Podcasts about highly effective people

"A million dollars a shot is my price. But I only take one a year. The rest of the time I maintain my skills." That was Francisco Scaramanga, the villain in The Man With the Golden Gun, played by the superb Christopher Lee. Who, interestingly, was a cousin of James Bond creator Ian Fleming and a regular golfing partner of his. Now, while I certainly wouldn't recommend following Scaramanga's career path, there's a valuable lesson in that line. The reason Scaramanga could ask such a high price was not because he worked all the time. It was because he spent most of his time practising, refining, and maintaining his skills so that when the moment came, he could perform at an exceptional level. And that brings us to this week's question, which is all about developing, and more importantly, maintaining, your skills at managing your work and your time.   Links: Email Me | Twitter | Facebook | Website | Linkedin   The COD Productivity Method  Learn more about the Quiet Productivity Method here   Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page   Script |421 Hello, and welcome to episode 421 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  There's a belief, held by many, that becoming better at time management and productivity is something you learn once and then you're set.  Or all you need to do is buy the latest productivity tool and all your struggles disappear.  Hahaha, it's not quite so easy.  Theoretically, it may be possible to add a new app or use a new process for getting your work done. Unfortunately, life doesn't fit perfectly into the little boxes we create. There's always something different or new.  This is why the idea of plotting out every minute of your day on your calendar doesn't work in practice.  Simple, natural things are not always predictable. You don't know when you will need a bathroom break, or if a colleague asks you a question, or perhaps you spill your coffee all over your desk.  If any of these things happen when you have carefully mapped out every minute of your day, your day is ruined.  The missing pieces are flexibility and practice, and that is where this week's question comes in.  So, let me now hand you over to the Mystery Podcast Voice for this week's question.  This week's question comes from Kathy. Kathy asks, Hi Carl, I've recently taken your Time Sector System course and loved it. One thing that's worrying me, though, is that no matter how well I plan my week, by Tuesday, my whole plan is ruined. Do you have any tips on staying on plan when things become hectic? Hi Kathy, thank you for your question.  This is a common discovery. Once you know the theory, putting it into practice can show up bumps in the road that cause problems.  One of the first problems people face is changing habits. If, for instance, you've never planned a week or a day, getting into the habit of consistently doing so is hard.  After all, you've spent most of your life so far without having a plan; skipping a daily or weekly planning session isn't going to cause too many problems.  Yet when you are building your system, it's that skipping that causes a problem. The more times you don't do it, the longer it will take you to build the essential habits.  The goal is to use your new knowledge automatically. When you're processing your inbox, you instinctively know what to do. It's like there's a voice in your head asking the three questions: What is it? What do I need to do with it? When will I do it? When you start, asking these questions can be slow. You're naturally thinking too much. But when you've done it consistently for a few weeks, you think less, and you automatically move things to their rightful place.  Today, I can process an inbox of twenty items in less than 6 minutes. When I first started following this sequence of questions, though, it would easily have taken me twenty to thirty minutes. I was overthinking and learning patterns.  In one scene in The Man With the Golden Gun, Bond and Scaramanga are having lunch. The lunch begins amiably, but soon turns hostile. At one point, Bond reaches into his coat pocket to pull out his gun. The camera pans to Scaramanga, who is pointing his legendary golden gun at Bond.  The surprising thing here is that Scaramanga had to build his gun from a golden cigarette case, a lighter, a fountain pen, and a cufflink. All Bond had to do was pull his gun from his shoulder holster.  How was Scaramanga faster? Practice.  How many hours would Scaramanga have had to practice putting his gun together to get that fast?  I know, it's fiction. But the point is, you get faster the more you do something.  This is why people who continually switch apps are also consistently behind on their work. They remain stuck at being slow.  What's happening there is they have to learn new ways of getting things into their system, and then moving tasks, and learning all the new features. And that doesn't account for the time it takes to move everything over to the new app.  It's dead time. Instead, sticking with the apps you already have forces you to get better and faster at using them.  Then we come to the realisation that no two weeks are ever the same. No matter how carefully we plan something, things will inevitably go wrong.  This is where practice and experience come in.  I have a client who travels for work a lot. Sometimes he travels domestically; other times he travels internationally, often to the other side of the world, which involves 20 hours of flying time.  He found the Time Sector System worked brilliantly when he was working from his office, but it fell apart when he had to travel.  When we analysed the problem, we discovered that he was trying to run things the same way while travelling as he did at his office.  How many times have you booked a flight, found that WIFI would be available for the flight and thought, ah, I'll catch up on my email and messages when flying, only to discover that the WIFI doesn't work? Now, you could respond to your actionable emails while flying, but you won't be able to send them until you get into a WIFI zone. But that disruption to your plans can leave you feeling very frustrated.  The solution in this case was to have a travelling routine. On days when my client was travelling, he reduced his task list to the essentials. Rescheduling or postponing routine tasks  He also set up a routine for international travel, using the flight time to plan and clean things up. None of which required WIFI.  The first few times he used this new process, he found he needed to make adjustments, but after a few tries, he had it working perfectly.  And that's the key part. Build in flexibility.  In my client's case, it was not to try and follow the same system when travelling as he does when at the office.  When you plan your week, allow for the unexpected.  One way to do this is to ensure that, when you plan your week, you have time for the essential things. That would be your core work and the parts of your life you have decided are important. Time with family and friends, hobbies and exercise, for example.  Once you have those on your calendar, then really you have the beginnings of a solid plan that should be flexible enough.  Hopefully, you have already locked in your core work.  When I was a teacher, I had an hour each day protected for class preparation. I was teaching around four to five hours a day; those times were fixed each month and were non-negotiable. I had to be in the classroom teaching.  The class preparation time did change from day to day, but it was always there, and I tried to fix it around the same time each day, which made it much easier to make it a habit.  The unknowns often come from project work. Projects, by their very nature, are unique. Each one requires something different. You will find that while you may not be able to plan precisely what needs to be done at a weekly level, scheduling time to work on your projects each week will help ensure you have enough time to keep these moving forward.  If you've ever read Stephen Covey's 7 Habits of Highly Effective People, you will no doubt remember the chapter: Sharpen the Saw.  In the chapter, Stephen Covey uses the example of a wood cutter who's working so hard that they never stop to sharpen the saw. Over time, the time required to cut the tree increases, not because the woodcutter is getting weaker, but because the saw is becoming blunter.  Your time management and productivity skills operate the same way. Sometimes you have to stop and sharpen your skills.  For example, I use an iPhone, and every time Apple updates its iPhone operating system, I review my collecting methods to see if anything in the new software will make collecting faster.  For example, when Apple added the action button to their phones, it let me map that button to add tasks to my task manager's inbox. It's super fast, and after a few days it became automatic for me to tap the action button when I needed to add something.  The most productive people I know spend time improving their ability to produce. This is why athletes train, musicians practise scales, pilots rehearse procedures, and surgeons continually update their skills. The performance people see is only possible because of the preparation and practice nobody sees. This is also why the Scaramanga quote fits this question. His point was essentially the same. As he said: “The rest of the time I maintain my skills.” Scaramanga's version is darker, of course, but the principle is identical. Exceptional performance is not the result of the moment itself; it's the result of the time spent preparing for that moment. If you find that by Tuesday your plan for the week looks destroyed, allow for that when you plan your week.  One way you can do this is to plan your objectives.  What is it that you want to get accomplished next week? These could be: To finish an important proposal Get on top of your emails To clean up the garden  To exercise a minimum of four times To update your LinkedIn profile With these five objectives, you can then decide when you will do them.  One tip here is to front-load your week with these activities. This way, if you do get waylaid, there's still time to recover in the week.  This reminds me of a story from one of the world's top rugby coaches. When he joined a new team, he found that if the team got ahead early in the game, they invariably won.  However, when they went behind early on, the likelihood was they would lose.  When he analysed this, he found that the team panicked when they fell behind, dropped their plan, and spent too much of the game taking unnecessary risks to get ahead.  He reminded the team that it was an 80-minute game and that what really mattered was sticking to their plan.  Tackle aggressively, maintain their defensive line and minimise mistakes. If they stuck to that, they would likely end the game ahead.  You don't win games in the first twenty minutes. You win the game over 80 minutes. It's the same for you, Kathy; you don't win or lose the week early on. You win the week by sticking to your plan and making adjustments where necessary, without losing sight of it.  I hope that has helped. Thank you for your question. And thank you to you, too, for listening.  It just remains for me to wish you all a very, very productive week.   

“I'm so passionate about creating a world where fraud is rare and trust between a member and their credit union is a given.” - Shanthi ShanmugamThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today's show is Shanthi Shanmugam, CEO of Casap. She joins me for this episode to discuss the winding path that took her from studying computer science at UC Berkeley to helping credit unions rethink one of the most stressful moments in the member experience: disputes.Throughout our conversation, Shanthi makes it evident that she is passionate about building technology that feels human. She shares stories from her time at Facebook and Robinhood, including the moment when she realized that she wanted to spend her career solving problems that genuinely matter to people. Hear how that mindset eventually led to the formation of Casap, an AI-powered platform helping credit unions reduce fraud losses, improve dispute resolution, and strengthen member trust without losing the human judgment these situations often require. We also dig into why disputes are far more than just operational headaches, with Shanthi explaining why they're “trust moments” that can determine whether a member stays loyal to their financial institution or walks away entirely.As we wrap up the episode, Shanthi talks about her love for custom suits, Bollywood dancing, Colorado Springs, and why Stephen Covey's The 7 Habits of Highly Effective People still resonates with her years after first reading it. Enjoy my conversation with Shanthi Shanmugam!Find the full show notes on cuinsight.com.Connect with Shanthi:Shanthi Shanmugam, CEO of Casapshanthi@casaphq.com casaphq.com Shanthi: LinkedIn Casap: LinkedInShow notes from this episode:Film mentioned: RatatouilleCharacter mentioned: RemyBook mentioned: The 7 Habits of Highly Effective People by Stephen CoveyIn this episode:[1:00] - When she was young, Shanthi dreamed of traveling worldwide through dance and teaching others to love it.[2:27] - After Berkeley and Facebook, Shanthi pursued product work that was focused on meaningful human impact.[5:01] - Learn how ChatGPT inspired Shanthi to launch Casap and reimagine trust-centered fraud prevention.[8:16] - Hear how Casap helps credit unions improve member experiences and reduce fraud via AI-powered dispute management.[11:13] - Shanthi identifies three major gaps in the dispute process - starting with credit unions needing more transparent support.[12:36] - The second gap is fragmented systems which weaken fraud decision-making.[13:57] - Thirdly, better dispute insights are needed to differentiate between legitimate cases and attempted fraud.[15:09] - Shanthi points out that disputes become defining moments that shape long-term member loyalty and retention.[17:49] - Shanthi illustrates the difference between agentic AI and other AI tools.[20:28] - I praise Casap for balancing fast automation with compassionate human support.[21:08] - Casap aims to become credit unions' broader AI operating system beyond just dispute management.[23:24] - Hear why Shanthi credits her mother with being a good leader.[25:36] - Shanthi reflects on a trip to Colorado Springs which offered her a refreshing conference experience outside the usual Vegas routine.[26:39] - Shanthi empathically believes that everyone should read The 7 Habits of Highly Effective People by Stephen Covey.[27:14] - Shanthi reveals that monthly check-ins help her balance rapid company growth with family and personal priorities.[29:49] - Shanthi expresses gratitude for credit unions.

