Podcasts about Partnering

On today's episode, we welcome Jenn Krouse, CEO and Founder of AUNU — a skincare brand built around the transformative power of medical-grade Mānuka honey. After helping scale iconic brands like Tory Burch, WeWork, and Victoria Beckham Beauty — where she was part of the founding executive team that grew the business to over $100M — Jenn set out to build a company rooted in trust, clinical efficacy, and the intelligence of nature.AUNU was inspired by both professional insight and personal experience. Growing up between Korea and Japan, Jenn was introduced early to the healing properties of Mānuka honey — a resource that later became essential as she searched for solutions to her own skin sensitivities. Partnering with Comvita™, the global leader in medical-grade Mānuka honey, she created a brand focused on supporting the skin barrier and delivering powerful results without harsh ingredients. Designed with clinically tested formulas and uncompromising standards, AUNU reflects Jenn's belief that potent natural ingredients can transform long-term skin health.In this episode, Jenn shares what it takes to move from scaling established brands to founding one of your own, why investing in clinical studies matters even as a startup, and how to identify true whitespace in a crowded beauty market. We discuss leadership, resilience, earning consumer trust, and the growing shift toward holistic skin health over quick fixes. A thoughtful conversation for founders, operators, and anyone inspired to build brands with both purpose and performance. Are you interested in sponsoring and advertising on The Kara Goldin Show, which is now in the Top 1% of Entrepreneur podcasts in the world? Let me know by contacting me at karagoldin@gmail.com. You can also find me @‌KaraGoldin on all networks. To learn more about Jenn Krouse and AUNU:https://www.aunubeauty.comhttps://www.instagram.com/aunubeauty/https://www.linkedin.com/in/jenniferkrouse/ Check out our website to view this episode's show notes: https://karagoldin.com/podcast/806

Episode 339 hosts Jessica Ferris (Registered Nurse & CEO of Australian Aesthetic Symposium) In this episode we explore the logistics and motivations behind launching a new aesthetic conference. Australia Aesthetic Symposium (AAS) was held for the first time last years in Perth, Western Australia and is hosted and founded by Jessica. Jessica shares her background in event management, teaching, nursing and most recently into cosmetic injecting. She explains her reasoning to create a new and independent educational event, designed specifically for aesthetic professionals in her home state. We learn about the logistics and costs to launch a conference, working with sponsors and the finances needed, the challenges of being an unknown organizer, and the problems encountered behind the scenes.  This podcast is sponsored by the Australian Aesthetic Symposium. To save 20% off tickets to this years AAS, click here to buy tickets and use the promo code IA20  00:00 Introduction 01:08 Special Guest: Jessica Ferris from AAS 03:14 Why Perth Needed AAS 05:25 Jessica's Background and Youth Lab 07:36 Learning to Inject in WA 08:42 AAS Idea and Early Hustle 10:07 Partnering with Dr Mike 12:13 Keeping the Conference Fresh 13:38 Building the Event Blueprint 15:09 Budgeting and Hidden Costs 16:58 Selling Tickets and Sponsor ROI 20:31 WA Community and Remote Delegates 23:11 Designing the Program 23:29 Curating Conference Topics 25:30 Safety Business and Diversity 26:32 Why Live Demos Fall Flat 29:26 Cadaver Course Deep Dive 32:28 Making Attendance Worth It 36:28 Behind the Scenes Challenges 39:35 Delegation and Event Day Flow 42:35 Who Should Attend 44:45 Speakers Tickets and Farewell 46:27 Closing Credits  ALL IA LINKS & CONTACT INFORMATION JOIN THE WAITING LIST FOR IA COMMUNITY (OUR NEW APP)  

Dean Maciuba, Founding Partner at Crossroads Parcel Consulting, discusses the future of out-of-home delivery in the USA. What the FedEx-InPost transaction means for FedEx exposure in Europe Learning from InPost about parcel locker operations The opportunity for parcel lockers in the USA Future opportunities to combine FedEx and InPost operations in Europe FedEx and Flying Tigers Parcel locker failures in the USA Targeted rollout of parcel lockers in key US markets FedEx's existing PUDO relationship with retailers Partnering with retailers or the USPS for parcel lockers Are parcels a priority for PUDO partner retailers? Is 24-hour access really a selling point? USPS and parcel lockers Leveraging the USPS post office network for parcels Understanding US consumer behaviour in parcels= Residential and rural delivery surcharges UPS and FedEx and e-commerce parcel delivery density Consolidating deliveries to out-of-home parcel collection points Residential parcel lockers  

Today we'll hear about: A nephew wondering how to convince his uncle to sell his portion of the business A businessman looking to wisely utilize debt in his business A small business that is dropping the ball with their customer service A business owner whose team regularly leaves him short-staffed   Next Steps:

Lisa Radzak from WithAll, an organization focused on “Helping young people feel good in their bodies and with food”. Lisa shares some information on the prevalence of eating disorders especially amongst athletes. She and Jason talk about WithAll partnering with Jesse Diggins and how they're looking to help people. https://withall.org/

In this episode, we sit down with Myisha Moore, founder of Saint Enzo — a luxury modern Lambrusco designed to rival Champagne in quality and sophistication. Launched in August 2025, Saint Enzo's first release sold out within minutes online. Retailing at $80, the wine is produced entirely in Italy using 100% organic Lambrusco Grasparossa, with zero additives or cellar manipulation — challenging outdated perceptions of Lambrusco and restoring it to its historic prestige. Myisha, a brand management leader with experience across Nike, BlackRock, Ferrari, and Christian Louboutin, identified a white space in the wine and celebration market. Partnering with Armon Moore — a Creative Director with experience spanning Bentley, Bevel, and global luxury wine markets — the duo spent six years developing a product intentionally designed for modern connection and elevated celebration. In this conversation, we discuss: • Repositioning misunderstood categories as aspirational • From personal observation to market opportunity • Six years of vineyard visits and producer partnerships • The intersection of design, strategy, and luxury • Building a brand ecosystem rooted in joy and cultural relevance Saint Enzo is more than wine — it's a reframe of celebration itself. Subscribe, leave a review, and share this episode with someone who appreciates bold branding, luxury innovation, and visionary founders. #LuxuryWine #FounderStory #BrandStrategy #WineIndustry #Entrepreneurship   saintenzo.com

Equinix, Inc. (Nasdaq: EQIX), the world's digital infrastructure company®, in the presence of An Taoiseach, Micheál Martin, has announced that it is committing USD $350 million, up to a landmark USD $700 million, to support the construction of a 150,000 sq. ft. advanced manufacturing facility by Hanley Energy. The new facility, located in Dundalk, Co. Louth, will serve as a global hub for manufacturing specialized power equipment essential for Equinix's high performance data centres and AI-driven workloads. The deal covers an initial 5-year period, extendable to 10 years, with a minimum of USD $70 million from Equinix annually, underscoring its long-term commitment to Ireland and the country's role in Equinix's global operations. The partnership with Hanley Energy, which was recently acquired by the American multinational manufacturing company, Jabil, will create hundreds of new roles. Hiring for the Hanley factory has already commenced for an initial 200 engineers and technicians, focused on precision engineering, quality assurance, and lean manufacturing. Apprenticeship and training programs will also be introduced to build future-ready talent in the Louth region. By co-locating production under one roof, Equinix expects to achieve 10–15% faster lead times compared to traditional procurement methods. The facility will manufacture low-voltage switchgear, Power Distribution Units (PDUs), and Remote Power Panels (RPPs), all critical components for reliable and efficient power distribution in data centres worldwide. The building of the new facility, by Hanley Energy, will prioritise low-carbon materials and efficient construction practices. The facility will feature a temperature-controlled testing laboratory – the only one of its kind in Ireland or the UK – which will enable equipment to undergo rigorous endurance and environmental tests. Taoiseach Micheál Martin said: "This significant announcement reinforces Ireland's position as a leader in digital infrastructure and advanced manufacturing. The creation of hundreds of skilled jobs and the introduction of world-class facilities in Dundalk is a major boost for the region and for our national economy." Adaire Fox-Martin, CEO and President, Equinix, said: "This investment builds upon Equinix's longtime presence in Ireland and reflects the strategically important role the country plays in the global technology ecosystem. Our expansion in Dundalk further strengthens our ability to meet growing customer demand while creating local jobs and supporting the community." Peter Lantry, Managing Director, Equinix Ireland, said: "This is a huge win for Ireland and the Louth region – highlighting the world class engineering talent that Ireland continues to develop. By securing our supply chain and investing in local manufacturing, we're not only accelerating delivery but also creating hundreds of high-skilled jobs. Importantly, we remain committed to Ireland, continuing to invest and grow our presence here. This reinforces our long-term presence and ensures we can meet the growing demand for digital infrastructure worldwide." Hanley Energy delivers seamless integration from design to manufacturing under one roof, backed by proven expertise in engineering and testing. The new state-of-the-art facility includes Ireland and the UK's only independent temperature rise test lab certified by Intertek as an Enhanced Level 3 SATELLITE Customer Testing Facility. This capability ensures compliance and performance at the highest global standards. John O'Driscoll, CEO, Hanley Energy, said: "Partnering with Equinix on this transformative project highlights the strength of Irish engineering and innovation. Our advanced testing facilities and expertise will ensure that the equipment produced here meets the highest global standards, supporting data centres worldwide." Michael Lohan, CEO, IDA Ireland, said: "Today's announcement by Equinix demonstrates Ireland's continued attractiveness as a location for ...

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Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, LG or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Dr. Anshu: Thinking outside the box.Preventable blindness in Haiti affects countless lives due to the lack of accessible eye care. Dr. Anshu Chandra, founder of the Global Eye Project, has dedicated her career to solving this crisis. Since 2015, her nonprofit has worked to provide free eye exams, advanced treatments, and a sustainable care model by training local staff.During today's episode, Anshu shared how her transformative journey began. After witnessing the dire conditions during a mission trip to India, she decided to focus her career on providing eye care to underserved communities. “I saw how much need there was for eye care and how rare it was for people to have access,” Anshu explained. This realization ultimately led her to Haiti, where the need for care was “so tremendous” she couldn't look away.In 2015, she moved to Haiti with two suitcases—one filled with personal items, the other with medical equipment. Partnering with a local hospital, she established a clinic that has grown into a vital resource for the entire country. The clinic has provided over 132,000 free eye exams and performed more than 7,000 advanced procedures, including laser treatments and surgeries.But the impact doesn't end there. Anshu's commitment to sustainability has led to the training of local staff, many of whom now run the clinic independently. “Some of my staff members are orphans, and they're now supporting their families and caring for their community,” she shared.The Global Eye Project is now raising $300,000 to build a new facility that will expand its services. The proposed clinic will include a surgical center and an optical lab, enabling the nonprofit to become more financially independent. It will also allow the team to continue offering free consultations to ensure no one is turned away.By addressing a critical need with compassion and ingenuity, Anshu is not only restoring sight but also creating opportunities for individuals and communities to thrive. You can support this life-changing work by visiting GlobalEyeProject.org and contributing to their campaign.tl;dr:Dr. Anshu Chandra founded the Global Eye Project to combat preventable blindness in underserved communities.The nonprofit has provided over 132,000 free eye exams and 7,000 advanced treatments in Haiti.Anshu's sustainable model trains local staff to deliver care, empowering the community long-term.The Global Eye Project is raising $300,000 to build a new clinic with expanded capabilities.Anshu's journey highlights the power of thinking outside the box to solve pressing global challenges.How to Develop Thinking Outside the Box As a SuperpowerAnshu's superpower is her ability to think outside the box to solve complex challenges. Reflecting on her work, she explained, “I didn't see a reason why this couldn't happen. How hard could it be to go there, put up a clinic, and train locals?” Her innovative mindset enabled her to approach Haiti's eye care crisis creatively, building a sustainable model that trains locals to provide care independently.One of the most striking examples of Anshu's superpower is how she started her clinic in Haiti. Arriving with minimal resources, she trained local staff by having them practice on volunteers. Without advertising, word spread, and lines of patients formed. Over time, she transformed a rudimentary clinic with dirt floors into a well-equipped facility with 11 exam rooms, advanced diagnostic tools, and a sustainable care model.Tips for Developing the Superpower:Reframe obstacles as opportunities.Focus on the goal rather than the limitations.Start small but think big—break projects into manageable steps.Commit your time, energy, and resources to what you believe is possible.Build partnerships and accept help from others.By following Anshu's example and advice, you can make thinking outside the box a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileDr. Anshu Chandra (she/her):Founder, Global Eye ProjectAbout Global Eye Project: Founded in the United States, the Global Eye Project has grown to include volunteers and donors from all over the world. Together we are empowering local communities by building locally managed sustainable eye clinics through education initiatives and volunteer run professional training services to reduce the need for outside support. With your support, we will make eye care a right, not a privilege.Website: globaleyeproject.orgCompany Facebook Page: facebook.com/Global-Eye-Project-254480721322382Instagram Handle: @globaleyeprojectCompany Twitter Handle: @EyeCareForAllBiographical Information: Anshu has worked in Haiti for the last 15 years building and advancing eye care for the poor. She is working to end disparities in eye care globally by bringing this service to remote areas and giving them health equity. She's leading our efforts in Haiti and has built a permanent eye clinic in Fond-des-Blancs which provides client care and training for local residents. She's also collaborating with other institutions in Haiti providing care via mobile clinics to address the immediate need as well as working on more permanent solutions by helping to further develop the Haitian ophthalmology residency program in Port-au-Prince. This would provide advanced training and access to equipment and supplies so ALL Haitians can have high quality eye care.She holds a Doctor of Optometry degree and did her residency from SUNY College of Optometry in New York. She was raised in India and the USA where her mother worked as a social worker with under-served communities and created programs to strengthen various skills to make members more independent. These influences have given Anshu an understanding of the needs of disadvantaged populations as well as practical, simple solutions to address those needs. Anshu has also provided eye care to communities in Nepal, Haiti, Peru, Lebanon, Tanzania, Honduras, Guatemala, Dominican Republic, Mexico, Indonesia, and India.The Super Crowd, Inc., a public benefit corporation, is proud to have been named a finalist in the media category of the impact-focused, global Bold Awards.Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include rHealth, and SuperCrowd26 featuring PurposeBuilt100™️. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Hiten Sonpal, RISE Robotics | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Lory Moore, Lory Moore Law | Mark Grimes, Networked Enterprise Development | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Mike Green, Envirosult | Nick Degnan, Unlimit Ventures | Dr. Nicole Paulk, Siren Biotechnology | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on March 17th at 1:30 PM ET/10:30 AM PT. Mark your calendar. We'll send private emails to Impact Members with registration details. Upgrade to Impact Membership today!SuperCrowdHour March: This month, Devin Thorpe will explore how investors can align profit with purpose in a powerful session titled “Why You Should Make Money with Impact Crowdfunding.” As CEO and Founder of The Super Crowd, Inc., Devin will share practical insights on generating financial returns while driving measurable social and environmental impact through regulated investment crowdfunding. Register free to get all the details. March 18th at Noon ET/9:00 PT.SuperCrowd26 featuring PurposeBuilt100™️: This August 25–27, founders, investors, and ecosystem leaders will gather for a three-day, broadcast-quality global experience focused on disciplined capital formation, regulated investment crowdfunding, and purpose-driven growth. We're bringing together leading voices in impact investing, compliance, digital marketing, and circular economy innovation to deliver practical frameworks, real-world case studies, and actionable strategies. The event culminates in the PurposeBuilt100™️ Showcase, recognizing 100 of the fastest-growing purpose-driven companies in the U.S. Register now to secure your seat and get all the details. August 25–27, streaming worldwide.Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.If you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

In this episode of the Profit First for Real Estate Investing podcast, I sit down with Cody Hofhine—entrepreneur, former co-owner of Wholesaling Inc., and founder of Joe Homebuyer—to talk about what really drives long-term success in business. Cody shares his journey from struggling insurance agent making $19,000 a year to building and selling a national real estate education company, and the identity crisis that followed.We dive into personal development, leadership, and why your business can only grow to the size of the person running it. Cody explains how shifting from ego-driven goals to purpose-driven impact changed everything, and how that mindset now fuels his mission to help franchise owners scale to $1 million territories across the country. If you're chasing growth but feeling stuck, this episode will challenge you to level up from the inside out.  Episode Highlights[0:00] – Cody's entrepreneurial roots and growing up with a contractor father[6:47] – From vinyl fencing to insurance—and earning just $19,000 in a year[9:26] – The moment his wife's tears changed everything[10:47] – Joining Wholesaling Inc. as one of the first students[11:06] – Partnering, scaling, and eventually selling the company[12:33] – The identity crisis that followed the sale[16:31] – Redefining identity: faith, family, and purpose first[20:01] – Why helping others win eliminates financial insecurity[20:27] – Joe Homebuyer's goal: 100 $1M territories by 2028[28:46] – The business can only scale to the size of the leader[29:08] – Why personal development beats marketing hacks every time5 Key TakeawaysYour identity cannot be your business. When the business changes, you need a foundation deeper than titles or income.Personal development determines income ceilings. Rarely does income exceed leadership growth.Purpose beats ego. When you focus on helping others win, financial success follows naturally.Community accelerates growth. Entrepreneurship is lonely—aligned partnerships change everything.Think 10X, not linear. Scaling requires new thinking, new systems, and a bigger vision than incremental growth.Links & ResourcesConnect with Cody: https://www.codyhofhine.comFollow Cody on Instagram (blue check): https://www.instagram.com/codyhofhineLearn more about Profit First for real estate investors: https://www.simplecfo.comIf this episode challenged you to grow as a leader and think bigger about your business, make sure to rate, follow, and review the podcast. And share it with an entrepreneur who needs a reminder that real growth starts within.

