Podcasts about Five pillars

It's Monday, August 31st, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Burmese military killed pastor and another believer The Burma Research Institute has confirmed that Rev. William, who used no last name, and another Chin Christian, Nam Ceu, were extrajudicially murdered on June 4th by the Burmese military dictatorship in Myanmar, reports International Christian Concern.  Rev. William had pastored the Chungcung Baptist Church in Chin State for more than 25 years. He was arrested with Ceu in May and had been detained by the military since then. Sources told the Burma Research Institute that Rev. William and Nam Ceu were killed for allegedly supporting the Hakha Chinland Defense Force, which is fighting against the Burmese military dictatorship. Psalm 116:15 says, "Precious in the sight of the Lord is the death of His saints." Zo Tum Hmung, President of the Burma Research Institute, said, “We call the Trump administration to protect the persecuted Christians in Burma.” Send a polite, 4-sentence note to Kyaw Moe Tun, the Permanent Representative of Myanmar to the United Nations.  Address it to the Myanmar Delegation, 10 East 77th Street, New York, NY 10075. Democrat James Talarico: Muslims and Christians worship same God James Talarico, the Democratic nominee for U.S. Senator in Texas who is running against Republican Ken Paxton, the current Texas Attorney General, falsely claimed that Muslims worship the same God as Jews and Christians. Listen. TALARICO: “Christians and Muslims and Jews all worship the same God. Muslims love Jesus. They love Moses and Abraham. We are all branches on the same tree as the Abrahamic faiths.  “So. it's heartbreaking to watch extremists, whether they are Christian nationalists or whether they're the Taliban or al-Qaeda, perverting these beautiful traditions, that have so much in common, to attack others and consolidate their own power.” There are three primary differences between Christianity and Islam. First, regarding the nature of God, Christians teach that God is the Trinity—one God existing in three co-equal, co-eternal persons: the Father, the Son (Jesus Christ), and the Holy Spirit. (Matthew 28:19) By contrast, Islam completely rejects the Trinity. Second, Christians believe that Jesus is the divine Son of God and God incarnate who physically died on the cross for the atonement of the sins of the elect and rose from the dead. (John 1:1,14) By contrast, while Islam reveres Jesus as a major, virgin-born prophet and messenger of God, it explicitly denies His divinity, crucifixion, and resurrection. And third, Christianity teaches that salvation is a free gift of grace received through personal faith in the finished sacrificial work of Jesus Christ, rather than by human effort. (Ephesians 2:8-9) By contrast, Islam teaches that salvation depends on total submission to Allah's will, adherence to the Five Pillars of Islam, and the final judgment of one's deeds. Therefore, Muslims and Christians clearly do not worship the same God. Georgia Democrat distanced himself from antisemitic leftist Georgia Democratic Senator Jon Ossoff has offered sharp criticism of President Donald Trump which generated buzz about Ossoff potentially running for president in 2028.   That, in turn, has attracted some left-wing figures who have lauded his messaging like left-wing streamer Hasan Piker, who told the Jewish Telegraphic Agency in April that he was “intrigued” by Ossoff. There are two developments of note.  First, Ossoff, whose father is Jewish, is facing criticism from some of Georgia's local Jewish community over his votes to block certain arms sales to Israel. Second, Senator Ossoff has distanced himself from Hasan Piker over recent comments that many interpreted as justifying threats to American Jews,  reports the Jewish Telegraph Agency.   Speaking on a Twitch livestream on August 20th, Piker said this. PIKER: “If Jews in America keep putting this idea out there that they are singularly invested in Israel, eventually someone's going to come around and take action. Not against the state of Israel, mind you, but against American Jews.” Last Thursday, according to Fox News, an Ossoff spokesman said that the senator “unreservedly rejects reckless and dangerous rhetoric suggesting that policy advocacy invites violence against the Jewish community or any community.” In Genesis 12:3, God said, “I will make [Israel] into a great nation, and I will bless you; I will make your name great, and you will be a blessing. I will bless those who bless you, and whoever curses you I will curse; and all peoples on Earth will be blessed through you.” Undercover video exposes GOP Sen. Murkowski on SAVE Act And finally, liberal Republican Senator Lisa Murkowski of Alaska stood on the Senate floor and painted a grim picture of the supposed damage the SAVE America Act, or the Safeguard American Voter Eligibility Act, would do in her home state.  This is the bill that would ensure that American citizens — and only American citizens — should decide American elections. It would simply require: A valid ID before registering to vote in a federal election. Proof of citizenship. No Mail-in Ballots (except for illness, disability, military, or travel). Listen to Senator Murkowski's claim. MURKOWSKI: “What we're talking about right now is just the registration to vote. So, you're in Unalaska -- say you're a fisherman or a teacher -- the flight to Anchorage, because this is where you're going to have to go -- you're going to have to go into Anchorage: 800 air miles, $1,100 per seat, if you can maybe get on a charter.” James O'Keefe, an undercover journalist with the O'Keefe Media Group and the Justice League, flew to Unalaska to find out firsthand if Senator Murkowski's claim was true. Listen to his analysis. O'KEEFE: “I'm James O'Keefe, and I'm in the middle of absolutely nowhere, about 800 miles off the coast of Alaska, on a remote island in the Aleutian Islands. “Now, Senator Lisa Murkowski says that one of the reasons she's not going to pass the SAVE Act is because of people that live here on this island of Unalaska.  “Senator Murkowski saying if the SAVE Act passes, online registration goes away, and the residents here, the few thousand people that live here, are going to have to fly 800 miles and spend thousands of dollars to go to Anchorage to take care of their business.  “But all the people we spoke with here, they all said that that's wrong, including the post office, the library, the city clerk, the DMV. We didn't know there was a DMV here. Everyone we spoke to here said they're able to register to vote here. They're able to prove citizenship by going to the library.  “So, Senator Murkowski says, ‘If you're a fisherman in Unalaska, the closest election office is 800 miles away; it would cost $1,500. You would also need a hotel, cabs, and food while in Anchorage. But the librarian just told us differently.” Here is the portion of the undercover investigation with a female undercover agent, who accompanied O'Keefe, to the library in Unalaska. UNDERCOVER FEMALE AGENT: “Just wanted to learn a little bit more about the process to get an ID. “ LIBRARIAN: “We do passports here.” UNDERCOVER AGENT: “Oh, you do passports here.” UNDERCOVER O'KEEFE: “Mmm.” UNDERCOVER FEMALE AGENT:  “That's good to know, though, that if somebody wants to confirm their citizenship, they can do it here.” UNDERCOVER O'KEEFE: “To get the Alaska ID, do you get it here or back in Anchorage?” LIBRARIAN: “Oh no, here. The DMV should be the near the police station.” UNDERCOVER O'KEEFE: “So, we don't have to go to Anchorage to get it.”  LIBRARIAN: “No, no, no. As long as you have all the paperwork you need.”  UNDERCOVER O'KEEFE: “But I read in the newspaper that the senator [Lisa Murkowski], said, ‘Oh, they're going to pass this SAVE Act, and everyone's got to go to Anchorage to get it.'” LIBRARIAN: “I don't think so.” UNDERCOVER O'KEEFE: “Oh no. Okay.” Proverbs 12:19 says, “Truthful lips endure forever, but a lying tongue lasts only a moment.” Call liberal Republican Senator Lisa Murkowski's office in DC, 24 hours a day/7 days a week, and ask the live operator to connect you to her voicemail, urging her to support the SAVE America Act. Her number is (202) 224-6665. Tell her that you reject her false claim that people in the Aleutian Islands have to travel 800 miles by air to register to vote in Anchorage. Plus, call your two Senators at 202-224-3121 and ask them to vote for the SAVE America Act as well. Close And that's The Worldview on this Monday, August 31st, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ

A Note from James:In 1790, one of the easiest ways to get rich in America was the old-fashioned way: marry someone rich.George Washington did pretty well that way. Benjamin Franklin, meanwhile, was so deep in debt that he offered to marry a woman if her parents would mortgage their house to pay off his printing press debt. When they said no, he married someone else who had money.And back then, debt was not just annoying. It could land you in debtor's prison. Actual prison. And not just you—your wife and kids could go too.Fast-forward to the 1900s, and most Americans still were not buying stocks. Only a tiny percentage owned shares. Everyday people were gambling, playing the numbers, using dream-interpretation books to decide what lottery number to play, and trying to find some edge that would move them a little closer to security.My guest today, Joseph Moore, literally wrote the book on this: How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't).The book is full of strange, funny, surprising stories about money in America: Franklin, Washington, debtor's prison, the Great Depression, bucket shops, real estate booms, FIRE, crypto, debt, index funds, and all the scams people keep falling for.But the bigger lesson is that the basic patterns have not changed as much as we think.People want security. People want freedom. People want hope. People want a way out. And whenever there is hope, there is usually someone selling a formula.Joseph has very little patience for the usual personal finance myths. Debt does not make you rich. Opportunity makes you rich. Real estate is not always a magic wealth machine. The stock market was not designed to be everyone's retirement plan. FIRE can work, but it can also become the CrossFit of personal finance. And optimism, marriage, mobility, risk, and solving other people's problems may matter more than almost anything else.If you think the rules for getting rich have changed completely, this conversation may convince you how little human nature has changed.Episode Description:Joseph Moore joins James to talk about the long, strange history of getting rich in America.His book, How to Get Rich in American History, looks at 300 years of financial advice—what worked, what failed, what people kept repeating, and what today's money culture keeps forgetting.The conversation starts in 1790, with George Washington, Martha Washington, Benjamin Franklin, Stephen Girard, debt, leverage, and debtor's prison. Joseph explains that many early American fortunes were built through risk, borrowed money, marriage, luck, and then—critically—de-leveraging over time.That becomes one of the core lessons of the episode: debt does not make people rich. Opportunity does. Debt is only a tool that allows someone to grab more of an opportunity than they otherwise could. But if the opportunity is not real, or the person cannot handle the risk, debt destroys them.James and Joseph then move into real estate. Joseph argues that real estate is a good way to build a modest middle-class fortune, but not usually the path to the biggest fortunes. In modern America, he says, real estate often functions as a short on the dollar, an income annuity in a low-dividend world, a tax shelter, and a way for ordinary people to use leverage they could not access anywhere else. But that does not make buying a house automatically smart. Renting versus buying depends on age, mobility, location, family needs, inflation, taxes, maintenance, transaction costs, and opportunity cost.The conversation then turns to the stock market. Joseph challenges the usual historical charts that claim anyone could have invested a fixed sum in 1929 and held forever. Most Americans could not invest that way. There were no index funds, mutual funds had high fees, and buying an index directly required enormous capital. Instead, everyday people went to bucket shops, bet on price moves, played the numbers, and treated gambling as a kind of financial hope.James and Joseph also discuss passive investing, shadow indexing, the rise of ETFs and 401(k)s, and the way the stock market has become a mass retirement promise. Joseph points out that this is historically new. For most of American history, no ordinary person would have expected to retire on the stock market.From there, the episode moves to FIRE: financial independence, retire early. Joseph has lived part of that story himself. He built enough wealth through rental real estate after 2008 to stop working for a period, only to discover that early retirement was not automatically fulfilling. He compares FIRE to CrossFit: extreme, demanding, sometimes powerful, sometimes injurious, and not a lifestyle most people actually want.The final section asks the big question: What has consistently worked?Joseph boils the lessons down to five pillars: solve other people's problems, take risks, move toward opportunity, marry well, and believe you can. James adds that optimism matters because it keeps people in the game long enough to get more shots on goal.The result is a conversation about money, but also about history, risk, luck, marriage, mobility, discipline, scams, and the difference between getting rich and staying rich.What You'll Learn:Why early American wealth often involved marriage, leverage, luck, and risk.How George Washington's marriage to Martha helped fund the Washington we remember.Why Benjamin Franklin's public advice about debt did not match his own early financial behavior.What debtor's prison meant in early America, including the risk to families.Why debt is a tool, not a wealth strategy by itself.Why opportunity—not debt—is what actually makes people rich.Why real estate can build middle-class wealth but rarely creates the biggest fortunes.How buying a home can reduce mobility and opportunity, especially for younger people.Why renting versus buying is situational, not a universal rule.Why most Americans historically could not invest in the stock market the way modern charts imply.What bucket shops and “the numbers” reveal about everyday financial hope.How passive investing changed the purpose of the stock market.Why stock-market concentration is not new, but mass participation is.Why FIRE can work mathematically and still fail psychologically.How older financial-independence stories often hid trust funds, inheritances, or outside support.Why inflation is one of the biggest risks to early retirement.Why getting rich and staying rich require different behavior.Why successful people often take risk early and reduce risk later.Why optimism is financially useful when it keeps people in the game.The five recurring pillars Joseph sees across American wealth-building history.Timestamped Chapters:[05:00] How to Get Rich in 1790James asks Joseph how someone got rich in early America, starting with George Washington, Martha Washington, and marriage as a financial strategy.[07:24] Stephen Girard and Benjamin Franklin's DebtJoseph compares Stephen Girard's leveraged rise with Franklin's messy early business debts.[10:29] Debt Does Not Make You RichJoseph explains that opportunity creates wealth, while debt simply lets someone reach for more of that opportunity.[11:23] Debtor's Prison Was RealJoseph explains why failing in the 1790s could mean prison not only for the debtor, but for the debtor's family.[12:25] The Real Estate MythJoseph argues that real estate can build modest wealth, but rarely creates the biggest fortunes.[13:43] Real Estate as a Short on the DollarJoseph explains modern real estate as an inflation bet, income annuity, tax shelter, and leverage tool.[15:22] You Need an EdgeJames argues that every bet has someone on the other side, which means investors need to know what their advantage actually is.[16:18] Beating the Market, Missing the MomentJoseph tells the story of shorting Jim Cramer stock pops, beating the market net of theory, losing to fees, and missing his daughter's first steps.[19:56] Shadow Passive InvestingJames and Joseph discuss hedge funds, index tracking, fees, and the way much of Wall Street quietly follows the same big benchmarks.[20:31] The Index RevolutionJoseph explains why Vanguard's 1976 index fund changed investing for ordinary Americans—and why passive investing may create new structural risks.[24:24] The Four Percent of Stocks That MatterJames and Joseph discuss stock-market returns, T-bills, concentration, and why a small number of companies drive most gains.[25:16] The Second Bank CrashJoseph compares modern market concentration to the 1830s, when the Second Bank of the United States made up a huge share of the stock market before collapsing.[26:21] The Stock Market as a Retirement PromiseJoseph explains why turning the stock market into a mass retirement strategy is historically new.[29:58] The Problem With “The Chart”Joseph criticizes the classic financial-advisor chart that assumes someone in 1929 invested a large sum, held forever, and never touched it.[31:17] Bucket Shops and Playing the NumbersJoseph explains how everyday people used gambling, bucket shops, and lottery-like games as financial hope when stock ownership was out of reach.[34:04] The Mean Moves Through TimeJoseph explains why history is not physics and why the “average” keeps changing as the economy changes.[35:49] Renting vs. BuyingJames and Joseph debate the homeownership myth, maintenance, taxes, transaction costs, mobility, family stability, and when buying can make sense.[41:02] FIRE and the Question of EnoughJames asks how much is enough in 2026, and Joseph explains why the answer depends on location, expectations, security, and lifestyle.[44:24] FIRE as the CrossFit of Personal FinanceJoseph compares FIRE to an extreme discipline that can work for some people but injure others if they push too hard.[45:38] Geoarbitrage and Selling the DreamJames and Joseph discuss moving somewhere cheaper, Instagram FIRE influencers, and the difference between living the dream and monetizing the dream.[46:00] The Long History of Financial IndependenceJoseph traces earlier versions of FIRE through Sylvester Judd, Thoreau, Emerson, and Helen and Scott Nearing.[49:17] Inflation and the FIRE RiskJoseph explains how Your Money or Your Life and bond-heavy financial independence strategies ran into changing interest-rate realities.[50:23] Five Pillars of Getting RichJoseph lays out the durable lessons: solve problems, take risks, move more, marry well, and believe you can.[53:43] Marriage, Optimism, and Staying in the GameJames and Joseph talk about supportive partnership, optimism, savings discipline, and why staying in the game increases opportunity.[56:11] The Line Between Optimism and RecklessnessJoseph distinguishes productive optimism from gambling and explains why control over outcomes matters.[58:28] Getting Rich vs. Staying RichJoseph explains why many wealthy people take risk early, then de-lever over time to keep what they built.[01:00:00] Leverage, Trading, and the Guy Who Never StopsJames and Joseph discuss extreme leverage, Bitcoin futures, Jesse Livermore, gamblers, and why some people cannot walk away.Additional Resources:Joseph Moore - History HelpsHow to Get Rich in American History - Book PageHow to Get Rich in American History - Google BooksNext Big Idea Club: “The Changing Rules for Getting Rich in America”Fast Company: “How the rules of getting rich in the U.S. change with every era”The Motley Fool Interview with Joseph MooreMeb Faber Show InterviewSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Making Risk Flow, host Juan de Castro brings together eight leaders from across insurance, technology, insurtech, and brokerage to explore how AI, operating model transformation, and modern technology architecture are reshaping the future of insurance.Ann Haug, David McMillan, Christian Stobbs, Kristoffer Lundberg, Greg Brown, Sam Lewis, Allison Hamilton, and Nick Zerbib examine why insurers need more than new technology to gain a competitive advantage. The discussion explores building operating models for scale, creating decision-led technology architectures, accelerating underwriting workflows, and using AI to augment human judgment rather than simply automate existing processes.The group also considers AI-driven claims transformation, intelligent submission routing, the future role of underwriters, customer obsession, and how brokers can prepare for growing market and private equity pressures. Together, these perspectives reveal how culture, technology, speed, and strategic clarity can help insurers become more agile, scalable, and resilient in an increasingly competitive market.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

That moment when you catch yourself thinking, I'm just not the kind of person who can do that. Maybe it's waking up early, sticking to a commitment, or stepping into a bigger version of your life. We tell ourselves these stories so quietly that we don't notice we're building a ceiling for ourselves. Tim Kelly, a certified high performance coach and Navy veteran, joins the show to talk about why discipline isn't restriction but freedom, the patterns he sees across high performers, and how to keep moving forward without losing your health, relationships, or sense of self along the way. About the Guest: Tim Kelly is a certified High Performance Coach, real estate investor, and Navy veteran who served 15 years as a Chief Petty Officer. A founding leader at Active Duty Passive Income (ADPI) and Senior Managing Partner at Kelly Housing Group, he helps ambitious professionals build discipline, clarity, and sustainable success without sacrificing their health or relationships. Key Takeaways: Discipline isn't restriction, it's how you stop negotiating with the part of your brain that wants to keep you small and safe. Make big decisions once, ahead of time, so you're not renegotiating your commitments every time you feel uncomfortable. True success means sustaining growth for years without sacrificing health, relationships, or joy, not just looking good on paper. You can't succeed in isolation, surround yourself with people who will challenge you, hold you accountable, and tell you the truth. Rate yourself weekly on clarity, energy, and courage, small honest audits reveal exactly where the next step needs to be. Connect With the Guest: Website: https://thetimothykelly.com Instagram: https://www.instagram.com/thetimothykelly/ LinkedIn: https://www.linkedin.com/in/thetimothykelly/ X (Twitter): https://x.com/thetimothykelly Episode Chapters: [00:00] The Ceiling We Build Without Noticing — the real question behind this episode [01:15] Defining a Disciplined Person, Beyond Waking Up at 4am [03:04] Discipline as Choosing Which Version of You Gets the Microphone [04:34] The One Pattern Tim Sees Across Every High Performer [09:35] Upgrading Your Identity Amid Work, Family, and Chaos [10:13] The Five Pillars of High Performance: Clarity, Energy, and Courage [15:08] Handling Setbacks Without Losing Momentum (approx.)   Want to be a guest on Healthy Mind, Healthy Life? DM on PM - Send me a message on PodMatch DM Me Here: https://www.podmatch.com/hostdetailpreview/avik Disclaimer: This episode is produced for educational and informational purposes only. All views expressed by the guest are their personal opinions alone and do not represent the views of the host or Healthy Mind by Avik™. The Network does not verify, endorse, or assume responsibility for any guest statements. Nothing in this episode constitutes medical, legal, financial, or professional advice, please consult a qualified professional before making any decisions. Listeners are encouraged to engage critically and independently with all content do not consume blindly. Use this content as a starting point for your own reflection and research, not as a substitute for professional guidance. Third-party content is referenced under fair use for informational purposes only. Guest speakers are solely responsible for their own statements. If you have concerns about any content, please contact us here By listening, you acknowledge and accept this disclaimer in full. Read detailed disclaimer here. Healthy Mind By Avik™️is a global platform redefining mental health as a necessity, not a luxury. Born during the pandemic, it's become a sanctuary for healing, growth, and mindful living. Hosted by Avik Chakraborty, storyteller, survivor, and wellness advocate. With over 6500+ episodes and 200K+ global listeners, we unite voices, break stigma, and build a world where every story matters.

