Podcasts about Housing Act

This week, Emily Bazelon, John Dickerson, and David Plotz discuss Tuesday's NY congressional primaries won by three Mamdani-backed democratic socialists and what they could mean for the Democratic Party, two new Supreme Court immigration rulings siding with the Trump administration, and the ongoing Reflecting Pool debacle as the symbol of a presidency of obsessive ego and shiny objects.For this week's Slate Plus bonus episode, Emily, John, and David discuss a rare bipartisan win, the 21st Century ROAD to Housing Act, its numerous provisions which aim to help ease the nationwide housing crisis, and how this victory rapidly shifted into a different kind of crisis when Trump abruptly announced he wouldn't sign the bill unless the SAVE Act passes. In the latest Gabfest Reads, Emily Bazelon talks with Senator Chris Murphy about his new book, Crisis of the Common Good: The Fight for Meaning and Connection in a Broken America. Murphy lays out a provocative agenda for Democrats to call Americans to national service, break up corporate power, rebuild local communities, and create a bigger tent that reaches disaffected conservatives hungry for change. Email your chatters, questions, and comments to gabfest@slate.com. (Messages may be referenced by name unless the writer stipulates otherwise.) Podcast production by Nina Porzucki Research by Emily DittoYou can find the full Political Gabfest show pages here. Want more Political Gabfest? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Political Gabfest show page on Apple Podcasts and Spotify. Or visit slate.com/gabfestplus to get access wherever you listen. Find out more about David Plotz's monthly tours of Ft. DeRussy, the secret Civil War fort hidden in Rock Creek Park. Follow@SlateGabfest on X / https://twitter.com/SlateGabfestSlate Political Gabfest on Facebook / https://www.facebook.com/Gabfest/Need to set up your Slate Plus feed? If you subscribed through Slate.com, check out our FAQ at slate.com/podcastfaqs for easy instructions. Members subscribed via Apple Podcasts get automatic access—no setup required. Hosted on Acast. See acast.com/privacy for more information.

This week, Emily Bazelon, John Dickerson, and David Plotz discuss Tuesday's NY congressional primaries won by three Mamdani-backed democratic socialists and what they could mean for the Democratic Party, two new Supreme Court immigration rulings siding with the Trump administration, and the ongoing Reflecting Pool debacle as the symbol of a presidency of obsessive ego and shiny objects.For this week's Slate Plus bonus episode, Emily, John, and David discuss a rare bipartisan win, the 21st Century ROAD to Housing Act, its numerous provisions which aim to help ease the nationwide housing crisis, and how this victory rapidly shifted into a different kind of crisis when Trump abruptly announced he wouldn't sign the bill unless the SAVE Act passes. In the latest Gabfest Reads, Emily Bazelon talks with Senator Chris Murphy about his new book, Crisis of the Common Good: The Fight for Meaning and Connection in a Broken America. Murphy lays out a provocative agenda for Democrats to call Americans to national service, break up corporate power, rebuild local communities, and create a bigger tent that reaches disaffected conservatives hungry for change. Email your chatters, questions, and comments to gabfest@slate.com. (Messages may be referenced by name unless the writer stipulates otherwise.) Podcast production by Nina Porzucki Research by Emily DittoYou can find the full Political Gabfest show pages here. Want more Political Gabfest? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Political Gabfest show page on Apple Podcasts and Spotify. Or visit slate.com/gabfestplus to get access wherever you listen. Find out more about David Plotz's monthly tours of Ft. DeRussy, the secret Civil War fort hidden in Rock Creek Park. Follow@SlateGabfest on X / https://twitter.com/SlateGabfestSlate Political Gabfest on Facebook / https://www.facebook.com/Gabfest/ Hosted on Acast. See acast.com/privacy for more information.

Americans are stretched thin and you probably know why: Housing. It's become increasingly, persistently unaffordable, and for many, simply out of reach. Americans are moving less, are forming fewer households and are spending too much of their income on housing according to an annual report just released by Harvard. Will Trump end up signing the 21st Century Road to Housing Act now on his desk and if he does, will it make housing any more affordable? Francis Torres, Director of Housing & Infrastructure for the Bipartisan Policy Center, joins The Excerpt to share his analysis of the crisis.Let us know what you think of this episode by sending an email to podcasts@usatoday.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Emily Bazelon, John Dickerson, and David Plotz discuss Tuesday's NY congressional primaries won by three Mamdani-backed democratic socialists and what they could mean for the Democratic Party, two new Supreme Court immigration rulings siding with the Trump administration, and the ongoing Reflecting Pool debacle as the symbol of a presidency of obsessive ego and shiny objects.For this week's Slate Plus bonus episode, Emily, John, and David discuss a rare bipartisan win, the 21st Century ROAD to Housing Act, its numerous provisions which aim to help ease the nationwide housing crisis, and how this victory rapidly shifted into a different kind of crisis when Trump abruptly announced he wouldn't sign the bill unless the SAVE Act passes. In the latest Gabfest Reads, Emily Bazelon talks with Senator Chris Murphy about his new book, Crisis of the Common Good: The Fight for Meaning and Connection in a Broken America. Murphy lays out a provocative agenda for Democrats to call Americans to national service, break up corporate power, rebuild local communities, and create a bigger tent that reaches disaffected conservatives hungry for change. Email your chatters, questions, and comments to gabfest@slate.com. (Messages may be referenced by name unless the writer stipulates otherwise.) Podcast production by Nina Porzucki Research by Emily DittoYou can find the full Political Gabfest show pages here. Want more Political Gabfest? Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Political Gabfest show page on Apple Podcasts and Spotify. Or visit slate.com/gabfestplus to get access wherever you listen. Find out more about David Plotz's monthly tours of Ft. DeRussy, the secret Civil War fort hidden in Rock Creek Park. Follow@SlateGabfest on X / https://twitter.com/SlateGabfestSlate Political Gabfest on Facebook / https://www.facebook.com/Gabfest/ Hosted on Acast. See acast.com/privacy for more information.

A housing bill hailed as the most significant housing legislation in decades has hit an unexpected roadblock. Kathy Fettke explains why President Trump is delaying the signing of the 21st Century ROAD to Housing Act, what's in the bill, and what it could mean for housing supply, affordability, and real estate investors.   Want to learn more? Visit www.NewsforInvestors.com   Source: https://www.reuters.com/world/us-house-overwhelmingly-backs-affordable-housing-bill-2026-06-23/?utm_source=chatgpt.com

Subscribe to our YouTube channel On our political radar this week… AI created satire (in case you couldn’t figure that out!) There are dead ducks everywhere. In Switzerland, it could well be J.D. Vance's presidential ambitions as the 60-day pause in Trump's War is looking shakier by the day. In Lansing, it's the almost invisible but now dead campaign of state Senate GOP Leader Aric Nesbitt's gubernatorial campaign, with the final blow coming from Donald Trump. And in the nation's capitol, it's literally dead ducks … at least three of them spotted in the Trump-created algae-laden cesspool also known as the Reflecting Pool. In addition to the Nesbitt departure, there are a few other developments in the GOP race for Governor. Donald Trump has given is “Full and Complete Endorsement” to John James, and Perry Johnson is spending more of his millions on a massive statewide advertising blitz. Expect Mike Cox to do the same State House Speaker Matt Hall says there's agreement on a framework for a state budget … you might call it a Memorandum of Understanding (MOU). But as Vance and the two real estate developers are learning in Switzerland, there's a big gap between an MOU and actual results. There's big news about the 250th national birthday celebration in Washington D.C. In addition to a riveting 90-minute rant from Trump, you can look forward to a performance from renowned country singer Alexis Wilson … best known for her ongoing role as Kash Patel's girlfriend. President Trump had another hissy fit this week, delaying the signing of a bipartisan housing bill. He announced he won’t sign the legislation until the Senate passes his voter suppression bill which he calls the SAVE Act. The bipartisan 21st Century Road to Housing Act, aiming to ease the U.S. housing affordability crisis by streamlining construction rules, promoting local innovation and restricting large investor purchases.  It passed by overwhelming majorities in both chambers. Trump clearly places a higher priority on voter suppression than housing for Americans who aren’t wealthy like him. Michigan Attorney General Dana Nessel is celebrating a reversal by Homeland Security, which says it has cancelled plans to turn a warehouse in Romulus into a prison for undocumented immigrants. Former Homeland Director Kristi Noem spent more than $1-billion buying 10 warehouses … all of them for prices well above their appraised value. Taxpayers will lost hundreds-of-millions as a result of Noem's hugely unpopular program. In New York City, the Mamdani slate swept the very Democratic city. In two non-Big Apple races, the winners for Democrats included women military veterans … including Vice Admiral Jenny LaCore, who was fired last year by Defense Secretary Pete Hegseth as part of his purge of top military officers. She's running for the seat formerly held by Nancy Mace who opted to run for Governor (which she lost). Republicans will clearly try to brand the entire Democratic Party as captive of Mamdani Democratic Socialists. Does that work for them? And since our last episode, a celebration…but only if your name is Trump. Carvana or CarMax has delivered Donald Trump's new ride. It’s a slightly used imported gold-encrusted airplane (a.k.a. $400-million bribe from Qatar), tastefully detailed with a whole lot of electronic do-dads, all paid for by U.S. taxpayers at a cost of around a billion dollars. Trump plans to keep it as his White House going-away bauble. This moment of joy in MAGAvillemoved us to create a musical tribute to Donald's Golden Dream Machine which, for our YouTube viewers, also includes a brief photo tour of the free-but-not-really-free gift to Trump. Joining the podcast is law professor, author, podcast co-host and MS NOW legal analyst Barbara McQuade. When she's not teaching future lawyers at the University of Michigan or fulfilling her multiple media commitments, Barb is a prolific author. Her latest book's title gives a concise summary of what follows: “The Fix: Saving America from the Corruption of a Mob-Style Government.” The book is number one on the Amazon's national and international security rankings, and lucky number 13 on this week's New York Times non-fiction best sellers. Barb is pure Michigan: born in Detroit, two degrees from the University of Michigan, and a devout fan of Detroit and U of M sports teams. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Greed, Grift$ and Grab$: The Trump Crime Family Chronicles ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ A Republic, If You Can Keep It is sponsored in part by

Andrew, Ben, and Tom discuss Micron's blowout quarter with revenue up 346% to $41.5 billion, 84.9% gross margin, and DRAM/NAND supply now constrained through 2027, the implications of doubling CapEx to $40-50 billion in FY27, Trump's $88 billion supplemental spending request for the Iran war, farmer aid, and Ebola, the canceled signing of the 21st Century ROAD to Housing Act, escalating Senate Republican tensions over Iran, the DOJ's egg price-fixing settlement with Cal-Maine, the narrowing K-shaped economy spending gap, today's PCE inflation print, and rates finally moving as oil drops below $70.Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

President Trump is having lunch on Capitol Hill today with Senate Republicans, after four GOP senators broke with him to advance a resolution pushing to end the war with Iran and Trump's clashes with Majority Leader John Thune over the filibuster, voter ID, and the president's handling of the war with Iran.Congress passed the largest housing bill in decades last night with strong bipartisan support, aiming to make homeownership more attainable by cracking down on corporate investors buying single-family homes.And in New York, democratic socialist candidates scored big wins in congressional primaries, including upsets backed by Mayor Zohran Mamdani, raising new questions about how far left the Democratic Party will go as it tries to retake the House in November.Want more analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Jason Breslow, Kara Platoni, Padma Rama, Mohamad ElBardicy, and Olivia Hampton.It was produced by Ziad Buchh and Nia Dumas.Our director is Christopher Thomas.We get engineering support from Neisha Heinis. Our technical director is Carleigh Strange.And our Supervising Producer is Reena Advani.(0:00) Introduction(01:57) Trump Vs Thune(05:42) Road To Housing Act(09:24) Democratic Socialist Win In New York Primaries See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

On Tuesday, the House passed a comprehensive housing affordability bill 358–32, sending the measure to President Donald Trump to sign into law. The bill, titled the 21st Century ROAD to Housing Act, seeks to increase housing supply by rolling back construction regulations, expanding financing options, and restricting institutional investors from purchasing single-family homes in most circumstances. The Senate voted 85–5 to pass the bill on Monday. After originally scheduling a signing ceremony today, Trump announced he would cancel the signing until Congress passes the SAVE America Act. He has not indicated that he would veto the bill.Ad-free podcasts are here!To listen to this podcast ad-free, and to enjoy our subscriber only premium content, go to ReadTangle.com to sign up!A conversation with Tim Urban.Why are otherwise intelligent people unable to resist falling into echo chambers, and how do some get out? That's what Executive Editor Isaac Saul recently discussed with Tim Urban, the creator of Wait But Why and author of the book What's Our Problem? A Self-Help Book for Societies. The conversation flows from there, covering the information ecosystem, artificial intelligence, and the future of journalism. Check it out here!You can read today's podcast⁠ ⁠⁠here⁠⁠⁠ and today's “Have a nice day” story ⁠here⁠.You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Take the survey: What do you think of the 21st Century ROAD to Housing Act? Let us know.Our Executive Editor and Founder is Isaac Saul. Our Executive Producer is Jon Lall.This podcast written by: Isaac Saul and audio edited and mixed by Dewey Thomas. Music for the podcast was produced by Diet 75.Our newsletter is edited by Managing Editor Ari Weitzman, Senior Editor Will Kaback, Lindsey Knuth, Bailey Saul, and Audrey Moorehead. Hosted on Acast. See acast.com/privacy for more information.