In this episode of the JAMODI Podcast, Coach Matt Sayman sits down with Coach Jake Garner, Head Boys Basketball Coach at Walnut Grove High School in Prosper ISD. From small-town Texas roots to opening a brand-new high school program, Coach Garner shares the leadership lessons, systems, and daily disciplines that have shaped his journey.This conversation dives deep into culture building, parent relationships, spring development, and how to balance school basketball with the realities of select/AAU in the DFW area.If you're a high school basketball coach, athletic director, or leader building something from the ground up, this episode is packed with practical takeaways.Key Topics Covered:

When your corporate job feels "secure" until it suddenly isn't, real estate can become the Plan B that turns into your best move…  In this episode of the #DoorGrowShow, DoorGrow founder Jason Hull sits down with John Casmon (multifamily syndicator, host of Multifamily Insights, and co-creator of the Midwest Real Estate Networking Summit) to break down how corporate professionals can transition into multifamily investing without becoming a stressed-out landlord. They dive into how John went from corporate bankruptcies to building a multifamily portfolio, what passive investors actually need to know before putting money into a deal, and why trust + clear expectations matter just as much as the numbers.  Jason and John also unpack what this means for property managers: how to align with investor goals, why the best operators project calm control (even in chaos), where syndicators hang out, and how PMs can position themselves to win more multifamily doors.    You'll Learn (00:00) Transforming Property Management: An Introduction  (00:59) John Casmon's Entrepreneurial Journey  (02:56) Transitioning to Multifamily Investing  (04:33) Understanding Investor Types and Property Management  (05:48) The Role of Property Managers  (07:49) Investor Control vs. Trust in Management  (09:33) Challenges in Property Management  (11:17) Aligning Goals with Property Managers  (14:19) The Real Product of Property Management  (17:14) Managing Investor Expectations  (19:50) Syndication: A New Avenue for Property Managers  (23:44) Legal Considerations in Syndication  (26:41) Calmness in Chaos: The Key to Success  (31:40) Partnering with Syndications  (33:54 The Role of Property Management in Syndication  (38:29) Finding Syndicators and Building Relationships  (42:24) Understanding Passive Investment in Syndication  (47:45) Identifying Your Investment Goals  (51:54) Assessing Risk in Real Estate Investments  (55:15) Choosing the Right Market for Investment  (01:00:12) The Three C's of Raising Capital Quotables "The first C is confidence. Confidence comes from preparation." "The investment itself, we got to go out there and execute. But that investor psyche is a completely different game."  "It is not your job to hope. Your job is to analyze the information in front of you and make an informed decision." Resources DoorGrow and Scale Mastermind DoorGrow Academy DoorGrow on YouTube DoorGrowClub DoorGrowLive Transcript Jason Hull (00:01) All right, five, four, three, two, one. All right, I'm Jason Hull, the founder and CEO of DoorGrow, the world's leading and most comprehensive coaching and consulting firm for long-term residential property management entrepreneurs. And for over a decade and a half, we have brought innovative strategies and optimization to the property management industry. At DoorGrow, we are on a mission to transform property management business owners and their businesses.   We want to transform the industry, eliminate the BS, build awareness, change perception, expand the market and help the best property management entrepreneurs win. Now let's get into the show. So my guest today, I'm hanging out here with John Casman, a multifamily syndicator, host of the multifamily insights podcast and the co-creator of the Midwest real estate networking summit. And in today's episode, John's going to break down how corporate professionals can transition.   into multifamily investing, how to find the best markets, how to raise capital effectively, and what separates successful operators from everyone else. John, welcome to the DoorGrowth Show.   John Casmon (01:10) Yeah, Jason, thank you for having me. I'm really excited to be here. Love the intro, your intro, not my intro, ⁓ but excited to be here and share as much as we can on our journey to help all of your listeners reach their goals.   Jason Hull (01:22) Cool. So John, ⁓ it's great to have you. I would love for people to hear about your entrepreneurial journey. How did you get to where you are now? And then we can get into your business.   John Casmon (01:34) Well, the short answer is bankruptcy, right? I worked for a couple of different companies that went through bankruptcy and that really made me consider my other options. You know, I was at General Motors back in 2007, 2008, 2009 when we went through bankruptcy and I was there and I watched what that did to a lot of my peers. I one day in particular when we were going to have a lot of layoffs, I went to work as late as I could. But when I got there, I had a red message, a little red dial on your phone.   for anybody who's worked in corporate and remember voicemails. So I had a red dot on my phone, picked it up, pushed the play button and my heart skipped a beat because I thought maybe I was getting to the can, right? And it was actually a colleague of mine who sat kind of kitty corner in front of me and he had been let go. He, you know, was diabetic. He didn't know I was going to pay for his medication. He just was venting in his voicemail. And I just remember feeling empathy for him, but also   a sense of I just never wanted to be in that situation. So it made me really start to think about Plan B. Eventually I moved to Chicago, realized real estate was going to be that path and learned everything I could about investing. So it kind of took me down that pathway to say, you know what, I need a Plan B because no matter what you do, when you work in corporate America, you do not control your future. You know, there's politics, there's policy, there's a lot of different things involved that you do not control.   And sometimes it does just come down to someone not liking you for whatever reason, or they think you're a threat. And I didn't want to spend the rest of my career navigating those issues. So I figured I had to take more into my own hands.   Jason Hull (03:16) got it. And so you start taking things in your own hands and what was the result?   John Casmon (03:20) Yes. So we landed on multifamily investing, started with small multifamily. My first investment was a two unit building. We house hacked it, which is a common popular phrase now. But back then it wasn't quite as common. But we lived upstairs. We rented out the first floor unit and it worked great. You know, it worked so great that we went to refinance and we had created enough equity in that first investment to pull out a six figure line of credit and go out and buy another property. So.   Jason Hull (03:45) Nice.   John Casmon (03:47) That really got the ball rolling. bought a three unit building, we bought an eight unit building, and at this time I'm still working in advertising, still working in corporate America, and I enjoyed what I was doing, and I just had my second child, but the agency I was working for also went through bankruptcy right at this time. We had expanded, we were growing, and we had kind of combined with a few other agencies and kind of became this little conglomerate, and it just eroded just as quickly as it grew.   I remember again, just sitting there and I've got some real estate. I've got a little bit of cashflow, but not enough to pay all my bills. New baby. And I just realized this real estate thing is working, but the exact strategy I'm employing doesn't allow me to insulate myself from these economic changes and shifts. So I had to change my strategy and that led me to syndication. Since then, we've acquired over $150 million worth of apartments.   We've partnered with busy professionals to buy these properties and give them some passive income. And that's what we've been doing ever since.   Jason Hull (04:50) Got it. So your area of genius really is helping these people that were similar to you, they're in the corporate environment transition into being an investor in real estate.   John Casmon (05:01) Yeah, exactly. And I would say too, it doesn't have to be you're going to quit your job and do this full time. And in fact, most people don't, you know, but most people do want a little bit more control over their life. You want a little bit more flexibility. You want to earn and start building up, you know, your net worth. You want to have a little bit more liquidity. You have to look at your investments to say, what should you be doing? I think most people know that their 401k, their, you know, company issued life insurance.   probably not enough to really get you on the fast track to retirement. So what else could you do? Certainly you can invest in the stock market. Lots of folks do that. But real estate is a proven vehicle. The challenge is, I don't know anyone who really wants to be a landlord, right? ⁓ Certainly you want the benefits of real estate investing, but very few of us want to get those 2 a.m. phone calls. So the shortcut there is, ⁓ hire a property manager. Great solution. But now you have to be able to manage   property managers, right, which is this whole other business. And if you don't have enough scale, then it's hard to get that person really focused on your business. So we offer an alternative, right? You get all the benefits of real estate investing, all the ownership perks without any of the headaches of being the landlord yourself. So it really is a great marriage of being in real estate without having to do the heavy lifting yourself.   Jason Hull (06:15) Okay.   Okay, so ⁓ the target audience of this show are property managers. So if they're not gonna use property managers, then what's the alternative? How does this work?   John Casmon (06:29) Well,   first of all, what we do is not always for that individual. So I think that's the key, right? You've got to understand who you are from a psychological standpoint. So when it comes to investors, there's two types of investors. One wants control, right? They're not willing to be passive. And some people think they want to be passive until they're in a passive situation and then they're calling and they want to know why you did this and why you did that and how come you did do that. That's not a passive investor. And that's fun.   Jason Hull (06:45) Yeah.   Yeah, they're anxious. Yeah. Yeah.   John Casmon (06:58) And   if that's you, you should be active, right? And you should work with a property manager, but you also want to work with the property manager who is going to be right for you, right? Because sometimes that is not how they operate. So you want to understand that. And that's a process to understand who you are as an investor, what kind of investment strategy fits you and what's going to be right there. When it comes to property managers, though, I think there are a couple of things. And as a matter of fact, we just left out of meeting with   property management company yesterday. They have 2000 units. We talked about some other services that we offer. And one of things that stood out to me was just understanding some of the challenges that property managers face. And one of them is property managers are really in a position to think like everyone. They're supposed to think like an investor. They're supposed to understand maintenance and kind of the construction arm enough to understand what needs to happen at a property. But they are really little CEOs, right? Because for   Our stuff, the large apartment stuff, those are typically million dollar annual revenue businesses. And this person is in charge of that asset of that business. They are making the day to day decisions. They are the face for the residents, aka the customers of that business. They are the face and their experience with that individual is how they view that business. So it really is an important role. And if you're working with property managers, it's really important to understand how to find the right people.   to connect with them and have them represent your business, your brand, company in the right light.   Jason Hull (08:30) So now you left an open loop that I want to close. So you said there's two types of investors, those that want control and maybe should go find a property manager, you said. And then what's the other type?   John Casmon (08:34) Yeah.   The other type is those who don't want control and they trust someone else to handle that. And for them, there are a couple of different ways of investing. One is investing passively with a group like ours. The other is turnkey investing where again, you hire a property manager, but you really entrust them to manage the property. The only thing I would say for either one of those groups, myself included, is you want to trust but verify. Okay. You've got to do a lot of your due diligence upfront. You want to understand how they operate. You want to talk to   some of their other clients, some of their other investors, because you need to get a really good sense of what to expect. And a lot of people are great at selling themselves upfront, right? I can tell you everything you want to hear upfront. You want to know what is it like once you sign the paperwork? How often are we going to talk? How frequently am I going to get updates? And at what point am I able to weigh in and make decisions? Because if, if you are someone who wants to be more active or be heard, or you've got thoughts and opinions,   Jason Hull (09:18) yeah.   John Casmon (09:35) You want to make sure you have a voice in your investment. Otherwise you may get really disappointed or you may bring on someone who has a different perspective of what that relationship looks like and that never is going to work out.   Jason Hull (09:47) Yeah, there's a big challenge in the industry and that's that most property management companies suck. so most investors that have dealt with property management to some degree are they have some scar tissue, they've been burned a little bit. They've a lot of property managers that started their businesses that come to me for help to grow their business. They started because they were investor and they couldn't find anyone else to manage the property good enough. And that's why they started their business, but it can be a difficult business to run. so none of them start their business saying, I want to suck.   But that's kind of the default unless they get some really good support or figure some things out through a lot of trial and error. And so that's where DoorGrow comes in. We help them with that. But one of the things I coach my clients on a lot is that they need to shift into being daddy over these rental properties. They need to like tell the owner, hey, you need to trust me. And they need to be able to have a really effective business so that they can lean into that trust.   because a lot of people are anxious. They'll come to them with concerns, but generally if a property manager is good, they're much better at this investing stuff than most investors. And they're much better at coordinating maintenance. They're much better at handling leasing. And so when an owner tries to micromanage a property manager, it kind of doesn't make sense to hire somebody to manage your asset just so you can manage them to do the job. And so I think the secret is finding a really good property manager that you can   let go of control because you can trust them. And but yes, you need to verify that they can do the job that you need them to do. And so a good property manager will take ownership of it and they'll take control and they will, they'll display a lot of certainty and confidence in how they communicate and they won't allow you to micromanage them is what I've seen. So.   John Casmon (11:37) Yeah, Jason, and I'll add to it. There's a two way street there. And I think it's easy for people to say, ⁓ most property managers suck or they're not good or whatever. And listen, there's certainly a lot of challenges there. A lot of folks who are not living up to par to the standards. But I will go back to this. We ask property managers to do the work of generally like a CEO. Right. I mean, again, they're managing million dollar businesses in many cases, yet they don't have that training. They don't have that experience. They don't have the ability to navigate.   all of these various things. So part of what owners and investors need to also understand is that you play the role of asset manager. And that means giving clear direction of what success looks like so that that property manager has a framework to make decisions. It's not to micromanage those decisions, but to help them understand how their decisions impact the greater good. And part of that is like, again, just sitting down with annual goals. What are revenue goals? What are our goals on?   Occupancy, what are our goals on in a lot? And this may seem simple, but I promise you a lot of folks don't do this. And if you don't do that, then that property manager is going to default to, for instance, I'll give you a great example. I've got a property manager. She's awesome rock star. But she always gets nervous when occupancy is not at like 96 or 97 percent of this property. So she is, you she starts apologizing profusely and all I did this or done that and like.   Jason Hull (12:58) Yeah.   John Casmon (13:04) Occupancy is one of our KPIs for sure. It's important, but that is not the KPI. I am focused on my net operating income. And if we're going to push rents, the impact of that is you're going to have higher vacancy and she is not comfortable with that. And that's probably because she's used to working with owners who want that thing fully rented and they are comfortable having 100 % occupancy.   Jason Hull (13:13) Yeah.   Hmm.   Yeah.   John Casmon (13:33) if they're leaving 50 bucks, 75 bucks, whatever it is of rent on the table. And that's the part where you've got to really align with your vision versus their vision, because what they have in the back of their mind may not completely align with what you have. Or they have residents in their face who are coming into the office. They want something fixed. They want it done quickly. They want it done right. They want it done yesterday.   Jason Hull (13:49) Right.   .   John Casmon (13:59) So they've got that pressure of this person in their face. So they may go out there and spend the money or authorize the money to get spent. And maybe they're not picking the most cost effective measure. So you have that. And I'll give you one third one. A lot of times when you run into the flip side of that is maybe occupancy is low. They say, hey, we need to increase our marketing spend, right? We got to increase our marketing budget. know, ox is down to 88 or 90%. We got to spend more money. And we're not necessarily.   really zeroing in on what the specific issue or challenge is at that property. So for an owner, your job as an asset manager is to partner with them and to help them see what the options are, help them work through with some of those challenges and solutions are and partner with them to find success. It's not to micromanage them and tell them what to do, but it's really to understand the situation better and give them that perspective.   Jason Hull (14:49) Yeah, that makes a lot of sense. think, you know, one of the things I've seen is that I've noticed a lot of property managers, they make the mistake of thinking that the goal or the product that people want to buy from them is property management. But investors don't wake up in the morning and go, man, I'm so excited to get property management today. The thing that they want. And so the way I describe it to them as they say, property management is like the flight to Hawaii. It's not Hawaii.   and you're trying to sell the flight. That's not the exciting part. You need to figure out what the investor wants, what their goal is. Where do they want to go? What's Hawaii for them, right? What's paradise? And then how do we optimize for that? And how do we help them create a path for that? Because the actual product that a property manager is selling is not what they do. It's not property management. The actual product is them. It's them and their values and their belief system and how they create trust and the team they build and the system and mechanism they build around them.   That's the actual product the property manager is selling. so a lot of property managers make that mistake. They sit there and talk to you about maintenance coordination and leasing and inspections. And meanwhile, you're just wondering as an investor, can I even trust this person? Like do our values align? Yeah. So I don't know what your thoughts are on that, but.   