The OneRoof Radio Show

A neighbourhood in Christchurch has 24 new builds up for grabs - but you have to be over 45 to buy them. The rules are more relaxed than retirement villages. Your family can come with, but at least one of the owners has to be over the age limit. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Standalone homes, townhouses, and apartments - which is the most profitable? CEO of Real Estate at Valocity joins Tim Beveridge to discuss property types and values. LISTEN ABOVESee omnystudio.com/listener for privacy information.

How can a three bedroom built in the '90s sell for significantly more than a new build of a similar size right down the street? Driving through established suburbs, it's pretty easy to tell what has been built in the past five years, because they all look exactly the same. Providing a higher quantity of housing has come at the cost of heritage and individuality. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week, property investment expert Ilse Wolfe joined Tim Beveridge to explain how to make the most out of your investment property. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank has dropped the OCR by another 25 basis points this week, putting it at 3.50%. Many homeowners would have rushed to refix or float while waiting for the announcement in December, but at what point is it worth breaking your mortgage for a lower rate? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Gone are the days of buying an investment property so affordable that the rent covered the mortgage. But is the golden age of property investment really over - or just on hold? Ed McKnight from Opes Partners says property can't be a short term investment. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Generation Z are almost twice as likely to sell a home without an agent compared to the national average. 45% of Gen Z-ers are open to buying with a friend or sibling. They're entering the market differently - and it's working. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Interior designer Melissa Greenough joins to cover the basics of decorating your home. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New data from CoreLogic shows we're at the best level of property affordability since before Covid. While rent costs are waiting to catch up, the difference between mortgages and annual salaries is closing in. LISTEN ABOVESee omnystudio.com/listener for privacy information.

With all of the recent changes to tenancy laws, and the added costs to landlords, the power balance between the two is shifting. Property Manager Mike Atkinson joins to discuss the biggest and most frequent issues between tenants and landlords. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A recent report found that women lag behind men in investment property ownership, despite a fairly even result for owner-occupied homes. Nichole Lewis joins to discuss why the numbers are so off, and how you can start from zero. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Every home owner is bound to have to deal with renovations at some point, whether it's buying a fixer-upper or upgrading an outdated bathroom. Isle Wolfe from Wolfe Property joins to discuss how much buyers need to set aside for renovations, and where to start. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Auction. negotiation, tender, fixed price... There are many options when it comes to the method in which you sell or buy a house - but which is the best? LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week, QV released the average RV data for homes in the capital - a dramatic 24.4% drop in three years. But how much does your RV really matter? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Spending on home renovations dropped by 13% last year as kiwis tighten their wallets. Are we looking at a year of outdated houses at luxury prices? LISTEN ABOVESee omnystudio.com/listener for privacy information.

An entire village is up for sale - and it will only put you out $2.9 million. Lake Waitaki Village in North Otago is up for grabs once again - fitted with eight three-bedrooms houses, a five-bedroom lodge, and a list of other amenities. But why is it so reasonably priced? LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB has cut its 18 month fixed term loan rate to 5.39% following cuts by Westpac and BNZ. All three of the banks' six-month rates are now at 5.99% as they fight to be the bank of choice for mortgages. This comes alongside rumours of a foreign buyer ban reversal - with experts saying it could work, but rules need to be more flexible. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Resident Economist at Opes Partners, Ed McKnight, joins Tim Beveridge with predictions for the property market in 2025. LISTEN ABOVESee omnystudio.com/listener for privacy information.

A common thought when it comes to buying an investment property is finding a reasonably priced house in a high demand area. But could it be more profitable to spend as much as you can on an investment property? Helen O'Sullivan joins Tim Beveridge with more. LISTEN ABOVESee omnystudio.com/listener for privacy information.

New research from KiwiBank found that 1 in 3 first home buyers in New Zealand got a boost from the Bank of Mum and Dad. With the cost of living and interest rates in the current day, it may seem impossible for most parents to be able to do this the old-fashioned way - cold hard cash. But there is a way around it. Property investor Nichole Lewis joins with more. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank of New Zealand has cut the OCR by 50 basis points in the final announcement of the year. Many are of the mindset that it's low enough to fix for a longer term - but that may not be the case. Experts say even though the cuts are looking good, banks aren't fully reflecting them in mortgage rates. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Fixed price offers are common after a home fails to sell at auction - is it possible that the method of sale can either draw in the attention of buyers, or put them off completely? Property commentator Ashley Church joins to discuss whether there is anything sellers can to to make an easier sale. LISTEN ABOVESee omnystudio.com/listener for privacy information.

