Podcasts about mad money monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3156: Lisa Harrison shares how she and her husband sidestepped lifestyle inflation to build wealth and achieve financial freedom, without sacrificing joy or connection. Through mindful home buying, curbing consumer habits, and consistently increasing their savings rate, they created a life of intentionality and long-term fulfillment. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "We didn't buy more house than we needed, although I really wanted to, and we bought the crappiest house in a nice neighborhood." "We will go without a want before we pay for anything with a credit card that can't be immediately paid off at the end of the month." "Investing extra money gives us a bigger rush than spending it." Episode references: 401(k) and 403(b) plan basics - Investopedia: https://www.investopedia.com/terms/1/401kplan.asp The Minimalists: https://www.theminimalists.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3156: Lisa Harrison shares how she and her husband sidestepped lifestyle inflation to build wealth and achieve financial freedom, without sacrificing joy or connection. Through mindful home buying, curbing consumer habits, and consistently increasing their savings rate, they created a life of intentionality and long-term fulfillment. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "We didn't buy more house than we needed, although I really wanted to, and we bought the crappiest house in a nice neighborhood." "We will go without a want before we pay for anything with a credit card that can't be immediately paid off at the end of the month." "Investing extra money gives us a bigger rush than spending it." Episode references: 401(k) and 403(b) plan basics - Investopedia: https://www.investopedia.com/terms/1/401kplan.asp The Minimalists: https://www.theminimalists.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3156: Lisa Harrison shares how she and her husband sidestepped lifestyle inflation to build wealth and achieve financial freedom, without sacrificing joy or connection. Through mindful home buying, curbing consumer habits, and consistently increasing their savings rate, they created a life of intentionality and long-term fulfillment. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "We didn't buy more house than we needed, although I really wanted to, and we bought the crappiest house in a nice neighborhood." "We will go without a want before we pay for anything with a credit card that can't be immediately paid off at the end of the month." "Investing extra money gives us a bigger rush than spending it." Episode references: 401(k) and 403(b) plan basics - Investopedia: https://www.investopedia.com/terms/1/401kplan.asp The Minimalists: https://www.theminimalists.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3155: Lisa Harrison shares her personal journey from a youthful splurge on a flashy car to a values-driven commitment to living within her means. Through candid storytelling and practical advice, she highlights how avoiding lifestyle inflation, especially with car purchases, became a foundational strategy in her family's path to financial freedom. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "After payments, insurance, maintenance, and gas, I was left with less than half of my take-home pay for everything else." "What mattered most was how much money you saved." "Despite our 2012 luxury SUV, my husband and I have driven reasonable cars for the entirety of our marriage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3155: Lisa Harrison shares her personal journey from a youthful splurge on a flashy car to a values-driven commitment to living within her means. Through candid storytelling and practical advice, she highlights how avoiding lifestyle inflation, especially with car purchases, became a foundational strategy in her family's path to financial freedom. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "After payments, insurance, maintenance, and gas, I was left with less than half of my take-home pay for everything else." "What mattered most was how much money you saved." "Despite our 2012 luxury SUV, my husband and I have driven reasonable cars for the entirety of our marriage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3155: Lisa Harrison shares her personal journey from a youthful splurge on a flashy car to a values-driven commitment to living within her means. Through candid storytelling and practical advice, she highlights how avoiding lifestyle inflation, especially with car purchases, became a foundational strategy in her family's path to financial freedom. Read along with the original article(s) here: https://madmoneymonster.com/2021/03/22/5-ways-we-avoided-lifestyle-inflation-to-reach-financial-freedom/ Quotes to ponder: "After payments, insurance, maintenance, and gas, I was left with less than half of my take-home pay for everything else." "What mattered most was how much money you saved." "Despite our 2012 luxury SUV, my husband and I have driven reasonable cars for the entirety of our marriage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3126: Lisa Harrison introduces FIOR, Financial Independence/Optional Retirement, as a flexible alternative to traditional FIRE, offering a more realistic and enjoyable path toward financial security without the pressure of extreme frugality or early retirement. Her approach emphasizes maintaining a strong savings rate while allowing for life's pleasures, making work more enjoyable, reducing the need for side hustles, and ultimately giving individuals more freedom and options. Read along with the original article(s) here: https://madmoneymonster.com/2019/11/11/5-reasons-ditching-fire-for-fior-might-be-your-best-financial-move/ Quotes to ponder: "By adopting FIOR, you'll be able to enjoy life along the way by not having to be extreme in all areas." "The more money you stash away for your future, the more secure you're going to feel and the more fun your day job will likely become because, wait for it, you won't need it." "FIOR gives you options. When you're on the path to FIOR and you reach FI, you have the option to quit your job, change jobs, stay on the job, or anything else you can dream up." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3126: Lisa Harrison introduces FIOR, Financial Independence/Optional Retirement, as a flexible alternative to traditional FIRE, offering a more realistic and enjoyable path toward financial security without the pressure of extreme frugality or early retirement. Her approach emphasizes maintaining a strong savings rate while allowing for life's pleasures, making work more enjoyable, reducing the need for side hustles, and ultimately giving individuals more freedom and options. Read along with the original article(s) here: https://madmoneymonster.com/2019/11/11/5-reasons-ditching-fire-for-fior-might-be-your-best-financial-move/ Quotes to ponder: "By adopting FIOR, you'll be able to enjoy life along the way by not having to be extreme in all areas." "The more money you stash away for your future, the more secure you're going to feel and the more fun your day job will likely become because, wait for it, you won't need it." "FIOR gives you options. When you're on the path to FIOR and you reach FI, you have the option to quit your job, change jobs, stay on the job, or anything else you can dream up." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3126: Lisa Harrison introduces FIOR, Financial Independence/Optional Retirement, as a flexible alternative to traditional FIRE, offering a more realistic and enjoyable path toward financial security without the pressure of extreme frugality or early retirement. Her approach emphasizes maintaining a strong savings rate while allowing for life's pleasures, making work more enjoyable, reducing the need for side hustles, and ultimately giving individuals more freedom and options. Read along with the original article(s) here: https://madmoneymonster.com/2019/11/11/5-reasons-ditching-fire-for-fior-might-be-your-best-financial-move/ Quotes to ponder: "By adopting FIOR, you'll be able to enjoy life along the way by not having to be extreme in all areas." "The more money you stash away for your future, the more secure you're going to feel and the more fun your day job will likely become because, wait for it, you won't need it." "FIOR gives you options. When you're on the path to FIOR and you reach FI, you have the option to quit your job, change jobs, stay on the job, or anything else you can dream up." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2544: Lisa Harrison reflects on the deep emotional value of human connection during a solo road trip, revealing how our relationships, not our bank balances, define a meaningful life. She explores how friendships provide comfort in crisis, how memories outlast material things, and why time spent with loved ones is the most rewarding investment we can make. Read along with the original article(s) here: https://madmoneymonster.com/2018/05/29/why-your-relationships-are-way-more-important-than-money/ Quotes to ponder: "My thoughts automatically drifted to my relationships when given free reign. And it was wonderful." "What matters is that we have enough money to live comfortably and to enjoy each other and everyone else we choose to accept into our lives." "A wad of cash will never comfort you when you have a bad day or experience." Episode references: Harvard Study of Adult Development: https://news.harvard.edu/gazette/story/2017/04/over-nearly-80-years-harvard-study-has-been-showing-how-to-live-a-healthy-and-happy-life/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2544: Lisa Harrison reflects on the deep emotional value of human connection during a solo road trip, revealing how our relationships, not our bank balances, define a meaningful life. She explores how friendships provide comfort in crisis, how memories outlast material things, and why time spent with loved ones is the most rewarding investment we can make. Read along with the original article(s) here: https://madmoneymonster.com/2018/05/29/why-your-relationships-are-way-more-important-than-money/ Quotes to ponder: "My thoughts automatically drifted to my relationships when given free reign. And it was wonderful." "What matters is that we have enough money to live comfortably and to enjoy each other and everyone else we choose to accept into our lives." "A wad of cash will never comfort you when you have a bad day or experience." Episode references: Harvard Study of Adult Development: https://news.harvard.edu/gazette/story/2017/04/over-nearly-80-years-harvard-study-has-been-showing-how-to-live-a-healthy-and-happy-life/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3043: Lisa Harrison shares how embracing the dollar store has helped her save money on everyday essentials without compromising on value. Her story is a reminder that financial savviness isn't about where you shop, but how wisely you spend, regardless of what others might think. Read along with the original article(s) here: https://madmoneymonster.com/2021/07/12/why-i-love-shopping-at-the-dollar-store/ Quotes to ponder: "I mean, if it's good enough for someone who used to call 1600 Pennsylvania Avenue home, it's certainly good enough for me and you." "Seriously, people need to get over themselves and simply save a buck wherever and whenever they can." "After all, you really shouldn't care where you buy your toilet paper or pool noodle. I certainly don't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3043: Lisa Harrison shares how embracing the dollar store has helped her save money on everyday essentials without compromising on value. Her story is a reminder that financial savviness isn't about where you shop, but how wisely you spend, regardless of what others might think. Read along with the original article(s) here: https://madmoneymonster.com/2021/07/12/why-i-love-shopping-at-the-dollar-store/ Quotes to ponder: "I mean, if it's good enough for someone who used to call 1600 Pennsylvania Avenue home, it's certainly good enough for me and you." "Seriously, people need to get over themselves and simply save a buck wherever and whenever they can." "After all, you really shouldn't care where you buy your toilet paper or pool noodle. I certainly don't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3043: Lisa Harrison shares how embracing the dollar store has helped her save money on everyday essentials without compromising on value. Her story is a reminder that financial savviness isn't about where you shop, but how wisely you spend, regardless of what others might think. Read along with the original article(s) here: https://madmoneymonster.com/2021/07/12/why-i-love-shopping-at-the-dollar-store/ Quotes to ponder: "I mean, if it's good enough for someone who used to call 1600 Pennsylvania Avenue home, it's certainly good enough for me and you." "Seriously, people need to get over themselves and simply save a buck wherever and whenever they can." "After all, you really shouldn't care where you buy your toilet paper or pool noodle. I certainly don't." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2980: Lisa Harrison outlines a practical strategy for reclaiming financial discipline when old spending habits resurface. Through goal prioritization, progress tracking, budget adjustments, and family meetings, her approach empowers individuals and families to regain control, sustain frugality, and achieve long-term financial goals without feeling overwhelmed. Read along with the original article(s) here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/ Quotes to ponder: "Shifting goals without a solid plan can easily allow you to lose financial focus." "Tracking your net worth is a key to staying motivated because you can see progress with your own two eyes." "Your budget is fluid, and you're in control." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2980: Lisa Harrison outlines a practical strategy for reclaiming financial discipline when old spending habits resurface. Through goal prioritization, progress tracking, budget adjustments, and family meetings, her approach empowers individuals and families to regain control, sustain frugality, and achieve long-term financial goals without feeling overwhelmed. Read along with the original article(s) here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/ Quotes to ponder: "Shifting goals without a solid plan can easily allow you to lose financial focus." "Tracking your net worth is a key to staying motivated because you can see progress with your own two eyes." "Your budget is fluid, and you're in control." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2980: Lisa Harrison outlines a practical strategy for reclaiming financial discipline when old spending habits resurface. Through goal prioritization, progress tracking, budget adjustments, and family meetings, her approach empowers individuals and families to regain control, sustain frugality, and achieve long-term financial goals without feeling overwhelmed. Read along with the original article(s) here: https://madmoneymonster.com/2019/08/26/how-to-execute-a-frugal-reboot-when-old-spending-habits-appear/ Quotes to ponder: "Shifting goals without a solid plan can easily allow you to lose financial focus." "Tracking your net worth is a key to staying motivated because you can see progress with your own two eyes." "Your budget is fluid, and you're in control." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2953: Practicing frugality goes beyond saving money - it fosters mindfulness, resilience, and a deeper appreciation for life's simple pleasures. This approach not only empowers financial independence but also cultivates lasting happiness through meaningful priorities and intentional living. Read along with the original article(s) here: https://madmoneymonster.com/2019/09/16/5-ways-frugality-can-lead-to-a-happy-life/ Quotes to ponder: "Frugality isn't about deprivation; it's about redirecting resources toward what truly matters in life." "Choosing to live simply doesn't mean settling for less - it means finding joy in the essentials." "Through frugality, we learn to value what we have and eliminate what doesn't serve our happiness." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2953: Practicing frugality goes beyond saving money - it fosters mindfulness, resilience, and a deeper appreciation for life's simple pleasures. This approach not only empowers financial independence but also cultivates lasting happiness through meaningful priorities and intentional living. Read along with the original article(s) here: https://madmoneymonster.com/2019/09/16/5-ways-frugality-can-lead-to-a-happy-life/ Quotes to ponder: "Frugality isn't about deprivation; it's about redirecting resources toward what truly matters in life." "Choosing to live simply doesn't mean settling for less - it means finding joy in the essentials." "Through frugality, we learn to value what we have and eliminate what doesn't serve our happiness." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2953: Practicing frugality goes beyond saving money - it fosters mindfulness, resilience, and a deeper appreciation for life's simple pleasures. This approach not only empowers financial independence but also cultivates lasting happiness through meaningful priorities and intentional living. Read along with the original article(s) here: https://madmoneymonster.com/2019/09/16/5-ways-frugality-can-lead-to-a-happy-life/ Quotes to ponder: "Frugality isn't about deprivation; it's about redirecting resources toward what truly matters in life." "Choosing to live simply doesn't mean settling for less - it means finding joy in the essentials." "Through frugality, we learn to value what we have and eliminate what doesn't serve our happiness." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2750: Buying a home is one of the most significant financial decisions you'll ever make, and Lisa Harrison provides invaluable guidance on how to approach this process with confidence. From saving for your down payment to conducting thorough inspections, her advice empowers you to make informed choices, avoiding emotional pitfalls and ensuring your investment is sound. Read along with the original article(s) here: https://madmoneymonster.com/2017/12/21/how-to-be-financially-savvy-when-buying-a-home/ Quotes to ponder: "Making a smart purchase is always better than making an emotional one." "Shopping around for a house you like will give you a good idea of prices in your area, so you can make an informed decision." "It's essential not to rush into things, and take things one step at a time." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2750: Buying a home is one of the most significant financial decisions you'll ever make, and Lisa Harrison provides invaluable guidance on how to approach this process with confidence. From saving for your down payment to conducting thorough inspections, her advice empowers you to make informed choices, avoiding emotional pitfalls and ensuring your investment is sound. Read along with the original article(s) here: https://madmoneymonster.com/2017/12/21/how-to-be-financially-savvy-when-buying-a-home/ Quotes to ponder: "Making a smart purchase is always better than making an emotional one." "Shopping around for a house you like will give you a good idea of prices in your area, so you can make an informed decision." "It's essential not to rush into things, and take things one step at a time." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2912: Lisa Harrison offers eight practical strategies to help you move to a new home without straining your finances. From researching moving costs to selling unneeded belongings and sticking to a budget, these tips can make a potentially stressful process more manageable and affordable. Whether you're buying or renting, careful planning can turn the challenge of moving into a smooth, cost-efficient transition to your new home. Read along with the original article(s) here: https://madmoneymonster.com/2022/07/26/8-tips-on-how-to-move-to-your-next-house-on-a-budget/ Quotes to ponder: "Moving on a tight budget doesn't have to mean sacrificing comfort - it just requires resourcefulness and strategic planning." "You never know; you might actually be able to make some money from your old things." "As long as you know your budget and stick to it, you can move with as little stress as possible and be able to enjoy your new home." Episode references: Goodwill: https://www.goodwill.org Salvation Army: https://www.salvationarmyusa.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2912: Lisa Harrison offers eight practical strategies to help you move to a new home without straining your finances. From researching moving costs to selling unneeded belongings and sticking to a budget, these tips can make a potentially stressful process more manageable and affordable. Whether you're buying or renting, careful planning can turn the challenge of moving into a smooth, cost-efficient transition to your new home. Read along with the original article(s) here: https://madmoneymonster.com/2022/07/26/8-tips-on-how-to-move-to-your-next-house-on-a-budget/ Quotes to ponder: "Moving on a tight budget doesn't have to mean sacrificing comfort - it just requires resourcefulness and strategic planning." "You never know; you might actually be able to make some money from your old things." "As long as you know your budget and stick to it, you can move with as little stress as possible and be able to enjoy your new home." Episode references: Goodwill: https://www.goodwill.org Salvation Army: https://www.salvationarmyusa.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2888: Lisa Harrison challenges the common habit of living paycheck to paycheck, even with a high salary, by advocating for a lifestyle that prioritizes living below one's means. She offers practical tips on budgeting, tracking net worth, and cutting unnecessary expenses, empowering individuals to break free from financial stress and build real wealth. Read along with the original article(s) here: https://madmoneymonster.com/2017/05/01/how-to-stop-being-broke-with-high-salary/ Quotes to ponder: "High salary or not, look around you and you'll likely see your friends buying bigger houses, new cars, etc. In order to keep up with this kind of lifestyle, even for high-salaried couples, you're probably going to be broke." "The quickest fix to stop being broke with a high salary is to Live Below Your Means. It's the oldest wealth-building secret in the book, and yet it escapes most of us." "Be an individual. Go against the grain. And wonderful things will happen." Episode references: Stop Acting Rich: https://www.amazon.com/Stop-Acting-Rich-Start-Living/dp/0470482559 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2888: Lisa Harrison challenges the common habit of living paycheck to paycheck, even with a high salary, by advocating for a lifestyle that prioritizes living below one's means. She offers practical tips on budgeting, tracking net worth, and cutting unnecessary expenses, empowering individuals to break free from financial stress and build real wealth. Read along with the original article(s) here: https://madmoneymonster.com/2017/05/01/how-to-stop-being-broke-with-high-salary/ Quotes to ponder: "High salary or not, look around you and you'll likely see your friends buying bigger houses, new cars, etc. In order to keep up with this kind of lifestyle, even for high-salaried couples, you're probably going to be broke." "The quickest fix to stop being broke with a high salary is to Live Below Your Means. It's the oldest wealth-building secret in the book, and yet it escapes most of us." "Be an individual. Go against the grain. And wonderful things will happen." Episode references: Stop Acting Rich: https://www.amazon.com/Stop-Acting-Rich-Start-Living/dp/0470482559 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2863: Lisa Harrison of MadMoneyMonster.com shares practical strategies to help individuals navigate the rising cost of living. From creating a budget to finding additional sources of income, her advice empowers readers to manage their finances more effectively and reduce their expenses during these challenging times. Read along with the original article(s) here: https://madmoneymonster.com/2022/07/18/8-tips-to-cope-with-the-rising-cost-of-living/ Quotes to ponder: "It's important to remember that we're all in this together." "The cost of living in the US has risen by 14% over the past three years, and around 71% of Americans claim their paycheck is not enough to match the current levels of inflation." "We can't control how much things cost, but we can control how we respond to it." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2863: Lisa Harrison of MadMoneyMonster.com shares practical strategies to help individuals navigate the rising cost of living. From creating a budget to finding additional sources of income, her advice empowers readers to manage their finances more effectively and reduce their expenses during these challenging times. Read along with the original article(s) here: https://madmoneymonster.com/2022/07/18/8-tips-to-cope-with-the-rising-cost-of-living/ Quotes to ponder: "It's important to remember that we're all in this together." "The cost of living in the US has risen by 14% over the past three years, and around 71% of Americans claim their paycheck is not enough to match the current levels of inflation." "We can't control how much things cost, but we can control how we respond to it." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2840: Buying insurance is crucial to securing your financial future, but it's easy to make costly mistakes. Lisa Harrison highlights common pitfalls, such as inadequate coverage, delaying life insurance, and overlooking policy reviews. Discover how to make informed decisions to protect yourself and your assets effectively. Read along with the original article(s) here: https://madmoneymonster.com/2022/12/08/mistakes-to-avoid-when-buying-insurance/ Quotes to ponder: "Insurance can be a crucial part of a budget. And it's possible there is too much at stake to go without it." "By waiting, you also risk getting a serious health problem before you buy, which would make your future premiums much more expensive or make it so you can't get insurance at all." "It's not necessary to purchase every sort of insurance there is if you're young and healthy. But it's important to consider your individual profile and risk before making any decisions." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1409: Lisa Harrison of Mad Money Monster.com explores strategies to overcome business stagnation, emphasizing rethinking business models, testing new products, and investing in employees. Her insights offer practical steps to revive growth, reach new markets, and leverage technology, making this a must-listen for entrepreneurs seeking to break through plateaus and drive success. Read along with the original article(s) here: https://madmoneymonster.com/2023/03/28/how-to-push-past-a-business-plateau/ Quotes to ponder: "Rethinking your business model may be the key to overcoming a business plateau. What was successful yesterday may prove inadequate today." "Investing in employees is a crucial tactic for surpassing a business plateau, unleashing new levels of capability and efficiency within the company." "Reaching out to new markets can help you break a business plateau by diversifying your customer base and fostering growth beyond your existing market." Episode references: Good to Great: https://www.amazon.com/Good-Great-Some-Companies-Others/dp/0066620996 Blue Ocean Strategy: https://www.amazon.com/Blue-Ocean-Strategy-Uncontested-Competition/dp/1591396190 The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1409: Lisa Harrison of Mad Money Monster.com explores strategies to overcome business stagnation, emphasizing rethinking business models, testing new products, and investing in employees. Her insights offer practical steps to revive growth, reach new markets, and leverage technology, making this a must-listen for entrepreneurs seeking to break through plateaus and drive success. Read along with the original article(s) here: https://madmoneymonster.com/2023/03/28/how-to-push-past-a-business-plateau/ Quotes to ponder: "Rethinking your business model may be the key to overcoming a business plateau. What was successful yesterday may prove inadequate today." "Investing in employees is a crucial tactic for surpassing a business plateau, unleashing new levels of capability and efficiency within the company." "Reaching out to new markets can help you break a business plateau by diversifying your customer base and fostering growth beyond your existing market." Episode references: Good to Great: https://www.amazon.com/Good-Great-Some-Companies-Others/dp/0066620996 Blue Ocean Strategy: https://www.amazon.com/Blue-Ocean-Strategy-Uncontested-Competition/dp/1591396190 The Lean Startup: https://www.amazon.com/Lean-Startup-Entrepreneurs-Continuous-Innovation/dp/0307887898 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2809: Lisa Harrison shares how turning 40 has shifted her perspective on the FIRE movement. She highlights the importance of balancing financial independence with enjoying life now, emphasizing the need for quality health care and the benefits of maintaining a job for financial security and personal fulfillment. Read along with the original article(s) here: https://madmoneymonster.com/2019/06/17/how-my-perspective-of-the-fire-movement-changed-after-turning-40/ Quotes to ponder: "Even though my corporate job provides 25k toward fertility treatment, it doesn't cover donor eggs. Wow, I never incorporated that expense into my FIRE plans." "In light of accepting that my health will likely not get better with age, having high-quality health care has suddenly become a MAJOR deal for me and my family." "My perspective after turning 40 is that I want to enjoy my life now and make sure I have plenty for later." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2808: Lisa Harrison of MadMoneyMonster.com shares how turning 40 has reshaped her views on the FIRE movement. Emphasizing family, health, and enjoying the moment, she explains why the sacrifices required for early retirement no longer appeal to her, highlighting a shift from her youthful optimism to a more balanced, realistic approach to life. Read along with the original article(s) here: https://madmoneymonster.com/2019/06/17/how-my-perspective-of-the-fire-movement-changed-after-turning-40/ Quotes to ponder: "After hitting 40, I started to realize there are 3 categories topping the list of important things in my life: Family, My health, and Enjoying the moment." "Although I've always been and thought of myself as healthy as a horse, I realized that I was aging, despite my identification with the younger crowd." "It took me more time to graduate from college than normal because I went part-time." Episode references: The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2784: Lisa Harrison of MadMoneyMonster.com shares how achieving financial independence doesn't require extraordinary actions. By living below your means, increasing income, eliminating debt, and practicing frugality, you can build wealth steadily and retire rich without creating the next big thing. Read along with the original article(s) here: https://madmoneymonster.com/2018/03/26/how-to-retire-rich-without-lighting-the-world-on-fire/ Quotes to ponder: "Stop comparing yourself to The Joneses and their new BMW. In case you weren't aware of it, The Joneses are broke." "You need to widen the gap between your income and expenses. And then buy assets with the difference." "By tweaking a few areas of your life you will set yourself apart from the crowd." Episode references: Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 The FIRE Movement Reddit: https://www.reddit.com/r/financialindependence/ The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1365: Setting up a niche business can be a rewarding journey toward financial independence. Lisa Harrison shares valuable insights on choosing the right niche, understanding your target audience, and navigating legal and ethical considerations to ensure your business thrives in any economic climate. Read along with the original article(s) here: https://madmoneymonster.com/2022/09/02/navigating-the-quirks-of-running-a-niche-business/ Quotes to ponder: "Whether you've started a business as a side hustle for some extra cash, or you plan to develop it into something more substantial, it's best to make sure that it has staying power and succeeds." "People buy things from people. Make a human connection, and make it easier for people to like you and your business." "Just be sure to do your research first. Know your audience as well as your local and federal laws before hanging that Open sign on the front door or front page." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1365: Setting up a niche business can be a rewarding journey toward financial independence. Lisa Harrison shares valuable insights on choosing the right niche, understanding your target audience, and navigating legal and ethical considerations to ensure your business thrives in any economic climate. Read along with the original article(s) here: https://madmoneymonster.com/2022/09/02/navigating-the-quirks-of-running-a-niche-business/ Quotes to ponder: "Whether you've started a business as a side hustle for some extra cash, or you plan to develop it into something more substantial, it's best to make sure that it has staying power and succeeds." "People buy things from people. Make a human connection, and make it easier for people to like you and your business." "Just be sure to do your research first. Know your audience as well as your local and federal laws before hanging that Open sign on the front door or front page." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2760: Lisa Harrison of MadMoneyMonster.com reveals the simple yet potent "1-4-4 Rule" that has been crucial in growing her family's wealth. This easy-to-follow strategy involves setting and accomplishing one financial goal per season, allowing for both small victories and significant progress towards financial freedom. Read along with the original article(s) here: https://madmoneymonster.com/2017/09/29/the-1-4-4-rule-we-use-to-grow-our-wealth-to-hopefully-staggering-levels/ Quotes to ponder: "The absolute BEST thing we ever did to help us reach our goals is track our net worth." "Simply stated, the 1-4-4 rule is as follows: 1 = A Single Year, 4 = Winter, Spring, Summer, Fall, 4 = 1 goal per season." "With everything we have going on in our lives, coming up with a detailed road map for financial tasks can seem tedious, at best." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1337: Discover the hidden joys and overlooked benefits of your W-2 job with Lisa Harrison's insightful reflections. Through her personal journey and candid revelations, Lisa showcases why embracing your current role not only offers financial stability but also fulfills a significant part of your personal identity and career satisfaction. Tune in to learn how to fall back in love with your job and leverage it towards achieving financial independence. Read along with the original article(s) here: https://madmoneymonster.com/2017/05/03/love-w2-job/ Quotes to ponder: "Years of self-analysis has led me to realize that I actually love my W-2 job." "If your responses to these questions are moderate and don't cause you to curl up into a ball and rock back and forth in a corner, you, too, should love your W-2 job." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1337: Discover the hidden joys and overlooked benefits of your W-2 job with Lisa Harrison's insightful reflections. Through her personal journey and candid revelations, Lisa showcases why embracing your current role not only offers financial stability but also fulfills a significant part of your personal identity and career satisfaction. Tune in to learn how to fall back in love with your job and leverage it towards achieving financial independence. Read along with the original article(s) here: https://madmoneymonster.com/2017/05/03/love-w2-job/ Quotes to ponder: "Years of self-analysis has led me to realize that I actually love my W-2 job." "If your responses to these questions are moderate and don't cause you to curl up into a ball and rock back and forth in a corner, you, too, should love your W-2 job." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Lisa Harrison of MadMoneyMonster.com encourages the frugal to selectively invest in essentials that enhance life quality without compromising financial goals. She outlines five critical areas where spending smartly can significantly benefit one's health, education, nutrition, living environment, and personal experiences, ensuring a fulfilling yet financially sound lifestyle. Read along with the original article(s) here: https://madmoneymonster.com/2018/04/06/5-things-every-frugal-person-should-spend-money-on/ Quotes to ponder: "Frugality is a major component of our overall plan to achieve financial independence and give ourselves the OPTION to retire early." "Anyone who has dealt with major health issues or had a big scare can tell you that the quality of your health can have a tremendous impact on your mood and outlook." "Spending money on experiences makes us happier than spending money on STUFF." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2713: Lisa Harrison of MadMoneyMonster.com reveals how adopting a frugal lifestyle can drastically expand your life choices, sharing practical steps from reducing TV subscriptions to smart entertainment and food budgeting. She underscores the joy and liberation that frugality brings, illustrating that living within means does not mean living less but rather enriching life by focusing on what truly matters. Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/ Quotes to ponder: "Taking that $200/month and investing it into low-fee index funds gives me a much bigger rush than having 500 cable channels at my disposal." "Entertainment doesn't need to cost money. We started bucking that trend years ago and couldn't be happier." "Shifting to a frugal mindset was the start of a wonderful life and a bright future for our family." Episode references: The Simple Path to Wealth" by J L Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2712: Lisa Harrison of MadMoneyMonster.com shares her journey towards adopting a frugal mindset with her partner, illustrating the profound impact it has had on their financial independence and lifestyle. By redefining their approach to spending, particularly in areas like housing and clothing, they've cultivated a life rich in options and freedom, proving that less can indeed be more. Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/ Quotes to ponder: "Change is work. It's something we can choose to do or something that can be thrust upon us." "We needed to shift to a frugal mindset." "Reducing your expenses allowed me to tap into an abundance-filled state of creativity and resourcefulness in getting my needs met." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1303: Lisa Harrison of Mad Money Monster.com offers invaluable advice for those standing at the crossroads of their career paths. She delves into the crucial aspects of aligning career choices with personal interests, educational commitments, work-life balance, career development opportunities, and the job market's reality. Her guidance is aimed at helping individuals make informed decisions that lead to both professional fulfillment and personal well-being. Read along with the original article(s) here: https://madmoneymonster.com/2022/08/04/5-things-to-consider-before-choosing-a-career/ Quotes to ponder: "Some people believe that you should consider money when choosing a career. While this may be true to an extent, you don't want to ignore your interests." "Statistics also indicate that employees who work more than 55 hours weekly are at risk of developing stroke and coronary heart disease." "It would be unpleasant to invest your time, money, and hopes into a career that's in low demand." Episode references: The Bureau of Labor Statistics (BLS): https://www.bls.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1303: Lisa Harrison of Mad Money Monster.com offers invaluable advice for those standing at the crossroads of their career paths. She delves into the crucial aspects of aligning career choices with personal interests, educational commitments, work-life balance, career development opportunities, and the job market's reality. Her guidance is aimed at helping individuals make informed decisions that lead to both professional fulfillment and personal well-being. Read along with the original article(s) here: https://madmoneymonster.com/2022/08/04/5-things-to-consider-before-choosing-a-career/ Quotes to ponder: "Some people believe that you should consider money when choosing a career. While this may be true to an extent, you don't want to ignore your interests." "Statistics also indicate that employees who work more than 55 hours weekly are at risk of developing stroke and coronary heart disease." "It would be unpleasant to invest your time, money, and hopes into a career that's in low demand." Episode references: The Bureau of Labor Statistics (BLS): https://www.bls.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2688: Lisa Harrison of MadMoneyMonster.com shares her journey of resisting lifestyle inflation, especially the allure of upgrading her living situation, which many find relatable. Through candid experiences, she underscores the importance of financial prudence, the power of minimalism, and the value of instilling good spending habits to secure a more stable and fulfilling future. Read along with the original article(s) here: https://madmoneymonster.com/2016/02/03/resisting-lifestyle-inflation/ Quotes to ponder: "It's worry that is born out of fear, fear that you can't comfortably afford to do something." "Committing to minimalism has given us focus and the ability to say NO to unnecessary clutter in our lives." "My emotional, arbitrary indicators of wealth have nothing to do with what we need or what makes the best financial sense." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2664: Diania Merriam shares insights from Lisa Harrison of MadMoneyMonster.com, who reflects on everyday items she and her partner stopped buying to achieve significant savings. The list includes avoiding new car purchases, cutting cable TV, minimizing paper product expenses, using alternatives to shaving cream, refraining from soda and juice purchases, skipping professional family photos, and being mindful of pet care expenses. The episode highlights how small changes in spending habits can lead to substantial financial benefits over time. Read along with the original article(s) here: https://madmoneymonster.com/2015/11/06/things-we-just-stopped-buying/ Quotes to ponder: "I often see posts in various forums or on social media where people like to criticize how other people spend money. But here is the thing, everyone has different preferences, and there are no rules on what makes something a morally good or bad purchase." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3113: In this Minimalist Monday edition, Diania Merriam presents Lisa Harrison's blog post from MadMoneyMonster.com, titled "Rejecting Consumer Norms Changed My Financial Life Forever." Lisa shares her journey of rejecting societal expectations and consumer norms, highlighting the impact it had on her financial life and the shift from embracing to rejecting consumerism. The post emphasizes the importance of redefining success, retraining financial habits, and finding peace in a life of frugality. Read along with the original article(s) here: https://madmoneymonster.com/2018/09/11/rejecting-consumer-norms-changed-my-financial-life-forever/ Quotes to ponder: "Our financial motivation switched from embracing consumer norms to rejecting them in exchange for hefty investing and a more carefree lifestyle." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2640: Lisa Harrison of MadMoneyMonster.com shares a powerful message of hope and resilience in personal finance, illustrating that even with a history of financial missteps, achieving early retirement is still within reach. Through her own journey and mistakes with money, Lisa highlights the transformative power of adopting a frugal mindset, investing wisely, and the importance of not letting past errors define your financial future. Read along with the original article(s) here: https://madmoneymonster.com/2018/01/25/proof-can-royally-mess-up-money-still-retire-early/ Quotes to ponder: "Right around that same time, we committed to living a frugal lifestyle and making the state of our finances a major priority in our lives. What we wanted most of all were options. And we realized that money gives you options." "We're living proof that you can royally mess up with money and still retire early, really early." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Marc of MadMoneyMonster.com shares tips for managing finances with an inconsistent income, including calculating average monthly income, basing budget on below-average months, establishing a normal living standard, saving during good times, keeping liquid savings, having a fallback plan, and embracing the positives of fluctuating income. Read along with the original article(s) here: https://madmoneymonster.com/2018/11/26/7-tips-for-living-on-an-inconsistent-income/ Quotes to ponder: "An inconsistent income usually means that you have the opportunity to make a good income in a short period of time." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2592: Lisa Harrison of MadMoneyMonster.com offers practical strategies for saving money during challenging times. She emphasizes the importance of understanding your true financial situation, seeking professional advice, establishing a budget, starting to save small amounts, maintaining transparency, setting up distinct funds, and persistently working towards your saving goals. Read along with the original article(s) here: https://madmoneymonster.com/2022/12/22/what-it-takes-to-save-money-during-tough-times/ Quotes to ponder: "Saving money is as much about discipline as it is about the money you save." Episode references: NerdWallet: The Best Budget Apps for 2024 Learn more about your ad choices. Visit megaphone.fm/adchoices