What does it take to move from being a transactional Executive Assistant to becoming a true strategic business partner?In this episode of The EA Campus Podcast, I sit down with Gillian Gelston, Executive Assistant at Salesforce, to discuss her career journey from the Northern Ireland Fire and Rescue Service to supporting senior leaders in one of the world's leading technology companies.Gillian shares how she built a successful remote EA career, the systems and workflows that have helped her save time and money for her Executive, and why understanding personality types has transformed the way she works with different leaders.We also discuss:How Gillian transitioned into the Executive Assistant professionBuilding trust and credibility as a remote EAThe importance of boundaries and protecting your timeUsing Slack workflows to streamline approvals and reduce email overloadHow a simple budget approval workflow saved thousands in unauthorised spendWhy compliance can be a valuable area of expertise for Executive AssistantsManaging competing priorities in a fast-paced sales environmentCreating a single source of communication to reduce overwhelmThe role of personality frameworks in understanding ExecutivesFinding your support network as a remote EADeveloping a growth mindset and continuing professional developmentThe books, podcasts and resources Gillian recommends for Executive AssistantsThis conversation is packed with practical ideas for Executive Assistants who want to become more strategic, work more effectively with their Executive, and create systems that make work easier for everyone around them.Whether you work remotely, in the office, or in a hybrid role, you'll come away with plenty of ideas you can implement immediately.Training & Courses→ The Strategic Business Partner Online Course (The EA Campus)→ Elite EA Course by C&C AcademyBooks→ The Modern-Day Assistant by Lucy Brazier→ The Happiness Advantage by Shawn Achor→ The 7 Habits of Highly Effective People by Stephen CoveyPodcasts→ The EA Campus Podcast→ The Crodie Files→ Executive Office InsightsFrameworks & Assessments→ Myers-Briggs Type Indicator (MBTI)→ The Four Tendencies by Gretchen RubinTechnology & Tools→ Slack→ Slack Canvas→ Slack Workflow Builder→ ChatGPT→ Google Gemini→ Google DocsLearning Resources→ Slack Academy→ The Global Skills Matrix for Executive Assistants→ The Rundown AI The EA Campus

I don't end many podcasts by inviting someone to come hang out at the farm, but this was one of those conversations. In this episode, I sit down with Patrick Engasser, a bestselling author, speaker, and coach who's built and led a seven-figure sales team…all while being blind since birth.  This isn't a “feel good” story. This is a wake-up call. We talk about what it actually takes to succeed when the odds aren't in your favor, how to stay aware of opportunities most people completely miss, and why building the right systems is the difference between being stuck and having real freedom. Patrick also shares powerful perspective shifts around adversity- how the very thing you think is holding you back might actually be your greatest advantage. And yeah…we even get into guide dogs.  If you've been waiting for the “right time” or better circumstances… this episode will challenge that hard.   Find Patrick at www.TalkwithPatrick.com  If I Can Do It, You Can Do It!: Inspiration for Eliminating Excuses, Overcoming Challenges, and Succeeding in Business and Life by Patrick Engasser https://amzn.to/4cIg1VH    Things mentioned in the show: 10X is Easier than 2X by Dan Sullivan https://amzn.to/4mErRok  4-Hour Workweek by Tim Ferriss https://amzn.to/4cB3XFF  The 7 Habits of Highly Effective People by Stephen Covey https://amzn.to/489fc72  Goals: How to Get the Most Out of Your Life by Zig Ziglar https://amzn.to/4twO7mY  The Power of Intention by Wayne Dyer https://amzn.to/4cX7rUk    --- Click here to change your life- http://eepurl.com/gy5T3T   Hit me up for a one-on-one brainstorming session- https://militaryimagesproject.com/products/brainstorming-session-1-hour    Check out my Linktree for different ways to rock your world! https://linktr.ee/ruggeddad    Check out the sweet Hyper X mic I'm using. https://amzn.to/41AF4px    Check out my best-selling books: Rapid Skill Development 101- https://amzn.to/3J0oDJ0 Streams of Income with Ryan Reger- https://amzn.to/3SDhDHg Strangest Secret Challenge- https://amzn.to/3xiJmVO This page contains affiliate links. This means that if you click a link and buy one of the products on this page, I may receive a commission (at no extra cost to you!) This doesn't affect our opinions or our reviews. Everything we do is to benefit you as the reader, so all of our reviews are as honest and unbiased as possible. #passiveincome #sidehustle #cryptocurrency #richlife

Are you tired of chasing the hollow rewards of fame, wealth, and public image? According to Dr. Stephen R. Covey, author of The 7 Habits of Highly Effective People, these external rewards are just the trappings of "secondary greatness". True success is an inside job based on your character, integrity, and deepest motives—what he calls Primary Greatness.In this video, we break down the life-changing concepts from Covey's book, Primary Greatness: The 12 Levers of Success. We'll explore why your inner character ultimately matters more than your outward competence and how aligning yourself with timeless, unchangeable principles can completely transform your personal and professional life. Stop rearranging the deck chairs on a sinking ship by putting appearances before reality! Join us as we uncover the 12 powerful levers—like integrity, priority, sacrifice, and continuous learning—that will help you build a life of deep peace, satisfaction, and lasting contribution.#Tags #StephenCovey #PrimaryGreatness #12LeversOfSuccess #PersonalDevelopment #SuccessMindset #CharacterBuilding #LeadershipSkills #SelfImprovement #LifePrinciples #TrueSuccess #The7Habits

Discover the timeless wisdom of Stephen R. Covey's classic self-improvement book, The 7 Habits of Highly Effective People. In this video, we break down the core principles of personal and interpersonal growth, guiding you through the Maturity Continuum from dependence to independence, and ultimately to interdependence. Learn why lasting success comes from cultivating a principle-centered "Character Ethic" rather than relying on the superficial quick fixes of the "Personality Ethic". We also explore the critical P/PC Balance—the secret to maintaining your capacity to produce results (the goose) while actively achieving your goals (the golden eggs) over the long term. Join us as we master all seven habits, from being proactive and thinking win/win, to synergizing and constantly "sharpening the saw"!#tags: #7HabitsOfHighlyEffectivePeople #StephenCovey #SelfImprovement #PersonalDevelopment #ProductivityTips #BookSummary #Leadership #CharacterEthic #Proactive #Synergy #TimeManagement

Find more on the Daily Debrief Habit Builder DebriefAdvantage.com   Episode Summary Five-Step Debriefing Habit Model Jeff discussed his background in military aviation and his current work helping teams debrief to improve performance. He explained that effective debriefing requires developing a habit of regular reflection, particularly in Western cultures where self-reflection can be challenging due to vulnerability concerns. Jeff outlined a five-step habit model (G-R-E-A-T) for debriefing, starting with gratitude to create a positive mental state, followed by reviewing goals, and then evaluating performance through specific questions about what was done. Five-Step Debrief Model Presentation Jeff presented a five-step debrief model focusing on what worked and what didn't work, emphasizing the importance of recognizing both successful and unsuccessful aspects to drive continuous improvement. He explained that the model helps teams develop a championship culture by identifying successful dynamics to repeat and learning from failures to improve over time. Tyler agreed with the approach and discussed the importance of creating a collaborative environment for debriefs, particularly in sports teams where coaches often struggle with accountability and responsibility. Continuous Improvement and Visualization Jeff discussed a 5-step quick model starting with why they are glad to be present, emphasizing the importance of developing a culture of continuous improvement through consistent practice rather than perfection. He explained how fighter pilots use visualization techniques, including chair flying, to prepare mentally for missions by envisioning every aspect of the mission from start to finish. Jeff stressed that the goal is excellence rather than perfection, and that visualization helps condition the mind to see what good performance looks like. Chair Flying Debrief Strategies Jeff and Tyler discussed the concept of "chair flying" and its application beyond sports, including in personal and professional settings. They explored strategies for conducting productive debriefs, particularly when challenging conversations arise, with Jeff emphasizing the importance of starting with gratitude and self-identification of mistakes. Jeff outlined three key traits that distinguish good from bad debriefs: structure, appropriate length (five minutes), and regular, daily practice rather than only addressing failures. Combat Mission Debrief Experience Jeff shared his experience of his first combat mission in the northern Arabian Gulf during the initial ground waves into Iraq, where he provided close-air support to Marine Corps infantry units. He recalled the plane captain's words "This time it's for real" and the realization that years of training were about to be tested in a high-stakes environment. From this experience, Jeff developed his approach to helping teams debrief and improve, focusing on addressing the question of "what if I'm not good enough" in high-performance environments. Debriefing Process and Reflection Jeff discussed the importance of reflection and adjustment in debriefing processes, emphasizing that experience alone doesn't lead to improvement without these steps. When asked about advice for his teenage self, Jeff suggested focusing on the idea that "it's all gonna work out" and recommended reading "The Seven Habits of Highly Effective People" by Stephen Covey.

Nobody jumps out of bed wanting to do a bad job. So why does the day fall apart by lunch? In this episode, Dwayne Kerrigan breaks down the actual mechanics of high-performance productivity — not the philosophy, not the mindset pep talk, but the specific rituals, systems, and daily habits that determine whether your week produces results or just burns time.In this episode:The Time Management Matrix — originally developed by Franklin Covey, which Dwayne taught for 35 years — and why the only quadrant that actually moves your life forward is Q2: things that are important but not urgent, including planning, training, creative thinking, and relationship buildingWhy weekly planning and solitude is the single most important hour of the week — what Dwayne looks at during that block, how he structures it, and why if you miss it consistently, everything else breaks downHow Dwayne uses a color-coded identity calendar — each role in his life assigned a color, from Chairman to Love Slave — so that every time block is set with intention, not just task completionThe AI accountability system: Dwayne sends his planned week and his actual week to an AI agent named Jarvis, who measures his efficiency against his seven-year mission and purpose — and tells him when he's gotten sucked into operationsThe 30-to-60-second rule for managing in-the-moment interruptions: handle it now if it takes under a minute, or put it on the task list immediately and review every two to three hoursWhy perfection is a fool's game — Dwayne's case for defining "good enough" before you start, launching at that standard, and building a continuous improvement process rather than waiting for perfect.Episode Highlights: 00:00 - Progress Over Perfect00:28 - Podcast Introduction01:05 - Productivity Not Time02:44 - Roles And Identities03:44 - Mindset State And Why04:56 - Strategy Culture Habits06:47 - Health Vitality Long Game08:32 - Vision Plan Action Framework11:33 - Weekly Planning Solitude16:07 - Time Management Matrix23:18 - Plan Your Week In Practice24:41 - Daily Planning29:09 - Handle Interruptions Fast30:33 - Email Tasks34:06 - Inbox Overload Fixes35:39 - Stop Chasing Shiny Objects36:39 - Eat The Frog First37:35 - Perfection Blocks Progress38:56 - Get Resourceful Ask Help40:09 - Break Tunnel Vision41:29 - Identity Based Weekly Planning43:08 - AI Accountability Feedback45:00 - Guardrails And Honest Feedback46:42 - Daily Execution Rituals49:46 - Urgent Versus Important Explained55:51 - Stop Unneeded Meetings57:17 - Prioritize Across Roles59:59 - Why Breaks Feel Hard01:05:23 - Calendaring To Reduce Stress01:09:17 - Wrap Up And DisclaimersResources mentioned: FranklinCovey Time Matrix, Plan and software (Dwayne's current task management tool)The 7 Habits of Highly Effective People — book by Stephen CoveyExactly What to Say — book by Phil Jones2 Second Lean — book by Paul AkersByron Katie's four questions framework — "Is it true? Is it absolutely true?"Video text messaging - Todd Hartley and Paul Akers referencedWaking Up app — Sam Harris meditation appTony Robbins — six human needs framework referencedKeith Cunningham — "Progress is not only measured by yards gained, but sometimes by yards not lost"Quotes:“Don't mistake being busy for producing results” - Dwayne Kerrigan“ Lose two hours of your day out of an eight-hour day, it adds up to a 20% of your day all of a sudden disappears. Well, factor that out over the year, you've got 20% of your year that you've not been working at directing yourself to a target.” - Dwayne Kerrigan“The difference between excitement and fear is just the label that we put on it. Physically and physiologically, it's kind of the same experience in our body, but we put a label on fear versus excitement.” - Dwayne Kerrigan“ The biggest problem that we make is we let perfect get in the way of progress. We've gotta identify what is good. And I'm not saying lower your standards, but what I am saying is we can get stuck on perfection or our need for certainty, and we have what I call failure to launch syndrome.” - Dwayne Kerrigan“ We often overestimate what we can accomplish in a year and we underestimate what we can accomplish in a decade.” - Dwayne KerriganConnect with Dwayne KerriganFacebookInstagramLinked InWebsiteDisclaimer: The views, information, or opinions expressed by guests during The Dwayne Kerrigan Podcast are solely those of the individuals involved and do not necessarily represent those of Dwayne Kerrigan and his affiliates. Dwayne Kerrigan or The Dwayne Kerrigan Podcast is not responsible for and does not verify the accuracy of any of the information contained in the podcast series. The primary purpose of this podcast is to educate and inform. Listeners are advised to consult with a qualified professional or specialist before making any decisions based on the content of this podcast.

