Podcasts about Five pillars

Episode Summary In this episode of Business Coaching Secrets, hosts Karl Bryan and Rode Dog deliver a rapid-fire masterclass on wealth building, real estate investing, the changing landscape of AI and jobs, business valuation, and proven sales tactics for coaches. They break down critical frameworks, rules, and scripts—from cold calling motivation to legacy planning—with actionable insights designed to help business coaches and entrepreneurs drive real results. The show wraps with a signature "moment of Zen" on living and making decisions intentionally, drawing on lessons from legendary thinkers and practical experience. Key Topics Covered AI, Innovation, and the Future of Work Karl and Rode Dog examine the disruption, job loss, and eventual job creation AI consistently brings, outlining optimism as the most productive mindset for navigating change. The bell curve of innovation leading from disruption and layoffs, to new, more lucrative opportunities, is thoroughly unpacked. The Five Pillars of Wealth The hosts break down the essentials: income, taxes, savings, investing, and legacy. Tactical advice includes the critical importance of learning sales, mastering tax strategy, automating savings, setting investing rules, and passing on wisdom over just assets. Taxes and Relocation Decisions Insightful discussion about the pros and cons of moving states (e.g., from California to Florida) solely for tax reasons. Emphasizes the importance of family, environment, and purpose when making major life moves, not just financial considerations. Real Estate Principles That Build Wealth Golden rules: have rules before you buy, buy land not condos, avoid over-leverage, and—most powerfully—hold for the long-term to let compounding work. Advice includes "buy the smallest house on the biggest lot closest to downtown" and why the money is in waiting, not timing. Education, Schooling, and Real-World Business Success Debate on how the traditional school system often overlooks entrepreneurial skillsets like collaboration, risk-taking, critical thinking, and networking. Discussion on homeschooling and why it can be great for some but isn't a universal answer. Why Most Small Businesses Don't Sell The three key reasons: lack of profitability, systemization, and an owner-dependent business model. How to make your business a true asset and maximize its valuation using the five variables: sustainability, predictability, growth, threats, and scalability. In-House Marketing vs. Agency Use Critical look at entrepreneurs wanting to bring marketing in-house vs. sticking with a profitable agency. Strong recommendation to double down on strengths and let proven partners do their best work. Cold Calling and Sales Motivation Motivation mindset: focus on offering value, not just "getting a client." Step-by-step scripts, research tactics, and an activity framework (25 outreach messages, 3 meaningful convos daily) to secure real results. Mastering Communication as a Coach The 20/80 rule: the top communicators listen 80% of the time and direct with questions. Framework of 6 open-ended conversation starters that transform prospecting and client engagement. Moment of Zen: Decision-Making and Legacy The power of making big decisions only from a positive, optimistic state. Writing your own obituary as an exercise to define principles and guide intentional living and business-building. Notable Quotes "Message me because you have something to offer me, something to give me, something that's critical I know about, something to tell me… You're not fearful of cold calling, you're fearful of being judged." "If you can't make a hard decision quickly, you will struggle to help others make a hard decision quickly." "The money is not in the buying, the money is not in the selling, but the money is in the waiting." "When you are in a negative state, you see problems. When you're in a positive state, you see solutions." "Begin with the end in mind…That is a mental model and a very good one and powerful one, frankly." Actionable Takeaways Embrace an Optimistic Mindset: Choose the mental frame that lets you see opportunity and solutions during change or disruption. Implement the Five Pillars: Master sales, study tax law, automate saving, invest only by clear rules, and focus on passing wisdom—not just assets. Don't Move for Money Alone: Factor in environment, family, and happiness before making tax-driven relocations. Invest for the Long Run: Buy assets with potential and hold—compounding and patient "waiting" are the greatest wealth creators. Make Your Business Sellable: Build profitability, systematize, and reduce owner reliance—so it's a true asset, not just a job. Double Down on What Works: If your agency is delivering, don't self-sabotage by bringing everything in-house just to "save money." Be a Proactive, Assertive Connector: Consistent outreach (25 messages, 3 real convos daily) and leading with value make client acquisition inevitable. Master the Art of Asking: Use open-ended questions and listen more than you speak to stand out as a trusted advisor. Live and Decide with Intention: Write your own obituary—a clarifying exercise to set your compass for leadership, life, and legacy. Resources Mentioned Profit Acceleration Software 2.0 by Karl Bryan Seven Habits of Highly Effective People (Stephen Covey) The "20/80" Communication Rule & Six-Question Framework Real Estate Rules (Rule of 72, buy and hold, "smallest house, biggest lot, nearest downtown") Virtual Business Coaching Mastery Networking: BNI, Chamber of Commerce Daily coaching strategies and resources at Focused.com Get your free subscription to The Six-Figure Coach Magazine: https://thesixfigurecoach.com/get-it If you enjoyed the episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on Profit Acceleration Software™ and join our community of thriving coaches. Get a demo at https://go.focused.com/profit-acceleration

What if your climate risk assessments could predict the future with greater accuracy than historical data alone?In part two of this conversation on Making Risk Flow, Jake Harding continues his discussion with Joan Saladich, Founder of Geoskop, exploring how insurers can move beyond static climate risk models and embrace a more sophisticated, forward-looking approach to decision-making. Joan explains why annual climate model updates can create misleading conclusions, how vegetation and soil dynamics reshape wildfire risk, and why relying on single-source data leaves carriers exposed to blind spots. The conversation also examines the role of AI and large language models in processing complex climate datasets, emphasising that technology should enhance, not replace, human judgment. Joan outlines a practical framework for combining historical data, future climate projections, alternative statistical models, and socioeconomic context to generate more accurate, explainable, and actionable climate risk intelligence. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

On this episode, Elyse Beauregard rejoins the podcast to recap another international trip. This time we discuss our latest family trip to Scotland in May 2026. We dive into the concept of traveling internationally with family or friends and how valuable it is. Also, Elyse and I touch on how little American culture impacts certain aspects of Scotland and other countries overseas. We share our favorite moments and some of the lessons we learned during our trip. Join us in this great conversation on family, travel, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

The core teachings of Islam are built on the concept of total submission to the will of Allah. At the heart of the faith are the “Five Pillars of Islam,” which act as the mandatory framework for a Muslim's life. These teachings emphasize monotheism, daily discipline, and the pursuit of righteousness through a system of religious laws and works. From a Christian perspective, while these pillars show a deep commitment to God, they represent a path to salvation based on human effort rather than the free gift of grace.--The PursueGOD Truth podcast is the “easy button” for making disciples – whether you're looking for resources to lead a family devotional, a small group at church, or a one-on-one mentoring relationship. Join us for new episodes every Tuesday and Friday. Find resources to talk about these episodes at pursueGOD.org.Help others go "full circle" as a follower of Jesus through our 12-week Pursuit series.Click here to learn more about how to use these resources at home, with a small group, or in a one-on-one discipleship relationship.Got questions or want to leave a note? Email us at podcast@pursueGOD.org.Donate Now--

