Podcasts about anticipate

Read Online“For this is the will of my Father, that everyone who sees the Son and believes in him may have eternal life, and I shall raise him on the last day.” John 6:40Yesterday's Solemnity of All Saints gave us an opportunity to celebrate and rejoice in the fact that there are countless people who have gone before us who are now enjoying the glories of Heaven. These faithful souls lived lives that were grounded in God's grace and have been fully purified of all sin. They now gaze at our good God face-to-face.Today, we commemorate the fact that many who die in a state of grace are not immediately ready to stand before the glorious throne of God and see Him face-to-face. The only way this is possible is if every sin and every attachment to sin is purged from our souls. We must have nothing but pure charity alive within us if we are to enter the eternal glories of Heaven. But how many people die in such a state?The Church, in her wisdom and holiness, has taught clearly through the centuries that when a person passes from this world to the next while still attached to less serious sin, they need to be fully purified in order to enter Heaven. This is Purgatory. The Catechism of the Catholic Church states: “All who die in God's grace and friendship, but still imperfectly purified, are indeed assured of their eternal salvation; but after death they undergo purification, so as to achieve the holiness necessary to enter the joy of heaven. The Church gives the name Purgatory to this final purification of the elect, which is entirely different from the punishment of the damned” (#1030–31a).For some, Purgatory can be a frightening and even confusing thought. Why doesn't God, in His infinite mercy, simply take all our loved ones who followed Him straight to Heaven? The answer is simple. He does! And the path for them to Heaven is this incredible mercy of their final purification.Purification of all attachment to sin within our soul is a mercy beyond what we can imagine. Through this final purification, God prepares the holy souls who have died for an eternity of joy. But this purification is necessary because God, in His love, does not want any soul to live eternally with even a minor attachment to sin. God wants us all free. The truth is that every sin on our soul, even the smallest one, is reason enough for us to be excluded from Heaven. So Purgatory must be seen as a final mercy from God by which He lifts every last burden that keeps us from perfect love, so that our eternity will be one of utmost freedom and ecstasy. God wants us to be filled only with the purity of love forever. Thus, upon our death, we are graced to enter into a final and intense purification of every minor sin, so that when we see God in all His glory, we will see Him with the perfection to which we are called. Purgatory is a gift, a grace, a mercy. It will be painful to go through in the same way that overcoming any sin is painful. But the good fruit of freedom from sin makes every final purification we must endure worth it a hundredfold and more. Reflect, today, upon the spiritual truth that God wants you to be a saint. If you are among those few who die in a state in which you are purified from every sin, then be assured that you have already completed your purgatory on earth. But if you or your loved ones are among the many who still hold some minor attachment to sin at the time of death, then rejoice that God is not done with you yet. Anticipate with much gratitude the final purification that awaits and look forward to the freedom that ultimately comes from that purification. My merciful Lord, You desire that my soul and the souls of all your faithful be purified of every sin, even the smallest imperfection. I thank You for the mercy of Purgatory and pray that I will continually work toward that purification here and now. I pray, also, for all those who have gone before me and are still in need of these purifying fires. Pour forth Your mercy upon them so that they may be counted among the saints in Heaven. Jesus, I trust in You.Image: Luca Giordano, Public domain, via Wikimedia CommonsSource of content: catholic-daily-reflections.comCopyright © 2025 My Catholic Life! Inc. All rights reserved. Used with permission via RSS feed.

In this eye-opening episode, Rebecca exposes the hidden tactics narcissists use to manipulate, control, and sabotage you — from covert insults and gaslighting to gift-giving traps, holiday sabotage, and the dangerous “dangling carrot” of future faking. Learn how to recognize these psychological weapons, reclaim your power, and stop falling into their emotional traps for good. Discover the Narcissist's Playbook — the exact methods narcissists use to confuse, dominate, and control you. Rebecca Zung breaks down how narcissists manipulate emotions, twist reality, and keep you trapped in their toxic cycle. You will learn: How narcissists weaponize gift-giving to insult, control, and create guilt. The 9 most common narcissistic insults that destroy your confidence and independence. How gaslighting works — and the subtle ways it makes you doubt your memory, judgment, and sanity. Why narcissists ruin holidays and special occasions just to keep the attention on themselves. The meaning of the “dangling carrot” tactic — how they promise love, change, or rewards they never deliver. What future faking looks like in relationships, workplaces, and negotiations. Why narcissists act kind or generous only when it serves their image or control. How to protect your mindset and use leverage to shift the power dynamic back to you. Rebecca Zung draws from her powerful S.L.A.Y. Negotiation Method (Strategy, Leverage, Anticipate, You) to show you how to outsmart manipulation and take back control of your life, confidence, and peace.

Learn how to finally turn the tables on the narcissist in your life using the most powerful tool — leverage. In this eye-opening conversation, Rebecca Zung and Judge Lynn Toler reveal how to outsmart manipulation, regain control, and win — both in court and in life. Discover the S.L.A.Y. Methodology and insider strategies to protect yourself, negotiate powerfully, and stop being controlled by a narcissist's lies and tactics. FULL DESCRIPTION: Discover the #1 most powerful tool you can use against a narcissist — leverage — and how to build it ethically and effectively. Learn the S.L.A.Y. framework: Strategy, Leverage, Anticipate, and focus on You. Understand the difference between diamond-level supply (status, image, reputation) and coal-level supply (chaos, control, and conflict). Hear real-life insights from Judge Lynn Toler on handling narcissists in court and separating emotion from strategy. Learn how to stop defending yourself, set boundaries, and communicate from strength. Discover how to use narcissists' own behavior — lies, contradictions, and ego — as leverage. Explore Rebecca's M.A.T.T.E.R. Framework for negotiation success. Find out how to prepare mentally, emotionally, and legally when a narcissist tries to destroy your peace or reputation. Gain clarity on how leverage is not manipulation — it's your power to create incentive for fair outcomes. Transform fear into confidence and finally shift from victim to victor. Perfect for: anyone navigating narcissistic abuse, divorce, custody battles, or high-conflict negotiations.

