Podcasts about Funding Circle

O mercado de P2P Lending no Brasil passou por uma transformação significativa ao longo dos últimos anos, impulsionado por avanços regulatórios, inovação tecnológica e uma crescente demanda por alternativas de crédito. Nesse contexto, plataformas que conectam investidores a empresas vêm ganhando relevância, oferecendo uma forma mais direta e transparente de financiar negócios.No episódio de hoje do Fintech Talks, recebemos Daniel Gomes, CEO e Cofundador da Nexoos, para uma conversa sobre a evolução do mercado de P2P Lending no Brasil e os desafios enfrentados para estruturar um modelo que trouxesse segurança e eficiência para credores e tomadores. Daniel compartilha a trajetória da Nexoos, desde a inspiração em players internacionais como a Zopa e o Funding Circle até a consolidação da empresa no mercado brasileiro.Exploramos também o movimento para Credit as a Service (CaaS) que tem se tornado prioridade na Nexoos, os aprendizados com o modelo inicial desenvolvido no Paraguai, as estratégias de captação de funding e o caminho para se tornar uma das primeiras SEPs (Sociedade de Empréstimo entre Pessoas) no Brasil. Além disso, discutimos os avanços regulatórios, a entrada de grandes players no setor e as novas frentes de crédito empresarial que estão sendo desenvolvidas.Se você quer entender como o mercado de P2P Lending está se estruturando no Brasil e quais oportunidades estão surgindo para investidores e empresas, este episódio oferece uma análise completa e estratégica do tema.Confira!

In this episode of Cloud Unplugged, Jon talks with Thomas Boltze—CTO at Santander's PagoNxt, former CTO of Funding Circle, Agile Coach, and cloud/fintech leader with 15+ years experience—about fixing broken tech teams. They cover rebuilding systems from scratch, cutting through technical debt, and why culture trumps code every time. Lessons from fintech, startups and hard-won engineering battles.Guest LinkedIn: https://www.linkedin.com/in/thomasboltze/Follow us on social media @cloudunplugged https://www.tiktok.com/@cloudunpluggedhttps://twitter.com/cloud_unpluggedhttps://www.linkedin.com/company/cloud-unplugged-podcast/Listen on All Platforms: https://cloud-unplugged.transistor.fm/Listen on Spotify: https://bit.ly/3y2djXaListen on Apple Podcasts:  https://bit.ly/3mosSFTJon & Jay's start-up: https://www.appvia.io/Hosts:https://www.linkedin.com/in/jonathanshanks/https://www.linkedin.com/in/jaykeshur/https://www.linkedin.com/in/lewismarshall/ Podcast sponsor inquires, topic requests: Hello@cloudunplugged.ioWelcome to The Cloud Unplugged Podcast, where hosts Jon Shanks (CEO of a Cloud Platform Engineering and Developer Platform Company), Lewis Marshall (Developer Evangelist, AI enthusiast, and science devotee), and occasionally Jay Keshur (COO, championing business modernisation and transformation) explore the latest in cloud technology.Each week, they investigate developments in AI, data, emerging cloud platforms, and cloud growth, occasionally highlighting the geo-political and global commercial pressures shaping the industry. Drawing on their extensive experience helping customers adopt, scale, and innovate in the cloud (and managing their own Internal Developer Product), Jon, Lewis, and Jay share insights and welcome industry experts to discuss new trends, tackle business challenges, and offer practical solutions.

Substack Week: The Shared Ownership Challenge, Understanding Clear Accountability in Engineering Teams With Rafa Páez Welcome to our Substack Week, where we interview thought leaders who publish newsletters on Substack to help you find inspiring voices that drive our community forward. In this episode, we explore the concept of shared ownership and its pitfalls with Rafa Páez, an experienced engineering leader with insights on creating clear accountability in teams. The Pitfalls of Shared Ownership In engineering teams, shared ownership often manifests as ambiguity in responsibility and accountability. Rafa shares a personal experience where assigning two engineers to lead an initiative resulted in nothing getting done, as each assumed the other would take action. This phenomenon highlights how shared ownership without clear accountability can lead to missed deadlines, poor quality deliverables, and team conflicts. "It might not be my fault because I thought the other person was available, I thought the other person had more time to actually work on that initiative." Understanding the Bystander Effect The bystander effect, a psychological phenomenon first identified by social psychologists, explains why people are less likely to take action when others are present. In a team setting, this manifests as members assuming someone else will take responsibility, leading to collective inaction. This effect can significantly impact team productivity and project outcomes. "Because there are more people there, someone thinks that someone else will take care of that thing, whether it's a project, initiative, or any other action." The DRI Framework: Creating Clear Ownership The Directly Responsible Individual (DRI) concept, popularized by Gitlab and Apple, addresses the accountability gap by ensuring one person is clearly responsible for each significant initiative. This framework emerged after a failed project launch where no clear ownership led to quality issues. The DRI approach creates clear lines of responsibility while maintaining collaborative team dynamics. "You can have multiple DRIs for different aspects, but at the end, it needs to be one responsible for the overall project." Implementing DRI Successfully For leaders implementing the DRI framework, several key considerations are crucial for success. DRIs should be assigned thoughtfully based on skills and experience, with senior team members often better suited for these roles. The framework must be supported by a culture that empowers DRIs to make decisions while maintaining team collaboration. "DRIs need to be empowered to make decisions. If they are not empowered to make decisions, this role is not going to work because they're going to feel frustrated." Avoiding Common Anti-patterns When implementing the DRI framework, leaders should be aware of potential anti-patterns that can emerge. These include DRIs becoming bottlenecks, erosion of team collaboration, and overuse of the framework for minor tasks. Success requires finding the right balance and ensuring the framework enhances rather than hinders team dynamics. "Another issue or anti-pattern is the erosion of collaboration - some people might get the wrong concept about DRIs and say 'I don't need to collaborate anymore.'" Building a Culture of Accountability Creating a successful culture of accountability requires clear communication about the DRI role and its implications. Leaders must ensure DRIs are supported while maintaining team collaboration and avoiding the framework becoming overly bureaucratic. The focus should be on enabling effective decision-making and clear ownership while preserving team dynamics. "Consider the skills when assigning DRIs, support people in this role, and remember that DRI is an organizational agnostic framework that adapts to the organizations we are within." Resources For Further Study The Gitlab handbook article about the DRI concept The book: Extreme Ownership by Jocko Willink The Engineering Leader newsletter by Rafa Páez   [The Scrum Master Toolbox Podcast Recommends]

This week on The Sunday Roast, Phil Carroll, Kevin Hornsby, and Charles Archer break down the latest market moves and trends in the small-cap space. They welcome Daniel Gee from Priority Intelligence to discuss the AI shake-up following DeepSeek and Alibaba's latest breakthroughs, as well as Priority's new partnership with Funding Circle. Also joining the show is Jonathan Bixby, newly appointed Executive Director at Tiger Royalties & Investments, to discuss Tiger's strategic pivot into the tech sector with the acquisition of Bixby Technology Inc. The team also covers the top movers and shakers in the small-cap market, exploring standout performances from Zenith Energy and Kromek, as well as key failures. To round things off, they review this week's must-watch TV, including American Primeval and Out There. 00:00 - 00:10:19 Weekly News Roundup  00:10:19 #PR1 Interview 00:34:45 #TIR Interview  00:59:05 #ZEN     01:02:52 #KMK   01:06:24 #FUM  01:06:49 #MET1  01:10:04 #CGNR  01:11:15 #CMET  01:12:35 #GGP  01:12:53 #GMET  01:14:03 #BZT  01:17:45 #AFP  01:18:27 #ARCM  01:20:21  TV recommendations Disclaimer & Declaration of Interest This podcast may contain paid promotions, including but not limited to sponsorships, endorsements, or affiliate partnerships. The information, investment views, and recommendations provided are for general informational purposes only and should not be construed as a solicitation to buy or sell any financial products related to the companies discussed. Any opinions or comments are made to the best of the knowledge and belief of the commentators; however, no responsibility is accepted for actions based on such opinions or comments. The commentators may or may not hold investments in the companies under discussion. Listeners are encouraged to perform their own research and consult with a licensed professional before making any financial decisions based on the content of this podcast. 

