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As coaches and healers, we value transparency and authenticity. We don't want to pretend that our lives are perfect and we have it "together" all the time. We want our audience (and potential clients) to perceive us as genuine human beings who can relate to their struggles. Most of us think that sharing our own experiences and struggles online can be beneficial for our business and that being vulnerable online will make people trust us more. We aim for our audience to see us as warm, sensitive people who can understand their own problems. And yes, if we share these kinds of things in a healthy way, this authenticity can help us grow. But sometimes being vulnerable in our online communities can cost us dearly. We are actually walking on a very fine line when we want to post in a way that is authentic and transparent because at the same time, we don't want to instill a fear that we can't handle the opportunity to work with someone. Sharing the emotions and feelings we struggle with at the moment can create a huge amount of resonance among our audience and it opens up the gateways to have empathic connections with people who are also in a bad place. But this is certainly not a good strategy marketing-wise. Letting our audience know that we are not in a good place at this moment can lead to them feeling like we might not be able to handle their struggles right now. They may not want to bother us with their problems and therefore they are unlikely to sign up for our coaching programs, our online courses, etc. So, how do we walk this fine line of being authentic and still inspire people to work with us? How can we still be vulnerable in a way that BUILDS trust and adds to our bottom line? How can we stay in INTEGRITY while making a living out of helping other people become the best version of themselves? In this week's episode, Lola answers all these questions and much more. She dives deep into why being authentic online can sometimes end up costing us sales in our business and what are the filters we can use when we are thinking about what to share online. More than that, she shares some effective strategies to navigate authenticity, transparency and vulnerability the right way on social media. See omnystudio.com/listener for privacy information.
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The Tale of Two Cities: The World Builds Babylon, Part 5, presented by Eric Douma. Pastor Eric examines how Babylon will be the headquarters of a false religion during Daniel's 70th week. He shows that pantheism began in Babylon and that it will more than likely be centered in Babylon again in the final years of human history. (duration 00:24:04) Click here to play
Robert Kiyosaki's Cone of Learning illustrates that while we only remember 10% of what we read after two weeks, we recall a full 90% of what we say and do. And that's why aspiring investors who work through a simulation of their first deal are so much more confident than those who don't practice the process beforehand. But what does it look like to simulate your first multifamily deal? Where can you go to rehearse the steps in the Deal Maker Blueprint and gain the confidence to follow through? On this episode of Financial Freedom with Real Estate Investing, Nighthawk Equity President Drew Kniffin joins me to discuss our upcoming Deal Maker Bootcamp in Orlando this January and explain how the workshop simulates the process of finding and closing on your first multifamily deal. We explore the benefits of simulating your first deal and following a proven process, challenging you to master the critical skill of analyzing deals quickly and accurately. Listen in for insight on the three kinds of people you need in your real estate network (and where to find them) and learn our top strategies for simulating your first apartment deal and building confidence while you practice in a safe environment. Key Takeaways Robert Kiyosaki's Cone of Learning Remember 10% of what we read Remember 50% of what we see and hear Remember 90% of what we say and do The benefits of simulating your first deal Builds confidence Know what to expect if LOI accepted How to simulate your first multifamily deal Practice in throw away market Visit larger properties Build sample deal package The 3 kinds of people you should network with Peer group (Deal Maker's Mastermind) Mentors who've done what you want Partners with complementary skills Why we recommend following a proven process Don't have figure out next step on own Avoid expensive mistakes The benefit of being able to analyze deals Need for negotiating and making offers Confidence to talk to brokers/investors Connect with Drew Kniffin Nighthawk Equity Drew on Twitter Drew on LinkedIn Resources Register for Michael's Deal Maker Bootcamp Learn More About Michael's Mentoring Program Join Michael's Deal Maker's Mastermind Learn More About Deal Maker Live Get Michael's Blueprint to Your First Multifamily Deal Access Michael's Syndicated Deal Analyzer Join the Nighthawk Equity Investor Club Financial Freedom with Real Estate Investing by Michael Blank Robert Kiyosaki's Cone of Learning Sample Deal Package The Deal Maker Certification on MB EP262 Podcast Show Notes Michael's Website Michael on Facebook Michael on Instagram Michael on YouTube Apartment Investor Network Facebook Group
Hello everyone! We have talked a lot about the power of making learning relevant for students. It gets kids engaged and excited to be in class. But what happens when we look at ourselves? Are we staying relevant with the kids? Do we know that they like? Do we attempt to know their world and connect our lessons to what they are already engaged with? Billy Allen, founder of 3kingvisions, is here to help guide us to discover, not only why we should try to be relevant to the kids we serve, but also understand that you don't have to be something you're not to do this. You just need to be AUTHENTIC. In this chat we discuss: Why Billy became a librarian How his career has changed over time Being a male teacher/librarian can be a difference maker The power of relevancy with young people ...and so much more! This episode is sponsored by Heinemann—the leading publisher of professional books and resources for educators—and their professional book, Four Essential Studies: Beliefs and Practices to Reclaim Student Agency by Penny Kittle and Kelly Gallagher. Four Essential Studies is based on the belief that secondary students can only be prepared for life after high school when we purposefully shift the decision-making in our classrooms over to them. By reimagining how we teach essay, poetry, digital composition, and sustain talk in book clubs, we can ignite student curiosity, independence, and decision-making skills. Penny and Kelly share the strategies and activities they use in their own classrooms over the course of each unit, and show us what is possible when we expect more than compliance from our students. Learn more about how to transform students' relationship with literacy. Visit Heinemann.com to download a sample from Four Essential Studies.
Daniel closed out the series in part 4 of the For the Future series. Read more about FOR THE FUTURE https://eden.church/future GET CONNECTED + PRAYER New to EDEN? We'd love to pray for you, too! Let us know at https://eden.church/connect LEARN ABOUT EDEN CHURCH EDEN is a startup church in Silicon Valley. Learn more at https://eden.church FIND US ON SOCIAL MEDIA FB: https://www.facebook.com/edenthechurch IG: https://www.instagram.com/edenthechurch/ GIVE TODAY https://eden.church/give
Australians appear likely to save hundreds of dollars on future energy bills as renewable resources increasingly flow into people's homes. - 更新可能な資源から家庭への流れが増えるにつれて、オーストラリア人は将来、数百ドルの電気代を節約できそうです。
Guess who's coming to dinner? Learn how to build a transparent business relationship in the comfort of your own home. #ThePitch #INICIVOX
Australians appear likely to save hundreds of dollars on future energy bills as renewable resources increasingly flow into people's homes.
Stephanie and Michael welcome three guests this week on Nonviolence Radio. First, they talk to Katherine Hughes-Fraitekh and Steve Chase about their work together in Solidarity 2020 and Beyond. Responding to the isolation and suffering caused by COVID, Solidarity 2020 and Beyond offers hope and support to grassroots activists and organizations, providing them opportunities to network, to learn from each other and to collaborate through webinars and trainings. Solidarity 2020 and Beyond draws on the power inherent in sharing experiences and using them to educate and increase solidarity amongst all those who are striving — nonviolently — to bring about change for good, wherever in the world they may be. …what we’re trying to do is to be driven by the grassroots activists, extremely flexible to respond to their needs, and not create an organization but realize there are amazing groups out there – Beautiful Trouble, ICNC, the Einstein Institute, Nonviolent Peaceforce, Metta Center, Waging Nonviolence, all the groups that are working on these issues. And African Youth Movement, Africans Rising – we’re very closely connected with them. And just trying to help bring groups together and find ways to do critical learning, research, and really spread the knowledge both to people that are doing the work on the ground as people learn from each other. …for the vast majority of people in the world that are not directly involved, but may be very hopeless right now, letting them know these amazing things are happening, and these amazing courageous people are out there changing the world for the better. It's not time to give up hope, but really to have a vision for a better future. And that is possible. Katherine Hughes-Fraitekh The inspiring conversation with Katherine and Steve is followed by an equally powerful discussion with Mubarak Elamin, a Sudanese activist supporting the movement in Sudan. Mubarak talks about the astounding strength and courage of the Sudanes people, their determination to stand up for what they need, often risking their lives, working for peace and change: We’re actually learning from the streets of Sudan. It's amazing, the creativity and how people are committed to – first, they're committed to nonviolence and peaceful protest – peaceful actions. And the second thing they are doing also, organizing. And the third thing they are doing is also being really media savvy… And they just demonstrate that day in and day out. They're speaking about, “We’re not out for bread. We're not out for lower prices of gas. We’re out for our own freedom and to bring about some other high-level values to our life and to our people.” And they're so determined to do that. So, it's just really like when you see these, read these stories, it's just heartfelt. The stories that all of these kids – I will call them heroes and warriors in a way or the other. Mubarak Elamin From all three guests this week, we see the power that comes when we actively listen to and connect […] The post How Listening to Experiences Builds Power appeared first on Metta Center.