Vik Malhotra, McKinsey senior partner and coauthor of CEO Excellence and A CEO for All Seasons, examines the strategic pressures that now define the CEO role: a "30- to 40-year tech revolution," intensifying geopolitics, shifting consumer behavior, and demographic change. As he notes, "every business at some level is a tech business," and this multipolar, fast-changing environment places a premium on leaders who can "thread the needle" between paradoxes, short-term delivery versus long-term reinvention, legacy versus disruption, and analysis versus decisiveness. The conversation connects these macrotrends to practical leadership mechanics, how to set direction, allocate scarce resources, and design institutions that can learn, adapt, and scale without losing their core. Key strategic insights and takeaways Set an audacious, persistent north star. "The very best leaders set bold, some might say audacious, aspirations early in their tenure," Malhotra explains. Through downturns and market noise, they "persevere" and repeat a few priorities "until the organization internalizes them." Consistency, not novelty, creates credibility and followership. Treat resource allocation as a hard choice. "Capital, expense, and talent, it's a zero-sum game," he recalls from his interview with Jamie Dimon. Great CEOs "starve something" to fund their boldest bets and resist spreading resources "like peanut butter." Make culture operational and selective. Effective leaders focus on one or two levers that reinforce strategy, Satya Nadella's emphasis on a growth mindset at Microsoft being a prime example. They design rituals, incentives, and role modeling that embed new behavior. Build a star team, not a team of stars. As one CEO told Malhotra, "This is not about a team of stars, it's about a star team." Complementary strengths, mutual accountability, and candor matter more than individual brilliance. Institutionalize continuous learning and reinvention. Exceptional leaders avoid the "sophomore slump." They systematize learning—internally by seeking dissent and externally by "looking around corners." "You can never be complacent," Jamie Dimon told him. "You've got to keep pushing forward." Operate as a technology-native company. "Every company is a tech company," Malhotra insists. Technology must be business-led, embedded in cross-functional product teams, and scaled deliberately beyond experimentation, especially in AI. Anticipate nonmarket shocks. Leading teams now run geopolitical and demographic scenarios "to understand how the company might have to pivot." This preparedness extends to smaller firms "thrust into geopolitics" for the first time. Distinguish between experimentation and bet-the-company decisions. Leaders should allow "rapid, cheap failure" to learn quickly, but apply exhaustive risk management to the few "truly consequential, bet-the-company" decisions. Here are some free gifts for you: Overall Approach Used in Well-Managed Strategy Studies free download: www.firmsconsulting.com/OverallApproach McKinsey & BCG winning resume free download: www.firmsconsulting.com/resumepdf Get Exclusive Episode 1 Access of How to Build a Consulting Practice: www.firmsconsulting.com/build Enjoying this episode? Get access to sample advanced training episodes here: www.firmsconsulting.com/promo

We will break down how investors can combine momentum indicators, fundamental and technical analysis, mean reversion theory, and sentiment signals to make more informed predictions about where the stock market may be headed. Today's Stocks & Topics: 529 Plan, Market Wrap, Penske Automotive Group, Inc. (PAG), Micron Technology, Inc. (MU), “Decoding the Market: 4 Strategies to Anticipate Stock Trends”, The Kroger Co. (KR), Adobe Inc. (ADBE), Rivian Automotive, Inc. (RIVN), American Outperformance, JPMorgan Chase.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

The following article of the E-Commerce & Retail industry is: “Summer Retail: Using AI, Data to Anticipate Behavioral Shifts” by Anabell Trejo, CEO and Co-Founder, Getin.

Welcome to The K9PT Academy podcast, the only podcast in veterinary rehabilitation & physical therapy that focuses on helping business owners and entrepreneurs build and scale a profitable and successful canine rehabilitation business! Every business owner dreams of steady, predictable growth—but real success as a canine rehabpreneur doesn't happen in a straight line. Growth comes in waves: the peaks feel amazing, and the valleys… well, that's where the real work (and transformation) happens. In this episode, Dr. Francisco dives into the concept of “Growth Valleys”—those tough, uncomfortable seasons when things slow down, stress increases, and doubt creeps in. But instead of running from them, we explore how these valleys are essential for long-term success and leadership growth. Listen to the full episode as we discuss:

Capture stunning in-flight bird photos by anticipating takeoff and using the right camera techniques.   Transcript available at NYCPhotoSafari.com

In South Korea, the tattoo industry has long been underground due to prohibitive licensing rules. With those restrictions set to lift in 2027, some practitioners are breathing a sigh of relief; they'll no longer risk fines or jail time. Others, however, fear that the changes won't all be for the better. Jason Strother in Seoul gives us a glimpse of an industry at a crossroads. The post Tattoo artists in South Korea anticipate lifting of restrictions with mixed emotions appeared first on The World from PRX.

Tim Quast gives his takeaways from this week's volatility and how investors can learn to take advantage of a higher VIX. He notes that volatility on the SPY doubled on October 10 and advises investors to watch SPY as well. He describes different types of volatility to watch as well such as supply/demand, options, and more, and how they can help investors predict what might happen next in markets.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Do I Anticipate Shabbos?

