Podcasts about Preferred

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Latest podcast episodes about Preferred

Late Confirmation by CoinDesk
BITCOIN SEASON 2: The Great Bitcoin Treasury Bubble

Late Confirmation by CoinDesk

Play Episode Listen Later Jun 21, 2025 36:15


Bitcoin treasury strategies are all the rage, but are they actually sustainable?You're listening to Bitcoin Season 2. Subscribe to the newsletter, trusted by over 7,000 Bitcoiners: https://newsletter.blockspacemedia.comWelcome back to Bitcoin Season 2! Today, Colin and Charlie talk about the explosive growth of Bitcoin treasury companies and their financial engineering strategies. They break down Strategy's convertible debt playbook, examine why these companies trade at premiums to their Bitcoin holdings, and debate whether this trend is sustainable or an elaborate house of cards waiting to collapse.Subscribe to the newsletter! https://newsletter.blockspacemedia.com**Notes:**• MicroStrategy holds 592,100 Bitcoin• Q1 2025 revenue: $111 million • Convertible notes have 0-1% interest rates• Bitcoin needs to drop way low for liquidation• Preferred shares pay 8-10% dividends• Annual obligations: $10-20 billionTimestamps:00:00 Start02:59 Strategy (formerly micro)10:42 Types of companies15:13 Preferred stock24:57 Closed end fund dynamics-

OverDrive
Dreger on McDavid's future in Edmonton, Ehlers' preferred options and Canadian teams seeking moves

OverDrive

Play Episode Listen Later Jun 18, 2025 18:13


TSN Hockey Insider Darren Dreger joined OverDrive to discuss the headlines around the offseason in the NHL, Nikolaj Ehlers' future in Winnipeg, the Panthers seeking to sign their star free agents, the Oilers' future and Connor McDavid's deal in Edmonton, Vancouver and Montreal making moves, teams getting in the mix and more.

#BHN Big Hairy News
#BHN Melanie Nelson on the RSB | Seymour v Swarbrick on Herald NOW | Hipkins Preferred PM

#BHN Big Hairy News

Play Episode Listen Later Jun 18, 2025 94:46


Joining us LIVE at 9pm is Melanie Nelson, licensed te reo Māori translator and interpreter, to chat about talk about "how the RSB could affect laws and regulation in your area – and what could change" Ryan Bridge hosted David Seymour and Chloe Swarbrick this morning talking why it is "good" to have expensive butter, sick leave and the MoH is advertising that the targets the Government had set for them are beginning to become a reality...or are they?A new poll is out tonight with a significant gap between Christopher Luxon and Chris Hipkins as preferred prime minister with Mr Luxon falling significantly. Also, while it's only one poll, it does continue a pattern of the left bloc growing and the right bloc is decreasing=================================Come support the work we're doing by becoming a Patron of ⁠⁠#BHN⁠⁠ www.patreon.com/BigHairyNews⁠=================================Merch available at www.BHNShop.nz Like us on Facebookwww.facebook.com/BigHairyNews Follow us on Twitter.@patbrittenden @Chewie_NZFollow us on BlueskyPat @patbrittenden.bsky.socialChewie @chewienz.bsky.socialEmily @iamprettyawesome.bsky.socialMagenta @xkaosmagex.bsky.social

Coin Stories
Dylan LeClair on Bitcoin Corporate Treasury Revolution: Metaplanet's Success, Strategy's New Preferred Stocks and Fixing the Capital Markets

Coin Stories

Play Episode Listen Later Jun 17, 2025 52:34


In this episode, Natalie Brunell chats with Dylan Leclair, Director of Bitcoin Strategy at Metaplanet. What you'll learn: Why Metaplanet transitioned away from hotels to a Bitcoin-first strategy   Tax advantages for Bitcoin equities based in Japan Why Metaplanet has been issuing strike warrants Metaplanet's 555 Million Plan How Michael Saylor is "fixing" the capital markets What are Strategy's $STRF, $STRK, and $STRD instruments? Why Dylan is bullish on $SMLR and other corporate Bitcoin treasuries ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Coin Stories is also powered by Bitdeer Technologies Group (NASDAQ: BTDR) is a publicly-traded leader in Bitcoin mining and high-performance computing. Learn more at https://www.bitdeer.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES  River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie   Earn 2-4% back in Bitcoin on all your purchases with the orange Gemini Bitcoin credit card: https://www.gemini.com/natalie   Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput= Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto      ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

She Who Dares
295. (AMA) How Do I Get on Venue Preferred Lists?

She Who Dares

Play Episode Listen Later Jun 17, 2025 19:48 Transcription Available


You didn't start your business to stay stuck. If you're ready to finally hit 6 or 7 figures WITHOUT burning out — book a call with our team → https://weddingproceo.com/applicationGetting ghosted by venues when you ask to be on their preferred list? It's not you—it's your approach. In this episode, I'm sharing my real strategy behind becoming a go-to vendor at your favorite venues (without begging, bribing, or blending in).  If you're ready to stop chasing referrals and start building relationships that actually lead to bookings, this one's for you. The (FREE!)ASSUME Sales Training: 2x your wedding bookings in 30 days—step by step. Thousands of wedding pros have already used it to land more clients immediately! http://weddingproceo.com/freetrainingorg========================= EPISODE SHOW NOTES BLOG & MORE:https://weddingproceo.com/how-to-get-on-venue-preferred-list/========================= Thank you for tuning in to this episode of the Wedding Pro CEO Podcast. If you find these strategies helpful, make sure to share this episode with your fellow wedding pros. And remember, in the world of weddings, it's all about building genuine relationships and showcasing your best work. Until next time, keep shining, CEOs!PLEASE SUPPORT THE PODCAST! LEAVE A REVIEW HERE: https://ratethispodcast.com/swdHave a question you'd like Brandee to answer? Ask here: http://bit.ly/3ZoqPmz=========================Take the Wedding Pro CEO's free GAP assessmentSupport the show

Pest Control Millionaire
PCM 128 | Griffin Thomas of Preferred Pest Management

Pest Control Millionaire

Play Episode Listen Later Jun 17, 2025 68:06


Griffin Thomas is the owner of Preferred Pest Management (https://preferredpestmanagement.org/) as well as Griffin Thomas Inc.Check out his Youtube!: https://www.youtube.com/@GriffinThomasMFCEOThe Pest Control Millionaire Podcast is all about helping small business owners scale their lawn and pest companies by talking to experts in the service industry.For business coaching and mentorship, visit pestcontrolmillionaire.com.Send your business and entrepreneurship questions to info@pestcontrolmillionaire.com and we'll answer them on the show!Produced by Sofia Salaverri and Dalton Fisher, Fisher Multimedia LLCFisherMultiMedia.com

The Modern Hotelier
#164: Inside the Biggest Independent Hotel Brand, Preferred Hotels & Resorts | with Lindsey Ueberroth

The Modern Hotelier

Play Episode Listen Later Jun 17, 2025 49:41


On this episode, we sit down with Lindsey Ueberroth, CEO of Preferred Hotels & Resorts. From her family's bold acquisition of the brand to her leadership in shaping global luxury travel trends, Lindsey shares a candid look into what it takes to lead with purpose, evolve with the market, and inspire a new era of independent hospitality.With over 100 countries under her belt and a passion for curating meaningful travel, Lindsey offers insights that will resonate with hoteliers, entrepreneurs, and experience-driven brands alike.Key Topics Discussed:How Preferred Hotels & Resorts was acquired and revitalizedThe 2015 rebrand and the creation of the brand's five hotel collectionsBuilding a points-based loyalty program that works for independentsWhy more hotels are de-flagging and choosing independenceHow to foster authenticity while maintaining consistent qualityTune in to hear how Lindsey is redefining what it means to lead in the world of independent luxury travel.Watch the FULL EPISODE on YouTube: https://youtu.be/5PeDfzFA2VQ This episode is sponsored by Actabl: https://actabl.com/Join the conversation on today's episode on The Modern Hotelier LinkedIn pageThe Modern Hotelier is produced, edited, and published by Make More MediaLinks:LinkedIn: https://www.linkedin.com/in/lindseyueberroth/Preferred Hotels: https://preferredhotels.com/Luxury Travel Report: https://preferredhotels.com/bulletin/preferred-hotels-resorts-launches-luxury-travel-report-2025For full show notes head to: https://themodernhotelier.com/episode/164Follow on LinkedIn: https://www.linkedin.com/company/the-...Connect with Steve and David:Steve: https://www.linkedin.com/in/%F0%9F%8E...David: https://www.linkedin.com/in/david-mil.

Tobin, Beast & Leroy
(Full EP.) Florida Panthers 1 Win Away From Cup! Miami Heat Reportedly A Preferred Team Of Kevin Durant

Tobin, Beast & Leroy

Play Episode Listen Later Jun 16, 2025 152:14


(HR.1) Father's Day Weekend proves Panthers are Oilers "Papa". Lead series 3-2 The guys recap their Father's day weekend festivities Leroy clues us in on the winner of the latest PGA tournament Panthers 1 win away from hoisting Lord Stanley after 5-2 dismantling of the Oilers Tobin details his experience calling Dirty Boxing while attempting to enjoy the Panthers Win On top of all that, Kevin Durant's preferred trade destination is revealed while Ole Tobe's is on Air We hear Brad Marchand's Goal Calls following his amazing performance The guys take a look at the odds of the Conn Smythe Trophy Winner Will Sam Bennett or Brad Marchand take it home or Will the NHL pull another fast one and go McDavid? How much did the 1 day trip to Edmonton affect the fatigue of both teams Leroy Calls back to the brutal road stretch the Cats faced early on this season Leroy breaks down his Hot Tub watching scenario as he continues to follow his tradition We get unsettling news about the status of the Panthers ceremonial Drum Banging Tobin issues rules and regulations for the tradition ahead of Game 6 We get the Real facts on the Dolphins record while banging the Drum for the Cats Tobin explains the significance of following superstitions on the road to victory Paul Maurice discusses the chemistry between Bennett & Marchand Brad discusses his highlight worthy goal The guys discuss Edmonton's troubled Goalie situation (HR.2) HEAT listed as 1 of 3 preferred destinations for Kevin Durant Marlins sweep Nationals! While Shohei Ohtani returns to pitching Memphis Grizzlies pick up a haul from the Orlando Magic while dealing Desmond Bane The guys are shocked that the 3rd best Grizzlies player went for 4 draft picks Tobin compares this situation to that of the Rudy Gobert or Mikal Bridges trade What will be the ripple effect for the teams involved and the league as a whole Show Pony continues to stress how Good Desmond Bane is, while still being baffled by his trade value Tobin gives us his POV from this weekend's Dirty Boxing event as he fights off Whale Noise instincts Shams reports HEAT in KD's top 3 trade destinations. We dive into this report Tobin feared HEAT were out of KD race following photo showing Jimmy Butler & Kevin Durant together in Paris Tobes explains the difference between the Jimmy Butler situation last year and KD's situation this year We get into a deeper conversation comparing the Two superstars We close the Hour out with Leroy's Game Balls and Game Bums! Leroy gives a shoutout to JJ spawn for his victory this weekend He then calls out the media for babying the Oilers in their coverage of the Stanley Cup Final Leroy Commends the Cats for being Battle tested in the finals Tobin is tickled by the Selfie he took this weekend with the GOAT We check in on the Jalen Ramsey sweepstakes as the trail has seemed to go cold Leroy explains why Chris Grier was so transparent when discussing Ramsey's situation We take some time to discuss Jon Bones Jones and his legacy (HR.3) Stephen A. Smith Caught Red Handed! Tobin gives us our latest headlines as we get pumped for Game 6! We take time to drink the TNT broadcast's tears as they "Weep" for the Oilers Windy reports Suns unhappy with all current offers for Kevin Durant Leroy Laughs at the arrogance of the New York Knicks We review the offers on the table for KD and determine what it will take to reel in the big fish Is acquiring Durant as simple as the HEAT giving up Kel'El Ware? Are we witnessing the new standard in the NBA in regards to managing 3 superstars Stephen A. Caught in 4k! The world renowned sports analyst is caught playing Solitaire during the NBA finals He then Lies about the timing of his unfortunate photo We discuss how bad of a look this is for him and the NBA Panthers speaking at the moment, we peak into the presser Mathew Tkachuk speaks on Bobrovsky's value and how he was told there was 50% chance he'd miss playoffs Tkachuk describes the home town support Paul M ...