Does searching for healthy food options feel like solving a puzzle to you? Ask a VA Dietitian! Our job is to help take the mystery out of good nutrition habits. Here at Fresh Focus, we want to make it as simple as possible for you to make the healthy choices you need to reach your nutrition and lifestyle goals. Concepts, ideas and recipes from any and all episodes can be modified and tailored to your individual needs. If you're not sure where to start, take a listen to episodes 1-6 that will give you baseline on what should be filling up your plate and a strategy to focus on one healthy meal at time. Whether you are feeding a family of 6 or just yourself, take a listen to Beth Blair as she rewinds the series on National Nutrition Month and the Healthy Teaching Kitchen (HTK) program here at the VA in a fun rewind episode 47. A few benefits of participating in a HTK:• Takes nutrition education and delivers it in a practical way.• Encourages veterans to reconnect with the enjoyment of eating • Builds confidence to cook and make it a normal process of your day HTK program can jump start your journey of seeing how food can taste different when you pair with other foods and flavors and find fun ways to try something new that adds variety in a delicious way to your meal and snacks! You can also find recorded classes on YouTube, type in “VA Healthy Teaching Kitchen” and subscribe.Stay tuned for more episodes at Fresh Focus, Please reach out to your local Registered Dietitian Nutritionist or Nutrition and Food Services Department to assist you in any nutrition needs or questions.
Ryan Heaphy is the Director of Sales at Qualia, which recently raised a $65M Series D and is valued at over $1B (unicorn status). Put simply: Ryan Heaphy is focused on creating the Navy SEALs of sales teams - the most disciplined, focused, powerful team in Austin. Ryan and I had an outstanding conversation talking about his post-grad life in the Caribbean, his failure to success story in sales, and how to perform at the highest level possible in sales. I asked my friend Scott Leese: “Who is one of the best sales leaders you know”? Once you listen to this episode, you'll know why Ryan Heaphy was his answer. Make sure to hit Ryan up on LinkedIn after the episode! If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts? It takes less than 60 seconds, and it really makes a difference in helping to grow this show and find the best guests possible for you. Follow The Podcast: Apple/Spotify: Millennial Sales Twitter: TommyTahoe Instagram: TommyTahoe YouTube: TommyTahoe Website: Millennialmomentum.net
Employee experience has become a primary objective for organizations as they look to retain pandemic-fatigued employees and recruit in-demand talent. But it's easy to get it wrong. In this episode, Tom Dewaele, global head of employee experience at Unilever, shares how the London-based consumer goods maker creates a unified employee experience for 150,000 workers across 190 countries. The journey can easily end up with efforts fragmented across functions and multiple competing departmental initiatives. The end result is frustrated employees. "That's what triggered the thinking of starting to look at it in a different way, in a more end-to-end way and bring those different functions together under one single umbrella called employee experience," said Dewaele. Dewaele, the winner of Reworked's 2021 Employee Experience Leader of the Year award, shares what others can learn from Unilever's journey over the last few years. Highlights of the conversation include: The importance of having a single, unified vision for employee experience across the organization. How Unilever started on its employee experience journey. What employee experience leaders can learn from customer experience. How to balance priorities across regions and departments and still find space for experimentation. Plus, co-hosts Siobhan Fagan and Mike Prokopeak talk with Tom about Belgian fries vs. their French counterpart and urge listeners to get their award applications ready for the coming year. Listen in for more. Have a suggestion, comment or topic for a future episode? Drop us a line at editors@simplermedia.com.
Proper 29 First Psalm: Psalms 120–123 Psalms 120–123 (Listen) Deliver Me, O Lord A Song of Ascents. 120 In my distress I called to the LORD, and he answered me.2 Deliver me, O LORD, from lying lips, from a deceitful tongue. 3 What shall be given to you, and what more shall be done to you, you deceitful tongue?4 A warrior's sharp arrows, with glowing coals of the broom tree! 5 Woe to me, that I sojourn in Meshech, that I dwell among the tents of Kedar!6 Too long have I had my dwelling among those who hate peace.7 I am for peace, but when I speak, they are for war! My Help Comes from the Lord A Song of Ascents. 121 I lift up my eyes to the hills. From where does my help come?2 My help comes from the LORD, who made heaven and earth. 3 He will not let your foot be moved; he who keeps you will not slumber.4 Behold, he who keeps Israel will neither slumber nor sleep. 5 The LORD is your keeper; the LORD is your shade on your right hand.6 The sun shall not strike you by day, nor the moon by night. 7 The LORD will keep you from all evil; he will keep your life.8 The LORD will keep your going out and your coming in from this time forth and forevermore. Let Us Go to the House of the Lord A Song of Ascents. Of David. 122 I was glad when they said to me, “Let us go to the house of the LORD!”2 Our feet have been standing within your gates, O Jerusalem! 3 Jerusalem—built as a city that is bound firmly together,4 to which the tribes go up, the tribes of the LORD, as was decreed for1 Israel, to give thanks to the name of the LORD.5 There thrones for judgment were set, the thrones of the house of David. 6 Pray for the peace of Jerusalem! “May they be secure who love you!7 Peace be within your walls and security within your towers!”8 For my brothers and companions' sake I will say, “Peace be within you!”9 For the sake of the house of the LORD our God, I will seek your good. Our Eyes Look to the Lord Our God A Song of Ascents. 123 To you I lift up my eyes, O you who are enthroned in the heavens!2 Behold, as the eyes of servants look to the hand of their master, as the eyes of a maidservant to the hand of her mistress, so our eyes look to the LORD our God, till he has mercy upon us. 3 Have mercy upon us, O LORD, have mercy upon us, for we have had more than enough of contempt.4 Our soul has had more than enough of the scorn of those who are at ease, of the contempt of the proud. Footnotes [1] 122:4 Or as a testimony for (ESV) Second Psalm: Psalms 124–127 Psalms 124–127 (Listen) Our Help Is in the Name of the Lord A Song of Ascents. Of David. 124 If it had not been the LORD who was on our side— let Israel now say—2 if it had not been the LORD who was on our side when people rose up against us,3 then they would have swallowed us up alive, when their anger was kindled against us;4 then the flood would have swept us away, the torrent would have gone over us;5 then over us would have gone the raging waters. 6 Blessed be the LORD, who has not given us as prey to their teeth!7 We have escaped like a bird from the snare of the fowlers; the snare is broken, and we have escaped! 8 Our help is in the name of the LORD, who made heaven and earth. The Lord Surrounds His People A Song of Ascents. 125 Those who trust in the LORD are like Mount Zion, which cannot be moved, but abides forever.2 As the mountains surround Jerusalem, so the LORD surrounds his people, from this time forth and forevermore.3 For the scepter of wickedness shall not rest on the land allotted to the righteous, lest the righteous stretch out their hands to do wrong.4 Do good, O LORD, to those who are good, and to those who are upright in their hearts!5 But those who turn aside to their crooked ways the LORD will lead away with evildoers! Peace be upon Israel! Restore Our Fortunes, O Lord A Song of Ascents. 126 When the LORD restored the fortunes of Zion, we were like those who dream.2 Then our mouth was filled with laughter, and our tongue with shouts of joy; then they said among the nations, “The LORD has done great things for them.”3 The LORD has done great things for us; we are glad. 4 Restore our fortunes, O LORD, like streams in the Negeb!5 Those who sow in tears shall reap with shouts of joy!6 He who goes out weeping, bearing the seed for sowing, shall come home with shouts of joy, bringing his sheaves with him. Unless the Lord Builds the House A Song of Ascents. Of Solomon. 127 Unless the LORD builds the house, those who build it labor in vain. Unless the LORD watches over the city, the watchman stays awake in vain.2 It is in vain that you rise up early and go late to rest, eating the bread of anxious toil; for he gives to his beloved sleep. 