In this Greatest Hits episode of Making Risk Flow, host Juan de Castro is joined by Jean-Jacques Henchoz (JJ), Non-Executive Director, Brit Insurance, and a non-executive director across the insurance value chain, to explore the future of insurance. With over 25 years of industry experience, JJ shares his perspectives on how insurers can remain relevant by addressing protection gaps, improving affordability, and embracing cultural and technological transformation. The discussion highlights how AI, automation, and innovation are reshaping customer experience while reducing inefficiencies. Juan and JJ also examine the importance of attracting tech-savvy talent, breaking down silos, and fostering collaboration across the sector. Packed with insights, this conversation offers a roadmap for insurers seeking to stay customer-centric and resilient in a rapidly evolving world.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Lubi Lora is a special education teacher and author. On this episode, Lubi opens up about her family dynamic and growing up with 11 siblings. Lubi talks about her cerebral palsy diagnosis and how her family supported her during her youth into adulthood. She dives into why she decided to pursue education and her aspirations of being a motivational speaker. Also, Lubi explains why she wrote her book, From Broken to Becoming, and how it helped her let go from some of her trauma. We dive into the importance of being yourself and sharing your story with the world. Join us in this powerful conversation on education, finding yourself, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u From Broken to Becoming Available on Amazon: https://a.co/d/05p8ZXdB

Step into a deeply honest, enlivening and down to earth conversation with Joshua J. Holland, movement educator, wellness practitioner, entrepreneur, and advocate for embodied living, on this episode of Intimate Conversations. Recorded in New York City on Joshua's 45th birthday — and perhaps the first Intimate Conversations interview ever held on a massage table — this conversation explores emotional intimacy, conscious parenting, embodiment, purpose, and the courage to live life aligned with truth rather than expectation. With warmth, humility, and remarkable vulnerability, Joshua shares the practices and experiences that have shaped his journey, from growing up in rural Oklahoma and learning resilience through hard work, to building a multifaceted career spanning professional athletics, fitness, bodywork, wellness, and human optimization. Joshua opens up about the rituals that ground his mornings and his life — movement, visualization, reflection, and intentionality — and how embodying who we wish to become often matters more than chasing external achievement. What begins as a conversation about birthday reflections quickly unfolds into a deeper exploration of authenticity, identity, and learning to release the need for validation from others. The conversation moves powerfully into the realities of modern parenthood and unconventional family dynamics. Joshua shares his experience co-parenting his children across continents while they grow up in rural Hungary, and the lessons that come from redefining fatherhood beyond traditional expectations. Allana vulnerably shares her own experience of reconnecting with her son after more than six years of estrangement, revealing the profound healing that can emerge through inner healing, trust, and surrendering to divine timing. Together, they explore the idea that love is not always expressed through control or proximity, but sometimes through allowing others the freedom to follow their own path while keeping our hearts open to what may return. Joshua also reflects on the psychedelic experiences that profoundly shifted his relationship with ego, identity, and partnership. Through these moments of expanded awareness, he discovered a new understanding of truth, interconnectedness, and the freedom that comes from releasing attachment to how life is supposed to unfold. The conversation beautifully bridges Joshua's work around movement and sensory awareness with Allana's work as an emotional intimacy expert. They explore how the body often holds stories that words cannot reach, and how physical sensation, emotional experience, and healing are deeply interconnected. Allana shares her perspective that emotional intimacy begins with our willingness to feel fully — not to fix, suppress, or escape our emotions, but to experience them with compassion and curiosity until they transform into wisdom, authenticity, and deeper connection. We also talk about: Morning rituals and intentional living Visualization and identity embodiment Emotional intimacy and authentic communication Conscious parenting and unconventional family structures Reconnecting with estranged family members Long-distance co-parenting and redefining fatherhood Psychedelic experiences and ego dissolution The relationship between body awareness and emotional healing Sensory movement and embodied intelligence Entrepreneurship, resilience, and following opportunity Living without attachment to outcomes Trusting intuition and life's unfolding path The courage to evolve beyond old identities Creating a life rooted in purpose rather than expectation This episode is a reminder that intimacy begins with the relationship we cultivate with ourselves. It invites us to feel more deeply, speak more honestly, and trust that even life's unexpected detours can become part of a larger unfolding we cannot yet fully see. Healing often begins not when we become someone new, but when we give ourselves permission to become more fully who we already are. You can connect with Joshua and learn more about his work in movement, embodiment, and wellness through his platforms and upcoming projects. Go deeper with me inside The Intimate World. patreon.com/AllanaPratt #TheIntimateWorld Connect with Joshua Facebook: /joshuajhollandfan Instagram: @joshuajholland YouTube: @joshuaholland Book: The Awareness Shift: Unearth the Five Pillars of Optimal Health and Wellness ——————————————————————————————————————————  Go deeper with me, inside The Intimate World ➡️ Visit:  www.patreon.com/AllanaPratt

What happens when major changes in education law take effect through emergency orders before the courts have reached a final decision? For compliance professionals, staying informed about these developments will be critical throughout the year. In this episode, host Courtney Bullard takes a closer look at the legal and compliance trends educational institutions should be watching, including increased coordination among federal agencies, the newly announced Office for Civil Rights (OCR) K-12 initiative, developments in the courts and Title IX, admissions practices, and the OCR Unified Regulatory Agenda. But with so many headlines and changes happening at once, Courtney emphasizes the importance of not losing sight of the fundamentals. Strong governance, communication, documentation, clearly defined roles, and effective training and resources remain the foundation of a strong compliance program. Tune in as Courtney shares what ICS is watching this academic year and offers practical guidance for staying informed without chasing every headline. Key Points From This Episode: Introduction to today's topic of discussion. How federal agencies are beginning to work together, and what happens next. The newly announced Office for Civil Rights (OCR) K12 initiative. What's happening in the courts: Title IX, the emergency docket, and more. Enforcement and who is doing the investigating. Taking a fresh look at admissions processes.  The OCR Unified Regulatory Agenda. The importance of compliance professionals not losing sight of the fundamentals and basics. Courtney reiterates the Five Pillars covered in the Back to School Webinar. Links Mentioned in Today's Episode: Higher Ed Back to School Webinar K-12 Back to School Webinar DOJ: Crowther v. Board of Regents of the University System of Georgia ICS Higher Ed Community Access K-12 Community Access Higher Ed Virtual Certified IX Training K-12 Virtual Certified Title IX Training ICS Blog Courtney Bullard on X  Learn about Becoming a Community Partner

Welcome to a new season of Please Me, where Eve Hall, sexual health physical therapist, sexuality educator, and creator of the Sexual Longevity Protocol, brings education, self-help, and health and fitness into conversations about sexual health, pleasure, intimacy, and overall wellbeing. In this season premiere, Eve shares why she created Please Me, her journey into sexual health and pelvic floor physical therapy, and why sexual health belongs in the healthcare, self-help, fitness, and longevity conversation.  She introduces the Five Pillars of Sexual Longevity: • Blood flow and vascular health• Hormonal and physiological balance• Pelvic floor and sexual function• Brain, mindset, and pleasure• Intimacy and lifestyle for longevity Eve also reveals what's new this season, including deeper educational episodes, interactive listener participation, a Friday newsletter, new community opportunities, exclusive content, and the continued growth of Please Me Media. If you're interested in sexual health, sexual wellness, pelvic floor health, intimacy, pleasure, relationships, sexuality education, healthy aging, and sexual longevity, this episode is the perfect introduction to the next chapter of Please Me. Connect with Eve: Reach out for questions, partnerships, retreats, speaking engagements, or collaborations. Boudoir posters of Eve are also available by request, with donations starting at $100. Only five signed copies of each image will be available.  Explore the Sexual Longevity Protocol:  https://pleaseme.online/the-sexual-longevity-protocol/ A science-based course by Eve, a Sexual Health Physical Therapist to help you improve sexual function, confidence, and pleasure for life. Lifetime access for just $47. Contact - Please Me! Vote for Eve for Best Educator : https://www.asnlifestylemagazineawards.com/vote-4-13-2026 Affiliate Deals & Partners:  • Become a member for free monthly webinars (Code: PLEASEME): SDC Swingers Lifestyle: Seek, Discover, Connect | SDC.com  • Join the Please Me! Media Newsletter:(1) Eve Hall | Substack  • Become a Patreon of Please Me! Media: https://www.patreon.com/PleaseMePodcast • Parlor Games Bioidentical Hormones: Parlor Games | Shop  • Shameless Care: Sex Positive Healthcare: (Code: PLEASEME): STD Testing, STD Prevention, and ED Meds - Shameless Care  • Lady Pump: Lady Pump – TheLadyPump  • Penis Pump: Auto GRO Pump - Dr. Joel Kaplan • Cakes Nipple Covers: (Code: CAKES-PLEASEME 10% off) Sticky Starter Pack | Our Best Sticky Offer, $33 Savings – CAKES body  Thank you for supporting my affiliate partners. Every purchase helps support the Please Me! Media mission. Become a Please Me Founding Circle Member:  Prospectus: (copy & paste to view) file:///C:/Users/Eve/Downloads/Please%20Me%20Founding%20Circle%20Package%20(1)%20(1)%20(1).pdf Indiegogo Campaign: https://www.indiegogo.com/projects/eve-hall/support-the-future-of-independent-sexual-health-education  A Special Gift for You:  Subscribe to ASN Magazine and follow Eve's monthly column, Big Clit Energy: A Please Me! Series. And as a special gift, I'm sharing a free copy of the July issue—the issue featuring Eve on the cover and as the centerfold! Normally, ASN Magazine is available by subscription, so enjoy this special edition and take a look at Eve's latest column inside. JULY ASN 2026  The Mom Economy Magazine:  Check out my featured article of this magazine for only $2.99 here:  The Mom Economy Magazine | July 2026 Edition | She Rises Studios  The Mom Economy Anthology Book is A USA Bestseller: I'm proud to be part of this collaboration. My chapter is deeply personal and shares what I most want my daughters—and the next generation of women—to know. The Kindle edition is available now for $1.99, with the paperback available as this episode drops. Purchase the Kindle version here:  https://a.co/d/01HpPGN2  Be a Guest: :Be a Guest on Please  Me! PodcastShare your story or expertise on relationships, sexual health, and personal growth

