Chris Hoffman is the owner and founder of The Hoffman Financial Group in Atlanta, Georgia. He focuses on wealth management and retirement strategies. “Money Unleashed” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advi…
With the first half of 2025 now in our rearview mirror, it's a great time to assess where you are on your financial journey for the year. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they share a checklist to make sure you're on track to accomplish your financial goals.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
A solid retirement plan is about more that just hitting your savings goal. It's about protecting what you've built by preparing for disruptions that could derail your future financial security. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the steps to create a financial plan that accounts for good times and bad. If you're close to retirement or already there, this is a conversation you don't want to miss.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Are cuts to Social Security really on the horizon? We're sorting fact from fear and sharing what retirees -- and future retirees -- should actually focus on.Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they will cover ways to identify the proper claiming strategy, maximize your Social Security benefits and hedge against potential decreases in the future.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
The Federal Reserve declined to cut interest rates as the month of June comes to a close, opting instead to continue monitoring economic conditions and the potential effects that tarrifs could have among other factors. While those rates affect borrowing, they could also present some other unique opportunities. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he breaks down what interest rates mean for our retirement savings goals.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
We work hard for our money, but there is a troubling amount of employer-based retirement savings accounts being left behind and forgotten about. Roughly $1.6 trillion is sitting in over 29 million idle 401(k) accounts that were never moved or merged at the time of a job change. They are referred to as orphan 401(k)'s and they represent a missed opportunity for millions of Americans to grow those savings.Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss how to take control of those accounts and make sure you don't leave your money on the sidelines when it should be working for you.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Your investment style can be as important as what you invest in. At the very least, it plays a critical role in your financial planning success. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss the importance of refining your approach to investing, keeping tabs on your accounts, and setting your porfolio up for optimal performance.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
There are different fears for different stages of our lives. When it comes to retirement, none is bigger than the fear of running out of money. Recent research revealed that retirees are more afraid of that reality than they are of death.Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of mapping out an income plan and how that truly can be the key to eliminating the fear of outliving ones money.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Many retirement savers believe they're diversified simply because they have multiple accounts. What they don't realize is that these accounts often hold the same types of investments, leaving them exposed to more risk and in danger of underperformance. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'll cover the keys to identifying the proper strategy to optimize your 401(k) and pre-tax accounts.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Forty years ago this year, Coca-Cola ditched its original recipe for New Coke. It didn't go well and turned out the classic formula was right all along. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he shares some lessons we can learn from this marketing misstep as well as the keys to finding and sticking with the appropriate investment formula for your portfolio.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Even though we've experienced some volatility in the market this year, one industry leader released a promising forecast for what's. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and discuss the financial storms we've weathered and how to identify opportunities and strike the right balance in your portfolio.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
It turns out the creator of one of retirement's most popular rules of thumb now believes it actually isn't enough. The four percent rule has been around for three decades, but it may be selling retirees well short of what they can actually withdraw.Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of building a financial plan that goes beyond rules and thumb and provides all the income you need to fund a successful and enjoyable retirement.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Not enough cash can be a problem, but too much cash can present an entirely different set of issues. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'llshare how we can strike a balance in order to have the appropriate mix of assets in our portfolios, including the role cash can and should play.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
For many, spring cleaning is an annual thing, but there is never a bad time to reevaluate your portfolio to get it looking its best. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he shares some ways to identify outdated or underperforming assets and strategically reallocate to more promising opportunities for improved long-term performance.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to investing, making emotional decisions can be highly disruptive to your financial plan. That's why timing the market will never be able to match time in the market. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group discuss this tried and true methodology and how the right financial advisory firm can help take the emotions out of investing and put you on the path for a successful retirement.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
"Assume nothing; question everything" is a good rule of thumb for life and it is certainly applicable when it comes to creating and managing your financial plan. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed we'll cover some common financial misconceptions that could hamper retirees from meeting their financial goals and successfully funding their retirement.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is a journey, not a destination. When you are ready to clock out of work for the last time, you need to know where you are on the map in order to chart the course you want in retirement. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll discuss the steps to take in order to be prepared for a successful retirement.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
