Podcasts about Overhead

Knowing when (and how) to hit the bandeja or vibora can be the difference between holding the net or losing the point. In this episode, Tom and Sandy break down the key differences between the two shots, when to use each one, and how to adapt your overheads to conditions, opponents, and your own level.They also discuss why the bandeja is still essential in the modern game, how the vibora evolves from an attacking weapon to a tactical tool, and the best ways to practice both so you can build confidence and consistency on court.EXPLORE OUR OFFERS: The Padel School Membership (with FREE Trial)Access 75+ Drills for Every Level: TPS Drill Book For Players Our BOOK - The Padel Player's Guide Win Matches with a Stronger Mindset: Get our Mental Toughness Course  FREE Equipment Guide: https://improve.thepadelschool.com/equipment-guide FREE Padel Assessment for YOUR game: https://improve.thepadelschool.com/padel-assessment  YouTube –    / thepadelschool Instagram -   / thepadelschool  Facebook:   / thepadelschool  Want to join us on court? https://thepadelschool.com/events Read our blogs: https://thepadelschool.com/blog/ 

Today's live is a Monday reset: yes - you absolutely can end up stronger and more resilient than before your disc injury/sciatica. We show why the basics work (squat & hip hinge done with a still spine), how to use objective load milestones (20% - 45% - 75 -100% body-weight) to track progress, and why most setbacks come from everyday habits, not the gym hour. We also cover: surgery context (it removes a fragment; it doesn't heal the annulus - rehab still matters), why very few adults ever do year-long strength training (and why that's good news for your comeback), when to do floor drills on the bed early on, smart use of inversion/decompression, and a quick tour of the revamped split (squat days vs hinge days) to protect cranky knees while your back keeps getting stronger.Start here → https://backinshapeprogram.com/start/Highlights:

Today, we will study the word "Wisdom" in the Scriptures. Overhead 1: Wisdom-Words.pdf --Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). https://vimeo.com/1130660370?share=copy&fl=sv&fe=ci Picture: The Installation of Pastor Jacob Henson at Apologia Lutheran Church (Deer Park, WI)

In this episode, John Q. Khosravi, Esq. sits down with Ruby Powers, Esq., founder of Powers Law Group, to talk about leadership, technology, and scaling a law firm in today's immigration landscape. Ruby shares her experiences with AI adoption, remote teams, and strategic growth, offering practical advice for immigration lawyers building efficient, future-ready practices.

Back in 2011, I gave a lecture called “The Coming Storm for Dentistry.” I warned that insurance companies would choke reimbursements while corporate dentistry scaled up and swallowed private practices.Fourteen years later… well, here we are.In this week's Practice Autonomy Podcast, we open that time capsule and compare those predictions to the real 2025 data — and it's chillingly accurate:

SALE: All 9 TTM PDF Products site wide are 30% off till 4 November.Use the code FALL2025 at checkout for the discount.*note that program prices will increase immediately following the sale.We switched it up today with an overrated/underrated episode2000s rap and hip hopCrossFitNorwegian 4×4 / VO₂max-focused workouts for selection prepUsing a fan while you sleepSwim sessions (in a military/selection context)TRT (testosterone replacement therapy)Inverted rows and TRX face pullsIntermittent fastingSauna for heat acclimation (heat training)Switch grip (over–under) on deadliftsCreatineBarbell strict press (overhead press)Tib raises for run/ruck performance and durability---Questions? Look for bi-weekly Q&A on my stories. I'll answer your questions on IG and here on the podcast.---Spoken Supplements: Code terminator_trainingCwench supplements: Code terminator_training---New Selection Prep Program: Ruck | Run | Lift Ebook: SOF Selection Recovery & Nutrition Guide---TrainHeroic Team Subscription: T-850 Rebuilt (try a week for free!)---PDF programs2 & 5 Mile Run Program - run improvement program w/ strength workKickstart- beginner/garage gym friendlyTime Crunch- Workouts for those short on timeHypertrophy- intermediate/advancedJacked Gazelle- Hybrid athleteJacked Gazelle 2.0 - Hybrid athleteSFAS Prep- Special forces train-upRuck | Run | Lift - Selection Prep---Let's connect:Newsletter Sign UpIG: terminator_trainingYoutube: Terminator Training Methodwebsite: terminatortraining.comSubstack

Alan shares his recent findings on dental supply purchasing, questioning the long-standing industry model where dentists pay a premium for the convenience and supposed "best price" offered by a dedicated sales rep. He argues that this relationship-based purchasing lacks transparency and costs practices significant money, especially as overhead increases and reimbursements remain flat. Alan endorses his sponsor, Net 32, as a modern solution, highlighting its efficiency and transparency as an online network of suppliers that instantly offers the lowest available price. Through personal invoice comparisons, he demonstrates that switching to this system results in substantial, immediate savings on common materials, making it a powerful way for dentists to reduce overhead without sacrificing quality or convenience. Some links from the show: Very Dental Podcast net32 link Join the Very Dental Facebook group using the password "Timmerman," Hornbrook," "Gary," "McWethy," "Papa Randy" or "Lipscomb!" The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! -- Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code "VERYDENTAL10" you'll get another 10% off your order! Go save yourself some money and support the show all at the same time! -- The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! -- Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! -- CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!

THIS EPISODE: Indigenous-led Housing What does Indigenous housing look like? Are there special forms of housing needed by Indigenous communities in particular to address specific health and community needs? And what kind of housing can be built when Indigenous people in charge of the plans? In this episode, we try to address each of these questions. First we speak to Maggie Low, assistant professor at the School of Regional Planning at the University of British Columbia. She's been studying how municipal governments respond to Indigenous housing needs. Next, we speak to Alexandra Flynn, associate professor at the Peter A. Allard School of Law, UBC, about Indigenous zoning and housing developments in Metro Vancouver. Finally, we speak with Bailey Waukey, a youth policy analyst with the Aboriginal Housing Management Association, about the different housing models Indigenous youth have asked for themselves through a special engagement process. What does housing by Indigenous people, for Indigenous people look like in an increasingly urbanized world?

Part 2 of the Kinetic Chain is the shoulder elbow and wrist in the acceleration phase of pitching and the deceleration phase (where the injuries are more common)     Online Courses: https://richardhazel.podia.com    

Deloitte wpadł na $440k raporcie wygenerowanym przez AI z “przepięknymi halucynacjami” - cytaty prowadziły do nieistniejących książek i przemówień. Łukasz komentuje sucho: “AI można używać, ale warto sprawdzić, co wygenerowało.” Tymczasem GitHub dostał rozkaz migracji z AWS do Azure w 18 miesięcy.

In this episode of the Grow Clinton Podcast, Andy and Jenny are joined by Tanner Manon, owner and operator of Manon Overhead Doors in Fulton, Illinois.Manon Overhead Doors specializes in both residential and commercial overhead door sales, installation, and repair. Their team of qualified professionals is committed to providing high-quality garage doors and service at affordable prices. Manon offers all models of top-quality Clopay® doors, as well as LiftMaster® electric operators.Manon Overhead Doors serves counties in Illinois such as Whiteside, Carroll, Rock Island, Ogle, and Jo Daviess. They also serve counties in Iowa, including Clinton, Scott, Jackson, and Dubuque. Additionally, they cover southern counties in Wisconsin, such as Grant and Lafayette.Manon Overhead Doors LLC is a full-service garage door company serving both residential and commercial clients in and around Fenton, Illinois. For years, they have used their expertise and exceptional customer service to resolve every garage door issue quickly and efficiently.For more information or to schedule your repair, call (309) 428-8709 or visit www.manonoverheaddoors.com.Promote Your Business or Event: Contact Grow Clinton at (563) 242-5702 or visit www.GrowClinton.com.We Value Your Feedback: Please share your thoughts in our listener survey: Take the survey at https://www.growclinton.com/survey.Grow Clinton proudly supports economic growth, fosters community, and promotes the sustainable success of businesses in the Greater Clinton Region.Thank you for listening and for your ongoing support! ~AndyHave an idea for a podcast guest? Send us a message!

Today, we look at Romans 10:4-13 as we study Moses' Third Address in Deuteronomy 29-30. Overhead 1: Text-for-Deuteronomy-27-30-Third-Address-b.pdf Overhead 2: Righteousness-of-Law-and-Faith.pdf --Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). https://vimeo.com/1126598899?share=copy&fl=sv&fe=ci