SUBSCRIBE HERE @AvocadoProperty   In this week's episode of The Investors Corner, Andy, Mike, and Ian revisit a popular topic—how they would invest £50k over the next five years. After discussing this a few weeks ago, they dive deeper into both high-risk and medium-risk strategies, exploring options like tech stocks, crypto, property, and peer-to-peer lending.   Main Topics Covered: High-Risk Strategy: 50% in growth stocks like tech, AI, and clean energy. 30% into Bitcoin, Ethereum, and smaller altcoins. Medium-Risk Strategy: 40% in index funds and dividend stocks. 25% in property investments through REITs and crowdfunding. Peer-to-Peer Lending: Offering high returns but with credit risk, this method includes platforms like Funding Circle.   Key Takeaways: Tech, AI, and clean energy are high-growth sectors. Crypto can offer substantial returns, but with increased risk. REITs and peer-to-peer lending can diversify your portfolio while providing liquidity and annual returns.   Subscribe: Spotify: https://open.spotify.com/show/6Awfoi9dUoU55k0D7uf64a Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1700916277   Got questions? Email us at: hello@avocadopropertyagents.co.uk   Stay informed, stay ahead, and happy investing!   #podcast #InvestingStrategies #CryptoInvesting #PropertyInvestment #AIStocks #PeerToPeerLending #GrowthStocks #FinancialFreedom #REITs #InvestmentPodcast #SmartInvesting

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Announcing the Strategic Animal Funding Circle!, published by JamesÖz on August 29, 2024 on The Effective Altruism Forum. (Yes, yet another funding circle. Thank Ambitious Impact.) I'm excited to announce the launch of the Strategic Animal Funding Circle, a new group of donors looking to support cost-effective and high-impact farmed animal welfare nonprofits during a critical growth phase where targeted funding can have an immense impact. We've just launched our first Request For Proposals which you can see in this document, as well as being outlined below. Apply here by September 20th to be considered for our first funding round. We aim for applicants to hear back on a decision by early November. If there are any donors (either currently giving or willing to give upwards of $100-250k to farmed animals per year) interested in joining, feel free to email me at jozden[at]mobius.life. We expect the funding circle will expose donors to more high-impact opportunities, create the space for important discussions and reduce vetting inefficiencies. Request for Proposals About this Funding Opportunity We are a group of donors looking to support cost-effective and high-impact farmed animal welfare and protection nonprofits during a critical growth phase where targeted funding can have an immense impact. Grants will initially be one-off support, though renewals may be possible in some cases at the discretion of individual donors. In this round, we expect up to $1,000,000 will be available for funding across all grants - though this depends on the funder-applicant fit. Eligibility Criteria: The intervention is focused on improving outcomes in farmed animal welfare or protection which could include reducing the suffering of farmed animals, promoting the development of alternative proteins or reducing the consumption of animal products. The intervention can be service delivery, policy work, or any other intervention type that delivers measurable impact in improving animal welfare outcomes. You are a registered not-for-profit entity or are partnering with one as a fiscal agent. Has the potential and willingness to scale; and Preference is given towards organizations with less than 4 years of operating history, or less than 500k USD in annual budget. Selection Criteria: What Makes a Competitive Application? Competitive applications will have the following qualities: A Great Idea: The applicant is proposing an innovative program where funding can catalyze progress. Demonstrated Funding Gap: Support will enable work which wouldn't otherwise happen. We are most excited about areas that are neglected by other major farmed animal funders. Indications of Impact: The applicant can demonstrate results through metrics, internal data, or models backed by external data. Especially strong applicants state a "north star" metric by which they want to be held accountable in ~5 years. Scalability: The applicant has concrete expansion plans to scale and achieve significantly more impact. Continuity/Sustainability Plan: The applicant explains clearly how they will build on this grant. Cost Effectiveness: We are looking to support interventions that are highly cost-effective in achieving positive outcomes for animals. Quality of Evidence: What studies, data, or information exists to indicate that the program is or will be successful? How to Apply: Apply here by September 20th to be considered for our first funding round. We aim for applicants to hear back on a decision by the end of October 30th. Future Rounds: We plan to invite and review applications twice per year, one round in Fall and another in Spring. About the Strategic Animal Funding Circle: We are a group of donors who support promising farmed animal welfare and animal protection nonprofits during the critical growth phase where targeted fund...

Dive into the mind of Sam Hodges, the co-founder and CEO of Vouch Insurance. With over two decades of experience as an entrepreneur and investor, Sam is now at the helm of a startup that's reshaping the insurance landscape for high-growth companies. Vouch isn't just another insurance company; it's a technology-first platform backed with a whopping $160M in funding. Why? Because Sam saw a broken system and envisioned a solution that's fast, responsive, and genuinely customer-centric. From his early days at Endurance and Funding Circle to championing women in the FinTech industry, Sam's journey offers valuable insights into the startup world. Discover how Vouch is addressing real-world problems with innovative tech solutions, writing policies tailored for startups, and offering a seamless, user-friendly experience in an industry that's historically been anything but. Join us as we unpack Sam's mission to make Vouch the go-to business insurance for the modern era. Subscribe for more insights from industry leaders!

If you like Taking Inventory, do us a favor and give us a 5-star rating or review. It's the best way to help support the podcast.  ——— Nik Milanović is  one of the leading figures in fintech as the founder of “This Week in Fintech” a global newsletter with over 100K subscribers and the General Partner at The Fintech Fund where he invests in early-stage companies. Before founding his newsletter and fund, Nik was an exec at Google Pay, Petal, and Funding Circle. Nik breaks down what's happening in fintech, why international markets will create the next unicorns, how tech is democratizing financial products, and more. Note: This episode was recorded several weeks ago prior to several of the recent headlines involving Synapse, Evolve, etc. ——— Connect with James and Daniel! LinkedIn:James: https://www.linkedin.com/in/jamesborow/  Daniel: https://www.linkedin.com/in/danieldruger/  Twitter: James: https://twitter.com/jamesborow  Daniel: https://twitter.com/ddruger Subscribe to our newsletter: https://www.takinginventorypod.com/ and follow Taking Inventory on LinkedIn and Twitter!

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Launching the Global Health Funding Circle, published by Joey on June 17, 2024 on The Effective Altruism Forum. Summary We are launching the Global Health Funding Circle, a network of donors dedicated to propelling high-impact, scalable programs tackling critical health issues in low- or middle-income countries. Apply for funding by July 9, 2024 if: You have achieved early success with a health-focused intervention. You have a plan to scale your program. You're a registered non-profit or work with a fiscal agent. Strong applicants will: Demonstrate a groundbreaking approach with the potential to significantly and cost-effectively improve lives. Show us a clear funding gap that our grant will bridge. Back up your impact with measurable results. Show that your program delivers more bang for the buck than cash transfers. Apply by July 9th, 2024. Decisions are expected by the end of September. Full details and application: see our website. Inspired by the Mental Health Funding Circle and Meta Charities Circle models, we offer a collaborative funding experience for both donors and impactful organizations. Our member donors are anonymous. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org