3 Behold, children are a heritage from the LORD, the fruit of the womb a reward.4 Like arrows in the hand of a warrior are the children1 of one's youth.5 Blessed is the man who fills his quiver with them! He shall not be put to shame when he speaks with his enemies in the gate.2 Footnotes [1] 127:4 Or sons [2] 127:5 Or They shall not be put to shame when they speak with their enemies in the gate (ESV) Old Testament: Nahum 1:1–13 Nahum 1:1–13 (Listen) 1 An oracle concerning Nineveh. The book of the vision of Nahum of Elkosh. God's Wrath Against Nineveh 2 The LORD is a jealous and avenging God; the LORD is avenging and wrathful; the LORD takes vengeance on his adversaries and keeps wrath for his enemies.3 The LORD is slow to anger and great in power, and the LORD will by no means clear the guilty. His way is in whirlwind and storm, and the clouds are the dust of his feet.4 He rebukes the sea and makes it dry; he dries up all the rivers; Bashan and Carmel wither; the bloom of Lebanon withers.5 The mountains quake before him; the hills melt; the earth heaves before him, the world and all who dwell in it. 6 Who can stand before his indignation? Who can endure the heat of his anger? His wrath is poured out like fire, and the rocks are broken into pieces by him.7 The LORD is good, a stronghold in the day of trouble; he knows those who take refuge in him.8 But with an overflowing flood he will make a complete end of the adversaries,1 and will pursue his enemies into darkness.9 What do you plot against the LORD? He will make a complete end; trouble will not rise up a second time.10 For they are like entangled thorns, like drunkards as they drink; they are consumed like stubble fully dried.11 From you came one who plotted evil against the LORD, a worthless counselor. 12 Thus says the LORD, “Though they are at full strength and many, they will be cut down and pass away. Though I have afflicted you, I will afflict you no more.13 And now I will break his yoke from off you and will burst your bonds apart.” Footnotes [1] 1:8 Hebrew of her place (ESV) New Testament: 1 Peter 1:13–25 1 Peter 1:13–25 (Listen) Called to Be Holy 13 Therefore, preparing your minds for action,1 and being sober-minded, set your hope fully on the grace that will be brought to you at the revelation of Jesus Christ. 14 As obedient children, do not be conformed to the passions of your former ignorance, 15 but as he who called you is holy, you also be holy in all your conduct, 16 since it is written, “You shall be holy, for I am holy.” 17 And if you call on him as Father who judges impartially according to each one's deeds, conduct yourselves with fear throughout the time of your exile, 18 knowing that you were ransomed from the futile ways inherited from your forefathers, not with perishable things such as silver or gold, 19 but with the precious blood of Christ, like that of a lamb without blemish or spot. 20 He was foreknown before the foundation of the world but was made manifest in the last times for the sake of you 21 who through him are believers in God, who raised him from the dead and gave him glory, so that your faith and hope are in God. 22 Having purified your souls by your obedience to the truth for a sincere brotherly love, love one another earnestly from a pure heart, 23 since you have been born again, not of perishable seed but of imperishable, through the living and abiding word of God; 24 for “All flesh is like grass and all its glory like the flower of grass. The grass withers, and the flower falls,25 but the word of the Lord remains forever.” And this word is the good news that was preached to you. Footnotes [1] 1:13 Greek girding up the loins of your mind (ESV) Gospel: Matthew 19:13–22 Matthew 19:13–22 (Listen) Let the Children Come to Me 13 Then children were brought to him that he might lay his hands on them and pray. The disciples rebuked the people, 14 but Jesus said, “Let the little children come to me and do not hinder them, for to such belongs the kingdom of heaven.” 15 And he laid his hands on them and went away. The Rich Young Man 16 And behold, a man came up to him, saying, “Teacher, what good deed must I do to have eternal life?” 17 And he said to him, “Why do you ask me about what is good? There is only one who is good. If you would enter life, keep the commandments.” 18 He said to him, “Which ones?” And Jesus said, “You shall not murder, You shall not commit adultery, You shall not steal, You shall not bear false witness, 19 Honor your father and mother, and, You shall love your neighbor as yourself.” 20 The young man said to him, “All these I have kept. What do I still lack?” 21 Jesus said to him, “If you would be perfect, go, sell what you possess and give to the poor, and you will have treasure in heaven; and come, follow me.” 22 When the young man heard this he went away sorrowful, for he had great possessions. (ESV)
Tune in as we provide an alternative perspective to historical workplace norms, and the challenges we face in society today.About Dr. LaTonya JacksonA dynamic, forward-thinking leader who contributes to a company's ongoing growth, given extensive experience in talent and workforce development, thought leadership, talent and change management, instructional design and strategy, and facilitation. An adaptable, passionate, and goal-oriented training professional highly skilled in collaborative partnerships, individual and group coaching, and people development. Builds strong interpersonal relationships by utilizing communication skills to connect with colleagues and clients. Through research-based solutions, improved organizational systems perpetuate and augment company revenue results, given a strong work ethic.In addition to this work, she makes time to volunteer with Unform Your BiasTM; a not-for-profit organization focused on reducing racial injustice through honest conversations and systemic solutions. She is co-author of 5 Blinders to Seeing Color and author of The Layoff Lab: 7 Strategies to Navigate a Layoff or Career Transition. She welcomes opportunities to speak. She is a writer and enjoys walking challenges, action movies, and time with family.LinkedInWebsiteSupport the show (https://paypal.me/leadwithlevity)
In this episode we dive into the 4 reasons why, if you have the ability to do so, you should start a newsletter on LinkedIn: 1. LinkedIn sends out an invite for all your connections to subscribe 2. Sends a push notification and email to every subscriber each time you publish a newsletter 3. Builds the "know, like and trust" either daily, weekly, bi-weekly or monthly 4. Adds to your credibility Are you looking to grow and scale your business in 2022, all while becoming the expert authority in your space? Then schedule a call with Nancy and myself HERE or email us at support@scottaaron.net
This week I'm going solo to make Fraiser Crane a Cleric of the Light Domain! I had been wanting to make a Cleric for awhile and Fraiser seemed like a silly but applicable option. Here's the link for Fraiser Crane on D&D Beyond! Please leave a review and rate the show and follow us on Instagram and Twitter @DTRCast
The Plant Centered and Thriving Podcast: Plant-Based Inspiration
We have gone into depth recently about intuitive eating, meal planning and meal prepping. I wanted to take this episode to tie the three together. I wanted to give you the 4 ways in which participating in meal planning and meal prepping can actually provide a lot of support to your intuitive eating practice: 1. Provides structure and consistency 2. Makes it easier to honor your hunger 3. Builds pleasure into your meals 4. Getting a variety of foods Resources from this episode: Apply now for our Plant-Based Mentorship Group starting in January 2022! Related Episodes: Episode #23: Vegan Academy founder, Koen Vaessen, tells his story of how he healed years of self destructive behavior with veganism and intuitive eatingEpisode #25: Plant-Based FAQs - Meal Planning 101Episode #26: Plant-Based FAQs - Meal Prepping 101 If you want to connect with me, visit the following:Instagram: @plantcenterednutritionWebsite: plantcenterednutrition.usFacebook: Plant Centered Nutrition
The Tale of Two Cities: The World Builds Babylon, Part 4, presented by Eric Douma. Pastor Eric Douma discusses life in future Babylon, showing how it becomes the economic, religious, and political headquarters of the world. He shows that the future one-world system will lead to destruction rather than perfection. (duration 00:28:12) Click here to play
Computer science education in K-12 schools matters, not because it's about training the next generation of computer programmers, but because computer science education builds skills for life, say the guests on this episode. Emiliana Vegas, senior fellow and co-director of the Center for Universal Education at Brookings, and Michael Hansen, senior fellow in the Brown Center for Education Policy at Brookings, are co-authors, along with Brian Fowler, of a new report, “Building Skills for Life: How to expand and improve computer science education around the world,” and they join me on the Brookings Cafeteria today. Also on this episode, Adie Tomer, senior fellow in Brookings Metro, reflects on the enactment of the new federal infrastructure program, which he calls the largest single investment in the country's built environment in at least half a century. Show notes and transcript: Follow Brookings podcasts on Apple or Google podcasts, or on Spotify. Send feedback email to , and follow us and tweet us at on Twitter. The Brookings Cafeteria is part of the .