Tobin, Beast & Leroy
(HR.2) HEAT listed as 1 of 3 preferred destinations for Kevin Durant

Tobin, Beast & Leroy

Play Episode Listen Later Jun 16, 2025 42:01


Marlins sweep Nationals! While Shohei Ohtani returns to pitching Memphis Grizzlies pick up a haul from the Orlando Magic while dealing Desmond Bane The guys are shocked that the 3rd best Grizzlies player went for 4 draft picks Tobin compares this situation to that of the Rudy Gobert or Mikal Bridges trade What will be the ripple effect for the teams involved and the league as a whole Show Pony continues to stress how Good Desmond Bane is, while still being baffled by his trade value Tobin gives us his POV from this weekend's Dirty Boxing event as he fights off Whale Noise instincts Shams reports HEAT in his top 3 trade destinations. We dive into this report Tobin feared HEAT were out of KD race following photo showing Jimmy Butler & Kevin Durant together in Paris Tobes explains the difference between the Jimmy Butler situation last year and KD's situation this year We get into a deeper conversation comparing the Two superstars We close the Hour out with Leroy's Game Balls and Game Bums! Leroy gives a shoutout to JJ spawn for his victory this weekend He then calls out the media for babying the Oilers in their coverage of the Stanley Cup Final Leroy Commends the Cats for being Battle tested in the finals Tobin is tickled by the Selfie he took this weekend with the GOAT We check in on the Jalen Ramsey sweepstakes as the trail has seemed to go cold Leroy explains why Chris Grier was so transparent when discussing Ramsey's situation We take some time to discuss Jon Bones Jones and his legacy

Brian Windhorst & The Hoop Collective
NBA Finals Game 5 Preview + Grizzlies trade Desmond Bane to Magic & Kevin Durant's Preferred Trade Destinations

Brian Windhorst & The Hoop Collective

Play Episode Listen Later Jun 15, 2025 62:21


Brian Windhorst is joined by ESPN's Tim Bontemps and Tim MacMahon to preview Game 5 of the NBA Finals between the OKC Thunder and Indiana Pacers from the Tipsy Tiki in Oklahoma City, Oklahoma. The guys break down SGA's controversial clutch shot, the refereeing in Game 4 and the trends you need to look out for in Game 5 including 3-point shooting, the Thunder's screening, the key player for the Pacers and more. Then, the guys break down the significance of Desmond Bane being traded from Memphis to Orlando and what it signifies going forward for both teams. Finally, the crew debates if Kevin Durant's 3 preferred trade destinations will work for the Suns as well. Learn more about your ad choices. Visit podcastchoices.com/adchoices

NBA on ESPN
The Hoop Collective: NBA Finals Game 5 Preview + Grizzlies trade Desmond Bane to Magic & Kevin Durant's Preferred Trade Destinations

NBA on ESPN

Play Episode Listen Later Jun 15, 2025 62:21


Brian Windhorst is joined by ESPN's Tim Bontemps and Tim MacMahon to preview Game 5 of the NBA Finals between the OKC Thunder and Indiana Pacers from the Tipsy Tiki in Oklahoma City, Oklahoma. The guys break down SGA's controversial clutch shot, the refereeing in Game 4 and the trends you need to look out for in Game 5 including 3-point shooting, the Thunder's screening, the key player for the Pacers and more. Then, the guys break down the significance of Desmond Bane being traded from Memphis to Orlando and what it signifies going forward for both teams. Finally, the crew debates if Kevin Durant's 3 preferred trade destinations will work for the Suns as well. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The North Shore Drive
Paul Zeise Live: Adam Schefter says Steelers preferred Matthew Stafford to Aaron Rodgers

The North Shore Drive

Play Episode Listen Later Jun 13, 2025 30:03


Post-Gazette sports columnist Paul Zeise reacts to the day in Pittsburgh sports news LIVE around 5 p.m. from the U.S. Open at Oakmont Country Club. He gives his thoughts on a report by ESPN's Adam Schefter that Aaron Rodgers was actually the Steelers' third choice at QB and that the team preferred Justin Fields and the Los Angeles Rams' Matthew Stafford before turning to the veteran. He also has some closing comments on minicamp with T.J. Watt's contract dispute still unresolved. Later, Paul talks U.S. Open, as top names like Rory McIlroy, Scottie Scheffler and Bryson DeChambeau continue to chase J.J. Spaun on the leaderboard.

The Derm Vet Podcast
276. Grab Bag: pesky pyoderma

The Derm Vet Podcast

Play Episode Listen Later Jun 12, 2025 16:28


I love hearing the information you want to know! This week... I answered questions you submitted on an Instagram question sticker about pyoderma. Why does it happen? Is cytology really that necessary (hint: YES!)? When to culture?Learn the answers to your pesky pyoderma questions on this week's episode of The Derm Vet podcast!TIMESTAMPS00:00 Intro01:09 What is the cause of Pyoderma?02:54 Why does the crust build up?03:42 Is it necessary to collect cytology if you see pustules?05:37 JAK inhibitors aren't labeled for pyoderma, is that correct?07:24 Cephalexin09:09 Standard length of time for antibiotics11:52 Preferred topical treatment13:41 When do you decide to perform a bacterial culture?15:28 Outro 

Mary Gostelow Girlahead Podcast
Lindsey Ueberroth - CEO of Preferred

Mary Gostelow Girlahead Podcast

Play Episode Listen Later Jun 12, 2025 15:48


Lindsey Ueberroth, custodian and CEO of Preferred, widens the family-owned hospitality giant's global impact.

You Know I'm Right
You Know I'm Right, Episode 340: WWE Tag Team Champion Raquel Rodriguez

You Know I'm Right

Play Episode Listen Later Jun 11, 2025 45:18


On the 340th episode of You Know I'm Right, Nick Durst and Joe Calabrese are joined by one half of the WWE Women's tag team champions, Raquel Rodriguez to discuss: - First app she checks in the morning - Preferred airline and how many frequent flyer miles does she have? - Playing college basketball at Texas A&M–Kingsville Javelinas and then Sam Houston State University where she continued her collegiate basketball career, and she earned her bachelor's degree in Mass Communication - Growing up in Texas and having a father (Rick Gonzalez) who was a pro wrestler - Wrestlers that inspired her to get into wrestling - Starting wrestling school and then briefly working on the independent circuit - How did she end up in the WWE Performance Center and NXT - Winning the NXT women's title - Getting called up to the main WWE roster, was she nervous? - Tagging with Liv Morgan and ultimately color coordinating for Wrestlemania - Show day routine - Favorite cities - Traveling with the championship title - First time seeing her WWE shop page, action figure and herself in a video game - A celebrity she would like to wrestle - You Know I'm Right moment https://linktr.ee/youknowimright Follow our show on instagram - instagram.com/YKIRPodcast Like our show on facebook - https://www.facebook.com/YouKnowImRightPodcast Follow our show on twitter - twitter.com/YKIRPodcast Follow Nick on twitter - twitter.com/Nick_Durst Follow Joe on twitter - twitter.com/JCalabrese1

Not Reserving Judgment
Episode 89: Liberals could exempt preferred projects from ANY law. Plus, Ontario's 'anti-woke' education bill.

Not Reserving Judgment

Play Episode Listen Later Jun 11, 2025 24:42


On Episode 89, we tell you about the Liberals' plan to exempt big projects from any federal law without Parliamentary approval, Ontario's plans to reduce wokeness in education, and the shameful response to complaints about a Charlie Hebdo cartoon on an exam in Manitoba. Stories and cases discussed in this week's episode: Government rejects Bloc's call to split internal trade, major projects legislationWhat federal Bill C-5, the One Canadian Economy Act, is all aboutNo jail time for B.C. man with ‘relatively modest' child porn collection, judge rules'Wound is opened up again' after exam features controversial Charlie Hebdo cover: Muslim community leaderBill 33, Supporting Children and Students Act, 2025Not Reserving Judgment is a podcast about Canadian constitutional law hosted by Josh Dehaas, Joanna Baron, and Christine Van Geyn. The show is brought to you by the Canadian Constitution Foundation, a non-partisan legal charity dedicated to defending rights and freedoms. To support our work, visit theccf.ca/donate.

Baltimore's Big Morning Show
Are you surprised to hear the Steelers preferred Fields over Rodgers?

Baltimore's Big Morning Show

Play Episode Listen Later Jun 10, 2025 8:11


Ed, Rob, and Jeremy took some time from Tuesday's BBMS to discuss the recent reports that Aaron Rodgers was Pittsburgh's 3rd choice behind Matt Stafford and Justin Fields. Is that a bad omen for the start of the Rodgers era?

Oddly Influenced
E50: the preferred level of abstraction (a nugget)

Oddly Influenced

Play Episode Listen Later Jun 7, 2025 16:00


We see a creature near us, and we describe it as a dog. Why that and not "mammal" or "animal"? And if that dog's a Springer Spaniel, and we know it's a Springer Spaniel, why do we nevertheless call it a "dog"? In an apparent digression, I discuss the idea in cognitive science of a "basic level of categorization" (or abstraction). While we construct hierarchies and taxonomies, we tend to operate at one specific level: one that's not too abstract and not too concrete. SourcesGeorge Lakoff, Women, Fire, and Dangerous Things: What Categories Reveal about the Mind, 1987.Gregory L. Murphy, The Big Book of Concepts, 2002.Daniel Kahneman, Thinking, Fast and Slow, 2024. CreditsThe image of the dog and cat is via https://fondosymas.blogspot.com. It is licensed as Reconocimiento-NoComercial-CompartirIgual 3.0 España.

Law School
Business Associations Lecture Three: Corporations (Part Two)

Law School

Play Episode Listen Later Jun 7, 2025 35:14


This lecture provides a comprehensive overview of corporations, a key business structure defined as a separate legal entity with characteristics like limited liability for owners, centralized management, and continuity of existence. It outlines the historical context, the formation process involving filing articles of incorporation and holding an organizational meeting, and the typical corporate structure with shareholders, directors, and officers. The lecture also explores different types of corporations, the concept of piercing the corporate veil, the fiduciary duties of duty of care and duty of loyalty owed by directors and officers (including the business judgment rule), and common shareholder rights including derivative suits. Additionally, it touches on securities regulation for publicly traded companies, how corporations engage in corporate finance through equity and debt, various corporate governance mechanisms, practical scenarios illustrating key doctrines, and important doctrinal debates, policy considerations, and criticisms and reform proposals related to corporate law.Limited liability means that shareholders are generally not personally responsible for the debts or obligations of the corporation, limiting their risk to their investment amount.The board of directors sets corporate policy, appoints officers, and oversees major corporate decisions, providing centralized management.The foundational document filed with the state to create a corporation is called the articles of incorporation (or charter/certificate of incorporation).In a publicly held corporation, the shareholders are the owners.Piercing the corporate veil allows courts to hold shareholders personally liable for the corporation's debts in certain circumstances, typically involving fraud or injustice.The two core fiduciary duties are the duty of care and the duty of loyalty.The business judgment rule protects directors from liability for good-faith decisions made on an informed and rational basis, even if they turn out poorly.Derivative suits are lawsuits brought by shareholders on behalf of the corporation against directors or officers, and any recovery goes to the corporation.Insider trading is the illegal practice of buying or selling securities based on nonpublic material information.Preferred shareholders typically have priority over common shareholders for dividends and liquidation proceeds, while common shareholders usually have voting rights that preferred shareholders may lack.

Dave and Dujanovic
City council candidate can't use preferred name on ballot

Dave and Dujanovic

Play Episode Listen Later Jun 6, 2025 10:22


A city council candidate in South Jordan is facing issues with having her preferred name on the ballot, due to a new state law.. New Hosts of Inside Sources starting on June 9th, Greg Skordas and Holly Richardson, share their insight.

The Derm Vet Podcast
275. Advice from a dermatopathologist

The Derm Vet Podcast

Play Episode Listen Later Jun 5, 2025 37:09


This episode of the podcast welcomes Dr. Kelly Keating, DACVP, DACVD. Dr. Keating sees clinical dermatology cases in Las Vegas and reviews dermatopathology. So, she has experience collecting the biopsy samples herself and reading them!Dr. Keating provides insight on how to maximize your histopathology findings and work with your dermatopathologist to get a diagnosis. Nobody wants to get back non-specific inflammation!You can go to https://www.animaldermatology.com/dermatopathology-services if you are interested in submitting to Animal Dermatopathology Services!TIMESTAMPS00:00 Intro01:13 Most common mistakes you see with submissions to skin biopsy?04:46 How much does having a submission of history help you when you do get a sample?09:21 Tips for general practitioners who are submitting biopsies12:04 Tips for mass removals14:46 Site selection18:28 Biopsy an ulcer20:14 Preferred withdrawal time24:25 How often do you see infections covering up what you need to see?27:40 What are special stains?30:05 Tissue Culture explanation 33:18 Biopsy Ear Tips35:10 Where people can send Dr. Keating samples36:47 Outro

Sustainable Winegrowing with Vineyard Team
274: Beyond Foxy: The Case for Hybrid Winegrapes