John Casmon (16:11) I think you're spot on, right? Because, I mean, ultimately, as an investor, you are only as good as the team you can build. And that property manager is in charge of the day-to-day aspects of the business. especially when you, you know, I've heard horror stories of folks who have done like turnkey investing, right? Where the property manager, someone owns it, they buy it, they fix it up, and then they rent it back to...   an investor. And I've heard horror stories where that property was not being well managed. And that's the fear. If you're not in that marketing, you can't come and see it. So if you got an out of town investor, you really are trusting that property manager. So that is the most important thing, right? Everything else are tactical, daily situational things that can change. But it comes down to do I have the right people, people that I can trust, people who are going to make the right decision based on the information they have.   because they may not know what I know or maybe something shifted and changed where they would have made a different decision. We can't, you know, ache on that. It really comes down to are they doing their best? Are they making good decisions? If they're not making good decisions, is it because they didn't have the correct information, which again, could fall back on you as the investor to say, hey, are they aware of what your goals are? Are they aware of maybe this situation, these tools, these resources, whatever it is? And that's on you to sit and collaborate.   But trust is absolutely paramount because at end of the day, the thing that I think most of us are concerned with is who we partner with. And there's a great book I'm reading right now. And it gets into decision making and the fear of decision making for most of us and why deals stall. Why didn't you hire somebody? Why didn't you, you know, go with the vendor or go with the contractor or with the company? And the biggest thing is we are scared of making the wrong choice. All of us in decision and no action.   Jason Hull (17:43) Absolutely.   John Casmon (18:04) is better than the wrong action for many people because they once they take action. Well, now they're blaming themselves because you didn't pick the right person. Why did you hire that guy? You should have like now this starts to go on in their head versus doing nothing. Well, at least it's you know, it's not going to get worse, you know, it will in lot of cases get worse. So for a lot of people, that is the scariest thing. So if you can take that fear off the table as far as being the right person or being someone who is trustworthy.   Jason Hull (18:07) Right, yeah.   John Casmon (18:32) everything else gets easier. So if you can do that, that's, you know, the best thing you can do as an investor or as a property manager.   Jason Hull (18:38) Yeah, I agree. think one of things that I talk about a lot is that clarity has to come before action because if you don't have clarity and you start taking a bunch of action, doing stuff, every action you take is a little bit wrong. Sometimes it's a lot wrong. so, yeah, we need to get that clarity first before we start ⁓ making moves. And you talked about, I love the example of your property manager that is trying to   optimize maybe for the wrong thing. They're like, want to optimize to the, making sure their vacancy is super low. But that might not be the goal. That's not the primary goal. The goal is money, you know, and there's a really good book is by Elihu Goldratt. It's a good book for operations people, but it's called The Goal. And spoiler alert, the guy's trying to figure out the goal through this whole book, the story and it's money. That's the secret. The goal is the of the business, should be making making money.   And what happens in this book is that people are over optimizing individual pieces in this flow at this warehouse. And it's actually not helping to make money. It's causing more constraint. And so if we over optimize at one stage, it actually creates waste, bloat, inventory, additional work for the next stage. And so sometimes the best thing certain departments can do is slow down and do less in order to get the outcome to be maximized outcome.   And there's some really great examples in that that I think are really powerful. But I think the if you're optimizing for the wrong thing, then you're not making it effective. So you want to make sure you're optimizing for the right thing. Otherwise. ensues. You get mad at somebody, but nobody understood what the goal was. And so I think, yeah, getting a greed upon set of criteria of what what the outcome is and asking the property manager, can you help me achieve this?   And they know, they know if they know what the problem is, usually they can, they know how to help you get whatever goal that you have. And they know whether your goal is probably realistic or not, because they've helped probably a lot of people do this similarly. And so, but yeah, I think it's very important. Make sure you know, where's Hawaii and maybe property management is the vehicle. Now you had mentioned like, I'm really curious about this idea of, you know, maybe creating syndications.   Some property managers are now starting to think, maybe I should create a syndication. What's your criteria for, what's a good syndication and what are some of the, I'd be really curious to get into if some of the property managers listening were wanting to do kind of a little bit of what you do, how they might be able to get started in that. Like what are the beginning steps to make sure they don't make the mistakes you probably already figured out in the beginning?   John Casmon (21:27) Well, I think the first thing is, you really want to get into it? Right. Because for a lot of people, you got to understand it's a different business. Now you're not talking about real estate investing. You're not talking about property management. You're really talking more about, you know, investment management. You're talking about bringing on private investors who are looking for a return. That is communication skills. That's building up a network and a database of   Jason Hull (21:35) Mm-hmm.   Right, returns.   John Casmon (21:54) prospective investors, it's understanding the return projections that they're looking for. And it's really kind of managing the investor expectations, not necessarily the investment. And to give you a great example here, I had a deal where the investment went great, but it was slightly lower than what we initially projected. And I had an investor who was upset.   Jason Hull (22:07) Yeah.   Yeah.   John Casmon (22:23) about that. And we had communicated all throughout the entire process where things sat and he wasn't too upset, but he still made it a point to let me know, hey, well, this is less than what you initially thought. And that's challenging because the market shifts, right? Anybody who's bought properties in 2022 and beyond knows the market has shifted drastically over the last three or four years. So those projections made in a 2021-22 environment   Have a hard time standing up in a 25 26 environment We still make good money on that deals double-digit returns for investors ⁓ But you know there was that that was that feedback I got from one of the investors conversely We just exited deal a couple months ago, and we completely exceeded our return projections You know we delivered on a almost a 2.7 equity multiple Hit all you know mid 20s on the IRR completely unheard of stuff in this environment   And I have one investor call me and say, hey, John, I just checked my account. Is this right? And I'm like, yeah, it's it's right, man. He's like, my gosh, you guys killed it, man. my. Like, this is amazing. And it's great to hear. But again, that is separate from the investment. Right. Happy to manage the investor expectations and concerns. But that was an up and down investment where we had, you know, a moment where we actually had to put some of our general partner capital into the deal to keep it going.   Jason Hull (23:27) Yeah.   Yeah.   John Casmon (23:48) We have floating rate debt. had to refinance out of that. And we had to kind of rush to do that before rates started to go crazy. We had moments where our construction or renovation costs were much higher than we anticipated. So there are a lot of things that we had to navigate. And I think what happens for a lot of operators, a lot of people who get into syndication, they know the real estate and want to do the real estate, but they do not understand the perspective of the investor. And when you don't communicate to investors on a frequent basis and a clear, transparent nature,   Jason Hull (24:19) Yeah. Yeah.   John Casmon (24:19) They fill in the blanks and   the first concern every investor has and they won't say it. Most of time they don't say it, but I promise you they're thinking it after they make that investment. my gosh, did I make a mistake? Am I going to lose money? Is this person going to run off? Is this going to be some sort of fraudulent thing? Is this deal going to fail? These are all that we're wired like that. This is caveman stuff, right? We're wired to protect ourselves.   Jason Hull (24:36) Hmm.   Right.   John Casmon (24:45) And when you make an investment, and by the way, our investments are typically $50,000 and up, right? So these are not small investments. So when you make that investment, people start to second guess that decision. So my job when it comes to this side of the business is to keep them grounded that, hey, you've done your research, you've made an informed decision, you've picked a good partner, we've done this before. ⁓   Jason Hull (24:50) Yeah. Right.   John Casmon (25:13) And it's really to make sure that they feel comfortable with that decision. It has nothing to do with the investment, right? The investment itself, we got to go out there and execute. But that investor psyche is a completely different game. So first thing I would tell any of your property managers when they get into this business is understand, do you actually like people? Do you want to manage investors? Are you comfortable managing people's money? ⁓ And then beyond that, you have to do it the legal way. There are a lot of regulations around accepting capital from other people.   Jason Hull (25:31) you   John Casmon (25:42) So you can do it as a joint venture. The more common way of doing it, the more accepted way of doing this is by doing a formal syndication, which requires you to file SEC documentations. ⁓ know, there's regulation D and regulation A and there's some couple others, but typically it's going to be reg D 506 B or 506 C filing, which basically is the the structure that allows you to offer ⁓ passive investment opportunity or a security to investors. So again, for some people,   It's overwhelming. they're like, nope, never mind. But for some people, they love it. They want to get into it and they can learn more about that process.   Jason Hull (26:19) Got it. Yeah. I think I love your idea that it's more about managing expectations rather than the investments. And I think, I think that's good advice for all the property managers listing. This is something we spend a lot of time coaching clients on because they think their job is to manage properties. But really, if they're not strong in managing expectations and managing the relationship, it's 10 times to 100 times harder to manage the properties.   their operational costs go through the roof because owners are getting anxious. They're asking more questions. They're getting all these interruptions and calls, tenants, owners constantly. And if they had just managed the relationship and expectations and set strong boundaries at the outset, everybody would feel calmer. And I think really for business owners, I think the thing that really stood out to me that I've been focused on, and this is I've done some personal coaching and this is just nervous system regulation.   If you can, and John, seem like you're pretty chill and pretty calm and I'm sure the investor feel safe with you, which is why you've had success. If you are a person that is anxious and you're running around like a chicken with your head cut off, you're going to have, you're going to struggle in leading anybody, especially in relationships to your spouse and like everybody else. so having a calm, regulated nervous system allows your investors.   to entrain to your nervous system and to feel safer and to calm down. And that's not something you can pretend or you can just fake. You have to be that and they can sense and they can feel that it'll come across in your tone and in your body language and how you communicate. But if you can make sure that you're in that space and that you're able to regulate your own system, you're able to stay calm when other people are coming at you.   and other people are angry and other people are emotionally heightened. And you recognize this isn't really you. It's just that's them. And you can maintain that calm. You will be able to create a lot more safety. And that's really what people want to buy. Most people out there, their primary basic need is safety and security. Most people. That's why they aren't entrepreneurs. That's why they don't go start jobs. That's why they aren't like you and me. And if you're a property management business owner listening to this,   Most people are not like you. They want safety and security. That's why they get a property manager. They want peace of mind. And so, and I'm sure investors in a syndication, they also want some peace of mind because this is a big chunk of change.   John Casmon (28:55) They do. And I will say to most of the property managers I come across thrive in chaos. Right. They're used to stuff getting thrown at them. Right. And when you talk to them and get to know them, you learn very quickly. They like it. They do. They like the fact that they don't know what the day is going to bring. It could be a. Yeah, yeah. Could be a tenant coming with some crazy issue. It could be something from it's never boring and they thrive in it. However.   Jason Hull (29:00) Yeah.   Yeah.   They like the variety and unique challenges that property management brings, for sure.   It's never boring.   John Casmon (29:25) What happens then if you if they're going to look to work with investors and particularly raise capital and kind of do their own syndications, they have to understand that while they may thrive in chaos and uncertainty, most other people want organization. You want everything you said right. You want to have the calmness. You are looking for a captain to steer the ship. And for that part of the personality, they're going to have to tap into a different side of it to demonstrate how they handle chaos.   Jason Hull (29:37) Hmm.   Yeah.   Yeah.   John Casmon (29:54) not that they are chaotic. And I think what happens a lot of times when you're working with property managers is that they don't project that level of control. It just feels like they're reacting. So part of it is that, and they're really, really good ones. The ones who make it to that next level who are the regional managers and get those promotions, well, that's what they do. They manage the chaos and they manage up. They do a great job of telling the owners,   Jason Hull (30:06) Yeah.   Mm.   John Casmon (30:23) the leadership, whoever they need to talk to, they're telling them, hey, here's how here's our process. Here's how we're managing the situation. Here's what's going on. Here's what we're into. Hey, we had a water main burst here. Here's we bought. call three companies. We've got three quotes, but it's calm, right? It can be the worst. I'll give you a real example, right? At a fire, one of my properties and I was going to meet a property manager and I just happened to have a meeting with her that day at the property. She called me.   I was literally about to get in the car. She called me and said, Hey, I just want to let you know we've got a fire going on at the property. I'm not sure if you still want to meet. You're happy to come. We already have, you know, the fire department's here. They're they're putting the fire out right now. We already have another company that's coming in. They're going to walk through the damages once this is kind of settled. And I've already talked to the residents. Residents are good. We've got them hotels for the evening. We've checked with insurance. This is covered in your policy. So they're good to go. So you're happy to come down and talk and all of that if you want to.   Or we can let things settle down and maybe we can meet next week. This is a fire, right? This is like a scary situation. She called me.   Jason Hull (31:26) Right. A literal fire. Yeah. And there's plenty of fires   in managing properties. The literal ones.   John Casmon (31:33) Her calmness, she was so calm. Not only was   she calm, she had handled 90 % of it, right? It was the stuff you could handle in the moment. She handled it. So was like, hey, I don't think it makes sense for me to because I'm probably just going to add more anxiety to the situation at this point, right? It seems like you've got it under control. Why don't we let things settle, literally let the dust settle? And then once it's there, I'll come down. We can assess the damages, figure out what else needs to happen, what other next steps need to take place, right?   Jason Hull (31:41) Yeah? huh.   question. Yeah.   John Casmon (32:03) but had it handled like a rock star. Now, a lot of other folks would have saw the flames, called immediately, my God, there's a fire. ⁓ my God, what are we gonna do? So now you freaking out, everyone's freaking out, no one's controlling the situation, right? So now everyone's mind is just spinning and going. it does really take, kind of go back to where we started the conversation, that mindset of someone who was the boss, who was leading.   Jason Hull (32:05) Yeah, I love that.   Yeah. Freaking out. Yeah.   Hmm. Yeah.   John Casmon (32:32) who is going to take charge, even though it's not their property, they're going to take charge. Here's what needs to happen next. Maybe you have an emergency response plan already put in place, but you have these things already scheduled and ready to go. So when they happen, you're not shocked. You're not surprised. You're not asking questions that maybe you should have figured out upfront. And that's what a great property manager does. And if you convey that to owners, you're going to stand out above and beyond your competition because most people cannot convey that level of control, the level of   planning and the level of expertise that it takes to truly and effectively manage properties from the front, being proactive as opposed to just reacting to whatever the issue of the day is.   Jason Hull (33:13) Got it, okay. So ⁓ I'm reading, I just read, well, I didn't just read. I read in the past a really great book called Extreme Ownership. Really good book. Yeah, phenomenal book. ⁓ I'm going through their newer book, which I think is even better, called The Dichotomy of Leadership. leadership is what we're talking about right now, is that that,   John Casmon (33:23) Yeah, I think I got it like right here. It is right there.   Absolutely.   Jason Hull (33:38) creates a huge impact and there's a lot of misunderstandings of what leadership is, like it's control or it's being aggressive or, but yeah, it's really that calm presence of letting people know I've got it. Like we can take care of this. We've got a plan and staying regulated and calm. So I love that. ⁓ have a, so another question I have is how can the property managers listen to this? How could they maybe target or partner   with, if possible, syndications like you, like people that are doing what you're doing. Is there a chance that they could be a resource or do most syndications just in-house and do, they are a property management business?   John Casmon (34:19) No, no, most ⁓ most that I know work with third party manager companies. So I would say first and foremost, if you and syndications, I mean, it sounds like a big, huge, fancy word. But I mean, honestly, anytime you work with passive investors is technically a syndication. So it really comes down to figuring out who is looking for third party management and whether or not it's technically a syndication or not is really irrelevant. You want someone who is going to be managing or owning the property.   Jason Hull (34:24) Okay.   Yeah.   John Casmon (34:49) They want third party, but you have to understand their plan, going back to understanding the goals, right? Most syndications are looking to sell in a three to seven year timeframe, typically five to seven years. Most buy and hold owners have not decided or have not identified their exit strategy. So that's probably the biggest difference is when you have, let's just call it an individual investor or maybe it's a   Jason Hull (35:01) Okay.   Right.   John Casmon (35:17) a family or whatever that's buying and they want a third party manager, they don't know the exit. They haven't predetermined that they're going to sell in five years. So they are buying and holding it. And that goes back to the the I think the separation of understanding the objective, because for that person, having a full property is great. It means they're maximizing the revenue potential today. When you are syndicating.   most syndicators already assume 5 % vacancy. That's that's in everyone's underwriting. So you being at 100, they won't even give you credit banks don't even give you credit for it. So all of these things are already assumed. So for us to be above that is actually a miss, because it means we're not being as aggressive on the rent. So just understanding the mindset of a syndicator, which is they are looking to sell typically they're looking to double their money over a five or six year period. So how can you create value?   And that's something most property managers don't fully understand. But I would sit and I would talk to that syndicator. And if you want to be a syndicator or partners, not just be a third party vendor, but you actually want a partner, which we have seen a lot of folks look to do. You want to figure out how you can bring value to the table, because now we are aligning your interest with that syndicators interest. And now you've got a great partnership.   