In this 10th episode interview, Jason Hartman speaks with Jim Huling about the second edition of his book, The Four Disciplines of Execution. The conversation centers on a framework designed to help individuals and organizations move past the "whirlwind" of daily tasks to achieve wildly important goals. Huling explains that success requires a narrow focus on specific objectives and the use of lead measures to track predictive behaviors. He also emphasizes the importance of engagement through visual scoreboards and maintaining a cadence of accountability among teammates. By shifting from top-down authority to peer-to-peer commitments, leaders can foster a culture of high performance and trust. Ultimately, the source highlights how these principles apply across various sectors, including hospitality, the military, and education.   Key Takeaways: 0:00 The biggest housing bill in decades 9:05 Manufactured housing 10:45 Balancing factor and PropertyTracker.com 16:47 Franklin Covey's Jim Huling Join our FREE monthly Masterclass JasonHartman.com/Wednesday http://empoweredinvestor.com/    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Congress just passed a massive bipartisan housing bill. That should make your wallet nervous. Nate and Chuck break down the Road to Housing Act, why Elizabeth Warren loves it, why most Republicans still voted for it, and why government "solutions" usually miss the incentives creating the problem in the first place. This Good Morning Liberty episode covers housing affordability, zoning laws, corporate landlords, institutional investors, mortgage rates, federal debt, modular homes, the SAVE Act, and whether the Founders would be pleased with America today. Chapters: 00:00 GML intro and birthday roast 03:45 What's in today's show 06:00 Would the Founders be pleased? 13:00 War powers and the Iran vote 15:30 The Road to Housing Act 20:00 Why housing is really expensive 24:00 Local zoning and federal grant carrots 27:30 Elizabeth Warren's housing pitch 29:30 Tim Burchett calls out the bill 32:15 The institutional investor scapegoat 45:00 The one good reform: modular homes 54:00 Trump, the SAVE Act, debt, and rates Links: Watch All Episodes: https://www.youtube.com/playlist?list=PLi78svKlBr_8o0dDOX8DxO_Wwxu6WYhhA Watch Host Favorites: https://www.youtube.com/playlist?list=PLi78svKlBr__Zu40RL7mWxCuOOe54zgy2 Join the Fed Haters Club @ https://www.goodmorningliberty.us/fedhatersclub [Martens Minute]: https://martensminute.podbean.com/ All links @ gml.bio.link Subscribe, like, comment, share, and leave a rating or review on the podcast app.

Sweeping legislation in Congress is aimed at lowering the cost of housing. The fate of the 21st Century ROAD to Housing Act is still questionable, but if it is approved it would, among other things, remove some barriers to housing construction, especially in major cities. While the bill enjoys relatively rare bipartisan support, Native American affordable housing advocates say it is a missed opportunity to address long-standing issues faced by a population disproportionately affected by housing affordability. It includes provisions for tribal housing improvement, but Native housing experts say it falls far short of what's needed. Mostly, Native advocates are pushing for reauthorizing the Native American Housing Assistance and Self Determination Act (NAHASDA), the block grant program driving the construction and repair of thousands of homes in Native communities over the last three decades. It's authorization expired more than a dozen years ago. We'll discuss recent progress and ongoing needs in affordable housing. GUESTS Jackie Pata (Tlingit), president and CEO of the Tlingit and Haida Regional Housing Authority; First Vice President of the Central Council of the Tlingit and Haida Indian Tribes of Alaska; co-chair of the HUD Secretary’s Tribal Intergovernmental Advisory Committee; and board member of the National American Indian Housing Council Derrick Belgarde (Confederated Tribes of Siletz Indians and Chippewa Cree), executive director of the Chief Seattle Club Lenny Fineday (Leech Lake Band of Ojibwe), general counsel for the National Congress of American Indians Griffin Hagle-Forster, executive director of the Association of Alaska Housing Authorities Break 1 Music: Kunax yak'ei gayshagook (song) Khu.éex' (artist) Siy​á​adlan (album) Break 2 Music: Feels Like [feat. Sheena Shandea] (song) Nataanii Means (artist)

On today's episode, Editor in Chief Sarah Wheeler talks with Bob Broeksmit, president and CEO at the Mortgage Bankers Association, to talk about updates to loan officer compensation and the big wins for housing in the 21st century ROAD to Housing Act. Related to this episode: Congress reaches bipartisan agreement on ROAD to Housing Act HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The Top 5: Keys to the housing market for the rest of 2026 SERHANT. expands into Texas with 13 founding agents When will home sales finally return to normal? UWM, Two Harbors CEOs clash in emails ahead of CCM deal vote Why mortgage rates haven't followed oil prices by moving lower Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Last night, the Senate passed the 21st Century ROAD to Housing Act, a bill aimed at making it easier to build housing and bring down the cost of both buying and renting. Home prices have jumped about 50% in the past six years, and rents are up nearly 30% nationally. Today, we'll delve into why it seems impossible to construct new, low-cost housing. Then, we'll check in on the economy of Northern Ireland 10 years after Brexit.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Last night, the Senate passed the 21st Century ROAD to Housing Act, a bill aimed at making it easier to build housing and bring down the cost of both buying and renting. Home prices have jumped about 50% in the past six years, and rents are up nearly 30% nationally. Today, we'll delve into why it seems impossible to construct new, low-cost housing. Then, we'll check in on the economy of Northern Ireland 10 years after Brexit.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:The shortage of affordable housing hits lowest-income households particularly hard10 years on, what Brexit has meant for Northern Ireland

Today's episode includes reports on the 21 st Century ROAD to Housing Act moving along. Plus, Robbie interviews HELIX's Carl Markman and Frank Perugini on improving borrower and loan officer experiences, accelerating loan processing, and growth in some of the fastest-expanding segments of the mortgage industry. And we close with a look at why Agency MBS posted modestly negative performance last week.Thank you to Equifax, a global data, analytics, and technology company, helps mortgage lenders gain the borrower and market insights they need to improve efficiency and make accurate decisions. Access differentiated consumer credit data, powerful consumer and market insights, and income and employment data from The Work Number.The Chrisman Commentary is your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

The BuzzHouse team introduces a new segment, Housing Happenings, with Baker Tilly's Larissa Fogarty sharing the latest developments in affordable housing policy. She breaks down the Road to Housing Act, updates to the RAD program and HUD's decision to wind down the Restore and Rebuild initiative, explaining what these changes could mean for public housing authorities and future housing development efforts. Building on those industry trends, Don Bernards and Garrick Gibson sit down with Mark Carlson, vice president of Carlson Construction, to discuss the challenges and opportunities shaping construction projects today. Mark shares his perspective on labor shortages, regional pricing trends, value engineering and the importance of early planning and collaboration. From policy updates to construction realities, this episode connects the issues shaping affordable housing and multifamily development today. Follow Us Twitter @BakerTillyUS Facebook @BakerTillyUS Instagram @bakertillyus Presented by Baker Tilly www.bakertilly.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Special Projects Reporter Shania Shelton joins Deputy Congressional Editor Robert O'Shaughnessy to discuss what Congress is doing with housing legislation like the 21st Century ROAD to Housing Act.  Want more in-depth daily coverage from Congress? ⁠Subscribe⁠ to our free Punchbowl News AM newsletter at ⁠punchbowl.news. Learn more about your ad choices. Visit megaphone.fm/adchoices

