Podcast appearances and mentions of ashley church

In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here.Check out the work of Ashley Church here.Book in a free 15-min phone call with Darcy Ungaro (financial adviser).Sign up to the fortnightly newsletter!Special Thank You to show partner, Provincia: Whether you're looking to invest or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.Affiliate Links*!The Bitcoin Adviser: Plan for intergenerational digital wealth. Hatch: For US markets.Sharesies: For local, and international markets.Easy Crypto: To buy and sell digital assets.Sharesight: For tracking and reporting on your portfolioExodus: Get rewards on your first $2,500 of swapsRevolut: For a new type of banking.*Some links create a financial benefit.Online courses:The Home Buyers Blueprint: Get a better home; Get a better mortgage.The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!New Wealth Foundations: Personal finance from a wealth-builder's perspective.Take the free, 5-part online course Crypto 101: Crypto with Confidence Get Social:Check out the most watched/downloaded episodes hereFollow on YouTube ,

Today on the show... Plunket’s compulsory Te Reo Māori course. Some unhappy staff have leaked me all the details. And is the Government’s austerity drive the right approach? My panel of Stuart Nash and Ashley Church will discuss. Plus some Letters to the Editor! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chiefInstagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Today on the show... Talk about PC gone mad! The country’s health officials cop a shot from the Government and are instructed to drop the term 'pregnant people' and use 'pregnant women' instead. In their bid to be all inclusive to the LQBTQIA+ community the health ministry forgot that only women can have babies! And we pull together a panel to judge the politicians before Easter. Ashley Church and Stuart Nash join me to discuss NZ's current political landscape and guess what’s going to be in the budget. Plus some Letters to the Editor! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief. Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Today on the show... The numbers don't lie. The NZ media is full of left leaning journalists... and it shows! Our news and other media is no longer unbiased and politically centered and it's beginning to get out of hand. Today I break down the numbers and show you what's up. Plus, the man behind the poll, David Farrar and political commentator Ashley Church join me to discuss these results and what they mean for New Zealand. And some Letters to the Editor! Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief. Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

New data from CoreLogic shows we're at the best level of property affordability since before Covid. While rent costs are waiting to catch up, the difference between mortgages and annual salaries is closing in. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Today on the show... I’ve been in the Oval Office - I know how it works. What Trump and JD Vance did to Zelensky wasn’t diplomacy - it was a public ambush. It’s changed how the world sees America, and how we should too. And I sit down with Matthew Hooton and Ashley Church to tackle Christopher Luxon's leadership struggles, Trump’s global shake-up, and what it all means for New Zealand. Big calls - could Luxon be gone by Christmas? Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief.html Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Today on the show... I sit down with property commentator Ashley Church, to break down the Reserve Bank’s next move on interest rates. We discuss whether past mistakes have dragged out the recession longer than needed. Is a bigger rate cut the answer, or is the bank still out of touch? And a Slam Dunc on NZ's most arrogant MP - and the way he got owned by Shane Jones Website: https://www.rova.nz/home/podcasts/duncan-garner---editor-in-chief.html Instagram: @DuncanGarnerpodcast TikTok: @DuncanGarnerpodcast

Join host Richard Harris and guest Ashley Church, director of the Israel Institute of New Zealand, as they unpack the Israel-Hamas conflict and discuss whether peaceful coexistence is possible between Muslims and Jews in the Middle East. Subscribe to our newsletter: https://www.truthandliberty.net/subscribe   Get "Hope For The Future" here: https://info.truthandliberty.net/hope   Donate here: https://www.truthandliberty.net/donate   Original Air Date 11-13-24

An entire village is up for sale - and it will only put you out $2.9 million. Lake Waitaki Village in North Otago is up for grabs once again - fitted with eight three-bedrooms houses, a five-bedroom lodge, and a list of other amenities. But why is it so reasonably priced? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Fixed price offers are common after a home fails to sell at auction - is it possible that the method of sale can either draw in the attention of buyers, or put them off completely? Property commentator Ashley Church joins to discuss whether there is anything sellers can to to make an easier sale. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The latest interest rate was announced this week - 2.2%, the lowest in 3.5 years. Property commentator Ashley Church joins Tim Beveridge to discuss the impact property has on inflation rates. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Forecasts for the property market have been varied recently, but property commentator Ashley Church says house prices are still very much flat.  Ashley joins Tim Beveridge on The Weekend Collective to discuss more.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

New data from Trade Me suggests 59% of kiwis are “dream scrolling” - scrolling through property listings out of their price range.  38% would rather do it than watch rugby, and 12% would even prefer it over sex.  Property commentator Ashley Church tells Heather du Plessis-Allan the dream scrolling is driven by escapism.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

After purchasing a house, many think the next step is buying an investment property; but does the equation for property investing justify further buying right now? Property expert Ashley Church joins Tim Beveridge on The Weekend Collective to discuss this and more.  LISTEN ABOVESee omnystudio.com/listener for privacy information.