This episode is for all you bad betis & besharam bibis!Today I catch up with activist, writer & speaker, Sangeeta Pillai, who is the the founder of Soul Sutras. Soul Sutras is the South Asian feminist platform that is all about tackling taboos in South Asian culture, creating safe spaces where South Asian women can explore everything from sex to mental health.Their projects include Masala Podcast, featuring interviews with fierce South Asian women about taboo topics and Masala Monologues, a series of writing workshops and theatre shows in the UK & the US.Starting life as a blog, Soul Sutras now boasts a range of projects from podcast, theatre shows, webinar to books & beyond.She has become a key voice in British South Asian feminism speaking at the Women of the World (WOW) 2020 and has been featured in the Huffington Post, BBC Asian Radio, Brown Girl Magazine and is the winner of British Podcast Awards 2020 & 2019.She tells me about living life in the slums of Bombay, her volatile relationship with her father and the affect it's had on her throughout life, the complicated relationship between culture and identity, and how it's so refreshing to see the younger generation of South Asian women speak up.http://www.soulsutras.co.uk/
One of the secrets to success behind Rich Potter's multi-million dollar Amazon wholesale/replens business is hiring great people! Today we meet someone he hired whom he met at a gym registration desk. The new hire started out packing and shipping products, but quickly took on more duties with an eager and ambitious attitude. He's now helping find new wholesale opportunities and discover new hot selling bundles as well as managing two virtual assistants. Today I interview that "new hire turned business manager". It's a motivating story with many great lessons for business builders of all levels! Today's guest: Richard Cluff - the warehouse and business manager on Rich and Shelley Potter's team. Watch the interview on YouTube: https://youtu.be/iOdBE3r1fUo Check out our sponsor website: Sellics https://sellics.com/silentsales Get serious help in optimizing your PPC campaigns! Use this link for your free trial. Show note LINKS: ProvenAmazonCourse.com- the course that got Rich started with Amazon selling along with the 1,000+ success stories in our community FACEBOOK.COM/GROUPS/MYSILENTTEAM/ - the free Facebook group where our students hang out and help each other grow ProvenWholesaleSourcing.com - the online course lead by Rich Potter and his team that teaches you how to find a steady stream of new wholesale opportunities on Amazon using the tool called SmartScout SmartScout - best price is at SilentJim.com/ss ReplenWholesaleWorkshop.com - go to Rich and Shelley's warehouse and learn LIVE from Rich and the rest of the team near Phoenix AZ. SilentJim.com/updates - never miss an episode of this podcast by getting a smart phone alert each time we drop another episode! JimCockrumCoaching.com Get a free session with a business consultant on our team at 1-800-994-1792 / 1-801-693-1688 or TEXT US at 385-284-7701 (US & Canada only for Text) TheProvenConference.com/e2022 - our virtual event coming up Dec 2-3rd 2021 to help you prepare for an amazing 2022! ProvenAmazonCourse.com students get free admission (as do coaching and legends members). Discuss the Dec 2-3rd virtual event here: https://www.facebook.com/groups/mysilentteam/permalink/4485363014913107/ email Support@SilentSalesMachine.com for with any questions
If you have a chance, go over to guntalktv.com to watch this podcast. There are a few spots of dead air while Ryan and Mark make sure they don't fall off a cliff.... Mark Purcell is changing the face of Wheeler Tools. Gun Talk's Ryan Gresham had a chance to talk with Mark all about building guns while riding through the treacherous landscape of Moab, Utah. This special episode details Wheeler Tools and what to expect in the near future. Gun Talk Nation is brought to you by Hodgdon Powder, Springfield Armory, Safariland, Armscor/Rock Island Armory, Smith & Wesson, and Remington Ammunition. Gun Talk Nation 11.17.21
***We are pleased to offer new sponsorship opportunities in The Economy, EIA Report and The Frac Spread Count.*** Primary Vision Network is covering the hottest topics in energy and the economic implications affecting the US & International Markets. PVN covers the energy sector as well as the full supply chain with a granular focus on "well to wheel" economics. Get your brand in front of the movers & shakers of the energy industry and align with the industry's most accurate and trusted content. Reach out to Lisa O'Keefe at lisa.okeefe@pvmic.com for more information.
The Business Method Podcast: High-Performance & Entrepreneurship
MK Kim, is one of Asia's most sought-after motivational speakers for nearly 30 years, and she is the author of the top best-selling personal development books in Korea, selling over 5 million copies. In 2019, MK founded MK YouTube University which became the largest online institute in Korea that now has 1.4 Million subscribers and more than 60,000 students paid from all over the world that are currently enrolled. MK YouTube University or MKYU is an entirely new educational model that combines YouTube and on-line university structure, offering a variety of high-quality classes. The students have independently formed more than 200 book clubs globally to support each other. MKSHOW - is MK's talk show and is acknowledged as the representative Korean talk show, where the international best-selling authors star in. MK has interview influential people and celebrities such as, Gary Vaynerchuk, Jim Rogers, Scott Harrison from Charity Water, & James Clear author of Atomic Habits, MK has been compared and deemed “the Oprah of Korea”, & she is on the podcast today! 04:02 Who is MK Kim? 05:02 Becoming the First Female Motivational Speaker in Korea 13:07 Becoming the Oprah of Korea 21:07 Building the First Female YouTube Channel in Korea to Make $2 Million in 4 years 26:22 Creating a $20 Million Online University Contact Info: Website: https://www.mkkim.kr/ MKYU: https://www.mkyu.co.kr/ YouTube: https://www.youtube.com/user/artspeech0783 Instagram: https://www.instagram.com/mikyungkim_kr/?hl=ko Reboot, by MK Kim Subscribe to the Podcast:
Presented by Pro Taper Can you believe that we're already halfway through November? Before you know it, we'll be waiting for our passes at Angel's Stadium at Anaheim One! This week on the Pro Taper Kickstart Podcast, co-host Alex Ray phones in from the California high desert, where he's three weeks deep into pre-season boot camp with Carson Mumford, Derek Drake, and. their trainer, Davi Millsaps. Anton talks about the Hoosier Arenacross he attended last weekend, Chase and Donn discuss last week's grueling 250 shootout, and we all predict how many hours (or minutes) ARay's new Honda CR250R two-stroke build will last before he blows it up.
Meet Tori and Ari. They are best friends and are here to tell their personal story. I loved talking to them because they are also business partners. They come from different back grounds and they are working together because they get along that well. PLEASE MEET TORI AND ARI! Sponsors: Looking to Join The Mastermind. Darcey and I have you covered Check out the Align Her Mastermind and sign up today! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/christine-bahe/message
On this week's episode I'm joined by my friend Jonathan to help build Willy Wonka. It was Jonathan's idea to blend all the Willy Wonkas together to create the ultimate Wonka. We settled on a Gnome Wizard in the school of Conjuration. Be sure to check out Hothouse Dance Studio and Crash Dance Productions. Here is a link to the D&D Beyond character sheet for Willy Wonka
The Tale of Two Cities: The World Builds Babylon, Part 3, presented by Eric Douma. In this message Pastor Eric Douma focuses on the future rebuilding of Babylon. He looks at key passages in Daniel and Revelation and answers questions about what Babylon will be and where it will be rebuilt. He shows how it is directly tied to Antichrist. (duration 00:29:36) Click here to play
We are joined yet again by Alfredo Vargas on The Symbiosis Now Podcast! Tyler & Alfredo share some wild ass stories from their personal lives and discuss mental health and the implications thereof. Alfredo also tells of his travels to China and what he has learned about it's society, economy, and government. Find Alfredo Vargas over at Academy West Insurance in Reedley and get a quote now @ (559)638-3800 . Follow the podcast on Instagram @symbiosisnow.podcast for an overload of clips from the show! Find the host of the show Tyler Colombero out there on the social meeds @brodudemann . As always, special thanks to @remingt0nblake on Instagram for creating the cover art for this podcast. Go find his ass and like his posts! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/symbiosisnow/message Support this podcast: https://anchor.fm/symbiosisnow/support
