Podcasts about Gusto

In this episode, we will explore how abandoned 401(k) plans can quietly drain your long-term wealth and we'll talk about the simple steps you can take to track down that lost money and put it back to work.Today's Stocks & Topics: Builders FirstSource, Inc. (BLDR), Gartner, Inc. (IT), Meta Platforms, Inc. (META), Market Wrap, “The Forgotten 401(k): Are You Leaving Money on the Table?”, I-R-As, Warner Bros. Discovery, Inc. (WBD), The Bond Market, Texas Instruments Incorporated (TXN).Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We'll talk about practical ways to stretch retirement dollars-- such as adjusting withdrawals, delaying Social Security, integrating annuities, and managing market risk.Today's Stocks & Topics: Tyson Foods, Inc. (TSN), Market Wrap, VanEck IG Floating Rate ETF (FLTR), iShares 0-3 Month Treasury Bond ETF (SGOV), Don't Outlive Your Nest Egg: Strategies to Make Savings Last, Small Cap Stocks, WW International, Inc. (WW), Elon Musk's $1 Trillion Pay Package, Amdocs Limited (DOX), Federal National Mortgage Association (FNMA), Social Media.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Ankur is a serial entrepreneur, investor, and the founder of Carry, a modern platform helping business owners build durable wealth through smarter tax strategies and long-term financial systems.He's also the founder of Vibe Capital, a $100M venture fund backing bold founders across the U.S., India, and beyond, and the creator of Silly Money, a fast-growing newsletter and community helping people beat the game of capitalism.Before that, Ankur founded Teachable, the groundbreaking platform that empowered over 100,000 creators to turn their expertise into income—helping them earn over $1 billion and scaling Teachable to $60M in ARR before its nine-figure exit to Hotmart.Ankur is passionate about helping founders and entrepreneurs not just make money, but keep it, through the right systems, strategy, and mindset for long-term freedom.✨ This episode is presented by Brex.Brex: brex.com/trailblazerspodThis episode is supported by RocketReach, Gusto, OpenPhone & Athena.RocketReach: rocketreach.co/trailblazersGusto: gusto.com/trailblazersQuo: Quo.com/trailblazersAthena: athenago.me/Erica-WengerFollow Us!Ankur Nagpal: @ankurnagpalsillymoney.com@thetrailblazerspod: Instagram, YouTube, TikTokErica Wenger: @erica_wenger

This week, we are back with another branding bestie episode with my design bestie, Lauren. We chat about the benefits and strategies of trading design services, how Lauren recently did trades with vendors for her wedding, and some past and current trades we've both done. We also talk about the importance of choosing the right trade partners, times when trades are appropriate, and making sure you don't skip the contract just because it's a trade.*Don't forget to drop a post in the podcast FB group or DM Lauren or Jen if you wish and tell us something you have traded services for. We would love to hear about it!Guest Name: Lauren BraierGuest Website: elbycreative.comGuest IG: @elbycreativeLauren's Pod: Branding Bestie PodcastPrevious Branding Bestie Episodes:S11E4 Branding Bestie Chit Chat: What's the Future of the Boutique Brand Design Industry?S11E8 Branding Bestie Chit Chat: Reading Our Old Goals with LaurenS11E11 Branding Bestie Chit Chat: Designing a Life You LoveS11E14 Branding Bestie Chit Chat: Breaking Down Sticky Client SituationsLinks:The Design Minimind - Applications open until Nov 20th!Download my FREE Creative Direction Figma Template (includes 4 audio trainings as well)Get 30% off of your HoneyBook subscription - The CRM I use in my studio.*Enjoy 1 month of Showit FREE with my code “HelloJune” when you sign up.*Earn $100 after you run your first payroll with Gusto, my payroll and compliance software.*Get 50% off your first year of Flodesk, my email marketing software.**Some are affiliate links which means I may earn a commission.Connect With Us:Our Free Facebook CommunityOur WebsitePodcast InstagramHello June Creative InstagramThe Design MinimindJoin The Creative Diaries (my email list)Tags: designer, design, brand design, brand identity design, design studio, design business, graphic design, brand designer, better podcast, brand designer podcast, logo design, brand identity design

