Podcasts about percent rule

If you want to overthrow a dictator, resist an authoritarian regime, or create a movement that can change the national status quo, you don't need half the country, you only need 3.5 percent of the population to join – but there are some caveats, and Erica Chenoweth whose research led to the discovery of the 3.5 Percent Rule, explains them to us in this episode.Previous EpisodesErica Chenoweth's WebsiteWhy Civil Resistance Works (the paper)Why Civil Resistance Works (the book)The TED TalkThe Q&AHow Minds ChangeDavid McRaney's TwitterDavid McRaney's BlueSkyYANSS TwitterYANSS FacebookNewsletterPatreon

Sebastien Centner is the founder of Eatertainment, a hospitality company known for executing high-end events. After stumbling into catering, he built the company on what he calls the 5 Percent Rule. Today, he leads one of Canada's top catering brands alongside his wife Sheila. Listen now to learn about the 5 Percent Rule, the creative partnership with his wife, and delivering more than what's on paper. Sponsored by:  • TOAST - All-In-1 Restaurant POS: https://bit.ly/3vpeVsc

News: Healthy Streets LA, the ballot measure which requires Los Angeles to implement bike infrastructure every time city streets are repaved, is being ignored by the county's transportation agency, LA Metro. Taylor talks with the founder of Streets For All, Michael Schneider, who led the HLA campaign, and the Editor of Streetsblog LA, Joe Linton, who's now suing the city (1:33). It's been 100 years since the Los Angeles city council passed the ordinance which said that if you're walking you have to give right of way to drivers everywhere, except for particular crossings. New Mexico adopted the Stop as Yield Law for cyclists. Paris reduced speed limits on the Boulevard Périphérique from 70 to 50 km/hr, resulting in reduced traffic congestion, smoother traffic flow, fewer crashes, lower air pollution, and lower noise levels. https://www.apur.org/en/our-works/tracking-changes-boulevard-peripherique-and-green-belt-districts-october-2024-february-2025 London's Tweed Run ride is April 29. For National Autism Acceptance Month, Detroit's Neila Johnson has created the Cycling the Spectrum ride. Neila talks with Motown Trailblazers Bike Club President Reo Ramsey (24:35). Cross country solo cyclist Chris Casey tells the story of his ride across the U.S. (34:05). Bike Thought: The 85th Percent Rule, by Charles Marohn (54:36). Thanks Ted Rogers of BikinginLA.com.

Have you ever wondered how the way we consume content today is shaping how we think and make decisions? In this episode, I dive into the debate between short-form and long-form content. While platforms like TikTok have trained us to scroll quickly, there's something powerful about long-form content that still resonate deeply with those who are truly engaged. Tune in to hear why content length isn't the real issue, it's about value, engagement, and understanding what truly matters to your audience. This might just change how you think about content forever.

Have you ever wondered how the way we consume content today is shaping how we think and make decisions? In this episode, I dive into the debate between short-form and long-form content. While platforms like TikTok have trained us to scroll quickly, there's something powerful about long-form content that still resonate deeply with those who are truly engaged. Tune in to hear why content length isn't the real issue, it's about value, engagement, and understanding what truly matters to your audience. This might just change how you think about content forever.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3023: Early retirement enthusiasts often base their plans on the 4% rule, but Jillian Johnsrud highlights the emotional and psychological challenges this approach can create. By exploring how transitions like leaving work can disrupt the satisfaction of earning and saving, Jillian advocates for a more personalized and flexible approach to financial independence. Her insights empower listeners to design retirement strategies that align with their values and happiness, instead of rigid formulas. Read along with the original article(s) here: https://www.jillianjohnsrud.com/trouble-with-the-4-rule/ Quotes to ponder: "A plan that felt a little more palatable when the time comes to leave your 9-5 job." "Transitions deregulate us. Every time." "You can have 100% confidence in the 4% rule and still not enjoy pulling out 4% a year." Episode references: Tickets to EconoMe Conference: https://economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3023: Early retirement enthusiasts often base their plans on the 4% rule, but Jillian Johnsrud highlights the emotional and psychological challenges this approach can create. By exploring how transitions like leaving work can disrupt the satisfaction of earning and saving, Jillian advocates for a more personalized and flexible approach to financial independence. Her insights empower listeners to design retirement strategies that align with their values and happiness, instead of rigid formulas. Read along with the original article(s) here: https://www.jillianjohnsrud.com/trouble-with-the-4-rule/ Quotes to ponder: "A plan that felt a little more palatable when the time comes to leave your 9-5 job." "Transitions deregulate us. Every time." "You can have 100% confidence in the 4% rule and still not enjoy pulling out 4% a year." Episode references: Tickets to EconoMe Conference: https://economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3023: Early retirement enthusiasts often base their plans on the 4% rule, but Jillian Johnsrud highlights the emotional and psychological challenges this approach can create. By exploring how transitions like leaving work can disrupt the satisfaction of earning and saving, Jillian advocates for a more personalized and flexible approach to financial independence. Her insights empower listeners to design retirement strategies that align with their values and happiness, instead of rigid formulas. Read along with the original article(s) here: https://www.jillianjohnsrud.com/trouble-with-the-4-rule/ Quotes to ponder: "A plan that felt a little more palatable when the time comes to leave your 9-5 job." "Transitions deregulate us. Every time." "You can have 100% confidence in the 4% rule and still not enjoy pulling out 4% a year." Episode references: Tickets to EconoMe Conference: https://economeconference.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Dick Donahue talks about Bitcoin, the U.S. Retirement system lagging in global rankings, and the 4 Percent Rule on this episode of Wealth Wake Up.