In this episode of Making Risk Flow, host Jake Harding brings together ten leaders from across insurance, data, and technology to explore how spatial intelligence, real-time data, and climate modeling are reshaping risk assessment and underwriting. Mark Varley, Simon De La Hoyde, Izik Lavy, Jacob Grob, Joan Saladich, Caroline Grey, Pierre-Henri Janssens, Bryan Falchuk, Jay Wallace, and Nick Franz examine why insurers need more than greater data volumes to gain an advantage. The discussion explores point-of-quote accumulation, property-level geospatial analysis, probabilistic climate intelligence, and the value of embedding spatial context early in underwriting workflows. The group also considers emerging opportunities in post-binding cyber intervention and agricultural risk data, while examining how integrated technology, proactive portfolio analysis, and clean-sheet thinking can improve risk selection, profitability, and long-term competitive advantage across insurance markets.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Meant to Win, Dr. Stephanie Wigner unveils the Practice Scaling Assessment, the new tool she built to show health and wellness practitioners exactly where their practice is stuck and what it takes to get through the next plateau. It's 90 questions built on patterns from more than 2,100 practices, and in only 15 minutes it pinpoints the exact bottlenecks you're facing, scores you across the five pillars of your business (finances, marketing, systems, team, and you as the CEO), and hands you a custom PDF with the three levers that will create the most momentum over your next 90 days. Then comes the part that's never been available outside the TWP Mastermind until now: seven full days inside Stephanie's custom AI coaching tool, trained on all of her coaching and frameworks, already loaded with your assessment data, and ready to answer you 24/7 the same way it does for her highest-level clients. On the other side of this assessment you're a different kind of CEO, one who knows exactly what to fix and in what order. If you want to scale your practice, you need this tool.Chapters:00:04 Introduction to Meant to Win00:35 The Beach Walk That Sparked the Assessment01:17 Three Audits That Needed to Become One01:49 The Five Pillars of a Scalable Practice02:33 90 Questions, Zero Guesswork03:42 Your Score, Your Report, Your Next Three Levers04:22 Seven Days Inside the Custom AI Coaching Tool05:34 The Patterns From 2,100+ PracticesKey Takeaway:Growth doesn't come from doing more. It comes from becoming more, and the Practice Scaling Assessment shows you exactly which three levers matter at this stage of your business.Get the Practice Scaling Assessment: Take it now through the link here. 

Jackie Pollina founded J&J Test Prep with the intention of making test prep fun and manageable for students. Jackie also co-developed No B.S. SAT® Prep, an online digital SAT® prep program that is used by tutors, programs, and schools nationwide. In our conversation, Jackie explains: Why students should take the SAT/ACT. The timeline goal that students should have to achieve their best score. How students can reverse-engineer a prep timeline so that they hit that timeframe. The opportunities that may still exist when students don't hit their desired goal by that timeframe. Where the PSAT fits into all of this. The impact that test scores have on scholarships and merit aid, and much more. J&J Test Prep offers numerous ways to work with your student. Plus, they offer my readers a special discount. To learn more about J&J Test Prep's programs, click here. And, be sure to take advantage of J&J Test Prep's FREE diagnostic to help you decide whether the SAT or ACT is the best option for your student. Click here for this complimentary program. ---------- Featured Scholarships: Silver Law Group $1000 Investor Advocacy Scholarship $1000 Follow Your Own Path Scholarship $20,000 Coca-Cola Foundation Scholarship Elks Most Valuable Student Scholarship ($30,000 Top Prize, $2,500,000+ in Prizes + Local & State Awards) $3000 CollegeXpress August Scholarship Giveaway ---------- Nnotice the categories that the applicant must list on their application for the Coca-Cola and Elks Scholarships, as well as the topic of the essay: • Academics • Extracurriculars • Volunteering • Work Experience • Leadership These are the same categories that I refer to as The Five Pillars of a Student's Personal Narrative. Students don't need to have experiences in all five of the Pillars, but they do need to know how to tie their experiences together in a compelling way that grabs the judge's attention. That is what I spend so much time helping students with in the Scholarship Navigator programs. With programs for students in the Classes of 2027, 2028, 2029, 2030, middle school, and college students, students get personalized assistance building their Personal Narrative, essay reviews, editing, and suggestions, a custom list of scholarships that match the student's profile, and much more. If you would like to learn more about the Scholarship Navigator programs, I am offering a limited number of free 15-minute Zoom meetings to answer your questions. To book your free consultation, click here.

David Schlossberg, Senior Partner at Assured Concepts Group, joins Your Money Matters for a ‘Rest Assured' Thursday. David talks about the concept of holistic wealth management, and making sure that every piece of your financial life is working together. For more information, visit assuredgroup.com or call 847-426-1077.

In this Greatest Hits episode of Making Risk Flow, we revisit host Juan de Castro's conversation with David McMillan, former CEO of esureGroup, to unpack how a mid-sized insurer reinvented itself under private equity ownership. Facing COVID-19, reserve pressures, a soft market, and geopolitical disruption, the company leaned into culture, clarity, and modern technology to outpace larger rivals. David shares why building a high-performing team starts with shared values, how blending insurance expertise with external digital talent accelerates innovation, and why cloud-native, API-driven architecture is essential for real-time decision-making. He also explains how to shift boards from traditional ROI forecasts to agile, outcome-based governance. It's a candid conversation about resilience, leadership under pressure, and why staying smaller, more agile, and hence, faster can be a lasting competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Victor Baez is a YouTuber and streamer. On this episode, Victor opens up about his family dynamic and what it was like growing up in Rhode Island. Victor discusses how a breakup taught him valuable life lessons and guided him towards becoming successful. He talks about launching a YouTube channel reacting to music and then eventually being forced to do more solo geared content after his co-host decided to pursue other endeavors. Victor explains how he found himself within his content and what it was like growing at a rapid pace locally and nationally online. We discuss some of the pros and cons of social media success and share our thoughts on how more people can support their local creators. Join us in this authentic conversation on content creation, supporting local businesses, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

In this episode of Capital Hacking, Josh sits down with renowned investor, entrepreneur, and Cashflow Ninja host MC Laubscher to discuss how business owners can apply family office principles—without needing millions of dollars.MC shares insights from over 20 years of studying successful entrepreneurs, investors, and family offices, introducing the framework behind his new book, "The Family Office for Business Owners: Build a Family Wealth System as Powerful as Your Business."Listeners will learn how to create a family operating system, preserve wealth across generations, establish a family bank, improve governance, and think like long-term wealth builders rather than simply business operators.Chapters:00:00 – Introduction & episode overview03:08 – MC Laubscher's background and journey into investing10:06 – How the new book came to life17:50 – Why every business owner should think like a family office19:54 – The Five Pillars of a Family Wealth System29:10 – Succession planning and preparing the next generation33:15 – Creating a Family Bank with Infinite Banking35:02 – Asset management, long-term investing & final insights39:33 – Where to get the book and connect with MC40:07 – Closing remarks and outroConnect with MC:https://www.producerswealth.com/familyofficebook  https://producerswealth.com/ https://a.co/d/08uE6kKR Learn More About Accountable Equity:Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#registerTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

What if operational excellence wasn't about cutting costs, but about unlocking your organization's true potential?In this episode of Making Risk Flow, Juan de Castro speaks with Ann Haugh, Group Chief Operations Officer at Axis Capital, about why operations should be viewed as a strategic growth engine rather than a cost center. Ann shares how Axis transformed its operating model to improve efficiency while scaling the business, the importance of building cross-functional talent, and how leaders can create alignment across technology, data, and underwriting. She also explores the role of AI in specialty insurance, explaining how automation can enhance employee experience, empower underwriters to make better decisions, and help organizations grow with greater speed, clarity, and resilience.Ann Haugh is Group Chief Operations Officer at Axis Capital and a global (re)insurance leader with more than 30 years of experience spanning strategy, underwriting, operations, and general management. She has led transformational programs, improved underwriting performance, driven profitable growth, and built high-performing teams worldwide, earning a reputation for inspirational leadership, innovation, and delivering lasting business impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Drent is a trauma informed rapper. On this episode, Drent opens up about his family dynamic and explains what his relationship was like with his parents. Drent discusses going through an extremely traumatic experience starting at around 9 years old. He talks about how this affected his life. Also, Drent walks us through his high school life and going to community college, but switching up to focus on his music. Drent opens about his eating disorder and how he raps about that in his music. We discuss trauma and how much therapy has helped him as well as influence his music. Join us in this authentic conversation on trauma, music, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Today we drill down into Level 10's approach to Identity in marketing, specifically how to build it. Remember, your Identity is what sets you apart from the competition and it should be part of your marketing message in every single ad and on every webpage. How do you define your identity? Well, Rich has you covered here. No guesswork needed. To construct your company's identity you needn't look any further than the 5 Pillars of Identity. These include: Your products, your workmanship, your bedside manner, core values, and one pillar that covers anything else.