Cabin Cousins: Part 5 The Gales of November. Based on a post by NewMountain80, in 6 parts. Listen to the Podcast at Connections. "Hmm" Melissa said, her face still buried in the pillow. She shifted and turned her head, and I moved to her side with one arm and a leg still draped over so we could look into each other's eyes. "Wow. That was..." She sighed. "...Wonderful." I smiled and kissed her cheek. "I'm glad you enjoyed it as much as I did." She squinted at me. "Are you sure I'm not dreaming, and you're just a figment of my imagination?" She said playfully, though I could tell there was something serious behind the question. "I'm real, and I'm right here, in your bed, and I love you." She searched my eyes for a moment, rolled onto her side, and pulled me in close, kissing me deeply. When we stopped kissing to catch our breath, she whispered. "It's our bed, and I love you too." We held each other in silence for a long while. I knew that she had something else to say, but I didn't push her. Eventually, she broke the silence. "Do you want pancakes? I want pancakes." Not exactly the soul-baring statement I was expecting, but now that she had said it, by damn I wanted pancakes. "I'll help." I had made pancakes exactly once before, and it wasn't a complete disaster, so I felt that my inclusion in the process wouldn't be too much of a hindrance. She got a distant look in her eye, then rolled onto her back, and covered her face with her hands with a groan. "I don't have any pancake mix." She peeked at me through her fingers and we both started laughing. I'm not sure why but we both found it hilarious but we roared with laughter. I playfully pushed her towards the side of the bed. "Well, get dressed. I'll take you out for breakfast." Still laughing, she got up and opened a dresser drawer. Stepping into a pair of light blue panties, she asked. "Are you getting dressed too, or are you going to go like that?" "I'm thinking about it." I quipped, eyes following her every movement. I loved watching her move. She had a litheness and grace to her. Cat-like? No, that's not quite right. Amazonian? Maybe, but that implies a stature and bulk that Melissa didn't have. She was fit, not body builder muscular, and she wasn't particularly tall, just shy of my own five foot ten. She was perfect, and my eyes couldn't get enough of her. Let's leave it at that. "You'll give the old ladies at Perkins quite a shock." She shot back, still laughing. With an exaggerated sigh, I rolled off the bed. "For the sake of the old ladies, fine, I'll get dressed." Chapter Sixteen. The plate clinked as Melissa set down her fork. "Ugh. I ate too much, but that really hit the spot." She had attacked her "tremendous twelve" meal with murderous intent. All that remained was a scrap of crust from a piece of toast, and some maple syrup residue on an otherwise clean plate. She had even swiped a strip of bacon off of my plate, an act that left fork marks on my brother's hands on several occasions. I looked at my plate, with its pile of hash browns and a third of a stack of pancakes remaining, and set down my fork. "I guess I didn't work up as much of an appetite as you, cause I'm stuffed too." Melissa looked at me with her special smile and mischievous eyes. "Well, you'll have to try harder next time." "I need to work out more." "I can help with that." She replied, and we both giggled, knowing the truth of it. "Let's start with a walk." We left the Perkins restaurant, and with Melissa navigating, we drove north out of Duluth on Hwy 61. We pulled off and parked where a little river crossed under the road and spilled through a steep set of rocky rapids to Lake Superior below. We hiked down a little trail, and she led me out onto one of the big rocks. The scenery was spectacular, and the water rushing past the rocks had a hypnotic quality. It hadn't snowed last night, but the wind was blowing hard off the lake, and the constant mist from the rapids gave the crisp early November air some real bite. We sat for a while without speaking. Just two people holding hands, taking in the scenery and the roar of the water. There was a Gordon Lightfoot song that had something about the gales of November, how did it go? "When I left home," Melissa began, just loud enough to hear. I turned and watched her, careful to hear what she was saying over the noise of the rapids. I had been hoping for, and dreading this moment, when she decided to get the details of her past out in the open. I resolved to not interrupt and to let her tell it at her own pace. "This was the first place I went." She continued. "I didn't know where to go. I didn't have anywhere to go." She sniffed. We were alone but had someone been watching, her running nose and the tears on her cheek might have been assumed to have been caused by the cold, but I knew differently. I could see the deep down hurt that was welling up, and my heart ached. I squeezed her hand, and let her talk. "Every night for two weeks, I'd leave school, then go up the hill to the mall and sit in the food court to do my homework. When the mall closed, I came here, and parked for the night right over there." She pointed up to the little parking lot where my truck was. "I'd wake up, scrape the snow and frost off the windows, and go to school. I didn't tell anyone because then I'd have to explain why I was sleeping in a car in February. I had friends, but not close friends, you know? Like, not the kind of friends that I could talk to about..." She trailed off and wiped her nose on her jacket sleeve. "I had been lucky, it hadn't been as cold as it should have been, but then one night it got very cold. When I left the mall, I knew if I spent the night here again, I could be in serious danger. So I went to the laundromat. There was never anyone in there in the middle of the night, so I sat at one of the tables and fell asleep. The owner woke me up a couple of hours later, yelling at me that I couldn't sleep there, so I got in my car and came back here." She had been looking at the water as she spoke, but now turned and looked at me. I saw the fear and shame these memories invoked. I wanted to say something, anything to comfort her, but I knew that I should let her say what she needed to say, so I let her continue. "When I went to sleep on the back seat, I didn't think I was going to ever wake up, and I was okay with that. I didn't care that I was going to die. Nobody cared, nobody would miss me. The world would be better off without one more stupid girl. Why bother going on?" She looked away from me, east towards the vast lake, and her face twisted up in anger. "You know, the worst thing, the worst part of all of it, is they made me feel like it was all my fault. They had me so twisted up, that I believed that I was the cause of everything that happened." She turned back to me, the anger fading, leaving just a profound sadness. I wiped the tears from her cheek, and she leaned her shoulder against me. "Did your parents tell you what happened?" My throat was dry, and I swallowed hard before replying. "They were vague." She gave a little smile that was like a sunbeam on a stormy day. "I asked your mom and dad not to tell anyone. You're so lucky to have them." She looked back to the lake and spoke quietly enough that if her face had not been right next to mine, I wouldn't have been able to hear her. "When I was fifteen, when I started looking more like a woman, and less like a little girl, my dad started abusing me. Mom, she was drunk more than she was sober. She knew, she had to know, and she didn't do anything." As the River roared in its ceaseless path to Lake Superior, and the cold wind whistled and rattled through the leafless trees, Melissa spoke of abuse and divorce, lost jobs and social status, the failing of the system to help a girl who was too scared to ask for help and the blame that was assigned for all of it. "So that night, I remember when the state trooper knocked on my window." She gave a brief mirthless huff. "I thought he was an angel, with the way his flashlight lit up the frost on the inside of the window. I thought I was dead, that it was all over. I felt relieved." She shook her head. "The next thing I remember was being in a hospital bed, wrapped in electric blankets, and seeing the sunrise through the window. That trooper was there. He had stayed with me, way past the end of his shift, just to make sure I was alright. Turns out, when they went to my parent's house to see what was going on, my dad was out of town, and my mom ended up getting arrested for assaulting an officer and having a bunch of heroin. That's why she went back to him. Not for me, but for the money to buy her drugs. The trooper persuaded me to reach out to my friends. He said that people can be capable of unexpected acts of kindness, and I decided to believe him. So I called Ashley. We had always gotten along pretty well, and her parents were always super nice to me. They let me stay with them, which was really awkward at first. I just couldn't believe that a family could be so, so perfect. It was like stepping into an old sitcom. Maybe there was a little trouble now and then, but everyone loved each other, and it all worked out in the end. It was surreal, but eventually, I started believing that it was how families should be. That it was right and good, and normal." She looked me in the eyes then, and I saw her love burning through the hurt. "I didn't think that I would ever have that. I thought that there was no way I could ever open up and let someone love me, to be me, to be normal. Who could want me? Then your parents invited me back to the cabin, and I grasped onto a foolish hope that maybe you could. Ever since it's just been, It just doesn't seem real. Charles, I know you love me, but I'm still so afraid." I silenced her with a quick kiss on the lips. I held her cold, rosy cheeks in my hands and looked her in the eyes. "None of what happened was your fault. You deserve to be happy. You deserve to be loved. I love you, I will always love you. Nothing in the past, present, or future will stop me from loving you until the end of time, and when we're both gone from this world, I'll find you in the next and keep loving you!" Fresh tears streamed down her face, not tears of remembered pain, but tears of joyful love. She threw her arms around me and we held each other tight. Overhead, a hawk called, adding its little part to the scene of wind, water, and young lovers. Chapter Seventeen. Getting in my truck and leaving Duluth that evening was the hardest thing I had ever done. The only thing that gave me the strength to leave was the knowledge that it was only temporary. Soon, very soon, I would never have to leave her again. When I got home, Mom was at the kitchen table reading a newspaper. She greeted me with a smile. I had to be very careful with how I was going to handle this conversation. I didn't want to lie to my mom, but I also didn't want to tell her the whole truth. "How was your weekend? I didn't get a call from the cops, so it couldn't have been too exciting." "I was the cop! We went to a Halloween party dressed as the Village People." "Fun!" Mom exclaimed, giving me a beaming smile. "Yeah, and something else happened. Do you know how I can get my employee discount at any store? Well, we stopped at one of the stores in Duluth, and I ended up talking with the yard manager. They've been having trouble finding someone competent to drive a forklift, and if I transferred up there, they'd give me a raise and make me an assistant manager. He said I could start working up there in two weeks." All of these individual facts were technically true, but it still felt like lying. "Good for you! It's great to have in-demand skills. That's a long way to drive though." "Yeah, it would be like, five hours of driving every day." "Did you look into getting an apartment up there?" Mom folded up the newspaper and gave me her undivided attention. "After the school year starts, there's literally nothing cheap available." "Where would you stay then?" She asked, looking concerned. "Well, on the way home, I was thinking about who I know that lives up there. Rob lives in a dorm, so I couldn't get away with staying there long-term. But then I remembered that Melissa lives in Duluth, I could maybe call her and see if she wants a roommate." Okay, this last bit was a lie. I didn't feel good about it, but it had to be done. "Our Melissa? Have you called her yet?" "Not yet. I'm pretty sure I have her number in my phone." "You should figure this out sooner rather than later." She looked at the clock. "It's not too late, give her a call now." I made a show of finding Melissa's number as if I hadn't memorized it weeks ago. Melissa and I had rehearsed this moment. I had the volume on my phone turned way up, so my mom was sure to hear Melissa's side of the conversation too. "Hello?" Melissa's angelic voice asked after three rings. "Hi Melissa, it's Charles." "Charles! It's good to hear from you! What's up?" "Well, I'm going to be transferring up there for work, and I was wondering if you would mind having me as a roommate until I found a place of my own." Another necessary lie. "Yeah, I guess that would be okay. You're not going to find anywhere else to stay until the end of the school year. Even then, I was lucky to get this place, this spring." "So, you're okay with me staying with you?" "Yeah, it'll be fun. Like staying at the cabin, but I don't think my landlord would approve of campfires." "I'll pay half the rent, and utilities, and everything." "Naturally," Melissa said. "I was going to ask one of my friends if they wanted to move in. Only paying half the rent will make saving for school a lot easier." "Cool. So, I guess I'll give you a call tomorrow, and we can figure out the details?" "Yeah, okay." "I'm talking with my mom right now, so I should probably let you go." "Hi Mom!" Melissa yelled. "Hi, Melissa," Mom replied, loud enough to be sure that the phone picked it up. "Talk to you tomorrow, bye!" Melissa said, much quieter this time. "Bye." I had to be very careful not to reflexively say I love you. I put my phone away and noticed that my mom was studying me with a funny little smile on her face. Then in the most casual tone, she asked. "So, does she love you as much as you love her?" My heart nearly stopped. I couldn't respond. "That was a lovely charade. Unnecessary, but lovely." I couldn't speak. My brain frantically searched for words but found only shocked silence. "Oh, honey." She began, in a soothing motherly voice. "You're my baby. Did you think I wouldn't know? It was plain to see at the cabin that you two are in love. You spent the weekend with her?" I forced myself to reply. "Yes," I said, fearing that it was all over. I felt like crying. "Good," Mom said simply. I couldn't believe what I was hearing. Mom knew about me and Melissa, and she was... Happy for me? "So, you're not mad about us?" "Oh, Charles. Love is so precious. It doesn't matter where you find it, but when you do, you hold on with both hands and never let go." My tears came then, flowing hard as I released all my pent-up fears and anxiety. Mom held me as I cried on her shoulder. She gently rubbed my back like she used to do when I was a kid. When my crying subsided, she held my shoulders at arm's length. "Now, tell me about her." I did. In the conversation that followed, I was more honest and open about my feelings than I could remember being to anyone other than Melissa. I explained how we knew what each other was thinking or feeling, just by looking into each other's eyes. I told her how I wanted to improve myself, to be a better person for Melissa. And, looking back on it with a touch of horror, I did my best to explain the connection I felt with Melissa when we made love. Throughout it all, my mother was nothing but caring and understanding. After all the fear of this moment, it was surreal. It felt so good, so liberating to tell her how I felt about Melissa. When I was done, I asked Mom. "Does Dad know?" "Oh, I doubt he picked up on it." "Are you going to tell him?" Of all the people in the family, I was sure that Dad would be the least likely to accept. He had always been very traditional. Kind and gentle, but with a very strict moral compass. "Of course. He's my husband. The way you feel about Melissa, I feel about him." She hugged me again. "Don't be ashamed. Love her with all your heart, and everything else will work itself out." She kissed me on the cheek and told me that she loved me. I told her that I loved her too, and said goodnight. I went to my bedroom, shut the door, and called Melissa. "What's up?" She answered. "I didn't think I'd hear from you until tomorrow." Deciding to just be direct about it, I said. "My mother has officially given us her blessing." The line was silent as Melissa processed this. When she spoke, I could tell that she was crying. "How did she find out?" She asked. I recounted the whole conversation. "See? I told you your mom was the best." "She really is." "So, what now?" She asked, with a bit of anxiety. "She said that she had to tell everyone because it's better to have it out in the open than have to keep lying to the family. I agreed." After a short pause, Melissa said. "Me too." As it turns out, my family's reaction was both better than I had feared and worse than I had hoped. My parents had called a family meeting and all of my immediate family, and their spouses, showed up. There were those like my mom, and my brother Mark, who were supportive and genuinely happy for me. On the other end of things, there were people like my second older brother, Stephen, and his wife, who were disgusted and called me a pervert. Most were somewhere in the middle, either not understanding and being polite about it, or just ambivalent to the whole issue. Then there was my dad. He just sat there the whole time, with a frown on his face, and never spoke a word. I couldn't tell if he was ashamed, or angry, or what, and it tore me up inside. He had never in his life been shy about voicing his opinion. After my mom, he was who I needed acceptance from the most. I desperately wanted him to say something, anything, but he never did. His silence cut deeper than any insult or accusation ever could. At the beginning, and with prompting from my mom, I had stood before everyone, confessing Melissa's and my love for each other, and that I was moving out to live with her in Duluth. After the initial shock and spectrum of reactions, I sat down and answered questions. Now, not being able to bear my father's silence any longer, I stood again, interrupting several side conversations. I addressed the whole group, but my words were meant for my father more than anyone. "Melissa and I truly love each other. Nothing you do or say can change it. Accept it, accept us, or don't. I don't care." Dad didn't react, didn't even look me in the eyes. I rushed to my room and locked the door. I curled up on my bed and cried, harder than I could remember ever crying before. The stress of the family meeting and my dad's non-reaction had utterly destroyed me. I held a pillow over my head to muffle the sounds of my uncontrollable sobs, and to hide my face from the world. "What if they're right about you?" A part of my mind asked. "What if you're just a sicko. That's what they all think." "No! I really do love her!" Another part of my mind answered. "What kind of weirdo falls in love with his cousin? What kind of deviant fucks someone in his own family?" "No! Our love is pure and perfect!" "Yeah, perfect. The perfect fantasy of a clinically twisted pervert! You're just taking advantage of a poor broken girl." "No..." I moaned aloud, holding my head in my hands. Sometime after, someone knocked lightly on my bedroom door. I ignored it, lost as I was in terrible contradictory thoughts. The knock came again, and I heard my mom's voice. "Charles, honey. Can I come in?" I didn't respond, knowing that right then I couldn't bear to face anyone, even my mother. "Oh, my baby." She said through the door. "All I want is for you to be happy. Follow your heart, everything will work out. I love you." Her words quieted the thoughts whirling through my mind, and though my sobs faded, the tears continued to flow. I was exhausted, physically and emotionally. I closed my eyes and imagined Melissa lying next to me. I thought about how if she were here, she would comfort me, and wipe the tears from my face. I could see her so clearly in my mind, see how her icy blue eyes would pour her inexhaustible love into me. Soon, my tears stopped flowing, and I regained a sense of peace. I felt awful for doubting myself, for doubting Melissa, if even for a moment. Our love is right. It is pure and perfect. She made me complete, as I made her complete. I drifted off to sleep, with a smile on my face, thinking about Melissa, and dreaming about the future. Chapter Eighteen. Charles copes with changes, but the biggest is yet to happen. The armrests of the padded chair where I was seated were a little too high to be comfortable, so I kept my hands folded in my lap. I gazed at the paintings of calm rural scenes hung on the walls of the spacious office. I wondered absently if they were real places or just the artist's impression of idyllic country life. I glanced at the woman in the matching chair positioned across from me. She was patiently waiting for me to continue my story, with an encouraging expression on her face. "I moved my things into Melissa's apartment a few days later and spent the night with her a couple of times when I had the day off. After the two weeks were up, I started work at the Duluth store and lived with her from then on. I think the only word to describe the years that followed is heavenly. I wouldn't have changed a single thing." "Tell me more about how your family reacted," said the woman, Dr. Clarke. "Did your father and brother ever come around?" "Dad? Yeah, he just needed a little time to process it. After that, he was as good with it as Mom was. The thing with him was, years before, before anyone knew what had been going on with Melissa's dad, he'd known that something was wrong. I'm not sure how, but he knew. After Melissa left home, he would call and check in on her. He paid to have her car fixed and even paid the deposit on her apartment. He always went out of his way to make her feel like she had people that cared. I think he loved her as if she were his own daughter, so the whole thing with the two of us was kind of a shock. When Melissa and I went to my parent's place for Thanksgiving, later that month; and he saw firsthand how happy she was, it wasn't an issue." "And your brother, Stephen?" Dr. Clarke prompted. "That same Thanksgiving, I ended up knocking him down with a punch to the face. He said that Melissa's family were all degenerates and that Melissa was just bringing that degeneracy to our family now. That was the last time I ever saw him." I forced my clenched fists to relax and laid my palms flat on my thighs. "Have you ever thought about reaching out to him? People can change a lot in twenty-four years." "No," I said firmly. "It was his choice to ostracize himself from our family, and I want nothing to do with someone capable of being so deliberately malicious. He knew that she was just beginning to heal the trauma that had been done to her; and had said what he did, specifically to hurt her. Someone capable of doing that will always be capable of doing it." "You might be surprised by how much people can change," She said, as she scribbled a few lines in her notepad. "Maybe," I said, brows furrowing. Those words had made their way into Melissa's nightmares. My fists clenched again, as I remembered all the times I was awoken in the middle of the night by her sobs. I remembered how helpless I felt, being able to do nothing but console her; and hold her until she fell back asleep. My knuckles were white, and my fists trembled slightly. I saw Dr. Clarke glance down at my hands, but she did not indicate what she was thinking. Therapists must make superb poker players. "Some things just can't be forgiven," I said quietly, forcing my hands to relax. "Again, you might be surprised. We can talk more about that next week." She set aside her notepad and glanced up at the clock on the wall behind me. "Now close your eyes, and concentrate on your breathing. Take a slow deep breath, imagining all your negative emotions as a tangible thing. Now breathe out slowly as all those emotions evaporate and exit your body like smoke. Again, deep inhale, and out. Good. Feel your mind become still as your breath carries away the pain. Once more, in, and out. Good." For some reason, this technique worked for me. If left alone, my thoughts naturally gravitated to the bad memories, and each one brought two more with it until I became overwhelmed. I would become mentally gridlocked to the point of not being able to function in everyday life. "When I say the word joy, what is the first thing that pops into your mind?" My eyes were still closed, and I smiled. "Melissa's face when she first saw me that October weekend reunion, at the cabin." "Good. Keep up your breathing exercise. All the pain is gone, only the joy remains. Describe the scene for me. What else do you see? What do you smell and hear?" A single tear rolled down my cheek. I'm not sure why I started to cry, whether it was joy in the image of her, so happy and full of promise for the future, or sorrow because that future is gone. I would never again see her smile. "Sunbeams cut down through the trees, lighting up smoke drifting from the fire pit. She passes through one, and her hair glows like golden fire. I smell the white pines, strong in the soft breeze, and the smell of burning oak. A loon call echoes up from the lake, and all around the cabin yard, there is the quiet burble of conversations and laughter." I wiped the tears from my face with a flannel shirt sleeve and looked away from Dr. Clarke. I still felt embarrassed to cry in front of another person. "That sounds lovely. Hold on to that moment, use it as a refuge." She glanced at the clock again and stood. I stood as well, taking a tissue from the box on the coffee table to dry my eyes. She walked me to her office door. "Thank you for sharing today, Charles. I think you are doing very well." As she opened the door, she asked. "Have you gone to the aromatherapy shop we talked about last week?" "No," I said dejectedly. "I was going to, but..." I had meant to go, but sometimes certain things were just impossible to make myself do. Going into an unfamiliar place and talking to a stranger was one of those things. Sometimes I could, sometimes I couldn't. This hadn't been a particularly good week, and the thought of talking to someone new, someone who would ask questions about why I was there, questions that would bring up painful memories, was simply unthinkable. Yesterday, I had made it all the way to my car and had the key in the ignition, but then I just sat there, unable to make myself go through with it. "That's ok." Said Dr. Clarke. I knew she knew why I didn't go, and I had gotten to the point where I felt safe sharing my feelings with her, but I couldn't help but feel a sense of shame. "Addy is very good at what she does, and she has helped many of my clients. She's a friend." I nodded and started moving through the doorway. Ending conversations always seemed so awkward. I never knew what to say. "Thank you for being so open today, Charles. See you again next week." She was looking at my eyes, and I met her gaze briefly before looking away. In recent years, I had become very uncomfortable making anything more than the briefest of eye contact with people, especially women, so I was usually at a huge disadvantage when it came to reading people's motivations and emotions. In that brief glimpse though, I caught the impression of empathy and a real desire to help. It felt really good to know that someone cared. I gave her a genuine smile and left. I left her office with the intention of going directly to the shop she had recommended, but by the time I was in my car, I just... couldn't. This is what my life had become. I could go from being on the verge of drowning in a sea of sorrow to feeling positive and optimistic in an instant, then back just as fast. But mostly, it was what I called 'the gray'. I am self-aware enough to understand how it began. Instead of dealing with certain traumatic events, my brain decided that it was easier and far less painful, just to push them aside. The problem is, that those things don't just go away. No matter how hard you push them down, they keep bubbling back up, and you end up pushing everything away in the effort. Then one day you realize that living in the gray was the only way to survive because every little bit of emotion, good or bad, could open the gates and let all the pain come rushing in. I had pushed everything and everyone aside for the sake of self-preservation, and it was killing me. I knew I needed help. I knew that the person I was, wasn't really me. The problem was, I had been in the gray so long, that I couldn't remember how it was before, not really. I knew that I had been happy once, that I had hopes and dreams. But that was all gone, lost in the gray. Chapter Nineteen. The next day turned out to be one of the good ones. I was able to get myself out of bed, dressed, and in the car. I decided that I would finally make it to this aromatherapy shop Dr. Clarke wanted me to go to. I turned the key in the ignition, and my geriatric Honda Civic purred to life. I quickly released the emergency brake and shifted into reverse. I backed out of my parking spot with a sigh. There, I did it. The hard part was over, and now that I had started the task, it would be easier to go through with it. Don't ask me why that makes sense, I wouldn't know how to even start explaining. I enjoyed my drive across town. It was a beautiful day in Duluth. Down near Lake Superior, it was a little breezy and a comfortable 65 degrees, perfect for driving with the windows down. Climbing the hill on 194, the farther I got away from the lake, the hotter it got. By the time I got to the shop, it was nearly 80 degrees, and I had begun to sweat. A typical July day in the Twin Ports. I've always said, that this was one of the things I loved most about living in Duluth. It could be hot as hell up on top of the hill, but if the wind was right, it was always cool near the lake. I shut the car off and set the E brake. I wiped a bit of sweat off my brow, and it occurred to me that I was wearing the same clothes I wore yesterday and that I hadn't showered. Hit with a sudden wave of shame and embarrassment about meeting someone new in this state, I almost just left to go back home. With an effort of willpower, I opened the car door and stepped out. Task begun. I walked in and was greeted by a smiling older lady that I assumed was Addy. "Hi, um, Dr. Clarke sent me." Addy's smile widened. "Oh, come in, come in. I'm Addy." "I'm Charles," I replied, meeting her eyes for the briefest moment. "Pleased to meet you, Charles. How is Rose doing these days?" Dr. Clarke's first name was Virginia. She had grown up in Virginia, Minnesota, and I think she was still annoyed by her unimaginative parents, because she liked to use her middle name, Rose. I almost exclusively used 'Dr. Clarke' when speaking with or about her. "I've been seeing her for a couple of months now. She's nice." I never seemed to know how to answer questions like that. I grimaced inwardly at my awkwardness. "She's a sweetheart, and good at her job. I saw her for years." She led me over to a glass counter filled with hundreds of small labeled bottles. "So, are we looking for something to help you relax?" "Something to help me remember." I paused briefly, trying to find the right words. "Well, remembering isn't the issue." I felt a rush of awkwardness and a little bit of embarrassment in talking about something so personal with a stranger. My cheeks flushed, and I looked at the bottles in the case to ensure I didn't accidentally make eye contact. "I want to be able to focus on just the one thing." "Tell me about it." I closed my eyes and took a few deep breaths. "There's smoke from the campfire, mostly oak. Maybe a tiny bit of something acrid, like someone had thrown a plastic plate in the fire." As I spoke, I could hear Addy selecting a few bottles from a rack within the display case. "Pine trees. Even with the smoke, the pines smell strong." "Spruce?" Addy asked politely. "No, White Pine. The needles and sap are everywhere." "Anything else?" I took another deep breath but didn't reply. "Sometimes there's things around us that have a scent, but we're either too used to it, or its faint enough that we don't remember without smelling it. What else was there? Is this a campground?" Addy asked in what I recognized as being in a deliberately unobtrusive way. "It's a cabin," I replied, searching the mental image for things that may have a scent. "It's an old log cabin, surrounded by white pines. There's a log pile. My brother had been using the chainsaw earlier. My truck is parked in the driveway, it smells like gas because the tank leaks a little bit. Someone had mowed the little patch of grass in front of the cabin." "Is there anyone there, wearing perfume or aftershave?" I nodded my head in the affirmative. Addy gave me time to answer. "She..." I struggled to find words to describe Melissa's scent. How do you describe such a thing to someone? How do you describe a sunset to a blind person, or describe to a deaf person the emotions evoked by the Moonlight Sonata? She smelled like love, and I still smell her on the clothes I keep in her dresser. "You know how strawberry plants don't smell like strawberry? Not like the fake strawberry candy scent?" Of course, she did, but I went on. "A strawberry blossom. Delicate, faint, with just the promise of sweetness." "She was someone special," Addy said, in more of a statement than a question. "I ended up marrying her. She;" A tear rolled down my cheek. "Nine years ago;" I just couldn't force the words out of my mouth. I could tell Addy the exact date and time. I could tell her that we had just gone to see The Martian in the movie theater and that the night was clear and cool after the late August thunderstorm earlier that afternoon. I could tell her what song was playing on the radio. I could tell her the look on Melissa's face when the headlights crossed through the median in front of us. What I couldn't say, was physically unable to, was that nine years ago, Melissa died. "It's okay, dear," Addy said. She had a grandmotherly voice, full of kindness and understanding. For the briefest of moments, the power of that gentle voice made me believe that yes, everything would be okay. "Give me a few minutes, and I'll have something for you to try." I nodded and wandered away from the counter, absently browsing the candles and incense as I tried to compose myself. As I looked through the shop it occurred to me how posh the place seemed. High-dollar products are meant to be sold to people who have the luxury of ignoring price tags. I did not have that luxury. I felt anxiety and a general shame of the complete fuck up I had become. If this costs more than about forty dollars, I wouldn't be able to afford groceries this week. "Charles, it's ready," Addy called from the other side of the store. I walked over and closed my eyes as she extended a small glass bottle filled with clear liquid. I breathed deeply and conjured the scene in my mind. The scent of Addy's mixture hit me like a lightning bolt. It was like reading a book in the dark, and then someone turned on the lights. Everything came into sharp focus like I was there. The smoke, the pines, and, My breath caught in my throat. Buried deep within the mix there was something light, something so tenuous you hardly knew it was there. It was Melissa. In my mind, she threw herself into my arms, and I could smell her. I could smell her. "How?" I asked, looking her in the eyes for the first time since my initial glance. Addy smiled warmly, and I could see genuine care in her face, not just the politeness of a shop owner to a customer. "If she had been wearing perfume, it would have been harder. We remember scents much better than we think we do. Sometimes all we need is a little hint, and it's brought right to the front." Dr. Clarke was right, Addy was good. "Your idea about the strawberry flowers was good. They're very faint and don't smell like much at all, definitely not strawberries. But when you know that you have strawberry flowers, and you smell them, your brain brings up the memory of strawberries. Scents are all connected in our minds, and are rooted deep down at the very foundation of memory." Addy put a rubber stopper in the bottle and carefully placed the bottle in a velvet pouch with her shop's logo on it. She held it out for me to take. A tear dripped off my jaw, and I quickly wiped my face on a sleeve. "How much?" I started to ask, again acutely aware of my wrinkled clothes, my general lack of personal hygiene, and the depressingly small balance of my bank account. Addy cut me off with a raised hand. "Rose is a friend of mine, and any friend of hers is also a friend of mine." She pushed the velvet bag into my hands. "No, I can't;" Addy stopped me again. "Most of my clients just want something that smells nice in their bathroom, or to cover the smell of weed. I'm perfectly happy to take their money." She placed her hands on mine, still clutching the velvet bag. "It's very rare that I get to help someone. Take it as a gift, with my thanks." I was speechless, and fresh tears rolled down my face. I couldn't remember the last time someone was so altruistically kind to me. "Thank you." Was all I could say. To be continued in part 6. Based on a post by NewMountain80, in 6 parts, for Literotica.

