Podcasts about Five pillars

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Duško Radulović, Founder and CEO of Climatig, about how high-resolution climate intelligence is reshaping insurance underwriting and portfolio strategy. Duško explains why moving beyond regional averages to meter-level precision allows insurers to identify true physical risk and price policies more accurately and reduce loss volatility. The conversation explores how machine learning fills critical data gaps for perils like hail and landslides, why climate forecasts must align with policy durations rather than long-term averages, and how transparency and validation build trust in predictive models. The episode offers practical insights into using data-driven climate risk assessment as a competitive advantage for underwriters, MGAs, and portfolio managers. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Welcome to the ThrivetimeShow.com Cleaning Business Podcast Series. During this 100 episode business coach podcast series Clay Clark teaches how you can achieve success in automotive repair, carpet cleaning, dog training, grooming, home building, home cleaning, home remodeling, manufacturing, medical, online sales, podcasting, photography, signage, skin care, and other industries. #CleaningBusinessPodcast   Where You Find Thousands of Clay Clark Client Success Stories?  https://www.thrivetimeshow.com/testimonials/    Breaking Down the 1,462% Growth of Stephanie Pipkin with Clay Clark: An EOFire Classic from 2022 - https://www.eofire.com/podcast/clayclark8/    Who is Clay Clark?  Clay Clark is the co-founder of five kids, the host of the 6X iTunes chart-topping ThrivetimeShow.com Podcast, the 2007 Oklahoma SBA Entrepreneur of the Year, the 2002 Tulsa Metro Chamber of Commerce Young Entrepreneur of the Year, an Amazon best-selling author, a singer / song-writer and the founder of several multi-million dollar businesses.  https://www.forbes.com/councils/forbescoachescouncil/people/clayclark/    Where Can You Learn More About Clay Clark? https://www.thrivetimeshow.com/need-business-coach/#coaching-about-founders    Where Can You Read Clay Clark's 40+ Books? https://www.amazon.com/stores/Clay-Clark/author/B004M6F5T4?ref=sr_ntt_srch_lnk_1&qid=1767189818&sr=8-1&shoppingPortalEnabled=true    Where Can You Discover Clay Clark's Songs & Original Music?  https://open.spotify.com/album/2ZdE8VDS6PYQgdilQ1vWTP?si=Am65WUlIQba4OLbinBYo1g  

Stress has become the constant background noise of modern life. In this episode of Healthy Mind, Healthy Life, host Yusuf sits down with Dr. Alana Atchison to unpack why chronic stress often sits underneath anxiety, low mood, and even physical symptoms. This conversation is for anyone feeling overwhelmed, stretched thin, exhausted, or mentally foggy. You will learn a simple, practical framework to build real stress resilience through daily habits that support your body, mind, emotions, creativity, and sense of purpose. About the Guest: Dr. Alana Atchison is a clinical psychologist and stress reduction expert with over 15 years of experience. She created the Five Pillars of Stress Reduction, a holistic approach to restoring balance across key areas of life. Key Takeaways: Stress often fuels symptoms that look like anxiety or depression when life demands exceed capacity Quick fixes help temporarily, but a sustainable lifestyle plan builds real resilience Watch for warning signs like brain fog, sleep disruption, fatigue, and feeling constantly depleted Strengthen physical health with nourishment, movement, and immune support Use creativity to release built-up stress energy before it spills into relationships Train your brain with slow, enriching habits like reading and learning to stay steady under pressure How to Connect With the Guest: Website: http://www.alanaatchisonpsyd.com/  Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This video is for educational and informational purposes only. The views expressed are the personal opinions of the guest and do not reflect the views of the host or Healthy Mind By Avik™️. We do not intend to harm, defame, or discredit any person, organization, brand, product, country, or profession mentioned. All third-party media used remain the property of their respective owners and are used under fair use for informational purposes. By watching, you acknowledge and accept this disclaimer. Healthy Mind By Avik™️ is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6000+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

In this episode of Making Risk Flow, host Juan de Castro speaks with Antonio Grimaldi, Partner at McKinsey, about how London Market carriers can unlock growth by redesigning their operating models, not just optimising portfolios. They explore why execution drives the majority of performance, how underwriting workflows must be reimagined to free up judgement-led work, and what the shift towards facilities, MGAs, and alternative distribution means for competitive differentiation. The conversation cuts through the AI hype, outlining a pragmatic buy-versus-build framework and the real cost of “POC purgatory”. Antonio also reframes relationship-based service for 2026, arguing that speed, clarity, and decisive underwriting strengthen broker relationships more than manual processes; especially in a softening market.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Most agile transformations start with energy, and then stall out when things get complex. In this episode, Mike Cohn returns with a practical framework to help teams and leaders spot what’s missing, build lasting momentum, and navigate change with more clarity and intention.

In this episode of Making Risk Flow, host Jake Harding speaks with Evgeny Aleksandrov, Founder and CEO of PilotBird, about why claims accuracy, and not speed, is the biggest lever in modern insurance. Evgeny explains how open-source intelligence and lifestyle analytics help insurers validate claims earlier, uncover organised fraud networks, and avoid costly post-payout recovery. The conversation explores how curated data can mislead adjusters, why a “trust and verify” approach is essential, and how early-lifecycle intelligence delivers outsized returns, often 14–56x ROI. They also discuss how better data tools improve adjuster satisfaction and retention, and what insurers must do to responsibly adopt emerging data sources at scale to future-proof their risk infrastructure.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Unlocking Pet Wellness: The Five Pillars of the Coerenza Approach Thecoerenzaapproach.com Primepetrehab.com About the Guest(s): Dr. Tom Walsh is a veterinarian and specialist in animal physical therapy, the founder of Prime Pet Rehabilitation Therapy based in Myrtle Beach, South Carolina. With a unique background in telecommunications before pursuing a second career in veterinary medicine at the age of 40, Dr. Walsh brings an innovative perspective to the field. He is renowned for his development of the Coerenza Approach, a holistic pet care framework emphasizing exercise, environment, enrichment, nutrition, and responsibility. His approach aims at enhancing the quality of life for pets while addressing the burnout experienced by veterinary professionals. Episode Summary: Join host Chris Voss as he delves into the innovative world of pet care with Dr. Tom Walsh on this enlightening episode of The Chris Voss Show. Dr. Walsh shares his unique journey from telecommunications to becoming a leading veterinarian, along with the creation of Prime Pet Rehabilitation and the Coerenza Approach. Through humor and insightful conversation, they explore the challenges faced by pets and their owners, the demands on veterinary professionals, and strategies for achieving better wellness and care. Dr. Walsh uncovers the five pillars of his Coerenza Approach, offering insights on how exercise, environment, enrichment, nutrition, and responsibility blend to improve pet well-being and prevent common health issues. He also discusses the critical topic of veterinary burnout, the industry’s alarming suicide rate, and ways to bridge the gap between pet owners and veterinarians. Their conversation is filled with advice for pet owners on navigating nutrition options and advocating for animal health, all while emphasizing the importance of community and informed decision-making. Key Takeaways: The Coerenza Approach: Dr. Walsh’s innovative framework focuses on five pillars—exercise, environment, enrichment, nutrition, and responsibility—to promote holistic pet health. Pet Nutrition Insights: Understanding the delicate balance between high-quality pet food, the demands of owners, and specific pet health needs can significantly impact a pet’s well-being. Veterinary Industry Challenges: The episode sheds light on the struggles of veterinary professionals, with a high rate of industry exit and mental health concerns. Enrichment and Exercise: Mental stimulation through puzzles and varied exercise tailored to individual pets’ needs can prevent common behavioral problems. Community and Advocacy: Engaging in communities with expert guidance can support pet owners in making informed health decisions for their pets. Notable Quotes: “I kept saying the same things over and over again. So that meant I had a way, a particular way of doing things and a way of approaching things.” – Dr. Tom Walsh “The owners are saying by their actions that we do not trust what’s going on from our veterinarian.” – Dr. Tom Walsh “Necessity is the mother of invention…that was awesome that you guys figured out a way to have animals still get help.” – Chris Voss “Our approach can help with the financial burden that veterinarians are facing and improve owner confidence.” – Dr. Tom Walsh “We’re in danger of having a divide that you can’t get back from between pet owners and the veterinary industry.” – Dr. Tom Walsh