IndyCars are testing, rumors are flying and seats are swapping. Our resident open wheeler Conor Daly is back on Speed Street this week to join co-host Chase Holden in catching up on all the off season madness. The news broke Tuesday morning that Rinus VeeKay will be signing on with Juncos Hollinger Racing for the 2026 season, making Conor's path back to the full-time grid a bit murkier. Conor gives listeners some insight to his perspective on the matter and what opportunities may still be open in the paddock. The guys also take a look at the test results from Mid-Ohio and the Indianapolis Motor Speedway road course, which saw IndyNXT stand-out Dennis Hauger top the speed charts and former Formula One pilot Mick Schumacher try his hand at an IndyCar for the first time.The fast driver of the week Dennis Hauger joins the show to give his first impressions of an IndyCar after making his test debut with Dale Coyne Racing. After running up the ladder as part of the Red Bull Racing development team in Europe, Hauger came to the United States last year to take part of the IndyNXT Series with Andretti Global. He turned heads with dominant results and will find himself on the IndyCar grid for the 2026 season, with DCR as part of their new technical alliance with Andretti. Dennis fills listeners in on what he's observed so far from the partnership and what he's looking forward to in the weeks to come. The guys also chat about Dennis' first impressions of oval racing and what he anticipates from his Indianapolis 500 debut next year. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this in-depth episode, Rebecca Zung dive into the ultimate guide for handling narcissists in mediation, divorce, and custody battles. You'll learn exactly how to prepare, protect yourself, and win against manipulative tactics used by narcissists in court. From legal leverage to emotional boundaries and self-empowerment, this masterclass breaks down every stage of the fight — and how to reclaim your power with clarity, strategy, and strength. What You'll Learn How to Handle Narcissists in Mediation and Legal Battles — preparation, strategy, leverage, and negotiation psychology. How narcissists distort communication — twisting words, gaslighting, and manipulating evidence to gain control. Essential leverage techniques that force narcissists to settle or comply without giving in to emotional games. Why emotional control and confidence are your greatest weapons during mediation or court. What to do when narcissists violate court orders or ignore agreements — effective legal steps that hold them accountable. Understanding narcissistic supply and how to cut it off to regain your power. Why early mediation, collaborative law, or “being nice” doesn't work with narcissists. Documentation mastery — the exact kind of evidence judges believe and how to build your case strategically. Rebecca Zung's SLAY Method — Strategy, Leverage, Anticipate, and focusing on YOU to turn the tables on narcissists. The truth about the family court system — how to recognize bias, expose manipulation, and fight smartly for your rights. Real success stories and tactical steps to outsmart narcissists legally and emotionally. Key Takeaways Mediation with narcissists isn't about fairness — it's about leverage and boundaries. The courtroom is a psychological battlefield — preparation and emotional neutrality win. Narcissists will delay, obstruct, and twist facts — but documentation, calm strategy, and a strong legal team turn the tables. Your recovery and mindset are just as vital as your legal approach — clarity equals power. #RebeccaZung #DrRamani #NarcissistDivorce #NarcissisticAbuseRecovery #NarcissistMediation #HighConflictDivorce #FamilyCourt #CustodyBattle #NarcissistLaw #NarcissisticParent #LegalStrategy #SLAYProgram #NarcissistLeverage #DivorceRecovery #TraumaBond #NarcissisticAbuse #NarcissismAwareness #EmotionalAbuse #PsychologicalAbuse #Boundaries #CovertNarcissist #OvertNarcissist #NarcissistSurvivor

This episode of Winning Season features a real lesson from Jacqueline V. Twillie, originally delivered live to a group of mid-career professionals. In it, Jacqueline unpacks the moment she cracked a high-stakes global project stalemate by identifying the single metric and timeline that mattered most to a senior leader.She walks listeners through her signature L.A.T.T.E. Framework—Look, Anticipate, Think, Talk, Evaluate—and shows how to use it to translate your solution into the language of decision makers. You'll learn how to pinpoint priorities, anticipate objections, and present your ideas in a way that earns approvals faster.Whether you're preparing for a big pitch or navigating shifting priorities, this lesson gives you a repeatable playbook to get a clear yes.This podcast episode is an actual lesson taught by Jacqueline V. Twillie, founder of ZeroGap and creator of the L.A.T.T.E. Framework. You'll hear her teaching in real time, not a scripted studio segment, so grab a notebook and get ready to apply these strategies immediately.

To get your supporting PDF, visit https://www.opulentbeautypro.com/offers/g2KCiLSt/checkout Many salon owners believe that luxury is about a beautiful space, high-end products, or fancy beverages. The truth? Luxury is a standard, not a vibe. In this episode of Insider, we dive into what it truly takes to create a luxury salon experience. You'll learn how to: Anticipate client needs and deliver before it's expected (like cleaning hairlines, informing about external disruptions, or offering thoughtful conveniences). Provide an impeccable client experience every single time. Deliver exceptional customer service with integrity and attention to detail. Train your team to consistently deliver a high-end experience, ensuring every client leaves feeling valued. We also break down lessons from the Ritz-Carlton and Disney on going above and beyond for clients, and how you can apply these standards in your salon immediately. If you're ready to elevate your salon beyond aesthetics and products, and make luxury a repeatable standard, this episode is for you.

