Podcasts about Preferred

In this episode, Liz Ann Sonders welcomes Collin Martin as her new co‑host. Collin outlines his role as Schwab's head of fixed income research and strategy, highlighting his broad coverage of the bond market—from Treasuries and Fed policy to corporate credit, municipals, mortgages, and global bonds.  The conversation then turns to markets and geopolitics, focusing on the ongoing conflict involving Iran and its market impact. Liz Ann explains that while major equity indexes have appeared relatively resilient, this masks significant volatility beneath the surface. She notes sharp rotations across sectors, wide drawdowns among individual stocks, and heightened churn driven by shifting narratives—ranging from AI disruption concerns to war‑related energy shocks.  Collin connects these equity dynamics to fixed income, explaining why Treasury yields have risen rather than fallen despite geopolitical uncertainty. Elevated oil prices and rising inflation expectations have pushed yields higher, countering the typical “flight to safety” dynamic. He also highlights how shifting Fed expectations are influencing bond markets and raises the key uncertainty: whether prolonged conflict could eventually tilt the focus from inflation risk to economic growth risk, potentially reversing yield trends. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors. Mortgage-backed securities (MBS) may be more sensitive to interest rate changes than other fixed income investments. They are subject to extension risk, where borrowers extend the duration of their mortgages as interest rates rise, and prepayment risk, where borrowers pay off their mortgages earlier as interest rates fall. These risks may reduce returns. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions (0326-T915) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Stassi and Taylor kick things off talking fashion—Taylor's all in on the new Abercrombie while Stassi isn't totally convinced yet. They catch up on life, from Stassi heading to New York and feeling mom guilt about leaving Beau and the kids, to the humbling reality of being the non-preferred parent. After baby Beau happily coos for everyone except her, the two bond over how rough it is when you're trying your best and still not the favorite. They also get into mystery illnesses, some Oscars talk, and why the men from Mormon Wives might need to sit this one out.Thanks for supporting our sponsors:Hiya: Receive 50% off your first order at hiyahealth.com/STASSI.Boll and Branch : Take off 20% sitewide plus free shipping at BollAndBranch.com/stassi with code stassi.Ro: Go to RO.CO/STASSI to see if you're eligible for the new GLP-1 pill on Ro.Progressive: Progressive offers discounts for paying in full, owning a home, and more. Visit Progressive.com to see if you could save on car insurance. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of the Hoop Heads Podcast Mike goes Han Solo to share his thoughts on 5 NBA topics.The Cavs and the easiest route to the Finals in the East.The MVP race between Shai, Jokic, and Wemby with Luca and Cade looking in.The easiest route to the Finals in the West.Watching Peterson, Dybansta, and Boozer in the NCAA TournamentExpansion to Seattle and Vegas is on the horizon...how will the league be affected?Visit our Sponsors!Give With HoopsGive With Hoops is a groundbreaking initiative that fuses basketball analytics with modern sponsorship. Built for teams who see data as opportunity, from AAU programs to college powerhouses. By tying on-court performance directly to community and sponsor engagement, Give With Hoops help programs raise more while deepening support from those who believe in the game.D3 Direct Recruiting PlaybookYour step-by-step guide to getting recruited as a college athlete at the NCAA Division 3 level. This course is designed by former D3 Athletes to take you from zero interest from college coaches to securing your first offer and putting you on the path to committing.The Coaching PortfolioYour first impression is everything when applying for a new coaching job. A professional coaching portfolio is the tool that highlights your coaching achievements and philosophies and, most of all, helps separate you and your abilities from the other applicants. Special Price of just $25 for all Hoop Heads Listeners.Wealth4CoachesEmpowering athletic coaches with financial education, strategic planning, and practical tools to build lasting wealth—on and off the court.If you listen to and love the Hoop Heads Podcast, please consider giving us a small tip that will help in our quest to become the #1 basketball coaching podcast. https://hoop-heads.captivate.fm/supportTwitter/X Podcast - @hoopheadspodMike - @hdstarthoopsJason - @jsunkleInstagram@hoopheadspodFacebookhttps://www.facebook.com/hoopheadspod/YouTubehttps://www.youtube.com/channel/UCDoVTtvpgwwOVL4QVswqMLQ

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin currently outperforms gold, S&P 500 amid Iran War Tremors in private credit sector Strategy deploys billions into Bitcoin with STRC - what's happening? ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  —- References mentioned in the episode: CoinDesk: BTC Sold Off First When the U.S.-Iran War Began. Two Weeks Later, It's Outperforming Nearly Everything CoinDesk: BTC Set for Best Week Since Sep. as Correlation with Tech Stocks Weakens River: BTC Has Outperformed Stocks & Gold in Every Geopolitical Crisis Since 2020  Fortune: Bitcoin Outperforms Gold and Stocks Since Beginning of Iran Conflict Stanley Druckenmiller's Recent Comments on Bitcoin as a Store of Value Joe Consorti's Tweet on Bitcoin Outperformance Since Iran Strikes Strategy: Strategy Acquires 17,994 BTC and Now Holds 738,731 BTC CoinDesk: Strategy's STRC Preferred Series Gets $50 Million Investment from Strive OranjeBTC's Tweet Explaining it Decision to Allocate to Stretch (STRC) CoinDesk: The Math Behind Strategy's Path to 1 Million Bitcoin by the End of 2026 STRC Live: Real-Time STRC Tradin Data and Bitcoin Purchase Estimates Strategy's Dashboard with Information Concerning STRC Phong Le's Tweet on STRC Trading Volume and Price Stability  Phong Le's Tweet on STRC Reaching Escape Velocity Michael Saylor's Tweet on STRC Being the Most Liquid Preferred Equity Michael Saylor's Tweet Hinting at Another Big Bitcoin Purchase Strategy's Tweet Comparing Digital Credit and Private Credit Joe Consorti's Tweet on Strategy's Estimated BTC Purchases Through STRC Fortune: The $265B Private Credit Meltdown — How Wall Street's Hottest Investment Craze Turned Into a Panic Bloomberg: Morgan Stanley Limits Redemptions on Private Credit Fund Bloomberg: Private Credit Fears, War Darken Outlook for U.S. Financial Stocks Bloomberg: JPMorgan Restricts Privat Credit Lending After Markdowns CNBC: JPMorgan Reins in Lending to Private Credit Firms After Marking Down Software Loans  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Join us for the 5th annual Women of Bitcoin Bash and get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Join us at the largest Bitcoin conference in Europe: BTC Prague! Michael Saylor is returning for the 4th year and it will be my first time at this conference! Tickets: https://btcprague.com Code HODL for 10% off. ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

Betsy Helmuth discusses the benefits of a premium membership, springtime decor, and recaps the previous episode on buying art online. She highlights the pros and cons of shopping for rugs online, budget tips, preferred sources, trending styles, and warns against viscose rugs. Plus, she introduces her YouTube channel and social media links. Timestamps: 0:00 Premium membership benefits 1:32 Springtime greetings and setting 1:55 Recap of previous episode on buying art online 2:39 Spotlight on shopping for rugs online 4:00 Advantages of buying rugs online 6:24 Disadvantages of buying rugs online 10:32 Budget considerations for rugs 13:26 Preferred rug shopping sources 18:52 Classic and trending rug styles 21:59 Warning against viscose rugs 23:54 Shipping and return policies 25:06 Introduction of YouTube channel and social media links 26:41 Thank yous and closing remarks - Buying rugs online offers a vast selection and easy price comparison but comes with challenges in color accuracy and tactile experience. - For high-quality rugs, expect to spend between $600 and $3000, and avoid rugs made with viscose due to their susceptibility to staining. - When choosing a rug, consider classic patterns like geometric or Persian styles for longevity and avoid solid colors to minimize visible stains. Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uploft.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Premium Member⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠betsyhelmuth.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OfficeInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/uploft-interior-design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Photojournalist Bryan Anselm on Climate Change Photography, Storytelling & Changing Minds The 10 Frames Per Second podcast (new episodes every Tuesday) brings together photojournalists who turn complex stories into powerful images. In this episode, host Molly Roberts (Joe Giordano was out for this one) sits down with Bryan Anselm, a New‑York‑based photographer whose work chronicles the long‑term impacts of climate change across the United States. If you're a: Photojournalist looking for inspiration on climate‑related assignments Emerging visual storyteller seeking practical career advice Editor or curator interested in the intersection of documentary and fine‑art photography