High performance in law requires more than technical skill—it requires the right mindset. In episode #596 of the Lawyerist Podcast, Zack Glaser talks with Jess Sargus about applying an athlete's mindset to leadership, performance, and growth in legal practice.  Jess breaks down the core pillars of athletic thinking. From growth mindset and action orientation to process focus and purpose, and explains how lawyers can apply these principles to become better leaders and perform at their best under pressure.  If you want to hear more from Jess, check her out at: https://www.thelegalathlete.com/  Listen to our other episodes on Mindset & Performance:  #588 – Practice Smarter, Not Harder: 411 Tips for Modern Lawyers, with Jordan Couch Apple | Spotify | LTN  #585 – First Aid for the Mind: Mental Health in Law, with Soumya Palreddy & Jill Kluesner Apple | Spotify | LTN  #572 – Practical Courage Skills Every Lawyer Needs, with Jim Detert Apple | Spotify | LTN  #551 – Becoming the AI-Driven Leader, with Geoff Woods Apple | Spotify | LTN  Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.    Chapters / Timestamps:   00:00 – Introduction  03:12 – Meet Jess Sargus  04:02 – From Law to Combat Sports  08:06 – Competition, Business, and Leadership  11:15 – Why Mindset Matters  15:12 – The Athlete's Mindset Defined  17:01 – Action Orientation and Elite Performance  19:30 – Getting Comfortable with Failure  22:05 – Growth Mindset and Competitiveness  26:03 – The Five Pillars of Fierce Agency  29:21 – Process Over Outcome  34:46 – Purpose and Mission Alignment  39:48 – Where to Find Jess  40:53 – Closing Thoughts 

High performance in law requires more than technical skill—it requires the right mindset. In episode #596 of the Lawyerist Podcast, Zack Glaser talks with Jess Sargus about applying an athlete's mindset to leadership, performance, and growth in legal practice.  Jess breaks down the core pillars of athletic thinking. From growth mindset and action orientation to process focus and purpose, and explains how lawyers can apply these principles to become better leaders and perform at their best under pressure.  If you want to hear more from Jess, check her out at: https://www.thelegalathlete.com/  Listen to our other episodes on Mindset & Performance:  #588 – Practice Smarter, Not Harder: 411 Tips for Modern Lawyers, with Jordan Couch Apple | Spotify | LTN  #585 – First Aid for the Mind: Mental Health in Law, with Soumya Palreddy & Jill Kluesner Apple | Spotify | LTN  #572 – Practical Courage Skills Every Lawyer Needs, with Jim Detert Apple | Spotify | LTN  #551 – Becoming the AI-Driven Leader, with Geoff Woods Apple | Spotify | LTN  Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!  If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.    Chapters / Timestamps:   00:00 – Introduction  03:12 – Meet Jess Sargus  04:02 – From Law to Combat Sports  08:06 – Competition, Business, and Leadership  11:15 – Why Mindset Matters  15:12 – The Athlete's Mindset Defined  17:01 – Action Orientation and Elite Performance  19:30 – Getting Comfortable with Failure  22:05 – Growth Mindset and Competitiveness  26:03 – The Five Pillars of Fierce Agency  29:21 – Process Over Outcome  34:46 – Purpose and Mission Alignment  39:48 – Where to Find Jess  40:53 – Closing Thoughts  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, the BAM Coaches break down one of the most underrated yet impactful concepts in player development: Time on Task.We explore what time on task really means, why it's a massive competitive advantage in both team and player development settings, and how coaches can immediately improve it through smarter drill design, communication, and constraint-based training. From youth players to professionals, this conversation connects theory, real-world coaching experience, and practical application.We Time on Task down into five different pillars: 1. Drill Simplicity (Smart Drill Design)2. Communication Efficiency3. Rotational Logistics & Continuity4. Limiting Lines & Dead Space5. Sensible Defense & ConstraintsWant to Go Deeper?A ton of what we talked about today connects directly to the ideas inside The Modern Basketball Blueprint, my new book.If you're a coach who wants to bridge science, movement, decision-making, and practical training, this book lays out the full framework.Grab your copy here → www.byanymeanscoaches.com/blueprintIf you found this valuable:Share the episode with a coach who'd benefit from building change of speed in a more modern waySubscribe so you don't miss the next deep diveScreenshot and tag us on IG so we can repost you

Brian Fernandez is an actor and content creator. On this episode, Brian opens up about his family dynamic and how actually became homeless in his teenage years. Brian discusses how he overcame being homeless and dropping out of school through multiple different jobs. He mentions how having his daughter at a young age motivated him to better his life. Also, Brian explains why he auditioned for short film and how this experience opened up the door to more acting opportunities. Brian talks about switching to content creation and some of things he's learned along the way. We dive into focusing on creating authentic content versus chasing numbers. Join us in this genuine conversation on acting, content, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

What if case acceptance didn't feel like "selling" at all? In this first episode of 2026, Dr. Len Tau sits down with Dr. Camesia Matthews to explore a powerful new way to help patients truly understand—and say yes to—their treatment plans. Dr. Matthews introduces her Dental Fitness Method, a five-pillar framework that connects oral health to whole-body wellness. By reframing dentistry through prevention, posture, protection, presentation, and psychology, she shows how dentists can increase patient buy-in, reduce resistance, and empower patients to take ownership of their health—without feeling pushy or sales-driven. This conversation is a must-listen for any dentist looking to improve case acceptance through clarity, education, and trust.   What You'll Learn Why patients reject treatment when they don't understand the why behind it How the Dental Fitness Method reframes dentistry as whole-body healthcare The five pillars that help patients make sense of complex treatment plans How education eliminates objections and builds long-term trust Why mindset and psychology are the foundation of case acceptance How wellness-based communication leads to more confident, informed "yes" decisions — Key Takeaways 00:43 Episode Introduction & Welcome to 2026 02:48 Meet Dr. Camesia Matthews 04:30 Education, Frameworks, and Patient Buy-In 05:35 The Five Pillars of the Dental Fitness Method 08:17 Why Patients Need a Unified Oral-Health Message 10:28 What Happens When Patients Don't Understand the "Why" 12:45 Sports Dentistry, Inflammation, and Whole-Body Health 14:58 Real Case Example: Transforming Confidence Through Dental Fitness 18:40 The Future of Dentistry as Healthcare 20:32 Removing the Pressure of "Selling" Dentistry 24:10 Handling the Informed "No" 26:44 Following Up Without Losing Patients 28:46 The Dental Fitness Advantage Book 29:40 Lightning Round Q&A 35:15 How to Connect with Dr. Camesia Matthews   — Connect with Dr. Camesia Instagram: @drcamesiaamatthews Book: The Dental Fitness Advantage (available on Amazon & Shopify) Learn more & connect: DentalFitnessPillars.com/educate   — Learn proven dental marketing strategies and online reputation management techniques at DrLenTau.com.   This podcast is sponsored by Dental Intelligence. Learn more here.   This podcast is sponsored by CallRail, call tracking & lead conversion software for dentists. Find out more here.   Raving Patients Podcast is your go-to place for the latest and best dental marketing strategies that will help you skyrocket your practice. Follow us for more!