While much of the housing conversation in 2026 has focused on slower sales, elevated mortgage rates and affordability challenges, industry leaders say a bigger issue is emerging behind the scenes: a future housing supply shortage.  Tim Arnold of D.R. Horton, Cara Lavender of John Burns Research and Consulting and Jim Jacobi of Parkland Communities, join host Carol Morgan on Atlanta Real Estate Forum Radio for a mid-year market update on looming lot shortages, zoning challenges, affordability concerns and the factors shaping housing supply across metro Atlanta.  The Biggest Housing Story Nobody Is Talking About  “In my opinion, the biggest secret in housing today is the lack of new zonings that are occurring,” said Jacobi.  He explained that numerous municipalities have either implemented zoning moratoriums or significantly slowed approvals, creating a development pipeline problem that could emerge over the next several years. Although today’s market remains slower than the pandemic-era housing boom, builders continue selling homes and working through existing lot inventories. The challenge is that many communities are not approving enough future projects to replace what is currently being built.  “People probably do not recognize what is happening out there with the lot supply market,” said Arnold. “There is going to be a struggle for folks to get lot supply.”  Labor and Building Capacity Could Become the Next Challenge  With in-migration at historically low levels and major infrastructure projects such as data centers competing for skilled trades, Lavender said labor constraints could quickly become a concern if housing demand accelerates.  “If a demand faucet turns on, do we have the lots available?” she said. “But in that same breath, do we have the labor and the building products capacity available to support an uptick in production?”  Slower production volumes have helped ease labor pressures. However, the industry may not be prepared to rapidly increase construction activity if market conditions improve.  Spring Selling Season Falls Short of Expectations  While future supply concerns remain top of mind, today’s housing market continues to face near-term challenges. Lavender described the spring selling season as “underwhelming.” Uncertain demand and hesitant consumers continue to weigh on market performance. Builders are maintaining sales through pricing strategies and incentives, but those efforts are coming at the expense of profit margins.  Senate Bill 447 Could Improve Georgia’s Permitting Process  Senate Bill 447 could provide a welcome boost for Georgia’s housing industry by improving transparency and accountability in the permitting process. The legislation increases visibility into permit reviews, requires written explanations for permit denials and establishes timelines for local governments to respond to applications. It could also help reduce delays that often add significant costs to housing projects.  “It’ll speed up the building and land development permits,” said Arnold.  Build-to-Rent Gains Recognition as an Asset Class  Federal housing legislation could significantly affect the build-to-rent sector. Proposed revisions to the Road to Housing Act would provide greater certainty for investors and developers while reinforcing build-to-rent’s role in the broader housing market. One of the most notable aspects of the legislation is its recognition of build-to-rent as a distinct asset class, a change that could strengthen investor confidence and support additional capital investment. Greater certainty and increased investment could help expand housing supply by encouraging additional build-to-rent development in high-demand markets.  Gwinnett County Offers a Warning Sign  From January through April 2025, unincorporated Gwinnett County issued approximately 2,800 new home permits. During that same period, local officials approved zoning for only about 1,400 future housing units.  “So they only zoned about half as many lots as what has been built in the same time period,” said Jacobi.  This imbalance raises questions about where future housing inventory will come from if current approval trends continue. Ongoing zoning moratoriums, elevated land costs and community opposition to new development could further constrain housing supply and place additional pressure on affordability.  Tune in next week for Part 2 of this market update, where the panel takes a deeper look at affordability, infrastructure challenges and what housing leaders expect over the next several years.  About Parkland Communities  Parkland Communities, Inc., the parent company of build-to-rent home builder, Parkland Residential, is a privately owned, multifaceted real estate development and investment firm specializing in residential properties. With over 20 years of experience in the industry, Parkland Communities Inc. uses the latest market data, technology and established relationships to strategically secure new development opportunities in Atlanta's most desirable locations. The company's hands-on philosophy has made it a proven leader in the industry with a trusted reputation among elected officials, municipal staff, neighborhood associations, bankers and home builders. For more information on Parkland Communities, visit www.ParklandCo.com.  About D.R. Horton  As one of metro Atlanta’s leading home builders, D.R. Horton offers new homes across a variety of price points, product types and locations throughout the region. The company builds communities designed to meet the needs of first-time homebuyers, move-up purchasers and those seeking low-maintenance living, with a focus on quality construction, thoughtful design and attainable homeownership opportunities. Backed by the resources of America’s largest home builder, D.R. Horton continues to play a significant role in expanding housing options across Georgia’s growing markets. Learn more about D.R. Horton at www.DRHorton.com.  About John Burns Research and Consulting  John Burns Research and Consulting provides data-driven insights across every housing sector, including new home construction, resale, single-family rental and build-to-rent. It helps companies make informed decisions and mitigate risk in order to identify opportunities in a complex market. From M&A projects to consumer surveys, the firm covers every aspect of the housing industry. Learn more about John Burns Research and Consulting at www.JBREC.com.    Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. 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Most mortgage professionals have no idea how many critical housing decisions are being made behind closed doors in Washington, D.C.While most of us are focused on rates, inventory, and closing loans, there are people working every day on Capitol Hill to influence the policies that will shape the future of homeownership, housing affordability, and mortgage lending.One of those people is Justin Wiseman.As the Mortgage Bankers Association's leading voice in Washington, Justin is in the room where many of these conversations happen. In this episode of Laugh, Lend & Eat, we discuss:• Why housing affordability has become a national political issue• What Congress is doing about housing supply• The Road to Housing Act and what it could mean for consumers• The regulatory issues mortgage professionals should be watching• How policy decisions made in D.C. ultimately impact borrowers and lenders across AmericaWhether you're a mortgage professional, Realtor, industry executive, or simply someone who cares about the future of housing, this conversation provides an inside look at what's happening in our nation's capital.Who's fighting for you in Washington, D.C.?Justin Wiseman. That's who.