When you're in the retirement redzone—those final yards before the goal—and just like in football, strategy makes all the difference. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses the importance of having your playbook ready in order to fund a successful retirement.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Financial confidence is the key to making clear, empowered money decisions—no matter where you are on your financial journey. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll share some ways to improve your financial confidence and empower you to build the retirement plan that is right for you.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Preparation is one of the keys to strong financial planning. While we may not know when we'll see market fluctuations, corrections, downturns, or even a recession, having that plan in place allows us to respond appropriately and avoid reacting emotionally to those conditions. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he shares some ways to manage your workplace retirement accounts in uncertain financial times.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Heard you need a million bucks to retire? Maybe more? Maybe less? Does the number keep changing? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll talk about what really matters when planning for your future and how income generation is the key to cracking the retirement code.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
The more experience we get, the better we know how to handle what life throws our way. That wisdom often comes only with age. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses how the generations are affected by both news and noise and how we can adjust our perspective to navigate the financial highs and lows and remain on course for a successful retirement through proper planning.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Contributing to a workplace account is commonly viewed as the main vehicle for many Americans when it comes to saving for retirement. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses the importance of active management in order to maximize those accounts.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
In just about every facet of life, communication is key. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss the importance of good communication between financial advisors and their clients and why it should always be a two-way street.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Financial confidence is the foundation for making empowered decisions to reach your goals and secure your future. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he shares the importance of identifying the right strategies and folding them into a written financial plan that covers all the bases.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
They've become a popular tax planning tool, but understanding when and how to explore and execute a Roth Conversion are only part of the conversation. Determining whether or not this strategy is right for you is the key to unlocking its full potential. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share some important criteria for anyone considering tapping into the power of Roth Conversions.Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
An eventful week in the market may have many Americans wondering how to parse through and properly respond to President Trump's tariff announcement. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed we dive into the immediate and long-term effects of tariffs on global markets and what investors should consider when adjusting their strategies. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Social Security provides a reliable source of income and often plays a crucial role in ensuring financial stability during retirement. But many Americans struggle with tapping into their benefits at the correct time. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they provide some clear and concise information to help you choose the right claiming strategy form the hundreds of available options.Visit UnleashYourMoney.com to request your compimenetary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Market volatility can lead some investors to make emotional decisions, ones that could prove costly in the long run. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses how fear during market drops can lead to missed investment opportunities as well as the importance of assessing holdings, rebalancing portfolios, and deploying a strategy that can beat the market on an annual basis through solid financial planning with an advisory team. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
If an ounce of prevention is worth a pound of cure, then just how valuable could that line of thought be in your financial life? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss how to steer clear of some common investmenet mistakes that could sabotage your financial goals.Visit UnleashYourMoney.com to request your compimenetary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
A recent research survey revealed an alarming number of Americans are concerned they will never be able to save enough for a successful retirement. While that fear is very real for many people, the outcome does not have to be. Chris Hoffman is the founder of Hoffman Financial Group and in this episode he discusses the importance of financial planning and the pivotal role it plays in allaying fears and securing a well-funded retirement. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Sometimes we all just need a little coaching. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share the importance of working with a financial advisor who can provide counsel for the highs and lows in the market as well as help you construct a comprehensive plan.Visit UnleashYourMoney.com to request your compimenetary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
While running out of money remains the top retirement fear for many if not most Americans, there are ways to mitigate that concern. Chris Hoffman is the founder of Hoffman Financial Group and in this episode he offers some insights on how to eliminate the fear of outliving your money by creating a proper income plan. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The market does not like uncertainty, but volatility, dips and corrections can create emotional responses from even the most seasoned investor. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss effective strategies to keep emotions in check and avoid panic selling during market downturns.Visit UnleashYourMoney.com to reserve a complimentary consultation and create your full financial plan or take what you've done to the next level! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
A new year has brought with it a unique set of financial hurdles and challenges for investors and retirement savers to clear. Whether it's inflation, market volatility, or a variety of other factors, navigating the financial waters through proactive planning is critical. Chris Hoffman shares some insights on setting yourself up to weather those storms and stay on track for a successful retirement. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