On this episode, I am rejoined by Elijah DeAndrade to review our 2025 and how this year went for us. Elijah catches us up on everything that has happened since his last appearance on episode 142. He goes into detail about leaving a blue collar career to transitioning into sales. Also, Elijah discusses how tough it was to initially switch careers, but ultimately needed a big life change. We both discuss taking new jobs this year and what it was like for us. Elijah dives into getting into running specifically marathons and why he was motivated to do them. We share our experiences with podcasting and how we've both changed over the year. Join us in recapping 2025 with some laughs and motivation for 2026. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Joe Withrow, Brian Moody, and Hans Toohey deliver a joint strategy session on building a financial foundation that survives contact with reality. Why does traditional financial planning put growth before protection? What happens when your plan gets punched in the face? And why is Infinite Banking the only savings vehicle that accomplishes two critical goals simultaneously?Most people have been trained to think their 401(k) is savings and their term life insurance is "just in case." They're told to focus on growth—index funds, average rates of return, retirement projections—while protection and actual savings become afterthoughts. But when job loss hits, disability strikes, or markets crater, the whole plan collapses. This episode reveals the proper order of operations: protect first, save second, grow third. Hans breaks down why "average rate of return" is a meaningless data point. Brian illustrates the parallel paths of protection and wealth accumulation with the diagram that makes it all click. And Joe explains why buying insurance isn't an expense if you do it correctly—it's saving money that immediately becomes accessible capital.The conversation covers IBC mechanics, policy loans that don't disrupt compounding, real estate purchases funded with cash value, the power of dinner table time for passing down values, and why building generational wealth starts with one decision: get the foundation right, then everything else becomes possible.Chapters:00:00 - Opening segment01:25 - New Year's resolutions: tangible goals vs. vague aspirations08:50 - The invention of "Retirement Inc." in the 1970s11:05 - Protect, Save, Grow: the proper order of operations13:10 - What traditional CFPs get wrong about protection14:35 - Why "average rate of return" is a useless metric16:40 - Brian's parallel paths diagram begins19:30 - The two parallel paths: protection and wealth accumulation22:30 - What can disrupt the wealth curve? (audience participation)25:50 - Poor investment decisions: the most common sabotage27:05 - Infinite money printing: Congress is the real villain30:05 - Low Stress Options trading: the 1% per week framework32:25 - Why people abandon the framework (and regret it)33:00 - Systematizing savings: DCA into gold and Bitcoin every week36:25 - UPMA for fractional gold ownership37:45 - IBC: not an expense, it's saving money39:15 - The kids' policies: $3,000 payment = $3,500 cash value40:10 - Legal protection: equity in life insurance vs. bank accounts41:15 - Brian: IBC's rate isn't big compared to investments, but...42:50 - Whole life matches a guaranteed event (death) with guaranteed outcome44:30 - Joe's real estate purchases funded by policy loans45:30 - Hans breaks down policy loan mechanics (not simple interest)47:40 - Annual compounding with principal-only repayments48:15 - Hans's approach: keep loans levered for LSO trading49:45 - Cash doesn't find opportunities, opportunities find cash51:00 - Brian's land purchase: opportunity requires capital53:10 - Making purchases for freedom and security, not money itself59:30 - Actionable next steps1:08:40 - Heritage over inheritance: building bloodline strength1:09:30 - The Five Pillars: financial is just one piece1:10:10 - Passing down American values and family culture1:12:25 - Dinner table time: 90 minutes in the '70s vs. 11 minutes today1:14:30 - Start at your locus of control and expand outward1:15:20 - Multi-generational thinking: buying IBC for grandkids1:27:00 - Closing segmentVisit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In this solo episode I dive into one of the most important — and most misunderstood — concepts in diabetes management: SUSTAINABILITY.After reflecting on my own recent challenges with blood sugar fluctuations, stress, sleep, nutrition, and routine, I break down why even people who “know what they're doing” can fall out of alignment — and why that's not failure, it's reality.This episode challenges the obsession with A1C and Time in Range as the main metrics of success and instead how reframing the conversation around blood sugar stability, mental health, flexibility, leads to longer diabetes stability. 

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year based on views, downloads, and overall engagement. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode, host Juan de Castro sits down with Marcus Ryu, former CEO and current strategic adviser at Guidewire Software. Marcus shares his journey from management consulting to co-founding one of the leading software providers for the property and casualty insurance industry. He offers candid insights into the trials and triumphs of entrepreneurship, including pivotal moments such as navigating a competitive lawsuit and transitioning to the public markets.A central aspect of Marcus's story is Guidewire's contrarian belief in the power of vertical solutions. By developing mission-critical software tailored to the specific needs of the P&C insurance sector, Guidewire revolutionized how insurers manage claims, policies, and billing. Now a partner at Battery Ventures, Marcus discusses how his experiences at Guidewire inform his approach to investing in the next generation of startups. From the importance of customer-centricity to leveraging technology to solve real-world problems, this conversation is packed with actionable insights for founders and industry professionals alike.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance for actionable insights for founders and industry professionals alike.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this special father-daughter episode, My daughter interviews me on my new book on Buyer-Led M&A™. We break down the framework built from over 400 practitioner interviews—covering why traditional M&A is flawed, how to shift from reactive auction-chasing to proactive deal sourcing, and why integration planning must begin during diligence.

As we wrap up 2025, this episode dives deep into the lessons, challenges, and breakthroughs that shaped the year for leaders everywhere. This episode reflects on the highs and lows—not just the wins, but the crashes that taught resilience and growth. Leadership isn't about perfection; it's about how you respond in the shock moments of life. This episode revisits some of the most impactful conversations from this year: John Greenwood (Ep. 161) – The Five Driver Model: People, Culture, Strategy, Structure, Process. Kevin Calhoun (Ep. 165) – Buy vs. Build: Two paths to business growth. Steve Black (Ep. 168 & 169) – Unmasking fear and overcoming the people-pleasing trap. Steve Bowie (Ep. 171 & 172) – Burnout and finding balance through intentional wins. Kathy Pinero (Ep. 178) – People before profits and leading with empathy. This episode also introduces the Five Pillars of IOL—Faith, Family, Foundation, Leadership, and Work—as a compass for navigating uncertainty and leading with purpose. These pillars aren't just words; they're a way of life that shapes how we show up for our teams, families, and communities. Key Takeaways: Leadership starts with how you respond in tough moments. People come before profits—empathy matters. No one drifts into excellence; growth requires intention. Faith and family are the foundation for everything else. Join us as we reflect on 2025 and gear up for an incredible 2026. Because at IOL, we believe you are loved—not just by us, but by the Lord.

On this episode, Levi Leland rejoins the podcast for the first time since his last appearance on episode 191. Levi catches us up on everything that has happened since episode 191 aired in August of 2024. He discusses the release of his book, Edgar Allan Poe The Master of the Macabre, which is apart of the Pocket Portraits series. Levi dives into how this opportunity came to be and walks us through how he actually wrote the book. We talk about the importance of preparation and how it's key to be ready for possible opportunities. Also, Levi explains how he's handled all of the publicity around the book and even dealing with some negative feedback. Join us in this authentic conversation on Poe, writing, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/dxOr0Dn Levi Leland's "Edgar Allan Poe - The Master of the Macabre": https://www.simonandschuster.com/books/Edgar-Allan-Poe/Levi-Lionel-Leland/Pocket-Portraits/9781507224137