Cabin Cousins: Part 5 The Gales of November. Based on a post by NewMountain80, in 6 parts. Listen to the Podcast at Connections. "Hmm" Melissa said, her face still buried in the pillow. She shifted and turned her head, and I moved to her side with one arm and a leg still draped over so we could look into each other's eyes. "Wow. That was..." She sighed. "...Wonderful." I smiled and kissed her cheek. "I'm glad you enjoyed it as much as I did." She squinted at me. "Are you sure I'm not dreaming, and you're just a figment of my imagination?" She said playfully, though I could tell there was something serious behind the question. "I'm real, and I'm right here, in your bed, and I love you." She searched my eyes for a moment, rolled onto her side, and pulled me in close, kissing me deeply. When we stopped kissing to catch our breath, she whispered. "It's our bed, and I love you too." We held each other in silence for a long while. I knew that she had something else to say, but I didn't push her. Eventually, she broke the silence. "Do you want pancakes? I want pancakes." Not exactly the soul-baring statement I was expecting, but now that she had said it, by damn I wanted pancakes. "I'll help." I had made pancakes exactly once before, and it wasn't a complete disaster, so I felt that my inclusion in the process wouldn't be too much of a hindrance. She got a distant look in her eye, then rolled onto her back, and covered her face with her hands with a groan. "I don't have any pancake mix." She peeked at me through her fingers and we both started laughing. I'm not sure why but we both found it hilarious but we roared with laughter. I playfully pushed her towards the side of the bed. "Well, get dressed. I'll take you out for breakfast." Still laughing, she got up and opened a dresser drawer. Stepping into a pair of light blue panties, she asked. "Are you getting dressed too, or are you going to go like that?" "I'm thinking about it." I quipped, eyes following her every movement. I loved watching her move. She had a litheness and grace to her. Cat-like? No, that's not quite right. Amazonian? Maybe, but that implies a stature and bulk that Melissa didn't have. She was fit, not body builder muscular, and she wasn't particularly tall, just shy of my own five foot ten. She was perfect, and my eyes couldn't get enough of her. Let's leave it at that. "You'll give the old ladies at Perkins quite a shock." She shot back, still laughing. With an exaggerated sigh, I rolled off the bed. "For the sake of the old ladies, fine, I'll get dressed." Chapter Sixteen. The plate clinked as Melissa set down her fork. "Ugh. I ate too much, but that really hit the spot." She had attacked her "tremendous twelve" meal with murderous intent. All that remained was a scrap of crust from a piece of toast, and some maple syrup residue on an otherwise clean plate. She had even swiped a strip of bacon off of my plate, an act that left fork marks on my brother's hands on several occasions. I looked at my plate, with its pile of hash browns and a third of a stack of pancakes remaining, and set down my fork. "I guess I didn't work up as much of an appetite as you, cause I'm stuffed too." Melissa looked at me with her special smile and mischievous eyes. "Well, you'll have to try harder next time." "I need to work out more." "I can help with that." She replied, and we both giggled, knowing the truth of it. "Let's start with a walk." We left the Perkins restaurant, and with Melissa navigating, we drove north out of Duluth on Hwy 61. We pulled off and parked where a little river crossed under the road and spilled through a steep set of rocky rapids to Lake Superior below. We hiked down a little trail, and she led me out onto one of the big rocks. The scenery was spectacular, and the water rushing past the rocks had a hypnotic quality. It hadn't snowed last night, but the wind was blowing hard off the lake, and the constant mist from the rapids gave the crisp early November air some real bite. We sat for a while without speaking. Just two people holding hands, taking in the scenery and the roar of the water. There was a Gordon Lightfoot song that had something about the gales of November, how did it go? "When I left home," Melissa began, just loud enough to hear. I turned and watched her, careful to hear what she was saying over the noise of the rapids. I had been hoping for, and dreading this moment, when she decided to get the details of her past out in the open. I resolved to not interrupt and to let her tell it at her own pace. "This was the first place I went." She continued. "I didn't know where to go. I didn't have anywhere to go." She sniffed. We were alone but had someone been watching, her running nose and the tears on her cheek might have been assumed to have been caused by the cold, but I knew differently. I could see the deep down hurt that was welling up, and my heart ached. I squeezed her hand, and let her talk. "Every night for two weeks, I'd leave school, then go up the hill to the mall and sit in the food court to do my homework. When the mall closed, I came here, and parked for the night right over there." She pointed up to the little parking lot where my truck was. "I'd wake up, scrape the snow and frost off the windows, and go to school. I didn't tell anyone because then I'd have to explain why I was sleeping in a car in February. I had friends, but not close friends, you know? Like, not the kind of friends that I could talk to about..." She trailed off and wiped her nose on her jacket sleeve. "I had been lucky, it hadn't been as cold as it should have been, but then one night it got very cold. When I left the mall, I knew if I spent the night here again, I could be in serious danger. So I went to the laundromat. There was never anyone in there in the middle of the night, so I sat at one of the tables and fell asleep. The owner woke me up a couple of hours later, yelling at me that I couldn't sleep there, so I got in my car and came back here." She had been looking at the water as she spoke, but now turned and looked at me. I saw the fear and shame these memories invoked. I wanted to say something, anything to comfort her, but I knew that I should let her say what she needed to say, so I let her continue. "When I went to sleep on the back seat, I didn't think I was going to ever wake up, and I was okay with that. I didn't care that I was going to die. Nobody cared, nobody would miss me. The world would be better off without one more stupid girl. Why bother going on?" She looked away from me, east towards the vast lake, and her face twisted up in anger. "You know, the worst thing, the worst part of all of it, is they made me feel like it was all my fault. They had me so twisted up, that I believed that I was the cause of everything that happened." She turned back to me, the anger fading, leaving just a profound sadness. I wiped the tears from her cheek, and she leaned her shoulder against me. "Did your parents tell you what happened?" My throat was dry, and I swallowed hard before replying. "They were vague." She gave a little smile that was like a sunbeam on a stormy day. "I asked your mom and dad not to tell anyone. You're so lucky to have them." She looked back to the lake and spoke quietly enough that if her face had not been right next to mine, I wouldn't have been able to hear her. "When I was fifteen, when I started looking more like a woman, and less like a little girl, my dad started abusing me. Mom, she was drunk more than she was sober. She knew, she had to know, and she didn't do anything." As the River roared in its ceaseless path to Lake Superior, and the cold wind whistled and rattled through the leafless trees, Melissa spoke of abuse and divorce, lost jobs and social status, the failing of the system to help a girl who was too scared to ask for help and the blame that was assigned for all of it. "So that night, I remember when the state trooper knocked on my window." She gave a brief mirthless huff. "I thought he was an angel, with the way his flashlight lit up the frost on the inside of the window. I thought I was dead, that it was all over. I felt relieved." She shook her head. "The next thing I remember was being in a hospital bed, wrapped in electric blankets, and seeing the sunrise through the window. That trooper was there. He had stayed with me, way past the end of his shift, just to make sure I was alright. Turns out, when they went to my parent's house to see what was going on, my dad was out of town, and my mom ended up getting arrested for assaulting an officer and having a bunch of heroin. That's why she went back to him. Not for me, but for the money to buy her drugs. The trooper persuaded me to reach out to my friends. He said that people can be capable of unexpected acts of kindness, and I decided to believe him. So I called Ashley. We had always gotten along pretty well, and her parents were always super nice to me. They let me stay with them, which was really awkward at first. I just couldn't believe that a family could be so, so perfect. It was like stepping into an old sitcom. Maybe there was a little trouble now and then, but everyone loved each other, and it all worked out in the end. It was surreal, but eventually, I started believing that it was how families should be. That it was right and good, and normal." She looked me in the eyes then, and I saw her love burning through the hurt. "I didn't think that I would ever have that. I thought that there was no way I could ever open up and let someone love me, to be me, to be normal. Who could want me? Then your parents invited me back to the cabin, and I grasped onto a foolish hope that maybe you could. Ever since it's just been, It just doesn't seem real. Charles, I know you love me, but I'm still so afraid." I silenced her with a quick kiss on the lips. I held her cold, rosy cheeks in my hands and looked her in the eyes. "None of what happened was your fault. You deserve to be happy. You deserve to be loved. I love you, I will always love you. Nothing in the past, present, or future will stop me from loving you until the end of time, and when we're both gone from this world, I'll find you in the next and keep loving you!" Fresh tears streamed down her face, not tears of remembered pain, but tears of joyful love. She threw her arms around me and we held each other tight. Overhead, a hawk called, adding its little part to the scene of wind, water, and young lovers. Chapter Seventeen. Getting in my truck and leaving Duluth that evening was the hardest thing I had ever done. The only thing that gave me the strength to leave was the knowledge that it was only temporary. Soon, very soon, I would never have to leave her again. When I got home, Mom was at the kitchen table reading a newspaper. She greeted me with a smile. I had to be very careful with how I was going to handle this conversation. I didn't want to lie to my mom, but I also didn't want to tell her the whole truth. "How was your weekend? I didn't get a call from the cops, so it couldn't have been too exciting." "I was the cop! We went to a Halloween party dressed as the Village People." "Fun!" Mom exclaimed, giving me a beaming smile. "Yeah, and something else happened. Do you know how I can get my employee discount at any store? Well, we stopped at one of the stores in Duluth, and I ended up talking with the yard manager. They've been having trouble finding someone competent to drive a forklift, and if I transferred up there, they'd give me a raise and make me an assistant manager. He said I could start working up there in two weeks." All of these individual facts were technically true, but it still felt like lying. "Good for you! It's great to have in-demand skills. That's a long way to drive though." "Yeah, it would be like, five hours of driving every day." "Did you look into getting an apartment up there?" Mom folded up the newspaper and gave me her undivided attention. "After the school year starts, there's literally nothing cheap available." "Where would you stay then?" She asked, looking concerned. "Well, on the way home, I was thinking about who I know that lives up there. Rob lives in a dorm, so I couldn't get away with staying there long-term. But then I remembered that Melissa lives in Duluth, I could maybe call her and see if she wants a roommate." Okay, this last bit was a lie. I didn't feel good about it, but it had to be done. "Our Melissa? Have you called her yet?" "Not yet. I'm pretty sure I have her number in my phone." "You should figure this out sooner rather than later." She looked at the clock. "It's not too late, give her a call now." I made a show of finding Melissa's number as if I hadn't memorized it weeks ago. Melissa and I had rehearsed this moment. I had the volume on my phone turned way up, so my mom was sure to hear Melissa's side of the conversation too. "Hello?" Melissa's angelic voice asked after three rings. "Hi Melissa, it's Charles." "Charles! It's good to hear from you! What's up?" "Well, I'm going to be transferring up there for work, and I was wondering if you would mind having me as a roommate until I found a place of my own." Another necessary lie. "Yeah, I guess that would be okay. You're not going to find anywhere else to stay until the end of the school year. Even then, I was lucky to get this place, this spring." "So, you're okay with me staying with you?" "Yeah, it'll be fun. Like staying at the cabin, but I don't think my landlord would approve of campfires." "I'll pay half the rent, and utilities, and everything." "Naturally," Melissa said. "I was going to ask one of my friends if they wanted to move in. Only paying half the rent will make saving for school a lot easier." "Cool. So, I guess I'll give you a call tomorrow, and we can figure out the details?" "Yeah, okay." "I'm talking with my mom right now, so I should probably let you go." "Hi Mom!" Melissa yelled. "Hi, Melissa," Mom replied, loud enough to be sure that the phone picked it up. "Talk to you tomorrow, bye!" Melissa said, much quieter this time. "Bye." I had to be very careful not to reflexively say I love you. I put my phone away and noticed that my mom was studying me with a funny little smile on her face. Then in the most casual tone, she asked. "So, does she love you as much as you love her?" My heart nearly stopped. I couldn't respond. "That was a lovely charade. Unnecessary, but lovely." I couldn't speak. My brain frantically searched for words but found only shocked silence. "Oh, honey." She began, in a soothing motherly voice. "You're my baby. Did you think I wouldn't know? It was plain to see at the cabin that you two are in love. You spent the weekend with her?" I forced myself to reply. "Yes," I said, fearing that it was all over. I felt like crying. "Good," Mom said simply. I couldn't believe what I was hearing. Mom knew about me and Melissa, and she was... Happy for me? "So, you're not mad about us?" "Oh, Charles. Love is so precious. It doesn't matter where you find it, but when you do, you hold on with both hands and never let go." My tears came then, flowing hard as I released all my pent-up fears and anxiety. Mom held me as I cried on her shoulder. She gently rubbed my back like she used to do when I was a kid. When my crying subsided, she held my shoulders at arm's length. "Now, tell me about her." I did. In the conversation that followed, I was more honest and open about my feelings than I could remember being to anyone other than Melissa. I explained how we knew what each other was thinking or feeling, just by looking into each other's eyes. I told her how I wanted to improve myself, to be a better person for Melissa. And, looking back on it with a touch of horror, I did my best to explain the connection I felt with Melissa when we made love. Throughout it all, my mother was nothing but caring and understanding. After all the fear of this moment, it was surreal. It felt so good, so liberating to tell her how I felt about Melissa. When I was done, I asked Mom. "Does Dad know?" "Oh, I doubt he picked up on it." "Are you going to tell him?" Of all the people in the family, I was sure that Dad would be the least likely to accept. He had always been very traditional. Kind and gentle, but with a very strict moral compass. "Of course. He's my husband. The way you feel about Melissa, I feel about him." She hugged me again. "Don't be ashamed. Love her with all your heart, and everything else will work itself out." She kissed me on the cheek and told me that she loved me. I told her that I loved her too, and said goodnight. I went to my bedroom, shut the door, and called Melissa. "What's up?" She answered. "I didn't think I'd hear from you until tomorrow." Deciding to just be direct about it, I said. "My mother has officially given us her blessing." The line was silent as Melissa processed this. When she spoke, I could tell that she was crying. "How did she find out?" She asked. I recounted the whole conversation. "See? I told you your mom was the best." "She really is." "So, what now?" She asked, with a bit of anxiety. "She said that she had to tell everyone because it's better to have it out in the open than have to keep lying to the family. I agreed." After a short pause, Melissa said. "Me too." As it turns out, my family's reaction was both better than I had feared and worse than I had hoped. My parents had called a family meeting and all of my immediate family, and their spouses, showed up. There were those like my mom, and my brother Mark, who were supportive and genuinely happy for me. On the other end of things, there were people like my second older brother, Stephen, and his wife, who were disgusted and called me a pervert. Most were somewhere in the middle, either not understanding and being polite about it, or just ambivalent to the whole issue. Then there was my dad. He just sat there the whole time, with a frown on his face, and never spoke a word. I couldn't tell if he was ashamed, or angry, or what, and it tore me up inside. He had never in his life been shy about voicing his opinion. After my mom, he was who I needed acceptance from the most. I desperately wanted him to say something, anything, but he never did. His silence cut deeper than any insult or accusation ever could. At the beginning, and with prompting from my mom, I had stood before everyone, confessing Melissa's and my love for each other, and that I was moving out to live with her in Duluth. After the initial shock and spectrum of reactions, I sat down and answered questions. Now, not being able to bear my father's silence any longer, I stood again, interrupting several side conversations. I addressed the whole group, but my words were meant for my father more than anyone. "Melissa and I truly love each other. Nothing you do or say can change it. Accept it, accept us, or don't. I don't care." Dad didn't react, didn't even look me in the eyes. I rushed to my room and locked the door. I curled up on my bed