In this episode we discuss: A visualizing memory technique to enhance recall. David Goggins' 40% rule to push past perceived limits. The benefits of golf for business and networking, The psychological impact of video games on stress relief.Weekly TV releases are better for audience engagement than binge watching. Eye contact with dogs, increases oxytocin levels and bonding. The role of smell in attraction.For more information, and to sign up for our private coaching, visit tesh.comOur Hosts:John Tesh: Instagram: @johntesh_ifyl facebook.com/JohnTeshGib Gerard: Instagram: @GibGerard facebook.com/GibGerard X: @GibGerard

Michelle L. Gardner, Senior Supervising Director of Foundation Relations, is a master at linking dreamers with doers—those who want to make a difference and those who can make it happen. In this episode, we chat with Michelle about how The 50 Percent Rule is shaping her work and driving real, positive change. Some of the things you'll hear are: 1.) How her personal brand of TRUST + GRATITUDE impacts her work and success 2.) Her unique approach to using donor needs to fuel positive change 3.) Why she joined The 50% Ruler workgroup 4.) What The 50% Rule means to her and why she thinks it holds so much power 5.) How she recently 50% Ruled something and what came of it Connect with Michelle on LinkedIn: https://www.linkedin.com/in/michelle-l-gardner-cfre-2426542/ Binghamton University: https://www.binghamton.edu/organizations/b-first/michelle-gardner.html   If you'd like quick tangible tips and practical corporate career advice to level up your authentic leadership, download the 10 simple “plays” to stop selling out and start standing out at https://bauthenticinc.mykajabi.com/freebie   To connect with Erin and/or Nicole, email: hello@bauthenticinc.com  If you like jammin' with us on the podcast, b sure to join us for more fun and inspiration!  Follow b Cause on Twitter (really it's mostly Nicole)   Follow Erin on LinkedIn or Instagram  Join the b Cause Podcast Facebook Group    Take our simple, fun and insightful"What's your workplace superhero name?”quiz  Unleash your Authentic Superpower with Erin's book,"You Do You (ish)" Check out our blog for more no-BS career advice Work with Us Or just buy some fun, authentic, kick-ars merch here DISCLAIMER: This episode is not explicit, though contains mild swearing that may be unsustainable for younger audiences. Tweetable Comments "If I keep tearing down the scaffolding and starting from zero every time, I'll never get past the halfway point. I need to build on the foundation that came before me—that's how I improve, and that's how we get better." "They hired you not to be the person who was here before, but to be yourself—and more. To be that person, plus you." "It's about taking the map from someone who's holding it upside down and saying, 'Let's start by turning the map right side up and heading to a place we agree is wonderful, better, or different.'" “I am putting my stamp on it and I don't feel apologetic.”

Michelle L. Gardner, Senior Supervising Director of Foundation Relations, is a master at linking dreamers with doers—those who want to make a difference and those who can make it happen. In this episode, we chat with Michelle about how The 50 Percent Rule is shaping her work and driving real, positive change. Some of the things you'll hear are: 1.) How her personal brand of TRUST + GRATITUDE impacts her work and success 2.) Her unique approach to using donor needs to fuel positive change 3.) Why she joined The 50% Ruler workgroup 4.) What The 50% Rule means to her and why she thinks it holds so much power 5.) How she recently 50% Ruled something and what came of it Connect with Michelle on LinkedIn: https://www.linkedin.com/in/michelle-l-gardner-cfre-2426542/ Binghamton University: https://www.binghamton.edu/organizations/b-first/michelle-gardner.html   If you'd like quick tangible tips and practical corporate career advice to level up your authentic leadership, download the 10 simple “plays” to stop selling out and start standing out at https://bauthenticinc.mykajabi.com/freebie   To connect with Erin and/or Nicole, email: hello@bauthenticinc.com  If you like jammin' with us on the podcast, b sure to join us for more fun and inspiration!  Follow b Cause on Twitter (really it's mostly Nicole)   Follow Erin on LinkedIn or Instagram  Join the b Cause Podcast Facebook Group    Take our simple, fun and insightful"What's your workplace superhero name?”quiz  Unleash your Authentic Superpower with Erin's book,"You Do You (ish)" Check out our blog for more no-BS career advice Work with Us Or just buy some fun, authentic, kick-ars merch here DISCLAIMER: This episode is not explicit, though contains mild swearing that may be unsustainable for younger audiences. Tweetable Comments "If I keep tearing down the scaffolding and starting from zero every time, I'll never get past the halfway point. I need to build on the foundation that came before me—that's how I improve, and that's how we get better." "They hired you not to be the person who was here before, but to be yourself—and more. To be that person, plus you." "It's about taking the map from someone who's holding it upside down and saying, 'Let's start by turning the map right side up and heading to a place we agree is wonderful, better, or different.'" “I am putting my stamp on it and I don't feel apologetic.”