Join Paul Barron and the Restaurant Masterminds team—Paul Molinari, Anna Tauzin, and Rudy Miick—as they dive deep into fast casual trends shaping 2026. From Dave's Hot Chicken's billion-dollar valuation to Cava's impressive 28% growth, discover why only some of the 3,500+ fast casual brands will survive the coming consolidation. The team explores the chicken wars, international expansion strategies, AI integration, rising labor costs, and the critical "fourth dimension" of experiential dining that's redefining customer expectations. Plus, get insider picks on emerging brands to watch including Mendocino Farms, Tatte, and Brazilian newcomer Tap. Don't miss their predictions on which concepts will achieve escape velocity and why McDonald's departure from the NRA signals major industry shifts ahead.~This episode is sponsored by: Gusto → https://gusto.pxf.io/PBN ~ #1 rated HR platform for payroll, benefits, and more With Gusto's easy-to-use platform, you can empower your people and push your business forward. See why over 400,000 businesses choose Gusto.#FastCasual #RestaurantIndustry #RestaurantTrendsGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/ Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

„Gusto, dnes je tady opravdu husto!“ tato legendární věta zazněla z úst biskupa Václava Malého před 36 lety při velké demonstraci na Letenské pláni. Kam se podle něj posunula církev i společnost? Jakou podobu měla víra u disidentů, na to odpoví Adam Drda z Příběhů 20. století. Vertikála zmíní také formy duchovního zneužítání a novou ekumenickou chartu. Moderuje Naděžda Hávová.

Buffalo News Sunday Home & Style/Sunday Gusto

„Gusto, dnes je tady opravdu husto!“ tato legendární věta zazněla z úst biskupa Václava Malého před 36 lety při velké demonstraci na Letenské pláni. Kam se podle něj posunula církev i společnost? Jakou podobu měla víra u disidentů, na to odpoví Adam Drda z Příběhů 20. století. Vertikála zmíní také formy duchovního zneužítání a novou ekumenickou chartu. Moderuje Naděžda Hávová.Všechny díly podcastu Vertikála můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

We will look into a plain-English guide on how annuities work, from fixed to variable and indexed options, plus fees and guarantees to watch.Today's Stocks & Topics: Trex Company, Inc. (TREX), Devon Energy Corporation (DVN), Market Wrap, Annuities Demystified: Types, Payouts, and Trade-Offs, Southern Copper Corporation (SCCO), Dow Inc. (DOW), Cognizant Technology Solutions Corporation (CTSH), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, China's Gold, Young Investor Looking for Advised, The Brink's Company (BCO), Tyson Foods, Inc. (TSN), Roche Holding AG (RHHBY), Stocks Are Falling.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

New research shows that despite ongoing investor demand for exchange-traded funds, baby boomers appear to be bucking the trend, and there may be a good reason for it. Today's Stocks & Topics: Vanguard Long-Term Corporate Bond Index Fund ETF Shares (VCLT), East West Bancorp, Inc. (EWBC), Boomers are less bullish on ETFs—should they be?, McKesson Corporation (MCK), Fidelity 401k Plan, Insurance Companies and Private Equity Markets, Robo Global Robotics and Automation Index ETF (ROBO), Cardinal Health, Inc. (CAH), Streaming Prices, Vanguard Health Care Index Fund ETF Shares (VHT), Index Concentration.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Hablamos con Owen Clarke, de Hot Chip, sobre los comienzos y la evolución de la banda y sobre las canciones del disco "Joy in Repetition" que han publicado este verano y con el que repasan una trayectoria llena de canciones que transitan entre la emoción y la euforia. Escuchar audio

We will examine why ultra-long loans may lower payments but slow equity-building and raise lifetime interest costs, and what that means for housing affordability. Today's Stocks & Topics: Silver, Market Wrap, The Procter & Gamble Company (PG), 50-Year Mortgages: Quick Fix or Costly Mistake?, Mueller Industries, Inc. (MLI), SPDR Portfolio S&P 600 Small Cap ETF (SPSM), U.S. Insurance Companies, iShares Gold Trust (IAU), Leggett & Platt, Incorporated (LEG), SPDR S&P 500 ETF (SPY), Oil and Gas Demand.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Los peluches no son solamente cosas de niños. He leído que los adultos estadounidenses han comprado en 2024 más juguetes para ellos que para sus hijos. Hace años, alguien se sentiría ridículo por eso. Pero hoy en día los peluches tienen efectos terapéuticos.Escuchar audio