Glaubt man den Pitch-Decks der Fintechs, dann ist die Digitalisierung des KMU-Kredits überfällig – und das schon seit Jahren. Denn: Ist es nicht so, dass das Segment von den meisten Banken ohnehin kaum bedient wird? Dass der Wettbewerb letzten Endes nur aus Sparkassen und Volksbanken besteht? Dass diese aber mit regulatorischen Hürden (viel Eigenkapital für wenig Kredit), fehlender Standardisierung, papierlastigen Prozessen und tausend anderen Problemen zu kämpfen haben? Was natürlich alles irgendwo stimmt. Aber nichts daran ändert, dass die hiesigen Fintechs mit dem Versuch, das KMU-Kreditgeschäft zu knacken, seit mittlerweile zehn Jahren durchweg scheitern. Funding Circle zog sich vom deutschen Markt entnervt zurück. October bald darauf genauso. Lendico verscherbelte sich an die ING Diba. Auxmoney lugte nur mal kurz hinein in das Segment. Und die Solarisbank verstaute ihren "volldigitalen KMU-Sofortkredit" bald schon in der Asservatenkammer. Weshalb kaum mehr überraschte, dass sich zuletzt dann auch noch der Frankfurter Anbieter Creditshelf ins Schutzschirmverfahren flüchtete. Lässt sich das KMU-Kreditgeschäft am Ende gar nicht digitalisieren? Oder ist es bloß so, dass dieses Segment aufgrund seiner Komplexität bloß mehr Zeit gebraucht hat als andere? Für die zweite These spricht, dass die großen angelsächsischen Investmentbanken neuerdings in das Geschäft dringen – und dabei auch mit Fintechs kooperieren, die die größten Opportunitäten ausgerechnet im hiesigen Markt sehen. Ein Beispiel ist das Zürcher Startup Teylor, das unter anderem von Barclays satte 275 Mio. Euro Refinanzierung erhielt, um damit insbesondere in Deutschland im großen Stil KMU-Kredite zu vergeben. Warum soll diesmal funktionieren, was zehn Jahre lang nicht funktioniert hat? "Finanz-Szene – Der Podcast", diesmal mit Teylor-Chef Patrick Stäuble. == Fragen und Feedback zum Podcast: redaktion@finanz-szene.de oder (auch anonym) über Threema: TKUYV5Z6 Redaktion und Host: Christian Kirchner/Finanz-Szene.de Coverdesign: Elida Atelier, Hamburg Postproduction: Podstars Hamburg Musik: Liturgy of the street / Shane Ivers - www.silvermansound.com

In episode 26 of Venture Everywhere, Angela Prince, former CEO of Climb Credit, founder of Orchard (acquired by Kabbage), and LP of Everywhere Ventures, chats with Sam Hodges, co-founder and CEO of Vouch – a tech-driven commercial insurance business. Vouch's platform offers digital insurance coverage that can be activated swiftly to ensure a seamless experience from the initial sign up process to handling claims. Prior to Vouch, Sam co-founded and built the US business for Funding Circle, a global marketplace for small business loans. With two decades of entrepreneurship and investment under his belt, Sam has effectively positioned the company as a disruptive force in commercial insurance by using technology to meet the distinct needs of startups and high-growth businesses. In this episode, you will hear: ● Vouch's focus on insuring startups and assisting entrepreneurs in managing their crucial risks. ● The need for product evolution and broadening service offerings to cater diverse company sizes and types. ● Vouch's potential in the commercial property and casualty insurance market, with opportunities for innovation and distribution. ● Understanding different stages of businesses and the company culture to thrive. ● Addressing AI-specific risks for companies and ensuring appropriate insurance coverage and risk management.Learn more about Sam Hodges | Vouch Linkedin: linkedin.com/in/samhodges Website: https://www.vouch.us/ Learn more about Angela Prince | Everywhere Ventures and Climb Credit Website: http://everywhere.vc/ and https://climbcredit.com/students Linkedin: linkedin.com/in/angela-galardi-ceresnie

In Episode 17, of Season 4, of Driven by Data: The Podcast, Kyle Winterbottom is joined by Antje Bustamante, VP of Data at Funding Circle, where they discuss the role of "leadership" in Data & Analytics, which includes;Why the fun comes from generating revenue for your business and giving people amazing careers Why businesses don't ask for data transformation Learning from personal experience the CDO/Data Leader role is undefined Why titles are often intentionally misused Why your customers won't tell you what their problems are The importance of understanding commercial drivers and how your business makes money Changing the mindset that data isn't a problem it's an opportunity How data events are always focused on technology, yet you can't find much on the topic of leadership Why aspiring leaders are concerned about losing their technical skills when they shouldn't be The ability to change habits and mindsets Why D&A is misunderstood and is often the starting point of most of our challenges Why there is too much entitlement in Data & Analytics Leadership Data Leaders need to be ready to take on the job of educating people Why managing and leading are two different things The challenges of promoting high-performing ICs into management How 82% of all managers have never had any management training The importance of having leadership values Why it's OK to ask for help and you don't have to know it allWhy attracting and retaining great talent is the hardest part of leadership Finding a way to that seat if your role doesn't grant you oneAs maturity increases, the less the Data Leadership role should be neededWhy data needs strong representation to be seen as a success Why the NED market for Data Leaders is quite hot Why commercial organisations will only truly understand the value of data when we help them make more money Why the Data Leadership role could be dead in 5 years The importance of personal development and upskilling as a leader Why she qualified as a career coach to become a better leaderWhy your success is directly linked to the success of your people Why data leaders need to change their network and bubble Thanks to our sponsor, Data Literacy Academy.Data Literacy Academy is leading the way in transforming enterprise workforces with data literacy across the organisation, through a combination of change management and education. In today's data-centric world, being data literate is no longer a luxury, it's a necessity.If you want successful data product adoption, and to keep driving innovation within your business, you need to start with data literacy first.At Data Literacy Academy, we don't just teach data skills. We empower individuals and teams to think critically, analyse effectively, and make decisions confidently based on data. We're bridging the gap between business and data teams, so they can all work towards aligned outcomes.From those taking their first steps in data literacy to seasoned experts looking to fine-tune their skills, our data experts provide tailored classes for every stage. But it's not just learning tracks that we offer. We embed a deep data culture shift through a transformative change management programme.We take a people-first approach, working closely with your executive team to win the hearts and minds. We know this will drive the company-wide impact that data teams want to achieve.Get in touch and find out how you can unlock the full potential of data in your organisation. Learn more at www.dl-academy.com.

“It's never too late and it's never too early” to launch a startup, according to the co-founder and co-CEO of Enfuce, the payment startup and one of Finland's biggest fintech.Monika Liikamaa, co-CEO & co-founder of Enfuce, was speaking along with Michaela Berglund, CEO and founder of Feminvest, an events and education platform for women which has also launched an €8.8 million fund to invest in Nordic startups which are majority owned by women.The pair discussed the dearth of female founders, female CEOs and females working in VCs- and its impact on the industry.Asked her thoughts on seeing headlines in the media denoting gender such as “female founder raises .... ” and “……  appoints first female CEO”,  Liikamaa says she found the headlines “empowering”-as it shows women were achieving feats.That said, Liikamaa added:“Is it something that I would like it to be? No, it kind of alludes to a founder is a male. But that is the world we are living in and we need to change it. I hope, a couple of generations later, that would be seen as ridiculous."Liikamaa pointed to data showing companies with female directors outperforming those with male directors.She said women were partially to blame for the lack of female founders, as they hadn't explained well enough that women can be founders and have families as well.In the UK, Anne Boden, founder, Starling Bank; PensionBee founder and  CEO Romi Savova; and Lisa Jacobs, CEO of Funding Circle, are examples of high-profile female leaders.Liikamaa added:“What we need to teach the younger generation is that it's ok to want to achieve, it's ok to work your ass off. And it's never too late and it's never too early to found something and be passionate about it.”Talking about Feminvest's VC fund, Berglund said:“The response has been incredible. The interest has been super high.“I have been approached by women and men across Europe saying ‘wow finally, thank you for taking the bet'."

In this episode we take the opportunity to talk to one of the most credit risk experienced men in Fintech who has ranged from a dozen years at seminal Capital One through managing Barclay's £40 bn portfolio, being CRO at Funding Circle to now founding his own Fintech to mechanise further short term SME liquidity financing, Jerome's stats are that banks automate roughly 5% of this type of lending whereas he believes the vast majority to be automatable. We discuss what credit risk is in the age of data, automation and Fintechs and dive into the multiplicity of models used in a credit pipeline not just for risk but for wider business management and portfolio management purposes as well as looking at the parameters of automation versus human input. We also look at Jerome's experience of what is stable about the models value and what is not over significant economic dislocations. Importantly there are a huge range of uses of credit models above and beyond the simple case of credit risk and Jerome gives us a flavour of these across his own career – a fascinating stat being the incarnation which had 25 models in operation :-! Topics discussed include: Jerome's background in the Art world as well as Banking world Jerome's career journey through credit in various incarnations running a team of 1,000 risk metrics folk developing an interest in SMEs 7 years at Funding Circle defining risk, uncertainty and so forth the many different types of risk through the whole lending soup to nuts process the balancing act on decisions at each stage of this process using multiple models and cross testing them against alternatives to gain greater insight – challenger models Barclaycard had about 25 different models for different stages of the credit card process keeping the models fresh and tuned not using “black box” models challenges of models coping with continuous and discontinuous phenomena practical approaches to life's discontinuities in the lending world lending versus trading risk in this context ranking of risk tends to be stable across perturbations even if the level of risk gets well off the commercial importance of  the relative ranking in itself to make the lending decisions within a given risk appetite at any point experience at Barclays and Funding Circle over significant economic dislocations requirements to create a model in the first place the role of human creativity and comparison with human decisions making versus a “computer” Jerome's many tests over his career with automated versus underwriters credit decisions and the results the requriem3ents for automatable credit decisions in the SME sector – where it can and cannot be done well the irony that larger companies have more data but smaller sample size Jerome's motivation in establishing his own firm to do short-term SME cashflow management the business model – API- and partner- centric leveraging external creativity in this model – cf ChatGPT the differing business model viability compared to banks decisions in 2.5 minutes And much much more