Her victory in the Olympic women's road racing event is a great example of how many of our limits are actually self-imposed. Learn more about your ad choices. Visit podcastchoices.com/adchoices

 In this episode, host Josh Nelson dives into a topic that has been debated and discussed quite a bit in the financial planning community: the 4% rule. Is it still relevant, or is it outdated? He answers the question, 'What is the 4 percent rule?' Perhaps it's not so much a rule as it is a guideline for ensuring we have enough money as we get older.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https//www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.com

In this episode we answer emails from Average Joe, Matt, Kimbrough and Jon.  We discuss goooooold, Matt's proposed portfolio, preferred shares fund PFF and how often to look at your portfolio without going insane.But first we discuss a recent article from David Blanchett recognizing that a 5% withdrawal rate ought to be the standard for financial planners and a New York Times article about financial independence and the EconoMe conference.Links:David Blanchett 5% Rule Article:  Is the 4% Rule Too Safe? | ThinkAdvisor2013 Article Saying the Opposite:  The 4 Percent Rule is Not Safe in a Low-Yield World by Michael S. Finke, Wade D. Pfau, David Blanchett :: SSRNNew York Times FIRE Article (paywall):  Meet the FIRE Savers Who Retired Early - The New York Times (nytimes.com)Matt's Proposed Portfolio:  Portfolio Matrix – Portfolio ChartsFather McKenna Center Donation Page:  Donate - Father McKenna CenterSupport the Show.

If you needed $50k a year in retirement and needed it for 30 years, how much would you need to have saved?  It's simple math that's anything but.  Nolan Baker and Dave Ross help crunch the numbers and show that it might be less than you think on this episode. Learn more about America's Retirement Headquarters online.  Follow us on Facebook, YouTube and LinkedIn for even more helpful insights you can use for retirement.See omnystudio.com/listener for privacy information.

In this episode of the Moonshots Podcast, hosts Mike and Mark explore the high-performance mindset of David Goggins, an extraordinary figure known for his unparalleled feats of endurance and mental fortitude.Buy The Book on Amazon https://geni.us/neverfinishedBecome a Moonshot Member https://www.patreon.com/MoonshotsWatch this episode on YouTube  https://www.youtube.com/watch?v=A-ydmr5H91YSummary: https://www.apolloadvisor.com/summary-never-finished-unshackle-your-mind-and-win-the-war-within-by-david-goggins/INTRO: Toughest Man on EarthThe episode starts with a warm welcome to David Goggins, celebrated as an ultramarathon runner, ultra-distance cyclist, triathlete, and former world record holder for the most pull-ups completed in a grueling 24-hour period.START WITH YOUR MIND: Your Brain Is The Most Powerful Weapon You GotDelving into the core of Goggins' philosophy, the hosts explore the profound belief that the mind is the ultimate tool for achieving extraordinary feats. Goggins emphasizes the significance of mental strength over mere physical prowess.Be UncommonGoggins challenges listeners to embrace an uncommon mindset, highlighting the importance of mental resilience and physical fitness in pursuing greatness.DIG DEEP: The 40 Percent Rule and Breaking Your LimitsThe hosts unravel Goggins' renowned "40 percent rule," revealing how the perception of reaching one's limits often occurs well before actual exhaustion sets in. Goggins inspires listeners to push beyond perceived boundaries, unlocking untapped reserves of strength and determination.Suffering Makes You Grow UpGoggins confronts suffering head-on, asserting that embracing hardship is integral to personal growth and development. He emphasizes the futility of attempting to evade the profound influence of the mind in overcoming challenges.OUTRO: Don't Give UpAs the episode draws to a close, Goggins leaves listeners with a powerful message: the ability to persevere even in the face of adversity grants an incomparable advantage. By embracing the mindset that allows one to endure, individuals can harness their inner strength to achieve remarkable feats, setting themselves apart from the competition.Join Mike and Mark on a journey through the mind of David Goggins and discover the transformative power of unwavering determination and resilience in the pursuit of greatness.Buy The Book on Amazon https://geni.us/neverfinishedBecome a Moonshot Member https://www.patreon.com/MoonshotsWatch this episode on YouTube  https://www.youtube.com/watch?v=A-ydmr5H91YSummary: https://www.apolloadvisor.com/summary-never-finished-unshackle-your-mind-and-win-the-war-within-by-david-goggins/ Thanks to our monthly supporters Margy Diana Bastianelli Andy Pilara ola Lorenz Weidinger Fred Fox Austin Hammatt Zachary Phillips Antonio Candia Dan Effland Mike Leigh Cooper Daniela Wedemeier Gayla Schiff Corey LaMonica Smitty Laura KE Denise findlay Krzysztof Wade Mackintosh Diana Bastianelli James Springle Nimalen Sivapalan Roar Nikolay Ytre-Eide Stef Roger von Holdt Marco Silva venkata reddy Dirk Breitsameter Ingram Casey Nicoara Talpes rahul grover Evert van de Plassche Ravi Govender Andrew Hyde Craig Lindsay Steve Woollard Lasse Brurok Deborah Spahr Chris Way Barbara Samoela Christian Jo Hatchard Kalman Cseh Berg De Bleecker Paul Acquaah MrBonjour Sid Liza Goetz Rodrigo Aliseda Konnor Ah kuoi Marjan Modara Dietmar Baur Ken Ennis Bob Nolley ★ Support this podcast on Patreon ★