Perhaps one of the most aptly named individuals I've met, James Clear possesses a clairvoyant ability to articulate his understanding and mastery of habit formation.   His book Atomic Habits, which eclipsed the sales speed of The 7 Habits of Highly Effective People, has sold nearly 20 million copies and is one of the top books recommended by high performers. However, he didn't set out to write bestsellers. James's journey from basement projects to a multi-million subscriber list is a testament to the power of resilience and adaptability. He turned early setbacks into a strategic advantage, proving that sometimes, the best plan is the one you never intended to follow.Building a brand is like building a new habit. Despite aiming for consistency, Clear emphasizes that success in habit formation isn't about rigid adherence but rather the ability to adjust. Rather than fragile, unwavering discipline, Clear's methodology is flexible enough to adapt to the relatable complexities of maintaining habits amidst life's inevitable changes. “The way to be consistent is actually to be adaptable,” he explains. Your best asset could be the flexible mindset that keeps you on track even when life's rhythms get a bit unpredictable. Rather than imploding upon routine and environmental changes, we should focus on accounting for the natural bouts of turbulence.“Reduce the scope, but stick to the schedule,” says Clear, encouraging a flexible approach, adjusting the intensity of activities rather than skipping them entirely. This mindset is critical to avoiding discouragement and self-sabotage, which can derail long-term progress."Support the show

R' Shmuel Diamond is a Jerusalem-based educator, speaker, entrepreneur, and former internationally sought-after photographer whose work and teachings bridge the worlds of creativity, psychology, personal growth, the inner wisdom of Torah, and selfless Divine service.After a successful two-decade international photography career photographing high-profile Jewish families around the world, he transitioned toward education, mentorship, and spiritual teaching. Deeply influenced by Tanya, Chassidus, Kabbalah, psychology, and Stephen Covey's The Seven Habits of Highly Effective People, Shmuel is the founder of Bnei Aliyah and creator of “Journey to a Blessed Life,” a revolutionary new approach to self-mastery and the art of living. He lives in Jerusalem with his wife and children. --Please rate and review the Empowered Jewish Living podcast on whatever platform you stream it. Please follow Rabbi Shlomo Buxbaum and the Lev Experience on the following channels:Facebook: @shlomobuxbaumInstagram: @shlomobuxbaumYouTube: TheLevExperienceOrder Rabbi Shlomo' books: ⁠⁠⁠⁠⁠⁠The Four Elements of an Empowered Life: A Guidebook to Discovering Your Inner World and Unique Purpose⁠⁠⁠⁠⁠⁠-⁠⁠⁠⁠⁠⁠⁠⁠The Four Elements of Inner Freedom: The Exodus Story as a Model for Overcoming Challenges and Achieving Personal Breakthroughs⁠⁠⁠⁠⁠⁠⁠ You can order a copy on⁠ Amazon⁠ or in your local Jewish bookstore.

Perhaps one of the most aptly named individuals I've met, James Clear possesses a clairvoyant ability to articulate his understanding and mastery of habit formation.   His book Atomic Habits, which eclipsed the sales speed of The 7 Habits of Highly Effective People, has sold nearly 20 million copies and is one of the top books recommended by high performers. However, he didn't set out to write bestsellers. James's journey from basement projects to a multi-million subscriber list is a testament to the power of resilience and adaptability. He turned early setbacks into a strategic advantage, proving that sometimes, the best plan is the one you never intended to follow.Building a brand is like building a new habit. Despite aiming for consistency, Clear emphasizes that success in habit formation isn't about rigid adherence but rather the ability to adjust. Rather than fragile, unwavering discipline, Clear's methodology is flexible enough to adapt to the relatable complexities of maintaining habits amidst life's inevitable changes. “The way to be consistent is actually to be adaptable,” he explains. Your best asset could be the flexible mindset that keeps you on track even when life's rhythms get a bit unpredictable. Rather than imploding upon routine and environmental changes, we should focus on accounting for the natural bouts of turbulence.“Reduce the scope, but stick to the schedule,” says Clear, encouraging a flexible approach, adjusting the intensity of activities rather than skipping them entirely. This mindset is critical to avoiding discouragement and self-sabotage, which can derail long-term progress."Support the show

Quick SummarySonya Szabo is a Canadian business lawyer, former café owner, and entrepreneur who has never done things the conventional way — and that's exactly why it works. In this episode, she returns to the Rain or Shine podcast after eight years to share the full arc of her story: building and selling the Vic Café, going to law school at forty, battling imposter syndrome, and ultimately creating a law practice that reflects her values instead of the industry mold.In This EpisodeHow Sonya opened the Vic Café at 35 with three kids — and led with boundaries from day oneWhy she hired a manager before opening the doorsThe highs and hard realities of running a brick-and-mortar restaurant for eight yearsGoing back to law school at forty and navigating four years of imposter syndromeThe "90-year-old self" exercise Sonya uses to make every major decisionHer "quit week" in 2025 — what triggered it and what brought her backWhy in-person relationship-building has been her most effective marketing strategyWhat Zebo Law does and how to work with SonyaKey TakeawaysKnow your priorities before you open your doors. Sonya put a note in her very first employee handbook that said she was a mom first — and that transparency set the tone for every working relationship that followed.Build the business around your strengths, not your job description. She hired a manager before opening and stayed focused on owner-level decisions from the start.Your vision isn't a prediction — it's a decision-making filter. Sonya doesn't hold her vision because she expects it to happen exactly as planned; she holds it because it tells her what to say yes and no to.Think about your ninety-year-old self. When you filter decisions through who you want to be at the end of your life, the noise clears fast.A "quit week" isn't the end — it's a signal. Panic means something isn't working. Go back to your values before you go anywhere else.Memorable Quotes"Before we even opened our doors, we hired a manager. Traditionally that would have been the owner's job — but I knew I needed to outsource that and just be the owner.""When I hold a decision up against my vision and ask, 'Will this bring me closer to where I want to go?' — the answer tells me whether to say yes or no.""When people started connecting me and 'lawyer' together, you could see the relief on their faces — like, finally, a lawyer who doesn't make me feel belittled. Someone who makes me feel empowered."Resources MentionedThe 7 Habits of Highly Effective People by Stephen R. CoveyThe E-Myth by Michael E. Gerber (referenced)Sonya's Instagram: @askmeaboutcontractsSonya's Website: sonyaszabo.comKelsey's Website: KelseyReidl.comKelsey's Instagram: @KelseyReidlFirst Rain or Shine episode featuring SonyaVoxer app — walkie-talkie voice messagingAbout Sonya SzaboSonya Szabo is a Canadian business lawyer and the founder of Zebo Law, where she helps entrepreneurs and business owners navigate contracts, corporate structure, trademarks, and more — in language they can actually understand. After eight years running the Vic Café in Prince Edward County and selling it in 2023, Sonya went to law school at forty and built a practice rooted in her own experience as a founder, parent, and entrepreneur.

Ask most agency owners how profitable their last project was, and you’ll get one of two answers: a rough guess, or a long pause. This kind of data is rarely readily available, and when it is, it’s usually buried in a spreadsheet that someone else built, that nobody’s updated since for months, with a formula that breaks in the click of a mouse. And whilst there are a multitude of agency management platforms available, finding one that works for your agency, at your size, and providing ALL of the functionality and data you need in one place is almost impossible. This is exactly the gap that Anna Appleton set out to close. Anna is co-founder of We Create Digital a small digital agency specialising in design, development, and accessibility, and the driving force behind Rofinery, an all-in-one agency management platform built by a small agency, for ALL agencies. In this episode, we talk about: Why data is one of the most overlooked components of winning and growing new clients How Rofinery brings together pipeline, proposals, time tracking, resource planning, and profitability in one place The hidden cost of “profitability leaks” — and why agency leaders are often the worst offenders Building proposals grounded in real data, not finger-in-the-air estimates Rofinery’s refreshingly straightforward pricing model — and why it’s staying that way Of course there’s a brilliant book recommendation: The Seven Habits of Highly Effective People by Stephen Covey. Join the conversation on LinkedIn using #smallsparktheory and we’ll pick a winner and send you a copy. Also mentioned in this episode: Design Business Association In Focus Report Get in touch with Anna: Book a demo: rofinery.com Email: anna@rofinery.com

Join us for our Summer Wisdom Shorts where we share brief thoughts of wisdom for you to ponder. Mentioned in today's episode:7 Habits of Highly Effective People by Steven CoveySome of our show notes contain affiliate links.    We want to save you the effort of looking up resources + we get a small commission at no extra cost to you.  Thanks for your support.