The tide could be turning for those looking to buy a home.  High interest rates are dropping, ANZ dropping its home loan rates amid falling inflation and a softened tone from the Reserve Bank.  Westpac dropped their rates a week prior, cutting its 6, 12, and 18-month home loan rates.  Property Commentator Ashley Church told Kerre Woodham it's good news for the housing market.  He said he didn't expect much would happen prior to November, since banks have been following the rhetoric from the Reserve Bank, keeping rates high.  Church said Banks have clearly decided that enough is enough, and are taking a step out.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

House valuations in Wellington are going crazy at the moment. So how accurate are RV's - and are they still relevant? Property commentator Ashley Church joins the Weekend Collective to discuss. LISTEN ABOVESee omnystudio.com/listener for privacy information.

With the budget being released on Thursday, expert Ashley Church joined the Weekend Collective to discuss what this means for the housing market - and if it changed anything for potential buyers? LISTEN ABOVESee omnystudio.com/listener for privacy information.

Condemnation of the Reserve Bank's latest change to mortgage rules.  The central bank has confirmed it's going ahead with plans to introduce "debt to income" restrictions, preventing home buyers from borrowing more than six times their pre-tax income.  The changes will be partially offset by the easing of LVR restrictions, to allow for more low-deposit lending.  But property commentator Ashley Church told Mike Hosking that the restrictions are a mistake that will be reversed within three years.  He says this will be the "stupidest" move the Reserve Bank has ever made and will "screw up" the housing market at a time when it should be recovering.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Fundamentally, I would have thought that limiting debt-to-income is a good idea.   The debt-to-income ratio is the ratio of your total debt —mortgage credit cards, child support payments, hire, purchase, and the like— relative to your total pre-tax income. So, for example, if you have a total debt of $500,000 and your total gross income is $80,000, your debt-to-income ratio is 6.25. It means your total debt is 6.25 of your total gross income. So, as I say, to estimate your debt-to-income ratio, start by adding up all your debt payments, any large fixed payments you simply can't afford, and divide them by your pre-tax income.   From July the 1st the Reserve Bank will put in place new debt-to-income ratio restrictions on the banks. That means they will have to limit the volume of high debt-to-income lending that they can extend. So, up to 20% of new loans to owner occupiers can be issued to borrowers with a DTI ratio of more than 6. Only up to 20%. Anything beyond that, it has to be below 6. Up to 20% of new loans to investors could be allocated to borrowers with a debt-to-income ratio above 7, the rest have to be below.   However, just to throw some more letters into the mix, the bank will ease the loan-to-value ratio restrictions (LVR's) and that means banks can lend on more low deposit loans. So, before you had to have a high deposit before you could get into a house, now they're saying you could have a lower deposit, but your debt-to-income ratio will be the figure that is scrutinised.   The Reserve Bank argues that by adjusting these levers it's managing different types of risk to the financial system. With LVR restrictions, it's targeting default risks from undercapitalised loans where you didn't have enough in there and now your debt is so high you can't pay it, while DTIs address default risks from income insufficiency. So, you've just got too much debt for your income to sustain, there's your pay packet groaning under the strain of all the debt repayments, and they're saying that they're going to help you by not letting you get into that predicament.   However, some people see this as a very bad thing, including property commentator Ashley Church, who pulled no punches when he was discussing the new restrictions with Mike Hosking this morning.    “Oh, terrible. And in fact, I was thinking the other day I must do something for the release on this. This will be the single most stupid move that the Reserve Bank has ever made. And I don't make that statement lightly. He's made some stupid moves. He's made some stupid ones. The LVR restrictions a few years ago were pretty bad, this is worse. If I was going to make a prediction on this, it will be reversed within three years. It will completely screw up the property market at a time when we should actually be looking for it to recover from what it's been for over the last three or four years.”    Now Ashley, of course, is a property commentator and you know he's in the business of property and wants to see it booming. But it seems the Reserve Bank is trying to stop just that. Trying to stop the boom and bust housing cycle, so that you can only take on a debt if you can afford to repay it. I mean, there's good debt and bad debt. HP is probably bad debt; you would consider that bad debt. AfterPay is bad debt. Good debt is taking on, say, a home in which you can live. It doesn't have to be as an investment, but if you are renting, then a lot of people see that as just empty money, dead money. If you are putting that into a home you can call your own, many see that as good money. So, it might be the biggest debt you ever have, but it's considered good debt as opposed to credit card debt or AfterPay debt.   Now the Reserve Bank, Ashley Church said, has made some very stupid decisions and by trying to tinker with the economy. You know, we're in the position we are in where we've got high interest rates and unemployment is starting to rise and that, it appears, is what the Reserve Bank wants. They're trying to engineer a recession so that the spending stops, demand stops, and then the interest rates can come down, and it means those with mortgages can breathe a little easier.   But surely it is a good thing if the property market is a lot more even, a lot more level? We don't want booms and busts, nobody does. Well, some people make a fortune out of them, but the majority do not, and nobody wants more debt than they can manage. There is nothing worse than that feeling of being strangled or crushed by debt. Borrowing from Peter to pay Paul. Having to make decisions month on month about what you're going to fix first or what you're going to pay off first. Trying to keep the slavering wolves from the door.   And there is the capacity to be able to borrow more by lowering your debt-to-income ratio by paying off bad debt. You know, if you pay off your student loan, you can borrow more. If you get rid of the credit card and pay that off, you will be able to borrow more.   Ashley, as I say, pulled no punches, but then he has interests vested in the property market. I mean at first reading; I see this is not a bad idea. You know, there are a lot of people who are crushed by debt. By restricting how much they can borrow, surely that's in everybody's best interests, including the banks.   So I'd very much like to hear from you on this one and if it affects you in terms of your plans for home ownership. By having a lower deposit and having a reasonably good debt-to-income ratio, are you going to be able to get into a house? But if you're only earning, say $80,000, can you get a house for what the bank is willing to lend you on your debt-to-income ratio? See omnystudio.com/listener for privacy information.