The 70% rule in real estate can be helpful when comparing properties and making a final determination on which one is the best investment. Understanding the ins and outs of this rule is imperative to using it to your advantage.  What Is the 70% Rule? The 70% rule is a formula commonly used by real estate investors as a barometer when purchasing distressed properties for a profit. The formula calculates the maximum amount to pay for a given property once two key factors—the after-repair value (ARV) and estimated repair costs (ERC)—are considered. Learn more about your ad choices. Visit megaphone.fm/adchoices

Navy SEAL Has a '40 Percent Rule' And It's the Key to Overcoming Mental Barriers Join Big Think Edge for exclusive video lessons from top thinkers and doers About 99 percent of the people who start marathons in the United States finish them. That's an astoundingly high number considering the pain and turmoil that every marathon runner faces. What each runner has in common, says author Jesse Itzler, is that they hit a wall where their mental resources are exhausted. At this point, sheer physical will maintains their strength — and this is the will that everyone has, but we seldom know how to tap into it. Itzler's way to break through his own mental barriers was to invite a Navy SEAL to live with him and his family for a month. First item on the agenda? Doing over 100 pull-ups. The lesson wasn't about physical fitness, but about mental fitness and how we each have an unused reservoir of strength and determination inside of us. Learn more about your ad choices. Visit megaphone.fm/adchoices

Greg Carmouche's ten percent rule keeps the test stands operating so rocket engines reach one hundred percent performance.

On this first episode of 2024, we’ll be discussing the topic of the 85 Percent Rule. If you’ve never heard of the 85% rule, it runs counterintuitive to what most of us have been taught – which is to give your maximum output. Operating at 100% all of the time is not sustainable, and eventually... The post 211: The 85 Percent Rule and How to Create Opportunities for Breakthrough Innovation first appeared on Cast Polymer Radio.

The Possibility Podcast #124 features techniques to break the cycle of anger and miscommunication in your relationships. Learn to get past the argument and rebuild intimacy! The post #124 The Five Percent Rule and Other Ways to Get Past the Argument first appeared on Mel Schwartz, LCSW.

The Possibility Podcast #124 features techniques to break the cycle of anger and miscommunication in your relationships. Learn to get past the argument and rebuild intimacy! The post #124 The Five Percent Rule and Other Ways to Get Past the Argument first appeared on Mel Schwartz, LCSW.

Being the best you can be is difficult and it requires Consistency. Most people fail to be consistent because they are chasing the feeling of happiness. You can be happy and be content using the 1 Percent Rule.  Sign up for FREE Life Coach Masterclass Training https://themuslimlifecoach.org/masterclass/ We train you to become that best version of yourself. And it's simple. In this podcast Abdul Shahid dives into exactly what it takes to create your best life consistently. If you are a Professional Muslim and you are striving to become the best but consistancy is the problem you will love this Mini-Class podcast. Learn how to lead yourself to success in both personal and professional ambitions. This is a guaranteed way that will help you to help yourself and help others.  Lead and master Mental and emotional health, build, repair and heal from relationships and the past. The best part is build an amazing future. What You'll Learn in this Podcast: How the next 12 months could become the best year of your life using Science of the Nafs. How to guarantee your own success, happiness and contentment while you build your life. How we succeed personally to unlock professionally. SUCCESS means loving life.