How can leaders move beyond the noise and overwhelm of AI to create value for their teams and organizations? In this episode, Kevin talks with Matt Kesby about why AI is not just a technology challenge, but a change management challenge. Matt explains why organizations should avoid chasing shiny tools and instead focus on the systems, processes, and repetitive work where AI and automation can create measurable "value impact." He also introduces the difference between makers, watchers, and blamers, encouraging leaders to act now by documenting tasks, identifying opportunities for improvement, and building clear procedures that both people and AI can follow. Matt's Story: Matt Kesby is the author of Untangling AI: Driving Business Success Through Enterprise Automation and AI Agents. He is a serial entrepreneur, AI transformation leader, and business strategist with over 29 years of experience helping organizations achieve triple-digit revenue growth and sustainable profitability. Based in Cebu, Philippines, Matt leads a team of over 1,000 professionals across 7 countries, using AI to accelerate operational, financial, sales, and marketing performance by up to 5x. Matt is the founder of GoTeam and Multiplai Tech, companies dedicated to helping businesses scale and people exceed. Additionally, he is Founder, Chief AI Officer and Master Coach at www.aicoaches.com. He has partnered with more than 300 businesses worldwide, building high-performing offshore support teams and embedding automation-driven solutions into their DNA. A member of the Forbes Technology Council, Matt is a trusted voice at the intersection of people, growth, and emerging technology. https://www.aicoaches.com/ https://www.linkedin.com/in/mattkesby/ Looking to Develop Stronger Leaders? Want help developing the leaders in your organization? Reach out to explore how the Kevin Eikenberry Group can support your team at info@kevineikenberry.com.  Book Recommendations Untangling AI: Driving Business Success Through Enterprise Automation and AI Agents by Matt Kesby The 7 Habits of Highly Effective People by Stephen R. Covey Nonviolent Communication: A Language of Life by Marshall B. Rosenberg The 4 Disciplines of Execution: Achieving Your Wildly Important Goals by Chris McChesney, Sean Covey, and Jim Huling The Speed of Trust: The One Thing That Changes Everything by Stephen M.R. Covey Like this? The 4 Disciplines of Execution with Jim Huling How to Achieve Breakthrough Execution and Accelerate Growth with Patrick Thean Growth Through Innovation with Lorraine Marchand Podcast Better! Sign up with Libsyn and get up to 2 months free! Use promo code: RLP   Leave a Review If you liked this conversation, we'd be thrilled if you'd let others know by leaving a review on Apple Podcasts. Here's a quick guide for posting a review. Review on Apple: https://remarkablepodcast.com/itunes    Join Our Community If you want to view our live podcast episodes, hear about new releases, or chat with others who enjoy this podcast join one of our communities below. Join the Facebook Group Join the LinkedIn Group  

How can introverts build meaningful connections in a world that often values constant interaction and small talk? In this episode of The Quiet And Strong Podcast, host David Hall welcomes Mark Marrott, business builder, keynote speaker, and host of the Knee to Knee podcast, for an inspiring conversation about thriving as an introvert while forming deep, authentic relationships.Listeners will discover:The powerful impact of genuine connection on well-being and resilienceStrategies for introverts to create and maintain deeper relationships—at work and in life—without pretending to be someone they're notHow to embrace your introverted nature and use it to your advantage in public speaking, sales, and leadershipPractical tips for moving beyond surface-level small talk and making conversations more meaningfulWhy recognizing your own needs, preparing in your own style, and taking simple actions—like sending a thoughtful message—can foster rewarding relationshipsWhether you're an introvert seeking tools for better connection or someone who wants to understand and support the introverts in your life, this episode will empower you with insights and encouragement. Learn how to use your quiet strengths, build relationships that matter, and be strong.Episode Link: QuietandStrong.com/277Mark Marrott has literally had to rebuild from the ground up. A 40-foot fall and years in a wheelchair reshaped how he leads and connects—turning big ideas like empathy, faith, and grit into everyday practices instead of just nice words. As a business builder, keynote speaker, and host of the KneeToKnee podcast, he sits down with executives, athletes, first responders, and everyday heroes to explore how real human connection drives resilience, belonging, and performance. He's an introvert who's spent a career in outward-facing roles, and he cares deeply about helping quieter leaders build authentic connections on their own terms—without pretending to be someone they're not.Connect with Mark: Website | Podcast---Books mentioned in this episode: The Will to Win by Kurt Brinkman The Levity Effect by Scott Christopher The 7 Habits of Highly Effective People by Stephen Covey (specifically referenced Habit 5: "Seek First to Understand, Then to Be Understood") Send us Fan MailSupport the show- - -Contact the Host of the Quiet and Strong Podcast:David HallAuthor, Speaker, Educator, Podcasterquietandstrong.comGobio.link/quietandstrongdavid [at] quietandstrong.comNOTE: This post may contain affiliate links. I may earn a commission if you make a purchase, at no extra cost to you.Take the FREE Personality Assessment: Typefinder Personality AssessmentFollow David on your favorite social platform:Twitter | Facebook | Instagram | LinkedIn | Youtube Get David's book:Minding Your Time: Time Management, Productivity, and Success, Especially for IntrovertsGet Quiet & Strong Merchandise

What if the key to a healthier tomorrow started tonight? In this episode, Lisa Oldson, MD shares a simple but powerful idea inspired by a New York Times quote: "The day starts the night before." If you've ever found yourself making impulsive food choices, skipping workouts because the day got away from you, or staying up too late scrolling your phone, this episode is for you.Dr. Lisa breaks down why preparation, not willpower, is the real driver of healthy habits, and she draws on wisdom from productivity experts David Allen (Getting Things Done), Stephen Covey (The 7 Habits of Highly Effective People), and behavioral scientist BJ Fogg (Tiny Habits) to make the case that small, consistent evening efforts create outsized results.Whether your goal is weight loss, lower cholesterol, better health, or longevity, you'll walk away with a practical, five-point evening checklist designed to reduce impulsive eating, protect your sleep, and help you show up for yourself every single day, no elaborate meal prep required.Thanks for listening! If you'd like more support during your SMART weight loss & health focused journey, sign up for our FREE newsletter, or check out our program at: www.SmartWeightLossCoaching.com. We would love to help you reach your happy weight, and transform the way you talk to yourself about your body and the number on the scale. Negative thoughts about yourself don't have to take up so much brain space, and we'd be honored to help you reframe those thoughts. Also, we'd be grateful if you'd follow us and share our podcast with your friends & family. We're here to help you live longer, healthier, and lose weight the SMART way! This episode was produced by The Podcast Teacher: www.ThePodcastTeacher.com.The Smart Weight Loss Coaching Podcast is for informational purposes only and does not constitute medical advice. Always consult your physician or a qualified healthcare provider before starting, stopping, or changing any medication.

In this episode of Paradigm Shifting Books, hosts Stephen and Britain Covey take a deeper dive into one of the foundational ideas behind The 7 Habits of Highly Effective People: the maturity continuum. Building on their recent conversation with Dan Coyle about flourishing and human connection, they explore the progression from dependence to independence to interdependence, and why so much of modern self-improvement culture stops short of the ultimate goal. Drawing directly from the teachings of Stephen R. Covey, they unpack why independence is often celebrated as the highest form of growth, even though life itself is inherently interconnected.Stephen and Britain reflect on how these ideas apply to leadership, relationships, teamwork, and personal fulfillment. They discuss the dangers of victim thinking, the rise of hyper-individualism, and the growing appeal of “monk mode” culture in a world that increasingly rewards isolation and self-focus. Through personal stories, sports analogies, and timeless insights from The 7 Habits, they make the case that true flourishing happens not in separation from others, but through meaningful collaboration, trust, and shared growth. This episode is a powerful reminder that independence is not the final destination of maturity, but the foundation that allows us to fully thrive together.What We Discuss[00:00] Introduction[01:43] The maturity continuum explained[02:13] Dependence: the starting point[02:58] Independence: personal responsibility and discipline[03:55] Interdependence: the highest level of the continuum[05:25] Reading from The 7 Habits of Highly Effective People: the limits of independence[10:16] Self-reflection: where are you on the maturity continuum?[11:13] The role of “monk mode” and private victories[13:08] Modern life: isolation vs. interdependence[14:53] Conclusion Notable Quotes[03:41] "Independence is the paradigm of I can do it, right? I am responsible, I am self-reliant, I can choose." – Britain Covey[10:03] "Strength is found in differences more than it is in similarities in a relationship." – Britain Covey[13:02] "Growth doesn't stop at independence. That's really just the foundation." – Stephen Covey[10:56] "Interdependence is a choice only independent people can make." – Stephen R. CoveyResourcesParadigm Shifting BooksPodcastInstagram YouTube BookThe 7 Habits of Highly Effective People by Stephen R. CoveyBritain CoveyLinkedIn InstagramStephen H. CoveyLinkedInMentioned EpisodeWhy We Need Other People to Become Our Best Selves (Part 1) with Daniel Coyle

Nicholas Lares is the founder of Insur3Tech, a syndicated insurance group built for real estate owners and operators. Before entering real estate insurance, Nicholas was one of the largest brokers for Amazon's logistics network. When carrier exits threatened his clients' ability to operate, he helped them build a collective, self-insured alternative rather than accept the market's terms. That same model now powers Insurer Tech, which enables property owners, operators, and investors to retain the profits traditional insurers keep, averaging $28 million in annual distributions per 100,000 units.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways The traditional insurance market is a negative feedback loop: rising premiums drive more claims, which drive premiums higher Every premium you pay includes broker commissions, administrative overhead, and margin that never comes back to you Good-risk operators are pooled with bad-risk ones and effectively subsidize the market's worst performers Captive insurance gives participants a co-ownership stake and returns annual profits when the pool performs well Residents can be enrolled in the same captive, turning renters insurance into a separate profit center Getting into a captive earlier compounds the financial benefit significantly over 5 to 10 years     Topics Why Insurance Costs Keep Rising Pre-2020, insurance was a manageable expense; post-Covid, premiums surged to the point where operators began questioning the ROI Policyholders started filing more claims to justify rising costs, which accelerated the cycle further Carriers facing unsustainable losses began exiting markets entirely, most visibly in Florida, California, and Texas How Traditional Insurance Actually Works Premiums are priced on pooled risk across millions of policies, not based on your individual property's claims history Every premium includes roughly 30% in administrative costs, 10-15% in broker commissions, projected claims, and a margin buffer on top When the pool outperforms projections, the surplus flows to carrier shareholders, not policyholders The Captive Insurance Model Captive programs have existed for decades, originally built for Fortune 500 companies and large industrial operators A captive functions like a controlled bank account, backed by a reinsurance program, where unused premium returns to the owner Insurer Tech builds group cell captives, making co-ownership accessible to operators who cannot support a standalone captive independently How Insurer Tech Works Unnecessary margin layers, including excess broker commissions and profit buffers, are removed and redirected to members Year-end surplus is distributed to participants; there are no external shareholders Members choose their risk level: with or without reinsurance backing, depending on portfolio size and claims history The Leverage Problem in Traditional Insurance Clean-record operators have almost no meaningful leverage to negotiate premiums because pricing is determined by pooled market behavior Captives realign incentives: when participants think like owners, they manage risk more carefully and file fewer claims Moving good-risk operators out of the traditional pool separates them from the bad actors they were subsidizing Who Qualifies Insurer Tech works across all real estate types, including multifamily, single-family, self-storage, and commercial, as long as a lease agreement is in place The resident piece (renters insurance) typically targets 50+ units to generate a net surplus for the captive Operators with fewer units can pool with other investors in their market to meet the threshold A Real-World Example An 80-unit multifamily property in Georgia: total property insurance cost was $14,000 per year After captive returns, the net cost dropped to approximately $11,500 per year Resident renters insurance through the same captive generated roughly $20,000 in annual profit The result: the owner's insurance cost is fully offset, with a net surplus of approximately $9,000 per year    