because every syndicator is going to need property management and they're going to need construction management to drive value. So if they can bring those people in as partners, that's a great opportunity for you. And if you're a property manager, you may have phenomenal relationships. You may already have contractor or the vendor partners that you trust in that marketplace. And if you could then take that and get a slice of the equity, that makes you very valuable for both sides.   Jason Hull (37:08) Do syndications, do they also need investors in capital or do most of them have that, are they really good at that? Okay.   John Casmon (37:15) Absolutely. Yeah. Yeah. Yeah.   mean, I mean, syndication at its core really just comes down to the need of capital. If someone had the capital themselves, they would probably just buy it directly and not go through the process of syndication. Because the syndication is literally just raising the money from passive investors. And in that scenario, again, being able to manage that, manage the communication, ⁓ that's really what a syndication truly is.   Jason Hull (37:42) So a really good property management partner could bring property management, some of the construction elements and investors and capital to the table. So it could be a nice little.   John Casmon (37:51) That would be amazing.   I'll be honest, man. That's because I don't want your listeners sitting here like, oh, I don't have one of those. I don't know if I've ever met one that had all of those. If you do have all of them, yes, you should consider syndicating yourself because you got all the pieces to the puzzle. Typically, what happens is a property manager has the property managers. I'll give you a great example. I got a 54 unit down in North Carolina. OK, so I came in as a key principal. I've got a.   Jason Hull (38:03) Okay.   Okay.   John Casmon (38:20) to my coaching clients. It's his property that he found. He asked me to come help him with the loan, which I did. One of the members, one of the partners is the property manager. So that's kind of their role to the table is they're managing the property. That's what they kind of came on. They had a couple of relationships, but their main role is the asset and property management side of it. So that's a great way to come to the table. But. Just like anything else in business.   Jason Hull (38:33) Mm-hmm.   John Casmon (38:49) It's very hard to find someone who checks every single box. I mean, that's like finding the marketer who's a CMO, who's also the CFO, who's also the COO, who's also the chief of human resource. very like no one, people don't really have like top notch excellent skills at every single one of those, right? Like you might be great at business, great at sales, great at marketing. You're probably terrible at finance, right? Like you just, you just forget to do your expense report type person, right? So it's hard to find someone who's   checks all those boxes. And I think typically when comes to property management, you want someone who's great with people, can resolve issues, but also has to be somewhat, you know, sufficient when it comes to the numbers, tracking all the data, tracking all the, you know, the rent roll, the leases, the income and expense statements, things like that. So usually they're not going to do every single box. But again, if you can find someone or that's where partnerships make sense.   Jason Hull (39:24) Mm-hmm.   John Casmon (39:43) If you've got that awesome. And again, I'm not saying a company doesn't have that. I'm just saying a single individual doesn't, which is why it's great to partner. If you can find someone who maybe brings a set of skills that you don't have, whether they're joining you in your property management business or they're partnering up where you're bringing your property management skills to the table with their investing or their networking skills, that makes for a good partnership.   Jason Hull (39:43) Mm-hmm.   Yeah, I got it. Well, we've got several clients, you know, all over the U S that are really good at property management. They're really good at handling the maintenance stuff and they obviously have a pool of investors as clients and, and, know, and they know that they can't do everything. So we coach them in making sure that they would do time studies. They figure out which, what their purpose is. We start to align them towards more fulfillment, more freedom, more contribution and more support in their business.   John Casmon (40:32) Yeah.   Jason Hull (40:38) And they start to build the right team. So they're getting operators, they're getting BDMs, they're getting the things they're not like strong in. And so we just make healthier businesses. So for those of maybe my clients listening that have healthy property management companies. And, but they don't want to do syndication. They're just like, man, that's a whole nother business. If I stay in my lane, I can grow that faster. How do they find syndicates? Like, how do they find people like you? Cause you've got a lot of properties connected to you.   and they would probably love to chat with somebody like you. Where do you syndicate people hang out? What's the title? Who runs a syndicate? What are they called? Do they have a specific title?   John Casmon (41:15) You   Yeah.   Yeah, great. Great question. Multifamily syndicator is is kind of the name just syndicator. We're all over. So I've got a podcast called Multifamily Insights. I interview like minded individuals. I've been doing that for a long time. We've done our seven hundred and seventy plus episode. So lots of people, lots of syndicators there. Definitely conferences. So if you look up any multifamily conference in your city.   Jason Hull (41:25) Okay.   Nice.   Okay.   John Casmon (41:46) meetups, lot of meetups in different cities as well. Those are great places to find syndicators. I think the biggest thing though is this.   Figure out who your avatar is. Because while we're talking about syndicators, ultimately, if you want to scale your property management business, I presume you're trying to scale with folks who are looking for third party management and the best option for that. OK, and let me back up. had one of the guests out of a podcast some years back, ⁓ Ashley Wilson. Love Ashley. As you said, something really changed when I thought about the business.   And she said the best way to find any vendor, any vendor is to figure out who relies on that vendor next and ask them for referral. So if you think about it, if you want a great drywall person, ask a painter. A painter is going to know who's great at drywall because they're going to know who makes their job easy and they can come in and just start painting versus a drywall guy who maybe doesn't, you know, you know.   Jason Hull (42:38) I like it.   John Casmon (42:55) mud the drywall properly or doesn't sand it down. So they got to do all this extra work before they start their process. Right. So a painter is going to know a great drywall guy. And in this case, it's really hard on ⁓ the property manager because you guys are the ones who do the work. But if you are looking for syndicators, OK, well syndicators, person who buys the deal. Well, who sells the deal? A broker. Find brokers. Go to a broker, commercial multifamily broker and ask them, hey,   Jason Hull (43:01) I love this.   Yeah.   John Casmon (43:25) Do you know some groups or you have properties that you're going to list? Here are the kind of deals we want to do now on the flip side of that. You got to be good at your job, right? You got to sell yourself and share what you do. So if you've got a great track record, a great resume, showcase that, bring that broker through and let them know, hey, we're looking to scale our property management business here. Here are the kind of assets that we want to manage. If you come across any of these that you're going to list, would you mind keeping our main name out there or referring us or giving us introductions to any of those buyers?   Jason Hull (43:53) Yeah.   John Casmon (43:54) so that we can throw our hat in the running to manage these properties. That's a phenomenal way to do that. And it allows you to shine and expand your relationships in your core networks and in your core markets.   Jason Hull (44:06) Brilliant. think I love the, I love Ashley's idea that you shared, you know, the drywall. Yeah. The painters, like they don't want to be painting over a crappy drywall. They're like, this is a mess. Like this doesn't even look good in my job. Now I'm going to look bad. Yeah. So the brokers know who maybe those best syndicators are. And so they could just go to the brokers and say, Hey, who's, who's doing deals like this? Who who's got things going on? Like who could you connect me with?   And I avoid maybe.   John Casmon (44:36) And on top of that, keep in mind, too, like what   are the times when? Yeah, but think about to like when is a property hiring or bringing on a new property manager? Right. So it's either a current owners firing the existing property manager or the property is being sold. Right. So, I mean, if you can get in during that transition phase, that's going to help you tremendously. And if even if they're firing their existing property manager, you can think through, OK, how do I?   Jason Hull (44:51) Yeah. Yeah.   John Casmon (45:06) work myself and get my name out there. And a lot of times, again, you're going to ask, right? You're going to ask other investors. If I were going through that process, I'm going to call my buddies into space, right? And say, hey, man, having a hard time, my current PM is not working out or we're not hitting our objectives, looking at some other options. Do you have any experience with these guys? What do you know about these guys? Or do you have anybody you could recommend? It's word of mouth, right? So that's what's going to start happening as well. So you kind of have to get out there and network and let folks know who you are, what you do. But you want to be someone who   people can say, yeah, these guys are amazing. You know, they, they only had an eight unit, but they crushed my eight unit for me. I'm sure they kill your 25 unit or your 50 unit. And you've got to start building that rapport and building your reputation in your market.   Jason Hull (45:44) Yeah.   Nice. This is good advice, my friend. So, cool. For those that maybe are investors listening to this show, ⁓ I'd love to hear a little bit about what you do, how you do run your syndication, and how they can ⁓ make things more passive, if that's what they're looking   John Casmon (46:08) Yeah, man. So there are lots of different ways to get in. If you are looking to be more passive, ⁓ high level, here's how it works. OK, so first and foremost, me and my team would go out. We look for the deals. We focus on a really tight radius. So we're in Cincinnati. We like Cincinnati, Columbus, Louisville, Kentucky. Really a two hour radius of the Cincinnati market is where we focus. And right now we actually think there's more opportunities locally. So we're really honed in on Cincinnati right now. But we focus on that once we find a deal.   We reach out to folks in our network. So we have folks in our investor list. ⁓ Once they're on our list, we kind of have a quick vetting process and then we can share opportunities with them. Once they see that opportunity, they get a chance to review it. We like to have a webinar where we answer any questions about the deal. I think for new investors, it's a great way to learn because we have a lot of experienced investors who ask very intelligent, thoughtful questions that   Many first time investors probably would not even think of. And that's a great way to learn, right? And ultimately when it comes to this space, it's really about education. know, it's educating yourself, understanding how you think about risk, how you mitigate risk in your investment choices. And those webinars are a great chance for you to learn about that the first time. Once you've done that, you can go ahead and fill out our official paperwork with our SEC documents.   Jason Hull (47:30) Mm-hmm.   John Casmon (47:30) And then   once you're through there, you can make the investment. But the first thing is just to get on our list, you can have access to the deals. And before you do that, we've actually put together a guide that can help people because I found that when I have these calls, people don't ask great questions. Sometimes they do. But I want to make sure that you are informed and well educated because this is a big investment. You know, this is not a 599 thing. And if it doesn't work out, OK, well, I just wasted six bucks. No.   Jason Hull (47:54) .   John Casmon (47:59) We're asking you to make a pretty large investment, whether it's with us or with others. If that's what you're looking to do, I want to make sure you're well informed. So we put together a guide. It's seven questions you must ask before investing in apartments. You can get that on our website. It's casmancapital.com slash seven questions, but it gets into questions around the market itself, the operating team, what you should be looking for, the deal. What is the story of this property? What's the business plan? And it helps you identify different levels of risk because the reality is   Anything can work, but you want to mitigate risk as much as possible, particularly when you're a passive investor, because you are basically saying, I'm trusting these people to find the right deal and execute. And you want to make sure that you are finding and identifying the right individuals who have a proven track record doing the thing that they are asking to do. When I hear about people losing money in real estate. At least 50, if not 70 % of the time.   Jason Hull (48:35) Hmm.   John Casmon (48:57) It is someone doing something for the first time. It is the first time in the market, first time doing this kind of deal, first time doing this kind of business plan. And. I can't tell you how frustrating it is because it's a big red flag, and it's not to say they can't do it and can't have success. But if it's your first time, I want to see how you're mitigating that right. You want to partner with someone who does have the experience you want. Like there are lot of things that you can do to put the odds in your favor. And when you're a passive investor.   Jason Hull (48:59) Mm, yeah.   John Casmon (49:26) It is not your job to hope. Your job is to analyze the information in front of you and make an informed decision. So this guide can help you do that.   Jason Hull (49:34) Yeah, love it. I'm going to run a quick word from our sponsor real quick. Our sponsor for this episode is Vendero. And many of you tell me that property management maintenance is probably the least enjoyable part of being a property manager and definitely the most time consuming. But what if you could cut that workload by up to 85 percent? That's exactly what Vendero has achieved. So they leverage cutting edge AI technology to handle nearly all your maintenance tasks from initiating work orders.   Troubleshooting, coordinating with vendors and reporting. This AI doesn't just automate, it becomes your ideal employee. Learning your preferences, executing tasks flawlessly and never needing a day off and never quitting. This frees you up to focus on the critical tasks that really move the needle for your business, whether that's refining operations, expanding your portfolio or even just taking a well-deserved break. Don't let maintenance drag you down. Step up your property management game with Vendero. Visit vendero.ai slash door grow today and make this the last maintenance hire you'll ever need.   All right, so John, this is super helpful. love you've got your list. ⁓ You got your webinar, you've got your guide. I would recommend property managers listening to this. If they're curious about the world of syndication, that they start getting into your stuff and seeing how an expert like you is doing this and maybe even get involved in some of the deals with you or something might be a good idea. And they can kind of get a feel for how this works. And then maybe they'll say, I don't want to do what John does.   And I'll just find people that do, but they'll at least understand how they could partner with people like that. then, or they may decide, you know what? John's clever, but I'm clever too. I might be able to figure out how to do this too. And maybe they'll do it too. And, but I think there's a solid opportunity for property managers that want to be in the multifamily space and do multifamily management to find third party people that are doing these syndication deals. They need good property managers and property managers want more doors and they want to grow.   And if you don't, because your business sucks and it's uncomfortable, then reach out to me. I'll help you out. We'll get you dialed in. But ⁓ John, what else would you say to the investors that are maybe they're familiar with this and they've done some real estate investing and they've worked with some syndications ⁓ and they get on your list to do the webinar. What would you say to them next?   John Casmon (51:56) Yeah, I think the biggest thing is understand what you're looking for. You know, I think one of the biggest challenges for investors is when you can't pull the trigger, it's typically because you haven't figured out what you're solving for. Are you looking for passive income? So you're just looking for a cash flow? Are you looking for long term wealth appreciation? Are you looking for tax benefits and to reduce kind of your tax liability? Do just want to diversify? Maybe you got feel like you have too much in a stock market, just like we put something somewhere else. So.   Figure out what you're actually solving for. Understand your risk tolerance, you know, because every deal is different. In our case, we do value add B class deals. That's a fancy way of just saying we like properties that already making money that are solid, solid tenant based. Think of when I say B class, I'm thinking of all stuff that was built maybe 30 years ago, maybe 40, maybe 20 years ago. Stuff that.   your teachers, your firefighters, your police officers, places where they might rent. So desirable locations, not luxury, not super high end, not, you know, super courts, everything. ⁓ But, you know, places that you would want your kid, your kid was in college, places you would be fine with your kid living, right? So you're thinking about that stuff. That's, you know, I don't say affordable stuff. That's not crazy price. So that's kind of what we focus on.   Jason Hull (53:15) So would   that be like, is that how you find the best markets then?   John Casmon (53:21) That's part of it. That's our strategy. There are different strategies that people utilize. I have found for us that is a sweet spot where we can take those kind of assets, modernize them and create value for potential renters. Some people like to focus only on they call it core plus right where they're buying newer stuff, stuff built five years ago or three years ago. And maybe it was, you know, leased up and they're just going to go in and hold it longer. You'll find other ways to add more money through amenities.   Jason Hull (53:35) Okay.   John Casmon (53:50) So some people do that strategy. Some people like older properties where they're buying more distressed or much older properties and are trying to fully renovate them and bring them up. There are strategies out there, something like new construction, stuff that doesn't exist. They want to build from the ground up. So it really comes down to you. Every investing strategy has a different level of risk. This has nothing to with real estate, right? This is investing in general. you're buying, you know, know, value stocks versus growth stocks versus Internet, it's the same stuff, right?   So you just have to figure out your level of risk. We like value at B-class multifamily deals. Once you understand your level of risk and balance that with your return expectations or projections, that's when you can figure out which investments actually make sense. You know, I have some folks who they like to invest in what we call trophy assets. And...   They may not know that right away, but when you send them a couple of deals and they look at the property like, ⁓ it's okay. They want something. They want something they can brag about. They want to drive you by like, see that building over there? That's me. And if that's fine, if that's what you want, understand what comes with that, right? That's going to be a lower term, right? Because these are, there's not much value to create, right? You've got a brand new property. It's A class, rents are $2,500. There's not a whole lot you can do there. And because of that,   Jason Hull (54:49) Yeah, they don't want to show that off. Look what I'm connecting.   OK, right.   Thank   Yeah.   John Casmon (55:13) There's not as much risk. So you're going to get less return because there's less risk. That's fun. Some people want to maximize their return, right? Hey, I don't need this money. I want to let it ride for 20 years. So they might want to do new construction or they might want to do a deep discount, highly distressed vacant property that needs, you know, $50,000 per unit to renovate it and turn around because the upside is there. So it just depends on that investor and your level of risk. Right. And most of us fall somewhere in the middle.   Jason Hull (55:27) Thank   John Casmon (55:43) which is kind of our strategy. figure out your level of risk tolerance, what you're looking for. And sometimes you don't know until you start looking at a Because you might think you're a cashflow person until I show you what cash flows. And you're like, oh, no, I don't want to be in that de