Elizabeth Peek discusses the growing demands that massive data centers place on local resources, including electricity, water, and workforce. She anticipates a public backlash, particularly due to rising electricity costs and the reliance on renewable mandates in uncompetitive markets like California and New York. Water scarcity issues are also a significant concern, comparable to the public reaction to fracking. Peek notes that elected representatives must address how these massive buildings impact the national conversation regarding resource allocation and pricing. 1910 VALDEZ

Elizabeth Peek discusses the growing demands that massive data centers place on local resources, including electricity, water, and workforce. She anticipates a public backlash, particularly due to rising electricity costs and the reliance on renewable mandates in uncompetitive markets like California and New York. Water scarcity issues are also a significant concern, comparable to the public reaction to fracking. Peek notes that elected representatives must address how these massive buildings impact the national conversation regarding resource allocation and pricing. 1910

A little faith goes a long way is Jesus' point in the gospel. A mustard seed's-worth of faith has miraculous potential. The patience, tenacity, and endurance required for the life of faith are the blessings received in holy baptism, holy communion, and the word read and proclaimed in this assembly. Anticipate them. Receive them with thanksgiving.Reading: Habakkuk 1:1-4; 2:1-4, Psalm 37:1-9 and Luke 17:5-10

Listen, I'm very positive on the potential for AI to reinvent our jobs, careers, and companies. But making us all Superworkers is much trickier than we think. This week I discuss the far-reaching implications of AI on jobs and careers, and explain why and how the new world of “no job growth” with “massive job reinvention” gives us a mandate and clear agenda as HR and business leaders. Like this podcast? Rate us on Spotify or Apple or YouTube. Additional Information L.A.'s Entertainment Economy Is Looking Like a Disaster Movie (WSJ) The Rise Of The Supermanager: A New Role In The World of AI How Japan's Culture Of Business Teaches Us About AI Transformation The Rise Of The Supermanager: A New Role In The World of AI The AI Revolution in Corporate Learning (new research) The AI Revolution in Talent Acquisition (new research) Get Galileo: The World's AI Assistant for HR and Leaders Chapters (00:00:00) - How AI Is Affecting the Job Market(00:09:14) - The Future of Work Is AI(00:14:26) - Jobs in a dynamic world(00:22:16) - A few things to Watch Out For

Can bitcoin cross $120K in this run? Bitcoin climbed higher on the back of a government shutdown and weaker-than-expected U.S. labor data. The largest crypto by market cap is flirting with the $120,000 level for the first time since mid August. This comes as the CME FedWatch predicts a 98.9% chance that the Fed will cut rates by 25 bps later this month. Will another cut boost BTC to a new high? CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.” - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Bridge simplifies global money movement. As the leading stablecoin issuance and orchestration platform, Bridge abstracts away blockchain complexity so businesses can seamlessly move between fiat and stablecoins. From payroll providers and remittance companies to neobanks and treasury teams, Bridge powers payments, savings, and stablecoin issuance for thousands – like Shopify, Metamask, Remitly, and more. URL: ⁠https://hubs.ly/Q03KGbRK0⁠ - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

From phishing to prompt injecting to PHI leaks via consumer AI models, AI tools are reshaping healthcare cyber risks. Learn how frameworks like OWASP can help CISOs and IT teams bolster their defenses to protect organizations' AI, data and cloud assets. 

Episode Summary This week on Dental Drill Bits, Dana and Sandy open up about real-world customer service experiences that prove just how important it is to put yourself in the patient's shoes.  Dana kicks things off with her eye doctor visit, from tiny-font registration forms to confusing waiting rooms and perfume-passing that crossed the line. She then shares what her tire appointment taught her about easing patient anxiety and making sure customers leave with confidence. Sandy brings her own story to the table about trying to buy fireplace logs, only to be talked out of making the purchase by the very person answering the phone. Together, they explore what it means to honor the customer's current concern, anticipate their questions, and create experiences that build trust. If you've ever wondered how the smallest details can make or break customer loyalty, this episode will make you rethink every touchpoint in your practice. Key Takeaways Always imagine yourself in the customer's position—what feels confusing vs. reassuring? Honor the customer's current concern, even if you think they need something else. Anticipate wants, questions, and needs before the customer even asks. Every interaction is an opportunity to build confidence—or lose it.

Most of the people traveling during the weeklong holiday are going on road trips. Chinese authorities also anticipate an average of more than two million daily cross border trips during "Golden Week."

We've all missed alarms, overextended ourselves, or completely goofed up a plan. In this Pac Talk Mini, Emylee Vodden shares how a simple client message turned a potential scheduling disaster into a reminder of the power of planning, accountability, and community. Instead of stressing about mistakes, what if we built systems—and relationships—that anticipate needs before problems arise? This short mountain-drive reflection is about being proactive, reducing anxiety, and leaning on the right people in your corner.Welcome to the Pac, please make sure you subscribe wherever you are listening to this show and if you loved this show please leave us a 5 star review in the iTunes store. It is the currency of podcasts and it really goes along in helping us grow our show.If you are in Southern California come train with us Echo ParkRedondo BeachIdyllwildPalm SpringsFollow Pharos, Piet and Emylee on Instagram for more fitness related content. Hosted on Acast. See acast.com/privacy for more information.

In part 2 of this series, we continue considering how what's happening in the boutique fitness industry today impacts tomorrow. (Spoiler: There's massive opportunity to look forward to!)   Get the lay of the land—and the roadmap—as Coach Rachel Prairie and I unpack trends that are evolving the industry in Episode 679: The Next Decade of Boutique Fitness, Part 2.    Small towns: studios are increasingly targeting Tier 3-Tier 5 markets  Premium plus: luxury 3.0 and concierge fitness are tailoring holistic experiences  Drop-ins that bounce: the aggregator bubble requires a 20-25% conversion rate Homogenization & commoditization: boutique brand differentiation is critical Team trials: instructors need more mentoring, and the labor shortage persists    Plus, on the horizon are unique methods within modalities, integrated sensory experiences and boutique gym pop-ups. Anticipate your studio's unlimited potential with Episode 679.    Catch you there,   Lise   PS: Join 2,000+ studio owners who've decided to take control of their studio business and build their freedom empire. Subscribe HERE and join the party! www.studiogrow.co www.linkedin.com/company/studio-growco/  