What if the climate risk data you're using to underwrite policies is fundamentally flawed?In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He explores the value of probabilistic climate modeling, AI-powered analysis, and uncertainty quantification in assessing evolving risks. The conversation also examines changing reinsurance dynamics, which are pushing more climate-related exposure onto commercial insurers. Joan discusses the importance of validating climate models through measurable accuracy and transparency, while highlighting how outdated scenario assumptions can distort risk assessments. Together, they show how embracing data complexity can create a meaningful competitive advantage in modern insurance underwriting. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Islam is now one of the fastest-growing religions in the world. Churches are closing while mosques are rising. And shockingly, many converts to Islam are coming directly out of Christian churches.In this intense and eye-opening live recording and Q&A of The Caffeinated Christian Podcast, Dr Ryan Willert dives into the beliefs of Islam, the origins of the Quran, the role of Muhammad, and the massive theological differences between Islam and Christianity.What do Muslims actually believe about Jesus? Why are so many young people converting?What is Sharia Law? And how should Christians lovingly and intelligently engage Muslim neighbors with the Gospel?This episode explores:• The explosive growth of Islam worldwide• Why some Christians are leaving the church for Islam• Muhammad's visions and the origins of the Quran• The Islamic view of Jesus vs the biblical Jesus• Abraham, Ishmael, and the roots of Islam• The rise of Islamic apologetics online• The “Islamic Antichrist” theory and end-times discussion• How Christians can evangelize Muslims with truth and graceWhether you agree or disagree, this is a conversation the modern church can no longer ignore.CHAPTERS: 00:00:00 - Islam and the Gospel: Understanding Our Neighbors00:04:01 - Called to Study Islam and the Gospel00:06:21 - Islam's Rapid Growth and Christian Conversions00:09:24 - Quran and Sunnah: Islam's Two Primary Sources00:12:26 - Islamic Sources and Five Pillars Overview00:15:18 - The Five Pillars and Core Beliefs of Islam00:17:49 - Muhammad's Early Life and Prophetic Calling00:21:13 - Muhammad's Frightening First Revelation00:24:06 - The Quran's Revelation and Nature Explained00:30:12 - The Quran's Relationship to Torah and Gospel00:35:00 - Jesus and Abraham: Christianity vs Islam00:43:55 - Islam's Deception and Need for Gospel00:45:59 - Evangelizing Muslims with Love and Community00:50:32 - Understanding Sharia Law and Islam00:57:09 - Islamic Antichrist and End Times Prophecy01:00:19 - Closing Prayer and Gratitude#islamicteachings #Christianity #Apologetics #EndTimes #Jesus #Theology #Muslim #Bible #ChristianPodcast #Faith Hosted on Acast. See acast.com/privacy for more information.

What if the data you needed to price complex agricultural risks were available in near-real time instead of months later?In this episode of Making Risk Flow, host Jake Harding speaks with Caroline Grey, co-founder and CRO at Treefera,  about how satellite imagery, AI, and scientific modelling are reshaping the future of insurance risk assessment. Caroline explains why the industry is moving beyond broad regional assumptions towards plot-level intelligence that enables faster underwriting, more accurate pricing, and entirely new insurance products. The conversation explores how insurers can use near-real-time agricultural and climate data to reduce claims exposure, improve operational efficiency, and respond proactively to supply chain volatility. Caroline also shares practical guidance on structuring complex datasets for different business stakeholders, building scalable partnerships, and validating new solutions through low-risk pilots. This episode offers valuable insight into how data-driven underwriting is creating a competitive advantage across commercial insurance markets. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In this episode, Ken and Graham dive into one of the most overlooked parts of living with diabetes: the stories, beliefs, and identity patterns we create over time.What starts as a conversation about childhood experiences, sports, discipline, and self-worth evolves into a much deeper discussion about how people approach diabetes management—and why so many struggle with consistency, burnout, and decision-making.Ken opens up about growing up without a strong male role model, feeling like he had to figure everything out alone, and how those experiences shaped the way he approached school, sports, and eventually diabetes. The conversation connects these personal experiences directly back to Type 1 diabetes and the reality that most people naturally gravitate toward what feels easiest, most enjoyable, or least mentally exhausting.Ken and Graham also unpack:why people avoid pre-bolusing even when they know it helpsthe frustration with pumps and CGMs not being “perfect”how people pick and choose where they spend mental energyand why diabetes management has to fit into real life—not replace itThe episode finishes with a powerful hypothetical conversation:What if Ken had been diagnosed with diabetes in high school instead of adulthood?That leads into a raw and honest discussion around denial, immaturity, identity, athletics, mental health, and how different life experiences shape the way people respond to diabetes.This episode is deeply personal, reflective, and relatable for anyone who has ever struggled to balance diabetes with actually wanting to live life.

Show Notes: Lilly Minkove shares her background in brand and strategy consulting, focusing on retail, beauty, and wellness. She discusses her time at McKinsey, Tapestry, and Louis Vuitton, emphasizing her work in the luxury sector. Lilly explains her transition from the corporate world to running ArtLogica Group, a boutique consulting practice focused on customer insights. Introduction to HeraSphere Lilly talks about her interest in health and wellness, which eclipsed her work in retail and luxury. She recounts attending a longevity talk by Dr. Darshan Shah, which sparked her interest in tracking biomarkers and consumer insights. Lilly describes the inception of HeraSphere, a women's health newsletter translating healthcare innovations into plain English. She highlights the importance of women's health, especially for those in perimenopause or menopause, and how her consulting experience translates to this new focus. The Five Pillars of Health Lilly outlines the five pillars of health: exercise and muscle, sleep, nutrition, brain health, and connection. She emphasizes the importance of strength training, noting that muscle is an anti-aging metabolic organ. She discusses the benefits of muscle, including anti-inflammatory proteins, insulin resistance, and bone density protection. The Critical Role of Sleep Lilly explains the critical role of sleep in brain function, immune system, and overall health. She discusses the importance of regularity and quality of sleep, noting that even one night of sleep deprivation can significantly impact natural killer cell activity. Lilly shares tips for improving sleep quality, such as maintaining a consistent sleep schedule, avoiding alcohol, and using a sleep tracker. The conversation turns to the impact of stress and anxiety on sleep and the importance of winding down before bed. The Impact of Sugar on the Body Lilly highlights the negative effects of sugar on the body, including inflammation, cardiovascular disease, and diabetes. She explains the concept of glucose spikes and how eating fiber, protein, and fat before carbohydrates can reduce their impact. Lilly emphasizes the importance of a diverse diet, recommending consuming 30 different types of plants and vegetables weekly and highlights the challenges of hidden sugars in processed foods. Maintaining Brain Health Lilly discusses the significance of brain health, noting that the brain consumes 20% of daily calories and requires continuous stimulation. She shares her experience with learning a new skill, cardio dance, and how it improves muscle memory and cognitive function. Lilly explains the link between midlife decisions and cognitive outcomes, emphasizing the importance of lifestyle measures in preventing Alzheimer's. Lilly elaborates on the benefits of keeping the brain active through learning and new skills. Community and Health Connection Lilly highlights the importance of social connections for overall health, citing a Harvard study on the mortality risk of social isolation. She discusses the decline of extended family households and the need for intentional efforts to maintain social connections. Lilly emphasizes the role of small interactions with people in the community in reducing loneliness and improving well-being. Lilly discusses the benefits of having a support system and the impact of feeling less isolated on health outcomes. The Complexity of the Wellness Industry Lilly explains her dual objectives: sharing knowledge with consumers and using consumer insights to inform her consulting practice. She offers services to help brands distill what their customers want and convey value effectively. Lilly highlights the complexity of the wellness industry and her expertise in understanding the female consumer. Measuring Health KPIs Lilly outlines key health metrics, starting with blood pressure and hemoglobin A1C, which measure metabolic efficiency and cardiovascular risk. She discusses C-reactive protein (CRP) as an indicator of systemic inflammation and its association with various diseases. Lilly explains fasting insulin and LDL cholesterol, noting their importance in measuring insulin resistance and cardiovascular health. She highlights the importance of bone density and body composition, recommending DEXA scans for accurate measurement. A Focus on Longevity Lilly discusses VO2 max, a measure of cardiovascular capacity and longevity, and the challenges of obtaining accurate measurements. She mentions the use of fitness trackers to estimate VO2 max and the benefits of regular monitoring. Lilly shares her personal practice of conducting twice-yearly health panels to track biomarkers and ensure overall well-being. Timestamps: 02:47: Transition to Women's Health and HeraSphere  06:48: Key Health Pillars: Exercise and Muscle  13:57: Sleep and Its Importance  23:57: Nutrition and Sugar Impact  29:53: Brain Health and Lifelong Learning  36:20: Connection and Social Support  38:32: Lilly's Services and Consumer Insights  41:08: Key Performance Indicators (KPIs) for Health  47:04: Advanced Health Metrics and Longevity  Links:  HeraSphere newsletter: https://herasphere.beehiiv.com/ HeraSphere website: https://herasphere.beehiiv.com/p/herasphere-24-become-the-ceo-of-your-health Consulting practice website: https://artlogicagroup.com/ This episode on Umbrex:    Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com. *AI generated timestamps and show notes.  