Send a textSometimes the biggest lift in your life isn't flashy — it's foundational.In this episode, we uncover the story of Alexander Miles, the Black inventor who made elevators safer in 1887. His quiet innovation didn't just improve a machine — it protected lives. And it reminds us that the most powerful elevation often starts with unseen upgrades.From there, we ride through Fontana roots, Black History parade energy, and Inland Empire grit — owning the growth of a region once underestimated. Loving where you're from teaches you how to honor where you're going.Then we get practical about health and discipline. Not chasing a size — building a life. Ten-lap house walks. Heart-pumping 30-minute sessions. Breaking 550-calorie “coffee” habits. Partnering with your doctor. Quarterly labs. Blue Zones wisdom. Faith that steadies you when willpower fades.This episode is about the upgrades you didn't know you needed — the small shifts, the honest wins, the foundational choices that quietly raise your whole life.Step on, Press play. Let's elevate. Support the showhttps://www.thegenko.com

In this episode of the JAMODI Podcast, Coach Matt Sayman sits down with Coach Jake Garner, Head Boys Basketball Coach at Walnut Grove High School in Prosper ISD. From small-town Texas roots to opening a brand-new high school program, Coach Garner shares the leadership lessons, systems, and daily disciplines that have shaped his journey.This conversation dives deep into culture building, parent relationships, spring development, and how to balance school basketball with the realities of select/AAU in the DFW area.If you're a high school basketball coach, athletic director, or leader building something from the ground up, this episode is packed with practical takeaways.Key Topics Covered:

We finally get the rest of the Appleton Beer Factory team on mic! Gary and Bobby host Jeff Fogle, Ben Fogle, and Carl Pierce to trace Appleton Beer Factory's origins. From Jeff's 1982 homebrew build and sanitary welding to ABF's DIY 22-tank system. They cover early ingredient hunts, business planning, recession-era funding, the ABF–McFleshman's collaboration, contract brewing, expansion and a proposed alley pipe?Visit ABF: https://appletonbeerfactory.com/PATREON SUPPORTpatreon.com/respectingthebeerpodcastUncut episodes with bonus contentAccess to exclusive beersAccess to 50-minute video tour of McFleshman'sFACEBOOK GROUPhttps://www.facebook.com/groups/respectingthebeerQUESTIONS?Email us at respectingthebeer@gmail.com--CHAPTERS00:00 Welcome to Respecting the Beer!01:12 Jeff Fogle's Origin Story03:11 Brewing Before the Internet04:19 Sourcing Ingredients the Hard Way05:56 Sanitary Welding 10108:21 Carl Pierce, ABF Partner11:53 Building the Appleton Beer Factory18:06 The DIY Brewery Build-Out19:51 Partnering with McFleshman's22:23 What's Next for ABF?25:34 A Pipe Over the Alley??26:32 What to Order at ABF28:07 Mount Rushmore of Brewing31:21 Support us on Patreon!--CREDITSHosts:Bobby Fleshman - https://www.mcfleshmans.com/Allison Fleshman -https://www.instagram.com/mcfleshmans/Joel HermansenGary Ardnt - https://everything-everywhere.com/everything-everywhere-daily-podcast/Music by Sarah Lynn Huss - https://www.facebook.com/kevin.huss.52/Recorded & Produced by David Kalsow - https://davidkalsow.com/Brought to you by McFleshman's Brewing Co

From working road construction in the Midwest to leading a nationally recognized advocacy organization, Ryan Sistad, Executive Director of Better In Our Backyards, has taken a path that is anything but typical. We explore how entrepreneurship, resilience, and an unwavering belief in responsible development transformed a small regional initiative into a multi-state platform amplifying the voice of mining and industrial projects across America. Ryan shares how he bet on himself, left corporate security, and built a brand during COVID by teaching himself design, digital outreach, and advocacy. We dive deep into permitting reform, rural vs. urban perspectives, refining bottlenecks, national security, critical minerals, and the power of storytelling in shaping public perception. Ryan shares lessons on partnership, collaboration over competition, and why mining's future depends on unified messaging and bold advocacy. Please help us welcome Ryan Sistad to the Face. A huge thank you to the American Exploration and Mining Association (AEMA) for welcoming Mining Minds to the event and for everything you do to support and amplify the voices across our mining industry.   Episode Sponsors: American Exploration and Mining Safety First Training and Consulting JSR Fleet Performance Motor Mission Machine and Radiator  PC Reps   Chapters:  04:02 Crop insurance, trucking, and union ties 12:17 The entrepreneur itch vs corporate grind 15:38 Minnesota NGOs vs mining: permitting and urban/rural divide 24:33 Checks, balances, and the cost of endless litigation (NEPA) 30:25 Reclamation stories that change minds + Minnesota mine examples 40:07 Mentors, career pivots, and the Tulsa data center money move 44:19 Early Better In Our Backyard: Young Pros, Branding, and Finding a Lane 47:15 From 5 Members to 50: Social Media Value-First Growth Strategy 52:20 Funding Reality Check: Sponsorships, Value, and Playing the Long Game 01:04:28 Partnering with Associations & Connecting Dots Across Projects 01:11:31 Favorite Projects + Boots-on-the-Ground Credibility

Biblical Counseling Africa: Equipping the Church for Gospel-Centered Care in South Africa and BeyondRecorded on the road at the Biblical Counseling Coalition Global Summit, this Speak the Truth podcast episode features interviews with Kyle Johnston and Jane Kratz from Cape Town, South Africa, about their ministry contexts and the growth of Biblical Counseling Africa. Jane shares how her husband's death in 2012 led her to pursue a theologically rich approach to grief and loss, moving from prior psychology studies to biblical counseling training through ABC's Equipped to Counsel material and later studying at Southern Baptist Theological Seminary, with additional church experience in Texas before returning to South Africa. Kyle, an ordained minister at Gracefield Church in Fish Hoek, explains how pastoral ministry exposed a gap between confident pulpit preaching and applying Scripture in complex, conversational counseling situations; this led him to training through Wayne Mack's curriculum in South Africa and a master's degree at The Master's University in Los Angeles (2012), while continuing to prioritize pastoral care and counseling in church life.They discuss why they remain committed to serving in Africa despite opportunities elsewhere, noting both the significant needs in Cape Town and South Africa and the mission field created by migration from other African nations. They describe cultural observations, including hospitality and the value of contextual ministry shaped by South Africa's historical experience, including navigating multicultural ministry after apartheid.Kyle outlines how Biblical Counseling Africa began in part to make CCEF training more accessible and affordable in their context and to expand beyond South Africa through online courses. The organization's aim is to equip local churches across Africa to provide wise, loving, gospel-centered pastoral care that restores Christ to counseling. They describe a three-level approach: (1) grassroots seminars, talks, and workshops (including using ABC conference resources with local case studies and courses such as Jane's nine-week grief care course); (2) training such as ABC's Equipped to Counsel offered during COVID and in-person; and (3) advanced CCEF courses, with growing enrollment. Future focus includes helping pastors develop a church-wide culture of care, vulnerability, and mutual ministry beyond sermon-centered expectations.They explain that Biblical Counseling Africa is a nonprofit and invite listeners to support the work through prayer, financial giving, and volunteering. They emphasize the need for resources to sustain operations, relieve volunteer load, and provide scholarships for students from poorer African contexts. They express gratitude for support from American partners including CCEF, ABC, BCC, and others, noting that courses are offered at about a quarter of the normal cost, and direct listeners to biblicalcounsellingafrica.com for more information and contact.00:00 Welcome to Speak the Truth (Podcast Intro)01:09 Meet Jane: From Grief & Loss to Biblical Counseling02:30 Texas Culture Shock & Accent Stories03:39 Meet Kyle: Pastoral Ministry Path into Counseling06:12 Why Stay & Serve in Africa? Calling, Need, and Gifts08:23 Jane's Perspective: Returning Home, Mission Field in South Africa10:56 Culture Notes: Hospitality, Affection, and Multicultural Ministry12:53 What Is Biblical Counseling Africa? Origins, Partnerships, Vision15:20 Equipping the Church: Training Levels & Accessible Resources16:35 Level 1 Training: Seminars, Consultations & Explaining Biblical Counseling17:16 Grief Care Course & Topic-Based Workshops (Burnout, Anxiety, Depression, etc.)17:53 Using ABC Conference Content: Videos, Workshops & Local Case Studies18:41 Advanced Training: Equipped to Counsel & CCEF Courses19:14 Next Step: Building a Churchwide Culture of Care (Pastors + One-Another Ministry)20:31 Beyond the Pulpit: Equipping the Saints & How Counseling Shapes Preaching24:10 How to Support Biblical Counseling Africa: Prayer, Giving & Website Info26:08 Funding Needs: Affordable Training, Supporting Students & Volunteer Capacity29:04 Volunteering with BCA: Gifts, Admin Help & Partnering via Email30:05 Wrap-Up: Invitation to Visit South Africa, Gratitude & Final ThanksEpisode MentionsBiblical Counselling Africa The Comfort of God in Grief - A Nine Week Grief Care Course by Jane  

AI is transforming how businesses operate and how early-career talent grows. In this episode, UTG Unlocked, Mark Stockford (GVP, Global Cloud Operations) and Alyssa Gerhart (former intern, now full-time employee) share how AI is reshaping work at ServiceNow—from strategic impact to day-to-day execution. Our guest hosts Jorden Shelton and Cynthia Mathenge guide the conversation and explore real AI use cases like Unity, RAG-based duplicate detection, and intent detection, while emphasizing the importance of critical thinking and strong fundamentals. In this episode, designed not just for recent interns, you’ll learn how AI is expanding career paths, how teams like Global Cloud Services power innovation behind the scenes, and what interns and early-career professionals can do now to grow: stay curious, use AI intentionally, seek mentors, and don’t just consume—contribute. UTG is the engine behind the scenes here at ServiceNow — enabling innovation, maintaining production environments, supporting internal teams, and driving operational excellence. It connects strategy to execution by combining engineering, cloud operations, and technology operations to deliver stable, high-performing systems that allow the business and customers to succeed. For more information about the Early Careers program visit - https://careers.servicenow.com/early-careers/ 00:00 Welcome & What ‘UTG Unlocked’ Is All About  02:50 Meet the Panel: Mark, Alyssa, Jorden & Cynthia  04:29 Segment 1: How AI Is Impacting the Business (Customers vs. Employees)  06:26 Skills That Matter in an AI-Powered Workplace  09:52 Real AI Use Cases: Unity, Agents, and Faster Ops  13:57 AI and Career Growth: New Roles, New Paths, Partnering with AI  18:56 Advice for Early-Career Talent: Stay Curious, Build, Contribute  20:41 Segment 2 Kickoff: Rapid-Fire Fun28:50 Pulling Back the Curtain: What is GCS 30:37 GCS as a Superhero: Operating in the Shadows Like Batman  31:35 The Hidden Work: Solving Customer-Created Problems & Root-Cause Hunting  33:37 Alyssa’s Journey: Intern to FTE, Mentorship, and Scaling Developer Productivity  35:38 What’s Next: Emerging Tech on the Radar (AI to Quantum Computing)  37:15 Closing Takeaways: Keep Learning, Use AI Wisely, Ask Questions, and Give Back  40:12 Final Words & Where to Learn More See omnystudio.com/listener for privacy information.

AI is transforming how businesses operate and how early-career talent grows. In this episode, UTG Unlocked, Mark Stockford (GVP, Global Cloud Operations) and Alyssa Gerhart (former intern, now full-time employee) share how AI is reshaping work at ServiceNow—from strategic impact to day-to-day execution. Our guest hosts Jorden Shelton and Cynthia Mathenge guide the conversation and explore real AI use cases like Unity, RAG-based duplicate detection, and intent detection, while emphasizing the importance of critical thinking and strong fundamentals. In this episode, designed not just for recent interns, you’ll learn how AI is expanding career paths, how teams like Global Cloud Services power innovation behind the scenes, and what interns and early-career professionals can do now to grow: stay curious, use AI intentionally, seek mentors, and don’t just consume—contribute. UTG is the engine behind the scenes here at ServiceNow — enabling innovation, maintaining production environments, supporting internal teams, and driving operational excellence. It connects strategy to execution by combining engineering, cloud operations, and technology operations to deliver stable, high-performing systems that allow the business and customers to succeed. For more information about the Early Careers program visit - https://careers.servicenow.com/early-careers/ 00:00 Welcome & What ‘UTG Unlocked’ Is All About  02:50 Meet the Panel: Mark, Alyssa, Jorden & Cynthia  04:29 Segment 1: How AI Is Impacting the Business (Customers vs. Employees)  06:26 Skills That Matter in an AI-Powered Workplace  09:52 Real AI Use Cases: Unity, Agents, and Faster Ops  13:57 AI and Career Growth: New Roles, New Paths, Partnering with AI  18:56 Advice for Early-Career Talent: Stay Curious, Build, Contribute  20:41 Segment 2 Kickoff: Rapid-Fire Fun28:50 Pulling Back the Curtain: What is GCS 30:37 GCS as a Superhero: Operating in the Shadows Like Batman  31:35 The Hidden Work: Solving Customer-Created Problems & Root-Cause Hunting  33:37 Alyssa’s Journey: Intern to FTE, Mentorship, and Scaling Developer Productivity  35:38 What’s Next: Emerging Tech on the Radar (AI to Quantum Computing)  37:15 Closing Takeaways: Keep Learning, Use AI Wisely, Ask Questions, and Give Back  40:12 Final Words & Where to Learn More See omnystudio.com/listener for privacy information.