Businessman Mark Prather is the host of a new program, Warriors in Christ.  Mark is a Catholic convert, successful business owner, author and speaker.  In this part 2 of the inaugural episode, he and guest Kirk Mulhearn lay out the five pillars of the Warriors in Christ mission. Support the show

What if the insurance industry could move at the speed of modern technology?In this episode of Making Risk Flow, Christian Stobbs, we revisit one of our top episodes of 2026 where Juan de Castro sits down with Christian Stobbs, Chief Strategy & Corporate Development Officer at Markel, joins host Juan de Castro to discuss what it takes to build a preeminent specialty insurer in an increasingly technology-driven market. Christian explains why speed, customer obsession, technical expertise, and principled decision-making must work together as a unified competitive advantage. The conversation explores how insurers can localize strategy across international markets, reduce costly operational inefficiencies, and deploy AI to enhance underwriting and claims without losing critical human judgment. Christian also shares why transformational technology initiatives should operate with startup-style urgency, how AI will reshape underwriting roles, and why the insurers that adapt fastest will define the future of specialty insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Geospatial intelligence is changing the way insurers assess risk, but better decisions start with better data. In this episode of Making Risk Flow, Jake Harding is joined by Mark Varley, CEO of Addresscloud, and Simon de la Hoyde, Sales Director, to discuss how building-level data, real-time accumulation visibility, and high-quality address intelligence help underwriters quote faster, select risks with greater confidence, and write more profitable business. They also explore why insurers should focus on data quality before AI, how specialized data platforms outperform in-house solutions, and how responsible AI can enhance underwriting without compromising accuracy, transparency, or governance. Mark Varley is CEO of Addresscloud, a geospatial intelligence platform serving the insurance industry. With 25 years of experience in insurance and 15+ years specializing in geographic risk assessment, Mark brings deep practitioner insights from his tenure at RSA and Accenture.Simon de la Hoyde is Sales Director at Addresscloud, bringing 17 years of insurance market expertise and a foundational background in geography and GIS applications. With experience across mobile telecommunications, retail site selection, and property insurance underwriting and pricing, de la Hoyde combines technical geospatial knowledge with deep commercial insurance acumen.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode, I sit down with Michelle Chalfant, holistic therapist, life coach, and creator of The Adult Chair model, whose podcast has surpassed 11 million downloads and whose work has helped thousands of people heal codependency, emotional wounds, and relationship patterns at the root. Michelle shares her five-pillar methodology for living as a healthy adult — covering how to own your reality, build self-compassion, feel your emotions, work your triggers, and set boundaries that actually stick — and we go deep on narcissism, codependency, why we keep attracting the same people, and what it actually takes to change the signal we're putting out. She also shares practical tools, free resources, and one of the funniest and most grounding stories I have heard in a long time.This one is rich, practical, and full of permission to do this work in a way that actually makes sense.Connect with Michelle:https://www.theadultchair.com/https://www.instagram.com/themichellechalfantFree Course: https://courses.theadultchair.com/offers/z2vYXUwr/checkout Adult Chair Book: https://courses.theadultchair.com/the-adult-chair-book WORK WITH ME 1:1:❥Softening into self- 3 month 1:1 with Whats App Support: https://marina-yt.mykajabi.com/offers/PAWQhZHu❥❥1:1 Coaching with me: https://docs.google.com/forms/d/e/1FAIpQLSfWcZM5s9c2OjOLwoGMI5jE6rh_JAzjN2d_vCtuVe7e3pVGxw/viewformDOWNLOAD FOR FREE:Stay or Go: 5 Clarity Questions to Reconnect with Your Inner Knowing: https://marinatriner.com/stay-or-go-guideAttatchment Practice: Discover the actual blocks beneath the surface so you can actually have the deep intimacy you crave: https://marinatriner.com/attachment-practice Connect & Ground: 10 Incredible Somatic Practices for Nervous System Regulation: https://marinatriner.com/connect-and-groundAlive & Aligned: 7 Embodiment Practices For Self Connection: https://marinatriner.com/alive-and-alignedTrigger to Rooted: A step by step process of working with your triggers: https://marinatriner.com/trigger-2-rooted VIEW MY COURSES & RESOURCES:https://marinatriner.com/resources CONNECT WITH  ME:Follow me on Instagram:https://www.instagram.com/marinatriner/ Subscribe to YouTube: http://www.youtube.com/@marinatriner Top Episode Quotes:"Codependency is an identity we form when we're younger. Other people become our oxygen to exist in the world — and we don't even know we're doing it." — Michelle Chalfant"No one can trigger you. You are triggered because you have an unconscious belief inside of you that's being activated by them." — Michelle Chalfant"When you can say I wonder why this is happening for me — not to me, for me — you pivot out of the victim seat and into empowerment." — Michelle Chalfant"Boundary scripts do nothing if you don't feel worthy. You've got to set boundaries chin down — fully embodied, believing what you're saying." — Michelle Chalfant"Self-compassion is the Kryptonite to shame. You have to reach for that voice, cultivate it — it is a conscious choice." — Michelle Chalfantsomatic healing, nervous system regulation, trauma healing, inner child work, emotional regulation, narcissism, codependency healing, people pleasing, attachment healing, self worth, self compassion, triggers and trauma, relational healing, boundaries, adult chair, embodiment, survival mode, burnout recovery, deep within podcast, Michelle Chalfant 

What if becoming the best version of yourself isn't about doing more—it's about strengthening the areas of life that matter most?In this episode of Road to Victory, I break down the five pillars I believe every meaningful life is built on: Faith, Family, Finances, Fitness, and Freedom. We discuss why balance matters, how to stay spiritually aligned, why you should check on your strongest friends, and how purpose is often found in consistent action rather than perfect circumstances.We discuss:The Five Pillars of a purposeful lifeSetting one meaningful goal for each pillarWhy your strongest friends still need someone to check on themThe importance of keeping your own cup full before pouring into othersHow staying productive protects your purposeThe danger of spiritual drift and trying to do life on your ownReturning to God when you've started relying only on yourselfBuilding a life that creates peace instead of chaosThis episode is about building a strong foundation. Because success without a foundation eventually collapses—but a life built on purpose can weather every season.Welcome to the Road to Victory.

Ethan de Aguiar is a filmmaker. On this episode, Ethan opens up about his family dynamic growing up Portuguese. He dives into getting into skateboarding at an early age and picking up a camera to film his friends. Ethan discusses how this was an introduction in filmmaking and video production. Then, he went to college and eventually landed a job editing videos for weddings. Eventually, Ethan left this career and launched his own business taking on work that he found interesting while also creating documentaries on YouTube. Join us in this passionate conversation, on purpose, filmmaking, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

She will fall out of love with you a year before she tells you. In that year, she will slowly learn to live without you. She will stop waiting up. She will stop expecting you to be present. And when she finally tells you — it will hit you like a juggernaut. But for her, it will already be done. I have had more men cry down the phone to me about this than I can count. And every single one of them thought it would never happen to them. In this episode, I go back to 2016 — the year Gem told me she was questioning whether there was any point in our relationship — and share exactly what that wake-up call built: the Five Pillars framework, the weekly planning system, and the boundaries that changed everything. Inside this episode: •The moment Gem said "I wonder if there is any point in us having a relationship" — and how I nearly lost her •Why men tell themselves "I'm doing it for my family" while destroying the very thing they say they are protecting •Why a woman falls out of love a year before she says a word — and what that year looks like from her side •The 80/20 split: what happens when 80% of your time, energy, and focus goes into the business •How the Five Pillars framework was born from a relationship crisis •The weekly planning system that replaced three columns of chaos on an A4 sheet •Why you are not ready for a bigger business if you cannot lead yourself at home first •Why my dad's heart attack at 40 is the reason I am so passionate about this work •How to be fully locked in as a dad, a husband, and a man — without sacrificing the business No one ever showed you how to manage all of this. This episode is the start of that.   Book a call with us    https://consulting.boardmanjames.com/clarity-call-booking-form

I was having affairs on my wife. We filed for divorce. I woke up one night and God was showing me what I was about to wreck.   Jonathan Berryhill left home at 15 with no foundation under him. He found structure in the Army infantry, adrenaline in law enforcement narcotics and undercover work, and then success across real estate, healthcare, and government contracting — multiple seven- and eight-figure businesses. He's been married 30 years to his high school sweetheart. He has seven children and three grandchildren. He's the author of Warrior to Wealth and leads three real estate brokerages with 50+ agents — having gone from first licensed at 43 to seven figures in commissions in five years.   But the story that defines him isn't any of those. It's the marriage he almost wrecked, the man he had to become, and the 5 Pillars he built every day after on — Identity, Discipline, Execution, Ownership, Legacy.   In this conversation, Jonathan and Ted go deep on the drift that destroys male veterans and operators, the question that exposes it (what are the top three things you want to be best at, and where's your time at?), the contrarian operator reframe Jonathan uses with his team (pick your hard — broke is hard, successful is hard, pick), the 5-Pillar playbook from the book, and the loss of his best friend at 45 that re-anchored everything.   If you're a man between 25 and 55 carrying a marriage, a business, a family — and you can feel the drift but can't name it — this one's for you.   Key insights from this episode:  Why losing your military identity is a leading cause of post-service drift The diagnostic question every drifting man needs to answer Pick your hard: broke is hard, successful is hard, you don't get to skip both The 5 Pillars: Identity, Discipline, Execution, Ownership, Legacy "You cannot be a victim and a victor at the same time. Pick one." Why visualization beat motivation for Jonathan's college football and real estate runs The CrossFit-of-real-estate move: starting over at 43 (and what it built) Why faith is uncomfortable (and that's the point) The night his best friend died — and what changed in him   Chapters: 00:00 The 2 a.m. confession  00:40 – Introduction: Meet Jonathan Barry Hill  03:28 – Growing Up Without a Foundation 07:18 – The Army: Discipline, Structure & Purpose 11:40 – Law Enforcement and the Silent Drift 15:42 – Losing His Marriage & Finding God 20:35 – What Causes Men to Drift? 24:55 – The One Question Every Man Should Ask Himself 29:12 – Walking On to College Football at 25 35:18 – Becoming the Warrior Within 40:45 – From Premed to Entrepreneurship 46:20 – Building Multiple Successful Businesses 51:38 – Why Comfort Is the Enemy of Growth 57:04 – Starting Over at 43 in Real Estate 1:02:28 – Visualization & Identity-Based Success 1:07:44 – The Five Pillars of Warrior to Wealth 1:14:12 – Victim or Victor: Pick One 1:20:06 – Legacy: Building More Than Wealth 1:25:18 – Why the Last Man Standing Often Wins 1:30:05 – Seasons of Battle & Personal Loss 1:36:48 – Faith, Prayer & Living With Purpose 1:43:10 – The Wisdom of Proverbs 1:47:35 – Advice for Men Who Feel Stuck 1:53:22 – Everyone Is Fighting Something 1:56:10 – Final Lessons & Key Takeaways     Berryhill's Links: Website: jonberryhill.com Facebook:@jonhannah.berryhill3  Instagram:  @jon.berryhill LinkedIn:  jonathan-berryhill Threads@jon.berryhill Agent Blueprint Playbook: JonBerryhill: Agent Blueprint Playbook  