"When seeking advice on your health journey, always check in with yourself: Does this feel true and right for your body? Don't take something just because an expert recommends it if it doesn't resonate. You know your body better than anyone."Are you constantly feeling "off" and exhausted, like your body isn't functioning at its best?Struggling to pinpoint the root cause behind your nagging symptoms that never seem to go away? It's incredibly frustrating, but this episode might help!We sat down with Ashley Church, one of our dedicated health coaches at Provo Health. She shed light on the most common underlying patterns we often uncover during client consultations and offered recommendations for whether you might be dealing with the same health issues.So if you're ready to get to the root of what's really going on and claim back your power over your health, tune in to Season 3, Episode 14 of the Gutsy Health Podcast!Show Highlights: 00:00 - Episode start01:15 - Ashley's personal journey overcoming Lyme disease and mold illness03:39 -The importance of becoming an expert on your own health issues06:10 - Low protein intake as the number one most frequent issue12:32 - Signs that you need to optimize your digestion13:38 - Why so many moms have depleted amino acids postpartum14:50 - The negative impacts of coffee on adrenal fatigue17:37 - Why soda should be eliminated from the diet19:46 - Slowing down and deep breathing to improve carbon dioxide levels26:10 - Sensitivities to often overlooked/invisible disruptions like WiFi and EMFs 31:49 - Using a Chinese medicine approach known as the "organ clock" 34:18 - Signs of an underlying parasitic infection34:34 - The sinister, undetected impacts of mold exposure on mental health, hormones, energy37:25 - How COVID may increase mold sensitivities40:48 - The presence of mitochondrial damage from mold and long-haul COVID43:27 - The importance of spinal alignment and chiropractic care51:55 - The pitfalls of supplementing without testing firstImportant Links: Gutsy Health Website - https://www.mygutsyhealth.com/Gutsy Health Podcast IG - https://www.instagram.com/gutsyhealthpodcast/Reach out to Provo Health and schedule a consultation with Dr. Jeff Wright by calling 801-691-1765Get in touch with Ashley Church at Provo Health by calling 801-691-1765

A couple bought an investment property in the 90's for under $150,000, and sold it in 2024 for $4 million, so how long term should you be thinking when you're buying? Ashley Church joins the Weekend Collective with his take. LISTEN ABOVESee omnystudio.com/listener for privacy information.