We will break down intrinsic value, competitive advantages, and the “margin of safety” approach that value investors use to build long-term wealth. Today's Stocks & Topics: Microsoft Corporation (MSFT), Market Wrap, Baxter International Inc. (BAX), Zimmer Biomet Holdings, Inc. (ZBH), Value Investing 101: How to Spot Undervalued Stocks, Interactive Brokers Group, Inc. (IBKR), How to Calculate Company's Debt, Marten Transport, Ltd. (MRTN), Labor Market, FIGS, Inc. (FIGS), Meta Platforms, Inc. (META), Clearway Energy, Inc. (CWEN), Waste Management, Inc. (WM), A-I Spending.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Chas. and Mouch look back over our (eventually) emphatic win over Wolves last Saturday, and weigh up the remarkable fact that we're third in the league after all our inconsistencies. Blimey! chelseapodcast.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@chelseapodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Produced by Paul Myers and Mike Leigh  A Playback Media Production  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠playbackmedia.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Copyright 2025 Playback Media Ltd - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠playbackmedia.co.uk/copyright Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode features Todd Hazen, Head of Technical Recruiting at Gusto, in a candid conversation about what it takes to move from non-tech recruiting into the world of technical hiring. Todd shares how he built credibility, developed deep connections, and learned to thrive in a space that demands both curiosity and humility. For talent professionals navigating transitions, this one is packed with lessons on leadership, learning, and trust. Key Takeaways • Curiosity beats confidence when entering a new domain. Ask questions, even when you're in a leadership role. • Building trust with stakeholders comes from honesty and follow-through, not from having every answer on the spot. • The "bar" for great talent is always shifting. Calibration is an ongoing process, not a one-time intake. • Vulnerability accelerates growth. Owning what you don't know helps open doors to learning and partnership. • Growth and comfort never coexist. Real development happens when you lean into discomfort. Timestamped Highlights 00:43 Todd explains how Gusto supports small businesses and why that mission matters. 03:36 How he navigated the move from non-technical to technical recruiting and what he learned from his team. 06:16 Finding the bar for technical talent and how calibration evolves with each hiring manager. 08:46 Why humility and curiosity are the fastest paths to growth. 12:43 How to handle tough stakeholder conversations when you don't have all the answers. 15:09 Taking career risks, betting on yourself, and embracing discomfort. 17:45 Defining the North Star and learning to master the craft before chasing the next title. One to Remember "It's okay to be humbled and vulnerable. You don't have to know everything, but you do have to keep learning." Pro Tips • Approach every intake meeting like a learning opportunity. • Build trust by following up fast—deliver before people have to ask. • Use data to frame conversations with hiring managers, not to replace judgment. Call to Action If you found Todd's perspective valuable, share this episode with a fellow recruiter who's looking to grow into new spaces. Follow The Talent Tango for more conversations that help talent leaders level up.

We will have practical estate-planning strategies for transferring property to children while keeping tax, timing, and family-dynamics in focus. Today's Stocks & Topics: Fundamental Analysis, Market Wrap, Mueller Industries, Inc. (MLI), Passing the Property Torch: Smart Ways to Leave Real Estate to Your Kids, F5 Inc. (FFIV), Entry Point, Reaction After A Year Of Trump's Election, OppFi Inc. (OPFI), Barclays PLC (BCS), The Trade Desk, Inc. (TTD), Perusahaan Perseroan (Persero) PT Telekomunikasi Indonesia Tbk (TLK), A-I and Earnings.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

This week, we chat with Amber Atherton!Amber is a British entrepreneur and investor based in San Francisco. She's a Partner at Patron, an early-stage venture capital firm shaping the future of gaming and online communities, and the Founder of The Atherton Award, which honors young women pursuing careers in STEM and entrepreneurship.A lifelong builder, Amber began coding as a kid in Hong Kong before founding Zyper, a Y Combinator–backed community software startup that used NLP and computer vision to connect creators and their top fans. Zyper was later acquired by Discord, where Amber led growth, launched new international markets, and spearheaded revenue initiatives.Recognized by Forbes 30 Under 30 and Business Insider's Rising Stars in VC, Amber continues to shape the future of community, technology, and venture.✨ This episode is presented by Brex.Brex: brex.com/trailblazerspodThis episode is supported by RocketReach, Gusto, OpenPhone & Athena.RocketReach: rocketreach.co/trailblazersGusto: gusto.com/trailblazersQuo: Quo.com/trailblazersAthena: athenago.me/Erica-WengerFollow Us!Amber AthertonThe Rise Of Virtual Community Books@thetrailblazerspod: Instagram, YouTube, TikTokErica Wenger: @erica_wenger

