Podcasts about labor statistics bls

President Donald Trump secured a $600 billion commitment from Saudi Arabia on Tuesday to invest in the United States after the oil power accorded him a gala welcome at the start of a tour of Gulf states. The U.S. agreed to sell Saudi Arabia an arms package worth nearly $142 billion, according to a White House fact sheet that called it "the largest defense cooperation agreement" Washington has ever done.The U.S. annual inflation rate eased to its lowest level in more than four years, as President Donald Trump's tariffs started stretching throughout the U.S. economy. According to the Bureau of Labor Statistics (BLS), the annual inflation rate declined to 2.3 percent in April, from 2.4 percent in March. This represented the third consecutive monthly slowdown and the lowest reading since February 2021.UnitedHealth Group on Tuesday suspended its 2025 forecast, just weeks after lowering its outlook, and announced the surprise exit of CEO Andrew Witty, sending its shares down 8 percent premarket. Stephen Hemsley, who served as CEO from 2006–2017, will take over from Witty. The announcement also pulled down shares of other health insurers such as Humana, CVS, and Elevance between 1 percent and 3 percent.

Thrown into the fire — that is how Jeanne Rankin learned, and it’s how she’s developing her athletes and interns at Coastal Carolina University. Rankin reveals how trust is what drives buy-in, performance, and success; without it, even the best program is just a piece of paper. She breaks down some of strength and conditioning’s toughest realities — long hours, relentless demands, and work-life challenges — which require strategic approaches across career stages. A process-oriented coach, Rankin shares practical strategies for setting boundaries, maximizing efficiency, and avoiding burnout when 70-hr workweeks are common. She also delivers real-world insights on career longevity, professional growth, and adapting to an evolving industry. With salary conversations, career sustainability, and the future of collegiate strength and conditioning on the table, Rankin brings an unfiltered, solutions-driven perspective. Whether you are just starting out or an experienced professional, this episode delivers straight talk on what it takes to succeed long-term. Connect with Jeanne on Instagram: @thegingerguns or by email at: jrankin@coastal.edu | Find Eric on Instagram: @ericmcmahoncscs and LinkedIn: @ericmcmahoncscs   Check out the 2022 NSCA Salary Survey discussed in this episode and watch for 2025 NSCA Salary Survey results coming soon. Additionally, find actionable strategies to support a raise request in the NSCA’s new article, “How to Ask for a Raise in Strength & Conditioning.” Read the NSCA’s proposal to the United States Bureau of Labor Statistics (BLS) to recognize “strength and conditioning coach” as a detailed occupation in their classification system.Show Notes“If you've got a coach who's really bought into what you're doing. You're going to run through a wall not just for yourself, but for them too, because you know that they're doing a good job leading the way.” 9:45 “It's OK to make mistakes. I want it to be an environment where you can make mistakes. So just kind of taking in all the experiences that people give you, I think, is very important for younger strength coaches, learning from mistakes.” 14:30 “My biggest job is, sure, I want you to get better as an athlete, but I want you to be a person who's ready to go into whatever line of work you want to and to help you develop into a better person and human being that's going to make this world a better place.” 24:35

The Canadian government has announced retaliatory tariffs after universal U.S. tariffs on steel and aluminum came into force on March 12. Canada's measures will be implemented on March 13 and target CA$29.8 billion in U.S. goods. The European Union also announced retaliatory trade action with new duties on U.S. industrial and farm products.U.S. inflation slowed last month for the first time since September. According to the Bureau of Labor Statistics (BLS), the annual inflation rate slowed to 2.8 percent in February, down from 3 percent in January.President Donald Trump meets with Irish Prime Minister Micheal Martin on Wednesday, with Trump's trade policies and the conflict in Gaza among the potential topics of conversation. The annual White House meeting to mark St. Patrick's Day is usually a relatively straightforward affair for both the United States and Ireland. The Irish premier typically presents the president with a bowl of shamrocks as a symbolic gift, a tradition that will be observed during this visit.

The U.S. labor market added 151,000 jobs on a seasonally adjusted basis in February according to last week's report by the Bureau of Labor Statistics (BLS). While the number was roughly 20,000 to 30,000 jobs below economists' expectations, it was stronger than the 125,000 jobs added in January.Other macro indicators, such as a tight unemployment rate of 4.1% and strong annual wage growth at 4.0%, were steady from prior reports.If the job growth, unemployment rate, and wage growth numbers hold throughout the year, they would create significant demand for housing...Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Erica Groshen, former Commissioner of the U.S. Bureau of Labor Statistics (BLS) uses the acronym AORTA to characterize good data; Accurate, Objective, Relevant, Trustworthy, and Accessible. This is apt since good data are the lifeblood of economic decision-making. But what happens if statistics are compromised by reduced staffing and resources, or by politically motivated manipulation? Erica joins EconoFact Chats to discuss the history and the role of the BLS, the importance of good data for decision-making by government, businesses, and families, and her concerns about political interference degrading the integrity of government statistics. Erica served as the Commissioner of the U.S. Bureau of Labor Statistics from 2013 to 2017. She is currently Senior Economics Advisor at the Cornell School of Industrial and Labor Relations, and a Research Fellow at the Upjohn Institute.

Culminating in a 2024 report, the Levy Institute (Zacharias, Rios-Avila, Folbre, and Masterson) conducted research commissioned by the Bureau of Labor Statistics (BLS) to develop a methodology to integrate home production (unpaid household labor like cooking, cleaning, and caring for children) into the BLS measure of household consumption. Senior Scholar Ajit Zacharias and Research Associate İpek Ilkkaracan sit down to discuss this research and its potential applications in the US and abroad.  Applications for the Levy Institute Graduate Programs in Economic Theory and Policy are open. For more information and to start your application, please visit: https://www.bard.edu/levygrad/. The deadline to apply is April 15, 2025. Further reading:  Integrating Nonmarket Consumption into the Bureau of Labor Statistics Consumer Expenditure Survey, by A. Zacharias, F. Rios-Avila, N. Folbre, and T. Masterson  

Job growth to slow in 2025, but remain positiveThis week's economic analysis will focus on the results of the quarterly survey of economists byThe Wall Street Journal, which includes aggregated forecasts of more than 70 economists.The report, which was released last weekend, showed the chance of a recession was just 22% for2025, the lowest since January 2022. The average projection for job growth was approximately 1.6 million for 2025, down from roughly 2.2 million jobs in 2024 based on recent data from theBureau of Labor Statistics (BLS). The supply of available labor is expected to remain tight with an expected unemployment rate of 4.3%. Growth in the labor force continues to be a limiting factor for job growth. For multifamily operations, the good news is the potential of slowing job growth coincides with a certain slowdown in new multifamily deliveries, which should reduce the effects of supply and demand getting out of balance...Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

(AURN News) — In President Joe Biden's final full month in office, inflation showed an uptick according to federal data, just days before President-elect Donald Trump's inauguration as the nation's 47th president. The Bureau of Labor Statistics reported Wednesday that the Consumer Price Index rose 0.4 percent in December, following a 0.3 percent increase in November. The overall inflation rate stands at 2.9 percent. Several key sectors saw price increases over the past year. Food costs rose 2.5 percent, while electricity prices increased 2.8 percent over the 12-month period. Shelter costs showed a significant jump of 4.6 percent, and transportation services recorded a 7.3 percent increase over the year. December's report also indicated price increases in housing, airline fares, used cars and trucks, motor vehicle insurance, and medical care, according to the Bureau of Labor Statistics (BLS). However, some categories saw decreases, including personal care, communication, and alcohol. House Ways and Means Committee Chairman Jason Smith criticized the economic data in a statement: "President Trump is inheriting an economy from President Biden where inflation still threatens families' savings and prices are still sky high. President Trump's policies are the right ones to help working families and January 20th can't come soon enough." The data comes as Biden prepares to hand over the presidency to Trump next Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

Job growth closes 2024 unexpectedly strongThe U.S. labor market added 256,000 jobs on a seasonally adjusted basis in December according to last week's report by the Bureau of Labor Statistics (BLS). The growth was much stronger than the roughly 150,000 jobs expected by economists. The unemployment rate remained low at 4.1%.On one hand, it is a great sign to see robust job gains, especially for those that have been unemployed for a significant time. It is also beneficial for multifamily because job growth contributes to household demand.The downside is the continued strength might also delay further interest rate cuts by the Fed in the near term, which can cause other ripple effects. The S&P 500 and Dow Jones Industrial Average both trended lower after the release of the jobs report.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

U.S. Annual Effective Rent Growth Turns PositiveThe Bureau of Labor Statistics (BLS) will release its final national jobs report this Friday. In all, the labor market was much stronger in 2024 than many economists predicted. The final report should show roughly 2 million jobs were added last year, and the unemployment rate hovered in the low 4% range.Economists will be anticipating upcoming releases in February and March when the BLS provides its annual revisions to job growth for the U.S. and metropolitan areas. Based on initial estimates announced last summer, there could be some significant revisions to the previous totals, and the new numbers could reshape forecasts for operational performance for multifamily by some degree.While elevated supply totals had a major impact in 2024, the BLS's revisions could help explain why some markets underperformed in a year when so many jobs were supposedly added...Read more: http://radix.com/raot-reports/ 

As we approach the end of 2024, I want to share an optimistic perspective on the future. The trucking and logistics industry is thriving and appears to be on track for a record year in 2025. If you need statistical support, I have that available.   According to the American Trucking Association, the freight and logistics industry in the United States is substantial and expanding. The GDP for the transportation sector reached $738.5 billion in Q4 2023. Preliminary figures indicate that the nation's trucking freight bill totaled $987 billion in gross freight revenues for primary shipments in 2023.   **International Trucking:** - Trucks transported 66.5% of the value of surface trade between the U.S. and Canada in 2023. - Trucks transported 84.5% of the value of surface trade between the U.S. and Mexico in 2023.   **Employment:** - In 2023, 8.5 million people were employed in jobs related to trucking activity across the economy, excluding the self-employed. - There were 3.55 million truck drivers employed in 2023, reflecting an increase of 0.3% from 2022.   The Bureau of Labor Statistics (BLS) projects that employment for logisticians will grow by 19% from 2023 to 2033, which is much faster than the average for all occupations.   Haittam Greib, the CEO and founder of Prestige Worldwide Logistics, has led the company to recognition by INC Nationals and Regionals as one of the fastest-growing companies. Trusted to transport over one million shipments per year, Prestige Worldwide Logistics (PWL) addresses the freight management needs of small, medium, and enterprise-level organizations. Based in Detroit, Michigan, PWL is a non-asset-based third-party logistics provider that offers solutions in LTL, partial and full truckload, intermodal, expedited, and drayage transportation.   PWL partners with an integrated network of over 20,000 carriers, utilizes proprietary Transportation Management Systems (TMS) technology, and connects customers with experienced service professionals. The company is committed to simplifying the shipping and distribution processes for businesses across the United States and Canada.   As an entrepreneurial leader and logistics expert, I launched Metro Creations at the age of 21, providing print and online marketing services to small businesses. At 25, I founded Prestige Worldwide Logistics (PWL) in 2011. Despite various challenges, PWL evolved from a freight brokerage into a full-service third-party logistics (3PL) provider, securing contracts with major clients, including government entities and leaders in the automotive and aerospace sectors.   In 2015, I initiated UFR8 to tackle driver shortages with proprietary technology. Our commitment to excellence was recognized when we secured our first government contract, managing transportation for military bases. We later partnered with NEXCOM to handle supply chain logistics for top brands.   Today, I aim to inspire and empower my team in the logistics industry. We seek to expand into multiple sectors, leveraging our experience to provide unmatched transportation services. With a focus on adaptability, innovation, and personalized service, PWL is dedicated to being a single point of contact for all transportation needs.     For more information: https://www.shippwl.com/ Email: haittam@shippwl.com Call: (248) 707-1991 

According to the U.S. Bureau of Labor Statistics (BLS), the failure rates for new businesses in the United States are as follows:  ·         First two years: About 20% of new businesses fail.  ·         First five years: About 45% of new businesses fail.  ·         First ten years: About 65% of new businesses fail.  ·         Fifteen years: or more: Only about 25% of new businesses survive.    Meanwhile, The Economist reports that only 8% of companies manage to scale. The secret to their success lies in the leadership. Businesses flourish when their leaders adopt a mindset of lifelong learning and do not allow preconceived notions to disrupt business dynamics. These leaders develop the right habits to keep their businesses agile in fluctuating environments. Since an enterprise reflects its leaders, other stakeholders also adopt these positive habits, which is a key differentiator for successful companies.    Anthony Franco is a serial entrepreneur known for launching, scaling, and selling businesses, and he is now on a mission to help other founders achieve similar success. As the host of his podcast, "How To Founder," he and his co-host provide twice-weekly deep dives and practical advice on the challenges faced by founders. With seven companies launched and six successful exits—including two to public companies—Anthony offers seasoned insights across various sectors, including Tech, AI, Consumer Goods, Services, and Manufacturing. Join us as we explore the real tactics that transform big ideas into lasting success.    For more information: https://www.howtofounder.com/  LinkedIn: @AnthonyFranco   

This is a weekly narration of our Rent and Operating Trends ReportU.S. Job Growth Slowed Significantly in OctoberBased on last week's report from the Bureau of Labor Statistics (BLS), the U.S. labor market added 12,000 jobs in October. It was the lowest monthly total since December 2020, but sluggish growth was expected due to some special circumstances.Impacts from the hurricanes, a strike by Boeing workers, and a shorter collection period of employer data all contributed to the lower reading. There is a chance November shows a bounce back as those trends normalize.The other pessimistic note in the report is that job gains for the prior two months were revised down by a combined 112,000 jobs.Interestingly, ADP's estimate of job gain was incredibly strong at 233,000 for October. The Overall Economy Remains Very StrongWhile last week's labor market report was subpar, the Bureau of Economic Analysis reported GDP growth of 2.8% for the third quarter. While the rate was slightly below last quarter's growth of 3.0%, it still suggests the economy is robust.The number was boosted by consumer spending, exports, and federal government spending. A decrease in housing investment was partially to blame for GDP underperforming the prior quarter's growth. Will the Fed Cut Rates Again this Week?It is widely expected that the Fed will cut interest rates by 25 basis points on Thursday. Annual growth for the all-items consumer price index slowed to 2.4% in September, the lowest in more than three years, and it was similar to inflation before the pandemic.Lower interest rates can help keep consumer spending at a strong rate and allow businesses to invest more in hiring and equipment upgrades.If the Fed does not lower interest rates this week, the committee will have another opportunity before the end of the year. Its next regularly scheduled meeting is on December 17-18. Multifamily HighlightsOperational metrics barely budged from the prior week, which is a good sign during a seasonally slow period. That is especially true for metrics like occupancy rate and traffic which have been at their lowest levels in the past few years. In addition to the amount of supply being delivered, slower job growth has likely weighed on performance as well.Rent growth did not experience as big of a decline in October this year compared to 2023. At the national level, effective rents declined 46 basis points in October this year compared to a 133 point drop last year. On an annual basis, rents are still down 0.2% from a year ago, but that metric is poised to turn positive.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

This is a narration of our weekly Rent and operating Trends Report.Top Metros for Job GrowthLast week, the Bureau of Labor Statistics (BLS) released its monthly report on metro-level job growth. It is one of the most important indicators of multifamily demand because new jobs tend to create new households, and a portion of them will move into apartments. On a seasonally adjusted basis, New York and Los Angeles added 164,000 and 91,000 jobs in the last year, respectively. Dallas, Houston, and Miami were next on the list, adding between 56,000 and 79,000 jobs in the past 12 months.Charleston's annual job growth of 3.7% was the strongest relative change out of the 45 markets published by Radix. Wilmington and San Antonio each had annual job growth of 2.6%. Based on the report, Minneapolis and Portland have lost approximately 5,500 and 8,000 jobs, respectively, but Radix data indicates demand for apartments has remained strong. Both have positive annual rent growth and occupancy rates above 94.4%. It will be worth watching whether the numbers are ultimately revised.  Job Creation Compared to New Supply To put jobs data into context, real estate economists will often compare the number of jobs created in a market relative to the of new housing units being constructed.As of the latest estimates, New York, Los Angeles, and Charleston have created approximately five times as many jobs in the last year compared to the number of new multifamily units delivered. While each metro area has a different long-term average for the number due to a variety of factors, a five-to-one ratio is considered very favorable for operators to absorb the new supply delivered to the market. Markets such as Phoenix, Atlanta, and Raleigh are only adding approximately two jobs compared to each new apartment unit delivered, suggesting that operations will be more challenging. Factoring in single-family construction in those markets further dilutes the demand.As new supply slows, those ratios will improve if the labor market remains steady.Final Jobs Report before U.S. Presidential ElectionThe national jobs report for October will be released by the BLS this Friday, November 1. It will be delivered just days before the presidential election, and it could have mixed signals on the strength of the labor market due to recent events. For its “First Friday” report on the national labor market, the BLS surveys employers based on the pay period that includes the 12th of the month. It's worth noting that hurricanes Helene and Milton made landfall on September 26 and October 10, respectively. Unemployment insurance claims spiked in states affected by the hurricanes during the first half of October. As an example, North Carolina reported 11,655 initial unemployment insurance claims the week ending October 5, and another 9,290 initial claims for the week of the 12th. A year earlier it was closer to 3,600 claims per week. In just that one state, more than 13,000 people lost their jobs in a two week span compared to more normal period. Additionally, roughly 33,000 machinists at Boeing have been on strike since September 14. Those are some of the factors that could lead to a more pessimistic report after the very strong reading of 254,000 jobs created the previous month. Explore our webpage for more insights and resources:https://bit.ly/Radix_Webiste

This is a narration of our weekly Rent and Operating Trends Report.Jobs Report Much Stronger Than ExpectationsThe U.S. economy added 254,000 jobs in September according to the Bureau of Labor Statistics(BLS), which was roughly 100,000 more jobs than expected. Additionally, the preliminary results for July and August were revised upward by a combined 72,000 jobs, suggesting the labor market remains strong. Job growth is one of the most important factors to multifamily demand because it helps spur new household formation. Combined with declining supply levels in many locations, multifamily fundamentals are trending in the right direction for more balanced operational results in 2025. While the numbers released last week are favorable, recent labor market reports have faced much criticism related to their accuracy due to repeated downward revisions in subsequent publications. That said, current multifamily rent growth and occupancy rates suggest supply and demand have found equilibrium in many markets.  Wages are Up and Unemployment is DownThe BLS also reported average annual wage growth in the U.S. increased to 4.0% in September. It had decelerated to 3.6% in July before increasing the past two months. Based on Radix data, the last time national rent growth exceeded wage growth was in September 2022. The unemployment rate decreased slightly to 4.1%. The trend suggested many people impacted by layoffs have been able to find new work, but hiring remained very concentrated in just a handful of industries. Approximately 73% of new jobs created in September were in healthcare, social assistance, government, construction, restaurants, and bars. Job seekers in other industries likely feel like the labor market is weaker than headline reports. Goldman Sachs Lowers the Probability of a RecessionAccording to a report by CNBC, Goldman Sachs has lowered the chance of a near-term recession to 15%. To put it into perspective, that number is considered the baseline probability for any “normal” period. Last week's strong labor market report was noted as one of the factors playing a role in the optimistic outlook. Other positive economic news during the last month included lower growth in inflation, better-than-expected consumer spending, and the Fed lowering interest rates. Multifamily HighlightsOperational performance in the first week of October showed no material differences than prior weeks, outside of typical seasonal slowing. Traffic and occupancy rates remained down from last year, but the week-to-week changes were minor. Annual rent growth remained negative at -0.5% at the U.S. level. Steady job growth should result in a typical fourth quarter for performance for multifamily, especially in markets where supply is slowing. If that happens, more markets will show positive rent growth and improved occupancy rates in 2025.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Wendy Martinez has been serving as the Director of the Mathematical Statistics Research Center at the Bureau of Labor Statistics (BLS) for six years. Prior to this, she served in several research positions throughout the Department of Defense. She held the position of Science and Technology Program Officer at the Office of Naval Research, where she established a research portfolio comprised of academia and industry performers developing data science products for the future Navy and Marine Corps. She was honored by the American Statistical Association when she received the ASA Founders Award at the JSM 2017 conference. Wendy is also proud and grateful to have been elected as the 2020 ASA President.

This is a narration of our weekly Rent and Operating Trends Report.U.S. Economy Stronger than Initially ReportedGDP for the second quarter was revised upward last week by the U.S. Bureau of Economic Analysis. The initial report of 2.8% was already stronger than economists expected, and last week's new estimate of 3.0% suggests the economy is still in good shape despite a cooling labor market.The stronger growth was boosted by consumer spending, but there were downward revisions to other components such as business investment.  Latest Inflation Reading Supports Interest Rate CutThe personal consumptions expenditures price index (PCE) increased 2.5% from a year ago in July, or 2.6% excluding food and energy prices (core). Both rates were equal to June's growth.The core PCE growth is the Fed's preferred measure of long-run inflation, and it is widely believed the reading further supports an interest rate cut later this month. It is believed lower interest rates would give a boost to the labor market, which would ultimately benefit the multifamily performance.  BLS Releases 10-Year Employment ProjectionsJob growth is forecasted to be more moderate the next decade based on a forecast released by the U.S. Bureau of Labor Statistics (BLS) last week. From 2023 to 2033, U.S. employment is projected to increase by 6.7 million jobs, or an average of 0.4% per year. For comparison, annual average job growth was 1.3% from 2013-2023 even with the disruption from the pandemic.Job creation will be constrained due to weaker growth in the labor force as more people in the baby boomer generation retire. Job growth is one of the strongest demand drivers for multifamily, and the projected slowdown will almost certainly impact the number of renter households created.Healthcare and social assistance is projected as the top industry for hiring. Given the demands ofan aging population, nurse practitioners and physician assistants will have some of the largest job growth. Computer tech occupations are expected to have the second highest growth, driven by jobs in AI, cyber security, and computer services. Annual Rent Growth Turns Positive for More MarketsMultifamily performance was consistent with recent reports. Rent growth took another small step towards nationwide stabilization. Effective rents were down just 0.8% from the prior year, and several markets were on the cusp of positive rent growth territory. Traffic remained off pace from last year's level, but the U.S. occupancy rate was just under 93.9% at the beginning of September.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Join Jim and Greg as they discuss the third night of the Democratic National Convention and more. They comment on Bill Clinton's decline, the fictional Tim Walz highlighted at the DNC vs. the one with a real & disturbing record as governor, the Dems projecting the fantasy that they are the party of freedom, and Biden's commerce secretary giving a bizarre reaction to a lousy jobs report.First, after commenting on Clinton's speech that was underwhelming and way too long, they dissect the "strikingly shameless" portrayal of Tim Walz as an everyman and good neighbor instead of the far left politician who coddled rioters, threatened anyone reluctant to take a Covid vaccine, added a Covid snitch line, and has had a cozy relationship with China for decades.Next, they shake their heads as Democrat after Democrat pretended that they are the party of freedom and that Republicans are the party of federal intrusion into our lives. And yet, there's only a couple of "freedoms" that they really care about and got repeated over and over Wednesday night.Finally, they laugh as Commerce Secretary Gina Raimondo accuses Donald Trump of issuing the Bureau of Labor Statistics (BLS) report showing the government overestimated the number of jobs created over the past year by 818,000. When confronted with the truth, Raimondo claimed she was not aware of the report.