Sustainable Winegrowing with Vineyard Team

Play Episode Listen Later Jun 5, 2025 38:30


Can hybrid grapes revolutionize the wine world? Adam Huss — Host of the Beyond Organic podcast and Co-owner of Centralas Cellars breaks down what a hybrid truly is, explaining how traditional breeding — and nature itself — has long crossed grape species. With over 70 grape species worldwide, today's modern hybrids are the result of generations of crossing, backcrossing, and innovation. We explore the impact of WWII on agriculture, France's ban on hybrids in appellation wines, and why developing new hybrids is critical for disease resistance, flavor discovery, and more sustainable farming. Plus, Adam shares insights into trialing the “married vine” system — a potential game-changer for soil health, pest management, and flavor expression. Resources:         135: Cold Hardiness of Grapevines 217: Combating Climate Chaos with Adaptive Winegrape Varieties 227: Andy Walkers' Pierces Disease-Resistant Grapes are a Success at Ojai Vineyard Adam Huss – LinkedIn Centralas Organic Wine Podcast South Central Los Angeles Couple Opens New Winery Dedicated to Organic Values, Transparency, Inclusion Wine's F- Word Vineyard Team Programs: Juan Nevarez Memorial Scholarship - Donate SIP Certified – Show your care for the people and planet   Sustainable Ag Expo – The premiere winegrowing event of the year Vineyard Team – Become a Member Get More Subscribe wherever you listen so you never miss an episode on the latest science and research with the Sustainable Winegrowing Podcast. Since 1994, Vineyard Team has been your resource for workshops and field demonstrations, research, and events dedicated to the stewardship of our natural resources. Learn more at www.vineyardteam.org.   Transcript [00:00:03] Beth Vukmanic: Welcome to Sustainable Wine Growing with Vineyard Team, where we bring you the latest in science and research for the wine industry. I'm Beth Vukmanic, Executive Director [00:00:13] In today's podcast, Craig Macmillan, critical resource manager at Niner Wine Estates with longtime SIP Certified Vineyard in the first ever. SIP Certified Winery speaks with Adam Huss, host of the Beyond Organic Podcast and co-owner of Centralis Cellars. [00:00:32] Adam breaks down what a hybrid truly is, explaining how traditional breeding and nature itself has long crossed grape species with over 70 grape species worldwide. Today's modern hybrids are the result of generations of crossing, backcrossing, and innovation. [00:00:50] We explore the impact of World War II on agriculture, France's ban on hybrids and Appalachian wines, and why developing new hybrids is critical for disease resistance, flavor discovery, and more sustainable farming. [00:01:03] Plus, Adam shares insights into trialing the married vine system, a potential game changer for soil health, pest management, and flavor expression. [00:01:12] When Lizbeth didn't get into nursing school on her first try, she could have given up. Instead, she partnered with her mentor Alex, to make a new plan, attend classes part-time, build up her resume and get hands-on hospital work experience. Now Lizbeth has been accepted into Cuesta College's nursing program and her dream of becoming a nurse is back on track. [00:01:36] Lizbeth is a Vineyard Team, Juan Nevarez Memorial Scholar. You can help more students like her who are the children of Vineyard and winery workers reach their dreams of earning a degree by donating to the Juan Nevarez Memorial Scholarship. Just go to vineyardteam.org/donate. [00:01:53] Now let's listen in. [00:01:58] Craig Macmillan: Our guest today is Adam Huss. He is the host of the Beyond Organic Podcast and also co-owner of Centralis Winery in Los Angeles, California. And today we're gonna talk about hybrid grape varieties. Welcome to the podcast, Adam. [00:02:11] Adam Huss: Thanks, Craig. I really appreciate it. Thanks for having me. [00:02:17] Craig Macmillan: So let's just start with the basics. What are hybrid grape varieties? [00:02:22] Adam Huss: I should also say I'm a fan of your podcast as well, so it's really fun to be here. [00:02:26] Craig Macmillan: Thank you. Thank you. [00:02:28] Adam Huss: Been listening for a while. So hybrids, I mean, it's really simple. It's funny, I see stuff on Instagram sometimes where people just are so misinformed and they think that, you know, hybrid means like GMO or something like that. [00:02:41] A hybrid simply is just, you take pollen from grape X, you put it on flowers from grape y, and if those two grapes are from different species, you have a hybrid. If they're from the same species, you just have a cross, and this is something that has been part of traditional breeding since forever. It's also what happens naturally in the wild. [00:03:00] Or I hate, I actually just use two words I try not to use at all, which is like natural and wild, but in forests and streams forests and backyards without human intervention, these pollen get exchanged by wind and everything else and have led to, you know, some of the more. Old popular varieties of grapes that are, considered hybrids that we know of now, like Norton and Isabella and Kaaba. [00:03:23] Nobody actually crossed them. They just happened. So yeah, that's, that's a hybrid. It's very simple. [00:03:29] Craig Macmillan: That's what they are, what aren't they and what are some of the myths surrounding them? [00:03:33] Adam Huss: yeah, great question. You can't generalize about hybrids. Generally speaking. So that's really important thing for people to wrap their heads around, which is because. You know, we'll get into this, but so much, so many hybrids are, and just hybrids in general, are wrapped up in prejudice because we live in this sort of viniferous centric wine world. [00:03:56] You know, , those of us who are in wine, but there, you just can't generalize. The qualities of hybrids are just like humans. Like it depends on what your parents are. You know, you, you get different things every time you mix 'em up and you're not like your brother or sister. If you have a sibling, you know you're gonna be different from them even though you have the same parents. [00:04:13] So that's the same thing happens with grapes. There's genetic diversity and mutation happens and. For hybrids, , the possibilities, the potentials are literally infinite. It's pretty incredible to know that possibility exists. There are over 70 species of grapes on earth besides vitus vara, and if you cross any of those two varieties, yeah, you'll get a genetic cross that's 50 50 of, of two different species. [00:04:40] But that. Within that you could do that cross again and get a different variety of grape, even with the same cross. So it's just amazing. [00:04:51] The modern hybrids that are now out there are. Often multi-species crosses and have been crossed. Generationally again and again and back crossed and recrossed. And so, you know, I was just looking at a hybrid grape that had five species of grapes in its family tree. I mean, there are family trees that would make the royals blush, honestly, in some of these hybrids. [00:05:11] So it's not, it's not something that is just, can be just said. You can say one thing about it or that. And, and the idea of hybridizing doesn't imply anything at all, really, like it is just this process that happens that we've been doing for a long time. This might be a good thing to dispel some of the prejudices. [00:05:34] You know, something like the word foxy often gets thrown around when we start talking about hybrids. I did a whole podcast about this what's really interesting, I just brought this word up to a, a young couple here in LA who are growing grapes and they, they had no idea what I was talking about. [00:05:49] So that's kind of encouraging. Like in, in the younger generations, these prejudices and some of these words that we inherited from the last century , are dying out truly. Which is great, but it still persists and you still hear it a lot and. If anybody goes online and researches some of these grapes, so much of the information available online is actually still misinformation and prejudiced because it comes from this vinifirous centric culture. [00:06:15] And so it's really important for people to understand that like foxy is not what it sounds like. It sounds like it would be this animalistic, musky, maybe scent gland tinged aroma, flavor thing, but. If you taste the grapes that are known as foxy and you go, you know, start researching this by tasting, you'll find that it's actually kind of delicious. [00:06:37] It's usually fruity and you know, candy like strawberry raspberry flavors. And for those of us in the US. It's often something we associate with Grapiness because of Welchs. And the flavors of Welchs, which come from the Concord grape, which is a Foxy grape, are these grapey flavors that we grew up with. [00:06:57] This sense of like grape candy and stuff like that. And that's a lot of times what you find in these, but again, it depends a lot on. The level of the compounds that are in that specific hybrid. Again, you can't, you can't generalize. And just like with anything, if you mix different compounds together, you'll get these nuances and you might have some of that flavor or aroma, but it'll be blended with other things. [00:07:17] And so it takes on new characteristics. So it's way more complex than just thinking like a. All grapes that are hybridized are foxy. That's absolutely not true. Or that foxy is this monolithic thing or that foxy is bad. None of those are true. And then really the other thing to realize is in. Grapes in the native North American varieties of species of grapes. [00:07:41] There's really only one that has been used traditionally in grape breeding and hybridization that has these flavors. And that's Vitus labrusca. It just happened to be used quite a bit because it's endemic to the East coast where a lot of the Europeans who started all this breeding were living and, and it was, you know, very readily apparent in the forest of the East coast. [00:07:59] So that. Got used a lot and it's also got a lot of great qualities of fungal resistance and stuff like that. Muscadine is the other grape that has it, but it's got a different genetic structure so it doesn't get crossed a lot or hybridized a lot. [00:08:11] Craig Macmillan: So like, what are the advantages of hybrids where you take vinifira and you cross it with a Native American indigenous grape? What are the benefits? [00:08:21] Adam Huss: Yeah. Another great question. Just , the historical perspective on this is really important. I think. So, you know, Europeans came here a couple hundred years ago, and eventually they brought some of their favorite plants over, one of which were their grapes. And what they noticed right away is that their grapes, I. [00:08:38] Suffered and died without exception, just across the board. Anything they brought over grape wise just kept dying, kept dying. You know, many people tried for a century at least, you know, including people like Thomas Jefferson, people with enormous amounts of resources, and they just failed. They failed to grow these grapes. [00:08:56] Meanwhile, you know, these things like. Norton, this, these hybridized grapes started developing and people noticed like, oh, this grape, it's crossing with some of , the local varieties and it's doing really well. So they began to realize, like they didn't know then that part of, one of the benefits that you get is phylloxera resistance, for example. [00:09:16] But that was a big one and came to save, you know, Europe's wine industry at the end of the 19th century. But also you have these grapes that . Evolved with the fungal pathogens of this, of these climates of North America and other places around the planet. So they've developed resistance and tolerance for all these things. [00:09:38] And so when you cross them with vinifira, you get some of the desirable characteristics that you might like from Vera, and hopefully you'll get some of that, you know, hardiness and fungal resistance and some of the other, just. General benefits of having hybridized interesting new flavors and characteristics [00:09:56] Craig Macmillan: have you seen some examples of this in your, in your travels? [00:10:01] Adam Huss: the fungal resistance and things like [00:10:03] Craig Macmillan: resistance or Pierces disease resistance or anything like that. [00:10:07] Adam Huss: Oh yeah. I mean, I. Whew, so many. I mean, the fact that people can grow grapes organically in Vermont for example, relies almost entirely on hybrids. You know, first of all, they have extremely cold winters there. They have extremely wet, hot, humid summers there. And if you try to grow vinifera there the only way to do it is with chemicals and, and a lot of heartache and, and high risk agriculture. [00:10:35] But here we have somebody like Matt Niess, who's working entirely with hybrids, with his winery, north American Press, and basically he's not using any sprays in any of his vineyards in here in California because these. These grapes have genetics that developed for resistance to the fungal pathogens of the East Coast. [00:10:55] And so you bring them to this nice dry, you know, Mediterranean climate, they're just like, they're crazy. They're like you know, they're, you can basically spray free now. I mean, some people have a problem with zero sprays because they don't want things to develop, but he has a 70-year-old baco noir vineyard, for example, that's in like a wet region in Sonoma that. [00:11:18] He has never sprayed and it's pumping out grapes and looking beautiful every year. And the really interesting thing about it's, there are some inter plantations of vinfiera in that like somebody. Planted something. Maybe it was Pinot Noir in with the Baco. It's like one every, you know, like there's only a few, a handful of these scattered throughout the acre of the Baco noir, and you can tell which ones those are every year because they're just decimated by mildew by the end of the year, whereas the Baco is just spotless and beautiful. [00:11:46] So that's a really like obvious, [00:11:49] Craig Macmillan: What are the wines like? The bako noir? I've never had a bako noir. [00:11:53] Adam Huss: Oh, his wines. Well, so Baco is nice. It's, I mean, it's higher acid. It's almost like a high acid. Gosh, I don't know what, it's hard. I, I, I hate to go down the rabbit hole of like trying to compare it to a vinifira, but it is unique. But it's a deep red almost interior, like with deep purple, higher acid flavors, but pretty balanced, really luscious. Dark fruited flavors maybe a little. Like Syrah, like meatiness, there may be a touch. You might find that it depends on the year. He's had a couple different vintages, so it's been really interesting to see. I'm, I'm kinda like loving following that year by year, seeing the vintage variation and what. [00:12:35] Different things come out because nobody's really doing this. Nobody's, nobody's experimenting with these. So we don't really know how they'll do in, in California other than what he's doing. And just a couple other growers. But he also this year introduced awba for the first time back into California. [00:12:50] The last catawba Vines were ripped out of California in like the sixties, and he, planted some and finally was able to harvest a crop this year and released what was once. California, I mean, the America's most popular wine from the Ohio River Valley is sparkling catawba, and it's like pink and just delicious, beautiful, beautiful stuff. [00:13:10] If I can step back, I think a lot of the discussion of hybrids, again, comes from this perspective of vinifira culture and how do we. Help vinifera become better. How do we use these hybrids as a tool to help, you know, this sort of vinifira centric culture? But I, I would, I'd like to reframe it. [00:13:31] I think a better way to look at this is hybridization is kind of just what we always do with agriculture. It's how you evolve and adapt your agriculture. Ecologically in the absence of modern chemistry that we have. So like before World War ii, and part of, and this is part of the history, France's history too, is like, you know, we had RA decimating their, their vineyards as well as. , we didn't just bring phylloxera back from North America, we brought BlackRock, Downey mildew, powdery mildew. So , their vines were just like dying. Like they were just dying. And so there was this urgent need and a lot of the hybridization, a lot of, some of our, you know, hybrids like Save El Blanc and things like that. [00:14:15] Came from French breeders who were just trying to save the French wine industry. Like they just wanted to have wine, let alone vinifira. You know, it was that. It was pretty bad at the end of that set, you know? And so they developed these new things and then we, you know, things like Isabella and catawba and things like that were coming over from North America, some of our hybrids that came from here, and pretty soon they had these really productive, really hardy vines with new, interesting flavors that. [00:14:41] People kinda liked 'cause they are like fruity and delicious and interesting and new and, and if you're a farmer and you have less inputs and you get a more productive, like higher yields on your vine, like, it's just kind of a no-brainer. And so people were just planting these things. They really were taking off. [00:14:59] And in 1934, the French were like, whoa, whoa, whoa. Like our, our, first of all, our. Ancient vinifera cultures are going to be completely diluted, but second of all, we're gonna devalue the market 'cause we're gonna have all this like, it's too abundant, you know? So they made, in 1934, they made hybrids illegal in the French Appalachians. [00:15:17] And so that legacy is something that still sticks with us. Of course then World War II happened and we. Didn't really pay much attention to wine at all 'cause we were just trying to survive. But once World War II was over and the the war machine transferred into the pesticide and industrial agricultural machine, the French realized they could keep Vera alive on root stocks of American hybrids or American native varieties by spraying them with these new novel chemistry chemicals. [00:15:49] And so then they started enforcing the ban on hybrids because they could, and they knew they could have the, this alternative. And so that's when you saw like they had their own sort of version of reefer madness where you, you saw a lot of misinformation and hyperbole and outright propaganda and lies about these, these grapes because they were trying to get them out of French vineyards. [00:16:10] It's important to realize that Ban the EU just lifted the ban on hybrids in Appalachian wine in 2021. So it's kind of not surprising that some of these prejudices and misinformation still persist today. We're not too far away from that. I. [00:16:26] Craig Macmillan: And, and why was the band lifted? Do you know? [00:16:30] Adam Huss: That's a great question. It's, it was lifted for ecological reasons because they're realizing these are really important to dealing with climate change. This is like, if you want a sustainable industry, you need to be able to adapt. When you're inside this, this world of vinifira, what I call the vinifira culture, which is, you know, very centered on Vera. [00:16:50] You don't realize how strange it is. You know, it's kind of like growing up with a, a weird family, you know? It's all you know, so you don't know how strange they are until you start seeing the rest of the world. But to think that, you know, 50 years ago we just decided that maybe like. 10 grapes were the pinnacle of viticultural achievement for all time, and we've basically invested all of our energies into, you know, propagating those around the planet and preserving them at all costs is kind of strange when you think about the whole history of agriculture. [00:17:20] And it's really only possible because of cheep fossil fuels and the novel chemistry that we. Have put into our systems. And so if you take those out, if you start thinking ecologically about how do you develop a wine system, I mean the question is like, does it make sense when farming in a world where the only constant is change and we just live in a dynamic world, does it make sense to try to do everything you can to prevent change? [00:17:45] Like is prevention of change like a good strategy? And so I think, you know, diversity and adaptation are. What have always worked, you know, historically through agriculture, and that's kind of the future. I mean, in a real sense, vinifera culture is the past and hybrids are the future. If we want to have a future, there's my enthusiastic, [00:18:09] Craig Macmillan: Well, I'd like you to expand a little bit more on that. 