Lex chats with Jerome Le Luel, founder and CEO of TRIVER -  a London-based startup that uses open banking data and AI to provide short-term working capital to SMEs. To kick off, Jerome discusses the application of AI in fintech lending for small businesses. He explains that traditional banks have struggled to automate lending decisions for SMEs due to regulatory constraints and manual underwriting processes. However, with the emergence of open banking and the ability to access transaction-level data, fintech companies like TRIVER can use data science to automate underwriting decisions and provide instant capital to small businesses. TRIVER's platform allows SMEs to apply for short-term financing in a few clicks, using bank data and credit bureau information to make lending decisions. The capital comes from a combination of equity and debt raised by TRIVER, and the company is also exploring partnerships with non-financial institutions to embed its technology and offer instant capital to their SME clients.  MENTIONED IN THE CONVERSATION TRIVER's Website: https://bit.ly/3OiT1RNJerome's LinkedIn profile: https://bit.ly/3ubNWUz Topics: Fintech, lending, SME, SME finance, Open Banking, Underwriting, API Companies: TRIVER, Funding Circle, Barclays, Barclaycard, Capital One ABOUT THE FINTECH BLUEPRINT 

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Funding circle aimed at slowing down AI - looking for participants, published by Greg Colbourn on January 26, 2024 on The Effective Altruism Forum. Are you an earn-to-giver or (aspiring) philanthropist who has short AGI timelines and/or high p(doom|AGI)? Do you want to discuss donation opportunities with others who share your goal of slowing down / pausing / stopping AI development[1]? If so, I want to hear from you! For some context, I've been extremely concerned about short-term AI x-risk since March 2023 (post-GPT-4), and have, since then, thought that more AI Safety research will not be enough to save us (or AI Governance that isn't focused[2] on slowing down AI or a global moratorium on further capabilities advances). Thus I think that on the margin far more resources need to be going into slowing down AI (there are already many dedicated funds for the wider space of AI Safety). I posted this to an EA investing group in late April: And this AGI rising: why we are in a new era of acute risk and increasing public awareness, and what to do now - to the EA Forum in early May. My p(doom|AGI) is ~90% as things stand ( Doom is default outcome of AGI). But my p(doom) overall is ~50% by 2030, because I think there's a decent chance we can actually get a Stop[3]. My timelines are ~ 0-5 years: I have donated >$150k[4] to people and projects focused on slowing down AI since (mostly as kind of seed funding - to individuals, and projects so new they don't have official orgs yet[5]), but I want to do a lot more. Having people with me would be great for multiplying impact and also for my motivation! I'm thinking 4-6 people, each committing ~$100k(+) over 2024, would be good. The idea would be to discuss donation opportunities in the "slowing down AI" space during a monthly call (e.g. Google Meet), and have an informal text chat for the group (e.g. Whatsapp or Messenger). Fostering a sense of unity of purpose[6], but nothing too demanding or official. Active, but low friction and low total time commitment. Donations would be made independently rather than from a pooled fund, but we can have some coordination to get "win-wins" based on any shared preferences of what to fund. Meta-charity Funders is a useful model. We could maybe do something like an S-process for coordination, like what Jaan Tallinn's Survival and Flourishing Fund does[7]; it helps avoid "donor chicken" situations. Or we could do something simpler like rank the value of donating successive marginal $10k amounts to each project. Or just stick to more qualitative discussion. This is all still to be determined by the group. Please join me if you can[8], or share with others you think may be interested. Feel free to DM me here or on X, book a call with me, or fill in this form. ^ If you oppose AI for other reasons (e.g. ethics, job loss, copyright), as long as you are looking to fund strategies that aim to show results in the short term (say within a year), then I'd be interested in you joining the circle. ^ I think Jaan Tallinn's new top priorities are great! ^ After 2030, if we have a Stop and are still here, we can keep kicking the can down the road.. ^ I've made a few more donations since that tweet. ^ Public examples include Holly Elmore, giving away copies of Uncontrollable, and AI-Plans.com. ^ Right now I feel quite isolated making donations in this space. ^ It's a little complicated, but here's a short description: "Everyone individually decides how much value each project creates at various funding levels. We find an allocation of funds that's fair and maximises the funders' expressed preferences (using a number of somewhat dubious but probably not too terrible assumptions). Funders can adjust how much money they want to distribute after seeing everyone's evaluations, including fully pulling out." (paraphr...

The small business lending space has seen a lot of innovation over the last decade with fintech leading the way. But there is still much more work to do as many small business still lack the access to capital that they deserve.My next guest on the Fintech One-on-One podcast is Steve Allocca, the head of Funding Circle USA. He has worked at some of the biggest names in fintech (PayPal, LendingClub, Bluevine and now Funding Circle) working on this challenge of helping small business access capital. Funding Circle is a pioneer in this space and recently they received the news that they have been approved for a new SBA 7(a) lending license.In this podcast you will learn:Steve's deep and varied history in the fintech space.Some of the lessons he has brought to Finding Circle.What attracted him to the role at Funding Circle.The typical terms of their core term loan product.Their approach to underwriting small businesses.The impact on demand of the increase in interest rates.What it means for Funding Circle to be approved to be an SBA 7(a) lender.The timetable for when they will be able to start making SBA loans.How they are building their lending as a service offering.How they interact with the Funding Circle head office in the UK.Some of the new hires they have made to the leadership team.How they can get a clearer picture of small business data.What is top of mind for Funding Circle for 2024.Connect with Steve on LinkedInConnect with Funding Circle on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The small business lending space has seen a lot of innovation over the last decade with fintech leading the way. But there is still much more work to do as many small business still lack the access to capital that they deserve.My next guest on the Fintech One-on-One podcast is Steve Allocca, the head of Funding Circle USA. He has worked at some of the biggest names in fintech (PayPal, LendingClub, Bluevine and now Funding Circle) working on this challenge of helping small business access capital. Funding Circle is a pioneer in this space and recently they received the news that they have been approved for a new SBA 7(a) lending license.In this podcast you will learn:Steve's deep and varied history in the fintech space.Some of the lessons he has brought to Finding Circle.What attracted him to the role at Funding Circle.The typical terms of their core term loan product.Their approach to underwriting small businesses.The impact on demand of the increase in interest rates.What it means for Funding Circle to be approved to be an SBA 7(a) lender.The timetable for when they will be able to start making SBA loans.How they are building their lending as a service offering.How they interact with the Funding Circle head office in the UK.Some of the new hires they have made to the leadership team.How they can get a clearer picture of small business data.What is top of mind for Funding Circle for 2024.Connect with Steve on LinkedInConnect with Funding Circle on LinkedInConnect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Picture this; you're sitting at your desk, staring at the screen, wondering, what's next? Where is your career taking you? This episode is the nudge you need. It's an eye-opening journey through the career paths of our distinguished guest, Lisa Jacobs, CEOs of Funding Circle. We peel back the layers of their professional lives, showing you the grit, perseverance, and authenticity that powers their success. It's an intimate exploration unveiling the ups, downs, and invaluable lessons learned along the way.Career transitions, imposter syndrome, resilience, purpose - we touch on all these essential themes. Lisa shares her inspiring journey, illustrating how perseverance and passion can open endless possibilities. We also get into the nitty-gritty of job interviews, highlighting the significance of asking questions, following up, and handling the silence that sometimes follows an interview. The episode stresses the importance of self-reflection and growth, encouraging you to take risks and seek what truly drives you, even if it means changing direction.But what about the people you work with? The episode doesn't neglect this crucial aspect of professional life. We explore the delicate balance of enjoying your work and the people you work with, with pearls of wisdom on navigating workplace dynamics. And if you're a young professional starting out, we've got you covered with practical guidance on resilience, curiosity, and handling challenges. The episode wraps up by highlighting the impact of small businesses and the importance of teamwork for career success and fulfilment. Tune in; your journey to a fulfilling career starts here.