There's a 17-year delay between medical science being discovered and becoming mainstream; which means, the most advanced longevity treatments already exist. I recently had undergone blood filtration technology that removes toxins at the plasma level. I'm here today in Dubai with Noah Laith who shared the five pillars of never being sick and the effects of ignorance about health becoming trans-generational. Remember: You are the CEO of your own biology.  CLICK HERE TO BECOME GARY'S VIP!: https://bit.ly/4ai0Xwg Connect with Noah Laith Website: https://bit.ly/3XDA7cG YouTube: https://bit.ly/49Zu7SX Instagram: https://bit.ly/44ebyXx Facebook: https://bit.ly/44aojCs X.com: https://bit.ly/3KKjlWm LinkedIn: https://bit.ly/4rFaru1 Thank you to our partners H2TABS: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg BODYHEALTH: “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV BAJA GOLD: "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa COLD LIFE: THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp WHOOP: JOIN AND GET 1 FREE MONTH!: https://bit.ly/3VQ0nzW AION: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD A-GAME: “ULTIMATE15” FOR 15% OFF: http://bit.ly/4kek1ij PEPTUAL: “TUH10” FOR 10% OFF: https://bit.ly/4mKxgcn CARAWAY: “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC HEALF: 10% OFF YOUR ORDER: https://bit.ly/41HJg6S RHO NUTRITION: “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 GOPUFF: GET YOUR FAVORITE SNACK!: https://bit.ly/4obIFDC GENETIC METHYLATION TEST (UK ONLY): https://bit.ly/48QJJrk GENETIC TEST (USA ONLY): ⁠https://bit.ly/3Yg1Uk9 Watch  the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Timestamps 00:00 Intro of Show 03:10 Microplastic Detoxification through Blood Filtration 09:02 Five Pillars to Avoid Being Sick 10:54 How to Cleanse the Gut 24:00 Repopulating the Gut After Cleansing 33:09 How to Properly Take Peptides 34:33 Different Categories of Peptides 43:36 Peptides for Cognitive Function 49:38 Peptides for Muscle-Building 51:08 Heavy Metal Detoxification Protocols 56:45 What does it mean to you to be an Ultimate Human? The Ultimate Human with Gary Brecka Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast or materials linked from this podcast is at the user's own risk. The Content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Users should not disregard or delay in obtaining medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you've ever wondered what it really looks like to lead a fast-growing business or team with heart, humor, and humanity, today is your masterclass.Annalee Hagood-Earl is the CEO and co-founder of Bash Creative Inc. Under her leadership, Bash has become a magnet for some of the biggest names in the world—not just because of its stunning creativity and flawless execution, but because people can feel the company's values in every interaction.Annalee's not just talking about values—she lives them. She's led her team through seasons of explosive growth and through moments when, as she puts it, “the bottom dropped out.” And she's done it all while staying grounded in empathy, transparency, and joy. In our conversation, we dig into building a thriving business while investing in your team's self-development, what it looks like to lead through uncertainty, and how to redefine success by what your team feels while they're producing, not just what they produce. We also dive into some golden leadership lessons: the difference between values and ideals, why Annalee insists on hiring people smarter than herself, what she learned from her worst managers, and why she and her business partner went through a kind of leadership couples counseling to make their company stronger.It's like she ticked every box in my Five Pillars of Effective Empathy, and the results on her culture, retention, and revenue speak for themselves.To access the episode transcript, go to www.TheEmpathyEdge.com, search by episode title.Listen in for…Why reinvesting a headcount into developing your team means they can grow instead of relying on past experiences and traumasWhy you should consider counseling with your business partners, your C-Suite, and other leadersWays you can walk the talk and model self-awareness, joy, and learning Why allowing your people to be who they are means they can get further, faster How communication and transparency will take you a long way on so many levels"We take a lot of time to interview and recruit. We're looking for aligned values, not aligned ideals. I want people with different perspectives on my team. I want to learn from them." — Annalee Hagood-EarlEpisode References: Follow the Founder: https://followthefounder.co/ The Empathy Edge podcast: Claude Silver: Leading with Heart at Vayner MediaAbout Annalee Hagood-Earl, Founder & CEO, Bash Creative, Inc.Annalee Hagood-Earl is the CEO and co-founder of Bash Creative Inc., an agency known for designing world-class events and experiences for global brands. Guided by both her company and personal values, Annalee has led her team through seasons of explosive growth as well as times when the bottom dropped out. Under her leadership, Bash has attracted some of the largest companies in the world as clients — not just for its creativity and execution, but because its values-driven approach creates trust and a culture people can feel. This commitment to values has even inspired clients to reflect on their own, discovering alignment they hadn't previously articulated. Annalee speaks internationally on values-based leadership and how aligning values with action inspires resilience, clarity, and lasting impact.From Our Sponsor:Keynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game-changer for your speaking business! www.share.talkadot.com/mariaross Connect with Annalee:Bash Creative: bash-creative.comLinkedIn: linkedin.com/in/hagood-earl-annalee-78848a6Instagram: instagram.com/bashcreativeConnect with Maria:Get Maria's books: Red-Slice.com/booksHire Maria to speak: Red-Slice.com/Speaker-Maria-RossTake the LinkedIn Learning Courses! Leading with Empathy and Balancing Empathy, Accountability, and Results as a Leader LinkedIn: Maria RossInstagram: @redslicemariaFacebook: Red SliceKeynote Speakers and Conference Trainers: Get your free Talkadot trial and enjoy this game changer for your speaking business! www.share.talkadot.com/mariarossGet your copy of The Empathy Dilemma here- www.theempathydilemma.com

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday. In this episode, Juan de Castro is joined by his colleagues, Rich Lewis, Cytora's Sales Director, and Zaheer Hooda, Head of North America, for a deep dive into what makes proof-of-concept (POC) initiatives in risk digitisation succeed or fail.Drawing on firsthand experience from working with leading carriers, they break down five essential capabilities insurers need to get right when implementing digitisation initiatives, from extraction accuracy and full-spectrum intake handling to scalable deployment and human-in-the-loop exception management.They also provide a practical, inside look at how insurers structure effective proof of concept processes, including live workshops, data preparation, success metrics, and how to align POC design with measurable business outcomes.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance to ensure your technology investments deliver meaningful impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Parallax, Dr Ankur Kalra welcomes Dr Sarah Matt, Associate Clinical Professor at Upstate Medical University, health tech strategist, and author of the newly released The Borderless Healthcare Revolution. Dr Matt brings a unique perspective shaped by her experience both in academic medicine and as a former Oracle employee, positioning her at the intersection of clinical care and healthcare technology innovation. https://www.drsarahmatt.com/ This conversation explores the inflection point facing today's generation of physicians—a cohort that has navigated the evolution from paper charts to sophisticated EMRs, and now stands at the threshold of AI-driven healthcare transformation. Dr Matt offers actionable guidance for both healthcare delivery leaders and "builders" creating new technologies, emphasizing that improving access must be integrated from inception rather than retrofitted. She shares her vision for removing financial barriers entirely and provides practical checklists from her book to help clinicians make meaningful impact while combating burnout. Questions and comments can be sent to "podcast@radcliffe-group.com" and may be answered by Ankur in the next episode. Host: @AnkurKalraMD and produced by: @RadcliffeCardio Parallax is Ranked in the Top 100 Health Science Podcasts (#48) by Million Podcasts.

How to Build a Thriving Creative Business: In-Depth Lessons from Miriam SchulmanIn this episode, host Josh Elledge sits down with Miriam Schulman, founder and CEO of Schulman Art and The Inspiration Place, to unpack the essential principles behind building a profitable and sustainable creative business. Miriam—also the author of the HarperCollins book Art, Inc.—shares her expertise on storytelling, branding, pricing, audience-building, and the mindset needed to overcome creative resistance. Her unique blend of artistic mastery and business strategy provides a powerful roadmap for any creator looking to turn passion into profit.The Power of Myth-Making in Creative BusinessMiriam introduces the concept of myth-making—drawing inspiration from Greek mythology—as the foundation of compelling branding for creative entrepreneurs. She explains that just as ancient heroes hired bards to tell their stories, modern creatives must proactively shape and share their own narratives to stand out in a crowded marketplace. Storytelling isn't self-indulgence; it's strategy.In the conversation, Miriam breaks down the five pillars of creative business success: production, pricing, prospecting, promotion, and productivity. She details how each pillar supports business growth and provides clear, actionable practices artists can incorporate immediately. From setting a consistent creation schedule to building an email list that actually converts, Miriam offers step-by-step advice grounded in her own business experience.Finally, she addresses the mindset challenges that hold creatives back—especially fear of failure, perfectionism, and the myth of “selling out.” Miriam emphasizes that discomfort is part of the creative journey. The more talented a person is, the better they often become at talking themselves out of action. Her reminders to “show up even when it's hard” and to treat creative work like a professional commitment resonate as core lessons for any business-minded artist.About Miriam SchulmanMiriam Schulman is a creative entrepreneur, artist, and the founder of The Inspiration Place, where she teaches artists how to build thriving businesses through marketing systems, pricing strategies, and mindset tools. She is also the author of Art, Inc.—a HarperCollins guidebook for creative professionals—and host of the popular Inspiration Place Podcast. Connect with her on LinkedIn or explore her programs at SchulmanArt.com.About The Inspiration PlaceThe Inspiration Place is Miriam's educational platform dedicated to helping artists and creative entrepreneurs grow profitable, sustainable businesses. Through online courses, coaching, community support, and the Inspiration Place Podcast, artists learn practical skills for marketing, selling, pricing, and increasing their visibility. Learn more at SchulmanArt.com.Links Mentioned in This EpisodeMiriam Schulman's LinkedIn ProfileThe Inspiration Place WebsiteKey Episode HighlightsWhy artists must become the “bard of their own story”The five pillars of creative business successHow to price your work with confidenceWhy email marketing outperforms social...