As I said in the last lesson, shifting responsibility for user research, testing, and prototyping onto colleagues won't land smoothly with everyone. It's a big ask. To make progress, you need to get ahead of objections: both the ones people voice and the ones they keep to themselves.When I coach teams through this transition, I encourage them to start conversations by acknowledging concerns upfront. A simple line like, “I know some of you might have concerns about this approach, so let me share a few thoughts before we dive in” takes the sting out of resistance.It is tempting to avoid focusing on the objections for fear that you will plant them in people's minds. However, in my experience, you're better off getting ahead of these things. Because once somebody expresses an objection, they tend not to back down. However, if you raise the issue first, then they can choose not to pursue it further.Here are the most common objections you're likely to face and a few hints on how to address them. This isn't an exhaustive list and you will need to customize your responses to suit your audience and situation. However, they should point you in the right direction.“I don't have time to add UX activities.”Lightweight UX techniques save time by catching issues early and reducing endless revisions later. A five-minute sketch or quick test can prevent weeks of rework.“This is your job, not mine.”UX is everyone's responsibility. Just as safety isn't only the job of the health and safety team, user experience can't sit in one silo. Your team provides guidance and oversight, but the workload must be shared if projects are to succeed.“UX isn't in my job description.”Point out that creating a good user experience is baked into every role that shapes products and services. It's not an add-on. Instead, it's a fundamental part of doing any job well.“I'm not a UX expert. Won't quality suffer?”Right now, many projects get little or no UX attention because your team is overstretched. Equipping colleagues to do the basics raises the overall standard. You'll still be there to provide coaching and set guardrails.“UX will slow projects down.”In fact, the opposite is true. Without UX input, teams burn time in debates and rework. Suggest piloting the approach on one project, if it doesn't help, they don't need to continue.“We've always done it this way.”User expectations have shifted dramatically. As IBM notes, “A user's last best experience becomes their minimum expectation.” The old way can't keep up with rising standards.“This will require extra resources.”You'll provide templates, tools, and training. The only added resource is a little attention, which quickly pays for itself in smoother delivery.“I don't want to be accountable for UX outcomes.”Reassure colleagues that the UX team retains overall responsibility. Their role is to contribute, not to carry the full weight. You remain the safety net.Objections are normal. Treat them as signals of what colleagues need to feel safe trying something new. Anticipate them, respond clearly, and keep the tone supportive rather than defensive.In the next lesson, we'll explore the resources, support services, and educational materials that make this shift stick.Talk soon,Paul

Looking for a clear perspective on retirement, investing, and the economy? Wes Moss and Jeff Lloyd bring real-world conversations designed to add clarity and context to today's financial headlines. • Unpack the latest Fed rate cut and what it may mean for loans and markets. • Question what Jerry Greenfield's exit from Ben & Jerry's suggests about values-driven business. • Compare today's mortgage rates with record lows and see why many homeowners may feel “locked in.” • Understand the tight housing market and its implications for buyers and sellers. • Examine how markets have historically reacted after rate cuts, backed by data. • Reflect on the psychological effects of inflation and volatility, and explore ways to maintain perspective. • Apply foundational retirement planning principles like the 4% rule of thumb, the rich ratio, and diversification. • Revisit your financial plan to adjust for rising costs and shifting markets. • Explore why concerns about running out of money can affect savers at every wealth level, and what factors may ease those concerns. • Anticipate how potential stimulus and tax refunds could influence consumer spending. Stay informed. Stay engaged. Listen to the Money Matters Podcast today—and subscribe to keep your financial knowledge up to speed.

AP Washington correspondent Sagar Meghani reports on European fears that the Russia-Ukraine war will spread.

Turning a side hustle into a profitable business is exciting, but sloppy bookkeeping and unclear invoices can drain your energy—and your wallet. In this AI-enhanced revisit, Rob Broadhead and Michael Meloche share a practical playbook for mastering side hustle finances, from clean record-keeping to professional billing. Why Side Hustle Finances Matter from Day One A side hustle isn't “extra cash”—it's a business. Rob warns that ignoring taxes or mixing personal and business funds can lead to stressful bills or legal trouble. Famous entertainers have learned this the hard way, and so can new entrepreneurs. Treat every paid project like a true business. Without strong side hustle finances, you can't see profits, plan for taxes, or protect yourself legally. Michael adds that registering an LLC shields personal assets but also demands accurate books: “If you can't track your personal budget, learn fast for your business.” Building a Side Hustle Finances Foundation The first step in managing side hustle finances is to separate them. Open a dedicated business bank account and credit card to keep personal funds safe and simplify reporting. A credit card provides fraud protection and reward points if you pay it off monthly. Choose tools that fit your stage: Wave (free tier), QuickBooks Self-Employed, FreshBooks, or Google Sheets. Snap photos of receipts and store them digitally so every expense is documented. Pro Tip: Pay off the business credit card monthly. You'll earn rewards and maintain a clean paper trail without carrying debt. Professional Invoicing for Healthy Cash Flow Clear, professional invoices are a cornerstone of good side hustle finances. Include: Business and client contact info Project details and dates Explicit payment terms (Net 30, due on receipt, or milestone-based) Offer multiple payment methods—Stripe, PayPal, ACH—and embed a “Pay Now” button to speed up processing. Rob notes that many companies pay at the last possible moment, so set firm terms and late-fee policies from day one. Challenge: Review your current invoice template. Does it clearly state deadlines and late-fee penalties? Update it before your next project. Managing Cash Flow and Hidden Costs Large deposits can trigger bank holds, especially if you've rebranded or opened a new account. Plan ahead so you can cover payroll or expenses without tapping personal savings. Understand the real cost of every payment method. Credit-card and ACH fees can quietly chip away at profits, so build those numbers into your pricing. Contracts and Boundaries Before starting any project, define what “done” means and capture it in a written agreement. Even a simple contract from LegalZoom can protect your work and ensure you're paid. No contract, no work. Require deposits and pause projects if clients miss payments. Never deliver final source code until the check clears. Key Takeaways for Side Hustle Finances Treat your side hustle like a business from day one. Separate accounts and track every expense with reliable tools. Send professional invoices with firm terms and enforce them. Anticipate bank delays and processor fees to keep cash flowing. Use contracts and deposits to protect your time and income. By following this side hustle finances playbook, you'll not only stay organized and get paid on time—you'll also build the financial habits that turn a part-time gig into a thriving business. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Financial and Accounting Applications (Free and Low Cost) Accounting For The Entrepreneur Estimation Essentials: How to Nail Pricing for Development Projects From Side Hustle to Success The Developer Journey Videos – With Bonus Content