Keith talks with data-driven investor Neal Bawa, the "mad scientist of multifamily," about why apartment values have dropped 20%–30% while single-family prices have stayed resilient.  They break down how interest rate shocks, the homeowner lock-in effect, and a wave of new multifamily supply are reshaping returns for today's investors.  Keith and Neal also dissect the build-to-rent model—who it really serves, how apartment oversupply is pressuring its rents, and why pending legislation could upend the space.  Neal closes with a specific, data-backed timeline for when multifamily rents and values may finally turn the corner, giving listeners a concrete roadmap instead of vague market guesses. Resources: Grocapitus Website - https://www.grocapitus.com Multifamily U's Free eBook: Location Magic - https://multifamilyu.com/lp/location-magic-ebook/ Multifamily U's Investor Club – https://multifamilyu.com/club Episode Page: GetRichEducation.com/609 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host, Keith Weinhold. The single-family real estate market is steady, but with apartment building values down 20 to 30% since 2022 when will the multifamily Armageddon end? We ask our qualified guest, and how will slowing birth rates in immigration affect real estate? And more today on Get Rich Education. You know, Mid South Home Buyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties, it's an executive coach for nine years now, their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to Daniel Thomas hind.com H I N D, that's Daniel Thomas hind.com and sign up before Spotsville Flock homes helps multifamily owners exit the operator grind, whether it's your six plex or a 50 unit apartment, through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at flockhomes.com/gre That's F L O C K homes dot com slash G R E.   Neal Bawa  2:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:29   Welcome to GRE from Valencia, Spain to Valencia, California, and across 188 nations worldwide. America's favorite shaved mammal on a microphone is back with you for another wealth building week. I'm Keith Weinhold, and you're listening to Get Rich Education. The world's biggest problems are the world's biggest businesses. That's not a coincidence, and that's why we discuss housing here. And there's been a chronic shortage of affordable housing last month at a commencement speech, Harrison Ford, yes, the guy that played both Han Solo and Indiana Jones, talked about how a fulfilling life has both passion and purpose. Passion is what gets you out of bed in the morning, purpose is what helps you sleep at night, you and I. We can bring this mindset to our lifestyle, to the business we do, and to our investing. Treating tenants well is what helps real estate investors sleep well at night. While we're doing well, we can be doing good too. Multifamily syndicators keep failing, going out of business, and losing all of their investors' money due to mortgage rate resets. It just keeps happening. What this really means, that these groups that pooled together investor money to buy apartment buildings, largely that were set up in 2022 and earlier keep blowing up almost fully due to the fact that interest rates reset higher. Some of them had a fixed rate for five years. Well, rates spiked four years ago, and that's why a lot of them have yet to blow up, and these apartments have lost so much value that no one will refinance them, you know. Even if that apartment operator increased the net operating income over the years, even if rents went up, it doesn't matter. So, you still haven't heard the last of it. Do you remember a couple years ago, when a lot of people in the apartment space, they were saying just stay alive till 25 and that nonsense, like if you keep your head above water until 2025 oh well, then rates are certainly going to fall, and everyone's going to be okay. Well, 2025 is long gone.    Keith Weinhold  5:01   Mortgage rates haven't fallen in any significant way, so that survive until 25 thing or whatever mantra derivative people used that was a farce, like I've said on the show here for years. You cannot predict interest rates, so I didn't make the call that they were going to go up or down at all, because you can't predict them, but so many people said, oh, rates will fall substantially by now, no way, you just can't make that assumption, you've got to take history over hunches, and all of that, a lot of those multifamily deals 100% depended. depended on refinancing at favorable rates, and that's exactly why they failed. A surefire way to look foolish is to predict interest rates. We'll talk more about the multifamily Armageddon with today's guest. I also want to get into what's called the 21st century road to housing act, because that became one of the most hotly debated housing policy provisions this year. And what this is, is a Senate bill, and it would require certain large institutional investors that develop these bills to rent single family communities. It would force them to sell those homes to individual buyers within seven years. So, in other words, what a big firm could do is build a neighborhood of rental homes, lease them for up to seven years, but they couldn't hold on to them any longer than that. They couldn't hold them indefinitely as rentals, this bill is not aimed at you, the individual investor. It is aimed at big institutions, and what I mean by that is that's generally defined as owning 350 or more homes. That's what we're talking about here. Small landlords and mom and pop investors are not the target, it targets corporate portfolios, and this means groups whose names you've probably heard of, like Blackstone, First Key Homes, Progress Residential, and Invitation Homes. They are some of the heavyweights that the government is looking to clamp down on, so whenever you hear someone talk about big Wall Street landlords, that is who they're talking about. Now, some groups are pretty worried about the 21st Century Road to Housing Act, like the NHB, that's the National Association of Home Builders, and a lot of multifamily groups are concerned, and why is that? Well, the effect is it could dramatically reduce new housing production.   Keith Weinhold  7:44   See, a big institution like First Key Homes or Blackstone, they wouldn't want to even get into this business anymore. They wouldn't want to build big build to rent communities anymore if they have to sell them all within seven years. See, they want to buy and hold for the long term, kind of like what you and I are doing, because you and I know that owning a group of selective buy and hold single family rentals is a really profitable place to be, but so if they don't want to build, then that creates a reduction in supply, which could make prices go up, and then obviously hurt those trying to afford their own home. Well, that would defeat the purpose of this whole thing. I mean, my gosh, this always seems to happen when government gets involved. So, the 21st Century Road to Housing Act could limit supply, which is the exact opposite of its intent to get first-time home buyers into their first home, and if this passes, it does have bipartisan support. This lower supply, then yes, indeed puts upward pressure on prices. Just amazing. So then it could actually go on to help the everyday mom and pop investor, like you and I, that already owns property, the individual at last check, though they're looking to pass a version that still restricts some of these giant institutions from getting into build to rents, but yet it does not have that seven year sale requirement. What's really important to remember here is that Washington, they're looking to stifle big Wall Street players from the rental market, which could reduce supply. They're not targeting individual investors. The context that's important is that these groups, they own 10s of 1000s of homes, they don't own hundreds of 1000s, and they don't own a million, so it's a really small percentage of the housing market, whatever direction policy breaks, then the headlines that it creates are just greater in magnitude than the effect on the market is. It's an important frame of reference here. Let's meet this week's guest. This week we're welcoming back a guest that we haven't heard from in a year or two in real estate circles. He is popularly known as the mad scientist of multifamily. He's quite an in-demand speaker. He has a $500 million multifamily portfolio that he essentially shares with over 1300 investors. He's sharp, a good educator, and a straight shooter. That's why he's here. It's a warm welcome back to Neal Bawa.   Neal Bawa  10:32   Thanks for having me on the show again. It's delightful to be here, and so many interesting things to talk about in the world these days.   Keith Weinhold  10:38   There really are.. I don't know if we can get it all in, Bawa is spelled B A W A. Neal, I want to get to your future housing market outlook later. How you think the future looks, including when multi families quasi Armageddon might end. But first, you're known as a data driven real estate guy. Tell us about that, and how being data driven makes you profitable.   Neal Bawa  11:03   I see concern, and I'll tell you why. The single family and multifamily market have been atrociously incredibly divergent since the first quarter of 2022 They have not tracked yet each other at all, even though if you look at the last 50 years, they tend to track each other. So you know, 2008 was a Armageddon for single family, Armageddon for multifamily, and they both sort of came up in 2012 2013 and then they had a really good time until Covid.   Keith Weinhold  11:30   Yeah,   Neal Bawa  11:31   but the second quarter of 2022 is when Fed started raising rates, and since then we've sort of slid - multifamily has gone down in terms of pricing between 20 and 30% depending upon the metro, you know, and depending upon whether it's new construction, new construction assets have gone down more than 30% and existing assets that are filled up have gone down by 20 to 30% depending upon the metro. So, metros that have a large amount of supply, closer to 30% decline in value, the metros that have less supply probably closer to 20% decline in value, right.   Keith Weinhold  12:03   Demand demand has been pretty resilient. It's more of a supply story.   Neal Bawa  12:06   It's a huge supply story, right. So, if you look at, you know, occupancy, essentially what's happened is there was so much supply that came in that really people started on those projects in 2022 maybe they didn't start a construction until 2023 they didn't finish construction until 2025 so they started leasing up in 2025 They had to give offer concessions two months, sometimes three months free, and so that pushed down the rents in 2025. And they're not done, because you typically can't rent an apartment in six months. If it's brand new, it's going to take you about 18 months to rent it, and sometimes 24 months, and so it's affected our rents in 2025 it's affecting our rents in 2026. Now it's unlikely to affect it in 2027 but we'll go there, you know, at a later stage. But at the moment, we, what we've seen is negative rent growth in the United States for multifamily for the last 12 to 15 months, and what I think is going to be negative rent growth in Q of this year and Q2 of this year, so Q1 was negative, Q2, which we are in now, is likely to be negative or flat now. Single family, on the other hand, has gone in a different direction, which has been very difficult to understand, and I believe it's taken me a while to really understand this, but I think I've finally figured it out. Single family prices are not down since 2022 which makes no sense at all, because the average mortgage in the United States today is almost double, almost double, not quite double, but almost double of what it was in at the beginning of 2022 when interest rates were about 3.3 3.4% Right now we're sitting around, you know, six and a half percent interest rates, so not quite doubled interest rates, but they've obviously gone up a fair bit, and as a result, your average, you know, mortgage has almost doubled, but home prices haven't dropped, which makes no sense if you really think about it, because home prices are a factor of demand, and they're also a factor of people's ability to pay, so if all of a sudden within four years you're paying, the mortgage is doubled, then less people are going to be able to buy, but it stayed up, the market has stayed up, and the biggest reason it stayed up is because of what is known as the lock-in effect. So, the US market typically has a million new homes every year, and there's more than a million existing homes that are transacted, right? So, it's an open market, it's a perfect competition market, but it hasn't been perfect competition for the last four years, because so many people locked in ridiculously low interest rates.    Neal Bawa  14:28   Perfect example, in 2021 and 2022 I have a 15 year mortgage at 1.75% If I sell my house back to myself, my mortgage quadruples, quadruples, right, because it goes from 1.75% to six and a half percent, so I can't even imagine even think about leaving my home, right, because it's just such a perfect loan. Most people don't have anywhere near 1.75% but there's lots of people with more mortgages in the 3% three and a half percent, and 4% range that basically can't go anywhere, and because those homes are not coming into the market. The last three years the market has had this unusual not enough supply factor, and that's been keeping prices up. That is ending. That is ending, because what we've been tracking is the percentage of homes in the United States that have low mortgages. Low is simply defined as anything under four and a half percent, and that percentage is going down each quarter, because you know divorces happen, deaths happen, you know people move for jobs, and so every time that happens, that locked in rate goes away, because you sell your home and move on, and so for a while that lock in effect was predominant, it was controlling everything, but as time has gone on, interest rates were higher in 2324 2526 For also almost four years have passed since the rate started going up. So each quarter the percentage of homes in the US that have these low interest rates has slowly moved down, and we're almost back to a normal timeframe.   Neal Bawa  15:53   And this is causing the single family market to not have a conniption, but we're starting to see a balancing of the market, where it's not just a buyer's market anymore, in some places it's actually seller's market, some places it's a buyer's market. So we're now starting to see home prices drop in number of markets in the United States. I can't say that they've dropped in super majors, but we're seeing a flattening out effect of home prices in most metros in the US, and there should be a flattening effect. Just to be blunt, I mean, obviously I own a bunch of single-family homes, so I just wanted them to keep going up for selfish reasons. But if you think about it, we had huge home price growth in like 30 plus percent in number of years, 2021 22 and even 23 and during those years, salaries only went up by two to 3% a year. In one year, they went up by 4% and rents also went up like crazy. There was a 2021 was 15% rent growth year. So, at some point, there had to be an adjustment, and we are in that period of adjustment where single family prices are basically flat on a national basis. Yes, going up in the San Francisco Bay Area because of AI, and going up in a couple other technology-heavy metros because of AI, but otherwise fairly flat, and I don't expect that to change for the next year. So, my forecast is next 12 to 18 months, home prices in the US are going to be flat on a nominal basis, they're going to be down on an inflation-adjusted basis, but you know, because of the Iran, more inflation's three and a half percent, so home prices should go up three and a half percent. So, if they stay where they are, well, they're really dropping three and a half percent.   Keith Weinhold  17:29   Yeah, before this year began, I released our forecast, it was for 2% nominal home price appreciation in the one to four unit space for the US this year, and I still like how that looks. There's so much to unpack with what you just talked about. In my view, there's nothing unusual at all that when mortgage rates rose sharply a few years ago, that home prices rose as well. Why? Because actually, that's what usually happens, which is counterintuitive to most people. In all of our lifetimes, residential real estate prices have only fallen significantly one time, that was around 2008 due to a number of unusual circumstances. The only thing that's a bit different this time is, of course, how fast rates increased in 2022 and 2023 and people wondering if residential real estate prices could still keep up, and they certainly have, but yeah, you brought up this dichotomy, this bifurcation about how the apartment market and the one to four unit space kind of separated from each other in 2022 or 2023 That's what's so interesting.   Neal Bawa  18:36   I do want to point out a couple things, though, and I don't want to be a Pollyanna here and talk about negative stuff, but I think that there's big difference between 2008 and that timeframe and where we are today, and that difference is, and it has multiple parts. Not all of your audience is aware of this. Until about 2012 the United States had very reasonable birth rates. You know, we were one of those countries that had avoided the debacle that Japan, Korea, China, and a number of other countries are seeing South Korea being the absolute worst, where basically they were producing one baby per generation, where you need about 2.2 babies just to kind of keep your population where it is, right, and the US was unusually high in that, and that we were still above that threshold, which meant that our population would continue to grow and not fall. Now, there was two reasons our population was growing: One, we had more than 2.2 babies per household, and second, we had a very significant amount of legal and a very significant amount of illegal or undocumented immigration. Right, so we had both of those pipelines today. All three of those have flipped, so the United States now basically looks like Korea or China or Japan in that every household is producing about one and a half babies, which means that our population growth, which hasn't stopped yet, because it takes a while for these things to catch. Up is likely to stop, like it's, and at some point decline again. Luckily, we're not there yet. The US is a fairly young population, unlike Japan, which is one of the oldest populations in the world. So, it'll, we'll still continue to see population growth, but there is no doubt. And you can ask Chat GPT, right? How has population growth in the United States slowed over the last 20 years.    Neal Bawa  19:22   Make me a graph, and it will make you a very nice graph, and you'll very clearly see there's a slowdown in population growth. The second part is both documented and undocumented immigration. It's my estimate that since this administration took over, somewhere between half 1,000,001 million people have left the United States. Now it's very difficult to get an actual number, as you can imagine. A number of these people were undocumented, so we didn't really know how many there were to begin with. And a number of them, when they left, they also left by an undocumented rate, that you know, path. So we've lost a bunch of those people, and also the people that have stayed in the country, we've lost a number of them in the workforce. Here's a perfect anecdote, Keith. About 33% of the construction workforce in the United States was undocumented, one in three. In Texas, as much as 40%   Keith Weinhold  19:45   Yeah, that's huge.   Neal Bawa  19:45   It's very significant. Number of those people don't show up for work anymore. I don't think they've left the US, at least I don't think so. But they don't show up for work anymore, because that's how they get caught, right. So, what we've seen is that the construction workforce in the United States has become been decimated over the last 12 months, and the impact is much greater in the second half of 2025 than the first half. Why? Because even though they wanted to do ICE enforcement, they just simply didn't have enough agents, enough facilities, enough judges. When the second half of last year, they sort of started catching up on that, hiring more agents, getting more facilities, getting more judges, and so we started to see a real challenge there. I have properties in 10 markets in the US, and what I can say is about seven of those markets, mostly Southern markets, I am beginning to see dropping occupancy related to this phenomenon. I'm seeing a reduction, and so markets like Georgia and Texas, Florida are more hit than my northern markets like Idaho. I haven't seen any impact at all, but these southern markets, multiple properties, multiple metros, I'm seeing this - people, mostly of Spanish, Mexican origin, not renewing leases. I don't know what they're doing. I don't know if they're sleeping in their cars. I don't know if they're basically just, you know, staying with mom or staying with, you know, some other family. But I'm seeing a very, very big pullback in my leases tied to this, and occupancy is dropping in those markets that are heavily Hispanic. And so I'm seeing the impact of that on landlords, but I also know that there's an impact on the US at all, and overall demand on rentals, whether it's single family or multifamily. This is a significant impact, because I don't think that the Republicans are going to make a U-turn on this. I don't want to get political, but you know, stating the obvious.   Keith Weinhold  19:45   Yes, United States had its biggest birth year in 2007 when there were more than 4 million babies born. The average age of the first time homebuyer today is 40 years old. If that holds true, that peak would take place in 2047 And then, yes, to your point about changes in immigration, yes, it sounds like a potentially a reduction in demand with what you're talking about, with some vacancies, and also maybe a reduction in supply when you have fewer construction workers to build these places as well, we're talking about building properties. Neal, I want to talk to you about the build to rent space. Somewhat is build to rent better than traditional real estate? I think that's what we really want to know. And for those that don't know, build to rent means when you construct a property where from day one that construction project is built for a tenant, not an owner occupant. I see a lot of pros and cons there. Can you talk to us about the trade-offs between build to rent and traditional real estate?   Neal Bawa  19:52   Yeah, if you think about it, it's a really terrible word, built to rent, because if you think about the word built to rent should be apartments, right, but actually doesn't mean apartments, right? So, built to rent actually means single family or town homes that were built to rent out, right? And then you're like, why don't they just said built to rent apartments and town homes? Well, you know, was too long an acronym, and we suck at acronyms anyway. But BTR, or built to rent, is essentially building single family or town homes, but specifically building them to rent, and it doesn't include any apartments at all, right? And the reason why the BTR market was growing in the last five or six years is that roughly 18 million American families can no longer afford to buy starter single family homes, you know, and by starter I mean, small old single-family homes. That's how Americans usually started, you know, in their 20s and 30s. They would buy these homes, some of them, but they would fix up, and then they over time, in their 30s, late 30s and 40s and 50s, they would upgrade, and then at starting the 50s, it would flatten out, and then the 60s, they would start to downgrade, right? That's been a typical thing that's happened in America for 56 5070, years. Well, that is, cannot happen anymore. And it broke in 2022 until 2022 It was a normal cycle beyond 2022 because interest rates almost doubled, and the mortgages almost doubled, but the incomes only increased by 10 to 20% There became this orphaned generation of Americans, roughly 18 million families, that simply cannot afford to buy that starter home, and they are now forever renters. They don't know it. They think that they're going to catch up at some point, but five minutes with an Excel spreadsheet, I could prove it to them that they're not going to catch up.    Neal Bawa  25:35   Maybe one in 100 families would see a very large increase in income, and that would result in them catching up, but for the most part, as a group, these 18 million families, they're forever enters as a group that didn't exist before 2021 right. It's entirely because of this outrageous increase in mortgages, while not seeing a drop in home prices, that led to this, and so those orphan families, they actually earn pretty well, so these are families that make 70, 80, $90,000 in mid markets. They make over $100,000 if they're living on the coasts or in expensive markets, and they still can't buy that, you know, starter home. And so they don't want to live in apartments. I have lots of apartments, old ones, new ones, and I want these people to live there, but they don't want to live there, and so they've been looking for an option, and that option has been developers like me building communities of 200 300 townhomes or single family homes with a small little yard, and then basically from day one, instead of selling them, renting them out, and then once you're done renting out the whole community with 200 tenants, then you sell that to an apartment company. You know, there's lots of apartment companies in the US that have 100,000 units. Well, they want to buy these because the turnover is lower. So, what happens is most of these town homes and single-family homes for rent. Families come in, and they typically rent for three to five years before they move, whereas in on my apartments I lose 40% of my tenants each year. So, if I have 200 tenants, I lose 80 of them every year, and I have to basically go back, clean up those units, deal with the vacancy. But when I have townhome communities like my Idaho Falls townhome community. I lose a tenant at roughly every four years, and so, as you can imagine, profitability goes up when turnover goes down, right?   Neal Bawa  27:31   Because you don't have that cost of turnover and vacancy, and so eventually those large landlords that are holding 100,000 units figured out, I like this, what Neal Bawa is doing, he's building these 200 townhomes, I want to buy these from him when they're rented. I don't want to build them, I don't want to lease them up, I just want to buy them when they're stabilized. And so BTR became that name for that marketplace where developers would build townhomes and single families, rent them out, and then sell them to institutional, and it was some—   Keith Weinhold  27:56   People think of fabulous institutionalization of the starter home.   Neal Bawa  28:00   And in many ways it is, because what happened is, for a while, these institutional players, like Blackstone and BlackRock, they were like, we are just going to go out and buy 50,000 single-family homes, and that's going to be the institutionalized. Well, that worked really well if you bought in 2008 2009 2010 2011 because you got them bought them at a discount, but when they started buying them in 2015, 16, 17, 18 at ever higher prices, they didn't make any money. So the vast majority of these public funds that were created to buy large amounts of single family have failed if they've purchased anything in the last seven or eight years. If they bought before that, they made huge amounts of money. Family homes are so expensive that basically buying them for rental did not make sense, so these companies have now pivoted to saying we'll only buy communities that have 100 or 200 or 300 of these homes, because then we get the benefits of having centralized leasing, centralized property management, centralized maintenance, and I don't have homes spread all over the metro, they're all in one place, and I can make more profit from that. In theory, that's been good, and you might think that I'm bullish on BTR, but I'm actually today bearish on BTR for one single reason. About seven months ago, Republicans started talking about a bill - I don't know what the name of the bill is, but what this bill does is it forces builds to rent developers like me within seven years of building the property to sell all of the homes in that property to single family tenants, not to Blackstone, not to Blackrock, but to single family tenants. Hasn't passed yet, but it passed the Senate with an 8910 vote, which means that both Democrats and Republicans wanted to vote for this. If it passes the House, and because Donald Trump himself is very heavily opposed to it, he's made it very clear he doesn't like this. He's a developer, obviously. It hasn't passed the House yet, but if it passes the house, that will destroy the build to rent market. No one will ever build build to rent, because the worst possible thing is I build this, and within seven years I have to actually sell it to individual buyers. If I do that, my banks are going to hate me and not give me loans to build BTR anymore. Obviously, there's going to be some grandfathering to the communities that I'm building now, or maybe even build the ones that I'm building in 2027 maybe grandfathered. It usually is, because you know, Congress never does anything retroactively, and they give you a year or two, but if it passes, it's doomsday for BTR. I hope it doesn't happen, but that's the way it's looking, because it's bipartisan. Bipartisan bills are more likely to pass   Keith Weinhold  30:40   Now for the mom and pop investor, the individual investor build to rents have obvious appeal due to your point about the lower turnover, lower maintenance costs on a new build, lower insurance costs often on a new build, and then there's the tenant appeal to a new build as well, but of course there is that investor downside. I think a lot of investors are aware of their thin initial cash flow that they're going to have on build to rent, but you know, Neal, another downside with build to rent, I think a lot of investors don't look at is, hey, just how many of these things are they building? Are they building 500 of them? Do I have some overbuild risk if I buy into this community that could suppress occupancy and rents for a while.   Neal Bawa  31:21   What we've seen is that when Built to Rent started out in 2017-2018 it was its own asset class. It wasn't competing with apartments, it wasn't competing with single family rentals, it was just its own thing. However, in the last two or three years, as more and more apartments flooded the marketplace, we had a glut. It moved away from that. It basically started getting affected, and the rent started falling, just like any other portion of the market. You know, think of it as three portions of market. There's the built to rent, which I described, you know, brand new single family homes, town homes per rent. There's the apartments, both brand new and existing, and there's the single family rentals, right, which there are millions of. What we are seeing now is it's become one market, right? All of them are affecting each other, and the apartments, which have a huge amount of glut, there's a massive amount of new apartments that have come in in the last two years, are really pushing the rents down for single family, they're pushing that rents down for BTR. So, at this point, what I would say to people that have this concern, Keith, is simply look at incoming apartment supply, because if you're in a marketplace, and I'll give you examples of really good markets that are crushed right now. If you're in a market that has a lot of incoming supply, whether you buy a single family rental, a quadplex, a 50 plex that's an apartment, or 100 unit BTR, you're going to suffer for rent growth if you have a lot of incoming supply in 2026 and that is across the board in every market in the US. Huntsville, Alabama is, in my opinion, one of the most interesting markets in the US for 5 year, 10 year growth, right?    Neal Bawa  32:54   If I had to say you don't need a loan, it's just your own cash, no investors, where would you put money in? It would be at the top of my list, not at the very top. Idaho Falls is definitely the number one market in the US in my list, but Huntsville is up there. But right now, do you know what rent growth in Huntsville is? Minus 2% negative 2% Why? Because there's 6000 units coming into a market that's, you know, 1/5 or 1/10 the size of Phoenix, right. It's 1/10 the size of Dallas, but it has half the units of Dallas or Phoenix coming in, and so rent growth is negative there. So, what I would say is today absolutely everyone that is an investor should understand that we live in the magic world of AI, and you should be talking with Chat GPT about incoming supply for any market that you're interested in, and using that to make your decisions, because all of these markets merged, BTR, new apartments, old apartments, single family, everything has emerged in the last 24 months, where they're all affecting each other, and if there's too much supply of any one kind, it's affecting all of the other markets, and that's the message that I have. And none of this is like you have to go buy a $25,000 software like Costar today. Chat GPT is your costar.   Keith Weinhold  34:11   You're listening to Get Rich Education. We're talking with the mad scientist of multifamily, Neal Bawa, where we come back, including what he thinks about recovery for the beleaguered multifamily market. I'm your host, Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com that's ridgelendinggroup.com    Keith Weinhold  34:56   Let me ask you something: if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 268 66 That's Family 266 866    Speaker 1  36:00   This is the star of the A E Show, The Real Estate Commission. Todd Rollette. Listen to Get Rich Education with my friend Keith Weinhold, and don't quit your daydream.   Keith Weinhold  36:20   Welcome back to Get Rised Education. We're talking with Neal Bawa, a really sharp multifamily syndicator who's also highly data driven. And Neal, tell us more about the beleaguered multifamily market that had those aforementioned problems really cropping up in 2022 and we had a lot of supply and spiking rates. What does it look like for the path to recovery for the US multifamily market?   Neal Bawa  36:45   Luckily, demand is strong, and even though occupancies have dropped, typically the multifamily market, the large multifamily market in the US, tends to be between 95 and 96% occupied. Okay, and right now we're on 93% so that all that incoming supply means that about 7% of our apartments in the US are empty at the moment, we're trying to fill them, and we are seeing that occupancy drop, not across just new apartments that are leasing up, but also drop in class B and class C. We've also seen a huge increase in concessions, so I studied this quite obsessively, and I can tell you that 2026 in some markets is the recovery year, but not across the board in the United States, and the reason for that is sentiment. Once renters get used to huge amounts of concessions, it's like a drug, it takes a little while before you wean those renters off of those drugs, and so there's that hit right now. Every renter program,   Keith Weinhold  37:44   Everyone wants their freebie for good.    Neal Bawa  37:46   Yeah, exactly. It's like, hey, what, you're not giving me two months free? Hey, what, you're not even offering me one month free? It takes a while for that expectation to happen, because there's such a huge amount of concessions in the US. So, to me, there are a few markets, usually the smaller markets or very fast growing markets, where there's a recovery in 2026 but otherwise 2027 The first half of 2027 is recovery. The second half of 2027 is fast rent growth in a lot of markets. Why? Because remember, interest rates have been high since 2023 A lot of projects were started in 2022 went into construction in 23 came to market in 25 and 26 Lease ups are happening in 25 and 26 By early mid 27 these are all leased up, right? The second half of 2027 there isn't a lot of delivery in any of these big markets, because to deliver in the second half of 27 you would have started construction in that second half of 2025 and I counted those permits market by market. There's just not a lot, because by that time everyone knew that projects were not getting funded, everyone knew that interest rates were high, so there wasn't a lot of supply of new starts in the apartment market in the second half of 25 so there's not going to be a lot of delivery in the second half of 27 and all of the existing stuff would have been leased by then. So 2026 is one of those years where we could still see more concessions in the second half of 2026 I still see rent growth for apartments to be flat. You mentioned single family might be a little bit higher. It tends to be a little bit higher than apartments in terms of rent growth, but I think flat rent growth for 2026 is what I'm projecting. I'm projecting small rent growth in the first half of 2027 for most markets, and then I'm projecting robust rent growth, call it 3% or greater on an annualized basis, in the second half of 2027 and I'm projecting that most markets in the US that are not seeing a population drop, so count out places like Detroit are going to see a very aggressive rent growth, four or 5% rent growth, that's aggressive in our world, in 2028 28 and 29 are shaping up to be. Supply deficit years, years where supply is well under demand.   Keith Weinhold  40:05   It's pretty easy to project completions when you just go ahead and look at starts, and really, what you're counting is the story of absorption.   Neal Bawa  40:14   Yep, and what's nice about apartments is you can actually build a single family home in about nine months, right, but you can't build apartments in less than 24 months. There's just so much permitting issues, there's so many delivery issues, fire code issues, and so we have a crystal ball on the multifamily side that we are now getting better at using. I don't think the industry was very good at this in 2022 but now we're really all obsessed with how many permits does my metro have, and how many permits does my state, and how many permits does the US have? And everyone that I know in the industry that's data driven knows that there's a massive glut now, maybe a little bit of a glutton that remaining portion of 2026 equilibrium in 27 and a huge, huge supply deficit in 28 and 29 So everything that I'm doing is based on this, and this crystal ball actually works because of that two year gap between shovels in the ground and delivery,   Keith Weinhold  41:10   and it sounds like you've recommended Chat GPT as a go-to source for investors to look into these things, that happens to be my favorite one as well, and you are well, maybe it's a bit too much to say, but it almost feels like to me pioneering with the way that you use AI. In fact, I know before our show today you were running some other things in the background that made me wonder, hey, am I talking to the real Neil or the clone Neil? I know I've got the real Neil here, but why don't you tell us about how you're using AI to make data-driven decisions in real estate?   Neal Bawa  41:40   Sure, so the first thing is that we've completed our journey with the low hanging fruit of AI. Every single person in our company is fully trained on how to use Chat GPT. Most of our research-related processes are automated. For example, 100% of our investor updates are now written by Chat GPT. What we do is we go into our property manager meetings on Mondays or Tuesdays sit down with them, beat them up, and the transcript is then taken by our team in the Philippines. They take that transcript and put it into a pre-trained Chat GPT string, it's called a custom GPT, and the string took a while to train, but now that it's trained, all it needs is a transcript. We just copy paste it in, we don't give it any instructions, and it outputs a really wonderful investor update, right. And so our updates for our investors are 99% written by AI. Of course, we'll go in and add our comments at the end of the process. So we've automated investor updates, rent comps, so you know if we are underwriting a new property today, what we do is we simply go into a Google file and copy paste the address and hit enter roughly once a minute. A software, which is written by AI - we're not coders, but the software knows how to write code - it checks the file, if it sees a new address, it goes in there, grabs the address, and then it basically goes to apartments.com rent.com realtor.com and all of these places, and checks the rents for this particular property in two mile radius. It eliminates all the ones that don't match, like you don't want to match the rents of a 1970 or 80s built property with a brand new 25 built property. Those are not comps, it's not comparable. So it basically is very careful, it keeps a radius range of two miles, and also basically is a property of the same kind, you know, like it never matches up a three story property with a 10 story property. Those don't match, one of them obviously is more of a central business district or downtown sort of thing, and so it basically grabs all of those rent comps and then puts them into a file and posts in a Slack channel. Usually it takes it about 1213 minutes to do that, and so whoever put that address in about 12 minutes later goes into the Slack channel and says, "Hmm, these are all my rent comps, right? And boom, now you're basically, you have all these ready rent comps. So, what we've done is, we've automated a significant portion of what we are doing with both our property managers and inside the company with acquisitions and things like that, we're also scraping massive amounts of data from the Bureau of Labor Statistics website, which we just couldn't deal with that data before, and building very beautiful, very interactive dashboards. We don't use Chat GPT for that. We find for dashboarding a tool called Claude, which is by a company called Anthropic, is much better, so we have currently over 150 interactive dashboards that Claude has created that update in real time and give us access to data. If anything, I find that we are in this incredible time where decision making has become much easier, as long as you spend time with these tools. So, in our company we have an absolute mandate that no one has broken for the last year. One year per day, people must program, and by programming we mean issuing common language instructions to tools and build dashboards and build software that automates our work. Have we laid off anyone because of this? I mean that. Be the next obvious question. The answer is no, because it's made it easier for us to serve a much larger audience, so it's easier to grow your company. We just are not hiring anyone, and we haven't hired anybody for the last 18 months, so we have a hiring freeze, but at the same time all of our people are employed because they're they're now much more valuable. So everyone in our company is now a programmer, and even though that sounds weird, it's completely true.   Neal Bawa  45:24   Every single person in our company writes code, and they write code by talking with Cloud Code or talking with Chat GPT, and then Chat GPT, of course, does the actual code writing, but people have become very, very good at answering questions and saying, "I want a dashboard like this, turn these radio buttons into drop boxes, and give me the last month, and last three months, and last 12 months, and do this, and do that, and connect this, and I also want to host this on a server, but I want to make sure that only I can see it. I need a password added. Imagine 1000 of these conversations happening in our company every day. Yeah, that's interesting. And what you just described   Keith Weinhold  46:00   there at Gro Capitas is somewhat of a microcosm for what's happening in the broader economy, where we've been in this low high or low fire environment for quite a while. Well, Neal, as we're winding down here, we recently had a new Fed chair come in. It seems incomprehensible to me that there could possibly be any rate cuts. I don't know how we could responsibly make a rate cut with all these inflationary layers. We had the pandemic, and then terrorists, and then the Iran war, and the energy shocks, and all these bottled up supply chains. What are your thoughts with regard to the Fed?   Neal Bawa  46:29   I still think that we'll get one rate cut, and that rate cut will be based on political pressure. So, for the first time ever, I have seen the Fed break into factions, so if you look at the latest Fed meeting, which happened, you know, there was dissent, there were two clear factions, so the Fed is becoming less data driven and more faction driven, and I think that one of the factions, which obviously wants rate cuts to go down, is going to triumph at some point later in the year, but until we get past the incredible increase in inflation because of the Iran war, I don't think that faction is going to win. Right, there's three or four people in that faction, that's not enough votes to get past the others. So I'm predicting no rate cuts until Q4 of this year. If the Fed was entirely logical, there should still not be a rate card in Q4, but I think it'll happen because there's political pressure.   Keith Weinhold  47:25   The preservation of independence is key. Neil Bhawa, this has been great, and a lot of people learn from you. You're a brilliant educator, as well as what you're doing in the multifamily space, and a lot of other places. So, if someone wants to connect with you, learn more about what you do. What's the best way for them to do that?   Neal Bawa  47:43   So we built a website called Multi Family University. It's completely free. There is no subscription. There's no upsell. We do not have an educational product, but what we do is each year we have 8-12 webinars that we create with their extraordinarily good looking thanks to the use of AI. Yay, and we share them with an audience, and usually between 5000 and 1000 people attend our webinars each year, of which roughly 1% become investors with us. The rest, the remaining 99% just continue to get free access to data, and we cover every imaginable real estate topic: Single family, multifamily, industrial hotels, self storage, Airbnb, and even controversial topics outside of real estate, like climate change or impact of climate change and impact of AI. So you know, multifamily university is the best place you can go to, multifamily you.com/club It's a free club, and it's free forever.   Keith Weinhold  48:42   Neal, it's been valuable to our audience. Thanks so much for coming back out of the show.   Neal Bawa  48:46   Thanks for having me.   Keith Weinhold  48:53   Oh, a terrific, wide-ranging chat with Neal. There, yes, this interesting 2022 divergence between single family and multifamily, the slowing birth rate, and how that won't really catch up with real estate in a big way for perhaps 20 plus more years. How single family rentals beat multifamily on the basis of tenant retention, and a lot more that we covered there, and he's got a good data driven timeline for apartments being back in favor by 2027 and 2028 After the interview, Neil and I chatted some more off Mike, and he would like to come back on the show next year. We're probably going to have him, because we have a lot more to talk about at that time. We can see if the multifamily market is really healing. Also, did you pick up on this? I wonder why, for his own home he would get a 15 year mortgage at 1.75% interest, so I'll have to ask him about that. That's surely a fantastic interest rate, but a 15 year loan rather than a 30 year that maybe he could have gotten at two and a half percent at the time. Well, 15 year probably. Is not the best use of capital, because it increases your equity position rapidly. When instead, those dollars could have been out in the market earning an actual return somewhere else. But he's a smart guy, he must have an answer. We can talk about that at that time. We've got a lot of terrific shows coming up here on the GRE podcast, specific learning episodes, where it's just me teaching you, as well as new guests and returning guests too. Until next week, I'm your host, Keith Weinhold. Don't quit your daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Speaker 2  51:03   The preceding program was brought to you by Your Home for Wealth Building, getricheducation.com.  