In Part 2 of this powerful G220 Radio series, we continue our deep dive into Islam vs Christianity by focusing on the most critical issues: Jesus Christ, salvation, and eternity. What does Islam truly teach about Jesus? Why does it deny the crucifixion—and what are the eternal consequences of that belief? This episode exposes the core differences between a works-based system and the Gospel of grace. We examine the Islamic view of sin, the Five Pillars, and the uncertainty of salvation, and contrast it with the biblical truth that salvation is found in Jesus Christ alone. If Part 1 laid the foundation, Part 2 brings the clarity—calling listeners to examine truth, understand the Gospel, and be equipped to share it boldly.

What if the insurance industry could move at the speed of modern technology?In this episode of Making Risk Flow, Christian Stobbs, Chief Strategy & Corporate Development Officer at Markel, joins host Juan de Castro to discuss what it takes to build a preeminent specialty insurer in an increasingly technology-driven market. Christian explains why speed, customer obsession, technical expertise, and principled decision-making must work together as a unified competitive advantage. The conversation explores how insurers can localize strategy across international markets, reduce costly operational inefficiencies, and deploy AI to enhance underwriting and claims without losing critical human judgment. Christian also shares why transformational technology initiatives should operate with startup-style urgency, how AI will reshape underwriting roles, and why the insurers that adapt fastest will define the future of specialty insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Rich teaches contractors how to uncover what truly sets their business apart in part 2 of the Identity series. Using real examples — from 172 hardwood dowel rods to six nails per shingle — he walks through the Five Pillars of Identity and the Trust Pyramid, showing how to dig past platitudes and build a compelling, specific case that wins customers before the sales call even starts.

Episode #323: Bradley Freedom, Marine's Daughter Almost Dies At HospitalWhat's up Health Heroes!In this episode of Tim James Upgraded, I sit down with Bradley from The Freedom People who almost lost his healthy daughter at birth to a broken medical system.Bradley breaks down what he calls the “Five Pillars of Freedom”—health, wealth, spirituality, law, and education—and how most people have unknowingly outsourced control in every one of these areas. From relying on doctors and financial advisors to trusting broken systems, we've been conditioned to give our power away.We dive deep into why true transformation starts from within, how taking radical responsibility changes everything, and why no one is coming to save you.Trust me—this one will challenge you, wake you up, and inspire you to take action.Get Your Natural Energy Back!Tim JamesP.S. If this helped you, please like & subscribe for more inspiration and education to help you become your own best doctor and help heal our world.P.P.S. Connect with Bradley Freedom: https://thefreedompeople.org/Tim's Favorite, HIGHEST QUALITY Health Product Recommendations:Best Detox & Nutrition Supplements: CLICK HEREBest Infrared Saunas & Healing Lamps: Tim's personal unit - Save $100 CLICK HEREWater Purification/Restructuring System: Book FREE Consult CLICK HEREBest Home Air Purification Unit : Tim's personal unit CLICK HEREBest Non Toxic Home Building Materials: CLICK HERE See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this special compilation episode of Making Risk Flow, we bring together five standout conversations exploring how agentic AI, digital transformation, and organizational culture are reshaping the insurance industry. Featuring insights from leaders including Antonio Grimaldi of McKinsey & Company, Sam Lewis, Nicolas Zerbib, Richard Hartley, Bill Harris & Drake Slaikeu-Lawhead, the episode examines why AI leaders are generating dramatically stronger returns than competitors and how technologies like stateful agents, spatial intelligence, and headless orchestration are changing underwriting and distribution.Beyond technology itself, the discussion highlights the cultural shifts required to unlock transformation at scale. From reducing workflow friction to improving underwriting precision and scaling operations without proportional hiring, this episode offers practical frameworks for carriers, brokers, and tech leaders navigating insurance's next era. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

You are not short of time. You are short of control. Every ambitious man has the same three assets — time, energy, and focus. The difference between the men who burn out and the men who build the life they actually want comes down to one thing: who is in control of those assets. In this episode, recorded fresh out of the cold tub at 5:34am, I break down the exact framework I use to manage my time, energy, and focus across every area of my life — as a business owner, a father, and a man who spent years grinding himself into the ground before he figured out a better way. Inside this episode: •Why the hustle-and-grind mentality destroys men who have families and real lives •The identity shift that changed everything: from driven entrepreneur to full-time dad running a lifestyle business •Why you own your time, energy, and focus — and why most men waste, abuse, and mismanage all three •The Five Pillars framework: Health, Relationships, Business, Personal Development, and Fun •How to use boundaries to protect each pillar and stop one area of life bleeding into another •A real-life walkthrough of how I structure a single day using time, energy, and focus blocks •Why work-life balance is not complicated — and what your belief system is doing to sabotage it •How to handle curveballs without losing control of your day You are in control of your time, your energy, and your focus. Nobody else. Even on the days when life throws a curveball — it is still yours. Build the structure. Protect the pillars. Own the day. If you want to put this into practice, join the 5 Day Mission Reset here:   https://consulting.boardmanjames.com/5daymissionresetdetails Let's get to work.

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Andrew Perry is the creator of Macro Pillars, a macro research product servicing a bespoke selection of global banks, hedge funds, and sophisticated investors. He has over 35+ years of experience in markets, including as a Portfolio Manager at Tudor Investment Corporation under Paul Tudor Jones, and later as a Managing Director and Portfolio Manager at Nomura. In this podcast, we discuss: The Five Pillars of Global Macro The Move Index: The Ultimate Indicator Non-Traditional Liquidity and Market Plumbing Australia's "Lucky Country" Crisis From Supply Shock to Demand Shock The Significance of "Critical Dates" Risk Management and Emotional Resilience US Equity Outperformance and Policy Makers

This “Best of the Year Thus Far” episode of Making Risk Flow brings together 11 standout conversations that map how insurance is being reshaped in real time. Across the conversations with AI leaders, risk modelers, and operators, a clear pattern emerges: the gap between leaders and laggards is widening, driven by speed of execution, not just strategy. Industry leaders explore how richer context, whether through spatial intelligence, stateful systems, or agentic workflows, is transforming underwriting from a static, data-driven exercise into a dynamic, decision-driven discipline. But technology alone isn't the answer. Culture, incentives, and human relationships remain critical to unlocking value. Together, these insights reveal an industry shifting from managing risk as a probability to understanding it as a living, evolving system.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Alexandra Bonugli is a salon manager and model. On this episode, Alexandra opens up about her family dynamic and what it was like growing up with a sister close in age. Alexandra talks about participating in dance during her childhood and how it helped her build important life skills. She goes into detail about overcoming a traumatic experience during her senior year of high school and how it changed her direction in life. We discuss how she go into working with hair and what led her to try out modeling. Alexandra explains how modeling is a fun hobby that helps her destress and express herself too Join us in this powerful conversation on taking control of your life, finding a fun hobby, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

If you're a parent, do you remember one day when you had fun with your kids doing things that weren't tied down to going on a (rare) yearly vacation or a holiday gathering?Unfortunately, most parents are living the lives of event planners, carting their kids from home to school, birthday parties, recitals, large family gatherings and too many youth sports and hardly anyone is having any fun (or getting much sleep).Do you want to parent your kids in a more holistic, connected way that teaches them how to be their best selves and allows you to live your best life too? Robyn and Victor Robledo, the nomads with a purpose who raised their five kids on the road, will show you how this week on Spirit Gym.Learn more about Robyn, Victor and their family at the Nomads With a Purpose website and Robyn's website. Check out their adventures on YouTube, Instagram, Facebook and TikTok. Contact Victor and Robyn via email for information about their services.Timestamps4:39 Building a business as a couple at age 20 on the fly and figuring it out.8:11 Victor's extreme adrenal fatigue and subsequent panic attack changed everything.16:15 Victor's collision course with trauma.20:46 Leaving Southern California to explore the world.29:24 Two parents and five kids living on the road on about 150 euros ($174) a day.32:37 Paul's collision course with seasonal affective disorder.39:08 There's something amazing about waking up and choosing what you want to do today, not what you have to do.47:53 Are you so afraid of your kids that they will reject you?55:12 “There's no self-growth in me sitting on the sidelines of another soccer game.”1:04:54 What started as homeschooling eventually became unschooling.1:13:09 Robyn and Victor raised a family of seven on roughly $4,000 per month while living on the road.1:32:39 The Five Pillars of healthy living Robyn and Victor have used to build their family.ResourcesThe Road Less Traveled: Why You Shouldn't Give Up Your Comfy Couch, Hot Showers and Steady Paycheck by Robyn RobledoGabriela Robledo's TEDx Talk on How to Find Purpose and Personal PowerFind more resources for this episode on our website.Music Credit: Meet Your Heroes (444Hz), Composed, mixed, mastered and produced by Michael RB Schwartz of Brave Bear MusicThanks to our awesome sponsors:PaleovalleyBIOptimizers US and BIOptimizers UK PAUL15Organifi CHEK20Wild PasturesPique LifeCHEK InstituteWe may earn commissions from qualifying purchases using affiliate links.