This is a narration of our weekly Rent and Operating Trends Report.A softer-than-expected U.S. jobs report last Friday sent shockwaves through the investment world at the beginning of this week. At time of publication, all three major U.S. stock indexes were down more than 2.5% as the selloffs that started in Japan spread to other parts of the globe.The movements followed one of the weakest jobs reports in the past few years, coupled with the Fed's decision to leave interest rates unchanged during last week's FOMC meeting. There is growing speculation that the Fed could make an off-cycle rate cut since the next meeting is not scheduled until September 17-18, but other executives and analysts suggest patience is needed.In terms of the latest jobs report, the Bureau of Labor Statistics (BLS) reported the U.S. added 114,000 jobs in the month of July. It was the second lowest monthly total since the end of 2020, and job gains for the previous two months were revised downward by a combined 29,000 jobs. Job growth in the private sector remained very weak.The unemployment rate increased to 4.3%, and wage growth slipped to 3.6%. Both of those numbers are still solid by historical norms, but the concern is more about the direction of the trend, especially for unemployment.Many economists have noted that Hurricane Beryl likely influenced the latest jobs report by a degree, but the BLS reported it had no material impact on the nation's overall results. Individual MSAs in the path of the hurricane, such as Houston, could show a dip in job growth when the metro-level reports are released later this month.Multifamily fundamentals remained steady from the prior week, with some metrics slightly decelerating due to seasonality. Some of the largest tech markets are highlighted in this report for their improved apartment performance. San Francisco, San Jose, and Seattle were impacted significantly by layoffs in early 2023, which weakened demand for housing. Their metrics appear to be normalizing, which should speak to their underlying supply and demand fundamentals. Of course, tech stocks have taken some of the hardest hits in today's developments.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website

Curious about when mortgage rates will finally drop and spark new housing demand? Join Mike Mills as he dives deep with Dan Habib of MBS Highway to uncover the future of mortgage rates and what real estate professionals need to know!In this episode, Mike Mills sits down with Dan Habib, Executive Vice President of MBS Highway, to discuss the future of mortgage rates. They explore critical topics such as inflation's impact on mortgage rates, the Federal Reserve's role, and the accuracy of job numbers. Dan provides insights from his recent attendance at a Fed meeting and discusses the potential for a refinancing boom. They also delve into the national debt and how MBS Highway prepares for its daily show. Finally, Dan shares valuable information about his company, Crypto Charged, which helps people understand and invest in cryptocurrency.Key TakeawaysInflation's Impact on Mortgage RatesInflation plays a significant role in determining mortgage rates. As inflation rises, mortgage rates tend to increase because investors demand higher returns to offset the eroding value of fixed-rate returns. Understanding this relationship helps real estate professionals anticipate rate changes based on economic conditions.Federal Reserve's Influence on RatesThe Federal Reserve's monetary policy, including interest rate adjustments, significantly affects mortgage rates. Dan discusses how the Fed's decisions are influenced by inflation and employment data, and what real estate professionals can expect in terms of future rate cuts or hikes.Accuracy of Job NumbersJob numbers reported by the Bureau of Labor Statistics (BLS) have shown significant discrepancies, impacting economic forecasts and market reactions. Dan explains the reasons behind these inaccuracies and how they can affect predictions for mortgage rates and the broader economy.Potential for a Refinancing BoomAs mortgage rates are expected to decrease, there is a potential for a refinancing boom. Lower rates can lead to increased refinancing activity, offering opportunities for real estate professionals to help clients reduce their mortgage payments and secure better loan terms.Crypto Charged: Navigating Cryptocurrency InvestmentsDan introduces his company, Crypto Charged, which aims to educate investors about cryptocurrency. He emphasizes the importance of understanding crypto markets and how real estate professionals can diversify their investment portfolios with informed decisions in this emerging field.00:00 - 05:00Introduction and OverviewMike Mills introduces the Texas Real Estate and Finance Podcast.Discussion on the primary question in real estate: "When are rates coming down?"Introduction of guest, Dan Habib, Executive Vice President of MBS Highway.05:00 - 10:00Current Mortgage Rates and Future PredictionsDan Habib shares insights on current high mortgage rates and factors influencing them.Detailed discussion on inflation's role in rate changes.Overview of Federal Reserve's actions and their impact on mortgage rates.10:00 - 15:00Inflation, Job Market, and Fed's RoleExplanation of core inflation and its measurement.Impact of job market conditions and unemployment rates on Fed decisions.Dan's perspective on the reliability of BLS job data and its revisions.15:00 - 20:00BLS Data and Market ReactionsAnalysis of the BLS's business and household surveys.Discussion on the discrepancies between job creation numbers and unemployment rates.Insight into the Fed's dual mandate of stable prices and full employment.20:00 -...

The latest economic indicators. On Wednesday, the Bureau of Labor Statistics (BLS) released its Consumer Price Index (CPI) report for May, which showed an increase of 3.3% from a year earlier, slightly slower than April's 3.4% rate. On a month-to-month basis, prices remained the same for the first time since July 2022. Core inflation, which excludes volatile food and energy prices, rose 0.2%, its slowest pace since October 2023. You can read our coverage of past inflation reports here.You can read today's podcast⁠ ⁠⁠here⁠⁠⁠, our “Under the Radar” story ⁠here and today's “Have a nice day” story ⁠here⁠.You can catch our latest YouTube video, an interview with Alyssa Cass and Pat Rosenstiel, and their efforts to make the popular vote the official decision in electing the US President, here.We were previously publishing these episodes on our Tangle podcast page, but we just re-launched the series — and released a brand new episode — on a unique podcast channel for The Undecideds. Please give us a 5-star rating and leave a comment!Check out Episode 4 of our podcast series, The Undecideds. May 30th, 2024, just after 5pm Eastern Standard Time, a landmark moment was branded into the 247 year history of the US. For the first time ever, a former American president was found guilty of felony crimes. So how does this affect our undecided voters? The answers may surprise you. We gauge the impact of the verdict on Diana, Zahid, Claire, Brian, and Phil and discover that on the road to the White House, even a felony conviction doesn't block all paths.Today's clickables: Friday edition preview (0:39), Quick hits (1:56), Today's story (3:41), Right's take (7:47), Left's take (12:05), Isaac's take (16:21), Listener question (20:39), Under the Radar (24:14), Numbers (25:09), Have a nice day (26:21)You can subscribe to Tangle by clicking here or drop something in our tip jar by clicking here. Take the survey: Do you think the economy is headed in the right direction or the wrong direction? Let us know!Our podcast is written by Isaac Saul and edited and engineered by Jon Lall. Music for the podcast was produced by Diet 75. Our newsletter is edited by Managing Editor Ari Weitzman, Will Kaback, Bailey Saul, Sean Brady, and produced in conjunction with Tangle's social media manager Magdalena Bokowa, who also created our logo. Hosted on Acast. See acast.com/privacy for more information.

An auditing firm that represents hundreds of clients including Trump Media, which owns former President Donald Trump's “Truth Social” app, reached a $12 million settlement with the SEC to settle charges alleging it failed to comply with accounting oversight standards affecting over 1,500 of its SEC filings.The U.S. labor market showed further signs of cooling down after the economy added a smaller-than-expected 175,000 new jobs last month, down from 315,000 in March, according to the Bureau of Labor Statistics (BLS). The market had penciled in a reading of 243,000 positions.Apple shares jumped 7% on Friday as the iPhone maker's record stock buyback plan and promise of sales growth brought back investors who have shunned the stock on concerns over weak demand and increased competition in China.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1303: Lisa Harrison of Mad Money Monster.com offers invaluable advice for those standing at the crossroads of their career paths. She delves into the crucial aspects of aligning career choices with personal interests, educational commitments, work-life balance, career development opportunities, and the job market's reality. Her guidance is aimed at helping individuals make informed decisions that lead to both professional fulfillment and personal well-being. Read along with the original article(s) here: https://madmoneymonster.com/2022/08/04/5-things-to-consider-before-choosing-a-career/ Quotes to ponder: "Some people believe that you should consider money when choosing a career. While this may be true to an extent, you don't want to ignore your interests." "Statistics also indicate that employees who work more than 55 hours weekly are at risk of developing stroke and coronary heart disease." "It would be unpleasant to invest your time, money, and hopes into a career that's in low demand." Episode references: The Bureau of Labor Statistics (BLS): https://www.bls.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1303: Lisa Harrison of Mad Money Monster.com offers invaluable advice for those standing at the crossroads of their career paths. She delves into the crucial aspects of aligning career choices with personal interests, educational commitments, work-life balance, career development opportunities, and the job market's reality. Her guidance is aimed at helping individuals make informed decisions that lead to both professional fulfillment and personal well-being. Read along with the original article(s) here: https://madmoneymonster.com/2022/08/04/5-things-to-consider-before-choosing-a-career/ Quotes to ponder: "Some people believe that you should consider money when choosing a career. While this may be true to an extent, you don't want to ignore your interests." "Statistics also indicate that employees who work more than 55 hours weekly are at risk of developing stroke and coronary heart disease." "It would be unpleasant to invest your time, money, and hopes into a career that's in low demand." Episode references: The Bureau of Labor Statistics (BLS): https://www.bls.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In the 6 AM Hour: Larry O'Connor and Mercedes Schlapp discussed: YESTERDAY: New York appeals court rejects Donald Trump's third request to delay April 15 hush money trial Imprisoned attorney Michael Avenatti does surprise interview with MSNBC on Trump hush money case Consumer prices rose 3.5% from a year ago in March, more than expected Dow closes 422 points lower after a surprisingly bad inflation report Biden defends his handling of the economy amid latest rough inflation numbers Will Hild on X: "JUST IN: Biden's Bureau of Labor Statistics (BLS) reportedly leaked key inflation data  UST IN: For the first time in 38 months since Biden took office, DHS Sec. Mayorkas testifies under oath before Congress that the southern border is in “crisis,” after being asked by @RepAshleyHinson in House hearing. Where to find more about WMAL's morning show:  Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor,  @Jgunlock,  @patricepinkfile and @heatherhunterdc.  Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Thursday, April 11, 2024 / 6 AM Hour  O'Connor and Company is proudly presented by Veritas AcademySee omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe economy is breaking down and the [CB] and the Biden admin are manipulating the numbers to make it look like the economy is doing well. In the end this will backfire on them. The debt is unsustainable and in the end Trump will use this against him. The [DS] will do what ever it takes to stop Trump. It had to be this way because the people must see how the [DS] is willing to destroy this country and bring everyone to war to protect themselves. The [DS] is panicking because they have lost and the shift is now happening. More and more people are moving away from the D part. The end is near, prepare for the next 7 months.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy FedEx, UPS Adding Delivery Fees In Parts Of New York, Los Angeles, Chicago FedEx and UPS will add surcharges for deliveries in 82 ZIP codes this month, many of which cover parts of major urban areas, according to updates from both companies. The delivery area surcharge, or DAS, for the new ZIP codes will take effect on April 8 for UPS and April 15 for FedEx. The additions will impact areas in Boston, Chicago, New York, Los Angeles and San Francisco. The DAS ranges between $3.95 and $5.85 for FedEx and UPS, but that can climb higher in areas with ZIP codes categorized as “extended” or “remote.” The surcharge amount is influenced by the package being shipped via ground or air transportation and if it's a commercial or residential delivery. New ZIP codes UPS and FedEx will add a Delivery Area Surcharge in The additional ZIP codes could help the carriers cover added expenses for serving densely populated areas, like tolls to cross bridges or tunnels. However, the delivery giants could also be using the surcharges to bolster their bottom lines in a soft demand environment, according to Shippingwise Managing Director Nicholas Fanelli. “These surcharges are huge profit centers for carriers,” he said. “It's not surprising when volume is down that they're trying to find new opportunities to increase profits and increase margins.” Source: zerohedge.com  https://twitter.com/KobeissiLetter/status/1776226082246512928 Bidenomics In One Lesson: Latest Job Gains Fueled By Foreign-Born Workers, Gov't Employees Huge job gains reported by the Bureau of Labor Statistics (BLS) in March were fueled largely by increases in government positions and employment of foreign-born workers. The government added 71,000 jobs in March, a new all-time record and above the average of 52,000 over the last 12 months, bringing the total number of employees to 23,270,000, according to data from the BLS released Friday. The number of employed foreign-born workers increased by 112,000 in March, rising to 31,114,000 from 31,002,000 in February.   In total, the employment level for foreign-born workers has increased by 1,266,000 in the last year, while the number of native-born Americans has fallen by 651,000, according to the BLS. The unemployment rate for foreign-born workers is just 3.6%, while it is 4.0% for native-born workers. https://twitter.com/RealEJAntoni/status/1776235611961114656?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1776235611961114656%7Ctwgr%5E641c01be2ca5d9ddeb21e9f35f52cb2424ea0eef%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fdailycaller.com%2F2024%2F04%2F05%2Flatest-job-gains-fueled-foreign-born-workers-govt-employees%2F The BLS does not record whether foreign-born workers are in the country legally and acknowledges that the survey likely includes illegal immigrants working in the U.S. The U.S.

Forty-five percent of Canadian business owners experienced mental health challenges in early 2023, up from 38 percent in February 2022, according to a May survey by the Business Development Bank of Canada. According to a recent study by Willis Towers Watson, nearly half (45 percent) of US workers report having experienced mental illness in their lifetime. Over three-quarters (76 percent) say they have experienced emotional distress due to work pressures in the last 12 months. And more than half (51 percent) say their emotional pain was severe enough to impact their ability to do their job well. In addition, recent data from the Bureau of Labor Statistics (BLS) shows that over one-third (36%) of US workers are experiencing symptoms related to depression or anxiety on any given day. The impact of poor mental health in the workplace may be evident with signs such as High turnover rate, Employees who frequently call out sick, Teams struggling to meet targets, and Evidence of stress or burnout in employees, according to the UC Berkeley Executive Education.   As a small business owner, visionary leader, father, and husband, Scott Burgett has experienced an extraordinarily personal and profound journey with his mental health within the last year and 1/2.  Dealing with his health scare, dealing with blood clots, and fearing his life was going to end, Scott, the CEO of Evolution Vegan Academy, took some time this week to share his natural, raw, and emotional journey with his mental health with me.  He also shares why he thinks men should be more forthcoming with their mental health journey, successes, and failures so we can all learn and grow together.  He also shares how he continues to work towards excellence as a father, husband, and individual.   Facebook: @ScottBurgett Instagram: @coachscottyb_

The border deal that was negotiated in the Senate by a group of Democrats and Republicans and incorporated into a $118 billion foreign aid package failed to advance in the Senate on Wednesday. The Biden administration regularly overestimated the number of jobs created each month over the past year by at least 1 million, data from the Bureau of Labor Statistics (BLS) indicate. Nelson Peltz and Trian Management are getting some reinforcements in its siege on the Magic Kingdom from none other than Elon Musk. Plus more on today's episode. 

Throughout last year, the Biden administration consistently over-projected the monthly job growth figures by a margin of at least 1 million, as reflected in the Bureau of Labor Statistics (BLS) records. In the year of 2023, the federal government's initial estimates overvalued the U.S. employment count by an average of 105,000 each month. This imbalance equates to a monthly discrepancy of up to 1.3 million jobs across the year. In-depth research conducted by the Daily Caller News Foundation revealed that, contrary to prior calculations, each month saw roughly 1,255,000 fewer new jobs recorded than initially thought. A major contributing factor cited for this substantial downward correction was the introduction of new census data and seasonal adjustments to the equation for total employment estimates. Interestingly, the month of December was a notable exception to this pattern, seeing an upward revision of 115,000 jobs. This makes December the only outlier in 2023 to observe an upward adjustment of this magnitude, as reported by the news broadcast. The data highlights that the biggest downward corrections occurred in March—at an unforgiving loss of 266,000 jobs—followed closely by January and April, with their revisions of 234,000 and 205,000 jobs respectively. However, the smallest downward adjustments occurred in the later months of the year, with November seeing a decrease of just 2,000 jobs and October observing a reduction of 11,000 jobs.  See omnystudio.com/listener for privacy information.

Lies, damn lies and statistics? DICK BOVE, once again, challenges the US Bureau of Labor Statistics (BLS), this time attacking its announcement that the US economy generated 216,000 jobs in December as the unemployment rate held steady at 3.7 percent. Using government data on hirings, layoffs, people quitting jobs and hourly wages, BOVE concludes December's BLS report is widely off the mark. “We lost 150,000 jobs last month,” says BOVE, chief financial strategist at ODEON CAPITAL GROUP. “It's an outrageous misstatement of these numbers by the press that creates major losses in the hands of investors,” he adds.    In fact, BOVE sees weaker signs in the labor markets than is acknowledged by other analysts. Are we therefore, inching ever closer to that long anticipated recession?  The CONVERSATION examines the US money supply which BOVE has been tracking for months. The latest data shows the M2 money supply continues to shrink with the first significant drop in M2 since the Great Depression. Some analyst see that as a harbinger of recession. MAT VAN ALSTYNE, ODEON co-founder and managing partner, says BOVE'S analysis of the US Money Supply is on target. Meanwhile, bank earnings season is upon us. BOVE, a veteran bank analyst, expects dismal results and explains why.  Will we see a sharp decline in 2024 in management fund fees for ETF mutual funds and other funds? One report hints at fee reductions. The CONVERSATION also looks at the lessons of history – how many nations supposedly neutral, reportedly profiteered by quietly working with the Third Reich. What might this suggest about the stance of “non-aligned” nations today as the brutal war in Ukraine grinds on, asks our host JOHN AIDAN BYRNE. Questions & Comments: Podcast@odeoncap.com      

The U.S. Bureau of Labor Statistics (BLS) has reported that employment of water and wastewater treatment plant and system operators is projected to decline 6% from 2022 to 2032. This news shines the spotlight on a critical infrastructure sector that faces mounting challenges, from aging infrastructure assets to emerging contaminants (i.e., PFAS). As water and wastewater treatment plants become more advanced with automated systems to manage treatment processes, fewer workers may be needed. In today's episode, Reese Tisdale is joined by Senior Research Director Eric Bindler, who notes that while some work can be automated, plants will still need skilled workers to operate increasingly complex controls and water and wastewater systems. The overall water industry BLS data shows pretty steady growth of around 1.5% for the past decade a half. If you enjoy listening to The Future of Water Podcast, please tell a friend or colleague, and if you haven't already, please click to follow this podcast wherever you listen. If you'd like to be informed of water market news, trends, perspectives and analysis from Bluefield Research, subscribe to Waterline, our weekly newsletter published each Wednesday.

The Great Resignation is still a U.S. problem, if not a global issue as we continue in recessionary times, according to the Department of Labor's (DOL) and Bureau of Labor Statistics (BLS) economic outlook reports. The Great Resignation, also known as the Big Quit and the Great Reshuffle, is an ongoing economic trend in which employees have voluntarily resigned from their jobs en masse, beginning in early 2021 in the wake of the COVID-19 pandemic. As an inter-disciplinarian within both the workforce management industry for 20 years as an executive expert and as a college professor, Dr. Amy Keely says that psychology is the actual pressure behind the Great Resignation, which is generationally driven based on (i) ‘voluntary mandatory overtime,' (ii) COVID, (iii) educational failures, iv) entitlement, (v) social media, and (vi) governmental workforce tampering as a disrupter force. Join UnScripted as we talk with Professor Amy Keeley about our economic times as we take a different road in this episode.  It is unike any episode we have done before.

As a writer you have the creative freedom to explore the avenues of your imagination which bring you the most joy. You can choose the niche that matches your preferences, from technical writing to creative writing. Job growth: According to the United States Bureau of Labor Statistics (BLS), the employment of writers and authors may grow 4% from 2021 to 2031, which is similar to the average growth for all occupations. With the support of his partner and children, writer David Payne has been creating stories daily since late 2021. He participates ferociously in Stories on Fire and National Novel Writing Month. His first published story, "Wraith and Specter" appeared in Future's Lens (Jan 2023). "Escape and Transform" appeared in Reality's Lens (May 2023). David writes the story that inspires him in the moment, though he tends to settle into speculative fiction. On stream, he writes each day both as a form of accountability and to inspire others to the craft. His focus is entirely on getting the words on the page and letting the editing table sort out the details later. He's played many different table-top RPGs over the years and has interests in game theory from Poker to Magic the Gathering. To relax, he'll fire up a game of Dwarf Fortress. He likes to joke that if a game was created more recently than a decade ago, he isn't really interested, but the truth is he likes retro-style and turn-based games. Professionally, David is a technical writer and has been a part of the field for over twenty years. He's also presented at Write-the-Docs and the Society of Technical Communication's Summit.   Follow: @TelinArtho

Originally uploaded May 29, 2023: Jeffrey Mosher welcomes back Teri Sand, SHRM-CP, PHR, CBSP, CRP, Business Services Manager, Capital Area Michigan Works!, Lansing, MI, but serving Ingham Eaton, and Clinton Counties For her May 2023 discussion, Teri reviews the business services that can help employers with seasonal hiring. Teri, since you're already an expert on the services CAMW! offers, and we've covered several of them recently, we decided it may be more helpful to ask about some information on season hiring? Seasonal hiring + its importance. Seasonal hiring involves businesses employing additional workers during specific seasons or periods of increased demand. Common industries you'll see offering seasonal positions this time of year include retail, hospitality, agriculture, tourism and more. Teri, what can the seasonal hiring accomplish? By hiring additional staff, businesses can effectively address the temporary increase in demand during peak season, enhance customer experience and capitalize on seasonal opportunities to maximize revenue. Who are the target for such positions? Since seasonal jobs often offer part-time and flexible work arrangements, employers are recommended to appeal to a wide range of candidates, including students, retirees and individuals looking for temporary employment. With the summer approaching, seasonal hiring typically occurs before or during the beginning of the busy season to ensure sufficient time for training and onboarding new employees. Stats + facts. What has the trend been for this portion of hiring? The demand for seasonal workers has been increasing over the years. According to the Bureau of Labor Statistics (BLS), the number of people employed in temporary help services, which includes seasonal jobs, has shown steady growth. For example, in the United States, the temporary help services industry employed around 3.05 million workers in May 2021, compared to around 2.8 million in May 2016. How has CAMW! assisted in this sector of hiring?

Paradoxically, the unemployment rate rose significantly to 3.7% and the U.S. Commodity Future Trading Commission (CFTC) proposes new regulations to offset the risks of crypto investing.Today's Stories: U.S. Adds 339K Jobs in May, Blowing Through Estimates for 195K; Bitcoin Steady at $27KU.S. Commodities Agency May Change Risk Rules to Consider CryptoBitcoin Miners Gain Support From Texas With Two Bills Passed, One HaltedMarket Watch Links: BRN00 | Brent Crude Oil Continuous Contract Overview | MarketWatch Why Did Bitcoin's Price Rise? BTC Hovers Over $27K as Investors Shrug Off Hot Jobs DataThis episode was hosted by Adam B. Levine, edited by Ryan Huntington, and Senior Producer is Michele Musso. All original music by Doc Blust and Colin Mealey.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Paradoxically, the unemployment rate rose significantly to 3.7% and the U.S. Commodity Future Trading Commission (CFTC) proposes new regulations to offset the risks of crypto investing.Today's Stories: U.S. Adds 339K Jobs in May, Blowing Through Estimates for 195K; Bitcoin Steady at $27KU.S. Commodities Agency May Change Risk Rules to Consider CryptoBitcoin Miners Gain Support From Texas With Two Bills Passed, One HaltedMarket Watch Links: BRN00 | Brent Crude Oil Continuous Contract Overview | MarketWatch Why Did Bitcoin's Price Rise? BTC Hovers Over $27K as Investors Shrug Off Hot Jobs DataThis episode was hosted by Adam B. Levine, edited by Ryan Huntington, and Senior Producer is Michele Musso. All original music by Doc Blust and Colin Mealey.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The nursing profession is vast and attracts an array of talented people. A career as a nursing assistant can be a rewarding path for those who want to get into the profession. According to the U.S. Bureau of Labor Statistics (BLS), health care jobs are expected to grow by 13 percent between 2021 and 2031, making a nursing career an attractive option. What is a nursing assistant? According to Premier Nursing Academy, a certified nursing assistant is an entry-level step into the medical field. A CNA is not a nurse, but these individuals will work very closely under the supervision...Article Link

Want to invest in commercial real estate? Learn how to predict future demand with economic base analysis! In this podcast, Bo Barron, CCIM, shares the formula for quantifying the future demand of commercial real estate space using a real world job announcement as an example. His charmingly clueless little brother, Timmy Barron, ADHD, provides comic relief while asking the questions you wish you could ask. Together, they'll show you how to examine basic and non-basic jobs, population to employment ratios, and the economic base multiplier to make informed investment decisions and find lucrative deals every time. Tune in to this podcast to learn how to build commercial real estate wealth with economic base analysis in a way that's easy to understand. Don't miss the pop quiz at the end of each episode to see if you can beat Timmy's score! Perfect for commercial real estate investors, small business owners, and anyone interested in the field.