CoreLogic's latest Pain & Gain report for the third quarter of 2024 has just been released, showing the proportion of properties being resold for a higher price is down from the previous quarter. The number of loss-making resales grew to 9.8%. It's clear the market is softening - but what's causing it? And is it ever okay to sell at a loss? CoreLogic's Head of Research Nick Goodall joins. LISTEN ABOVESee omnystudio.com/listener for privacy information.

KiwiBank's State of Ownership report shows 85% of New Zealanders want to own their own home, but 63% of non-homeowners feel locked out of the market. Ed McKnight is the resident economist at Opes Partners, and he says there are alternative pathways to homeownership. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Mortgage rates are forecasted to drop over the coming months, but many homeowners will still be in for a rude awakening when they go to refix. Helen O'Sullivan joins Tim Beveridge to discuss how far homeowners should go to deal with mortgage stress - or when it becomes time to throw in the towel. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Data shows that more people are buying investment properties as interest rates begin to drop - what's stopping others from doing the same? Tim Beveridge is joined by property investor Nichole Lewis to discuss more. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The latest interest rate was announced this week - 2.2%, the lowest in 3.5 years. Property commentator Ashley Church joins Tim Beveridge to discuss the impact property has on inflation rates. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week the Reserve Bank of New Zealand dropped the Official Cash Rate by 50 basis points to 4.75%. Also, the number of one person households have increased by 120,000 over the past decade, but less than 30% of new builds are one or two bedrooms. Debbie Roberts is a financial adviser at Property Apprentice and she joins Tim Beveridge to discuss this and more. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Recently released Census data shows home ownership has increased nationwide, but Auckland is the exception. CoreLogic Chief Property Economist Kelvin Davidson joins Tim Beveridge on The Weekend Collective to discuss why. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The conversation of a potential capital gains tax is heating up as ANZ Chief Executive Antonia Watson says it's becoming necessary. But the biggest question is what the tax would include, and how it would be enforced. Opes Partners Resident Economist Ed McKnight joins Tim Beveridge on The Weekend Collective to discuss this and more. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The average house price in New Zealand is nine times the average income.  The ratio is one of the worst in the world - but why?  Property expert Nichole Lewis joins Tim Beveridge on The Weekend Collective to discuss.  LISTEN MORESee omnystudio.com/listener for privacy information.

Forecasts for the property market have been varied recently, but property commentator Ashley Church says house prices are still very much flat.  Ashley joins Tim Beveridge on The Weekend Collective to discuss more.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Real estate agents are reporting more attendees at open homes and auctions - and more developers.  Financial advisor Debbie Roberts joins Tyler Adams on The Weekend Collective to discuss.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

With interest rates dropping, some economists are predicting higher house prices by the end of the year at the soonest. Helen O'Sullivan joins Tim Beveridge on The Weekend Collective to discuss the best time to buy.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Interest rates have been a hot topic recently, following the first OCR cut in years.  The question now at the front of everyone's minds is whether it's time for a long-term fixed rate to avoid any more uncertainty, or to hold off in the hope for more cuts to come.  Economist Ed McKnight joins Tim Beveridge on The Weekend Collective to discuss how you can haggle with your bank to get a better deal.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Reserve Bank of New Zealand cut the Official Cash Rate for the first time since the beginning of 2020.  Chief Economist Kelvin Davidson joins Tim Beveridge to discuss what this means for the housing market.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

After purchasing a house, many think the next step is buying an investment property; but does the equation for property investing justify further buying right now? Property expert Ashley Church joins Tim Beveridge on The Weekend Collective to discuss this and more.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Nichole Lewis joins Tim Beveridge on The Weekend Collective to chat about how she picked herself back up again after losing everything in the 2008 recession.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Trade Me's latest data shows rent prices are falling for the first time since 2022.  Helen O'Sullivan joins Tim Beveridge on The Weekend Collective to discuss this and more.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Recent data shows that residential property sales weakened last month, but first home buyers are taking advantage.  Debbie Roberts joins Tim Beveridge on The Weekend Collective with all the latest in the property market.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

Westpac has dropped their home loan interest rates despite the OCR remaining at 5.5%. Property expert Andrew Nicol joins Tyler Adams to discuss where other banks may be headed.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

ASB has revised their OCR outlook as the economy continues to weaken due to inflationary pressures. How has this impacted the property market? CoreLogic's Kelvin Davidson joins The Weekend Collective to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.