Podcasts about The Fortunes

On today's Upfront, Chloe and Rachel are joined by Chelsea legend and former Lioness Claire Rafferty to discuss about transfers and scouting in the men's and women's game. And, as ADHD Awareness Month comes to an end, Claire reflects on her experience of being diagnosed with – and living with – the condition.She also discusses the trajectories of two of her former clubs in the WSL this season: unstoppable Chelsea and struggling West Ham.Please fill out Stak's listener survey! It'll help us learn more about the content you love so we can bring you even more - you'll also be entered into a competition to win one of five PlayStation 5's! Click here: https://bit.ly/staksurvey2025Follow us on X, Instagram, Bluesky and YouTube! Email us show@upfrontpod.com.For ad-free episodes and much more from across our football shows, head over to the Football Ramble Patreon and subscribe: patreon.com/footballramble.**Please rate and review us on Apple, Spotify or wherever you get your pods. It means a lot and makes it easy for other people to find us. Thank you!** Hosted on Acast. See acast.com/privacy for more information.

Reading Jeremiah 30:21-24 where the Lord tells Judah they have brought this punishment upon themselves, but God would soon restore them and punish their enemies. Visit wwutt.com for all our videos!

This year, in the tradition of Halloween fortune-telling, we have an interactive divination game you can play at home.  It comes from aa 19th-century book on cartomancy called, The oracle of human destiny: or, the unerring foreteller of future events, and accurate interpreter of mystical signs and influences; through the medium of common cards. TO PLAY ALONG,  you will need an ordinary DECK OF CARS or you could can draw your cards from a VIRTUAL DECK  like the one on deck.of.cards. (https://deck.of.cards). You will also need to know the ELEMENTAL GROUP of your ASTROLOGICAL SIGN. They are: FIRE SIGNS: Aries, Leo, Sagittarius EARTH SIGNS: Taurus, Virgo, Capricorn AIR SIGNS: Gemini, Libra, Aquarius. WATER SIGNS: Cancer, Scorpio, Pisces. Fortunes read fall into these categories (in this order): Absent Friends and Relatives Travel Friendship and Enmity Health and Longevity Property Lost Love Wealth and Fortune Success A Potential Spouse Happiness, Misfortune There are 88 fortunes provided, so you'll have more fun listening with friends who have different astrological signs. Or write down the signs of absent friends and draw cards on their behalf. HAPPY HALLOWEEN!    

Dans un contexte de controverse, l'éditorialiste politique Ruth Elkrief et le président-fondateur du quotidien « L'Opinion », Nicolas Beytout, abordent ce qui a inspiré chez eux ce réflexe proprement français d'augmenter la fiscalité lorsqu'il y a un problème en guise de sonnette d'alarme. Mention légales : Vos données de connexion, dont votre adresse IP, sont traités par Radio Classique, responsable de traitement, sur la base de son intérêt légitime, par l'intermédiaire de son sous-traitant Ausha, à des fins de réalisation de statistiques agréées et de lutte contre la fraude. Ces données sont supprimées en temps réel pour la finalité statistique et sous cinq mois à compter de la collecte à des fins de lutte contre la fraude. Pour plus d'informations sur les traitements réalisés par Radio Classique et exercer vos droits, consultez notre Politique de confidentialité.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

In this episode, we talk about Lamentations 2:14. It says, "Your prophets have seen for you false and deceptive visions; they have not exposed your iniquity to restore your fortunes, but have seen for you oracles that are false and misleading." It surprised us when it suggested that your iniquities must be exposed to restore your fortunes. Mark realized his iniquities were never talked about when he was part of the one right church. He didn't have hope for restored fortunes because he never dealt with his sin. The good news about trusting in Jesus is that he forgives our sins. They are exposed, paid for, and forgiven.

#viral⁠⁠ ⁠⁠#viralvideo⁠⁠ ⁠⁠#instagrampodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#media⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#productionstudio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#storytelling⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#storytime⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#growthmindset⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#production⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#producer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#writersroom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#radiohost⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#goddid⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#blessed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#opportunity⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#partnership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#IHeartMedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#IHeartRadio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#Radio⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠#RadioShow#OnAirNow#LiveOnAir#RadioVibes#PodcastAndChill#BroadcastLife#TuneInNow#SoundWaves#RadioCulture#DigitalRadio#MicCheck#BehindTheMic#RadioPersonality#VoiceOfThePeople#KLPEntertainment© 2025 K.L.P Entertainment Filmworks© 2025 K.L.P Studios

Empowering Women: A Journey from Food Stamps to Fortunes with Yvonne on The Samantha Parker ShowIn this episode of The Samantha Parker Show, Samantha welcomes Yvonne, a serial entrepreneur and family nurse practitioner, to discuss her remarkable journey from her early beginnings at Intermountain Healthcare to now owning multiple businesses, including a med spa, a training institute, and a national conference. Yvonne shares insights on the importance of mindset, overcoming limiting beliefs, and embracing one's true calling. Delving into her personal story, she talks about her spiritual experiences, her ambition to impact millions of women's lives, and the importance of self-love and service. Yvonne also provides a glimpse into her upcoming 'Her Success Summit,' a transformative event aimed at empowering women to achieve their dreams.00:00 Welcome to the Samantha Parker Show00:31 Meet Yvonne: The Serial Entrepreneur01:53 Yvonne's Journey in Medicine and Business05:42 Empowering Women: Yvonne's Mission08:59 Personal Reflections and Spiritual Insights17:48 Morning Routines and Self-Care22:34 Cheerleading and Early Morning Motivation22:49 Struggles and Overcoming Challenges23:02 Inviting Friends to Fitness Classes23:48 Daily Routine and Personal Assistant25:23 Managing Energy and Tasks29:22 Spiritual Experiences and Self-Reflection33:40 Manifestation and Life's Purpose39:21 Her Success Summit and Future Plans42:13 Conclusion and Contact InformationYvonnes Event HER Success Summit: https://thebestofyvonne.com/her-registrationYvonne Dellos Linktree to her Book and Instagram: https://tr.ee/4M5cOrZKgKStep into Your Sober Era! Are you ready to embrace a life of clarity and empowerment? ✨ Check out Sam's Sober Club on Substack for journals, tips, community and more [Subscribe Now ➔] Sam's Sober CLUB | Samantha Parker | Substack Want to Work with The Samantha Parker for Content Management CLICK HERE Follow me on TikTok https://www.tiktok.com/@samanthaparkershow YouTube https://www.youtube.com/@thesamanthaparker Instagram https://www.instagram.com/thesamanthaparker/

(October 21,2025)L.A. to host congressional hearing on arrests of U.S. citizens in immigration raids. A scholarship for black California students has to accept white applicants… here's why. Wealthy families are writing mission statements to avoid fights and lost fortunes. Working past retirement age may be good for your health.

Moin und Hallo,zu einer neuen Ausgabe des MonkeyTalks und heute geht es weiter mit unserer Essen-Preview zur SPIEL die in wenigen Tagen endlich losgeht. Waren letzte Woche Alex und Andreas noch sparsam unterwegs, so eskalieren Roy und Daniel nun so richtig - 45 (!) Titel werden in dieser Folge genannt - entweder wird man sie häufiger auf dem Weg zum Auto finden oder vor der Halle nach Geld für Benzin fragen. Auf folgende Titel könnt ihr euch freuen: Artengarten, Mischwald Dartmoor, SETI Erweiterung, 7 Wonders  Dice, Der Hobbit Hin & Zurück, Jungo, Top Tean Adventures, La Cuenta, Fritanga, Cat and the Tower, Tornado Splash, Everdell Silverfrost, Abroad, Die weiße Burg Duell, Boss Fighter QR, Compile, Fertig Ich Habe, The Druids of Edora, Die glorreichen Gilden von Buttonville, Chaosteria, Sneaky Supper, L'Oaf, Lifeboats, Green Team Wins, Pyradice, Point Galaxy, All-Star Draft 2nd Edition, Formidabel, Furchtlos, Peak Team Ranger, Rowdy Partners, Lucha Lucha 3,4,5 , Little Soldiers, Pincoladice, Emergency Exit Only, Luthier, Thesauros, The Presence, Coming of Age, Leviathan Wild, Orloj, Recall, Thebai, Fortunes of Scroundel Bay, Ra 25th Anniversary und Feya's Swamp...Puuuh... kurz gesagt: es wird eine tolle Messe! Euch allen viel Spaß beim Hören und dann bei den tollen Tagen die kommen.euer MonkeyTalk-TeamSupport the show

This week, to mark Wool Month, FG's Alex Black and Katie Fallon discuss the future fortunes of the British wool industryWe also have a short chat with Alice Lennox from the Rare Breeds Survival TrustMessage us

National League Championship Series Games Three and FourMilwaukee Brewers @ Los Angeles DodgersThe Dodgers come back to Chavez Ravine with a two games to none series lead, behind dominant starts from Blake Snell and Yoshinobu Yamamoto. The Brewers did a decent job of limiting the Dodgers potent offense, but couldn't string together anything in the first two games. And it won't get any easier for Pat Murphy's guys, as they will face the talented Tyler Glasnow in game three, and then Shohei Ohtani in game four. They've had no issue with Ohtani at the plate, who has struggled mightily since a two homer game to start this postseason. Fortunes can change quickly in October, though. As the Dodgers continue their quest to defend their World Series title, the greatest player on the planet will deliver his finest performance.Los Angeles Radio AM570 - Stephen Nelson and Rick MondayAudio clips from MLB.tvAs always, thank you to Baseball Reference and SABR for statistics, box scores, background information, and much, much more.Catch you next time,P.C.O.