Simon Schnieders is an entrepreneur, SEO expert, investor, advisor, and mentor for businesses across various verticals. He is the Founder and CEO of Blue Array, UK's most popular & largest specialist SEO agency, a B Corp offering a unique approach 'consulgency®' services (a hybrid of consultancy & agency). Clients include startups, scale-ups and incumbents such as Simply Business, RAC, Funding Circle, Floom & many more. Simon Schneiders Interview Questions00:00 - 04:00 Introduction04:01 - 07:14 Simon's background07:15 - 11:09 Dealing with personal challenges11:10 - 17:35 Simon's journey into the world of SEO17:36 - 20:08 Working with big brands establishing Blue Array20:09 - 27:11 What is Blue Array's vision for the SEO industry?27:12 - 36:43 The SEO industry in the current age of AI36:44 - 42:20 Work done by Blue Array in the field of SEO education42:21 - 46:33 The concept of consulgency46:34 - 55:18 How Blue Array leverages AI55:19 - 59:22 Simon as an angel investor and mentor59:23 - 01:01:20 ClosureSimon Schneiders BiographySimon Schnieders is an entrepreneur, SEO expert, investor, advisor, and mentor for businesses across various verticals. He is the Founder and CEO of Blue Array, UK's most popular & largest specialist SEO agency, a B Corp offering a unique approach 'consulgency®' services (a hybrid of consultancy & agency). Clients include startups, scale-ups and incumbents such as Simply Business, RAC, Funding Circle, Floom & many more. Blue Array also published the Amazon best selling Mastering In-House SEO series, compiling contributions from 26 leading in-house SEO experts on topics ranging from successful case studies, getting tactics and strategy implemented, community building, and much more. Some of the events organised by Blue Array include ReadingSEO & LondonSEOMeetup, the capital's largest monthly SEO meetup. The agency also provides e-learning via the Blue Array Academy, an SEO training course with certification.As an SEO expert, Simon has led in-house SEO teams at major companies like Zoopla, Mail Online, European Directories, and Yell.com. Simon is also an angel investor and advisor to companies like ClickMechanic.com, Baked In, SonicJobs, and SafeBuy. He mentors at startup accelerators, including 500 Startups, MassChallenge UK, Wayra, Techhub, and Mayor's International Business Programme, which is designed to fit very specific international growth ambitions to fast-growing, post-revenue companies in London.Simon is a BSc in Business and Computing from University of Surrey. Outside of work, he serves as the Trustee of the homeless charity "New Beginnings" in Reading, UK. The organisation is dedicated to the prevention and relief of poverty and financial hardship.Learn more about Simon Schneiders on https://www.openbusinesscouncil.org/wiki/simon-schniedersLearn more about Blue Array on https://www.openbusinesscouncil.org/wiki/blue-arrayAbout Dinis Guarda profile and Channelshttps://www.openbusinesscouncil.orghttps://www.intelligenthq.comhttps://www.hedgethink.com/https://www.citiesabc.com/https://openbusinesscouncil.org/wiki/dinis-guardaMore interviews and research videos on Dinis GuardaSupport the show

Hana was delighted to be joined by not just one, but two amazing guests this week - the supercharged team supporting Funding Circle's London office, Wendy and Kate. They speak to us about how they work together to run a very busy, large office in Central London and the challenges they face, their tips to run and manage in these roles and of course great stories from their Office Manager Diaries - one which was rather unique and shocking!The Portal: https://theofficemanagementportal.com/packagesThe Group: https://www.theofficemanagementgroup.com/LinkedIn: https://www.linkedin.com/in/hana-gray-theomg/Instagram: https://www.instagram.com/theofficemanagementgroup/

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Launching the meta charity funding circle (MCF): Apply for funding or join as a donor!, published by Joey on July 26, 2023 on The Effective Altruism Forum. Summary We are launching the Meta Charity Funders, a growing network of donors sharing knowledge and discussing funding opportunities in the EA meta space. Apply for funding by August 27th or join the circle as a donor. See below or visit our website to learn more! If you are doing EA-aligned "meta" work, and have not received substantial funding for several years, you might be worried about funding. Over the past 10 years, Open Philanthropy and EA Funds comprised a large percent of total meta funding and are far from independent of each other. This lack of diversity means potentially effective projects outside their priorities often struggle to stay afloat or scale, and the beliefs of just a few grant-makers can massively shape the EA movement's trajectory. It can be difficult for funders within meta as well. Individual donors often don't know where to give if they don't share EA Funds' approach. Thorough vetting is scarce and expensive, with only a handful of grant-makers deploying tens of millions per year in meta grants, resulting in sub-optimal allocations. This is why we are launching the Meta Charity Funders, a growing network of donors sharing knowledge, discussing funding opportunities, and running joint open grant rounds in the EA meta space. We believe many charitable projects create a huge impact by working at one level removed from direct impact to instead enhance the impact of others. Often these projects cut across causes and don't fit neatly into a box, thus being neglected by funders. Well known examples of meta organizations include charity evaluators like GiveWell, incubators like Charity Entrepreneurship, cause prioritization research organizations like Rethink Priorities, or field-building projects promoting effective giving or impactful careers. Grantees: Apply to many HNW donors at once - 1st round closes August 27. We are open to funding meta work across a range of causes, organizational stages, strategies, etc. We are most interested in applications that have not already been substantially supported by similar actors such as EA Funds or Open Philanthropy, though we will still consider these. We expect most of our grants to range from $10,000 to $500,000 and consider grants to both individuals and organizations. We expect our first round to be between $500,000 and $1.5m of total funding. Please lean in favor of applying if you are unsure if you would be a good fit! Donors: Join us! Find neglected opportunities, get help with ops and vetting, and give on your own terms. People who are unable to commit to regular meetings are still encouraged to apply and may be invited to our Slack and email list and gain access to our grant opportunities database. Meta Charity Funding Circle is a project of Charity Entrepreneurship and Impactful Grantmaking. It is organized by this post's authors: Gage Weston, Vilhelm Skoglund, and Joey Savoie. Our members are anonymous. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org

SummaryWe are launching the Meta Charity Funders, a growing network of donors sharing knowledge and discussing funding opportunities in the EA meta space. Apply for funding by August 27th or join the circle as a donor. See below or visit our website to learn more!If you are doing EA-aligned “meta” work, and have not received substantial funding for several years, you might be worried about funding. Over the past 10 years, Open Philanthropy and EA Funds comprised a large percent of total meta funding and are far from independent of each other. This lack of diversity means potentially effective projects outside their priorities often struggle to stay afloat or scale, and the beliefs of just a few grant-makers can massively shape the EA movement's trajectory. It can be difficult for funders within meta as well. Individual donors often don't know where to give if they don't share EA Funds' approach. Thorough vetting is scarce and expensive, with only a handful of grant-makers deploying tens of millions per year in meta grants, resulting in sub-optimal allocations.  This is why we are launching the Meta Charity Funders, a growing network of donors sharing knowledge, discussing funding opportunities, and running joint open grant rounds in the EA meta [...]--- First published: July 26th, 2023 Source: https://forum.effectivealtruism.org/posts/5WLGmCg7vSfXeqSWC/launching-the-meta-charity-funding-circle-mcf-apply-for --- Narrated by TYPE III AUDIO. Share feedback on this narration.

Große Lending-Startup wie Funding Circle sind in Deutschland gescheitert und haben den Markt verlassen. Parallel ist es Patrick Stäuble gelungen mit Teylor einen Kreditanbieter für kleine und mittlere Unternehmen aufzubauen – unter dem Radar. Gerade hat das Fintech eine Finanzierung über 275 Millionen Euro bekommen, unter anderem von Barclays. Über Teylors Erfolg, seine Vergangenheit bei der Armee und den Start bei dem Fintech Numbrs haben wir im Podcast gesprochen.