In this episode, Forrest Inslee engages with Ben Lowe (A Rocha USA) and James Amadon (Circlewood) to discuss current environmental challenges and the role of faith communities in addressing these issues. They explore the importance of partnerships, the need for theological reflection and repentance, and the significance of community action in resisting destructive trends. The conversation emphasizes the necessity of love and relationality in ecological advocacy, as well as personal growth in ecological thinking.A Rocha USA Rocha InternationalTake AwaysThe external circumstances regarding climate change are dire, but organizational work is thriving.Partnerships between organizations can enhance resilience and impact.The church has a critical role in environmental advocacy, but has often been absent.Political polarization affects the church's engagement with environmental issues.Repentance is essential for the church to align with God's call to care for creation.Resistance to harmful practices must be rooted in love and community.Local actions can have a significant impact on environmental health.Personal connection to nature fosters resilience and hope.Theological reflection is necessary for effective environmental action.Communal resistance strengthens community bonds and fosters collective action.Keywordsenvironment, climate change, church, ecological justice, partnership, community, resilience, repentance, love, action, A Rocha USA, Circlewood, environmental justiceFind us on our website: Earthkeepers Support the Earthkeepers podcast Check out the Ecological Disciple

In this episode of Poised for Exit, we sit down with Ben Axelrod, Managing Director at Borgman Capital,to explore what business owners should truly understand before partnering with private equity. With a background spanning M&A advisory and investment leadership, Ben offers a thoughtful perspective on how financial buyers approach transactions and long-term partnership.We discuss common misconceptions about private equity, including concerns around loss of control, cultural disruption, and the belief that all firms operate the same way. Not all private equity groups are interchangeable. Alignment, vision, pace of change, and approach to leadership matter just as much as valuation. We also examine the emotional side of transitions, including identity, legacy, and the complexities that often arise in family-owned businesses.This episode provides practical insight into what to look for in a partner and what questions to ask before moving forward. A business sale is more than a financial event. It is a strategic and personal transition, and understanding that distinction can shape the outcome in meaningful ways. Contact Ben Axelrod hereLearn more about Borgman Capital hereLearn about the Trusted WISP tool for today's professionals hereConnect with Julie Keyes, Keyestrategies LLCFounder, Consultant, Author, Pod-caster and Instructor

In a world full of distractions, many Christian women overlook the quiet ways God shows up in daily life—from small acts of kindness to moments of humor and connection. Join host Kristin Fitch on Faith Fueled Living as she chats with Cynthia Yanoff, author of How'd I Miss That?, about embracing presence over perfection and partnering with God in the ordinary. Discover how faith in everyday moments can deepen relationships, ease anxiety, and create a meaningful Kingdom legacy without grand gestures.Perfect for women 30+ seeking practical Bible-based insights to grow their spiritual walk and find joy in the mundane. Tune in to slow down, notice God's hand at work, and transform your routine into a faith-filled adventure.This episode is an invitation to slow down, notice what's right in front of you, and trust that small faithfulness can lead to meaningful Kingdom impact. As Lent begins today, let us find ways to deepen our spiritual journey through prayer, almsgiving and fasting.TakeawaysExperience God's presence in daily life: Learn to spot divine moments in routine activities, turning ordinary days into opportunities for spiritual growth.Small acts of love for Christian women: Simple kindnesses, like a smile or honest conversation, create deeper connections and lasting impact without needing big efforts.Presence over performance in faith: Prioritize being fully present with loved ones and God, as it's more powerful than striving for perfection.Humor and honesty in building relationships: Use lightheartedness to foster real bonds, making faith feel accessible and relatable in everyday interactions.Partnering with God in the mundane: Trust that He works through small, unseen choices to shape your legacy and contribute to Kingdom work.Faith legacy through daily choices: Your consistent, Bible-guided actions in treating people well build a heritage that inspires future generations.Connect with Cynthia at https://cynthiayanof.com/ or check out her book How'd I Miss That?Grab the Rewire Your Mind: From Negativity to Joy- download here.Grab the Joy Rising- Daily Gratitude & Joy Journal here.Download My Free Joyful Living Devotional: https://kristinfitch.com/devotionalReady to take your first step towards a more joyful, faith-filled life? Download our Reignite Your Passion Workbook and start living with purpose today!faith podcast, kingdom impact, everyday faith, christian living, small acts of kindness, spiritual growth, presence and purpose, living intentionally. faith and relationships, identity in Christ, christian encouragement, women of faith podcast

Frozen shoulders, tight yards, and a clock that never stops—this conversation dives into how real towing teams stay safe and sharp when the weather and the work stack the odds. We start with the small habits that compound into big wins: spare socks to fight moisture, warm hats and gloves to preserve judgment, and a plan to avoid the traffic side whenever possible. Those choices may sound simple, but they are the difference between a long career and a long recovery.From there, we open up our next chapter of training. Partnering with the Cardinal Towing Legacy Group, we're pairing hands-on recovery education with practical leadership coaching. When supervisors can brief clearly, delegate under pressure, and turn near-misses into team learning, crews run smoother and incidents drop. We also address the realities of urban towing—scarce storage, tight timelines, and constant traffic—by leaning into preplanning, precise communication, and disciplined rigging. Add ice or snow to that picture, and you need checklists, not guesswork.We map out a packed schedule, including EV awareness modules, a two-day heavy-duty recovery series, and a multi-day advanced course in St. Louis built around loaded-unit scenarios and smart rotator use. If you've been waiting to level up your team's technical skills—and their leadership—this is your moment. As we edge toward our 1,000th class, we're grateful for everyone who has hosted, learned, and taught with us. The mission hasn't changed: make the roadside safer, one well-trained operator and one well-led crew at a time.Subscribe, share this with your team, and leave a review with your top winter safety habit—what's the one practice you never skip on a cold call?

What does it take to grow a third-generation family machine shop into a diversified, nearly 100-person operation pushing $20 million in revenue? In this episode of Machine Shop Mastery, I sit down with Zac Overton of Overton Industries to unpack the evolution of a business that started as a 900-square-foot carbide tooling shop in 1968 and grew into a multi-division manufacturing company spanning tool & die, contract CNC machining, high-speed stamping (300 million parts per year), and advanced tube forming automation systems. Zac shares how his grandfather's "lifestyle business" became something much bigger when the second generation stepped in unexpectedly and decided scale was the only path forward. We talk about diversification, leadership development, transparency with employees, workforce pipelines, and what it really takes to evolve from tool-and-die thinking into a continuous-improvement contract machining mindset. One of the most powerful takeaways is Zac's perspective on marketing. Overton has generated nearly $10 million in new business in the last five years directly attributable to strategic marketing investments. If you think marketing doesn't apply to manufacturing, this conversation might change your mind. This episode is a masterclass in multi-generational leadership, operational transition, and intentional growth.  You will want to hear this episode if you are interested in... (0:48) Overview of Overton Industries: tool & die, stamping, contract machining, and tube forming systems (4:55) The evolution of the tool & die business, carbide tooling, and high-speed stamping (8:22) It's time to gear up for IMTS 2026 — will you see us there? (10:13) Company size, revenue, and scaling toward $20M (10:56) How Zac's grandfather launched the business in 1968 (12:56) Taking a deep-dive into carbine compaction tooling (15:44) From lifestyle business to growth-focused enterprise (20:15) Zac's path into the business and why he had to earn his way in (25:31) Early sales lessons: curiosity, humility, and learning before selling (27:50) Why we love Phoenix Heat Treating for outside processing (30:01) Workforce development strategy and building long-term talent pipelines (34:37) Partnering with high schools, technical centers, and universities (37:34) Engaging younger students and creating early awareness of manufacturing careers (41:04) Financial transparency and communicating profitability to employees (44:45) Transitioning from tool & die thinking to contract machining optimization (49:08) Continuous improvement challenges and pushing cycle time efficiency (58:00) Growing leaders internally and creating upward career paths (1:03:35) Why marketing has driven over $10M in new business (1:07:38) Qualified hires chosen by industry experts: HireMFGLeaders.com (1:08:21) Brand positioning: shifting from "Everyman" to high-tech leader (1:10:47) Where to connect with Zac and learn more about Overton Industries Resources & People Mentioned It's time to gear up for IMTS 2026 — will you see us there?  Why we love Phoenix Heat Treating for outside processing Qualified hires chosen by industry experts: HireMFGLeaders.com Connect with Zac OVerton Overton Industries Connect on LinkedIn Connect With Machine Shop Mastery The website LinkedIn YouTube Instagram Subscribe to Machine Shop Mastery on Apple, Spotify Audio Production and Show Notes by - PODCAST FAST TRACK

Broadband network operator, SIRO, has concluded an agreement with broadband retailer, Imagine, which will give the retailer access to SIRO's full fibre network. The deal will allow Imagine to sell fibre broadband products and services to over 700,000 residential consumers across Ireland who have existing access to the SIRO network. SIRO's network now reaches over 150 towns and cities in every county in Ireland as it continues to roll out its network. As a wholesale network operator, SIRO partners with broadband retailers, such as Imagine, who resell its network to residential and business customers. The agreement enhances Imagine's offering to provide an extensive fibre to the home (FTTH) network across Ireland and complements their ambitious plans to significantly grow its customer base. In addition to providing access to SIRO's fibre network, new and existing Imagine customers will enjoy SIRO's high-quality, high-speed fibre broadband offering speeds of up to 5 gigabits for residential consumers. SIRO's broadband network is built with a capacity of up to 25 gigabits, ensuring that it is primed and future-proofed to meet bandwidth requirements as they grow over time. Commenting on the agreement, SIRO Chief Commercial Officer Ronan Whelan noted that: "Today's partnership is good news for Imagine customers, ensuring they can enjoy SIRO's fast, reliable and trusted fibre broadband. "As a leading Irish fibre broadband operator, SIRO has a track record of partnering with retailers to provide high-quality broadband services to consumers. "We are pleased to continue this approach with Imagine. It has a strong reputation for customer service and excellence, and this aligns with SIRO's value of prioritising and delivering for end users. Imagine Commercial Director, Glenda Brady, stated that: "This partnership with SIRO allows Imagine to bring high-quality full-fibre broadband into more towns and cities across Ireland, complementing our existing network and expanding our footprint so we can double our customer base. "For us, fibre isn't just about faster speeds; it is about doing broadband properly and giving Irish people a genuine alternative. Customers want reliability, clarity and pricing they can trust, not short-term deals that change after a year. "At Imagine, we've taken a long-term view. Our fibre plans come with one clear price, frozen until the end of 2030, and the flexibility to leave anytime. Partnering with SIRO means we can extend that approach to more homes and businesses, giving people access to fast, dependable fibre without the uncertainty that has come to define the market." More about Irish Tech News Irish Tech News are Ireland's No. 1 Online Tech Publication and often Ireland's No.1 Tech Podcast too. You can find hundreds of fantastic previous episodes and subscribe using whatever platform you like via our Anchor.fm page here: https://anchor.fm/irish-tech-news If you'd like to be featured in an upcoming Podcast email us at Simon@IrishTechNews.ie now to discuss. Irish Tech News have a range of services available to help promote your business. Why not drop us a line at Info@IrishTechNews.ie now to find out more about how we can help you reach our audience. You can also find and follow us on Twitter, LinkedIn, Facebook, Instagram, TikTok and Snapchat.

After a near-fatal battle with depression, Mark Meier got the help he needed to recover. That experience inspired him to co-found the Face It Foundation and help other men find connection, understanding, and healing through peer support groups. Mark and Jamie talk about the challenges men face when it comes to addressing mental health issues, as well as the negative impacts of avoiding those struggles. They also discuss how these challenges can show up for farmers, how rural communities may have some unique benefits when it comes to making connections, and the role of faith in recovery. This episode contains content about depression, suicide, and mental health conditions that may be distressing. If you or someone you know is in crisis, call or text 988 to reach the National 988 Crisis Line. Or contact the Crisis Text Line by texting TALK to 741741.For more information on the Face It Foundation visit:https://www.faceitfoundation.org/Chapters:00:00 - Introduction00:30 - Coping with the ups and downs of ag02:54 - Mark Meier and the Face It Foundation03:30 - Mental health crisis leads to new understanding04:15 - Identifying a connection gap and launching Face It05:22 - Group support, deep connections, and big impacts07:02 - Reflecting on generational differences and similarities09:31 - Isolation, social media, and self-esteem11:05 - Making connections in rural America12:30 - Getting support through the Face It Foundation15:12 - Healing through connection with others16:16 - How peer support works17:30 - Partnering with the Masons18:30 - The role of faith in recovery19:40 - The costs of disconnection and depression22:10 - Supporting each other through life's uncertainties25:29 - Unique opportunities to connect in rural communities27:22 - The power of relationships and vulnerability28:20 - The future of the Face It FoundationRelated Content:#131: Schwartz Farms: A Business Built On Shared Purpose & Embracing Change#121: Navigating the Challenges & Opportunities of Being a Farmer#130: Community-Driven Conservation: Bridging Gaps, Building ResilienceFind us on social media!Facebook Twitter InstagramListen on these podcast platforms:Apple Podcasts Spotify YouTube MusicYouTubeVisit our website to explore more episodes & water management education.

In this episode of the Uplevel Dairy Podcast, Peggy Coffeen is on-site at Sheadview Dairy in Berlin, Wisconsin, to talk farm transition and the partnership with a non-family member that will carry this dairy farm forward. Kevin Krentz, his son Marcus and partner Cory Biely, share insights on what it takes to redefine ownership and create a partnership that will allow this dairy to continue on successfully.The conversation covers key aspects of transitioning the farm, including challenges, communication strategies, long-term goal setting, and the importance of legal structuring. This episode also highlights the significance of shared vision, respect, and continuous improvement in achieving a thriving 700-cow dairy farm.We also hear from Sheadview's dairy nutritionist and consultant, Eric Staudinger, with NutriQuest.This episode is brought to you by NutriQuestThe NutriQuest Dairy Nutrition Team is a group of experienced nutritionists committed to serving dairy producers by partnering with them to develop an un-biased, customized nutrition program that delivers maximum profitability, achieved through a holistic approach, engaging in all aspects that influence nutrition program success.The NutriQuest Dairy Team is committed to serving the dairy industry and delivering their customers' consistent results with a high return. Learn more at nutriquest.com/dairy-nutrition-solutions00:47 Welcome to the Uplevel Dairy Podcast01:54 Shead View Dairy: A Family Legacy03:45 Kevin's Vision for the Farm07:42 Partnerships and Expansions16:56 Communication and Decision Making32:08 Legal Steps to Forming a Partnership33:25 Transitioning to an LLC34:23 Share Structure and Ownership36:19 Personal Growth and Financial Literacy38:27 Operational Goals and Team Dynamics40:26 Challenges and Successes in Dairy Farming42:25 Forage Quality and Nutrient Management54:44 Future Goals and Expansion Plans01:01:48 Eric Staudinger: Advisor's Perspective on Dairy Success

Are you exhausted from trying to keep up with trending sounds and dances just to get a few podcast downloads? Many podcasters feel trapped on a social media hamster wheel, believing that if they aren't posting daily, their show simply doesn't exist. But what if the best way to build your audience has nothing to do with social media at all? In this episode of Podcasting Unlocked, Alesia Galati reveals the results of her own break from social media and shares a powerful 4-part framework for podcast audience-building that relies on search and collaboration rather than the whim of an algorithm. This week, episode 264 of Podcasting Unlocked is about how to grow your podcast without posting on Instagram! In this episode of Podcasting Unlocked, I'm sharing the importance of exploring options outside of social media for growing your podcast and actionable steps you can take right now to grow your audience without burning yourself out with daily social media posts. I also chat about the following: Writing clear, descriptive titles for search engines, not yourself.Leveraging the power of podcast guesting on similar, relevant shows.Treating Pinterest as the visual search engine that it is for lont-term traffic to your podcast.Partnering with other creators for email newsletter swaps to get in from of audiences already similar to your own.Social media should be a tool, not a trap. Here is your challenge for the week: Go dark on social media for seven days. Instead of scrolling or posting, spend that time optimizing your back catalog SEO. Update five old titles and descriptions and see what happens to your organic reach.Be sure to tune in to all the episodes to receive tons of practical tips on turning your podcast listeners into leads and to hear even more about the points outlined above. Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me! And don't forget to follow, rate and review the podcast and tell me your key takeaways!Learn more about Podcasting Unlocked at https://galatimedia.com/podcasting-unlocked/ CONNECT WITH ALESIA GALATI:InstagramLinkedInWork with Galati Media! Work with Alesia 1:1LINKS MENTIONED:Ep 176: Unlocking the Power of Press Releases for Your Podcast with Mickie KennedyEp 211: Maximizing Podcast Reach Through Repurposing with Deirdre TshienEp 140: Mastering Keyword Research and SEO for your Podcast with Lauren GaggioliEp 196: Overcoming Fear & Using Podcast Guesting for Business Growth with Robin WaiteEp 212: Mastering Pinterest SEO for More Downloads with Ruby RingoProud member of the Feminist Podcasters Collective.

How can colleges and universities work with corporate and community partners to provide the kind of wraparound support like transportation, childcare, and housing that enables student success? How can programs go beyond the credential to create real economic opportunity? We answer these and along the way, we dive into how to make the case and fundraise, communications, governing boards, and measuring success with Michael Baston, President of Cuyahoga Community College (Tri-C).