'cause we we have a group of hybrids that are well known or are commonly used. I've, I've been hearing about Marquette a lot more, um, As having a lot of potential WW. What does that future potentially look like and what are some things that would have to happen for that potential to be realized? [00:18:31] Adam Huss: So we have invested, you know, millions of dollars in time and energy and even policy into developing, , the chemicals that we now use to support our, viticulture. And to make it possible in places like Virginia, where, you know, they're developing a whole wine industry there around vinifira in a climate that is, you know, like I said, that was the climate that like Thomas Jefferson failed for and everyone else for hundreds of years failed to grow it there. [00:18:59] If we invested that same amount of time and energy and money into breeding programs and into. Research for the kinds of things that we're now discovering, like DNA markers so that we can have DNA marker assisted breeding. So you're, you're speeding up the breeding process by sometimes two, three years. [00:19:19] Which is, which is significant in a process that can take, you know, 10 to 20 years that any, any little bit helps. So that kinda stuff and just more of it, more private breeders, making it more valuable for private breeders. I always think it's really interesting that like billionaires would rather just do another sort of like cult. [00:19:39] Ego, Napa cab investment, you know, rather than like breed their own personal variety of grape that nobody else could have. I mean, I'm not recommending that, but like, to me that seems really interesting as an idea. You could just have your own proprietary grape variety if you wanted to, you know, but nobody's thinking that way. [00:19:58] But I would say breeding, putting our, our time and energy into breeding not new varieties is, . Really important and, and working with the ones that are already there, I mean. The only reason California's so such strangers to them is because it's so easy to grow here. You know, we're relatively speaking and I get that. [00:20:15] I mean, you know, people like what they like and, and change is hard and market conditions are what they are. But I think we're at a point where. Marking conditions are changed. Like I said, you know, this young couple I was just talking to don't, don't have never even heard the word foxy. And so I think there's a lot more openness to just what's in the glass. Now. [00:20:35] Craig Macmillan: So some. Of it's messaging. If we can have wines that people can taste and do it in a context that's new to them. So there may be an opportunity here with newer wine drinkers or younger wine drinkers potentially, is what it sounds like to me. [00:20:48] Adam Huss: Yeah, and I. I mean, some of this is also realizing all the different ways that hybrids are already being used and could be used. Like, you know, we know you mentioned Pierce's disease. Pierce's disease is this disease that's endemic to California and is heading north. I mean, it's really on the threshold of all of the major wine regions of, of California. [00:21:11] And the only ways . To stop it without hybrids, without resistant hybrids are, are pretty intense. You know, it's like eliminating habitat through, , basically creating a sterile medium of your vineyard and then spraying with insecticides, you know some, sometimes pretty intense insecticides. [00:21:29] The alternative though is there are now multiple varieties of grapes that are. Resistant to them that are tolerant to it so they, they can carry the bacteria, but it won't affect the health of the vine. Those were bred, some of them here, right here in California at uc Davis. And yet if you go to the University of California Agricultural Network Resources page that, you know, kind of handles all the IPM for California, sort of like the resource. [00:21:56] And if you read about Pierce's disease, it makes zero mention of using tolerant. Varieties as a management strategy. And it makes no mention that there are even are tolerant varieties to Pierce's disease as a management strategy. So just that kind of stuff is the shift that has to happen. 'cause it just shows how vinifera centric our entire industry is, like from the top down, even when there are these great strategies that you can use and start implementing to combat these things, ecologically versus chemically. [00:22:25] They're not there, you know, they're not being mentioned. So just little things like that would go a long way. Also, you know, I mean, one of my fun little facts is like. There are already hybrids being used significantly, like probably everybody on who's listening to this has, if you've bought a bottle of wine at a grocery store that was under 20 bucks, you've probably drunk hybrids because 10,000 acres of ruby red is grown in California to make mega purple and mega purples. Pretty much in every, like, you know, mass produced under $20 bottle of wine and it's got esra, Vitus, esra in it. So you've probably been drinking hybrids and not even known about it. [00:23:04] In terms of these Andy Walker hybrids, I do have a little that which were bred for Pierce's disease resistance. I also have kind of a fun story in that I, as you know, like we've, we've both talked to Adam Tolmach, who replanted a whole block that he lost to Pierce's disease with these hybrid varieties, and these are designed specifically to retain a lot of vinifira characteristics. They're like 97% back crossed to be. vinifira and 3% with Vitus, Arizona to have that Pierce's disease resistant specifically. So they don't have a lot of the other benefits that like a higher percentage of North American native varieties would have. Like they, they're still susceptible to powdery mildew and other mildew pretty, pretty intensely, [00:23:44] but just in terms of flavor for anybody who's out there. So I've, I've barrel tasted with Adam. Tasted each of those varieties individually out a barrel. And then we went to his tasting room and tried all of his wines and, and got to, and then he, instead of keeping, he has two red hybrid varieties, two white hybrid varieties, and he blends them and makes a, you know, a, a red blend and a white blend that he calls a state red and state white. [00:24:09] And we went to his tasting room and he makes beautiful wine. All of his wines are great, but no joke. Everybody in my party. Preferred the hybrids to like all of his pinots or raw chardonnay, I mean, I have no idea why. I mean, but, and that's just anecdotal, obviously nothing scientific, but the very least I can say the, the flavors are exciting and delicious. [00:24:29] Right. [00:24:30] Craig Macmillan: If you can get them in front of the consumer, [00:24:33] Adam Huss: Yeah. [00:24:33] Craig Macmillan: the key. That's really the key. [00:24:35] Adam Huss: Right, right, [00:24:36] Craig Macmillan: And for, your own wine making. Are you making wine from hybrids for yourself? [00:24:40] Adam Huss: Not yet just 'cause there are, there just aren't any in California very much, you know, I mean, it's like little patches here and little patches there. And the people that have them are using them for themself, you know, for their own growing. They've grown them specifically you know, Camus has planted some of these Andy Walker hybrids along their riparian corridors to prevent Pierce's disease. [00:24:58] Those varieties specifically are being used. I don't know if they're blending those in. With like their cab or whatever. I honestly think they could, but I don't know if they are. They're probably, I dunno what they're doing with them, but I do grow them here in Los Angeles and I'm, but they're, you know, it's like I'm trying out a bunch of different things, partly just to see how they do, because, you know, they haven't been grown here. [00:25:21] They were developed for colder, wetter climates and so, you know what, how will they grow here in Los Angeles? There's a lot of unanswered questions for some of these. [00:25:30] Craig Macmillan: You and I were chatting before the interview and you have a, a new project that you're very. Excited about tell us a little bit about that, because I thought that was pretty cool. [00:25:39] Adam Huss: Yeah. Thanks. So this past summer, my wife and I finalized the acquisition of this farm in upstate New York that I'm going to develop into a. Married Vine Vida Forestry Demonstration and Research Project. And, and married vines, essentially vines growing with living trees. [00:26:02] But the best way to think about it is if you know the three Sisters of Agriculture, the corn, beans and squash idea, where you plant these. This guild of, of a Polyculture guild, and they have these symbiotic stacking benefits and productivity. This is what a married vine polyculture is for perennial agriculture. And so I don't just see it as vine and tree, but also vine and tree, and then a ground cover and or small shrubs or things like that that are also perennials planted in a guild together to create these stacking benefits and productivity. [00:26:35] Multiple productivity layers as well as making it a grable system because the vines will be up in trees and and we're gonna call it the Beyond Organic Wine Forest Farm. [00:26:47] Craig Macmillan: So gimme some more detail on this. So like, what are the other plants that are in the forest and how are the vines, what's the spacing like? How, how many trees per vine or vine per tree? [00:27:01] How is the vine trellis? Um, I just, I'm really curious about this idea because this goes back to very, very ancient times. [00:27:09] Adam Huss: Yes. Yeah, yeah, [00:27:09] Craig Macmillan: Uh, that I've read about. I've never seen evidence of it, but I have been told that going back to like Roman times, they would plant grapevines, interplant with things like olives, [00:27:18] Adam Huss: yeah, yeah. Yeah. And [00:27:20] Craig Macmillan: use the olive as a trails. [00:27:22] I mean, is this the, is this the same kind of concept? [00:27:24] Adam Huss: You can see some of this still in Italy. So even pre roam the Etruscan times is what the oldest versions of this that are still visible in Campania, just north of Napoli, I think is the largest married vine system that is still in production. And I think it's about, it might be about 34 hectares of this variety where they have elm trees. That are really tall, full sized elm trees. [00:27:51] And then between them they sort of have wires or ropes between the trees and the vines grow up like up 15 meters. Like it's crazy. Like the guys that harvest this, they have like specially designed ladders that are built for their stance so that they can like lock into these 18 meter ladders and be up there like with a little pulley and a bucket, and they're lowering grapes down from way up in the end. [00:28:14] And you get. So many cool things about that, you know, the, the ripeness and the PHS of the grapes change, the higher you go up in that system. , the thinking is they might have even been used to like. Just inhibit invading armies because , it's like a wall of vines and trees that create like almost a perimeter thing. [00:28:33] That that's also how they're being used in Portugal, they are sort of like if you have a little parcel of land, you use trees and vines to create like a living fence keep your domestic animals inside. And animals that might eat them outside and protect, you know, from theft and things like that. [00:28:51] Keep all your crops in a little clo, like a little controlled area. There are old systems where. They're more like feto systems where they were using maple trees and just pollarding them at, at about head height. And every year, every year or two, they would come in and clip off all the new growth and feed it to the livestock. [00:29:10] And meanwhile, the vines were festooned between the, the maple trees is like, you know, just like a garland of, of grapevine. So there's a lot of different things. And what I wanna do is trial several of them. One of the most. Interesting ones that I just saw in whales uses living willows, where you literally just stick a willow slip in the ground, bend it over to the next one that's about a meter and a half away and attach it. [00:29:35] And so you have these arched willow branches that grow once you stick 'em in the ground. They start growing roots and they create like a head high trellis, like a elevated trellis system, and you plant vines in them. And, and it literally looks just like. Like a row of grapevines that you would find here, except the, the trellis is alive and there's no wires and, and you prune the tree when you prune the vine in the winter, you know? [00:29:58] And Willow, I, I don't know if you know, but the, the other interesting thing about that is like willow has been used historically that the salicylic acid is known. Obviously that's aspirin and stuff like that. That's where we get, you know, one of our oldest like pain relievers and things like that. [00:30:12] But. It's used in biodynamic preps as well as an antifungal. And so there's some thought that like this system could be really beneficial to the vines growing with those. Specifically for that, like for antifungal properties or just creating a, you know, showering the vines with this, this salicylic acid thing that will help them grow and have health throughout the season without, with, again, reduced need for sprays of anything. [00:30:37] Craig Macmillan: Yeah, and that was why I brought it up is because there's the idea of working with the natural ecology of what's in the germ plasm of native plants. I. Mixing with an import plant. [00:30:51] And then there's the other way of looking at it and saying, well, what, what about recreating the conditions under which this plant that has evolved in the first place? And I, I just think that there's really fascinating concept. It's really intriguing to me. [00:31:05] yeah. And there's so many different ways you could do it, and that's why it's interested in what you're planning on doing, because there's obviously a lot of ways you could do it. [00:31:11] Adam Huss: Yeah, I wanna experiment with several. Like you said, the, the soil benefits are incredible potentials. And then when you're also thinking about what do I do besides just vines and trees, and I mean, the other thing is like. How does it make the wine taste? Like if you plant a vine with an apple tree or a, a black locust tree, or a honey locust tree, or a, or a mulberry tree, like, does, is the vine happier with one of those trees? [00:31:35] You know what I mean? Does it, does it, you know, and if it is, does that make the wine taste better at the end of the day? All these are really fun questions for me. That's why I'm really excited to do it. But also like what are the benefits in terms of, you know, the health of the vine, the health of the tree? [00:31:50] Do they are, is there symbiotic elements? It seems like they would, I, I think a lot about what kind of mycorrhizal connections and associations the trees have, because we vines have our Arbuscular connections. And so if you plant them with a tree that has similar connections, they might actually have a symbiotic benefit. [00:32:07] They might increase that soil network even further. And then if you're planting shrubs like blueberries or flowers, you know, perennial flowers or Forbes and things like that, that could either be grazed or could be gathered or could be another crop even for you, or it could be a protective thing. [00:32:22] There are things like indigo that you might plant because. Deer don't like it. So you might want that growing around the base of your vine tree thing while it's young, because it will prevent the deer from grazing down your baby vines and trees, you know? And so there's just a, a myriad ways of thinking about these guilds that you can do. [00:32:39] Obviously these are, I. Yeah, they're, they're different. If I was doing it in California, if I was in California, I would be thinking more about olives and pomegranates and figs and things like that, you know, like there's a lot less water for growing trees here, so depending on where you are, unless you're on the coast. [00:32:55] Craig Macmillan: Are you planning on using hybrids in your project? [00:32:59] Adam Huss: Yeah. I don't know how I would do it any other way. Yeah, it's, definitely a climate that. If you try to grow ra, like you're just asking for trouble. And, and just, you know, because of my approach is so ecological, like I will attempt to be as minimal inputs as possible is the other way I look at it. [00:33:20] You know, try to just imitate what's happening around to, to see what that landscape wants to do and then how it. Maintains its health and resilience and maybe, and, and I mean, my, my ideal is to spray not at all. But you know, with not a dogma about that. If I see an issue or if I think like I'm building up these pathogen loads in the vineyard, maybe I'll spray once a year, even if they seem like they're doing okay. [00:33:47] You know, I'm not like dogmatic about nose spray, but I, it's a, it's a fun ideal to reach for. And I, you know, I think potentially with. Some of the symbiotic benefits of these systems that could be achievable with with the right hybrids. You know, I mean, again, I don't wanna generalize about hybrids because you have the Andy Walker hybrids on the one end, which you have to treat just like vinifira in terms of the spray program. [00:34:10] And then on the other hand, you have something like Petite Pearl or Norton, which is like in many cases is almost like a bulletproof. Grape, you know, and in California specifically, it would be like insanely. And then you have things right down the middle. Things like tranet that you know, is basically like, I could blind taste you on Tranet and you wouldn't be able to tell the difference between it and gewurztraminer . [00:34:31] But it's more cold, hearty, it has a little more disease resistance. Gives you a just a little bit, a little bit more of a benefit while still getting flavors that are familiar to you. If you like those flavors. [00:34:43] Craig Macmillan: Is there one thing that you would tell growers on this topic? One takeaway. [00:34:48] Adam Huss: Great question. I think give hybrids the same allowance that you give Vinifera. I. We all know there's a huge diversity of Vin Nira from Petite Ough to Riesling. And not everyone is right for every wine drinker and not all of them per perform the same in the vineyard. And, and you know, and we tolerate a lot of. [00:35:12] Frailty and a lot of feebleness in our veneer vines. We, we do a lot of care. We do a lot of like, you know, handholding for our veneer vines when necessary. If we extended the same courtesy to hybrids in terms of understanding and willingness to work with them. I think like that would just go a really long way too. [00:35:33] And I think we'd be surprised to find , they're a lot less handholding than, than Venire generally speaking. I. But also just try some. I think a lot of the prejudice comes from just not being exposed to them right now. You know, if you, if you think, if you're thinking negative thoughts about hybrids, get out there and drink some, you probably just haven't had enough yet. [00:35:51] And if you don't like the first one, you know, how many bad Cabernets have you had? I mean, if, if I had stopped drinking vinifira, I [00:35:59] Craig Macmillan: Yeah, that's, that's a really good point. If I judged every wine by the first wine that I tasted, that's probably not a very, [00:36:06] Adam Huss: right. [00:36:07] Craig Macmillan: good education there, [00:36:08] Adam Huss: Prevented me from exploring further, I would've missed out on some of the more profound taste experiences of my life if I'd let that, you know, guide my, you know, my thinking about it. So yeah, I think it's like anything with prejudice, once you get beyond it, it kind of, you see how silly it is, man. [00:36:25] It's, it's like so freeing and, and there's a whole world to explore out there. And like I said, I really think they're the future. Like if we wanna have a future, . We can only cling to the past for so long until it just becomes untenable. [00:36:38] Craig Macmillan: Right. Where can people find out more about you? [00:36:42] Adam Huss: So beyondorganicwine.com is the, the website for me. The email associate with that is connect@organicwinepodcast.com. [00:36:53] Craig Macmillan: Our guest today has been Adam Huss. He is the host of the Beyond Organic Podcast and is the co-owner of Centralas Wines in Los Angeles. [00:37:01] Thank you so much. This has been a really fascinating conversation and I'd love to connect with you at some point, talk more about. Out this, thanks for being on the podcast [00:37:08] Adam Huss: Thank you so much, Craig. Appreciate it. [00:37:13] Beth Vukmanic: Thank you for listening. Today's podcast was brought to you by VineQuest. A Viticultural consulting firm based in Paso Robles, California, offering expert services in sustainable farming, vineyard development, and pest management. With over 30 years of experience, they provide tailored solutions to enhance vineyard productivity and sustainability for wineries and agribusinesses across California. [00:37:38] Make sure you check out the show notes for links to Adam. His wine, brand, Centralis plus sustainable wine growing podcast episodes on this topic, 135 Cold hardiness of grapes 217. Combating climate chaos with adaptive wine, grape varieties, and 227. Andy Walker's Pierce's Disease resistant grapes are a success at Ojai Vineyard. [00:38:04] If you liked the show, do us a big favor by sharing it with a friend, subscribing and leaving us a review. You can find all of the podcasts at vineyardteam.org/podcast and you can reach us at podcast@vineyardteam.org. [00:38:19] Until next time, this is Sustainable Wine Growing with Vineyard Team.   Nearly perfect transcription by Descript