and cried, harder than I could remember ever crying before. The stress of the family meeting and my dad's non-reaction had utterly destroyed me. I held a pillow over my head to muffle the sounds of my uncontrollable sobs, and to hide my face from the world. "What if they're right about you?" A part of my mind asked. "What if you're just a sicko. That's what they all think." "No! I really do love her!" Another part of my mind answered. "What kind of weirdo falls in love with his cousin? What kind of deviant fucks someone in his own family?" "No! Our love is pure and perfect!" "Yeah, perfect. The perfect fantasy of a clinically twisted pervert! You're just taking advantage of a poor broken girl." "No..." I moaned aloud, holding my head in my hands. Sometime after, someone knocked lightly on my bedroom door. I ignored it, lost as I was in terrible contradictory thoughts. The knock came again, and I heard my mom's voice. "Charles, honey. Can I come in?" I didn't respond, knowing that right then I couldn't bear to face anyone, even my mother. "Oh, my baby." She said through the door. "All I want is for you to be happy. Follow your heart, everything will work out. I love you." Her words quieted the thoughts whirling through my mind, and though my sobs faded, the tears continued to flow. I was exhausted, physically and emotionally. I closed my eyes and imagined Melissa lying next to me. I thought about how if she were here, she would comfort me, and wipe the tears from my face. I could see her so clearly in my mind, see how her icy blue eyes would pour her inexhaustible love into me. Soon, my tears stopped flowing, and I regained a sense of peace. I felt awful for doubting myself, for doubting Melissa, if even for a moment. Our love is right. It is pure and perfect. She made me complete, as I made her complete. I drifted off to sleep, with a smile on my face, thinking about Melissa, and dreaming about the future. Chapter Eighteen. Charles copes with changes, but the biggest is yet to happen. The armrests of the padded chair where I was seated were a little too high to be comfortable, so I kept my hands folded in my lap. I gazed at the paintings of calm rural scenes hung on the walls of the spacious office. I wondered absently if they were real places or just the artist's impression of idyllic country life. I glanced at the woman in the matching chair positioned across from me. She was patiently waiting for me to continue my story, with an encouraging expression on her face. "I moved my things into Melissa's apartment a few days later and spent the night with her a couple of times when I had the day off. After the two weeks were up, I started work at the Duluth store and lived with her from then on. I think the only word to describe the years that followed is heavenly. I wouldn't have changed a single thing." "Tell me more about how your family reacted," said the woman, Dr. Clarke. "Did your father and brother ever come around?" "Dad? Yeah, he just needed a little time to process it. After that, he was as good with it as Mom was. The thing with him was, years before, before anyone knew what had been going on with Melissa's dad, he'd known that something was wrong. I'm not sure how, but he knew. After Melissa left home, he would call and check in on her. He paid to have her car fixed and even paid the deposit on her apartment. He always went out of his way to make her feel like she had people that cared. I think he loved her as if she were his own daughter, so the whole thing with the two of us was kind of a shock. When Melissa and I went to my parent's place for Thanksgiving, later that month; and he saw firsthand how happy she was, it wasn't an issue." "And your brother, Stephen?" Dr. Clarke prompted. "That same Thanksgiving, I ended up knocking him down with a punch to the face. He said that Melissa's family were all degenerates and that Melissa was just bringing that degeneracy to our family now. That was the last time I ever saw him." I forced my clenched fists to relax and laid my palms flat on my thighs. "Have you ever thought about reaching out to him? People can change a lot in twenty-four years." "No," I said firmly. "It was his choice to ostracize himself from our family, and I want nothing to do with someone capable of being so deliberately malicious. He knew that she was just beginning to heal the trauma that had been done to her; and had said what he did, specifically to hurt her. Someone capable of doing that will always be capable of doing it." "You might be surprised by how much people can change," She said, as she scribbled a few lines in her notepad. "Maybe," I said, brows furrowing. Those words had made their way into Melissa's nightmares. My fists clenched again, as I remembered all the times I was awoken in the middle of the night by her sobs. I remembered how helpless I felt, being able to do nothing but console her; and hold her until she fell back asleep. My knuckles were white, and my fists trembled slightly. I saw Dr. Clarke glance down at my hands, but she did not indicate what she was thinking. Therapists must make superb poker players. "Some things just can't be forgiven," I said quietly, forcing my hands to relax. "Again, you might be surprised. We can talk more about that next week." She set aside her notepad and glanced up at the clock on the wall behind me. "Now close your eyes, and concentrate on your breathing. Take a slow deep breath, imagining all your negative emotions as a tangible thing. Now breathe out slowly as all those emotions evaporate and exit your body like smoke. Again, deep inhale, and out. Good. Feel your mind become still as your breath carries away the pain. Once more, in, and out. Good." For some reason, this technique worked for me. If left alone, my thoughts naturally gravitated to the bad memories, and each one brought two more with it until I became overwhelmed. I would become mentally gridlocked to the point of not being able to function in everyday life. "When I say the word joy, what is the first thing that pops into your mind?" My eyes were still closed, and I smiled. "Melissa's face when she first saw me that October weekend reunion, at the cabin." "Good. Keep up your breathing exercise. All the pain is gone, only the joy remains. Describe the scene for me. What else do you see? What do you smell and hear?" A single tear rolled down my cheek. I'm not sure why I started to cry, whether it was joy in the image of her, so happy and full of promise for the future, or sorrow because that future is gone. I would never again see her smile. "Sunbeams cut down through the trees, lighting up smoke drifting from the fire pit. She passes through one, and her hair glows like golden fire. I smell the white pines, strong in the soft breeze, and the smell of burning oak. A loon call echoes up from the lake, and all around the cabin yard, there is the quiet burble of conversations and laughter." I wiped the tears from my face with a flannel shirt sleeve and looked away from Dr. Clarke. I still felt embarrassed to cry in front of another person. "That sounds lovely. Hold on to that moment, use it as a refuge." She glanced at the clock again and stood. I stood as well, taking a tissue from the box on the coffee table to dry my eyes. She walked me to her office door. "Thank you for sharing today, Charles. I think you are doing very well." As she opened the door, she asked. "Have you gone to the aromatherapy shop we talked about last week?" "No," I said dejectedly. "I was going to, but..." I had meant to go, but sometimes certain things were just impossible to make myself do. Going into an unfamiliar place and talking to a stranger was one of those things. Sometimes I could, sometimes I couldn't. This hadn't been a particularly good week, and the thought of talking to someone new, someone who would ask questions about why I was there, questions that would bring up painful memories, was simply unthinkable. Yesterday, I had made it all the way to my car and had the key in the ignition, but then I just sat there, unable to make myself go through with it. "That's ok." Said Dr. Clarke. I knew she knew why I didn't go, and I had gotten to the point where I felt safe sharing my feelings with her, but I couldn't help but feel a sense of shame. "Addy is very good at what she does, and she has helped many of my clients. She's a friend." I nodded and started moving through the doorway. Ending conversations always seemed so awkward. I never knew what to say. "Thank you for being so open today, Charles. See you again next week." She was looking at my eyes, and I met her gaze briefly before looking away. In recent years, I had become very uncomfortable making anything more than the briefest of eye contact with people, especially women, so I was usually at a huge disadvantage when it came to reading people's motivations and emotions. In that brief glimpse though, I caught the impression of empathy and a real desire to help. It felt really good to know that someone cared. I gave her a genuine smile and left. I left her office with the intention of going directly to the shop she had recommended, but by the time I was in my car, I just... couldn't. This is what my life had become. I could go from being on the verge of drowning in a sea of sorrow to feeling positive and optimistic in an instant, then back just as fast. But mostly, it was what I called 'the gray'. I am self-aware enough to understand how it began. Instead of dealing with certain traumatic events, my brain decided that it was easier and far less painful, just to push them aside. The problem is, that those things don't just go away. No matter how hard you push them down, they keep bubbling back up, and you end up pushing everything away in the effort. Then one day you realize that living in the gray was the only way to survive because every little bit of emotion, good or bad, could open the gates and let all the pain come rushing in. I had pushed everything and everyone aside for the sake of self-preservation, and it was killing me. I knew I needed help. I knew that the person I was, wasn't really me. The problem was, I had been in the gray so long, that I couldn't remember how it was before, not really. I knew that I had been happy once, that I had hopes and dreams. But that was all gone, lost in the gray. Chapter Nineteen. The next day turned out to be one of the good ones. I was able to get myself out of bed, dressed, and in the car. I decided that I would finally make it to this aromatherapy shop Dr. Clarke wanted me to go to. I turned the key in the ignition, and my geriatric Honda Civic purred to life. I quickly released the emergency brake and shifted into reverse. I backed out of my parking spot with a sigh. There, I did it. The hard part was over, and now that I had started the task, it would be easier to go through with it. Don't ask me why that makes sense, I wouldn't know how to even start explaining. I enjoyed my drive across town. It was a beautiful day in Duluth. Down near Lake Superior, it was a little breezy and a comfortable 65 degrees, perfect for driving with the windows down. Climbing the hill on 194, the farther I got away from the lake, the hotter it got. By the time I got to the shop, it was nearly 80 degrees, and I had begun to sweat. A typical July day in the Twin Ports. I've always said, that this was one of the things I loved most about living in Duluth. It could be hot as hell up on top of the hill, but if the wind was right, it was always cool near the lake. I shut the car off and set the E brake. I wiped a bit of sweat off my brow, and it occurred to me that I was wearing the same clothes I wore yesterday and that I hadn't showered. Hit with a sudden wave of shame and embarrassment about meeting someone new in this state, I almost just left to go back home. With an effort of willpower, I opened the car door and stepped out. Task begun. I walked in and was greeted by a smiling older lady that I assumed was Addy. "Hi, um, Dr. Clarke sent me." Addy's smile widened. "Oh, come in, come in. I'm Addy." "I'm Charles," I replied, meeting her eyes for the briefest moment. "Pleased to meet you, Charles. How is Rose doing these days?" Dr. Clarke's first name was Virginia. She had grown up in Virginia, Minnesota, and I think she was still annoyed by her unimaginative parents, because she liked to use her middle name, Rose. I almost exclusively used 'Dr. Clarke' when speaking with or about her. "I've been seeing her for a couple of months now. She's nice." I never seemed to know how to answer questions like that. I grimaced inwardly at my awkwardness. "She's a sweetheart, and good at her job. I saw her for years." She led me over to a glass counter filled with hundreds of small labeled bottles. "So, are we looking for something to help you relax?" "Something to help me remember." I paused briefly, trying to find the right words. "Well, remembering isn't the issue." I felt a rush of awkwardness and a little bit of embarrassment in talking about something so personal with a stranger. My cheeks flushed, and I looked at the bottles in the case to ensure I didn't accidentally make eye contact. "I want to be able to focus on just the one thing." "Tell me about it." I closed my eyes and took a few deep breaths. "There's smoke from the campfire, mostly oak. Maybe a tiny bit of something acrid, like someone had thrown a plastic plate in the fire." As I spoke, I could hear Addy selecting a few bottles from a rack within the display case. "Pine trees. Even with the smoke, the pines smell strong." "Spruce?" Addy asked politely. "No, White Pine. The needles and sap are everywhere." "Anything else?" I took another deep breath but didn't reply. "Sometimes there's things around us that have a scent, but we're either too used to it, or its faint enough that we don't remember without smelling it. What else was there? Is this a campground?" Addy asked in what I recognized as being in a deliberately unobtrusive way. "It's a cabin," I replied, searching the mental image for things that may have a scent. "It's an old log cabin, surrounded by white pines. There's a log pile. My brother had been using the chainsaw earlier. My truck is parked in the driveway, it smells like gas because the tank leaks a little bit. Someone had mowed the little patch of grass in front of the cabin." "Is there anyone there, wearing perfume or aftershave?" I nodded my head in the affirmative. Addy gave me time to answer. "She..." I struggled to find words to describe Melissa's scent. How do you describe such a thing to someone? How do you describe a sunset to a blind person, or describe to a deaf person the emotions evoked by the Moonlight Sonata? She smelled like love, and I still smell her on the clothes I keep in her dresser. "You know how strawberry plants don't smell like strawberry? Not like the fake strawberry candy scent?" Of course, she did, but I went on. "A strawberry blossom. Delicate, faint, with just the promise of sweetness." "She was someone special," Addy said, in more of a statement than a question. "I ended up marrying her. She;" A tear rolled down my cheek. "Nine years ago;" I just couldn't force the words out of my mouth. I could tell Addy the exact date and time. I could tell her that we had just gone to see The Martian in the movie theater and that the night was clear and cool after the late August thunderstorm earlier that afternoon. I could tell her what song was playing on the radio. I could tell her the look on Melissa's face when the headlights crossed through the median in front of us. What I couldn't say, was physically unable to, was that nine years ago, Melissa died. "It's okay, dear," Addy said. She had a grandmotherly voice, full of kindness and understanding. For the briefest of moments, the power of that gentle voice made me believe that yes, everything would be okay. "Give me a few minutes, and I'll have something for you to try." I nodded and wandered away from the counter, absently browsing the candles and incense as I tried to compose myself. As I looked through the shop it occurred to me how posh the place seemed. High-dollar products are meant to be sold to people who have the luxury of ignoring price tags. I did not have that luxury. I felt anxiety and a general shame of the complete fuck up I had become. If this costs more than about forty dollars, I wouldn't be able to afford groceries this week. "Charles, it's ready," Addy called from the other side of the store. I walked over and closed my eyes as she extended a small glass bottle filled with clear liquid. I breathed deeply and conjured the scene in my mind. The scent of Addy's mixture hit me like a lightning bolt. It was like reading a book in the dark, and then someone turned on the lights. Everything came into sharp focus like I was there. The smoke, the pines, and, My breath caught in my throat. Buried deep within the mix there was something light, something so tenuous you hardly knew it was there. It was Melissa. In my mind, she threw herself into my arms, and I could smell her. I could smell her. "How?" I asked, looking her in the eyes for the first time since my initial glance. Addy smiled warmly, and I could see genuine care in her face, not just the politeness of a shop owner to a customer. "If she had been wearing perfume, it would have been harder. We remember scents much better than we think we do. Sometimes all we need is a little hint, and it's brought right to the front." Dr. Clarke was right, Addy was good. "Your idea about the strawberry flowers was good. They're very faint and don't smell like much at all, definitely not strawberries. But when you know that you have strawberry flowers, and you smell them, your brain brings up the memory of strawberries. Scents are all connected in our minds, and are rooted deep down at the very foundation of memory." Addy put a rubber stopper in the bottle and carefully placed the bottle in a velvet pouch with her shop's logo on it. She held it out for me to take. A tear dripped off my jaw, and I quickly wiped my face on a sleeve. "How much?" I started to ask, again acutely aware of my wrinkled clothes, my general lack of personal hygiene, and the depressingly small balance of my bank account. Addy cut me off with a raised hand. "Rose is a friend of mine, and any friend of hers is also a friend of mine." She pushed the velvet bag into my hands. "No, I can't;" Addy stopped me again. "Most of my clients just want something that smells nice in their bathroom, or to cover the smell of weed. I'm perfectly happy to take their money." She placed her hands on mine, still clutching the velvet bag. "It's very rare that I get to help someone. Take it as a gift, with my thanks." I was speechless, and fresh tears rolled down my face. I couldn't remember the last time someone was so altruistically kind to me. "Thank you." Was all I could say. To be continued in part 6. Based on a post by NewMountain80, in 6 parts, for Literotica.