Avery Carl is a seasoned real estate investor and a co-founder of The Short Term Shop. Avery specializes in connecting investors with short term rentals with the highest ROI potential and then training them to manage their short term rental from their smart phone from anywhere in the world. In this episode, Avery tells us about short-term rental strategy, hot markets, returns, and what you should know about short-term rentals in contrast to long-term rentals. https://theshorttermshop.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: What's up everyone? Welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Avery Carl, distinguished author, speaker, investor, agent, mortgage broker, she does it all and she's going to be talking to us today about things you need to be aware of when looking for short term rentals. So let's get right into it. Avery Carl, thank you so much for taking the time to hang out with me today. I really appreciate you coming on. Avery: Thank you so much for having me. Michael: No my pleasure. So I think a lot of our listeners probably already know who you are. You've got quite a bit of notoriety behind you. But for anyone who's not familiar, can you give us a 32nd elevator speech on who you are, where you're come from and what it is you're doing real estate? Avery: Yes, yes. So my name is Avery Carl, I am the author of Short Term Rental Long Term Wealth of about investing in short term rental properties. I'm a real estate investor, I own 100 doors, but eight of them are short term rentals. And I was able to scale from zero to 100 doors over the course of about five years with a starting salary of $37,000 a year. Because I invested mostly in short terms at the beginning of my portfolio. So since those cash flows so much heavier than long term, I was able to scale much more quickly than if I'd started with traditional long terms. I also own the Short Term Shop, which is a real estate agency that focuses exclusively on working with short term rental investors where not only do we act as the real estate agents to help them purchase their property. We also teach them everything they need to know about managing their property remotely. We help them get it all set up on the the listing sites and teach them the ropes of remote self management. We've helped about 4500 families, build some generational wealth through real estate investing there. And then I also, own co own The Mortgage Shop, which is basically the mortgage counterpart of the short term shop, we focus mostly on short term rental investors there as well. Michael: Oh, that's awesome. So you were doing short term rentals before it was cool. It sounds like Avery: Yeah, oh, just slightly before. Michael: That's awesome. And so what is it, you think that people need to know if they're just getting started in the short term rental business? Avery: So I think the main thing to know is that it's you don't have to live in the city or even drivable to the city where you're investing, you can't always live in the best place to invest. So getting comfortable with long distance real estate investing, can make sure that you are able to make the most lucrative investment in short term rentals. Michael: That makes total sense. And what a place to have you on The Remote Real Estate Investor. It's perfect. So how do you evaluate what a short term rental market looks like? Because doing the long term thing, I think is relatively easy. I can go on Zillow, I can go on property manager websites and see okay, what is the rent, the monthly rent versus what are my expenses ballpark? And what is the price? So what is it that you're looking for in a short term rental? Avery: I'll start by saying there's not necessarily a black and white right or wrong way to do it. There's a certain way that I do it. But there are three types of markets that you can invest in short term rentals. The first one is the Metro market. So like Nashville, Austin, New York, places like that. The second is the big fly-to I call it fly-to vacation rental markets. So these are, these are the markets that people are like saving up all year to take a big vacation to like flying to Aspen flying to Hawaii, places like that. Michael: Okay. Avery: And then the third type, which is the type that I focus on exclusively with myself and my clients, is the regional drivable vacation rental market. So these are areas that the majority of people that travel to them are traveling between five and eight hours by car like the Smoky Mountains in Tennessee, Panama City Beach, Florida, Big Bear in California, places like that, where people aren't necessarily taking these big, expensive vacations, they're really affordable, and they're really accessible. So that's the type of market that I focus on. Michael: That makes sense. And I actually just bought my first vacation rental out in the Smokies. And I'm very excited to hear all the all the big news about it. Avery: Awesome. Michael: Yeah. So curious to know when I think one of the biggest hurdles or biggest risks that people see with short term rentals is changing jurisdictions, or jurisdictions changing their laws or ordinances. And so what's something that people can do to combat that or to be ahead of that curve when when looking at short term rental markets? Avery: So choosing the market is really going to be your biggest the biggest thing to get through in terms of getting past that. So I used to have an office in Nashville where we sold short term rentals, I shut it down because Nashville is really really volatile in terms of short term rental regulations. So that's why I focus on the regional drivable vacation rental markets because they're typically areas like take the Smokies, for example. People have been coming to this monkey since the 60s and 70s and staying in cabins rather than hotels. Also, Destin, Florida where I live right now, I'm there where I'm actually reading a really nerdy book about the history of this area. MIchael: Awesome. Avery: And there were actually vacation rentals that people rented here in the 20s before they actually even had electricity out here. So these are areas I focus on areas that short term rentals are not a new thing. As of the inception, inception of Airbnb focused on areas that people have been staying in condos, beach houses, cabins in the mountains since well before Airbnb existed. So you run into the problems with the changing of jurisdictions and things like that. It mostly in Metro markets, it does happen in vacation markets as well. But it's mostly Metro markets or areas where people have historically stayed in hotels like Nashville, for example. There were not short term rentals or were not vacation rentals until Airbnb came along. Everybody who came to Nashville up until mid 2000 stayed in hotels, there's also a lot of primary residents because there's a lot of industry outside of tourism in Nashville. So there's a lot of jobs, there's a lot of primary residence. So the, when, Airbnb came along, and investors started realizing how much money they can make in Metro markets. You know, obviously, a lot of investors moved in, started taking market share away from the hotels started making primary homeowners angry because they're moving into what was previously a quiet neighborhood where people are trying to raise their kids opening up Airbnbs, Nashville is like, you know, the bachelorette party capital of the world, you can see why you might not want that happening next door to where you're trying to raise your kids. So it's the hotel presence and primary owners, primary residents that kind of come together to make anti short term rental regulations happen so that we stick to those markets where the cities and counties figured this out a long time ago figured out how to monetize it a long time ago. This is the way that it's always been. And the cities and counties are just way too dependent on the income from short term rentals financially to ever really regulate against them. Michael: That makes so much sense. I love it. So, so something that I like a personal take that I've had on short term rentals is I've always said, Well, I'll invest in a short term rental if it also makes sense as a long term rental because I'm scared of the ordinance or law changing, but it sounds like for you because you've really done your homework. That's not a concern that you have. Is that fair to say? Avery: Yeah, yeah. So and that's kind of, you know, a pro and a con of vacation markets versus Metro markets as Metro markets, you could convert to a long term, probably if the numbers make sense. But in like in the Smokies or in Destin, or any of our other markets that we that we operate in, there are more short term rentals. And there are people who actually live in those areas, because it's so heavily dependent on tourism, that if something came along and like wiped out all the short term rentals, you probably would not be able to convert to a long term just because there there's not enough people to meet that. But again, that's these areas have been through decades and decades of economic ups and downs. So they're still tourists coming and they're coming heavy. So, you know, we, we feel pretty confident about it. And then if there was anything that was going to come along and sweep away all the short term rentals, it would have been a global pandemic. And it actually had the opposite effect. So I think we're pretty good. We're feeling pretty good about it. Michael: Awesome. And you took the words right out of my mouth, I was gonna ask how was it for you? Because you've been involved in this over five years. So through through the pandemic, what did you see in your short term rentals during that time? Avery: Sure. So short term rentals still, as of 2020, being a little bit of an of a new asset class, when COVID came along. And we had at the time that we had five short term rentals and maybe like 20 or 30 long terms, when COVID happened, we thought, Oh, crap, they're the short term. They're the apartment building investors were right. This is like an early adopter crowd. Right? Great. Well, at least we have our long terms because if somehow if this kills the short terms, we at least have long term. Well, actually, it was the opposite. So you know, we sat on the couch and watch Tiger King for two weeks and open back then the doors got blown off. We we were getting higher prices per night than we've ever seen. We still are. All of our income has increased in all the markets we invest in across the board, but actually the opposite of what we thought was gonna happen. happen, so we didn't have to worry about the short terms. They're doing great better than they ever have. But we had to worry about our long terms because of the eviction moratorium. So, luckily, we only had one eviction and that person was a problem well before COVID. So we actually came out our entire portfolio came out just fine. Really no change on the long term front, but the short term is just skyrocketed. Michael: I'm glad to hear it. I had a similar experience with the long terms and I was so thankful for it. So NACA continues. So Avery I'm curious and let me know if it's market dependent. And we can talk kind of market specifics, but I'm curious to know what type of property condo townhome apartment single family cabin do you target for your short term rentals? Avery: I personally do only single families. Condos work really, really well in beach markets. Nothing wrong with condos. I just prefer single families. Condos don't work so well. In mountain markets. Typically, the tourists and mountain markets are more interested in staying in cabins. I don't I know a lot of people are kind of trying to get into the multifamily short term rental thing to me that's like, that's a hotel guys that's been already done. Like they're like, Oh, we're gonna do multifamily short term rentals. Nobody's ever done this before. Michael: I'm a genius. Yeah. Avery: So we stick to this to single families, we have Multis for it in our long term portfolio that we stick to single families