Podcasts about women who money

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3159: Vicki Cook and Amy Blacklock reveal how cultivating gratitude can elevate both your financial and personal life. Through consistent appreciation for what you already have, they show how gratitude fosters a mindset of abundance that improves emotional health, strengthens relationships, and leads to more thoughtful money choices. Read along with the original article(s) here: https://womenwhomoney.com/gratitude-improve-health-and-wealth/ Quotes to ponder: "Gratitude helps you focus on what you have instead of what you lack, improving your outlook on life and reducing negative emotions like envy and resentment." "When you regularly practice gratitude, your brain releases dopamine and serotonin, chemicals that make you feel happier and more content." "Being thankful for what you already have encourages better spending, saving, and investing habits because you no longer chase happiness through material possessions." Episode references: The Happiness Advantage: https://www.amazon.com/Happiness-Advantage-Principles-Psychology-Performance/dp/0307591549 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3305: Tax lien investing offers the promise of diversification, steady returns, and even the chance to acquire property at a fraction of its value. But as Vicki Cook and Amy Blacklock explain, the risks and complexities, such as bidding wars, due diligence, and potential repair or legal costs, make it a strategy best suited for experienced real estate investors. Their guidance helps you weigh whether the payoff justifies the time, effort, and risks involved. Read along with the original article(s) here: https://womenwhomoney.com/tax-lien-investing-make-money/ Quotes to ponder: "You don't need to be a real estate agent or have a business to invest in tax liens." "To make a smart tax lien investment, the due diligence takes time." "If investing in tax lien certificates wasn't a good way to make money, there wouldn't be much competition for them." Episode references: National Tax Lien Association: https://ntla.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3305: Tax lien investing offers the promise of diversification, steady returns, and even the chance to acquire property at a fraction of its value. But as Vicki Cook and Amy Blacklock explain, the risks and complexities, such as bidding wars, due diligence, and potential repair or legal costs, make it a strategy best suited for experienced real estate investors. Their guidance helps you weigh whether the payoff justifies the time, effort, and risks involved. Read along with the original article(s) here: https://womenwhomoney.com/tax-lien-investing-make-money/ Quotes to ponder: "You don't need to be a real estate agent or have a business to invest in tax liens." "To make a smart tax lien investment, the due diligence takes time." "If investing in tax lien certificates wasn't a good way to make money, there wouldn't be much competition for them." Episode references: National Tax Lien Association: https://ntla.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1808: Vicki Cook and Amy Blacklock clarify how the IRS distinguishes between willful tax fraud and unintentional negligence, emphasizing that intent is the deciding factor. They outline the serious consequences of fraud compared to the penalties for honest mistakes, helping readers better understand how to avoid costly missteps when filing taxes. Read along with the original article(s) here: https://womenwhomoney.com/willful-tax-fraud-unintentional-negligence/ Quotes to ponder: "Fraud requires an intentional act." "The difference between willful tax fraud and unintentional negligence comes down to intent." "Negligence may lead to penalties and interest, but fraud can result in criminal charges." Episode references: Internal Revenue Service - Taxpayer Rights: https://www.irs.gov/taxpayer-bill-of-rights IRS - Accuracy-Related Penalty: https://www.irs.gov/taxtopics/tc306 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1808: Vicki Cook and Amy Blacklock clarify how the IRS distinguishes between willful tax fraud and unintentional negligence, emphasizing that intent is the deciding factor. They outline the serious consequences of fraud compared to the penalties for honest mistakes, helping readers better understand how to avoid costly missteps when filing taxes. Read along with the original article(s) here: https://womenwhomoney.com/willful-tax-fraud-unintentional-negligence/ Quotes to ponder: "Fraud requires an intentional act." "The difference between willful tax fraud and unintentional negligence comes down to intent." "Negligence may lead to penalties and interest, but fraud can result in criminal charges." Episode references: Internal Revenue Service - Taxpayer Rights: https://www.irs.gov/taxpayer-bill-of-rights IRS - Accuracy-Related Penalty: https://www.irs.gov/taxtopics/tc306 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1808: Vicki Cook and Amy Blacklock clarify how the IRS distinguishes between willful tax fraud and unintentional negligence, emphasizing that intent is