In this episode, Jeff and Becky welcome back Tara Dawn Chapman, founder of Two Hives Honey and author of For the Bees: A Handbook for Happy Beekeeping. Tara first joined the podcast during the series on building a bee business, and she returns to discuss her new book, her unconventional path into beekeeping, and why she believes every beekeeper should begin by understanding honey bee biology. Tara shares how a beekeeping class sparked a dramatic career change—from working in intelligence and traveling internationally to launching a beekeeping operation in Austin, Texas. Starting with just two colonies, she quickly expanded her apiaries and built a successful enterprise by focusing on creative revenue streams like agritourism and education rather than relying solely on honey sales. Much of the conversation centers on Tara's philosophy of teaching beekeeping through the lens of biology and the superorganism. Her book emphasizes understanding how honey bees interact with their environment—especially how weather patterns and floral resources shape colony behavior. Rather than relying on fixed calendar schedules, Tara encourages beekeepers to observe resource availability and environmental signals to guide management decisions. Tara also discusses the challenges of writing a book for beekeepers across diverse climates, the importance of visual storytelling through illustrations, and the realities of managing bees in Central Texas, including extreme summer heat and the presence of Africanized honey bee genetics. Finally, she hints at future plans to expand her work helping beekeepers develop sustainable bee businesses—possibly through new educational programs or mentorship opportunities. Websites from the episode and others we recommend: Tara's Two Hives Honey Website: https://twohiveshoney.com Tara's Book on her website (Preferred way to buy): https://www.twohiveshoney.com/product/book/ Tara's Book on Amazon: https://amzn.to/3NaMzyW  Project Apis m. (PAm): https://www.projectapism.org Honey Bee Health Coalition: https://honeybeehealthcoalition.org The National Honey Board: https://honey.com Honey Bee Obscura Podcast: https://honeybeeobscura.com   Copyright © 2026 by Growing Planet Media, LLC     ______________ Betterbee is the presenting sponsor of Beekeeping Today Podcast. Betterbee's mission is to support every beekeeper with excellent customer service, continued education and quality equipment. From their colorful and informative catalog to their support of beekeeper educational activities, including this podcast series, Betterbee truly is Beekeepers Serving Beekeepers. See for yourself at www.betterbee.com This episode is brought to you by Global Patties! Global offers a variety of standard and custom patties. Visit them today at http://globalpatties.com and let them know you appreciate them sponsoring this episode!  As a beekeeper, you want products that benefit you and your bees. When you choose Premier Bee Products, you choose hive components that are healthier for bees and more productive for you. Because we believe that in beekeeping, details make all the difference. Premier Bee Products: Better for bees. Better for beekeepers. Use promo code PODCAST for 10% off your next online order. APIS Tactical is a beekeeping brand focused on innovation. We create a wide range of gear for beekeepers of all types—whether you're managing a few hives or working bees every day. We combine science and artistry to create purposeful, hardworking gear. We're here to help you care for your bees with confidence, so you can focus on what matters most—your hive. Thanks to Strong Microbials for their support of Beekeeping Today Podcast. Find out more about their line of probiotics in our Season 3, Episode 12 episode and from their website: https://www.strongmicrobials.com HiveIQ is revolutionizing the way beekeepers manage their colonies with innovative, insulated hive systems designed for maximum colony health and efficiency. Their hives maintain stable temperatures year-round, reduce stress on the bees, and are built to last using durable, lightweight materials. Whether you're managing two hives or two hundred, HiveIQ's smart design helps your bees thrive while saving you time and effort. Learn more at HiveIQ.com. Thanks for Northern Bee Books for their support. Northern Bee Books is the publisher of bee books available worldwide from their website or from Amazon and bookstores everywhere. They are also the publishers of The Beekeepers Quarterly and Natural Bee Husbandry. _______________ We hope you enjoy this podcast and welcome your questions and comments in the show notes of this episode or: questions@beekeepingtodaypodcast.com Thank you for listening!  Podcast music: Be Strong by Young Presidents; Epilogue by Musicalman; Faraday by BeGun; Walking in Paris by Studio Le Bus; A Fresh New Start by Pete Morse; Wedding Day by Boomer; Christmas Avenue by Immersive Music; Red Jack Blues by Daniel Hart; Bolero de la Fontero  by Rimsky Music; Perfect Sky by Graceful Movement; Original guitar background instrumental by Jeff Ott. Beekeeping Today Podcast is an audio production of Growing Planet Media, LLC ** As an Amazon Associate, we may earn a commission from qualifying purchases Copyright © 2026 by Growing Planet Media, LLC

Parents continue to go to extreme lengths to get their children into their preferred public schools.

Infrastructure Capital Advisors CIO Jay Hatfield talked with Proactive's Stephen Gunnion about why listed preferred stocks can be attractive for income-focused investors, and how the current interest-rate backdrop may support the asset class. Hatfield explained that, in his view, preferreds tend to benefit during central bank cutting cycles, because investors can capture both coupon income and potential price appreciation back toward par. He outlined the fund's focus on US and North American-listed preferred securities, noting that being exchange-listed can mean tighter bid/ask spreads and easier access for investors. Hatfield also contrasted public issuers with private credit markets, saying the company prefers securities issued by public companies that report, protect credit quality, and typically have larger market caps. Hatfield discussed portfolio construction and risk management, emphasising credit selection, monitoring call features, and positioning across rate regimes (including using floating-rate exposure when rates are rising). He also shared his macro view, arguing that money supply dynamics can be an important signal for inflation and rates, and said: “We are forecasting inflation goes down to 2%. Rates drop… That's a great environment for preferred.” He added that the key risk is being wrong on inflation and rates, but highlighted how higher coupons can help offset market volatility over time. For more interviews and market insights, visit Proactive's YouTube channel—and don't forget to like, subscribe, and turn on notifications so you never miss an update. #PreferredStocks #IncomeInvesting #Yield #ETFs #FixedIncome #RateCuts #InterestRates #Inflation #CentralBanks #PortfolioIncome #TotalReturn #CreditRisk #ActiveManagement #PrivateCredit #Markets #Investing #DividendIncome #UCITS #AssetAllocation #ProactiveInvestors

30+ premium credit cards—including the Amex Platinum and Chase Sapphire Reserve—without paying a single dollar in annual fees? Spencer Reese breaks down exactly how active duty service members, Guard/Reserve on orders, and military spouses can access over $10,000 in annual fee waivers through the Military Lending Act (MLA) and SCRA. Recorded on Veterans Day, this episode is packed with tactical strategies for building wealth while traveling the world in luxury. Summary Spencer Reese joins Ross from Itinerary Boss for a comprehensive breakdown of military credit card benefits. Spencer explains the Military Lending Act (MLA) and Servicemembers Civil Relief Act (SCRA), revealing how active duty members and military spouses can access premium cards like the $895 Amex Platinum with zero annual fees. The conversation covers optimal credit card sequencing, what happens when you transition from active duty to veteran status, how to leverage OCONUS assignments for incredible award travel, hotel status strategies, and Spencer's personal redemption stories including luxury stays in Dubai and business class flights around the world. Spencer also addresses common misconceptions about credit cards, shares tracking tools and automation tips, and explains why most military families are "stepping over dollars to pick up pennies" by not taking advantage of these benefits. Key Topics & Questions Covered Understanding Military Credit Card Benefits The Legal Foundation Eligible Cards & Annual Fee Savings Multiple Cards Strategy Credit Card Sequencing Strategy Building Your Foundation Optimal Application Order Why Order Matters Maximizing Credit Card Benefits Annual Recurring Credits Per Card Stacking Strategy Example International Usage Transitioning from Active Duty to Veteran What Happens to Your Cards Chase Timeline American Express Timeline Downgrade Strategy Travel Redemption Strategies OCONUS Assignment Advantages Spencer's Success Stories Hotel Status Strategy Common Mistakes & Misconceptions Biggest Mistakes Military Families Make Stopping at one card - Missing thousands in benefits Opening Amex Platinum first - Should start with Chase Using wrong card for purchases - Groceries on Platinum instead of Gold Fear of credit cards - Dave Ramsey's influence Not checking MLA database first - Missing automatic waivers Buying too much car - #1 financial mistake Spencer sees Ignoring hotel status cards - Missing upgrade opportunities Dave Ramsey Debate Credit Score Myths Tools & Automation Tracking Apps & Software Card Pointers - Credit optimization MaxRewards - Best card for each purchase Travel Freely - Track card opening dates, 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards Spreadsheet method - Spencer's preferred approach Automation Tips Batching Strategy Hotel & Airline Status Hotel Status Cards Why Hotel Status Matters Hyatt Globalist Priority Resources & Links Mentioned Military Benefits Resources MLA Database - Check your Military Lending Act eligibility SCRA (Servicemembers Civil Relief Act) DOD MWR Libby App - Free ebook/audiobook access to Spencer's book Credit Card Tools Card Pointers - Credit card optimization app MaxRewards - Best card selector Travel Freely - Card tracking for 5/24 status Use Your Credits - Find Resy restaurants with e-gift cards United Travel Bank - Trigger airline credits Key Tactical Takeaways Immediate Actions (This Week) Verify MLA eligibility at mla.dmdc.osd.mil (print PDF for records) Check credit score - Need 720+ for premium cards Open Chase Freedom or Freedom Unlimited if no Chase relationship Set up automatic payments on all existing cards Calculate current annual fee savings if already have cards Short Term (This Month) Apply for Chase Sapphire Reserve or Preferred (check welcome bonuses) Open Amex Green → Start the Amex family progression Verify military status on existing accounts Set up recurring digital entertainment credits Create spreadsheet to track cards and credits Medium Term (This Quarter) Add Amex Gold after 90 days from Green Apply for hotel status cards (Hilton Aspire, Marriott Brilliant) Set quarterly reminders for Resy credits Purchase United Travel Bank in January for airline credits Book TDY/deployment hotels to build status Long Term (This Year) Add Amex Platinum after Amex Gold established Upgrade Freedom to CSR after 12 months (if desired) Build toward hotel Globalist status with Hyatt Plan OCONUS travel using points from home airport Prepare transition strategy if separating Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Shaka Mitchell joins Josh to discuss school choice and the work he and his colleagues are doing at the American Federation for Children. They cover the current state of the school choice movement, the Education Freedom Tax Credit—which allows taxpayers to direct a portion of their taxes toward school choice programs—and the American Federation for Children's vision for the future of education, along with the ongoing efforts to turn that vision into reality.   Follow Shaka and The American Federation For Children: https://substack.com/@shakamitchell?r=3goao8&utm_medium=ios&utm_source=profile&shareImageVariant=light   HOME - American Federation for Children   Learn more about the Education Freedom Tax Credit: Federal Scholarships – Federal Education Scholarships   Quality Matters Podcast: https://youtube.com/@qualitymatterspod?si=CJ16DkEzuJU2dcq8   Come together music project:  https://podcasts.apple.com/us/podcast/come-together-podcast/id1691123150  