What if real-time data and AI could transform compliance from a regulatory burden into a competitive advantage?In this episode of Making Risk Flow, Pierre-Henri Janssens, CEO and Cofounder of Topograph, joins host Jake Harding to rethink compliance in insurance from first principles. They discuss why treating compliance as a regulatory burden limits growth, while real-time data and transparent workflows turn it into a competitive advantage. Pierre-Henri explains how connecting directly to official registries improves data accuracy, how vertical AI enhances document extraction, and why prioritizing high-impact signals prevents data overload.The conversation also explores the build-versus-buy dilemma, the complexity of scaling across jurisdictions, and how orchestrating best-in-class solutions accelerates onboarding and improves conversion. It's a pragmatic look at how insurers can transform compliance into measurable business value.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

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What if insurance workflows could evolve faster than regulation itself? In his third appearance on Making Risk Flow, Bryan Falchuk, best-selling author, speaker,  life coach and President and CEO of PLRB, joins host Jake Harding to rethink modernization of Insurance from first principles. They discuss why layering AI onto legacy systems only reinforces the iteration trap, while agentic AI enables carriers to redesign processes around real-time data orchestration. Bryan explains why implementation can shrink from years to weeks, how orchestration replaces brittle workbenches, and why design thinking is the unlock for cultural change. The conversation also explores the shifting role of underwriters and claims professionals, from data processors to strategic advisors. It's a clear-eyed look at how insurers can build adaptive, future-ready operations without wholesale system replacement today.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Get the FREE Mid-Term Rental Insurance Blueprint: https://experimentrealestate.com/#blueprint In this sharp and perspective-shifting episode of In The Lab, Ruben breaks down a realization that most entrepreneurs miss: you don't need to build everything to win—you just need to understand where you fit in the ecosystem.Early in the episode, he references Episode 351: “The Five Pillars of Success in 2026,” where he introduced the framework of relationships, resourcefulness, resilience, speed, and standards—principles he continues to double down on as he navigates higher-level rooms and bigger opportunities.Fresh off a major industry conference, he pulls back the curtain on how trillion-dollar insurance systems actually operate, revealing the layered structure between carriers, third-party administrators, adjusters, and housing providers. Instead of trying to control every piece, the biggest players focus on one thing and outsource the rest—and that's where the real opportunities live.Ruben shares how this applies directly to real estate investors and operators, especially those transitioning from short-term rentals into mid-term insurance housing. From understanding who the real decision-makers are, to identifying where value is created (and paid for), this episode reframes how to think about scale, leverage, and positioning.He also dives into the importance of standards, knowing what your time is worth, and why trying to do everything yourself is one of the fastest ways to stay stuck. The operators who win are the ones who stay in their lane, build relationships in the right rooms, and plug into systems that are already moving at scale.Tune in now to learn how to stop overcomplicating your growth, find your position in the ecosystem, and start playing a bigger game.#PlayYourRole #EntrepreneurMindset #RealEstateInvesting #MidTermRentals #InsuranceHousing #WealthStrategy #ScaleSmart #BusinessGrowth #Leverage #HighPerformance

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding sits down with Jay Wallace of VulnCheck about how real-time exploit intelligence is reshaping cyber insurance. They unpack why traditional CVSS scoring falls short and how modeling threat actor behaviour offers a clearer picture of risk. Jay explains how carriers can use machine-readable data feeds to automate underwriting and continuously monitor exposure post-binding. The conversation also highlights the value of proactive threat notifications in reducing claims and strengthening client trust. Jay and Jake also explore how AI and automation enhance, not replace, analysts, and why the most successful insurers are shifting from a profit-centric mindset to a partnership-driven approach focused on prevention, resilience, and long-term value creation.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

This week, Dr. Robert S. Murphy (Citation 40 , Citation 63) joins us as a contributing interviewer! His guest is Dr. Tracey Tokuhama-Espinosa, Professor at Harvard University. If you are interested in being a contributing interviewer, please email us (LostInCitations@gmail.com) or visit the website for more details: Guide For Contributors Books: 1.     Tokuhama-Espinosa, T. (2021). Bringing the neuroscience of learning to online teaching. Columbia University Teachers College Press. 2.     Tokuhama-Espinosa, T. (2019). The five pillars: Redesigning education to suit the brain. New York, NY: W. W. Norton. 3.     Tokuhama-Espinosa, T. (2018). Neuromyths: Debunking false ideas about the brain. New York, NY: W. W. Norton. 4.     Tokuhama-Espinosa, T. (2014). Making classrooms better: 50 practical applications of Mind, Brain, and Education science. New York: W.W. Norton. ISBN-10: 0393708136 | ISBN-13: 978-0393708134. Professional links: Harvard University. Extension School: “Neuroscience of Learning: An Introduction to Mind, Brain, Health, and Education” LinkedIn Profile Connections: The Learning Sciences Platform

***TRIGGER WARNING - Conversations about severe mental health struggles*** On this episode, Tyler Valerio rejoins the podcast for the first time since his last appearance on episode 146. Tyler catches us up on everything that has happened since the episode aired in 2023. He talks about going on a bachelors trip that lead him into psychosis. Tyler shares details about his experience during psychosis and what it felt like. Also, discusses reaching a turning point in his mental health battle with being bipolar where he posted on the internet looking for answers. This decision changed the course of Tyler's life and opened up a new opportunity to try Transcranial Magnetic Stimulation (TMS). Tyler explains his journey during TMS and how he wanted to document the process in hopes to help educate others. Join us in this authentic conversation on therapy, advocacy, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

In this episode of The Kubik Report, Victor Kubik sits down with longtime colleague Steve Buchanan to discuss the convergence of significant world events and their prophetic implications. Steve, known for his work with the World News in Prophecy Review newsletter, brings thoughtful insight into global trends through a biblical lens. Together, they explore rising tensions in the Middle East—particularly around the strategically vital Straits of Hormuz—and consider how these developments may fit into the broader framework of end-time prophecy. A key part of the discussion centers on the Five Pillars of Prophecy, which provide a structured framework for understanding how major prophetic themes align with current world conditions. The conversation moves beyond headlines into deeper, timeless questions: Where are we in the flow of history? Who are we as God's people in this moment? Links: https://worldnewsandprophecyreview.com/2026/04/06/are-two-end-time-trends-converging/ Subscribe to Steve Buchanan's World News and Prophecy at https://worldnewsandprophecyreview.com/home/    

In this episode of Making Risk Flow: Exploring the Ecosystem, host Juan de Castro sits down with Nicolas Zerbib, Co-President and CIO at Stone Point Capital, to unpack how AI is reshaping, not replacing, the insurance brokerage model. Nick explains why retention and complexity remain the strongest defenses against disruption, and how brokers can use AI to improve efficiency without losing their edge. From reducing operating costs to enhancing onboarding and preserving institutional knowledge, AI emerges as a powerful enabler rather than a threat. The conversation also highlights the structural advantages of the broker channel, including regulatory accountability and E&O risk, which AI cannot easily replicate. For brokers and investors alike, this episode offers a clear, tactical playbook for thriving in a rapidly evolving insurance landscape.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