the deciding factor. They outline the serious consequences of fraud compared to the penalties for honest mistakes, helping readers better understand how to avoid costly missteps when filing taxes. Read along with the original article(s) here: https://womenwhomoney.com/willful-tax-fraud-unintentional-negligence/ Quotes to ponder: "Fraud requires an intentional act." "The difference between willful tax fraud and unintentional negligence comes down to intent." "Negligence may lead to penalties and interest, but fraud can result in criminal charges." Episode references: Internal Revenue Service - Taxpayer Rights: https://www.irs.gov/taxpayer-bill-of-rights IRS - Accuracy-Related Penalty: https://www.irs.gov/taxtopics/tc306 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3274: Stay-at-home parents take on an invaluable role, but the financial risks of stepping away from a paycheck are real. Amanda Kruse highlights the protections every family should consider, from retirement savings and insurance coverage to joint ownership of assets, legal agreements, and ways to maintain income potential. Her insights offer practical steps to safeguard the long-term security of both partners and strengthen financial resilience. Read along with the original article(s) here: https://womenwhomoney.com/financial-protections-stay-at-home-parents-need/ Quotes to ponder: "The SAH parent is a contributing member of the family and entitled to half the assets." "When the SAH parent isn't involved in money decisions, it sets the stage for disaster." "Though not always easy or pleasant, parents should consider the worst-case scenarios and plan for them." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3274: Stay-at-home parents take on an invaluable role, but the financial risks of stepping away from a paycheck are real. Amanda Kruse highlights the protections every family should consider, from retirement savings and insurance coverage to joint ownership of assets, legal agreements, and ways to maintain income potential. Her insights offer practical steps to safeguard the long-term security of both partners and strengthen financial resilience. Read along with the original article(s) here: https://womenwhomoney.com/financial-protections-stay-at-home-parents-need/ Quotes to ponder: "The SAH parent is a contributing member of the family and entitled to half the assets." "When the SAH parent isn't involved in money decisions, it sets the stage for disaster." "Though not always easy or pleasant, parents should consider the worst-case scenarios and plan for them." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3274: Stay-at-home parents take on an invaluable role, but the financial risks of stepping away from a paycheck are real. Amanda Kruse highlights the protections every family should consider, from retirement savings and insurance coverage to joint ownership of assets, legal agreements, and ways to maintain income potential. Her insights offer practical steps to safeguard the long-term security of both partners and strengthen financial resilience. Read along with the original article(s) here: https://womenwhomoney.com/financial-protections-stay-at-home-parents-need/ Quotes to ponder: "The SAH parent is a contributing member of the family and entitled to half the assets." "When the SAH parent isn't involved in money decisions, it sets the stage for disaster." "Though not always easy or pleasant, parents should consider the worst-case scenarios and plan for them." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3243: Laurie Sepulveda unpacks the true cost and often-overlooked fine print of extended warranties, showing how these contracts rarely offer the value consumers expect. Learn when it makes sense to say yes, when to walk away, and how to get peace of mind without overspending. Read along with the original article(s) here: https://womenwhomoney.com/extended-warranty-value-worth/ Quotes to ponder: "Service contracts cost extra and are sold separately." "The chance of you needing a costly repair, even on a used car, are slim." "You may still opt-in for service warranties, even when you know, the math may not work out in your favor since you find value in the peace of mind the coverage brings." Episode references: Warranty Week: https://www.warrantyweek.com Federal Trade Commission – Service Contracts: https://consumer.ftc.gov/articles/extended-warranties-service-contracts National Automobile Dealers Association (NADA): https://www.nada.org Consumer Reports: https://www.consumerreports.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3243: Laurie Sepulveda unpacks the true cost and often-overlooked fine print of extended warranties, showing how these contracts rarely offer the value consumers expect. Learn when it makes sense to say yes, when to walk away, and how to get peace of mind without overspending. Read along with the original article(s) here: https://womenwhomoney.com/extended-warranty-value-worth/ Quotes to ponder: "Service contracts cost extra and are sold separately." "The chance of you needing a costly repair, even on a used car, are slim." "You may still opt-in for service warranties, even when you know, the math may not work out in your favor since you find value in the peace of mind the coverage brings." Episode references: Warranty Week: https://www.warrantyweek.com Federal Trade Commission – Service Contracts: https://consumer.ftc.gov/articles/extended-warranties-service-contracts National Automobile Dealers Association (NADA): https://www.nada.org Consumer Reports: https://www.consumerreports.