"When I was doing keto, a salad would spike my blood glucose. And this is because of the fat. There was so much saturated fat that my glucose tolerance was diminished. I went from keto to the opposite, the most opposite diet you could ever have: a plant-based diet. My insulin requirements started to come down very fast. I got down to an all-time low." Diabetes is one of the leading causes of death. It causes kidney failure, lower-limb amputations, and blindness in severe cases. As a person with diabetes, keeping your blood sugar levels within the range recommended by your doctor can be exasperating. That's because many things make your blood sugar levels fluctuate, sometimes unexpectedly. So how does someone with diabetes live a joyful and purposeful life? Let's find out from today's guest, Drew Harrisberg. Drew is an exercise physiologist, diabetes educator, sports scientist, and most importantly – a happy and healthy guy thriving with type 1 diabetes. His background as a health professional and his triumph with managing diabetes has ignited a passion for sharing everything he knows to inspire, empower and enable people to thrive with Diabetes rather than simply live with it. Drew's Daily Dose is his way of empowering people to take control of their health to live a fuller, happier, and healthier life. What we discuss in this episode:  Type 1 vs. Type 2 Diabetes – How do they differ? The leading cause of insulin resistance and how it affects the body Why is it unhealthy to have too much insulin in the body? Drew talks about the time he was diagnosed with type 1 diabetes and how it impacted his life  How does someone get diabetes, and what is it like living with it? Drew explains how exercise and diet help manage and control diabetes Keto, Paleo, Plant-Based – Which diets are beneficial for people with diabetes, and why Drew opt to stick with the plant-based diet? What does Drew eat on a regular day to support his body's needs as a person with diabetes and an athlete? What are the benefits of intermittent fasting to someone with diabetes? Drew walks us through his Five Pillars of Health and how he lives a joy-filled life. Drew debunks a few Diabetes MYTHS! Why Drew enjoys swimming in cold ocean water using the Wim Hof breathing technique Drew happily talks about his funny talking dog DENNIS: https://www.youtube.com/watch?v=wGQEBtq5fQM There's a lot more in store for Drew as he pursues his passion for singing and songwriting. Book mentioned: Sugar Nation by Jeff O'Connell  Drew Harrisberg TEDx Talk - The Surprising Lesson Diabetes Taught Me: https://www.ted.com/talks/drew_harrisberg_the_surprising_lesson_diabetes_taught_me Check out Drew's website: https://drewsdailydose.com/  Click the link below to support the FISCAL Act https://switch4good.org/fiscal-act/ Share the website and get your resources here https://kidsandmilk.org/ Send us a voice message and ask a question. We want to hear from you! Switch4Good.org/podcast Dairy-Free Swaps Guide: Easy Anti-Inflammatory Meals, Recipes, and Tips https://switch4good.org/dairy-free-swaps-guide SUPPORT SWITCH4GOOD https://switch4good.org/support-us/ ★☆★ JOIN OUR PRIVATE FACEBOOK GROUP ★☆★  https://www.facebook.com/groups/podcastchat ★☆★ SWITCH4GOOD WEBSITE ★☆★ https://switch4good.org/ ★☆★ ONLINE STORE ★☆★ https://shop.switch4good.org/shop/ ★☆★ FOLLOW US ON INSTAGRAM ★☆★ https://www.instagram.com/Switch4Good/ ★☆★ LIKE US ON FACEBOOK ★☆★ https://www.facebook.com/Switch4Good/ ★☆★ AMAZON STORE ★☆★ https://www.amazon.com/shop/switch4good      

In this episode of Making Risk Flow, host Jake Harding speaks with Matthew Grant, founder and CEO of Instech and a veteran of 33 years in catastrophe modelling. Matthew unpacks why insurance's cautious approach to AI is more strategic than sceptical. Together, they explore how carriers can align technology adoption with real business problems, build trust in new data sources, and drive operational efficiency without disrupting core workflows. Matthew explains why consistency in user interfaces can mask major capability leaps, how to focus on outcomes rather than perfection in data quality, and why the industry's measured pace reflects deep risk intelligence. The conversation offers insurers a clear roadmap on how a purposeful adoption of AI and cultural innovation can drive a durable competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

