Podcasts about Five pillars

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This week on The Data Stack Show, Alexander Patrushev joins John to share his journey from working on mainframes at IBM to leading AI infrastructure innovation at Nebius, with stops at VMware and AWS along the way. The discussion explores the evolution of AI and cloud infrastructure, the five pillars of successful machine learning projects, and the unique challenges of building and operating modern AI data centers—including energy consumption, cooling, and networking. Alexander also delves into the practicalities of infrastructure as code, the importance of data quality, and offers actionable advice for those looking to break into the AI field. Key takeaways include the need for strong data foundations, thoughtful project selection, and the value of leveraging existing skills and tools to succeed in the rapidly evolving AI landscape. Don't miss this great conversation.Highlights from this week's conversation include:Alexander's Background and Early Career at IBM (1:06)Moving From Mainframes to Virtualization at VMware (4:09)Transitioning to AWS and Machine Learning Projects (8:22)What Was Missed From Mainframes and the Rise of Public Cloud (9:03)Security, Performance, and Economics in Cloud Infrastructure (12:40)The Five Pillars of Successful Machine Learning Projects (15:02)Choosing the Right ML Project: Data, Impact, and Existing Solutions (18:01)Real-World AI and ML Use Cases Across Industries (19:42)Building Specialized AI Clouds Versus Hyperscalers (22:08)Performance, Scalability, and Reliability in AI Infrastructure (25:18)Data Center Energy Consumption and Power Challenges (28:41)Cooling, Networking, and Supporting Systems in AI Data Centers (30:06)Infrastructure as Code and Tooling in AI (31:50)Lowering Complexity for AI Developers and the Role of Abstraction (34:08)Startup Opportunities in the AI Stack (38:53)When to Fine-Tune or Post-Train Foundation Models (43:41)Comparing and Testing Models With Tool Use (47:49)Skills and Advice for Entering the AI Field (49:18)Final Thoughts and Encouragement for AI Newcomers (52:31)The Data Stack Show is a weekly podcast powered by RudderStack, customer data infrastructure that enables you to deliver real-time customer event data everywhere it's needed to power smarter decisions and better customer experiences. Each week, we'll talk to data engineers, analysts, and data scientists about their experience around building and maintaining data infrastructure, delivering data and data products, and driving better outcomes across their businesses with data.RudderStack helps businesses make the most out of their customer data while ensuring data privacy and security. To learn more about RudderStack visit rudderstack.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this special compilation episode of Making Risk Flow, host Juan de Castro revisits our conversations with industry leaders Carl Bach, Johan Slabbert, Bettina Dietsche, Cassandra Vukorep, and others to explore how digital transformation and AI are revolutionising the commercial insurance sector. This episode provides a discussion on efficient operating models, integrating external and historical data for better risk assessment, and balancing automation with human expertise. Our featured guests share insights on scaling AI adoption, building future-ready teams, and tackling the complexities of data standardisation. With a focus on practical implementation and change leadership, this episode offers valuable guidance for insurance professionals navigating the evolving landscape of risk, technology, and human capital.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Elevate Care, host Kerry Perez dives into the dynamic world of healthcare leadership with Cory Geffre, MSMSL BSN, RN, Executive Vice President of Hospital Operations and Chief Nursing Officer at Altru Health. Cory takes us on his inspiring journey from bedside nursing to the executive suite, sharing hard-earned lessons and actionable insights along the way.Discover the five essential pillars of leadership—developing people, managing performance, building teams, improving operations, and achieving results—and how they can transform not just your leadership style but your entire organization. Cory also opens up about the power of self-awareness, the importance of empathy, and why continuous learning is the secret sauce for staying ahead in the ever-evolving healthcare industry.Whether you're a seasoned leader or just starting your journey, this episode is packed with wisdom, real-world strategies, and a refreshing dose of honesty about the challenges and opportunities in healthcare leadership. Chapters:00:00 Introduction to Healthcare Leadership03:00 From Bedside to Boardroom: Cory's Leadership Journey05:58 The Five Pillars of Leadership Excellence08:59 Developing People: The Heart of Leadership11:54 Building Resilient Teams That Thrive15:04 Fixing Broken Systems: Improving Healthcare Operations18:05 Driving Results Through Accountability21:55 Soft Skills That Make Hard Impacts25:00 Leading with Empathy: Why It Matters28:01 Lifelong Learning: The Key to Staying Ahead30:54 Wrapping Up: Key Takeaways for Healthcare LeadersAbout Cory GeffreCory Geffre, MSMSL BSN, RN, is the executive vice president of hospital operations and chief nursing officer at Altru, providing executive leadership for the organization and oversight of nursing practices, clinical services, and evidence-based patient care services. Geffre's passion is building dynamic, diverse and engaged teams that deliver consistent high-quality healthcare to patients. Geffre has over 22 years of experience in healthcare leadership, business development and operational efficiency. Sponsors: We're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare. Learn how AMN Healthcare's workforce flexibility technology helps health systems cut costs and improve efficiency. Click here to explore the case study and discover smarter ways to manage your resources!Discover how WorkWise is redefining workforce management for healthcare. Visit workwise.amnhealthcare.com to learn more.About The Show: Elevate Care delves into the latest trends, thinking, and best practices shaping the landscape of healthcare. From total talent management to solutions and strategies to expand the reach of care, we discuss methods to enable high quality, flexible workforce and care delivery. We will discuss the latest advancements in technology, the impact of emerging models and settings, physical and virtual, and address strategies to identify and obtain an optimal workforce mix. Tune in to gain valuable insights from thought leaders focused on improving healthcare quality, workforce well-being, and patient outcomes. Learn more about the show here. Connect with Our Hosts:Kerry on LinkedInNishan on LinkedInLiz on LinkedIn Find Us On:WebsiteYouTubeSpotifyAppleInstagramLinkedInXFacebook Powered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if aging wasn't about being discarded, but about reclaiming your dignity and power? In this powerful episode of Innovate and Elevate, host Sharon Kedar sits down with her personal doctor, Dr. Rachel Rubin, a board-certified urologist and sexual medicine specialist. Dubbed "The Women's Dignity Doctor" by Sharon, Dr. Rubin is on a mission to fix the menopause care crisis by educating both patients and clinicians. The two unpack the systemic failures of modern medicine, from the misinterpretation of the 2002 Women's Health Initiative study to the shocking fact that doctors are still not adequately trained in women's midlife health. Dr. Rubin shares her five-step "prescribing" guide for HRT, including testosterone and vaginal estrogen, and a deeply personal story about why this work is a matter of life and death. This is a must-listen for every woman who feels like a "hot mess," or is an advocate for a woman in her life, who is not feeling like herself.What You'll Learn from this Episode:The Midlife Care Crisis: Understand why women are often left to navigate menopause symptoms like brain fog, joint pain, and sleep issues on their own, and how the medical community's siloed approach to care has failed them. Dr. Rubin explains why this is a systemic problem, not a failure of individual doctors.The "NFLM" Diagnosis: Learn about the "Not Feeling Like Myself" diagnosis that Dr. Rubin uses to describe the common, but often dismissed, symptoms of perimenopause and menopause.The Five Pillars of HRT: Get a detailed look at the five key areas of hormone replacement therapy that Dr. Rubin covers in her course for clinicians: systemic estrogen, progesterone, testosterone, vaginal hormones, and vulvar vestibule cream.A Call for Dignity: Hear why Dr. Rubin and Sharon believe that access to proper menopause care is about more than just managing symptoms—it's about a woman's fundamental dignity. Dr. Rubin shares a poignant story about a patient who was at risk of dying from a UTI due to lack of treatmentConnect with Sharon:On LinkedInOn InstagramLearn more about the Innovate and Elevate podcastSubscribe to Innovate and Elevate on YouTubeJoin the newsletter to receive the latest episodes in your inboxConnect with Dr. Rachel Rubin:On LinkedInOn InstagramLearn more on her websiteTake the Hormone Therapy for Early Adopters courseAdditional Resources:Find a sexual medicine provider at ISSWSH.orgThe 2002 Women's Health Initiative American Urologic Association guidelines on genital urinary syndrome of...

As we prepare to launch Season 8 of Clarity Generates Confidence, we're revisiting one of our most listened-to episodes from Season 3 featuring Dr. Robin Walsh, BASc, ND — naturopathic doctor, nutritionist, and founder of Vibrant Living. Dr. Robin has spent more than a decade inspiring people to make health a priority through sustainable lifestyle changes, no matter their stressors or circumstances.In this powerful conversation, she shares her wisdom on healthy aging, the importance of returning to the basics of cooking, and her practical framework of the five pillars of health. This re-release is full of timeless insights and a reminder that even small, intentional choices can create lasting transformation in how we live and feel every day.

Ashley Crossman is a social media marketer and creator of NE Marketing Solutions. On this episode, Ashley goes into detail about her family dynamic and some of the early struggles they had growing up. Ashley explains trying to understand and deal with the mental health struggles in her family and how financial concerns limited her ability to play sports into her teenage years. She talks about going to school for journalism and having a professor who guided her into creating and managing a social media for a school news source. This early introduction into social media later inspired Ashley to eventually leave corporate America to start her own social media marketing business. Also, Ashley discusses the difficulties of being your own person while being a loving mother and wife too. We dive into how important balance is in life and how to structure that in your own life. Join us in this powerful conversation on marketing, motherhood, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Jay Pottenger on Recharging Your Mind & Redefining SuccessWhy are so many of us more disconnected, depleted, and burned out than ever before? In this episode, Steve sits down with Jay Pottenger — former elite athlete turned corporate leader and now Director at EQ Minds. Together, they dive into the five pillars of performance, how technology is reshaping our attention and relationships, and what leaders, parents, and high performers can do to restore balance in today's noisy world.Jay Pottenger brings a unique blend of sporting discipline, corporate leadership, and neuroscience-backed strategies to help individuals and organizations thrive. After 15 years in finance, Jay transitioned into the world of mental health and performance, joining his wife Chelsea's company EQ Minds in 2019. Today, he speaks nationally and globally about burnout prevention, resilience, and redefining what true success means.LinkedIn: https://www.linkedin.com/in/jaypottengerWebsite: https://www.eqminds.com/Host Instagram: https://www.instagram.com/thestevehodgson/Show Instagram: https://www.instagram.com/sharewithsteve/00:00 - Episode Trailer01:10 - Introducing Jay Pottenger02:27 - Disconnection in the digital age04:00 - The hidden cognitive cost of smartphones07:39 - Jay's sporting and corporate journey10:17 - Transitioning into EQ Minds13:02 - Rethinking success across life stages17:02 - Injuries, identity, and post-traumatic growth23:52 - First steps into mindfulness and neuroscience29:05 - The Five Pillars of Performance explained33:21 - Why burnout is rising in workplaces37:32 - Leadership, accountability & wellbeing43:06 - Quick fixes vs. lasting behavior change47:03 - A roadmap to overcome burnout50:03 - Recommended reads and learning habits53:38 - Jay's daily rituals for performance and balance56:00 - Men's mental health and connection58:05 - A truth Jay wants every man to know59:23 - Lifestyle, women's health & dementia awareness01:01:34 - Closing thoughts & where to find JayAbout Our GuestFollow Our GuestFollow Us OnEpisode Highlights

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In this solo episode,I dive deep into one of the most debated topics in diabetes care: A1C versus Time in Range—and why both still fall short without focusing on what I call Diabetes Stability.I shares my perspective on why A1C alone doesn't tell the whole story, how time in range can (and should) be customized to your needs, and why identifying your personal target number instead of target range matters more than just hitting Time In Range. Most importantly, I explain how living in alignment with the Five Pillars of Diabetes Success—mental health, strategic dosing, consistency & routines, nutrition, and physical well-being—creates long-term stability and reduces the burden of diabetes burnout.This episode is packed with practical insights and encouragement for anyone striving to feel more confident and in control of their diabetes.