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Play Episode Listen Later Jun 5, 2025 13:59


Nigel in Little Sutton takes on opponent Daniel in Northampton on today's quiz!

It's Not Rocket Science! Five Questions Over Coffee
Five Questions Over Coffee with Karen Rands (ep. 124)

It's Not Rocket Science! Five Questions Over Coffee

Play Episode Listen Later Jun 5, 2025 33:32


Who is Karen?Karen Rands is a dedicated advocate for entrepreneurs and investors, striving to bridge the gap between innovative ideas and financial support. With a strong belief in strategic, world-changing initiatives, she leverages her expertise to instill confidence in investors and guide them towards impactful investments. Through her podcast, Karen addresses the common challenges faced by startups, providing insightful advice to entrepreneurs who often venture into capital-raising without fully understanding the nuances. Her mission is to equip emerging businesses with the knowledge they need to start on the right foot and succeed in their entrepreneurial journeys.Key Takeaways00:00 Misjudging Capital Needs Hinders Growth07:25 Understanding Early Customer Acquisition10:18 Investment Readiness Assessment12:32 Emotional Investing for Impact17:14 Strategic Board Structure for Control19:34 Free Consultation and YouTube Webinars23:01 Discovering Angel Investing's Exclusivity26:59 Entrepreneurship Challenges and Misconceptions28:51 Investing in Startups for Profit_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at https://TCA.fyi/newsletterFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Here's how you can bring your business to THE next level:If you are a business owner currently turning over £/$10K - £/$50K per month and want to grow to £/$100K - £/$500k per month download my free resource on everything you need to grow your business on a single page :It's a detailed breakdown of how you can grow your business to 7-figures in a smart and sustainable way————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDScapital consultancy, entrepreneurship, capital raising, investors, angel investors, compassionate capitalist, business podcast, startups, scaling business, venture capitalists, reg a plus, crowdfunding, valuation, financial independence, market validation, revenue generation, investor confidence, competitive marketplace, emotional investment, strategic investment, due diligence, incubation, acceleration, product market fit, financial forecasting, convertible notes, safe agreements, entrepreneurship challenges, angel investing, financial education, investing risk.SPEAKERSKaren Rands, Stuart WebbStuart Webb [00:00:31]:Hi, and welcome back to It's Not Rocket Science, five questions over coffee. I am truly honored today to be in the presence of a real expert in their field. Someone who spent, their dedicated their career to helping entrepreneurs raise capital and guiding investors to make smarter, more respectful in and impactful investments. And that's Karen Brands who brings with her over twenty years of experience in capital consultancy. She consults entrepreneurs, advises to angel investors and networks. She's a leader of the compassionate capitalist movement. And this is a top ranked business postcaster as well. So I'm really, really grateful that Karen has been able to spend a few minutes with us.Stuart Webb [00:01:21]:Karen, welcome to It's Not Rocket Science. Five questions for coffee. I'm really looking forward to this discussion because I think you've got some really valuable things to tell us. So welcome to the show.Karen Rands [00:01:32]:Thank you so very much, Stuart. And and I have been, since we got reconnected on LinkedIn, looking at some of the podcasts and the different interviews that you've done, and it really are some true golden nuggets out there for entrepreneurs to be able to, like, get in there and and, like and I love the way that you do it with just the five questions. So, you know, you chop chop, we get to it, and get good stuff going there.Stuart Webb [00:01:56]:We're only gonna ask the five questions, but, obviously, you know, we are really interested. If anybody is watching on the livestream, they need to pop something in. Please post questions in the chat. We'd love to have this interactive. So but let's start, Karen. Karen, talk to me a little bit about the sort of, investor or entrepreneur you're trying to reach, the sort of person who needs the help that you could give them in order to guide them in the right direction towards the capital they need to raise.Karen Rands [00:02:25]:Okay, Stuart. That so I saw that question before. You paved with a little bit different. It's always a struggle for me because you have two sides of the coin, right, with entrepreneur entrepreneurs and investors and different problems. So one is strategic change the world kind of thing with what I do with investors and bringing in this, you know, to get confidence and confidence in investing. But, you know, the there is a challenge, and part of the big reason why I do my show, my podcast show itself is for those entrepreneurs out there, it they startups always know about, seems like raising capital, and they'll get out there and they'll they'll get some good advice. They they get a lot they oftentimes don't know what they don't know. So they get started wrong.Karen Rands [00:03:16]:They get started with wrong perceptions of what it's gonna take to raise capital and actually get to scaling their business. And as a result of this, you find both sides of that table, the angels and the entrepreneurs find themselves in the same problem spot. And that problem spot is the fact that they raise an early round of capital. They are successful in getting to that point, but they underestimate how much capital they're gonna need in order to fully go all the way to the end, to be able to get to a profitable exit, to be able to continue on their life cycle of growing. And by the time that they figure out that they need to go raise more capital, they oftentimes are now not attractive to the next round of potential capital people like venture capitalists. You know, they find out that they need more money than a bank is gonna be. Let's just so let's say somebody raise give me an example. They raise a million dollars as a technology company, let's say, And they and they think that because of the way they calculated their numbers, that's gonna be enough to get them into making $10,000,000 in revenue.Karen Rands [00:04:28]:But in reality, they end up making 3 or $4,000,000 in revenue with that. They might have a little bit of cash flow and some money that they keep putting back into their business to try to get it to grow. And they struggle with scaling because they really need another 5 to $10,000,000 to become the $50,000,000 or the $70,000,000 company that they originally forecast that they would be when those angels put that million dollars in. So they look around and they go, wait. Okay. I I I'm too I'm wrong industry or too slow quote VCs. I'm not big enough for private equity funds. I need more money than a bank will give us, and I'm too big and stale.Karen Rands [00:05:06]:And I didn't do what I said I was gonna do, so the angels aren't gonna give me any more money. Where do I go? And the angels are looking at them going, this is what the every you know, everybody knows about the ten ten companies in a portfolio. I call the three in the middle of the Midlands. 3 go out of business, three do one does really well, three do pretty good that make up for the others, and the three just sort of putter along the Midland companies. Well, those Midland companies have a great opportunity to be able to use some of the new programs available with the jobs act like reg a plus that's designed for growing companies to go out and raise tens to, you know, up to $75,000,000 in a year. It gives the angels an exit. It gives them access to capital to grow and eventually create a, potential exit way into a Nasdaq small cap. So biggest problem, they don't know what it's gonna take to get all the money to get all the way, and they have no idea that there's a program out there like reg a plus that could solve the problem.Stuart Webb [00:06:10]:And I think that's a really critical point that you've made there, Karen, which is so often people haven't thought through enough what they're gonna do with the capital in order to be able to really properly scale, isn't it? That's one of the major issues. And it's an issue for an angel as well because they're looking at the plan and going, well, they're asking me for this much, but I know they need more. But why aren't they asking for it? What is what is wrong that I have that they haven't actually come to me with the right ask? And, you know, that gives you that gives angels and investors a problem as well because they really want people to ask for the right amount. They don't need somebody coming back for two, three different different asks. It gives them all sorts of problems. We could talk about dilutions and things like that. But the fact of the matter is an angel needs somebody to be on the ball and understand what they wanna ask for as well, don't they?Karen Rands [00:07:00]:Yeah. And it's a sequence. You know, you build value that they it's really down to the numbers. I dig into the numbers deep because then I know whether they have any idea what they're doing and if they're gonna be successful at doing it because and I had a call earlier in the day. A guy was like, yeah. If we just get 1% of this giant market, it's gonna we're gonna be we'll be like, whatever. And I said and I laugh. I always have to laugh.Karen Rands [00:07:25]:It's like, do you understand that that's not the issue? It's how are you gonna get your how are you actually gonna get your first hundred customers that pay you money? Not some euphemistic 1% of a big marketplace. There's a hundred companies chasing after that 1%. You know? So that is such a it's so understanding. And and I and and, yeah, I could we get it. We could probably spend the whole thing talking about financials and how they do the financials, but that's really is the secret of their success is understanding their marketplace, how they're gonna generate revenue, what's gonna cost them to do it, how much time and money is it gonna take them to get to that point so that and and then how much money do they need to get to that point? Right? And if they if you and and not get over into this this bogged down to this percentage thing, because if you get your shares at 25¢ a share, if that's what you're selling, when when Amazon first, you know, started raising capital, they raised a little, and then they go another round at 50, another round at a dollar, another round at a dollar 50, another round at $2 and raising incremental money as their value went up and they delivered on it. And if an investor says to an entrepreneur, okay. Come back to me when you finish this round or come back to me when you have those hundred customers. It's not because they're it's because they don't believe that entrepreneur has the ability to do it, and they don't wanna shoot them in the foot.Karen Rands [00:08:51]:They just wanna, like, put a caveat out there because if they believe that they had the ability to do it, wouldn't they want the stock at 25¢ and not a dollar a share? It's because they don't think they're gonna ever get there. That's why they say that.Stuart Webb [00:09:04]:Yeah. Absolutely. Absolutely. And it is it is you know, it's in everybody's interest to get it right first time, isn't it? It's absolutely the right thing to do to get it right because you then you then save yourself a whole lot of trouble. We could talk for many hours about this, and I'm gonna try. Because you also do as well with with angel investors and helping them to make the right sort of choices and to make the right sort of calls. So is there is there anything you sort of turn around and and and think about in terms of how you help, investors as well to understand how they make their smart investments.Karen Rands [00:09:37]:Well, it's the offering the due diligence. So when I ran my angel investor group for about a decade, you know, I got really, really good at screening companies to see who was worthy of being able to pitch to my investors, which ones I thought the investors would be most likely to invest in. Right? So when you have reviewed a thousand some odd business plans and models and ongoing, you know, you start to pick up a few things here and there. And also in preparation when I was, you know, writing the book, I probably interviewed a hundred investors and I and on my podcast. Right? So it's like, what worked for you? What was your biggest mistake? All that kind of stuff. And it kinda ties right back into what we were talking about. It's the red flags. Right? I I have a program.Karen Rands [00:10:18]:I take companies through an analysis and identify their red flags and give them a red light, green light, yellow light, whatever to go forward to investors. And the, and it really comes down to truly understanding the problem, the solution, why they're the only ones who deliver the solution, and, you know, how are they gonna get there? Do they understand their marketplace well enough to know, like, how they're gonna how they're actually gonna get there and put money in the register? And it's you know, people talk about that, like, incubators and accelerators will sort of talk about the product market fit. That's kind of a thing that people like to throw in there. That's just really catchy little words that came out of a book that, you know, are are do you have do you know where your product fits, and does the market want it willing to pay you the money you need in order to make a profit?Stuart Webb [00:11:13]:Yeah. Yeah. No. Yeah.Karen Rands [00:11:14]:It's still common sense sometimes, but it it's it it because here's the thing. Emotion. So I call it subjective and objective. Emotion so way too often onto investors, buy based off of emotion. And this is when I wrote the book, it was really an anticipation because of crowdfunding that, you know, angel investing has a black eye in a lot of financial sectors for lots of different wrong reasons, not valid reasons, but it's still out there in this in the ethersphere. Right? And the and I was afraid that these people would be like, oh my god. Now I can invest in entrepreneurs. I better go do this.Karen Rands [00:11:54]:And they would see a video. They'd fall in love with the company. They wouldn't look at any of the things that you would need to look at, you know, for buried entry or ability to perform. And they would invest and then lose their money, and it would continue to give angel investing a black eye. And so it was one of those things that you just it there the so I have in my course, I you it's a very disciplined process that you go through and a scoring system so that you can know where if it's between it on a scale of one to 10. Seven to 10, write in. It's your industry. It's your stage.Karen Rands [00:12:32]:It's your the structure of the offering. It, you know, it's it you know this marketplace. It fits it checks about enough of the boxes. And then a five would be like, oh, it's not really perfect, but I just love this entrepreneur. Oh, I love what they're doing. So you consciously are making a decision that says, I know this is riskier. I might lose my money on this, but I'm willing to do it because I just I'm giving credit to my emotion of wanting to do this because it's gonna feel good. Because one of the main reasons why I figured out why millionaires that have the ability to be an angel investor in this sector that is considered, like, so risky, right, is because of the good that they feel when they make an investment with their dollars, and they're having an impact not only to potentially change the world with the problem that that company that founder is solving, but they just like that founder.Karen Rands [00:13:31]:They wanna see that founder be successful. So they if they can balance it properly with objective reasons why this is good a good investment with their emotional reasons why I just really like this and it makes me feel good, then hopefully they get a win win. But they've got to be conscious of that. If they're not conscious that they're making those choices, they will invest on emotion almost all and I've done it. I I have I have broken my own rules and invested on emotion that I'm still, you know, ten years later for waiting for that return on investment. So, you know, it is easy to go down in that slippery slope of doing that, but that's really it's it's it's understanding and really thinking through common sense logic. Do they have what is necessary to succeed?Stuart Webb [00:14:18]:Yeah. Brilliant.Karen Rands [00:14:20]:Sipping my coffee.Stuart Webb [00:14:23]:Karen, I mean, we've we've we've just started started the the talking about this. So so and you've started explaining a little bit about how, investors are and, and and business people sort of end up in these situations. What are the what are the problems that you've seen some of these investors, some of these, some of these, business people get into before they come across somebody like you? And and and and what is it, that you see them do that you can sort of try and help them sort of steer away from those problems before we even get there?Karen Rands [00:14:54]:So we talked we touched on it a little bit with valuation. Valuation is one of those that I think they oftentimes can make mistakes. And then I they come into me and they're struggling with raising capital. I'm sort of like the fixer when it comes to entrepreneurs. A lot of times they're like, oh, I don't know where to go. Karen, can you help? And then I'll look at this stuff and I go, this is why you're having a problem raising capital. And and then and then hopefully, they haven't spent too much money with the wrong people at that point in time so that they can fix themselves to get fixed so they have their odds of being able to raise the capital increases. But if you you know, there used to be a pretty steady rule of thumb that if you were an idea stage, you might be a million dollar valuation.Karen Rands [00:15:37]:Right? And then once you got past that and you had an MVP and you, you know, kind of had some market validation, you might be able to go to 5,000,000. And then based off of actual forecast, you would do some sort of like a net present value of a higher valuation, but you would be raising money along the ways. And that's when convertible notes and safes became all the rage because it got out of that conversation of what are you a million or $5,000,000 company in the beginning, and it would just convert or give you some kind of sweetener for putting money in now for when, an institutional round that set the valuation happen. And so I think that's probably one of the areas. And entrepreneurs will be like, oh, if I'm 1% of the marketplace, I'm gonna have a hundred million dollar business in five years. Therefore, I'm a $75,000,000 valuation. It's like, no. Not really.Karen Rands [00:16:31]:You know what I mean? It's like, no. Because and they're like, well, you know, they just they just have this Pollyanna approach to it thinking that because they believe it, they see it, it will happen, and that's not the case. It's it's always stair stepping your value and getting out of that scarcity mentality of a percentage of. Because if you understand how to structure the company, you're gonna have preferred and common. So common are the voters. Preferred gets the fur VCs all want that because that's the first right of the technology if something happens. Right? And you can end. And also once you get their board of directors are the ones that actually make most of the operational decisions of things.Karen Rands [00:17:14]:And so you set up from the beginning that you're gonna have your core executive as three people on the board, and then you give two seats up. But you put in your your stockholders agreement and in your formation that add certain amount of revenue or a certain amount of capital raise, you add two more seats. So you you can you always you keep control of your company through the structure of it and how you go about raising that capital having to feel like, oh my god, I've gotta have 51% of a $75,000,000 company when you will never raise the capital on that valuation. Because just real quick, I've the reason why is investors think this and I learned this from some of my key investors. When I say, well, how come you didn't like that? I love that company. What do you mean? And they were like, their valuation is too high. I'll never make my money. How do you mean? Well, if they came in at, let's say, 25,000,000, well, that means that in order to get the typical minimum five times the investment, they have to have a revenue number and stuff and such that they will sell for a hundred million, 5 times that valuation.Karen Rands [00:18:24]:And if they raise any more capital, that valuation continues to go up. And it's they can't get to where they can get an exit. That's why you see all of these unicorns imploding because they're not really that value. It's just the money that got put in.Stuart Webb [00:18:39]:Yeah. Yeah. Karen, we talked a lot about some of the the valuable advice. Is there a a a valuable piece of advice, a a free offer that you have? And, this will go in the the the notes, but just describe it. I'll I'll make sure this goes into, into this vault that we have where all of our free stuff is available. But is there is there a free, free piece of advice, an offer you're gonna sort of present people here that we could put into the vault for them.Karen Rands [00:19:10]:Okay. So so I'm gonna three kind of three things. Right? So the Wow. The pure free thing is I have a an ebook. It's called, 12 secrets of innovation. That is, me explaining 12 there's 47 inside secrets in the book, inside secrets to angel investing. And so I explained 12 of them to an investor and an entrepreneur perspective. And that's, you know, a pretty short one.Karen Rands [00:19:34]:I'll put that I'll I'll give that link will be in your with your free stuff. And then, I do offer up a, you know, a free initial twenty minute kind of get to know you, you know, give you some little snippets of of stuff. Happy to talk to people. Give them some quick feedback. You know, they can then sign up for a full hour if they want. And then the thing is on my YouTube channel, this is the re a resource is that I've been making these webinars and talking about how to raise capital and what do you need to do in great detail, interviewing lots of different people about that. And they're all on their video. Some of some of them been lost over time in migration of the RSS feeds for the audio, but the videos are there.Karen Rands [00:20:20]:And the video, there there's a a playlist that says for entrepreneurs. So they go to YouTube, search on my name, Kiera Rance, get the link in your show notes. They can go to the playlist for entrepreneurs, and there's a lot of content there that they can just, at their leisure, learn and digest and, you know, submit questions or whatever.Stuart Webb [00:20:44]:That is a fabulous resource. And I have gone on looked and had a look at that, and I will make sure that link is you get free stuff. Go to systemize at systemise.me/freestuff. You free hyphen stuff, that is. You will go to that link. You can then click on the stuff that Karen has just said, and we'll make sure that those links are all working. And you can go and get that from and that resource that you talked about, those those videos, they are really, really interesting. And you have spoken to some very, very interesting people, Karen.Stuart Webb [00:21:17]:So, I really encourage people to go look at that one. Let's let's just understand a little bit about more more about you as a person that can. Was there a particular book, of course, anything that brought you to the vast knowledge you've got now about how to how to become, a revenue, or a a a capital raising machine? The the sort of person that does that, but also the way that you're helping us to become the the compassionate capitalist.Karen Rands [00:21:49]:So, I would say it's an oldie, but it changed the way I reference it a lot in my book itself. And I, and that would be, thinking well, Robert Kiyosaki's, cash flow quadrant, which was was the the the subsequent to Rich Dad Poor Dad. Right? His first book was Rich Dad Poor Dad. Yeah. And I read that long time when I was still an employee, at IBM, but it was it the whole idea of the white quadrant versus the left quadrant and how you go from being chain changing hour trading hours for dollars to become a custom business owner that could run a business without being there, and it made them money and then taking that money and putting it into other investments. That was profoundly changed my I didn't know ain't about angel investing out there. One of the real ironic things out there, Stewart, and it really it took me I did not unpack this until probably, like, just a few years ago, even though I've been working with angels and entrepreneurs for a long time. I had never heard the term angel investing.Karen Rands [00:23:01]:And then in IBM, I was a I was like a person that package companies up to go get venture capital and come back and spend it with IBM and get our capital money. But I had never heard the term angel investing until I left IBM to help one of my clients raise capital in the middle of the .com bomb, mind you. That's my own little bubble that I was in. And I got invited to this angel group, and I tell them my story that it was like I was walking into a secret society where the people in this room, because we had to close doors back then, you couldn't general solicit. Next big thing because they put their money into it. Right? And it and in any way, it was so it was that piece of it, why more people didn't hear about, know about angel investing, particularly when crowdfunding happened. And then the second piece of it was this perception that 20 people in that room picked one company, the other two weren't worthy. Well, no, you when going through with my process, you might review six companies, pick three that you think are are the best for your particular audience doesn't mean those other three aren't good.Karen Rands [00:24:09]:And the one that they pick doesn't mean the other two aren't fundable. It's just that's the scarcity of capital. Right? So that was my that was the book that really set me on a journey of thinking different about money and looking at, you know, how you put money to work for yourself. That one, and then, you know, there's been, when I'm first learning about angel investing, there wasn't any book out there about it. I was one of, oh, wait. The guy that was starting New York angels, he he wrote his book a little bit before me, but it was really about how angel groups should do. And then there was, Jason Connes' book came out at the same time line. It's really about his own personal experiences.Karen Rands [00:24:50]:But I wrote my book because people were coming to me saying, hey, Karen. How how do I learn how to be an angel investor? I've got clients that wanna be an angel investor, and they don't know how to be an angel investor, and I can't advise them. I work for Maryland. I'm not allowed to talk to him about that. So where where can I send them? And so all the entrepreneur books I read about how to raise capital and all the sessions I had gone to, like, talk people talking about their experience, I started reverse engineering it to be how what should investors look for in companies and how to be a good investor. And that's where I, you know, wrote the book, my book, to be the step by step guide for how to go about should you would you could you be an angel investor.Stuart Webb [00:25:33]:And, Karen, you are now an absolute, an expert on this. This is this is a valuable resource because, you know, there are people who wanna get into this but just don't understand the value of increasing their capital by putting it into the right place safely and in a sensible way. And, you know, thank you for being that resource. We're we're kind of coming up to, coming up towards the end of this. And and I wanna give you the opportunity of sort of telling me the question I should have asked, which I have not yet done. So it's not a question I haven't yet asked. And if there is, you know, please, tell me what is it you would have liked me to have asked? And obviously, when you ask that question, you're gonna have to answer it becauseKaren Rands [00:26:19]:Well, I know the answer. I'm not sureStuart Webb [00:26:23]:Tell us the question and the answer.Karen Rands [00:26:27]:So you you maybe you can fit tell me what the question would have been for this answer. So, it would be like why I mean, would I'm gonna do a simple version of the answer, but why is it that more people, aren't investing in entrepreneurs? Okay. Yeah. TheStuart Webb [00:26:45]:because they should.Karen Rands [00:26:46]:That the answer the so the US Treasury and the SEC commissioned a report last year, and their findings were pretty much the same. Lack of awarenessStuart Webb [00:26:58]:Mhmm.Karen Rands [00:26:59]:Lack of tools and lack of of education. Right? So I solve that's my trifecta. I'm solving that. But I also think that there, we have a deep rooted sort of like very deep roots in our American psyche that says to be financially successful, to be financially independent, you need to be a successful entrepreneur. And the reality is that not everybody's cut out to be a successful entrepreneur. You know, if you're doing a market participant, may you're opening up another restaurant, you're opening up another thing that other people do, then you've got a whole different set of challenges and competition to deal with. If you're being a market maker where you're saw you're creating a solution that nobody's done before, it's a one off or wedging into an existing marketplace, You know, that's a whole other set of things. Right? And both of them take you know, one of the things when I first started teaching about entrepreneurs, I say, if you can't figure out how you're gonna make double the amount of money you make in your day job right now in the next two years, don't even get started.Stuart Webb [00:28:03]:Yeah. Yeah. It's a start. Yeah.Karen Rands [00:28:04]:Because you got you know, you you keep your job. And now I say, so it is a misnomer to say the best way to create to be create financial independence to be an entrepreneur. Because the reality is for ninety years when it was illegal for everybody else to be involved in in for entrepreneurs to raise money from somebody they didn't already know, that wasn't already a millionaire before the jobs act. And for people that weren't already millionaires to invest in those companies. Okay. During that period of time, we, the, we created this, this myth that it's super, risky. It's not super risky if you know how to do it because millionaires could they don't choose to just throw their money away. Oh, wait a sec.Karen Rands [00:28:51]:I got an extra million bucks. Let me just throw it into some companies so I can lose it. No. They're putting a million dollars into those companies because they expect to get $10.15, $2,030,000,000 back. And the you know? And so you don't have to be the successful entrepreneur that sacrifices everything, your family, your your you know, seeing your kids' football game, your benefits from your job, you can take that extra money that you have, liquidity, the $50 you were gonna invest in the real estate that you got shut out of, or the $50 you were gonna use in your savings to start putting, you know, into starting a business and put that into 50 companies. Put it put 5,000 into 10 companies. Whatever. You know what I mean? There's so many ways that you can share in the success of those entrepreneurs that are solving a problem that you love, that have the gumption, the real desire to work those eighty, ninety hours a week that they have to work, and you they need your money to be successful.Karen Rands [00:29:55]:So it's a win win. When When you figure out how to do that, not only do you get to invest in entrepreneurs that you believe in that are doing something that you're also passionate about, but you share in their success without all the risk of being that entrepreneur.Stuart Webb [00:30:09]:Karen, that is absolutely the right way to end this because you've talked about some things which I'm really passionate about myself, and that is do not start going down the path of starting your own business unless you love what you're doing. Find find ways of supporting those people who do love what they're doing and work with them because so many I find so many business owners who aren't ready to do that. And they do what I call the path of least assistance. They don't look for the assistance they need. They battle out on their own, and they get tired, and it becomes difficult. And I just want to help get out of that problem. But that's another podcast which we will not start now because that's gone for another two and a half hours. So let me just finish by saying, Karen, thank you so much for spending a few minutes with us.Stuart Webb [00:30:57]:Really appreciate it. Love the energy. Love what you've done. I'm just gonna ask everybody who's who's watching at the moment, please go to this link, which is systemize, systemise.me/subscribe. Please put your name, email address into that. It's a very simple just to form your first name, your your email. What I do is I send out an email once a week with who's coming onto the show so that you can hear the true gems that these people bring onto the show and really educate you on the way in which you could, one, get the sort of capital or whatever it is you need into your business to grow it, and two, how you can be more successful in your life. So Karen, thank you so much for spending a few minutes with us.Stuart Webb [00:31:41]:Really appreciate you spending a few minutes with us today. I just hope everybody goes to the, to the vault and gets that free stuff that you've been asked me about because they need to hear this great stuff from you. And I really, really want them to hear more from you. So thank you so much for spending some time with us.Karen Rands [00:31:56]:Yeah. Absolutely. I look forward to continue our conversation when I'm recording you and asking you the questions.Stuart Webb [00:32:02]:I'm looking forward to it as well. Thank you, Karen, and speak to you again soon.Karen Rands [00:32:07]:Alright. Thanks, Stewart. Bye bye. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe

SEN League
Canterbury Bankstown Bulldogs young gun Bailey Hayward on the Run Home - 04/06/25

SEN League

Play Episode Listen Later Jun 4, 2025 19:14


Canterbury Bankstown Bulldogs young gun Bailey Hayward joins the Run Home to chat about the season so far, Lachlan Galvin joining and his preferred position 00:00 Bailey training today with the Burton Bombs 01:00 How is Galvin fitting in? 01:50 Preferred position 03:45 Lose before the Bye to the Dolphins 04:30 Extending his contract until 2026 05:00 Would he move to Perth? 05:45 Is Bailey Hayward a part of the Lebanese group at Bulldogs 07:00 Does he have a partner? 07:30 Jacob Preston a cheap man? 08:30 Stephen Crichton as captain 09:00 Representing Scotland 11:15 Gus Gould presence at Bulldogs training 13:00 Sister plays soccer in the A-League 14:00 What does he do in his time off? Listen to The Run Home with Joel and Fletch live every weekday: 3pm AEST on SEN 1170 AM Sydney and SEN 693 AM Brisbane Listen Online: https://www.sen.com.au/listen   Subscribe to The Run Home YouTube Channel ⁠https://www.youtube.com/@JoelandFletchSEN⁠   Follow us on Social Media! TikTok⁠ https://www.tiktok.com/@joelfletchsen⁠ Instagram:⁠ https://www.instagram.com/joelfletchsen⁠ X:      ⁠https://x.com/joelfletchsen⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Midday Show
Michael Penix gives Zac Robinson the ability to run his entire preferred offense

The Midday Show

Play Episode Listen Later May 29, 2025 11:10


Andy and Randy talk about Zac Robinson entering year two as the Falcons Offensive Coordinator and how Michael Penix will allow him to run the complete offense he wants to, something he was unable to do last season with Kirk Cousins.