Are your priorities BS? Well, focusing on that area in particular, looking at what are the things in my life that really are important to me? What are the actions that I want to take and need to take that are important to me? Even if they’re not urgent, how can I get those things scheduled so that they have a better likelihood of getting done? David: Hi, and welcome to the podcast. In today’s episode, co-host Jay McFarland and I will discuss the topic Are Your Priorities BS? Welcome, Jay. Jay: Hey, David, as always, such a pleasure to be with you. And another great topic. I think that it’s so easy to just do the squirrel thing or the squeaky wheel gets the grease and we don’t really know what our priorities should be a lot of the time that’s half the battle I think. David: Yeah, I think that’s true. Knowing what our priorities are and recognizing that a lot of times they’re not really what we think they are. And most of the time when I talk about stuff on these podcasts, it’s not because I’m particularly smart, is because I feel like I’ve made every stupid mistake that anyone can make. And so if I can help our listeners and viewers to avoid doing some of those things, then that’s a pretty good service. And when I think about priorities and I reflect on the priorities that I’ve had over the years and over my life, I recognize that we have priorities that we really put out there. We say, okay, this is what’s important to me. What’s important to me is my family. What’s important to me are my friends. What’s important to me is, whatever, losing weight, like if we have goals, my my priority is to do this and to do that, and all these different things. And then when we look at our actions and we realize that our actions don’t really line up with what we say our priorities are, it raises the questions are our priorities BS? And I think in some cases, even when we don’t realize it, they might be. Jay: Yeah. First of all, I’d say there’s nothing wrong with learning in the school of hard knocks. I mean, sometimes those are the best lessons we can learn. But I also think it, we can spin our wheels a lot trying to reinvent the wheel, so learning from other people can help expedite that process. Right? Which is why I’m glad you’re so willing to share the trials that you’ve had. I think that that’s so critical. But I think you’re right. We’ve talked a lot in the past about self assessment. Can you really look at yourself and know what your weaknesses are and what your strengths are? And oftentimes, I think you’re right. We think something is a priority for us, but in the grand scheme of things, and according to our own actions, it’s really not. And we’re kind of fooling ourselves. David: Yeah, and the way that I’ve actually sort of worked through some of this is recognizing that there’s a really big difference between our stated priorities, the things that we say are priorities to us, and then our actual priorities, meaning the priorities we act on the things that we do, the actual steps that we take or don’t take. Because if our priority is to spend time with our family and our actions are that we’re working all the time and we’re not spending time with our family, then we have two different sets of priorities, our stated priorities that always sound good, and then our actual priorities, which is what we’re doing on a daily basis. Jay: Yeah, I see this all the time in like TV reality shows. I don’t know why this comes to mind, but you see people saying, my family is the most important thing to me, and they’re working 80 hours a week at their career, or their job. And I’m sitting there thinking, Hmm, no, I don’t think you really understand what your priorities really are. David: Yeah, and most people are sincere, I think, when they say those things. It’s just that in many cases, life interferes. And when we allow life to interfere, then it turns out that our actual priorities are different than the ones that we’re telling ourselves and telling other people. Jay: So how do we sift through that? How do we do that self assessment and really identify what our core priorities are, and maybe we need to identify them as BS and head in a different direction. David: Well, I put together a worksheet. You can download it here. It’s very simple. It’s basically got stated priorities on the left and actual priorities on the right, and what you do is you list down on the left hand side all the things that I tell other people and that I tell myself are my actual priorities. And then you just keep an eye on what you’re doing every day. Did I take action on my top priority on the left hand side of the page? And if I didn’t, what did I do instead? If my goal is to write a book and instead I slept until 10:30, then I’ve got a stated priority and I’ve got an actual priority. And so when I’m working with clients, these are some of the things that we look at. What is it that is most important to you? What is it that you believe, that you truly believe is most important to you? What do you believe your priorities are, and then what are the actions that demonstrate what your actual priorities are? Jay: Yeah, and I think, people have specific priorities, but they get trapped in the every day. So it’s not like it isn’t my priority and the priority’s not really BS. What is BS is that I’m, not doing anything towards it. I’m letting my business run me instead of me running my business. David: Yeah, I mean, a personal one for me is like I’ve been losing and gaining the same 10 pounds for probably 20 years, right? So if my priority is actually to lose 10 pounds or whatever it is. But then I have a conflicting priority, which is, “oh, dessert!” Right? Then those two things are in conflict. And every time I choose the dessert, which is the actual priority, it’s the action that happens over the stated priority of losing the weight, then it really is BS. It’s BS to say that this is the goal, if the actions on the right hand side of the sheet are not going to correspond to that. And that’s where I feel like, by calling ourselves out on it, it might encourage us to take the actions that we need to take to accomplish the results we’re looking for and to really get our priorities in order. Jay: Yeah, and let me tell you, there’s nothing to be ashamed of, of breaking even on weight loss. David .Losing 10, gaining 10, at least you’re not completely losing that battle. So that’s something to be proud of. So we talked about the worksheet and identifying your priorities. And making sure they’re not BS. I’m guessing then you want to set a path, you’ve got to break that down into smaller chunks or something. You can’t just say, “oh yeah, that’s my new priority,” or that I’ve identified it. You’ve got to talk about how you’re going to get there. Right? David: Right. So when we look at the left side of the page and we compare it with the right, and we determine that, okay, our actions are not in line with our priorities, then it’s a matter of looking at each of those priorities and breaking each of those down into projects and tasks essentially. So a project is anything that requires more than one action. A task is basically one action, right? That’s the way I break it out. So if there are a series of three or four things that I need to do to accomplish that, then those are three or four tasks. If there are three or four or five or 10 related things that belong to an entire project, then I put it in the form of a project. And the way that I manage my time is that I use a time planner that allows me to use different colors for different things. So I use one color for projects and another color for tasks because I can look at it and say, okay, here’s a task. This is something I can knock out relatively quickly. And when you know which goals, which priorities your projects and tasks line up with, then you can always be taking action on something that is actually important to you. Jay: Yeah. And I think you’ve hit on something very key as part of this process is by writing things down, by having a color code, by doing those things, you’re giving yourself kind of back testing, right? So you can look back and say, okay, you know, do a monthly assessment. I know people who spend a couple hours on Sundays just reflecting back on their previous week and saying “Did I really make my priorities, priorities?” And so that process of writing it down, whether it’s digitally or some people still use day planners, you know, they actually still use paper. That drives me crazy. But I understand, because that’s got to be an important part of the process. David: Yeah. And I think the calendar is really an important part of the process because we could do another podcast called “To-Do Lists are BS,” right? Because I feel like in a lot of cases they are. If you have a to-do list that has a hundred things on it and you don’t get to most of them… If you’re getting to the most important things, then it’s worthwhile. But if you’re not, then how do you fix that? And generally, the only way that I’ve ever been able to fix it is to budget time on the calendar for those specific activities, block it off just like you would any other appointment and say, “okay, from this time to this time, this is what I’m doing.” Turning off the phone, not answering calls focused on doing this just as if I were having a meeting or an appointment and making that appointment with yourself. I’m sure I’m not the first person to recommend something like that, but for me, just moving things from a to-do list onto a calendar helps a great deal. As long as you’re willing to follow through on what’s on your calendar. And if you’re not, yeah, then you got some real issues. Jay: Yeah, it’s really a place where I struggle. I kind of have a good idea where my priorities are, but moving them into a schedule, I still have the tendency to just kind of do whatever I feel I want to do. that’s the life I want to live, as opposed to the things that are most important in that moment. And that comes from the fact that I haven’t identified and categorized them by level of importance. And so, again, I’m letting the mayhem of the day, and my own emotions, dictate what I’m working on at any given time. David: Yeah, I remember reading the book Seven Habits of Highly Effective People by Stephen Covey, and he referenced, I think it’s called the Eisenhower Matrix. I think Eisenhower is the one who came up with it originally or popularized it. You can download it here The idea that you draw a cross on a piece of paper and you break out your priorities according to urgent and important. So one of the Sections is urgent and important. Another one is urgent, but not important. Another one is not important, but urgent. And then not important. And not urgent. Okay, that’s it. Breaks out something like that. And of course, the things that are not important and not urgent are probably the things we shouldn’t do at all. But very often they’re the easiest things to do. They’re the most tempting, and they get the attention. The things that are urgent and important tend to get done because they’re urgent and you have to do them. But the sweet spot is the area that is not urgent but important, and that’s the area that tends to get neglected in favor of the other areas. So, even doing something like that, breaking it out and saying, “okay, what are the most important tasks that I need to get done? What are the most important actions I need to take that I haven’t taken that are not time sensitive?” Because that’s what always nails us. If there’s something that’s time sensitive, that’s going to jump in ahead. And then the other category of not important but urgent, a ringing telephone, for example. Some people might view that, if they’re required to answer it, as urgent. And in that case, you don’t know who’s going to be on the other end. You have no idea how it matches with your goals or your priorities. You end up taking the call and at that point you can be derailing your success. So focusing on that area in particular, looking at what are the things in my life that really are important to me? What are the actions that I want to take and need to take that are important to me? Even if they’re not urgent, how can I get those things scheduled so that they have a better likelihood of getting done? Jay: Yeah, I love that. So figuring out first what your priorities currently are. Are they BS? Then identifying what you really want those priorities to be, and then creating a plan and scheduling that plan. Such great advice. How do people find out more? David: Well, you can go to TopSecrets.com/call to schedule a call with myself or my team. If you’re struggling to get to the results you’re looking for because of whatever, if it’s time management, if it’s a failure to actually address your own priorities, you know, there are combinations of things that can help. One of the things that I think we struggle with sometimes, and this might be a good topic for a future podcast, is the fact that in some cases, we think that more energy and more effort is going to fix the problem. But if the things that we’re doing are designed to create average results, then putting time and energy into them is just going to create average results faster. It’s not going to create exceptional results. And so by changing the activities that we’re engaged in, maybe changing the way that we’re doing some of those things, the results change dramatically. So if that makes sense to you, if you’d like to have a conversation, TopSecrets.com/call. We would love to talk with you about that. Jay: All right, David, we really appreciate you sharing your experience and what you’ve learned from trial and error and this service that you offer where people can just talk about it, because I think that’s a great place to start. Thank you so much for joining us today. David: Thank you, Jay. Are You Ready to Take Action on Your Real Priorities? If so, check out a few ways we can help you grow your sales & profits: Just Getting Started? If you (or someone on your team) is just getting started in promotional product sales, learn how we can help. Ready to Grow & Scale Your Business Fast? If you're an established distributor serious about growing your sales and profits now, check out this case study and schedule a call with our team. Need EQP/Preferential Pricing? If you're an established distributor doing a decent volume of sales, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry.

Think Win-Win | Habit No 4 from the 7 Habits of Highly Effective People by Radio Islam

This episode started with the question: How do you approach working with clients and understanding their needs and goals? Suggested reading from this episode: The 7 Habits of Highly Effective People by Stephen Covey Pedagogy of the Oppressed by Paulo Freire

What does transformational leadership actually look like in practice? Father Mike Schmitz, 15-year director of the Newman Center at UMD, sits down with coaches to share the leadership principles, culture-building strategies, and mentorship frameworks that have transformed thousands of lives on a secular college campus.Whether you're a coach, team leader, manager, or anyone invested in building high-performance culture, this conversation is packed with actionable wisdom on setting priorities, establishing boundaries, leading with authenticity, and developing the next generation of leaders.

