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Contact: Mark Tibbles mtibbles@asl.com.au Delighted to welcome Mark Tibbles, CEO of Australian Settlements Limited or ASL.Mark is a Payments guy having spent most of the last 25 years in the payments sector, including stints at CBA, NAB, Westpac, Clydesdale & Yorkshire Bank, Verifone and Wirecard. Since 2019 Mark has been leading the ASL Team in the shift from aggregator to a next generation Payments Platform service provider. ASL is an Authorised Deposit Taking Institution (ADI) regulated by the Australian Prudential Regulation Authority (APRA) and a provider of B2B ‘Payments-Platform-and-Settlement as a Service' (PPaaSS) solutions to banks, Fintechs and Corporates. ASL's goal is to provide platform access to the domestic rails – connect simply and almost self-serve in a complicated world. ASL partner with organisations that are leaders in their field – FIS for NPP connectivity, Shaype for our Platform and API led services, ISW for the latest Fraud and transaction monitoring capability. In the near future ASL will add leading Card Management and Switching services along with Digital Identity and a single pane of glass view of our services. ASL are Payment tech led and Customer focused. ASL connects banks, fintech's, Corporates and a range of other businesses to the Payments world. · ASL was originally formed by the Building Societies in NSW, VIC and QLD as a cooperative· ASL were the first non-Bank to be granted an Exchange Settlement Account (ESA)· ASL is now one of 12 Direct connectors to COIN and the NPP along with the big 4 - ANZ, Commonwealth, Westpac and NAB. · ASL processes 100m+ transactions annually and in excess of $650m per day ASL offer access to all the Domestic network requirements like:· New Payments Platform (NPP)· Direct Entry· Cards – Visa and eftpos with the ability to settle Mastercard· BPay· Financial Crime/Fraud Services· RTGS· Plus some of the lesser known and specialist services like Australclear and Pexa. ASL also represent customers and give them a voice in the Industry with organisations like AusPayNet and Australian Payments Plus (AP+). Generally/historically, ASL supports banks, other financial institutions, fintech's – however their suite of solutions are suitable for a range of organisations that have high payment/transaction flows. ASL see corporate users as a key future customer base along with other wholesale payment service providers who don't have direct access to the domestic rails. What do ASL customers (generally) need? · Access to payment rails / the payment's world· Settlement solutions · Financial crime management · Payment's consulting/advice/education – this is key – we help our customers navigate a very complicated industry· Partnering with an organisation with an Australian banking license (ADI)What are their biggest pain points you solve for?· A partner that helps navigate the industry nuances· Accessing all services from a single partner· Getting
Here's your chance to hear a few of the many highlights featuring in this fascinating podcast. Just 90 seconds provides a flavour of the conversation with one of the most influential business leaders in the north of England. Our guest's early dreams of being a high flyer were more focused on a career in the RAF than the world of finance. Karl Pemberton's career took off when he joined Yorkshire Bank's management training scheme. After a series of promotions and switch to RBS he responded to his father's call for support, after a serious illness, stepping in to help run the business. 15 years on and having successfully managed the business through a global recession, pandemic and his own health scare he's also found time to join the Goldman Sachs 10,000, support numerous charitable bodies and Chair the regional network of the Institute of Directors. Meanwhile alongside long term business partner Paul Gibson, the company has continued to evolve and grow. This is a fascinating insight into a career enhanced by an ability to reflect, take stock and be self aware enough to accept where skills were required and be open to the ideas and experience offered by others. Karl is one of the most influential business leaders in the North of England. Widely acknowledged and respected for his passionate belief in "doing the right thing" not the easiest or offer of short term gain. He's built a strong team of dedicated professionals who follow his ethos and have themselves learnt from working in such a positive environment. Proof indeed that "Good Guys" can be winners. Bio – Karl Pemberton CDir, FIoD, Dip PFS Managing Director - Active Karl's career began at Yorkshire Bank in 1995 where he quickly progressed to Private Banking Manager for high-net-worth clients. From Yorkshire Bank, Karl moved to RBS as an Investment Banking Manager where he spent two years before joining Active as MD in May 2007. Karl says, “The banking profession provides excellent grounding for a company director, as you gain a unique insight into company structure, processes and management.” In 2013, Karl was part of the Goldman Sachs 10,000 Small Business Programme at Leeds University Business School which is aimed to help entrepreneurs create jobs and economic opportunity. In 2017 Karl became a Fellow of the Institute of Directors (IoD) and 2 years later he was appointed Chair for the IoD North East (South region). In this role Karl works with other local businesses to