Learn whether manufactured homes could be your path to homeownership and how to get ahead of a tax bill from your investments. Could a decades-old federal rule be standing between you and an affordable home? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola are joined by senior news editor Rick VanderKnyff, along with mortgage writers Abby Badach Doyle and Kate Wood, to explore whether manufactured homes could offer a real path to homeownership for buyers priced out of the traditional market. They dig into how modern manufactured homes have changed, why the 21st Century ROAD to Housing Act is drawing renewed attention to an obscure chassis rule from 1976, and what you need to know about financing, appreciation, and whether these homes are finally having their rebrand moment. Then, investing and taxes editor Bella Avila helps answer a listener's question about how to handle a growing tax bill from investment income. They discuss how taxable accounts can trigger unexpected tax bills, how to decide between adjusting your W-4 and making estimated tax payments, and why strategies like stashing money in a HYSA or CD might not work out the way you'd hope. During this episode, data cited about manufactured home relocation rates was attributed to the Pew Research Center. The correct attribution is The Pew Charitable Trusts.  Locked Out: 3 Outdated Myths About Manufactured Homes https://www.nerdwallet.com/mortgages/news/locked-out-manufactured-homes-affordable-housing-crisis  Subscribe to MoneyNerd, our podcast's weekly email newsletter, at https://moneynerd-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Day Break | Radical Left Makeover, Midterm Fight, Energy Revolt & Blue-Collar Boom --- 00:00 - Monologue 19:10 – Richard Stern, Vice President of the Plymouth Institute for Free Enterprise at Advancing American Freedom. Stern discusses the economic impact of tariffs and the proposed ROAD to Housing Act. He explains how federal policies affect housing affordability, construction costs, and economic growth. 38:15 - Monologue Featuring Ivey Gruber 47:15 – Dewayne Moore, grassroots activist, author, GOP strategist, and Founder/CEO of The Dewayne Moore Foundation. Moore discusses President Trump's continued dominance in Republican primary elections and what that could mean for the party's prospects heading into the midterm elections. 57:27 – Helder Toste, conservative analyst and Director of Federal Affairs for The LIBRE Initiative. Toste breaks down the race for control of Congress, examining key battleground districts, demographic trends, and factors that could shape the upcoming midterm map. 1:16:35 - Monologue 1:25:30 – Sarah Montalbano, Energy Policy Analyst at Always On Energy Research and Senior Fellow at the Independent Women's Forum Center for Energy and Conservation. Montalbano discusses rising electricity costs in Michigan and growing concerns that consumers are paying more while receiving less value. She examines energy policy, utility rates, and the debate over the state's energy future. 1:35:42 – Ed Brady, CEO of the Home Builders Institute (HBI). Brady discusses how the growth of artificial intelligence infrastructure is fueling demand for skilled trades workers. He highlights opportunities in construction, manufacturing, and other blue-collar careers as America faces a growing workforce shortage. 1:44:35 – Ivey Gruber, President of the Michigan Talk Network. Gruber discusses the importance of preserving America's monuments, landmarks, and national parks. The conversation highlights civic pride, stewardship of public spaces, and efforts to maintain historic sites and monuments across the country. --- Check out our brand new podcast, 'Forgotten America'... Episode 17 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/ULMlE_xv87Q