Appreciation is great, but predictable cash flow is what enables a steady retirement. Real Estate funds are a great way to achieve steady cash flow because they're less risky than syndications because of a diversified base of assets. Jay Patel, Founder and Fund Manager of Proptex, helps investors and pre-retirees earn 11% annually backed by collateralized real estate. Proptex has stabilized assets, distressed properties, and debt in the fund to provide liquidity and the option to redeem out of your investment after a one-year hold period. Proptex invests in Assisted Living facilities, multifamily, Mobile Home Parks, and other cash flowing asset classes.

Is Chad actually interested in the grocery store conversation or did he just bring it up as a way to rip Jason DeRusha? You decide.

Outline and Show NotesGuest:Links and promo stuff?Preferred name/title?Relax and laughWill be video recording and may use small or big piecesSmall things won't be editedIf there is a gaff – long pauseIntro-interview-outroQuestions for me?FB hit recordShow Title: When there are “I's” in TEAM with Dr. Chad DumasPower Quote:Teaser:I'm really excited about today's episode. I had so much fun recording it and I think that lightness and positivity come out in the interview. It's a great combination of high-level stuff and some really fundamental truths about teams and leaderships. This might be one of those episodes that you want to listen to twice and take notes. I hope you enjoy listening as much as I did recording it.Sponsor Spot 1:Friends/School leaders, When students practice math over the summer, math scores go up. So, what's your summer math plan this year? Whether you have no summer math program, or are curious about what a research-based program looks like. Check out Summer Pops for free. Get your FREE workbook samples today at Summer Pops Workbooks.com. The link is in the show notes.Show IntroGuest Bio:Dr. Chad Dumas is a Solution Tree PLC at Work, Assessment, and Priority Schools associate and international consultant, presenter, and award-winning researcher. His primary focus is collaborating to develop capacity for continuous improvement. With a quarter century of successful leadership experience, Chad has led significant improvements for both students and staff. He shares his research and knowledge in his three books on PLCs, and his most recent book, the Teacher Team Leader Handbook. Chad's consulting and training includes research, stories, hands-on tools, useful knowledge, and practical skills. He most recently was the executive director of elementary education in the Ames Community School District, a preschool thru grade 12 district of 5,000 students in central Iowa. Before this he was the director of learning for Hastings Public Schools in south-central Nebraska for nine years. Chad is one of the few three-time guests as he appeared back in episodes 202 and 246.Warmup questions:We always like to start with a celebration. What are you celebrating today?Is there a story that will help listeners understand why you are doing what you do?Questions/Topics/PromptsThe driving question will be: I have a 7th grade team who doesn't get along. Each wants to do their own thing. Our 6th grade team collaborates and integrates ELA into multiple subjects and student achievement data is much higher there. Our 7th grade has a daily PLC time, but they do not use it well. Help!Let's begin with common teams dysfunctions:People?Processes?Purpose?Sponsor Spot 2:I want to thank IXL for sponsoring this podcast…Everyone talks about the power of data-driven instruction. But what does that actually look like? Look no further than IXL, the ultimate online learning and teaching platform for K to 12. IXL gives you meaningful insights that drive real progress, and research can prove it. Studies across 45 states show that schools who use IXL outperform other schools on state tests. Educators who use IXL love that they can easily see how their school is performing in real-time to make better instructional decisions. And IXL doesn't stop at just data. IXL also brings an entire ecosystem of resources for your teachers, with a complete curriculum, personalized learning plans, and so much more. It's no wonder that IXL is used in 95 of the top 100 school districts. Ready to join them? Visit ixl.com/assistant to get started.Closing questions:What part of your own leadership are you still trying to get better at?If listeners could take just one thing away from today's podcast, what would it be?Before we go, is there anything else that you'd like to share with our listeners?Where can people learn more about you and your work…- If you love travel, but your student trips are starting to feel a little… copy-and-paste, it might be time to level up.That's why I recommend Kaleidoscope Adventures.They've been planning educational travel for more than 30 years. And the best part? No cookie-cutter itineraries. Every trip is built around your program, your budget, and your goals.Whether you're dreaming of a trip to Universal's EPIC Universe, a history-filled journey to Washington, D.C., or even an international adventure, Kaleidoscope Adventures can help you plan a trip your students will never forget.Get inspired today at mykatrip.com. Kaleidoscope Adventures - Travel Beyond ExpectationsSummary/wrap up“Regard man as a mine rich in gems of inestimable value. Education can, alone, cause it to reveal its treasures, and enable mankind to benefit therefrom.”Four root problems: Why? (purpose)What and how (processes)Lack of trustIllogical resistorsAll => M=v/eCleaning snow off the wrong car - Collaboration has to be meaningfulStep 1: learn;  Step 2: create more alignmentSpecial thanks to the amazing Ranford Almond for the great music on the show. Please support Ranford and the show by checking out his music!Ranford's homepage: https://ranfordalmond.comRanford's music on streaming services: https://streamlink.to/ranfordalmond-oldsoulInstagram: https://www.instagram.com/ranfordalmond/Facebook: https://www.facebook.com/ranfordalmond/Sponsor Links:IXL: http://ixl.com/assistant Kaleidoscope Adventures: https://www.kaleidoscopeadventures.com/the-assistant-principal-podcast-kaleidoscope-adventures/Summer Pops: Summer Pops Workbooks.com CloseLeadership is a journey and thank you for choosing to walk some of this magical path with me.You can find links to all sorts of stuff in the show notes, including my website https://www.frederickbuskey.com/I love hearing from you. If you have comments or questions, or are interested in having me speak at your school or conference, email me at frederick@frederickbuskey.com or connect with me on LinkedIn.If yo...

HT2543 - Choosing Your Preferred Medium Let's say you want to read a book. Do you go to the library or bookstore, get the book and consume the miles of text across the physical pages? Or do you download the e-Publication onto your tablet or e-reader and consume the miles of text across the screen? A live symphony performance or a recording? Physical prints, or a PDF? Such decisions used to be about fidelity of the experience, but I'm not sure that's true anymore. I have countless images in my mental gallery about which I can no longer remember the medium in which I first saw them. It seems as if medium has become a matter of personal preference and choice. Show your appreciation for our free weekly Podcast and our free daily Here's a Thought… with a donation Thanks!