Why AI and Digital Health Pilots Die Before They Scale | Dr. Sarah Matt, The Borderless Healthcare Revolution Health systems spend billions on transformation that works in the boardroom and collapses at the clinical unit. Dr. Sarah Matt, a surgeon turned health technology executive, explains why most AI and virtual care initiatives fail at adoption rather than design, and how her Five Pillars of Access give leaders a practical way to evaluate what will actually scale. A direct conversation about trust, financial sustainability, and building care models that stick. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/

In this episode of Making Risk Flow, Juan de Castro sits down with Allison Hamilton, US Customer Success Lead at Applied Systems, to discuss why underwriting transformation depends on people and processes as much as technology. Allison explains how better data governance, transparent AI, and aligned incentives help underwriters make faster, more confident decisions. She explores why speed-to-quote has become a critical competitive advantage, how broker integration and third-party data remove costly friction, and why decision-ready workflows, not full automation, will define the winning carriers of 2030. The conversation offers practical insights for insurers modernizing underwriting in an AI-driven world. Allison Hamilton is Head of US Customer Success for Cytora, a division of Applied Systems, where she leads customer delivery, adoption, and long-term value across North America. She partners with insurers to modernize underwriting through workflow automation, digital risk processing, and operating model innovation. Allison oversees strategic customer programs, drives measurable business outcomes, and works closely with product and go-to-market teams to shape Cytora's US strategy. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

We are kicking off week two of our summer series, Let's Be Honest, a thoughtful, humble exploration of what it truly means to navigate faith, culture, and big intellectual questions in today's world. Host Matt Summers sits down with Menlo Church Lead Pastor Phil EuBank to take an honest, respectful look at Islam. Together, they discuss the critical importance of engaging with other worldviews on their own terms—seeking to understand the strongest, most intelligent form of what another faith actually teaches rather than knocking down weak, uncharitable caricatures. Phil pulls back the curtain on his own inbox to share the raw, tension-filled feedback he receives from both sides of the conversation, using it to highlight how difficult yet vital it is to thread the needle of truth and love in our local communities. The conversation dives deep into the heart of the weekend message, contrasting two fundamentally different documents: the "report card" of performance versus the "birth certificate" of identity. While the five pillars of Islam demand an admirable, rigorous level of human effort, discipline, and devotion, they ultimately leave even their greatest prophets facing a ledger of profound spiritual uncertainty. Matt and Phil explore how the radical promise of Jesus completely upends the scales of behavior modification. Instead of offering a manual or an oppressive checklist to measure up, the Gospel offers an invitation to abide daily in a living relationship with a Savior who already overcame the grave to secure who we are.

Businessman Mark Prather is the host of a new program, Warriors in Christ.  Mark is a Catholic convert, successful business owner, author and speaker.  In this inaugural episode, he and guest Kirk Mulhearn lay out the five pillars of the Warriors in Christ mission. Support the show

Are you working harder, taking on more projects, and increasing your revenue—but still wondering where the profit is going?Many creative entrepreneurs start their interior design business because they love the work, but over time, they find themselves overwhelmed by the administrative side, unpredictable income, and the pressure to constantly create more.In this episode, I'm joined by business strategist Sallie Ogden, founder of Brimm and creator of Brimm Capital, to talk about why more revenue does not always equal more freedom. Sallie shares how shifting your focus from chasing revenue growth to building predictable profit can completely transform the way you run your business.If you want to simplify your interior design business, create stronger business systems, improve operational efficiency, and build a clear plan for long-term profitability, this conversation will help you rethink how you approach scaling. Sallie breaks down why intentional planning, smart automation, AI tools, and niching down can help you grow a sustainable creative career without burning yourself out.Featured GuestSallie Ogden is a business strategist, founder of Brimm, and creator of Brimm Capital, a framework designed to help female entrepreneurs build real profit—not just revenue. After scaling her own company to multiple seven figures and experiencing the challenges of unsustainable growth, Sallie became focused on helping business owners create smarter systems, predictable profit, and sustainable growth. Through consulting and coaching, she helps entrepreneurs simplify sales, improve operations, leverage AI tools, and build businesses that protect their time while creating wealth.What You'll Learn in This Episode✳️ Why profit matters more than revenue growth✳️ How to build scalable business systems✳️ Ways AI tools simplify daily operations✳️ Why niching down creates business growth✳️ How to create predictable profit plansRead the Blog >>> 4 Ways to Simplify Your Interior Design Business and Create More ProfitNEXT STEPS:

Week 17 of Royal Marine Commando training. A model village in Wales. A whole day building sandbag defenses, barbed wire, and fortified positions. And then the training team came in — full force, full aggression — trying to break through. Our position held. Two out of eight did. In this episode, I use that story as an analogy for the way most men are living their lives — with weak defenses, no structure, and the outside world constantly breaking through into their head, their energy, and their focus. Inside this episode: •The Royal Marines FIBUA story and why it is the perfect analogy for how men operate under pressure •Why most men's defenses are flaky — and why life keeps breaking through •The Five Pillars as your primary defense mechanism: health, relationships, growth, business, and fun •Why if you are only defending your business, you are leaving your whole life exposed •How structure, routines, and systems are the sandbags — without them, you are undefended •Why time, energy, and focus are the three assets you are defending — and how to protect them •The role of accountability: why your defenses need to be tested to know where the weak points are •What it actually feels like when your defenses hold — and why that is worth building You are defending your sanity, your happiness, your fulfillment, and your life. Build the defenses. Hold the position.   Book in a clarity call, details are here >>    https://consulting.boardmanjames.com/clarity-call-booking-form

Islam means "submission," and it offers a clear path of five pillars to please God. But even the most devout lives in uncertainty—will my good deeds outweigh my bad? We explore the exhausting nature of trying to earn the favor of a distant Master. Text Our Team (650) 600-0402 | Connect With Us

Audree Grubesic: The Five Pillars of Heart Centered Leadership Audree brings decades of experience in modular construction, real estate, and business strategy. After years of eighteen hour workdays, she began a personal transformation rooted in meditation, gratitude, and breathwork. That journey led her to create the five pillars framework and Becoming Human Again Events, where leaders gather to reconnect with themselves and lead from a grounded place. The five pillars begin with awareness, which is noticing emotions, patterns, and energy within and around us. Audree explains the difference between masculine energy, which drives goals and decisions, and feminine energy, which builds relationships and listens deeply. A reactive leader creates tension and confusion, while a responsive leader creates clarity and trust. The second pillar is identity. Audree outlines four steps: recognizing the identity currently driving decisions, releasing beliefs that no longer serve growth, redefining values and leadership identity with intention, and embodying that identity consistently so it becomes visible and trusted. The third pillar is purpose. Audree frames purpose as a strategic advantage rather than an emotional idea. Purpose provides direction during uncertainty and focus during distraction. She encourages leaders to ask what matters most, what values guide their decisions, and what they are naturally gifted to create. The fourth pillar is connection. Audree describes building relationships as an act of service, encouraging leaders to ask how they can help rather than what they can gain. She credits the coaching frameworks Julie provided for helping her structure her companies and clarify her own leadership identity. The final pillar is integration, which brings the other four pillars together through daily practice. Audree shares her own routine of breath awareness, gratitude, body awareness, and future self visualization, and leads Julie through a simple sixty second breathing reset live during the episode. Throughout the conversation, Audree emphasizes that the most powerful tools for growth cost nothing. Meditation, gratitude journaling, and breathwork are free, yet they can completely shift the mindset and energy of a leader. Audree also reflects on the importance of community, encouraging entrepreneurs to seek support rather than face challenges alone. She also shares the practice of naming each year with a guiding word, a tool she and Julie both use to stay focused on their intentions. Audree closes the episode with an invitation to Becoming Human Again Events, taking place in Savannah, Georgia on October 16th, where Julie will serve as keynote speaker alongside business coaches and empowerment leaders. She leaves listeners with a powerful question: what would you change if you fully trusted yourself, and how would that change you today. This episode is a reminder that leadership starts from within, and that small, consistent practices can transform how leaders show up for their teams, their families, and themselves. Connect with Audree Grubesic at becominghumanagainevents.com. Connect with Julie Riga through Stacklist at https://stacklist.app/julieriga. #leadership #purpose #selfawareness #growth #stayoncourse Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI in healthcare marketing is an exciting topic. This week, we're getting into the specifics of how it actually works in practice.In this week's episode, Hedy & Hopp CEO & Founder Jenny Bristow explains the five pillars Hedy & Hopp uses to integrate AI into paid media management, and what that's actually meant for client results. The golden rule that anchors all of it: AI accelerates and informs, but humans own the strategy and validate the outputs.Hedy & Hopp's Five Pillars of AI Integration in Paid Media:• Smart Planning & Budgeting: Rather than relying on platform-suggested defaults, we use AI to analyze multiple first-party data points alongside real inventory data and performance signals so budget allocation is driven by real intelligence, not guesswork.• Precision Persona Building: AI makes it possible to build out multiple granular personas (pulling in demographics, household income, personal values etc.) at a scale and speed that traditional processes simply can't match. Human teams then pressure-test every persona before anything goes live.• Emerging Channels: Patients are already turning to ChatGPT and other LLMs with healthcare questions before they ever book an appointment. Hedy & Hopp is placing clients within those results. Think of it like paid search for the AI era.• Real-Time Insights: AI layered on top of custom Data Studio dashboards (many of which now include Epic patient appointment and revenue data via Hedy & Hopp's UTM Connect tool) means trends get flagged faster than any human analyst could catch them. This enables quicker feedback loops and smarter optimizations.• Creative Optimization: AI handles the versioning work like regional variations, DMA-specific copy, and localized iterations so campaigns can move faster without sacrificing quality. Concepting, however, stays firmly in human hands.Ultimately, this isn't about automation for automation's sake. It's about building smarter, human-led paths to paid media performance!Connect with Jenny:Email: jenny@hedyandhopp.comLinkedIn: https://www.linkedin.com/in/jennybristow/If you enjoyed this episode, we'd love to hear your feedback! Please consider leaving us a review on your preferred listening platform and sharing it with others.