Congress is close to delivering the most significant housing legislation in decades - but not without sparking a fierce debate over build-to-rent communities and institutional investment. In this episode we speak with Steve Laterra (Terra Lane Development) to break down the latest version of the 21st Century ROAD to Housing Act, the controversial provisions that nearly upended the BTR industry, and the House amendments that changed the game.

fWotD Episode 3313: Bicentennial Capitol Mall State Park Welcome to featured Wiki of the Day, your daily dose of knowledge from Wikipedia's finest articles.The featured article for Sunday, 31 May 2026, is Bicentennial Capitol Mall State Park.Bicentennial Capitol Mall State Park, commonly known as Bicentennial Mall, is an urban linear park in downtown Nashville, Tennessee, United States. The park is located on 19 acres (77,000 m2) north-northwest of the Tennessee State Capitol, and is considered an extension of the capitol grounds. It is modeled on the National Mall in Washington, D. C., and incorporates Classical Greek, Baroque, and Beaux-Arts architecture. It functions as an outdoor museum that uses symbolism to showcase the history, geography, culture, and musical heritage of Tennessee through a series of monuments, walkways, and interpretive displays. It is also landscaped with plants that are native to Tennessee. Receiving more than 2.5 million visitors annually, it is the most visited of the 61 state parks in Tennessee, and one of the most visited public spaces in Nashville.French Lick Creek passes through the site of the mall, which contained springs that attracted game wildlife and was an important hunting ground for Native Americans. These springs were later utilized by the first European explorers and settlers to the area in the 18th century. The site was prone to flooding from the nearby Cumberland River, and was not permanently settled until the arrival of German immigrants in the 1830s. When Nashville became the permanent state capital, the capitol building was constructed on the hill south of the site. French Lick Creek became contaminated with garbage and raw sewage, and was later channelized and buried in a brick sewer tunnel. The area fell into disrepair in the early 20th century, and many structures on and around the site were subsequently demolished as part of a large-scale urban renewal project funded by the Housing Act of 1949.Beginning in the mid-20th century, several tall buildings were constructed around the capitol, and some people began advocating for preserving the view from the capitol to the north. A large office complex was initially planned for the site to accommodate the enlarged Tennessee government. Plans subsequently shifted to construct a linear park for the state of Tennessee's bicentennial commemoration, although initially this plan faced skepticism from state planners. The park was designed by Tuck Hinton Architects in 1992 and 1993, and required coordination with several state agencies. Groundbreaking occurred on June 27, 1994, and the park was dedicated on June 1, 1996, the 200th anniversary of Tennessee's statehood. Additional features planned for the park, including a carillon and a walkway recognizing donors, were initially delayed due to funding constraints, but were added in succeeding years. The park struggled with maintenance difficulties and underuse in its early years. Since then, it has been recognized as a cultural and historical landmark. In 2018, the Tennessee State Museum moved to the northwest corner of the park, followed in 2021 by the Tennessee State Library and Archives, which moved to the northeast corner of the park. The incorporation of these entities into the mall complex fulfilled design concepts that were first envisioned during the initial planning of the park.This recording reflects the Wikipedia text as of 00:02 UTC on Sunday, 31 May 2026.For the full current version of the article, see Bicentennial Capitol Mall State Park on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Aria.