Peter Freeman is one of my favorite tennis coaches to speak with because he has so much experience coaching club doubles players. Like me, Peter creates a ton of online content, including one of the largest online tennis conferences, Tennis Con. I've presented at Tennis Con for the past 3 years and cannot recommend it enough for club players.

The phrase “overhead myth” still haunts the nonprofit world like a stubborn ghost. Host Julia C. Patrick sits down with Adam Holzberg, Partner and CPA at SAX Advisory Group, to teach viewers why judging nonprofits by their administrative expenses misses the point—and how education, transparency, and storytelling can replace outdated thinking with real understanding.Adam defines the myth plainly: “It's the idea that a nonprofit is less effective when it has higher overhead.” That assumption, he stresses, is simply untrue. The salaries, training, technology, IT support, and finance work that make up overhead are the very systems that keep programs running effectively. Yet donors and watchdogs still cling to the notion that only direct program spending matters. “In reality,” Adam says, “those programs can't even function without this infrastructure behind the scenes.”He traces the myth's roots to the early days of charity watchdogs comparing organizations through the functional expense schedule on Form 990 filings. Those comparisons turned rough accounting estimates into moral judgments, and the damage stuck. Many nonprofits still feel pressure to brag about low overhead ratios—even when it hurts them.Adam teaches that context matters. A government-funded nonprofit may appear more efficient because it spends little on fundraising, while a community charity that relies on individual donations will show a larger overhead percentage. There's no universal benchmark—though watchdogs like Charity Navigator often cite 70 percent program spending as a target. But he cautions against treating that as a rule: every mission, funding model, and cost structure differs.When asked how to fix the problem, Adam emphasizes education. Nonprofits must explain why investing in staff well-being, technology, and cybersecurity protects impact. His analogy brings it home: “If you build an offense with Patrick Mahomes and top receivers but neglect your offensive line, your team won't move the ball. Nonprofits are the same—without infrastructure, even the best programs fail.”Julia and Adam agree that shifting focus from expense ratios to impact data is the next frontier. Impact storytelling shows outcomes numbers can't: lives changed, communities strengthened, futures rebuilt. Leaders, boards, and funders must learn to read those stories alongside the spreadsheets.The conversation closes with hope—and a reminder that every conversation helps rewrite the narrative. By teaching donors, boards, and staff that strong infrastructure equals stronger mission delivery, nonprofits can finally end the burden of the overhead myth.#TheNonprofitShow #NonprofitFinance #OverheadMyth Find us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

Have you ever wondered if golf courses actually make money — or if they're just expensive pieces of land? In this video, I answers a viewer's question about owning and selling a golf course, exploring how property value and business profit interact in the real world. From public and private courses to banquet operations and land development, you'll learn what really drives value in this unique industry. What you'll learn in this video: * Are golf courses profitable businesses or just land investments? * The difference between selling property and selling profit * How weather, seasonality, and debt affect golf course margins * Why private clubs and government courses skew the market * When land value exceeds business value — and what that means for owners * How to plan your exit or sale if you own a golf course -- Chapters 00:00 Intro 02:00 Viewer Question: Property vs. Profit 05:00 Understanding the Golf Course Business Model 07:30 Industry Size & Revenue Breakdown 10:00 Weather, Margins & Seasonality 12:40 Importance of Bars, Catering & Events 15:30 Story: The Failed Investor-Owned Golf Course 19:00 Public vs. Private vs. Government-Owned Courses 23:00 Why Some Golf Courses Lose Money 26:00 Property vs. Profit | What Are You Really Selling? 30:00 How to Value a Golf Course (EBITDA Multiples) 34:00 Real Case Study | Hidden Subsidies & Overhead 38:00 Golf Courses as Land Banks | Myth or Strategy? 42:00 Developer Example | When the Bank Owns the Course 46:00 Seasonality | North vs. South Economics 50:00 Key Takeaways for Golf Course Owners 54:00 Profit, Property & Exit Planning 58:00 Why Passion Can Mislead Golf Investors 01:02:00 Advice for Owners Near Retirement 01:06:00 How to Find Out What Your Golf Course Is Worth -- **** - Join David's email list so you never miss any new videos or important information or insights, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your business, https://www.HowToSellMyOwnBusiness.com - Get better organized in your business, https://www.EasySmallBizSystems.com - Learn to make better cash flow forecasts and write incredibly effective business plans from scratch!, https://www.BizPlanSchool.com - Learn to build an equity asset with insurance! visit https://www.NewBankingSolution.com -Did you sign up for an expensive Merchant Cash Advance for your business and now struggle to make the payments? Find out how you can negotiate your way out at https://www.EndMyMCA.com

Peter Greenberg, travel expert and host of Eye on Travel on WGN Radio, joins Wendy Snyder, filling in for Lisa Dent, to discuss how the government shutdown is affecting airports, and air traffic controllers. Then, as always, he answers travel questions from listeners.

Ever feel like your profits are shrinking even though you're busier than ever? In this episode, Jeff Blumberg takes a hard look at why overhead keeps climbing in dental practices and why it's gotten worse in recent years.    Survey of Dental Practice Spreadsheet - https://www.ada.org/resources/research/health-policy-institute/dental-practice-research  Free Fees & Plans Analysis - https://www.mgeonline.com/fees-and-plans  Inflation Calculator - https://www.bls.gov/data/inflation_calculator.htm 

Today, we return to study Moses' Third Address of Blessings and Curses in Deuteronomy 27-30. Overhead 1: Text-for-Deuteronomy-27-30-Third-Address-b.pdf Overhead 2: Rewards-Etc.pdf --Michael D. Henson, Pastor of Trinity Lutheran Church (Herrin, IL). https://vimeo.com/1124605178?share=copy

Aus Fleiß und Lebenszeit wird Profit geschöpft, die Bürger dienen als Rohstoff für ein System, das ihnen kaum zurückgibt. Überall spiegelt sich die Gier der Elite wider, von Bürokratieflops bis zu Luxusausgaben, während die Mehrheit nur das Nötigste erhält.Ein Kommentar von Janine Beicht.Der Bürger existiert als präzise kalkulierte Einheit, reduziert auf seine Nützlichkeit für ein System, das ihn ausbeutet, ohne ihn je zu sättigen. Er schuftet, zahlt, opfert, und erhält im Tausch gerade genug, um weiter zu funktionieren, während die Erträge seiner Mühe in die Taschen einer abgehobenen Elite wandern. Politiker und Bürokraten thronen auf diesem Ertrag, suhlen sich in Überfluss, den sie als ihr natürliches Recht beanspruchen. Das System operiert wie ein effizienter Stallbetrieb, wo Freiheit zur Illusion gerinnt und der Mensch zur Ressource degeneriert, gezähmt durch Abhängigkeit und kontrolliert durch endlose Regulierungen. Hier entfaltet sich die moderne Sklaverei, maskiert als Demokratie, wo der Nutzmensch liefert und die Nutznießer ernten. Ewige Schufterei für ein marodes SystemHart arbeitende Menschen werden gezwungen, ihr Leben bis ins hohe Alter dem System zu opfern. Politiker wollen das Rentenalter schrittweise auf 73 Jahre [1] anheben, um ein kollabierendes Sozialnetz zu stützen, während Beamte sich übrigens schon zehn Jahre früher in den wohlverdienten Ruhestand verabschieden dürfen. [2]Wirtschaftsministerin Katherina Reiche und ihr Beraterkreis, darunter Ökonomen wie Justus Haucap und Veronika Grimm, argumentieren mit stagnierender Produktivität und demografischen Problemen, dass längeres Arbeiten unvermeidlich sei, und orientieren sich an Dänemark, wo das Renteneintrittsalter an die Lebenserwartung gekoppelt wird und bis 2040 auf 70 Jahre steigt.„Seit Jahren stagniert die Wirtschaftsleistung […] Wir werden mehr arbeiten müssen […] Das Renteneintrittsalter muss an die Lebenserwartung gekoppelt werden.“ [1]Diese Experten, die für minimalen Staat und maximale Marktwirtschaft eintreten, ignorieren, dass der Bürger bereits unter steigenden Kosten, Abgaben und Sozialbeiträgen ächzt: Die Beitragsbemessungsgrenze zum Beispiel in der Krankenversicherung klettert auf 5812,50 Euro monatlich, betrifft 5,5 Millionen Beschäftigte, und der Gesamtbeitrag könnte auf 18 Prozent anwachsen, getrieben durch immer höhere Ausgaben Die Rentenversicherungsgrenze steigt auf 8450 Euro, und die Verwaltungskosten der 94 Krankenkassen belaufen sich auf 13 Milliarden Euro jährlich, ein absurder Overhead, der den Endverbraucher weiter auspresst, ohne dass staatliche Zugeständnisse fließen [3], stattdessen Darlehen, die ab 2029 zurückgezahlt werden müssen. So wird der Bürger zum ewigen Schuldner in einem Arbeitskreislauf, der bis 73 funktioniert, um ein System zu finanzieren, das ihn am Ende mit Minimalrente abspeist, während Abgeordnete ihre Diäten um 606 Euro monatlich auf 11.833,47 Euro erhöhen, inklusive Pensionen nach nur einer Legislaturperiode von 1183 Euro, ein Betrag, für den ein Durchschnittsverdiener 30 Jahre arbeiten muss. [4]https://apolut.net/der-nutzmensch-in-der-modernen-stallokonomie-des-systems-von-janine-beicht/ Hosted on Acast. See acast.com/privacy for more information.

Jen and Sarah dive into the opening scene in ‘The Conversation.' They discuss the intrigue it creates in the audience, the way the music and visuals are perfectly paired, and how this scene sets up the rest of the film. Click here to watch this scene. Remember to leave a rating and review of this episode. Connect with Movies & Us on Instagram, Threads, and Bluesky @moviesanduspod or by email at moviesanduspod@gmail.com. Check out andusmedia.co for the latest on Movies & Us and TV & Us. And subscribe to Movies & Us on YouTube for full video episodes and more. Join the & Us Living Room for early access to ad-free episodes, exclusive bonus content, and more, including a full review of ‘The Conversation'!

Casey Hiers and Jarrod Bridgeman are laying it all on the line this week as they reveal a common mistake many dentists make: trying to expand their practice before they've built a solid financial foundation.Drawing on relatable analogies from home construction and even relationships, they explain why things like cash flow, overhead, insurance, and personal finances need to be addressed first. Don't add an associate, buy that new piece of equipment, or open a second location until you've listened to this! They'll also share how their events can help you build the foundation you need to achieve sustainable growth.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Send us a text if you want to be on the Podcast & explain why!Follow Doc Chris IG: ChrishughenYoutube: https://www.youtube.com/c/E3RehabWebsite: https://e3rehab.com/NASM / ACE trainers are gonna want to listen to this podcast with Dr. Hughen from E3 Rehab debunking perfect posture, text neck, FMS and the overhead squat analysis.The fitness industry has long perpetuated myths about "perfect posture" and ideal movement patterns, creating fear and limiting beliefs that keep people from fully enjoying movement. In this eye-opening conversation with Dr. Chris Hughen of E3 Rehab, we dismantle these misconceptions and explore what the research actually tells us about human movement.Dr. Hughen shares compelling evidence that challenges common practices like text neck warnings and overhead squat assessments. Despite what many textbooks teach, research consistently shows that static posture doesn't predict pain or injury risk. Your forward head position while texting or "less than perfect" squat form isn't setting you up for inevitable pain—your body is far more resilient than that.We explore how elite athletes like Usain Bolt and Olympic weightlifter Dmitry Klokov excel despite having movement patterns that would fail standard assessments. This natural variation demonstrates that human bodies find unique, individual solutions to movement challenges rather than conforming to arbitrary standards.Most importantly, we discuss the psychological impact of movement correction on clients. When trainers constantly point out "flaws" and focus on "fixing" clients, they often create feelings of fragility and fear. Instead, Dr. Hughen advocates for an approach that builds confidence through exploration, guided discovery, and positive reinforcement.For trainers and fitness enthusiasts alike, this conversation offers a refreshing perspective that celebrates human resilience and adaptability. Rather than chasing perfect form, we should focus on consistency, progressive loading, and helpWant to ask us a question? Email email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Our Instagram: https://www.instagram.com/showupfitnessinternship/?hl=enTikTok: https://www.tiktok.com/@showupfitnessinternshipWebsite: https://www.showupfitness.com/Become a Personal Trainer Book (Amazon): https://www.amazon.com/How-Become-Personal-Trainer-Successful/dp/B08WS992F8Show Up Fitness Internship & CPT: https://online.showupfitness.com/pages/online-show-up?utm_term=show%20up%20fitnessNASM study guide: ...