Will Barton from High Dividend Opportunities shares their strategy (0:20) Contextualizing the yield conversation (7:15) Fixed income and equity portfolios (12:00) ETFs vs CEFs (15:00) AGNC preferred stock (17:30) Earnings, cash flow statements protect dividends (21:30) Dividend cuts can surprise you (24:40) Retirement essentials (28:00) Income investing challenges and benefits (41:00)Episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Today's report delivered a mixed signal that markets don't like:

Episode 40 of the ESCRS Eye Journal Club with Artemis Matsou, Alfredo Borgia and Victoria Till was held on 6th February 2026 The guest experts are Jose Guell and Guillermo Amescua who discuss the following paper: Bacterial Keratitis Preferred Practice Pattern

Send a textEquity securities represent ownership interests in a corporation, offering a range of risk and reward profiles suited to different investment objectives. Common stock serves as the primary vehicle for capital appreciation and corporate governance, though it carries the highest risk and the lowest priority in liquidation. Preferred stock functions as a hybrid instrument, providing consistent dividend income and higher claim priority, similar to debt instruments.Short-term and long-term opportunities are facilitated through rights and warrants, which allow for the purchase of shares under specific conditions—rights protecting existing ownership from dilution and warrants acting as long-term speculative "sweeteners." Finally, American Depositary Receipts (ADRs) provide a streamlined mechanism for domestic investors to access foreign markets while mitigating the logistical complexities of international trading, despite persistent currency and tax considerations.--------------------------------------------------------------------------------Common Stock: Growth and GovernanceCommon stock represents the most basic form of corporate equity, providing shareholders with a residual claim on company assets and a voice in corporate oversight.Preferred Stock: Income and PriorityPreferred stock is characterized as a more stable, income-oriented security that shares traits with both common stock and bonds. It is primarily utilized by investors seeking reliable dividend streamsRights and WarrantsRights and warrants are instruments that grant the holder the opportunity to purchase stock at a specific price, but they differ significantly in duration and intent.American Depositary Receipts (ADRs)ADRs facilitate the trading of foreign stocks on U.S. exchanges. They are issued by U.S. banks that purchase bundles of shares in foreign corporations and re-issue them as ADRs.

Bumper to Bumper Radio, the car guys on KTAR, 92.3 FM in Phoenix, AZ, broadcast every Saturday from 11:00 am ...

An 8% preferred return is not an 8% yield. It is not a coupon you clip, and it is certainly not a guarantee. In this episode of Mechanics of Money, Sam Silverman demystifies the most misunderstood number in private equity: the Preferred Return.We break down the critical difference between "Priority" and "Promise", explaining why being first in line for cash flow doesn't matter if the cash flow doesn't exist. Sam dissects the two most common Waterfall Structures, revealing how some sponsors structure deals to take profits before your capital is returned, leaving you at risk while they realize upside.We also explore the "High Pref Trap," explaining why a higher headline number (like 12%) often signals a riskier deal rather than a better investment.In this episode, we cover:The Yield Myth: Why a "Pref" is simply a mechanism to determine who gets paid first, not a floor for your returns.Current vs. Accrued: The massive difference between getting quarterly checks from a stabilized asset versus "paper money" accumulating on a development deal.Waterfall Mechanics: How to spot "Structure B" deals where sponsors participate in profits before your original capital is returned.Risk Pricing: Why sponsors offer high preferred returns (11-12%+) and what it tells you about the asset's risk profile.Due Diligence: The 5 specific questions you need to ask to uncover the true incentives and clawback provisions in any deal.Links & Resources:Newsletter: Join the Mechanics of Money weekly deep dive: https://www.mechanicsofmoney.coInvest: Invest with Silverman Capital: https://silvermancapital.coAbout the Host: Sam Silverman is the Founder of Silverman Capital, a private equity and real estate investment firm. Mechanics of Money is the audio playbook for high-net-worth individuals moving from "High Earner" to "Sophisticated Allocator."

In this episode of Spotlight, Thalia Hayden ‪@etfguide‬ chats with Lance McGray, Head of ETF Product at Advisors Asset Management about growth and income opportunities with international investing, preferred securities, CLOs, and companies that are transforming global business. Learn more about Advisors Asset Management's ETF lineup https://www.aamlive.com/ETF

In this episode of the Global Investors Podcast, host Charles Carillo sits down with Sam Morris, Partner at Lone Star Capital, to break down what it actually takes to operate large-scale multifamily investments. Sam shares how he went from underwriting over $1B in bank loans to overseeing a 5,300+ unit apartment portfolio, including the hard lessons learned from disasters, insurance claims, property taxes, preferred equity, and vertical integration. This conversation goes far beyond surface-level investing advice. You'll hear how institutional operators evaluate deals, why management matters more than spreadsheets, and how real-world challenges like hurricanes, rising taxes, and capital stack complexity can make—or break—a deal. If you're a passive investor, active syndicator, or serious about understanding how large multifamily deals actually work, this episode delivers real insight from decades of experience. What You'll Learn in This Episode: How early underwriting experience creates long-term investing advantages Why large multifamily deals are often easier to manage than small ones Lessons from a hurricane that destroyed Sam's first apartment deal How insurance, CapEx, and refinancing can reshape returns Why Texas taxes and insurance require specialized strategies The real benefits of vertical integration in multifamily How syndication fees actually work (and what to watch out for) Preferred equity explained—and why investors need to understand it The single biggest mistake investors make: underestimating management Learn More About Sam Morris Here: LSCRE - https://www.lscre.com/ Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

Louise Fahys, co-founder of Plan2Play Artificial intelligence is no longer a future concept in club management — it is already reshaping how private and commercial clubs operate. But according to Louise Fahys, we are only scratching the surface. Fahys is the co-founder and CTO of Plan2Play, a court and sport booking platform built by people who understand both software engineering and the realities of club life. Her view is clear: the next generation of club operations will be driven by intelligent, conversational interfaces — think ChatGPT-style applications — where members interact directly with technology to book courts, schedule lessons, manage guest play, and personalize their club experience. AI Is Going to Change Everything in Club Management AI is already easing the workload for Directors of Racquets, Golf, and Operations. Tasks that once required hours of manual setup — like creating round robins, allocating courts, or balancing player levels — can now be handled in seconds. Names go in, constraints go in, and AI produces fair, efficient scheduling by level, gender, or randomization. And that, Fahys says, is just the beginning. The real shift will come through dynamic pricing. Much like airlines adjust pricing based on demand, clubs will increasingly use AI to price court time, tee times, lessons, clinics, amenities, and guest fees in real time. One-hour bookings will replace fragmented half-hour gaps. Utilization improves. Revenue becomes more predictable. Member experience improves. Data Will Confirm What Clubs Already Suspect AI will also validate long-held assumptions in club operations. Fahys notes that most club professionals already understand that the average lifetime value of a pickleball participant differs from that of a tennis member — and that tennis often differs again from padel or squash. AI won't just confirm those differences; it will quantify them. That data will influence everything from facility development to membership structures, programming decisions, and long-term capital planning for both private clubs and commercial operators. The End of the “Fiefdom” Era One of the most challenging areas for clubs, particularly member-owned facilities, is change. Software transitions are often resisted — not because the technology isn't effective, but because long-standing habits and informal traditions are deeply ingrained. Unspoken court ownership. Preferred time slots. Long-tenured directors controlling access “the way it's always been done.” AI introduces transparency. And transparency challenges tradition. As clubs move toward data-driven scheduling and access, those informal systems may begin to fade. For some, that will feel uncomfortable. For others, it will represent progress — fairer access, clearer policies, and a better overall member experience. Looking Ahead Fahys believes the clubs that embrace AI thoughtfully — using it as a tool to enhance service rather than replace hospitality — will be the ones that thrive. The technology is not about removing people from the equation; it's about freeing professionals to focus on what matters most: relationships, programming, and experience. The future of club management is arriving faster than many expect. And for those willing to engage with it, the opportunities are significant.

in 3 STRIKES!!! Steak and Drew want to know your dream Super Bowl halftime show, how you would do in prison, and the last time you witnessed a fight break out. ALSO, why would hockey goalies ever need to fight?

Jess and Seth's second how of the week is still about the Cardinals' search for a new head coach. Apparently, they are waiting on an interview this weekend with Klint Kubiak, which they discuss. And of the three other candidates, they give their thoughts about who is the best guy to hire. 