Episode Info Wayne Slavin is the CEO and Co-Founder of Sure, a VC backed insurtech startup. Prior to Sure he was the VP of Product Management at Tapingo, TechCrunch's Most Innovative Company of 2013. His other past projects and companies include NetStumbler, a consumer app with more than 1.5 billion downloads, the Barnes & Noble Nook eBook reader, Buddy Media (now part of salesforce), and BackupRight the enterprise SaaS company he sold in 2012. He has a Masters Degree from Columbia University. You can see Wayne from his appearance on the show in April of 2024 in the final episode of Season 5. Episode Overview: SURE's Role: SURE provides the technology infrastructure and services that enable large brands, including Fortune 500 companies and major auto manufacturers, to launch and manage their own digital insurance businesses. This allows these brands to control the customer experience and build long-term, durable insurance operations. Embedded Insurance: The trend of "embedded insurance" is driven by the fact that insurance is often a necessary component of a core product (like cars or homes) or can be a friction point in a sale. Companies are recognizing the value of offering insurance directly to their customers to enhance the overall experience and capture economic benefits. The "One-Stop-Shop" Vision: Many large consumer brands aim to be a comprehensive provider for their customers, whether it's for car ownership, homeownership, or financial well-being. Insurance is a natural extension of this strategy, allowing them to create a complete ecosystem around their core offerings. Structural Advantage: Brands that already have a customer base have a significant advantage. Acquiring these customers for insurance purposes costs them next to nothing, giving them better economics than external insurance providers. Evolution of SURE: Over the past year, SURE has focused on helping its partners achieve "permanence" in their insurance offerings. This means enabling them to build stable, long-term insurance programs that are not subject to the fluctuating appetites or market conditions of traditional insurers. Challenges for Traditional Insurers: The existing insurance industry has had ample opportunity to improve its technology and customer experience but has largely failed to do so. This has created an opening for new models. The "Build vs. Buy" Dilemma: While some companies attempt to build their own insurance carriers, this is capital-intensive and distracts from their core business. Partnering with a third-party carrier often results in a loss of control over customer experience and technology, leading to suboptimal outcomes. SURE's Sweet Spot: SURE offers a middle ground, enabling brands to have their own differentiated insurance programs with control and economic upside without the need to become full-fledged insurers or rely on inadequate partnerships with traditional carriers. Speed to Market: SURE can bring partners to market with approved insurance products in as little as 90 days, or even faster for simpler offerings, demonstrating a significant advantage over the lengthy internal development times typical for such initiatives. Industry Inertia: The insurance industry often suffers from a lack of incentive for long-term growth and innovation. Decisions are often based on avoiding blame (omission vs. commission) rather than proactively pursuing new opportunities. This makes it difficult for established players to adapt to new models. The Future of Insurance Distribution: The future will likely involve insurance being more deeply integrated into the customer journey, moving away from discrete purchases and towards seamless, embedded solutions. The current models of comparison engines and traditional carrier partnerships are becoming less relevant. Investor Appetite: There is a significant appetite from investors like private equity and sovereign wealth funds for insurance-like returns, especially for well-defined, scalable programs that leverage existing customer bases. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Bill Powers interviews Lara Exploration President and CEO Simon Ingram, highlighting Ingram's prior success leading Reservoir Minerals from $0.65 to $9.40 per share and creating roughly US$500 million in shareholder value at the time of the buyout by Nevsun Resources. Ingram recounts Reservoir's Serbia discovery—described as the world's 13th largest copper discovery since 1990—and notes the resulting mine now generates about 2% of Serbia's GDP. Lara Exploration is applying the same model and team while transitioning from prospect generator to developer through its 100%-owned flagship Planalto copper-gold project in Brazil. The 2025 PEA outlines an open-pit project producing about 36,000 tonnes of copper per year and processing about 8 million tonnes of ore, with estimated capex around $550 million. Using a $13,000/ton copper price, Ingram says the project value is about $1.2 billion at today's spot prices. The discussion covers Lara's valuation gap versus its market cap (~US$100–110 million), plans to de-risk via infill drilling and advancing to pre-feasibility, and exploration upside. Ingram emphasizes Brazil's infrastructure and permitting advantages in its operating region, including nearby major mines, access to low-cost power lines crossing the project, proximity to highways, a skilled mining workforce, and a government royalty structure where a significant portion returns to local municipalities. Powers and Ingram also discuss capital efficiency and shareholder alignment: ~50 million shares outstanding (about 53 million fully diluted), no warrants, ~2.7 million incentive options, management owning ~20%, and G&A under about C$1 million. 00:00 From 65¢ to $9.40: Reservoir Minerals' Serbian success story 01:29 Prospect Generator 101: Partnering to reduce exploration risk 03:32 Lara Exploration's flagship Planalto project Brazil: PEA, scale, and copper price leverage 06:00 De-risking plan: Pre-feasibility, infill drilling, and high-grade upside 06:41 Return on capital & timing the copper cycle (why now matters) 08:18 Jurisdiction & infrastructure: Why this Brazil project can get built 09:05 Portfolio, royalties, and capital discipline (50M shares, no rollbacks) 12:55 Team edge: Technical background, copper scarcity, and demand drivers 14:40 How the project stacks up: peers, capex, metallurgy, and simple processing 25:29 PEA rigor: Cost levers, power pricing, and engineering due diligence 28:24 Near-term catalysts & funding options: New license drilling and next steps 31:55 Wrap-up, tickers, and final podcast disclaimer https://laraexploration.com/ TSXV:LRA -- OTC:LRAXF Sponsor Lara Exploration pays MSE a United States dollar seven thousand per month coverage fee. The forward-looking statement disclaimer found in Lara Exploration's most-recent company slide deck found at www.LaraExploration.com applies to everything discussed in this interview. Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Ring had said it would be working with Flock in the future, but many people were unhappy with the notion. Ring has now said it will not be doing that. https://www.lehtoslaw.com

Episode SummaryThis week on Nashville Restaurant Radio, we bring you a true “lost episode.” Recorded in the middle of December and somehow never released, this conversation with Josh Cook and Ana Aguilar of Tantísimo feels just as relevant now as it did during the holiday rush.We dive into the realities of the holiday season for small, independent restaurants — the pressure, the unpredictability, and the emotional rollercoaster that comes with slower business periods. Josh and Ana share what it really feels like behind the scenes when traffic dips and why community support during those times matters more than most people realize.This isn't just a restaurant story — it's a story about resilience, neighborhood loyalty, and building something meaningful in Sylvan Park.What We Talk AboutThe December restaurant grind: expectations vs. realityWhy slower seasons can be more stressful than busy onesThe emotional weight small operators carry during the holidaysWhy choosing local over chain restaurants makes a measurable impactThe new hotel opening next door — and how Tantísimo will be providing the foodGrowth without losing neighborhood soulBig Takeaways1. Slower months don't mean lower stakes.For independent restaurants, a few soft weeks can have a serious impact on cash flow, staffing, and momentum.2. Community support isn't symbolic — it's survival.Every reservation, every gift card purchase, every catering order truly moves the needle.3. Smart growth matters.Partnering with the new hotel next door creates built-in opportunity — but it also requires operational precision to execute well.If you care about Nashville's independent restaurant scene, this conversation is a reminder that these businesses are deeply human. Behind every dining room is a family, a payroll, and a dream.And if you've ever wondered whether your choice of where to eat actually matters — the answer is yes.Connect with TantísimoVisit them in Sylvan Park and keep an eye out for their expanded presence with the new hotel partnership launching next door.Support the ShowIf you love conversations like this, subscribe to Nashville Restaurant Radio and share this episode with someone who believes in supporting local.Stronger restaurants. Stronger community.

What does it actually mean to partner well, especially as a woman in medicine?In this Valentine's Day episode of Heartline: Changemaking in Healthcare, Dr. Andrea Austin shares a short chapter from her book on partnering well after divorce. She reflects on boundaries, money, self-worth, and building a healthy, lasting relationship as a woman in medicine.Drawing from personal experience, Andrea explores how insecurity and self-sabotage can show up in relationships, why liking your partner matters as much as loving them, and how true partnership supports growth without self-erasure. This episode offers practical reflection for physicians and professionals navigating relationships, marriage, or personal healing.You'll hear how Andrea:Defines “partnering well” after divorce and personal healingExplores boundaries in relationships, including money and autonomyShares how insecurity can lead to self-sabotage—and how to interrupt itDiscusses why liking your partner matters as much as loving themChallenges the belief that healthy relationships should feel hardOffers reflection questions to strengthen current or future connections If you're navigating relationships as a physician or professional, healing after heartbreak, or reimagining what partnership can look like, this episode offers clarity, warmth, and reassurance—right on time for Valentine's Day.

Lured Up Podcast 382: We Love This Game Live Streamed on - 2/9/26 Publish Date - 2/13/26 Love is in the air during the Valentine's Day Event! We start by recapping the last week of gameplay and how Oricorio Catch Mastery overlapped with the Carnival of Flamigo. This type of double event format gave Trainers flexibility over the day to play when they could, without creating FOMO. Let's hope that this is something they do again in the coming seasons. Valentine's Day weekend brings us Raids and Gigantamax Battles as we take on Therian Enamorus and GMAX Meowth. Taking a look at GO Hub and Pokebattler, we put together some parties to take them on, with some usual suspects and some unique Pokémon making appearances. Between event tickets and consumables, this will likely be an expensive weekend for the hardcore. We had an update that no one asked for, but many are happy is here, with GO Snapshot getting a significant update. Partnering with Pokémon's 30th Anniversary campaign, “What's Your Favorite” looks to create some social buzz by having Trainers share pictures of themselves with their favorite Pokémon. The interface is easy to navigate and the features are pretty cool so we recommend giving it a try! Niantic will be hosting Community Celebrations across the globe including in Washington D.C.! Ken will be attending so if you plan on being there, send us a message! He will be giving out codes and stickers throughout the event! Our final discussion is a recap of some critically important settings and features that you may not even know about! Did you know that there are two different ways that the game measures walking distance? Do you know if you are running at 30Hz or 120Hz refresh rate? We hope you can find something to take away from our discussion and start using today! Carnival of Flamigo Oricorio Catch Mastery Valentine's Day 2026 Therian Enamurus Raid Day Therian Enamorus Battle Party GO Hub  Therian Enamorus Battle Party Pokebattler GMAX Meowth Max Battle Day GMAX Meowth Battle Party GO Hub GMAX Meowth Battle Party Pokebattler What's Your Favorite Community Celebrations Stay up to date by adding our Google Calendar to your account! LuredUp@PokemonProfessor.com     Voicemail and SMS: 732-835-8639  Grab some merch: https://crowdmade.com/collections/professornetwork  Connect with us on multiple platforms! https://linktr.ee/PokemonProfessorNetwork  Hosts Ken Pescatore Adam Tuttle Writer and Producer Ken Pescatore Executive Producer  Xander Show music provided by GameChops and licensed through Creative Commons ▾ FOLLOW GAMECHOPS ▾ http://instagram.com/GameChops http://twitter.com/GameChops http://soundcloud.com/GameChops http://facebook.com/GameChops http://youtube.com/GameChops http://www.gamechops.com Intro Music Lake Verity (Drum & Bass Remix)  Tetracase GameChops - Ultraball http://gamechops.com/ultraball/ https://soundcloud.com/tetracase  https://soundcloud.com/MegaFlare0 Break Music National Park Mikel & GameChops GameChops - Poké & Chill http://smarturl.it/pokechill https://twitter.com/mikel_beats Outro Music Vast Poni Canyon CG5 & GlitchxCity (Future Bass Remix) GameChops - Ultraball http://gamechops.com/ultraball/  http://soundcloud.com/cg5-beats https://soundcloud.com/glitchxcity Pokémon And All Respective Names are Trademark and © of Nintendo 1996-2026 Pokémon GO is Trademark and © of Niantic, Inc.Lured Up and the Pokémon Professor Network are not affiliated with Niantic Inc., The Pokémon Company, Game Freak or Nintendo. #pokemon #pokemongo #podcast Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today's episode, I chat with Mandy Hinson from St John's Community Services about the services provided by the organization, as well as the as a budding new project called " The Pantry."Timeline:1:00 Mandy Hinson introduction1:49 What is St John's Community Services?3:00 Oasis Program for unhoused youth and victims of domestic abuse.4:00 The Pantry5:42 The beginning of The Pantry9:00 Collaborating with Second Harvest 9:30 Partnering with Discovery Park of America11:00 Volunteers 12:30 Donations13:50 Other opportunities to volunteer.14:00 FUMC: Rhea House Food PantryTo get started with our IDD services: https://www.tn.gov/tenncare/long-term-services-supports/employment-and-community-first-choices.htmlTo get started for help with homelessness and fleeing Domestic Violence, go to westtncoc.org

Dr. Sharon Elefant, Founder and CEO of The Nonprofit Plug, consults with various individuals to form and incorporate 501c3 tax exempt nonprofit organizations. Dr. Elefant specializes in supporting nonprofits to develop their organizational and administrative infrastructure, strategic vision, implementation plans, fund and growth development, and relationship cultivation. Additionally, she is adjunct faculty for Central Michigan University, Florida International University, and Pacific Oaks College specializing in health care business curriculum, supporting academic excellence in student advising, mentoring and internship programs at the undergraduate and graduate level. Living by the concept of Tikkun Olam, to repair the world, Dr. Sharon Elefant is an inclusive social justice advocate, educator, and nonprofit leader with a proven track record of building, growing, and enhancing organizational and fund development efforts on both a national and global level. Her innovative approaches and excellent communication skills have allowed her to successfully align community programs with specific community needs through various program partnerships and collaborations. In episode 642 of the Fraternity Foodie Podcast, we find out what real belonging look like in a student organization, where she sees strong alignment with nonprofit values and fraternity/sorority values, how Tikkun Olam shows up when she advises organizations, what cultural warning signs suggests that an organization may unintentionally be excluding certain voices, what's usually happening when organizations resist policies or oversight, how student leaders shift from a "one-year term mindset" to a legacy mindset, what values-aligned leadership looks like when tough decisions need to be made, how chapters can partner more intentionally with nonprofits or community organizations, which misconceptions about social justice or inclusion work she wants to challenge for fraternity and sorority leaders, and what gives her hope about the future of campus communities. Enjoy!

This week in Insurance town the Mayor sits down with  Sarah Koolhof, a dynamic insurance professional whose journey spans theater, rugby, and underwriting. Discover how embracing discomfort and versatility has shaped her career and passion for relationship-driven insurance work. She has been with Commonwealth Undewriters for a dozen years and not going anywhere any time soon, She loves her team and her clients. I loved this conversation and I think you will too.In this episode:Sarah's unexpected transition from theater major to insurance underwriterHow rugby taught her resilience and the value of teamworkThe importance of building trust in E&S and surplus lines marketsNavigating industry changes over 12 years, especially in ENSStrategies for agency and carrier partnerships rooted in responsivenessInsights on managing industry burnout and maintaining mental healthPractical tips for agents choosing E&S brokers and understanding underwriting authorityThe culture of collaboration and relationship building at Commonwealth UnderwritersTimestamps:00:00 - Welcome and episode overview00:30 - Sarah's background: from theater to insurance02:00 - The role of rugby in building resilience and confidence04:30 - How her diverse experiences shape her industry perspective08:00 - Navigating industry changes and the evolution of E&S markets12:00 - Building trust in surplus lines and the importance of partnerships16:00 - Commonwealth Underwriters: location, services, and company culture20:00 - Response times, setting expectations, and fostering client relationships24:00 - Managing industry burnout and mental health awareness28:00 - Tips for agents on selecting E&S brokers and understanding underwriting terms33:00 - Partnering in the insurance ecosystem and the value of relationships36:00 - Final thoughts: embracing versatility, teamwork, and continuous learningResources & Links:Commonwealth UnderwritersSarah Kulhoff - LinkedInCanopy ConnectMAV Insurance PlatformConnect with Sarah:LinkedInEmail