According to Core Logic he average property value in New Zealand by its measure is now $934,806, which has only slightly risen by 3.2 percent. We speak to expert Ashely Church about the current buyers' market, and discuss why we've seen price stability recently, and if this is set to change. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property Commentator Ashley Church joined the show, to discuss the concern around major banks making wrong OCR predictions.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Property expert Ashley Church gives his top 5 predictions for where the housing market is heading this year. LISTEN ABOVESee omnystudio.com/listener for privacy information.

We decided to switch things up this month and have Erin West & Ashley Church from Gap Science on. They approached us earlier this year about recording and we were finally able to organize 5 peoples schedule and create an episode! it was so awesome to be able to talk with people who have a combined 25 years experience in the forensic field and we hope you enjoy this conversation as much as we did!You can check out their website www.gapscience.com or listen to their podcast Forensics Unfiltered to learn more about Erin, Ashley, & Gap Science! You can check out their website https://www.gapscience.com or listen to their podcast Forensics Unfiltered to learn more about Erin, Ashley, & Gap Science! They are also on Instagram, YouTube, Facebook, & Pinterest: @gapscienceInterested in learning more about when WTF releases new episodes, contests, and more? Make sure to give us a follow on:Facebook: @whattheforensicsInstagram: @whattheforenicsTwitter: @WTForensicsPCYouTube: @whattheforensicsFor more details about the hosts, episode details, sources, and images related to each episode, check out our website at http://www.whattheforensics.ca Hosted on Acast. See acast.com/privacy for more information.

Who has this new coalition Government helped in the property market- first-home buyers or investors? Have they got it right? Ashley Church joins the Weekend Collective to share the answers. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property commentator Ashley Church joins the Weekend Collective to weigh in on whether we can expect property prices to rise dramatically by the end of the decade. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property commentator Ashley Church recaps the OneRoof House Price Report and reveals New Zealand's housing market is back on the upswing. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Auckland flood-affected residents have raised concerns about being excluded from their communities.   Category 3 homeowners presented to the Auckland Council yesterday, telling councillors that buyouts based on rates valuations would be too low for them to buy in their communities.   Property commentator Ashley Church told Mike Hosking that under normal circumstances the council would negotiate a fair market value, but these houses won't be habitable again.   He says the council has the choice of negotiating the best deal on behalf of the ratepayers, or sympathise with the residents and find a solution that allows them to get on with their lives.  LISTEN ABOVE See omnystudio.com/listener for privacy information.

Eric Ray and Glenn Langenburg are at the 2023 IAI conference in National Harbor, MD with Erin West and Ashley Church of Gap Science. They've developed a series of classes and an entire virtual conference dedicated to training for forensic supervisors and management. How many people should be reporting to one supervisor? What resources are available to forensic professionals? What if you're supervising a discipline that you're not trained in? Listen to the discussion and then join the FREE conference during Forensic Science Week.

What a wild and woolly weekend on the hustings. Christopher Luxon turns up on Q&A to talk about National's policies. First up, he promises to close Rotorua's emergency housing motels and kick any troublesome Kainga Ora social housing tenants out. Obviously, this is great news for law abiding Rotorua residents and New Zealanders suffering from the neighbours from hell. But he forgot that people ask follow up questions. Like, so where do you put these people? To which he has no answer. This is not good.  Don't take my word for it. Avowed right winger Ashley Church was on Early Edition said this went too far. The State is the landlord of last resort, blah blah blah blah. The social housing and the motels were a bad answer to a bad problem.  Get rid of them and all you have is a badder problem getting worse. And if you think feral's behaviours are bad in a state house you wait until they live in a car. Luxon offered nothing. Then he said their housing policies would provide downward pressure on rents. Of course, we all know he's a landlord so Tame asked the obvious question, "So will you reduce rents for your tenants in this new environment?". What followed was a stammering exercise.  Claire Trevett describes it as a rookie MP in an interview with no answers. Here's the thing, he's auditioning for the top job in the nation. If he can't stand up to Jack Tame, what's going to happen when Xi Jinping starts asking some hard house tax questions? What's going to happen in the leader's debates? The reason this is a concern is because Labour really does seem like the Walking Dead. Fresh from their spectacular second term implosion and the loss of cabinet Minister after Cabinet Minister. After 6 years of failed promise after failed promise. With Hipkins seeming to be low on energy and new ideas and only bursting into life slagging the opposition. With all the other Labour MPs existing in radio silence either because  they've been muted or they've got nothing to say. After all that, National should be romping home. It should be like shooting fish in a barrel. Instead, Christopher Luxon just shoots himself in the foot. Time and time again. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property expert Ashley Church joins The Weekend Collective to discuss the ban on foreign home buyers and whether this is xenophobia or not. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property commentator Ashley Church joins the Weekend Collective to discuss foreign ownership and how this is affecting the housing market. LISTEN ABOVE  See omnystudio.com/listener for privacy information.

