that blend practical inspiration with a bit of wanderlust magic.

Could there be rouge planets floating in space between us and Alpha Centauri system? Will the Chinese be beaming power from a space station to Earth? Will solar sails be used for propulsion in our lifetime? And in our free bonus question on Patreon, how Lagrange points work for different planets and moons? Answering all these questions and more in this Q&A.

Could there be rouge planets floating in space between us and Alpha Centauri system? Will the Chinese be beaming power from a space station to Earth? Will solar sails be used for propulsion in our lifetime? And in our free bonus question on Patreon, how Lagrange points work for different planets and moons? Answering all these questions and more in this Q&A.

In this episode, we're diving into the magic of Feng Shui and how small shifts in your space can create powerful transformations in your life. Your home is a reflection of your energy, and by making intentional changes, you can invite more abundance, harmony, and joy into your daily experience. This conversation will inspire you to see your home in a whole new way. I'll be sharing personal experiences, insights, and practical tips that you can apply right away. From creating a welcoming entryway to enhancing the energy in key areas of your home, these simple adjustments can have a profound impact. Feng Shui isn't about rigid rules—it's about tuning into what feels good and supports the life you want to create. So, if you're ready to turn your home into a sanctuary that uplifts and energizes you, this episode is for you! Let's explore how to set up your space for success, love, and well-being—one mindful shift at a time.   Key Takeaways:  Simple tweaks, like decluttering your entryway or adjusting furniture placement, can create a powerful ripple effect in different areas of your life. Aligning your home's energy with your intentions can help you manifest more love, success, and opportunities. When you treat your home as a sanctuary, it nurtures and supports you in return, helping you live with more joy, balance, and ease.   Are You in the UK?  London (or Nearby)? I'd Love to Meet You in Person! Come join us - https://love.patricialohan.com/one-day-retreat   Resources: Feng Shui Mini Course or Feng Shui 101 - https://www.powerhousefengshui.com/fengshui-101-v3-1 Feng Shui Checklist - https://www.powerhousefengshui.com/feng-shui-checklist-1   Connect with Patricia Lohan: Instagram - https://www.instagram.com/powerhousefengshui/ YouTube - https://www.youtube.com/@PatriciaLohan Website - https://patricialohan.com/ Send us an email: miracles@patricialohan.com

learn how to use the word 'nearby' in English