At a young age, David Fullmer experienced a transformative journey alongside his father who was working with Stephen Covey, the author of,  "The 7 Habits of Highly Effective People." This experience exposed him directly to human development which instilled in him a profound belief that one individual can change the course of events, regardless of their circumstances. This understanding shaped David's perspective as he moved 29 times by the age of 19, forcing him to learn how to forge numerous friendships while learning to cope with their inevitable loss. These experiences cultivated in him a unique outlook on life, enabling him to create meaningful connections, no matter how brief.   https://www.becomingseven.com/aboutdave

Most solopreneurs got into business to chase a passion, not to crunch numbers. But avoiding your financial data is one of the fastest ways to stay stuck, underpaid, and overwhelmed.In this episode, we sit down with Andy Weins, junk removal business owner, professional speaker, and fractional CFO, who spent 17 years learning (sometimes the hard way) that the answers to your biggest business problems are hiding in data you're probably not collecting.Andy breaks down why entrepreneurship is inherently emotional and illogical, and how that wiring makes business owners uniquely bad at tracking the numbers that actually matter. He shares the story of a graphic designer charging one client the equivalent of $9/hour without realizing it, explains why your "best-selling" product might be draining your profits, and walks through how to build a KPI scorecard, even if you're a one-person operation.He also introduces his 20-20-10 framework: 20 hours working in your business, 20 hours working on it, and 10 hours investing in yourself. Plus, a dead-simple formula to calculate your real billable rate starting today.What You'll Learn in This Episode:— The difference between accounting and financial leadership (and why your CPA isn't enough) — How to calculate customer acquisition cost in three different ways — Why you should start with many KPIs and whittle down to the vital few — The 20-20-10 weekly structure for solopreneurs — A quick formula to find your minimum billable rate using 48 weeks and 20 hours — Why "spite is a hell of a drug" but success is more sustainableResources Mentioned: — Andy's book: Stop Avoiding Your Numbers: The Guide to Financial Confidence for Small Business Owners — Atomic Habits by James Clear — The 7 Habits of Highly Effective People by Stephen Covey — Connect with Andy on LinkedIn or at AndyWeins.com

Each of us has a personal kingdom, or domain, for which we are responsible. Whether it's our home, apartment, or dorm room, we have a place where what we say happens. What does it look like, in the midst of a chaotic world, to bring order and shalom to our realm? This new five-part series begins with John, Blaine, and Allen talking about why God made us to rule, how we're meant to grow in this responsibility, and what role consecration and invocation play in banishing chaos from our domain.Show Notes: The books referenced are Man and Woman He Created Them: A Theology of the Body by John Paul II and Michael Waldstein and The 7 Habits of Highly Effective People by Stephen R. Covey. Send your questions about this series to questions@WildatHeart.org. Keywords: Spiritual Warfare, Emotional Regulation, Intentionality, Christianity, Prayer_______________________________________________There is more.Got a question you want answered on the podcast? Ask us at Questions@WildatHeart.orgSupport the mission or find more on our website:WildAtHeart.org  or on our app.Apple: Wild At Heart AppAndroid: Wild At Heart AppWatch on YouTubeThe stock music used in the Wild at Heart podcast is titled “When Laid to Rest” by Patrick Rundblad and available here.More pauses available in the One Minute Pause app for Apple iOS and Android.Apple: One Minute Pause AppAndroid: One Minute Pause App

Listen is to the latest episode of That's Not What Mom Said to find out if Amy is leaving the podcast for another side hustle. The duo returns to one of Tim's favorite topics of Time Management, or the folly that it is. And yet again brings up "The 7 Habits of Highly Effective People." We all have the same amount of time to spend each day, how we approach filling the hours should align with what is important in your life and fulfill your goals. As Amy tells us "Grace costs us nothing. "What do you do to "Sharpen the Saw?"

Justin Humphries reveals his fundamental principles for rapidly growing opportunities and income in an uncertain job market.— YOU'LL LEARN — 1) How to multiply your inbound opportunities2) The simplest way to expand your professional network3) The key that keeps people coming back to youSubscribe or visit AwesomeAtYourJob.com/ep1149 for clickable versions of the links below. — ABOUT JUSTIN — Justin Humphries is a dedicated Loan Officer with experience since June 2021, specializing in VA, first-time homebuyer, and DSCR loans. A Nashville native, Justin is deeply motivated by personal and professional growth, drawing strength from his faith, family, and a passion for building meaningful relationships. He takes great pride in helping clients align their mortgage strategies with their life goals, aiming to support them in building long-term wealth. Justin values the opportunity to develop lasting connections with customers who return to him year after year for their mortgage needs.Beyond his professional work, Justin is actively involved in his church community, serving on the parish council and volunteering with the Society of St. Vincent DePaul to assist families at risk of homelessness. He is happily married to his wife Stephanie and is a proud father of three young children, including twins.• LinkedIn: Justin Humphries• Profile: Justin Humphries• Phone number: +1 615-438-8125• Email: jhumphries@loandepot.com— RESOURCES MENTIONED IN THE SHOW — • Tool: Claude for Google Chrome• Article: “Researchers Asked LLMs for Strategic Advice. They Got “Trendslop” in Return.” by Angelo Romasanta, Llewellyn D.W. Thomas and Natalia Levina• Study: “Death Squared: The Explosive Growth and Demise of a Mouse Population” by John B. Calhoun• YouTube: Squat University• Book: Rebuilding Milo: A Lifter's Guide to Fixing Common Injuries and Building a Strong Foundation for Enhancing Performance• Book: The 7 Habits of Highly Effective People: 30th Anniversary Edition by Stephen R. Covey• Previous episode: 184: Building Your Network Before You Need It with Dr. Ivan Misner— THANK YOU SPONSORS! — • Keepsake Voices. Get mom something special and save about $100 with keepsakevoices.com/pete• Scribe. Book a personalized enterprise demo with scribe.how/awesome• Narwhal. Treat your home to spotless, fresh floors with us.narwhal.com/pete.• Monarch.com. Get 50% off your first year on with the code AWESOME.• Gusto. Get three months free when you run your first payroll with gusto.com/AWESOME• Shopify. Sign up for your $1/month trial at Shopify.com/awesomepod• Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIOSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Habit No: 1 Be Proactive - Seven Habits of Highly Effective People by Radio Islam

Greetings Glocal Citizens! This week's conversation with Adedayo Jemima Lewis, Senior VP Commercial & Growth at Fincra, offers great insights into process and realities of realizing your passion in a new local. From applying and receiving a Global Talent Visa to sharpening her impact-driven career lens, Jemima is one to watch, particularly in the African Fintech space. As a commercial and growth leader with a foundation in marketing, brand, and communications, her expertise lies in a unique combination of strategic positioning and operational discipline, which she uses to successfully build and scale businesses. Across the leadership roles she has held at Fincra, she has consistently focused on the intersection of commercial growth, brand, and communications, enhancing Fincra's go-to-market strategies, refining its value proposition, and ensuring scalable systems support business goals. Today, in her commercial and growth leadership role, she combines that narrative craft with revenue-minded discipline, helping align teams, messaging, and market motion to support sustainable growth. She oversees the management of commercial revenue strategy, strategic partnerships, and market expansion, converting Fincra's technical capabilities and vision into commercial success. Her portfolio of experience includes work for organisations such as microfinance fintech Aella, Wild Fusion—Africa's leading integrated marketing communications agencies, The Republic Agency, Oando PLC, Lafarge Africa, UBA, Chivita 100%, and more, with responsibilities spanning digital strategy, content development, campaign execution, community management, growth and PR. When she's not wearing the commercial or growth hat, Jemima dedicates her time to podcasting. Where to find Jemima? @The Shrine Podcast On LinkedIn On Instagram What's Jemima reading? The 7 Habits of Highly Effective People by Stephen R. Covey What's Jemima watching? The Mentalist Other topics of interest: Ekiti State, Nigeria City of Leeds, UK Discover Halifax, UK #EndSARS About the UK's Global Talent Visa Programme What is an API? Central Bank of Nigeria - CBNSpecial Guest: Jemima Lewis.

Your child loves reading… but now the books feel too mature. Do you step in, or risk shutting it down altogether? This episode tackles the tricky middle ground between protecting your child and preserving their love of reading. Discover how to set boundaries without constant battles, why pushing back can backfire, and how to guide your child toward better choices—without losing connection. Plus some great book recommendations below! KEY POINTS: Why boundary-pushing is a normal (and necessary) part of growing up The tension between encouraging reading and managing content The risk of shutting down a child’s love of reading How to guide without controlling—and reduce power struggles When to hold firm boundaries—and when to soften Shifting from protecting kids to preparing them QUOTE OF THE EPISODE: “Get curious, not furious—because the moment you push, they pull away.” RESOURCES MENTIONED: The Keepers Trilogy by Leanne Tanner The 7 Habits of Highly Effective People by Stephen R. Covey Clean romance suggestions for 10-12 and 12-14 year olds (from @thekidsbookshop) Two Hearts - Australian middle-grade romance series Top 48 reads for kids aged 9-12 (free download from @bookswithbecandjane) ACTION STEPS FOR PARENTS: Protect your child’s love of reading—even when the content worries you Have regular, low-pressure conversations about what they’re reading Ask more questions instead of shutting things down Offer alternatives that align with their interests (not just “better” options) Set clear boundaries where it truly matters—and explain why Focus on teaching values so they can self-regulate over time See omnystudio.com/listener for privacy information.

Amy and Tim delve into another deep topic as they discuss being Liked and being Respected. Is it possible to be liked and respected? Is it possible to be liked without being respected? As a director of people, which is more important, being liked or being respected? These are just a few of the questions they discuss in this episode. Also, is there a book that you've read that has made an impact on your life and you quote from many years later? For Tim that book is "The 7 Habits of Highly Effective People." And the impact it has made on him has been passed down to his daughters - well, at least one of his daughters. They also talk about active listening and how that makes a huge difference when trying to resolve conflicts, and fits right into Habit #5: Seek First to Understand..."We're also still planning on getting some t-shirts for the podcast! Let us know your thoughts on what sayings we should consider!

Send us Fan Mail Lately I have been feeling pulled in so many different directions and in this episode I talk about a few solutions to help me go from chaos to a little more calm.  I share all of the things on my plate, (as I am sure many of you have) and an extra added concern.  I talk of the Eisenhower  Decision Matrix (also shared in 7 Habits for Highly Effective People)  and try to figure out what is important and not urgent instead of everything just feeling both important and urgent.  I share the calmness of the vicar character from a favorite book and share the ultimate goal of tuning into the spirit of God to help me determine the most important of the day.  I reference a favorite talk from this last general conference, Susan H. Porter and her guidance on how to begin each day saying, “Here I am, send me. “  Hopefully my own crisis will help you as we all navigate the pull of all of the important and urgent things in our lives. For show notes and transcript go to www.findingthefloor.com/ep254 I would love to hear from you!  You can reach me at camille@findingthefloor.com or dm @findingthefloor on instagram.  Thanks for listening!!Thanks to Seth Johnson for my intro and outro original music.  I love it so much!

On the 66th episode of Enterprise AI Innovators, host Evan Reiser (CEO and co-founder, Abnormal AI) talks with Aldo Noseda, Chief Information Officer at Eastman Chemical Company. Eastman is applying AI in two directions at once: productizing data science for customers (e.g., Fluid Genius for predicting thermal-fluid degradation) and deploying “AI for the masses” internally via a secure, customized layer on top of tools like ChatGPT and Microsoft Copilot, with clear guardrails based on situational risk.Quick Hits from Aldo:On customer-facing AI as a product: “We at Eastman, in the last year or so started to do something fairly unique for the chemical industry is that we started to offer to our customers digital solutions in the form of services. And we have four products in the market right now that we are that we are offering. One of those is the product is called Fluid Genius.”On “AI for the masses” with security and customization: “What we had to do is create an engine utilizing, obviously, the base of the existing products in the market, but wrap it up with a solution that was not only secure, but customized to the needs of that company. And we deploy that very quickly. Right now, we have approximately 6000 recurring users utilizing that engine for individual consumption. That is where I call AI for the masses.”On fast operational wins: “We loaded the script, we put it on top of the helpdesk, and in two weeks we have the engine up and running for our users to consume… we were in from 5000 lines of code per month for a programmer to like 40,000 lines of code using AI agent.Recent Book Recommendation: The 7 Habits of Highly Effective People by Stephen R. Covey– – Like what you hear? Leave us a review and subscribe to the show on Apple, Spotify, and YouTube.Enterprise AI Innovators is a show where top technology executives share specific ways AI changes how work gets done in the enterprise. Find more great insights from technology leaders and enterprise software experts at https://www.enterprisesoftware.blog/Enterprise AI Innovators is produced by Abnormal Studios.