mostly. Michael: Okay, awesome. And so here's like a massive dichotomy between the long term in the short term market, in the long term, there's a price point for single family, which that's not going to cash flow, because you're rents just not going to keep up versus your long, you seem your short term. Does that occur? I mean, is there a spread at which Yeah, I'm just paying too much money for the purchase, that the rental income is not going to support it? Or does that not exist? Avery: Yeah, sure, there's definitely a limit. But the thing about short terms is like it's, they're more difficult to analyze, because it's always a range of what a property will be able to do. Whereas in long term, it's like, this is the rent, this is going to be the rent all year. And unless you go in and get the property and do all this updates, that's what it's going to be we're short term, that's always kind of a range, because you know, a week, in the second week of February, you're gonna be making way less money than the second week of July. So it just kind of depends. And then also, there's a range of the income that can make really just based on how you manage the property. So I mean, for example, even if two people own the exact same property right next door to each other long term rentals, they're making the same no matter what short term, even if they manage everything exactly the same. But one person has a two night minimum night stay, and the other person has a five night minimum night stay, the two night minimum night stay person is gonna make more money because they have less poles in their calendar that 1-2-3 and four days long. So even just little tweaks like that can make a difference. Although there there does come a point that like a two bedroom, the most a two bedroom is ever going to make is here. And if the purchase price is here, then it doesn't make sense. So you just have to get a lot of different data points for your analysis. Michael: Yeah, makes total sense. And so to that end, how do you recommend folks evaluate the properties of potential income from an expense perspective? Because that's something I've seen is massively different than your long term as well. So what do you recommend to folks? Avery: So I recommend there's a there's several different places you can get data for what for the short term rental performance air DNA is one of them, it's not perfect, it's decent, good enough. Rabbu is another one, Rabbu has some pretty good data. Price Labs, which is actually a pricing manager that you would buy, when you buy a short term rental, you get a subscription to this to help you price your property, it has a function called the market dashboards, which will give you a pretty good data on properties in that market. So I recommend getting data from two or three different sources. And then as far as expenses and things like that. So in conjunction with looking at the number, numerical data, and the short term shop we read, we preach something called the enemy method, which is where you go in on Airbnb and VRBO. Zoom in on the neighborhood that you're interested in buying in and look at your enemies or your neighbors enemies just kind of tongue in cheek. But then there's a few things you're looking for when you do the enemy method. So a there there are things that the numbers in the data can't tell you like the intangible reasons that the properties are performing the way that they are. So you're going in, you're looking for outliers, like you know, if you've got a four bedroom that you're looking at, and next door is like a four bedroom dump with terrible pictures, and the host never responds. So it's like way, way, way down on the search results and never get seen. Well that's going to drag the data down, you're going to be able to do better than that one obviously. Or conversely, if next door is another four bedroom that is just like the craziest four bedroom anybody's ever seen. And it's like celebrities rolling in and out in there and you're like making they're charging a million bucks a night to get to meet these celebrities at your house. Well that's gonna drag the data the other direction. So you're looking for that you're also looking for what you your enemy's cleaning fees are because that's gonna be a big one for you. And then the rest of it is very similar to as if you were purchasing the house for a primary home like in terms of internet costs, utility costs, things like that, I found that my maintenance costs in short term are less than in my long term rentals, they're more like 1% of my income. Just because you have a cleaner in there who's professionally cleaning two, sometimes three times a week, so nothing ever really falls into that much disrepair if your cleaner is doing their job and you know, letting you know, stuffs happening. Whereas my long terms, you know, they're doing God knows what in there all year, maybe two years, maybe three years, however long they say. And when they when they move out. i Michael: That's when you find out about it. Avery: Yeah, paint carpet cabinets, the whole thing. Michael: Yeah. Okay, that makes a ton of sense. I want to shift gears a little bit here and talk about a topic that's very near and dear to my heart, which is insurance. And so how do you insure these things? Because it's this kind of unique thing that I feel like a lot of insurance companies really haven't wrap their heads around yet. Avery: Yeah, so you definitely want to get short term rentals, specific Insurance Proper is the biggest name in that space. They're also the most expensive, but they do have pretty comprehensive coverage, like all the way down to covering loss income, if you get bedbugs. Um, some insurance companies are kind of catching on and adding short term rental riders that you can add on. You also want to or I recommend any way of getting a commercial umbrella policy, in addition to short term rental specific, just to make sure that you're totally covered. And I get this question a lot because Airbnb and VRBO do offer a million dollars worth of liability coverage, when you sign up with them. And a lot of people are like, do I need insurance? In addition to that, yes, 100,000% Do not rely only on what Airbnb and VRBO provide, because their goal is to not have to pay bat. So better to be over insured than under. So definitely make sure that you're getting STR specific and a commercial umbrella. Michael: Okay. And so kind of in that vein, if someone's owning the short term rentals in their personal name, do you think an umbrella a commercial umbrella is still appropriate? Or could they just add it on to their maybe existing Personal Umbrella? Avery: You could it just kind of depends on your entire financial picture. And really just kind of a number of things. So it's hard to answer. But I would recommend just everything you can get get it no better to have it and not need it than need it and not have it. Michael: No, I'm right there with you. And it's one of those things like you're only gonna know how much you really needed after a loss or after a claim. And by then it's a little bit too late. So I'm with you. 100%. All right. And then. So shifting gears here again, how do you purchase these things, and it's so perfect that you you own the mortgage shop. And so, because there are short term lenders out there, but I feel like they're kind of few and far between and if you start talking with your traditional lenders about I'm doing short term rentals, like I don't know, so what are some things that people should be looking for? And what are some products that the mortgage shop offers that people might be able to take advantage of. Avery: So we have three main products that most people use, a lot of people use that 10% down vacation home loan, that's a conventional product, there are rules that you want to make sure that you are following in regards to doing that meaning you do have to use the property for I think it's about two weeks a year. You are there's nothing nothing out there prohibiting you from renting it on Airbnb and VRBO the rest of the year when you're not using it, but you you know, what you don't want to be doing is skirting the rules and like you know, trying to like syndicate with a bunch of people using 10% downs and like taking equity there and all that don't skirt the rules because you're going to get the product taken away from all of us. Michael: Don't ruin it for everyone. Avery: Yeah, if any has caught on to people abusing that for buying like I saw somebody in a Facebook group the other day that was like yeah, that second home loans awesome. I've got two on the same street as me that are both second homes and like that, there's none like they totally like lied, they had to have lied to their loan officer to even get that because one of the main things is it has to be there's not a specific mileage amount that it has to be away from your primary, but a lot of lenders use like 50 miles or 65 miles because it has to make sense you're clearly not vacationing and you so that part that's the kind of thing that will get it taken away from from everyone but if you want to buy a vacation home that you're gonna use for two weeks out of the year and rent it the rest of the year, you can totally do that for 10% down so a lot of people do that. We also have a 15% down investment mortgage, let me sorry, investment mortgage investment loan that is also conventional. So if you just want to use this is a pure investment 15% down you don't have to worry about all the second home rules you can just do it that goes up to the jumbo limit which I think is like a 725 ish or 750 purchase price on Have a look. And then the biggest one that people have been using lately, is what's called a DSCR loan. So that's a debt service coverage ratio loan, it's kind of a mix between a portfolio and a commercial loan. So it's not conventional. So the interest rates going to be a little bit higher, it is 20% down, but you can close it right in your LLC, it doesn't take into account any of your income or debt or debt to income ratio, all that it counts on to qualify is will the property make the same amount as what the mortgage payment will be on a one to one ratio. So if the mortgage payment is 2000 bucks a month, all we need to see is that the property will make 2000 bucks a month in income, and then you qualify. So that's a really, really great one, especially for people who maybe have switched from w two income to 1099 income. And they don't have two years to