In this episode I sit down with Jake Prusha — Coast Guard vet, mental health advocate, and someone who's been through the it. Jake opens up about his battles with depression and anxiety, the reality of military life, and what it's like trying to find your footing once you're out.We talk about how fitness became his way of coping, why vulnerability matters, and why leadership in the mental health space isn't about pretending you've got it all together — it's about being real.We get into his 100 Murphs in 100 days challenge, the toll it took, what he learned about accountability and community, and how sharing his story online actually hit him harder than the workouts themselves.This conversation isn't just about fitness or mental health — it's about ego, authenticity, and cutting out the habits that hold you back, looking after yourself and others.Chapters00:00 Introduction to Jake Prusha and His Journey02:55 Joining the Coast Guard: Motivations and Experiences05:48 Facing Mental Health Challenges in the Military08:42 The 100 Murphs Challenge: Raising Awareness for Mental Health11:58 The Importance of Vulnerability and Seeking Help14:57 Understanding Trauma: Big vs. Little17:50 Catalysts for Seeking Help: Personal Stories and Perspectives20:52 The Role of Leadership in Mental Health Awareness22:57 Practical Steps for Checking In on Others26:04 Conclusion: The Ongoing Journey of Mental Health Awareness31:32 Understanding Suicidal Ideations34:27 Coping Mechanisms for Mental Health37:32 The Importance of Hard Workouts40:36 Recognizing Patterns in Mental Health43:17 The Five Pillars of Life46:43 Sharing the Weight of Life49:35 Breaking the Cycle of Negative Thoughts52:35 Resetting Your Baseline55:34 Establishing Non-Negotiables58:34 The Murph Challenge: A Personal Journey01:04:08 The Power of Community Support01:10:49 Navigating Post-Challenge Emotions01:16:34 Authenticity in the Age of Social Media01:22:21 Reflections on the Murph Challenge01:28:32 Taking Risks and Intentions Behind Actions01:30:40 Authenticity Over Metrics01:32:52 The Importance of Taking the First Step01:35:17 Finding Your Why01:37:27 Transitioning from Military to Civilian Life01:41:12 Rebuilding Self-Discipline01:44:19 Confronting Self-Hatred01:48:01 The Cost of Service01:51:24 What to Add or Take Away01:53:17 You're Not AloneKeywordsmental health, suicide prevention, Coast Guard, veterans, resilience, vulnerability, support systems, physical fitness, Murph challenge, mental health awareness, accountability, community support, mental health, social media authenticity, personal growth, life transitions, self-perception, ego, motivation, fitness challenges

"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

1 Chronicles 29:11 begins, "Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." If God owns it all, what does that mean for the way we manage money? On the next Faith & Finance Live, Brian Holtz and Rob West unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy. Then, it’s your financial questions. That’s Faith & Finance Live, where biblical wisdom meets today’s finances—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here. See omnystudio.com/listener for privacy information.

In this episode, George Vaz is joined by Robby Bostain, founder of Level 10 Basketball and former Division I and European pro. Robby shares how his holistic five-pillar approach—skills, fitness, mentality, nutrition, and leadership—helps athletes level up on and off the court. He also dives into how the Constraints-Led Approach (CLA) unlocked creativity in his coaching, why giving athletes ownership accelerates growth, and the power of experimenting across sports. Bio:Robby Bostain is the founder of Level 10 Basketball in Bakersfield, CA, where he trains athletes through a holistic, five-pillar approach: skills, fitness, mentality, nutrition, and leadership. A former Division I player at Furman and a seven-year European pro, Robby blends high-level playing experience with a Kaizen-inspired “Level Up Plan” to help players improve daily. His training emphasizes mental resilience, game IQ, and complete player development. Chapters: 01:00 – Robby's journey from D1 to European pro and coaching transition 05:00 – Holistic challenges: skills, fitness, nutrition, mentality, leadership 08:00 – Teaching affirmations & leadership at a young age 10:30 – Discovering CLA & how it transformed his coaching 13:00 – Drawing inspiration from other sports & creativity in practice design 17:30 – Using constraints to teach offense/defense balance 20:00 – Incentivizing good decisions instead of penalizing mistakes 22:00 – Coaching with principles vs. rigid set plays 24:00 – Embracing variability in shooting & training chaos 26:00 – Transformative tip Level up your coaching with our Amazon Best Selling Book: https://amzn.to/3vO1Tc7Access tons more of evidence-based coaching resources: https://transformingbball.com/products/ Links:Website: http://transformingbball.com/Twitter: https://twitter.com/transformbballInstagram: https://www.instagram.com/transformingbasketball/YouTube: https://www.youtube.com/@transformingbasketballFacebook: https://www.facebook.com/transformingbasketball/TikTok: https://www.tiktok.com/@transforming.basketball

Most people retire with a solid income plan but no plan for a life they actually want to live. In this episode, I discuss the five human pillars that make retirement feel meaningful, not just financially viable: Purpose, Identity, Relationships, Structure, and Well-being. Expect punchy stories, research-backed insights, and practical prompts to start building a life worth funding. What you'll learn Why money ≠ meaning in retirement, and how outcomes beat incomes. The Five Pillars framework (Purpose, Identity, Relationships, Structure, Well-being) and how each one stabilises your next chapter. The hidden risk of identity loss after the job title disappears, and two better questions to ask yourself now. Why too much unstructured time can feel like freedom that turns to fog, and simple ways to add rhythm without losing flexibility. The science bits (in plain English): Only 27% of retirees report feeling very fulfilled day-to-day (Stanford Center on Longevity). A strong sense of purpose links to a 15% lower risk of death (JAMA Psychiatry). The Harvard Adult Development Study shows close relationships are the biggest predictor of long-term happiness. 1 in 4 experience mild to moderate depression post-retirement—often due to lost meaning, routine, and social contact (NHS). Challenge of the Week Score yourself 1–10 on each pillar: Purpose, Identity, Relationships, Structure, Well-being. Pick the lowest score and do one tiny action this week to move it up by one point (e.g., book coffee with a friend, start a 15-minute morning walk, schedule a creative hour, message someone to mentor). Small moves → big momentum. Resources & links Mentioned research (as cited in the episode): Stanford Center on Longevity — fulfilment in retirement JAMA Psychiatry (2020) — purpose & mortality risk Harvard Study of Adult Development — relationships & happiness NHS guidance/statistics — mental health in later life Want more? Connect with me on LinkedIn and share your Challenge of the Week answers. Buy my book The Retirement You Didn't See Coming Book a time for us to chat about your retirement plans Next episode “The Skill No One Taught You: Spending Money.” We'll get into guilt, scarcity, freedom, joy, and why many retirees have more than enough yet still struggle to spend with confidence.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro is joined by Jean-Jacques Henchoz (JJ), Non Executive Director, Brit Insurance  and a non executive director across the insurance value chain, to explore the future of insurance. With over 25 years of industry experience, JJ shares his perspectives on how insurers can remain relevant by addressing protection gaps, improving affordability, and embracing cultural and technological transformation. The discussion highlights how AI, automation, and innovation are reshaping customer experience while reducing inefficiencies. Juan and JJ also examine the importance of attracting tech-savvy talent, breaking down silos, and fostering collaboration across the sector. Packed with insights, this conversation offers a roadmap for insurers seeking to stay customer-centric and resilient in a rapidly evolving world.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of the Dad Edge Podcast, I sit down with Super Bowl Champion Heath Evans and his wife Chrissy, a powerhouse couple raising six kids—four of them adopted siblings—and leading with faith, love, and intentionality. Beyond the NFL career and business ventures, their mission is about adoption, marriage, and creating a Christ-centered home where safety, strength, and sacrificial love are at the core.   We dive deep into adoption, marriage dynamics, leadership in the home, and the foundation of their health and fitness business, Built Ready. From why safety is the #1 need of every woman to the five pillars of a man's health (holiness, hydration, rest, workouts, and nutrition), this conversation challenges cultural norms and inspires fathers to lead with faith, humility, and strength.     TIMELINE SUMMARY [0:00] - Welcome to the Dad Edge and today's guests: Heath and Chrissy Evans [1:48] - Heath's NFL career and transition to family and faith [2:13] - Raising six kids, including four adopted siblings [6:00] - Their calling to adoption and the heart behind Bethesda Ranch [7:30] - The struggles of sibling adoption and God's faithfulness in their journey [9:00] - The fatherless crisis and why the church must step up [11:00] - Fatherless home statistics and their generational impact [12:12] - Why a great dad is usually also a great husband [13:28] - Prioritizing marriage first to create security for kids [14:07] - Modeling unity in front of children and avoiding division [15:52] - Why parenting flows from the strength of your marriage [16:44] - Larry's son joins the conversation and a powerful NFL-to-dad lesson [19:00] - Talking faith and fears with kids—real conversations that matter [22:00] - Teaching kids reverence and the holiness of God [24:11] - Why Scripture, not worldly wisdom, is the anchor for parenting [25:24] - Chrissy shares what it feels like to be married to a man deeply rooted in Christ [26:15] - Safety as a wife's greatest need: emotional, spiritual, financial, and relational [29:00] - Respect, appreciation, affection for men vs. being seen, heard, and safe for women [31:15] - The power of forgiveness and humility in marriage [32:07] - Why true security comes from Christ, not success or performance [36:11] - Chrissy's reflections on submission, teamwork, and balance in marriage [40:20] - Heath's analogy of submarine leadership and servant-hearted strength [43:18] - The danger of self-reliance vs. dependence on Christ [46:23] - Why brokenness is often the beginning of real faith [49:23] - Built Ready's five pillars: holiness, hydration, rest, workout, and nutrition [53:05] - Why rest is non-negotiable for fathers and leaders [54:24] - Nutrition as stewardship, not idolatry [56:18] - Their supplement line and why A2 protein makes it unique [58:41] - Closing reflections and the Evans' heart for faith, family, and service     5 KEY TAKEAWAYS   1. Safety Is the Cornerstone of Marriage Chrissy powerfully explains that true safety goes beyond physical protection—it includes emotional, financial, spiritual, and relational security. When women feel safe, marriage flourishes. 2. Adoption Is God's Heart in Action The Evans adopted four siblings to keep them together, living out God's call to be a “father to the fatherless” and modeling how faith drives family decisions. 3. Marriage First, Parenting Second Strong marriages create strong families. Kids thrive when they see their parents united, affectionate, and committed to one another before all else. 4. Leadership Is Servanthood Heath challenges men to rethink leadership—not as dominance, but as sacrificial love modeled by Christ. True strength is found in humility, service, and faith. 5. The Five Pillars of Health Built Ready's framework—holiness, hydration, rest, workouts, and nutrition—shows why spiritual health must lead the way, with physical health supporting a man's mission to love and serve well.     LINKS & RESOURCES   Built Ready Health & Fitness: https://builtready.com Chrissy Evans (Weight Loss Hero): https://weightlosshero.com Heath Evans on Instagram: https://instagram.com/heath_evans44 Chrissy Evans on Instagram: https://instagram.com/weightlosshero Contact Heath: heath@builtready.com Contact Chrissy: chrissy@weightlosshero.com Dad Edge Podcast Website: https://www.thedadedge.com/podcast Join The Alliance: https://www.thedadedge.com/alliance 25 Questions to Spark Connection With Your Partner: https://www.thedadedge.com/25questions       If this episode inspired you to rethink marriage, leadership, and fatherhood, please rate, review, follow, and share the podcast. Together, we're raising fathers who lead with faith, courage, and love.

Have you ever looked at someone who's done something so extraordinary that you thought, “I could never do that”? What if you could, and it simply meant changing the way you think?In this episode of the Visibly Fit Podcast, I sit down with Joe Gagnon, a man who has proven that what seems impossible is often just the beginning. At age 39, Joe was not an athlete. But he decided to make a change. That choice led him to run six marathons in six days on six continents, complete multiple Ironman races, and even finish the grueling Badwater 135 ultra-marathon across Death Valley.Joe shares how he reframed challenges, leaned into discomfort, and discovered the power of living with intention. His story is proof that it's never too late to start fresh, to rewrite your narrative, and to push past self-imposed limits.If you've ever felt stuck, too old to start, or overwhelmed by the thought of change, Joe's wisdom will encourage you to take one intentional step at a time toward the extraordinary life God designed for you.Chapters:[00:00] Podcast Preview[01:15] Topic and Guest Introduction[03:32] Introduction to Joe Gagnon and His Journey[06:36] The Breakout: From Average to Athlete[08:18] The Marathon Challenge: Six Marathons in Six Days[11:30] Why Self-Care Must Come First[14:24] The Power of Mindset in Pushing Limits[18:22] Finding Your Why: The Importance of Purpose[23:32] The Five Pillars of a High-Performance Life[27:58] Embracing Discomfort and Reframing Life's Challenges[28:40] The Journey to Plant-Based Living[31:47] Understanding Personal Choices and Their Impact[36:00] Taking the First Step Towards Change[38:03] Building a Success Plan and Celebrating Progress[41:17] Curiosity and Lifelong Learning[43:41] Where to Find Joe's Book Living Intentionally[45:17] Fun Family Traditions & Giving Back[47:08] Final Thoughts and ResourcesResources mentioned:Book: Living Intentionally by Joe GagnonEmail: jgagnon232@gmail.comDaily Blog: joecurious.substack.comWebsite: thehighperformancelife.netInstagram: @thehighperformancelifeLinkedIn: Joe Gagnon on LinkedInVisibly Fit 7-Week Accelerator ProgramConnect with today's guest:Joe Gagnon is a CEO, high-performance coach, endurance athlete, and author of Living Intentionally. He has led six companies as CEO, built an AI-powered sales platform with Rainmaker, and coached bold leaders to break through self-imposed limits.Beyond the boardroom, Joe has pushed his physical and mental boundaries to incredible extremes—running six marathons on six continents in six days, completing six Ironman triathlons, conquering 100-mile ultra marathons, and finishing the legendary Badwater 135 across Death Valley.Joe's mission is simple: to help people realize they are capable of far more than they believe possible. Guided by the principles of grit, grace, and groundedness, he inspires others to live intentionally by design—not by...