JOIN THE BE WEALTHY MASTERMINDWant to join a room of entrepreneurs who think bigger about money? Go to bewealthypodcast.com and click Apply Now.Estate Planning for Entrepreneurs: Your Complete Guide | Marc DearthLearn More About Marc: https://dearthlaw.com/aboutLearn More About Dearth Law: https://dearthlaw.comBrett sits down with his personal estate attorney Marc Dearth, founder of Dearth Law in Atlanta, to break down what every entrepreneur needs to know about estate planning. From the four basic documents everyone needs, to advanced trust design that incentivizes achievement without creating entitled kids, to LLC privacy and asset protection strategies most people get wrong.TIMESTAMPS:0:00 - Intro0:49 - Meet Marc Dearth2:01 - Growing up in the Midwest and finding law7:09 - How Marc got into estate planning10:27 - What happens to your money if you have NO plan13:10 - "The best marriages lead to the biggest information gaps"15:09 - The information checklist every couple needs21:04 - The 4 documents everyone needs (POA, health POA, living will, will)25:44 - The Terri Schiavo case and why a living will matters30:00 - Revocable trusts and skipping probate34:05 - What happens when your kids inherit millions too young39:12 - The trust fund baby problem and how to fix it42:26 - How Brett designed his trust to incentivize achievement47:49 - Keeping family together through traditions and legacy properties52:36 - Privacy in the digital age and LLC exposure57:27 - Asset protection and how to think about risk1:01:25 - Estate tax exemptions and why you need to plan ahead1:04:22 - LLC structure: how many do you really need?1:12:03 - Business partnerships and succession planning1:16:01 - Find a teacher, not just a lawyer1:17:03 - Top 3 books and best purchase under $2001:21:01 - Advice to 21-year-old MarcBOOKS & RESOURCES MENTIONED:- Seven Habits of Highly Effective People by Stephen Covey- Meditations by Marcus Aurelius- Into Thin Air by Jon Krakauer- The Wisdom of Crowds by James Surowiecki- Kubera (net worth tracking software)- DeleteMe (privacy protection service)- One Password (password manager)GET CONNECTED:Website: www.BeWealthy.comYouTube: youtube.com/@bewealthybrettInstagram: instagram.com/bewealthybrettFacebook: facebook.com/brettbewealthyX/Twitter: x.com/bewealthybrettFREE RESOURCES:Free Tools & Downloads: https://www.bewealthybrett.com/resourcesCost Segregation Studies & 45L Tax Credit: SingleFamilyCostSeg.comInfinite Banking Education: SaveLikeaBank.comSelf-Directed IRA: MaxOutRetirement.comTrust & Entity Structure: SetupMyEstate.comOff-Market Deals & Direct Mail: TheMagicMailers.com1031 Exchange: Exchange1031Now.comBookkeeping & Financial Services: BooksOffMyPlate.comPPC & Digital Marketing for RE Investors: ScaleMyDeals.comABOUT THE SHOW:The Be Wealthy Podcast brings entrepreneurs the strategies to grow their business - then teaches them how to think about their money. Because wealth is far more than money - it's freedom. Hosted by Brett Tanner & co-pilot Katelyn Mitchell.Mission: Get Free.DISCLAIMER:Be Wealthy and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational and entertainment purposes only. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.GUEST INFO:Marc Dearth is the founder of Dearth Law LLC in Alpharetta, Georgia. Specializing in estate planning, tax minimization, and succession planning for entrepreneurs and family offices, Marc has been practicing for over 20 years. He holds a J.D. with honors from Stetson University College of Law and has been named to Georgia Trend's "Legal Elite" list.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3524: Kathy Robinson reframes retirement as an active, purpose-driven phase of life rather than a passive endpoint, urging readers to focus on meaning beyond career identity. By shifting attention to what we can influence and taking intentional action, even small acts of service, fulfillment, connection, and well-being naturally follow. Read along with the original article(s) here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb Quotes to ponder: "When we focus on The Circle of Concern, it can feel futile and result in reactivity and negativity." "Happiness and meaning are not found on bucket lists. Rather, they are the result of living a purposeful, healthy lifestyle." "Here's the key, the more we focus on what we can influence, the more change we can elicit." Episode references: The 7 Habits of Highly Effective People: https://www.amazon.com/7-Habits-Highly-Effective-People/dp/1982137274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3524: Kathy Robinson reframes retirement as an active, purpose-driven phase of life rather than a passive endpoint, urging readers to focus on meaning beyond career identity. By shifting attention to what we can influence and taking intentional action, even small acts of service, fulfillment, connection, and well-being naturally follow. Read along with the original article(s) here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb Quotes to ponder: "When we focus on The Circle of Concern, it can feel futile and result in reactivity and negativity." "Happiness and meaning are not found on bucket lists. Rather, they are the result of living a purposeful, healthy lifestyle." "Here's the key, the more we focus on what we can influence, the more change we can elicit." Episode references: The 7 Habits of Highly Effective People: https://www.amazon.com/7-Habits-Highly-Effective-People/dp/1982137274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3524: Kathy Robinson reframes retirement as an active, purpose-driven phase of life rather than a passive endpoint, urging readers to focus on meaning beyond career identity. By shifting attention to what we can influence and taking intentional action, even small acts of service, fulfillment, connection, and well-being naturally follow. Read along with the original article(s) here: https://athenawellness.com/blog/2022/7/1/retirement-is-a-verb Quotes to ponder: "When we focus on The Circle of Concern, it can feel futile and result in reactivity and negativity." "Happiness and meaning are not found on bucket lists. Rather, they are the result of living a purposeful, healthy lifestyle." "Here's the key, the more we focus on what we can influence, the more change we can elicit." Episode references: The 7 Habits of Highly Effective People: https://www.amazon.com/7-Habits-Highly-Effective-People/dp/1982137274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Most entrepreneurs think the next stage of their business requires a better strategy. Dwayne Kerrigan disagrees. In Part 2 of his live keynote at the LeanScaper Operations Intensive in Cape Coral, Florida, he makes the case that what's actually required is a different identity — and that without that shift, no system, tool, or team will get you where you're trying to go. In this episode: Dwayne walks through his personal identity chart — from the "warrior" and "general" identities that ran his life for years, to the consciously designed identities he operates from today, including the Chairman, the Profit Seeker, and the Peak Performance Coach Why the Serenity Prayer became one of the most powerful business tools Dwayne ever learned — and how distinguishing what you can and can't control transformed his leadership at 32 years old, running an $18M business with 300 employees A live identity creation exercise: how to write your own eulogy for a specific business role, and why that process is the starting point for becoming who your business needs you to be The eight stages of the entrepreneur and the business lifecycle — and why understanding exactly where you are in both is critical to knowing which identity needs to show up The four economic seasons (spring, summer, fall, winter) and why Dwayne believes the landscaping industry is currently sitting somewhere between late fall and early winter 40 years of lessons learned — distilled into the principles that have shaped how Dwayne builds, leads, and recovers Episode Highlights: 00:00 - Tsunami Of Change 00:27 - Podcast Mission 00:59 - Internal Vs External 02:07 - Serenity Prayer Lesson 03:42 - Identity Chart Origins 04:32 - From Warrior To General 06:10 - Purpose And Marriage 07:47 - Building New Identities 08:48 - Chairman Identity Script 09:50 - Language And Questions 12:38 - Borrowing Role Models 13:41 - Post Fight Debrief 14:40 - Create Your Identity 16:48 - Write Your Eulogy 17:46 - Visualization And Realism 19:01 - Do The Work 19:48 - Physiology Guidelines 20:15 - Physiology and Rituals 20:57 - Energy and Emotions 22:00 - Identity Agent Tool 23:53 - Daily Identity Editing 24:56 - Future Shock and Adaptation 26:22 - Economic Seasons Framework 27:58 - Entrepreneur Stages 29:13 - Business Lifecycle Reality 31:33 - Shift Identity in 3D 31:56 - Courage and Deep Thinking 34:57 - Lessons Learned Log 37:19 - Hard Won Business Rules 40:19 - Final Fear and Farewell Resources Mentioned: Think and Grow Rich — Napoleon Hill Stephen Covey — The 7 Habits of Highly Effective People, Covey Institute Keith Cunningham — referenced as the "Rich Dad" in Robert Kiyosaki's Rich Dad Poor Dad Tony Robbins — Date With Destiny, UPW seminars Identity framework AI agent — available at The Dwayne Kerrigan Podcast: https://www.dwaynekerrigan.com/identity-framework/Quotes: “You can either be right or you can be rich, but you can't be both.” - Dwayne Kerrigan “I did this for my wife through a lot of pain and self suffering, I had to get to the point where the general just couldn't run the show anymore because it was just not sustainable.” - Dwayne Kerrigan “You don't experience the life that you live. You're experiencing the life that you focus on.” - Dwayne Kerrigan “ My greatest fear in life is on my final day to meet the man that I could have been.” - Dwayne Kerrigan Connect with Dwayne Kerrigan Facebook Instagram Linked In Website Disclaimer: The views, information, or opinions expressed by guests during The Dwayne Kerrigan Podcast are solely those of the individuals involved and do not necessarily represent those of Dwayne Kerrigan and his affiliates. Dwayne Kerrigan or The Dwayne Kerrigan Podcast is not responsible for and does not verify the accuracy of any of the information contained in the podcast series. The primary purpose of this podcast is to educate and inform. Listeners are advised to consult with a qualified professional or specialist before making any decisions based on the content of this podcast.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3350: Vicki Cook draws unexpected parallels between spinning classes and smarter money habits, showing how investing in yourself, building routines, and seeking guidance can pay off in multiple areas of life. Her insights highlight how prioritizing health, community, and ambitious goals can lead to stronger financial and personal outcomes. Read along with the original article(s) here: https://womenwhomoney.com/money-lessons-spinning-class/ Quotes to ponder: "Spending money on yourself and your wellness matters too." "Whatever it is you're focusing on, put it first and it's more likely to get done." "Start strong, set the bar high, and you'll end up further ahead." Episode references: The 7 Habits of Highly Effective People: https://www.amazon.com/7-Habits-Highly-Effective-People/dp/1982137274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3350: Vicki Cook draws unexpected parallels between spinning classes and smarter money habits, showing how investing in yourself, building routines, and seeking guidance can pay off in multiple areas of life. Her insights highlight how prioritizing health, community, and ambitious goals can lead to stronger financial and personal outcomes. Read along with the original article(s) here: https://womenwhomoney.com/money-lessons-spinning-class/ Quotes to ponder: "Spending money on yourself and your wellness matters too." "Whatever it is you're focusing on, put it first and it's more likely to get done." "Start strong, set the bar high, and you'll end up further ahead." Episode references: The 7 Habits of Highly Effective People: https://www.amazon.com/7-Habits-Highly-Effective-People/dp/1982137274 Learn more about your ad choices. Visit megaphone.fm/adchoices