show yet. Or maybe you're out of conventional lows, because you can only have 10. Or maybe you have the downpayment, but your debt to income is a little wonky. So a lot of people are using that DSCR loan just because you can drop it right in your LLC, you can have unlimited finance properties, and it's just a lot easier to deal with and not having to qualify based on your own income. Michael: Yeah, that's amazing. And so when you say a one to one ratio for the mortgage payment, are you talking principal interest, taxes and insurance as your mortgage payment are truly just principal and interest? Avery: Principal interest taxes in an insurance? So, um, the way that it works? Like I mean, you wouldn't be buying a property that wouldn't make at the very least, that each month, Michael: I should hope not, Avery: Because it's not a good investment. So I've actually had never seen one not go through unless you're buying a really weird remote area where no one has ever short term or long term rented before, then that would be probably a gray area, but in the big vacation markets and Metro markets and things like that. I've never seen one not, you know, not go through. Michael: Awesome. What a cool product. That's great. And Avery, I'm curious to know, from your experience, where do you most new short term investors go wrong? Where do you where do you seeing them then botch themselves? Avery: Analysis paralysis, just like anything just like any asset class, all real estate investing? The number one thing that stops people from getting started is analysis, paralysis, and short term is no different. Michael: Oh, that's great. That's great. And so I'm just curious to know, as well, you mentioned some of the markets that you're currently investing in, and you've got investors and both personal properties. Where is the new hot place. Avery: Um, so our newest market that we've opened an office in that I'm really excited about, probably the next place that I'm going to buy a short term rental, probably next year is the Crystal Beach, Texas market. It's right, right next door to Galveston, and the returns there are actually higher than the Smokies, which up until now has been our highest return market. It's also one of the most expensive markets, you know, in the Smokies, it's going to be a million dollars for a five bedroom maybe a little bit more. And to get a beach front or like second to your back beach property, you can get a five bedroom like a nice, pretty new five bedroom new construction for like the 700 range. Michael: Wow. Avery: So and make almost the same income as the Smokies. So don't quote me on that it's a case by case basis, obviously. But across the board the returns, they're really, really exciting. Michael: Oh, that's amazing. And when you say returns are high, what are we talking in terms of percentage cash on cash? Avery: So it depends on what kind of loan you do. Because obviously, if you do a 10%, down vacation how long your cash on cash can be twice the amount of what it would be, if it's 20%. But I mean, you're looking at 30%, like without issue. So depending it depends on what kind of loan you get. But even with a 20% down, like you're looking at some at least 20% cash on cash. So really, really good. Michael: Oh, that's an that's amazing. That's amazing. So I'm curious to know, too, and I don't want you to give away the secret sauce that that's included in the book, but what are some things that people should be aware of with regard to professional management versus self management. Avery: So this is something that I I talk about a lot so and and this is not an across the board thing. I 100,000% have managers for my long term. So it's a different game, we're talking about short terms, exclusively here. So um, if you are someone who is trying to use the income from short term rentals to really Bootstrap and boost that income and buy more properties faster, a traditional style property management company is probably not going to be the partner to help you get there. Managing one short term rental is really only going to take you about 30 minutes per week. And it's not going to be all at once. It's going to be like I'm responding to a notification here responding to notification there. It's really like answering a few text messages a week. You might have to pick up the phone and call a plumber sometimes but it's really not anything, it's not any significant amount of work. I have eight. And so to give you some perspective, so the traditional Property Management split and short term rental is average 25%. It was actually 40% When I started, but a lot of self managers and stuff have kind of brought, you know, people have had to lower their rates to stay competitive. But even if I had had a 25% manager this year, my properties are on track to hit an $800,000 Gross this year. So if I paid somebody 20% 25% of that, that's $200,000. This year that's like upper management level salary, to do something that I can do straight from my phone, like, is it work? Yes, but it's very easy work considering the $200,000 that I would be paying someone else to do that for me. So when you look at it that way, it really makes a lot of sense. Once you get to probably about 10 properties, you might want to hire a virtual assistant to kind of help with things. But the way technology is now with channel managers and pricing managers, almost everything is automated, a lot of the things that were not automated when we started are now automated. So there's really no reason why I mean, really, anyone can self manage if they want to. Michael: That's incredible. Nicely done. Nicely done. Avery, before I let you go here, I want to talk about your book, short term rental long term wealth, what should people expect to find in it when they pick it up? Avery: So you will find the first half of the book is about how to choose a market, how to analyze a property, how to find the team in that market to help you so agent, mortgage broker, all those people. And then the second half of the book is actually about how to self manage remotely so that you can keep at potentially $200,000 a year to get yourself started so that you can then grow your wealth through short term rental investing. Michael: Amazing. And people can pick that up on BiggerPockets calm as well as amazon.com. Avery: Yes, so right now it's on bigger pockets, calm slash STR book, and you can pre order it on Amazon, it will ship November 14. It is also available on Audible right now. Michael: Amazing. And if people want to take advantage of the short term rental shop, or the mortgage shop, what's the best way for them to get a hold of you and your companies. Avery: So you want to go to the shorttermshop.com There's a little box in the middle of the page that says schedule a consultation, hit that button. That's the best way to get started with us. And then for the mortgage shop you want to go to www.mortgageshop.co Michael: Amazing. Every This has been so much fun. So eye opening any final thoughts for folks before I let you out of here? Avery: I think we've pretty much covered it. Thank you so much for having me. Michael: Awesome. Well take care and we'll talk soon I'm sure. Thank you alrighty everybody, that was our episode a big big big, big big thank you to Avery This was so much fun. I learned a ton. If you're interested in short term rentals, I definitely recommend picking up Avery's book as well as going back to this episode and giving it another listen. As always, thank you so much for listening, watching, and we look forward to seeing the next one. Happy investing
Well before the COVID-19 pandemic put a new level of pressure on healthcare, the industry was struggling to deliver patient experiences that were on par with retail, banking, or travel. With more consumer companies evolving into healthcare services providers, the pressure to engage patients at scale became intense for hospital systems. Then COVID-19 arrived, which first pushed capacity to the limit, and has since created an environment that has driven a mass exodus of healthcare workers. If ever there was a time for advanced digital engagement, it's now. In this episode of Digital Conversations, Jay Roszhart, President of the Ambulatory Group at Memorial Health, joined us for a deep discussion about how he envisions the future of healthcare — one that is predicated on building loyalty, trust, and long-term relationships. Jay is driving a digital transformation that is designed to make the patient experience as easy as using Google or Facebook. He describes how conversational chatbots were deployed to handle a huge amount of demand, which allowed stretched care teams to focus on the complicated things that only humans can do. In one example, Jay describes how conversational AI technology allowed Memorial Health to execute more than 70,000 digital conversations with patients about COVID-19 test results over a two month period. The initiative saved 10-15 FTEs worth of time, and resulted in a 96% patient satisfaction rating.
Real Clear Defense authors Norman Haller and Peter Pry raise the alarm at "Beijing's strategic breakout", as the communist Chinese government builds nuclear first-strike capability to execute a decapitation attack from which the U.S. government could not recover, or muster a credible response. Should you fear a new Cold War? Right Angle with Stephen Green, Scott Ott and Bill Whittle is a production of the Members at https://BillWhittle.com
On this episode of FyreSyde Chats, Kleer talks about how the silicone chip shortage has affected buying pc components. Check out more episodes from HnK at www.hnkexp.com You can also follow us on all major podcast outlets through the link above! Checkout our Facebook page at www.facebook.com/HnKexp to get the latest updates and info from HnK! Music Credits: Intro: Voyageur by Monkey Warhol Outro: Magnum by Monkey Warhol Music found on Free Music Archive #keepgamingpure #hnkexp
***We are pleased to offer new sponsorship opportunities in The Economy, EIA Report and The Frac Spread Count.*** Primary Vision Network is covering the hottest topics in energy and the economic implications affecting the US & International Markets. PVN covers the energy sector as well as the full supply chain with a granular focus on "well to wheel" economics. Get your brand in front of the movers & shakers of the energy industry and align with the industry's most accurate and trusted content. Reach out to Lisa O'Keefe at lisa.okeefe@pvmic.com for more information.