On this episode, Mason Terra rejoins the podcast for the first time since his appearance on episode 204. Mason catches us up on everything that has happened since his episode aired earlier this year. He discusses his performative art exhibit where he trapped himself in a box for 24 hours and took prompts and created drawings like AI. We dive into how we feel about AI and not allowing it to take away our creative ability as humans. Also, Mason goes into detail about his Azores trip and what it meant to him. As well as, mentioning that he was accepted into an art trip program to go to the Azores and network later next year. Then, we talk about what Mason thought of my book and the value of the pillars. Join us in this unique conversation on art, travel, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Have you ever found yourself wondering why so many large-scale property management companies rise quickly… and then fall just as fast? In this episode, I'm joined by Ashley Ching, Founder and CEO of Inhaven, who brings a fresh - and deeply researched - perspective to this question. Ashley recently published an eye-opening report, “A 25-Year History of Hospitality Management: Why Local Wins and National Scale Fails.” And when I say it's a must-read… I mean it. We talk in-depth about  the rise and fall of companies like Vacasa and Aimbridge, and what their journeys can teach us about sustainable growth and operational excellence in our own businesses. Ashley doesn't just point fingers - she outlines the five key pillars that support successful hospitality operations, no matter your size. If you're managing short-term rentals and thinking about how to grow without losing your sanity (or your staff), this one is absolutely packed with insights.

This conversation is with men's fertility expert Josh Paigen — whose path took him from a childhood fascination with the natural world to helping men and couples prepare for healthy conception. We explore the alarming global decline in sperm count, why preconception health is about far more than simply being able to conceive, and Josh's five pillars of male fertility: sustenance, purity, exercise, rest, and mindset. Along the way, we dive into the roles of nutrition, environmental toxins, circadian rhythms, and even inherited trauma in shaping reproductive health — and how small, intentional lifestyle shifts can have a profound impact on future generations.You can expect to learn• Why sperm count is plummeting (and why this matters)• Five pillars of male fertility you can start today• How diet, toxins, and lifestyle shape reproductive health• Sleep, stress, and mindsets' hidden role in fertility• Epigenetics: how trauma and health choices get passed on• Simple changes that can boost fertility and overall vitality[Timestamps]05:43 Understanding Preconception Health11:54 Sperm as a Biomarker for Health17:27 Nutrition and Sperm Health23:50 Understanding Everyday Toxins29:22 Minimizing EMF Exposure38:19 Circadian Rhythms and Hormonal Balance47:56 Mindset and Holistic Health55:35 The Interconnection of Health and Fertility01:00:58 Understanding Epigenetics and Trauma01:08:36 Challenging Myths in FertilityConnect with Josh

In this episode of The Humans vs. Retirement Podcast, I delve into one of the most disorienting aspects of life after work: identity. For decades, we've answered the question “Who are you?” with a job title. Director. Manager. Teacher. Lawyer. And then retirement hits — and suddenly, the title is gone. What's left is often a quiet identity crisis no one warned us about. This episode, The Past Built You. Your Future Needs You explores why losing a role feels like losing yourself and how to begin rebuilding an identity that's deeper, freer, and far more authentic than anything you had before. What You'll Learn in This Episode Why so many retirees experience role-based identity collapse. The hidden danger of achievement addiction, and why productivity isn't the same as value. How identity is not fixed, but a story you tell yourself (and why that's good news). Three powerful shifts to rebuild identity in retirement: From Role → Values From Productivity → Contribution From Legacy → Aliveness Why staying stuck in nostalgia is one of the biggest risks in retirement. How to introduce yourself without your past job title — and why this simple exercise is so transformative. Challenge of the Week

Shane Barboza is an artist and creator of Feverrs Art. On this episode, Shane opens up about his family dynamic and more specifically his relationship with his older brother. Shane discusses playing different sports growing up and how it helped him make friends. He dives into how he go into creating art and trying multiple different forms of content creation. Also, Shane explains the value of trying so many different things and how creating art becomes a form of therapy. We dive into the concept of content creation and how difficult it is to maintain consistently creating art. Shane mentions some of his successes and failures and how they have shaped him. Join us in this honest conversation on content creation, art, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

What happens when a 25-year software engineer discovers that illiquid real estate assets outperform the volatile stock market—and finds the next big opportunity in industrial flex space?   In this episode, Angel Williams sits down with Daniel Holmlund, founder of the Alternative Investing Club and Good Samaritan Capital, to explore why industrial flex space represents an untapped opportunity for real estate investors. Daniel explains how supply chain disruptions post-pandemic have created massive demand for last-mile storage and flexible industrial spaces. He shares his journey from converting 80% of his tech portfolio into real estate and reveals his "Five Pillars of Risk" framework for evaluating commercial deals. This conversation explores current market fundamentals, including $11 trillion in untapped home equity and why 25% of homeowners with sub-3% mortgages won't sell, creating continued real estate strength despite economic uncertainty.   [00:01 - 05:00] Why Illiquid Assets Beat Market Volatility How Daniel converted 80% of his portfolio from stocks to real estate over 4-5 years The philosophy of preferring predictable investments over great but volatile ones Why contracts and time delays in real estate provide stability during market panic [05:01 - 12:00] Real Estate Market Fundamentals That Prevent Crashes $11 trillion in borrowable home equity across the US (more than half of GDP) Why 43% average homeowner leverage and 40% free-and-clear homes create stability How 25% of homeowners with sub-3% mortgages will never sell, limiting inventory [12:01 - 17:30] The Five Pillars of Risk Framework Why managers are the #1 risk factor in any commercial real estate deal How to evaluate markets across 420+ different US real estate cycles The importance of clear business plans and regulatory-friendly environments [17:31 - 20:20] Industrial Flex Space: The Post-Pandemic Opportunity How supply chain fragility created 420 million square feet of new industrial demand Why businesses want last-mile storage instead of overseas dependency The boom in near storage and flex storage since the pandemic began Connect with Daniel: LinkedIn: https://www.linkedin.com/in/daniel-holmlund/   Key Quotes: "I would rather have a good investment that is predictable than a great investment that could go up and down and it's hard to tell." - Daniel Holmlund Visit sponsorcloud.io/contact today and unlock $2,000 of free services exclusively for REI Rocks community members! Get automated syndication and investor relationship management tools to save time and money. Mention your part of the REI Rocks community for exclusive offers. Help make affordable, low-cost education summits possible. Check out Sponsor Cloud today!

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro speaks with Bilge Mert, Chief Technology and Transformation Officer at Brit Insurance, about what it takes to drive meaningful digital transformation in commercial insurance. Bilge shares her approach to standardising processes across lines of business, leveraging AI to unlock efficiency, and building scalable technology foundations that support long-term innovation.Discover how combining insurance expertise with cross-industry experience can accelerate digital transformation, and learn practical approaches to breaking down silos while driving organisational change. Whether you're leading technology initiatives in insurance or interested in industry innovation, this conversation delivers actionable strategies for building scalable, future-ready insurance operations.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Julie Dora Bannon is a high school teacher and yoga instructor. On this episode, Julie opened up about her family dynamic and what it was like growing up. Julie explains some of the differences in how she played outside with friends versus how children today have more technology. She shares some of the life lessons she gained through basketball and other sports. Also, Julie dives into her journey into education and why she decided to teach high school. We discuss how social media is changing children today and how it was for us growing up. Then, Julie goes on to explain how she go into yoga and eventually become an instructor. In addition, we mention the importance of traveling internationally. Join us in this compassionate conversation on teaching, yoga, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

In this episode of the Logistics & Leadership Podcast, Brian Hastings, co-founder and CEO of Veritas Logistics, shares his conversation with Joe Lynch of The Logistics of Logistics podcast on one of the most critical topics in supply chain today: food safety and cold chain logistics.Brian unpacks the practical realities of moving perishable goods “from farm to fork”—why strict compliance with the Food Safety Modernization Act matters, how cold chain integrity is maintained across thousands of miles, and what happens when partners cut corners. Drawing from Veritas's own journey of launching in the middle of COVID and scaling to a $40M+ brokerage, he explains how processes, protocols, and culture drive consistency in an industry where one mistake can jeopardize public trust for decades.From picking the right carrier partners to investing in inspections, seals, temperature monitoring, and constant training, Brian lays out the five pillars that keep Veritas competitive in one of the most demanding logistics sectors. For brokers, shippers, and anyone in food and beverage supply chains, this is a tactical guide to protecting your product, your customers, and your reputation.The Logistics & Leadership Podcast, powered by Veritas Logistics, redefines logistics and personal growth. Hosted by industry veterans and supply chain leaders Brian Hastings and Justin Maines, it shares their journey from humble beginnings to a $50 million company. Discover invaluable lessons in logistics, mental toughness, and embracing the entrepreneurial spirit. The show delves into personal and professional development, routine, and the power of betting on oneself. From inspiring stories to practical insights, this podcast is a must for aspiring entrepreneurs, logistics professionals, and anyone seeking to push limits and achieve success.Timestamps:(00:12) – Veritas's Focus on Food & Beverage Logistics(03:26) – Why Cold Chain Integrity is Non-Negotiable(06:25) – Brian's Background and Founding Veritas During COVID(12:22) – Processes & Protocols: Staying Compliant with FSMA(22:02) – Picking the Right Partners & Carrier Network Standards(24:41) – The Role of Seals in Protecting Product Integrity(29:00) – Managing Temperature Control and Reefer Compliance(34:40) – Culture, Training, and Continuous Improvement at Veritas(42:07) – Five Pillars for Food Safety & Cold Chain SuccessConnect with us! ▶️ Website | LinkedIn | Brian's LinkedIn | Justin's LinkedIn▶️ Get our newsletter for more logistics insights▶️ Send us your questions!! ask@go-veritas.comWatch the pod on: YouTube

In this fascinating and eye-opening bonus episode of Please Me, Eve welcomes scientist Daniel Tausan—founder of Timeline Science and a researcher in stem cell biology, proteomics, and biological aging—for a conversation that bridges advanced science with everyday practices for health, vitality, and sexual wellness. Together, they explore how your blood reflects the truth about your body, why most doctors overlook early signals, and how to reclaim energy, resilience, and pleasure through simple, sustainable changes. From the benefits of fasting and meal timing, to the power of cold exposure and breathwork, to the surprising connection between clean blood and stronger orgasms—this episode offers practical wisdom for anyone ready to live longer, love deeper, and feel better.  Whether you're here for the laughs, the lessons, or the liberation, this bonus conversation is a must-listen! What “clean blood” really means and how it reflects the state of your organs Why doctors often miss early health signals in bloodwork The sexual benefits of fasting, intermittent fasting done right, and libido surges after 3–5 days Why eating late disrupts melatonin, recovery, and accelerates aging The “honey jar of life” and why digestion is the body's most energy-draining process Daniel's Five Pillars of Longevity: recovery, mood/temperament, fasting, digestion, and movement Breath, lung capacity, and why slow controlled breathing predicts sexual and heart health Cold exposure practices (from ocean swims to cold showers) and how they enhance orgasm, sleep, and recovery How mental imagery, mood regulation, and community support sustain health and pleasure into your 60s, 70s, and beyond Erectile dysfunction as an early cardiovascular warning sign—and how to address the root cause  Support the Podcast: Become a Patreon member for ad-free episodes, exclusive content, and early access.  Website: Please Me Online – Reach Eve and stay connected.  Articles: Subscribe for free to ASN Lifestyle Magazine and read Eve's column Big Clit Energy: A Please Me! Series.  Newsletter: Take a peek at Eve's Monthly Substack Newsletter.  Work with Eve: Interested in a free 15-minute consultation to talk about coaching for health or intimacy, or to explore physical therapy services for sexual health concerns? Book your appointment here: calendly.com/pleasemebyevecreations/10-min-call-me-on-owwll Download the OWWLL app and use my free call code EH576472 so we can connect directly on the platform.  Website: https://timelinesciences.com/ Topics Covered: Connect with Eve Guest Info: Daniel Tausan Learn more about your ad choices. Visit podcastchoices.com/adchoices