drive the IoD forward and ensure that the voice of local businesses is heard. In addition to this, Karl is a Trustee of local charity, Middlesbrough & Teesside Philanthropic Foundation (MTPF) and has taken on several fund-raising challenges over the years, including reaching the summit of Kilimanjaro in 2018 in aid of mental health charity MIND. Podcast Outline Karl's Early Life Career Progression Business Ownership – Expectations and Reality Challenges and Importance of Forward Planning Goldman Sachs 10,000 experience Chair of the IoD Financial Planning in Turbulent Times Best piece of advice you were given in business Series 5 of the Insight podcast is simply titled “The Professionals” and will feature individuals with skills and experience in a chosen field or fields. --- Send in a voice message: https://anchor.fm/hresource/message
Our guest's early dreams of being a high flyer were more focused on a career in the RAF than the world of finance. Karl Pemberton's career took off when he joined Yorkshire Bank's management training scheme. After a series of promotions and switch to RBS he responded to his father's call for support, after a serious illness, stepping in to help run the business. 15 years on and having successfully managed the business through a global recession, pandemic and his own health scare he's also found time to join the Goldman Sachs 10,000, support numerous charitable bodies and Chair the regional network of the Institute of Directors. Meanwhile alongside long term business partner Paul Gibson, the company has continued to evolve and grow. This is a fascinating insight into a career enhanced by an ability to reflect, take stock and be self aware enough to accept where skills were required and be open to the ideas and experience offered by others. Karl is one of the most influential business leaders in the North of England. Widely acknowledged and respected for his passionate belief in "doing the right thing" not the easiest or offer of short term gain. He's built a strong team of dedicated professionals who follow his ethos and have themselves learnt from working in such a positive environment. Proof indeed that "Good Guys" can be winners. Bio – Karl Pemberton CDir, FIoD, Dip PFS Managing Director - Active Karl's career began at Yorkshire Bank in 1995 where he quickly progressed to Private Banking Manager for high-net-worth clients. From Yorkshire Bank, Karl moved to RBS as an Investment Banking Manager where he spent two years before joining Active as MD in May 2007. Karl says, “The banking profession provides excellent grounding for a company director, as you gain a unique insight into company structure, processes and management.” In 2013, Karl was part of the Goldman Sachs 10,000 Small Business Programme at Leeds University Business School which is aimed to help entrepreneurs create jobs and economic opportunity. In 2017 Karl became a Fellow of the Institute of Directors (IoD) and 2 years later he was appointed Chair for the IoD North East (South region). In this role Karl works with other local businesses to drive the IoD forward and ensure that the voice of local businesses is heard. In addition to this, Karl is a Trustee of local charity, Middlesbrough & Teesside Philanthropic Foundation (MTPF) and has taken on several fund-raising challenges over the years, including reaching the summit of Kilimanjaro in 2018 in aid of mental health charity MIND. Podcast Outline Karl's Early Life Career Progression Business Ownership – Expectations and Reality Challenges and Importance of Forward Planning Goldman Sachs 10,000 experience Chair of the IoD Financial Planning in Turbulent Times Best piece of advice you were given in business Twitter: https://twitter.com/KarlPActiveLinkedIn https://www.linkedin.com/in/karlpemberton Series 5 of the Insight podcast is simply titled “The Professionals” and will feature individuals with skills and experience in a chosen field or fields. --- Send in a voice message: https://anchor.fm/hresource/message
Tech Partnerships and the Future of Banking With annual revenue totaling over £1 billion, CYBG owns a slew of banks, including Clydesdale Bank, Yorkshire Bank, Virgin Money UK and the app-based bank B. Responsible for CYBG digital transformation, Samantha is well-versed on how best to innovate your customer offerings by building the right lifestyle ecosystem. Samantha Bedford, CYBG Kulchetan Sanga, GoCompare Moderator: Eleni Digalaki, Business Insider
For our second episode of #VerifiedViews, we are looking into the journey of a reality TV star turned global influencer - Edd Kimber, otherwise known by his online alias The Boy Who Bakes. Winner of the first ever series of The Great British Bake Off; Edd is also an author, television presenter, LGBTQ+ advocate and seriously talented cake maker. Edd’s world changed overnight when he won GBBO – instead of going back to his desk job as a debt collector for a Yorkshire Bank, he grabbed the opportunity to make a life-changing move and used social media to build a post-show career as a baking influencer. In this episode, we talk reality TV truths, social media’s ever changing landscape and the Gay Cake row. Don’t forget to leave us a review!Find Edd on Instagram at: https://www.instagram.com/theboywhobakes/Check out his website at: http://www.theboywhobakes.co.ukTo find out more about the work we do at Connects, visit us atwww.seenconnects.com or email info@seenconnects.com.