This week, OneRoof property commentator Ashley Church weighed in on the state of the market and the signs it may turn. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property commentator and former politician Ashley Church joined The Weekend Collective for the OneRoof Radio Show to discuss just how much further house prices around the country have to fall. LISTEN ABOVESee omnystudio.com/listener for privacy information.

This week on OneRoof, property commentator Ashley Church joined the show to discuss National's proposed changes to tenancy laws and whether the market is turning. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Ashley Church and Erin West of GAP Science join the Crime Scene Queens as we continue our month of Women in Forensics. Ashley and Erin noticed a "gap" in forensic specific leadership and supervision training and thus GAP Science was born! They discuss more about the group as well as their own history in forensics.  This episode contains adult language and content. ~~ Follow us on Instagram: @CrimeSceneQueens Email us at hello@crimescenequeens.com Check out the Crime Scene Queens' CSI Essentials ~~ Crime Scene Queens is brought to you by QCODE.  To advertise on the show, contact us! Learn more about your ad choices. Visit megaphone.fm/adchoices

OneRoof property commentator Ashley Church joined The Weekend Collective to talk about the mood around the property investor market- and how the Reserve Bank makes or breaks it. LISTEN ABOVESee omnystudio.com/listener for privacy information.

OneRoof property commentator Ashley Church weighs in on whether the OCR is likely to cool down or rise even further in the coming months after the most recent hike- and what's likely to happen for mortgage holders. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Free Speech Union council member Dane Giraud speaks with Ashley Church  - a prominent media commentator on politics and property - about the religious impulse driving the "woke doctrine" and the challenges it poses for traditional text-based Christians like Ashley.  The boys also touch on the pros and cons of progressive congregations in a wide-ranging discussion on today's competing belief systems fsu.nz Support the show

Auckland is severely impacted by extreme weather, with the rain causing property damage, floods, and power cuts. OneRoof property commentator Ashley Church weighed in on it today. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Want to hear more on today's topic? Let me know: Ask me anything, suggest a topic!Ashley Church believes that before he started actually living out his Christian life, while he earnt good money, he was always in debt, and could never keep any money. To the extent that he's been successful today, he believes that it's Gods hand on his life.You can perhaps have different views than this, but when someone makes a claim like this for their own life, maybe there's something in this.In the context of the previous couple weeks, you don't have to be a fan of baby Jesus in the manger to realise as a society we've drifted miles away from the values that the builders of our current world would have taken a lot more seriously. I don't think Ashley would go so far as to suggest that all left-wing voters are Satanists though, but equally, many on the right likely don't have any personal experiences with the origin of true conservative values and ideals.Note: the second episode in this trilogy was taken down from YouTube twice. If you believe you're smart enough to make up your own mind around what is fact and what's fiction, the carefully watch the un-edited version here: https://rumble.com/v20cfar-ashley-church-banned-from-youtube-ep-310-everyday-investor-podcast.html Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here)When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call -...

There's nothing scarier, or funnier, than a big-boned skeleton. In the same way, that's kind of what it's like these days when it comes to the extremes of the left and right.Special thanks to www.ashleychurch.com!Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets, and the sponsor of this show! Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here)When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link.Enough of the sales pitch, what else?1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic!2 - Subscribe to YouTube to get earlier access, participate in live-recordings, and gain additional perspectives from Darcy Ungaro.3 - Sign up to the NZ Everyday Investor Newsletter! It's a newsletter, not a sales pitch: Sign up to our newsletter hereDisclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here - Do your own research, and take on board a broad range of opinions. Ideally, engage a...