https://www.thrivetimeshow.com/ Use Code: Mel K In this inspiring episode of The Mel K Show, I am joined once again by my friend Clay Clark. Clay is a man who never stops encouraging people to take control of their lives, embrace discipline, and step into their God-given potential. This conversation is all about empowerment, self-reliance, and the practical steps that anyone can take to transform their financial future. Clay opens the discussion with a simple but profound truth: wealth is often hidden behind self-discipline. While that may not be what everyone wants to hear, it is exactly what we need to hear. Success is not handed out freely by the government or by a broken system. It is built through personal responsibility, vision, and the willingness to do the work others avoid. To illustrate this, Clay shares the story of a teacher named Margaret. She was deeply frustrated with the state of the education system and knew children could be taught in a better way. Despite having no business background, Margaret made the courageous choice to start her own tutoring business. She began at zero, walking her neighborhood with flyers and struggling to gain traction. But after attending one of Clay's conferences, she applied what she learned, stepped out in faith, and now has so many students that she is hiring and training five new tutors. Her story is a testament to the power of taking action, even when the odds seem stacked against you. Clay breaks down five specific points for listeners to apply in their own lives. He stresses that everyone watching or listening can see the problems in our society, but not everyone is willing to step up and be the solution. Those who do will discover that discipline, consistency, and creativity open doors to opportunities that once felt impossible. We discuss how people can reframe their perspective on work, wealth, and responsibility. Instead of waiting for outside forces to save us, we must take back the authority over our families, finances, and futures. This is not just about money. It is about freedom, independence, and the ability to live with integrity in a time when too many are pressured to conform or give up. Here is what you will learn in this episode: Why discipline is the key to unlocking wealth and opportunity How ordinary people can start businesses and change their futures The inspiring story of a teacher who built a thriving tutoring business from nothing Five practical steps to move from frustration to empowerment Why personal responsibility is the foundation of freedom This conversation will leave you motivated and equipped to stop waiting for change and start creating it. Clay Clark is a reminder that we each have more power than we realize, and when we combine that with faith, discipline, and action, the results can be extraordinary. It is time to stop depending on failing systems and to start depending on ourselves, our families, and our communities. You can be your own hero, and this episode will show you how.

Today on the podcast we are joined by coach Michael Leonard from Wicked Smart Golf We had a fascinating conversation about his life as a golf writer and more recently about as a player and a coach What is WICKED SMART GOLF? Essentially it is a system built around maximising your game without having to actually change your swing We talked about the FIVE PILLARS of GOLF Mental Game Practice Putting Wedges Course Management As a coach he really helps players drill down into these key but undervalued areas The reality of the game and why most people just don't have the time to make big swing changes The opportunity in course management skills The myths around Driver and 3 Woods The importance of tracking our own statistics What are EFFECTIVE targets with approach play Dealing with anger and emotion based on unrealistic expectations How to use stats REALLY effectively What is EFFECTIVE aiming and shot dispersion A really engaging and thoughtful conversation To find out more about Michael Leonard and Wicked Smart Golf go to https://www.wickedsmartgolf.com/ To get on board with the Mind Caddie and join us on the journey go to https://www.mindcaddie.golf/ Shop with code : MINDFACTOR10 at checkout for 10% OFF your next order at www.fenixxcell.com @fenixxcell  

Productivity Commissioner Stephen King joins us to talk about regulation and innovation, data and AI, the lost decade of productivity growth, and the baptist and bootlegger issue. Plus Epic wins the first round against Apple and Google, mavericks and icepeople at the ACCC/AER Regulatory Conference, the first acquisition is notified under the new merger regime, and the long haul to the High Court for NSW Ports and the Port of Newcastle. All this and the Rock Bottom Remainders with co-hosts Moya Dodd and Matt Rubinstein. G+T on the Epic cases against Apple and Google Koala Airlines' spokesmarsupial on sitting and flying The ACCC's new acquisitions register ft Kongsberg Defence and the Newcastle Aerotropolis Defence images of Naval and Joint Strike Missiles The Productivity Commission's Five Pillars of Productivity inquiry and interim reports Commencement speeches from John F Kennedy and Kermit the Frog The Rock Bottom Remainders at the Miami Book Fair Meet the Gilbert + Tobin Competition, Consumer + Market Regulation team Email us at edge@gtlaw.com.au Support the show: https://www.gtlaw.com.au/See omnystudio.com/listener for privacy information.

I'm joined today by the brilliant Elizabeth Ralph, former energy trader turned spiritual teacher, investor, and host of The Spiritual Investor Podcast. Elizabeth's Spiritual Investor Method blends financial strategy with energetic alignment, helping people move from survival-mode money patterns into effortless wealth and sovereignty. We dig into how deeply-ingrained beliefs shape your financial reality, why “money is energy” is more than a nice concept, and how to collapse the gap between where you are and where you want to be. We explore why wealthy people often operate from a baseline assumption that money is easy to create, while many others unconsciously normalize struggle. If you've ever wrestled with the idea that you can't be both deeply spiritual and financially free, this conversation will open your mind, dissolve old limitations, and invite you to step fully into the role of conscious wealth creator. Visit lukestorey.com/invest to join the Spiritual Investor Club and use code LUKE to get your first month free.DISCLAIMER: This podcast is for educational purposes only and not intended for diagnosing or treating illnesses. The hosts disclaim responsibility for any adverse effects from using the information presented. Consult your healthcare provider before using referenced products. This podcast may include paid endorsements.THIS SHOW IS BROUGHT TO YOU BY:EONS | Visit lukestorey.com/eons and use code LUKE20 to save 20%.FLFE | Try Focused Life-Force Energy for FREE for 15 days at lukestorey.com/flfeKORRECT | Go to korrectlife.com/luke and use code LUKE to get 15% off.NUCALM | Go to nucalm.com and use code LUKE for 15% off!MORE ABOUT THIS EPISODE:(00:00:00) Breaking the Wealth Mindset Barrier(00:43:16) Passion Over Profit: The Creative Currency of Business(00:59:59) Redefining Money, Energy, & True Wealth(01:08:34) Fear of Poverty, Fear of Wealth, & Money's True Neutrality(01:27:20) Defining Wealth, Choices, & Effortless Expansion(01:44:50) Rethinking Debt, Risk, & Abundance(01:57:26) The Five Pillars of the Spiritual Investor Method(02:08:16) Programs, Choosing, and Expanding into Your Future SelfResources:• Website: thespiritualinvestor.com • Instagram: instagram.com/elizabethralph • Facebook: facebook.com/elizzralph • X: x.com/elizzralph • TikTok: tiktok.com/@iamthespiritualinvestor • YouTube: youtube.com/@Elizabeth_Ralph • Shop all our merch designs at

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro sits down with Greg Hendrick, CEO of Vantage Risk Companies, to unpack what it takes to build a modern underwriting company from the ground up, right in the middle of a pandemic. Greg reveals how Vantage has grown to $1.2B in equity by combining the best of traditional underwriting expertise with a business-driven risk data technology strategy.From creating an “Opportunity Score” to prioritise submissions, to fostering collaboration between underwriters and data scientists, Greg shares practical strategies for boosting efficiency and culture in a remote-first world. Whether you're an insurance professional embracing digital transformation or a leader refining underwriting workflows, this conversation is packed with lessons on thriving in today's complex risk landscape.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Paul is the creator of What Up Rhody which is a platform to highlight people and things in Rhode Island. On this episode, Paul opens up about his family dynamic and what it was like growing up as an only child. He explains that his parents did a great job encouraging him to be creative and explore. Paul played many sports to help make friends and learned valuable life lessons from them. Also, he discussed graduating high school during 2020 and how covid impacted his decision to go to community college. This decision ultimately lead Paul to eventually focus more on social media creating a successful card instagram page. Then, he shifted his focus to creating the social media page, What Up Rhody, which is geared towards local people and things happening in Rhode Island. Join us in this exciting conversation on social media, local communities, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Is bladder leakage normal? Are Kegels really the gold standard? And what exactly is your pelvic floor doing for you every day—whether you're pregnant, postnatal, or neither?In this eye-opening episode of the Crackin' Backs Podcast, we sit down with Susan Winograd, MSPT, a pioneering pelvic floor physical therapist who turned one painful moment during her own pregnancy into a mission that's helped thousands reclaim their health, strength, and dignity.With over 25 years of clinical experience, Susan breaks down what the pelvic floor actually does, why it's essential to understand its five key functions, and why ignoring common symptoms like leakage, low back pain, or core weakness could be your body's version of a flashing “check engine” light.But it doesn't stop there. Susan challenges outdated advice and explains why Kegels aren't a one-size-fits-all fix—revealing powerful, science-backed alternatives and techniques that most people (and even doctors!) don't know about. You'll also learn about her revolutionary Five Pillars of Pelvic Floor Health and which pillar is most commonly neglected.We also tackle the myth that pelvic floor issues are “just a women's thing,” and explore how better training for providers can close the gap in care that leaves so many suffering in silence.About Susan Winograd, MSPTSusan is the founder of Embodied Physical Therapy & Yoga in New York City, where she specializes in pelvic floor rehabilitation, prenatal and postpartum care, and integrative physical therapy. Her compassionate, holistic, and movement-based approach bridges science and healing. She is also a yoga therapist and educator, combining traditional PT with breathwork, mindfulness, and body awareness.Expect to learn:What your pelvic floor really does (and why you can't ignore it)The truth about Kegels: are they outdated or misunderstood?Common symptoms that signal pelvic floor dysfunctionThe 5 Pillars of Pelvic Health—and which one you're probably neglectingWhy pelvic floor care isn't just for women or new momsHow healthcare providers can better screen and support patientsConnect with Susan Winograd and Learn More:Website: https://www.embodiedphysicaltherapy.comSusan's Podcast: Your Pelvic Health Podcast – Listen on SpotifyInstagram: @embodiedptandyogaDon't forget to subscribe, rate, and leave a review if you enjoyed the episode!We are two sports chiropractors, seeking knowledge from some of the best resources in the world of health. From our perspective, health is more than just “Crackin Backs” but a deep dive into physical, mental, and nutritional well-being philosophies. Join us as we talk to some of the greatest minds and discover some of the most incredible gems you can use to maintain a higher level of health. Crackin Backs Podcast

What do we need? Historical knowledge, vision, optimism, organization, and deep culture. When do we need it? Always.

Empathetic leadership drives engagement, performance, and innovation. It's a fact. Yet post-pandemic, leaders are struggling to balance the needs of their people with the demands of the business and their own mental health. This livestream session with empathy expert, speaker, author, and podcast host of The Empathy Edge, Maria Ross, will enable leaders from the Director to C-suite to build high-performing teams, align their work with their values, and find success in the new world of work.The audience will gain:DEFINE what empathy means in a work context and clarify confusing terminology. Bust common empathy myths that hold leaders back.DISCOVER how empathy helps you do good while doing well financially: Empathy is not just good for the world, but it can be a competitive advantage. We'll walk through the financial & organizational benefits of acting with empathy, and how you can persuade others in the organization to do the right thing.EXPLORE what empathy is - and more importantly, what it is NOT.DISCOVER the Five Pillars of Effective and Empathetic Leadership to better balance the needs of the business with the needs of your people.To access the episode transcript, please scroll down below.Key Takeaways:Empathy requires great strength to be able to take on someone else's point of view without fear or defensiveness.We can access empathy through two angles - cognitive and affective (or emotional) empathy.Why managers need to create a human connection with their teams.In today's digital world, connection is more important than ever. It is a key to experiencing empathy. "You need to be very firmly grounded in who you are, what you believe, and your own self-confidence to open yourself up to other points of view. Empathy is anything but weak; it's a strength." — Maria RossEpisode References: Sign Up Here for PeopleFoward Network: https://bit.ly/pfncommunityThe Empathy Edge Podcast: Daina Middleton: How to do Layoffs with Humanity, Inclusion, and Compassion Dr. Michelle Zhou: Empathic AI is Real and It's Here - But We Need Everyone Involved! Dr. Cori Lathan: Benevolent Cyborgs and a Techno-Optimist's View on TechnologyFrom Our Partner:SparkEffect partners with organizations to unlock the full potential of their greatest asset: their people. Through their tailored assessments and expert coaching at every level, SparkEffect helps organizations manage change, sustain growth, and chart a path to a brighter future.Go to sparkeffect.com/edge now and download your complimentary Professional and Organizational Alignment Review today.About PeopleForward Network: We exist to help all people experience meaningful work.We imagine a world where leadership and people-first leadership are synonymous.PeopleForward Network provides innovative podcasting, communications, and partnership services for people-first leaders to impact meaningful work.From podcast production and distribution to creative services and growth consulting, PeopleForward Network's mission is to share resources and insights with its global community of leaders, connectors, and creators to inspire and build workplaces where people thrive.Connect with Jason Cochran & PeopleForward Network: Website: https://peopleforwardnetwork.com/ YouTube: https://www.youtube.com/@Jason.Cochran LinkedIn: https://www.linkedin.com/in/jason-d-cochran/ Instagram: https://www.instagram.com/jasondcochran/ Connect with Maria:Get Maria's books on empathy: Red-Slice.com/booksLearn more about Maria's work: Red-Slice.comHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Course! Leading with EmpathyLinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceThreads: @redslicemaria