The U.S. House just passed an amended version of the 21st Century ROAD to Housing Act, and it removed the one provision that had Opportunity Zone investors on edge: a 7-year forced-sale requirement for build-to-rent (BTR) housing that would have collided head-on with the OZ 10-year hold. In this episode of OZ NewsHour, we break down what happened, why it matters for OZ fund sponsors and investors, and what comes next as the bill heads back to the Senate. We also look ahead to how states are gearing up for the OZ 2.0 nomination window, share an update on Jimmy's forthcoming book, and take your questions live. Show notes: https://opportunityzones.com/2026/05/oznh-may-2026/

Despite rising inflation, a new Fed chair, and intense geopolitical volatility in the Middle East, the S&P 500 has posted its second-longest winning streak in 23 years. The market continues to surge, driven by strong corporate earnings and the rapid integration of efficiency tools like AI, proving this economic landscape is vastly different than the dot-com bubble of the past.Looking ahead, the hosts break down the massive upcoming IPOs for SpaceX and OpenAI, while highlighting a generational shift in financial infrastructure. The tokenization of stocks and the advancement of the Clarity Act signal a major regulatory milestone that will legitimize digital assets and democratize trading for long-term investors.Key Topics DiscussedRecord-breaking S&P 500 winning streaks and current market ralliesGeopolitical conflict impacts on global oil prices and inflationWhy the AI boom differs significantly from the dot-com bustExpectations and lockup periods for the SpaceX and OpenAI IPOsThe tokenization of stocks and 24-hour trading democratizationThe Clarity Act and the future of cryptocurrency regulationThe Road to Housing Act and institutional single-family home bansKey TakeawaysStock market resilience is currently driven by strong corporate earnings and positive forward guidance, overpowering short-term geopolitical noise.Artificial Intelligence is not a synthetic product but an efficiency tool, meaning current market investments are backed by highly capitalized, established infrastructure.Retail investors should approach the highly anticipated SpaceX IPO with caution, as early post-launch volatility and lockup expirations often lead to major price corrections.The tokenization of stocks and the progression of the Clarity Act will likely provide the regulatory oversight needed to usher in a new era of trust and transparency for digital assets.New homebuilders are offering aggressive incentives and rate buy-downs, making new construction more advantageous than older properties in the current high-rate housing market.Connect & Take Action:Wealth Intelligence Brief: Text "WIB" to 844-447-1555 to get Matty's free macro data, real estate intel, and crypto signals delivered to your inbox 3 times a week.Imagos Income Fund: Text "INCOME" or "DEALS" to 844-447-1555 to learn more about Matty A's private debt fund targeting 10% fixed returns paid out monthly.

Congress just passed the 21st Century ROAD to Housing Act with overwhelming bipartisan support — 396 to 13 in the House. Roger Blankenship says it won't move the needle on housing affordability. Not even close. In this episode, Roger breaks down what the bill actually does, why the diagnosis is wrong, and why the one thing it will accomplish will be to establish the precedent that the government may cap private ownership of a legal asset class. This is the part we should be most concerned about. The real constraints on housing supply aren't institutional investors. They're regulatory costs, permitting delays, impact fees, tariff-inflated material costs, labor shortages, and a system that makes building expensive before a single nail is driven. Roger lays out a full list of solutions that would actually help — including a few nobody in Washington is talking about.

With the cost-of-living rising, a new bipartisan effort is aiming for the housing crisis. The 21st Century ROAD to Housing Act passed the House this week with overwhelming support. Congressmen French Hill (R-AR) and Emanuel Cleaver (D-MO) joined Bret to discuss how this legislation intends to lower the barrier to entry for first-time homebuyers across the nation. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Dirt to Development, Adam Baugh breaks down the proposed federal “21st Century ROAD to Housing Act” and explores how it could reshape housing development, zoning, and institutional investment across Arizona. From build-to-rent uncertainty to the unintended consequences for housing supply, this episode examines whether the legislation is truly paving the road to affordability — or creating new roadblocks for development.

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intv with William Timmons: 21st Cent Road to housing Act full 472 Tue, 19 May 2026 21:33:00 +0000 NhiZOGmCc5ilcFO5FWRFgNhn8OPRdEkA news The Charlie James Show Podcast news intv with William Timmons: 21st Cent Road to housing Act The Charlie James Show originates from News/Talk 989 WORD, The Upstate's #1 Talk Station, weekdays 3-7pm. Charlie tackles the topics that matter to the Carolina's. He interviews the movers and shakers while letting listeners sound off on the news of the day. 2024 © 2021 Audacy, Inc. News https://player.amperwavepodcasting.c

Timmons: 21st Cent Road to housing Act 11th - Topic: North Carolina Politics; Topic; Pamela Evette & eliminate income tax 12th - Topic: eliminate Income tax and alternate income sources sumamrize into a paragraphSouth Carolina Lieutenant Governor and gubernatorial candidate Pamela Evette is heavily prioritizing the complete elimination of the state's personal income tax, aiming to initiate this overhaul within her first 100 days in office by curbing government spending, maximizing operational efficiency through technology, and capitalizing on steady economic growth. To offset the revenue lost from phasing out the income tax—a process already underway via a newly enacted 3.99% flat tax system—discussions on alternative income sources include utilizing state spending discipline rather than shifting burdens to sales or property taxes, though competing political proposals suggest broader options like expanding the sales tax base to include services. Meanwhile, the broadcast highlighted broader regional and national issues, featuring updates on North Carolina politics, recent diplomatic demands made by Iran, and an interview with U.S. Congressman William Timmons regarding the passage and legislative negotiation of the 21st Century ROAD to Housing Act, a major bipartisan effort designed to expand America's housing supply by cutting federal regulatory barriers.

The Charlie James Show broadcast on May 19, 2026, delivered comprehensive coverage of regional elections, state economic policy, and national legislative updates across four distinct hours:Hour 1: Election Countdown & National PoliticsElections: Highlighted the upcoming local primary (three weeks away) and early voting (starting in one week and ending June 5).Key Figures: Discussed Solicitor David Pascoe, Pamela Evette's campaign profile, and Steve Hilton's entry into the California gubernatorial race.National Updates: Reported on Donald Trump's endorsement of Ken Paxton and live updates from the ongoing Kentucky primary.Redistricting: Analyzed South Carolina's redistricting battle, noting potential opportunities for Democrats to flip two seats.Hour 2: Pamela Evette SpotlightInterviews: Featured a multi-segment, in-depth interview with South Carolina Lieutenant Governor and gubernatorial candidate Pamela Evette.Key Issues: Examined the ongoing state redistricting conflicts and the fallout surrounding the NAACP boycott.Hour 3: Economic Reform & Federal HousingTax Policy: Explored Pamela Evette's proposal to completely eliminate South Carolina's income tax, debating state spending cuts and alternative revenue sources.Interviews: Featured U.S. Congressman William Timmons discussing the bipartisan 21st Century ROAD to Housing Act aimed at cutting federal regulatory barriers.Global & Regional News: Touched upon North Carolina politics and recent diplomatic demands issued by Iran.Hour 4: Personal Finance & Live Election ResultsFinancial Dilemmas: Debated the merits of keeping versus selling a family homestead, alongside discussions on eliminating state sales taxes.Kentucky Primary: Monitored live election returns for the Kentucky Senate race after polling stations closed at 6:00 PM.Philosophical Debate: Concluded with a segment dedicated to the concept of God-given rights.

Congress may be backing off one of the most controversial proposals aimed at institutional real estate investors. In this episode of Real Estate News for Investors, Kathy Fettke breaks down how lawmakers are revising the 21st Century Road to Housing Act, why build-to-rent communities may now get a major exemption, and what new limits could still apply to large investors buying single-family homes. Plus, new data from Realtor.com reveals how much of the housing market institutional investors actually control—and why this debate matters for rental housing, supply, and your investing strategy.

Yet another Breitbart News Daily Podcast that's packed with EXTRA guest goodness! Join Mike Slater as he chats with... Frances Martel, Breitbart's International Editor, about President Donald J. Trump's ongoing state visit to the nation of China and what it means for the current global order! AND U.S. Senator Bernie Moreno (R-OH) about the "21st Century ROAD to Housing Act" that he has championed. It's important for ALL Americans that this legislation gets a proper look so don't ignore it. MAGA! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Top of the News Stack, Greg Belfrage goes over the latest headlines including Trump and the gas tax, the ceasefire in Iran, polls on the attempts on Trump's life, Minnesota and ICE wearing masks, Trump and the Road to Housing Act, Russia and Ukraine, and more...See omnystudio.com/listener for privacy information.

The 21st Century ROAD to Housing Act has advanced in the Senate with 89 yes votes — and it explicitly touches Opportunity Zones. Jimmy Atkinson and Andy Hagans break down what's in the bill, what it means for OZ investors, and why its restrictions on institutional ownership of single family homes could have significant unintended consequences for the nation's housing supply. Plus, an update on the Wyoming Reserve, a live demo of the new free OZ tax benefits calculator at OpportunityZones.com, upcoming OZ Insiders events, and picks of the month. Show notes & summary: https://opportunityzones.com/2026/03/oznh-mar-2026/

The United States is in a full-blown housing crisis — and Congress just passed the most significant bipartisan housing legislation in a generation: The 21st Century ROAD to Housing Act cleared the Senate 89-10, co-sponsored by Elizabeth Warren and Tim Scott. So why won’t it fix the problem? In this episode, we break down exactly what the bill does, what it deliberately leaves out, and why the structural forces driving housing unaffordability in America—rising mortgage rates, institutional investors, zoning failures, generational wealth inequality, and decades of racial exclusion—are largely untouched by any legislation currently on the table. From the redlining of Levittown and Stuyvesant Town to the 2008 financial crisis and the asset inflation chasm it created, we trace how homeownership became both the engine of the American Dream and the mechanism of its denial. We also look at what actually works, like how Vienna’s social housing model has kept half a city affordably housed for over a century, and ask the question no one in Washington wants to answer: short of a depression, what does it actually take to make housing affordable again? Resources National Mortgage Professional: What’s The Rookie Home Buying Age? Not 40, New Analysis Shows HUD: The 2024 Annual Homelessness Assessment Report (AHAR) to Congress National Low Income Housing Coalition Harvard Joint Center for Housing Studies: The State of the Nation's Housing 2025 Congress: H.R.6644 - 119th Congress (2025-2026): 21st Century ROAD to Housing Act The White House: Stopping Wall Street from Competing with Main Street Homebuyers U.S. Census Bureau: Housing Vacancies and Homeownership (HVS) Q4 2025 Enterprise Community Partners: Four Key Findings from the 2025 State of the Nation's Housing Report National Low Income Housing Coalition: The Gap: A Shortage of Affordable Homes 2025 U.S. Department of Housing and Urban Development: FHA Loan Production Report June 2025 Bipartisan Policy Center: What's in the 21st Century ROAD to Housing Act NPR: Senate Passes Bipartisan Housing Bill Targeting Large Investors National Mortgage Professional: What's the Rookie Home Buying Age? Not 40, New Analysis Shows National Association of Realtors: 2024 Profile of Home Buyers and Sellers Gravel Institute: How Socialists Solved the Housing Crisis Book Love Richard Rothstein: The Color of Law: A Forgotten History of How Our Government Segregated America Mehrsa Baradaran: The Color of Money: Black Banks and the Racial Wealth Gap UNFTR Resources Episode: The Economics of Racism. Video: The Economics of Racism. Episode: Housing in America. Video: Congress Just Passed a Housing Bill That Changes Nothing. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility.Support the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.