The latest SME Health Check Index from CYBG, owners of Clydesdale and Yorkshire Bank, has suggested the uncertainty and falling confidence has brought the Index score to its lowest point since it began in 2014. With the meaningful vote in the House of Commons on the Brexit deal delayed, CYBG offer insight, advice and reassurance to Britain’s small business owners.
Data Futurology - Data Science, Machine Learning and Artificial Intelligence From Industry Leaders
In this episode we speak to Mark Blakey, Ex-Managing Director at his own technology company Mainstream Consulting. We talk about: - how to combine entrepreneurship and data science, - how to create small teams that punch above their weight, - how to scale data-driven products using machine learning and much more! He founded and led Mainstream Consulting, a technology company, for 20 years. During that time he built a blue-chip client base of top tier high street banking customers including CBA, NAB, ANZ, Barclays Bank, Abbey National plc, Legal and General Bank, Woolwich plc, Mortgage Trust plc, Clydesdale Bank, Yorkshire Bank and many others. Mark is currently the founder and organiser of popular Melbourne meetup group on applications of machine learning to stock market prediction: https://www.meetup.com/Machine-Learning-Applied-to-Stock-Market-Predictions/ Show notes: www.datafuturology.com/podcast/6 Mark is based in: Melbourne, Australia --- Send in a voice message: https://anchor.fm/datafuturology/message
What role if any will traditional bricks and mortar banks play in the future dominated by disruptive technology like AI, robotics and social media? For the first ever Inside Business episode recorded in front of a live audience, we asked three of Ireland's top experts to predict the future of the industry. The panel: David Duffy, chief executive of CYBG (Clydesdale and Yorkshire Bank) in the UK and a former AIB CEO, Gavin Kelly, director of distribution channels with Bank of Ireland, and Mairead Jackson, managing director of Accenture.
What role if any will traditional bricks and mortar banks play in the future dominated by disruptive technology like AI, robotics and social media? For the first ever Inside Business episode recorded in front of a live audience, we asked three of Ireland's top experts to predict the future of the industry.The panel: David Duffy, chief executive of CYBG (Clydesdale and Yorkshire Bank) in the UK and a former AIB CEO, Gavin Kelly, director of distribution channels with Bank of Ireland, and Mairead Jackson, managing director of Accenture. Hosted on Acast. See acast.com/privacy for more information.
In this edition of the Business Finance Bulletin podcast, we start off by looking at an announcement from Clydesdale & Yorkshire Bank of funds set aside to support growing businesses during 2017 and 2019. The latest monthly survey from the SME Finance Monitor team reveals small business owner’s growth plans and how exporters are more ambitious. There is also more evidence that businesses are reigning in their desire to borrow money to fund growth. Funding Circle, one of the leading lights in the peer-to-peer lending market, has stated that it is winding down their property development finance offering so it can devote resources to its core business loan product.
We tried hard this week not to talk too much about Britain's exit from the European economic bedrock as it jumps headfirst into bed with Donald Trump’s protectionist America. Instead, and in related news, Georgie Frost, Adrian Lowery and Simon Lambert take a look at the exodus of banks from the UK. Not just those planning on moving to continental Europe post-Brexit, but the latest wave of branch closures announced by HSBC and Yorkshire Bank. But do we really need them? Simon, This is Money’s editor, would happily never set foot in one again. Also on the show. Can you beat inflation with savings? Probably not – so listen to our easy-to-follow look at how anyone can to get into investing Email hacking sees no sign of relenting - and now there’s a scam based on Amazon to watch out for And finally… Tacky bespoke Rolls-Royces are all the rage among the stupid rich. Why? Enjoy.