Lucas Nature is an artist and filmmaker. On this episode, Lucas opens up about his family dynamic and childhood growing up outside. He talks about the value he got from being outside and playing with his friends. Lucas shares some of the life lessons he learned through hockey. Also, he discusses his reasoning for quitting the sport and how we went D1 for men's track and field at Stonehill College. Lucas set records and explains how difficult it was to manage school and athletics in college. Then, he walks us through bouncing from jobs to eventually learning digital marketing and videography skills. These skills helped Lucas launch multiple projects and brands from Passion Street Media to his art and now a Youtube channel geared towards finding affordable rentals in nature. Join us in this passionate conversation on technology, nature, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

In this episode of Hope Natural Health, Dr. Erin chats w/guest Katie Stewart about how to unlock radiant skin through your gut, hormones and mindset. Katie Stewart is a Registered Holistic Nutritionist and the founder of Katie Stewart Wellness, where she takes a fresh, inside-out approach to clearing acne. With 14 years in television, including hosting Hockey Night in Canada, Katie turned her personal battle with acne into a mission to help women feel empowered in their own skin. After discovering her celiac condition, Katie realized that skin issues are often a signal of deeper imbalances in the body. She created the Five Acne Clearing Pillars—focusing on gut health, detoxification, hormonal balance, emotional well-being, and nourishing skincare—to help women address the root causes of acne. Katie's Clear Skin Solution program offers a six-month personalized plan that guides women through the process of transforming their health from the inside out. Through tailored nutrition, supplementation, and lifestyle changes, she helps her clients achieve lasting wellness and confidence. During this episode you will learn about: How these five acne-clearing pillars work together to collectively create lasting clear skin The role toxins play in acne Common dietary triggers for acne Website: https://katiestewartwellness.com/ Social Media: https://www.instagram.com/katiestewartwellness/ https://www.facebook.com/katiestewartcoaching   For more on Dr. Erin: Work with Dr. Erin here: https://p.bttr.to/3E88ps4 Buy Dr. Erin's Supplements here: https://drerinellis.com/shop Get the Period Productivity Planner here:  https://www.amazon.com/dp/B0BBYBRT5Q?ref_=pe_3052080_397514860 Download the FREE Menstrual Cycle Nutrition Guide here: https://detox.drerinellis.com/ Watch The Free Video "7 Hormones Affecting Your Weight Loss Goals" here: https://weightloss.drerinellis.com/ Let's Be Friends: Follow Dr. Erin on Instagram: https://www.instagram.com/dr.erinellis/ Follow Dr. Erin on Facebook: https://www.facebook.com/drerinellisnmd Follow Dr. Erin on TikTok: https://www.tiktok.com/@dr.erinellis?lang=en Join the Fix My Period Private Facebook Group: https://www.facebook.com/groups/470429440943215 Bookmark Dr. Erin's Website: https://drerinellis.com/ Subscribe to Hope Natural Health on YouTube: https://www.youtube.com/channel/UChHYVmNEu5tKu91EATHhEiA Follow Hope Natural Health on FB: https://www.facebook.com/hopenaturalhealth Sign up for Newsletters here: https://dashboard.mailerlite.com/forms/129653/99504448452166810/share Link to Testing: https://hopenaturalhealth.wellproz.com/   #AcneClearing #HolisticNutrition #SkinHealth #InsideOutWellness #FivePillars #GutSkinAxis #HormonalBalance #Detoxification #WomensHealth #FunctionalNutrition #EmpoweredSkin #NourishingSkincare #KatieStewartWellness #HopeNaturalHealth #ClearSkinSolution  