Welcome to the Artificial Intelligence Podcast with Jonathan Green! In this episode, we delve into the art of cost reduction and its intersection with AI, featuring our special guest, Larry Levine, from P3 Cost Analysts. Larry has extensive experience in helping businesses reduce their indirect vendor overcharges, a crucial aspect often overlooked by many companies.Larry introduces us to the concept of indirect vendor costs, which include expenses for telecom, utilities, waste, insurance, and property tax—costs that are often seen as non-negotiable. With a unique industry insights approach, Larry demonstrates how many of these costs can be negotiated down, sometimes by up to 75%, offering substantial savings for businesses.Notable Quotes:"It's really about discovering the right way to lower costs effectively, knowing what to ask for, and having the industry knowledge to back it up." - [Larry Levine]"Every business, whether a startup or an established entity, should embrace the mindset that costs are negotiable." - [Larry Levine]"AI might be the frontier, but cost efficiency is the foundation every business should secure." - [Jonathan Green]Larry provides valuable insights into how businesses can maintain efficiency, especially in a tech-driven world where AI tools are rapidly embraced but not always cost-effective. He emphasizes the importance of having the right mindset when approaching vendors and the potential pitfalls of assuming costs are fixed.Connect with Larry Levine:Website: https://www.costanalysts.com/Phone: 410-205-2475Email: LLevine@costanalysts.comIf you're interested in learning how to optimize your business expenses while staying competitive with AI innovations, this episode is a must-listen! Tune in to discover how to streamline your costs and enhance your business operations.Connect with Jonathan Green The Bestseller: ChatGPT Profits Free Gift: The Master Prompt for ChatGPT Free Book on Amazon: Fire Your Boss Podcast Website: https://artificialintelligencepod.com/ Subscribe, Rate, and Review: https://artificialintelligencepod.com/itunes Video Episodes: https://www.youtube.com/@ArtificialIntelligencePodcast

As summer fades into fall, West Virginians have a short time left this season to view two distinct stars in the skies overhead. And, electric customers in this state may have paid millions of dollars in hidden and unnecessary fees. The post Bright Orange Stars Overhead And Hidden Costs For Power, This West Virginia Morning appeared first on West Virginia Public Broadcasting.

"عندك فكرة منتج عظيمة... بس هل الفكرة دي مربحة؟"

What if you could run a thriving PI firm with a skeleton crew—and still take on Fortune 500 giants? Gregg Goldfarb has spent three decades adapting to the ever-changing world of personal injury law. From police brutality cases in the Rodney King era to today's mass tort battles, Gregg has learned how to stay lean, minimize risk, and seize opportunities others miss. In this episode, Gregg breaks down how PI owners can thrive in high-stakes litigation without bloated teams or wasted ad budgets. You'll learn: Why case acquisition beats rolling the dice on $50,000 ad buys How diversification keeps your portfolio (and cash flow) safe The power of spotting emerging torts—before they explode Why outsourcing might be your biggest growth lever How to choose referral partners that actually deliver If you like what you hear, hit subscribe. We do this every week. VIP PIMCON Tickets:  Pimcon.org Get Social! Personal Injury Mastermind (PIM) is on Instagram | YouTube | TikTok

This Podcast Is Episode 644, And It's About Five Hidden Ways Contractors Lose Profits (And How To Stop It) Where did the money go? If you've ever looked at your bank account at the end of a busy month and thought, "I did all that work—so where did the money go?", you're not alone. This is one of the most common frustrations we hear from small business owners in the construction industry. You're booking jobs, staying busy, and delivering great work—but the profit doesn't seem to match the effort. As construction bookkeeping specialists, we've seen behind the numbers of dozens of small contractors. And time and again, we find the same hidden leaks draining their profits. The good news? Once you know what to look for, you can fix them—and finally start keeping more of what you earn. Here are five common ways contractors lose profits (without even realizing it)—and what you can do to stop the leaks. 1. Untracked Labor Hours: Working More Than You Billed Labor is often your most considerable cost. But for many small contractors, labor tracking is one of the weakest parts of their system. If you (or your crew) aren't logging actual hours worked on each job, you're likely underestimating how much time the project really took. That means you're effectively working for free on those "extra" hours. Real example: A contractor estimated a bathroom remodel at 40 hours of labor. The job actually took 55 hours. At $50/hour, that's $750 of lost profit—just from labor under-tracking. Multiply that across several jobs, and you can see how the profits evaporate. How to fix it: Use a simple time-tracking tool (like QuickBooks Time, or even a shared spreadsheet). Log hours daily—not at the end of the week when details are fuzzy. Compare estimated vs. actual hours after each job. This helps you improve future bids and spot inefficiencies. Bookkeeper's tip: If you track hours properly, I can show you job profitability in real time—and you'll see exactly which jobs (or crew members) are eating into your margin. 2. Unapproved Change Orders: Giving Away Work for Free Scope creep is the silent profit killer. A client asks, "Can you just add this?" and you say yes because it seems like a minor request. But those "little extras" add up quickly—and suddenly your margins are gone. Real example: A deck project initially included a standard railing. Midway through, the client asked for an upgraded design. The contractor agreed but never adjusted the invoice. The upgrade cost him $500 in materials and 10 extra labor hours—completely unpaid. How to fix it: Create a straightforward change order process. Stop work when clients request something new until the change is approved in writing. Even if it feels awkward, remember: change orders protect both you and the client by keeping expectations clear. Bookkeeper's tip: Keep a change order log for each job. We can help track approved vs. pending changes—so nothing slips through the cracks. 3. Material Waste and Overruns: Small Leaks, Big Losses Materials are another common leak. If you're not reconciling receipts against your estimates, you may be spending far more than you realize. It's not always theft or big mistakes—it's the little things: over-ordering, miscuts, lost supplies, or last-minute runs to the hardware store. Real example: A contractor estimated $5,000 in materials for a kitchen remodel. By the end, he had spent $5,800. That $800 didn't seem huge—but on a project with a $2,000 expected profit, it wiped out nearly half. How to fix it: Match every material receipt to the job. Track waste (e.g., lumber offcuts, unused drywall sheets). Build a small buffer into estimates (5–10%) to account for inevitable overruns. Do weekly check-ins: Are material costs still aligned with the budget? Bookkeeper's tip: If you send us your receipts consistently, we can flag when a job is trending over budget before it's too late. 4. Late Invoicing and Slow Collections: Cash Flow Gaps Many contractors do the work first and think about invoicing later. The problem is that late invoices result in late payments. And late payments can create cash flow crunches that force you to dip into savings, use credit, or delay your own bills. Worse, some clients "forget" to pay unless reminded. If you're not consistent about invoicing and follow-ups, you might never collect everything you've earned. Real example: A contractor finished a $10,000 basement project but didn't invoice until six weeks later. The client delayed payment for another four weeks. That's 10 weeks without income—while the contractor was already paying subs and suppliers. How to fix it: Invoice immediately at milestones—not weeks later. Use progress billing: collect deposits upfront, then bill at set phases. Set clear payment terms (Net 15, Net 30) in your contracts. Automate reminders using software like QuickBooks, Joist, or FreshBooks. Bookkeeper's tip: We can set up a system where invoices go out automatically and overdue payments are flagged—so you never have to chase clients down again. 5. Forgetting Overhead: Missing the True Cost of Running Your Business This is one of the biggest mistakes we see: contractors price jobs based only on direct costs (labor + materials) and forget to include overhead. Overhead is everything it takes to keep your business running, like: Truck payments and fuel Insurance and licenses Office supplies and software Marketing and advertising Your own salary! If you don't factor in overhead, you might think you made a profit—but really, you just broke even. Real example: A contractor charged $15,000 for a renovation. Materials and labor cost $11,000, so it looked like a $4,000 profit. However, once overhead was factored in (including fuel, insurance, phone, bookkeeping, etc.), the actual profit was closer to $1,200. How to fix it: Calculate your monthly overhead. Divide that into your billable hours or projects. Add it to every estimate. Bookkeeper's tip: We can calculate your overhead burden per job, so you'll know exactly how much to add to every quote to stay profitable. Recap: 5 Hidden Profit Leaks Untracked labor hours Unapproved change orders Material waste and overruns Late invoicing and slow collections Forgetting overhead Each of these may seem small, but together they can drain thousands of dollars from your business every year. The Bottom Line: You Don't Have to Keep Losing Money The difference between "busy and broke" and "busy and profitable" isn't more jobs—it's better control of your numbers. When you track your labor, materials, change orders, invoices, and overhead, you stop the leaks and keep more of the money you've already earned. And you don't have to do it alone. As construction bookkeeping specialists, we help small contractors: Track job profitability in real time Catch hidden leaks before they get worse Set up systems that save time and reduce stress Contact us today and get the help you need. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

I-5 in Vancouver will close overnight Sept. 13–14 as WSDOT and BPA crews install overhead utility lines near the Main Street overpass. Travelers will detour via I-205 and SR 500. https://www.clarkcountytoday.com/news/both-directions-of-i-5-to-close-overnight-sept-13-in-vancouver-for-overhead-utility-line-installation/ #VancouverWA #ClarkCounty #I5Closure #WSDOT #BPA #Transportation #TrafficAlert #HighwayMaintenance #TravelUpdates

This week, I am joined by LARRY CRANE (producer, engineer, owner of Jackpot! Recording Studio & founder/editor of Tape Op Magazine & Pink Floyd superfan), who chose the classic music film PINK FLOYD: LIVE AT POMPEII to discuss!!!We discuss the genesis of the film and all the different versions of this film (including the super frustrating screensaver version of Live At Pompeii), Chris's recent accidental hallucinatory viewing of the film and its many jump scares, Larry building Jackpot! Recording Studios & his early studio Laundry Rules, why artists often can't stop reworking their older bodies of work, Larry's gateway into Pink Floyd, The Benson Echorec piece of equipment used throughout this performance, Joe Boyd and the UFO Club, Larry building fuzz boxes without a switch on it, why the film is both wonderful and frustrating for Larry, the secret weapon of band member Richard Wright in this film, bands that spend over a year making an album, the accidental two-bass recording of 'One Of These Days', Syd Barrett's body of work, democracies within rock bands, monster drummer Nick Mason, is the film made for future scholars of the band or stoners, artists who don't suffer foolish questions, rock bands with zero body fat, Jonathan Richman doing an opening set before movies, and Larry getting an email for our episode from Alan Parson (the engineer of Dark Side Of The Moon) that solves a lingering question we've always had about the film!Overhead the albatross, hangs motionless upon the air (right?!?) on this week's episode of Revolutions Per Movie!AND OF COURSE THEY RELEASED YET ANOTHER VERSION OF PINK FLOYD LIVE AT POMPEII AFTER WE RECORDED THIS...HA! GET IT HERE:https://shop.pinkfloyd.com/collections/live-at-pompeiiLARRY CRANE: https://tapeop.comhttps://jackpotrecording.com/REVOLUTIONS PER MOVIE:Host Chris Slusarenko (Eyelids, Guided By Voices, owner of Clinton Street Video rental store) is joined by actors, musicians, comedians, writers & directors who each week pick out their favorite music documentary, musical, music-themed fiction film or music videos to discuss. Fun, weird, and insightful, Revolutions Per Movie is your deep dive into our life-long obsessions where music and film collide.The show is also a completely independent affair, so the best way to support it is through our Patreon at patreon.com/revolutionspermovie. By joining, you can get weekly bonus episodes, physical goods such as Flexidiscs, and other exclusive goods.Revolutions Per Movie releases new episodes every Thursday on any podcast app, and additional, exclusive bonus episodes every Sunday on our Patreon. If you like the show, please consider subscribing, rating, and reviewing it on your favorite podcast app. Thanks!SOCIALS:@revolutionspermovieBlueSky: @revpermovieTHEME by Eyelids 'My Caved In Mind'www.musicofeyelids.bandcamp.com ARTWORK by Jeff T. Owenshttps://linktr.ee/mymetalhand Hosted on Acast. See acast.com/privacy for more information.

Hey, welcome back to the Construction Junction. I am your host, Tnya Schulte, founder of The Profit Constructors, where, as always, we are helping you run with the big dogs. Well, here's something really cool. We had a listener named John from Texas reach out and send us a question. I had asked for you guys to reach out with your greatest needs. And so, John, thank you so much for listening, and thanks for sending over such a great question. I got to be honest, when Jennifer told me that you had sent it, I got all excited. Because this is exactly the kind of thing that I love to talk about and love to share. So I appreciate also that you shared your current method for handling your overhead, or as you had called it, which is a great term also, GSNA, right? So it's all of our administrative costs. And so John had shared that they have typically tended to handle calculating their overhead or their GSNA a certain way. And they've recently made a switch to a great friend of ours from the podcast Foundation, which is a great software. And a lot of you out in this world will probably have heard of it. And he was just kind of wondering, like, are they doing it right? And what is the way that other people do it right? And so he had mentioned, you know, obviously, there are a lot of different ways that you can get into doing this stuff when you're doing job costing, because job costing is what we call cost accounting. And so to be really clear, when we start talking about these different types of terms in the accounting world, one of my great thought leaders in the space, one of the folks that has taught me a lot, his name is Ron Baker. I would highly recommend that you reach out and listen to some of his podcasts as well. But he calls himself a recovering cost accountant because when we get into the world of cost accounting. Technically, what we're doing is we're making our best guesstimate of what's going to happen to kind of understand costs across a section of jobs, across a section of time, right? And so none of it is actually going to be down to the penny reconcilable to what actually did happen or what our actual direct costs are. Pretty common in the construction world to want to find a way to account for and be able to estimate for your overhead costs and to be able to really give your estimators and project managers a good tool to understand how their jobs are performing. And doing it as a percentage of labor costs, which is the approach that John had mentioned in his email to me, is actually pretty common in the construction world. In fact, it's our preferred method at the Profit Constructors. It's pretty common for companies that have a predictable mix of work and can reliably forecast your annual labor costs. So when you have work that's pretty steady and your jobs aren't changing, when your jobs have a consistent labor to materials ratio, this approach works really well. And it's straightforward to apply in estimating. So John, if you guys continue to do that, I don't think you'd see any problem with that. Where you're going to see some variation is when companies have a wider range of job types. If you don't have that same mix that we talked about, that labor to materials ratio, and things are kind of consistently changing over your job types, then it's going to be a little bit harder to kind of rely on that labor burden to actually carry you along through all of that. So some are going to base that on total direct costs, so they can recover their overhead evenly across labor-heavy and material-heavy jobs. Others tend to take a blended approach, so they'll use a higher rate for your labor-heavy work and a lower rate for your material-heavy work. And then some actually even use a fixed dollar per labor hour instead of a percentage. We prefer to kind of go that route a lot of times when there's sort of this weird mix, and so we'll help companies establish that. And then there are companies who prefer to recover overhead costs outside the job cost system altogether. And in this case, you'd be monitoring recovery at the company level while keeping your job cost reporting focused on direct costs and gross margin before overhead. And in that case, you're going to have to do a really good job of keeping your estimating and project management team in the loop as to what your current overhead percentages are and how you guys are calculating that on a very regular basis so that they know kind of what to estimate for, what to plan for, and how to track against how their jobs are doing, right? John, since you're on foundation now, I know that they offer three main ways to handle GS&A. So you can do it through the payroll module, through the job costing module, or through the general ledger module. Each one works just a little bit differently. I'm not really an expert in how each one of them works. The right choice is going to depend on your kind of your business model or reporting needs, but I would definitely recommend reaching out to your foundation rep so they can kind of walk you through those options and guide you towards the best choice. But ultimately, the method that you choose, I would say matters less than making sure that your estimating process and your job cost reporting speak the same language, right? So you're going to want to be sure that you're cross-training across all of your teams and everyone's on the same page. So if you recover overhead one way in your bids, your job cost reports should reflect that same method. And that's how you're gonna get gross profit numbers that you can trust and spot any overhead recovery issues before they snowball. So thank you so much, John, for that great question. This is one of my favorite things to do. Like I said, to answer questions like this from our great listeners. And if you have any others, feel free to send them our way. Thanks so much. Have a great rest of your day.