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Raising Expectations with Pastor Joe Schofield, Dr. Paul Hall, Stefanie Thayer, Dr. Craig Thayer, Pastor Ron Greer Dr. Pamela Pyle and her husband Scott Pyle -on “Raising Expectations!” We anticipate another great time of insights and discussion with Dr. Pamela who will also introduce her wonderful husband Scott! They were very close friends with Charlie and Erika Kirk and like all of us are dealing with the pain and loss of this great communicator and faithful man of God. They will share from their hearts the impact of Charlies message, the love of God that flowed through him and the call upon each of us to carry on that mission and vision!ie Turning Point We will pray for Erika and the children and invite you to join us!” *Her website, www.drpamela.com, is a resource for navigating the foreign world of healthcare by uniting medicine and faith to bring wisdom and hope. Don't forget to check out Guest, Dr. Pamela Pyle's book: "Anticipating Heaven: Spiritual Comfort and Practical Wisdom for Life's Final Chapters" on Amazon! Short description of "Anticipating Heaven: Spiritual Comfort and Practical Wisdom for Life's Final Chapters" from Amazon: Is there a way to walk into the final chapters of life with peace and confidence, and with support and wisdom? We all are living an earthly story with a beginning, middle, and end. While aspects of our story's closing hold mystery, we do not have to feel lost as we move toward it. We instead can lean on the support and wisdom of others who know the path ahead. In Anticipating Heaven, she offers that same practical advice and spiritual comfort to you and your loved ones as you navigate a serious illness. Drawing on her years of experience and strong faith, Dr. Pyle will share inspiring patient stories and clear guidance, helping you to: -Navigate the world of healthcare with confidence, -Prepare an end-of-life plan with peace, -Remember your heavenly destination with hope, -Embrace the final chapters with love, and -Anticipate the presence of God and your glorified body with joy. Clarity can replace chaos. Assurance can overcome uncertainty. And love can conquer fear. You are not alone on this path. You are leaving the land of the dying and entering the land of the living, a place God calls home. As one story is closing, a bright new one is beginning. The Team! Pastor Joe Schofield,  Dr. Paul Hall,  Stefanie Thayer,  Dr. Craig Thayer,  Pastor Ron Greer.

NBC News Morgan Chesky has been covering the Charlie Kirk assassination -Tyler Robinson's father turned him in-Security at the event-Utah Governor Spencer Cox -Formal charges "So we know Tyler Robinson, the 22 yr old suspect being held in Utah County jail, we anticipate formal charges on Tuesday, among those charges we anticipate is aggravated murder" To subscribe to The Pete McMurray Show Podcast just click here

How can you make it through troubled times? Today, Brett Andrews shares how anticipating them and leaning on Jesus can help you.Share your stories, prayer requests, or your response to this devotional in the comments below.If you would like to know more about New Life, who we are, what we believe, or when we meet, visit http://newlife.church. Or you can fill out a digital connection card at http://newlife.church/connect - we would love to get to know you better!

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.

How can you make it through troubled times? Today, Brett Andrews shares how anticipating them and leaning on Jesus can help you.Share your stories, prayer requests, or your response to this devotional in the comments below.If you would like to know more about New Life, who we are, what we believe, or when we meet, visit http://newlife.church. Or you can fill out a digital connection card at http://newlife.church/connect - we would love to get to know you better!

A Prayer for Comfort As I Anticipate the Next Season Have you ever sat in the bittersweet moments of parenting—when children begin to step into independence, and the reality of them slowly leaving home starts to set in?It’s in these tender seasons of grief and transition that God reminds us He is the God of all comfort, walking with us through each change. Reference: 2 Corinthians 1:3-4 Prayer: Father, you are the Father of mercies and comfort. Thank you for allowing me the freedom to grieve and for promising that you are there to comfort and uphold me. I need your strength and comfort as my children get older, more independent, and eventually leave home. I want to glorify you in this transition, even though it is one of the hardest life changes. Please use me in the lives of others who might be going through a similar season. Help me to comfort others in the same way you have comforted me. Amen. LINKS:How to Pray God's Word For Your Children Guide Follow Everyday Prayers @MillionPrayingMoms Get today's devotion and prayer in written form to keep for future use! Support the ministry with your $5 monthly gift through Patreon. Discover more Christian podcasts at LifeAudio.com and inquire about advertising opportunities at LifeAudio.com/contact-us Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Tax preparers consider themselves foot soldiers on the front lines of Americans' income tax preparations. They provide advice and file the returns, helping the government collect its revenue and make sure people are paying their fair share. They are also some of the first to warn taxpayers about scams. This group of preparers includes enrolled agents, who are the only federally licensed tax practitioners.  Enrolled agents now are assessing what the recent exodus of thousands of IRS workers and agency leadership means for filing season. They're also watching for guidance for how to implement new policies from the massive 2025 GOP tax law. Bloomberg Tax's Erin Slowey spoke with Jennifer MacMillan, president of the National Association of Enrolled Agents, about rules related to overtime and tips from that new tax law, the regulation of tax preparers, and what happens next at the IRS as its workforce has been slashed. Do you have feedback on this episode of Talking Tax? Give us a call and leave a voicemail at 703-341-3690.