Join Brian and Mike Cohn as they unpack the five essential pillars that take Agile from “just the motions” to meaningful, measurable impact. Plus, get a behind-the-scenes look at their revamped course built for real team transformation. Overview In this episode of the Agile Mentors Podcast, Brian is joined by longtime collaborator and Agile thought leader Mike Cohn for a deep dive into what really makes Agile stick. They explore the five foundational pillars—mindset, practices, roles, teamwork, and support beyond the team—and share stories of what happens when teams get them wrong (like obsessing over story point math or demoing a copyright update in a sprint review). Along the way, they introduce the newly available Working on a Scrum Team public course and explain why it’s designed for entire teams, not just isolated roles. Whether you're new to Agile or knee-deep in transformation, this episode will help you rethink how to build an Agile approach that actually works. References and resources mentioned in the show: Mike Cohn #80: From Struggling to Success: Reviving Agile Teams with Mike Cohn Scrum Team Roles and Responsibilities Working on a Scrum Team Course Mountain Goat Software Certified Scrum and Agile Training Schedule Subscribe to the Agile Mentors Podcast Want to get involved? This show is designed for you, and we’d love your input. Enjoyed what you heard today? Please leave a rating and a review. It really helps, and we read every single one. Got an Agile subject you’d like us to discuss or a question that needs an answer? Share your thoughts with us at podcast@mountaingoatsoftware.com This episode’s presenters are: Brian Milner is SVP of coaching and training at Mountain Goat Software. He's passionate about making a difference in people's day-to-day work, influenced by his own experience of transitioning to Scrum and seeing improvements in work/life balance, honesty, respect, and the quality of work. Mike Cohn, CEO of Mountain Goat Software, is a passionate advocate for agile methodologies. Co-founder of Agile Alliance and Scrum Alliance, he thrives on helping companies succeed with Agile and witnessing its transformative impact on individuals' careers. Mike resides in Northern Idaho with his family, two Havanese dogs, and an impressive hot sauce collection. Auto-generated Transcript: Brian Milner (00:00) Welcome in, Agile Mentors. We're back for another episode of the Agile Mentors podcast. Thanks for joining us. I'm with you, as always, Brian Milner. And today, I have the one and only Mike Cohn back with us. Welcome in, Mike. Mike (00:12) Thanks, Brian. Good to be here. Brian Milner (00:14) Always happy to have Mike on the show and really appreciate Mike making time to come on. Wanted to have Mike on because there's some things Mike's been talking about recently that are really interesting and people have been asking a little bit about this and I thought maybe it'd be just a good opportunity to talk through some of the stuff that Mike's been writing about. I know you spent, Mike, a lot of time helping teams to not just do Agile but to really get solid results from it. to see impact from it. And I know the topic you've been talking about recently is sort of these five pillars of supporting real agile improvements, the mindset, practices, roles, teamwork, and support beyond the team. So I thought maybe we could just dig in and drive through those and maybe learn a little bit about those as we go. Obviously also to talk a little bit about the exciting new course that's being launched here, the working on a Scrum team course, because I know that was originally just for private classes, right? And now it's being open to the public. Mike (01:23) Yeah, we've done working on a Scrum team as a private class for probably 20 plus years. It's been kind of our main offering to private clients. But we're hearing from a lot of people that they have one team and they can't really get a private class approved with the budget and such. So what we're doing is going ahead and making that course available as a public course. So two people from your company, five people from another company all in the same class the way we've done our certified courses for decades. And so we're going to start offering this as a public course. And the exciting thing there is that it's really meant to be a team-based class, where things like Scrum Master training, great class, but it's really meant for the Scrum Master, right? And working on a Scrum team is really designed, and you and I helped you and I design this course together, but it's designed to be something that is a whole team training, right? So good for anybody on a team. Brian Milner (02:16) Yeah, yeah, it's been really great teaching those in the private classes and I'm excited to think about the public being able to come in and take that now. Let's talk a little bit about these pillars and, I think people are gonna be really intrigued by the concept here. The first one is mindset, I think, and just wanna start there and say, what does it actually mean to... think Agile and what is the found, why is that kind of the foundation for successful transformations? Mike (02:43) Remember the kind of the early days of agile and there was a lot of conversation about could you be agile without understanding the principles, right? If you just did the practices, were you agile? Other people were saying, no, you have to start with the principles, right? And so do you start with principles? Do you start with practices? And I remember these early debates and they often devolved into a discussion of the karate kid movie, right? Remember that one, right? And, you know, can you just wax on? Brian Milner (03:12) Ha Mike (03:12) for long enough, just do the practices. And then all of a sudden, your karate instructor or your agile coach is, OK, you're agile. And it's like, wait, all I know how to do is wax a car, right? And so there were these discussions about practices versus principles. And I was kind of always on the side where you better understand the principles to do this. Just knowing the practices, waxing on all day, is kind of just going through the motions. And so you have to understand the principles. And the idea that I wanted was that if a team truly understood all of the principles underneath Agile, I don't just mean just the manifesto, but all the principles that are there from Lean, from Kanban, from everything, that if you really understood those, you'd kind of invent the practices, right? You do those and you go eventually to go, hey, we should probably meet every day. Or hey, if we tested first, that might be a really good thing. Brian Milner (03:57) Yeah. Mike (04:05) So you'd invent the practices if you really had that type of agile mindset. And so for me, when we're working with organizations to get them truly agile, and I don't mean like more agile than less agile, but agile in a way that's going to stick, you got to change mindsets, right? You've got to do more than just the wax on. So people have to get the mindset. Brian Milner (04:27) Yeah, I love that. I know that I've experienced some things in the course of working with people that's it's sort of like you, if you're not on the same page with the principles, then you start to talk through the practices and you run up against a problem. And really what you find out the core of it was, well, we weren't aligned on really the principle behind this. So why would I want the practices then, right? ⁓ Mike (04:49) Yeah. Well, that's where you also end up then with a lot of team debates about things, right? Because you're arguing about the practice. if you'll say you and I are arguing about the benefit of some practice, if we agree on the principle, we might just have different views on it. But deep down, we'll probably agree on some practice, or we might find an alternative one. But if you don't agree on the principles, you end up with a lot more of these kind of annoying. mean, team debates are great. I mean, I love. Brian Milner (04:54) Yeah. Mike (05:12) you know, having a team debate, arguing stuff like that, but not about pointless things, right? And not without some sort of foundation. They just kind of get in the way. It's just frustrating for everybody. Brian Milner (05:21) Yeah. Well, I'm kind of curious, what kind of signs or signals do you think teams should look out for to kind of clue in and let them know that what might actually be going on here is more of a mindset issue? Mike (05:36) think sometimes it's when you hear the appeal to authority, right? Somebody says, you know, well, we got to do it this way because the scrum guide says, right? Or the one that annoys me is we have to do it this way because Mike Cohn says, ⁓ you know, that was like, no, I, somewhere else also said, think, right? Don't just, you know, don't just, you know, blindly do story points or something. Cause I say they're a good thing. I want you to think too. Brian Milner (05:50) You You Mike (06:01) And so I think that kind of appeal to authority when teams are debating things. It's where we also see teams who think they're agile because they do a set of practices. We use a particular agile tool, so we must be agile. We do daily meetings. We must be agile. And those are not the things that make you agile. Those are artifacts of being agile. If you're agile, you're going to meet a lot. You're not going meet a lot, but you're going to talk a lot. Um, and so those are the artifacts of behaving in an agile way. And so I want to understand why we're doing those things. So I look for those kind of appeals to authority. Um, you know, emphasis on that type of stuff in an argument talking about how this is the right way saying there's only one right way to do something. Brian Milner (06:49) Yeah, yeah, that's great. How does working on the Scrum team deal with this? How does that address it? Mike (06:55) Well, one of the things we do, it was actually one of my favorite exercises. We do this exercise at the start of the class where we ask people to kind of map out how the organization talks about certain adsel principles and then how does the organization behave. And so for example, if a company says, people are our greatest asset, and then they treat people like dirt, we've got this kind of problem between what we say and what we do. And so I like to kind of map this out. And so we do this with the principles in the Agile Manifesto. And once we map those out and we start to see things that we say we value, but we don't behave that way, really helps us understand if we've really embraced that mindset. Or are we just doing things because an Agile coach told us to, or a boss told us to, or we did it that way in our prior company. Those are all bad reasons to do something. Brian Milner (07:48) Y eah. So this is great. So I agree. The mindset's really foundational. And there is this symbiotic relationship between mindset and practices, which came first and which comes first, as we talked about. I know a lot of teams get stuck doing Agile, though, in really only name only. So when we talk about practices, what makes the difference between going through the motions? Mike (08:00) Mm-hmm. Brian Milner (08:11) and actually doing things that work. Mike (08:13) Well, practices is kind of our second pillar, right? You have to have the mindset, right? But you also have to have the practices that come from having that mindset. so, again, I try to think of that team on a desert island, right? And they're isolated from the world. They've never talked to anybody, but they have an agile mindset. What practices are they going to invent, right? And I think those are kind of the core practices. We see a lot of problems with as an example, teams that misunderstand sprint planning. And I know when I first started teaching about sprint planning, I'd have a slide up there to have a picture of a sprint backlog. And the sprint backlog listed tasks like code this, design this, test this. And then there were estimates next to code this. It's going to take four hours testing. It's going to take three. And so we were able see all these numbers and think the point of a sprint planning was these numbers. And Even in the early days of this, I was always saying, no, it's not about those numbers. It's about deciding what product backlog items you can pick. if taking a, I don't even want to call it an estimate, but taking a wild guess about, it probably can take four hours to code. If that helps you decide how many backlog items you can commit to, great, put those numbers up there. But it was never about the numbers. And it's one of the most common problems that I see with teams in sprint planning is they get obsessed with How many hours did we bring in? How many points did we bring in? And I remember one team I worked with where we did sprint planning. Having those estimates were helpful for them on their sprint back. They were helping. And we finished the meeting. And we're using Google Sheets in a meeting to do this. We've got a row with the estimates in there. And as we start to wind down the meeting, I deleted that column that they'd spent so much time talking about. They're all kind of pissed off at me. Why'd you delete that? We spent all this time talking about it. I said, because we got the benefit, right? You got the benefit of those numbers. The benefit isn't a week from now remembering that you said five hours, because it's going to take what it takes. The benefit was the discussion that it led to of can we take more or are we already full? So I see teams get obsessed with that. This is one example, but that's one of the problems with sprint planning as a practice. Brian Milner (10:25) Yeah. Yeah. I think you're absolutely right. And that's one of the things I know I've talked about with people going through the course is sort of understanding the purpose behind the things. Just going back to, know, harkening back to what you said about, don't just do it because someone told you, you know, understand why the purpose behind it. And, know, otherwise we, I'm sure we've all had that experience before where someone just tells you to do something and says, you know, why? Cause I told you so, you know, that, that doesn't, that's not very convincing. Mike (10:52) Thanks, Mom. Brian Milner (10:53) Right, right, thanks mom. Yeah, not very convincing, but it's much more convincing when they can tell you, well, no, you do this because this is what we're trying to do. And I think you're right, that makes all the difference there. ⁓ Mike (11:05) It just, don't know anybody that responds well to being told what to do, right? My instant reaction is no, right? mean, you it could be, you know, a really, you it could be a really good thing. Eat more vegetables, you spend more time outside. No, right? Don't tell me what to do. So. Brian Milner (11:09) Right. Right. Yeah. It's almost like our default response is no until you convince me. Are there other common practices? We talked about sprint planning. Are there other kind of practices you see teams struggle with? Mike (11:28) Yeah, yeah, for a lot of people. think a huge one is product backlog refinement. I don't know what a better word would be than refinement. refinement is about making the backlog better. It's not about making it perfect. And I see teams that get stuck on backlog refinement and feel like they have to resolve every open issue, that everything has to be tiny and answered and buttoned up before we can start a sprint. And that's not the case. For me, the goal in refinement is to make sure things are small enough and sufficiently well understood. I don't want to bring in a backlog that's bigger than my velocity. If our velocity is 25, I don't want bring in a 50-point story. how about the problems of a 50-point story anyway? But I don't want to bring in some massive epic like that into a sprint. And so refinement is about making it small, making sure it's sufficiently well understood. Sufficiently well understood, not perfectly. And so Brian Milner (12:18) Yeah. Mike (12:28) The problem is these teams, and I know you've seen this, but teams who get in there, want to resolve every open issue. It's like, no, we can resolve that during the sprint. If we think about the goal and planning to make sure we know what to bring into the sprint, not too much, not too little, we're fine just enough that you're at that point. Is the button blue or red? Who cares? If it's a log in story, we're going to lock people out after some number of failed attempts. Who cares how many? Figure that out during the sprint. If it's five or three or eight, who cares? Figure that out later. So I think refinements won. Another big one would be reviews, ⁓ where sometimes teams demo too much in a sprint review. And they feel like they have to justify their existence, show everything you did during the sprint. And the most egregious example of that was this was a handful of years ago. But I literally remember a team showing Brian Milner (12:58) Yeah. Yeah. Mike (13:18) how they had updated the copyright notice on the footer of the web page, know, copyright, you know, whatever year our company, right? And it's like, my God, you didn't need to show that to stakeholders, right? We all either know there's a copyright notice on the bottom of the web page or we've seen one before. I don't need you to bring it up and scroll down to it. Now only took 15 seconds of the meeting, but that was 15 seconds of people's lives. They were never going to get back. you know, show stuff that you need feedback on, right? If you'd... Brian Milner (13:41) Right. Mike (13:45) You fixed a bug and you fixed it only way it could be fixed. Mention it perhaps, but you don't need to show it, right? Brian Milner (13:51) Yeah, yeah, know teams I've been on often it's just it's suffice it to have a list sometimes and just say here's a list of things if you want to know more about these come talk to us but we're move on to the stuff you care about. Mike (14:02) Yeah, I always have like a will show, will not show list. you know, I often, if I'm writing the meetup present, that'll put that up on Zoom or, you know, show it on a screen if we're in person. And often somebody wants to see something that's on the will not show list. Or they just want me to describe what bug was that again? What was that? You know, and I'll explain it really quickly. But if nobody wants to see it, don't bother showing it. So. Brian Milner (14:26) Yeah, I know we talk about these scrum practices quite a bit in the working on the scrum team class, but if someone signed up to take this class, what can they expect to hear or what can they expect to learn about these practices in the course? Mike (14:39) Well, I think one of the things that you and I did together in creating the newest version of the course was to look at what do you actually need to practice doing, and it's feasible to practice doing in a classroom setting, versus what should you just kind of talk through. And not everything needs to be practiced to get the hang of it, right? Everybody in the world has taken something big and split it up into smaller things before, right? I need to make. spaghetti dinner tonight. What do need to buy? Right? OK. Well, that's that's that's test decomposition by noodles, by sauce, by tomatoes. Let's make it from scratch. Right. By some garlic. Right. So everybody in the world has done decomposition. We've broken a big thing into small things. And I remember, you know, iterating over I'm still on sprint planning, I guess. But I remember iterating over exercises in sprint planning and in courses over the decades by now. And I would have one where you're planning a party for your kid, break it down into tasks. It's like, nobody learns anything from this. And so that's one where I'd rather say, OK, this problem occurs in sprint planning. How could you solve it? Other things like, let's say, splitting user stories or splitting job stories, that's a skill worth practicing together, getting feedback on. And so those type of things we try to practice in the course. other things we just talk about. mean, I'm curious on your thoughts on that. What do you think about some things being worth practicing, some things worth being better talked about? Brian Milner (16:01) Yeah, I agree. I agree fully. it's, it's, you know, there's some things, it's kind of like what you said before, there's some things that's not worth spending the time on, and it's better to just have a discussion and move on. Mike (16:13) Yeah. Yeah. I guess that's one of the things we always talked about. We always talked about return on investment of the exercise. What's the return on the exercise? And if you're going to have a one hour exercise, cool. One hour exercise. But it better have a pretty healthy return because that's a lot of time in class. And so what's the return on exercise? Is this worth a practice? Is it worth just a discussion? And if we can discuss two hard problems and give people advice on two common problems, they're probably going to face. Brian Milner (16:21) Yeah. Mike (16:41) Might be better than spending 20 minutes practicing something that they've probably done before. Brian Milner (16:45) Yeah, I completely agree. Let's move to the third pillar then, because I know this is a big one, just thinking and talking about the roles. And just as far as communication issues are concerned, even outside of Scrum, I know that's part of the big problem with teams and organizations just not being clearly defined about who does what and who's responsible for each thing. So those misunderstandings are really common failure points. ⁓ Mike (17:09) Mm-hmm. Brian Milner (17:10) How do you see teams getting that wrong and how's that derailing a Scrum team? Mike (17:15) Well, think we see it all the time on Scrum teams between Scrum Master and Product Owner and even the development team, right? Who does what? I was responding to some comments on LinkedIn this morning on some post I'd made last week and somebody had some comments. And it had to do with whether the Scrum Master or Product Owner does something. And it was interesting because in the comments on that post, I... I don't remember which one it was, but I shared a certain perspective. I feel pretty strongly that I have it right. I mean, I this is how we do it. But there were other people saying the opposite, right? And so, you know, these are people that are probably fairly experienced with Scrum, if they're following me on LinkedIn and feel comfortable commenting on a post, probably feel comfortable with it. And so there's a lot of confusion about what role does what thing. And I don't think this is something where the Scrum guy is going to have the answers for you. I think it's, I mean, you can look at the Scrum guy, oh, this. Here's my starting point answer, but we always want to play to people's strengths, right? And if you've got a scrum master who's got a lot of skill in one area, maybe they shift a little work from the PO to themselves, right? With the PO's permission, right? And the opposite, right? Between maybe PO and team. So it's fine to have default starting positions on who does what, but you always want to play to people's strengths. So I think PO scrum master, I think we see it with project managers and scrum masters, roll confusion on those type of roles as well. Brian Milner (18:38) Yeah, completely agree. A lot of those roles that are not named Scrum team roles and how they interact with the team, that's often a source of confusion as well. What are maybe some signs or symptoms that teams might be having confusion or problems in this area that maybe they don't even recognize or realize they're having an issue with roles? Mike (18:59) Any sort of conflicts, right? You know, you and I arguing over which one of us should do something. The other one would be kind of the opposite, which would be like a dropped ball. I was watching some YouTube video. I love baseball. I was watching some YouTube video the other day of like missed catches or something like that. And some team hit a baseball way up in the air and it was landing near three players, right? Three players are all looking at it. Brian Milner (19:12) You Mike (19:23) One guy waves the other two off, he's going to catch the ball and he must have been blinded by the sun because he's like six feet from the ball when it lands on the ground, right? And, you know, if we have a responsibility to catch the ball, run this meeting, right, right the backlog, the kids dropped, right? And so I think either arguing over who does something, two of us trying to do the same thing or neither of us doing it. I don't mean trying to get out of the work, right? All three players have been happy to catch the ball, but I think you've got it. You think I've got it, right? Those type of things are pretty good signs. think getting clarity around these roles can really optimize how a team works. And I think a really key thing here is that it changes over time. So I'll go back to my example of maybe the Scrubmaster has some skills that can help the product owner early on. Because maybe the product owner is new to the company. The product owner doesn't know the product as well. So they might rely on the Scrubmaster for guidance on things. Well, a year from now, we might shift responsibilities a little bit because now the PO is the expert on all things related to the product. So it's not like we want to establish clarity on roles one time and leave it forever. It's going to change. We get a new tester on the team, things might change. Product owner moves. It's going to change again. So we need to realize these responsibilities are dynamic. Brian Milner (20:39) Yeah, that's a great point. Your point about baseball just made me think about how, when you watch any youth sport in the world, when you go watch your kids play a sport, what's the one thing you always hear people scream from the sideline? Talk to each other. Call the ball. Well, that too. That too. Ump your blind. Those kinds of things. Well, let's talk a little bit about Mike (20:52) I thought you were going say, put my kid in. Brian Milner (21:00) I know this course addresses the roles and how would you say this course really helps address that issue of role confusion? Mike (21:07) think a big part of it is that we designed it to be for everybody on the team, right? Suppose you send a scrum master to a class, and it's a great class. Scrum master is going to back to the certain set of impressions about their role. Product owner goes to an equally good class about the product. They might have different impressions. Even if they took the course from the same instructor, they're hearing it a little differently. They're hearing it through their filters, right? And so when they're in a course together, there's more opportunities to clarify their understanding about those things, especially in the classes designed as we did with this one to bring out some of those differences. So I think the course helps with that. we've also designed it to mention the rules we haven't talked about, like managers and things like that. Brian Milner (21:53) Yeah, yeah, I think those are so important. And there's a lot of great discussions that come out when we have those topics. ⁓ Let's talk about the fourth pillar then, teamwork, because this, I think, builds really well on what we just talked about. And the idea that there's actually, Scrum is a team sport. ⁓ So beyond just normal human personality conflict type issues, what do you see that gets in the way of teams actually Mike (21:58) Mm-hmm. Mm-hmm. Brian Milner (22:18) working as a team. Mike (22:19) think ego is probably one, right? I can do everything better, just leave me alone. There's an old book that says basically, beware of a lone developer in a room, right? You know, it was referring to the developer who wants to close their door and say, I'll it done in a month, trust me, right? And one of the companies I worked with, and this one's going back like 15 years ago, but it was a really good story. Brian Milner (22:36) Yeah. Mike (22:43) is they would literally grab one unit of work. Each person on the team would grab a unit of work and take anywhere from three to 12 months to do the thing. So they were big things, but the person would do everything on it. They'd coded, tested everything. And the organization was putting out very little because of this. When they moved to Scrum in the first year, by their estimate, they said they delivered 540 % more work. over five times the amount of new features delivered. And that was through the collaboration, through the short iterations, those type of things. But it was about getting people to collaborate more. So I think there's huge opportunities to do that. One of the problems I see is when we don't overlap work. If we think about that organization I just described, you grab your thing, you're done in six months. I grab mine, I'm done in seven months. If we'd work together on those things, what's not make us any faster? No faster. But you and I could have worked on your one thing and been done in three months. OK, we're delivering value in three months, right? And so one of the things I look for a lot is how much teams are overlapping work, right? And if we're not overlapping work, there's huge opportunities to improve at that. I'll a little example of this. One of my favorite restaurants is, I don't know, barely call it a restaurant. It's a fast food deli. It's called Jimmy John's. Have you been to Jimmy John's, Yeah. Yeah, there's one near my house where I can go there and the wine will be out the door. Right. And you know, normally you see a wine out the door and it's like, crap, I'm going somewhere else. Right. These guys are so fast. They're so fast. When I get to the front, I place my order. I play this little game of can I fill up my cup? You know, I get an iced tea and they give me an empty cup and can I go fill up ice and put the tea in before they hand me my sandwich? And it's about 50-50. Right. It doesn't take long to fill up your iced tea. But the way they do that is the overlap work. As soon as I order my Italian club sandwich, somebody's already got the bread open, somebody's got a slab of meat they're ready to drop on there, somebody else has their hands over the vegetables and they're dropping the vegetables on there, and then a fourth person wraps it up. And so like four or five people touch my sandwich. Hopefully their hands are clean, but four or five people touch my sandwich as opposed to like most delis where I go and it's like you watch one person plod along making the sandwich, right? Overlap work is huge. Brian Milner (25:07) Yeah. Yeah, this episode sponsored by, no, just kidding. Use code Mike Cohn when you go to, no, just kidding. Yeah, I agree. And yeah, yeah, I'm familiar with Jimmy John's. Probably too familiar. ⁓ Yes, yeah, no, that's, I think that's part of their shtick is that they're, you know, they're known for being fast. So yeah. Mike (25:10) You Is yours just as fast? Yeah. Yeah. They call it Freaky Fast. They actually have a competition. I've seen YouTube videos of this where they get like the best teams at various restaurants race, right? And so they have like the Jimmy John sandwich making Olympics or something, but it's a skill. Brian Milner (25:36) wow, wow, yeah. You should pair that up with the hot dog eating challenge in some way and see if we could have a team sport going there. ⁓ Mike (25:48) Well, that's a good point because think about the hot dog eating. That's one guy, right? That's Joey Chesnett shoving hot dogs down. The Jimmy Johns is a team. They get the best crew at a restaurant and it's a team, right? How fast can the team go? Not how fast can one guy make a sandwich, right? Brian Milner (25:51) Yeah. Yeah, yeah. That's awesome. So what are some tips? What are some ways that you can really unite a team, especially those new teams? Because that's the fascination point for me is, how do you take this group of humans that really don't know each other and haven't worked together in the past and unite them together and have them gel as a team? How do you do that? Mike (26:21) I'll give you a couple. One, I think having really crisp sprint goals helps. So we all know exactly what we're trying to get done in the sprint. We don't lose sight of that because sometimes in the middle of a sprint, you lose sight of it. And you get myopic and you just focus on a list of tasks. And I'm going to say that it's probably similar to the team doing sprint planning and just getting them assessed with the numbers. It's not about the numbers. It's not about the tasks. It's about the backlog items that lead to some goal. So crisp sprint goals help. That's a hard phrase. Crisp Sprinkles helps. The other one I'd say is having a shared vision about where you're headed over a little bit longer term. Probably the biggest change to the Scrum Guide ever that I've liked is the inclusion of a product goal. And that was something I'd been talking about forever. mean, literally since I started doing Scrum was that sprinkles are great, but they're pretty short, right? You want to have something bigger. Brian Milner (26:52) It is. Mike (27:14) And so I like having product goals that are a few months out there. And one of the things I like doing for product goals is have teams do something like write a press release that describes their goal or create a vision in some way, write a review that you want to see come out on the App Store, Play Store, and a magazine. And one of my clients made software and they were reviewed by a major magazine and they were given an editor's choice runner up award. And they actually estimated that being runners up for that was probably worth about $10 million. First place, first time was worth about $10 million a year to them. And so they decided to get serious about this and they wrote a review. Their scrum master, she was actually combo scrum master product owner, Erin. She had the team write a review and she said, let's go earn this review. And I literally remember the email I got from her three months later. It was because it was Halloween night. I just like, you know, brought in the candy from outdoors. We're done trick or treating. And I checked my email. I a three word email from her from Erin. said we did it. And the magazine had let her know, hey, we're reviewing you. be out on, you know, like Tuesday's edition. And the review had quotes in there that were from their vision review, right? The things that they had wanted to achieve. Brian Milner (28:22) Ha ha. Mike (28:35) And that team had just really jelled around that and just became so much more productive and collaborated so much better because of that shared vision. Brian Milner (28:43) Yeah, that's amazing. getting back to the course then, I know in the course we're trying to kind of some of those collaboration muscles. What are some of the ways that the course helps to build that? Mike (28:56) think one of the key things that we're doing, and I'm excited about this, is that we're, you know, we of course use Zoom breakout rooms, right? You you go talk about this, we'll see you in eight minutes or something like that. And for this course, we're doing something where a group of three or more, when they register, can have a private breakout room. And this to me is exciting because people get the benefit of having a private breakout room. They can have sensitive discussions if they want. They can talk very specifically about. you know, what do we do about our jerk product owner? mean, whatever it is, right? You know, they can talk about their specific issues, yet have the context of a broader class. Because I think in one of the benefits of any public class is hearing how other teams are doing things. And sometimes that's because you get a good advice, you know, how did you solve that problem? We have that problem. Other times, it's just feeling that you're not alone in the world. they've got that problem too, right? And they don't have any solution for me, but I know I'm not alone in the world with this. And so I like these private breakout rooms for three or more. I think it's a novel thing we're doing with this class. And it's with the intent of combining the best of both worlds of private and public training for this. I'd the other thing is probably consistency, having everybody on the team hear the same message, having those discussions with an experienced instructor like you or me in the room to provide guidance when they have questions. know, go back to the role clarity, right? You know, they can talk about it and they're there. Then they're back in the main room with you or me and we can kind of answer questions. So I think that consistency will be huge as well. Brian Milner (30:25) Yeah, yeah, I love that idea of the private private breakout rooms that that's that's gonna be huge for a lot of people I know. ⁓ Mike (30:31) I'm excited to try it with this. This will be the first classes we do that for. I'm excited about it. Brian Milner (30:36) Yeah, yeah. Well, let's bring it home then and talk about the fifth pillar because the fifth pillar is really interesting as well. It talks about support beyond the team and teams can only do so much. Every team struggles when they're not supported well. And there's lots of studies that show leadership support is one of the biggest hurdles or obstacles to the adoption. Mike (30:46) Mm-hmm. Brian Milner (30:59) What does that support look like from outside the team and how can a team influence that? Mike (31:06) Yeah, if you're trying to be agile and your HR group has quarterly reviews of personnel that are all based on individual performance and has nothing to do about teamwork in there, it's going to be hard to focus on collaboration. So we have to kind of fix these issues. I think what we have to do here is to have team members educate those outside the organization. And we have information that we share about, you here's how to talk to a boss that's maybe mandating deadlines, things like that. And so we try to coach people through having some of those challenging conversations. And one of things I want teams to do is kind of become an example of what good agile looks like. And if you have a team that's excelling with agile and they're doing it from a kind of principles first, that mindset first approach. You're going to see other groups look at that and let's say the marketing group. They're going to look at that go, hey, that's an interesting way to work. I wonder how we could do that, right? And it's going look different for a marketing group than a tech team. the mindset is going to be the same. Principles will still be the same. And so when we get teams to do really well with this, other parts of the organization start to get interested. And then they stop being as much in our way. Brian Milner (32:20) Yeah. I know one of the most important aspects here and that we talk about is, is that you don't need to, to wait, right? If you're the team level, you don't have to just sit around and wait for the organization to make changes. you, you have opportunities to make changes as well. So how does that happen? How's the team change, you know, bring about those changes that, improve the agile process, the results. Mike (32:42) I think that's by being the example so that people see it. I think it's by having those conversations. You know, one of the things that we'll get is, you know, it's so common is the product owner that wants to change their mind all the time. I was reading something, I guess this is in our Agile mentors community, I think is where it was, but it was about the, you know, the product owner who said his favorite thing about Agile is that he can reprioritize every week. ⁓ And it's like, you can, you know. Brian Milner (33:05) Hmm. Yeah Mike (33:10) I'm not sure it's good. And I think about that, a team gets momentum, right? And you're working on a certain feature. Next sprint, it would be nice to work in that same area of this system, right? Your head's there. Just kind of keep going a little bit. And I've often described this as like, let's say you're working on three backlog items that are in a certain area of this system. Let's make it concrete. Let's say it's the spell checker in Microsoft Office, right? And you do three backlog items related to the spell checker this sprint. Next sprint, maybe your top priority is not more spell checker stuff, but maybe items, I don't know, 25, 26, and 27 on the backlog are still in the spell checker. You know what? It might be better to do those. There are probably two or three sprints away. Let's bring them into this sprint. Just get them done while my head's into spell checking. And so getting product owners or stakeholders to stop doing that, one of the ways that I like to talk about doing that is using an example of ordering a meal at a restaurant. I can order, let's say, the chicken entree. And then as the waiter is taking the orders around the table, I change from chicken, no, bring me the fish. Not a big deal. The waiter is going to cross off chicken and write down fish. If the waiter goes away, brings me back my salad, and I change my mind then, I say, hey, bring me the fish. Might not be a big deal. It's going to be a big deal if I've already taken three bites of the chicken. right? Or if he brings me the chicken. So yeah, we can change our mind, but there's a cost, right? And we want to educate stakeholders about that cost. They don't overdo it. Brian Milner (34:31) Yeah. Yeah. Well, speaking of the leaders and the organization, managers, leaders, do you think this course is appropriate for managers and leaders to attend as well? you feel like they might need to in order to really have this be an impact? Mike (34:55) Yeah, that's a good question. Is it appropriate? Yeah, I think it's appropriate. When we do this privately, we've had plenty of leaders and managers attend. I think it's great. I don't think that's required because they're not on the Scrum team. You said the name of the course is working on a Scrum team. And so they're not on the Scrum team. They benefit by knowing more how their Scrum team works. But I think what we found is that having just a key subset of people who hear the same message work through the training together, and then go back to the organization. That's enough to bring the passion, conviction, and skills that we want. So we don't truly need leaders. They're great. I would never talk a leader out of going, but I wouldn't. If I were a team and I could take the class this month or with my leader next month, I would just get the class done, right? And educate the leader afterwards. Brian Milner (35:41) Yeah. Yeah, yeah, I think that's a good plan. All right, well then we've made our way through the five pillars and for people who have come this far with us and are at this point, if they're listening and they're recognizing some of these problems we've been talking about, what would you recommend to them as next steps here? Mike (35:49) if Well, take a look at our website. If you go to mountaingoatsoftware.com. And then I think there's a courses link on the top. You can go up there and find the link to this course. It's an exciting one that we're doing. I've literally been teaching this, I think the first time I taught a class called Working on a Scrum Team was 2003 or 2004. it's a time tested course. You and I kind of redesigned it a couple of months ago to make it appropriate for public. or little better just in general and more appropriate for public. But it's a time-tested course that's now designed to be available for public settings instead of, you know, have to have 25 people or something. Brian Milner (36:36) Yeah, yeah, that's really exciting. I can't wait to see kind of how people are in, you know, react and interact in the course to some of these concepts and ideas. And we'll, we'll of course link to all these things that we've talked about in our show notes and make it easy for everyone to find the course listing and, and, you know, where the dates and everything that we're going to offer them. So make sure to check that out. Mike, thanks so much for coming on. This has been really enlightening and I appreciate you making time for it. Mike (37:01) Of course, thanks for having me, Brian. Always a pleasure.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this panel episode of Making Risk Flow, host Juan de Castro dives into the transformative power of generative AI in insurance with three industry experts: Allison Thornicroft, VP and Business Solutions Lead at Arch Insurance Group, Neeren Chauhan, Chief Innovation and AI Officer at Tokio Marine, and Yaemish Rughoo, Information Technology Program Director at Everen.Together, they explore how AI is slashing submission clearance times from days to hours, achieving 95–97% data extraction accuracy, and optimising underwriting workflows. The conversation unpacks actionable frameworks for successful AI adoption, from email intake to underwriter workbench, and emphasises the importance of incremental implementation, human oversight, and third-party data integration. If you're navigating digital transformation in insurance, this episode delivers practical strategies, real-world examples, and lessons from the frontlines of AI-driven operational change.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Bro. Joseph Brown preached a message entitled, "The Five Pillars of the Christian Life" during the Tuesday Morning service of the 42nd Annual National Youth Conference in Santa Clara, California. Find more information and watch all the services at http://nvbc.org/yc/ (a ministry of North Valley Baptist Church, Dr. Jack Trieber, Pastor)