Welcome to Day 30 of the Double Your Profit SeriesThe go-to series for contractors, home service owners, and small business entrepreneurs.Today's topic is one of the biggest levers you have in scaling your company: Cut Overhead Like a Maniac.

This Podcast Is Episode 643, And It's About Is It Time To Hire A Bookkeeper Or Keep Doing It Yourself A Real-World Guide for Small Construction Business Owners If you run a small construction business, you've probably worn every hat—from estimator and foreman to project manager and, yes, bookkeeper. Initially, doing the books yourself may have seemed manageable. But now, as you grow, you might be asking: "Do I need a bookkeeper, or can I keep doing this myself?" It's a valid question—and the answer depends on where your business is, where it's going, and how you manage your time and money. As construction bookkeeping specialists, we've worked with both first-time business owners and seasoned contractors. We've seen the difference it makes when you stop guessing at your finances and start getting reliable, real-time information from a professional. This post will break down the pros and cons of DIY versus hiring a bookkeeper, helping you determine which option is right for your business at this time. DIY Bookkeeping: The Pros Let's start with what's great about doing it yourself, because yes, it can make sense for some businesses in the early stages. 1. It's Low Cost (on the Surface) When money is tight, it's tempting to save every dollar. Doing the books yourself means you don't have to pay a monthly fee or hourly rate. 2. You Learn the Basics By managing your books, you get hands-on experience: How income and expenses are tracked What reports matter How invoices, payments, and taxes work That knowledge helps you communicate more effectively with professionals in the future. 3. You Stay Closely Involved No one knows your business like you do. DIY bookkeeping keeps you aware of every transaction, which can be helpful when you're building habits and financial awareness. DIY Bookkeeping: The Cons While DIY works in the beginning, it often becomes a liability as your business grows. 1. It's Time-Consuming Your evenings and weekends should be spent resting or planning, not catching up on receipts, reconciling bank accounts, or fixing errors from two months ago. Time spent doing books is time not spent building, selling, or strategizing. 2. Mistakes Are Easy to Make Without training, it's easy to: Misclassify expenses Forgot to reconcile accounts Lose track of job costs Miss important deadlines (like sales tax or quarterly estimates) These errors can result in IRS penalties, underpricing, or inaccurate reporting, which can harm your business. 3. Poor Financial Visibility Most DIY systems don't provide accurate job costing, cash flow forecasting, or profit tracking. If you don't know: How much are you really making per job When you can afford to hire or buy equipment Whether your prices cover your overhead …then you're not making informed decisions—you're guessing. 4. It Adds to Your Stress Let's be real: most contractors don't enjoy bookkeeping. It's one more task in an already overloaded day. That constant "I still need to do my books" feeling adds unnecessary pressure. When to Consider Hiring a Bookkeeper Hiring a bookkeeper isn't just about outsourcing busywork—it's about buying clarity, control, and peace of mind. Here's how to know it might be time. 1. You're Consistently Behind If you're weeks or months behind on categorizing expenses, reconciling bank accounts, or sending invoices, it's time for support. A good bookkeeper will not only clean up your books but also keep them up to date moving forward. 2. You're Making More Than $100K in Revenue Once your business is generating six figures or more, your financial picture becomes more complex: Job costing becomes essential Overhead needs to be tracked properly Taxes become more critical (and riskier to ignore) That's where a bookkeeper helps you protect what you're building. 3. You Want to Grow (Or Work Less) Whether your goal is to scale, take on larger jobs, or finally reclaim some weekends, hiring a bookkeeper frees up your time and mental space to make that happen. 4. You're Not Sure What Your Numbers Mean If you've ever looked at a Profit & Loss report and thought, "What am I supposed to do with this?"—that's your cue. A good bookkeeper doesn't just send you reports—they help you understand them and use them to improve your business. DIY vs. Hiring a Construction Bookkeeper: Side-by-Side Comparison Feature DIY Bookkeeping Hiring/Outsourcing 1. Cost Low upfront Monthly fee (varies) 2. Time required High Low (with some client input) 3. Accuracy Varies (risk of errors) High (with checks and clean records) 4. Stress level Often high Much lower 5. Job Costing & Profitability Often missing or incomplete Built-in and consistent 6. Tax readiness Risk of scrambling at year-end Clean books, ready for CPA 7. Scalability Harder to grow confidently Easier to plan and expand Common Concerns About Hiring a Bookkeeper (And the Truth) "Can I afford it?" Hiring a bookkeeper isn't an expense—it's an investment. Most of our clients save money long-term because: Their invoices go out on time They stop underpricing jobs They avoid late fees and missed tax deductions "What if I'm too disorganized?" That's precisely why you need a bookkeeper. A good one will help you build systems that work for you, not shame you for being behind. "Will they understand construction?" Not all bookkeepers do—but we do. We specialize in construction businesses and know how to track labor, materials, subcontractors, job profitability, and project phases accurately. How a Bookkeeper Helps You Grow Once your books are in order, you can: See which jobs are most profitable Adjust your pricing based on real data Budget for slow seasons Plan for hiring or equipment purchases Sleep better knowing your business is financially healthy You stop reacting and start leading. Final Thoughts: Don't Wait Until It's a Mess Suppose you're spending hours each month on books, avoiding financial check-ins, or unsure whether your job is making money. In that case, it's probably time to stop doing it yourself and outsource it to us. Hiring a bookkeeper is like hiring a subcontractor—you could do the work yourself. Still, someone with more experience and tools will do it faster, cleaner, and with fewer mistakes. You build homes. We'll help you build a business that lasts. Ready to Explore Bookkeeping Support? If you're ready to free up your time, reduce financial stress, and finally understand what your numbers are telling you, let's talk. We can go over: Where your books stand now What kind of support makes sense for your business How to set up a system that works (without drowning in spreadsheets) Your time is too valuable to spend chasing receipts and guessing at job costs. Let's fix that. About The Author: Norhalma Verzosa is a Certified Construction Marketing Professional and serves as the Web Administrator of Fast Easy Accounting, located in Lynnwood, WA. She holds a Bachelor's Degree in Psychology and is a Certified Internet Web Professional, with certifications in Site Development Associate, Google AdWords Search Advertising, and HubSpot Academy. She manages the entire web presence of Fast Easy Accounting using a variety of SaaS tools, including HubSpot, Teachable, Shopify, and WordPress.

This Day in Legal History: John Locke BornOn August 29, 1632, John Locke was born in Wrington, England. A foundational figure in political philosophy, Locke's ideas on government, natural rights, and property would come to shape the ideological core of liberal democracies. His “Two Treatises of Government” advanced the notion that legitimate governments are founded on the consent of the governed and exist to protect life, liberty, and property. Locke's theory of property, rooted in the idea that individuals gain ownership by mixing their labor with natural resources, would have lasting effects not only in political theory but also in legal frameworks—particularly intellectual property law.Locke argued that since individuals own their labor, they also own the results of that labor. This labor-based theory of property acquisition later served as a philosophical underpinning for intellectual property rights, especially in Anglo-American legal systems. The notion that creators have a natural right to control and benefit from their intellectual creations echoes Locke's broader views on property. His influence is visible in early American legal thought, including the U.S. Constitution's provision empowering Congress to secure authors' and inventors' exclusive rights.Locke's work also fueled the American Revolution and the drafting of the Declaration of Independence, with Thomas Jefferson borrowing heavily from Locke's formulations on natural rights. Likewise, his theories permeated the French Revolution and the Declaration of the Rights of Man and of the Citizen. Beyond constitutional law, his legacy persists in modern debates about the balance between public access and private rights in intellectual property regimes. Locke's vision of a just legal order grounded in individual rights, voluntary association, and property remains central to contemporary legal theory.A federal judge will hold a hearing on whether to temporarily block President Donald Trump from firing Federal Reserve Governor Lisa Cook, who is challenging her removal in court. Cook argues that Trump lacks legal grounds for firing her, alleging that the justification—claims of past mortgage fraud—is a pretext tied to her refusal to lower interest rates. The Federal Reserve Act permits governors to be removed only “for cause,” though that term is undefined and has never been tested in court. Cook denies the fraud allegations and says even if true, the conduct occurred before she took office and should not qualify as cause for removal.Trump's administration argues that the allegations are sufficient to justify her dismissal and may also claim that legal limits on removing Fed governors infringe on the president's executive authority. The outcome of this case could significantly impact the perceived independence of the Fed and may ultimately be decided by the U.S. Supreme Court. A Biden-appointed judge, Jia Cobb, will first determine if Cook is likely to succeed on the merits and if her removal would cause irreparable harm. The decision could lead to a preliminary injunction, subject to appeal.Trump has already clashed with the Fed, particularly with Chair Jerome Powell, over interest rate policies and management decisions. Removing Cook would allow Trump to install a fourth member on the seven-seat board, potentially shifting its direction.Trump's firing of Fed Governor Cook could be blocked by US judge | ReutersThe national average score on the July 2025 Multistate Bar Exam (MBE) was the highest in over a decade, reaching 142.4—the best performance since 2013, excluding pandemic-altered years. The MBE, which accounts for half of a bar taker's score in most states, is a key component of the U.S. bar exam. The National Conference of Bar Examiners expects the slight uptick in scores to translate into modestly higher pass rates across jurisdictions.This marks the third consecutive year of improvement for July test-takers, in contrast to the February bar exam, which continues to show declining performance. February 2025 saw a record low MBE average of 130.8, partly due to California's decision to use its own bar exam for that session—a move that backfired due to widespread logistical issues. The California Supreme Court has since ordered the state to resume using the MBE starting in July.As states begin releasing July results, optimism is growing among recent law graduates. However, the disparity between February and July results highlights persistent challenges for repeat test-takers and bar exam policy shifts across jurisdictions.US national bar exam scores hit 12-year high | ReutersMajor U.S. law firms saw strong revenue and profit growth in the first half of 2025, fueled by a sharp rise in billing rates—up 9.2% on average. This surge helped offset rapidly increasing expenses, particularly those tied to attorney compensation and the adoption of artificial intelligence tools. Overhead costs excluding lawyer pay rose by 8.6%, while total expenses, including compensation, were up 9.5%. Despite heavy investment in generative AI, firms haven't realized cost savings yet, as they're still maintaining full legal staffing alongside the new technology.Top partners at elite firms, such as Milbank and Quinn Emanuel, are now charging more than $3,000 per hour, with Milbank's Neal Katyal commanding $3,250. Experts note that while AI may one day disrupt the traditional billable hour model, that shift hasn't materialized yet—echoing past predictions during earlier tech changes that never fully played out. Still, some consultants believe AI may eventually push firms toward flat-fee or project-based pricing, especially as AI becomes capable of completing tasks in minutes that previously took hours.Meanwhile, law firm expenses are also climbing due to higher real estate costs and professional liability insurance. The legal talent pipeline remains strong, with law school applicants up 18% year-over-year and recent graduates enjoying a record-high 93.4% employment rate.Law firm rates, revenues soar but costs pile up in AI era | ReutersA federal judge has dismissed University of Pennsylvania law professor Amy Wax's lawsuit claiming racial discrimination in response to university sanctions against her. Wax, who is white, alleged that UPenn treated her unfairly based on race when it suspended her for a year with half pay over a pattern of controversial public comments about minority groups. Judge Timothy Savage ruled that her claims were “implausible,” noting that she failed to show how her race influenced the disciplinary process or the charges brought against her.Wax argued the university disproportionately disciplines white faculty for speech-related conduct while overlooking similar actions by faculty of color. However, the court found her comparisons to other UPenn speakers flawed, as those individuals had not repeatedly made derogatory remarks about minorities. The ruling follows an earlier denial of Wax's request for a preliminary injunction, where the court found she hadn't proven that the suspension would cause her lasting professional harm.Wax has long been a polarizing figure at Penn Law. Her 2017 op-ed favoring Anglo-Protestant cultural norms and later remarks about Black and Asian students drew widespread criticism. In 2018, she was barred from teaching required first-year courses, and in 2022, a faculty complaint sought a major sanction after she suggested the U.S. would be better off with fewer Asian immigrants.Judge tosses law professor Amy Wax's bias lawsuit over UPenn sanctions | ReutersThis week's closing theme is by Wolfgang Amadeus Mozart, a composer of some note.This week's closing theme is Mozart's Piano Sonata No. 11 in A major, K. 331 – I. Andante grazioso, a work that showcases the clarity, grace, and inventiveness that define Mozart's style. Composed around 1783, likely in Vienna or Salzburg, this sonata is one of Mozart's most beloved keyboard pieces, notable for its departure from traditional sonata form. Instead of the expected fast-paced opening movement, Mozart begins with a theme and variations—a gentle, lilting Andante grazioso that unfolds with elegance and wit.Each variation adds a new layer of texture and character, giving performers the opportunity to explore contrasting articulations, ornamentation, and moods. The charm of the movement lies in its simplicity and restraint, traits Mozart uses not as limitations but as a foundation for subtle playfulness and sophistication. The theme itself is dance-like, with a lightly flowing triple meter that invites the listener in rather than demanding attention.While the final movement of this sonata—the famous "Rondo alla Turca"—often steals the spotlight, the opening movement contains just as much ingenuity and expressive depth. It's a window into Mozart's ability to transform formal conventions into personal, lyrical statements. This sonata was likely intended for his students or amateur musicians, yet it retains the masterful balance of accessibility and complexity that only Mozart could achieve.As we close this week, the Andante grazioso reminds us that refinement doesn't require grandeur, and that musical beauty often lies in the quiet unfolding of a well-turned phrase.Without further ado, Mozart's Piano Sonata No. 11 in A major, K. 331 – I. Andante grazioso, enjoy! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

"Jerry-Rig"[30:00 / 32:00 Clock]For Time-1mi Run-2k Row-1mi Run...Find 1RM Shoulder-to-Overhead in Remainder» View the Video Version: https://youtu.be/3pOmvNIs1l8» Hire a Coach: https://zoarfitness.com/coach/» Shop Programs: https://www.zoarfitness.com/product-category/downloads/» Follow ZOAR Fitness on Instagram: https://www.instagram.com/zoarfitness/Support the show

In this episode, Cody and Meagan break down how small hotels can punch above their weight and deliver big-brand guest experiences without bloated costs or layers of management.We dive deep into: 1️⃣ The Reality of Running Lean — Why small hotels must embrace efficiency to stay competitive. 2️⃣ Core Systems That Create Freedom — The technology stack and operational processes that free you from constant firefighting. 3️⃣ Rethinking Staffing & Guest Service — How to maximize your team's impact while keeping payroll healthy. 4️⃣ Common Mistakes Small Hotels Make — Pitfalls to avoid when scaling operations or improving service. 5️⃣ The Lean Luxury Roadmap — A practical blueprint for delivering premium experiences with fewer resources.Whether you're a boutique inn, an independent resort, or a small hotel looking to compete with the big players, this episode gives you the playbook for running lean, smart, and guest-focused.

Hundred Year Old ManBandcamp - https://hundredyearoldman.bandcamp.com/Spotify - https://open.spotify.com/artist/5XSXXl7eQw5Qm8fd1BlGM0Apple - https://music.apple.com/gb/artist/hundred-year-old-man/1095377069Instagram - https://www.instagram.com/hundredyearoldman/Overhead, the AlbatrossBandcamp - https://overheadthealbatross.bandcamp.com/Spotify - https://open.spotify.com/artist/6LvUT0nQphy4BzdzKbdOpxApple - https://music.apple.com/ca/artist/overhead-the-albatross/1032996074Instagram - https://www.instagram.com/overheadthealbatross/Swamp CoffinBandcamp - https://swampcoffin.bandcamp.com/album/drowning-glorySpotify - https://open.spotify.com/artist/4ZZbaFEwEuFb2B0WMHfiW4Apple - https://music.apple.com/us/artist/swamp-coffin/1477584095Instagram - https://www.instagram.com/swampcoffin/ArcTanGent Website - https://arctangent.co.uk/Fandomentals PodcastAll Links: https://linktr.ee/FandomentalsPodcastPodomedy - https://podomedy.com/ Artwork Designed by Alex JenkinsWebsite - www.hexdesigns.orgInstagram - https://www.instagram.com/hexshadowDonate to CALM Here - https://tiltify.com/@podomedy/fundraiser-for-stay-tuned-2025CALM Tools & Resources - https://www.thecalmzone.net/tools-mental-health-support Hosted on Acast. See acast.com/privacy for more information.