In the latest Business Finance Bulletin episode Business Loan Services’ Rob Warlow looks the forthcoming changes in ISA rules and a survey from Yorkshire Bank and attitude to risk amongst savers which could see a boost to the crowdfunding market. Staying with crowdfunding Rob shares news of the launch of a new crowdfunding platform. Bricks Financial is based in the South West and will primarily focus on servicing the local market. According to the latest survey from the Federation of Small Businesses confidence amongst small business owners is strong and they are focused on where they are investing their money. In the Business Finance Tip of the Week Rob looks at reviewing and controlling your overheads to ensure you are making the best returns from your business.
A summary of recent Help Me To Save articles including a £150 swtiching bonus from the Clydesdale and Yorkshire Bank, comparing eBay to Amazon and making money as an Airbnb host.
Multi Millionaire Kevin Green Shares with Property Ventures – Part 2 This week we conclude our interview Kevin Green from the UK. He will inspire you, and will give you hints on different investment strategies, we talk about mental strength and using that to your advantage. Kevin Green is a self-made multi-millionaire and social entrepreneur and an acknowledged expert in how to set up a profitable business http://www.kevingreen.co.uk/videos/how-to-set-up-a-profitable-business/. He is one of the UK's largest residential property landlords and a multi-business owner. The 50-year-old dyslexic, who featured on Channel 4′s Secret Millionaire, was homeless in 1984. He has a wealth of experience in the property investment world and heads a number of successful companies and other non-property related businesses. Kevin can deliver key lessons in how to invest and how to make money. He helps others find routes to investing and money making by coaching under his own brand of Kevin Green Wealth (KGW). He is a Big Ideas Wales role model for the Welsh Government and helps inspire young people in schools and universities on how to start a business. Before making his fortune in business, he was a successful dairy farmer. In 1999, he won a Nuffield Scholarship in agriculture and studied the attitudes and personalities of high achievers. He also interviewed the likes of Bill Gates and Sir Richard Branson. During the study he learned the simple principles for success and determined the common elements that contributed towards that success. He bought his first property soon after, using credit cards to bridge finance the deposit of a buy-to-let mortgage. After quickly renovating it and selling it at a profit, he bought a second. The rest is history. Kevin knows everything there is to know about rental properties and how to let a property. Kevin continues to thrive in business and chooses to give back to the next generation of entrepreneurs by sharing his knowledge and wisdom of how to make money. His speciality talks include motivation, empowerment and coaching and he enjoys giving businesses and organisations an insight into what it takes to become successful in the business world. Kevin has travelled throughout the UK, Asia, Australia and New Zealand in the past year and has shared the stage with Sir Richard Branson and former United States president Bill Clinton. Some of his clients include British Airways, Yorkshire Bank and the Welsh Assembly. Kevin is a regular commentator on property and business ideas for a cross-section of UK and international media outlets, in print, on TV, on radio and online. Kevin is an ambassador for the Make-A-Wish Foundation and has personally contributed more than £300,000. He is a Patron of The Ray Gravell and Friends Charitable Trust and a member of The Professional Speaking Association. Kevin loves to educate, motivate and inspire others on how to start in business, how to make money fast and how to become rich and his passion and enthusiasm is quite infectious. We are very proud to have Kevin on our series and know you will enjoy these two Podcasts. We at Property Ventures hope you enjoy the interview. Please Read If you want to listen, learn and be inspired by Kevin in a 2 day conference in New Zealand in March 2015, click on the below link. http://www.eventbrite.co.uk/e/international-business-and-property-foundation-training-christchurch-new-zealand-tickets-13456955115 Anyone that does register for this, let us know as we will do a draw on the 16th December 2014 for a free ticket to the event, you can either take a friend for free, or get a refund on your ticket. You can contact Kevin by viewing the details here, http://www.kevingreen.co.uk/contact/