In this week's episode of Business Lunch, Roland Frasier and Ryan Deiss continue breaking down the “Bottlenecks” framework—the 11 proven playbooks that billionaires use to grow, protect, and multiply wealth.From AI-driven acquisitions to tax-optimized exits, this conversation dives into the strategies that separate ordinary entrepreneurs from long-term empire builders. You'll hear how the world's wealthiest think about capital allocation, scaling “boring” businesses, and structuring companies for massive, tax-efficient exits.Whether you're scaling your first venture or managing a growing portfolio, this episode is a tactical deep dive into how to think—and act—like a billionaire.Key Takeaways • Tech Is Not a Moat: With AI making innovation easy to copy, your real advantage is distribution and users. • The QSBS Advantage: How the Qualified Small Business Stock exemption can eliminate up to $10M (or more) in capital gains per shareholder. • DAFs & Charitable Strategy: Donor Advised Funds can combine tax savings with long-term impact—if structured correctly. • Boring Businesses, Billionaire Results: Logistics, energy, and real estate can quietly create generational wealth when value is added and scaled. • Capital Cycling: Why the world's best investors (like Blackstone and Berkshire) act like banks—recycling capital and compounding returns.Episode Highlights [00:02:00] – Why tech is easy to copy—and why users, not code, create real enterprise value. [00:10:00] – The billionaire tax play: how QSBS and DAFs legally minimize or eliminate capital gains. [00:18:00] – When to start thinking about tax strategy (hint: usually not before $10M net worth). [00:25:00] – Logistics, land, and “boring” businesses that create quiet fortunes. [00:33:00] – The ESG arbitrage: adding sustainability to raise valuations. [00:40:00] – Network effects and marketplace rollups: creating compounding flywheels. [00:55:00] – The rise of “edge retail”: micro-brands, coffee chains, and inversion models that scale fast. [01:05:00] – Capital cycling and other people's money (OPM): how billionaires play the funding game.Memorable Quotes“If all you are is a feature that someone else could build, you don't have a business—you have a countdown clock.”“Boring businesses aren't boring when they compound quietly into billions.”“It's not what you make—it's what you keep.”“Billionaires don't think like operators; they think like capital allocators.”Mentioned in This EpisodeQualified Small Business Stock (QSBS) – U.S. tax exemption strategyDonor Advised Funds (DAFs) – Philanthropic and tax planning vehiclesRoss Perot Jr. – Logistics real estateDutch Bros – Scalable retail model exampleBlackstone & Berkshire Hathaway – Capital cycling and compounding modelsListen If You'reA founder or investor learning to structure smarter deals.A CEO or operator ready to scale beyond execution into capital allocation.A strategic thinker who wants to play the long game in business and wealth creation.ConnectHosts: Roland Frasier & Ryan DeissPodcast: Business Lunch with Roland FrasierMore at: businesslunchpodcast.comMentioned in this episode:Join Roland & Ryan at Get Scalable LiveIf you're a founder, CEO, or operator running a 7- or 8-figure business, Get Scalable Live was built for you. This is not your typical business event. It's 3 days of hands-on strategy, real-world frameworks, and next-level networking with the smartest operators in the game.

Welcome to another episode of Fratello On Air. This week, we try our hand at predicting the fortunes of four key watch brands. These makers all have great pieces in their lineups, yet we wonder if they have more in store to become absolute powerhouses. Or perhaps some of these companies will go in the opposite direction and become smaller with more exclusive offerings. Join us as we ponder the fates of these firms in five years.Admittedly, with a relatively quiet market and turbulent global trade, it's easy to sit back and prescribe improvements for various brands. That's not why we're here today, though. No, instead, we've come together to discuss four well-known names in the industry and how their fortunes may change after five years. That gives each enough time to make sizeable changes, but is that necessary? Let's see!HandgelenkskontrolleOur show kicks off with the usual round of banter. We discuss The Brutalist and House of Guinness. Then, we move to a watch topic and talk about the recently announced Timepiece Concours d'Élégance announced by Phillips in partnership with Vacheron Constantin. While we like the general concept, we are dubious about the sponsorship. For the Handgelenkskontrolle, Mike is wearing an interesting new piece from a young brand. The Möels & Co 528 S2 is an usually shaped watch with a manual-winding La Joux-Perret D101 movement. Expect an upcoming hands-on review soon! Balazs shares a watch we haven't brought up in a while. The Fratello × Nivada Grenchen Racing Chronograph was released in mid-2023 and is still a looker!The fortunes of four brands in five yearsFor our main topic, we summon our inner Nostrodamus, discuss four brands, and hypothesize about their futures in five years. We didn't share the companies we selected before recording, so call it a premonition that Panerai was a unanimous first choice. It will be interesting to see how the fortunes of this tool-watch brand change over time. Will big watches make a comeback, and how can Panerai ensure that they reach the same level of desirability seen during the early 2000s?Girard-Perregaux is the next company to make our list. We really like the current lineup, but we find the brand a bit too quiet in its marketing efforts. Frankly, we'd like to see its watches out front and center every so often. Perhaps the recent Laureato Fifty is the start of a new push. Bvlgari is another brand we love. With its Octo Finissimo, the company has created an instantly recognizable classic. However, it's a watch that some of us with small wrists struggle to wear. We'd like to see this watchmaker create one more innovative modern classic that works for everyone. Finally, Jaeger-LeCoultre was always known as the watchmaker's watchmaker. As a result, the marque offered immense value. Now, the watches are certainly nice, but the prices put them in competition with many other brands. How will this play out over the next five years?As always, thank you for listening to Fratello On Air. If you have suggestions for future episodes, please don't hesitate to let us know!

durée : 00:05:04 - Le Journal de l'éco - par : Anne-Laure Chouin - La France compte actuellement 3 champs d'éoliennes offshore en service, autant en travaux et au moins sept à l'étude... Une énergie sur laquelle la France compte beaucoup dans sa transition décarbonée, mais qui peine encore à convaincre les constructeurs.

Today's Sports Daily covers your Circa Survivor numbers breakdown through Week 5, a rarity in the NFL this past weekend, KC's fortunes are turning around, the AFC playoff picture, and a look at my college FB over/under win totals.  Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group)  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This sermon was preached at Hope Fellowship on Sunday, Oct. 5, 2025 by Pastor Kyle Truman.We gather every Sunday at 10 a.m. in the gymnasium at Gatesville Elementary School in Gatesville N.C.Contact us and learn more about Hope Fellowship at hopegatesville.com.Sunday's Live Sermon Broadcast: https://www.youtube.com/@hopegatesville6365/streamsPastor Kyle's Blog: https://onthechristianlife.substack.com/Online Giving: https://app.aplos.com/aws/give/hopegatesville/general

All our local football sides are in action last weekend, Petersfield the Rams have a cup and league game after narrowly missing out on beating Southampton in a penalty shootout recently https://www.petersfieldtownfc.co.uk/ and the newly promoted women's side are in relentless form just now and have taken their new league by storm with a perfect win record from their first 3 games. The very talented Liss side have wobbled a little recently but nobody there hit the panic button. But can there a bigger test than facing league leaders Shirley in their backyard. Does the result here show who the best team in the league is perhaps? https://www.pitchero.com/clubs/lissathletic And talking of facing league leaders, thats exactly what Pompey's task on Saturday was. Middlesborough are travelling a long way and will not expect to return north with no points. Both men's and women's hockey seasons are under way now but to date, neither of the first sides have scored league points thus far. Fortunes must surely turn around https://www.petersfieldhockeyclub.com/ . In the rugby, our much improved and title hungry Petersfield side are looking for more points this time away to Chobham, a side they were beaten by last time around. If they are serious about a title challenge this season, this is exactly the type of game that needs a win. https://www.petersfieldrfc.club/See omnystudio.com/listener for privacy information.

Women's role as slaveowners is often overlooked – but, just like men, they both profited from and maintained the institution of slavery. Speaking to Ellie Cawthorne, historian Miranda Kaufmann profiles several 'Caribbean heiresses' who married into the British aristocracy and brought huge wealth generated from slavery into the country.  (Ad) Miranda Kaufmann is the author of Heiresses: Marriage, Inheritance and Caribbean Slavery (Oneworld, 2025). Buy it now from Waterstones: https://go.skimresources.com?id=71026X1535947&xcust=historyextra-social-histboty&xs=1&url=https%3A%2F%2Fwww.waterstones.com%2Fbook%2F9780861548019. The HistoryExtra podcast is produced by the team behind BBC History Magazine. Learn more about your ad choices. Visit podcastchoices.com/adchoices

AI Bubble? In the first half of this year, spending by companies on artificial intelligence rivaled consumers as the primary engine of the nation's economic expansion.That startling shift is one of many recent examples of AI's increasingly outsize role in propping up U.S. economic fortunes — and a sign, some fear, of a soon-to-pop speculative bubble that could cause widespread financial pain.Billionaires Missing the PointBillionaire businessman Mark Cuban tells Axios that AI is leveling the playing field for young, low-income entrepreneursAI HollywoodSome of Hollywood's biggest stars and the union that represents them are speaking out against the creation of an AI-generated actress following reports that she will soon by signed by a talent agency.

The collapse of Russia's wartime economy has long been foretold, yet massive fiscal stimulus has compensated for the effect of sanctions. Though the pinch is now being felt, the labour market is surprisingly resilient. Protesters in China are getting more creative. And why car touchscreens are a hazard.Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

The collapse of Russia's wartime economy has long been foretold, yet massive fiscal stimulus has compensated for the effect of sanctions. Though the pinch is now being felt, the labour market is surprisingly resilient. Protesters in China are getting more creative. And why car touchscreens are a hazard.Listen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

Most people think sales is all about scripts, pressure, and “closing tactics.” They couldn't be more wrong.In this episode, I sit down with Jake Robles—one of the youngest and most successful guys in the solar industry—to talk about what really drives lasting success. And it isn't just money.We break down:1. Why faith and truth are the foundation of real influence2. How serving people at the highest level creates unstoppable momentum3. The difference between chasing checks vs. chasing conviction4. Why building yourself spiritually will make you unshakable in businessThis conversation is bigger than sales. It's about who you become in the process.If you're serious about winning at the highest level—not just in sales, but in life—this one will shift your perspective.