Joining Nadia in the studio for this episode of The Talent of FinTech Podcast is a brilliant duo from Funding Circle: Victoria Bradford, People Director; and Poonam Verma, Director of Talent Development, Culture and Belonging.This episode is an exploration of a firm doing incredible things to redefine what it means to work in financial services. Both Victoria and Poonam share the values that are driving this transformational approach, sharing foundational principles such as:Think Smart; Making It Happen; We Stand Together; Always Be Open; Live The Adventure; Being Obsessed Over The Customer.And this is all underpinned by a wider commitment to DE&I. Most clearly displayed through an initiative they run named Open Circle, DE&I for Funding Circle is about creating a destination where everyone's voice is valued. Uniqueness is celebrated and no voice or question is muted.Poonam and Victoria share what's next for a firm already offering so much. 2023 will see their values truly come alive- and we can't wait to watch this journey!

In this episode, Charli talks with Monika Pawlik, Lead Marketing Designer at Funding Circle. Monika talks about how she and her team have collaborated and stayed a tight-knit group through lots of change, working with external agencies, and how Funding Circle's most successful campaign came to fruition.Funding Circle is a UK-based lending platform that offers specialized funding options for small businesses. Key Takeaways 02:14 - Monika's role as Lead Marketing Designer 04:35 - Where the design team sits in the larger org structure 06:24 - How designers collaborate at Funding Circle 09:22 - How Monika describes the Funding Circle brand 13:01 - How Funding Circle produces TV commercials 17:56 - Working with external agencies 20:46 - The neon campaign 25:43 - The impact of Funding Circle's most successful campaign 28:57 - How much of Monika's work is print vs digital 30:02 - The differences between print and digital design 33:03 - How Funding Circle measures the success of print campaigns 35:28 - Monika's biggest challenges 37:39 - What's next for Monika 38:23 - Monika's proudest design moment  Links  FundingCircle.com Monika on LinkedIn Marketing Design Dispatch Inside Marketing Design at Monday.com Connect with Charli CharliMarie.com Charli on Twitter Charli on Instagram InsideMarketingDesign.com Subscribe and stay in touch Apple Podcasts Spotify Google Podcasts YouTube WebflowThis season is brought to you by WebflowTry the no-code website builder used by designers and marketing design teams (and by this show, for the site you're on now!) – Get started for free

Dominic Heeraman is the Talent Acquisition Manager at Funding Circle, the number one provider of small business loans in the UK (to date, they have lent 13.7 billion pounds!) In this episode, he joins us to talk about how he has transformed their recruiting process by improving a number of valuable metrics (such as their time to hire and offer acceptance rates) and ensuring that each and every candidate leaves the interview process with a positive mindset towards the company, no matter the outcome of the interview. We also get into Dominic's journey from talent partner to talent manager, remote versus hybrid work, and what employers can do to support the mental health of their staff.    Key Points From This Episode:   The motivation behind the founding of Funding Circle in 2010. The impact that Funding Circle has made since its founding. Dominic shares the journey that led him to become the Talent Acquisition Manager at Funding Circle. How Dominic transformed the interview process at Funding Circle. Changes in the job market that necessitate changes in recruitment processes. Goals that Funding Circle aims to achieve during the recruitment process. What recruiters at Funding Circle look for in potential hires. The work environment at Funding Circle.  Why Dominic has chosen a hybrid work style rather than being fully remote. Funding Circle's approach to enhancing the mental health of its employees. Positive progress that Dominic and his team have made since the beginning of 2022. How Funding Circle moves candidates through the hiring process as quickly as possible. An overview of what Dominic's role consists of.   Tweetables:   “There are candidate shortages everywhere, in tech especially. We need to move with the times and make sure we're selling to the candidate every step of the process.” — Dominic Heeraman [0:09:32]   “No matter what level the candidate is, whether they're successful, if they're unsuccessful, we want them to go away with a really positive mindset about Funding Circle.” — Dominic Heeraman [0:11:45]   Links Mentioned in Today's Episode: Talk Talent to Me Funding Circle Dominic Heeraman on LinkedIn Hired  

Andrew Janssens hosts Nik Milanović, Founder of This Week in Fintech, a digest of global FinTech news, and General Partner of The Fintech Fund. In this episode we cover topics including: - How This Week in Fintech evolved from Nik's weekly updates to his teammates and friends - Nik's early start in microfinance and how it has affected his philosophy on fintech - How we can build more diverse communities in fintech - Nik's love of music (specifically DJ-ing) About Nik Milanović Nik Milanovic, is the Founder of This Week in Fintech, and General Partner of the Fintech Fund. Prior to This Week in Fintech and the Fintech Fund, Nik was hire #1 at Funding Circle, led Strategy at Petal and subsequently led BD and Strategy for Google Pay and Google Finance. About This Week in Fintech This week in Fintech is a digest of all things in global Fintech. From a single weekly newsletter it has grown to coverage of fintech news around the world. For more FinTech insights, follow us below: WFT Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech WFT Instagram: instagram.com/whartonfintech Andrew's Twitter: twitter.com/Adhjanssens Andrew's LinkedIn: linkedin.com/in/andrew-p-janssens/

Funding Circle cofounder Samir Desai has unveiled a new U.K. fintech startup called Super Payments, a venture he founded back in February but which very little was known about up until now.

Funding Circle cofounder Samir Desai has unveiled a new U.K. fintech startup called Super Payments, a venture he founded back in February but which very little was known about up until now.

When it comes to Buy-Now-Pay-Later (BNPL) consumers continue to spend. They love the product in all of its varieties. While those of us in the fintech space lament the huge drop in valuations with many of the BNPL leaders, consumers don't care. They just continue to use the product.The BNPL pioneers all focused on the merchant model, where they do deals with large brands to offer their BNPL solutions to consumers. But there is more awareness today (thanks to Apple) of the direct to consumer model.My next guest on the Fintech One-on-One Podcast is Al Periu, the CEO of Zilch USA. Zilch began in the UK and built a successful direct to consumer BNPL business very quickly and they have recently launched in the US.In this podcast you will learn:How Al first connected with the Zilch team.Why his experience at Funding Circle was just what Zilch needed.A description of Zilch's UK business.How their product works in the US.Who their typical customer is.How they are trying to get to top of wallet with the consumer.Why they decided to go direct to consumer instead of focusing on merchants.Al's thoughts on Apple's entry into the BNPL space.What the BNPL pioneers provided to the market that helps Zilch.Details of their business model.Where the capital is coming from to fund the Pay-in-4 loans.How lawmakers should be thinking about BNPL.His thoughts about Klarna's recent down round.How Zilch was able to close a funding round at a flat valuation.Where BNPL is going to go over the next decade.Their plans for Zilch in the US.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I feel a strange affinity with peer to peer lending. I've never done it myself as a lender, borrower or connector but one of the first projects I ever did in my MBA, some 16 years ago now, was on Zopa and the emergence of the P2P model. But more recently, the headlines have been bearish, with Zopa and Funding Circle - two pillars of the form - both shutting down their retail P2P arms. As a lending model, P2P felt all but dead. Except that, as the tide pulled back, one or two gems were still lying on the beach: like Monexo, the Chennai-based P2P whose founder and CEO, Mukesh Bubna, joined me for this chat. Mukesh and his team have turned P2P into an alternative inflation-beating investment option for investors, and an affordable path to credit-building for borrowers.You can read more about Monexo at https://www.monexo.co/in/ (and watch some of those videos Mukesh mentioned while you're there)Finally, if it is me you're after, you can find me on my LinkedIn page (feel free to connect), my action-adventure novels on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ as well as on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.ShowRegards,Brendan See acast.com/privacy for privacy and opt-out information.

Joining us this week is Dominick Peasley, CEO of Sprk Capital, an online lender to businesses engaged in Research and Development.Before joining Sprk, Dominik was responsible for all lending capital at Funding Circle and raised over a whopping £6bn to support SMEs in the UK, and also co-founded Capital-B, a FinTech advisory and capital placement agency focused on developing lending businesses. Dominik has also worked for Goldman Sachs where he was Head of UK Distribution for its asset management business. A sparkling CV to say the least!Check out Dominik Peasley's recommendations:"The Loudest Duck" by Laura Liswood"Radical Candor" by Kim Scott"Grit" by Angela DuckworthBWB is powered by Oury Clark.