Multi Millionaire Kevin Green Shares with Property Ventures – Part 1 Kevin Green is a self-made multi-millionaire and social entrepreneur and an acknowledged expert in how to set up a profitable business http://www.kevingreen.co.uk/videos/how-to-set-up-a-profitable-business/. He is one of the UK's largest residential property landlords and a multi-business owner. The 50-year-old dyslexic, who featured on Channel 4′s Secret Millionaire, was homeless in 1984. He has a wealth of experience in the property investment world and heads a number of successful companies and other non-property related businesses. Kevin can deliver key lessons in how to invest and how to make money. He helps others find routes to investing and money making by coaching under his own brand of Kevin Green Wealth (KGW). He is a Big Ideas Wales role model for the Welsh Government and helps inspire young people in schools and universities on how to start a business. Before making his fortune in business, he was a successful dairy farmer. In 1999, he won a Nuffield Scholarship in agriculture and studied the attitudes and personalities of high achievers. He also interviewed the likes of Bill Gates and Sir Richard Branson. During the study he learned the simple principles for success and determined the common elements that contributed towards that success. He bought his first property soon after, using credit cards to bridge finance the deposit of a buy-to-let mortgage. After quickly renovating it and selling it at a profit, he bought a second. The rest is history. Kevin knows everything there is to know about rental properties and how to let a property. Kevin continues to thrive in business and chooses to give back to the next generation of entrepreneurs by sharing his knowledge and wisdom of how to make money. His speciality talks include motivation, empowerment and coaching and he enjoys giving businesses and organisations an insight into what it takes to become successful in the business world. Kevin has travelled throughout the UK, Asia, Australia and New Zealand in the past year and has shared the stage with Sir Richard Branson and former United States president Bill Clinton. Some of his clients include British Airways, Yorkshire Bank and the Welsh Assembly. Kevin is a regular commentator on property and business ideas for a cross-section of UK and international media outlets, in print, on TV, on radio and online. Kevin is an ambassador for the Make-A-Wish Foundation and has personally contributed more than £300,000. He is a Patron of The Ray Gravell and Friends Charitable Trust and a member of The Professional Speaking Association. Kevin loves to educate, motivate and inspire others on how to start in business, how to make money fast and how to become rich and his passion and enthusiasm is quite infectious. We are very proud to have Kevin on our series and know you will enjoy these two Podcasts. We at Property Ventures hope you enjoy the interview. Please Read If you want to listen, learn and be inspired by Kevin in a 2 day conference in New Zealand in March 2015, click on the below link. http://www.eventbrite.co.uk/e/international-business-and-property-foundation-training-christchurch-new-zealand-tickets-13456955115 Anyone that does register for this, let us know as we will do a draw on the 16th December 2014 for a free ticket to the event, you can either take a friend for free, or get a refund on your ticket. You can contact Kevin by viewing the details here, http://www.kevingreen.co.uk/contact/
We're one short of our century as we look ahead to another big weekend of sporting action. The Premier League enters its second week whilst we hear the thoughts of John McEnroe on Andy Murray's chances of defending his US Open title. In cricket alongside the Ashes it's busy domestically as the Yorkshire Bank 40 continues. Support our channel and claim a free £25 bet with William Hill by visiting - http://bit.ly/13jZVJA - New customers only. T's & C's apply.
In the latest edition we discuss all the latest transfer news and go into detail on where big names such as Wayne Rooney, Gareth Bale, Cesc Fabregas and Luis Suarez could end up next season. We also discuss the controversy surrounding 'tape gate' as we bring you our thoughts on the incident. We also bring you the build up on the Yorkshire Bank 40 games which takes place this weekend and look into where Andy Murray goes after becoming the first Brit to win Wimbledon in 77 years. Support our channel and claim a free £25 bet with William Hill by visiting - http://bit.ly/13jZVJA - New customers only. T's & C's apply. #EPL #TRANSFERS #LFC #AFC#BARCA #MUFC #CRICKET #ASHES #YB40 #WIMBLEDON
Paul Collingwood has given his support to an initiative launching in August to coincide with the return of the Yorkshire Bank 40. The competition returns after a hiatus with all 18 First-Class counties & Scotland offering 31 selected games where kids can go free with a paying adult throughout August. Collingwood's team Durham currently sit top of Group B and the three-time Ashes winner says he's hoping more youngsters will be attracted to the game as a result of the promotion. For more information and to find the selected games involving your team visit: http://www.ecb.co.uk/kidsgofree #KidsGoFREEcricket
Former England legend and current Surrey Director of Cricket Alec Stewart has hailed an initiative undertaken by all 18 First-Class counties as well as Scotland for the Yorkshire Bank 40 which resumes in August. All the clubs will be offering selected matches where kids aged 16 and under will go free with a paying adult throughout the month and Stewart believes it'll prove crucial for the next generation of cricket fans and players. In total 30 games are on offer throughout August. To find out the games involving your local sides visit http://www.ecb.co.uk/kidsgofree #KidsGoFREEcricket