Nissan collaborates with British technology firm Wayve to develop self-driving vehicles, demonstrating the technology in Tokyo with a Nissan Ariya equipped with advanced sensors. The company plans to introduce autonomous features to consumers by 2027, entering a market projected to reach two trillion dollars by 2030. Competitors such as Toyota, Honda, General Motors, Mercedes-Benz, Amazon, and Zoox are also investing in autonomous vehicle technology. Nissan faces financial challenges, including recent losses and international tariffs, and has appointed Ivan Espinosa as chief executive to lead a turnaround.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

We are delighted to be joined by Charlie Adam to talk all things Rangers as the pressure MOUNTS on Russell Martin. Does Charlie Adam think Russell Martin can turn fortunes around at Rangers and win the fans back? Join PLZ Premium TODAY! You will receive exclusive benefits via PLZ Soccer YouTube - including member only video content, access to ask questions on our special live stream and special features before anyone else. Plus much more! ✨ Sign up HERE: https://www.youtube.com/@PLZSoccer/join

We're Back!! Unfortunately the summer got away from us with work and commitments  The party finds out the hard way what happens when you go against the Harmonium  Join Dave, Chayse, Raf, Morley and Matt as the Arcane Dice podcast with our brand new adventure Turn Of Fortunes Wheel Not only can you listen to the arcane dice podcast from wherever you enjoy your podcasts you can also watch our episodes on YouTube!!  https://www.youtube.com/@arcanedice   

Alors que le gouvernement français cherche 44 milliards d'euros d'économies et que les grandes fortunes sont pointées du doigt, le discours « les riches vont fuir la France à cause des impôts » refait surface. Mais une étude du Conseil d'analyse économique (CAE) nuance fortement ce cliché. Selon le CAE, organisme indépendant rattaché à Matignon, l'expatriation fiscale reste marginale. Sur 1 000 contribuables parmi les plus riches, seuls 2 quittent la France chaque année. À titre de comparaison, c'est deux fois moins que dans la population générale. Les chercheurs ont ainsi étudié deux grandes réformes : le durcissement de la fiscalité du capital sous François Hollande en 2013, puis son assouplissement sous Emmanuel Macron en 2017-2018. La conclusion est claire, les départs augmentent légèrement lorsque la fiscalité grimpe, mais sans effet significatif sur l'économie, et l'on observe davantage de retours lorsque les impôts baissent. Les entreprises touchées, mais pas l'économie entière Lorsqu'un grand propriétaire s'exile, son entreprise peut subir un choc : cinq ans après, le chiffre d'affaires baisse en moyenne de 15 % et la masse salariale d'un tiers. Mais ces effets visibles au niveau microéconomique sont largement compensés à l'échelle nationale, avec des rachats, fusions et restructurations qui permettent aux salariés de retrouver du travail. Globalement, l'impact à long terme serait deux à trois fois plus faible que celui constaté sur l'entreprise isolée. Un effet macroéconomique quasi imperceptible Même une réforme fiscale majeure ciblant les 1% les plus riches avec par exemple une hausse de 4 milliards d'euros ne réduirait la valeur ajoutée nationale que de 0,05%. C'est minime. En clair, oui, l'exil fiscal existe, mais il reste limité et ne menace pas l'économie française au point de la « vider » de ses talents ou de ses capitaux. À lire aussiPourquoi l'Italie devient la nouvelle destination des riches Européens

Buckeye Weekly: Reactions to Michigan's 34-17 Victory Over New MexicoIn this episode of the Buckeye Weekly Podcast, hosts Tony Gerdeman and Tom Orr break down Michigan's 34-17 win over New Mexico. They discuss standout performances, including true freshman quarterback Bryce Underwood and running back Justice Haynes. The hosts analyze Michigan's offensive line concerns, wide receiver play, and the effectiveness of the Wolverines' defense. They also touch on special teams and set the stage for Michigan's upcoming game against Oklahoma. Tune in for an in-depth review of Michigan's season opener and insights on what to expect moving forward. 00:00 Welcome to Buckeye Weekly 00:45 Michigan Monday: Wolverines vs. New Mexico Recap 01:09 Bryce Underwood's Impressive Debut 05:02 Analyzing Michigan's Offense 14:19 Concerns About Michigan's Offensive Line 16:32 Michigan's Dominant Defense Against New Mexico 17:31 New Mexico's Resilience and Offensive Struggles 19:12 Michigan's Defensive Highlights and Key Plays 31:07 Special Teams and Key Takeaways 34:01 Looking Ahead to the Oklahoma Game

Esther 8-9 | Relief from Enemies | Johnny Kurcina | August 31, 2025 The book of Esther tells the story of Conflict (would the Jews be annihilated or survive), Transformation (especially of Esther from teenage girl to queen), and of Reversal of Fortunes (the Jews gained mastery over those who would destroy them)–Relief from THEIR […]

In the next 25 years, the International Organization for Migration estimates that one billion people will be displaced from their homes due to climate-related events. From island nations underwater to inland areas too hot and extreme to sustain life, the individuals and communities in these areas will need somewhere new to live. Where will these people go, and how will this mass migration add further pressure to the stability of nations and the world?  In this episode, Nate is joined by environmental and migration historian, Sunil Amrith, to explore the complex history of human movement – and what it reveals about the looming wave of climate-driven migration. Sunil explains how the historical record shows migration has always been a defining feature of human life, not an exception. Together, they examine projections for future migration trends and the urgent need for acceptance, planning, and infrastructure to support the integration of new communities. What lessons can we draw from past environmental crises that forced people to move, and how do today's challenges overlap or differ? How have countries historically responded to large-scale migration, and what long-term impacts did those choices have on their stability and prosperity? Ultimately, how might a more open and welcoming mindset help us face the unprecedented migrations ahead, as well as transform them into opportunities for survival, resilience, and shared thriving? (Conversation recorded on August 14th, 2025)     About Sunil Amrith: Sunil Amrith is the Renu and Anand Dhawan Professor of History at Yale University, with a secondary appointment as Professor at the Yale School of the Environment. He is the current Henry R. Luce Director of the Whitney and Betty MacMillan Center for International and Area Studies at Yale. Sunil's research focuses on the movements of people and the ecological processes that have connected South and Southeast Asia, and has expanded to encompass global environmental history. He has published in the fields of environmental history, the history of migration, and the history of public health. Sunil's most recent book The Burning Earth, an environmental history of the modern world that foregrounds the experiences of the Global South, was named a 2024 “essential read” by The New Yorker, and a “book we love” 2024 by NPR. Additionally, Sunil's four previous books include Unruly Waters and Crossing the Bay of Bengal: The Furies of Nature and the Fortunes of Migrants.    Show Notes and More Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie.   ---   Support The Institute for the Study of Energy and Our Future Join our Substack newsletter Join our Hylo channel and connect with other listeners  

‘Karnataka's money belongs to Kannadigas, not to Gandhi family's political fortunes,' said Karnataka BJP chief on Siddaramaiah-led govt's disclosure & demand for additional funds.  

From fiery ramen to quirky toys, viral sensations are reshaping markets at lightning speed. Hosted by Michelle Martin, this episode dives into Samyang’s Buldak noodles — up 93% this year — and Pop Mart’s Labubu dolls, driving nearly 400% profit growth in six months. Are Millennials and Gen Z really spotting tomorrow’s winners first, or just creating the trends themselves? Arun Pai from Monk’s Hill Ventures joins Michelle to unpack the fine line between hype and fundamentals. Discover what investors should watch to know if viral growth is sustainable or fleeting. Companies mentioned: Samyang Foods, Pop Mart.See omnystudio.com/listener for privacy information.

Under mounting pressure from bad debts at home, Chinese banks are going global — chasing the hidden overseas fortunes of defaulted tycoons. Note: The conversation segment of this episode was generated using AI and has been edited for accuracy. It is based on this Caixin story: In Depth: Why China's Banks Are Hunting for Fortunes Stashed Abroad Subscribe now to unlock all coverage from Caixin Global and The Wall Street Journal for just $200 a year, enjoying a 66% discount.   Group discounts are available — contact us for a customized plan.  

The critical do's and don'ts after a big financial win as a startup founder. They emphasize the importance of not oversharing about your wealth, shifting from an offensive to a defensive mindset, preserving your gains, and being cautious about new investments. They also explore how to handle the psychological and social challenges that come with newfound success, using real-life examples and practical advice to ensure you don't blow your hard-earned money.Resources:Startup Therapy Podcast https://www.startups.com/community/startup-therapyWebsitehttps://www.startups.com/beginLinkedIn https://www.linkedin.com/company/startups-co/Join our Network of Top Founders Wil Schroterhttps://www.linkedin.com/in/wilschroter/Ryan Rutanhttps://www.linkedin.com/in/ryan-rutan/What to listen for:00:52 The Myth of the Big Exit01:52 Emotional and Psychological Impact of Wealth02:58 The Speech: Congrats, Now Don't Mess It Up04:23 Financial Management for Newfound Wealth06:11 The Three Js of Wealth: Judgment, Jealousy, and Jockeying06:47 The Importance of Keeping Financial Information Private20:06 The Shift from Offense to Defense in Wealth Management22:24 The Founder Mentality Shift23:53 The Casino Analogy26:45 The Importance of Playing Defense30:18 The Danger of Proving Yourself Again36:33 The Save Point Strategy44:19 The Burn Rate Dilemma45:24 Conclusion: Preserving Your Wealth