On this very special episode, Julie and Pete take a tour of the 2025 Payroll Profession Confidence Index (PPCI) report! They share details and color commentary around the results of the 2nd annual PPCI, walking through the unique research set and its key findings and themes, including guidance for leaders and C-suite executives.  The 2025 PPCI assesses the health of the payroll profession and its operations globally, delving deeper into the performance of payroll operations against the Five Pillars of Modern Payroll, introduced in the 2024 inaugural report.  Plus, Pete unveils a groundbreaking new Modern Payroll ROI Framework and POV to help leaders measure, prove, and shape a new narrative around payroll's strategic contributions and impact!  Download the 2025 PPCI: https://www.payrollinfluences.com/researches/2025-payroll-profession-confidence-index-report About the PPCI:  The Payroll Profession Confidence Index (PPCI) is the first-of-its-kind payroll research designed 'by payroll and for payroll' to amplify the collective voice of its professionals and raise awareness for the value and impact of the critical profession. The PPCI takes the sentiment-based pulse of payroll professionals and measures the health and value-driven impact of their operations to better understand how to nurture the future of the payroll profession and raise the eminence and impact of every payroll professional worldwide. The PPCI remains entirely free of sponsorship or any monetization, and 100% anonymous with no personal information required to participate or to access the final report.  About Payroll Influences: www.payrollinfluences.com Founded, curated, and led ‘by payroll and for payroll, ‘Pi' is the world's premier virtual forum dedicated to fostering a deeper understanding of the critical payroll profession and empowering its current and future leaders to shape its next chapter. We believe payroll professionals are the most essential workers on the planet and, until now, have lacked an ecosystem dedicated to advancing their eminence and influence. Our mission is to provide THE premier forum to unite the world's most essential professionals through a community of like-minded leaders eager to explore, share, learn, and advance as payroll executives!  Connect with the show:    LinkedIn:  http://linkedin.com/company/hr-payroll-2-0  X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social  YouTube: https://www.youtube.com/@HRPAYROLL2_0