Hosts Russell Lowery and Jennifer Saha discuss the vast potential in local government spending, particularly in regards to technology. Jennifer showcases her research into local governments' technology budgets, emphasizing their often overlooked opportunities. The hosts also highlight some unexpected innovation in small cities or counties, and discuss the growth potential in the State & Local Government (SLED) market. They also briefly touch upon Jennifer's services, which aim to facilitate businesses to understand and access these opportunities. 00:06 Introduction to GovTech Today00:15 Broadening the Idea of GovTech00:40 Exploring Local Governments01:35 The Potential of Local Governments02:11 Innovation in Local Governments03:04 Local Governments as Policy Experiment Areas03:20 The Rinse and Repeat Model in Local Governments03:47 The Importance of Public Sector References04:07 The Spending Power of Local Governments04:43 The 10 Percent Rule in Government Technology05:55 Understanding City Councils and City Managers07:50 The Importance of Doing Your Homework12:39 The Growth of IT Spending in Local and State Governments15:01 Understanding the Services of GovTech Companies17:07 Conclusion: The Scope of Opportunity in Local Governments

MPF Discussion with Manuel GiudiceLiving into a future by design, rather than one by default with Manuel Giudice  About Manuel Embarking on a journey at 19, marked by fortunate twists, from a sports bet triumph to academic scholarships, led Manuel to Rome, Helsinki, and England, settling in the UK in 2008.As a dedicated meditator, Manueldelved into the wisdom of Eastern spiritual leaders, exploring Buddhism,Hinduism, Mysticism, and Yogic Science. In Manuel's youth, football aspirationsguided him to train and play for AC Tricase's youth team in the Italian Serie Cleague. Fuelled by his father's rally carracing passion, Manuel honed a competitive edge in go-kart racing, spendingmuch of his youth on tracks. A decade ago, salsa dancing unexpectedly became arejuvenating pursuit after joining a high-level community in London. Comedy improvisation has been asignificant part of Manuel's life, with numerous performances in small London theatres.Defying Italian stereotypes, cooking isn't his forte; instead, Manuel finds joyin meaningful conversations with guests. Manuel interests spanappreciating art, beauty, and balance, coupled with a deep love for classicalmusic. A standout among his favorite Italian films is 'The Great Beauty' byPaolo Sorrentino, celebrated for its multi-layered meanings and impactful useof silence. On this episode of My Perfect Failure (Living into a future by design, rather than one by default).  This is such a compelling and refreshing conversation with Manuel who provides so many insights into how we all can live and enjoy a life by design and not by default. Some of The Areas We Discuss·       We cannot change what we are not aware of.·       The importance of going from awareness to action.·       How entrepreneurs can become more effective & impactful when they slow down.·       Why the comfort zone holds us back.·       Why we benefit from people challenging our thinking.  ·       Why we should aim 4% beyond our skill level.  Connect with Manuel·       Website: manuelgiudice.com ·       LinkedIn: https://www.linkedin.com/in/manuelgiudice/ ·       4 Percent Rule: https://33mag.com/2014/04/02/flow-101-4-rule/  Please Leave A Review Like this show? Please leave us a review here, even one sentence helps! Consider including your Twitter handle so we can thank you personally!   Paul: Contact Details  ·         Work with me: paul@myperfectfailure.com ·         MPF Website: http://www.myperfectfailure.com/  ·         Insta: follow: https://www.instagram.com/myperfectfailure/   ·         Twitter: https://twitter.com/failure_perfect 

This week on The School of Greatness podcast, I had the pleasure of sharing my conversation with David Goggins, someone who has mastered the art of pain and embracing his discomfort zone. Your brain is the most complex organ in your body. It needs to be pushed, tested, and challenged everyday to create mental strength. The only way you'll ever strengthen the most powerful organ in your body is by diving head first into your discomfort zone. We don't like to be uncomfortable, but facing that pain head on is the only way we can ever succeed or progress. Are you ready to push past your mental limits?David Goggins is an incredible man who has undergone insane amounts of stress, pain, and tragedy only to unlock his true potential in life. David is the only member of the U.S. Armed Forces to complete SEAL training (including two Hell Weeks), the U.S. Army Ranger School (where he graduated as Enlisted Honor Man), and Air Force Tactical Air Controller training.He is indisputably one of the world's best endurance athletes. He has completed over 60 ultra-marathons, triathlons, and ultra-triathlons, setting new course records and regularly placing in the top five. He once held the world record for pull-ups, completing 4,030 in 17 hours, and he is a sought-after public speaker, coach of numerous sports teams, and he also coaches people in Fortune 500 companies. In 2018, he published a book called You Can't Hurt Me: Master Your Mind and Defy the Odds which helps tons of people tap into their true potential. He says that on average, people are only using 40% of their potential. David wants to raise that number significantly. In this episode you will learnWhat made David apply for the Military.What David believes the key to life is.Why getting sick was the best thing that ever happened to David.About the 40 Percent Rule.How to retrain your mind when you want to seek comfort.For more information go to www.lewishowes.com/1525For more Greatness text PODCAST to +1 (614) 350-3960Want more episodes like this one?Shaolin Master, Shi Heng Yi - https://link.chtbl.com/1428-podA Masterclass on Self-Discipline with 5 Navy SEALs - https://link.chtbl.com/1440-pod