Bitcoin soared past $26,000, a price not seen since last Summer, on the back of the latest CPI print that showed inflation in the U.S. is still very much alive. The Consumer Price Index (CPI) rose 6.0% in the 12 months through February, the Bureau of Labor Statistics (BLS) said Tuesday, meeting economists' expectations for the index, which tracks price movements across a broad range of goods and services. Meanwhile, the U.S. Banking crisis is still in turmoil.~This episode is sponsored by Kraken~Kraken website ➜ https://bit.ly/KRAKENPBN

Kelsunn Communications, Inc. Invites you to enjoy this tribute to the Profession of Social Work and a salute to all the professional social workers in the country. Thank you for all that you do. Happy Social Work Month!!!! https://youtu.be/iY-wbrvhKHU This year's Social Work Month theme is “Social Work Breaks Barriers,” to highlight how social workers have enriched our society by empowering people and communities to overcome hurdles that prevent them from living life to the fullest. The annual Social Work Month campaign in March is a time to inform public, policymakers, and legislators about how social workers have always broken barriers when it comes to the services they provide in an array of sectors, including hospitals and mental health centers, federal, state, and local government, schools, community centers, and social service agencies. People become social workers because they have a strong desire to help others and make society a better place. Social work is one of the fastest growing professions in the United States, according to the Bureau of Labor Statistics (BLS). More than 700,000 professional social workers are hard at work nationwide, but that number is expected to rise to almost 800,000 by 2030, BLS said.

Episode 128: Food insecurity and obesity.  Nausheen defines food insecurity, presents some statistics about obesity, and how food insecurity is linked to obesity. She ends her presentation with possible solutions to this problem.Written by Nausheen Hussain, OMS3, Western University of Health Sciences, College of Osteopathic Medicine of the Pacific. Editing by Hector Arreaza, MD.Welcome: You are listening to Rio Bravo qWeek Podcast, your weekly dose of knowledge brought to you by the Rio Bravo Family Medicine Residency Program from Bakersfield, California, a UCLA-affiliated program sponsored by Clinica Sierra Vista, Let Us Be Your Healthcare Home. This podcast was created for educational purposes only. Visit your primary care provider for additional medical advice.Arreaza: Hello, my name is Hector Arreaza. I am a family physician, currently practicing and teaching in the Central Valley of California. Today we will talk about an important and growing problem: Food insecurity and its relationship to obesity. I would like to introduce my guest today, Nasheen Hussain.Arreaza: Can you tell me what defines food insecurity? Nausheen: As defined by the U. S. Department of Agriculture (USDA), food insecurity is the limited availability of nutritionally adequate food or the limited access to this food. So, I want you to imagine you are living in a community where the closest grocery store is not within walking distance, you have no reliable access to transportation, and you are surrounded by liquor stores, McDonald's, and Burger King. Now you can see the two parts of that definition: the grocery store with healthy food exists, but it is too far, and you can't get to it. Whereas within walking distance is nonnutritious food. I want to challenge our audience to pay attention to these two concepts in the communities around them.Arreaza: I have noticed a concentration of fast-food places lining certain streets. Now that we understand the concept, do we know if there is a way to quantify or measure food insecurity?  Nausheen: Yes, Dr. Arreaza. So, the term “food swamp” actually describes what you just stated. To answer your question, yes. Food insecurity is actually measured by the USDA by a 6-18 item questionnaire - asking questions such as: Were you worried if food would run out before you got money to buy more? It is conducted as an annual supplement to the Current Population Survey. Arreaza: The Current Population Survey (CPS) is the primary source of labor force statistics for the population of the United States. It is sponsored jointly by the U.S. Census Bureau (bee-uro) and the U.S. Bureau of Labor Statistics (BLS). The CPS is conducted monthly. Nausheen: The 2021 questionnaire identified 12.5% of households in the U. S. as being food insecure. However, this may underestimate the true number of individuals who may be suffering from food insecurity. Arreaza: Screening for food insecurity is not been routinely done in many clinics. Food Insecurity: Preventive Services. An Update for This Topic is In Progress. LAST UPDATED: Jul 24, 2022. So now, let's talk about the connection of this to obesity. What factors in general increase the likelihood of obesity?Nausheen: Sure! Obesity is classified based on a person's body mass index or BMI, which is your weight in kilograms (or pounds) divided by the square of height in meters (or feet). A BMI of 30 or greater is considered to be in the obesity category. Obesity is affected by several factors, such as a person's genetics, level of activity, and a high-calorie diet consisting of low-nutrition food.Arreaza: How does food insecurity play into this? Nausheen: Think back to the example we discussed earlier. If a person is experiencing food insecurity due to a lack of access, they will use what is around them (fast food, 24-hour mart without fresh foods) so they can put food on the table. If it is due to financial inaccessibility, they will choose to, say, go to Jack in the Box for their $5.00 deals. Both of these lead to a diet filled with non-nutritious food. This shouldn't come as a surprise: most people that experience food insecurity are likely to be living in low-income communities. The generalization here is that these communities tend to have fewer parks, and if they are present, there tends to be a lot of litter and a cloud of unsafe space hovering over it. Arreaza: I see what you mean.Nausheen: These people will probably be less likely to go out for walks and take their kids out…leading to a sedentary lifestyle. The last association I see is that of mental health. People who are struggling to find food are likely to have stress due to their circumstances and there is a relationship that has been found between depression and the increased likelihood of developing obesity. As a recap, there are three effects of food insecurity that contribute to obesity: lack of adequate nutrition, lack of physical activity, and poor mental health. Arreaza: So, there are several factors of food insecurity that seem to be making individuals more likely to develop obesity. Why does it matter? Nausheen: Well obesity is the gateway to several other diseases such as diabetes and hypertension, which are known to the medical profession as "silent killer diseases." In short, what we typically refer to as "that person is larger built" can have major adverse effects on health and can substantially reduce a person's longevity and quality of life. If we can understand and reduce risks of developing obesity, we can prevent the onset of the disease and/or prevent the progression to more severe outcomes. To bring this more into perspective, the CDC found that from 2017-2020, 1 in 5 children had obesity and about 2 in 5 adults had obesity, with an overall prevalence of 41.9% in the U.S. Arreaza: Let's talk about possible solutions.Nausheen: I think the best solution to this issue has to be two parts. 1. Increased access to healthy foods. 2. Nutrition education on how foods you put into your body impact your health both now and long term. I work with urban farmers in Pomona, CA as part of a grassroots effort to increase access to nutritious foods. Arreaza: Tell me more about it.Nausheen: The system consists of several small-scale community farms that produce chemical-free, pesticide-free, fresh vegetables and fruits that are sold to the community members at a low price or a “pay what you can, take what you need” basis. I believe replicating this system in other communities is effective because 1. It is important for the people to know and trust where their food is coming from, and 2. People can volunteer to help the community farms thrive which not only allows for the sustainability of efforts but gives them a reason to be outside and be active which helps combat obesity! Arreaza: I believe nutrition education is a key element to combat obesity, but the battle is unfair. I see there needs to be a better effort from our government to control such things as the false advertisement of so-called “healthy foods” and “miracle supplements” that promise the cure of obesity. I feel like there needs to be more control of these vendors and pay for false science. Nausheen: Nutrition education itself is also important so that people understand what nutrients their bodies need, what foods can give it to them, how to cook those foods, and lastly how it all affects their health. This should start from elementary school with short lessons embedded into the school curriculum. Arreaza: Thank you for sharing that. This brings our episode to a close. If you are or if you know someone who is struggling with food insecurity, find some resources in your community such as food banks, Special Supplemental Nutrition Program for Women, Infants, and Children (WIC), and other resources. Nausheen: Find community gardens where you live._______________Conclusion: Now we conclude episode number 128 “Food insecurity and obesity.” Nausheen explained that a lack of access to fresh and healthy foods is linked to increased risk of obesity. Dr. Arreaza called for improved controls for scammers and pseudoscientists that frequently commit fraud to patients who are struggling with obesity.This week we thank Hector Arreaza and Nausheen Hussain. Audio editing by Adrianne Silva.Even without trying, every night you go to bed a little wiser. Thanks for listening to Rio Bravo qWeek Podcast. We want to hear from you, send us an email at RioBravoqWeek@clinicasierravista.org, or visit our website riobravofmrp.org/qweek. See you next week!_____________________Sources:Hartline-Grafton, H. (2018, April 18). Understanding the connections: Food insecurity and obesity (October 2015). Food Research & Action Center. Retrieved February 5, 2023, from https://frac.org/research/resource-library/understanding-connections-food-insecurity-obesity.U.S. Department of Health and Human Services. (2022, March 24). What are overweight and obesity? National Heart Lung and Blood Institute. Retrieved February 5, 2023, from https://www.nhlbi.nih.gov/health/overweight-and-obesity.Food Security in the U. S. - Measurement. USDA ERS - Measurement. (2022, October 17). Retrieved February 5, 2023, from https://www.ers.usda.gov/topics/food-nutrition-assistance/food-security-in-the-u-s/measurement.Craven, K., Patil, S. (unknown). Understanding Food Security & Obesity Paradox: A Case Study. Department of Family Medicine, Brody School of Medicine.Blasco BV, García-Jiménez J, Bodoano I, Gutiérrez-Rojas L. Obesity and Depression: Its Prevalence and Influence as a Prognostic Factor: A Systematic Review. Psychiatry Investig. 2020 Aug;17(8):715-724. doi: 10.30773/pi.2020.0099. Epub 2020 Aug 12. PMID: 32777922; PMCID: PMC7449839.Centers for Disease Control and Prevention. (2022, May 17). Childhood obesity facts. Centers for Disease Control and Prevention. Retrieved February 6, 2023, from https://www.cdc.gov/obesity/data/childhood.html.Centers for Disease Control and Prevention. (2022, May 17). Adult obesity facts. Centers for Disease Control and Prevention. Retrieved February 6, 2023, from https://www.cdc.gov/obesity/data/adult.htmlRoyalty-free music used for this episode: “Gushito - Latin Pandora." Downloaded on October 13, 2022, from https://www.videvo.net/ 

This video is for informational purposes only. Please consult with your financial advisor before making any investment decisions or work with Tim Picciott directly at  https://bit.ly/redpilladvisor In this Video Tim Picciott CFP® breaks down how the Bureau of Labor Statistics (BLS) is rigging the CPI data, making inflation look low than what it really is. GET TIM'S FREE Portfolio Review HERE:  https://bit.ly/redpilladvisor  And become a client of Tim's at  https://www.TheLibertyAdvisor.com Purchase your Aeroponic Tower Garden here  https://bit.ly/aeroponicgarden GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE:  https://heavensharvest.com/  USE Code WAM to get FREE shipping in the United States! NGANIC CBD OIL! Get organic HIGH QUALITY CBD HERE:  https://shareasale.com/r.cfm?b=1312822&u=3368756&m=85768&urllink=&afftrack= GET YOUR APRICOT SEEDS at the life-saving Richardson Nutritional Center HERE:  https://rncstore.com/r?id=bg8qc1 GET VITAMINS AND SUPPLEMENTS FROM DR. ZELENKO HERE:  https://zstacklife.com/?ref=WAM LION ENERGY: Never Run Out Of Power! PREPARE NOW!  https://rdm.go2cloud.org/aff_c?offer_id=223&aff_id=1682

Many people erroneously believe that 50% of businesses fail within the first year. Yet, this is not necessarily true. Data from the Bureau of Labor Statistics (BLS) indicates that approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years. Only 25% of new businesses make it to 15 years or more. Many people believe it has to do with the economy, not enough money to market, not knowing what to do or the market being too saturated. The fact is, one of the main reasons for business failure is failure to master the sales conversation. In this episode of the Vegan Visibility show, we talk with mindset, sales coach, Trevor Banerjee. Trevor specializes in working with entrepreneurs on the limiting believes they have around sales. Trevor is one of the esteemed experts of the 2nd Annual Vegan Visibility Summit. How To Sell Successfully, As a Heart-Led Entrepreneur is a must attend for anyone struggling with sales. During his content rich session you will learn… The biggest mistakes heart-led entrepreneurs make, which leads to business failure How to develop an entrepreneur's mindset How to sell without selling out Trevor Banerjee has had quite a hero's journey. Armed with a double masters, he spent a decade rising through the ranks at one of the largest banks in his hometown of Melbourne, Australia, only to end up being burnt out and diagnosed with depression. This was, in his words, the best diagnosis ever as it led him to look inwards for true meaning and joy. Over the last 10 years Trevor has taken his business experience and applied it to the service of the vegan and conscious business community. A qualified life coach, an NLP practitioner, an author and founder of The Freedom Switch, a vegan startup launch agency, Trevor is also a motivational speaker, having spoken to audiences in 4 continents. Now a resident of West London, when he's not helping launch another vegan startup, Trev spends his leisure time learning Spanish, playing the guitar and planning his next travel destination with his wonderful wife.   http://www.VeganVisibility.com/Summit2022  