In this episode of Volunteer Nation, Tobi Johnson dives into the heart of what makes a volunteer team truly thrive: community. Drawing from both personal experience and well-established sociological principles, Tobi explores five essential pillars that foster a sense of belonging and connection among volunteers and between volunteers and staff. This episode is a must-listen for volunteer leaders who want to create a more collaborative, motivated, and mission-driven team. Whether you're just getting started or looking to reinvigorate your program, you'll walk away with simple, actionable steps to strengthen your community and boost engagement. Full show notes: 171. Practical Community Building Tips for Your Volunteer Team Community Building - Episode Highlights [04:36] - The Importance of Community in Volunteer Organizations [05:31] - Five Pillars of Community Building [07:23] - Pillar 1: Membership [10:01] - Pillar 2: Influence [12:35] - Pillar 3: Integration and Fulfillment of Needs [14:37] - Break and Resource Promotion [17:46] - Pillar 4: Shared Emotional Connection [22:13] - Pillar 5: Shared Responsibility and Commitment Helpful Links Volunteer Management Progress Report  VolunteerPro Impact Lab  Volunteer Nation Episode #168: Note to Nonprofit Execs – Supporting Volunteers is Everyone's Job  Volunteer Nation Episode #164: Moving from Volunteer Compliance to Building Your Nonprofit Community  Episode #138: Building Community in an Uncertain (and Sometimes Scary) World  Episode #027: Secrets to Building a Sense of Community with Volunteers  McMillan, D. W., & Chavis, D. M. (1986). Sense of community: A definition and theory. Journal of Community Psychology, 14(1), 6–23 Thanks for listening to this episode of the Volunteer Nation podcast. If you enjoyed it, please be sure to subscribe, rate, and review so we can reach more people like you who want to improve the impact of their good cause. For more tips and notes from the show, check us out at TobiJohnson.com. For any comments or questions, email us at WeCare@VolPro.net.

Mike Milligan, a Certified Financial Planning Professional, author, podcast and radio show host, and university lecturer, brings 26 years of experience to the financial planning industry. After beginning his career in large banks and insurance companies, he founded his first firm 15 years ago with the belief that “everyone is One of a Kind; and they deserve a One of a Kind Financial Plan.”Challenging the “One Size Fits All” approach to financial advice, which he refers to as “Retirement Déjà Vu™,” Mike developed The One of a Kind Financial Plan™. This comprehensive plan addresses taxes, retirement income, investments, long-term care, and legacy, enabling clients to live a “One of a Kind Life.” Recognizing the need for a clear retirement vision, he then created Retirement CHI™ to supplement the plan. This innovative approach focuses on community, health, and impact, further reducing stress for his clients. Mike leads a team of over 20 professionals across the United States, including Hawaii.Learn more: http://www.1OakFinancial.comThe information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Information is obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. Neither Mike Milligan nor his guests are liable for the use of information discussed. Always consult with a qualified investment, tax, or legal professional before taking any action or schedule a meeting with Mike Milligan.Annuity guarantees are based solely on the financial strength and claims-paying ability of the issuing company. Individuals should thoroughly review the contract for specific product features and costs. Income payments and withdrawals from deferred annuities are generally taxable as ordinary income in the year they are taken.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mike-milligan-founder-of-1-oak-financial-discussing-the-five-pillars-of-your-unique-plan

Mike Milligan, a Certified Financial Planning Professional, author, podcast and radio show host, and university lecturer, brings 26 years of experience to the financial planning industry. After beginning his career in large banks and insurance companies, he founded his first firm 15 years ago with the belief that “everyone is One of a Kind; and they deserve a One of a Kind Financial Plan.”Challenging the “One Size Fits All” approach to financial advice, which he refers to as “Retirement Déjà Vu™,” Mike developed The One of a Kind Financial Plan™. This comprehensive plan addresses taxes, retirement income, investments, long-term care, and legacy, enabling clients to live a “One of a Kind Life.” Recognizing the need for a clear retirement vision, he then created Retirement CHI™ to supplement the plan. This innovative approach focuses on community, health, and impact, further reducing stress for his clients. Mike leads a team of over 20 professionals across the United States, including Hawaii.Learn more: http://www.1OakFinancial.comThe information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Information is obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. Neither Mike Milligan nor his guests are liable for the use of information discussed. Always consult with a qualified investment, tax, or legal professional before taking any action or schedule a meeting with Mike Milligan.Annuity guarantees are based solely on the financial strength and claims-paying ability of the issuing company. Individuals should thoroughly review the contract for specific product features and costs. Income payments and withdrawals from deferred annuities are generally taxable as ordinary income in the year they are taken.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mike-milligan-founder-of-1-oak-financial-discussing-the-five-pillars-of-your-unique-plan

Chandler Walker is a visionary business leader with high emotional intelligence and a rare mix of strategic and technology, marketing, sales, and expertise, combined with a true talent for devising and applying new ideas and innovation to propel companies to build competitive advantages.   Chandler shares his entrepreneurial journey and the mission behind his two impactful ventures: Stone Age Fuel and Culture of Care.   Chandler realized the importance of customer connection and business autonomy, but also discovered he didn't want a career rooted in hard labor.   Chandler emphasizes the importance of his "Five Pillars of Optimal Wellness", mental health, social health, nutrition/gut health, fitness, and sleep, as a framework for true, sustainable well-being.   Website: Culture of Care  LinkedIn: Chandler Walker  Facebook: Chandler – Culture of Care   Previous Episode: https://iamceo.co/iam310-business-leader-helps-clients-build-wealth-social-and-mental-health/   Check out our CEO Hack Buzz Newsletter–our premium newsletter with hacks and nuggets to level up your organization. Sign up HERE.  I AM CEO Handbook Volume 3 is HERE and it's FREE. Get your copy here: http://cbnation.co/iamceo3. Get the 100+ things that you can learn from 1600 business podcasts we recorded. Hear Gresh's story, learn the 16 business pillars from the podcast, find out about CBNation Architects and why you might be one and so much more. Did we mention it was FREE? Download it today!

In this powerful first part of a two-part series, Dr. Tony Ebel sits down with attorney and health freedom advocate Leah Wilson from Stand for Health Freedom. This episode dives deep into the "why" behind health freedom—exploring what's at stake, why it matters so much for families, and how easily these freedoms can be lost without vigilant action.Leah shares her compelling origin story of how a foster care licensing crisis sparked her transition from corporate law to full-time health freedom advocacy. Together, they unpack the critical difference between fighting the science battle versus the policy/civics battle, and why both are essential for protecting parental rights and informed consent..Key Topics & Timestamps[00:03:00] Leah's Origin Story: The Foster Care Crisis[00:08:00] Taking First Steps: Who Do You Call?[00:11:00] The Four Pillars of Opposition Narrative[00:15:00] Building a Health Freedom Voting Block[00:20:00] Defining Health Freedom[00:24:00] Science vs. Policy: Two Critical Battles[00:27:00] The Five Pillars of Health Freedom[00:31:00] True Informed Consent & Medical System Problems[00:38:00] Empowering Parental Instincts & Next StepsGet Connected with Leah & the Stand for Health Freedom movement:website: www.standforhealthfreedom.comInstagram: @standforhealthfreedomFacebook: @standforhealthfreedomMembership to the Health Freedom Institute -- Follow us on Socials: Instagram: @pxdocs Facebook: Dr. Tony Ebel & The PX Docs Network Youtube: The PX Docs For more information, visit PXDocs.com to read informative articles about the power of Neurologically-Focused Chiropractic Care. Find a PX Doc Office near me: PX DOCS DirectoryTo watch Dr. Tony's 30 min Perfect Storm Webinar: Click HereSubscribe, share, and stay tuned for more incredible episodes unpacking the power of Nervous System focused care for children!

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this special panel edition recorded at the InsureTech Insights 2025 the panel, including Cytora's Head of North America Zaheer Hooda, have a forward-looking conversation on the evolution of the industry from InsurTech 2.0 to 3.0.Joining him in the panel are Nicholas Chen (MD Financial Services, Accenture), Camilla Serna (Global Revenue Officer at Chubb), Ben Madick (CEO Co-founder of Matic) and Fred Blumer (CEO and Co-founder of Mile Auto & Porsche Auto Insurance). Together, they break down how AI, personalisation, and digital partnerships are reshaping the future of insurance delivery.From embedding trust in AI-driven workflows to aligning regulatory frameworks with innovation, this episode is packed with practical insights. Tune in for a candid discussion on what it takes to drive transformation, without losing sight of insurance's core promise: protection.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this conversation, Brian Gottlieb shares his insights on the importance of management in shaping organizational culture, the challenges and strategies in the home improvement industry, and the significance of leadership and decision-making in business success. He emphasizes the need for effective recruitment, innovative marketing strategies, and the five pillars of leadership that can drive a company towards growth and excellence. The discussion also touches on the importance of financial management and the role of culture in employee engagement and retention.   Don't forget to register for Tommy's event, Freedom 2025! This is the event where Tommy's billion-dollar network will break down exactly how to accelerate your business and dominate your market in 2025.   For more details visit freedomevent.com   00:00 The Role of Management in Organizational Culture   04:16 Navigating the Home Improvement Industry   08:47 The Journey of Starting a Business   13:00 Sales Strategies and Customer Engagement   19:44 Building a Strong Company Culture   24:36 Leadership and Decision-Making   30:16 The Importance of Financial Management   35:27 Recruitment and Talent Acquisition   39:23 Innovative Marketing Strategies   46:27 The Five Pillars of Leadership   53:33 Closing Thoughts and Key Takeaways    

Kyle Oliveira is the founder and CEO of Luxury Leaf which is a hemp clothing brand. On this episode, Kyle opens up about his family dynamic and what it was like having parents who immigrated from Brazil. Kyle shares some of the cultural differences in values he noticed that his family had compared to friends. He talks about enjoying his college experience and making valuable connections. Also, he discusses how he with the help of some business partners created Luxury Leaf. Kyle values sustainability and emphasizes the importance of hemp. Join us in this passionate conversation on hemp, fashion, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u