Does it feel like you have zero energy to grow your career? Like it takes everything you have just to keep your head above water? Fret not my friend- this episode is for you. Learn how just 10 percent of effort can next level your situation (and get you out of chaos). Get tips - supported by physics no less - on how to leverage things you already do and redirect it towards your success. The first law of thermodynamics states that you need 90 percent of your energy to maintain stability but that extra 10 percent can transfer towards the next higher level. This can look like redirecting 10 percent of your time - just 144 minutes a day to personal growth or professional development. Be 10 percent more positive and notice how it energizes you and others you work with to be solution oriented and have more fun at work. If you have even 10 percent more knowledge than someone else, you can reach them and teach them - buh bye imposter syndrome! Nothing is ever wasted- look at how past experience or seemingly unrelated interests, hobbies or skills can be applied to a current situation. Leverage your strengths and invest in unlocking your value by pushing yourself to grow 10 percent in those areas. Stay Inspired, Angela Join the architecting community: Facebook Group Instagram LinkedIn Clubhouse Interested in sponsoring a show or having me as a guest on your podcast or community? Stop here to get information. Into/outro music Alive by Richard Wasson Copyright 2019

In this episode we answer an email from Jeffrey about the "4% Rule".  We discuss its origins, its three parameters (portfolio construction, time frame, and withdrawal mechanism), how it works, what it means and doesn't mean, its uses and misuses and how to make adjustments to improve your own outcomes.And THEN we our go through our weekly portfolio reviews of the seven sample portfolios you can find at Portfolios | Risk Parity Radio.   We have a rebalancing of the Levered Golden Ratio portfolio.Additional links:Bill Bengen's Original 1994 Safe Withdrawal Rate Paper:  FPA Journal - The Best of 25 Years: Determining Withdrawal Rates Using Historical Data (financialplanningassociation.org)2022 Morningstar Report on Withdrawal Strategies:  Six Retirement Withdrawal Strategies that Stretch Savings | MorningstarRisk Savvy Video Lecture:  Risk Savvy: How to Make Good Decisions - YouTubeBias-Variance Dilemma Dartboard Explanation (also listen to Episode 49 of this podcast):  WTF is the Bias-Variance Tradeoff? (Infographic) (elitedatascience.com)Support the show

Suze Orman recently called the 4 Percent Rule “very dangerous” and said, “It doesn't work anymore.” In today's episode, Wes joins forces with Connor Miller, Co-Chief Investment Officer for Capital Investment Advisors, to fight against those statements. Using market history, they defend the legitimacy of what they feel has been a solid retirement strategy since William Bengen discovered it in the mid-1990s. Giving specific examples, they lay out the case for this dynamic, flexible rule of thumb as a roadmap for a happy retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

#459: Andrey is a savvy 10-year-old wondering what's the best way to save up for his first car. Ingrid wants to know if her parents' preference for Retiring on Dividends is a better approach compared to the 4 Percent Rule. Erica's part-time work schedule will place her in an unusually low tax bracket this year. Should she take this rare chance to execute a Roth conversion? Or is it better to prioritize debt payoff? Chloe is worried about the end of student loan forbearance. Should she pull back from making retirement contributions to focus on debt payoff? Former financial planner Joe Saul-Sehy and I tackle these four questions in today's episode. Enjoy! P.S. Got a question? Leave it at https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices

Alexander Cruz is a real estate investor who has found success in his local market. He initially stumbled upon the idea of acquiring rental properties when he realized the high rent prices compared to sale prices. Building his own portfolio, he accidentally discovered the potential of turning unsold properties into rentals. With favorable terms from the local bank, he experienced strong cash flow and decided to further pursue this strategy. Within just 3 and a half years, Alexander expanded his portfolio from 1 to 300 units. Along the way, he also built a property management team to support his growing business. Impressed by their achievements in their own market, Alexander and his team have now started offering their expertise to other investors.

Are you willing to do what many simply are unwilling to? The 1 Percent Rule states that over time the majority of the rewards in a given field will accumulate to the people, teams, and organizations that maintain a 1 percent advantage over the alternatives.  You don't need to be twice as good to get twice the results-you just need to be slightly better. Small differences in the areas that matter most daily yield significant results. These small changes are often the ones we overlook... What thing, if you started being consistent with it would radically transform your life? You know what to do!  Tune into God's Vibes to learn what's required to go after your dreams and start really having your own back. xo, Juliana P.S.-Interested in Coaching?  It's been on my heart to open 10 spots to work 1:1 with clients.  You heard it here first!  10 spots are open until booked!  If you want to claim your spot, simply email info@julianapage.com to find out if this would be a good fit for you! P.S.S.-Check out the Courage Co. virtual community over at www.courageco.org and join us for free challenges, prayer calls and more! Visit www.julianapage.com for books to help you courageously transform self-sabotage into self-mastery by faith!