Welcome to the New Wealth Order where you can still own something and be perfectly happy. What's the name of the game? Maximise your income, keep a lid on your expenses, then swipe away the leftover surplus - invest in a way that makes sense to you. Repay your mortgage or invest? Most wealthy people do a little of both. If we keep on investing though – something really awesome seems to happen - After a while ( usually quite a while), what you own, increases in value at an exponential rate. The practice of growing wealth, and having wealth, are good states to be in. So if you're managing to stay somewhat happy along the way to retirement all while doing no harm – then fantastic I say. In fact, the world full of others actively pursuing something better, just like you. Today, well known property commentator Ashley Church joins me to discuss some of the socio-political and somewhat economic paradigms that are trying to shift into a new order of sorts. I want to know how to invest for the new world, so if you're wondering why I'm going here today, it's because I think there's some important to learn.Hey! Can we have a little chat?If you're picking up what I'm putting down, help me build the Everyday Investor community!Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also. Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.Sharesies: $10 for you, and $10 for me, if you sign up for the first time.Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets. Sharesight: Get 5 months free when you sign up to an annual (paid) subscription. CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here)When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast. Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link.Enough of the sales pitch, what else?1 - You're my inspiration! Most...

The country's housing market challenges have hit The Block NZ. Warner Brothers Discovery has revealed the show won't be back in 2023, even though it was announced as part of the network's annual showcase at the beginning of this month. It will be replaced by a Kiwi version of Australian format, House Rules. OneRoof property commentator, Ashley Church, says it's a wise decision. "It's probably just an exercising of caution, the concern these guys are going to have is that given the statements coming out of the Reserve Bank over the last couple of weeks indicating that they're going to drive the country into recession. That's going to impact on house prices." LISTEN ABOVESee omnystudio.com/listener for privacy information.

In this dire economic market, the question on everyone's minds is- When will things pick up again for prospective home buyers? Regular Weekend Collective guest and property commentator Ashley Church had some theories to offer on that front. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Ashley Church joins the Weekend Collective to discuss matters property. Ashley wonders if we are building too many houses? How could that be – or are they in the wrong places? LISTEN ABOVESee omnystudio.com/listener for privacy information.

An expert says results from reality TV show The Block is a good indication of today's property market. This year's winners sold their house for just $4000 above the reserve, and two others didn't meet reserve. The winners' profit was the smallest in the show's 10 years. One Roof Property Commentator Ashley Church says  it reflects cooling prices. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Property prices are sliding after decades of big returns for investors - and property stories and ads have been highly profitable for the media in that time too. Recent warnings the ‘one way bet' on property could be a thing of the past have made headlines - but property investors with a media presence are still saying it's safe as houses.

Show Summary: "Healing isn't a destiny. It's a journey." Have you ever had Lyme disease? Or do you know someone who had it? Unfortunately, Lyme is more prevalent than we realize. And some people are not even aware that they have it. Such is the case with our guest for this episode. It took her almost fourteen years to find out that she had Lyme disease, setting aside the daily fatigue and headaches she was experiencing. So today, one of my golden babies, Ashley Church, who is now one of our private coaches at Provo Health, is joining us for this episode. She was my note-taker before she finally graduated to become a coach. Listen as she shares her healing journey with us and affirm that healing takes time. Ashley is proof of our mission in helping everyone to be their healing champions as she advises all of you listeners to be your health advocate. No one cares as much about your health as you do. So be inspired by Ashley as she tells about her healing journey from having Lyme disease to being a Provo Health coach. Exceptional Highlights: Antibiotics are not the way to attack Lyme disease. Give your body what it needs to heal you.There's always help; there's always light; there's always hope. For me, it was the hope and the desire to have my future.Show Highlights: What symptoms did you experience that led to Lyme disease?Ashley 4:39More headaches, and they were pretty constant every single day. I was taking Advil to get through the day every day. Also, having low energy. I couldn't wake up early. If the listeners here had Lyme disease and were sitting in consultation with you, what would you tell them?Ashley 12:50I would probably want to see how severe their symptoms are and what symptoms they have. What are cavitations?Ashley 21:04Cavitations are actually pockets on teeth that hold a lot of bacteria. And they can harbor things like Lyme and infection from when your teeth are pulled. Are there any other lessons you feel it's taught you along the way?Ashley 28:53One thing I would say is, "Never give up." I mean, there were many times when I felt I was done. But I had some amazing support from my family and friends that I never felt I was in a really scary place. Important Links: Spore-based Probiotics episode with Dr. Kiran KrishnanProvo Health Team