If you're heading into the holidays feeling drained or unfocused, this episode is your reset button. Before the year ends, I'm sharing my personal health gift guide—the real tools and rituals I use to support my brain, boost my energy, and improve my sleep. I walk you through the five pillars I rely on: mitochondrial support circadian rhythm, environment and light hygiene lymphatic drainage for clearer thinking sleep optimization blood work From red light therapy and blue-light–blocking tools to electrolytes, creatine, nontoxic cookware, and the blood work I swear by—these are the science-backed wellness picks I'm gifting to myself and the people I love. Let's head into the new year feeling stronger, clearer, and truly supported. *** Subscribe to The Neuro Experience for more conversations at the intersection of brain science and performance. I'm committed to bringing you evidence-based insights that you can apply to your own health journey. *** A huge thank you to my sponsors for supporting this episode. Check them out and enjoy exclusive discounts: Boncharge: Red Light Face Mask for 25% off sitewide - no code needed. Head to https://boncharge.com/products/red-light-face-mask?rfsn=8835559.ace3e64 Time-line: Save 30% on your Longevity Routine today! This sale ends 12/1 so head to https://www.timeline.com/promotions/bfcm-nutrition?utm_source=neuroexperience&utm_medium=Newsletter&utm_campaign=BFCM&utm_term=TOF&utm_content=Nutrition for 30% off. *** Products mentioned: Brain Code: https://go.neuroathletics.com.au/brain-code Urolithin a: https://www.timeline.com/partners/neuro-athletics Happy Light: https://a.co/d/ePBIExx Boncharge light bulbs: https://boncharge.com/products/full-spectrum-light-bulb Boncharge blue light blocking glasses: Boncharge Blue Light Blocking glasses Boncharge red light panel: https://boncharge.com/products/demi-red-light-device EightSleep: https://www.eightsleep.com/product/pod-cover/ Supplements: Myo-inositol L-theanine GABA Magnesium L-threonate Vibration plate: https://a.co/d/gBsVZ0Z Hyperice Normatec Boots: https://hyperice.com/products/normatec-3-legs/ Creatine: https://puori.com/neuro Cookware: https://Carawayhome.com/neuro Blood work: https://functionhealth.com/louisa I'm Louisa Nicola — clinical neurophysiologist — Alzheimer's prevention specialist — founder of Neuro Athletics. My mission is to translate cutting-edge neuroscience into actionable strategies for cognitive longevity, peak performance, and brain disease prevention. If you're committed to optimizing your brain — reducing Alzheimer's risk — and staying mentally sharp for life, you're in the right place. Stay sharp. Stay informed. Join thousands who subscribe to the Neuro Athletics Newsletter → https://bit.ly/3ewI5P0 Instagram: https://www.instagram.com/louisanicola_/ Twitter : https://twitter.com/louisanicola_ Topics discussed: 00:00 – Holiday Message & Why Brain Span Matters 01:44 – The Five Pillars of My Wellness Rituals 03:23 – Mitochondrial Health 101 (Foundational Tools) 05:09 – Urolithin A & How I Support Mitochondria 07:44 – Light, Circadian Rhythm & Brain Performance 09:34 – My Night Ritual: Melatonin & Blue Light Blocking 13:25 – Why I Use Red Light & Infrared Therapy Daily 15:41 – Sleep Rituals for Deep Recovery 17:52 – Lymphatic Drainage for Brain Fog & Alzheimer's Risk 19:45 – Creatine for Energy & Sleep Deprivation Support 20:47 – Micro Habits: Hydration, Breathwork & Training 22:52 – Non-Toxic Cooking: Why I Switched to Caraway 23:35 – Bloodwork Every Four Months (My #1 Health Gift) 24:07 – Final Thoughts & Holiday Wishes Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special compilation episode of Making Risk Flow, host Juan de Castro revisits conversations with the industry leaders who shaped Season 7. Join Allison Thornicroft, Yaemish Rughoo, Mark Allan, Greg Hendrick, Bilge Mert, Jean-Jacques Henchoz, and Lambros Lambrou to explore why speed and efficiency matter in commercial insurance, how AI and technology are reshaping underwriting workflows, and the key strategies insurers are using to standardize processes and drive real value for clients. Discover how top carriers are accelerating quote-to-bind cycles, modernizing underwriting workflows, and redefining the insurance operating model for real impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Welcome to Dungeon Mastering 101, my Dungeon Mastering course based on over 30 years of experience. In this series I will share my failures and successes and the lessons learned along the way. In this episode, I will cover Core Foundations. A breakdown of the DM's real responsibilities: arbiter, storyteller, referee, facilitator, audience, and performer https://youtube.com/live/XPrJiFyrOEg Show Notes Intro Welcome to another DragonLance Saga, Dungeon Mastering 101 episode! It is Palast, Darkember the 24th, my name is Adam, and today I am continuing my Dragonlance Gaming series all about Dungeon Mastering. Every Dungeon Master begins in the same place: excitement tempered by uncertainty. You're about to guide a group of wildly different human beings through a story that only exists because all of you choose to believe in it together. That takes responsibility. That takes awareness. And it takes a willingness to understand not just rules… but people. Today, we're laying the foundation. Welcome to Dungeon Mastering 101: Core Foundations. Don't forget to like and subscribe to this channel, ring the bell, and you can support this channel by becoming a Patron on Patreon, a Member of this YouTube channel, and you can pick up Dragonlance media, using my affiliate links. All links are in the description below. Discussion Understanding People Before Dice Before you think about combat mechanics, monster stat blocks, or worldbuilding, you must start with the most important element at your table: the human beings sitting around it. Each player is a mixture of: personal history, culture and beliefs, unique motivations, individual learning styles, and different comfort levels with performance, math, and social dynamics Your job as a DM is not to homogenize them. Your job is to celebrate their differences and build a game that allows each one to shine. Recognize that no two people come to your table with the same expectations. The moment you embrace that, you begin to see the game not as a rigid structure… but as a living conversation. The Three Roles of a Dungeon Master A beginner DM often thinks their job is to “tell the story” or “run the monsters.” But those are only pieces of a larger whole. You actually play three roles at once: The Facilitator: You provide structure. You decide the pace. You keep the game moving, gently guiding everyone toward a shared experience. The Arbiter: Rules exist to support fun, not dominate it. You interpret them, make quick judgments, and maintain fairness — even when the entire table is watching. The Story Shepherd: You don't force a plot; you cultivate it. The players bring energy, curiosity, chaos, and creativity. You channel that into a narrative that feels meaningful. A great DM doesn't control the story. A great DM leads it. The Five Pillars of Running the Game Every session you run rests on five foundational pillars. Understanding these early will save you from the most common beginner mistakes. Combat: Not about numbers — about tension, stakes, and cinematic moments. Exploration: Let players discover, investigate, and poke around in a world that reacts to them. Social Interaction: NPCs, factions, rumors, alliances — all opportunities for the players to express themselves. Downtime: Breathing room. Character reflection. Progression. The glue between adventures. Character Arcs: The emotional throughlines. Every player is the protagonist of their own personal story, even within the larger campaign. Your best sessions mix these like ingredients. Too much of one throws everything off balance. Player Motivations (The 8 Types) If you want your table to stay engaged, you must understand why each person sits down to play. These correlate with teh Player Types I mentioned last week: Actor, Explorer, Instigator, Power Gamer, Slayer, Storyteller, Thinker, and Watcher. Most players fall into blends of these eight motivations: Combat-Driven – loves the fight, tactics, and victory Story-Driven – wants narrative depth Social-Driven – thrives on roleplay and interactions Puzzle-Driven – enjoys clever problems to solve Power-Driven – wants to grow stronger, gain prestige Discovery-Driven – loves lore, secrets, and worldbuilding Character-Driven – focuses on personal arcs and emotional journeys Chaos/Thrill-Driven – wants surprise, randomness, and wild moments Your job? Identify each player's blend, then feed them the content that lights them up. This alone can transform your DMing. Practical Skills Every Beginner Should Practice You don't need to master everything at once. Start with these reliable skills: Keep the Game Moving: Perfect decisions are less important than decisive ones. Make a call, keep the energy flowing. Learn to Say “Yes, But…”: “Yes, you can attempt that… but here's the risk.” This protects player agency while preserving challenge. Prep for Flexibility, Not Control: Prepare situations, not scripts. Players will destroy your plot — let them. It usually leads to something better. Share the Spotlight: Track who hasn't had a moment to shine, then give them one. Players remember how you make them feel far more than any plot twist. The First Big Secret of DMing Here's the truth: You don't need to be perfect. You don't need to know every rule. You don't even need to be the most creative person at the table. You just need to be present, attentive, and willing to learn* session by session. Every great DM started by fumbling through their first adventure. Closing Takeaway Dungeon mastering isn't about control — it's about collaboration. It's not about rules — it's about people. And it's not about perfection — it's about intention. If you embrace that mindset now, everything that comes later — encounters, villains, worldbuilding, arcs — becomes easier. This is your foundation. This is where your journey begins. Outro And that's it for this episode of Dungeon Mastering 101, Core Foundations! Do you have any tips or tricks based on your experience as a player or Dungeon Master? Was I off base on any of my suggestions? Feel free to email me at info@dlsaga.com or leave a comment below. Thank you for tuning in. Don't forget to like and subscribe to this channel, ring the bell, and you can support this channel by becoming a Patron on Patreon, a Member of this YouTube channel, and you can pick up Dragonlance Gaming materials, using my affiliate link. All links are in the description below. Thank you Creator Patron Aaron Hardy and Developer Patron Chris Androu! This channel is all about celebrating the wonderful world of the Dragonlance Saga, and I hope you will join me in the celebration. Thank you for watching, this has been Adam with DragonLance Saga and until next time Slàinte mhath (slan-ge-var).

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Jake Harding speaks with Ross Wirth, Head of Strategic Tech Ecosystem at CyberCube, about why cyber insurance requires a new playbook for risk assessment. Ross explains how traditional underwriting struggles to keep pace with dynamic security environments, and why real-time data visibility is now essential for identifying concentration risk, single points of failure, and systemic exposures like cloud outages. The conversation explores shifting from static applications to continuous monitoring, balancing AI-driven insights with human judgment, and designing underwriting strategies that prioritise prevention over post-incident repair. Whether you're an underwriter, broker, or cyber risk leader, this episode offers practical guidance on using data intelligently while preserving the relationship-driven core of insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Join Dr. Nicole and Hadlee as we sit down with Dr. K to explore what emotional health *really* means. He breaks down his simple yet powerful Five Pillars of Emotional Health-- and get ready-- these are going to be your next favorite tool for feeling calm, strong, happy and resilient! Today, ALL VIBES ARE WELCOME. Forget the pressure to "be happy" all the time- Dr. K shows us that the real goal is cultivating a sense of wonder and presence. This episode offers a fresh, grounded perspective and hands you the everyday strategies to gently bring your emotional life back into alignment. Dr. Karthik Ramanan is a licensed naturopathic physician, emotional health mentor, and passionate advocate for stress resilience. Known as The Emotional Health Mentor, he specializes in helping high-achieving professionals break free from stress, self-doubt, and burnout so they can live with purpose and confidence. With a background in engineering and business, Dr. Ramanan blends science, strategy, and compassion to guide individuals toward emotional freedom and lasting well-being. He is also a speaker and host of the “Rise Up with Dr. Ramanan” podcast, where he shares tools and inspiration for living an empowered life. Follow him on social media: https://www.drkarthikramanan.com/ https://www.instagram.com/dr.karthikramanan/?hl=en https://www.facebook.com/dr.karthikramanan/ Additional Resources:

Cristian Lopez aka 'Ceelo' is a cinematographer. On this episode, Cristian opens up about his family dynamic and the relationship he had with his older sister. Cristian discusses becoming an uncle and working to understand that role. He talks about playing football in high school and how it eventually became his favorite sport. Also, Cristian explains going to college and making a career pivot into photography with the help of his wife. They work together on many different projects and she's helped him improve his craft. Cristian began focusing on cinematography and making his own content too. Join us in this passionate conversation on family, cinematography, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

This conversation will change how you see therapy.You'll learn why psychology isn't the same as counselling, how the system might be sending you to the wrong kind of help, and what it actually takes to find a therapist who fits you.We walk through the five pillars of mental health (sleep, food, movement, connection, and meaning) and how small changes in each can help you feel less stuck and more grounded in your life.Timestamps: (00:00) Trailer(01:17) Meet Nigel Pollack(03:52) Understanding the Differences: Psychiatry, Psychology, and Counseling(08:02) The Role of Psychotherapists and Counselors(12:00) Government Policies and Mental Health Services(29:14) Finding the Right Therapist: Tips and Challenges(39:27) Action-Oriented Therapy and Strategies(45:12) The Journey of Self-Discovery(46:46) From Law to Psychology(48:54) Existential Therapy and Broader Perspectives(50:49) Navigating Life's Complexities(01:01:54) The Five Pillars of Mental Health(01:09:27) The Role of AI in Therapy(01:14:19) Final Thoughts and ReflectionsAccess FREE Move Your Mind training here:https://go.moveyourmind.io/trainingConnect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.com Hosted on Acast. See acast.com/privacy for more information.

In this episode, Chris Thomas introduces the concept of the 'Tempo State of Mind,' emphasizing the importance of aligning one's life with purpose and rhythm. He outlines five key pillars: faith, focus, fitness, family, and finance, which serve as the foundation for living a balanced and purposeful life. The discussion encourages listeners to adopt a proactive approach to their daily routines and to respect their individual pace in life, ultimately leading to a more fulfilling existence.Takeaways: This is about a way of thinking and building.It's about finding your rhythm in life.Faith sets your internal clock and keeps you steady.Clarity is a weapon; attention is currency.Fitness is essential for achieving your vision.Family is where your rhythm multiplies.Winners flow; losers force their way through life.Start your day with rhythm, not reaction.Protect your peace and your calendar.Mastering your tempo leads to mastering your life.Chapters:00:00 Introduction to Tempo State of Mind01:32 The Five Pillars of Tempo Mindset08:14 Practical Applications of Tempo Living10:30 Conclusion and Call to ActionFor more Transformative Demonstrations & Insights: Tempo Mastery Programhttps://www.paceset.org/product-page/tempo-mastery?origin=shopping+cartUNTapped: The Power of Personal Development Bookhttps://www.paceset.org/product-page/untapped-the-power-of-personal-development?origin=shopping+cartUNTapped Self Analysis Worksheet https://www.paceset.org/product-page/self-analysis-wrksht?origin=shopping+cartFREE: UNTapped Personal Development Planhttps://www.paceset.org/product-page/pdp-wrksht?origin=shopping+cartEMP Bible Study: to join email us! email: thomas@paceset.org 

Carl Rivera is the Chief Design Officer at Shopify, where he previously led both Merchant Services and the Shop App as VP of Product. Before joining Shopify through its acquisition of Tictail, Carl was the co-founder and CEO of Tictail, the "Tumblr for e-commerce," where he built one of the most beloved design-forward commerce platforms of its era. AGENDA: 05:05 Biggest Lessons from Selling My Company to Shopify 09:55 Where Does Shopify Suck at Product: Lessons from that? 17:37 What makes Truly Great product Design: The Five Pillars 31:02 The Future of Design in an AI-Driven World 36:00 Do We Skip the Design Phase in AI: Figma's Evolving Role in Design 40:09 Remote Work vs. In-Person Collaboration: Where Remote Loses? 42:43 What Happens to the Vibe Coding Market 47:06 Product Management and Team Dynamics 59:48 Does AI Favour Incumbents or Startups  

In this episode of Our Two Cents, host Kyle Jones sits down with returning guest Dr. Hugh Beatty, otherwise known as "The Wellness Doc," to talk about his book The Five Pillars of Health and the evolution of his concierge medical practice. They explore the importance of hormone balance, gut health, nutrition, sleep, and resistance training, and why Dr. Beatty believes love is the "ceiling" that holds it all together. He also shares candid insights into the flaws of the insurance-driven healthcare system and offers practical advice listeners can use right now to take charge of their health and well-being.   Don't miss out on Dr. Beatty's book The Five Pillars of Health, now available as an audiobook — a must-listen for anyone looking to build a stronger foundation for lasting wellness.   Dr. Beatty has been practicing medicine in Bakersfield since 1998. He earned his B.A. in Chemistry from Occidental College in 1981 and his M.D. from the University of California, San Diego School of Medicine in 1985. He completed his internship at Howard University from 1985–1986 and his anesthesiology residency at Harbor–UCLA Medical Center from 1986–1989.   Dr. Beatty is board certified by the American Board of Anesthesiology and a diplomate of the American Academy of Pain Management. He is a national speaker on pharmacogenetic testing and a member of the American Academy of Anti-Aging (A4M), Business Network International (2011–2024), and the Executive Association of Kern County (EAKC).   Learn more about Dr. Beatty:   website: https://www.hughbeatty.com/ youtube: Limitless Longevity instagram: @docnbak facebook: Dr. Hugh Beatty        

Hey Diabuddy thank you for listening to show, send me some positive vibes with your favorite part of this episode.In today's episode, I breakdown the five essential lessons that every person living with Type 1 diabetes must master — lessons you won't learn in your doctor's office.Drawing from nearly two decades of personal experience, thousands of conversations, and the evolution of my signature Five Pillars of Diabetes Success, I explain how mental health, strategic dosing, consistency, nutrition, and physical well-being all play a critical role in achieving the only metric that truly matters: blood sugar stability.If you've ever felt overwhelmed, unsure how to make decisions between doctor visits, or stuck in the cycle of highs, lows, and frustration — this episode will change the way you understand your diabetes forever.

Send us a textWhat does it take to move from businessperson to statesman? In this episode, we uncover the five pillars our Founding Fathers lived by and how those same principles can shape leaders who build legacies that last. Enjoy. 