One Man Revolution
v5e018-Less Teeth Than Preferred

One Man Revolution

Play Episode Listen Later May 24, 2025 128:07


It's 1,337 days until the next president, unless someone any% hax0rs a speedrun. In the meantime, we can only hope that midterms are held and the results are legitimate and legal. Thankfully, fascism tends to be self-pruning, and everyone's least favorite South African has thrown in the towel in DC. Other Titles Considered Lesbian Basket Weaving Anxious Racism Strong Russian Men Special Show Links: Trump has wiped Elon Musk's name from Truth Social as GOP insiders admit he's ‘finished, done, gone https://www.independent.co.uk/news/world/americas/us-politics/trump-elon-musk-truth-social-mentions-b2753786.html Bernie Sanders Agrees Democrats Are 'Threat to Democracy' on Podcast https://www.newsweek.com/bernie-sanders-agrees-democrats-are-threat-democracy-podcast-2074336 A check of Trump's false claims about white genocide in South Africa https://www.reuters.com/world/us/trump-makes-false-claims-white-genocide-south-africa-during-ramaphosa-meeting-2025-05-21/ Wealthy foreign crypto investors descend on President Trump's golf club for $148 million meme coin dinner https://www.reuters.com/world/us/trump-draws-global-crypto-investors-with-148-million-meme-coin-dinner-2025-05-22/

Cannabis Health Radio Podcast
Episode 450: Rewiring the Mind After a Stroke—How Ian McGann Took His Healing Into His Own Hands (Part 2)

Cannabis Health Radio Podcast

Play Episode Listen Later May 22, 2025 38:45


Ian speaks candidly about learning to walk and talk again, navigating emotional trauma, and how cannabis played a transformative role in his neurological recovery. He also opens up about ego loss, the power of belief, and how practices like positive affirmations, sacred plant medicine, and quantum manifestation shaped his healing. This is a raw, inspiring, and deeply human conversation about reclaiming life on your own terms.

Netflix Is A Daily Joke
Sheng Wang: A Joke About His Preferred Mainstream Candy Bar

Netflix Is A Daily Joke

Play Episode Listen Later May 21, 2025 2:42


Sheng Wang jokes about his preferred mainstream candy bar in his Netflix special, "Sweet and Juicy".

Stuff and Waffle
Preferred Enclave

Stuff and Waffle

Play Episode Listen Later May 20, 2025 49:31


This week we've done all of our homework, we somehow end up talking about Buick and multi-million pound cars. And of course, 2 truths, 1 lie. Hosted on Acast. See acast.com/privacy for more information.

Top Flight Time Machine
Preferred Street Bins

Top Flight Time Machine

Play Episode Listen Later May 19, 2025 39:52


Poo bag protection, penny-swallowing, water disposals, glamour claims, TOTP cosmos, and confidence. Join the Iron Filings Society: https://www.patreon.com/topflighttimemachine and on Apple Podcast Subscriptions Hosted on Acast. See acast.com/privacy for more information.

Backcountry Rookies
Punching Tags and Shooting Steel with Preferred Barrels – Marshal Sip

Backcountry Rookies

Play Episode Listen Later May 19, 2025 50:49


Chad sits down with Marshal Sip of Preferred Barrels, a name trusted by precision rifle builders and long-range shooters across the West. Marshal's family has been in the barrel-making business for years, and their commitment to accuracy and craftsmanship runs deep.In this episode, Marshal breaks down the manufacturing process behind their high-performance barrels, what sets Preferred apart from the rest, and why they're becoming a go-to for serious shooters. Chad and Marshal also dive into the barrel options available, customization features, and just how simple it is to order your next tack-driving setup.Chad shares his own experience running Preferred barrels on a few of his rifles — spoiler: they're all shooters. Whether you're chasing mule deer in open country or dialing shots at 1,000+ yards, this episode is for you.MARSHAL SIP – PREFERRED BARRELSWebsite -https://preferredbarrelblanks.comInstagram -https://www.instagram.com/preferredbarrels/  OUT OF STATE HUNTER@outofstatehunter  GOHUNTUse the code OUTOFSTATE when you become an Insider and get $50 in GOHUNT Gear Shop Credithttps://www.gohunt.com ARROWHEAD RIFLES - Website -https://arrowheadrifles.comInstagram -https://www.instagram.com/arrowheadrifles/ TRICER USA Use the code OUTOFSTATE and save 10%Website –https://tricerusa.com/Instagram -@tricerusaFacebook -https://www.facebook.com/tricerusa/ BORN PRIMITIVE OUTDOORUse the code OUTOFSTATE15 to save 15%Website - http://bornprimitive.com/Instagram - @bornprimitiveoutdoor  #OutofStateHunter #WesternHunting #LongRangeHunting #PrecisionRifle #CustomBarrel #PreferredBarrels #HuntTheWest #OutOfStateHunter #LongRangeShooter #MuleDeerHunting #RifleBuilder #GunBarrels #BackcountryHunting #CustomRifles #DialItIn #ShootFar #HuntingGear #HunterPodcast #MadeInUSA #WesternBigGame #PrecisionShooting 

Holmberg's Morning Sickness
05-16-25 - BR - FRI - It's Natl BBQ Day And A List Of Preferred BBQ Items - Owner Of Massage Parlor Accused Of Molesting 3 Men - SciNews On German 5G Experiment

Holmberg's Morning Sickness

Play Episode Listen Later May 16, 2025 32:19


05-16-25 - BR - FRI - It's Natl BBQ Day And A List Of Preferred BBQ Items - Owner Of Massage Parlor Accused Of Molesting 3 Men - SciNews On German 5G ExperimentSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Holmberg's Morning Sickness - Arizona
05-16-25 - BR - FRI - It's Natl BBQ Day And A List Of Preferred BBQ Items - Owner Of Massage Parlor Accused Of Molesting 3 Men - SciNews On German 5G Experiment

Holmberg's Morning Sickness - Arizona

Play Episode Listen Later May 16, 2025 32:19


05-16-25 - BR - FRI - It's Natl BBQ Day And A List Of Preferred BBQ Items - Owner Of Massage Parlor Accused Of Molesting 3 Men - SciNews On German 5G ExperimentSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Blue Collar Finance
SIE Exam Prep: A conversation about Equities

Blue Collar Finance

Play Episode Listen Later May 16, 2025 15:27


 A casual conversation about Equities   Common, Preferred and ADRs

Let's Talk Loyalty
Bank of America's Preferred Rewards Program (#669)

Let's Talk Loyalty

Play Episode Listen Later May 15, 2025 35:14


This episode is available in audio format on our Let's Talk Loyalty podcast and in video format on www.Loyalty.TV.I'm delighted to be today meeting with another Fortune 500 brand as we meet with Bank of America, one the world's largest banks.According to its latest annual report, Bank of America now serves approximately 69 million consumer and small business clients, and surpassed $100 billion in revenue in 2024, with net income in excess of $27 BILLION.As part of the bank's celebrations for the ten year anniversary of its Preferred Rewards program, I am joined today by Shikha Narula, the Managing Director, Head of Consumer & Small Business Product Strategy, Transformation and Rewards at Bank of America.Shikha shares some of their key achievements including a membership base of over 11 million members, a 99% retention rate, and some of their flagship partnerships such as their coffee / cash-back program with Starbucks in the US market.Shikha also shares how their award-winning Preferred Rewards program really differs from other programs in the financial services industry.Please enjoy our conversation.Show Notes:1) Shikha Narula2) Bank of America3) Bank of America Preferred Rewards® program4) Coffee, meet Cash Back - Bank of America Promotion | Starbucks Rewards5) Smart Brevity: The Power of Saying More with Less (Book)

Down The Garden Path Podcast
Pondless Water Features & More with Ernest Williams from Aquascape

Down The Garden Path Podcast

Play Episode Listen Later May 12, 2025 37:48


This week on the podcast, Joanne Shaw speaks with Ernest Williams from Aquascape about the popularity of water features in landscaping, including pondless designs, fountainscapes, and natural swimming ponds. Here are some of the topics discussed in this episode: Pondless Water Features in Landscaping Increasingly popular in landscaping for their low maintenance and safety Enhances curb appeal and attracts wildlife Provides the sound of water without the upkeep of traditional ponds Preferred by homeowners seeking aesthetics and simplicity Pondless Water Features Design and Functionality Mimics natural water flow; includes bubbling elements and disappearing streams Built with similar mechanics as ponds but without standing water Water recirculates through a hidden basin, minimizing runoff Can integrate downspouts and rainwater harvesting for stormwater management Design and Maintenance Mini spillway and aqua basin designs allow features to fit any yard size Water should remain in basins during winter to prevent cracking/freezing Maintenance includes removing pumps before freezing temperatures Naturalistic design is achieved using varied rocks Proper maintenance and design extend feature lifespan Noise Reduction Water features help block unwanted sounds (e.g., traffic) Creates a soothing outdoor environment Watching water can lower blood pressure and heart rate An affordable and visually appealing way to improve outdoor spaces Installation Both professional installation and DIY options are available Certified landscape companies offer installation and customer service DIY products available for homeowners The Aquascape University program provides contractor training and certification Aquascape YouTube channel offers homeowner experiences and advice Construction and Materials Quality materials (granite, field stone) prevent calcium buildup and algae Kits are available for efficient construction Not all yard rocks are suitable for ponds Existing ponds can be converted to pondless features for less maintenance Aqua blocks allow efficient use of space and are load-bearing Pondless Features and Natural Pools Redesigning or converting old ponds to pondless features reduces maintenance Existing rocks can sometimes be incorporated into new designs Recreation ponds (natural swimming ponds) are eco-friendly pool alternatives Suitable for swimming and environmentally conscious homeowners Many specialized contractors are available in Ontario and Quebec Water Conservation in Yard Design Pools can be converted into natural swimming or recreation ponds Water collection systems (e.g., aqua blocks) help manage yard water issues Systems collect/filter water, reduce stormwater runoff, and address muddy yards Emphasizes the importance of water conservation and management in landscaping To learn more about pondless water features and everything Aquascape offers, visit them at www.aquascapeinc.com and view their videos on YouTube. Have a topic you'd like Joanne to discuss? Email your questions and comments to downthegardenpathpodcast@hotmail.com, or connect via her website at down2earth.ca. Are you a landscape or gardening expert? We'd love to have you on the show! Click here to learn more. Find Down the Garden Path on Instagram, Facebook, and YouTube: @downthegardenpathpodcast. Down the Garden Path Podcast On Down The Garden Path, professional landscape designer Joanne Shaw discusses down-to-earth tips and advice for your plants, gardens and landscapes. As the owner of Down2Earth Landscape Design, Joanne Shaw has been designing beautiful gardens for homeowners east of Toronto for over a decade. She does her best to bring you interesting, relevant and useful topics to help you keep your garden as low-maintenance as possible.  In Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden, Joanne and fellow landscape designer Matthew Dressing distill their horticultural and design expertise and their combined experiences in helping others create and maintain thriving gardens into one easy-to-read monthly reference guide. Get your copy today on Amazon. Don't forget to check out Down the Garden Path on your favourite podcast app and subscribe! You can now catch the podcast on YouTube.

Optimal Finance Daily
3137: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money

Optimal Finance Daily

Play Episode Listen Later May 10, 2025 13:59


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
3137: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money

Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

Play Episode Listen Later May 10, 2025 13:59


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
3137: Preferred vs Common Stocks: How Do They Differ by Amy Blacklock and Vicki Cook with Women Who Money

Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

Play Episode Listen Later May 10, 2025 13:59


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3137: Amy Blacklock and Vicki Cook explain the key differences between common and preferred stocks, offering clarity on how each type fits distinct investment goals. While common stocks offer growth and voting rights, preferred stocks provide consistent income and greater claim to assets, making it crucial to align your choice with your financial strategy. Read along with the original article(s) here: https://womenwhomoney.com/preferred-vs-common-stock/ Quotes to ponder: "A share of common stock represents one share of ownership in the underlying corporation." "The dividend yield can be calculated by simply dividing the dollar value of the dividend by the current stock price, times 100 for the percentage." "Preferred stockholders get preference over common stock shareholders during distribution of profits or corporate liquidation of funds." Episode references: Standard & Poor's: https://www.spglobal.com/ratings/en/ Moody's: https://www.moodys.com/ Fitch Ratings: https://www.fitchratings.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Passive Income Pilots
#109 - The Flight Plan for Syndications: Risk, Returns, and Real Wealth

Passive Income Pilots

Play Episode Listen Later May 6, 2025 39:19


In this episode, hosts Tait Duryea and Ryan Gibson deliver an in-depth, pilot-friendly primer on syndications and passive real estate investing. They break down the risk spectrum from core to opportunistic deals, while sharing real-world analogies and experiences from their own projects, like the Canyon City land entitlement. Learn how to properly evaluate risk-adjusted returns, the importance of DSCR vs LTV, and what preferred return really means in a syndication waterfall. This episode is a must-listen for high-income professionals looking to navigate passive investing with clarity and confidence.Show notes:(0:00) Intro(02:23) Active vs passive investing explained(04:03) Is syndication risky? Understanding real risk(05:22) Core, Core Plus, Value Add, Opportunistic defined(10:11) Operational vs physical value-add(13:35) What are risk-adjusted returns?(17:19) How leverage impacts risk(20:02) DSCR vs LTV: What's more important?(22:59) Preferred return vs cash flow(33:50) What is an accredited investor?(38:55) Outro— You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you on the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.