Psychogenic nonepileptic seizures (PNES) are common, often misunderstood, and increasingly encountered in pediatric emergency care. These events closely resemble epileptic seizures but arise from abnormal brain network functioning rather than epileptiform activity. In this episode of PEM Currents, we review the epidemiology, pathophysiology, and clinical features of PNES in children and adolescents, with a practical focus on Emergency Department recognition, diagnostic strategy, and management. Particular emphasis is placed on seizure semiology, avoiding iatrogenic harm, communicating the diagnosis compassionately, and understanding how early identification and referral to cognitive behavioral therapy can dramatically improve long-term outcomes. Learning Objectives Identify key epidemiologic trends, risk factors, and semiological features that help differentiate psychogenic nonepileptic seizures from epileptic seizures in pediatric patients presenting to the Emergency Department. Apply an evidence-based Emergency Department approach to the evaluation and initial management of suspected PNES, including strategies to avoid unnecessary escalation of care and medication exposure. Demonstrate effective, patient- and family-centered communication techniques for explaining the diagnosis of PNES and facilitating timely referral to appropriate outpatient therapy. References Sawchuk T, Buchhalter J, Senft B. Psychogenic Nonepileptic Seizures in Children-Prospective Validation of a Clinical Care Pathway & Risk Factors for Treatment Outcome. Epilepsy & Behavior. 2020;105:106971. (PMID: 32126506) Fredwall M, Terry D, Enciso L, et al. Outcomes of Children and Adolescents 1 Year After Being Seen in a Multidisciplinary Psychogenic Nonepileptic Seizures Clinic. Epilepsia. 2021;62(10):2528-2538. (PMID: 34339046) Sawchuk T, Buchhalter J. Psychogenic Nonepileptic Seizures in Children - Psychological Presentation, Treatment, and Short-Term Outcomes. Epilepsy & Behavior. 2015;52(Pt A):49-56. (PMID: 26409129) Labudda K, Frauenheim M, Miller I, et al. Outcome of CBT-based Multimodal Psychotherapy in Patients With Psychogenic Nonepileptic Seizures: A Prospective Naturalistic Study. Epilepsy & Behavior. 2020;106:107029. (PMID: 32213454) Transcript This transcript was generated using Descript automated transcription software and has been reviewed and edited for accuracy by the episode's author. Edits were limited to correcting names, titles, medical terminology, and transcription errors. The content reflects the original spoken audio and was not substantively altered. Welcome to PEM Currents: The Pediatric Emergency Medicine Podcast. As always, I'm your host, Brad Sobolewski, and today we are talking about psychogenic non-epileptic seizures, or PNES. Now, this is a diagnosis that often creates a lot of uncertainty in the Emergency Department. These episodes can be very scary for families and caregivers and schools. And if we mishandle the diagnosis, it can lead to unnecessary testing, medication exposure, ICU admissions, and long-term harm. This episode's gonna focus on how to recognize PNES in pediatric patients, how we make the diagnosis, what the evidence says about management and outcomes, and how what we do and what we say in the Emergency Department directly affects patients, families, and prognosis. Psychogenic non-epileptic seizures are paroxysmal events that resemble epileptic seizures but occur without epileptiform EEG activity. They're now best understood as a subtype of functional neurological symptom disorder, specifically functional or dissociative seizures. Historically, these events were commonly referred to as pseudo-seizures, and that term still comes up frequently in the ED, in documentation, and sometimes from families themselves. The problem is that pseudo implies false, fake, or voluntary, and that implication is incorrect and harmful. These episodes are real, involuntary, and distressing, even though they're not epileptic. Preferred terminology includes psychogenic non-epileptic seizures, or PNES, functional seizures, or dissociative seizures. And PNES is not a diagnosis of exclusion, and it does not require identification of psychological trauma or psychiatric disease. The diagnosis is based on positive clinical features, ideally supported by video-EEG, and management begins with clear, compassionate communication. The overall incidence of PNES shows a clear increase over time, particularly from the late 1990s through the mid-2010s. This probably reflects improved recognition and access to diagnostic services, though a true increase in occurrence can't be excluded. Comorbidity with epilepsy is really common and clinically important. Fourteen to forty-six percent of pediatric patients with PNES also have epilepsy, which frequently complicates diagnosis and contributes to diagnostic delay. Teenagers account for the highest proportion of patients with PNES, especially 15- to 19-year-olds. Surprisingly, kids under six are about one fourth of all cases, so it's not just teenagers. We often make the diagnosis of PNES in epilepsy monitoring units. So among children undergoing video-EEG, about 15 to 19 percent may ultimately be diagnosed with PNES. And paroxysmal non-epileptic events in tertiary epilepsy monitoring units account for about 15 percent of all monitored patients. Okay, but what is PNES? Well, it's best understood as a disorder of abnormal brain network functioning. It's not structural disease. The core mechanisms at play include altered attention and expectation, impaired integration of motor control and awareness, and dissociation during events. So the patients are not necessarily aware that this is happening. Psychological and psychosocial features are common but not required for diagnosis and may be less prevalent in pediatric populations as compared with adults. So PNES is a brain-based disorder. It's not conscious behavior, it's not malingering, and it's not under voluntary control. Children and adolescents with PNES have much higher rates of psychiatric comorbidities and psychosocial stressors compared to both healthy controls and children with epilepsy alone. Psychiatric disorders are present in about 40 percent of pediatric PNES patients, both before and after the diagnosis. Anxiety is seen in 58 percent, depression in 31 percent, and ADHD in 35 percent. Compared to kids with epilepsy, the risk of psychiatric disorders in PNES is nearly double. Compared to healthy controls, it is up to eight times higher. And there's a distinct somatopsychiatric profile that strongly predicts diagnosis of PNES. This includes multiple medical complaints, psychiatric symptoms, high anxiety sensitivity, and solitary emotional coping. This profile, if you've got all four of them, carries an odds ratio of 15 for PNES. Comorbid epilepsy occurs in 14 to 23 percent of pediatric PNES cases, and it's associated with intellectual disability and prolonged diagnostic delay. And finally, across all demographic strata, anxiety is the most consistent predictor of PNES. Making the diagnosis is really hard. It really depends on a careful history and detailed analysis of the events. There's no single feature that helps us make the diagnosis. So some of the features of the spells or events that have high specificity for PNES include long duration, so typically greater than three minutes, fluctuating or asynchronous limb movements, pelvic thrusting or side-to-side head movements, ictal eye closure, often with resisted eyelid opening, ictal crying or vocalization, recall of ictal events, and rare association with injury. Younger children often present with unresponsiveness. Adolescents more commonly demonstrate prominent motor symptoms. In pediatric cohorts, we most frequently see rhythmic motor activity in about 27 percent, and complex motor movements and dialeptic events in approximately 18 percent each. Features that argue against PNES include sustained cyanosis with hypoxia, true lateral tongue biting, stereotyped events that are identical each time, clear postictal confusion or lethargy, and obviously epileptic EEG changes during the events themselves. Now there are some additional historical and contextual clues that can help us make the diagnosis as well. If the events occur in the presence of others, if they occur during stressful situations, if there are psychosocial stressors or trauma history, a lack of response to antiepileptic drugs, or the absence of postictal confusion, this may suggest PNES. Lower socioeconomic status, Medicaid insurance, homelessness, and substance use are also associated with PNES risk. While some of these features increase suspicion, again, video-EEG remains the diagnostic gold standard. We do not have video-EEG in the ED. But during monitoring, typical events are ideally captured and epileptiform activity is not seen on the EEG recording. Video-EEG is not feasible for every single diagnosis. You can make a probable PNES diagnosis with a very accurate clinical history, a vivid description of the signs and appearance of the events, and reassuring interictal EEG findings. Normal labs and normal imaging do not make the diagnosis. Psychiatric comorbidities are not required. The diagnosis, again, rests on positive clinical features. If the patient can't be placed on video-EEG in a monitoring unit, and if they have an EEG in between events and it's normal, that can be supportive as well. So what if you have a patient with PNES in the Emergency Department? Step one, stabilize airway, breathing, circulation. Take care of the patient in front of you and keep them safe. Use seizure pads and precautions and keep them from falling off the bed or accidentally injuring themselves. A family member or another team member can help with this. Avoid reflexively escalating. If you are witnessing a PNES event in front of you, and if they're protecting their airway, oxygenating, and hemodynamically stable, avoid repeated benzodiazepines. Avoid intubating them unless clearly indicated, and avoid reflexively loading them with antiseizure medications such as levetiracetam or valproic acid. Take a focused history. You've gotta find out if they have a prior epilepsy diagnosis. Have they had EEGs before? What triggered today's event? Do they have a psychiatric history? Does the patient have school stressors or family conflict? And then is there any recent illness or injury? Only order labs and imaging when clinically indicated. EEG is not widely available in the Emergency Department. We definitely shouldn't say things like, “this isn't a real seizure,” or use outdated terms like pseudo-seizure. Don't say it's all psychological, and please do not imply that the patient is faking. If you see a patient and you think it's PNES, you're smart, you're probably right, but don't promise diagnostic certainty at first presentation. Remember, a sizable proportion of these patients actually do have epilepsy, and referring them to neurology and getting definitive testing can really help clarify the diagnosis. Communication errors, especially early on, worsen outcomes. One of the most difficult things is actually explaining what's going on to families and caregivers. So here's a suggestion. You could say something like: “What your child is experiencing looks like a seizure, but it's not caused by abnormal electrical activity in the brain. Instead, it's what we call a functional seizure, where the brain temporarily loses control of movement and awareness. These episodes are real and involuntary. The good news is that this condition is treatable, especially when we address it early.” The core treatment of PNES is CBT-based psychotherapy, or cognitive behavioral therapy. That's the standard of care. Typical treatment involves 12 to 14 sessions focused on identifying triggers, modifying maladaptive cognitions, and building coping strategies. Almost two thirds of patients achieve full remission with treatment. About a quarter achieve partial remission. Combined improvement rates reach up to 90 percent at 12 months. Additional issues that neurologists, psychologists, and psychiatrists often face include safe tapering of antiseizure medications when epilepsy has been excluded, treatment of comorbid anxiety or depression, coordinating care between neurology and mental health professionals, and providing education for schools on event management. Schools often witness these events and call prehospital professionals who want to keep patients safe. Benzodiazepines are sometimes given, exposing patients to additional risk. This requires health system-level and outpatient collaboration. Overall, early diagnosis and treatment of PNES is critical. Connection to counseling within one month of diagnosis is the strongest predictor of remission. PNES duration longer than 12 months before treatment significantly reduces the likelihood of remission. Video-EEG confirmation alone does not predict positive outcomes. Not every patient needs admission to a video-EEG unit. Quality of communication and speed of treatment, especially CBT-based therapy, matter the most. Overall, the prognosis for most patients with PNES is actually quite favorable. There are sustained reductions in events along with improvements in mental health comorbidities. Quality of life and psychosocial functioning improve, and patients use healthcare services less frequently. So here are some take-home points about psychogenic non-epileptic seizures, or PNES. Pseudo-seizure and similar terms are outdated and misleading. Do not use them. PNES are real, involuntary, brain-based events. Diagnosis relies on positive clinical features, what the events look like and when they happen, not normal lab tests or CT scans. Early recognition and diagnosis, and rapid referral to cognitive behavioral therapy, change patients' lives. If you suspect PNES, get neurology and mental health professionals involved as soon as possible. Alright, that's all I've got for this episode. I hope you found it educational. Having seen these events many times over the years, I recognize how scary they can be for families, schools, and our prehospital colleagues. It's up to us to think in advance about how we're going to talk to patients and families and develop strategies to help children who are suffering from PNES events. If you've got feedback about this episode, send it my way. Likewise, like, rate, and review, as my teenagers would say, and share this episode with a colleague if you think it would be beneficial. For PEM Currents: The Pediatric Emergency Medicine Podcast, this has been Brad Sobolewski. See you next time.