An eventful week full of headlines that impact our financial outlook may have some investors wondering which way the wind is blowing. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss the uncertainty stemming from tariffs and other economic factors, the effects those could have on our financial lives, and the importance of having a plan in place to weather those storms.Visit UnleashYourMoney.com to reserve a complimentary consultation and create your full financial plan or take what you've done to the next level! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
The Social Security Act was signed into law in 1935, making it a staple source of income for retirees. Its future, however, remains a hot button topic as highlighted by the efforts of DOGE -- the Department of Government Efficiency -- to live up to its name. Chris Hoffman discusses the recent headlines and the importance of identifying the best Social Security strategy in order to maximize your benefits. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A growing number of federal employees find themselves searching for work due to layoffs in the early stages of new year, but what can we learn from these changing times? Eric Johnson and Kyle Allyn of the Hoffman Financial Group share some insights to help better structure your retirement plan, put you in the driver's seat, and have you ready to step away from work when the time comes. Visit UnleashYourMoney.com to put Hoffman Financial Group to the test with the "Replace My Paycheck" challenge. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to your financial life, you should be the main character in that story. Some financial professional may put themselves and their solutions ahead of your individualized needs. Chris Hoffman discusses the importance of working with an advisory team that prioritizes your specific wishes, wants, and needs in order to build a financial plan that fits your life. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Everyone may have April 15th circled on the calendar each year, but that may be the beginning, middle and end of their knowledge when it comes to tax deadlines. Eric Johnson and Kyle Allyn of the Hoffman Financial Group key in on some important timings to know and discuss the critical need to have a comprehensive tax strategy as part of your full financial plan. Visit UnleashYourMoney.com to get started with your tax planning for retirement, put your full financial plan in place or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The earlier we learn about certain concepts, the sooner we can make decisions that may ultimately prove beneficial in the long run. Unfortunately, for many Americans, financial education is not something they're exposed to early in their working lives. Chris Hoffman details the importance of taking the reins in our financial lives and provides some guideposts to do just that. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The landscape of retirement planning is constantly shifting. Whether it be rules changes for accounts, taxes, or a variety of other financial factores, it's important not to let the goalposts get moved on you. Eric Johnson and Kyle Allyn cover some important ways the landscape of retirement has changes and touch on areas to reassess. Visit UnleashYourMoney.com to take the "Replace My Paycheck" challenge, get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Nearly 50 years after the 401(k) rose to prominence, it's fair to question if the most popular retirement savings vehicle in the United States meets the needs of the modern workforce. Chris Hoffman covers some best practices to make sure you are getting the most out of workplace accounts and where they fit into an overall financial plan. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As the Trump administration continues to put new policies in place, tariffs have been a major talking point and could be utilized for a variety of reasons with a variety of effects. Eric Johnson and Kyle Allyn discuss the impact that tariffs may have on taxes as well as the importance of creating a strategy to manage any changes we may encounter. Visit UnleashYourMoney.com to take get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
According to a recent study, many Americans approaching retirement are worried that they may not actually be able to retire and will instead consider delaying it indefinitely. Chris Hoffman discusses the factors to consider when building a financial plan that mitigate the fear attached to clocking out of work for the last time. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Could what you don't know about taxes be taking a larger than necessary bite out of your budget and negatively impacting your retirement savings? Eric Johnson and Kyle Allyn discuss the many implications of taxes in our financial lives and why it is so important to have a strategy in place as part of a full financial plan. Visit UnleashYourMoney.com to take get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As President Donald Trump enters his second term, there's growing curiosity about how his administration will affect the country's economy and our personal financial futures. Chris Hoffman discusses the importance of designing a financial plan and retirement strategy built to last for decades and never contingent on election results. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Over the next 20 years, an estimated $84 trillion in assets is set to change hands. That incredible sum will be passed from Baby Boomers and inherited by Gen-X, Millenials and Gen-Z. Hoffman Financial Group Vice Presidents Eric Johnson and Kyle Allyn dive into the process of making that transfer of wealth as smooth as possible by putting a legacy plan in place.Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Working with a financial professional is a powerful way to plan for retirement, but gaps in communication and understanding of your goals and objectives can undercut that effectiveness. Chris Hoffman shares ways to get on the same page with your advisor and stay there on this edtiion of Money Unleashed. Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
For many, owning a home represents financial stability and long-term security, not to mention its potential for appreciation over time as an investment. However, balancing the emotional attachment with financial expectation is key. Hoffman Financial Group Vice Presidents Eric Johnson and Kyle Allyn discuss the importance of not being over-exposed in real estate holdings in the event of unforeseen circumstances or natural disaster.Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Running out of money remains the top fear among retirees, but creating an income stream that will last as long as you do can help cast that worry aside. Chris Hoffman discusses the ins and outs of income planning and how to generate reliable income in retirement.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Out with the old and in with the new can have many meanings. One of the many things that comes with a brand new year is uncertainty. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they discuss how well known bank views the year ahead and how that can inform our vision.Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.