Keith discusses the recent executive order by the White House, which could bring Americans closer to retirement plan access for real estate, private equity, and crypto. He also interviews two listeners:  Luke Frizell, a Navy officer who leverages principles from the show to invest in residential assisted living (RAL) properties, and Dr. Axel Meierhoefer, who uses turnkey properties and agricultural investments to build a diversified portfolio.  Both guests share their strategies and insights into real estate investing.  Resources: Explore the exclusive Texas income property deals available to Get Rich Education listeners, with up to $41,000 in incentives, book a strategy session here. Show Notes: GetRichEducation.com/567 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith, welcome to GRE. I'm your host. Keith Weinhold, it's an episode focused on you as we feature two GRE listener guests today. See how they've leveraged listening to this show into real world, real estate investing action then a property opportunity to announce to you on get rich education.   Keith Weinhold  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Mannheim, Germany, to Mannheim, Pennsylvania and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, you probably grew up playing the board game Monopoly. Well, imagine playing Monopoly and never buying an asset that generates income. What if you just went around the board collecting $200 giving your money to the rich and trying to stay out of jail. Does that sound ridiculous? Well, that's how most people live their lives. We don't do that here at GRE we add real assets that pay us while we own them, and more and more people can potentially soon get exposure to these asset types. The White House recently reported that Trump made an executive order that is bringing Americans closer to getting retirement plan access to real estate, private equity and crypto. I mean, think about what that could do to overall real estate demand, pushing up prices. It could make the industry boom. Sort of how the advent of 401, KS helped the stock market boom. Also, another development is that in order to qualify for mortgage loans, crypto could soon be used as an asset in your mortgage qualification. That's per the FHFA, and that's what they're moving toward. Now there's been a lot of novel information and developments and stories like that this year, as we're in a presidential administration that shakes up all kinds of status quo policies, from foreign wars to tariffs to us real estate. Journalistically, it's important to be accurate and avoid misinformation and false news as the AI era is near its nascency. Still, you have got to be increasingly cautious about where you get your information. I got a stark reminder of this recently, now former presidential candidate and HHS Secretary, Robert F Kennedy Jr and I recently did a stair climber workout together at a gym. You probably know that RFK Jr leads the MaHA movement make America healthy again, which I support, and much like me, he's an avid fitness enthusiast, and that's the kind of stuff that we talk about. Well, there are now some photos of RFK, JR And I out there exercising together, something that's okay with me. I'm even proud of that. I shared one of those on my social media myself. He and I don't talk politics or vaccines or even diet or just exercise enthusiasts. That's what we talk about. That's our common ground. Well, a Facebook post of RFK JR and I exercising together, and here's where the terribly irresponsible misinformation comes in. Meta AI has a one touch link from there to what they call Weinhold and RFK Jr collaborations. Here's how it reads. I'll read it all word for word, and so much of it is false. Keith Weinhold and Robert F Kennedy Jr have a close friendship that has garnered significant attention. Keith Weinhold, a businessman and podcaster, has been a vocal supporter of Kennedy's work and advocacy their friendship has been built around shared interests and values, including their passion for environmental issues and their skepticism of mainstream narratives. Weinhold has often featured Kennedy as a guest on his podcast, where they discuss issues ranging from vaccine safety to corporate accountability. Together, they have collaborated on various projects, including the promotion of Kennedy's book the real Anthony Fauci. Their friendship has been subject to scrutiny, with some critics accusing them of spreading misinformation. That's the end of the meta AI page. What in the world? How do they come up with this stuff? The only shared interest we've collaborated on is fitness at the gym. And you as listener know that he's never been a guest on this show. Now, if his expertise were real estate investing or economics, well, then I might invite him on. How does meta AI come up with this stuff about vaccines and Fauci I mean, that is so far away from my area of focus. I haven't weighed in on any of that stuff. My gosh, this meta AI page, it is published work for all to see, and it is about 90% false. So my point is, there's a lot of information out there about everything from real estate investing to endangered sharks to cooking tomato soup. Be careful. Pay attention to information that has cited reliable sources. And AI in its current fledgling stage, it really muddies the picture. One thing that might help is that open AI's chatgpt Five, which recently debuted, it is better. It's an improvement. For example, if it does not know the answer to a question that you have, it will tell you that it does not know the answer, instead of making up something fake just to give some sort of answer like previous versions. Did we need more of that coming up here on the show. In future weeks, we have vital monolog material from me, as always prominent guests, new guests and repeat guests. Last week, I answered your listener questions here on air, you can always write in with your questions or comments at get rich education.com/contact this week, it's interviewees like you, as I talk to the first of two listener guests.   Keith Weinhold  8:17   He has been an avid GRE listener for a few years, and says that he shifted from bigger pockets and other content over almost exclusively to get rich education for real estate and market content. He uses the principles taught through GRE to focus on his niche, which is residential assisted living, R, A, l, investments at the single family home level, he owns two single family units that also have ADUs and a handful of Ral units, which has helped him reach his goal of replacing his military income with property cash flow. He is a husband, father of three boys and active duty Navy officer currently stationed in Virginia Beach, Virginia, a buy and hold investor. He began investing in real estate in 2017and now owns a portfolio that includes rental properties in San Diego, five Ral homes in Phoenix and GP stakes in two Ral syndications. He is also the founder of open range capital in the Ral room, there are two platforms dedicated to scaling the Ral model. Again, that's residential assisted living, scaling those across the US. And when he's not serving or investing, you can find him on the lacrosse field, playing, basketball, training, Jiu Jitsu or chasing down any kind of competition. Hey, welcome to GRE. Luke frazell,    Luke Frizzell  9:37   Keith, thank you for the introduction. Appreciate that very kind. And once I started investing in 2017 I got started with the bigger pockets train, and pretty avidly listened to their podcast and taking some action on my own, I actually found your podcast and your website, and it was so much more efficient in the information that I needed to hear. I. Know, and the the time that I could spend actually paying attention to real estate news and the important things that I need to be paying attention to as an investor, that I exclusively and paying attention through your email list and through your podcast, it's always great information. So I appreciate being on and thanks for having me. Keith,   Keith Weinhold  10:18   thanks. I try to keep things nutrient dense around here, Frizzell is spelled F, R, I, z, E, L, L, and look, I know your investing philosophy is strongly influenced by one of GRE most seminal and central mantras, and something that the world first learned right here on this show back in 2015 real estate pays five ways. Tell us about that.   Luke Frizzell  10:42   That is one of the best just mantras for whenever I'm talking to people about getting into real estate, yes. And I literally say, what the five ways that real estate pays, because that's how I heard about it was through you. And I was like, That is such a perfect illustration of why this beats, let's say, the stock market, or why this beats a lot of other investment vehicles, because you're not just getting the cash flow, which is a huge reason why people get involved in it, and that's actually the first thing that I'm scrubbing for whenever I'm looking for an investment. But of course, you're hoping for the appreciation, which I really just count as the cherry on top. And if I'm looking at a market from the macro lens, I'm making sure that the the city is growing, the jobs are coming in, there's a decent population, and at a macro level, that's the first thing you need to do before you dig into a city to make sure it's good to go. When appreciation happens, it's probably because those things are all in the right spot. And you're you're picking the right neighborhood, but just, you know, leverage, and being able to buy with 20% of the full amount down, that's a huge piece. And just the hedge against inflation that you get through a loan all the ways, I'm probably missing one, but that's one of the first things that I say when somebody's on the fence on whether they get into real estate investing is, Hey, these are the five ways I learned it from Keith's website, and I'll point them to you guys. That's how I found residential assisted living was really Yes, I had been an investor in San Diego and had great success there with, you know, the buy, rehab, rent, refinance, repeat, the burn method, and putting those five ways into practice. But what I really wanted, as I was looking towards getting out of the military in a few years was more the cash flow piece. So that's what drew me to Phoenix. I actually heard a podcast where somebody was talking about this strategy where you buy a home and you lease it out to a senior care operator and they are paying two to three times the lease amount that you would pay or get from a single family rental, and yet you're also getting all the benefits of real estate. So it seemed pretty hands off, which checked the box for me on that since I was working an active duty job, and then it was also very high, high cash flow. So that's what got me into residential assisted living, and has kept me into it, and I've brought a couple partners into what we're doing, and really bringing my partners in is brought us so much further than I would have ever gone myself. The core tenets of five ways real estate pays has definitely influenced my thoughts as an investor and everything that I've done   Keith Weinhold  13:16   yeah, I can't believe more people don't talk about the compelling why for real estate investing? And I think real estate pays five ways. Is the most efficient and comprehensive way of doing that for sure, when it comes to Property selection and adding to your portfolio, like you touched on, I know that you like to say that you don't chase doors, you chase quality, and you have sort of this peace of mind with intentional investing over scale. Can you tell us about that?   Luke Frizzell  13:43   That's a great question. It was really a forcing function that formed my investor mindset was it has to be quality, because I don't have the time as somebody who's doing a full time job that's very time intensive, and sometimes I'm leaving for months on end before I come back and in my spouse works in something completely separately, so she doesn't have time to manage properties and things like that. It was forced upon me to be very efficient with what I invested in, and my wife was not. She, just like me, didn't grow up learning about real estate investing, so they had to really hit bang for buck whenever we made that first investment in order to buy her or get her buy in on it. And when that first rental check came in, I was able to take her out to a sushi dinner and say it was paid for by our our tenants. And that was kind of the first buy in piece Got it, got us in there. But, yeah, I really Chase quality. And we were very fortunate, and got a little bit lucky with the timing of our properties in California with covid and the interest rates we bought to early on in 2017 and then in 2020 before interest rates started going up, before prices got crazy out there. And those have done really well for. For us. But as interest rates continued to rise and as prices on homes continued to rise, I had to keep the efficient piece in the back of my mind. That's when I heard about the senior care investing number one. I was like, hey, yeah, the demographics, it makes sense. There's so many, that demographic of seniors, the boomer generation, reaching, you know, 80 years old, and coming to that time of life where they need care that is not going down. The medical system as flawed as it can be in our country. You know, people are living longer, and we need to house them, and people don't want to stay in a big box facility anymore that feels like a hotel and not personal, and you have a one caregiver to 30 resident ratio. People want more personalized care, like you would get at a private school. At a public school, you get what you get, and you don't throw a fit, which kind of the analogy I make for a facility versus residential assisted living. So what we invest in is the residential level, where you actually buy just a regular house and it may have four or five bedrooms in it, and let's say three bathrooms, and if it's a single story home that has, let's say 3000 square feet, that is a prime home to actually build out into a senior care home. And every state needs these. Every state has different laws and rules and regulations as to what some are going to require, different size door frames, different width requirements in the halls, ramp requirements, of course, for wheelchair access and such. At the end of the day, every state needs more housing for seniors, and it's really going to be an education piece on getting people up to speed. We have five homes in Phoenix doing this, this model. There's a lot of network already available there. Like people love to retire in warm weather. Phoenix is just a hotbed for these residential assisted living homes. So that's where we got started. But when you move into, you know, let's say rural Nebraska, it's not going to be as as prevalent. So you really got to do a lot more networking and education to zoom back to your question about quality over quantity. If you think about scaling to $10,000 per month in passive income, quote, unquote, passive, the way I look at it, if I can have one residential assisted living home that nets $10,000 per month when I talk about the one residential assisted living home that could make net $10,000 per month that would be running the operations yourself, where you have let's say the average resident across America is going to pay 4000 to $6,000 per month to stay in a home like what I'm talking about if One home, let's go with the low end of $4,000 per month has a capacity of 10 residents in the house, then you can have 10 residents at $4,000 per month. So that's $40,000 gross. And then if you the average, if you're running an efficient home, just having straight up staffing costs, that maybe cost you $15,000 per month, and then you have your mortgage and your debt, that takes you another $10,000 per month, and let's say another five for excess costs and food and things, that's $30,000 of expenses. So 40,000 minus 30,000 is $10,000 per month. That's an efficiently run home. But that is not the height of what someone could do with this strategy. We have partners that do $40,000 net per month in this strategy, and that's generally in the dementia care, memory care space. What we did when we started was something called the lease to operator model, and that's a little bit more hands off, actually, I would say a lot more hands off than the actual operations of the home, like what I just said, because if you're doing the staffing and you have the business liability, that's all pretty involved, and there's a lot of education and a lot of networking that you need to do to get to that point. When I got started in this, I did the least operator model, because I was time constrained and I didn't want to actually get involved with the hands on care number one, because I was in Virginia Beach, and the homes that we were buying were in Phoenix, so there was no possible way for me to do that when we bought our first home at 10 capacity, so there's 10 residents that can fit in the home. I found an operator and vetted them and moved them into the house, and they're paying me a lease for five years, so it's somewhat of a commercial lease, but it's a residential home, and I actually got residential insurance on the house. The business owner that is leasing from me has the business liability insurance, and now they're paying me two and a half times what would have been the regular lease amount that I could have gotten for that home. So in that area, they're paying me $8,000 per month on a five year lease, and that goes up 3% per year. However, if I was renting that out like a normal house, I'm. Be getting 2020 $500 per month, every month, on a long term lease.   Keith Weinhold  20:05   That's this way the manager operates it, rather than you, right? So I   Luke Frizzell  20:09   actually empower the manager, or this operator, is what we call them. That's why it's leased to operator. I empower this manager to actually run it themselves. I don't tell them you can't paint the inside of the house. I don't tell them you can't redo the floors when you want. If they want to do that, that's on them, but they owe me that lease amount every month, and I empower them to run the home however they want. What I'm making sure happens is I'm paying for the insurance on the house, and I'm making sure the roof is stable and the walls are not going to collapse. Everything else, from utilities to whatever is on them, and they are a full fledged business owner in there, and hopefully they stay once the five years is up.   Keith Weinhold  20:48   That's a really interesting way to do it, by the way. Just dropping back to your earlier comment, I like how you say your wife doesn't have time to do the property management. I think we both know that we are protecting her standard of living and quality of life when she is not the property manager. Yes, I think it's common knowledge in America that the senior population is growing faster than the overall population. In fact, about four past GRE episodes featured the late great gene Guarino here on the show, a big educator in the residential assisted living space. We've got this aging population, the silver tsunami, the demographics about it are surely undeniable. I think a holdup for some people is that you're merging real estate investing with an active business. However, you've just described something where you're sort of withdrawing from that active business part, getting a leaseholder to pay you two and a half times the market rent, if you just had it as a buy and hold property and having them operated, is that right?   Speaker 2  20:48    Yeah, and I that's obviously a rough I say two to three times. I like to call it Airbnb numbers in a good market, without the stolen paper towels.   Keith Weinhold  20:48   You know what I mean? Like that, the stolen paper towels, the vacancy, the managing a listing, the clean. So   Speaker 2  20:48   you're doing all the you're getting the reaping the rewards of, let's say, an Airbnb without any headache. Because once you've set that operator in there, and you've empowered them to do it, and you have a rock solid lease, you're wiping your hands clean, I have to reach out to my operators to get an update from them to make sure that everything's going well, because they're not reaching out to me they're running their home. And hopefully, if I've empowered them the right way, and I am allowing them to be successful, and they reach out to me and say, Hey, Luke, I want to actually expand operations. So if you buy another house in this area, let me know, so that I can expand my operations there as well.    Luke Frizzell  21:23   Yeah. Well, do you have any last things to tell us about the residential assisted living for example, I know you have four strategies. For one, to get invested in it.   Luke Frizzell  22:44   That's a good question. And and just to hit on your last point, you're I actually like that. You can mix the real estate with the business, if you have time for that. And many people can do that, especially if you come from a healthcare background, or you're a nurse, that you're just looking to do something out on your own and not just spending your hours working at the hospital. And maybe you're a caregiver that's not paid well enough, and you're overworked, but you know that you could go and do something like that, or you're a doctor, a lot of people can go out and do this themselves, but if you're like me, and you're just a working professional that doesn't have time to get into that, but you do have people skills, and can figure out, like, Hey, I've interviewed about five different operators for this, and I can tell that this one meets all the marks, and they're going to get in there, and I can trust them, and they have a good, extensive experience in this space, and they're going to pay me a reasonable lease. That makes sense for why I'm putting the risk into this. Yeah, I'm going to pick them and get them in there. That's a really good option for people. So that's one of the strategies, is lease to operator. Another strategy is the one we already talked about, which is own and operate. So you're getting the power of real estate. You're leasing from yourself as so it's one entity, one business entity owns the property, one business entity owns the care business, and you're leasing from yourself, and there's some major tax benefits to doing it that way. That's obviously the most time intensive, and you're probably going that route if you want to make this your life's path. The other option is actually, if you don't have the money right now to buy a house, but you have the drive and you have the experience to get into the actual operations, you could just lease from somebody like me and who owns the house and doesn't want to get involved in the operations just yet, and now you can just set up a lease with them. Phoenix is a really good hub. Houston is a really good hub, but cities across America are going to start finding out about this and needing to get this into their advertise, basically because the senior housing issue that we talked about. And then finally, you can passively invest in these through open range capital, we are investing in these, and we're actually developing some memory care homes in Northern Virginia right now. So if you go to open range capital, you'll be able to find opportunities to invest in these as a passive investor. Or there's folks in the rail room who are building. Memory Care Homes in Houston area, and they're offering over 20% returns to people who just want to, hey, you have money, but you don't have time, and you don't have the interest to actually do some of this yourself. But you understand the power of residential assisted living, and the way that this medical problem and the senior care housing issue is growing in our country. Well, you can put your money there instead of doing it yourself.   Keith Weinhold  25:25   These are four distinct strategies for investing in residential assisted living, from the very much hands on to the passive hands off. Oh, this has really been helpful. Why don't you go ahead and let our audience know how they can learn more about the Raoul room and your website.   