First Smoke of The Day
Preferred Gardens: Built Not Bought, MSO Grit, Culture Over Clout, Mixed-Light Future

First Smoke of The Day

Play Episode Listen Later Apr 28, 2025 84:35


The definition of connoisseur smoke often includes “indoor cultivation,” but what if we told you many of your favorite players have bagged up a particular brand's mixed light and sold it as indoor? You're about to find out why this was a blessing in disguise.Blackleaf sits down in the FSOTD studio with recurring guest and certified legend, Dave of Preferred Gardens, along with his core team, Alex, Mike, Blaine, and Nikki (also Dave's wife,) to discuss turning a legacy brand into a thriving MSO, winning the $60k Proper Doinks Z Challenge, raising kids and building a brand with your significant other, breeding in-house genetics, and the intricate and mythical nature of Preferred's methods for Quality Control.​David Polley founded Preferred Gardens in 2015 in Sacramento, California. The company is renowned for its mixed light growing methods, and cultivating over 260 unique strains, including Sherbanger, Lazer Gun, Znackz, and more. Initially prominent in the medical market, Preferred Gardens now operates in California, Florida, Arizona, and New York, with more new states coming online in the future. They're even dipping into international markets, as you'll hear Dave discuss on this episode.With over two decades of experience in the game, Dave will shed light on how crucial being a cultivator and lowkey breeder has been to his success as a brand owner, allowing him to fully understand quality control, as well as set up his same facilities in different states and be able to make minor adjustments and thrive. He'll also discuss how he and his team are the sole barrier of quality control in terms of what they'll put out, and how to develop relationships with retailers and partners where their word is bond and that trust is maintained.Aside from Dave and his constant game-dropping, the rest of his team that's in-studio shed tremendous light on how they're each able to make this global operation work without ever giving into the big investors and corporate hellscape structure. Hustling is an understatement when you get to hear from Preferred's sales and management team, Mike, Blaine, and Chris, as well as their resident mom and powerhouse accounting, programming, and back-of-house champ, Nikki.Again, bringing up quality control, Blackleaf rattles off tons of bubbling questions surrounding how they define a keeper, what Dave deems as the proper cure time, if white ash really matters and how they breed for it these days, how important unique genetics are in the legal game, how to establish trustworthy relationships with buyers, their internal voting system for picking fire cuts, how they've been able to keep crops A-1 with The Flowery in Florida, and if you really need to be a passionate smoker to run a top-tier flower brand.Find out more by visiting preferredgardens.com and check back on any of our previous episodes with Dave and Preferred Gardens to learn more about his journey and imminent rise to the top.Subscribe to our channel and the FSOTD.com site to keep up with other key players and enjoy conversations with trailblazers from the culture you can't find anywhere else. Hosted on Acast. See acast.com/privacy for more information.

HDTV and Home Theater Podcast
Podcast #1198: Are You Satisfied With Your Streaming Providers?

HDTV and Home Theater Podcast

Play Episode Listen Later Apr 25, 2025 43:08


On this week's show we ask, how satisfied are you with your streaming service providers? We also read your emails and take a look at the week's news. News: Prime Video has 88% of customers on ad-supported plans Amazon gearing up to roll out new Fire TV OS on streaming player Roku announces 2 new streaming sticks starting at just $30 Max begins password-sharing crackdown Other: Aiwa: Then and Now State of Streaming: Satisfaction with streaming providers (The Streamable) How are Americans really feeling about their streaming services? Recently, we surveyed nearly 1,500 cord-cutters to get a clearer picture of how people are watching, what they're paying, and which services they are most satisfied with. The results reveal shifting habits in a saturated streaming market and point to what matters most as we speed right through 2025. Full article here… Streaming services people use: YouTube TV: 30% Hulu + Live TV: 10% Sling TV: 7% DIRECTV STREAM – 6% Fubo: 3% Philo: 3% DIRECTV via internet: 2% Dish: 2% None of the above: 38% Are subscribers satisfied? Despite rising subscription costs and service fragmentation, 58% of users are satisfied with their streaming experience, 33% are neutral, and only 9% are dissatisfied. This high satisfaction rate, despite 2024's price hikes and content reshuffles, is likely due to improved app performance, better device compatibility, and more tailored subscription options. How many services do people use? In 2025, streaming is typically a multi-platform experience: 49% of households subscribe to 2-4 services, 38% use 5 or more, and only 12% stick to a single service. Content fragmentation drives users to stack subscriptions for their favorite shows and sports, a shift from the cable era, making multiple subscriptions the norm for convenience. Monthly spending on streaming The typical streaming bill has surged, with 35% of users spending $50-$100 monthly, often on live TV and multiple on-demand subscriptions. Additionally, 26% spend over $100, likely on premium plans or add-ons, while only 19% keep costs at $25 or less by limiting subscriptions or using free trials. Streaming costs and complexity now rival traditional cable bills. Bundled benefits Bundling is a popular cost-saving strategy, with 31% of respondents accessing streaming through Amazon Prime and 14% via phone bills, often getting discounted or free access to platforms like Netflix or Disney+. However, 36% prefer direct subscriptions or find their preferred platforms aren't bundled, showing bundling is common but not universal. Churn vs. loyalty In 2025, 70% of users showed strong loyalty to their existing services, indicating platform stickiness despite subscription fatigue. However, 50% canceled at least one streaming service in 2024, driven by cyclical pauses, price hikes, or lack of content. Unlike cable, streaming subscriptions are easily canceled, leading to dynamic, seasonal churn, with some users returning for new content. What matters most? Here are the features that matter most to users: Affordable pricing Access to local channels Live sports availability Device compatibility (smart TVs, streaming sticks, etc.) Channel variety Reliable streaming quality DVR functionality Support for 4K resolution and surround sound (less critical) Preferred streaming devices Smart TVs are the top choice for streaming, used by 56% of viewers, followed by Roku devices at 44%, then Fire TV, Apple TV, and web/mobile viewing. This highlights a trend toward living room, lean-back streaming experiences over desktop viewing, driven by widespread smart TV adoption and improved built-in apps.    

The Startup Solution
Understanding Your Investor's Zone of Indifference

The Startup Solution

Play Episode Listen Later Apr 24, 2025 17:52


Founders need to understand investor priorities before they require investor action. The investor's ‘zone of indifference' describes an issue that can be problematic. In this episode, Heidi explains what it is, when it comes into play, and how to identify the likelihood of an investor landing in the ‘zone of indifference.'  More information: https://www.threshold.vc/podcast/understanding-your-investorrsquos-zone-of-indifference Further reading: As promised, here's a post written by Evan Epstein about fiduciary duties of venture-backed directors. It's a must read! https://evan-epstein.medium.com/duties-of-startup-directors-and-the-rule-of-common-maximization-9a2814b2fe2a And if you want to go deep on the seminal case on this topic, the Trados case, here's an in-depth podcast about it with Evan and Vice Chancellor J. Travis Laster of the Delaware court: https://boardroom-governance.com/episodes/travis-laster Here's a great primer on preferred stock: https://darroweverett.com/preferred-stock-primer-value-protective-provisions-analysis/#:~:text=Preferred%20stock%20sits%20between%20debt,liquidation%20events%20and%20dividend%20payouts" Here's a breakdown of simple preferred versus participating preferred and how it impacts the zone of indifference: https://veecee.co/understanding-liquidation-preferences-and-the-zone-of-indifference

The Midday Show
Backpage – Does Shedeur Sanders have a preferred landing spot?

The Midday Show

Play Episode Listen Later Apr 23, 2025 15:56


Andy and Randy visit the Backpage with Beau Johnson

The Next Wave - Your Chief A.I. Officer
Latest ChatGPT Updates Explained: Memory, o3 & 04-mini, 4.1, Social Media Rumors

The Next Wave - Your Chief A.I. Officer

Play Episode Listen Later Apr 22, 2025 43:43


Episode 55: Confused about all the new OpenAI model names like 4.5, 4.1, o3, 04-mini, and the new “memory” feature? Matt Wolfe (https://x.com/mreflow) and Nathan Lands (https://x.com/NathanLands) are here to demystify the whirlwind of recent ChatGPT updates so you know exactly what matters and how to use the smartest AI for your needs. In this episode, Matt and Nathan break down the latest OpenAI announcements—what the new “memory” feature actually does, how it could make ChatGPT your most personal assistant, and how each of the new models stacks up. They dissect the confusing model lineup, explain what's getting sunset, reveal how to match the right model to your workflow (from writing to coding), and discuss rumors of OpenAI's potential entry into social media. By the end, you'll know which model is “dumbest to smartest,” what's coming next, and how these rapid-fire advances might reshape tech and business faster than anyone expected. Check out The Next Wave YouTube Channel if you want to see Matt and Nathan on screen: https://lnk.to/thenextwavepd — Show Notes: (00:00) Demystifying OpenAI's Recent Launches (08:51) Personalized Social Network Plans (11:02) GPT5 Delay and Concerns (15:00) SWE Bench and External Comparisons (16:12) Gemini 2.5 Preferred for Coding (22:03) Startup's User Surge Stuns Silicon Valley (23:57) AI Advances in Brainstorming (28:54) Ranking AI Models by Capability (31:05) Advanced AI Models Overview (35:13) Sam Altman on OpenAI's Future Lead (36:23) OpenAI's Context Window Updates — Mentions: OpenAI Reasoning Models: https://platform.openai.com/docs/guides/reasoning?api-mode=responses Gemini 2.5: https://deepmind.google/technologies/gemini/pro/ Claude: https://claude.ai/ Midjourney v7: https://www.midjourney.com/updates/v7-alpha Sam Altman at TED 2025: https://www.ted.com/talks/sam_altman_openai_s_sam_altman_talks_chatgpt_ai_agents_and_superintelligence_live_at_ted2025?language=en/ Get the guide to build your own Custom GPT: https://clickhubspot.com/tnw — Check Out Matt's Stuff: • Future Tools - https://futuretools.beehiiv.com/ • Blog - https://www.mattwolfe.com/ • YouTube- https://www.youtube.com/@mreflow — Check Out Nathan's Stuff: Newsletter: https://news.lore.com/ Blog - https://lore.com/ The Next Wave is a HubSpot Original Podcast // Brought to you by Hubspot Media // Production by Darren Clarke // Editing by Ezra Bakker Trupiano

KNBR Podcast
4-16 Garry St. Jean joined Murph & Markus this morning to share his perspective on what Warriors matchup he would've preferred in the first round of the NBA playoffs

KNBR Podcast

Play Episode Listen Later Apr 16, 2025 16:53


Former Warriors General Manager & Head Coach, Garry St. Jean joined Murph & Markus this morning to share his perspective on what Warriors matchup he would've preferred in the first round of the NBA playoffsSee omnystudio.com/listener for privacy information.

Murph & Mac Podcast
4-16 Garry St. Jean joined Murph & Markus this morning to share his perspective on what Warriors matchup he would've preferred in the first round of the NBA playoffs

Murph & Mac Podcast

Play Episode Listen Later Apr 16, 2025 16:53


Former Warriors General Manager & Head Coach, Garry St. Jean joined Murph & Markus this morning to share his perspective on what Warriors matchup he would've preferred in the first round of the NBA playoffsSee omnystudio.com/listener for privacy information.

We Study Billionaires - The Investor’s Podcast Network
BTC228: Saylor's Bitcoin Strategy w/ Preferred Stock w/ Jesse Myers (Bitcoin Podcast)

We Study Billionaires - The Investor’s Podcast Network

Play Episode Listen Later Apr 2, 2025 63:04


Jesse Myers breaks down MicroStrategy's bold new move, the MSTR preferred stock, and shares big-picture views on Bitcoin, scarcity, and economic transformation. IN THIS EPISODE YOU'LL LEARN: 00:00 - Intro 02:58 - What MicroStrategy's new preferred stock offering means for investors. 04:34 - The implications of MSTR's free cash flow and interest expense dynamics. 07:23 - A sneak peek at Jesse's Global Asset Value chart and what it reveals. 10:16 - How Bitcoin continues to shape MicroStrategy's balance sheet and strategy. 15:48 - Whether we're approaching a “debt event horizon” and what that might mean. 16:33 - Jesse's insights on Bitcoin yield and accretive dilution. 23:29 - Misconceptions people have about the current economic landscape. 23:49 - Why appreciating scarcity is a key mindset shift in investing. 36:36 - What Jesse's excited about in today's rapidly evolving financial world. 37:24 - Jesse's take on Elon Musk and Howard Lutnick's vision for rewiring the U.S. economy. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Jesse's X Account. Jesse Myer's Newsletter. Jesse's company, Onramp. Check out all the books mentioned and discussed in our podcast episodes here. Enjoy ad-free episodes when you subscribe to our Premium Feed.   NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | | Instagram | Facebook | TikTok. Check out our Bitcoin Fundamentals Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Hardblock Found DeleteMe Fundrise CFI Education Vanta Shopify Onramp TurboTax Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Where Should We Begin? with Esther Perel
Esther Perel Invites Us to Imagine Our Preferred Future

Where Should We Begin? with Esther Perel

Play Episode Listen Later Mar 17, 2025 55:48


We all know the difference between being alive and feeling alive. The state of the world has many of us struggling with threat and uncertainty, both of which immediately constrict our imagination and our ability to face the unknown with curiosity and discovery. Join Esther Perel for a live conversation on the Vox Media Podcast Stage at South By Southwest with futurist Amy Webb and innovation expert Frederik Pferdt as they discuss how the big changes of today will shape our relationships of tomorrow. To watch the video of this episode go to https://www.youtube.com/@estherperel/podcasts To watch Amy Webb's 2025 Emerging Tech Trend Report from SXSW visit https://www.youtube.com/watch?v=oT33_MrqyHo To read Frederik Pferdt's book What's Next is Now: How to Live Future Ready visit https://whatsnextisnowthebook.com Want to learn more? Receive monthly insights, musings, and recommendations to improve your relational intelligence via email from Esther: https://www.estherperel.com/newsletter Learn more about your ad choices. Visit podcastchoices.com/adchoices