JANATYN SAYEH. Israel Amplifies Anti-Regime Messaging in Iran Amidst Shadow War and Rearmament Concerns. Iran anticipates war as Israel targets nuclear sites and supports the Iranian opposition, projecting a prosperous post-regime future. Tehran now sees Israel, not US, as the primary regime-change threat. China provides economic support, but Iran's proxies face rearmament challenges. Uncertainty on Iran's nuclear material and enrichment capacity fuels potential Israeli attacks. 1850 TEHRAN

CONTINUED JANATYN SAYEH. Israel Amplifies Anti-Regime Messaging in Iran Amidst Shadow War and Rearmament Concerns. Iran anticipates war as Israel targets nuclear sites and supports the Iranian opposition, projecting a prosperous post-regime future. Tehran now sees Israel, not US, as the primary regime-change threat. China provides economic support, but Iran's proxies face rearmament challenges. Uncertainty on Iran's nuclear material and enrichment capacity fuels potential Israeli attacks. 1890S TEHRAN

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Waymo launches its autonomous vehicle service in Seattle and Denver, Apple sends invites for its upcoming "awe inspiring" keynote, and Google announces new and improved upgrades for its Pixel devices.

Waymo launches its autonomous vehicle service in Seattle and Denver, Apple sends invites for its upcoming "awe inspiring" keynote, and Google announces new and improved upgrades for its Pixel devices.

Guest: Alex Smereczniak— Serial entrepreneur, former CEO of 2ULaundry & Laundry Lab (over $100M valuation, 118 franchises sold), founder of Franzy (30,000+ monthly users, $3M+ raised to help people buy “cash-flowing” businesses). Early Hustles & First Big Win: Started with classic entrepreneurial pursuits: trading cards, washing cars as a kid, and then running a laundry delivery business (“Wake Wash”) in college, which he bought for $30,000 and sold for nearly $300,000 after systematizing and scaling it. Learned about discounted cash flow, buy/sell agreements, and the real value of recurring cash flow and business structure early on. Scaling, Strategy, and Differentiation: Moved from a student business to working for a Big Four consulting firm (Ernst & Young), but quickly realized he needed to build businesses—not just advise them. Launched 2ULaundry in 2016: delivered laundry/dry cleaning to homes and businesses, quickly scaling through tech and operations, later vertically integrating by building brick-and-mortar laundromats with Electrolux, and ultimately franchising the model for rapid growth. Grew Laundry Lab to 118 franchise awards and 30 locations open as of 2025. Laundromats as a Business Model: Low failure rate due to essential, “recession proof” services—people always need clean clothes—combined with cash-flow and passive income advantages. The “Power Play”: Buy from retiring owners, retool equipment over time, tap into durable local demand. Challenges, Automation & Venture Backing: Success meant more than cash-flow: his companies required operational discipline, vertical integration, and large capital outlays (laundromat builds exceed $1M). Venture capital was attracted by the “Uber for Laundry” home-delivery angle, but Alex's model matured into a blend of tech, local infrastructure, and scalable franchising. Why Franchising Needs Disruption — Enter Franzy: Traditional franchise placement is “Wild West,” with brokers sometimes pocketing up to 60% of franchise fees, influencing which opportunities new entrepreneurs see. Franzy's mission: Take a “Zillow for Franchising” approach—leverage AI for franchise matching (across 4000+ brands), standardized fees, and transparency to empower more everyday people to buy real businesses. Focuses on each buyer's risk profile, lifestyle, and goals; not just “make the most money,” but “fit the best business to the person.” Franchise Trends & Business Models to Watch: Still bullish on laundromats for certain profiles (cash-flow, de-risked, lifestyle), but now sees huge growth in health & wellness, home services, and viral consumer brands (e.g. PopUp Bagels, HRT clinics, anything innovating with AI or “cult” followings). Anticipates continued “displacement” of white-collar jobs by AI; business ownership, franchising, and “betting on yourself” are the safest long-term play for income and autonomy. Connect with Alex & Learn More: https://franzy.com/ https://www.instagram.com/alexfromfranzy/