To be better investors, we need to make better decisions. With a few simple steps, we can structure our thinking and improve our investments. We all struggle with bias and unstructured thinking. But there are systems we can use that nudge us into making higher-quality decisions. We discuss framing decisions to align with investing goals, overcoming analysis paralysis, and the 37 Percent Rule. And in today's Dumb Question of the Week: Why save for retirement? Selected links Rational Reminder podcast with Ralph Keeney Foraging and the Explore/Exploit Trade-Off (Nature) The 37% Rule (Big Think) Get in touch

Only five jurisdictions follow it and three of them are DC, Maryland, and Virginia.

As 2022 comes to a close, Kayla reflects on her theme work for the year and discusses her thoughts for 2023. What does the 85% Rule have to do with that? Listen and find out!

This episode we share a concept that listeners may or may not know of that could change the way you see your work, art, or training. This concept has been used by some of the top performers in the world: The 85 Percent Rule. The concept that you if you tell someone to operate at 85% of their capacity then mentally people perform better, than if you tell them to work at 100%. When you're able to relax and allow yourself to be flexible, you can fully optimize your training, art, or business. Do you think the 85 Percent rule is true and how can this be applicable to your life? Brewing some inspiration for your week! SHARE, SUBSCRIBE, COMMENT HELP SUPPORT THIS EPISODE AND FUTURE SHOWS www.buymeacoffee.com/TheCreativeBrew Members get access to the audio episode before it releases that following day. SPONSORS All Skill No Luck If you're a creator, athlete or entrepreneur, luck can only get you so far. Having the right skill sets are critical in your success. All Skill No Luck makes hand crafted, custom designed, flannel wear. Made in the US, and based here in Oceanside, they pride themselves on quality, creativity and attitude-the perfect ingredients for the Creative Brew. Use Promo Code- "creativebrew10" And 10% off and free shipping within the US. Check them out at www.allskillnoluck.com TN Grappling Apparel Lifestyle wear for the modern wrestler/grappler. Use promo code CB10 on your next purchase at tennesseegrapplingapparel.com Elevate Coffee Trading If you appreciate specialty coffee, enjoy outdoor adventure, and love helping elevate the lives of children around the world, then you are going to LOVE Elevate Coffee Trading! Their mission is to EXTRACT HOPE through LOVE, COFFEE, & ADVENTURES!. Free shipping in the US and every bag of coffee helps sponsor health and education for children in coffee producing countries and areas of need in the USA. Use promocode elevate21 on your next order and on Follow their journey on social media @elevatecoffeetrading, and visit online at elevatecoffeetrading.com to start Extracting Hope together!" Next Leavell Inspiration Seeking to ignite greatness within you. From merch to inspirational journals for daily growth. Mention “TCB10” at checkout for a discount on your next purchase at https://next-leavell-inspiration.square.site/s/shop Music to this episode is brought to you by Marlon D check out his new album and performances on IG @mdlens Branding Work I Podcast Interviews I Speaking Engagements I www.langfordesign.com Contact me @ info@langfordesign.com IG: @thecreativebrewtv FB/thecreativebrewtv

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/  Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you're instantly approved.   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 2 of 2. Episode 2061: [Part 2] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/  Ladder is 100% digital – no doctors, no needles, no paperwork – when you apply for $3 million in coverage or less. Go to LadderLife.com/OFD to see if you're instantly approved.   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean Mullaney of FI Tax Guy shares four backstops to the four percent rule. This is part 1 of 2. Episode 2060: [Part 1] The Four Backstops to the Four Percent Rule by Sean Mullaney Sean Mullaney is a financial planner and the President of Mullaney Financial & Tax, Inc. Mullaney Financial & Tax, Inc. offers fiduciary, fee-only, hourly, and advice-only financial planning. Sean established Mullaney Financial & Tax, Inc. after a lengthy career in public accounting. He worked in the tax departments of both Deloitte & Touche and PwC, including over 6 years in PwC's Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of the American Institute of Certified Public Accountants and an associate member of the National Association of Personal Financial Advisors. Sean has degrees in accounting, law, and taxation and a certificate in financial planning.  The original post is located here: https://fitaxguy.com/the-four-backstops-to-the-four-percent-rule/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we are talking about learning and failure. What is the optimal failure and stress to properly learn and grow?