What if cognitive decline in your 60s, 70s, and 80s is not inevitable — but largely a function of choices you’re making right now? What can you do to stay sharp in retirement? Dr. Majid Fotuhi is a neurologist, who teaches at Johns Hopkins University, and the author of The Invincible Brain: The Clinically Proven Plan to Age-Proof Your Brain and Stay Sharp for Life. He has spent decades studying the most malleable structure in the human brain, the hippocampus, and what he’s found challenges almost everything most people believe about aging and the mind.  The brain can grow. New neurons can form at any age. The most powerful predictor of late-life cognitive health is not your genes — it’s your daily habits. And retirement, done the traditional way, is one of the most reliable accelerants of cognitive decline that exists.  In this episode, Dr. Fotuhi walks us through his Five Pillars of Brain Health, the science of neuroplasticity, and what the research says about exercise, sleep, stress, nutrition, and brain training. He also shares one of the most remarkable patient stories of his career including a woman who arrived at his clinic in a wheelchair, seemingly destined for a nursing home, and left 12 weeks later looking for a new job.  If there’s one conversation that makes the case for designing an active, engaged, and cognitively rich retirement life, this is it. _________________________ Bio Dr. Majid Fotuhi is a neurologist and neuroscientist who has spent more than three decades studying memory, aging, and Alzheimer's disease. He trained at Harvard Medical School and Johns Hopkins University, where he later served on the faculty and taught neuroscience to students and physicians. Over the course of his career, Dr. Fotuhi has evaluated thousands of patients with memory concerns and has researched how lifestyle, medical health, and brain biology interact. His work focuses on a central question: why do some people remain mentally sharp into their 80s and 90s while others develop cognitive decline? To answer this, he developed a practical brain-health program that integrates exercise, nutrition, sleep, stress management, and cognitive training. His research and clinical experience led him to write The Invincible Brain, a guide designed to help readers strengthen memory, improve focus, and reduce their risk of dementia by building what he calls “brain reserve.” Dr. Fotuhi is also the founder of NeuroGrow Brain Fitness Center and frequently lectures to physicians, corporations, and community groups about preserving cognitive vitality across the lifespan. His goal is to shift the public conversation about aging—from fear of Alzheimer's disease to proactive brain health. He lives in the Washington, DC area with his family and continues to teach, write, and develop educational programs that empower people to take an active role in protecting their brains. __________________________ For More on Majid Fotuhi The Invincible Brain: The Clinically Proven Plan to Age-Proof Your Brain and Stay Sharp for Life NeuroGrow Brain Fitness Center __________________________ Retirement Podcast Conversations You May Also Love Make Your Next Years Your Best Years – Harry Agress, MD Why Brains Need Friends – Ben Rein Breaking the Age Code – Dr. Becca Levy Why We Remember – Charan Ranganath ____________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 2 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. ______________________________ Wise Quotes On Retirement and Your Brain “The idea that you retire and now you relax, you sit by the pool and just do crossword puzzles, is not a good idea. I view retirement as a new childhood. I think that as I’m in my 60s now, it’s like a new world. You can choose how busy you will be by the decisions you make. A mistake that people commonly make about retirement is to think that they just need to have enough money. What they don’t realize is the cognitive reserve — that’s the most important factor. Your brain is your biggest asset. And the good news is that you can keep on growing your brain reserve in your 70s and 80s. On Lifestyle vs. Genetics “Genetics play a strong role for early-onset Alzheimer’s disease. However, the most common form — late-onset Alzheimer’s disease — has a small genetic component. If you have a grandmother or parents who developed Alzheimer’s in their 80s, your risk may go from 2% to 4%. However, if you have poor lifestyle choices — diabetes, obesity, sedentary lifestyle, too much stress, lack of brain activity — your risk is 16-fold higher. Your 2% chance becomes a 32% chance. In summary, your lifestyle choices have a much stronger role in your cognitive function in late life than genetics do for late-life Alzheimer’s disease.” On the Power of Narrative “So much of what happens to our brain depends on the narrative that we have in our head about how things should happen. If you think you’re going to decline as you go into your sixties and seventies, you will. But if you have the narrative that, hey, I may be forgetting names a bit more often, but look at all the things I’m doing, look at how I’m impacting my community — there are two different narratives. If you have the negative narrative, you will get there. If you have a positive narrative, you will continue on that path.” On Exercise  “Exercise is really the fountain of youth. I know people talk about it figuratively, but it really is the fountain of youth. If you could bottle the benefits of exercise and give it to people as medicine, it would reduce the risk of Alzheimer’s disease literally — not just indirectly, directly. Walking 10,000 steps a day reduces your risk of Alzheimer’s disease by 50%. Dozens of studies have shown that. Physical movement should be a priority — the number one priority. You don’t have to do a marathon or a triathlon in order to see the benefits. Walking 3,000 to 5,000 steps a day reduces the footprints of Alzheimer’s disease in the brain.” On Sleep “Sleep is not a passive process — it’s not like you’re just lying in bed doing nothing. During sleep, a lot of cleaning and rinsing happens in the brain, and your memories are being consolidated. The things that go on during deep sleep at night are similar to all the garbage collection that happens at night in New York City. Imagine if the garbage collection doesn’t happen for a month — it would be a disaster. When people cut down on their sleep, the brain is not as clean and crisp as it would be otherwise. Your neurons are very sensitive, fragile cells. When they don’t work, your brain doesn’t work, your cognitive abilities, your mood, your experience of daily life — the joy you would have otherwise is not there. Sleep is critically important for brain maintenance.” __________________________ The views and opinions expressed by guests on The Retirement Wisdom Podcast are those of the guests and do not necessarily reflect the policy or position of the host or Retirement Wisdom, LLC. The Retirement Wisdom Podcast covers the non-financial aspects of retirement. From time to time we may invite guests who discuss other aspects of retirement planning, solely for educational purposes. Listeners are advised to consult qualified financial and/or medical professionals on those matters.  

Send us Fan Mail If you've been parenting in performance mode — measuring yourself against impossible standards, running the replay of every imperfect moment, trying harder and feeling worse — this episode is your exhale. In this follow-up to Episode 135 on perfectionism, Leigh unpacks what she calls the Performance Trap: the invisible pressure to parent like you're always on stage. Using the Five Pillars of the Resiliency System, she walks through what actually shifts when moms stop performing and start simply being present — and why that shift is not a lowering of standards, but the very thing that makes everything easier. You'll come away with a clear understanding of why performance mode works against you, and practical tools for returning to your own center — calmer, more connected, and more like yourself.If you'd like to get the show notes for this episode, head to: https://leighgermann.com