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, Juan de Castro sits down with Mark Allan, CEO of Ki Insurance, to explore how a digital-first, data-led approach is transforming underwriting in the London market. Mark shares how Ki combines algorithmic precision with human expertise to underwrite individual risks at unprecedented speed, while maintaining portfolio-level oversight.This episode explores Ki's mission-driven culture, the challenges of blending technology and insurance talent, and how partnerships with brokers and carriers are amplifying the impact of their platform. From building a billion-dollar business to enabling a more seamless, data-driven flow of risk, Mark explains how Ki is reshaping the ecosystem and setting a new standard for efficiency, collaboration, and innovation in insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

lan Williams is good man helping other good - but often struggling - men to manage their physical, mental and emotional health, which is why he created an app called 'Good Men Helping Good Men.’ lan and I are definitely kindred spirits, which is why I felt like I was chatting with an old Mate, even though we only just met. Oh, and in case you're wondering about the five pillars.. (1) Work and Life Flow (2) Health and Fitness (3) Social Connections (4) Internal Work (5) Love and Relationships. Enjoy.See omnystudio.com/listener for privacy information.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.Welcome to a new episode of Making Risk Flow: Exploring the Ecosystem. Our host Jake Harding welcomes Alan Ringvald, CEO and co-founder of Relativity6, to unpack how AI and multi-source data are redefining underwriting. Together, they explore why insurers must move beyond generic AI tools toward workflow-specific solutions that integrate seamlessly into real underwriting environments.Alan shares how intelligent data aggregation can empower underwriters with trusted, actionable insights, without adding complexity, and why automation is now essential to handle rising submission volumes profitably. The conversation highlights a future where AI enhances, rather than replaces, human judgment, creating a true partnership between people and machines. Discover how early adopters of intelligent automation will lead the next era of efficient, insight-driven insurance.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of The Family Biz Show, family business consultant Michael Palumbos is joined by Shawn Barberis of More Than Money 360 to explore how high-net-worth families can protect and grow their family wealth by focusing on communication, values, and legacy—not just dollars. Together, they unpack proven strategies to strengthen generational continuity, including the five pillars of success and six laws of family advancement. 1. Shawn's Journey & "More Than Money" (02:23–08:18) Shawn shares why he left law to launch a firm focused on the relational and cultural side of legacy. He realized families needed more than documents—they needed systems to protect family wealth through values, communication, and structure. 2. Perception vs. Reality of Risk (14:53–17:00) Most families fear market loss, but data shows 85% of wealth loss stems from broken trust and poor communication. Shawn highlights why this mindset shift is crucial to family legacy. 3. The Engagement Process (19:10–21:05) A 3-step approach: educate the family, define the legacy goal, and build a values-based plan. Legacy is built through process—not a single event. 4. Five Pillars of Generational Success (23:10–27:26) The foundation of enduring family wealth: communication, core values, family legacy, philanthropy, and governance—all working together to sustain family purpose and identity. 5. Six Laws of Family Advancement (29:27–35:42) From gratitude over entitlement to rising gen empowerment and transparent meetings, Shawn shares six laws that help families sustain wealth and legacy long term. 6. System, Process & the MTM Meter (37:29–41:19) Shawn introduces the More Than Money Meter—a tool that tracks how prepared and satisfied families are across the five pillars. As he says, "You can't improve what you don't measure." Tangible Takeaways for Leaders of Family Businesses Realize that the biggest threat to your family's lasting wealth is likely not the markets — it's breakdown in communication, trust and shared purpose. Use a process, not just an event: Begin with the end in mind, build curriculum, set outcome criteria. Prioritize the rising generation early: Give them voice, let them lead in meaningful ways, particularly in areas like impact investing or philanthropy. Use measurement: As you would for a business strategic plan or financial plan, set baseline, track progress in communication, values, legacy and governance. Consider your advisor ecosystem: One "quarterback" advisor who understands the family, across generations, often provides better continuity than multiple siloed advisors.

On this episode, I go solo to reflect on my 30th birthday. I dive into the recent career change I made and why I decided to do it. Also, I am celebrating getting engaged and as well as my birthday. I discuss the lessons I've learned from over the years podcasting. In addition, I explain how the podcast will change in the future and what to expect going forward. Join me in celebrating and reflecting my 30th birthday. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Book CarrieVee for a Speaking Engagement:  https://www.coachcarriev.com/contact-meJoin the Confidence and Clarity Membership!  https://carrievee.com/confidence-clarity-1Schedule your Discovery Call with CarrieVee!https://schedulewithcarrievee.as.me/?appointmentType=12343596Radical Empowerment Method Book on Amazon: https://amzn.to/3Bdp2BC

The Five Pillars Of A Perfect Life (Responses) In this episode of Join Up Dots, David Ralph dives into the ripple effect of living by the five pillars that create a life that truly works — removing stress, building health, becoming more active, deepening relationships, and rediscovering joy. Through heartfelt listener stories and personal reflections, David shows how simple, deliberate changes can completely transform how you feel, live, and connect. It's a reminder that when you focus on balance instead of busyness, everything else naturally falls into place. Share this episode with someone ready to rebuild their life from the inside out using #JoinUpDots #LifeThatWorks #FreedomThroughBalance. Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Lambros Lambrou, Chief Strategy Officer at Aon, to explore how one of the world's largest insurance brokers is transforming risk management through data, AI, and innovation. They discuss how global megatrends, trade, technology, weather, and workforce are reshaping the insurance landscape and why a shift from traditional risk protection to enabling upside growth is crucial. Lambrou explains how Aon's “One Data Lake,” Risk Analyzers, and Broker Copilot tools provide real-time, predictive insights that help clients make smarter decisions across property, casualty, cyber, and health insurance. The conversation highlights the importance of breaking down silos, aligning teams around client outcomes, and leveraging technology to deliver integrated, intelligent risk solutions worldwide.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Ashley Ching is the founder and CEO of InHaven, a company standardizing vacation rentals with hotel-grade essentials and service. After 13 years at Tiffany & Co., she saw how consistent standards create unforgettable experiences and brought that rigor to short-term rentals. Susan and Ashley talk about standards, scale, and service. What You'll Learn About: • How a free research study can turbocharge credibility, conferences, and customers • What Tiffany's playbook taught Ashley about pairing consistency with authenticity • How Westin's Heavenly Bed reset guest expectations across an entire industry • The five pillars great operators share—and the warning signs when each starts wobbling • How grouping by shared demand drivers sharpens ops and marketing • Why too many owners tank speed, focus, and sanity • Why empowered on-the-ground pros outdeliver policy-bound HQs • How hospitality hits dis-economies of scale and where the hidden labor costs lurk • How a new vacation-rental quality framework helps guests know what they're booking Our Top Three Takeaways 1. Consistency + Authenticity = Guest Trust Ashley draws on her Tiffany & Co. background to show that hospitality success hinges on balancing certainty (clear, dependable standards) with authenticity (local character and uniqueness). Just as Westin's Heavenly Bed redefined consistency in hotels, In Haven is working to create a reliability framework for vacation rentals so guests know what to expect without losing the charm of individual homes. 2. The Five Pillars of Successful Hospitality Management From her case study of Vacasa, Aimbridge, and decades of roll-ups before them, Ashley identified five pillars that predict whether management companies succeed or fail: Curated portfolio (avoiding too many "bad apples"), Properties grouped by similar demand drivers, Limited number of owners, Local-oriented operations, Empowered hospitality professionals. When these pillars erode—especially through over-centralization or owner overload—companies face churn, brain drain, and eventual collapse. 3. Bigger Isn't Always Better: Diseconomies of Scale in Hospitality Contrary to the industry's obsession with scale, Ashley's research shows that large property managers often face rising costs rather than savings. Unlike manufacturing, where size brings efficiency, hospitality is labor-intensive and complexity grows with scale. More units mean more staff layers, owner demands, and overhead—leading to diseconomies of scale instead of the promised efficiencies. Ashley Ching on LinkedIn https://www.linkedin.com/in/ashley-ching-inhaven-b56a843/ InHaven https://inhaven.com/ GET THE CASE STUDY HERE https://inhaven.com/case-study/ Other Episodes You May Like: 145: Chamber of Commerce with Alex Alioto and Noel Russell https://www.topfloorpodcast.com/episode/145 48: Go At It Boldly with Alex Husner and Annie Holcombe https://www.topfloorpodcast.com/episode/48 106: Hot Tub Bandits with Annie Sloan https://www.topfloorpodcast.com/episode/106

The Five Pillars To A Amazing Life In this episode of Join Up Dots, David Ralph explores the five powerful pillars that quietly shape a life that truly works. From removing stress and financial worries to rediscovering health, movement, connection, and joy, David shares personal stories and real moments from his own journey to show how each pillar naturally leads to the next. It's a reminder that success isn't about chasing more, but about building a balanced life where everything feels aligned — where you feel calmer, healthier, and more alive every single day. Share this episode with someone who needs to hear it and help spread the message using #JoinUpDots #LifeThatWorks #FreedomThroughControl. Don't forget to subscribe to the podcast and leave a review. Your feedback helps us reach more people and continue bringing you valuable content. See you in the next episode!