In this episode of Making Risk Flow, Jake Harding sits down with Izik Lavy and Jacob Grob from GeoX AI to explore how property intelligence is transforming insurance underwriting. They discuss how accurate geospatial data, computer vision, and confidence-scored models help carriers move beyond reactive decision-making, accelerate quotes, uncover profitable opportunities, and better manage risk. The conversation explores why deterministic data can outperform probabilistic AI, how deeper property insights reveal hidden value in complex markets, and why specialized technology providers are becoming essential partners for insurers. Discover how real-time property intelligence is reshaping portfolio strategy, pricing, and the future of insurance. Izik Lavy is the CEO and co-founder of GeoX AI, a geospatial intelligence platform specializing in property data extraction and analysis for the insurance industry. With 15 years of experience in geospatial technology and expertise in building scalable computer vision solutions, Lavy has led GeoX's expansion from the Japanese and Australian markets into the United States.Jacob Grob is the EVP of Sales for US Markets at GeoX, bringing 20 years of insurance data expertise to the conversation. Previously a senior leader at CoreLogic, where he gained deep exposure to building characteristics, catastrophe modeling, and replacement cost data, Grob now focuses on solving critical data blind spots through computer vision and scalable AI.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

On this episode, Eric Lozito rejoins the podcast for his third appearance. Eric catches us up on everything that has happened in his life since episode 44 which aired in 2021. He talks about struggling with seizures and going through a long process to discover he has epilepsy. Eric explains how stressful and scary receiving that diagnosis was and what some of his episodes were like. Also, he discusses overcoming his epilepsy and not allowing it to define him. Eric continues to work in the cannabis industry too. He mentions some of his likes and dislikes with the state of the industry. Join us in this awesome conversation on cannabis, managing life with epilepsy, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

In this episode of Making Risk Flow, Juan de Castro sits down with Kristoffer Lundberg, CEO of Insurtech Insights, to explore how AI is transforming insurance from a story of disruption into one of collaboration. Recorded at InsureTech Insights in New York, the conversation examines what it takes to deploy AI at scale, from defining clear business goals and building the right partnerships to redesigning operating models around automation. Kristoffer shares lessons from real-world AI implementations, including claims transformation, and explains why insurers must “think slow, execute fast” to create lasting value. The episode reveals how ecosystem partnerships, human-centered design, and measurable outcomes will shape the next era of insurance innovation. Kristoffer Lundberg is the CEO of Insurtech Insights, a global insurance technology community connecting insurers, startups, investors, and technology leaders to accelerate innovation across the industry. Since joining Insurtech Insights in 2018, Kristoffer has helped grow the platform into a leading global destination for insurance transformation, hosting major conferences across Europe, the U.S., and Asia. His work focuses on bringing industry stakeholders together to explore emerging technologies, collaboration, and the future of insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

I'm joined by Sam Thomas for this conversation about how to redefine success - and why we need to. Sam is founder of the mental health project "You alright mate" helping men and kids with their mental health.  TRIGGER WARNING: suicide and mental health. If you or a loved one are in crisis right now you are not alone, call or text 988 for support.  Website: https://www.different-hats.co.uk Social Media: https://linktr.ee/differenthats YouTube: https://www.youtube.com/@different-hats   Sam Thomas is an entrepreneur, storyteller, podcast host, and founder of the You Alright Mate? movement. For more than a decade, Sam has built businesses and communities across the UK, but his passion today is helping people redefine what success really means. As the host of the Different Hats Podcast, Sam has interviewed hundreds of entrepreneurs, leaders, athletes, creatives, and changemakers, exploring one simple but powerful question: "How do you define success?" Through those conversations, he discovered that the things we often chase, money, status, and achievement, rarely tell the whole story. That insight led him to create You Alright Mate?, a social impact movement dedicated to improving mental wellbeing and reducing suicide by challenging outdated narratives around success and encouraging more honest conversations. Through corporate programmes, school workshops, keynote talks, and community initiatives, Sam helps people develop emotional literacy, resilience, and deeper human connection using his Five Pillars of Success framework: Balance, Authenticity, Presence, Fulfilment, and Relationships. His mission is simple: to create a world where people feel seen, heard, and valued, and where asking, "You Alright Mate?" becomes more than a greeting, it becomes an invitation for a real conversation. Because sometimes three words really can make a difference. CONNECT WITH NIYC... Download my FREE Positive Psychology Sales System here:  https://niyc-pidgeon.mykajabi.com/the-positive-psychology-sales-system  Grab The $27 Positive Psychology Sales Stack here:  https://niyc-pidgeon.mykajabi.com/positive-psychology-sales-stack  Connect on social media:  Instagram: www.instagram.com/niycpidge  LinkedIn: https://www.linkedin.com/in/niycpidgeon

In this episode of Making Risk Flow, Juan de Castro sits down with Greg Brown, Partner at Oxbow Partners, to explore the strategic choices reshaping the London insurance market. As market conditions soften and technology advances accelerate, Greg explains why firms must clearly define whether they are true leaders, niche leaders, capacity leaders, or followers, and align their operating models accordingly. The conversation examines how misalignment between market position and business architecture can erode profitability and competitive advantage. Greg also discusses the growing importance of portfolio management, the evolution of facilities from cyclical tools to permanent market infrastructure, and the role of AI in enhancing underwriting decision-making. Greg Brown is a Partner at Oxbow Partners, a strategic advisory firm focused exclusively on the insurance industry. He specializes in helping Lloyd's and London Market organizations navigate strategic transformation, from underwriter modernization to launching digital business units. Combining expertise in strategy, operations, and technology, Greg helps insurers develop ambitious, practical plans that drive sustainable growth and competitive advantage.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Emily LeJeune is a digital product owner and content creator. On this episode, Emily opens up about her family dynamic and what it was like to growing up. Emily discusses her path during high school and how an injury derailed her aspirations of the military. This injury steered Emily into multiple different jobs and eventually climbing the corporate ladder which she was extremely successful at. Then, covid happened and changed everything for Emily as she chose to focus on her mental health instead of the stress of her job. Emily launched a career as a content creator and digital product owner and that allowed her to connect with amazing creators too. Join us in this motivating conversation on hard work, overcoming odds, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

Episode Summary In this episode of Business Coaching Secrets, hosts Karl Bryan and Rode Dog deliver a rapid-fire masterclass on wealth building, real estate investing, the changing landscape of AI and jobs, business valuation, and proven sales tactics for coaches. They break down critical frameworks, rules, and scripts—from cold calling motivation to legacy planning—with actionable insights designed to help business coaches and entrepreneurs drive real results. The show wraps with a signature "moment of Zen" on living and making decisions intentionally, drawing on lessons from legendary thinkers and practical experience. Key Topics Covered AI, Innovation, and the Future of Work Karl and Rode Dog examine the disruption, job loss, and eventual job creation AI consistently brings, outlining optimism as the most productive mindset for navigating change. The bell curve of innovation leading from disruption and layoffs, to new, more lucrative opportunities, is thoroughly unpacked. The Five Pillars of Wealth The hosts break down the essentials: income, taxes, savings, investing, and legacy. Tactical advice includes the critical importance of learning sales, mastering tax strategy, automating savings, setting investing rules, and passing on wisdom over just assets. Taxes and Relocation Decisions Insightful discussion about the pros and cons of moving states (e.g., from California to Florida) solely for tax reasons. Emphasizes the importance of family, environment, and purpose when making major life moves, not just financial considerations. Real Estate Principles That Build Wealth Golden rules: have rules before you buy, buy land not condos, avoid over-leverage, and—most powerfully—hold for the long-term to let compounding work. Advice includes "buy the smallest house on the biggest lot closest to downtown" and why the money is in waiting, not timing. Education, Schooling, and Real-World Business Success Debate on how the traditional school system often overlooks entrepreneurial skillsets like collaboration, risk-taking, critical thinking, and networking. Discussion on homeschooling and why it can be great for some but isn't a universal answer. Why Most Small Businesses Don't Sell The three key reasons: lack of profitability, systemization, and an owner-dependent business model. How to make your business a true asset and maximize its valuation using the five variables: sustainability, predictability, growth, threats, and scalability. In-House Marketing vs. Agency Use Critical look at entrepreneurs wanting to bring marketing in-house vs. sticking with a profitable agency. Strong recommendation to double down on strengths and let proven partners do their best work. Cold Calling and Sales Motivation Motivation mindset: focus on offering value, not just "getting a client." Step-by-step scripts, research tactics, and an activity framework (25 outreach messages, 3 meaningful convos daily) to secure real results. Mastering Communication as a Coach The 20/80 rule: the top communicators listen 80% of the time and direct with questions. Framework of 6 open-ended conversation starters that transform prospecting and client engagement. Moment of Zen: Decision-Making and Legacy The power of making big decisions only from a positive, optimistic state. Writing your own obituary as an exercise to define principles and guide intentional living and business-building. Notable Quotes "Message me because you have something to offer me, something to give me, something that's critical I know about, something to tell me… You're not fearful of cold calling, you're fearful of being judged." "If you can't make a hard decision quickly, you will struggle to help others make a hard decision quickly." "The money is not in the buying, the money is not in the selling, but the money is in the waiting." "When you are in a negative state, you see problems. When you're in a positive state, you see solutions." "Begin with the end in mind…That is a mental model and a very good one and powerful one, frankly." Actionable Takeaways Embrace an Optimistic Mindset: Choose the mental frame that lets you see opportunity and solutions during change or disruption. Implement the Five Pillars: Master sales, study tax law, automate saving, invest only by clear rules, and focus on passing wisdom—not just assets. Don't Move for Money Alone: Factor in environment, family, and happiness before making tax-driven relocations. Invest for the Long Run: Buy assets with potential and hold—compounding and patient "waiting" are the greatest wealth creators. Make Your Business Sellable: Build profitability, systematize, and reduce owner reliance—so it's a true asset, not just a job. Double Down on What Works: If your agency is delivering, don't self-sabotage by bringing everything in-house just to "save money." Be a Proactive, Assertive Connector: Consistent outreach (25 messages, 3 real convos daily) and leading with value make client acquisition inevitable. Master the Art of Asking: Use open-ended questions and listen more than you speak to stand out as a trusted advisor. Live and Decide with Intention: Write your own obituary—a clarifying exercise to set your compass for leadership, life, and legacy. Resources Mentioned Profit Acceleration Software 2.0 by Karl Bryan Seven Habits of Highly Effective People (Stephen Covey) The "20/80" Communication Rule & Six-Question Framework Real Estate Rules (Rule of 72, buy and hold, "smallest house, biggest lot, nearest downtown") Virtual Business Coaching Mastery Networking: BNI, Chamber of Commerce Daily coaching strategies and resources at Focused.com Get your free subscription to The Six-Figure Coach Magazine: https://thesixfigurecoach.com/get-it If you enjoyed the episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on Profit Acceleration Software™ and join our community of thriving coaches. Get a demo at https://go.focused.com/profit-acceleration