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Nick Franz, founder of Altitude Intelligence, on why traditional underwriting data can obscure true risk exposure. Due to his background in intelligence, Nick has asked that we protect his identity. Nick shares how geospatial and spatial intelligence, rooted in military tradecraft, can transform insurance decision-making. They explore why risk must be understood as a dynamic system, not a static label, and how embedding context at data ingestion enables faster, more accurate underwriting. From identifying hidden dependencies to avoiding outdated datasets, the conversation reveals how leading insurers are building a durable competitive edge. The takeaway is clear: those who integrate intelligence-driven insights today will outperform, while others risk compounding losses and blind spots.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Show Notes/Brief Summary/Blog Post:In this episode of the We Have Hope podcast, Kim Dully interviews Patch Crowe, the Director of Media for The Good and the Beautiful, a popular homeschool curriculum company. Patch shares insights into the curriculum's five pillars, its accessibility, and the role of religion within the materials. He discusses the importance of community feedback and support for first-time homeschoolers, emphasizing the flexibility and adaptability of homeschooling. The conversation highlights the challenges and joys of parenting and education, ultimately conveying a message of hope and confidence in parents' abilities to provide for their children's education.Chapters:00:00 Introduction to The Good and the Beautiful01:49 Overview of The Good and the Beautiful Curriculum04:03 The Five Pillars of Education04:53 Curriculum Structure and Subject Coverage07:46 Religious Themes and Flexibility in Curriculum09:58 History and Evolution of The Good and the Beautiful12:34 Feedback and Community Engagement15:23 Support for First-Time Homeschoolers16:53 Personal Experiences in Homeschooling18:17 Navigating Parenting Expectations20:09 The Importance of Flexibility in Education21:59 Curriculum Insights and Educational Resources27:55 Homeschooling Dynamics and Daily Routines29:39 Finding Hope in Parenting Challenges33:16 We Have Hope Kim Outro.mp3Episode Highlights:The Good and the Beautiful focuses on five main pillars: appreciation for God, family, nature, wholesome art, and strong teaching methods.The curriculum is designed to be easy to teach and enjoyable for students.Parents can access a variety of resources, including free materials, to support their homeschooling journey.The curriculum incorporates Christian themes but is not overly religious, allowing for secular use.Community feedback is essential for curriculum development and improvement.Support for first-time homeschoolers includes Facebook groups and a YouTube channel with helpful resources.Homeschooling can be flexible, with lessons tailored to each child's needs and learning styles.Parents are encouraged to trust their instincts and adapt their teaching methods as needed.The Good and the Beautiful offers a range of subjects and grade levels, including high school courses.The podcast emphasizes the importance of hope and confidence in parenting and education.More on The Good and The Beautiful:Website: Good and the BeautifulInstagram: https://www.instagram.com/thegoodandthebeautiful/Facebook: https://www.facebook.com/thegoodandthebeautiful/More on Love Your School/Links Mentioned in Episode:Visit Our Show Notes Page HERE!Questions? Email Us! kim@loveyourschool.org www.loveyourschool.orgVisit our Facebook HERE!Visit our Instagram HERE!This show has been produced by Love Your School WV.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Juan de Castro speaks with Sam Lewis, VP of Product, Engineering, and Data at Cytora, about how agentic AI is reshaping insurance workflows. They explore the shift from manual, fragmented processes to seamless, stateful systems that use memory and context to manage end-to-end submissions. Sam explains why the real barrier to digitization has been behavioral, not technical, and how designing for zero workflow disruption drives adoption among brokers. The conversation unpacks how AI agents increase underwriting capacity, improve responsiveness, and enable more consistent risk selection. They also discuss routing submissions intelligently, closing data gaps through enrichment, and freeing underwriters to focus on judgment-based decisions. The result is a more scalable, efficient, and accessible insurance ecosystem powered by always-on automation and intelligent orchestration.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Buffmetal Justin is a musician. On this episode, Buffmetal Justin dives into his family dynamic and getting some of his personality from his father. Buffmetal Justin talks about developing an early love for music specifically metal. He explains that he decided to join the Army after high school and spent 7 years in it. Afterwards, he goes into deciding to lean back into music and truly be himself. Buffmetal Justin dives into how much he values creating and reviewing music in his space. We discuss the importance of being consistent at something and how being yourself is always the better path to pursue. Join us in this rock heavy conversation about metal music, consistency, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Episode SummaryGeopolitical events feel catastrophic in the moment — but history says otherwise. In this episode of the Weekly Wealth Podcast, Certified Financial Planner David Chudyk breaks down exactly what investors should (and shouldn't) do during the ongoing Iran conflict and the market volatility it has created. From reevaluating your risk tolerance to turning off the news, David shares the same actionable strategies he discusses daily in his wealth management practice with business owners, high-net-worth individuals, and mass affluent clients.If you've been watching the markets with anxiety lately, this episode is your antidote.What's Covered in This EpisodeWhat history tells us about markets and geopolitical crisesHow to reevaluate your risk tolerance without panic sellingWhy cash and cash equivalents matter more than you thinkTax loss harvesting explained — how to turn a down market into a tax advantageRoth conversions during a market dip — why NOW could be the perfect timeHow to build a personal "Financial Fortress" that weathers any stormWhy social media and cable news are engineered to cost you moneyWhat you should absolutely NOT do during market volatilityA real client story about staying calm and coming out aheadKey Talking Points & Timestamps

Dr. Adam Dorsay introduces SuperPsyched and interviews neurologist and Johns Hopkins professor Dr. Majid Fotuhi about keeping the brain resilient and reducing Alzheimer's risk. Fotuhi describes the brain's capacity to recover and adapt, citing cases of major brain injury and hemispherectomy, and challenges the myth that Alzheimer's is inevitable with age, noting “super agers” and emphasizing “use it or lose it.” He outlines five key pillars for brain health: exercise, 7–8 hours of sleep, a Mediterranean/heart-healthy diet, stress reduction, and daily cognitive challenge. He reports a 12-week program in which 84% of patients improved on cognitive tests and many increased hippocampal volume by 1–3%. They discuss sleep apnea as a serious risk, cortisol's harmful effects from chronic stress, managing repetitive negative thoughts, adopting growth mindset and broader views of intelligence, and choosing daily practices that build happiness.00:00 Welcome to SuperPsyched00:28 Why Brain Health Matters01:02 Meet Dr Majid Fotuhi02:51 The Invincible Brain Stories05:16 How the Brain Compensates06:48 Alzheimers Myths and Super Agers11:06 Use It or Lose It Mindset13:21 Beyond IQ Multiple Intelligences18:01 Growth Mindset Builds the Brain20:56 Reversing Aging in 12 Weeks23:12 Five Pillars of Brain Health25:36 Sleep Apnea and Brain Damage28:02 Exercise Is Nonnegotiable29:59 A Neurology Insider Story30:33 Three Pillar Basics31:20 Lifestyle Intelligence32:43 Teeth And Brain Care34:36 Culture And Identity Habits36:01 Stress Shrinks Hippocampus39:44 Reframing Stress Mindset41:18 Stop Negative Loops45:42 Morning Gratitude Practice49:44 Challenge Your Brain52:12 Happiness Is A Choice55:15 Small Things Compound56:41 Closing Thanks And SubscribeHelpful Links:Dr. Mahid FotuhiDr. Mahid Fotuhi Johns HopkinsDr. Mahid Fotuhi YouTubeThe Invincible Brain: The Clinically Proven Plan to Age-Proof Your Brain and Stay Sharp for Life Book

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Jon Francis, Chief Product Officer at Chimnie, about why the future of property insurance underwriting depends on transparent, high-quality data. Jon explains how flawed or overly averaged property data can distort rebuild cost models, misprice risk, and ultimately drive adverse selection across insurance portfolios. He outlines practical methods for validating external data providers at scale, including large-volume testing to uncover hidden discrepancies that vendor samples often miss. The conversation also introduces a structured approach for transitioning to more accurate data systems while maintaining internal trust and regulatory confidence. From uncovering edge-case property characteristics to enabling frictionless quote journeys, Jon shows how granular property intelligence can become a powerful competitive advantage for insurers willing to modernize their risk data infrastructure.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Join Lisa Foster as she sits down with certified hypnotherapist and mental fitness coach Pennie Wilson for an insightful episode on emotional regulation. Together, they unpack the true essence of emotional regulation and how to remain calm enough to tap into our inner wisdom. Discover the transformative Five Pillars of Calm and gain practical, actionable strategies for navigating life's challenges with grace. Through engaging conversation and relatable examples, Lisa and Pennie dive into the complexities of motherhood and offer guidance on retraining your brain and body to respond with calm, confidence, and compassion. If you're seeking a more peaceful and balanced everyday life, this episode is a must-listen!About Pennie Wilson:Website: https://kokorocreators.com/Instagram: https://www.instagram.com/kokoro.creators/Facebook: https://www.facebook.com/kokorocreatorsLinkedIn: https://www.linkedin.com/in/pennie-wilson-mental-fitness-coach/YouTube: https://www.youtube.com/@kokorocreatorsAbout the Host:Real Life Momz on Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/reallifemomz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Real Life Momz on Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/reallifemomzpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow on Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@reallifemomzpodcast4048?si=jj5bQ_Afhyl0ZNi7⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Andre Marines is an entrepreneur. On this episode, Andre opens up about his family dynamic and growing up in a household where his parents co-parented to give him a chance at success. Andre dives into his early love for baseball and MMA during his youth. We share our experiences playing youth sports and how valuable it was for us growing up. Also, he explains how his father introduced him to real estate at an early age which eventually allowed him to get into the industry. Andre discusses some of the important factors in buying a house and how forming a relationship with his clients is necessary. We talk about the importance of perseverance in pursuing passions too. Join us in this passionate conversation on business, real estate, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In this episode, Coach Ken and Graham dive into a real and honest conversation about the realities of living with Type 1 diabetes.They begin by discussing Ken's recent interview with Katie Beth Hand, Patient #9 in the Eledon clinical trial, a groundbreaking study exploring new approaches to islet cell transplantation. The conversation touches on how these evolving trials may one day contribute to a potential cure for Type 1 diabetes and why the current research landscape is more promising than ever before. From there, the discussion shifts into everyday diabetes management—covering topics like CGM fatigue, taking breaks from technology, and the importance of understanding your relationship with diabetes tools like pumps and continuous glucose monitors.Ken and Graham also explore the mental side of diabetes management, debating different coaching styles, the role of tough love versus compassion, and why communication matters when helping others navigate the challenges of diabetes.What You'll Learn in This Episode• The difference between emerging diabetes cure trials like Eledon and Vertex• Why researchers believe multiple trials may eventually combine into a cure strategy• The pros and cons of taking a break from CGMs or diabetes technology• Why fingerstick glucose meters are still important tools• How insulin timing and digestion impact overnight blood sugars• The debate between “tough love” coaching and compassionate coaching• The role mental health plays in diabetes management• Ken's Five Pillars of Diabetes Success• An introduction to the new 5 Lessons You Can't Learn From Your Doctor program