"Klana is all built beautifully around the consumer. … but many merchants also want a B2B checkout and here Klana decided to partner with the leading provider in the space [Billie.io]."Matthias Knecht, Co-Founder Billie.io The Founder “I was raised in Germany, with a stint at Columbia University before moving to McKinsey. After working for them,” says Matthias (https://de-DE_.linkedincom/in/-matthiasknecht), “I left and started Zencap.” This company was eventually acquired by Funding Circle where he spent only one year of his time there; then on into Billie — together with cofounder Christian. "Hiring is currently one of our main challenges. Our doors are wide open."Matthias Knecht, Co-Founder Billie.io Subscribe Here We are always sharing new resources with you. Find all of our options below. We want to make sure that we provide what's best for your growing team, so please take a look at these additional ways in which can help! https://linktr.ee/startupradio The Startup Billie's business is disrupting the B2B market by allowing consumers to buy now and pay later. Their investors include Klana — one of Europe's largest Buy Now Pay Later (BNPL) companies for this sector with over 50 million clients across 500+ brands worldwide!The company also integrates seamlessly into Klana's systems so that all client transactions can be done through Billie's platform while still enjoying advanced features such as payment encryption and loan pre-payment options which not only make financial services more accessible but give buyers peace of mind when making large purchases or taking out short term loans. Website: https://www.billie.io/ Crunchbase: https://www.crunchbase.com/organization/billie-io Twitter: https://twitter.com/billiegmbh LinkedIn: https://www.linkedin.com/company/billie.io/ Venture Capital Funding Billie is one of the most successful startups in Germany and they have raised more than 140 m US$ from investors like Creadum, Global Founders Fund (Rocket Internet), Dawn Capital, Speedinvest, Klana, Tencent, and Picus Capital. It sounds like Billie may become soon a unicorn with all these hints being dropped about their future success. Learn more at www.medium.com/startuprad-io 

"Klana is all built beautifully around the consumer. … but many merchants also want a B2B checkout and here Klana decided to partner with the leading provider in the space [Billie.io]."Matthias Knecht, Co-Founder Billie.io The Founder “I was raised in Germany, with a stint at Columbia University before moving to McKinsey. After working for them,” says Matthias (https://de-DE_.linkedincom/in/-matthiasknecht), “I left and started Zencap.” This company was eventually acquired by Funding Circle where he spent only one year of his time there; then on into Billie — together with cofounder Christian. "Hiring is currently one of our main challenges. Our doors are wide open."Matthias Knecht, Co-Founder Billie.io Subscribe Here We are always sharing new resources with you. Find all of our options below. We want to make sure that we provide what's best for your growing team, so please take a look at these additional ways in which can help! https://linktr.ee/startupradio The Startup Billie's business is disrupting the B2B market by allowing consumers to buy now and pay later. Their investors include Klana — one of Europe's largest Buy Now Pay Later (BNPL) companies for this sector with over 50 million clients across 500+ brands worldwide!The company also integrates seamlessly into Klana's systems so that all client transactions can be done through Billie's platform while still enjoying advanced features such as payment encryption and loan pre-payment options which not only make financial services more accessible but give buyers peace of mind when making large purchases or taking out short term loans. Website: https://www.billie.io/ Crunchbase: https://www.crunchbase.com/organization/billie-io Twitter: https://twitter.com/billiegmbh LinkedIn: https://www.linkedin.com/company/billie.io/ Venture Capital Funding Billie is one of the most successful startups in Germany and they have raised more than 140 m US$ from investors like Creadum, Global Founders Fund (Rocket Internet), Dawn Capital, Speedinvest, Klana, Tencent, and Picus Capital. It sounds like Billie may become soon a unicorn with all these hints being dropped about their future success. Learn more at www.medium.com/startuprad-io

The Career Ladder to CPO!   Chief People Officer or 'CPO' is pretty much the top job in the internal side of the recruiter industry. I'm delighted to say that several people I knew when they were individual contributors have progressed their careers so that they now hold this position. How did they get there? We're bringing in a squad of recently minted CPO's to let us know what we need to know if we ever want to get to this spot.   You will learn   - How is CPO different from the other roles in the function? - What are the knowledge gaps which are most important to fill in this role? - How do CPO positions emerge? - What is the optimal career trajectory to be considered for role? - How important is domain experience for this role? - Is it better that the person comes from HR, TA or something else? - What was the interview process like, what do you have to prepare for?   All this and more in this week's Brainfood Live On Air. w/ Layla Kidwai, VP People, (Funding Circle), Antonio Arias Lopez, CPO (QuoIntelligence)  & Leslie Kivit, Founder, (The People Lab)     Ep152 is sponsored by Zinc   Zinc is an automated reference and background checking toolkit, with a difference. Onboard employees faster. Zinc saves talent teams an average of 90 minutes per candidate checked, reducing turnaround times from weeks to days. Their all-in-one global solution offers checks including; criminal record, ID, credit, financial, media, identity, and education checks—perfect for regulated businesses. On top of this, Zinc transforms your candidate's experiences through radical transparency, keeping candidates informed and allowing them to keep their checking data. With direct ATS integrations with Greenhouse, Workable, Teamtailor, SmartRecruiters, LinkedIn Talent Hub, Comeet and Lever and most recently, Hibob, you only need to click a button to stay compliant. See it in action today. Book a free trial with Zinc here

Sam Hodges took his first startup all the way to IPO, after raising $370M in funding for it. His latest venture has already raised $160M to help other founders reduce risk. The venture, Funding Circle has attracted funding from top-tier investors like Waterfall Asset Management, DST Global, Rocket Internet, and Union Square Ventures.

In this podcast, Jason talks to Mahesh Bharadhwaj, Head of Europe Analytics at Funding Circle, a specialist financial institution that helps small businesses with loans and funding.  Mahesh shares his journey in data and analytics, his role at Funding Circle, and how to build a team capable of adding value to a company through the use of data. He also describes how to build respect with other stakeholders and departments outside the data department.

Simi welcomes a founder trio to the podcast. Mythili Sankaran, Chitra Nayak, and Sruthi Ramaswami are the co-founders of Neythri, an organization dedicated to creating a network of South Asian professional women. Most recently, they launched the Neythri Futures Fund, a startup investment fund with an investor base of primarily South Asian women.Now a little more about the women behind Neythri.Chitra Nayak is currently an independent board member at companies like Infosys, and LifeWorks. Most recently, she served as COO at Comfy, a real-estate tech startup, and prior to this was COO at Funding Circle, an online lending marketplace. She was at Salesforce for eight years, where she served as COO of Platform and SVP of Sales Development. Chitra has an MBA from Harvard Business School, an MS in Engineering from Cornell University, and a BS in Engineering from the Indian Institute of Technology.Previously, Mythili Sankaran led regional operations for the U.S. - India Business Council and the American India Foundation. Mythili also served as CEO of Koollage, a web service company. Earlier in her career, Mythili spent several years in research and product at IBM and AT&T Bell Labs. She has a MS degree in Physics from Texas Tech University, a M.Sc in Electronics from the University of Bombay, and an Executive MBA from Wharton.Sruthi Ramaswami is a growth equity investor at ICONIQ Capital, an investment firm that has served the likes of Sheryl Sandberg and Jack Dorsey. Prior to her current role, Sruthi was at Goldman Sachs. She is the co-founder of Shakti Collaborative, a digital platform that showcases the narratives of South Asian women. Sruthi holds a BA degree in Economics from the University of Chicago.In this episode, they discuss talk the ways in which each of their respective careers informed the building of Neythri, how they came together, and their work bringing together South Asian funders, founders, and operators.For more episodes, visit southasiantrailblazers.com. Subscribe to our newsletter to get new episodes in your inbox. Follow us @southasiantrailblazers on Facebook, Instagram, and LinkedIn.