What if your climate risk assessments could predict the future with greater accuracy than historical data alone?In part two of this conversation on Making Risk Flow, Jake Harding continues his discussion with Joan Saladich, Founder of Geoskop, exploring how insurers can move beyond static climate risk models and embrace a more sophisticated, forward-looking approach to decision-making. Joan explains why annual climate model updates can create misleading conclusions, how vegetation and soil dynamics reshape wildfire risk, and why relying on single-source data leaves carriers exposed to blind spots. The conversation also examines the role of AI and large language models in processing complex climate datasets, emphasising that technology should enhance, not replace, human judgment. Joan outlines a practical framework for combining historical data, future climate projections, alternative statistical models, and socioeconomic context to generate more accurate, explainable, and actionable climate risk intelligence. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

On this episode, Elyse Beauregard rejoins the podcast to recap another international trip. This time we discuss our latest family trip to Scotland in May 2026. We dive into the concept of traveling internationally with family or friends and how valuable it is. Also, Elyse and I touch on how little American culture impacts certain aspects of Scotland and other countries overseas. We share our favorite moments and some of the lessons we learned during our trip. Join us in this great conversation on family, travel, and mental health. The Five Pillars to Create a Meaningful Life Available on Amazon: https://a.co/d/9kXIt9u

What if the climate risk data you're using to underwrite policies is fundamentally flawed?In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He explores the value of probabilistic climate modeling, AI-powered analysis, and uncertainty quantification in assessing evolving risks. The conversation also examines changing reinsurance dynamics, which are pushing more climate-related exposure onto commercial insurers. Joan discusses the importance of validating climate models through measurable accuracy and transparency, while highlighting how outdated scenario assumptions can distort risk assessments. Together, they show how embracing data complexity can create a meaningful competitive advantage in modern insurance underwriting. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Islam is now one of the fastest-growing religions in the world. Churches are closing while mosques are rising. And shockingly, many converts to Islam are coming directly out of Christian churches.In this intense and eye-opening live recording and Q&A of The Caffeinated Christian Podcast, Dr Ryan Willert dives into the beliefs of Islam, the origins of the Quran, the role of Muhammad, and the massive theological differences between Islam and Christianity.What do Muslims actually believe about Jesus? Why are so many young people converting?What is Sharia Law? And how should Christians lovingly and intelligently engage Muslim neighbors with the Gospel?This episode explores:• The explosive growth of Islam worldwide• Why some Christians are leaving the church for Islam• Muhammad's visions and the origins of the Quran• The Islamic view of Jesus vs the biblical Jesus• Abraham, Ishmael, and the roots of Islam• The rise of Islamic apologetics online• The “Islamic Antichrist” theory and end-times discussion• How Christians can evangelize Muslims with truth and graceWhether you agree or disagree, this is a conversation the modern church can no longer ignore.CHAPTERS: 00:00:00 - Islam and the Gospel: Understanding Our Neighbors00:04:01 - Called to Study Islam and the Gospel00:06:21 - Islam's Rapid Growth and Christian Conversions00:09:24 - Quran and Sunnah: Islam's Two Primary Sources00:12:26 - Islamic Sources and Five Pillars Overview00:15:18 - The Five Pillars and Core Beliefs of Islam00:17:49 - Muhammad's Early Life and Prophetic Calling00:21:13 - Muhammad's Frightening First Revelation00:24:06 - The Quran's Revelation and Nature Explained00:30:12 - The Quran's Relationship to Torah and Gospel00:35:00 - Jesus and Abraham: Christianity vs Islam00:43:55 - Islam's Deception and Need for Gospel00:45:59 - Evangelizing Muslims with Love and Community00:50:32 - Understanding Sharia Law and Islam00:57:09 - Islamic Antichrist and End Times Prophecy01:00:19 - Closing Prayer and Gratitude#islamicteachings #Christianity #Apologetics #EndTimes #Jesus #Theology #Muslim #Bible #ChristianPodcast #Faith Hosted on Acast. See acast.com/privacy for more information.

What if the data you needed to price complex agricultural risks were available in near-real time instead of months later?In this episode of Making Risk Flow, host Jake Harding speaks with Caroline Grey, co-founder and CRO at Treefera,  about how satellite imagery, AI, and scientific modelling are reshaping the future of insurance risk assessment. Caroline explains why the industry is moving beyond broad regional assumptions towards plot-level intelligence that enables faster underwriting, more accurate pricing, and entirely new insurance products. The conversation explores how insurers can use near-real-time agricultural and climate data to reduce claims exposure, improve operational efficiency, and respond proactively to supply chain volatility. Caroline also shares practical guidance on structuring complex datasets for different business stakeholders, building scalable partnerships, and validating new solutions through low-risk pilots. This episode offers valuable insight into how data-driven underwriting is creating a competitive advantage across commercial insurance markets. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Show Notes: Lilly Minkove shares her background in brand and strategy consulting, focusing on retail, beauty, and wellness. She discusses her time at McKinsey, Tapestry, and Louis Vuitton, emphasizing her work in the luxury sector. Lilly explains her transition from the corporate world to running ArtLogica Group, a boutique consulting practice focused on customer insights. Introduction to HeraSphere Lilly talks about her interest in health and wellness, which eclipsed her work in retail and luxury. She recounts attending a longevity talk by Dr. Darshan Shah, which sparked her interest in tracking biomarkers and consumer insights. Lilly describes the inception of HeraSphere, a women's health newsletter translating healthcare innovations into plain English. She highlights the importance of women's health, especially for those in perimenopause or menopause, and how her consulting experience translates to this new focus. The Five Pillars of Health Lilly outlines the five pillars of health: exercise and muscle, sleep, nutrition, brain health, and connection. She emphasizes the importance of strength training, noting that muscle is an anti-aging metabolic organ. She discusses the benefits of muscle, including anti-inflammatory proteins, insulin resistance, and bone density protection. The Critical Role of Sleep Lilly explains the critical role of sleep in brain function, immune system, and overall health. She discusses the importance of regularity and quality of sleep, noting that even one night of sleep deprivation can significantly impact natural killer cell activity. Lilly shares tips for improving sleep quality, such as maintaining a consistent sleep schedule, avoiding alcohol, and using a sleep tracker. The conversation turns to the impact of stress and anxiety on sleep and the importance of winding down before bed. The Impact of Sugar on the Body Lilly highlights the negative effects of sugar on the body, including inflammation, cardiovascular disease, and diabetes. She explains the concept of glucose spikes and how eating fiber, protein, and fat before carbohydrates can reduce their impact. Lilly emphasizes the importance of a diverse diet, recommending consuming 30 different types of plants and vegetables weekly and highlights the challenges of hidden sugars in processed foods. Maintaining Brain Health Lilly discusses the significance of brain health, noting that the brain consumes 20% of daily calories and requires continuous stimulation. She shares her experience with learning a new skill, cardio dance, and how it improves muscle memory and cognitive function. Lilly explains the link between midlife decisions and cognitive outcomes, emphasizing the importance of lifestyle measures in preventing Alzheimer's. Lilly elaborates on the benefits of keeping the brain active through learning and new skills. Community and Health Connection Lilly highlights the importance of social connections for overall health, citing a Harvard study on the mortality risk of social isolation. She discusses the decline of extended family households and the need for intentional efforts to maintain social connections. Lilly emphasizes the role of small interactions with people in the community in reducing loneliness and improving well-being. Lilly discusses the benefits of having a support system and the impact of feeling less isolated on health outcomes. The Complexity of the Wellness Industry Lilly explains her dual objectives: sharing knowledge with consumers and using consumer insights to inform her consulting practice. She offers services to help brands distill what their customers want and convey value effectively. Lilly highlights the complexity of the wellness industry and her expertise in understanding the female consumer. Measuring Health KPIs Lilly outlines key health metrics, starting with blood pressure and hemoglobin A1C, which measure metabolic efficiency and cardiovascular risk. She discusses C-reactive protein (CRP) as an indicator of systemic inflammation and its association with various diseases. Lilly explains fasting insulin and LDL cholesterol, noting their importance in measuring insulin resistance and cardiovascular health. She highlights the importance of bone density and body composition, recommending DEXA scans for accurate measurement. A Focus on Longevity Lilly discusses VO2 max, a measure of cardiovascular capacity and longevity, and the challenges of obtaining accurate measurements. She mentions the use of fitness trackers to estimate VO2 max and the benefits of regular monitoring. Lilly shares her personal practice of conducting twice-yearly health panels to track biomarkers and ensure overall well-being. Timestamps: 02:47: Transition to Women's Health and HeraSphere  06:48: Key Health Pillars: Exercise and Muscle  13:57: Sleep and Its Importance  23:57: Nutrition and Sugar Impact  29:53: Brain Health and Lifelong Learning  36:20: Connection and Social Support  38:32: Lilly's Services and Consumer Insights  41:08: Key Performance Indicators (KPIs) for Health  47:04: Advanced Health Metrics and Longevity  Links:  HeraSphere newsletter: https://herasphere.beehiiv.com/ HeraSphere website: https://herasphere.beehiiv.com/p/herasphere-24-become-the-ceo-of-your-health Consulting practice website: https://artlogicagroup.com/ This episode on Umbrex:    Unleashed is produced by Umbrex, which has a mission of connecting independent management consultants with one another, creating opportunities for members to meet, build relationships, and share lessons learned. Learn more at www.umbrex.com. *AI generated timestamps and show notes.  

NetSuite: Download the Demystifying AI Guide for FREE at https://netsuite.com/iced HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED Airbnb: Find a co-host at https://airbnb.com/host Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @GeorgeKamel  and  @TheRamseyShowEpisodes  here! *