In this episode of Making Risk Flow, host Juan de Castro speaks with Bill Harris and Drake Slaikeu-Lawhead of ITC Vegas about how insurance growth hinges less on tools and more on connection. They explore how Insurtech Connect's “neighbourhood” model helps carriers, brokers, and agents navigate 700+ vendors by organising solutions around real business needs. The conversation dives into AI's impact on distribution, streamlining ACORD processing, claims, and upstream risk transfer, while reinforcing that independent agents remain essential for trust-based advice. As pilots shrink from years to months, speed to impact becomes the new competitive edge. Yet in a digital-first era, they argue that face-to-face interaction still drives the most valuable outcomes. Serendipity, not just software, is what truly keeps risk flowing.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Brennan Fromm is an actor and model. On this episode, Brennan opens up about his family dynamic and what it was like growing up. Brennan dives into some of the struggles of going through high school during covid. We discuss the issue that future generations will face after losing multiple years of face to face schooling. Also, Brennan talks about his battle with crippling OCD and explains his journey working to live with it. He mentions being introduced to alternative medicine called neurofeedback therapy which helps regulate brainwave activity and is shown to help many struggling with their mental health. We dive into the importance of alternative medicines and focusing on your mental health before worrying about other things in life. Join us in this powerful conversation on acting, alternative medicine, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

If you're living in constant stress, you might be shrinking the part of your brain that helps you think clearly. In this episode, Dr. Majid Fotuhi breaks down burnout, brain fog, and why “everything feels hard.” You'll get a practical recovery plan built around sleep, movement, stress regulation, and neuroplasticity. And how to stop rumination before it rewires your brain in the wrong direction. If you've been feeling overwhelmed, scattered, forgetful, or like you're constantly behind, this conversation may shift how you understand stress and burnout. Chronic stress and burnout don't just affect your mood,  they impact brain health, memory, attention, and decision-making. When your brain isn't functioning well, everything feels heavier than it needs to. We talk about brain fog causes, how poor sleep disrupts your brain's nightly cleaning system, and why elevated cortisol over time can shrink the hippocampus. We also explore ADHD symptoms and attention struggles through a new lens. Are you dealing with true ADHD, or the effects of sleep deprivation, digital overload, and chronic stress? You'll hear practical ADHD tips, how to get rid of brain fog, and simple ways to build real stress resilience. This episode also dives into rumination and negative neuroplasticity, how repetitive negative thoughts strengthen neural pathways that reinforce burnout. The good news? The brain is malleable. You can interrupt those patterns and strengthen new ones. As you listen, I'd love for you to consider: What if feeling better isn't just about changing your thoughts — but about strengthening your brain? And what small shift this week could begin healing stress and burnout at the root? Episode Breakdown: 00:00 Stress and Burnout: Why Everything Feels Hard 04:00 Brain Fog Causes and Early Signs of Burnout 09:04 Sleep and Brain Health 21:23 ADHD Symptoms or Chronic Stress? 30:23 Rumination and Negative Neuroplasticity 42:06 Creating Space to Reduce Stress 52:26 The Five Pillars of Brain Health If you're recognizing yourself in this conversation — feeling foggy, overwhelmed, or stuck in stress loops — I'd love to invite you to schedule a free consultation with me or someone on my team. Think of it as a reset conversation. A private, secure space where you can share what's been weighing on you and what you want to feel different. You'll answer three quick questions so we can match you with the right counselor or coach. It only takes a couple of minutes to book a consultation, and it's my way of helping you take a supported first step toward clearer thinking, stronger stress resilience, and better brain health. Let's find the right support for you. xoxo, Dr. Lisa Marie Bobby Growing Self Special thanks to this month's sponsors of the Love, Happiness and Success Podcast: Shopify — The all-in-one platform for building and growing your online business. Visit shopify.com/lhs to explore their tools and access exclusive listener discounts. Working Genius — A powerful assessment that helps entrepreneurs and leaders focus on what they naturally do best. Get 20% off with code LHS at workinggenius.com

In this episode of the Gladden Longevity Podcast, Dr. Jeffrey Gladden and neurologist Dr. Majid Fotuhi discuss building an "Invincible Brain." Challenging the myth that cognitive decline is inevitable, Dr. Fotuhi outlines five pillars—exercise, sleep, nutrition, stress management, and brain training, proven to increase brain volume and neuroplasticity. The discussion highlights how racket sports and balance training activate the cerebellum to boost overall function and reduce Alzheimer's risk. By consistently challenging the nervous system, you can shift the aging paradigm, achieving mental sharpness and vitality well into your 80s and 90s. This is the blueprint for lifelong brain health.     For Audience ·       Use code 'Podcast10' to get 10% OFF on any of our supplements at https://gladdenlongevityshop.com/ !      Takeaways ·       Cognitive decline is often driven by lifestyle factors. ·       Maintaining a healthy lifestyle can mitigate cognitive decline. ·       Physical activity, especially balance training, is crucial for brain health. ·       Aging should be viewed as an opportunity for growth, not decline. ·       Trauma and psychological health significantly impact cognitive function. ·       Neuroplasticity allows the brain to change and adapt throughout life. ·       Stress management techniques can improve brain function and resilience. ·       Mindset plays a critical role in how we perceive aging and health. ·       Engaging in new activities can enhance brain health and longevity. ·       Everyone has the potential to improve their cognitive abilities at any age.       Chapters 00:00 Introduction to Cognitive Health and Aging 04:46 The Five Pillars of Brain Health 08:41 Challenging the Brain for Longevity 11:28 Mindset Shift on Aging 14:24 Reversing Cognitive Decline 19:00 Understanding Trauma and Its Impact 23:32 Healing from Psychological Trauma 24:31 Neuroplasticity and the Brain's Ability to Change 28:17 Genetics and Neurotransmitter Functionality 31:35 Mastering Stress and Achieving Flow State 32:58 Mindset and Personal Growth 37:40 Agency and Joy in Life 39:46 Understanding Glutamate and Its Effects 43:12 Rebuilding the Brain and Cognitive Improvement   To learn more about Dr. Majid Fotuhi: Website: https://biologyoftrauma.com/ Reach out to us at:    Website: https://gladdenlongevity.com/     Facebook: https://www.facebook.com/Gladdenlongevity/    Instagram: https://www.instagram.com/gladdenlongevity/?hl=en     LinkedIn: https://www.linkedin.com/company/gladdenlongevity    YouTube: https://www.youtube.com/channel/UC5_q8nexY4K5ilgFnKm7naw      Gladden Longevity Podcast Disclosures Production & Independence The Gladden Longevity Podcast and Age Hackers are produced by Gladden Longevity Podcast, which operates independently from Dr. Jeffrey Gladden's clinical practice and research at Gladden Longevity in Irving, Texas. Dr. Gladden may serve as a founder, advisor, or investor in select health, wellness, or longevity-related ventures. These may occasionally be referenced in podcast discussions when relevant to educational topics. Any such mentions are for informational purposes only and do not constitute endorsements. Medical Disclaimer The Gladden Longevity Podcast is intended for educational and informational purposes only. It does not constitute the practice of medicine, nursing, or other professional healthcare services — including the giving of medical advice — and no doctor–patient relationship is formed through this podcast or its associated content. The information shared on this podcast, including opinions, research discussions, and referenced materials, is not intended to replace or serve as a substitute for professional medical advice, diagnosis, or treatment. Listeners should not disregard or delay seeking medical advice for any condition they may have. Always seek the guidance of a qualified healthcare professional regarding any questions or concerns about your health, medical conditions, or treatment options. Use of information from this podcast and any linked materials is at the listener's own risk. Podcast Guest Disclosures Guests on the Gladden Longevity Podcast may hold financial interests, advisory roles, or ownership stakes in companies, products, or services discussed during their appearance. The views expressed by guests are their own and do not necessarily reflect the opinions or positions of Gladden Longevity, Dr. Jeffrey Gladden, or the production team. Sponsorships & Affiliate Disclosures To support the creation of high-quality educational content, the Gladden Longevity Podcast may include paid sponsorships or affiliate partnerships. Any such partnerships will be clearly identified during episodes or noted in the accompanying show notes. We may receive compensation through affiliate links or sponsorship agreements when products or services are mentioned on the show. However, these partnerships do not influence the opinions, recommendations, or clinical integrity of the information presented. Additional Note on Content Integrity All content is carefully curated to align with our mission of promoting science-based, ethical, and responsible approaches to health, wellness, and longevity. We strive to maintain the highest standards of transparency and educational value in all our communications.