Most financial advisors will tell you to save more and invest wisely. Mark Rasner will tell you that's not enough. After 32 years of watching people succeed and fail financially, he has the track record to back it up.Mark grew up poor on a dairy farm in Upper Michigan, worked his way through college without taking a single student loan, and watched his father transform from a struggling farmer into a financial advisor who changed people's lives. That backstory didn't just shape who Mark is. It became the foundation for The Group A Mindset, a framework built on one core insight: the difference between people who achieve financial freedom and those who don't is rarely about income. It's about mindset, decision-making, and the habits we either build or avoid for decades.In this conversation, Mark walks us through the Group A and Group B framework, the psychology of financial self-sabotage, and why even high-earning professionals often find themselves stuck. He shares client stories, his own personal transformation through Ironman triathlon training, and the practical tools he uses to help people make a genuine shift.About Mark Rasner Mark Rasner, CFP®, ChFC®, CASL®, APMA™, BFA™ is a financial advisor and wealth coach with over 32 years of experience in financial planning and leadership development. He is the author of The Group A Mindset, a book designed to help individuals identify and break the beliefs and behaviors keeping them from lasting financial freedom. After building a successful practice in the Midwest, Mark merged his business with a national advisory team, where he now leads Midwest growth and advisor development. He is a two-time Ironman triathlete and father of three daughters.What We CoverWhy only 5-10% of people achieve true financial freedom and what distinguishes Group A from Group BThe line of consciousness framework and how subconscious decision-making keeps people financially stuckThe drama triangle (victim, villain, hero) and why escaping it is the first step toward financial transformationHow Mark went from 260 pounds and sedentary to completing two full Ironman triathlons and what that journey taught him about Group A behaviorThe pie fallacy and why treating wealth as a finite resource is the scarcity mindset's most destructive trapA real client story: how Jim went from near-financial collapse at 45 to a 10x increase in net worth in eight yearsResources MentionedThe Group A Mindset by Mark RasnerThe Group A Mindset on AmazonThe 7 Habits of Highly Effective People by Stephen R. CoveyConnect with Mark RasnerWebsite: groupamindset.comLinkedIn: Mark Rasner, CFP®, ChFC®, CASL®, APMA™, BFA™Support the show

SummaryIn this episode, Benjamin Lee discusses the importance of goal setting, faith, and overcoming obstacles in life and spirituality. He shares practical insights on turning dreams into actions, trusting God, and maintaining systems for success. TakeawaysDreaming is important, but action is essential to realize goals.Motivation is fleeting; commitment is what sustains progress.Sharing goals with others can increase accountability.God's will should be the foundation of our goals.Systems and routines make success more achievable.Chapters00:00 The Power to Overcome01:34 Dreaming Big vs. Taking Action09:35 Setting Realistic Goals11:20 The Concept of Manifesting15:49 Trusting God's Will18:21 Long-Term Thinking and Goal Setting21:34 The Importance of Intentionality27:49 Spiritual Aspirations and Growth33:19 Overcoming Doubt and Sin37:17 Building Systems for Success resourcesAtomic Habits by James Clear - https://www.amazon.com/Atomic-Habits-James-Clear/dp/0735211299The 7 Habits of Highly Effective People by Stephen Covey - https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/0743269519Nehemiah Bible Study - https://www.biblegateway.com/passage/?search=Nehemiah+1&version=NIVPhilippians 3:14 - https://www.biblegateway.com/passage/?search=Philippians+3%3A14&version=NIV2 Peter 3:9 - https://www.biblegateway.com/passage/?search=2+Peter+3%3A9&version=NIVBooks and Blogs- https://twitter.com/BenjaminLeePodcast - https://icandopodcast.comDr. Kenny Embry: https://www.balancingthechristianlife.com/

Send us Fan Mail In this episode I share some ideas on how to build more confidence as a parent by making deposits in our mental bank account.  It can be easy to think we are doing well as parents when our children are doing well. I dive into an important mindset shift: learning not to base my confidence as a parent on my children's outcomes.  I use principles from The Confident Mind - like the daily ESPs, what are things that I am doing to help my child.  Then mention the emotional bank account from 7 Habits of Highly Effective People and how we can work on making regular deposits with our child and what that might look like. For show notes and trandscripts go to www.findingthefloor.com/ep251I would love to hear from you!  You can reach me at camille@findingthefloor.com or dm @findingthefloor on instagram.  Thanks for listening!!Thanks to Seth Johnson for my intro and outro original music.  I love it so much!

Send us Fan MailStrong schools don't happen by accident—they are built on systems. In this episode, you're introduced to the first of three leadership systems that help principals move from survival mode to sustainable leadership: Leader Systems.Before you lead the school, you have to lead yourself. Leader Systems are the personal structures that help you grow professionally, manage your time effectively, and stay focused on what matters most. Without them, even talented leaders end up reacting to problems instead of leading with purpose.In this episode, you'll learn why personal professional learning is essential for school leaders and how building intentional leadership habits strengthens your capacity to lead others.Coming NextIn the next episode, we'll explore Logistics Systems—the operational structures that keep schools organized, consistent, and running smoothly.Resources and ReferencesResearch consistently shows that leadership quality is one of the most influential factors in school success.Wallace Foundation – How Principals Affect Students and Schools (Leithwood, Louis, et al.)Atomic Habits by James Clear – Building small systems and habits that create lasting improvementThe 7 Habits of Highly Effective People by Stephen R. Covey – Time management and principle-centered leadershipSupport the showDownload Upside and use my code MELINDA35278 to get 15¢ per gallon extra cash back on your first gas fill-up and 10% extra cash on your first food purchase!Download Fetch app using this link, submit a receipt and we'll both score bonus points.Calling All Educators! I started a community with resources, courses, articles, networking, and more.I am looking for members to help me build it with the most valuable resources.I would really appreciate your input as a teacher, leader, administrator, or consultant.Join here: Empowered Educator CommunityBook: Educator to Entrepreneur: IGNITE Your Path to Freelance SuccessGrab a complimentary POWER SessionWith Rubi.ai, you'll experience cutting-edge technology, research-driven insights, and efficient content delivery.email: melinda@empowereducator.co...

Every leader is shaped by the voices they listen to and the ideas they choose to learn from. In this episode of The Team Chip Podcast, Chip Townsend shares several of the books that have had the biggest impact on how he thinks, leads, and runs a martial arts school. Starting with the Biblical foundation that guides his worldview, Chip talks through key lessons from EntreLeadership, The 7 Habits of Highly Effective People, and The 21 Irrefutable Laws of Leadership. These books did more than inspire him. They challenged his thinking, sharpened his leadership, and helped shape the culture of his school. If you are a school owner who wants to keep growing as a leader, this conversation is a reminder that strong leadership is built intentionally, and sometimes the right book can change the way you lead.

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Send a textIn this episode, I celebrate reaching episode 250 and explore something we all experience at times: getting stuck in what The Confident Mind calls the “sewer cycle.” After a stressful moment related to my church calling, I found myself spiraling into negative thoughts and worry. As I reflected on the experience, I realized how important it is to recognize when we're in that mental cycle and have tools ready to help us get back out. Drawing on ideas from The Confident Mind, Atomic Habits, and The 7 Habits of Highly Effective People, I share practical ways we can shift our thinking, refocus our energy, and move toward a more constructive mindset. I would love to hear from you! You can reach me at camille@findingthefloor.com or dm @findingthefloor on instagram. Thanks for listening!!Thanks to Seth Johnson for my intro and outro original music. I love it so much!

In this episode: Coast FI and financial freedom, State of the Union practice for couples, intentional life design, family travel planning, entrepreneurship journey with Jake WysockiEpisode SummaryJake Wysocki shares his journey from mechanical engineering and corporate sales to entrepreneurship, powered by reaching Coast FI. He reveals the quarterly "State of the Union" practice he developed with his wife to design their life intentionally—using structured exercises to assess satisfaction across key life pillars, prioritize changes, and take action. Jake discusses how financial independence enabled them to travel the world for a year before having kids, and how they continue to plan meaningful family experiences while building his business helping coaches design impactful workshops.Guest BioJake Wysocki is an entrepreneur and founder of Intention Craft, where he helps coaches design world-class workshops and group coaching programs. With a background in mechanical engineering and sales, Jake worked in corporate America before reaching Coast FI and making the leap to entrepreneurship. He and his wife traveled to 25 countries over a year and now live in Milwaukee with their two children, ages 5 and 8.Resources & Books MentionedDie with Zero by Bill PerkinsGood to Great by Jim CollinsThe 7 Habits of Highly Effective People by Stephen CoveyChooseFI PodcastWheel of Life exerciseThe Family Board Meeting conceptWhisper Flow app (for voice-to-text with AI)Claude AI with custom projectsGuest Contact InformationWebsite: intentioncraft.comKey TakeawaysReaching Coast FI gives you freedom to take calculated risks without fear—every step toward FI creates more options, not just the final number.The State of the Union practice: quarterly sessions where couples assess life satisfaction across 8 pillars (health, marriage, parenting, finances, occupation, etc.), identify gaps, and prioritize 1-2 changJoin the Mindful FIRE Legends community at MindfulFIRE.org/join. PS: Introducing the…

Jim Kwik's brain health suffered a major setback after a traumatic injury in kindergarten. Labeled "the boy with the broken brain," he believed his intelligence was permanently limited due to learning difficulties, poor focus, and memory issues. This mindset shifted when he discovered a new way to learn and train his brain. In this episode, Jim reveals how he improved his memory, transformed his brain health, and reframed limiting beliefs to unlock limitless potential. In this episode, Hala and Jim will discuss: (00:00) Introduction (01:20) Overcoming the “Broken Brain” Label (07:11) The Shift That Changed How He Learned (16:12) Immigrant Mindset and Inner Strength (21:20) The Science Behind Motivation and Learning (29:36) Myths About Brain Health and Intelligence (34:33) Training Your Memory for Real-World Success (40:46) The B-SUAVE Method for Remembering Names (46:05) How Technology Weakens Brain Performance (52:03) Loving and Training Your Brain Jim Kwik is a world-renowned brain coach, memory expert, and author of the New York Times bestselling book Limitless. With over three decades of experience, he teaches high performers how to improve learning, focus, and brain optimization. Jim is also the host of the top-ranked Kwik Brain podcast, where he explores brain health, cognitive wellness, and mental performance. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/profiting Shopify - Start your $1/month trial at Shopify.com/profiting. Spectrum Business - Keep your business connected seamlessly with fast, reliable Internet, Advanced WiFi, Phone, TV, and Mobile services. Visit https://spectrum.com/Business to learn more. Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/profiting and get 30% off their Framer Pro annual plan. Quo - Run your business communications the smart way. Try Quo for free, plus get 20% off your first 6 months when you go to quo.com/profiting Working Genius - Take the Working Genius assessment and discover your natural gifts and thrive at work. Go to workinggenius.com and get 20% off with code PROFITING Experian - Manage and cancel your unwanted subscriptions and reduce your bills. Get started now with the Experian App and let your Big Financial Friend do the work for you. See experian.com for details. Huel -  Get all the daily nutrients you need with Huel. Grab Huel today and get 15% OFF with my code PROFITING at huel.com/PROFITING. Resources Mentioned: Jim's Book, Limitless: bit.ly/-Limitles  Jim's Podcast, Kwik Brain: bit.ly/KB-apple  Jim's YouTube: youtube.com/c/JimKwik  Jim's Instagram: instagram.com/jimkwik/?hl=en  YAP E385 with Jim Kwik: youngandprofiting.co/E385  The 7 Habits of Highly Effective People by Stephen R. Covey: bit.ly/-7Habits  The Power of Positive Thinking by Norman Vincent Peale: bit.ly/TPoPT  Think and Grow Rich by Napoleon Hill: bit.ly/-TaGR  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Biohacking, Manifestation, Life Balance, Self-Healing, Positivity, Happiness, Sleep, Diet