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3243: Laurie Sepulveda unpacks the true cost and often-overlooked fine print of extended warranties, showing how these contracts rarely offer the value consumers expect. Learn when it makes sense to say yes, when to walk away, and how to get peace of mind without overspending. Read along with the original article(s) here: https://womenwhomoney.com/extended-warranty-value-worth/ Quotes to ponder: "Service contracts cost extra and are sold separately." "The chance of you needing a costly repair, even on a used car, are slim." "You may still opt-in for service warranties, even when you know, the math may not work out in your favor since you find value in the peace of mind the coverage brings." Episode references: Warranty Week: https://www.warrantyweek.com Federal Trade Commission – Service Contracts: https://consumer.ftc.gov/articles/extended-warranties-service-contracts National Automobile Dealers Association (NADA): https://www.nada.org Consumer Reports: https://www.consumerreports.org Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2623: Amanda Kruse shares 25 years of lessons learned managing money within her marriage, emphasizing how consistent communication, shared financial goals, and evolving strategies built long-term trust and success. Her story highlights the power of transparency and teamwork over perfection, offering practical tools couples can adapt to align their values with their spending. Read along with the original article(s) here: https://womenwhomoney.com/how-we-manage-our-finances-couple/ Quotes to ponder: "Combining finances seemed like the best option for us. So after getting married, we viewed it as 'our' money, and that's how it's been ever since." "Even when we both earn money, we pretend like we only have one income." "Through it all, we discussed money with honesty and transparency. And after many conversations about our future, we set shared financial goals." Episode references: Equifax Credit Reports: https://www.equifax.com/personal/credit-report-services/ Tiller Money: https://www.tillerhq.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2623: Amanda Kruse shares 25 years of lessons learned managing money within her marriage, emphasizing how consistent communication, shared financial goals, and evolving strategies built long-term trust and success. Her story highlights the power of transparency and teamwork over perfection, offering practical tools couples can adapt to align their values with their spending. Read along with the original article(s) here: https://womenwhomoney.com/how-we-manage-our-finances-couple/ Quotes to ponder: "Combining finances seemed like the best option for us. So after getting married, we viewed it as 'our' money, and that's how it's been ever since." "Even when we both earn money, we pretend like we only have one income." "Through it all, we discussed money with honesty and transparency. And after many conversations about our future, we set shared financial goals." Episode references: Equifax Credit Reports: https://www.equifax.com/personal/credit-report-services/ Tiller Money: https://www.tillerhq.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2568: Victoria Sexton highlights the financial power women already possess, and the urgency of putting that power to work. Despite earning less and often saving less, women statistically outperform men in investing, live longer, and are more likely to manage money solo later in life. This empowering read makes a clear case for why now is the time to invest more, trust your financial instincts, and build wealth with confidence. Read along with the original article(s) here: https://womenwhomoney.com/reasons-women-need-investments/ Quotes to ponder: "You can work less if your money works harder." "Even if you don't feel that you know everything there is to know about investing, feel confident in the fact that you're statistically already a better investor than the guy next door." "Put your oxygen mask on before helping others; the same goes for women and their money." Episode references: S&P 500 Performance Data (Historical): https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2568: Victoria Sexton highlights the financial power women already possess, and the urgency of putting that power to work. Despite earning less and often saving less, women statistically outperform men in investing, live longer, and are more likely to manage money solo later in life. This empowering read makes a clear case for why now is the time to invest more, trust your financial instincts, and build wealth with confidence. Read along with the original article(s) here: https://womenwhomoney.com/reasons-women-need-investments/ Quotes to ponder: "You can work less if your money works harder." "Even if you don't feel that you know everything there is to know about investing, feel confident in the fact that you're statistically already a better investor than the guy next door." "Put your oxygen mask on before helping others; the same goes for women and their money." Episode references: S&P 500 Performance Data (Historical): https://www.spglobal.com/spdji/en/indices/equity/sp-500/#overview Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3105: Vicki Cook and Amy Blacklock outline powerful strategies to shift from a scarcity mindset to one of abundance, unlocking financial clarity and emotional well-being. Their guidance encourages gratitude, generosity, and mindful living, helping you break free from limiting beliefs and align your lifestyle with your deepest values. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: “No one has ever become poor by giving.” “Reducing the time you spend connected to the TV or social media will boost your happiness and decrease your desire to waste money.” “When you get caught up competing with them, you end up with everything they wanted and not what you want.” Episode references: Anne Frank quote reference: https://www.goodreads.com/quotes/1905-no-one-has-ever-become-poor-by-giving Gratitude research - Greater Good Science Center: https://greatergood.berkeley.edu/topic/gratitude/definition Shoshin (Beginner's Mind): https://en.wikipedia.org/wiki/Shoshin Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3105: Vicki Cook and Amy Blacklock outline powerful strategies to shift from a scarcity mindset to one of abundance, unlocking financial clarity and emotional well-being. Their guidance encourages gratitude, generosity, and mindful living, helping you break free from limiting beliefs and align your lifestyle with your deepest values. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: “No one has ever become poor by giving.” “Reducing the time you spend connected to the TV or social media will boost your happiness and decrease your desire to waste money.” “When you get caught up competing with them, you end up with everything they wanted and not what you want.” Episode references: Anne Frank quote reference: https://www.goodreads.com/quotes/1905-no-one-has-ever-become-poor-by-giving Gratitude research - Greater Good Science Center: https://greatergood.berkeley.edu/topic/gratitude/definition Shoshin (Beginner's Mind): https://en.wikipedia.org/wiki/Shoshin Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3105: Vicki Cook and Amy Blacklock outline powerful strategies to shift from a scarcity mindset to one of abundance, unlocking financial clarity and emotional well-being. Their guidance encourages gratitude, generosity, and mindful living, helping you break free from limiting beliefs and align your lifestyle with your deepest values. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: “No one has ever become poor by giving.” “Reducing the time you spend connected to the TV or social media will boost your happiness and decrease your desire to waste money.” “When you get caught up competing with them, you end up with everything they wanted and not what you want.” Episode references: Anne Frank quote reference: https://www.goodreads.com/quotes/1905-no-one-has-ever-become-poor-by-giving Gratitude research - Greater Good Science Center: https://greatergood.berkeley.edu/topic/gratitude/definition Shoshin (Beginner's Mind): https://en.wikipedia.org/wiki/Shoshin Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3104: Vicki Cook and Amy Blacklock explore how shifting from a scarcity to an abundance mindset can drastically reshape your relationship with money, success, and self-worth. By taking ownership of your decisions and embracing the belief that there's enough to go around, you'll unlock a path to greater opportunity, confidence, and financial well-being. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: "Your mindset can affect things like how you learn, manage stress, and handle risk." "In this paradigm, 'there is plenty out there and enough to spare for everybody.'" "People who think abundantly have real financial security because they make things happen and go after what they want." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 The 7 Habits of Highly Effective People: https://www.franklincovey.com/the-7-habits/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3104: Vicki Cook and Amy Blacklock explore how shifting from a scarcity to an abundance mindset can drastically reshape your relationship with money, success, and self-worth. By taking ownership of your decisions and embracing the belief that there's enough to go around, you'll unlock a path to greater opportunity, confidence, and financial well-being. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: "Your mindset can affect things like how you learn, manage stress, and handle risk." "In this paradigm, 'there is plenty out there and enough to spare for everybody.'" "People who think abundantly have real financial security because they make things happen and go after what they want." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 The 7 Habits of Highly Effective People: https://www.franklincovey.com/the-7-habits/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3104: Vicki Cook and Amy Blacklock explore how shifting from a scarcity to an abundance mindset can drastically reshape your relationship with money, success, and self-worth. By taking ownership of your decisions and embracing the belief that there's enough to go around, you'll unlock a path to greater opportunity, confidence, and financial well-being. Read along with the original article(s) here: https://womenwhomoney.com/adopting-abundance-mindset-important/ Quotes to ponder: "Your mindset can affect things like how you learn, manage stress, and handle risk." "In this paradigm, 'there is plenty out there and enough to spare for everybody.'" "People who think abundantly have real financial security because they make things happen and go after what they want." Episode references: The Obstacle Is the Way: https://www.amazon.com/Obstacle-Way-Timeless-Turning-Triumph/dp/1591846358 The 7 Habits of Highly Effective People: https://www.franklincovey.com/the-7-habits/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3068: Taking financial risks wisely can be a game-changer for building long-term wealth. Vicki Cook and Amy Blacklock break down how to educate yourself on investing, assess your risk tolerance, and make informed decisions that align with your financial goals. By continuously learning and adjusting your strategy over time, you can confidently embrace risk without fear, allowing you to grow your wealth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "You don't want to become so comfortable with your investment decisions that you fail to reconsider what 'risk' means to you over time." "If a conservative approach helps you sleep better at night, investing more money for a lengthier period will build wealth too." "Your mindset will shift over time, from being fearful to courageously taking more risks." Episode references: University of Missouri Risk Tolerance Assessment: https://pfp.missouri.edu/research/investment-risk-tolerance-assessment The Simple Path to Wealth: https://www.amazon.com/Simple-Path-Wealth-Financial-Independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3067: Vicki Cook & Amy Blacklock emphasize that controlling your finances is key to securing your future, but simply saving money isn't enough to build long-term wealth. Inflation erodes purchasing power, making it essential to take calculated financial risks for better returns. By understanding risk tolerance, diversifying investments, and aligning strategies with financial goals, even risk-averse individuals can grow their net worth while maintaining financial security. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "While a savings account or CD seems like a low-risk money move, losing buying power over time is still risky." "Putting all your (financial) eggs in one basket isn't a wise thing to do." "If you can't risk losing any of your money, you should reconsider your plan to invest." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org U.S. Securities and Exchange Commission's Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3031: Amanda from WomenWhoMoney.com explores the balance between time and money, highlighting how excessive bargain hunting, couponing, and DIY projects can sometimes have diminishing returns. Instead of focusing on minor savings, prioritizing big wins like reducing housing, transportation, and food costs can lead to greater financial stability and more freedom to enjoy life. Read along with the original article(s) here: https://womenwhomoney.com/time-spent-searching-savings-costs-time-money/ Quotes to ponder: "People search for ways to 'save money' on Google more than three times as much as they search for ways to 'save time.'" "An ounce of prevention is worth a pound of cure." "Once your time is gone, you can't get it back." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3031: Amanda from WomenWhoMoney.com explores the balance between time and money, highlighting how excessive bargain hunting, couponing, and DIY projects can sometimes have diminishing returns. Instead of focusing on minor savings, prioritizing big wins like reducing housing, transportation, and food costs can lead to greater financial stability and more freedom to enjoy life. Read along with the original article(s) here: https://womenwhomoney.com/time-spent-searching-savings-costs-time-money/ Quotes to ponder: "People search for ways to 'save money' on Google more than three times as much as they search for ways to 'save time.'" "An ounce of prevention is worth a pound of cure." "Once your time is gone, you can't get it back." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3031: Amanda from WomenWhoMoney.com explores the balance between time and money, highlighting how excessive bargain hunting, couponing, and DIY projects can sometimes have diminishing returns. Instead of focusing on minor savings, prioritizing big wins like reducing housing, transportation, and food costs can lead to greater financial stability and more freedom to enjoy life. Read along with the original article(s) here: https://womenwhomoney.com/time-spent-searching-savings-costs-time-money/ Quotes to ponder: "People search for ways to 'save money' on Google more than three times as much as they search for ways to 'save time.'" "An ounce of prevention is worth a pound of cure." "Once your time is gone, you can't get it back." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2936: Successful investing relies on key traits like patience, confidence, and emotional control, which empower people to ride out market volatility and stick to their financial goals. Vicki Cook and Amy Blacklock outline how embracing continuous learning, understanding risk, and focusing on long-term objectives can help investors especially women close the confidence gap and harness the full potential of compounding to build wealth and security. Read along with the original article(s) here: https://womenwhomoney.com/characteristics-successful-investor/ Quotes to ponder: "Successful investors understand the risk-return relationship and build diversified portfolios aligned with their long-term financial objectives." "Staying focused on your goals, remaining calm, and ignoring the 'noise' during market turmoil are keys to being a successful investor." "Successful investors aren't just confident; they have humility too. They expect volatility in the market but understand volatility and loss are not the same things." Episode references: The Simple Path to Wealth by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2936: Successful investing relies on key traits like patience, confidence, and emotional control, which empower people to ride out market volatility and stick to their financial goals. Vicki Cook and Amy Blacklock outline how embracing continuous learning, understanding risk, and focusing on long-term objectives can help investors especially women close the confidence gap and harness the full potential of compounding to build wealth and security. Read along with the original article(s) here: https://womenwhomoney.com/characteristics-successful-investor/ Quotes to ponder: "Successful investors understand the risk-return relationship and build diversified portfolios aligned with their long-term financial objectives." "Staying focused on your goals, remaining calm, and ignoring the 'noise' during market turmoil are keys to being a successful investor." "Successful investors aren't just confident; they have humility too. They expect volatility in the market but understand volatility and loss are not the same things." Episode references: The Simple Path to Wealth by JL Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2894: Amanda Amezcua explores the challenges couples face when trying to manage finances together, especially when one partner is a spender. She provides practical strategies to align financial goals, create collaborative budgets, and maintain open communication, helping partners work together toward financial harmony without sacrificing their relationship. Read along with the original article(s) here: https://womenwhomoney.com/budget-when-partner-spending/ Quotes to ponder: "It's easier and more productive to change how you budget rather than try to change each other's nature." "Have patience with your partner. Resist being critical. Forgive slip-ups." "Working to identify values then validating them by creating shared goals will help your partner to feel accepted." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2726: Julie Grandstaff explores the art of making saving as enjoyable as spending by setting specific financial goals. By breaking down long-term objectives into actionable short-term steps and tracking progress, she shows how reaching savings milestones can be just as satisfying as completing a project, providing motivation and happiness along the way. Read along with the original article(s) here: https://womenwhomoney.com/make-saving-as-much-fun-as-spending/ Quotes to ponder: "It made me happy because, with every rise in the value of our savings, the closer my husband and I came to realize our goal of leaving work in our 50s." "The more progress we make on our goals, the more we're motivated to take more actions that help move us further toward what we desire." "This is a recipe for getting the same thrill from saving as you do when you complete a project." Episode references: The Federal Reserve Savings Report: https://www.federalreserve.gov/econresdata/default.htm The Psychology of Goals: https://www.apa.org/pubs/books/4318112 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2870: When saving for a home, it's often challenging to reach that 20% down payment needed to avoid PMI (Private Mortgage Insurance). Laurie Sepulveda explores alternatives like "single premium PMI" or using a second mortgage, while also weighing the risks and benefits of these options. Whether it's finding a fixer-upper or rethinking your budget, she emphasizes the importance of personalizing your financial decisions to fit your situation. Read along with the original article(s) here: https://womenwhomoney.com/avoid-paying-pmi/ Quotes to ponder: “Just be honest with yourself about what you can genuinely afford before you sign on for a mortgage that will be with you for many years to come.” “PMI is insurance the homeowner pays in exchange for a smaller down payment. This insurance protects the lender - in case you stop making mortgage payments.” “Buying a house with less than 20% down means you'll have a higher mortgage payment and you'll pay more in total interest.” Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2693: Stressing over finances isn't just a mental burden; it's a serious threat to your physical health, relationships, and overall well-being. Vicki Cook and Amy Blacklock explore how chronic financial stress can lead to sleep disturbances, poor diet, anxiety, and even more significant health problems. They also offer practical steps to take control of your financial situation, emphasizing that prioritizing your health isn't selfish - it's essential. Read along with the original article(s) here: https://womenwhomoney.com/financial-stress-hurting-health/ Quotes to ponder: "The better you feel, the better you'll be able to handle the stressful situations you face each day." "Putting your health first doesn't mean joining a fancy gym and getting further in debt." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2847: Vicki Cook and Amy Blacklock emphasize the importance of self-education and continuous learning in investing. They recommend using diverse resources and tools to understand financial risk tolerance and taking informed actions to build wealth confidently. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Educate yourself in anything of interest, and never invest your hard-earned cash in something you don't understand." "Your money 'story' and emotions will impact the decisions you make now and in the future." "The important thing is you'll be making decisions about how to invest for your future. Rather than being afraid to take action." Episode references: The Simple Path To Wealth by J.L. Collins: https://www.amazon.com/dp/1533667926 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2846: Vicki Cook and Amy Blacklock from WomenWhoMoney.com explain the significance of taking financial risks to build long-term wealth. They stress that relying solely on savings can lead to diminished buying power due to inflation, and outline strategies to balance risk and return to achieve financial goals, regardless of one's current financial situation. Read along with the original article(s) here: https://womenwhomoney.com/why-is-taking-some-financial-risk-important/ Quotes to ponder: "Building your own financial house must be a priority." "Your future self will thank you when your net worth grows along with your confidence." "Putting all your (financial) eggs in one basket isn't a wise thing to do." Episode references: Financial Industry Regulatory Authority (FINRA): https://www.finra.org Investor.gov: https://www.investor.gov Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1403: Understanding the nuances between part-time work and independent contracting is crucial for optimizing your secondary income stream. Penny, writing for Women Who Money, provides an insightful comparison to help you navigate tax implications, benefits, and potential drawbacks, ensuring you make an informed decision that aligns with your financial goals. Read along with the original article(s) here: https://womenwhomoney.com/part-time-contract-work-money/ Quotes to ponder: "Some people might work as part-time employees, while others will decide to be independent contractors. The type of job you have can impact your work situation, your income, and your taxes." "Part-time work can be an opportune way for you to explore your hobbies, talents, or passions while working for an established company or organization and earning money." "Side hustling as an independent contractor comes with many benefits as well. This type of side hustle is ideal for someone who craves flexibility and independence." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1403: Understanding the nuances between part-time work and independent contracting is crucial for optimizing your secondary income stream. Penny, writing for Women Who Money, provides an insightful comparison to help you navigate tax implications, benefits, and potential drawbacks, ensuring you make an informed decision that aligns with your financial goals. Read along with the original article(s) here: https://womenwhomoney.com/part-time-contract-work-money/ Quotes to ponder: "Some people might work as part-time employees, while others will decide to be independent contractors. The type of job you have can impact your work situation, your income, and your taxes." "Part-time work can be an opportune way for you to explore your hobbies, talents, or passions while working for an established company or organization and earning money." "Side hustling as an independent contractor comes with many benefits as well. This type of side hustle is ideal for someone who craves flexibility and independence." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2815: Amanda from WomenWhoMoney.com delves into the complexities of Social Security, addressing concerns about its future, how to estimate and maximize benefits, and the impact of potential legislative changes. She emphasizes the importance of proactive retirement planning, suggesting that Social Security should be considered a bonus rather than a primary source of income. Read along with the original article(s) here: https://womenwhomoney.com/social-security-planning-your-future/ Quotes to ponder: "Depending on your age, Social Security could play a significant role in your retirement finances as you grow older." "The Social Security Board of Trustees expects to be able to pay 100% of benefits through 2035." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2790: Carol Christie from WomenWhoMoney.com explores the unexpected financial benefits of intermittent fasting, highlighting how adopting this lifestyle can reduce your grocery bill by 25%, alongside promoting health improvements and time savings. Discover how fasting can positively impact your budget and overall well-being. Read along with the original article(s) here: https://womenwhomoney.com/fasting-good-for-fiscal-health/ Quotes to ponder: "Despite all the press and the growing popularity, there are still far more resistors than adherents to this way of life." "It was a pleasant discovery to realize, several months in, that my grocery spend decreased by at least 25%." "Current research suggests that the longer you extend the fasting window each day, the more the benefit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2766: Vicki Cook and Amy Blacklock explain how a financial mission statement can help you stay focused on your financial goals despite life's distractions. By outlining your financial aspirations and the steps to achieve them, a mission statement keeps you motivated and aligned with your values. Read along with the original article(s) here: https://womenwhomoney.com/financial-mission-statement-why-how-to-create/ Quotes to ponder: "A personal mission statement for your money goals will serve as a constant reminder of what you want to accomplish and why it's important to you." "Your FMS should be easy to read, memorable, and motivating." "Remember, your statement should be motivational. You'll want everyone in your household to remain focused on the financial tasks at hand." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2750: In "The Four Pitfalls of Financial Planning," Lisa Whitley illustrates crucial missteps in effective financial planning, from ignoring underlying issues to overlooking personal habits that derail financial goals. She urges a holistic, well-rounded approach to planning that accounts for personal risks and life's unpredictabilities to safeguard future financial security. Read along with the original article(s) here: https://womenwhomoney.com/financial-planning-pitfalls/ Quotes to ponder: "If you don't know where you are going, you'll end up someplace else." "It is disturbingly common in personal finance to conflate a specific tactic with an actual, enduring answer to a financial problem." "A plan is rarely, if ever, perfect. Still, the wrong strategy can leave you someplace you don't want to be." Episode references: Social Security Administration: https://www.ssa.gov/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2718: Leasing a car often appeals to those wanting new technology and safety without the financial burden of buying. Vicki Cook and Amy Blacklock explore practical reasons like lower monthly costs and minimal repair responsibilities, revealing why leasing, despite its drawbacks, can be an attractive option for modern consumers. Read along with the original article(s) here: https://womenwhomoney.com/best-reasons-lease-car/ Quotes to ponder: "Leases are an attractive option because payments average over $100 less per month than finance payments on a new car purchase." "Since a vehicle lease is usually for three years, it's always under warranty, so significant repairs and costly maintenance is generally avoided." "If your budget can't support buying your dream car and you aren't willing to scale back or buy used, leasing may be a better option than purchasing." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3161: Discover practical strategies to escape the paycheck-to-paycheck cycle in Misty's enlightening guide on WomenWhoMoney.com. This episode explores simple, yet impactful financial changes that empower you to save effectively and gain control over your finances, fostering a life of less stress and more security. Read along with the original article(s) here: https://womenwhomoney.com/saving-money-living-paycheck-to-paycheck/ Quotes to ponder: "Taking control of your finances starts with understanding where your money is going." "Save first, then spend. Make it your mission." "Automation is a powerful tool that can transform your finances by growing your savings on autopilot." Episode references: The Power of Now: https://www.amazon.com/Power-Now-Guide-Spiritual-Enlightenment/dp/1577314808 Learn more about your ad choices. Visit megaphone.fm/adchoices