Banking isn't usually the first place we think about living out our faith. Yet for many believers, where we bank is becoming an important part of faithful stewardship. Financial institutions don't just hold our money—they decide how it's used, invested, and leveraged for impact.That's why faith-based banking is gaining attention. It offers Christians an opportunity to align everyday financial decisions with deeper convictions about money, integrity, and service.Today, we sat down with Aaron Caid, Chief Marketing Officer at Christian Community Credit Union (CCCU) and AdelFi, to talk about why believers may want to reconsider where they bank—and what truly matters when evaluating a financial institution.Start With the Basics: Stewardship Still Requires ExcellenceBefore talking about faith alignment, there's a practical reality we can't ignore: a bank still needs to do its job well.Good stewardship requires systems that are secure, efficient, and reliable. Strong digital tools, responsive customer service, and clear processes aren't luxuries—they're necessities. A banking partner should simplify your financial life, not complicate it with friction, confusion, or outdated technology. In other words, expecting excellence from your bank isn't selfish. It's wise.Once the basics are covered, a deeper question emerges: Does this institution share your values?Every bank makes decisions about how money is used and where it's invested. Those choices reflect a worldview—whether explicit or not. Faith-aligned banking starts from a biblical understanding of stewardship, integrity, and service, recognizing that money is a tool entrusted by God, not an end in itself.Where we bank, then, quietly reflects what we believe about the purpose of money.Faith That Shows Up in ActionOne of the distinctives of organizations like Christian Community Credit Union (CCCU) and AdelFi is that faith doesn't remain a mission statement—it's lived out through tangible generosity.Collectively, these organizations have more than 125 years of supporting Christian ministries, missionaries, church-planting efforts, and disaster relief. Together, they've given millions of dollars toward Christ-centered work around the world.Their impact goes beyond large-scale initiatives. Recent efforts include:Supporting financial discipleship resources for married couples, addressing one of the leading contributors to marital stress and divorce.Partnering with members to contribute over $10,000 to Operation Christmas Child, serving children in need, and sharing the love of Christ.Investing earnings back into members through better rates and lower fees—while also tithing corporately to support gospel work.This is what it looks like when banking becomes a shared mission rather than a purely transactional relationship.Red Flags That May Signal It's Time to Reconsider Your BankRegardless of where you bank today, there are warning signs that may indicate your institution isn't serving you—or your values—well:Unclear or high fees that quietly erode your savingsOutdated technology that complicates everyday money managementPoor access to real people when problems ariseBusiness practices or investments that conflict with your Christian convictionsFeeling like a number, rather than a valued customerThese issues don't just affect convenience—they affect stewardship.What the AdelFi Transition Means for MembersWith the merger of Christian Community Credit Union and AdelFi, members are already seeing expanded services, greater reach, and enhanced capabilities. The combined organization will soon operate under the AdelFi Christian Banking brand, positioning it as the largest Christian banking solution of its kind.The goal is simple: better serve individuals, families, churches, ministries, and Christian-owned businesses—while amplifying Kingdom impact.When financial services function well and align with your faith, your money can serve both your everyday needs and God's Kingdom purposes.As a special opportunity for Faith & Finance listeners, you can earn up to a $400 bonus when opening a qualifying high-yield checking or savings account—or a Visa cash back card.Visit FaithFi.com/Banking and enter code “FAITHFI” to learn more.On Today's Program, Rob Answers Listener Questions:I've heard that Social Security limits how much you can have in savings—$2,000 for singles and $3,000 for couples—or you could lose benefits. Is that true?I'm 66 and will soon qualify for full Social Security, but I plan to keep working. I have about $45,000 in savings and am hesitant to invest it in the stock market given current market conditions. What should I do with that money?I want to honor God through generosity, but I give so much that my account sometimes goes negative. I still want to help people in need, but I know I need more wisdom and self-control. How can I balance generosity with saving, and are there any resources you'd recommend?I've set up my will and want to leave one-time gifts to several organizations. The funds are in my 401(k), and I plan to retire in 2027. Is it better to give while I'm alive or wait until after I die—especially from a tax standpoint and for my son?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU) | AdelFiNational Christian Foundation (NCF)Sound Mind Investing (SMI)Our Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Discovering Greater Works: Prophesying Future ExploitsIn this episode of Discovering Truth with Dan Duval, Dan shares profound revelations from a recent season of fasting, pointing to a new era of “greater works” for believers, rooted in John 14:12. He explores the distinction between the natural and supernatural dimensions of God's Kingdom and unpacks the believer's role in walking in power, as described in Daniel 11:32. Dan also addresses the growing influence of antichrist systems in the present age while sharing prophetic visions and encounters, including revelations of transhuman armies and the unique evangelistic role Christians play in God's redemptive plan—extending even to the elemental realms. Drawing from biblical examples such as Moses' interaction with the earth, he emphasizes the expanding authority of the Church in land and elemental redemption. This episode carries a prophetic call, declaring that in the end times the earth itself will come to the aid of the Church. Dan challenges believers to broaden their focus beyond human salvation to include land and creation redemption, offering practical insights on how Christians can actively participate in this transformative work.Then we ENCOURAGE you to do 4 QUICK THINGS!!Sign up to be a podcast memberwww.danduval.comBe sure to check out and like our new Facebook page: https://www.facebook.com/DiscoveringTruthNetworkSubscribe to the new podcast YouTube Channel: https://www.youtube.com/channel/UC5nxloF2rt7-dXkjppGHdFAAND Subscribe to our Rumble Channel, where we will post all of our interviews that are TOO HOT for YouTube!DiscoveringTruthNetwork (rumble.com)

With a career spanning the US Navy, executive leadership positions at PetSmart and Banfield Pet Hospital, and pioneering online training, Don brings unique insights into building and scaling businesses across industries. Throughout the conversation, Avanish and Don discuss OpenSesame's evolution from an online learning marketplace to an AI-powered platform that serves enterprises, learning management systems, and content publishers. They explore the "Intel Inside" ecosystem strategy, the Simon AI tool that democratizes course creation and enables instant translation into 70 languages, and how organizations can successfully navigate workforce reinvention in the AI era while meeting customers where they are.In this episode, Avanish and Don discuss:OpenSesame's dual-sided platform strategy: Partnering with 200+ LMS/HRIS systems on the delivery side while aggregating 50,000 courses from 200+ publishers, providing distribution for small publishers to reach enterprise customers and enabling large publishers like Harvard Business Publishing to access mid-market and SMB segments.The Simon AI course creation tool: Democratizing content development by enabling subject matter experts to create high-quality courses without instructional designers, with built-in translation capabilities across 70 languages for voiceover and text—expanding global reach for multinational organizations.Workforce reinvention as strategic imperative: Positioning OpenSesame at the center of organizational AI transformation by providing not just technology but comprehensive change management roadmaps, helping HR and learning leaders guide their teams through adoption with curated content and use cases.The "meet them where they are" philosophy: Balancing long-term product vision with practical customer adoption paths, especially during transformational periods like AI implementation, by understanding customer needs deeply before prescribing solutions and allowing products to flex without compromising the ultimate vision.The 1% better daily improvement mindset: Embracing continuous learning and incremental progress as the foundation for breakthrough innovation, recognizing that overnight successes are built on consistent dedication and discipline over time.About Don Spear:Don Spear is CEO of OpenSesame. Before his current role, he founded BlueVolt.com, held executive leadership positions at Banfield Pet Hospital and PetSmart, and served as a submarine officer aboard the USS Tunny (SSN 682).About OpenSesameOpenSesame, the leading provider of online business training, is the choice for L&D professionals wanting to drive learning initiatives forward with innovation, agility, and care. We offer the world's most comprehensive digital learning catalog, with regularly updated content from expert publishers in a variety of formats and languages. By providing comprehensive learning resources and innovative tools like Simon, OpenSesame empowers L&D professionals to exceed their goals and champion learning across their entire organization.Host Avanish SahaiAvanish Sahai is a Tidemark Fellow and served as a Board Member of Hubspot from 2018 to 2023; he currently serves on the boards of Birdie.ai, Flywl.com and Meta.com.br as well as a few non-profits and educational boards. Previously, Avanish served as the vice president, ISV and Apps partner ecosystem of Google from 2019 until 2021. From 2016 to 2019, he served as the global vice president, ISV and Technology alliances at ServiceNow.  From 2014 to 2015, he was the senior vice president and chief product officer at Demandbase.  Prior to Demandbase, Avanish built and led the Appexchange platform ecosystem team at Salesforce, and was an executive at Oracle and McKinsey & Company, as well as various early to mid-stage startups in Silicon Valley.About TidemarkTidemark is a venture capital firm, foundation, and community built to serve category-leading technology companies as they scale.  Tidemark was founded in 2021 by David Yuan, who has been investing, advising, and building technology companies for over 20 years.  Learn more at www.tidemarkcap.com.LinksFollow our host, Avanish SahaiLearn more about Tidemark

What happens when AI starts cutting audit bills? Blake and David unpack KPMG's push for a 14% fee cut from Grant Thornton, Botkeeper's shutdown versus Pilot's “AI accountant,” and how agents like Claude are already doing real client work. You'll hear why entry-level roles are vanishing, what tax pros need to know about the IRS's new e-payment push and Tax Pro Account upgrades, plus a fun detour: DJ John Summit's Tax Day album.SponsorsUNC - http://accountingpodcast.promo/uncOnPay - http://accountingpodcast.promo/onpayCloud Accountant Staffing - http://accountingpodcast.promo/casChapters(00:00) - KPMG's AI-Driven Audit Fee Reduction (00:28) - Welcome to the Accounting Podcast (00:53) - Blake's First Time at the Waste Management Open (02:00) - John Summit: From Accountant to DJ Superstar (04:39) - John Summit's Accounting-Themed Album (09:44) - Earmark CPE: Easy CPE Credits for Accountants (12:34) - The Rise and Fall of AI Bookkeeping Startups (24:48) - Pilot's Autonomous AI Accountant (26:50) - Partnering with Accounting Firms (29:59) - AI in Bookkeeping and Accounting (33:33) - Impact of AI on Accounting Jobs (40:27) - Trump's $10 Billion Lawsuit Against the IRS (44:40) - IRS Updates and Tax Pro Accounts (49:53) - KPMG's AI Acquisition (51:14) - Airlines Save Millions with Weight Loss Drugs (52:58) - Conclusion and CPE Information  Show NotesKPMG pressed its auditor to pass on AI cost savings https://www.irishtimes.com/business/2026/02/06/kpmg-pressed-its-auditor-to-pass-on-ai-cost-savings/Botkeeper is Closing Its Doors https://www.cpapracticeadvisor.com/2026/02/09/botkeeper-is-closing-its-doors/177677/Botkeeper shuts down https://www.accountingtoday.com/news/botkeeper-shuts-downAnthropic AI Tool Sparks Selloff From Software to Broader Market https://www.bloomberg.com/news/articles/2026-02-03/legal-software-stocks-plunge-as-anthropic-releases-new-ai-toolAI fears pummel software stocks: Is it 'illogical' panic or a SaaS apocalypse? https://www.cnbc.com/2026/02/06/ai-anthropic-tools-saas-software-stocks-selloff.htmlPilot launches fully autonomous AI bookkeeper https://www.accountingtoday.com/news/pilot-launches-fully-autonomous-ai-bookkeeperPilot Rolls Out Fully Autonomous AI Accountant https://www.cpapracticeadvisor.com/2026/02/04/pilot-rolls-out-fully-autonomous-ai-accountant/177453/Pilot Unveils AI Accountant https://pilot.com/blog/pilot-unveils-ai-accountant-a-major-leap-toward-artificial-general-intelligence-in-accountingStartup Accrual Officially Launches with $75M in Funding to Bring AI-Native Automation to Accountinghttps://www.cpapracticeadvisor.com/2026/02/05/startup-accrual-officially-launches-with-75m-in-funding-to-bring-ai-native-automation-to-accounting/177600/Tax platform Accrual launches with AI automation support for all forms https://www.accountingtoday.com/news/tax-platform-accrual-launches-with-ai-automation-support-for-all-formsAccrual Launches with $75 Million to Bring AI-Native Automation to Accountinghttps://www.businesswire.com/news/home/20260205968515/en/Accrual-Launches-with-$75-Million-to-Bring-AI-Native-Automation-to-AccountingGoldman Sachs leads $75 million funding round for Fieldguide, an AI-native accounting and audit platformhttps://fortune.com/2026/02/02/goldman-sachs-fieldguide-accounting-cpa-ai-software-platform-venture-capital/Fieldguide Raises $75M Series C Round to Boost Audit and Advisory Firms' Agentic AI Capabilitieshttps://www.cpapracticeadvisor.com/2026/02/02/fieldguide-raises-75m-series-c-round-to-boost-audit-and-advisory-firms-agentic-ai-capabilities/177323/Fieldguide Raises $75M Series C from Goldman Sachs to Help Audit and Advisory Firms Grow with Agentic AIhttps://www.globenewswire.com/news-release/2026/02/04/3232133/0/en/Pilot-Unveils-AI-Accountant-A-Major-Leap-Toward-Artificial-General-Intelligence-in-Accounting.htmlTrump, two sons, Trump Org sue IRS, Treasury for $10 billion over tax records leak https://www.cnbc.com/2026/01/29/trump-sues-irs-and-treasury-for-10-billion-over-leak-of-tax-records.htmlTrump sues IRS and Treasury Department for $10 billion over leaked tax records https://www.nbcnews.com/politics/donald-trump/trump-sues-irs-treasury-department-10-billion-leaked-tax-records-rcna256626Trump Sues Treasury and IRS for $10 Billion Over Tax Data Leak https://www.taxnotes.com/featured-news/trump-sues-treasury-and-irs-10-billion-over-tax-data-leak/2026/01/30/7txmzKPMG Brings Aboard AI Development Platform PrivateBlok https://www.cpapracticeadvisor.com/2026/02/09/kpmg-adds-ai-development-platform-privateblok/177729/KPMG acquires PrivateBlok, team will support AI developments https://www.accountingtoday.com/news/kpmg-acquires-privateblok-team-will-support-ai-developmentsKPMG Bolsters AI Product Development Function...

In this episode of Extraordinary Living with Bill and Roger, Bill Gruhlkey continues our series on Vision and encourages listeners to step out of their comfort zones and address issues with spiritual authority. Drawing from Scriptures like Isaiah 53, 1 Peter 2:24, and Mark 16, Bill emphasizes the importance of believing that healing and blessings have already been provided through Jesus's sacrifice. He shares personal testimonies of overcoming challenges through faith and highlights the necessity of writing down visions and missions, as per God's instructions. The episode concludes with a prayer for spiritual awakening and a call to make Jesus Christ the Lord of your life.   EPISODE HIGHLIGHTS:   00:00 Introduction and Call to Action 00:26 Welcome to Extraordinary Living 00:42 Biblical Teachings on Healing 03:47 The Power of Spiritual Authority 05:51 Personal Testimonies and Encouragement 14:14 Writing and Believing in Your Vision 22:11 Invitation to Accept Jesus 23:46 Partnering with the Ministry 26:04 Closing Remarks and Resources   Connect with Bill & Roger Ministries: www.billandroger.com Facebook: https://www.facebook.com/profile.php?id=100064668460680

Kate Voyten is a seasoned business leader with over 20 years of experience revitalizing small brands and stagnant businesses. She started her career at Procter & Gamble, working first in operations and eventually moving into brand management, where she ran businesses across the U.S., Europe, and Asia. Her consumer-centric approach to innovation and commercial strategies, combined with her operational expertise, has helped transform businesses across consumer goods, automotive, and healthcare categories. Some of her favorite challenges include relaunching the iconic $500 million Herbal Essences brand and returning it to profitable growth, spearheading the digital transformation and omnichannel strategy for the Hertz loyalty program, and building the OneTouch diabetes business in retail and e-commerce. Today, Kate is the Chief Commercial Officer at Cadence OTC, where she is leading the effort to bring the next generation of oral contraceptives over the counter—expanding access to safe, affordable birth control for millions of women across the U.S. Kate is passionate about developing people and building partnerships that deliver meaningful business transformations. She earned both her BS and MS from Carnegie Mellon University. In This Conversation We Discuss:[00:00] Intro[01:24] Meeting customers' urgent health needs[08:03] Focusing on signals that show real intent[11:33] Callouts[11:42] Turning urgent needs into long-term loyalty[13:32] Navigating advertising in regulated industries[16:04] Investing upfront to avoid costly rework[19:02] Sponsor: Electric Eye[20:10] Leveraging AI to uncover customer insights[24:22] Providing clarity through educated communicationResources:Subscribe to Honest Ecommerce on YoutubeAffordable emergency contraception, convenient access cadenceotc.com/Follow Kate Voyten LinkedIn linkedin.com/in/katherine-voytenSchedule an intro call with one of our experts electriceye.io/connectIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

#770 Ever wondered how to build a real business with almost no startup cash — just your personality, a passion, and a good walking route? In this episode, host Brien Gearin sits down with Paul Whitten, founder of Nashville Adventures, to break down exactly how he started and scaled a walking tour company from scratch — without a big marketing budget or tons of upfront capital. Paul shares his origin story (from military service to finding his “this doesn't feel like work” calling), how he validated the idea with a soft launch (and a memorable first $40 in tips), and the grassroots tactics that fueled early growth — think chambers of commerce, hotel concierges, and relentless relationship-building. They dig into what actually differentiates a great tour (personalization, entertainment, and making guests feel seen), how to hire guides without losing quality as you scale, why reviews are the lifeblood of the business, and the role SEO, PR, and smart marketing play in building a tour company that can grow toward corporate events, new cities, and potentially even franchising! What we discuss with Paul: + Starting a tour business with little capital + Paul's military-to-entrepreneur journey + The “$40 proof of concept” moment + Partnering with hotel concierges + Chamber of Commerce networking strategy + Making tours personal, not scripted + Hiring guides without losing quality + Reviews as the lifeblood of growth + Learning SEO before outsourcing marketing + Scaling into corporate and private events Thank you, Paul! Check out Nashville Adventures at NashvilleAdventures.com. To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Like 99% of companies are pushing AI.