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, September 14th, 2022. Happy hump day everyone! We’re half way through the week, so let’s get to it. Fight Laugh Feast Magazine Our Fight Laugh Feast Magazine is a quarterly issue that packs a punch like a 21 year Balvenie, no ice. We don’t water down our scotch, why would we water down our theology? Order a yearly subscription for yourself and then send a couple yearly subscriptions to your friends who have been drinking luke-warm evangelical cool-aid. Every quarter we promise quality food for the soul, wine for the heart, and some Red Bull for turning over tables. Our magazine will include cultural commentary, a Psalm of the quarter, recipes for feasting, laughter sprinkled through out the glossy pages, and more. Sign up today, at fightlaughfeast.com. https://thepostmillennial.com/breaking-twitter-shareholders-vote-in-favor-of-approving-elon-musk-s-buyout-deal?utm_campaign=64487 Elon Musk's Twitter buyout deal APPROVED by shareholders On Tuesday, Twitter’s shareholders voted to approve Elon Musk’s $44 billion buyout deal that was set in motion earlier this year. According to The Verge, sources yesterday had suggested that a vast majority of shareholders were set to approve of the bid, with the required majority being locked in before Tuesday’s meeting. The vote comes as Musk is locked in a legal battle with the social media platform over an attempt to terminate the deal, after Musk sought data that confirmed that the number of Twitter accounts that are automated bot accounts is less than 5 percent. Twitter sued Musk for his attempts to terminate the deal, arguing that Musk created their agreement. The trial is expected to begin in mid-October. This is a developing story, so check back with me tomorrow for more updates: Moving on… https://www.theepochtimes.com/us-inflation-comes-in-worse-than-expected-as-food-shelter-costs-surge_4726956.html?utm_source=partner&utm_campaign=BonginoReport US Inflation Comes in Higher Than Expected as Food, Shelter Costs Surge The U.S. annual inflation rate came in at 8.3 percent in August, higher than the market forecast of 8.1 percent, according to the Bureau of Labor Statistics (BLS). This is slightly down from the 8.5 percent reading in July. The core inflation rate, which strips the volatile food and energy sectors, also advanced to 6.3 percent last month. This was also higher than the market expectation of 6.1 percent and up from 5.9 percent in July. On a monthly basis, the consumer price index (CPI) rose 0.1 percent, while the core CPI surged 0.6 percent. Food and shelter costs contributed to the inflation numbers as they increased 11.4 percent and 6.2 percent, respectively, year-over-year. The energy index eased to 23.8 percent, new vehicles surged 10.1 percent, used cars and trucks jumped 7.8 percent, and apparel edged up 5.1 percent. Transportation services soared 11.3 percent and medical care services swelled 5.6 percent. Within the food index, most items were up on both a year-over-year and month-over-month basis. Bread prices rose 16.2 percent from the same time a year ago, milk soared 17 percent, eggs spiked 39.8 percent, and fruits and vegetables surged 9.4 percent. BLS data further showed that meat was mostly up across the board, with uncooked ground beef up 7.8 percent, chicken jumping 16.6 percent, ham rising 9.2 percent, and pork surging 6.8 percent. On a positive note, airline fares, which were up by about 33 percent year-over-year, fell by 4.6 percent on a monthly basis in August. On the energy front, prices also eased considerably from July to August. Fuel oil slipped 5.9 percent and gasoline declined 10.6 percent. However, electricity prices added 1.5 percent. U.S. stocks reacted to the hot inflation report. The Dow Jones and the S&P 500 were down 2.7 percent and 3 percent, respectively, during midday trading on Sept. 13, while the NASDAQ was down 3.85 percent. Financial markets have cheered anytime there is the slightest hint of easing inflationary pressures because investors think this would prompt the Federal Reserve to slow down its pace of rate hikes or to cut interest rates. Central bank officials have repeatedly stated that they do not intend to turn dovish during this tightening cycle until there is clear evidence that inflation is on a downward trend. Fed Chair Jerome Powell spooked financial markets last month when he told the Jackson Hole Economic Symposium that households and businesses need to brace for “some pain.” Just what our economy needed! More pain… Speaking of which… https://www.theepochtimes.com/stocks-tumble-after-inflation-stays-hotter-than-expected_4727580.html?utm_source=partner&utm_campaign=BonginoReport Stocks Tumble After Inflation Stays Hotter Than Expected Stocks are tumbling and disappointment is shaking markets worldwide Tuesday, following Wall Street’s realization that inflation isn’t slowing as much as hoped. The S&P 500 sank 2.3 percent in early trading Tuesday, threatening to snap a four-day winning streak. Bond prices also fell sharply, sending their yields higher, after a report showed inflation decelerated to 8.3 percent in August, instead of the 8.1 percent economists expected. The disappointing data means traders are bracing for the Federal Reserve to ultimately raise rates even higher than expected to combat inflation, with all the risks for the economy that entails. The Dow Jones Industrial Average lost 603 points, or 1.9 percent, to 31,777, as of 9:45 a.m. Eastern time, and the Nasdaq composite dropped 3.1 percent. Almost all of Wall Street came into the day thinking the Fed would hike its key short-term rate by a hefty three-quarters of a percentage point at its meeting next week. But the hope was that inflation was in the midst of quickly falling back to more normal levels after peaking in June at 9.1 percent. The inflation report arrived before trading began on Wall Street, but it sent a thud through markets worldwide. https://www.theepochtimes.com/15000-union-nurses-in-minnesota-walk-out-on-strike-protesting-low-wages-and-understaffing_4725919.html?utm_source=partner&utm_campaign=BonginoReport 15,000 Union Nurses in Minnesota Begin Strike, Citing Low Wages, Understaffing About 15,000 union nurses at 15 hospitals across seven different health systems in Minnesota have walked off the job, protesting understaffing and overwork in what’s believed to be the biggest strike of private-sector nurses in U.S. history. The Minnesota Nurses Association strike, slated to last three days, began at 7 a.m. on Sept. 12. The group’s membership voted last month to authorize a strike. Nurses in the Minneapolis and Duluth areas are complaining about low pay, a dearth of resources, and the inability to care for patients properly, such as running wards without lead nurses, and poor shift-scheduling practices. “I can’t give my patients the care they deserve,” said Chris Rubesch, the vice president of the Minnesota Nurses Association and a nurse at Essentia Health in Duluth, according to The Washington Post. “Call lights go unanswered. Patients should only be waiting for a few seconds or minutes if they’ve soiled themselves or their oxygen came unplugged or they need to go to the bathroom, but that can take 10 minutes or more. Those are things that can’t wait.” At a Sept. 1 news conference, Minnesota Nurses Association President Mary Turner said, “Our health care and our profession are in crisis.” Response From Hospitals While negotiations have been continuing since March, the union decided to proceed with the strike because of the hospitals’ offer of about 10 percent wage increases over three years. The union had asked initially for a 37 percent boost, before settling on 30 percent. A spokesperson for the Twin Cities Hospitals Group called the request “unreasonable, unrealistic, and unaffordable,” according to the Minnesota Reformer. Hospital administrations have hired replacement staff and traveling nurses to keep operations running and bring minimal disruption to patient care. “Nurses have steadfastly refused to go to mediation,” Paul Omodt, a spokesman for the Twin Cities Hospital Group, which represents four hospital systems, told The Washington Post. “Their choice is to strike. This strike is on the nurses.” Armored Republic The Mission of Armored Republic is to Honor Christ by equipping Free Men with Tools of Liberty necessary to preserve God-given rights. In the Armored Republic there is no King but Christ. We are Free Craftsmen. Body Armor is a Tool of Liberty. We create Tools of Liberty. Free men must remain ever vigilant against tyranny wherever it appears. God has given us the tools of liberty needed to defend the rights He bestowed to us. Armored Republic is honored to offer you those Tools. Visit them, at ar500armor.com https://www.theepochtimes.com/americans-like-work-from-home-so-much-theyll-take-a-pay-cut-to-keep-it-study_4725704.html?utm_source=partner&utm_campaign=BonginoReport Americans Like Work From Home So Much, They’ll Take a Pay Cut to Keep It: Study Workers in the United States are willing to take a pay cut so that they can continue working from home, states a study published in August. Work from home (WFH) was found to average 1.5 days a week worldwide, according to the study conducted by a team of international economists and other experts. The study, “Working From Home Around the World,” surveyed full-time workers from 27 nations as of mid-2021 and early 2022. Workers were found to value the option of working from home for two to three days per week so much that they were willing to take a pay cut of 5 percent on average. In the United States, workers were willing to take a 5.7 percent pay cut for remote work options. On average, workers across countries wanted 1.7 work-from-home days per week after the end of the pandemic. In the United States, the mean desired WFH days per week was at 2.1. However, the actual WFH days in the country was 1.6 while employers were only planning to offer 0.8 days for remote work. Overall, 5.26 percent of employees working from home for one or more days per week were willing to quit their job if their employer wanted them to return to onsite work for more than five days. In the United States, this number exceeded 40 percent. In the United States, the risk that city-level fortunes will diverge due to work-from-home models is “more acute” than in other rich nations, the report noted. “In part, because political decisions about the provision of local public goods are more decentralized in the United States, and local fiscal resources are more closely tied to local economic prosperity. These aspects of federalism give rise to more scope for a downward spiral in city-level fiscal resources and urban amenities.” Compared to other countries, the United States also has more location options sharing the same legal system, cultures, language, etc. As such, if a city’s governance were to fail, it is easier to move to another similar but better-performing city, the report stated. Last month, the Federal Reserve Bank of New York released a report showing that many remote working jobs which popped up during the COVID-19 pandemic have remained open and are expected to remain open in the future. https://nypost.com/2022/09/12/michael-irvin-chides-stephen-a-smiths-colin-kaepernick-cowboys-idea/ NFL legend Michael Irvin eviscerates idea of Colin Kaepernick joining Cowboys: 'Let's just stop' The Playmaker was not having it. After Dak Prescott went down for what might be 6-8 weeks with an injury to his throwing thumb, the “First Take” crew was bouncing around ideas on what Dallas should do in the interim. Tyler Huntley was broached, but no one ultimately thought that the Ravens would part with him with Lamar Jackson unsigned. Stephen A. Smith brought up Colin Kaepernick, and Michael Irvin shot the idea down. https://youtu.be/-l0Ao24SpVQ Play 2:35-4:37 Did you notice that Smith tried to back away from the bag of crap that he just lit on fire, and left it for all of us to smell? “Oh no I just had five or so people bring it up to me, so I thought I’d ask!” Yeah nice try buddy, we all know you’re just a puppet trying to keep this conversation going about Kaepernick. Even when Kap has ability, he wasn’t even that good. He was something new in the league when he helped lead the 49ers to the Superbowl against the Ravens all the way back in 2013… but since that season, his numbers fell off a cliff… people clinged to the notion that he was a great qb, all for the sake of pumping up his national anthem protest… Kaepernick hasn’t played in the NFL since 2016, when he kneeled during the national anthem to protest social injustice while a member of the 49ers. Smith has said in the past that former President Donald Trump inflaming this story was revenge on NFL owners for not allowing him to buy the Bills. This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, September 14th, 2022. Happy hump day everyone! We’re half way through the week, so let’s get to it. Fight Laugh Feast Magazine Our Fight Laugh Feast Magazine is a quarterly issue that packs a punch like a 21 year Balvenie, no ice. We don’t water down our scotch, why would we water down our theology? Order a yearly subscription for yourself and then send a couple yearly subscriptions to your friends who have been drinking luke-warm evangelical cool-aid. Every quarter we promise quality food for the soul, wine for the heart, and some Red Bull for turning over tables. Our magazine will include cultural commentary, a Psalm of the quarter, recipes for feasting, laughter sprinkled through out the glossy pages, and more. Sign up today, at fightlaughfeast.com. https://thepostmillennial.com/breaking-twitter-shareholders-vote-in-favor-of-approving-elon-musk-s-buyout-deal?utm_campaign=64487 Elon Musk's Twitter buyout deal APPROVED by shareholders On Tuesday, Twitter’s shareholders voted to approve Elon Musk’s $44 billion buyout deal that was set in motion earlier this year. According to The Verge, sources yesterday had suggested that a vast majority of shareholders were set to approve of the bid, with the required majority being locked in before Tuesday’s meeting. The vote comes as Musk is locked in a legal battle with the social media platform over an attempt to terminate the deal, after Musk sought data that confirmed that the number of Twitter accounts that are automated bot accounts is less than 5 percent. Twitter sued Musk for his attempts to terminate the deal, arguing that Musk created their agreement. The trial is expected to begin in mid-October. This is a developing story, so check back with me tomorrow for more updates: Moving on… https://www.theepochtimes.com/us-inflation-comes-in-worse-than-expected-as-food-shelter-costs-surge_4726956.html?utm_source=partner&utm_campaign=BonginoReport US Inflation Comes in Higher Than Expected as Food, Shelter Costs Surge The U.S. annual inflation rate came in at 8.3 percent in August, higher than the market forecast of 8.1 percent, according to the Bureau of Labor Statistics (BLS). This is slightly down from the 8.5 percent reading in July. The core inflation rate, which strips the volatile food and energy sectors, also advanced to 6.3 percent last month. This was also higher than the market expectation of 6.1 percent and up from 5.9 percent in July. On a monthly basis, the consumer price index (CPI) rose 0.1 percent, while the core CPI surged 0.6 percent. Food and shelter costs contributed to the inflation numbers as they increased 11.4 percent and 6.2 percent, respectively, year-over-year. The energy index eased to 23.8 percent, new vehicles surged 10.1 percent, used cars and trucks jumped 7.8 percent, and apparel edged up 5.1 percent. Transportation services soared 11.3 percent and medical care services swelled 5.6 percent. Within the food index, most items were up on both a year-over-year and month-over-month basis. Bread prices rose 16.2 percent from the same time a year ago, milk soared 17 percent, eggs spiked 39.8 percent, and fruits and vegetables surged 9.4 percent. BLS data further showed that meat was mostly up across the board, with uncooked ground beef up 7.8 percent, chicken jumping 16.6 percent, ham rising 9.2 percent, and pork surging 6.8 percent. On a positive note, airline fares, which were up by about 33 percent year-over-year, fell by 4.6 percent on a monthly basis in August. On the energy front, prices also eased considerably from July to August. Fuel oil slipped 5.9 percent and gasoline declined 10.6 percent. However, electricity prices added 1.5 percent. U.S. stocks reacted to the hot inflation report. The Dow Jones and the S&P 500 were down 2.7 percent and 3 percent, respectively, during midday trading on Sept. 13, while the NASDAQ was down 3.85 percent. Financial markets have cheered anytime there is the slightest hint of easing inflationary pressures because investors think this would prompt the Federal Reserve to slow down its pace of rate hikes or to cut interest rates. Central bank officials have repeatedly stated that they do not intend to turn dovish during this tightening cycle until there is clear evidence that inflation is on a downward trend. Fed Chair Jerome Powell spooked financial markets last month when he told the Jackson Hole Economic Symposium that households and businesses need to brace for “some pain.” Just what our economy needed! More pain… Speaking of which… https://www.theepochtimes.com/stocks-tumble-after-inflation-stays-hotter-than-expected_4727580.html?utm_source=partner&utm_campaign=BonginoReport Stocks Tumble After Inflation Stays Hotter Than Expected Stocks are tumbling and disappointment is shaking markets worldwide Tuesday, following Wall Street’s realization that inflation isn’t slowing as much as hoped. The S&P 500 sank 2.3 percent in early trading Tuesday, threatening to snap a four-day winning streak. Bond prices also fell sharply, sending their yields higher, after a report showed inflation decelerated to 8.3 percent in August, instead of the 8.1 percent economists expected. The disappointing data means traders are bracing for the Federal Reserve to ultimately raise rates even higher than expected to combat inflation, with all the risks for the economy that entails. The Dow Jones Industrial Average lost 603 points, or 1.9 percent, to 31,777, as of 9:45 a.m. Eastern time, and the Nasdaq composite dropped 3.1 percent. Almost all of Wall Street came into the day thinking the Fed would hike its key short-term rate by a hefty three-quarters of a percentage point at its meeting next week. But the hope was that inflation was in the midst of quickly falling back to more normal levels after peaking in June at 9.1 percent. The inflation report arrived before trading began on Wall Street, but it sent a thud through markets worldwide. https://www.theepochtimes.com/15000-union-nurses-in-minnesota-walk-out-on-strike-protesting-low-wages-and-understaffing_4725919.html?utm_source=partner&utm_campaign=BonginoReport 15,000 Union Nurses in Minnesota Begin Strike, Citing Low Wages, Understaffing About 15,000 union nurses at 15 hospitals across seven different health systems in Minnesota have walked off the job, protesting understaffing and overwork in what’s believed to be the biggest strike of private-sector nurses in U.S. history. The Minnesota Nurses Association strike, slated to last three days, began at 7 a.m. on Sept. 12. The group’s membership voted last month to authorize a strike. Nurses in the Minneapolis and Duluth areas are complaining about low pay, a dearth of resources, and the inability to care for patients properly, such as running wards without lead nurses, and poor shift-scheduling practices. “I can’t give my patients the care they deserve,” said Chris Rubesch, the vice president of the Minnesota Nurses Association and a nurse at Essentia Health in Duluth, according to The Washington Post. “Call lights go unanswered. Patients should only be waiting for a few seconds or minutes if they’ve soiled themselves or their oxygen came unplugged or they need to go to the bathroom, but that can take 10 minutes or more. Those are things that can’t wait.” At a Sept. 1 news conference, Minnesota Nurses Association President Mary Turner said, “Our health care and our profession are in crisis.” Response From Hospitals While negotiations have been continuing since March, the union decided to proceed with the strike because of the hospitals’ offer of about 10 percent wage increases over three years. The union had asked initially for a 37 percent boost, before settling on 30 percent. A spokesperson for the Twin Cities Hospitals Group called the request “unreasonable, unrealistic, and unaffordable,” according to the Minnesota Reformer. Hospital administrations have hired replacement staff and traveling nurses to keep operations running and bring minimal disruption to patient care. “Nurses have steadfastly refused to go to mediation,” Paul Omodt, a spokesman for the Twin Cities Hospital Group, which represents four hospital systems, told The Washington Post. “Their choice is to strike. This strike is on the nurses.” Armored Republic The Mission of Armored Republic is to Honor Christ by equipping Free Men with Tools of Liberty necessary to preserve God-given rights. In the Armored Republic there is no King but Christ. We are Free Craftsmen. Body Armor is a Tool of Liberty. We create Tools of Liberty. Free men must remain ever vigilant against tyranny wherever it appears. God has given us the tools of liberty needed to defend the rights He bestowed to us. Armored Republic is honored to offer you those Tools. Visit them, at ar500armor.com https://www.theepochtimes.com/americans-like-work-from-home-so-much-theyll-take-a-pay-cut-to-keep-it-study_4725704.html?utm_source=partner&utm_campaign=BonginoReport Americans Like Work From Home So Much, They’ll Take a Pay Cut to Keep It: Study Workers in the United States are willing to take a pay cut so that they can continue working from home, states a study published in August. Work from home (WFH) was found to average 1.5 days a week worldwide, according to the study conducted by a team of international economists and other experts. The study, “Working From Home Around the World,” surveyed full-time workers from 27 nations as of mid-2021 and early 2022. Workers were found to value the option of working from home for two to three days per week so much that they were willing to take a pay cut of 5 percent on average. In the United States, workers were willing to take a 5.7 percent pay cut for remote work options. On average, workers across countries wanted 1.7 work-from-home days per week after the end of the pandemic. In the United States, the mean desired WFH days per week was at 2.1. However, the actual WFH days in the country was 1.6 while employers were only planning to offer 0.8 days for remote work. Overall, 5.26 percent of employees working from home for one or more days per week were willing to quit their job if their employer wanted them to return to onsite work for more than five days. In the United States, this number exceeded 40 percent. In the United States, the risk that city-level fortunes will diverge due to work-from-home models is “more acute” than in other rich nations, the report noted. “In part, because political decisions about the provision of local public goods are more decentralized in the United States, and local fiscal resources are more closely tied to local economic prosperity. These aspects of federalism give rise to more scope for a downward spiral in city-level fiscal resources and urban amenities.” Compared to other countries, the United States also has more location options sharing the same legal system, cultures, language, etc. As such, if a city’s governance were to fail, it is easier to move to another similar but better-performing city, the report stated. Last month, the Federal Reserve Bank of New York released a report showing that many remote working jobs which popped up during the COVID-19 pandemic have remained open and are expected to remain open in the future. https://nypost.com/2022/09/12/michael-irvin-chides-stephen-a-smiths-colin-kaepernick-cowboys-idea/ NFL legend Michael Irvin eviscerates idea of Colin Kaepernick joining Cowboys: 'Let's just stop' The Playmaker was not having it. After Dak Prescott went down for what might be 6-8 weeks with an injury to his throwing thumb, the “First Take” crew was bouncing around ideas on what Dallas should do in the interim. Tyler Huntley was broached, but no one ultimately thought that the Ravens would part with him with Lamar Jackson unsigned. Stephen A. Smith brought up Colin Kaepernick, and Michael Irvin shot the idea down. https://youtu.be/-l0Ao24SpVQ Play 2:35-4:37 Did you notice that Smith tried to back away from the bag of crap that he just lit on fire, and left it for all of us to smell? “Oh no I just had five or so people bring it up to me, so I thought I’d ask!” Yeah nice try buddy, we all know you’re just a puppet trying to keep this conversation going about Kaepernick. Even when Kap has ability, he wasn’t even that good. He was something new in the league when he helped lead the 49ers to the Superbowl against the Ravens all the way back in 2013… but since that season, his numbers fell off a cliff… people clinged to the notion that he was a great qb, all for the sake of pumping up his national anthem protest… Kaepernick hasn’t played in the NFL since 2016, when he kneeled during the national anthem to protest social injustice while a member of the 49ers. Smith has said in the past that former President Donald Trump inflaming this story was revenge on NFL owners for not allowing him to buy the Bills. This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, September 14th, 2022. Happy hump day everyone! We’re half way through the week, so let’s get to it. Fight Laugh Feast Magazine Our Fight Laugh Feast Magazine is a quarterly issue that packs a punch like a 21 year Balvenie, no ice. We don’t water down our scotch, why would we water down our theology? Order a yearly subscription for yourself and then send a couple yearly subscriptions to your friends who have been drinking luke-warm evangelical cool-aid. Every quarter we promise quality food for the soul, wine for the heart, and some Red Bull for turning over tables. Our magazine will include cultural commentary, a Psalm of the quarter, recipes for feasting, laughter sprinkled through out the glossy pages, and more. Sign up today, at fightlaughfeast.com. https://thepostmillennial.com/breaking-twitter-shareholders-vote-in-favor-of-approving-elon-musk-s-buyout-deal?utm_campaign=64487 Elon Musk's Twitter buyout deal APPROVED by shareholders On Tuesday, Twitter’s shareholders voted to approve Elon Musk’s $44 billion buyout deal that was set in motion earlier this year. According to The Verge, sources yesterday had suggested that a vast majority of shareholders were set to approve of the bid, with the required majority being locked in before Tuesday’s meeting. The vote comes as Musk is locked in a legal battle with the social media platform over an attempt to terminate the deal, after Musk sought data that confirmed that the number of Twitter accounts that are automated bot accounts is less than 5 percent. Twitter sued Musk for his attempts to terminate the deal, arguing that Musk created their agreement. The trial is expected to begin in mid-October. This is a developing story, so check back with me tomorrow for more updates: Moving on… https://www.theepochtimes.com/us-inflation-comes-in-worse-than-expected-as-food-shelter-costs-surge_4726956.html?utm_source=partner&utm_campaign=BonginoReport US Inflation Comes in Higher Than Expected as Food, Shelter Costs Surge The U.S. annual inflation rate came in at 8.3 percent in August, higher than the market forecast of 8.1 percent, according to the Bureau of Labor Statistics (BLS). This is slightly down from the 8.5 percent reading in July. The core inflation rate, which strips the volatile food and energy sectors, also advanced to 6.3 percent last month. This was also higher than the market expectation of 6.1 percent and up from 5.9 percent in July. On a monthly basis, the consumer price index (CPI) rose 0.1 percent, while the core CPI surged 0.6 percent. Food and shelter costs contributed to the inflation numbers as they increased 11.4 percent and 6.2 percent, respectively, year-over-year. The energy index eased to 23.8 percent, new vehicles surged 10.1 percent, used cars and trucks jumped 7.8 percent, and apparel edged up 5.1 percent. Transportation services soared 11.3 percent and medical care services swelled 5.6 percent. Within the food index, most items were up on both a year-over-year and month-over-month basis. Bread prices rose 16.2 percent from the same time a year ago, milk soared 17 percent, eggs spiked 39.8 percent, and fruits and vegetables surged 9.4 percent. BLS data further showed that meat was mostly up across the board, with uncooked ground beef up 7.8 percent, chicken jumping 16.6 percent, ham rising 9.2 percent, and pork surging 6.8 percent. On a positive note, airline fares, which were up by about 33 percent year-over-year, fell by 4.6 percent on a monthly basis in August. On the energy front, prices also eased considerably from July to August. Fuel oil slipped 5.9 percent and gasoline declined 10.6 percent. However, electricity prices added 1.5 percent. U.S. stocks reacted to the hot inflation report. The Dow Jones and the S&P 500 were down 2.7 percent and 3 percent, respectively, during midday trading on Sept. 13, while the NASDAQ was down 3.85 percent. Financial markets have cheered anytime there is the slightest hint of easing inflationary pressures because investors think this would prompt the Federal Reserve to slow down its pace of rate hikes or to cut interest rates. Central bank officials have repeatedly stated that they do not intend to turn dovish during this tightening cycle until there is clear evidence that inflation is on a downward trend. Fed Chair Jerome Powell spooked financial markets last month when he told the Jackson Hole Economic Symposium that households and businesses need to brace for “some pain.” Just what our economy needed! More pain… Speaking of which… https://www.theepochtimes.com/stocks-tumble-after-inflation-stays-hotter-than-expected_4727580.html?utm_source=partner&utm_campaign=BonginoReport Stocks Tumble After Inflation Stays Hotter Than Expected Stocks are tumbling and disappointment is shaking markets worldwide Tuesday, following Wall Street’s realization that inflation isn’t slowing as much as hoped. The S&P 500 sank 2.3 percent in early trading Tuesday, threatening to snap a four-day winning streak. Bond prices also fell sharply, sending their yields higher, after a report showed inflation decelerated to 8.3 percent in August, instead of the 8.1 percent economists expected. The disappointing data means traders are bracing for the Federal Reserve to ultimately raise rates even higher than expected to combat inflation, with all the risks for the economy that entails. The Dow Jones Industrial Average lost 603 points, or 1.9 percent, to 31,777, as of 9:45 a.m. Eastern time, and the Nasdaq composite dropped 3.1 percent. Almost all of Wall Street came into the day thinking the Fed would hike its key short-term rate by a hefty three-quarters of a percentage point at its meeting next week. But the hope was that inflation was in the midst of quickly falling back to more normal levels after peaking in June at 9.1 percent. The inflation report arrived before trading began on Wall Street, but it sent a thud through markets worldwide. https://www.theepochtimes.com/15000-union-nurses-in-minnesota-walk-out-on-strike-protesting-low-wages-and-understaffing_4725919.html?utm_source=partner&utm_campaign=BonginoReport 15,000 Union Nurses in Minnesota Begin Strike, Citing Low Wages, Understaffing About 15,000 union nurses at 15 hospitals across seven different health systems in Minnesota have walked off the job, protesting understaffing and overwork in what’s believed to be the biggest strike of private-sector nurses in U.S. history. The Minnesota Nurses Association strike, slated to last three days, began at 7 a.m. on Sept. 12. The group’s membership voted last month to authorize a strike. Nurses in the Minneapolis and Duluth areas are complaining about low pay, a dearth of resources, and the inability to care for patients properly, such as running wards without lead nurses, and poor shift-scheduling practices. “I can’t give my patients the care they deserve,” said Chris Rubesch, the vice president of the Minnesota Nurses Association and a nurse at Essentia Health in Duluth, according to The Washington Post. “Call lights go unanswered. Patients should only be waiting for a few seconds or minutes if they’ve soiled themselves or their oxygen came unplugged or they need to go to the bathroom, but that can take 10 minutes or more. Those are things that can’t wait.” At a Sept. 1 news conference, Minnesota Nurses Association President Mary Turner said, “Our health care and our profession are in crisis.” Response From Hospitals While negotiations have been continuing since March, the union decided to proceed with the strike because of the hospitals’ offer of about 10 percent wage increases over three years. The union had asked initially for a 37 percent boost, before settling on 30 percent. A spokesperson for the Twin Cities Hospitals Group called the request “unreasonable, unrealistic, and unaffordable,” according to the Minnesota Reformer. Hospital administrations have hired replacement staff and traveling nurses to keep operations running and bring minimal disruption to patient care. “Nurses have steadfastly refused to go to mediation,” Paul Omodt, a spokesman for the Twin Cities Hospital Group, which represents four hospital systems, told The Washington Post. “Their choice is to strike. This strike is on the nurses.” Armored Republic The Mission of Armored Republic is to Honor Christ by equipping Free Men with Tools of Liberty necessary to preserve God-given rights. In the Armored Republic there is no King but Christ. We are Free Craftsmen. Body Armor is a Tool of Liberty. We create Tools of Liberty. Free men must remain ever vigilant against tyranny wherever it appears. God has given us the tools of liberty needed to defend the rights He bestowed to us. Armored Republic is honored to offer you those Tools. Visit them, at ar500armor.com https://www.theepochtimes.com/americans-like-work-from-home-so-much-theyll-take-a-pay-cut-to-keep-it-study_4725704.html?utm_source=partner&utm_campaign=BonginoReport Americans Like Work From Home So Much, They’ll Take a Pay Cut to Keep It: Study Workers in the United States are willing to take a pay cut so that they can continue working from home, states a study published in August. Work from home (WFH) was found to average 1.5 days a week worldwide, according to the study conducted by a team of international economists and other experts. The study, “Working From Home Around the World,” surveyed full-time workers from 27 nations as of mid-2021 and early 2022. Workers were found to value the option of working from home for two to three days per week so much that they were willing to take a pay cut of 5 percent on average. In the United States, workers were willing to take a 5.7 percent pay cut for remote work options. On average, workers across countries wanted 1.7 work-from-home days per week after the end of the pandemic. In the United States, the mean desired WFH days per week was at 2.1. However, the actual WFH days in the country was 1.6 while employers were only planning to offer 0.8 days for remote work. Overall, 5.26 percent of employees working from home for one or more days per week were willing to quit their job if their employer wanted them to return to onsite work for more than five days. In the United States, this number exceeded 40 percent. In the United States, the risk that city-level fortunes will diverge due to work-from-home models is “more acute” than in other rich nations, the report noted. “In part, because political decisions about the provision of local public goods are more decentralized in the United States, and local fiscal resources are more closely tied to local economic prosperity. These aspects of federalism give rise to more scope for a downward spiral in city-level fiscal resources and urban amenities.” Compared to other countries, the United States also has more location options sharing the same legal system, cultures, language, etc. As such, if a city’s governance were to fail, it is easier to move to another similar but better-performing city, the report stated. Last month, the Federal Reserve Bank of New York released a report showing that many remote working jobs which popped up during the COVID-19 pandemic have remained open and are expected to remain open in the future. https://nypost.com/2022/09/12/michael-irvin-chides-stephen-a-smiths-colin-kaepernick-cowboys-idea/ NFL legend Michael Irvin eviscerates idea of Colin Kaepernick joining Cowboys: 'Let's just stop' The Playmaker was not having it. After Dak Prescott went down for what might be 6-8 weeks with an injury to his throwing thumb, the “First Take” crew was bouncing around ideas on what Dallas should do in the interim. Tyler Huntley was broached, but no one ultimately thought that the Ravens would part with him with Lamar Jackson unsigned. Stephen A. Smith brought up Colin Kaepernick, and Michael Irvin shot the idea down. https://youtu.be/-l0Ao24SpVQ Play 2:35-4:37 Did you notice that Smith tried to back away from the bag of crap that he just lit on fire, and left it for all of us to smell? “Oh no I just had five or so people bring it up to me, so I thought I’d ask!” Yeah nice try buddy, we all know you’re just a puppet trying to keep this conversation going about Kaepernick. Even when Kap has ability, he wasn’t even that good. He was something new in the league when he helped lead the 49ers to the Superbowl against the Ravens all the way back in 2013… but since that season, his numbers fell off a cliff… people clinged to the notion that he was a great qb, all for the sake of pumping up his national anthem protest… Kaepernick hasn’t played in the NFL since 2016, when he kneeled during the national anthem to protest social injustice while a member of the 49ers. Smith has said in the past that former President Donald Trump inflaming this story was revenge on NFL owners for not allowing him to buy the Bills. This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

Food prices have increased every month of 2022, with each month since February breaking 40-year records, according to data from the Bureau of Labor Statistics (BLS). https://bit.ly/3RJIleB #WNDNewsCenter #TheDailyCallerNewsFoundation #FoodPrices #Eggs #BureauOfLaborStatistics #PriceOfFood #BLSConsumerPriceIndex #USDepartmentOfAgriculture #PriceHikes #LargeSaleEconomicIssues #HighEnergyCosts #SupplyChainDisruptions #IncreasedLaborCosts #VancouverWa #ClarkCountyWa #ClarkCountyNews #ClarkCountyToday

THE VIC PORCELLI SHOW 0:00 SEG 1 Mark Mix - RIGHT TO WORK EXPERT: Mark Mix, is President of the National Right to Work Committee which is a 2.8-million-member public policy organization. He also serves as President of the National Right to Work Legal Defense Foundation.A recent report based on Bureau of Labor Statistics (BLS) data confirms what was anecdotally apparent: Jobs continue to flood out of pro-union states and into states with more free-market policies.Right-to-work (RTW) states added 1.3 million jobs since the start of the pandemic, while non-RTW states lost 1.1 million jobs, according to a study by economist Todd Nesbit and public policy analyst Michael LaFaive. RTW laws state that workers can't be forced to join unions or pay union dues. FIND HIS WEBSITE HERE:FIND HIM ON FACEBOOK HERE:FIND HIM ON TWITTER HERE: 20:23 SEG 2 30:39 SEG 3 St. Louis County Councilman, Mark HarderSee omnystudio.com/listener for privacy information.

THE VIC PORCELLI SHOW 0:00 SEG 1 Mark Mix - RIGHT TO WORK EXPERT: Mark Mix, is President of the National Right to Work Committee which is a 2.8-million-member public policy organization. He also serves as President of the National Right to Work Legal Defense Foundation.A recent report based on Bureau of Labor Statistics (BLS) data confirms what was anecdotally apparent: Jobs continue to flood out of pro-union states and into states with more free-market policies.Right-to-work (RTW) states added 1.3 million jobs since the start of the pandemic, while non-RTW states lost 1.1 million jobs, according to a study by economist Todd Nesbit and public policy analyst Michael LaFaive. RTW laws state that workers can't be forced to join unions or pay union dues. FIND HIS WEBSITE HERE:FIND HIM ON FACEBOOK HERE:FIND HIM ON TWITTER HERE: 20:23 SEG 2 30:39 SEG 3 St. Louis County Councilman, Mark HarderSee omnystudio.com/listener for privacy information.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, September 13th, 2022. I hope you all had a restful weekend with your loved ones, so without further adieu, let me remind you about our conference! FLF Conference Plug Do you like Jesus & beer? Then you and your family need to come to the Fight Laugh Feast Conference in Knoxville Tennessee, on October 6-8. The topic of this conference is Lies, Propaganda, storytelling, and the serrated edge. Satan is the father of lies, and the mother of those lies is a government that has rejected God. Christians haven’t been reading their Bibles, so we as a society are more susceptible than ever to satan and his lies. So join us, October 6-8, as we fight, laugh, and feast, with beer & psalms, our amazing lineup of speakers, including Pastor Doug Wilson, George Gilder, and Pastor Toby Sumpter, and more… AND, stuff for the kids too, like jumpy castles, and accidental infant baptisms! Sign up to attend with you and yours, or become a vendor at fightlaughfeast.com. Alright, now let’s get to the news! https://reason.com/2022/09/12/americans-spent-more-on-taxes-last-year-than-on-food-health-care-education-and-clothing-combined/ Americans Spent More on Taxes Last Year Than on Food, Health Care, Education, and Clothing Combined Yikes. New consumer spending data from the Bureau of Labor Statistics (BLS) provides some sobering perspective on how much Americans are paying in taxes. The data covers consumer spending across a wide variety of categories in 2021. Overall, taxes accounted for about 25 percent of average consumer spending. The BLS measures spending per "consumer unit," which it describes as "either (1) all members of a particular household who are related by blood, marriage, adoption or other legal arrangements; (2) persons living alone or sharing a household with others or living as a roomer in a private home or lodging house or in a permanent living quarters in a hotel or motel, but who is financially independent; or (3) two or more person living together who use their income to make joint expenditure decisions." On average, each "consumer unit" paid more than $16,000 in taxes last year. This outpaces average spending on food, clothing, education, and health care combined. The mean for total spending per unit on health care, food, education, and clothing was $16,721.42. This included an average of $8,289.28 on food, $5,451.61 on health care, $1,226.14 on education, and $1,754.39 on apparel. The mean for total spending per unit on taxes was $16,729.73. This included $8,561.46 in federal income tax, $2,564.14 in state and local income taxes, $2,475.18 in property taxes, $5,565.45 in Social Security deductions, and $105.21 in other taxes, offset by an average stimulus payment of $2,541.71. In addition to this disturbing tidbit, the new BLS data contains a wealth of other information on American spending habits and offers an interesting glimpse at recovery—and inflation—during the second year of the coronavirus pandemic. The highest expenditure category was housing, at an average $22,623.55 per consumer unit (including property taxes). Major spending categories aside from housing, food, health care, education, and clothing included transportation ($10,961.18), utilities/fuels/public services ($4,223.49), entertainment ($3,567.89), household operations ($1,638.42), and personal care products and services ($770.51). A lot of numbers for you guys on that one… moving on: https://thepostmillennial.com/Sex-traffickers-nabbed-in-florida-sting-include-disney-employees-police-deputy?utm_campaign=64487 Sex traffickers nabbed in Florida sting include Disney employees, police deputy A Florida sex trafficking sting known as "Operation Fall Haul II" captured a 160 culprits this week with a list that included several Disney employees, a teacher, and Georgia Deputy Police Chief Jason DiPrima. According to local news, DiPrima was considered an up-and-comer in the Georgia force and Sheriff Grady Judd, who ran the sting, said, "If all else fails, he could write a book, 'How to Ruin Your Career in Three Easy Steps.'" The sting operation started on August 29, lasted one week, and was a multi-agency effort led by the Polk County Sheriff’s Office (PSCO) Vice Unit. Their efforts found and rescued at least two sex trafficking victims. Former cop DiPrima was arrested after he tried to solicit an escort while attending the American Polygraph Association seminar in Orlando on August 31. He thought he was speaking to a sex worker, but was actually talking to an undercover PSCO detective. The Cartersville Police Department said in a press release that DiPrima had resigned Thursday following the department placing him on administrative leave pending an internal investigation. https://thenationalpulse.com/2022/09/12/biden-loosens-tech-export-restrictions-on-china/ Biden Quietly Loosens Tech Export Rules to Chinese Communist Firms Just Days After Huawei Lobbyist’s Brother Joins White House. The White House quietly loosened Trump-era restrictions on the sharing of U.S. technology with firms blacklisted for their ties to the Chinese Communist Party, including the controversial Huawei, The National Pulse can report. The Commerce Department’s Bureau of Industry and Security (BIS) issued a revision to a Trump-era Export Administration Regulations (EAR) newly authorizing the release of certain technology and software for the alleged purpose of “standards setting and development in standards organizations.” The move, which applies to firms that have been blacklisted by the U.S. government, was advertised as addressing confusion over whether American companies need a license to share “low-level”technology with sanctioned parties. Notably, Huawei Technologies Co. – which was included in the original export ban, as telecommunications firm has extensive links to the Chinese Communist Party – will now be able to receive certain technologies from American companies. Labeled a “national security threat” by the Trump administration and a decades-long Chinese military collaborator by the U.S. Department of Defense, Huawei routinely provides the regime backdoor access to its products, networks, and devices. The State Department has also emphasized that the Chinese Communist Party uses Huawei as an “instrument not only for making money but also for pursuing the Party-State’s agenda and fulfilling its strategic objectives […] deeply enmeshed in Beijing’s system of oppression at home and its increasingly assertive strategic ambitions globally.” The news comes after months of wrangling by Huawei lobbyists, those of whom include leading anti-Trump and pro-Biden individuals, such as Trump impeachment support Stephen Binhak, and the brothers of both Biden advisor Steve Richetti and newly minted Biden climate czar John Podesta. Accountable2You Is your smartphone a tool in the service of Christ, or a minefield of distractions and temptations? With soul-killing seductions just a few taps away, our families and churches must embrace biblical accountability on our digital devices. Accountable2You makes transparency easy on all your family's devices, by sharing app usage and detailed browsing history—including "Incognito" mode—with your spouse, parent, or chosen accountability partner. Accountable2You helps your family to proactively guard against temptation, so you can live with integrity for God's glory! Learn more and try it for free at Accountable2You.com/FLF https://www.msn.com/en-nz/news/world/ukraine-offensive-snowballs-with-fall-of-russian-stronghold/ar-AA11HfjF Ukraine hails snowballing offensive, blames Russia for blackouts Ukrainian forces kept pushing north in the Kharkiv region and advancing to its south and east, Ukraine's army chief said on Sunday, a day after their rapid surge forward drove Russia to abandon its main bastion in the area. Ukrainian officials accused retreating Russian forces of launching retaliatory attacks on civilian infrastructure, including a thermal power station in Kharkiv, that the authorities in Kyiv said caused widespread blackouts. "No military facilities, the goal is to deprive people of light & heat," Ukrainian President Volodymyr Zelenskiy wrote on Twitter of the attacks. Moscow denies its forces deliberately target civilians. Zelenskiy has described Ukraine's offensive as a potential breakthrough in the six-month-old war, and said the winter could see further territorial gains if Kyiv received more powerful weapons. In the worst defeat for Moscow's forces since they were repelled from the outskirts of the capital Kyiv in March, thousands of Russian soldiers left behind ammunition and equipment as they fled the city of Izium, which they had used as a logistics hub. And now we gotta finish with my favorite topic… sports! The NFL’s week wrapped up this past weekend, and I wanted to run through the scores with you: The Bills took down the defending superbowl champs 31-10 Saints 27 Falcons 26 Browns 26 Panthers 24 Bears 19 49ers 10 Steelers 23 Bengals 20 Eagles 38 Lions 35 Colts 20 Texans 20 Dolphins 20 Pats 7 Ravens 24 Jets 9 Commanders 28 Jags 22 Giants 21 Titans 20 Chiefs 44 Cardinals 21 Vikins 23 Packers 7 Bucs 19 Cowboys 3 And that’s all the scores I got for you… This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, September 13th, 2022. I hope you all had a restful weekend with your loved ones, so without further adieu, let me remind you about our conference! FLF Conference Plug Do you like Jesus & beer? Then you and your family need to come to the Fight Laugh Feast Conference in Knoxville Tennessee, on October 6-8. The topic of this conference is Lies, Propaganda, storytelling, and the serrated edge. Satan is the father of lies, and the mother of those lies is a government that has rejected God. Christians haven’t been reading their Bibles, so we as a society are more susceptible than ever to satan and his lies. So join us, October 6-8, as we fight, laugh, and feast, with beer & psalms, our amazing lineup of speakers, including Pastor Doug Wilson, George Gilder, and Pastor Toby Sumpter, and more… AND, stuff for the kids too, like jumpy castles, and accidental infant baptisms! Sign up to attend with you and yours, or become a vendor at fightlaughfeast.com. Alright, now let’s get to the news! https://reason.com/2022/09/12/americans-spent-more-on-taxes-last-year-than-on-food-health-care-education-and-clothing-combined/ Americans Spent More on Taxes Last Year Than on Food, Health Care, Education, and Clothing Combined Yikes. New consumer spending data from the Bureau of Labor Statistics (BLS) provides some sobering perspective on how much Americans are paying in taxes. The data covers consumer spending across a wide variety of categories in 2021. Overall, taxes accounted for about 25 percent of average consumer spending. The BLS measures spending per "consumer unit," which it describes as "either (1) all members of a particular household who are related by blood, marriage, adoption or other legal arrangements; (2) persons living alone or sharing a household with others or living as a roomer in a private home or lodging house or in a permanent living quarters in a hotel or motel, but who is financially independent; or (3) two or more person living together who use their income to make joint expenditure decisions." On average, each "consumer unit" paid more than $16,000 in taxes last year. This outpaces average spending on food, clothing, education, and health care combined. The mean for total spending per unit on health care, food, education, and clothing was $16,721.42. This included an average of $8,289.28 on food, $5,451.61 on health care, $1,226.14 on education, and $1,754.39 on apparel. The mean for total spending per unit on taxes was $16,729.73. This included $8,561.46 in federal income tax, $2,564.14 in state and local income taxes, $2,475.18 in property taxes, $5,565.45 in Social Security deductions, and $105.21 in other taxes, offset by an average stimulus payment of $2,541.71. In addition to this disturbing tidbit, the new BLS data contains a wealth of other information on American spending habits and offers an interesting glimpse at recovery—and inflation—during the second year of the coronavirus pandemic. The highest expenditure category was housing, at an average $22,623.55 per consumer unit (including property taxes). Major spending categories aside from housing, food, health care, education, and clothing included transportation ($10,961.18), utilities/fuels/public services ($4,223.49), entertainment ($3,567.89), household operations ($1,638.42), and personal care products and services ($770.51). A lot of numbers for you guys on that one… moving on: https://thepostmillennial.com/Sex-traffickers-nabbed-in-florida-sting-include-disney-employees-police-deputy?utm_campaign=64487 Sex traffickers nabbed in Florida sting include Disney employees, police deputy A Florida sex trafficking sting known as "Operation Fall Haul II" captured a 160 culprits this week with a list that included several Disney employees, a teacher, and Georgia Deputy Police Chief Jason DiPrima. According to local news, DiPrima was considered an up-and-comer in the Georgia force and Sheriff Grady Judd, who ran the sting, said, "If all else fails, he could write a book, 'How to Ruin Your Career in Three Easy Steps.'" The sting operation started on August 29, lasted one week, and was a multi-agency effort led by the Polk County Sheriff’s Office (PSCO) Vice Unit. Their efforts found and rescued at least two sex trafficking victims. Former cop DiPrima was arrested after he tried to solicit an escort while attending the American Polygraph Association seminar in Orlando on August 31. He thought he was speaking to a sex worker, but was actually talking to an undercover PSCO detective. The Cartersville Police Department said in a press release that DiPrima had resigned Thursday following the department placing him on administrative leave pending an internal investigation. https://thenationalpulse.com/2022/09/12/biden-loosens-tech-export-restrictions-on-china/ Biden Quietly Loosens Tech Export Rules to Chinese Communist Firms Just Days After Huawei Lobbyist’s Brother Joins White House. The White House quietly loosened Trump-era restrictions on the sharing of U.S. technology with firms blacklisted for their ties to the Chinese Communist Party, including the controversial Huawei, The National Pulse can report. The Commerce Department’s Bureau of Industry and Security (BIS) issued a revision to a Trump-era Export Administration Regulations (EAR) newly authorizing the release of certain technology and software for the alleged purpose of “standards setting and development in standards organizations.” The move, which applies to firms that have been blacklisted by the U.S. government, was advertised as addressing confusion over whether American companies need a license to share “low-level”technology with sanctioned parties. Notably, Huawei Technologies Co. – which was included in the original export ban, as telecommunications firm has extensive links to the Chinese Communist Party – will now be able to receive certain technologies from American companies. Labeled a “national security threat” by the Trump administration and a decades-long Chinese military collaborator by the U.S. Department of Defense, Huawei routinely provides the regime backdoor access to its products, networks, and devices. The State Department has also emphasized that the Chinese Communist Party uses Huawei as an “instrument not only for making money but also for pursuing the Party-State’s agenda and fulfilling its strategic objectives […] deeply enmeshed in Beijing’s system of oppression at home and its increasingly assertive strategic ambitions globally.” The news comes after months of wrangling by Huawei lobbyists, those of whom include leading anti-Trump and pro-Biden individuals, such as Trump impeachment support Stephen Binhak, and the brothers of both Biden advisor Steve Richetti and newly minted Biden climate czar John Podesta. Accountable2You Is your smartphone a tool in the service of Christ, or a minefield of distractions and temptations? With soul-killing seductions just a few taps away, our families and churches must embrace biblical accountability on our digital devices. Accountable2You makes transparency easy on all your family's devices, by sharing app usage and detailed browsing history—including "Incognito" mode—with your spouse, parent, or chosen accountability partner. Accountable2You helps your family to proactively guard against temptation, so you can live with integrity for God's glory! Learn more and try it for free at Accountable2You.com/FLF https://www.msn.com/en-nz/news/world/ukraine-offensive-snowballs-with-fall-of-russian-stronghold/ar-AA11HfjF Ukraine hails snowballing offensive, blames Russia for blackouts Ukrainian forces kept pushing north in the Kharkiv region and advancing to its south and east, Ukraine's army chief said on Sunday, a day after their rapid surge forward drove Russia to abandon its main bastion in the area. Ukrainian officials accused retreating Russian forces of launching retaliatory attacks on civilian infrastructure, including a thermal power station in Kharkiv, that the authorities in Kyiv said caused widespread blackouts. "No military facilities, the goal is to deprive people of light & heat," Ukrainian President Volodymyr Zelenskiy wrote on Twitter of the attacks. Moscow denies its forces deliberately target civilians. Zelenskiy has described Ukraine's offensive as a potential breakthrough in the six-month-old war, and said the winter could see further territorial gains if Kyiv received more powerful weapons. In the worst defeat for Moscow's forces since they were repelled from the outskirts of the capital Kyiv in March, thousands of Russian soldiers left behind ammunition and equipment as they fled the city of Izium, which they had used as a logistics hub. And now we gotta finish with my favorite topic… sports! The NFL’s week wrapped up this past weekend, and I wanted to run through the scores with you: The Bills took down the defending superbowl champs 31-10 Saints 27 Falcons 26 Browns 26 Panthers 24 Bears 19 49ers 10 Steelers 23 Bengals 20 Eagles 38 Lions 35 Colts 20 Texans 20 Dolphins 20 Pats 7 Ravens 24 Jets 9 Commanders 28 Jags 22 Giants 21 Titans 20 Chiefs 44 Cardinals 21 Vikins 23 Packers 7 Bucs 19 Cowboys 3 And that’s all the scores I got for you… This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Tuesday, September 13th, 2022. I hope you all had a restful weekend with your loved ones, so without further adieu, let me remind you about our conference! FLF Conference Plug Do you like Jesus & beer? Then you and your family need to come to the Fight Laugh Feast Conference in Knoxville Tennessee, on October 6-8. The topic of this conference is Lies, Propaganda, storytelling, and the serrated edge. Satan is the father of lies, and the mother of those lies is a government that has rejected God. Christians haven’t been reading their Bibles, so we as a society are more susceptible than ever to satan and his lies. So join us, October 6-8, as we fight, laugh, and feast, with beer & psalms, our amazing lineup of speakers, including Pastor Doug Wilson, George Gilder, and Pastor Toby Sumpter, and more… AND, stuff for the kids too, like jumpy castles, and accidental infant baptisms! Sign up to attend with you and yours, or become a vendor at fightlaughfeast.com. Alright, now let’s get to the news! https://reason.com/2022/09/12/americans-spent-more-on-taxes-last-year-than-on-food-health-care-education-and-clothing-combined/ Americans Spent More on Taxes Last Year Than on Food, Health Care, Education, and Clothing Combined Yikes. New consumer spending data from the Bureau of Labor Statistics (BLS) provides some sobering perspective on how much Americans are paying in taxes. The data covers consumer spending across a wide variety of categories in 2021. Overall, taxes accounted for about 25 percent of average consumer spending. The BLS measures spending per "consumer unit," which it describes as "either (1) all members of a particular household who are related by blood, marriage, adoption or other legal arrangements; (2) persons living alone or sharing a household with others or living as a roomer in a private home or lodging house or in a permanent living quarters in a hotel or motel, but who is financially independent; or (3) two or more person living together who use their income to make joint expenditure decisions." On average, each "consumer unit" paid more than $16,000 in taxes last year. This outpaces average spending on food, clothing, education, and health care combined. The mean for total spending per unit on health care, food, education, and clothing was $16,721.42. This included an average of $8,289.28 on food, $5,451.61 on health care, $1,226.14 on education, and $1,754.39 on apparel. The mean for total spending per unit on taxes was $16,729.73. This included $8,561.46 in federal income tax, $2,564.14 in state and local income taxes, $2,475.18 in property taxes, $5,565.45 in Social Security deductions, and $105.21 in other taxes, offset by an average stimulus payment of $2,541.71. In addition to this disturbing tidbit, the new BLS data contains a wealth of other information on American spending habits and offers an interesting glimpse at recovery—and inflation—during the second year of the coronavirus pandemic. The highest expenditure category was housing, at an average $22,623.55 per consumer unit (including property taxes). Major spending categories aside from housing, food, health care, education, and clothing included transportation ($10,961.18), utilities/fuels/public services ($4,223.49), entertainment ($3,567.89), household operations ($1,638.42), and personal care products and services ($770.51). A lot of numbers for you guys on that one… moving on: https://thepostmillennial.com/Sex-traffickers-nabbed-in-florida-sting-include-disney-employees-police-deputy?utm_campaign=64487 Sex traffickers nabbed in Florida sting include Disney employees, police deputy A Florida sex trafficking sting known as "Operation Fall Haul II" captured a 160 culprits this week with a list that included several Disney employees, a teacher, and Georgia Deputy Police Chief Jason DiPrima. According to local news, DiPrima was considered an up-and-comer in the Georgia force and Sheriff Grady Judd, who ran the sting, said, "If all else fails, he could write a book, 'How to Ruin Your Career in Three Easy Steps.'" The sting operation started on August 29, lasted one week, and was a multi-agency effort led by the Polk County Sheriff’s Office (PSCO) Vice Unit. Their efforts found and rescued at least two sex trafficking victims. Former cop DiPrima was arrested after he tried to solicit an escort while attending the American Polygraph Association seminar in Orlando on August 31. He thought he was speaking to a sex worker, but was actually talking to an undercover PSCO detective. The Cartersville Police Department said in a press release that DiPrima had resigned Thursday following the department placing him on administrative leave pending an internal investigation. https://thenationalpulse.com/2022/09/12/biden-loosens-tech-export-restrictions-on-china/ Biden Quietly Loosens Tech Export Rules to Chinese Communist Firms Just Days After Huawei Lobbyist’s Brother Joins White House. The White House quietly loosened Trump-era restrictions on the sharing of U.S. technology with firms blacklisted for their ties to the Chinese Communist Party, including the controversial Huawei, The National Pulse can report. The Commerce Department’s Bureau of Industry and Security (BIS) issued a revision to a Trump-era Export Administration Regulations (EAR) newly authorizing the release of certain technology and software for the alleged purpose of “standards setting and development in standards organizations.” The move, which applies to firms that have been blacklisted by the U.S. government, was advertised as addressing confusion over whether American companies need a license to share “low-level”technology with sanctioned parties. Notably, Huawei Technologies Co. – which was included in the original export ban, as telecommunications firm has extensive links to the Chinese Communist Party – will now be able to receive certain technologies from American companies. Labeled a “national security threat” by the Trump administration and a decades-long Chinese military collaborator by the U.S. Department of Defense, Huawei routinely provides the regime backdoor access to its products, networks, and devices. The State Department has also emphasized that the Chinese Communist Party uses Huawei as an “instrument not only for making money but also for pursuing the Party-State’s agenda and fulfilling its strategic objectives […] deeply enmeshed in Beijing’s system of oppression at home and its increasingly assertive strategic ambitions globally.” The news comes after months of wrangling by Huawei lobbyists, those of whom include leading anti-Trump and pro-Biden individuals, such as Trump impeachment support Stephen Binhak, and the brothers of both Biden advisor Steve Richetti and newly minted Biden climate czar John Podesta. Accountable2You Is your smartphone a tool in the service of Christ, or a minefield of distractions and temptations? With soul-killing seductions just a few taps away, our families and churches must embrace biblical accountability on our digital devices. Accountable2You makes transparency easy on all your family's devices, by sharing app usage and detailed browsing history—including "Incognito" mode—with your spouse, parent, or chosen accountability partner. Accountable2You helps your family to proactively guard against temptation, so you can live with integrity for God's glory! Learn more and try it for free at Accountable2You.com/FLF https://www.msn.com/en-nz/news/world/ukraine-offensive-snowballs-with-fall-of-russian-stronghold/ar-AA11HfjF Ukraine hails snowballing offensive, blames Russia for blackouts Ukrainian forces kept pushing north in the Kharkiv region and advancing to its south and east, Ukraine's army chief said on Sunday, a day after their rapid surge forward drove Russia to abandon its main bastion in the area. Ukrainian officials accused retreating Russian forces of launching retaliatory attacks on civilian infrastructure, including a thermal power station in Kharkiv, that the authorities in Kyiv said caused widespread blackouts. "No military facilities, the goal is to deprive people of light & heat," Ukrainian President Volodymyr Zelenskiy wrote on Twitter of the attacks. Moscow denies its forces deliberately target civilians. Zelenskiy has described Ukraine's offensive as a potential breakthrough in the six-month-old war, and said the winter could see further territorial gains if Kyiv received more powerful weapons. In the worst defeat for Moscow's forces since they were repelled from the outskirts of the capital Kyiv in March, thousands of Russian soldiers left behind ammunition and equipment as they fled the city of Izium, which they had used as a logistics hub. And now we gotta finish with my favorite topic… sports! The NFL’s week wrapped up this past weekend, and I wanted to run through the scores with you: The Bills took down the defending superbowl champs 31-10 Saints 27 Falcons 26 Browns 26 Panthers 24 Bears 19 49ers 10 Steelers 23 Bengals 20 Eagles 38 Lions 35 Colts 20 Texans 20 Dolphins 20 Pats 7 Ravens 24 Jets 9 Commanders 28 Jags 22 Giants 21 Titans 20 Chiefs 44 Cardinals 21 Vikins 23 Packers 7 Bucs 19 Cowboys 3 And that’s all the scores I got for you… This has been Garrison Hardie with your CrossPolitic Daily NewsBrief… if you liked the show, hit that share button down below. If you wanted to sign up for a club membership, sign up for our conference with that club discount, then sign up for a magazine subscription… you could do all of that at fightlaughfeast.com. And as always, if you want to email me a news story, about our conference, or to become a corporate partner with CrossPolitic, email me, at garrison@fightlaughfeast.com.

Hi, it's Linda with CRA today and the CRA Hub. I thought I'd hop back here and give you a quick tip. So many of you have asked "what exactly is BLS (hint, it is the Bureau of Labor Statistics) and how should I use it to support my CRA program?" Well this month in the CRA Hub, we're focusing on CRA exam prep. As you know, it's really important to make sure that we are crossing our T's and dotting our I's and making sure that all of our community development activities are properly documented. Well, this is where the website bls.gov comes in. This website will help you substantiate the creation or retentions of jobs for low and moderate income people. The BLS website is where you can go to create the documentation or the proof, to show your examiners during an exam to substantiate community development loans and activities, as applicable. So let's take a $1.5M community development loan that your bank originated to a restaurant to expand to a new location. You would first document that the borrower is considered a small business and then you will need to document and prove that the majority of the jobs created as a result of your financing would in fact be jobs for low and moderate income individuals.  Given my description so far, you may know you are working towards documenting this community development loan under the economic development hook, right?  So after you document all other aspects of the community development loan and you are down to documenting the creation of jobs for LMI individuals.  So you go to BLS.gov and you search for jobs that typically would be found in a restaurant, like cooks, waiters, bartenders.  I tend to keep two or three, as an example is my backup files for examiners. And then you can drill down to the different geographies within Bureau of Labor Statistics (BLS). So I recommend getting as close as you can to the geographic location of the business that you are documenting the community development loan for aka “follow the money” to the community development impact.Here is the link to the screen share overview of BLS.gov: https://www.loom.com/share/2ae5b997547343a2b33ce9413db17598You would take these representative jobs and compare the salaries against area median income to make sure these annual salaries fall below the thresholds for a moderate-income person in the area for which the loans proceeds are applied.  I hope this helps you as you continue to mine for community development loans and then also document your CD loans. I often say, if it's not properly document, it didn't really happen!  The “art of the CRA” as I say is to properly document all of your activities to support an efficient review by your examiners and this “pre-work” if you will will also allow you to defend your position with confidence.  CRA Today provides Community Reinvestment Act Training, Professional Development, and a new Certification for CRA professionals. We Help You Master the CRA, Get Exam-Ready, and Reinvest for the Greater Good.Want to learn the CRA basics? Sign up for CRA Essentials Live! A live webinar with Linda Ezuka that shares everything you need to create a solid foundation for your CRA journey. https://hub.cratoday.com/freewebinarReady to take a deeper dive into the CRA? Join your fellow CRA enthusiasts in the CRA Hub as we navigate regulatory change, study core CRA concepts and connect as community development professionals across the nation.https://cratoday.com/hub/CRA Today Website: https://cratoday.com/ Linda Ezuka, LinkedIn: https://www.linkedin.com/in/linda-ezuka-cra-today/Copyright © 2022 by CRA Today LLC(No claim to original U.S. government material)All rights reserved. No part of this podcast may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, including electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of the author and publisher.This podcast is a periodic publication of CRA Today LLC and is intended to notify and inspire recipients of new developments in the Community Reinvestment Act. It should not be construed as legal advice or legal opinion on any specific facts or circumstances. The contents are intended for general informational purposes only, and you are urged to consult your own attorney concerning your situation and specific legal questions you have.

According to the U.S. Bureau of Labor Statistics (BLS), careers in STEM (Science, Technology, Engineering, and Math) are expanding faster and pay better than other careers. STEM opportunities abound in Utah, one of the top 10 states for tech job growth, net tech employment concentration, and net tech employment job gains in 2020. Yet, despite the abundance of STEM opportunities, Salt Lake City was ranked 43rd among other metro areas for “STEM-Friendliness,” a metric that, in part, considers the gender disparity in STEM field occupations and degrees. Nationally and locally, fewer women obtain STEM-related college degrees and work in STEM-related occupations, and they leave STEM careers once employed at disproportionate rates compared to men. Hence, the US and Utah STEM workforce remains predominately male.Recently, the Utah Women & Leadership Project published a research snapshot on Utah women and STEM. The report explored first, current STEM employment data; second, possible reasons for the STEM gender gap; and third, ongoing efforts to increase diverse participation and success in STEM fields. Dr. Susan Madsen, Founding Director of the Utah Women & Leadership Project, is joined by Rebecca Winkel, lead author on the report and Senior Economic Advisor at American Petroleum Institute (API).Support the show

Inflation hit a staggering 9.1% over the last 12 months, rising 1.3% for the month of June. The increases were “broad-based,” as the Bureau of Labor Statistics (BLS) put it, touching just about every aspect of our lives…especially food prices and energy prices. In anticipation of these new numbers, we invited Dr Mohamed El-Erian back […]

Inflation hit a staggering 9.1% over the last 12 months, rising 1.3% for the month of June. The increases were “broad-based,” as the Bureau of Labor Statistics (BLS) put it, touching just about every aspect of our lives…especially food prices and energy prices. In anticipation of these new numbers, we invited Dr Mohamed El-Erian back to the podcast. He is President of Queens' College at Cambridge University. Mohamed serves as part-time Chief Economic Advisor at Allianz and Chair of Gramercy Fund Management. He's a Professor at The Wharton School, he is a Financial Times contributing editor, Bloomberg Opinion columnist, and the author of two New York Times best sellers. He serves on several non-profit boards, including the NBER, and those of Barclays and Under Armour. From 2007-2014, Mohammed served as CEO/co-CIO of PIMCO, which has over two trillion under management. He worked at PIMCO for a total of fourteen years, and was chair of President Obama's Global Development Council. He also served two years as president and CEO of Harvard Management Company, the entity that manages Harvard's endowment. He has been chair of the Microsoft Investment Advisory Board since 2007 Mohammed is expert in many domains when it comes to the financial markets and the macro economy, but especially - inflation.

For nearly a year, inflation has been hammering Americans. Every month when the Consumer Price Index report gets released, rates have stayed high or gone higher.  Hopes that elevated prices were beginning to settle were dashed Friday morning when the Bureau of Labor Statistics (BLS) released data showing that the CPI, its broad measure for prices of goods and services, reached 8.6% for the month of May.  The number represents the highest level of inflation in the U.S. since 1981, and it has top economists starting to get worried—like, really worried. See omnystudio.com/listener for privacy information.

With millions of U.S. workplace injuries and illnesses reported by the Bureau of Labor Statistics (BLS) each year, there is no doubt workplace injuries are common. However, the average employee is not prepared for an injury and they often feel vulnerable navigating the work comp system. Practicing empathy and clearly breaking down what's needed to support injured individuals to receive all the benefits they are entitled to after a workplace injury is critical. So, what can we do to improve an individual's experience if they have an open workers' comp case or are trying to settle one?Greg Hamlin, Sr. Vice President, Resolution and host of Berkley Industrial Comp's ‘ADJUSTED' podcast, discusses actionable steps towards creating an Empathetic Resolution Model to change the perception of work comp. He also shares his inspiration for hosting the ‘ADJUSTED' podcast and redefining the ‘why' of a career in work comp.Learn More About GregGreg on LinkedInPodcast MentionsADJUSTED PodcastBerkley Industrial Comp Blog

According to 2021 data published by the U.S. Bureau of Labor Statistics (BLS), approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years. Only 25% of new businesses make it to 15 years or more. And in the aesthetic industry, a hyper saturated market with an influx of business owners selling the same services as their competitors, these numbers are even higher. And I don't share these statistics to scare you, but instead to reinforce how critical it will be as you advance in your business to become intimately familiar with your value currencies and to stand as guardian of them. Period. Think about your business. What is your biggest barrier to growth? So often when I ask this question the response I hear is “I need more patients” or “I need more team” or “I need a bigger space”. Yet at the same time we have solopreneurs in our POP leadership academy who are independently making their way past their first million dollars because they have applied disciplined constraints to their growth model. They don't spend more than they have, they invest first in themselves and their development and second into their client experience. The rest is extra. And if you can't run your business from an excel spreadsheet quite frankly it's too complicated. It does not have the efficiency to scale. And what happens is we get stuck in the overwhelm trap and instead of slowing down to fix what's broken we look to add more. Or we listen to voices telling us that we need more data, more analytics, more training, more services, and more technology. What if what you needed wasn't more at all? But instead less? What if the one thing that would help you break free from the shackles of your business was simplicity? I have seen countless business owners go broke trying to look rich. Trying to expand too quickly and running out of cash. You have the choice to follow the crowd or to blaze your own trail. Every single podcast you listen to, webinar you attend, vendor you work with, conference you travel to will become a distraction if you don't have a clear vision and plan for how you will apply what you learn or a resource to keep you accountable to your goals. Remember that no one will love your business as much as you. And no one is going to protect your time, money, and energy unless you do. At the end of the day success begins and ends with you. I recorded this episode to help you stimulate some thought around the value of your resources to include financial, time, and physical and emotional energy. Enjoy! Learn More and Register for our upcoming 3 Day Virtual Retreat:The Proprietary Aesthetic Method Book a Strategy Call with Kaeli Join the KLC Consulting Mailing List The Fierce Factor Society on Facebook KLC Consulting Website Kaeli on Instagram Kaeli on LinkedIn

So many high school graduates, just like our own kids when they were that age, in their last two years of high school start to wonder “what am I gonna do with my life?”With pressure from their parents and the culture around them, and many high schools, they are forced to take the SAT test and try and get into a four-year university. But many of these teenagers don't realize is for more than half of them, approx. 55 % of them, this will result in a debt that they will take 20 years to repay in the form of student loans.It's time to steer our sons, & even daughters, but for the sake of this podcast I'm going to talk about our sons, towards trade school as a viable option after high school. 1. Trade school offers financial security.  Graduates of trade schools earn an average of $55,000 per year, according to the Bureau of Labor Statistics (BLS).2. Trade schools generally take 1-2 years to complete, allowing young adults to enter the workforce more quickly. 3. Cost:  On average, a trade school education that takes 2 years to complete costs about $33,000. Now these figures are estimates, and it depends upon where in the country the trade school is located. On average, a 4-year degree at a public university costs about $84,000. So a better option may be to send your son to a trade school where he can get practical skills to earn him a living by the time he is 20 or 21 years old. Why so many in academia discredit trade schools: Why have they not been a viable, popular alternative for so many teenage men in our state and nation? Why is there a “less than” attitude about trade schools? Why trade schools are not widely discussed or promoted in public high schools: If more students attend trade schools instead of 4-year universities, where the average student spends 5 years, this cuts into the number of students paying into the universities' system to fund the professors salaries and pensions. It's all about the money, and the billions of dollars that flow into the universities. These are coveted dollars that the universities won't receive if a portion of young men decide to go to a trade school. 4. Avoiding debt: Trade school is a fabulous way to avoid long-term debt. Among the class of 2020, 55% of bachelor's degree recipients took out student loans, graduating with an average of $28,400 in debt. And 14% of parents with students in the class of 2019 — the latest data available — took out an average of $37,200 in loans.The ball and chain of decades-long debt that these young adults can avoid by getting a marketable, in-demand skill upon graduation from a trade school is huge, instead of getting a degree in some obscure subject, having no marketable skills, for jobs that don't exist, and having a mountain of debt with no earning power to pay it back. Secondary education should be about getting a marketable skill that has earning power upon graduation, not some 4 year “go find yourself” escape from reality where the college kid has a lot of fun, but spend a lot of time spinning their wheels doing nothing productive or beneficial to themselves as adults. The average student borrower takes 20 years to pay off student-loan debt!“...the borrower is slave to the lender.” Prov. 22:7So there are many reasons to encourage your sons to enter the trades. And, if these young men want to return to a university in the future for further education, they will be smarter and more mature to take on a 4-year degree or master's degree, and have a whole lot more understanding about working, the tax system, paying rent, and living  life when they do. https://studentloanhero.com/student-loan-debt-statistics/

‘Tis the seasons to…pay higher prices? This year Christmas has not only brought with it a heavy dose of hot chocolate, carols, and cookies. It has included a lot of higher prices. Recently, the Bureau of Labor Statistics (BLS) informed us that prices rose by an average of almost 7% from November 2020 to November 2021 – the sharpest rise in prices in nearly 40 years! What does this BLS statistic mean? What factors are causing these price increases? Will prices continue to rise? Is all the money printing in Washington creating inflation? What is inflation, anyway? In this episode of the Breaking Bad Advice podcast, we shed light on the concept of inflation, its causes, and where it is likely to go from here. If rising prices are affecting you, and you want to have an idea of where things go from here, then tune in! Oh, and Merry Christmas!“For to us a child is born, to us a son is given; and the government shall be upon his shoulder, and his name shall be called Wonderful Counselor, Mighty God, Everlasting Father, Prince of Peace.”Isaiah 9:6

Afsaneh Beschloss discusses her distinguished career in finance, including her roles as founder and CEO of RockCreek, a leading global investment firm, her time as treasurer and chief investment officer of the World Bank, and as managing director and partner at the Carlyle Group.Overall, prices climbed 6.8% year-over-year, the largest increase since June 1982, and rose 0.8% over the past month. Higher prices were “broad-based,” per the Bureau of Labor Statistics (BLS), with substantial increases seen in the indexes for gasoline, shelter, food and new and used vehicles. The gasoline index alone rose 6.1% in November. Of course, those items are key to the basic financial life of normal Americans, thereby stretching their bottom line even thinner.——————————————————————Watch this video on YouTube: https://www.youtube.com/c/SALTTube/videosFor podcast transcripts and show notes, visit https://www.salt.org/Moderated by Anthony Scaramucci. Developed, created and produced by SALT Venture Group, LLC.

A record-breaking 4.3 million Americans quit their jobs in August across an array of industries, according to a report by the Bureau of Labor Statistics (BLS). What's going on? I interview Ken Coleman about his new book, From Paycheck to Purpose on this bonus podcast episode. Questions: 1. Is everyone just being forced to pay more or are there some other issues at play here? 2. What should companies do to attract great workers in this crazy time? 3. So we have fewer candidates - and companies know they have to pay more. Doesn't this make it pretty easy for anyone to get a job they love with more pay than ever before? Get direct links to the resources mentioned on this podcast in the show notes at https://www.48days.com/paycheck-to-purpose/

Sorry, no Guy Fawkes nursery rhymes here; this is an all American affair. Of course no one planned to go on strike in America. There were no meetings of American workers. There were no staged attempts at political theater. There were no riots in the streets. There were no calls to action. There were no slime ball politicians looking to add to their twitter followings. There were no jerk off celebrities trying to stay relevant by appearing to care. There were few labor union discussions. Hell, no one even called it a strike. Up until this point it has been referred to as a "labor shortage", but we all know there are plenty of workers. There just are not enough decent jobs. Big business got too greedy; they got too comfortable thinking that all Americans were a bunch of push overs willing to sacrifice everything for a few pieces of stale apple pie. Well, times have changed and Americans finally put two and two together. If we refuse to work, then they must, finally, after all these years, start appreciating us. None of this was planned, but it was not entirely spontaneous either. All across the nation, signs that a massive walkout of workers of all stripes was in the works was evident as early as February 2020, that was before the media could even spell coronavirus. American employers thought that if they eradicated unions then they would never have to worry about strikes again, but they were incorrect as usual. Sure, they snuffed out the unions, but they could not control the people. "The number of work strikes and the number of union members are going in opposite directions, and that divergence is highlighting an important fact about today's job market, experts say. There were 25 major work stoppages last year, up 25% from 20 stoppages in 2018 and up 257% from seven in 2017, according to the Bureau of Labor Statistics (BLS), including a 40-day General Motors strike that ended in a four-year deal securing signing bonuses and better wages...Labor experts from both sides of the aisle say the paradox points to one conclusion: Workers are emboldened to press for better pay and work conditions because they believe they have options in an economy with a 3.6% unemployment rate and employers that are focused on attracting and keeping staff. (Market Watch, 2020)" Yeah, buddy! And that was then, now the current unemployment rate sits at 4.8% so workers have even more sway than they did in 2020. This should put an end to any theories you hear about coronavirus being the sole reason workers are not returning. Hell, many people went to Lalapalooza so they cannot be that scared of the virus anymore. No, no, no, it's the low pay, the lack of benefits (especially lack of day care, but other things like no paid vacation time and subpar healthcare as well) and the complete disregard for worker safety that is keeping Americans home. Delta is still a threat; I still wear my mask all the time, probably more than most people, but that is no longer my main concern either. My biggest fear about going back to work is that I may very well be murdered, severely injured or sickened by one of these lunatic anti-vaxxers who have done everything from threatening children to assaulting teachers to tearing down vaccination sites to killing people all in the name of their idiotic crusade to keep the nation as stupid and sick as possible. You think I'm going to get killed so you can go out to eat? How dare you even imagine such a thing would happen? I'm not your damn servant; you don't pay me enough to risk my life for you, so guess what? You can deal with those maniacs by yourselves! Order up and make it snappy! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/morecontentplease/support

The 20 Fastest Growing Jobs in the Next DecadeSubscribe: https://thingsyoushouldknow.supercast.techFacebook: https://www.facebook.com/groups/879254746173653Youtube Video: https://youtu.be/PFNdIup9kS0The employment landscape is constantly shifting. While agricultural jobs played a big role in the 19th century, a large portion of U.S. jobs today are in administration, sales, or transportation. So how can job seekers identify the fastest growing jobs of the future?The U.S. Bureau of Labor Statistics (BLS) projects there will be 11.9 million new jobs created from 2020 to 2030, an overall growth rate of 7.7%. However, some jobs have a growth rate that far exceeds this level. In this graphic, we use BLS data to show the fastest growing jobs—and fastest declining jobs—and how much they each pay.We used the dataset that excludes occupations with above average cyclical recovery from the COVID-19 pandemic. For example, jobs such as motion picture projectionists, ticket takers, and restaurant cooks were removed. Once these exclusions were made, the resulting list reflects long-term structural growth. Here are the fastest growing jobs from 2020 to 2030, along with the number of jobs that will be created and the median pay for the position.OccupationPercent employment change, 2020–2030PNumeric employment change, 2020-2030PMedian annual wage, 2020Wind turbine service technicians | 68.2% | 4,700 | $56,230Nurse practitioners | 52.2% | 114,900 | $111,680Solar photovoltaic installers | 52.1% | 6,100 | $46,470Statisticians | 35.4% | 14,900 | $92,270Physical therapist assistants | 35.4% | 33,200 | $59,770Information security analysts | 33.3% | 47,100 | $103,590Home health and personal care aides | 32.6% | 1,129,900 | $27,080Medical and health services managers | 32.5% | 139,600 | $104,280Data scientists and mathematical science occupations, all other | 31.4% | 19,800 | $98,230Physician assistants | 31.0% | 40,100 | $115,390Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

I’m back! I took a couple weeks off to recharge. I surprised my wife with a beach getaway to the Caribbean. It was sunny, sandy and so much fun. Unfortunately, I got pretty sick on our last full day. Thankfully I’m fully vaccinated and it wasn’t COVID. My doctor urged me to go straight from the airport to urgent care. It was pretty gnarly but I’m finally feeling better now. I’ve missed y’all. What have you been up to? How has your summer been? Crypto never sleeps. While I was laying low, crypto kept on pumping and churning. I’m going to highlight 5 recent developments then share some resources for you to explore and read. Let’s go! News1. BlockFi is under fireRegulators in New Jersey, Texas and a growing number of states are challenging BlockFi’s Interest Account. BlockFi provides high interest savings accounts (2-8%) for stablecoins and cryptocurrencies. The firm also provides collateral backed loans. Regulators allege that these interest accounts are securities under state rules. BlockFi may need to cease operations in some states until they can obtain appropriate registration. Boohoo! I’ve been a happy customer for over a year. This would be disruptive to customers like me. It could also be a big blow for BlockFi’s IPO plans. The implications could extend to other companies and FinTechs seeking to offer similar products. I’m gonna follow this closely. 2. High interest savings accounts going mainstreamI was really excited to see that Compound launched a Treasury business that would enable FinTechs and banks offer high interest savings stablecoins account to their customers. I’m earning 0.40% APY on my cash savings at my bank. My bank brags that this is 5 times the national average. In June, the US Bureau of Labor Statistics (BLS) reported that the inflation rate was 5.4%. It sucks. My savings aren’t keeping up! Meanwhile, Compound’s new offering would enable banks and FinTechs to offer their customers 4% annual interest on USDC deposits. To be clear, USDC is a stablecoin that is pegged to the value of a dollar, 1 USDC always equals $1. 4% is literally 10x what I’m getting at my bank. But it doesn’t come without risk. Unlike dollar accounts that are insured by the FDIC up to $250k, I don’t think the stablecoin savings accounts will be insured. I still think it’s a good product as long as you manage your exposure based on your risk tolerance. I’m excited to see Compound Treasury help bring truly high interest rates to the masses. Let’s go! 3. Square building DeFi unit Jack Dorsey, one of my favorite CEOs, announced that Square is building a new business focused on DeFi. Right now, there’s about $50B worth of value locked up in DeFi applications. Most of this value is on the Ethereum blockchain. But Square is going to focus on building its DeFi platform on Bitcoin instead.If you are unfamiliar, DeFi refers to Decentralized Finance. It uses smart contracts and blockchains to provide permission-less financial services to customers. Right now, we send money, make payments and trade through a series of middle men ex banks, brokerages, payment networks…each of these have significant costs, limited hours of operation and require permission and/or documentation. DeFi changes that.Square’s new business unit is yet to be named. I think it could be big deal. Square could help scale by leveraging its 36 million Cash App users and hundreds of thousands of vendors using its products. It’s easy to see how CashApp could add the ability for consumers to take loans against their bitcoin holdings. Or leverage Tidal to introduce new ways for us to purchase and earn income from music. I’m really excited about it. It’s not going to be easy but I think we will look back and realize this was a big deal. 4. Stellar eyes buying MoneyGramStellar is a crypto network focused on cross-border payments. It is reportedly considering buying 81-year old MoneyGram, one of the largest remittance companies. This would be a fascinating development seeing a crypto company acquiring an established traditional financial services company. I’m guessing that Stellar wants to leverage MoneyGram’s reputation, presence in 200 countries and 350,000 agents with last-mile access to millions of consumers. I have family across Europe, Africa, and North America. My family and I frequently move money across borders. Existing options are less than ideal. This is an area ripe for disruption. Consumers want cheaper, faster, and easier cross-border payments. If Stellar and MoneyGram can deliver that then I’m all for it. 5. Malaysia police STEAMROLL 1,069 bitcoin minersSome folks in Malaysia acquired bitcoin miners. The problem is they got greedy and illegally tapped electricity from the local power authority for free. Eventually they were caught, arrested and prosecuted. Justice was served. But then the local police takes it a step further and uses a steamroller to crush 1,069 perfectly functioning bitcoin miners valued over $10M. I think the police should have auctioned off the machines to raise money for the community. Each year, the US government raises billions of dollars by conducting over 300 auctions selling seized or abandoned property. Maybe Malaysia could borrow a leaf? Here’s a video if you are curious: EXPLORE1. Strike: best way to buy bitcoin?Strike is now charging 0.3% rates on bitcoin purchases. In contrast, Coinbase charges up to 3.99%. Lately, I’ve been using SwanBitcoin for my weekly bitcoin purchases. They charge 0.99 to 2.29%. Strike’s new rates are a big deal and could help drive down fees for all consumers.Strike is still in beta mode and is only limited to Bitcoin, you can’t buy other cryptocurrencies on the platform. Sign up for the waiting list here and earn $5: https://invite.strike.me/8LBL22 2. Choice: Buy crypto with retirement funds?Choice allows you to use some of your tax advantaged retirement dollars to acquire digital currencies. Bitcoin has been the best performing asset of the past decade. If you are a long-term crypto bull then this might be something you want to check out. Right now, Choice has over 125,000 accounts and $18B assets under custody. They have a website where you can make your allocations and manage your portfolio. Choice recently announced that they will be launching an app. I’m excited to try it out. If you would like to join me on their waiting list you could do so here: https://www.choiceapp.io?kid=1KZEV7 ReadThere are so many good reads on the internet. Here are a couple I’m digging through. Deconstructing CeFi by Kraken: If you are curious about how crypto lending platforms are able to offer high interest rates, then check this out. Compass Mining: Risk vs Reward by Lyn Alden: Earlier this year, I became a bitcoin miner. Lyn Alden is a great thinker. In this piece, she analyzes the risks vs rewards of bitcoin mining with Compass. Compass is a white glove service that makes it easy for regular non-tech folks to become miners. Check it out if you are curious. Thank you for making it this far. I always appreciate your questions and feedback. Have a great week ahead! Afolabi This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit afolabio.substack.com

The United States is on the precipice of the most extensive financial collapse our nation has seen. The inflation rate is now the highest it has been since 2008. We all remember that time, or we should. During Obama, The global financial crisis of 2007–2008 was the most severe worldwide economic crisis since The Great Depression. That is, until now.  The COVID-19 global pandemic most assuredly has brought distress across all worldwide markets - that point is understandable. Over the last year and a half, we have seen every country across the globe attempt to battle and overcome this virus and the chaos and distress it brought along with it.  During a time of crisis, Democratic Party lawmakers, pushed by the Biden Administration, would have Americans believe that the answer to their burdens and prayers would be to increase federal spending, and in turn, paying people to do nothing. All the while holding crippling businesses hostage, who now will bear the immediate financial burden of financing more liberal lunatic spending. During the unveiling of Democrats' 3.5-trillion spending bill, a loophole of federal legislation that will allow today's liberals to use their power to bypass Senate oversight, Biden stated that his massive spending would be paid for by increasing corporate tax rates and taxing the wealthy.  Americans today, all of us, are paying more for every product and service. According to the Fed and the most recent CPI inflation report, prices rose across the board in June. By a lot. According to an article in Forbes, overall, prices in June climbed 5.4% year-over-year, according to the Bureau of Labor Statistics (BLS), and 0.9% over the past month, the biggest monthly gain since June 2008. Even when you strip out volatile food and energy prices—so-called core CPI inflation—prices rose by 4.5% year-over-year, the most significant such gain since November 1991. If you all remember, that was another American recession due to post-Gulf War, when employment numbers struggled to regain strength.  Along with the short-sighted Federal Reserve, Joe Biden and his fellow Democrats are in cahoots, with all of them speaking from the same mouth. But I'm here to tell you that they better find one that works if they are all sharing a brain, for you cannot continue to state that things will get better by spending more and hiding behind why Americans are not able to return to work. Americans today can find work if they want a job. Due to Democratic Party spending initiatives, both federal and state, there is no incentive to work. From coast to coast, Americans continue to be rewarded for absolutely no effort. For a year and a half, folks have not been mandated to pay their mortgage or rent payments, free rides on power and utilities, un-Godly stay-at-home unemployment, and never-ending free this and free that. Medicaid/Chip enrollment has also increased by 9.3 million or 13.1%.  Across the nation, housing costs have skyrocketed, over nearly 13%, which accounted for 1/5th of the inflation in June. Used car and truck prices leaped 45.2% over the last year, while car and truck rental costs skyrocketed 87.7%, the Labor Department reported. Here are more increases according to the Bureau of Labor and Statistics: Gasoline - 44.5% Moving/Storage - 17.3% Motor Vehicle Insurance - 11.3% Furniture - 8.6% Appliances - 5.8% Food and Grocery - 1.5% Under Biden's watch, it costs more to survive. But have no fear, under the Democrats' plan, only the wealthy making more than $400,000 a year will pay more, right? You remember Joe Biden's promise during his campaign. Let me tell you how this is all going to go down.  While Joe Biden, Pelosi, and Schumer target big businesses with the financial burden of their spending bills, let me tell you, companies also have a plan. That plan is to immediately counter their increased costs bypassing those expenses directly to their consumers, and that, ladies and gentlemen, is called "indirect taxation."  The fact is this: if Biden and the Democrats increase taxation on large companies, you know the ones that employ millions and provide services such as food, fuel, housing, retail, transportation, and utilities, every American, regardless of income, will pay more. As the cost of living increases, businesses will become burdened with increasing their paid employee wages, further increasing the cost of products. All the while, Biden and the Democrats will look to improve poverty assistance programs like Medicaid and CHIP, which will put an even more federal financial strain on our nation. And round and round we go.  Within a year, this will be the new America. The big banks that gave money for overpriced houses will find their customers defaulting on their upside-down loans as housing prices plummet. Those who haven't paid a mortgage payment in 18-months will see those banks immediately calling for payment, which they will not have. Anyone still in an adjustable-rate mortgage will see their rate swell, leading to immediate foreclosure.  You have all been warned - the writing is firmly on the wall. We are all witnessing the collapse of our country. Remember, you heard it here. Music courtesy of Greg Shields Music. http://www.reverbnation.com/GregShields

Gayathri Shukla works in digital transformation in the mining industry in Canada. She has a Bachelor's Degree in Electrical Engineering and an MBA. She is founder of Campfire Kinship, an organization that uses story telling to help teams and individuals build empathy, find their strengths, and find belonging. Story telling is Gayathri's super power.Episode NotesMusic used in the podcast: Higher Up, Silverman Sound StudioAcronyms, Definitions, and Fact CheckGayathri shares how digitalization is transforming the mining industry and her path from getting her Bachelor's Degree in Electrical Engineering degree and MBA led her into her current role. She began her career working at a mine in northern Canada. She shares how her early career field experience influences her leadership style.We also discuss the importance of communication skills and the sometimes forgotten important skill of empathetic listening and listening to understand vs. listening to respond.Gayathri founded Campfire Kinship, a platform that uses storytelling to develop skills and empathy for a wide variety of people in many different walks of life. Campfire Kinship - https://campfirekinship.comHaul truck capacities range from 40 short tons (36 long tons; 36 t) to 496 short tons (443 long tons; 450 t). Large quarry-sized trucks range from 40 to 100 short tons (36 to 89 long tons; 36 to 91 t). A good example of this is the Caterpillar 775 (rated at 70 short tons [62 long tons; 64 t]). (Wikipedia)Digital Transformation or Digitalization is the adoption of digital technology to transform services or businesses, through replacing non-digital or manual processes with digital processes or replacing older digital technology with newer digital technology. (Wikipedia)According to the U.S. Bureau of Labor Statistics (BLS), only 2.2 percent of electricians, 2.8 percent of carpenters, and 5.3 percent of welders are women. All in all, women make up a tiny portion of the skilled trade workforce throughout the United States. (www.tallo.com)

On today's episode we discuss the May Employment Report (“The Jobs Report”) release by the Bureau of Labor Statistics (BLS). Payrolls increased by 559,000 and the unemployment rate fell from 6.1% to 5.8%. We discuss where the jobs are coming from and the struggles that remain to getting back to pre-COVID payroll levels. 

The Bureau of Labor Statistics (BLS) just published their inflation report in May 2021. Inflation has increase to 4.2% in the United States! Why? What do you do? How do you fight it? What are Americans doing today to offse this increase? Listen to this podcast and learn more...

In the Moment, May 17, 2021 Show 1050. Dr. Shankar Kurra from Monument Health joins us for our COVID update. Today we talk about taking off the masks in South Dakota. SDPB's Richard Two Bulls brings us the story of a Lakota war veteran who, after he got out of the service, spent 38 years as an educator at Pine Ridge. Monday Macro with Joe Santos : The U.S. Bureau of Labor Statistics (BLS) released its measure of the consumer price index (CPI) for April 2021. According to the release, the CPI rose year-over-year by 4.2 percent, the largest year-over-year increase since September 2008. Immediately after the BLS released its report, financial markets found reason to panic. Macroeconomist Joe Santos explains CPI, inflation, and how inflation expectations matter as much as the data points. This day in South Dakota history takes us back to 1884 where a hearing resulted in a temporary reprieve for passenger rail service on the Minneapolis St. Louis rail line. In today's " Images of the Past ,

Have your ever seen so many “hiring now” signs? They seem to be everywhere. Most people focus on restaurants and bars when they think of job vacancies. But It is not just the hospitality industry but extends to all industries and sectors of the economy. That the economy is expanding — it surged 6.4 percent in the first quarter —at the same time jobs are going unfilled is ironic. The latest report from the Bureau of Labor Statistics (BLS) stated that 7.4 million job openings are not being filled nationwide. This occurs at a time when 9.7 million people are...Article Link

This Week's EpisodeIt's Spring Break, so we are bringing back one of our most popular episodes. It was recorded pre-pandemic, so keep that in mind as you listen...________________________________________________________________________Enjoying your spouse seems like an obvious thing to do, but it isn't always as easy as we'd think or like. This week we cover 6.5 ideas on how to increase your level of "likitude" with your spouse. Here's a quick preview:      1. Carve out time together.      2. Being seen & heard.      3. Be curious and genuinely interested in activities your spouse prefers (that you don't).      4. Have a "mutual" sense of humor.      5. Recognize & respect different needs for interaction & introversion.      6. Get out of your normal context.      7. Seek out friends who see (and remind you of) the good in your spouse.The Stat of the Week is about leisure time activities and time spent caring for children from the American Time Survey conducted by the Bureau of Labor Statistics (BLS).Thank you so much for listening! We'd love it if you took a moment to subscribe and rate/review the podcast in whichever app you choose to listen. And, as always if you have a friend who may be encouraged by this conversation, don't hesitate to share the podcast with them.Also, you can follow us on:Instagram: growingupwithkidspodcastFacebook: @growingupwithkidspodcastTwitter: @DavidGrowUp and @RachaelGrowUp

Whether it's starting a business or investing in stocks, our endeavors often come with risks. According to the U.S. Bureau of Labor Statistics (BLS), approximately 20% of new businesses fail during the first two years of being open, 45% fail during the first five years, and 65% during the first 10 years. And as much as 90% of people lose their money in stock markets (Source: Research & Ranking).  These statistics may be discouraging, but risks can yield a big reward too. For example, when Whole Foods Market was created in the 1980s the United States had less than six natural food stores. There wasn't evidence that there was a large market for natural and organic food. Despite its rocky start, Whole Foods was able to become the industry-leading grocery-store chain for healthy food (Source: Washington State University). Whole Foods Market now operates 472 stores worldwide with a net income of $245 million (Source: Statista). “The biggest risk is not taking any risk... In a world that is changing really quickly, the only strategy that is guaranteed to fail is not taking risks.” -Mark Zuckerberg, CEO of Facebook Justin Hatch has taken some risks in his career. Some of them have panned out while others didn't. However, in both failure and success, he learned from the chances he took, and he used the lessons he learned to create a successful business that helps others understand their endeavors and calculate their risks. Justin Hatch was a VP for Profire Energy. and helped take the company from 4 employees to 150. He was the CEO of Strategy SMB, an idea development and business planning software company. Justin is now the CEO of Reach Reporting, a software made to absorb complexity and simplify financial reporting. He believes there are innumerable unsolved problems the world contains, and there are equally as many people that are looking at those problems with questioning eyes. In addition, he believes in finding and pursuing your passion. The Cost of Not Understanding the Information We Have Here are two experiences Justin had that led to creating Reach Reporting.   1. Trying to be Everything for Everyone   Growing up, Justin, like many entrepreneurs, was the kind of person that didn't mesh well with school. He struggled with focus. He struggled with the system, and because of that, he didn't plan to go to college. So after high school finished, he wasn't sure what to do. He was given a lot of counsel and advice, but one piece stuck with him; he was told that he should start a business. Justin took the advice to heart.  He knew how to paint, so he started painting apartment buildings. It was grueling work, but it was a lucrative job. He was able to support his young family on the salary it gave him. Over time, people started asking him if he knew how to do other services like repair drywall. Justin usually answered, “No, but I can figure it out.” He bought tools for tasks that weren't part of his business, and he spent far too much time and money trying to learn how to do these other odd jobs. He could barely make ends meet. It wasn't a very good business strategy. Because he didn't have a firm hold on his spending, he was never able to have more than just barely enough.   2. Losing $75k in Stocks Every Day for a Week and a Half   Not long after, Justin was approached by an oil and gas company. He worked as a VP for them for several years and helped them reach the next level in their business. At the end of 2014, he felt like he didn't fit with this business anymore, so he resigned. He and his wife had some money saved, some stock options, and some equity, so they had enough cash to build a little business.  After about a year, they lost a lot of value in stock after it plummeted. Justin spent many sleepless nights watching the stock drop. He was losing $75k a day for about a week and a half, and he ended up having to pay just under $400k in taxes. He realized that other people are losing money and don't have a firm grasp on their financials too, and he wanted to help them. Creating a Business to Prevent Others from Experiencing the Same Loss After this loss, Justin started thinking about what things would have really helped him as a 22-year-old entrepreneur. He realized that if he could have understood the information he had about his finances, he would have been able to make better financial decisions. He brought in a partner, and they started brainstorming ideas for a business, wondering if there was a market for a business that could help, not only young entrepreneurs like Justin but all kinds of business owners. This brainstorming session would eventually lead to the creation of Reach Reporting. Reach Reporting became something that solved a problem for people that brought them pain, and it solved it in a way that enabled them to be so much more successful. Their goal became doing anything they could with financial reporting to make their customers more successful and to help them grow their business. “Ignorance is not a bad thing but it is a thing that we need to recognize. We are so much more powerful if we can understand how ignorant we are of something.” -Justin Hatch Reach Reporting Reach Reporting is a dashboard and reporting system that gives businesses the ability to see and understand their data in a way that is unique. Reach pulls the data out of the accounting software and applies it to a series of reports and dashboards.  If you're looking for a deeper understanding of your business, you can use Reach to help you. Maybe you don't understand the balance sheet as well as you'd like to or you want to have a deeper understanding of it. Reach Reporting's goal is to absorb complexity so that the customer doesn't have to. They connect to the accounting software you use, pull the data, aggregate it, and put it into beautiful reports and dashboards. You don't have to lift a finger unless you want to. Their customers have built incredible reports with this software.  Justin's Advice on Enduring when Our Endeavors Fail  Justin went through a lot of hard times on the journey to creating Reach Reporting. Most of us have a long road before we reach success, but we can't give up. Justin believes that there is something in each of us that we can do that nobody else can. The key is to recognize what two or three skill sets we have that can have a dramatic and meaningful effect on an industry,  market, or person. It's going to take grit, a good mindset, humility, and a strong work ethic, but we can make it through hard times and accomplish our goals. “Everything can be taken from a man but one thing: the last of the human freedoms—to choose one's attitude in any given set of circumstances, to choose one's own way.” -Viktor Frankl, Austrian neurologist, psychiatrist, philosopher, author, and Holocaust survivor Make the Customer the Hero According to Deloitte and Touche, customer-centric companies were 60% more profitable compared to companies that were not focused on the customer (Source: Building a Story Brand). People don't trust what companies say about themselves anymore, but they do trust what customers say. We can seek customer testimonials to not only boost our confidence in our products and services but also to share how customers have used our products and services with potential customers. When we focus on what our customers have done, it makes them the hero of the story and shows potential customers that they can be the hero too. Key Takeaways Thank you Justin for sharing your stories and secrets. Here are some of the key takeaways from today's episode that stood out to me. We can utilize tools such as Reach Reporting software to understand our business and make informed, data-driven decisions. After we've gone through hard times we can use the knowledge we've gained to help others in similar situations. Realize and accept that the road to success is going to be a long one. It's going to take grit, a good mindset, humility, and a strong work ethic to endure hard things. The more knowledge we have the more we will be able to assess the risks before us and make informed decisions. No matter how much we know we can always learn more. Make the customer the hero in your storytelling. Seek testimonials from our customers. Not only do they boost confidence in our products and service, but they are also great for grabbing the attention of potential customers. Connect With Justin To learn more about or connect with Justin and his company, please visit: https://www.linkedin.com/in/justinwhatch or https://ReachReporting.com  Want to be a Better Digital Monetizer? Did you like today's episode? Then please follow these channels to receive free digital monetization content: Get a free Monetization Assessment of your business Subscribe to the Monetization eMagazine. Follow the Monetization Nation Blog. Subscribe to the Monetization Nation YouTube channel. Subscribe to the Monetization Nation podcast on Apple Podcast, Google Podcasts, Spotify, or Stitcher.  Follow Monetization Nation on Instagram and Twitter. Share Your Story What have you learned from a risk you or others have taken? Please join our private Monetization Nation Facebook group and share your insights with other digital monetizers. Read at: https://monetizationnation.com/blog/43-how-losing-750k-led-justin-hatch-to-build-a-successful-software-company/

The CPI numbers are out from the Bureau of Labor Statistics (BLS), and it looks like there's not much inflation happening when you only care about the CPI basket of goods and services. What if you want to buy other things, like houses, assets, or other scare items? Is the CPI a real measure of inflation in today's world, or is it just a false metric that misleads more than it informs?

The U.S. Bureau of Labor Statistics (BLS) reported that nonfarm payroll employment increased by 2.5 million in May, and the unemployment rate declined by 1.4 percentage points to 13.3%. Despite the labor gains, Jennifer Reid of Equifax reiterated the importance for dealerships and finance companies to verify income during a time of uncertain employment situations.

Enjoying your spouse seems like an obvious thing to do, but it isn't always as easy as we'd think or like. This week we cover 6.5 ideas on how to increase your level of "likitude" with your spouse. Here's a quick preview: 1. Carve out time together. 2. Being seen & heard. 3. Be curious and genuinely interested in activities your spouse prefers (that you don't). 4. Have a "mutual" sense of humor. 5. Recognize & respect different needs for interaction & introversion. 6. Get out of your normal context. 7. Seek out friends who see (and remind you of) the good in your spouse.The Stat of the Week is about leisure time activities and time spent caring for children from the American Time Survey conducted by the Bureau of Labor Statistics (BLS).We truly appreciate you listening! If you are encouraged by this episode, be sure to share it with a friend who might benefit from this conversation or who just needs a good laugh at our expense.Please join our Growing Up with Kids Facebook group and join in on the encouraging conversation about the heart of marriage and parenting.Or connect with us on our website: www.GrowingUpWithKidsPodcast.com

I am joined in this week’s episode of Work in Progress by Leo Hindery, former CEO of AT&T Broadband and founder and CEO of Trine Acquisition. We’re talking about what he calls the “real unemployment numbers” and why he thinks broadband for everyone is a “civil right.” Every month, the Bureau of Labor Statistics (BLS) […] The post The real unemployment numbers appeared first on WorkingNation.

Powered by iReportSource The Occupational Safety and Health Administration (OSHA), on July 2, 1982, announced the establishment of the Voluntary Protection Programs (VPP) to recognize and promote effective worksite-based safety and health management systems. In the VPP, management, labor, and OSHA establish cooperative relationships at workplaces that are implementing or have implemented comprehensive safety and health management systems. Approval into VPP is OSHA’s official recognition of the outstanding efforts of employers and employees who have created exemplary worksite safety and health management systems. OSHA offers assistance to sites committed to achieving the VPP level of excellence. VPP Principles Voluntarism: Participation in VPP is strictly voluntary. The applicant who wishes to participate freely submits information to OSHA on its safety and health management system, goes above and beyond compliance with the OSH Act and applicable OSHA requirements, and opens itself to agency review. Cooperation: OSHA has long recognized that a balanced, multifaceted approach is the best way to accomplish the goals of the OSH Act. VPP's emphasis on trust and cooperation between OSHA, the employer, employees, and employees’ representatives complements the Agency’s enforcement activity but does not take its place. VPP staff and VPP participants work together to resolve any safety and health problems that may arise. This partnership enables the Agency to remove participants from programmed inspection lists, allowing OSHA to focus its inspection resources on establishments in greater need of agency oversight and intervention. However, OSHA continues to investigate valid employee safety and health complaints, fatalities, catastrophes, and other significant events at VPP participant sites. A Systems Approach: Compliance with the OSH Act and all applicable OSHA requirements is only the starting point for VPP participants. VPP participants develop and implement systems to effectively identify, evaluate, prevent, and control occupational hazards to prevent injuries and illnesses to employees. Star participants, in particular, are often on the leading edge of hazard prevention methods and technology. As a result, VPP worksites serve as models of safety and health excellence, demonstrating the benefits of a systems approach to employee protection. Model Worksites for Safety and Health: OSHA selects VPP participants based on their written safety and health management system, the effective implementation of this system over time, and their performance in meeting VPP requirements. Not all worksites are appropriate candidates for VPP. At qualifying sites, personnel is involved in the effort to maintain rigorous, detailed attention to safety and health. VPP participants often mentor other worksites interested in improving safety and health, participate in safety and health outreach and training initiatives, and provide OSHA with input on proposed policies and standards. They also share best practices and promote excellence in safety and health in their industries and communities. Continuous Improvement: VPP participants must demonstrate continuous improvement in the operation and impact of their safety and health management systems. Annual VPP self-evaluations help participants measure success, identify areas needing improvement, and determine such changes. OSHA onsite evaluation teams verify this improvement. Employee and Employer Rights: Participation in VPP does not diminish employee and employer rights and responsibilities under the OSH Act and, for Federal agencies, under 29 CFR 1960 as well. Participation Levels There are three levels of participation in the VPP: Star Program: The Star Program recognizes the safety and health excellence of worksites where employees are successfully protected from fatality, injury, and illness by the implementation of comprehensive and effective workplace safety and health management systems. These worksites are self-sufficient in identifying and controlling workplace hazards. Merit Program: The Merit Program recognizes worksites that have functional safety and health management systems and that show the willingness, commitment, and ability to achieve site-specific goals that will qualify them for Star participation. Star Demonstration Program: The Star Demonstration Program recognizes worksites that have Star quality safety and health management systems that differ in some significant fashion from the VPP model and thus do not meet current Star requirements. A Star Demonstration Program tests this alternative approach to ascertain if it is as protective as current Star requirements. Elements To qualify for VPP, an applicant/participant must operate a comprehensive safety and health management system that includes four essential elements and their sub-elements. These elements, when integrated into a worksite’s daily operations, can reduce the incidence and severity of illnesses and injuries: Management leadership and employee involvement. Worksite analysis. Hazard prevention and control. Safety and health training. STAR Participation First off, there is no limit to the term of participation in Star, as long as a participant continues to meet all Star requirements and to maintain Star quality. Injury and Illness History Requirements OSHA will evaluate the applicant/participant’s injury and illness history by using a 3-year total case incidence rate (TCIR) and 3-year days away, restricted, and/or job transfer incidence rate (DART rate). The 3-year TCIR and DART rates must be below at least 1 of the 3 most recent years of specific industry national averages for nonfatal injuries and illnesses at the most precise level published by the Bureau of Labor Statistics (BLS). Compare both rates to a single year.  For eligible smaller worksites, companies may use an alternative rate calculation by using their best 3 out of the most recent four years of incidence rates. Participation Process The participation process consists of application submittal and review, an onsite evaluation, and an approval or denial process. OSHA provides the required application template to make it easy for applicants to spell out how the company meets or exceeds the various VPP expectations. Once approved, OSHA will schedule an onsite visit, and this is where things get interesting. The onsite team will be assembled based on several factors: the size and locations of your various facilities (if more than one), the industry (PSM, construction, and others), the unique conditions at your sites may require IH expertise, ergonomics, or others. For the most part, OSHA will request volunteers to be a part of this team. Volunteers are from other VPP participating companies and have gone through specialized training with the Department of Labor to become special government employees (SGE) - I use the term employees loosely. OSHA also has provisions in place to prevent competitor companies from being involved as well as guidelines to protect trade secrets. OSHA will review written programs and documents, interview employees, and conduct site reviews. All of this information will be documented and reviewed each day of the onsite by the OSHA team lead. Any safety deficiencies can be categorized in one of three different ways: OSHA Requirement VPP Requirement STAR Example Any deficiencies noted that would prevent the approval of the VPP application must be corrected within 90-days of being notified. If not, OSHA may reject the application, and one cannot reapply for another 6-months. Approval Once approved, the OSHA Area Office will notify the Assistant Secretary of OSHA regarding the recommended acceptance into the VPP. Once signed, OSHA informs applicants of their acceptance into the program. OSHA awards newly approved participants a plaque and flag, and most companies have a flag ceremony to celebrate this well-deserved achievement. Maintaining VPP Companies have to comply with ongoing requirements as well, which means submitting an annual report, maintaining injury/illness rates, not having employee complaints, and a few more you can read about on their website. Yes, companies can be removed for various reasons. One is if the Union retracts its support for VPP - this has happened before. Any Union representation must co-sign on the application or submit a letter stating they do not object to the VPP application. Again, you can read more about Union support on the OSHA VPP website. I recorded a 4-part series breaking down all four elements a while back and you can listen to them all by following the links below: 011: VPP Element 1 - Leadership Commitment & Employee Involvement 012: VPP Element 2 - Worksite Safety Analysis 013: VPP Element 3 - Safety Hazard Prevention & Controls 014: VPP Element 4 - Safety & Health Training As a recap, VPP principles are in line with other leading safety management systems in that they require a systems approach and a process of continuous improvement. What I like about VPP is the support for the program, not only from OSHA and other participants, but there is a world-class organization dedicated to supporting VPP participants. They are called the VPP Participants Association or VPPPA. Please take a look at their website and learn more about how they can help you - whether your company is a VPP site, thinking about applying for VPP or just wanting to learn from the best so that you can improve safety for your people, VPPPA is for you! So what do you think? ISO 45001, ANSI/ASSP Z10, or VPP? Post a LinkedIn update, letting me know. Be sure to @ mention Blaine J. Hoffmann or The SafetyPro Podcast LinkedIn page. You can also find the podcast on Facebook, Instagram, and Twitter.

Wendy Martinez has been serving as the Director of the Mathematical Statistics Research Center at the Bureau of Labor Statistics (BLS) for six years. Prior to this, she served in several research positions throughout the Department of Defense. She held the position of Science and Technology Program Officer at the Office of Naval Research, where she established a research portfolio comprised of academia and industry performers developing data science products for the future Navy and Marine Corps. Wendy is also proud and grateful to have been elected as the 2020 ASA President.

The job landscape is always changing, based on the needs of the market. The Bureau of Labor Statistics (BLS) projects that between 2018 and 2028, the U.S. will gain 8.4 million new jobs.The BLS expects that the fastest-growing jobs will be in health care and related services. Fast growth also is expected in fields related to renewable energy, mathematics and computers.If you’re looking for a job that’s likely to be around in the next 10 years — in a field that needs workers — here are the occupations that the BLS expects to grow fastest.

Of course your kids have never whined before. But, just in case it does ever happen we discuss a few ways that might help teach them to stop without giving in or getting angry. A look at how patiently preparing them to be adults can be a less confrontational way to nip whining in the bud. Because someday they will have a boss, and she will not let them whine on the job!Then, we transition (at the 18:45 mark) to the challenges of kids' devices at sleepovers. Our interest in this topic was piqued by a recent experience and a great Wall Street Journal Tech News Briefing podcast.Inspired by the idea of kids, whining, and bosses, The Stat of the Week is all about the unemployment rate and the economy. Thanks to the Bureau of Labor Statistics (BLS) for some "fun" facts.

Wendy Martinez has been serving as the Director of the Mathematical Statistics Research Center at the Bureau of Labor Statistics (BLS) for six years. Prior to this, she served in several research positions throughout the Department of Defense. She held the position of Science and Technology Program Officer at the Office of Naval Research, where she established a research portfolio comprised of academia and industry performers developing data science products for the future Navy and Marine Corps. Wendy is also proud and grateful to have been elected as the 2020 ASA President. (Date: 9/26/20

Wendy Martinez has been serving as the Director of the Mathematical Statistics Research Center at the Bureau of Labor Statistics (BLS) for six years. Prior to this, she served in several research positions throughout the Department of Defense. She held the position of Science and Technology Program Officer at the Office of Naval Research, where she established a research portfolio comprised of academia and industry performers developing data science products for the future Navy and Marine Corps. She was honored by the American Statistical Association when she received the ASA Founders Award at the JSM 2017 conference. Wendy is also proud and grateful to have been elected as the 2020 ASA President.

A play on the triumph and losses in performance and life. The Talent Tank podcast will navigate the inner workings of lifestyle, lives, family, teams, careers, programs, and technology in and around the offroad motorsports industry. What breeds success with your Talent Tank on full, failures when its on empty. From the journey to the Starting Line to take that Green Flag, on to exploring trials and tribulations on and off the track in pursuit of victorious achievement and the Checkered Flag. Episode 3 brings Casey Gilbert @hosejockey4506 to the Tank for a sit down to discuss the family, business, Every Man Challenge, Back to Back Class 4800 King of the Hammers wins, a possible future in 4400 and IFS.After the Checkered Flag-A bachelor's in fire science trains you to detect hazards, manage emergencies, and coordinate responses to fires. Students also learn about the history, theories, and practices of fire prevention, suppression, and investigation. Fire science degrees feature coursework in emergency service response, human and group management, and leadership and resource allocation. With this knowledge, graduates can thrive in several fire-related careers, including firefighting and fire inspection. The Bureau of Labor Statistics (BLS) projects 7% growth in employment for firefighters and 10% growth in employment for fire inspectors and investigators by 2026.Please like & subscribe.https://thetalenttank.com/https://www.instagram.com/thetalenttank/https://www.facebook.com/thetalenttankInsiders Grouphttps://www.facebook.com/groups/TheTalentTankInsiders/

Federal agencies are looking for potential AI use cases that can be implemented today and deliver real value. In this bonus episode, we look at how the Bureau of Labor Statistics (BLS) is using machine learning to help automate analysis of workforce data to deliver new insights faster.  Our guest is Alex Measure, an economist that has led the adoption of various AI techniques to automate classification of hundreds of thousands of Survey of Occupational Injuries and Illnesses fillings annually. The system currently assigns almost 85% of these classifications at better than trained human accuracy.  In this discussion, we learn about the BLS’ journey to date and what’s next.  

The United States Bureau of Labor Statistics (BLS) estimates that negativity in the workplace costs businesses a whopping $3 billion per year due to its harmful effects. How do you counteract negativity and its effects on your company’s productivity? In this presentation from TRSA’s Production Summit & Plant Tours in Dallas, The DISC Wizard Nancy Roberts, a leading consultant to the linen, uniform and facility services industry, shares four key steps to minimizing workplace negativity in order to boost your business productivity.

The gig economy has been described as a "game changer" for the relationship between companies and their workers. But a recent Bureau of Labor Statistics (BLS) report actually shows a slight decline in the number of US workers employed in alternative work arrangements between 2005 and 2017. So is all of the gig economy talk more hype than reality? This podcast takes an in-depth look with Fisher Phillips employment attorney Rich Meneghello, who co-chairs his firm's Gig Economy Practice Group. "If you're an HR professional, this report is not good news," says Meneghello. However, he notes that the report failed to include certain categories of workers, including online workers and those with full-time jobs who perform gig work on the side to supplement their income.

On this episode of the podcast, we spoke with Ashley Navarette, PA-C. This episode was recorded in the summer of 2018. Ashley has her Masters in PA Studies & Bachelors of Science in Biology. She is also a Jen's Scrubs Ambassador (Code ASHLEY1167). According to the Bureau of Labor Statistics (BLS), the PA career path is expected to grow by 37% from 2016-2026 (much faster than average). Be sure to check out the social channels for Ashley: Ambassador - https://jensscrubs.com/ Instagram - www.instagram.com/ashleynickole1/ Also, be sure to follow Slice of Healthcare on our social channels: Website - www.sliceofhealthcare.com Facebook - www.facebook.com/sliceofhealthcare/ LinkedIn - www.linkedin.com/company/18606106/ Instagram - www.instagram.com/sliceofhealthcare

In this episode, Marc invites listeners to take the 2018 Repurpose Your Career Survey, to help him make this podcast better with your feedback. He invites you to join pre-release readers of the new edition of Repurpose Your Career to read chapters of the book, give feedback, and review the book on Amazon when it is released. Marc reads Chapter 1 of the new edition.   Key Takeaways: [1:12] Marc welcomes you to Episode 104 of the Repurpose Your Career podcast. [1:25] CareerPivot.com brings you this podcast. CareerPivot.com is one of the very few websites dedicated to those of us in the second half of life in our careers. Take a moment to check out the blog and other resources that are delivered to you, free of charge. [1:43] If you are enjoying this podcast, Marc asks you to share it with like-minded souls. Please subscribe on CareerPivot.com, iTunes, Google Play and the Google Podcasts app, Podbean, Overcast app, TuneIn, Spotify app, or Stitcher. Share it on social media, or just tell your neighbors and colleagues. [2:05] Marc has released the 2018 Repurpose Your Career Podcast Survey. Marc thanks listeners who have already taken the survey. Last year, there were about 30 responses. Marc is hoping for 60 to 100 responses this year, with his larger audience. [2:22] To improve the show, Marc needs to know something about you — how you listen to the show; if you read the show notes; what kinds of episodes are your favorites. [2:34] Marc asks if you would kindly go to CareerPivot.com/podcast-survey (where you will be redirected to SurveyMonkey) to take the survey. Marc will publish the results in a couple of months. Marc thanks you in advance for doing this survey for the podcast. [2:57] The Repurpose Your Career podcast will skip a week for Thanksgiving. There will be no podcast next week, to give some folks — including Marc — a break. The following week, Marc will be interviewing Susan Joyce of Job-Hunt.org fame. [3:20] Job-Hunt.org and Susan have been helping people find jobs since 1998. Marc and Susan will discuss the differences between a reactive and a proactive job search. [3:36] This week, Marc starts the promotion of the next edition of Repurpose Your Career, with a planned release date in the first half of 2019. Marc has been working on the next edition with Susan Lahey, and he will be looking for your help. Marc is forming a release team of readers to read pre-release chapters of the book to provide feedback. [4:00] You can be part of this pre-release team by going to CareerPivot.com/RYCTeam, where you can sign up. When you sign up, you’ll receive pre-release versions of the chapter Marc is reading today, and additional chapters when they become available. [4:22] Marc asks in return that you provide feedback and be prepared to write an Amazon.com book review when the book is released. Marc is not asking you to write a five-star review but your honest review. [4:40] Marc begins reading the opening chapter of the next edition of Repurpose Your Career. [4:48] Finally, we’re at full employment. Unemployment rates are below 4%. Everybody who wants a job, has one, right? Not exactly! That’s what most of the data says, but the data seems to be leaving something out. [5:10] According to the AARP Public Policies Employment Data Digest, most people over 55 who want to be employed are. In fact, the unemployment rate for this age group was only 3% as of April 2018. [5:25] Unemployment numbers are based on how many civilians not employed by an institution, are either working or looking for work. Marc goes to a fair number of jobs clubs for job seekers. The faces he sees there tend to be — well, old. Some of that is because these people are part of the long-term unemployed. [5:49] Being unemployed for more than 26 weeks is a real drag on your health and can make you look old. And 22% of unemployed people have been unemployed that long, according to the Bureau of Labor Statistics (BLS). But more than a third of long-term unemployed are over 55. [6:09] In Austin (where I live part of the time), the unemployment rate is under 3% — unless you happen to be over 50. If you’re over 50, it’s higher than 12%. [6:21] In 2015, The Atlantic published the article “Where not to be Old and Jobless,” which listed Austin as the number four worst place to be old and unemployed, behind San Jose, Cal., El Paso, Tex., and New Haven, Conn. [6:39] Research by AARP shows that there’s a real danger that unemployed people over 50 — especially women — could become impoverished. So the organization has funded a program at Austin Community College, called Back to Work 50+. It’s a great thing that AARP has funded this program; if we’re at full employment, why is it needed? [7:04] Why are so many people in this age group unsuccessfully looking for work? The statistics they collected don’t include retired people, by the way. While I do know some people who have successfully retired before age 65, most of them are government employees or they retired because either their health or their spouse’s health was poor. [7:30] I know people who gave up looking and just started taking Social Security early. 40% of the people who initiate Social Security do so at age 62. Only 7% wait to take Social Security until the maximum age of 70. This is a real problem. If you take Social Security before your full retirement, you lose a lot. [8:02] If you were born in 1960 and take retirement at 62, you lose 30%. If you were born in 1960 and wait and take your full benefit until 70, you gain 24%. Some people take benefits early and work, too. If you’re doing that and you are under full retirement age for the full year, you lose $1 in benefits for every $2 you earn over the annual limit. [8:33] In 2018, the limit is $17,040. So if you earn $40,000, They’ll take $11,480 out of your retirement benefits. Things have to be pretty rough if you’re willing to lose that much money for the rest of your life. [8:51] Why are so many people over 55 unemployed and looking, compared to the rest of the population? Is it ageism? Is it they don’t have skills for today’s workplace? Or something else? The answer is: Yes. [9:09] Ageism is thriving in places like Austin, where the economy revolves around tech startups. If your skills are up-to-date, you have a solid work history, you’re physically fit, you dress like you know what year it is, you’re not looking or acting old, except for some wrinkles and gray hair, and they don’t hire you, that’s age discrimination. [9:42] I have lots of examples from the CareerPivot Online Community where the members have acquired skills in the latest programming technologies and data science, and still can’t get hiring managers to speak to them. [9:55] Hiring managers don’t want to invest in the careers of people in the second half of life. The reasoning is, they don’t have enough career runway. Considering that most people change jobs every four-and-a-half years, should they be worried about career runway? [10:13] When we are at full employment, should we be worried about having enough career runway? That is an example of ageism. [10:23] However, ageism isn’t always the culprit. If you let yourself and your skills go, it’s something different. A lot of older people try to get by without learning new skills, hoping to coast toward retirement. But in this rapidly-changing environment of creative destruction, their career track may evaporate long before they’re ready to retire. [10:46] In such cases, your experience may not help you get the next job. Think of it like trading in a car. When I traded in my 2003 Honda Element, it didn’t have GPS or Bluetooth. It didn’t have heated seats or any kind of hybrid engine. Plus, it had some wear and tear. It looked like a car that had been on some road trips. [11:10] The dealership offered me a lower price than they charged me for my new car. They discriminated against my Honda Element! If you’re acting like an old curmudgeon, if you’re griping about learning new-fangled technologies, or about the behavior of Millennials, you’re keeping yourself out of the workforce. [11:31] There is no question that we have a skills mismatch in the market. We are seeing creative destruction accelerate through so many industries, eliminating positions of people who’ve honed their skills over decades. I’ve had clients whose whole career worlds disappear in under five years. [11:52] Keeping your skills up is crucial but it's not enough to keep you employed. You need to be creative. You need to be agile. You need to be ready to reinvent yourself after a few years to match what the market needs. Forget about cruise control It’s time to get a manual transmission and learn how to use it. [12:16] Marti Konstant, author of Activate Your Agile Career: How Responding to Change Will Inspire Your Life's Work, said it best. “Adapt or be left behind.” You can plan for a future that will be significantly different from today or be left behind. It’s your choice. [12:39] Many of us want or need to work into our 70s. Working in our 70s will not look like working in our 50s. It will, most likely, be a combination of different types of jobs. You’re looking at multiple part-time jobs; starting a side gig; finding different ways to make money. Many of us don’t think like that. We were raised to be employees. [13:04] We believed that finding a job was the quickest, surest way to security. We’d get in there and stay until we got our gold watch. Today, that ain’t happening! For one thing, it’s tough to get anyone to hire someone in their 60s. Beyond that, these days, even companies can’t promise they’ll be around in five years! Your employer won’t save you. [13:29] You have to get creative. More and more people prefer the self-service options to dealing with a human. And more and more jobs can be done by technology. Among the professions the BLS predicts are on the way out are respiratory therapy techs, computer operators, legal secretaries, and everybody at the Post Office. [13:55] Consider how Uber transformed the taxi industry. How Airbnb transformed the hotel industry. And, how the iPhone has transformed everything since it was invented in 2007. [14:11] Among the things we can now do on our smartphones: banking, sending messages, watching videos, making videos, learning languages, listening to music, scheduling, budgeting, shopping, booking a hotel, booking a flight, finding a date, joining a meeting, getting directions, paying for things — and that’s just for starters. [14:35] Because many of these menial tasks have been taken off the table, what remains is often more meaningful. ‘Meaning’ is a key guide to finding your happy place when it comes to ‘work.’ Whatever path you take might disappear in the future, so don’t get hung up on the path. You have to think in terms of constant evolution. [14:59] Several members of the CareerPivot Online Community have taken bold actions to get ready for ‘change.’ One is Mike Martin, a drone pilot instructor, whose story you will learn about later in this book. When Mike started his journey, there was no such thing as drone pilot instructor. [15:18] Camille Knight is a logical creative. She grew up as a dancer and singer. Her first degree was in music and then she went back and got a degree in business. She worked in HR; got spit out of Whole Foods; and reinvented herself as a business analyst. [15:35] She discovered Tableau software that lets her build beautiful dashboards that tell stories. For the first time in her life, she gets to marry both sides of her brain. [15:47] I had a client who said he wanted to be a data scientist and I said, “No, you want to go into a manufacturing site and do scrap analysis.” It’s not enough, just to have a skill; you have to find a company’s pain point; you have to solve a problem. [16:04] We are at an inflection point. You can no longer acquire a skill and be fitted into a job. Things change too fast. If you want to keep on being relevant, you must adapt to the speed of change. You have to find tasks and skills that are meaningful to you and adaptable to new technologies and cultural paradigms — or be left behind. [16:30] Be the mentor you want to see in the world. Betty White said Facebook wouldn’t do her any good in terms of helping her to reconnect with old friends; “At my age, if I want to reconnect with old friends, I need a Ouija board.” [16:47] We used to have mentors who could tell us what to do. Chances are, those mentors are retired. There are no coattails for us to ride anymore at this stage. We are the coattails. Much of our network may be gone. We have to forge the path, ourselves. Part of that is taking up the mantle and becoming mentors to younger people. [17:09] Millennials and the generation behind them want mentors. They want help to know how they’re doing. As one Millennial wrote in The Muse, they’ve been conditioned to seek feedback and advice. So, yeah, they want that in their careers, preferably from someone who won’t tell them that they’re entitled, lazy snowflakes. [17:35] In turn, they can help you tap into areas of the work world that might seem foreign to you. In fact, like the fact that there’s a publication called The Muse or, about how to use Instagram to grow your business. [17:52] I know one freelance writer who meets with her mentees frequently for happy hour. Her mentees have introduced her to new markets and gotten her work in places where she would never have thought to have looked. [18:06] In turn, she helps them with strategies for dealing with difficult clients, insights, networking, tactics for time management, and reassurance that being an adult isn’t so scary. [18:17] We’ve entered a new dimension when it comes to ‘work.’ It’s more focused on developing yourself, ongoing, than on sliding into the position as a cog. The idea of getting old, tired, and set in your ways is a recipe for obsolescence. And that’s a good thing. [18:36] Scientists have found if we treat our brain right, our brains can learn and adapt, right up to death. Now, we just have to rethink the second half of life to stay vibrant, connected, and contributing. This should be fun! [18:53] Marc hopes you enjoyed this episode. The world is changing and it’s your responsibility to change with it if you want to stay relevant. [19:04] To get a PDF version of this chapter and to be on the review team, to help Marc with this book, please go to CareerPivot.com/RYCteam to sign up. Marc and Susan will be adding about eight chapters to the book and rewriting several others. [19:25] Marc will release a new chapter on the podcast and to the review team every four to six weeks in the coming months. Marc is considering starting a private Facebook group to discuss this effort. [19:46] Please go to CareerPivot.com/podcast-survey and take the 2018 Repurpose Your Career podcast survey on SurveyMonkey.com. (Marc thanks the listeners who have already taken the survey.) Marc needs to know something about you so he can improve this podcast for you. [20:01] How do you listen to the show? The big question is if you read the Show Notes! (Marc is finding that more than half the listeners taking the survey read the Show Notes.) What kinds of episodes are your favorite? Marc will publish the results of the survey in several months. [20:29] Marc invites you to pick up a copy of Repurpose Your Career: A Practical Guide for the 2nd half of Life, and when you complete reading the book, Marc would appreciate your writing an honest review on Amazon.com. The audio version is available on iTunes, Audible, and Amazon. [20:52] Marc’s plan for the next edition of the book is to release the print, ebook and Audible versions of it at the same time. [21:03] The CareerPivot.com/Community website has become a valuable resource for almost 50 members who are participating in the Beta phase of this project. Marc hopes to exit the Beta phase in the middle of 2019. It is growing slowly. Remember, you are not alone. [21:17] Marc is soliciting members for the next cohort of the CareerPivot.com Online Community. For information, please go to CareerPivot.com/Community. Those in the initial cohorts in the Beta phase get to set the direction for this endeavor. Every two to three months, Marc holds a mastermind group that discusses what to do next. [30:16] Check back in two weeks (after the Thanksgiving break), when Marc will interview Susan Joyce of Job-Hunt.org fame to discuss the difference between a reactive and a proactive job search.

Benchmark: Employer Costs for Employee Compensation (https://i1.wp.com/peopleprocesses.com/wp-content/uploads/2018/06/BLS-table.png?ssl=1) Employee compensation packages usually contain at least two components: base salary or hourly wage; and group benefits. Base salary depends on competitive considerations such as the available talent pool, the role of bonuses, and the company’s stated philosophy to pay at a specified percentile of the market salary. Group benefits may be in the form of protective benefits — health care or prepaid legal services — or in the form of profit-sharing or gainsharing. Regardless of the particular benefits that comprise a compensation package, a big concern for most employers is paying for it. Although some employees are required to contribute to the cost of various benefits, the bulk of the compensation package is often provided by the employer. BLS survey. The U.S. Bureau of Labor Statistics (BLS) publishes a quarterly Employer Costs for Employee Compensation survey. The survey measures the average cost per employee hour worked that employers pay for wages, salaries, and benefits. Data is collected for the pay period including the 12th day of the survey months of March, June, September and December. Results are issued approximately three months after the month of reference. Quarterly results for March 2018 are as follows: Survey description Survey is conducted quarterly by the BLS. The payroll period that includes March 12, 2018, is the reference period. Survey release date: June 8, 2018. Data from both private industry and state and local government is included. Self-employed, farm, household, and federal government workers are not included. Cost levels are based on a sample of approximately 27,300 occupations within approximately 6,600 private-industry establishments and about 8,000 occupations within approximately 1,400 state and local government establishments. Summary of survey results Compensation costs for civilian workers In March 2018, employer costs for employee compensation for civilian workers (private industry and state and local government) in the United States averaged $36.32 per hour worked. Wages and salaries, which averaged $24.77 per hour, accounted for 68.2 percent of these costs, while benefits, which averaged $11.55 per hour, accounted for the remaining 31.8 percent. Legally required benefits ( e.g., Social Security, Medicare, workers’ compensation, unemployment insurance) averaged $2.66 per hour (7.3 percent of total compensation). Other benefit categories and their average cost per hour worked were: life, health and disability insurance: $3.18 (8.8 percent of total compensation); paid leave: $2.58 (7.1 percent of total compensation); retirement and savings: $1.92 (5.3 percent of total compensation); and supplemental pay: $1.20 (3.3 percent of total compensation). Compensation costs in private industry Private-industry employers spent an average of $34.17 per hour worked for total employee compensation. Wages and salaries, which averaged $23.76 per hour, accounted for 69.5 percent of these costs, while benefits, which averaged $10.41 per hour, accounted for the remaining 30.5 percent. Legally required benefits averaged $2.65 per hour (7.8 percent of total compensation). Other benefit categories and their average cost per hour worked were: life, health and disability insurance: $2.74 (8.0 percent of total compensation); paid leave: $2.40 (7.0 percent of total compensation); retirement and savings: $1.30 (3.8 percent of total compensation); and supplemental pay: $1.32 (3.9 percent of total compensation). Compensation costs in state and local government State and local government employers spent an average of $49.40 per hour worked for total employee compensation. Wages and salaries, which averaged $30.91 per hour, accounted for 62.6 percent

May 7 Compliance Update Health savings accounts. The limit on deductible health savings account (HSA) contributions for 2018 is now back to $6,900 for individuals with family coverage under a high deductible health plan (HDHP). In March, this amount was reduced by $50 (to $6,850) due to a change in the inflation adjustment calculations enacted under the Tax Cuts and Jobs Act of 2017. However, after receiving complaints that the reduction would impose administrative and financial burdens on stakeholders, the IRS determined that it is in the best interest of sound and efficient tax administration to revert back to the original amount of $6,900. According to the latest guidance, an individual who receives a distribution from an HSA of an excess contribution (with earnings) based on the $6,850 deduction limit may repay the distribution to the HSA and treat the distribution as the result of a mistake of fact due to reasonable cause. Alternatively, an individual who does not repay the distribution to the HSA may treat it as an excess contribution returned before the due date of the return. Health care reform. The IRS is providing relief that helps employers that first claim the Small Business Health Care Tax Credit for all or part of 2016 (or a later taxable year) for coverage offered through a Small Business Health Options Program (SHOP) marketplace, but don’t have SHOP plans to offer employees for all or part of the remainder of the credit period because the counties where the employers are located have no SHOP marketplace plans. The relief, allows these employers to claim the credit for health insurance coverage provided outside of a SHOP marketplace for the remainder of the credit period if that coverage would have qualified under the rules that applied before January 1, 2014. Mental health benefits. The U.S. Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury have issued proposed frequently asked questions (FAQs) regarding nonquantitative treatment limitations (NQTLs) and disclosure requirements in connection with the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). The guidance was developed pursuant to Sec. 13001(b) of the 21st Century Cures Act. Also released was a revised draft model form that participants, enrollees, or their authorized representatives could — but would not be required to — use to request information from their health plan or issuer regarding NQTLs that may affect their mental health/substance use disorder benefits, or to obtain documentation after an adverse benefit determination to support an appeal. The revision incorporates feedback received on the original draft form, which was issued last June. Additionally, a self-compliance tool was released that can help group health plans, plan sponsors, plan administrators, group and individual market health insurance issuers, state regulators, and other parties determine whether a group health plan or health insurance issuer complies with the MHPAEA and related requirements applicable to ERISA group health plans. Paid sick leave. New Jersey Governor Phil Murphy has signed expansive legislation that will allow employees to accrue one hour of earned sick leave for every 30 hours worked, up to 40 hours each year. The law, which takes effect on October 29, 2018, allows paid sick leave to be used for the following reasons: Diagnosis, treatment, or recovery from a mental or physical illness or injury, or preventive care, for the employee or a family member; Obtaining services if the employee or a family member is a victim of domestic or sexual violence; Circumstances arising from a public health emergency; and A school-related meeting or event with regard to the employee’s child. New Jersey was added to the list of states that mandate paid sick leave. Employment costs. The U.S. Bureau of Labor Statistics (BLS) released the Employment Cost Index...

In this episode we reveal what the secret to retirement happiness is... It's having NO MORTGAGE! Yes, I just revealed it to you. You can thank me later. But actually, there are studies on this stuff. The Bureau of Labor Statistics (BLS) shows that debt is increasing for retirees, big time. Housing costs account for over 1/3 of retirees expenditures and it's getting larger as people age. Also the amount of people who carry mortgages well into retirement is increasing significantly too. Ironically, TowerWatson did a study that showed at the same time the satisfaction of retirees is declining significantly. Coincidence? I highly doubt it. See my post/video on this topic here: http://heritagewealthplanning.com/1-thing-to-do-for-retirement-happiness/ --- Support this podcast: https://anchor.fm/josh-scandlen-podcast/support