Tevi Troy details Defense Secretary Robert McNamara's intense efforts to ingratiate himself with the Kennedy administration, specifically by learning to play tennis, which was the preferred sport of the competitive Kennedy clan. To ensure he could play at their level, McNamara took lessons religiously at 6:58 a.m. twice a week, missing only a single session during the Bay of Pigs invasion, illustrating his obsessive desire to please the President.1835 JACKSON

In this episode, KADA President Jason Wilson chats with Corey Hall, Vice President of Major Dealer Accounts for OPENLANE, KADA's newest Preferred Partner. OPENLANE's digital marketplace makes wholesale buying and selling easy for dealers, featuring 24/7 inventory sourcing you can do from anywhere. KADA members receive special credits when they sign up to use OPENLANE, Click here to get started. If you'll be at NADA next week, make sure to stop by the OPENLANE booth (#1511W)  for a chance to win: an all-inclusive trip to San Jose del Cabo, Mexicoa Napa Valley experiencea trip to Vaila Presidents Cup golf trip; a Kentucky Derby & Bourbon Trail package.

In Hour 2, Andy and Randy talk about the Bills throwing Keon Coleman under the bus ahead of their coaching search, the pending legal cases for Trinidad Chambliss and Darian Mensah, and Backpage with Beau.

My book, Don't Burn Your Own House Down: Prioritizing Your Marriage, Your Spouse, and Yourself for a Deeper Connection, will be here in ONE WEEK. (AHHH!!!) Please pre-order today!!!  Barnes & Noble: Buy from B&N! (Preferred

"The Dangers of Forfeiting Your Own Advantages"Genesis 25:19-34The Book of Genesis Series - In The Beginning, GodPastor Nate ClarkeJanuary 18, 2026Join us February 1st for the GRAND OPENING of our new church building Sunday services start at 9am & 11am7339 Atlee Road, Mechanicsville VAHow should Christians respond to wickedness in the world? https://youtu.be/2OJUIM9YRwAVirginia's proposed Constitutional amendments on Abortion & Marriage - How to VOTE BIBLICALLY: https://youtu.be/Y8z8xTFsOn8SERMON NOTES:- Genesis 25:19-34- The Dangers of Forfeiting Your Own Advantages- Genesis 25:21- Genesis 25:22-23- ESAU:    - “hairy / rough”    - A man of the woods    - Preferred by his father, Isaac    - Worldly, flesh, no spiritual desire- JACOB:    - “Heel / one who grasps”    - A man of the home    - Preferred by his mother, Rebekah    - Chosen by God, divine promise (Romans 8)- Birthright:    - A double portion of property / wealth (material)    - Head of family line, patriarch     - Spiritual head of family, priests - Beware of your tendency to be like Esau- Hebrews 12:14-17- Those who follow Esau:    - Are in a spiritual line without a spiritual desire    - Have a celebratory emphasis on inferior things       - Genesis 25:28    - Allow their flesh to blind them of realities      - Genesis 25:32a    - Make natural excuses for spiritual circumstances      - Genesis 25:31-33- Esau forfeits spiritual things for material things- Esau forfeits eternal things for temporary things- Genesis 25:34- Ephesians 1:3 Oasis Church exists to Worship God, Equip the believers, and Reach the lost.We are led by Pastor Nate Clarke and are located in Mechanicsville outside Richmond in Central Virginia.STAY CONNECTEDInstagram: https://www.instagram.com/oasischurchva/Facebook: https://www.facebook.com/OasisChurchRVA/Website: https://oasischurch.online

Phil Koller studied the concentration and key man risks in a distribution business well-suited to him — and went for it.Register for the webinar:From W2 to Owner Mindset: How to Think About Your Take-Home Pay - TODAY!! - https://bit.ly/4r5RsI3Topics in Philip's interview:Preferred working in a small companyHis friend talked him into real estate, then ETAInspired by Rich Dad, Poor DadImportance of having his wife on boardPaused search due to upcoming second childBought Roman Enterprises, an automotive paint distributorInherited exactly 1 employeeDid door-to-door sales to learn marketManaged customer and supplier concentration riskDrew perseverance from grandfather's Holocaust survivalReferences and how to contact Philip:LinkedInRoman EnterprisesBen Jasper on Acquiring Minds: How to Buy a Manufacturer with $1m in Cash FlowJerod Pierce on Acquiring Minds: From SBA Loan to High 8-Figure Exit Download the New CEO's Guide to Human Resources from Aspen HR:From this page or contact jenny@aspenhr.comWork with an SBA loan team focused exclusively on helping entrepreneurs buy businesses:Pioneer Capital AdvisoryLearn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds:See past + future interviews on the YouTube channelConnect with host Will Smith on LinkedInFollow Will on TwitterEdited by Anton RohozovProduced by Pam Cameron

It wasn't a flashy headline — but it revealed everything. When a Democrat attorney general warned journalists and citizens not to investigate Somali fraud or face arrest for a “hate crime,” the mask slipped.