(Ep 222) - 85 percent rule for learning by Scott H Young

On todays episode of Mindset Hackers we'll break down David Goggins 40 Percent Rule from his book "Can't Hurt Me". David Goggins as many of you know is a former Navy Seal turned Ultra-Marathon Runner and Author. In his book, David Goggins describes his brutal upbringing and coming to a point in life where he was overweight and had a dismal existence but decided to make a change in his life to find out what he was truly capable of. He wanted to try to find out what he was made of, so he enrolled in the Navy Seals and went through Hell Week (one of the toughest physical endurance events) that tests the mind and body and puts you to the limits. He failed 2 times and went a 3rd time before he was accepted. But this was still just the beginning for him when it comes to mental and physical toughness. During the toughest times, David needed mindset hacks to call upon to help him get through, and on this episode we detail the 40 percent rule. If you haven't already, check out David Goggins book "Can't Hurt Me" here: https://www.amazon.com/Cant-Hurt-Me-Master-Your/dp/1544512279 Follow David Goggins on social media: https://www.instagram.com/davidgoggins/

Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey.  Kraig's mission is help you build & protect your wealth and lifestyle today and generationally. Along the way, Kraig is ready to assist with all matters related to your financial wellbeing as well as your business and family legal needs.  Optimizing Retirement income and protecting your legacy does not happen with a product. You must have an integrated approach. DISCLAIMER: Kraig Strom is not an attorney or a certified public accountant. Kraig is a Certified Financial Planner Professional®, a Chartered Financial Consultant®, and an Investment advisor representative.  As cool as all that may sound, this video is only helpful hints, tips and education. This video is not specific tax, legal or investment advice. Before you decide to take action on anything you see in this video, please consult with your tax, legal or investment advisor first.

In this week's episode, Brad and Jonathan welcome Sean Mullaney back onto the podcast to discuss the four backstops of the Four Percent Rule! While many in the FI community consider the Four Percent Rule to be a pillar for retirement planning, these relatively unknown backstops could save or enhance your retirement as you continue along the path less traveled! Listen along to see if any of these backstops could apply to you and your own future planning! As always, the discussion is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation. Sean Mullaney and ChooseFI Publishing are currently under contract to publish a book authored by Sean Mullaney. Sean Mullaney Website: The FI Tax Guy Blog: The FI Tax Guy Blog Timestamps 0:59 - Introductions 1:37 - The Four Percent Rule and Inflation 12:20 - Annual Expenses 14:19 - Decline in Energy and Expenses 22:14 - Social Security 30:53 - Downsizing and The Reverse Mortgage 38:53 - Later Years Backstops 43:21 - Mortality 48:48 - Conclusion Resources Mentioned In Today's Conversation The Four Backstops to then Four Percent Rule Financial Resilience in a Bear Market | ChooseFI Episode 172 Early Retirement and Social Security Early Retirement Now Financial 180 If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile

In this episode Scott Becker discusses: Markets and treasuries update. The 4 Percent Rule. Apollo may join Musk in bid for Twitter Blackstone to buy American Campus Communities for $12.8 billion. Crypto markets down 19% year to date. Brent Crude at $112 a barrel.

In this episode Scott Becker discusses “The 4 Percent Rule” and how much is safe to spend during retirement.

On this episode of The Dr. Cloud Show:   Question: According to my spouse, I'm struggling with balancing priorities in my marriage. We both work and I spend my free time on the golf course. This seems to create conflict in our marriage. I only play on the weekend. How can I balance work, golf, and my marriage?   Question: Our daughter and her boyfriend have been dating for two years. They met in college. Both of them graduate in May with mechanical engineering degrees. They're discussing marriage. We suggested they wait just another year, but they are sure they want to get married. We're being supportive. How much say should we have in this?   Victoria is having trouble succeeding in career pursuits. She's reading books that are giving her lots of different things to prioritize. She's having trouble identifying the obstacles and causes of her negative thinking.   Question: I'm struggling over my feelings and thoughts of an ex-boyfriend. It's been a long time since we stopped seeing each other, but I can't stop thinking about him. How do I stop ruminating?   Question: How do you handle someone who tries to use guilt to manipulate you? When I try to address it, they won't listen to the hurt it causes me. Instead, they turn it back to how they are hurting.   Dr. Cloud's upcoming workshop Mentally Healthy Faith is a two hour workshop covering how your mental health and your spiritual life intertwine. Discounted pricing is available for a limited time at www.boundaries.me/faith Get a free 14 day trial to Boundaries.me with over 90 video courses, daily coaching emails and more. We've got courses on codependency, finding safe people, dealing with a narcissist, and over 90 other courses. You'll also get daily coaching videos delivered to your inbox--short 2-4 minute videos that give you one thing to do that day to build your way to a better version of yourself. We've also got a members-only support community on the site where you can discuss what you're learning, and get support and share support along the way. It's a free two-week trial, cancel at anytime, and only $9 a month after that. https://www.boundaries.me