Join Dr. Leon Klempner and Amy Epstein as they interview Dr. Scott Law, a trailblazing Orthodontist, Philanthropist, and Entrepreneurial Spirit behind Smile Doctors. From humble beginnings to leading a 550-location organization, Dr. Law shares how leadership and culture fuel success in orthodontics. His insights on branding, authenticity, and mentorship, paired with practical tips for navigating technology expenses and fostering relationships, make this episode a must-listen for orthodontists seeking practice growth and a lasting impact through coaching and philanthropy. Remember, as Dr. Leon always says, “There has never been a better time to be an orthodontist!” IN THIS EPISODE: (00:00) Introduction(04:04) Discussion on philanthropy: Smile Rescue and Mount Kisco Childcare Center(07:20) Dr. Scott Law, co-founder of Smile Doctors, the largest OSO with over 550 locations(11:14) Smile Doctors' growth from a single practice to a billion-dollar organization, emphasizing culture and leadership(15:19) “Speed of the Leader, Speed of the Team," linking leadership pace to team performance (18:04) Overhead, staffing costs, technology expenses and sound business strategies(21:46) Branding as a reflection of practice culture, stressing authenticity to attract patients(27:20) Dr. Law stresses relationships and systems for private practices to thrive with OSOs(29:43) Dr. Law shares his podcast and offers coaching for orthodontistsKEY TAKEAWAYS: Strong mentorship, authentic leadership, and a values-driven culture are essential for lasting success in orthodontics and dentistry.Innovation and meaningful partnerships fuel sustainable business growth while leaving a positive legacy in the community.Aligning authenticity, values, and influence ensures both professional excellence and personal fulfillment.RESOURCE LINKS:People + Practice - Website Leon - EmailAmy - EmailPeople + Practice - EmailAbout Smile Doctors | Family Orthodontists in Over 25 StatesScott Law - Co-Founder/CCO at SmileDoctors | LinkedInSmile Doctors Off Mute - PodcastKEYWORDS: Orthodontics, Leadership, Practice, Culture, Philanthropy, Entrepreneurial Spirit, OSO, Team Performance, Digital Orthodontics, Practice Growth, Staffing Costs, Technology Expenses, Overhead, Branding, Authenticity, Relationships, Mentorship, Coaching, Dr. Scott Law, Smile Doctors, Smile Doctors Off Mute Podcast, Golden Age of Orthodontics, Practice Talk, Smile Rescue

Discover how international virtual team members are transforming the dental industry. Richard Low sits down with Cory Pinegar, founder of Reach, to explore hiring trends, practice profitability, and operational strategy. They break down how to save $24K per hire while boosting team culture, patient satisfaction, and bottom-line growth.

Ever feel like your till's ringing, but your bank balance is whispering “not this month”?I'm Catherine Erdly, and this episode of the Resilient Retail Game Plan gets painfully real about the truth behind cash flow for retailers. If you've ever panicked at 3am, wondering how to pay that looming supplier invoice, you're not alone. I break down my “SHOPS” framework;Sales, Having It Mapped Out, Overheads, Profit, Stock.Turning the messy, anxiety-inducing side of product business finance into a clear action plan. This is practical product business advice forged from 25 years on the retail shop floor and in boardrooms. If you want genuine independent retailer tips from a UK retail podcast, you're in the right place.Let's keep talking:DM me on Instagram @resilientretailclub—share your next cash-flow move, or nominate a guest for the Resilient Retail Club Podcast. Drop a follow or review in your favourite retail podcast app. Want more shop owner know-how? Check out my latest Forbes article on funding options for indie retailers UK (link in show notes).[fade out as a spreadsheet cell totals up, quietly but with that perfect clack]Mentioned in this episode:Cashflow Planner FreebieDownload your Cash Flow Planner at https://resilientretailclub.com/cashflow

August is a busy but rewarding month in the garden. Although heat stress and plant fatigue can be a challenge, with attentive care, tidying up, and strategic watering and fertilizing, your lawn and garden can thrive into the fall. Tune in to hear Joanne's tips and advice for keeping your lawn and garden thriving in August. Topics covered in this week's episode: Bulb Preparation Start thinking about fall bulbs (both flowering and garlic) now, especially if you want specific varieties. Vegetables and Herbs Trim tired herbs (dill, basil, chives, oregano, thyme) for rejuvenation—stagger cuts for small crops to extend harvests. Monitor vegetables—harvest tomatoes and sow a second crop of lettuces and other cool-weather crops for fall. Keep gardens tidy: remove dead leaves and debris to prevent mildew and fungal diseases, especially after frequent watering. Watering Tips Due to a lack of rain and prevalent heat in the GTA (Greater Toronto Area), consistent watering is vital. Overhead watering (oscillating sprinklers) is inefficient—Joanne recommends a circular, ground-level sprinkler for deeper, targeted watering. Test soil moisture with a wooden stick/spoon for accurate watering, especially for new plants. Fertilization and Soil Care With heavy summer watering, nutrients may be depleted—top up with compost or hen manure, especially in raised beds and containers. Annuals and hanging baskets may also need fertilizer boosts (water-soluble or pellet) and a haircut to encourage new growth. Container Gardening Refresh tired annuals in containers or hanging baskets—replace or trim as needed for continued success through fall. Consider adding or dividing perennials like hostas in containers. Pest and Disease Watch Look out for mildew, spider mites, and aphids; ladybugs can help control aphids (ensure they are native). Lawn Care Lawns may look brown but are likely dormant, not dead—no need to fertilize or mow dormant grass. Focus on watering deeply rather than frequently. Use a rain gauge or simple container to check water penetration. Pay attention to weeds, especially crabgrass—remove before seed heads spread. Trees and Hedges Water trees deeply—target the feeder root zone, not just trunk; mature trees benefit when you water your lawn. Avoid spraying tree leaves or trunks. Prefer ground-level, slow watering instead of overhead for all garden areas. Pruning Prune flowering shrubs (weigela, lilac, spirea) by cutting older/dead branches from inside the shrub for rejuvenation. For evergreens (cedar, yew), light trimming and shaping are appropriate now; major pruning is best left to professionals if needed. Shape hedges so the base is wider than the top to ensure sunlight reaches the bottom branches. Hydrangea Tips Highlight on hydrangea varieties that thrive in heat and drought (Paniculata types like Bobo, Firelight Tidbit, Little Lime Punch, and Arborescens/Annabelle types). Water hydrangeas thoroughly—wilting signals the need for water. Enjoyment and Planning Observe visiting butterflies, bees, and birds; consider water features (birdbaths, fountains) that attract pollinators and wildlife. Take photos of garden gaps for future planning, especially for plants that bloom in late summer or fall. Resources Mentioned in the Show: Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden Are you a landscape or gardening expert? We'd love to have you on the show! Click here to learn more. Find Down the Garden Path on Instagram, Facebook, and YouTube: @downthegardenpathpodcast. Down the Garden Path Podcast On Down The Garden Path, professional landscape designer Joanne Shaw discusses down-to-earth tips and advice for your plants, gardens and landscapes. As the owner of Down2Earth Landscape Design, Joanne Shaw has been designing beautiful gardens for homeowners east of Toronto for over a decade. She does her best to bring you interesting, relevant and useful topics to help you keep your garden as low-maintenance as possible.  In Down the Garden Path: A Step-By-Step Guide to Your Ontario Garden, Joanne and fellow landscape designer Matthew Dressing distill their horticultural and design expertise and their combined experiences in helping others create and maintain thriving gardens into one easy-to-read monthly reference guide. Get your copy today on Amazon. Don't forget to check out Down the Garden Path on your favourite podcast app and subscribe! You can now catch the podcast on YouTube.

Take our free English fluency quiz. Find out if your level is B1, B2, or C1.  Do you love Business English?  Try our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more 4 million monthly downloads. IELTS Energy Podcast: Learn IELTS from a former Examiner and achieve your Band 7 or higher, featuring Jessica Beck and Aubrey Carter Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode we are breaking down how we suggest to hold and support the bar overhead with your upper body. This includes what we consider supporting and best distributing the weight, versus muscling the weight and/or more so isolating certain areas of the body, with the actions and positions of the wrists, elbows, shoulders, and scapulas. Tune in to hear our perspectives on what are some debatable points of performance. Enjoy the show!

Book a call to see if we can help you achieve your goals in less time with less risk:  http://bit.ly/iwc15podcast Could a vending machine replace your day job and income? Today's guest discovered how to turn vending machines into a powerful cash flow—no tech expertise, trust funds, or tenants required.  In this episode, Cameron Christiansen and Anthony Faso interview Mike Hoffmann, a dedicated family man and health enthusiast. He's the founder of Vendingpreneurs, where he shows everyday people how to build wealth by growing their own vending machine business, one machine at a time. Mike discusses the rise of unattended retail, from smart coolers to cashless transactions, offering a modern-day "lemonade stand" business model. He breaks down how vending has evolved from the old-school snack machines to high-tech, AI-powered systems.  He also explains how easy it is to scale, starting small with one machine or buying an existing route and flipping it for higher profits. Even more interesting, he shares how kids as young as 12 are thriving in the vending business, teaching them valuable entrepreneurial skills at a young age. Listen to learn how to get started, the secrets to finding locations, and the potential to build a six-figure income from vending machines, whether you're working part-time or going all in! Interested in building a profitable, semi-passive vending machine business? Apply Now! - https://www.vendingpreneurs.ai/application/   In This Episode: - The moment that sparked Mike's vending journey - Vending 2.0: AI-powered machines, no quarters needed - What makes vending different from other businesses? - How does buying a vending route work? - Finding prime locations for your first machine - Overhead costs and revenue for a vending machine - The benefits of joining Mike's community - Case study: $400K/year vending success story - What hinders people from achieving success? - How to learn more about the vending machine business   Resources:  Join the Infinite Wealth Study Group - https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  Check out our Online Course - https://infinitewealthcourse.com/home Buy Becoming Your Own Banker by R. Nelson Nash - http://bit.ly/BYOBbookIWC   Connect with Mike Hoffmann: Website - https://www.mrpassive.com/ Connect with Anthony or Cameron: Website - https://infinitewealthcourse.com/home Instagram - https://www.instagram.com/infinitewealthconsultants/   Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions. This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.  The hosts may have a financial interest in the programs or services mentioned in this episode.

Download our Mobile App! iOS | Android --- Embrace the energy as the cool breeze ruffles your hair. Close your eyes and listen. Moored boats creak and groan, eager to break from their tethers and put out to sea. Halyards tap impatiently at the hollow masts, begging to unfurl the sails. Overhead, gulls wheel in the sunshine. Inhale deeply; the sharp, briny scent clears your body of tension, encouraging you to relax and center. ---

"Equalizer"For Time (30:00 Cap)1:30 Sandbag Bear Hug Hold 150/100lb...3 Rounds-75 Double Under-15 Toes-to-Bar-10 Front Squats 155/105lb...3 Rounds-75 Double Under-15 Toes-to-Bar-10 Shoulder-to-Overhead 155/105lb...300' Sandbag Bear Hug Carry 150/100lb» View the Video Version: https://youtu.be/h5m0VFWQ5MU» Hire a Coach: https://zoarfitness.com/coach/» Shop Programs: https://www.zoarfitness.com/product-category/downloads/» Follow ZOAR Fitness on Instagram: https://www.instagram.com/zoarfitness/Support the show

In this conversation, George Weiner speaks with Ken Berger, the former CEO of Charity Navigator, about the evolution of nonprofit evaluation, the challenges of measuring overhead, and the importance of adapting to changing funding landscapes. They discuss the impact of effective altruism, the necessity of mergers in the nonprofit sector, and the role of storytelling and data in demonstrating outcomes. Ken shares valuable insights and advice for current and future nonprofit leaders, emphasizing the need for humility, collaboration, and strategic planning in navigating the complexities of the nonprofit world. takeaways The overhead debate has historically hurt nonprofits. Metrics for evaluating nonprofits are evolving beyond just overhead. Nonprofits must strategically manage their overhead to thrive. Advocacy and strategic planning are crucial in times of funding cuts. Mergers can be a viable solution for struggling nonprofits. Effective altruism has its limitations and assumptions. Measuring outcomes is a significant challenge for many nonprofits. Data can help bridge the gap between outputs and meaningful outcomes. Storytelling remains a powerful tool for nonprofits. Future nonprofit leaders must be humble and open to learning.

Managing and growing a multi-office practice is no small feat. Today, we're joined by returning guest, Dr. Robert Levin, Founder and CEO of Levin Group, to take a closer look at how to do it right with 10 tips for success in a multi-location setup. Dr. Levin begins by explaining the challenges of having a large and varied referral base. Then, we discover what oral surgeons can learn from orthodontists, marketing recommendations for multi-office practices, tracking and analysis difficulties, and debunking common cost and money-related myths. We also assess the best practices for communication, the importance of partner and stakeholder agreement, the necessity of consistent management performance analysis, and the importance of having adequate and efficient systems in place across multiple locations. Plus, Dr. Levin shares his thoughts on the curse of high IQ, what we can do to overcome it, and how the career stage of individual doctors affects the entire multi-office setup. Tune in for practical strategies to strengthen and scale your multi-location practice!Key Points From This Episode:The challenges of having a large and varied referral base. Orthodontics as a leading economic indicator, and why this matters for oral surgeons.  Marketing recommendations for multi-office practices. Why tracking and analysis get more difficult with more than two locations. Overheads, debunking common money-related myths, and the role of office managers.Best practices for improving communication in a multi-office setup.How agreeing with partners and stakeholders influences a practice's effectiveness.Management performance analysis: staying on top of your KPIs. The importance of having efficient systems in place.Unpacking the curse of high IQ and how to avoid this particular pitfall. Reasons to pay attention to the career stages of each doctor at every location. The inevitability of failure and how to quickly realign.Links Mentioned in Today's Episode:Dr. Roger Levin on LinkedIn — https://www.linkedin.com/in/roger-levin-69ab744/ Levin Group, Inc. — https://levingroup.com/ Levin Group, Inc. on YouTube — https://www.youtube.com/@LevinGroupInc American Association of Orthodontists — https://education.aaoinfo.org/ How The Mighty Fall — https://www.jimcollins.com/books/how-the-mighty-fall.html Everyday Oral Surgery Website — https://www.everydayoralsurgery.com/ Everyday Oral Surgery on Instagram — https://www.instagram.com/everydayoralsurgery/ Everyday Oral Surgery on Facebook — https://www.facebook.com/EverydayOralSurgery/Dr. Grant Stucki Email — grantstucki@gmail.comDr. Grant Stucki Phone — 720-441-6059

Is the overhead press worth it for most lifters? In this episode of Beast Over Burden, Niki Sims and Andrew Jackson take a hard look at the most skipped lift in strength training: the overhead press. They break down why it's often abandoned, what makes it frustrating, and how to rebuild your pressing with smarter technique, variations, and programming for long-term strength and longevity. Whether you're dealing with shoulder pain, struggling with progress, or questioning if it's even worth your time, this episode gives you a clear, no-nonsense answer. ✅ What You'll Learn Why the overhead press gets skipped—and whether that's a mistake How to modify the press to fit your body and goals Variations like landmine and dumbbell presses that reduce pain and boost results How to think of the press as a movement skill, not just a lift Strategies for programming vertical pressing into a long-term training plan When to rotate, reduce, or temporarily remove the press ⏱ Timestamps 00:00 – Intro: Is the overhead press worth it? 02:10 – Why lifters skip the press 05:45 – Making pressing work for your body 08:25 – Smarter variations: landmine, dumbbell, incline 12:40 – The press as a skill-based lift 15:10 – Programming adjustments for recovery and sustainability 18:00 – Giving the press a second chance