Most people spend their entire lives marching toward someone else's definition of success, then wonder why they feel empty when they finally arrive. Sahil Bloom calls this the “arrival fallacy,” the lie that happiness lives on the other side of the next achievement, promotion, or milestone. In this powerful conversation, Sahil shares the exact moment he realized his definition of wealth was incomplete, the framework for identifying your meaningful struggles, and practical rituals for creating space in a world designed to keep you overstimulated and reactive. Your life changes when you close the gap between what you say matters and what your actions prove matters. CLICK HERE TO BECOME GARY'S VIP!: https://bit.ly/4ai0Xwg Get Sahil Bloom's book, “The 5 Types of Wealth“ here: https://www.the5typesofwealth.com/   Listen to "Curiosity Chronicle" on all your favorite platforms!  Spotify:  Apple Podcasts: https://podcasts.apple.com/us/podcast/curiosity-chronicle/id1618515146 Connect with Sahil Bloom Website: https://www.sahilbloom.com/#Hero YouTube: https://youtube.com/@sahil_bloom?si=gnafU7XoDD2wmw_- Instagram: https://www.instagram.com/sahilbloom/?hl=en TikTok: https://www.tiktok.com/@sahilbloom?lang=en Facebook: https://www.facebook.com/Sahil-Bloom-100086913108285/?wtsid=rdr_0qwtpl8PTlTO0V7su X.com: https://x.com/SahilBloom LinkedIn: https://www.linkedin.com/in/sahilbloom Thank you to our partners A-GAME: “ULTIMATE15” FOR 15% OFF: http://bit.ly/4kek1ij AION: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD AIRES: "ULTIMATE20 " FOR 20% OFF: https://bit.ly/4a3Duze BAJA GOLD: "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa BODYHEALTH: “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV CARAWAY: “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC COLD LIFE: THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp GENETIC METHYLATION TEST (UK ONLY): https://bit.ly/48QJJrk GENETIC TEST (USA ONLY): ⁠https://bit.ly/3Yg1Uk9 GOPUFF: GET YOUR FAVORITE SNACK!: https://bit.ly/4obIFDC H2TABS: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg HEALF: 10% OFF YOUR ORDER: https://bit.ly/41HJg6S PEPTUAL: “TUH10” FOR 10% OFF: https://bit.ly/4mKxgcn RHO NUTRITION: “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 SNOOZE: LET'S GET TO SLEEP!: https://bit.ly/4pt1T6V WHOOP: JOIN & GET 1 FREE MONTH!: https://bit.ly/3VQ0nzW Watch  the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Timestamps 00:00 Intro of Show 04:48 The Perspective that Shifted Sahil's Life 15:04 What Do You Measure in Life? 20:26 The Five Types of Wealth 23:24 Where to Start in Building Your Dream Life? 27:06 Loneliness as the Real Pandemic 33:37 Being Comfortable with Being Bored 40:40 Day in the Life of Sahil 43:06 Defining Your Non-Negotiables 47:12 Sahil's Entrepreneurial Journey 48:01 Investing in People vs. Idea 56:05 Mindset for Success 59:30 Meditation to Create Space in Your Life 1:07:19 What does it mean to you to be an Ultimate Human? Disclaimer: This podcast is for informational purposes only and does not provide medical advice. It is not intended for diagnosing or treating any health condition. Always consult a licensed healthcare professional before making health or wellness decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Making Risk Flow, host Jake Harding speaks with Bryan Falchuk, author of the Future of Insurance series, about why insurance's next competitive edge lies in intelligence, not efficiency. Bryan argues that carriers focus too heavily on operational optimisation when profitability depends on understanding and managing loss ratios. He introduces the “how might we” mindset as a way to break through cultural resistance and reframe constraints as opportunities. The conversation explores AI as a bridge between legacy systems and modern analytics, enabling transformation without massive system overhauls. Bryan also examines how misaligned incentives, complacency, and leadership hubris quietly undermine long-term strategy. Ultimately, he makes the case that curiosity, humility, and proactive risk intelligence will define the insurers that thrive in an era of rapid technological change.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Andy McCann is a seasoned health and fitness advocate, entrepreneur, and educator with over 18 years of experience helping people improve their lives through practical, sustainable habits. A Georgia Tech graduate with a degree in Electrical Engineering, Andy shifted from a successful career in tech sales to focus on fitness and wellness, becoming the owner of CrossFit Garage in Woodstock, Georgia. He also co-created Garage Fitness Online, a platform that supports garage and home gym athletes with expert programming and a supportive community. Andy's philosophy centers on his Five Pillars of Health and Longevity—Eat, Sleep, Move, Think, and Connect—offering a … Continue reading →

In this episode of Making Risk Flow, host Juan de Castro speaks with David McMillan, former CEO of esureGroup, to unpack how a mid-sized insurer reinvented itself under private equity ownership. Facing COVID-19, reserve pressures, a soft market, and geopolitical disruption, the company leaned into culture, clarity, and modern technology to outpace larger rivals. David shares why building a high-performing team starts with shared values, how blending insurance expertise with external digital talent accelerates innovation, and why cloud-native, API-driven architecture is essential for real-time decision-making. He also explains how to shift boards from traditional ROI forecasts to agile, outcome-based governance. It's a candid conversation about resilience, leadership under pressure, and why staying smaller, more agile, and hence, faster can be a lasting competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Welcome to the ThrivetimeShow.com Cleaning Business Podcast Series. During this 100 episode business coach podcast series Clay Clark teaches how you can achieve success in automotive repair, carpet cleaning, dog training, grooming, home building, home cleaning, home remodeling, manufacturing, medical, online sales, podcasting, photography, signage, skin care, and other industries. #CleaningBusinessPodcast   Where You Find Thousands of Clay Clark Client Success Stories?  https://www.thrivetimeshow.com/testimonials/    Breaking Down the 1,462% Growth of Stephanie Pipkin with Clay Clark: An EOFire Classic from 2022 - https://www.eofire.com/podcast/clayclark8/    Who is Clay Clark?  Clay Clark is the co-founder of five kids, the host of the 6X iTunes chart-topping ThrivetimeShow.com Podcast, the 2007 Oklahoma SBA Entrepreneur of the Year, the 2002 Tulsa Metro Chamber of Commerce Young Entrepreneur of the Year, an Amazon best-selling author, a singer / song-writer and the founder of several multi-million dollar businesses.  https://www.forbes.com/councils/forbescoachescouncil/people/clayclark/    Where Can You Learn More About Clay Clark? https://www.thrivetimeshow.com/need-business-coach/#coaching-about-founders    Where Can You Read Clay Clark's 40+ Books? https://www.amazon.com/stores/Clay-Clark/author/B004M6F5T4?ref=sr_ntt_srch_lnk_1&qid=1767189818&sr=8-1&shoppingPortalEnabled=true    Where Can You Discover Clay Clark's Songs & Original Music?  https://open.spotify.com/album/2ZdE8VDS6PYQgdilQ1vWTP?si=Am65WUlIQba4OLbinBYo1g