Big investors aren't wrecking housing the way you think they are, and dating on a budget could be more romantic than you think. What role do corporate investors actually play in making homes unaffordable, and would banning them fix the problem? We examine the data behind one of housing's most contentious debates with senior news writer Anna Helhoski and mortgage writers Abby Badach Doyle and Kate Wood, who look at why institutional investors have become a political flashpoint, what the proposed investor ban in the 21st Century ROAD to Housing Act would actually mean for everyday buyers, and what the numbers reveal about who really owns most investor-held single-family homes in America.  How do you keep dating from draining your budget when you feel the pressure to spend? Host Sean Pyles, CFP®, and Elizabeth Ayoola dig into a listener's question about navigating dating with traditional values, including the expectation to pay for everything and where romance fits into a healthy financial plan. They explore how to make meaningful, lower-cost dates work without seeming cheap, what “equal versus equitable” looks like when two people with different incomes are dating, and when the right moment is to bring up money with someone you're seriously considering building a future with. What Is the Housing for the 21st Century Act? https://www.nerdwallet.com/mortgages/news/locked-out-housing-for-the-21st-century-act  Survey: Most Say Men Should Pay for First Date in Hetero Couples https://www.nerdwallet.com/finance/studies/survey-pay-for-date  Survey: 17% of Americans Say Credit Card Debt Is a Dating Dealbreaker https://www.nerdwallet.com/finance/studies/2026-dating-dealbreakers  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Two major housing developments just hit real estate investors in a short window, and both could have a big impact on how you buy, hold, and scale residential real estate. In this episode of the TaxSmart REI Podcast, Thomas Castelli and Nate Sosa break down the Senate's 21st Century Road to Housing Act and FinCEN's new residential real estate reporting rule that went live on March 1. They cover what the proposed housing bill could mean for investors with large single-family portfolios, the key exceptions built into the legislation, and how forced exit rules could create major tax planning considerations. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Register for our FREE Tax Mistakes Webinar: https://go.therealestatecpa.com/3PpELKu Submit your question for Tom & Nathan: go.therealestatecpa.com/question The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Affordable housing has become a significant focus of President Donald Trump, his administration and the current Congress. Efforts to tackle the affordability crisis and improve housing accessibility for all Americans have ramped up since the beginning of 2026. On this episode of Tax Credit Tuesday, Michael Novogradac, CPA, and Novogradac Chief Public Policy Officer Peter Lawrence discuss various recent developments in housing policy. The two first review three recent executive orders from Trump and how they might affect the development and preservation of affordable housing, as well as their potential impact on several tax credits. Novogradac and Lawrence also discuss the 21st Century ROAD to Housing Act, a bipartisan bill designed to address the housing shortage in America by expanding federal housing programs and streamlining housing development. The bill was recently passed by the Senate.

In this episode of The FasterFreedom Show, Sam and Lucas break down a major piece of legislation that could have real implications for the housing market—the 21st Century ROAD to Housing Act.They walk through what the bill actually is, cutting through the headlines to explain the key provisions and goals in plain terms. From there, they dive into the pros and cons, discussing where the bill could help increase housing supply and affordability—and where it might fall short or create unintended consequences. The guys also share their perspective on the potential impact on investors, homeowners, and the broader market, helping you understand what's worth paying attention to and what might be overhyped.Before getting into their picks, they zoom out to talk about March Madness as a whole—how the tournament has evolved over the years, what's changed in today's game, and why it continues to be one of the most unpredictable and exciting events in sports.Then, with the tournament tipping off this week, Sam and Lucas lock in their Final Four and national championship picks, giving their reasoning, potential sleepers, and bold predictions.From housing policy to college basketball chaos, this episode blends real estate insight, big-picture thinking, and the fun, competitive energy you've come to expect from the show.Join our FREE real estate community on Skool: ⁠https://www.skool.com/relaunchFasterFreedom Capital Connection: ⁠https://fasterfreedomcapital.com⁠Free Rental Investment Training: ⁠https://freerentalwebinar.com

Steve Forbes explains why the bipartisan 21st Century Road to Housing Act, co-sponsored by Republican Senator Tim Scott and Democratic Senator Elizabeth Warren, fails to truly fix the housing crisis and could cause problems all its own.

The Homeowner Show, episode 351, dives into the Houston Rodeo, exploring its appeal and the challenges of attending, from transportation woes to disappointing concert acoustics. The hosts debate the effectiveness of the "21st Century Road to Housing Act," a bipartisan bill aimed at limiting institutional ownership of residential properties, while expressing skepticism about government intervention in housing affordability. They emphasize personal responsibility in home buying, suggesting that a willingness to compromise on expectations and location can lead to more attainable and valuable homeownership, contrasting grand aspirations with practical financial realities. A significant portion of the discussion addresses the controversy surrounding Harris County Judge Lina Hidalgo's removal from the Houston Rodeo, highlighting her alleged entitlement and the event's core mission of supporting student scholarships. The hosts critique her actions and the broader issue of perceived privilege in public office. They also reflect on personal experiences with smaller homes and the importance of financial prudence in achieving homeownership, arguing that focusing on affordability and building equity is key, rather than solely chasing a dream home that may be out of reach. #HoustonRodeo #HousingAffordability #RealEstate #LinaHidalgo #Homeownership Buy a Homeowners Show T-Shirt!   Subscribe to our YouTube Channel   The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe   Info@homeownersshow.com    Sustained Growth Solutions – Design a lead generation system specifically for your business so that you never have to search for leads again! We are a full digital marketing agency.

The U.S. Senate has passed a major bipartisan housing bill aimed at boosting housing supply and improving affordability. The 21st Century ROAD to Housing Act includes incentives for new construction, efforts to reduce regulatory delays, and restrictions on large institutional investors buying single-family homes. But one provision is raising concerns across the housing industry. Critics warn a seven-year sell requirement for large investors could impact build-to-rent communities and future rental housing supply. In this episode, Kathy Fettke breaks down what the bill does, why it's controversial, and what real estate investors should be watching next as the legislation moves to the House.

Voters are frustrated by home prices, and the Senate will soon take up the bipartisan 21st Century ROAD to Housing Act. But the bill is a 300-page melange of federal grants and pilot programs, plus a progressive ban on home purchases by big investors. Plus, 22 states sue over Donald Trump's tariffs under Section 122. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get More at LVwithLOVE.com! Become a partner or contact us On this special series of the Lehigh Valley with Love Podcast, we sat down with candidates running for U.S. House in Pennsylvania's 7th Congressional District ahead of the May 19, 2026 primary. To keep this fair and useful, every candidate was asked the same core questions. Mark Pinsley is not included because he dropped out. We also reached out multiple times to Congressman Ryan McKenzie's office and did not receive a response. In this episode, we speak with Ryan Crosswell. Crosswell describes his background in public service, including serving in the Marine Corps after graduating from Duke Law School, and later working as a federal prosecutor. He also discusses why he decided to run for Congress now. Campaign: https://ryancrosswell.com/ Day to day financial stressCrosswell says people are feeling higher costs across the board, and he mentions grocery costs rising in Pennsylvania. He says the biggest day to day stress he hears most often is healthcare costs, and he argues that cuts to Medicare and ACA subsidies destabilize care providers and make the system worse for everyone, including people who already have insurance. He says he is talking to residents who are losing insurance or are uninsured. Healthcare and ACA premium tax creditsCrosswell says he supports extending the ACA premium tax credits for as long as needed to keep premiums down. He adds that long term he wants a public healthcare option, described as a government regulated healthcare option, and argues that broader access would also drive down costs for people who keep private plans. Immigration enforcement, legal pathways, and work authorizationCrosswell says he served as a federal prosecutor in San Diego and prosecuted immigration related offenses, including drug smuggling, illegal entry, and human smuggling. He says he supports a strong border, and also says he prosecuted law enforcement officers who broke the law, including a Border Patrol agent. He then focuses on internal enforcement by ICE, calling it disturbing and saying it violates Fourth Amendment rights through actions like entering homes without search warrants and detaining people without adequate cause. He argues Congress should rein ICE in, including by using funding leverage, and he supports requiring federal agents to remove masks and display identification. He also calls for accountability when due process is bypassed. He says his law firm is filing lawsuits on behalf of people he says were detained illegally by ICE. Warehouses and data centersCrosswell starts with data centers and says a major concern is energy use and the risk of higher energy prices. He says data centers should provide their own energy so local residents are not left paying more. He also raises concerns about environmental impact and water consumption, and says builders should be required to power facilities with renewable energy sources. He also says there should be requirements tied to water, including investment in desalination. He says he is uncomfortable with how quickly data centers are being rushed into the area without deeper cost benefit analysis and without clearer answers on environmental impact, energy impact, and job creation. He also connects warehouse growth to the loss of green space and says projects should be evaluated case by case based on what the community gets in return. HomelessnessCrosswell highlights local nonprofit work and then focuses on federal steps. He says he supports passing the ROAD to Housing Act, which he describes as bipartisan and currently stuck in Congress, and says it would provide funding for more affordable housing and cut red tape so building can move faster. He also supports grants or low interest loans to developers who build affordable housing in areas with abandoned buildings and businesses, as long as it can be done safely, and he frames that as a way to add housing while protecting green space. He also calls for reducing large institutional home buying by Wall Street buyers, including cutting tax incentives that he says encourage that behavior and drive up housing costs. Third place in the Lehigh ValleyCrosswell says his third place is Nowhere Coffee near where he lives. He says it is often where he meets with people in the community to talk about local issues, and he also describes it as a place that helps him reset and reconnect with routines he had before the campaign. Sign up for our Newsletter!  Thank you to our Partners! WDIY 88.1 FM Wind Creek Event Center Michael Bernadyn of RE/MAX Real Estate Molly’s Irish Grille & Sports Pub Banko Beverage Company Advertisement Advertisement Email your news release to info@lehighvalleywithlovemedia.com Subscribe to our email list

The first votes of the 2026 midterm elections will soon be cast in Texas, and the Senate primary race is shaping up to be messy for both Democrats and Republicans. The two blue candidates, U.S. Representative Jasmine Crockett and state Representative James Talarico are each facing blowback for comments they made about race and identity. There's also an intraparty fracture between the GOP's establishment and insurgent wings exposing itself in the race between incumbent Senator John Cornyn and his challenger, Texas Attorney General and Trump ally Ken Paxton. We'll unpack how unsettled party fault lines on both sides could impact the general election.This week, the U.S. House of Representatives passed a bipartisan package called the Housing for the 21st Century Act. Back in October, the Senate passed its own legislation called the ROAD to Housing Act. Both aim to boost housing supply and make buying more affordable for Americans. We'll break down the policies and the politics.The Winter Olympics are underway in Italy and some American athletes are feeling complicated about representing the United States. After 27-year-old skier Hunter Hess expressed his “mixed emotions,” President Trump responded by calling him “a real loser.”  That insult is common in Trump's playbook when talking to political foes. We'll talk about whether that playbook is still effective, especially when Olympians are the target.Producer: Robin EstrinHost: David Greene Guests:  Elizabeth Bruenig, staff writer, The Atlantic - @ebruenig Will Swaim, host of National Review's “Radio Free California;” president at the California Policy Center - @willswaim

The U.S. House has overwhelmingly passed the Housing for the 21st Century Act in a 390–9 vote, advancing a bipartisan effort aimed at addressing America's housing affordability crisis. The sweeping package focuses on boosting housing supply, streamlining development regulations, expanding financing for manufactured and multifamily housing, and modernizing federal housing programs. Now, the bill heads to the Senate, where lawmakers must reconcile differences with the previously proposed ROAD to Housing Act. Will Congress deliver meaningful housing reform — or will negotiations stall? In this episode, Kathy Fettke breaks down what's in the bill, what happens next, and what it could mean for housing supply and affordability nationwide. Want to learn more? Visit www.Newsforinvestors.com. Sources:  https://www.realtor.com/news/real-estate-news/housing-for-the-21st-century-act-bill-affordability/ https://www.politico.com/live-updates/2026/02/09/congress/house-approves-housing-bill-setting-stage-for-tough-senate-negotiations-00772552