Luke Frizzell  25:42   Thanks for that. So we saw that there was a huge knowledge gap between real estate investors and business owners. And just anybody who's an entrepreneur thinking about how to get into this. You see the Cody Sanchez's of the world talking about business ownership and all those things you hear about the problem with our senior housing. And if you put those two things together, there's a huge gap in the marketplace. We wanted to educate people on this, because when we got started, there was a lot of unknowns, and it's really hard to sift through all the confusion about, you know how to get licensed. How do I know how many people I can fit into my home and actually care for? How do I find operators? How can I learn from other people who are actually doing this across the country and figure out which market to get into? So we wanted to combine all of that and have a network of people who know how to find these homes, know how to get you started in doing these and of course, we've been learning along the way as well, and that that was part of our goal as well when we started the Ral room. But we have a community of over 115 people. At this point, you can go to the ralroom.com r a l room.com and find out more. It's a great opportunity to learn about what it is. We have freebies in there about how to get started, from one to 10 step guide, and we even have a free podcast called The Ral room podcast. So tune into that. If you haven't done it yet.   Keith Weinhold  27:04   This has been informative, terrific stuff from Luke Frizzell. The audience will benefit from your point of view. Thanks for your time and intention today.    Luke Frizzell  27:14   Yeah, absolutely, Keith. Appreciate you.   Keith Weinhold  27:17   This was our first of two GRE listener guest profiles. We've got the second one when we come back. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  27:26   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  27:58   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,    Richard Duncan  29:08   this is Richard Duncan, publisher on macro. Watch, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  29:26   this week's GRE listener guest profile is with an Air Force vet turned real estate investor, and today he even runs the ideal investor show. He's from Germany and lives in San Diego today, using strategies like turnkey real estate, 1031, exchanges and more. He now owns multiple properties in different countries and states. These include the states of Ohio, Idaho, Illinois and Florida, and the nations of Belize, Panama, Spain and more. He's been a GRE listener since episode. 100 which was in 2016 and this helped him connect with income property providers and get started and really growing his wealth through compound leverage, not just compound interest. He ultimately ended up with eight properties in what he calls well performing locations. Hey, it's great to have you here. Welcome to GRE Dr Axel meyerhoffer, hey, Keith, thank you for having me. Meyerhoffer is spelled m, e, i, e r, H, O, E, F, E R. I know that coming on to GRE is something that you've wanted to do for a while, but let's pull back first, what is your doctorate in? And then how do you use that degree or distinction today?   Dr Axel Meierhoefer  30:40   Well, my doctorate is in organizational change and leadership, and the dissertation that I wrote as the study at the end of the degree program was about business coaching and whether it's better for a company to have internal coaches versus external coaches. And when you're diving really deep, my like, I don't know if you're aware, but PhD stands, at least in my book for pilot high and deep, high and deep, right? And so, you know, I really dug into this, and what I learned about coaching is still helping me, even though idea wealth grow is a little bit more mentoring program than a coaching program, but still, the practice of engaging people and getting out of them what they really want to accomplish is valid every day   Keith Weinhold  31:28   when we wonder about what's piled high and deep, I'm sure that thing is knowledge couldn't possibly be anything else. Dr meyerhoffer, tell us what you learned from listening here that piqued your interest?   Dr Axel Meierhoefer  31:43   Well, the one thing is, I had found the book turnkey revolution, by Chris closure, who, for those who don't know he, is the one of the family members of the founders of Memphis invest that is now known as Rei Nation. I'm sure you're very familiar with it, Keith and I've heard of them. Yeah, I read the book, and it was very helpful, but it wasn't very clear, other than his family's company, how do you apply this as a regular investor, which I was at the time. And then I listened to your episodes over and over, talking about how you can use turnkey investing to invest out of state, being far away. And I remember, if I'm not mistaken, that you were in Alaska and investing somewhere in lower 48 and so that kind of got me triggered to look into that.    Keith Weinhold  32:30   You figure, if you're in San Diego, you can invest in Alabama, if a person from Honolulu or anchorage can do that same thing. All right, so you've built up, it sounds like, is it eight turnkey properties? It's   Dr Axel Meierhoefer  32:45   eight turnkey properties. And then I have a few other things, like, I also listen to episodes that you had about agricultural investing. So, yeah, like in Panama, the first investment was in a coffee farm. And then a little later, I also discovered some you would call them, like little cabin, kind of like vacation cabin investments and stuff. So yeah, I've actually learned a lot and benefited, and I always appreciated that, you know, you're not just saying, Hey, here's something you can do, but you oftentimes have a connection or relationship with an organization. And so several times my investments were at least informed, let's say, by GRE,   Keith Weinhold  33:26   yes. And oftentimes I'm investing right next to you, the investor myself, with some of the same GRE marketplace providers. You have eight properties. Are they all cash flowing? Are they all producing positive cash flow?   Dr Axel Meierhoefer  33:41   Yeah. I mean, that's actually one of the things that I wanted from the get go, and that's also part of our idea rights grow a mentoring program to look at properties now. Right now, with the higher interest rates, it's admittedly a little harder to find locations and properties that have a good balance between the quality of the property, the area that the property is in and then also being cash flowing. We have fundamentally for renovated properties. We're still looking for 1% rule. It's harder to find, but you know, as a starting point to say, Should I even consider as long as it's close to that most of the time, the numbers work out, even at seven or eight percentages, you still make at least a little bit of money   Keith Weinhold  34:20   overall. Yes, the real estate deals just aren't as good as they were, say, five years ago, because both rents and prices are up, but rents haven't risen as much as prices have. I still don't know where you're going to find a better risk adjusted return in any investment, though, than with income property bought with a loan.   Dr Axel Meierhoefer  34:42   Yeah, I'm with you on that. And I mean, I remember vividly, not in only in books and other research, that people have this apples to oranges comparison thing going on all the time, right? I always say, Okay, well, tell me if you can buy stocks where somebody gives you 80% of the money, and I already need to put 20 right? What tell me if you can buy stocks and somebody says, Oh, the stock is gonna depreciate in the next 27 and a half years. So, you know, you write some of it off your tax return, and those kind of things. Tell me where somebody gives you money but allows you to keep 100% of the increase in value all these things. I mean, you have beautiful graphics and stuff that you made over time, but when you really try to do apples to apples comparison, there's nothing there. And one thing maybe for the audience, that I think is an important thing to know is, and I know Keith, you have said this so many times, real estate, especially residential real estate and investing, is really the long term game. And that also means to realize, okay, even in times like right now, you might only start with, like, 50 or $100 positive cash flow. But when you look at the longer term, I always say, and I say this to our clients, the first five and maybe right now, it's more like seven years. It's kind of like the hard time of this investment where you just barely break even, where you might be a little disgruntled when you get a maintenance bill and you haven't really built a big reserve yet, because you're still with your first few properties, but when you look at the trajectory, and I can see it now, you know, I've six years in all properties are cash flow positive, the rate that we're getting, even if we only increase rents by 2030, $35 a month, year over year. Like you said, right? You want to train your tenants. When I look at the overall picture, it's basically getting better every year. If you have that in mind, to say, I make an investment. I call, by the way, the point what we want to get to. I call that the time freedom point where your portfolio generates enough cash flow so yet you have a choice to say, Do I go work or do I live off the income? And that is why you still have mortgages, right? So if the listeners ever think, Okay, well, what happens when one after the next, the mortgages get paid off, it's like paradise at that point, right? If you really think of it from a purely cash flow perspective,   Keith Weinhold  36:56   starting is the hardest, because it's clunky to buy your first property, and then it also takes a few years until you really feel the effect of all these wealth multipliers at the same time. You're sort of touching on the third in the inflation Triple Crown, cash flow enhancement, if you only increase the rent three or 4% per year. Yeah. So what it feels like you're only keeping up with inflation, but the fact that your principal and interest payment stays fixed means a three to 4% rent increase might be a 10% cash flow increase. As that compounds year after year, you really begin to feel those effects. But yes, it does take the addition of time, but not decades.   Dr Axel Meierhoefer  37:38   I'm with you. It's just for me, important that anybody who is considering should I get into this right, especially in an environment where people constantly pointing to the fact that the stock market keeps going up, gold is going up, silver is going up, Bitcoin is going up, right? And to me, these are the apples, and they are nice apples, don't get me wrong, right? They're beautiful apples, but we're dealing in oranges, right? And we have these five different things that you keep counting on, and have all kinds of beautiful descriptions about that we get as real estate investors. And it's a choice, right? People can make a choice, and I'm all for diversification, but if you make the choice, then you really have the beginning of building a legacy. And for many people, I find more and more that becomes important to say it's not just for me, like if you were to ask me, it's not just for me, it's also knowing that my daughter will have a much better portfolio than I ever had when I was young. Yeah, our now, like almost two year old grandson, he is going to be safe pretty much forever   Keith Weinhold  38:37   getting started and even after starting for some people, there are certain mindsets that they need to overcome. One of them is getting out of state property. So do you have any thoughts or approaches with adding out of state properties, which is still a foreign proposition to some people?   Dr Axel Meierhoefer  38:56   Well, one thing that I do and emphasize very strongly in our mentoring program is besides the investing and helping people to get the connections to like the turnkey providers and the lenders and the property managers, inspectors and stuff, the other part, and I'm sometimes almost feel, is more important than the investing itself. Obviously, it's kind of a requirement, but the other part is to really as the mentor, help people to develop the mindset of the king or queen of their own empire, or basically the owner of the investing business. And when you think about it that way, I often times portray it in the way look at all the components, all the services that you need for the out of state investor, right? You need the turnkey provider, property management, bank or lender. You need inspectors and stuff. I try to convey to people, we are building an LLC, and that LLC is hiring these people as if they were employees. And if you look at it that way, and you start adopting that mindset. And. You look at their performance like any employer would look at the performance of their employees. If the performance is great, they get praise and the raise. If the performance sucks, you let him go and get another one when you're not going to hang out with the same property management out of state, constantly complaining, not doing their job, not treating the tenants well, not treating your property well. Why would you keep somebody like that? So it's this aspect of building a mindset of, yes, you might have a job, a regular w2 job, but for the purposes of building your real estate portfolio, you are the business owner, and you're hiring all these services. And when that clicks and you start treating the people that you're working with in that way, with respect, but with every expectation that you pay them for their services so they're supposed to perform. That changes, in my opinion and my experience. That changes everything   Keith Weinhold  40:54   comes down to the fact that the team is more important than the property, and a lot of people perhaps overemphasize the geographic location of that property. Location surely matters, but it's just not nearly the most important thing I know. One approach that you take is you have this mantra that underdog properties often outperform hot properties. However, can you speak to that some more   Speaker 3  41:21   Well, I think it has to do with it, with this kind of analogy of Steady as she goes right underdog property, I'm more inclined to look in a nice neighborhood and establish nice neighborhood. I always say, Let's try, with the help of a turnkey provider, to find the ugly duckling in a nice neighborhood and get that renovated and that neighborhood, I'm not a big fan of this term blue color versus white color or anything like that, but if you bring the ugly duckling back to be the white swan of that neighborhood, you have, I believe, a very good probability that that will be a very long time longevity, well respected, well rented, well performing property, rather than, you know, running after the shiny object the most you know, like, I don't want to really open wounds, but I know that a lot of people ran to Austin, Texas, because everybody said, that's the market you gotta be in, Right prices, outrageous rents, looked good for a little while, then the property taxes got adjusted, the market collapsed, and now everybody is whining. I rather have my nice property in Dayton or in Cincinnati, and it's doing steady, as she goes, every month, every year, right? So that's what I meant by that   Keith Weinhold  42:30   a friend and prolific apartment investor, Ken McElroy, who's been a frequent guest on this show, Ken says, look for distressed properties, not distressed markets. There's a lot in that.   Dr Axel Meierhoefer  42:53   Yeah, I'm very much with Ken on that. And it's not just for apartment complexes. I think it fits just as well for single family or duplex triplex fourplex properties? Yeah, we   Keith Weinhold  43:03   want to avoid those distressed markets. It takes a long time for them to turn around, and every property in that market floats up or down with it. Well. Dr meyerhoffer, as we think about the future, you've been around this space for a while now, like you mentioned, you're even helping mentor some others. Where do you think the residential real estate market is headed the next few years? From your perspective,   Dr Axel Meierhoefer  43:27   I really have the feeling it's kind of a little bit like a coil spring that is basically being wound tighter and tighter and tighter. Because people may not agree with me. I think everybody is entitled to their own opinion, but I'm a little bit refusing to believe that the dream and the interest of owning your own property for yourself and your family supposedly has gone away. What I believe is that the circumstances both from a Can I qualify for a loan? Can I afford the price? Can my wages actually work for what I want to accomplish that balance is out of whack a lot right now, but I can totally see when we're looking in the future, that we will see interest rates coming down, properties still being in high demand. And for us as investors, I don't know if you had it on your show before, but I oftentimes being asked, you know, is it still the right time to invest. And my answer is always, like most people in residential real estate, the best time was 20 years ago. The second best time is today. Yeah. And if you adopt this idea of, like, this cold spring getting ready, I mean, just ask yourself people, the last time they really did anything meaningful was basically in 2022 let's just assume it takes another year until interest rates come down, and another six to nine months for the market to really start adjusting. So that takes us to the middle of 2027 that would mean for five years, hundreds of 1000s, if not billions, of people wanted to do something, wanted to move, wanted to get a house, wanted to get a bigger place. They've. Finally can that's kind of the window that I'm looking at with. Not to say there will never be another opportunity. But why would you wait until the market goes crazy when you have it really nice, really calm right now, almost no competition for an owner occupants. It's really an investor market right now. We can pick and we can be diligent, and we can negotiate with the builders and all this nice stuff, no time pressure. They even tell you, I know Keith. They tell you, too, when you have a client, make first sure that the client is qualified before we even talking about price. I remember times when I bought where I was told you have 72 hours to decide if you want it or not and get it under contract because of 100 people out the door who want it, it's the calm before the storm. If you ask me, I can tell exactly when that storm is really gonna hit, but nobody can convince me that if five years the market is basically frozen, that when you release it and open the door, that it's not going to be pretty crazy. Yeah, no, in my opinion,   Keith Weinhold  46:01   that's a good analogy. We're in this period where we have a compressed spring lower interest rates could open up that spring to bounce up, because we have, really, it's all this pent up demand, a pent up demand spring, and we know as mortgage rates fall, millions more people qualify increasing demand for a fixed supply of housing. Well, this has been helpful for the audience. In closing, Dr meyerhoffer, do you have any last thoughts, anything else that you want to share with the GRE audience at all?   Dr Axel Meierhoefer  46:35   Well, the one thing I would say is, you know, you want to work with somebody real estate investing, when you have somebody who has built the experience, like you have Keith with you, the programs and all the partners you're working with, similar to me, over the last 10 years, I think it's a great opportunity to do it now, where you can and have the time to learn and work together and take advantage of this relatively Calm market, because it's probably not going to stay that way. And on the other hand, I also feel that too many people are going like you said, in a slightly different context, after the current shiny object. And I would hate for people that made good money in the last year or two in the stock market to lose it all, because what goes up comes down, especially in these kind of assets, why not take some profits and put it where you really have the long term perspective, like you and I have always suggested for people,   Keith Weinhold  47:29   and is there a good resource where someone can connect with you? Because we've learned that you've taken such an interest in this and you've begun mentoring people. Is it ideal wealth grower?   Dr Axel Meierhoefer  47:38   Yeah. Idealwealthgrower.com we have a button for a complimentary conversation to just book a call. I would assume you agree. You know, when you work with people for longer term and for the personal things like money and investing, you kind of have to have a good relationship. You have to kind of in agreement where you want to go and whether you like each other and have a good energy with each other. So I always feel, let's talk, let's get to know each other. And if we decide we want to work together, then we do that. And if somebody says, You know what I really want to do, apartments. I know people. You know people, we can direct them to. Some people want to do storage units or whatever. So these conversations are really to say, let's get to know each other and see if the goals you have match with what I can help you with. And if that's a yes, then we are off to the races.   Keith Weinhold  48:24   Sort of reassuring in this algorithmic world that we live in, in this highly digital world that people you know really still matter, it's still about your connections with people. Dr Meyer Hopper, it's been great getting your perspective. Thanks so much for coming onto the show.    Dr Axel Meierhoefer  48:42   Thank you, Keith, for having me.   Keith Weinhold  48:49   Yeah, with the first GRE listener guest, Luke, it's just exemplary of how when you own the property now you make the rules, and in this case, you can increase your income multiples by converting your rental property into residential assisted living with the second listener guest, Dr meyerhoffer, I like his analogy of the coiled spring ready to open up as pent up housing demand should get released With lower interest rates. Both guests have a Military Connection, which is merely a coincidence. But today's listener guests were chosen because, unlike others that we've had here, they've each started their own real estate mentoring platforms influenced by listening to this show.    Keith Weinhold  49:35   Now in the preview to today's episode, I let you know that I have an opportunity to tell you about it's been pretty well documented that both Florida and Texas have temporarily overbuilt pockets, and this is where home builders, sometimes desperate, are willing to give you a deep deal. I've discussed Florida and their specific opportunities. What? About Texas? Listen to these deep deals, because Texas, it is one of the most in demand states for real estate investing, but cash flow is often hard to find due to property taxes and rising prices. That's why I'm excited to announce that here at GRE us with our coaches, we found a tiny stash of new construction, yet tenant occupied properties in San Antonio, the Houston suburbs and Dallas suburbs, and they are available exclusively to GRE listeners, four bed homes under 340k here's what's remarkable. There's up to $41,000 to you in incentives. That is 12% back at closing, interest only loan options as low as four and three quarter percent. Yes, they're already leased to long term tenants. This is a 19% cash on cash return potential put these properties into service and get bonus depreciation, like I discussed last week, up to $94,000 these incentives are just massive, and you can qualify with DSCR loans, no tax returns required, no w2 required. I mean, this whole thing is a bigger deal than a Bucky brisket sandwich, something else you'll find in Texas. These are all built either this year or last year. For example, like this beautiful three bed, two bath, single family rental in Conroe, Texas that I'm looking at right now. The sale price is just $279,900 and then you get all those incentives. The rent is almost $2,000 it's 1950 and it's over 1500 square feet on this really good looking property with garage. That's just an example of one of the income properties I'm talking about here. They are off market and they won't be available long. Don't miss out on this best performing Texas inventory we've seen many are already cash flowing, $500 plus a month. Chat with a GRE investment coach, and they'll show you the best picks before this inventory evaporates. Book time with them. It's free. You can do that at GRE investment coach.com. Until next week. I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  52:47   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  53:10   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text gre 266, 866,   Keith Weinhold  54:26   The preceding program was brought to you by your home for wealth. Building, get richeducation.com 