NTD News Today—11/10/20211. Pelosi: House Plans to Pass BBB Next Week2. CBO: Budget Bill Score Might Take Longer3. CRFB: Budget Bill to Cost $2.4T, Not $1.75T4. Ambassador Speaks on Mexico Power Controversy5. Texas Builds Makeshift Wall to Stop Caravan
This week guest @kanagawa_hearts (Alex-86) and (Alex-RX7) @deathtrapgoon Join us in studio.From Southern California a couple of weebs talk about Cars, grassroots track events, anime, and the Otaku culture. As well as Cover local events, introduce local business owners and anything else we want! Follow us on IG Twitch Facebook and Twitter @UnacceptedPod Twitch streams Mondays @8pm Website: UnacceptedPod.com wanna submit an Unaccepted Rev? got a suggestion? wanna be a guest? send a DEATH threat? Contact us: Unacceptedpodcast@gmail.com
In this week's episode, Ryan and Mike kick off the show by ranking their 2021 seasons - what went well and what needs improving, along with talking about what can be learned by playing with better players. The hosts also cover new and old by sharing stories about their most last-minute and hodgepodged club builds, head covers, and mini drivers. You can find our hosts on Instagram at:Ryan - RBSBarathMike - MIKETXG
Anticipation is NOT always a bad thing. In fact, when used properly, building anticipation and excitement can massively increase the experience of the customer. We'll talk about how this applies to webinars and LIVE events, shipping delays, and the gap before customers experience RESULTS from the product. Episode Article: Anticipation and the Valuation of Delayed Consumption https://www.cmu.edu/dietrich/sds/docs/loewenstein/AnticipationDelayed.pdf Mentioned In Episode: Apply for MASTERMIND Group (by Wednesday, November 10th) https://forms.gle/5DV4R1BnYNvrpy1M7 Click here to join the INCEPTION Accelerator waiting list. https://geoffkullman.com/accelerator Connect with Geoff: Instagram: @geoffkullman Twitter: @geoffkullman Inquiries: geoffkullman.com
Welcome to episode 26 of the 1023 Diesel Podcast.Today we talk with Mario G of Night shift diesel again!This time we cover building 7.3 Powerstrokes for over 500HP. Support us by buying parts from us: https://1023diesel.comPlan your Build: https://1023diesel.com/pages.php?pageid=21Contact Night Shift Diesel: https://www.facebook.com/nightshiftdiesel
“If you don't know where you're going, any road will get you there.” This quote from Lewis Carroll is so true, especially when we talk about our life goals. One of today's coaches gave a similar quote, “Know where you want to go; otherwise, you're not going to get there.” How can you choose the right path, when you don't know where you are going? Until you can answer that question, you can't say that one route is better than another. But how do we know for sure? The first step is to gain CLARITY -- know your WHY behind the WHAT. Then, you must envision what is to come and align your actions to achieve your goal. If you need help understanding how clarity can help you reach your financial goals, this episode will provide you with plenty of insight. -- Want to go even deeper into the conversation? Join our IBC Inner Circle Group membership and gain access to our live podcast recordings, interactive Hot Seat guests on the topics, and exclusive Q&A sessions with other members and our coaches. Join here:https://wwws.link/inner-circle-sign-up ( https://wwws.link/inner-circle-sign-up) Start Your Journey to Financial Freedom: https://go.wealthwithoutwallstreet.com/passport (https://go.wealthwithoutwallstreet.com/passport)
When you are dealing with a spouse who has an alcohol addiction, it can be the most scary situation when you have children. You don't want to leave your children alone with them, ever. That's where Soberlink comes in. In this episode, Chris Beck talks about how Soberlink has provided a way for families to heal by giving parents a way to have peace of mind knowing that their children are safe when they are with the parent who has an issue with alcohol. It also helps the parent who has an alcohol addiction to be trusted again. Tune in to this very important episode to learn how to bring your family together again if this is something that has affected you and your children. More About Chris Beck Chris Beck is the VP of Business Development for Soberlink Healthcare. Chris' primary responsibilities include working with Family Law Judges, Attorneys, and Health Care Professionals across the country to educate them on Soberlink's modern approach to alcohol monitoring for Child Custody Cases. He has lead over 25 1hr educational presentations and continues to find new opportunities to raise awareness around alcohol monitoring and child safety. Chris and his wife Sheila are Licensed Foster Parents in NC and spend their free time advocating for children in their local community. His family welcomed a new foster baby in early 2019, which continues to strengthen his family values and brings the total to four kids and counting. Over the last four years, Chris has been fortunate to share his advocacy for kids through his education initiative with Family Law Professionals across the country. Due to these efforts, Soberlink has seen a significant rise in education over the last two years, helping position the system as an essential tool in every Family Law practice. Prior to Soberlink, Chris spent nearly two decades working for Cleveland Golf / Srixon in executive marketing and product development roles. During his last 5yrs at the company, Chris led the Srixon Golf Brand in North America and grew market share by over 200%. He developed a winning campaign that raised awareness and won a sports marketing CLIO award in advertising for short film format. Chris holds a BA in Psychology from the University of California Irvine with an emphasis in child psychology. More about Soberlink in This Week's Sponsor Information THIS WEEK'S SPONSOR INFORMATION: Soberlink is a comprehensive alcohol monitoring system. Combining a breathalyzer with wireless connectivity, Soberlink automatically documents proof of sobriety in real-time, which gives clients a sense of accomplishment while rebuilding trust with others. Features Adaptive Facial Recognition technology Technology to detect physical tampers Real-time text message reminders and Alerts Customizable scheduling Automated reporting options Get an exclusive $50 off your device by emailing info@soberlink.com and mentioning Negotiate Your Best Life Grab your free resource guide RIGHT HERE! ____________________________________________________________________ For more information on REBECCA ZUNG, ESQ. visit her website www.rebeccazung.com and follow her on Instagram: @rebeccazung and YouTube! GRAB YOUR FREE CRUSH MY NEGOTIATION PREP WORKSHEET RIGHT HERE! SUBSCRIBE TO MY YOUTUBE CHANNEL RIGHT HERE. Grab a copy of Rebecca's book, Negotiate Like You M.A.T.T.E.R.: The Sure Fire Method to Step Up and Win (foreword written by Robert Shapiro). It went straight to being a #1 bestseller the first day it was launched! Find out what everyone is so excited about - get the book RIGHT HERE! To get your copy of Rebecca's bestselling book, Breaking Free: A Step by Step Guide to Achieving Emotional, Physical and Spiritual Freedom, please visit the Amazon website to order it RIGHT HERE.
Today, we will take another step into having a richer, more fulfilling lifestyle. We will learn how to build a millionaire mind. As you might already know, I'm the framework guy, so I've put together one called the Five Builds of A Millionaire Mind™, and I'm thrilled to share it with you. We will unravel each of these five builds, so you know what you need to change, encourage and eliminate from your daily routine to build a millionaire's mindset. What You Will Learn In This Episode: - Why you need to know where is the finish line of the race you are running - How being in constant evolution and acquiring knowledge helps you make informed decisions - How to identify the habits that are stopping you from going forward - Why you should build resilience, and the two parts of building resilience - The best reasons for putting efforts into creating affluence Building a millionaire mind is about creating a solid foundation for your financial destiny. In the Five Builds of A Millionaire Mind™ framework, we focus first on setting a clear goal. Then we make sure we learn and grow every day, and we remove from our lives the unproductive habits. We also learn to avoid judging ourselves for our mistakes and to learn from them. To build a millionaire mindset, we must also be resilient and our primary goal should be to create a life that outlives us. If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you! Resources: - Five Builds of a Millionaire Mind™ https://melabraham.com/wp-content/uploads/TAE-34-5-Builds-of-a-Millionaire-Mind.pdf - Book: Bonnie Ware - Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing: https://amzn.to/3ENooNi - Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint - My website https://melabraham.com/ - Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1 - Find me on Facebook https://www.facebook.com/melhabraham/ - Find me on Instagram https://www.instagram.com/melabraham9/ - Find me on LinkedIn https://www.linkedin.com/in/melhabraham/ - Find me on Twitter https://twitter.com/MelHAb - Find me on YouTube http://www.youtube.com/user/MelHAbraham
The Tale of Two Cities: The World Builds Babylon, Part 2, presented by Eric Douma. Pastor Eric Douma shows from Acts 17:25-26 that God ordained multiple nations with multiple boundaries to restrain evil. Desiring a borderless world is an immoral desire in rebellion against God's ordained rule, yet that is what many people seek today. (duration 00:28:03) Click here to play
Welcome back to TFL Talkin' Trucks! In this podcast, Andre and Nathan cover the most outrageous SEMA trucks at this year's trade show in Las Vegas. There were some awesome builds, so you won't want to miss this!
With just over one week left until AEW Full Gear 2021, the company spent much of Dynamite and Rampage building to one of its four annual pay-per-views, while NXT started new storylines following a well-regarded Halloween Havoc special. Host Adam Silverstein opens with a look at Jon Moxley's decision to get treatment for alcohol use [2:00] and how it affected AEW's plans for its world title eliminator tournament. The AEW focus continues [11:37] with MJF and Darby Allin stealing the show ahead of their match, while the build for Kenny Omega vs. "Hangman" Adam Page largely took a week off. Other topics include the booking of CM Punk, Cody Rhodes and Inner Circle vs. American Top Team. Next up, "The Silver King" dives into NXT [26:00] with a look at Tommaso Ciampa reigning as NXT champion, Carmelo Hayes' continued growth, Mandy Rose's first night as women's champion, Io Shirai's future, a unique gimmick for Dakota Kai and more from this week's show. Follow Getting Over on Twitter @GettingOverCast.
Before Mark Zuckerberg told the world he was turning Facebook into a Metaverse company, he called Matthew Ball, one of the Metaverse's chief evangelists. Now Ball tells Recode's Peter Kafka what Facebook's move means. Then Bloomberg Media Group CEO Justin Smith talks about building a $100 million business that's separate - but related to - Bloomberg's much larger terminal business. And why he loves subscriptions and video - but not podcasts. Featuring: Matthew Ball (@ballmatthew), writer and Venture Capitalist Justin Smith (@Justin_B_Smith), CEO of Bloomberg Media Host: Peter Kafka (@pkafka), Senior Editor at Recode More to explore: Subscribe for free to Recode Media, Peter Kafka, one of the media industry's most acclaimed reporters, talks to business titans, journalists, comedians, and more to get their take on today's media landscape. About Recode by Vox: Recode by Vox helps you understand how tech is changing the world — and changing us. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, Sal, Adam & Justin cover scenarios where lifting light actually produces better results.
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