In this episode of the Funky Marketing Show Nemanja hosted Paul Cash, B2B strategist, storyteller, author, and Founder of Rooster Punk, who's on a personal mission to Humanize B2B Marketing. He even wrote a book called Humanizing B2B: The new truth in marketing that will transform your brand and your sales. His life story is very interesting and eventful. He has made millions and lost millions, written 2 books, turned down a cheque for £19m for his first company (madness), developed the 13 stories framework, won over 30+ awards, co-founded the fastest growing marketing agency in the UK, fallen in love, been seconds from bankruptcy, fathered two awesome boys, been divorced twice and even after a thousand rounds of golf he has never come close to a hole in one. He's passionate about helping B2B brands to fulfill their potential and HATE it when lazy marketing gets in the way. He's driven by human understanding, creativity, narrative development, branding, storytelling, innovation, ABM, sales enablement, category design, disruption, and transformational growth. He has worked with companies such as HP, Microsoft, Cisco, Vodafone, Samsung, Oracle, Virgin Media, Colt, Amadeus, Symantec, Adobe, Canon, KPMG, TCS, Funding Circle, Make it Cheaper, Currencycloud, Crowdcube, Incopro, Sage Pay (Opayo) and many others. Paul and Nemanja talked about things like - Changes in B2B buying behaviors and the ways we can adopt them - How to make an impact on the older generation of marketers - Which factors contribute to the change of the marketing landscape - Why emotional and humanized storytelling is the future of B2B marketing - Doing stuff you shouldn't do will make your brand stand out And more. Subscribe to this channel to get notified when we drop the new episode and make sure to follow Paul. https://www.linkedin.com/in/paulcash/ www.roosterpunk.com And buy his new book which I highly recommend: www.humanizingb2b.com https://www.amazon.co.uk/Humanizing-B2B-truth-marketing-transform/dp/178860251X --- Send in a voice message: https://podcasters.spotify.com/pod/show/funky-marketing/message

Tom Meister, Co-Founder, COO, and General Counsel at NepFin, discusses Revenue-Based Financing for SaaS (and eCommerce companies), typical terms of such financing, profiles of the companies that should consider it as an option, and many other things.Tom Meister's BioAs COO and General Counsel, Tom manages NepFin's legal affairs and oversees its business operations. Prior to co-founding NepFin, Tom served as Senior Counsel, Capital Markets & Finance at Funding Circle, where he was responsible for the structuring, execution and distribution of Funding Circle's offerings to institutional and accredited investors. Earlier in his career, Tom practiced law as a debt finance attorney at Wilson Sonsini Goodrich & Rosati PC and Goodwin Procter LLP.Time Stamps01:15 Tom and NepFin03:10 Revenue-based financing and its growth13:15 Profile of companies that can take revenue-based loan15:20 Terms of RBF loans23:00 Pricing27:30 Lender's security interest, personal guaranty, and covenants32:00 Is RBF good for equity raise?35:00 Main RBF playersSIGN UP at https://www.saashimi.cloud to receive transcripts of the interviews and news about upcoming guests and events.

Meet: Michael Weiss has spent the past 16 years in information security. While at Microsoft, he managed the Security Assurance Program for Windows 7. His latest role is as Chief Information Security Officer at Funding Circle, a fintech small business lender based in London. What you'll learn: Look to security adjacent roles to find your next security hire natural interest in security is one of your best paths to getting hired for your first security role Security takes a back seat if you don't have a champion You can connect with Michael via LinkedIn: https://www.linkedin.com/in/weissmichaela/

During this show, you'll discover … ✅  How peer to peer lending works ✅  Just what peer to peer lending is… ✅ … and how it can work for your business ✅ Who the biggest players are in the P2P lending space ✅ All about Prosper… ✅ … and how their scoring works ✅ About Lending Club… ✅ … the world's largest P2P lending platform ✅ What you need to know about Funding Circle… ✅ … including where they operate ✅ The basics on Upstart… ✅ … and just how accurate their modeling system is ✅ What StreetShares is all about… ✅ … and in particular how they offer advantages to veterans ✅ The basics on Fundrise… ✅ … and how it can help with real estate investing ✅ A look at Peerform… ✅ … and its many nuanced investment options ✅ How you can work with Kiva to change the world… ✅ … or the life of a small business owner here in the US

During this show, you will discover … ✅ How peer to peer lending works ✅ Just what peer to peer lending is… ✅ … and how it can work for your business ✅ Who the biggest players are in the P2P lending space ✅ All about Prosper… ✅ … and how their scoring works ✅ About Lending Club… ✅ … the world's largest P2P lending platform ✅ What you need to know about Funding Circle… ✅ … including where they operate ✅ The basics on Upstart… ✅ … and just how accurate their modeling system is ✅ What StreetShares is all about… ✅ … and in particular how they offer advantages to veterans

Come join us on our live training event to discover Peer to Peer Lending – Decoded. During this livestream*, you'll discover … •The details about top Peer to Peer lenders – Prosper, Lending Club, Funding Circle, Upstart, and StreetShares •Just what Peer to Peer lending is •Details about the biggest lenders in the Peer to Peer space •How the biggest P2P lenders grade borrowers… •… and how they decide who's a good borrowing risk… •… and who isn't •Where they get their data from •The terms and fees for the big lenders •What happens when borrowers default •Which lender has the lowest default rates in the industry •Which lender offers a preference for veterans •Which lender has a 45% share of the market •Which lender has a Borrowers' Bill of Rights … •… and which lender bases its internal grading on Experian's data WOW, that's a lot of great info we'll be covering in this one hour live event. ALL will be revealed on this livestream, register now… spots are limited!

Eva Schulz ist mehrfach ausgezeichnete Journalistin, Erfinderin und Gesicht des Funk-Formats „Deutschland 3000" und unfreiwillig Stimme der Generation Y. Im t3n Podcast spricht sie mit den beiden t3n-Chefredakteuren Luca Caracciolo und Stephan Dörner unter anderem über die erste Website ihres Lebens, die Herausforderungen des öffentlich-rechtlichen Rundfunks und warum es plötzlich cool geworden ist, politisch zu sein. Wir sprechen über die Unterschiede von Generation Y und Z, das Aufwachsen im NRW-Städtchen Borken und eine sehr prägende Begegnung mit einem jungen Trump-Wähler. Sponsor-Hinweis (Anzeige): Der heutige Podcast wird gesponsert von Sevdesk und Funding Circle. Die Online-Bürosoftware Sevdesk unterstützt beim Erstellen von Rechnungen und Angeboten, erledigt die Buchhaltung und bietet viele weitere Funktionen. www.sevdesk.de Funding Circle ist der Experte für Unternehmensfinanzierung für den deutschen Mittelstand. www.fundingcircle.com/de Für die im Podcast genannte Voucher-Aktion mit unserem Sponsor Funding Circle gelten die folgenden verlinkten Bedingungen. www.fundingcircle.com/de/t3n-teilnahmebedingungen

Finn Hänsel hat für Rocket Internet einst das „Zalando Australiens” gegründet und wurde vor allem als Geschäftsführer von Movinga bekannt. Im t3n Podcast spricht er über die wilde Movinga-Zeit und den „absurdesten Tag seines Lebens”, seine Leidenschaft für Konsumgüter, warum er CDU-Mitglied ist und mit seiner jüngsten Gründung auf medizinisches Cannabis setzt. Auch warum Prosieben den Inkubator Epic eingestellt hat und warum er unter die Bierbrauer gegangen ist, erklärt Hänsel. Sponsor-Hinweis (Anzeige): Der heutige Podcast wird gesponsert von Funding Circle, dem Experten für Unternehmensfinanzierung für den deutschen Mittelstand. www.fundingcircle.com/de Für die im Podcast genannte Voucher-Aktion mit unserem Sponsor Funding Circle gelten die folgenden Bedingungen. www.fundingcircle.com/de/t3n-teilnahmebedingungen

Sarah Hamilton is my guest and she talks about the impact of Just a Card - a campaign that encourages people to buy from independent makers, artists, designers, shops and galleries. We discuss the poster campaign on London Underground, in association with Funding Circle, how she secured sitters for her posters from the world of stage and screen and working with a sponsor. Follow Sarah Hamilton on Instagram @sarahhamiltonprints @JustACard @fundingcircleuk @annosafrica @gitajoshi Visit the website https://www.justacard.org/ to join the mailing list, purchase a pin, and learn more about the campaign

Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes