Podcasts about stephen girard

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A pair of silk stockings, mended again and again below the ankle, set Emily Whitted on the path of discovery that has led her through archives and museums of early American history. The stockings belonged to Philadelphia's Stephen Girard, who was one of the wealthiest men in America. Museum records didn't mention the mends, though the socks had been repaired several times, making them as invisible to historians examining records as anyone Girard met on the street. Textiles were valuable in the early 19th century, and even a wealthy man wore stockings mended by one of the women of his household. Mending, darning, and repair became the subject of Emily's doctoral thesis at the University of Massachusetts Amherst, a project she has nearly completed. Her research into mending has led her to investigate how repaired clothing could identify a person trying to self-emancipate, how well repaired clothing could indicate moral character, and how groups of men repaired not only their belongings but also sails in maritime life. Emily was drawn into the history of textiles by her interest in the role of cloth in women's lives. With a background in public history (presenting information about the past to non-specialists), she recently curated an exhibition at the Webb Deane Stevens Museum in Connecticut about the variety of samplers that early American girls stitched. Although we generally think of samplers as purely decorative showpieces, darning samplers demonstrated practical skill in mending, too. As a badge of creativity and conservation, mending has recently taken center stage, with visible mending as a badge of honor. Emily Whitted's historical research shows just how much we have in common not only with the girls who stitched samplers but also the invisible hands that repaired the cloth of early Americans. Links Read more about Emily's research: “A Historical Antidote to Today's Fast Fashion Culture,” UMass Amherst College of Humanities & Fine Arts “Stockings once worn by Philly's wealthiest man show the value of women's mending in early America,” Emily‘s essay for The Conversation American Girlhood: Needlework, Memory, and the Making of a Nation, the sampler exhibition Emily guest-curated at the Webb Deane Stevens Museum, Wethersfield, Connecticut, is on view through December 2026 This episode is brought to you by: Treenway Silks is where weavers, spinners, knitters and stitchers find the silk they love. Select from the largest variety of silk spinning fibers, silk yarn, and silk threads & ribbons at TreenwaySilks.com. You'll discover a rainbow of colors, thoughtfully hand-dyed in Colorado. Love natural? Treenway's array of wild silks provide choices beyond white. If you love silk, you'll love Treenway Silks, where superior quality and customer service are guaranteed. The Michigan Fiber Festival—Michigan's largest sheep and wool festival—is a vibrant world of fiber arts. Discover five days of classes with nationally recognized teachers in spinning, weaving, lacemaking, dyeing, felting, and rug hooking. Enjoy three days of shopping. Delight in shearing and fiber arts demonstrations. Enjoy a truly immersive experience. Join us in August at the picturesque Allegan County Fairgrounds (you can even camp on site!) Find more details at [michiganfiberfestival.info.](The Michigan Fiber Festival – Michigan's largest sheep and wool festival – is a vibrant world of fiber arts. Discover five days of classes with nationally recognized teachers in spinning, weaving, lacemaking, dyeing, felting, and rug hooking. Enjoy three days of shopping. Delight in shearing and fiber arts demonstrations. Enjoy a truly immersive experience. Join us in August at the picturesque Allegan County Fairgrounds (you can even camp on site!) Find more details at michiganfiberfestival.info.)

All Bones Considered: Laurel Hill Stories #041, part 4   Benjamin Wood Richards' tenure as mayor coincided with challenges such as public health crises, infrastructure needs, and social tensions in Philadelphia. In 1819, Richards co-founded a large commission house in Philadelphia, a business acting as an intermediary for securities and commodities transactions, earning income through commissions.  He served in the Pennsylvania legislature in 1827, advocated for public schools, was a canal commissioner, and was appointed by President Andrew Jackson to direct the U.S. Bank and Mint.  Appointed mayor in 1829 and elected in 1830-31, wealthy merchant Stephen Girard died during his term. Richards helped found the Girard Trust Company in 1835, serving as its president until his death, with the bank later becoming Girard Bank. When Richards toured Europe, he was inspired by Paris's Père Lachaise Cemetery, and helped found Philadelphia's Laurel Hill Cemetery, where he was a major stakeholder.

Liberty flows from God's word - this profound truth echoes through James Chapter 1 and America's founding documents alike. In this thought-provoking episode, we explore how the biblical concept of being "doers of the word, not merely hearers" applies both to our personal faith and our national character.Drawing from James' powerful teaching on perseverance through trials, we unpack what it truly means to practice "pure and undefiled religion" - bridling our tongues, caring for widows and orphans, and remaining unstained by the world. These spiritual disciplines don't just strengthen our individual walks with Christ; they form the foundation of liberty in a republic.The episode takes a fascinating historical turn as we examine early Supreme Court decisions that explicitly affirmed America's Christian foundation. The 1844 case Vidal versus Gerard's Executors reveals how the highest court unanimously declared that education without Christianity "is not valuable" and that establishing non-Christian schools was not even to be "presumed to exist in a Christian country." We also explore the Court's 1884 affirmation that our rights come "not by edicts of emperors or decrees of parliament or acts of congress, but by their Creator."This illuminating journey through scripture and American history challenges the modern narrative that seeks to separate our rights from their divine source. If the Declaration of Independence acknowledges that our rights come from God, how can we logically exclude God from our institutions?Whether you're struggling with personal trials, seeking to deepen your faith, or interested in understanding America's religious heritage, this episode provides powerful encouragement to align your priorities with eternal truths. Join us as we discover how drawing closer to God and helping others do the same remains the surest path to liberty, both personal and national.Support the showThe American Soul Podcasthttps://www.buzzsprout.com/1791934/subscribe

Broadcast on radio from 1935 to 1953, Cavalcade of America was an anthology drama series that documented historical events, often through dramatization. In addition, it occasionally presented musicals, such as an adaptation of Show Boat, and condensed biographies of popular composers. It was later on television from 1952 to 1957. GSMC Classics presents some of the greatest classic radio broadcasts, classic novels, dramas, comedies, mysteries, and theatrical presentations from a bygone era. The GSMC Classics collection is the embodiment of the best of the golden age of radio. Let Golden State Media Concepts take you on a ride through the classic age of radio, with this compiled collection of episodes from a wide variety of old programs. ***PLEASE NOTE*** GSMC Podcast Network presents these shows as historical content and have brought them to you unedited. Remember that times have changed and some shows might not reflect the standards of today's politically correct society. The shows do not necessarily reflect the views, standards, or beliefs of Golden State Media Concepts or the GSMC Podcast Network. Our goal is to entertain, educate give you a glimpse into the past.

American History Stories brings our early history alive and gives modern listeners an idea of what it was like to be glued to our radios before we got our news from the internet and 24 hour news cycles. Including dramatizations of events before radio and live radio broadcasts from pivotal points in American history. GSMC Classics presents some of the greatest classic radio broadcasts, classic novels, dramas, comedies, mysteries, and theatrical presentations from a bygone era. The GSMC Classics collection is the embodiment of the best of the golden age of radio. Let Golden State Media Concepts take you on a ride through the classic age of radio, with this compiled collection of episodes from a wide variety of old programs. ***PLEASE NOTE*** GSMC Podcast Network presents these shows as historical content and have brought them to you unedited. Remember that times have changed and some shows might not reflect the standards of today's politically correct society. The shows do not necessarily reflect the views, standards, or beliefs of Golden State Media Concepts or the GSMC Podcast Network. Our goal is to entertain, educate give you a glimpse into the past.

Enjoy our last episode of season 4 at Earth Day 2021! On the Main Quad, Holden and Juliette asked people two questions: how do you sustain yourself? and what's your favorite place on Earth? Features a musical interlude from Stephen Girard.

One highly visible example of French influence on the city of Philadelphia is the Benjamin Franklin Parkway, modeled on the Champs-Élysées. In "Salut!", Lynn Miller and Therese Dolan trace the fruitful, three-centuries-long relationship between the City of Brotherly Love and France. This detailed volume illustrates the effect of Huguenots settling in Philadelphia and 18-year-old William Penn visiting Paris, all the way up through more recent cultural offerings that have helped make the city the distinctive urban center it is today. "Salut!" provides a history of Philadelphia seen through a particular cultural lens. The authors chronicle the French influence during colonial and revolutionary times. They highlight the contributions of nineteenth-century French philanthropists, such as Stephen Girard and the Dupont family. And they showcase the city’s vibrant visual arts community featuring works from the Philadelphia Museum of Art, the Rodin Museum, the Barnes Foundation, and the Joan of Arc sculpture, as well as studies of artists Thomas Eakins, Mary Cassatt, and Henry Ossawa Tanner. There is also a profile of renowned Le Bec-Fin chef Georges Perrier, who made Philadelphia a renowned culinary destination in the twentieth century. Lynn Miller is Professor Emeritus of Political Science at Temple University. Therese Dolan is Professor Emerita of Art History at Temple University's Tyler School of Art and Architecture. Description courtesy of Temple University Press.

Dr. Martin Luther King, Jr. visited Philadelphia on August 3, 1965 to protest the discriminatory admission policies of Girard College. Photographs of that visit are now in the Print and Picture Collection of the Free Library of Philadelphia and they inspire our discussion today. Joining us is Mharlyn Merritt, an author and former Free Library employee who attended the march as a teenager; today’s podcast is based in part on her personal account. Kathy Haas, Director of Historical Resources at Girard College, will talk about how Stephen Girard connects to Toussaint Louverture and the importance of that connection to the Civil Rights narrative in the 1960s. And Professor Marlene Daut, specialist in early and 19th-century American and Caribbean literary and cultural studies at the University of Virginia, will discuss Toussaint Louverture’s role as leader of the only successful slave revolt against European powers in modern history.

In "The Founding Fortunes," historian Tom Shachtman reveals the ways in which a dozen notable Revolutionaries deeply affected the finances and birth of the new country while making and losing their fortunes. While history teaches that successful revolutions depend on participation by the common man, the establishment of a stable and independent United States first required wealthy colonials uniting to disrupt the very system that had enriched them, and then funding a very long war. While some fortunes were made during the war at the expense of the poor, many of the wealthy embraced the goal of obtaining for their poorer countrymen an unprecedented equality of opportunity, along with independence. In addition to nuanced views of the well-known wealthy such as Robert Morris and John Hancock, and of the less wealthy but influential Alexander Hamilton, "The Founding Fortunes" offers insight into the contributions of those often overlooked by popular history: Henry Laurens, the plantation owner who replaced Hancock as President of Congress; pioneering businessmen William Bingham, Jeremiah Wadsworth, and Stephen Girard; privateer magnate Elias Hasket Derby; and Hamilton’s successors at Treasury, Oliver Wolcott, Jr. and Albert Gallatin. Tom Shachtman has written or co-authored more than 35 books, as well as documentaries for ABC, CBS, NBC, PBS, and BBC, and has taught at New York University and lectured at Harvard, Stanford, Georgia Tech, the Smithsonian, and the Library of Congress.

Philadelphia, Pennsylvania, 1758-1815 – When she was eighteen years old, Mary Lum married Stephen Girard, who would become one of the richest men ever to live in the United States. Mary is remembered primarily for being his wife, and for going insane. But what is the true story behind her madness?

Philadelphia, one of the oldest cities in the United States, prides itself on preserving and remembering its history. So why is it that the story of Mary Lum Girard, business assistant and wife to one of the richest men in American history, has been swept under the rug? Her husband, Stephen Girard, has several locations […]

I have the pleasure of talking to Stephen Girard - sober dude, recovery coach, recording artist, author, podcaster, former forest monk and all around groovy cat. Yes, I said forest monk. Stephen offers a few crazy moments in his drinking and drugging career and also some wisdom from his strong recovery time. You can find him at his home at www.realdealrecoverypod.com Please check it out!

Stephen Girard joins us today on The SHAIR Podcast. Stephen is an accomplished percussionist who works with unusual sound sources, including self-made instruments and found objects. Recently, he launched a podcast called Real Deal Recovery that centers around relapse prevention with an emphasis on emotional sobriety and recovery. Stephen Girard is 32 years clean and sober, a Nationally Certified Recovery Coach, has 25 years coaching and consulting experience and clients include high-profile musicians and actors.  He is a Recording Artist (20+ releases), Author, Music Educator and he was also a former Monk in Thailand.  He has an amazing story, you're going to love it. Stephan offers additional support, guidance, and motivation to alcoholics and addicts in all phases of recovery. His approach is action oriented, and provides a solid foundation for long-term emotional and physical sobriety offering two different 8-week programs, and ongoing consulting for those who qualify. So let's dive into Stephen's story now!

Listen to Addiction Support Podcast Episode 25 on Self-Esteem: Thank you for Listening! Show Notes for this episode are at addictionsupportpodcast.com/episode25 Overview: My guest this week is Host of Real Deal Recovery Podcast, Stephen Girard!  Stephen & I discuss actionable life-hacks for building self-esteem. Stephen has been in recovery since the age of 22 (1984), and […] The post ASP025: Self-Esteem – How to Improve Confidence with Stephen Girard appeared first on Addiction Support Podcast.

Stephen Girard is a nationally certified recovery coach who has been clean and sober for 32 years after abusing alcohol and drugs while working as a professional drummer. He now uses his experiences to help others recover as well.