#REDIFFUSIONC'est l'été, et je ne sais pas pourquoi, on s'est dit que vous aviez peut-être envie qu'on vous fasse voyager au pays des ultra-riches. Peut-être qu'en vacances vous vous prenez à rêver - et si j'habitais pour de vrai dans ce château ou dans cette villa somptueuse avec piscine - alors on vous en donne les clefs... mais pas celles du portail principal, plutôt celles qui mènent à l'escalier de service. Car vivre dans des endroits de super luxe, ça n'est luxueux que si ce n'est pas vous qui faites les vitres évidemment, et pour ça... il faut être "staffé". Entrons donc dans ces vies par la petite porte, avec la sociologue Alizée Delpierre, et découvrons à sa suite le ballet des majordomes, des petites bonnes, des habitants plus ou moins invisibles mais indispensables des villégiatures paradisiaques. Grâce au travail formidable qu'elle a fait pour pénétrer ces milieux, ses codes et ses usages, vous ne verrez plus jamais la richesse, ni le "service", de la même façon. Très bonne écoute.C'est important : vous êtes déjà nombreux.se.s à nous faire un don mensuel sur Tipeee. Il nous manque encore un peu d'argent pour que le podcast puisse continuer en toute indépendance. Si vous trouvez notre projet utile et souhaitez nous soutenir, c'est ici. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comThe UK Financial Conduct Authority has announced that it is loosening its anti-bitcoin stance. From October 8th retail UK investors will now be able to buy bitcoin ETFs.Finally.The ban came in with bitcoin at $5,000. Today it's $115,000. That's $110,000/coin UK investors have been protected from. Great job guys. Where will it be on October 8th? Who knows.Does this announcement mark the top of the market for bitcoin? There would be a poetic irony if it did, but it won't. Bitcoin is so much bigger than the FCA.At present, it does not even look like a case of buy the rumour, sell the news. Bitcoin has actually sold off a few percent since the announcement.But this change in tack is going to have a huge impact. It's about a lot more than British retail investors. It's global.It's going to have an impact on the bitcoin treasury companies around the world, and it's going to have an impact on the bitcoin price itself.Here's why.We'll start with the announcement itself from David Geale, executive director of payments and digital finance at the FCA:'Since we restricted retail access to cETNs, the market has evolved, and products have become more mainstream and better understood. In light of this, we're providing consumers with more choice, while ensuring there are protections in place. This should mean people get the information they need to assess whether the level of risk is right for them.'Blah blah, waffle waffle. Absolutely no ownership of the FCA's calamitous regulation whatsoever. Fortunes have been lost to British investors because of the FCA. How is it these bodies are so totally unaccountable? Perhaps everyone who was involved in that decision should be made to compensate British investors for their loss of earnings."We're providing consumers with more choice,". Please. There's gaslighting for you right there.Moving on.NB Don't forget my brilliant book about bitcoin, if you want to learn more about the space.There is also my new book The Secret History of Gold, which comes out later this month. Amazon is currently offering a discount, so order yours now. Obviously, UK investors are now going to be able to buy bitcoin ETFs through their brokers, which means we can hold them in our SIPPs and ISAs. I gather there is roughly £3 trillion in UK pensions, £750 billion in ISAs, £500 billion in SIPPs and quite a bit more in other brokerage accounts. So that is a lot of capital that can now come into bitcoin which previously could not.But there is a lot more to it than that.The institutional floodgates are about to open. Former HSBC fund manager and ByteTree CEO, Charlie Morris, who knows this world as well as anyone, has this to say.The lifting of the ban by the UK regulator of bitcoin exchange traded products will have a far greater impact on the market than many believe. It's not just retail but institutions too. Many funds around the world are connected to London whether it be custodians, administrators, distribution, or trade execution. The ban meant that a single touchpoint with the UK would prevent allocation to bitcoin. From 8 October, this will no longer apply. Not only will U.K. retail investors boost demand for bitcoin ETPs, but a far bigger deal will be the opening up to institutions and funds around the world. It's a monumental moment for bitcoin which will become a global institutional asset over the next decade.(By the way you should subscribe to Charlie's newsletters. They're excellent. There are free and paid options. Here's the link).You saw my piece a few weeks ago about the global shadowbanning of bitcoin. London and the FCA had a huge role to play in that. One example: a banker I know in Zurich could not buy bitcoin products for one of his high net worth clients because of the ban. He was by no means alone. We have taken a step forward to the lifting of the shadowban, though not the final step by any means. As we noted, the funds buying bitcoin are still the 'pirates' rather than the big players, but this is still a move towards the legitimisation and normalisation of bitcoin.If bitcoin can get to something like 2% of portfolios worldwide, which it eventually will, well woof is all I can say.What about the treasury companies? What next for them?

Preview: Hezbollah: Colleague Jonathan Schanzer measures the failing fortunes of the Hezbollah army in Lebanon. More. 1875 BEIRUT CASTLE

Melvyn Bragg and guests discuss the idea that Civility, in one of its meanings, is among the most valuable social virtues: the skill to discuss topics that really matter to you, with someone who disagrees and yet somehow still get along. In another of its meanings, when Civility describes the limits of behaviour that is acceptable, the idea can reflect society at its worst: when only those deemed 'civil enough' are allowed their rights, their equality and even their humanity. Between these extremes, Civility is a slippery idea that has fascinated philosophers especially since the Reformation, when competing ideas on how to gain salvation seemed to make it impossible to disagree and remain civil.With Teresa Bejan Professor of Political Theory at Oriel College, University of OxfordPhil Withington Professor of History at the University of SheffieldAnd John Gallagher Associate Professor of Early Modern History at the University of LeedsProducer: Simon TillotsonReading list: Teresa M. Bejan, Mere Civility: Disagreement and the Limits of Toleration (Harvard University Press, 2017)Anna Bryson, From Courtesy to Civility: Changing Codes of Conduct in Early Modern England (Oxford University Press, 1998)Peter Burke, The Fortunes of the Courtier: The European Reception of Castiglione's Cortegiano (Polity Press, 1995)Peter Burke, Brian Harrison and Paul Slack (eds.), Civil Histories: Essays Presented to Sir Keith Thomas (Oxford University Press, 2000)Keith J. Bybee, How Civility Works (Stanford University Press, 2016)Nandini Das, João Vicente Melo, Haig Z. Smith and Lauren Working, Keywords of Identity, Race, and Human Mobility in Early Modern England (Amsterdam University Press, 2021)Jurgen Habermas, The Structural Transformation of the Public Sphere (Polity, 1992)Jennifer Richards, Rhetoric and Courtliness in Early Modern Literature (Cambridge University Press, 2003)Austin Sarat (ed.), Civility, Legality, and Justice in America (Cambridge University Press, 2014)Keith Thomas, In Pursuit of Civility: Manners and Civilization in Early Modern England (Yale University Press, 2018)Phil Withington, Society in Early Modern England: The Vernacular Origins of Some Powerful Ideas (Polity, 2010)Lauren Working, The Making of an Imperial Polity: Civility and America in the Jacobean Metropolis (Cambridge University Press, 2020)In Our Time is a BBC Studios Audio ProductionSpanning history, religion, culture, science and philosophy, In Our Time from BBC Radio 4 is essential listening for the intellectually curious. In each episode, host Melvyn Bragg and expert guests explore the characters, events and discoveries that have shaped our world.

The most radical piece of legislation in the 20th century was Louisiana Governor Huey Long’s “Share Our Wealth Plan,” a bold proposal to confiscate individual fortunes exceeding $1 million to fund healthcare, free college education, and a guaranteed minimum income for families struggling through the Great Depression—a plan so radical it sparked theories that his 1935 assassination was orchestrated to silence his challenge to the economic elite. From his early days as a plain-speaking lawyer to his transformative tenure as governor and U.S. senator, Long’s media mastery, colorful antics—like coaching LSU football from the sidelines and delivering drunken speeches—and relentless fight against oligarchies cemented his reputation as the greatest politician of the 20th century. His influence on Roosevelt’s New Deal and parallels to modern figures like Donal Trump and Bernike Sanders reveal a recurring pattern of populist fervor in American politics. Join Scott as he discusses these themes with Thomas E. Patterson, author of “American Populist: Huey Long of Louisiana, to uncover how Long’s vision continues to resonate today.”See omnystudio.com/listener for privacy information.

WE ARE BACK here on That Entrepreneur Show, get ready to unlock the ultimate playbook for real estate mastery! We're thrilled to host Chris Eymann, the visionary Founder of Sell Wholesale Houses and a true titan in the real estate investment world. Since buying his first home in 1999, Chris has become the leading real estate investor in Greater Phoenix, amassing an astounding portfolio of over 10,000 properties worth millions and facilitating more than $1 billion in loans to other investors across Arizona and Florida. Imagine acquiring roughly 3,000 houses in a single year – Chris did it, and now he consistently buys and sells 30 to 40 properties every month.But Chris doesn't just dominate the market; he empowers others to follow in his footsteps. Through his real estate education platform, Just For Flips, he teaches aspiring entrepreneurs how to get started in real estate wholesaling and build 7-figure per year businesses that deliver the lifestyle they've always dreamed of. He's here to share the secrets behind his incredible journey, offering an unmatched blend of real estate expertise, an entrepreneurial mindset, and actionable financial strategies.In this high-value episode, Chris will also pull back the curtain on:Being laid off twice at the financial bubbleThe ins and outs of wholesaling houses in 2025: how to get started and genuinely make a fortune flipping properties.Thinking outside the box: utilizing creative financing to exponentially increase your deal flow and boost ROI.The truth about hard money loans: are they the right choice to finance your real estate investments?First steps to take in wholesalingWhether you're a seasoned investor looking to scale, a budding entrepreneur eyeing your first deal, or simply fascinated by the mechanics of massive wealth creation in real estate, Chris Eymann's real-world lessons and visionary insights are absolutely unmissable.Support the showThank you for tuning in! Be sure to subscribe to stay current with our episodes. We want to feature you! Let us know about an episode you love by emailing PodcastsByLanci@gmail.com Want the episode freebie or have a question for our guest or Vincent? Interested in becoming a guest or show partner? Email us.Show Partners:Coming Alive Podcast Production: www.comingalivepodcastproduction.comJohn Ford's Empathy Card Set and App: https://www.empathyset.com/ Music Credits: Copyright Free Music from Adventure by MusicbyAden.

Everything you've been taught about manifestation timing is designed to keep you waiting for abundance that could arrive as quickly as your next heartbeat. Right now, as you listen to these words, millions of dollars are moving across digital networks at the speed of light. Fortunes change hands in milliseconds on trading floors around the world. Lottery winners transform their entire financial reality in the time it takes to check a ticket. Yet somehow, when it comes to your personal abundance, you've been conditioned to believe that change must be slow, gradual, and earned through struggle over time. This conditioning represents one of the most destructive myths ever embedded in human consciousness. The belief that financial transformation requires time creates artificial barriers between you and abundance that already exists in infinite supply. Every moment you spend waiting for your financial situation to improve slowly is a moment you're delaying access to wealth that could flow to you immediately. The universe operates according to quantum principles, not the linear time constraints that govern mechanical processes. In quantum reality, all possibilities exist simultaneously as potential states waiting to be collapsed into experience through conscious observation and intention. Your financially abundant life isn't something you need to build piece by piece over months or years - it already exists as a complete reality configuration in the quantum field of infinite possibilities.  

In the latest installment of our preseason Scouting the Enemy series, we set our sights on the Alabama Crimson Tide. We examine the depth chart, analyze the numbers, and break down the matchups as we explain why this might be the year Georgia reverses its fortunes against Alabama once and for all. MAKE SURE TO SUBSCRIBE TO THE GLORY UGA PODCAST YOUTUBE CHANNEL FOR MORE IN-DEPTH GEORGIA SPORTS CONTENT! Make sure to visit Alumni Hall for the best selection of Georgia gear and accessories anywhere on planet Earth!

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 39: Enough.LEARNING: More wealth does not give you more happiness. “Prudent investors don't take more risk than they have the ability, willingness, or need to take. If you've already won the game, why are you still playing?”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 39: Enough.Chapter 39: EnoughIn Chapter 39, Larry discusses the importance of knowing that you have “enough,” a concept that, once understood, can enlighten and guide your financial decisions.In 2009, Larry conducted an investment seminar for the Tiger 21 Group, America's most exclusive wealth management group. One of the issues the group asked him to address was: How do the wealthy think about risk, and how should they approach it? Larry's answer exposed a terrifying paradox.More wealth will not make you happierAccording to Larry, self-made wealth follows a predictable script. Fortunes are built through extreme risk-taking: betting everything on one business, ignoring diversification, and trusting instinct over analysis. This breeds a dangerous confidence—the kind that whispers, “If I did it once, I can do it again.”He explains that the utility of the wealth curve resembles an elephant from the side. It goes up quickly because when you have nothing, even a little extra money can significantly improve your life. If you're homeless and someone gives you $25 to take a shower, get a meal, and stuff, that will make you much better off. But once you get to some level of net worth, like $2 million or $3 million, or whatever the number is for you, the extra wealth is better than less.However, as you gain more wealth, your incremental level of happiness—just like the elephant's back— flattens out. There's virtually little or no improvement in your state of well-being and happiness.The entrepreneur's invisible trapLarry stresses that wealth building and wealth preservation demand opposite mindsets. Those with the greatest ability to take risks (resources to absorb losses) and willingness (confidence from past wins) often overlook the third critical factor: need. And therein lies the trap.The wealthiest individuals have a near-zero need for further risk. Yet, they continually strive for more and take on significant risks that may not ultimately lead to an enhanced level of happiness. In reality, they do not need to take such a substantial risk. They can dial down the risk in their portfolio and be much happier, sleep better, not worry about markets, and enjoy their life.When $13 million evaporatesLarry recounts meeting a couple in 2003. Three years earlier, their portfolio stood at $13 million, with...

7-8 Papa & Silver Show with John Dickinson - Hour 4: Phil Cuzzi fortunes the Giants, and they take advantage in an 8th inning rallySee omnystudio.com/listener for privacy information.

In this special July 4th edition of The P.A.S. Report's America's Founding Series, Professor Nick Giordano breaks down the Declaration of Independence like never before, line by line, to reveal the enduring truths that gave birth to a nation. This episode explores the Committee of Five, the surprising influence of Italian patriot Filippo Mazzei, and how the Declaration laid the philosophical foundation for American liberty, natural rights, and self-government. Far more than a historical document, the Declaration is a moral proclamation that still defines the American Creed. A civic identity rooted in unalienable rights, the consent of the governed, and the duty to resist tyranny. Professor Giordano also highlights the founders' sacrifice and the extraordinary risk they took when they signed what amounted to their own death warrant. If you've ever wondered what it really means to be American, or why these words still matter, this is the episode you can't afford to miss. Episode Highlights: Why the Declaration of Independence was “forged with thought but won by blood,” and what it reveals about the American identity The real meaning behind “We hold these truths to be self-evident…” and how these truths remain our moral foundation How the final line of the Declaration, “our Lives, our Fortunes, and our sacred Honor,” marked a point of no return for the Founders

The workplace wisdom that a university degree is a sure-fire key to success is very much in question—and the trend started long before AI began eating jobs. Russia has launched yet another summer offensive in Ukraine, and appears to be going for broke. And our journalists share their picks for the year's best books so far.Get a world of insights by subscribing to Economist Podcasts+. For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

The workplace wisdom that a university degree is a sure-fire key to success is very much in question—and the trend started long before AI began eating jobs. Russia has launched yet another summer offensive in Ukraine, and appears to be going for broke. And our journalists share their picks for the year's best books so far.Get a world of insights by subscribing to Economist Podcasts+. For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account.

In this episode of the America's Founding Series, Professor Nick Giordano tells the remarkable story of Charles Carroll of Carrollton, the last living signer of the Declaration of Independence and the only Catholic to sign it. Born into immense wealth but denied basic rights due to his faith, Carroll risked everything to support American independence. His signature was more than ink. It represented a bold commitment to the words, “we mutually pledge to each other our Lives, our Fortunes, and our sacred Honor.” Discover how this overlooked Founder became a powerful voice for liberty, challenged religious discrimination, and helped shape a freer nation, despite the contradictions he carried. Episode Highlights: The untold story of how a wealthy Catholic outsider became a key voice in America's fight for independence and a signer of the Declaration Why Charles Carroll risked everything by boldly signing the Declaration of Independence with “of Carrollton” to ensure the British knew it was him How Carroll championed religious freedom, helped lay the foundation for the First Amendment, and his internal contradictions on slavery

Leland Chapman of Dog the Bounty Hunter returns to the Street Cop Training Podcast to discuss his life after his television career, his children's perspective on his career, and the loss of Beth Chapman.-----00:00:00:00 - 00:01:02:15Teaser00:01:02:15 - 00:01:34:12Intro00:01:34:12 - 00:06:25:23Leland's ongoing case in Mexico00:06:25:23 - 00:07:39:17Andrew Luster00:07:39:17 - 00:17:50:13Leland's life after the end of Dog the Bounty Hunter00:17:50:13 - 00:26:49:02Beth Chapman's passing00:26:49:02 - 00:33:44:15How do Leland's children feel about his television career?00:33:44:15 - 00:44:55:13Being famous & humility00:44:55:13 - 00:49:02:22Peace & your significant other00:49:02:22 - 00:50:12:19The 2025 Street Cop Training Conference00:50:12:19 - 00:51:25:17Outro