Hal Habecker of Finishing Well Ministries, joins Wayne Shepherd to talk about encouraging seniors to actively pursue and fulfill God's calling. (click for more) Website:  https://www.finishingwellministries.orgInterview notes:Background & Faith JourneyBorn in Hershey, PA, one of six children in a farming family.Came to Christ at age 6 in an independent Bible church.Early fascination with older people, shaped by the death of his childhood pastor.Active Christian leader in youth (campus life, Bible study).Studied at Taylor University; initially interested in politics inspired by Mark Hatfield.Mission trip to Haiti → encouraged to attend Dallas Theological Seminary.Married while in seminary; mentored by Howard Hendricks, who redirected him from politics to pastoral ministry.Ministry CareerOrdained at First Baptist Dallas under W.A. Criswell.Worked with physicians/dentists, leading to involvement with the Christian Medical Society (served as national director for 15 years).Pastored a Dallas church for 21 years.Founded Finishing Well Ministries about 10 years ago to encourage seniors to live purposefully for Christ.Calling & Focus on AgingIn his 50s became aware of how seniors often feel alienated or insignificant in culture and church.Passion to affirm the value of aging people in God's plan.Inspired by Psalm 90:12 (“teach us to number our days”) and Robert Browning's poem “Grow Old Along with Me.”Believes every decade can be the most influential, especially the later years.Emphasis: last words are lasting words – the legacy of one's final years matters deeply.Key Teachings – Seven Essentials for Living & Finishing WellNever stop growing in knowledge of Christ.Never stop building friendships—combat isolation.Never stop loving others as Christ commands.Never stop pouring into younger generations (multi-generational discipleship).Never stop being available & eager for God's next assignment.Plan ahead for when you're gone (legal, family, spiritual legacy).Anticipate eternity with Christ; keep heaven in view.Books/resources:What Does the Bible Teach About Growing OlderSeven Essentials for Living Well and Finishing WellAging with PurposeBiblical Examples of Finishing Well (or Not)Joseph, Joshua, Daniel – faithful through hardship into old age.Hezekiah – strong early life but did not finish well after God extended his years.Insights for Seniors & ChurchesBoomers = fastest-growing aging population; church must address their value.Current church culture often silos age groups, limiting multi-generational life.Seniors should dream, envision, and engage rather than assume they're “done.”Legacy begins with personal growth and example, especially to children & grandchildren.Psalm 71:17–18 – call to declare God's power to the next generations.Distance from family can be bridged through technology, but the example of life lived for Christ is the greatest gift to pass on.Send your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

SEASON 11 The High-Performing Leader; Daily Leadership Tips and Discussions Bob Goff quote: "Anticipation keeps us leaning forward into what's going to happen next." High-Performing Leaders are always anticipating what's next to be better prepared to handle any situation.

Greg Bishop shares some of the debate around President Donald Trump's executive order ending federal tax funds for cashless bail policies like Illinois' and the push back from proponents of the state's Pretrial Fairness Act.

Feeling the post-summer financial fog? You're not alone—but now's the perfect time to reset.Summer is a season of rest, family, and fun—but it can also knock our financial habits off course. That's why fall is an ideal time to pause, reflect, and get back on track. Let's explore six small but meaningful steps that can help realign your finances with your goals—and your faith.Summer Spending Can Leave You Off BalanceSummer often brings looser schedules and, sometimes, looser spending. That's okay—we need time to rest. But if your finances feel off-center, it may be time for a reset.1. Review Your Summer SpendingBefore moving forward, look back. Did your summer spending reflect your values or just your impulses? Whether it was vacations, eating out, or spontaneous purchases, reviewing where your money went brings clarity. Think of it as an act of stewardship—learning from the past so you can plan better for the future.2. Revisit Your BudgetSeasons change—and so do financial rhythms. Back-to-school costs, higher grocery bills, or other expenses may have shifted your cash flow. Revisit your budget to ensure it reflects your priorities: generosity, saving, and wise spending.A helpful tool: The FaithFi app makes budgeting a daily reminder that every dollar belongs to God. It helps you plan and track your finances in alignment with your faith.3. Check for Missed PaymentsLife gets busy, and bills sometimes slip through the cracks. Go back and confirm you haven't missed any payments. Even one late bill can hurt your credit. Also, review your autopay accounts to ensure everything is running smoothly. A little attention here prevents bigger headaches later.4. Catch Up on Your GivingGenerosity sometimes takes a backseat in busy seasons. If that happened this summer, take time to prayerfully revisit your giving. Ask yourself: Has God blessed me in a way that calls for deeper generosity? Whether to your church, a ministry, or a neighbor in need, giving is more than duty—it's an expression of trust in God as your ultimate provider.5. Tackle That Financial To-DoWe all have one thing on our financial to-do list that gets pushed aside—reviewing insurance, starting a will, or scheduling a meeting with an advisor. Stewardship often looks like taking the next step, even if it's small or unglamorous.6. Look Ahead with WisdomFall is a season of preparation. Anticipate upcoming costs, such as school expenses, open enrollment, holiday shopping, or tax planning. Mark dates and set reminders now so you won't be scrambling later. Wise stewardship is proactive, not reactive.One Step at a TimeDon't feel pressure to fix everything in one day. Growth—financial and spiritual—comes through steady, faithful diligence. Proverbs 4:26 reminds us: “Give careful thought to the paths for your feet and be steadfast in all your ways.”Wherever you're starting from—catching up, starting over, or just resetting—God meets you there. He isn't after perfection; He's after your heart, and He promises to walk with you every step of the way.At FaithFi, we're committed to equipping Christians to integrate faith and financial decisions for the glory of God. If you believe in this mission, we'd love to invite you to become a monthly partner.A gift of $35 or more per month (or $400 per year) helps us continue this vital work. As a thank-you, you'll receive exclusive benefits, including our quarterly Faithful Steward magazine, Pro Access to the FaithFi app, and early access to our devotionals and studies.Learn more or become a partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:Is life insurance really necessary? I've been paying about $100 a month for a few years, and I'm wondering if the benefit justifies the cost.My husband and I are dual citizens of the U.S. and Canada. We've farmed for 40 years without any retirement accounts or formal plans. We're debt-free, but we're unsure where to start with retirement planning, especially since our income and pensions come from both countries. Is there a kingdom-minded advisor familiar with agriculture and cross-border planning, or should we begin elsewhere?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Are you DONE with being manipulated, gaslit, or emotionally drained by a narcissist?