During the 3pm hour of today's show Chuck & Chernoff talked about Trae Young trade reports, updates on Falcons coaching search, the College Football Playoffs semifinal games, UGA WR Zac Branch declaring for the draft, the 50 Year Anniversary of the Braves being bought by Ted Turner and Arthur Blank needing to hire a veteran Head Coach if he wants to win right away before being joined by Ian Rapaport from the NFL Network. See omnystudio.com/listener for privacy information.

Greg Bishop talks with Jared Strong with The Center Square's investigative unit about his ongoing investigation of the taxpayer cost for the state's diversity contracting goals.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

www.TheMasonAndFriendsShow.com https://thejuunit.bandcamp.com/releases https://www.youtube.com/@SuperStationWJDL-TV5 A Ridiculous Fever Dream of Pro Wrestling Presented by J Dub https://www.glass-flo.com Great Pipes for Sure 2025, 26 olympics, ice skating, political BS, prefer goofy show, AI application, how to use it, how is value determined, gold, sandwich bitch, GLP1s, this or that. fake one instead, Lourve Robbery, common sense return? 2026 hopes, good writing, fake avengers, time traveling fast. fast zombies? which show,. handy man, Got you Mama, well issues, TI Garbage, Ti Sucks, the music of this episode@ https://open.spotify.com/playlist/7p6fLlTA8EO0SxsvY2DPgB?si=264657abf6f44429 support the show@ www.patreon.com/MperfectEntertainment

Clark County officials will hold a joint hearing on Jan. 8 to gather public testimony on a preferred land use alternative as part of the Comprehensive Plan Update, which guides growth and development for the next 20 years. https://www.clarkcountytoday.com/news/county-council-planning-commission-to-hold-joint-hearing-on-preferred-land-alternative-for-comprehensive-plan-update/ #ClarkCounty #ComprehensivePlan #LandUse #PublicHearing #GrowthManagement

Lindsey Ueberroth, president and CEO of Preferred Hotels & Resorts, talks with James Shillinglaw of Insider Travel Report at this month's ILTM Cannes luxury show about the many new properties that have joined Preferred over the last year. Ueberroth also details how travel advisors can profit from booking Preferred hotels as well as its grown “green” hotels group, Beyond Green. For more information, visit www.preferredhotels.com  and www.beyondgreen.com.  All our Insider Travel Report video interviews are archived and available on our Youtube channel  (youtube.com/insidertravelreport), and as podcasts with the same title on: Spotify, Pandora, Stitcher, PlayerFM, Listen Notes, Podchaser, TuneIn + Alexa, Podbean,  iHeartRadio,  Google, Amazon Music/Audible, Deezer, Podcast Addict, and iTunes Apple Podcasts, which supports Overcast, Pocket Cast, Castro and Castbox. 

The Big Bank Theory is a podcast about Exeter City FC. In this episode, we mainly complain about winter illness, and like the rumours about CMG.

After you listenFollow Kathy and Liz Ann on social media:Kathy Jones on X and LinkedIn.Liz Ann Sonders on X and LinkedIn.What should investors expect from the U.S. economy next year? What will happen in the equities markets and fixed income markets? On this 2026 Market Outlook episode,  Liz Ann Sonders, Schwab's chief investment strategist, speaks with Kevin Gordon, head of macro research. Liz Ann and Kevin discuss their perspective on the direction of the U.S. economy and stock market. She and Kevin cover the K-shaped recovery, inflation trends, the impact of AI on capital expenditure, and the implications of fiscal stimulus on federal debt.Then, Liz Ann Sonders discusses the equities outlook for 2026, focusing on consumer confidence, the impact of the presidential election cycle, and the potential for volatility. Finally, Kathy Jones is joined by Cooper Howard and Collin Martin for the outlook on municipal bonds, corporate bonds, U.S. Treasuries, and the overall fixed income markets.You can read all of Schwab's 2026 Market Outlook reports on our website:Read Cooper Howard's 2026 Municipal Bond Outlook.Read Collin Martin's 2026 Corporate Credit Outlook.Read Kathy Jones's 2026 Treasury Bonds and Fixed Income Outlook.Read Liz Ann Sonders and Kevin Gordon's 2026 Stocks & Economic Outlook.Read Michelle Gibley's 2026 International Stocks & Economy Outlook.On Investing is an original podcast from Charles Schwab.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab Center for Financial Research does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guaranteeThere are risks associated with investing in dividend paying stocks, including but not limited to the risk that stocks may reduce or stop paying dividends.Bank loans typically have below investment-grade credit ratings and may be subject to more credit risk, including the risk of nonpayment of principal or interest. Most bank loans have floating coupon rates that are tied to short-term reference rates like the Secured Overnight Financing Rate (SOFR), so substantial increases in interest rates may make it more difficult for issuers to service their debt and cause an increase in loan defaults. A rise in short-term references rates typically result in higher income payments for investors, however. Bank loans are typically secured by collateral posted by the issuer, or guarantees of its affiliates, the value of which may decline and be insufficient to cover repayment of the loan. Many loans are relatively illiquid or are subject to restrictions on resales, have delayed settlement periods, and may be difficult to value. Bank loans are also subject to maturity extension risk and prepayment risk.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg's licensors approves or endorses this material or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.1225-LJD8 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What should investors expect from the U.S. economy next year? What will happen in the equities markets and fixed income markets? On this 2026 Market Outlook episode,  Liz Ann Sonders, Schwab's chief investment strategist, speaks with Kevin Gordon, head of macro research. Liz Ann and Kevin discuss their perspective on the direction of the U.S. economy and stock market. She and Kevin cover the K-shaped recovery, inflation trends, the impact of AI on capital expenditure, and the implications of fiscal stimulus on federal debt.Then, Liz Ann Sonders discusses the equities outlook for 2026, focusing on consumer confidence, the impact of the presidential election cycle, and the potential for volatility. Finally, Kathy Jones is joined by Cooper Howard and Collin Martin for the outlook on municipal bonds, corporate bonds, U.S. Treasuries, and the overall fixed income markets.You can read all of Schwab's 2026 Market Outlook reports on our website:Read Cooper Howard's 2026 Municipal Bond Outlook.Read Collin Martin's 2026 Corporate Credit Outlook.Read Kathy Jones's 2026 Treasury Bonds and Fixed Income Outlook.Read Liz Ann Sonders and Kevin Gordon's 2026 Stocks & Economic Outlook.Read Michelle Gibley's 2026 International Stocks & Economy Outlook.On Investing is an original podcast from Charles Schwab.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Preferred securities are a type of hybrid investment that share characteristics of both stock and bonds. They are often callable, meaning the issuing company may redeem the security at a certain price after a certain date. Such call features, and the timing of a call, may affect the security's yield. Preferred securities generally have lower credit ratings and a lower claim to assets than the issuer's individual bonds. Like bonds, prices of preferred securities tend to move inversely with interest rates, so their prices may fall during periods of rising interest rates. Investment value will fluctuate, and preferred securities, when sold before maturity, may be worth more or less than original cost. Preferred securities are subject to various other risks including changes in interest rates and credit quality, default risks, market valuations, liquidity, prepayments, early redemption, deferral risk, corporate events, tax ramifications, and other factors.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab Center for Financial Research does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guaranteeThere are risks associated with investing in dividend paying stocks, including but not limited to the risk that stocks may reduce or stop paying dividends.Bank loans typically have below investment-grade credit ratings and may be subject to more credit risk, including the risk of nonpayment of principal or interest. Most bank loans have floating coupon rates that are tied to short-term reference rates like the Secured Overnight Financing Rate (SOFR), so substantial increases in interest rates may make it more difficult for issuers to service their debt and cause an increase in loan defaults. A rise in short-term references rates typically result in higher income payments for investors, however. Bank loans are typically secured by collateral posted by the issuer, or guarantees of its affiliates, the value of which may decline and be insufficient to cover repayment of the loan. Many loans are relatively illiquid or are subject to restrictions on resales, have delayed settlement periods, and may be difficult to value. Bank loans are also subject to maturity extension risk and prepayment risk.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. and its affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. Neither Bloomberg nor Bloomberg's licensors approves or endorses this material or guarantees the accuracy or completeness of any information herein, or makes any warranty, express or implied, as to the results to be obtained therefrom and, to the maximum extent allowed by law, neither shall have any liability or responsibility for injury or damages arising in connection therewith.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.(1225-KGJB) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AP correspondent Marcela Sanchez reports on the latest consumer data, delayed for five weeks because of the government shutdown.

Don't forget to like, subscribe and leave us a comment! On this episode of Dipped In Tone, the fellas catch up with James Santiago about his approach to capturing great guitar tone at home. Spoiler: it doesn't take very much to get great sounds these days! One thing we know for sure, it's a great time to be alive and play guitar.  HUGE thanks to the sponsor of today's episode, Universal Audio!  Enter for your chance to win a UA Volt 876 Interface:  https://kingsumo.com/g/mn588vm/universal-audio-x-dipped-in-tone-volt-v876-giveaway Volt 876 Affiliate Link: https://sweetwater.sjv.io/jeko9M Check out our website & merch: https://www.dippedintone.com Support us on Patreon: https://www.patreon.com/dippedintone Follow us on Instagram: https://instagram.com/dippedintone Dipped In Tone is: Rhett Shull  https://www.rhettshull.com/ Zach Broyles / Mythos Pedals  https://mythospedals.com & https://highvoltageguitars.com/ Edited by Addison! https://www.instagram.com/addisonsauvan/ TIME STAMPS 00:00 Intro 00:46 Zach's update 02:00 Addison's Update 05:38 Rhett's Update 07:42 Thanks to today's sponsor - Universal Audio! 07:51 UA has a new interface - the Volt 876 10:04 GIVEAWAY!! 10:21 James Santiago ladies and gentlemen 11:18 James' cool other studio spot 15:25 Main Topic 25:00 James' Preferred way of recoding guitars at home 32:35 Starting from square one 40:27 Other key parts to getting good guitar tone 43:20 You don't have to spend a lot of money to get good sounds 48:33 The actual microphones used in the Ox Box 58:50 You don't have to be a millionaire to record good music! 1:00:40 James' first converters 01:05:10 The barrier to entry is low! 01:07:00 James tells a cool studio story 01:09:55 The magic in tape, embrace imperfection 01:11:38 Today's challenge with recording at home 01:16:34 Rig Dip 01:28:46 UA has added MIDI to their pedals! 01:33:35 CONGRATS to UAFX giveaway winner! 01:34:35 Luna 2.0 is out with lots of awesome updates 01:35:03 Don't forget to enter the giveaway 01:36:13 Shills Affiliate Links: Universal Audio Enigmatic: https://sweetwater.sjv.io/qzdyxj Universal Audio Knuckles: https://sweetwater.sjv.io/radXDy Universal Audio Anti: https://sweetwater.sjv.io/7agMOd Universal Audio Ruby: https://sweetwater.sjv.io/xLdZ5R Universal Audio Dream: https://sweetwater.sjv.io/LKk2mo Universal Audio Woodrow: https://sweetwater.sjv.io/55JnZ3 Universal Audio Lion: https://sweetwater.sjv.io/xLdZ5d

This week Ivy Slater, host of Her Success Story, chats with her guest,Tara Chalakani. The two talk about the evolution and impact of Preferred Behavioral Health Group, the importance of authentic relationships in nonprofit leadership, and the powerful role of self-care and trauma-informed culture in supporting employees and clients. In this episode, we discuss: How a small local operation launched in 1978 turned into a $39 million organization with 500 team members—by chasing the right grants and growing programs that truly matter to the community. What sets Preferred apart is its culture—rooted in excellence, integrity, and compassion. You can see it in the way staff stick around and in the industry awards they've picked up, like being named one of New Jersey's "Best Places to Work. When conversations about women's leadership, self-care, and trauma-informed workplaces come up, both Tara Chalakani and Ivy Slater share what it really means to lead by example—and why you have to pour from a full cup to do it well. Why nonprofit leadership in mental health matters now more than ever—because the pandemic pushed mental health to the forefront, breaking down stigma and sparking a national conversation about the care people really need. How Tara Chalakani shifts the idea of nonprofits as competitors and instead focuses on working together, showing how collaboration can better serve the shared mission of improving mental health. Dr. Tara Chalakani is a national mental health expert and dynamic leader. As the CEO of Preferred Behavioral Health Group, Dr. Chalakani leads a team of 500 employees providing quality mental health care, substance use treatment, and prevention services to almost 30,000 individuals a year, across New Jersey. In addition, Dr. Chalakani maintains a private psychotherapy practice and is currently an appointed Associate Professor at the Hackensack University School of Medicine, Dept. of Psychiatry and Behavioral Health. She has also taught Psychology and Mental Health Counseling curricula at the undergraduate and graduate level. Dr. Chalakani holds a doctoral degree in psychology with a concentration in behavioral health leadership, a master's degree in mental health counseling, and undergraduate degrees in nursing and psychology. All of her advanced degrees were earned while raising her children and working full-time. Dr. Chalakani is a frequent guest on national and local media outlets, public speaker, and co-host of the Welloff Podcast through iHeart Media. Dr. Chalakani is a regular contributor to Forbes, and the inaugural leader of the Forbes Nonprofit Council Women Executives group. She is most proud of her Puerto Rican heritage and her humble beginnings in Newark, NJ. All of her successes were achieved despite all the odds being stacked against her. For this reason, she is a champion of women, the marginalized, and strives to be a person that offers others a fighting chance at being who they were destined to become. Social Media: Dr. Tara: www.thedrtara.com LinkedIn: https://www.linkedin.com/in/dr-tara-chalakani-943a4721/ Instagram & TikTok: @thedrtara PBHG: www.preferredbehavioral.org All Social Media: @preferredbehavioral Podcast: www.welloffpodcast.com Social: @thewelloffpodcast    

Matt Cole, CEO of Strive, discusses corporate Bitcoin strategy, amplification tactics, surviving volatility, and why Bitcoin's 30%+ annual returns make it the ultimate hurdle rate for treasury companies in 2025. Matt Cole, Chairman and CEO of Strive Bitcoin Treasury Company joins us to talk about corporate Bitcoin treasury strategies, why he's structurally bullish on 30%+ annual returns, how Strive amplifies Bitcoin exposure through preferred equity without margin requirements, the pivot from ESG pushback to Bitcoin maximalism, and why removing capital gains taxes could make Bitcoin actual money in America. Subscribe to the newsletter! https://newsletter.blockspacemedia.com **Notes:** • Bitcoin expected 30%+ annual returns over 10-15 years • Strive manages $2B AUM across 13 ETFs • Matt's net worth in Bitcoin since 2016-2017 • 50% drawdowns expected as normal volatility • Preferred equity structure allows riding to $1 • Strategic Bitcoin reserve strengthens USA Timestamps: 00:00 Start 01:44 Vibes at Strive & BTC crashing 04:06 Treasury companies 07:36 What makes a "good" treasury company? 15:12 MSTR needs to catch up to Strive 20:51 Wall Street understanding 26:38 Credit rating innovation 29:59 ESG 35:33 Technical Bitcoin topics 42:15 2026 -

→ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our community on Patreon "The Holler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠" This episode is going to flip your hunting world upside down! We're back wtih Brian Slane, and this time, we go deep into his hunting system for Mature Ozark bucks. From weather-first stand selection to why the little spike buck may be your best intel during the rut, Brian breaks down the hidden rules mature bucks live by and how you can finally crack the code. Our Trusted partners for this episode: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Vortex Optics⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Industry leader in scopes, rangefinders, and binoculars ⁠⁠⁠⁠Maverik⁠⁠⁠⁠ - Adventure's first stop in the Ozarks ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Big Pete's Taxidermy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - High-quality work with quick turnaround ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pack Rat Outdoor Center⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Everything you need to start your next adventure 00:00 Derrick's "overnight" success 9:30 Drone research insights 23:00 Morning vs. Evening Movement 32:00 Mature Buck Bedding 40:00 Debunked Deer Myths What is The Ozark Podcast? In the Ozarks, people have always lived in rhythm with the natural world. Hunting, fishing, and living off the land, aren't just things we do, it's who we are. And though our lives are inextricably linked to the land we live on, we've never been more disconnected from it. So join us, as we travel across the region to bring you the voices of the Ozarks to deepen your connection with the land, sharpen your skills in the outdoors, and help you learn what it means to be an Ozarker. Our hosts are ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kyle Veit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Kyle Plunkett⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - and our producer is ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Daniel Matthews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Theme music: 'American Millionaire' by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JD Clayton⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Catch up with us on Instagram and Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theozarkpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PLEASE reach out to us with any recommendations or inquiries: theozarkpodcast@gmail.com

Marty sits down with Jeff Walton to discuss his transition from reinsurance to Bitcoin treasury strategies at Strive, their cashless acquisition of Semler Scientific, and how companies are revolutionizing corporate finance by building Bitcoin war chests through innovative capital market structures. Jeff on Twitter: https://x.com/PunterJeff Strive: https://strive.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/TFTCBitkey20 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/