✨ The Design Minimind - Apply Here (applications open until Nov 20th — limited spots are filling fast!)Episode Description:In this solo episode, I chat about some common mistakes brand and web design studio owners frequently make that are interfering with the growth and profitability as a business owner. Drawing from years of experience and observing patterns among my students in The Design Minimind as a mentor.Episode Mentioned:S5 E14: Iterating on the One-Concept MethodLinks:The Design Minimind - Applications open until Nov 20th!Download my FREE Creative Direction Figma Template (includes 4 audio trainings as well)Get 30% off of your HoneyBook subscription - The CRM I use in my studio.*Enjoy 1 month of Showit FREE with my code “HelloJune” when you sign up.*Earn $100 after you run your first payroll with Gusto, my payroll and compliance software.*Get 50% off your first year of Flodesk, my email marketing software.**Some are affiliate links which means I may earn a commission.Connect With Us:Our Free Facebook CommunityOur WebsitePodcast InstagramHello June Creative InstagramThe Design MinimindJoin The Creative Diaries (my email list)Tags: designer, design, brand design, brand identity design, design studio, design business, graphic design, brand designer, better podcast, brand designer podcast, logo design, brand identity design

Listen to this audio of a GeorgetownCRI webinar held on September 10, 2025 exploring why so few small businesses take advantage of tax credits designed to help them offer retirement plans. Despite substantial expansions to the Section 45E tax credit through the SECURE Acts, fewer than 6% of eligible firms actually claim it—a puzzle that a new CRI working paper, cross-published by NBER, seeks to unravel. Joining moderator Angela Antonelli, Executive Director of Georgetown's Center for Retirement Initiatives, are panelists Adam Bloomfield, Non-Resident Scholar at CRI; Stephanie Liu Cossart, Principal Product Manager at Gusto; Kendra Isaacson, Principal at Mindset; and Sita Slavov, Professor at George Mason University's Schar School. Together, they examine what drives—or hinders—the use of these tax incentives and what policymakers need to understand about reaching their intended beneficiaries.

That's more like it. A sharp start, a bit of huffing and puffing, then a proper grown-up win. Gusto got his first-ever goal, Estevão lit up the Bridge again, and Garnacho ran the show — direct, fearless, electric. We get into his performance, the Enzo–Caicedo partnership, and what a settled back four could mean for this team. Plus: a word on Delap, some love for Trev, and how far this side could actually go. Voicenotes on all that and more. — Support the Show — See more of the show ⁠⁠⁠⁠⁠⁠⁠on Instagram⁠⁠⁠⁠⁠⁠⁠ Get a ⁠⁠⁠⁠⁠⁠⁠Chelsea poster from Graficona⁠⁠⁠⁠⁠⁠⁠ And write us a 5 star podcast review — Meet the Hosts — ⁠⁠⁠⁠⁠⁠⁠Chris Sheen⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠Joe Kevin⁠⁠⁠⁠⁠⁠⁠ are lifelong Chelsea fans who've been going to Stamford Bridge for over 30 years. What started as swapping post-match voicenotes has grown into 1905: The Chelsea Notes - a fan pod capturing the highs, the lows, and everything in between from Gate 13 of the Matthew Harding Stand. — The 1905 Podcast — The official Chelsea FC podcast of ⁠⁠⁠⁠⁠⁠⁠West London Sport⁠⁠⁠⁠⁠⁠⁠. Chelsea FC Founded: 1905 European Champions: 19/05 Email at ⁠⁠⁠⁠⁠⁠⁠hello@1905podcast.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Buffalo News Sunday Home & Style/Sunday Gusto

We've got a deep dive into how the global scramble for rare earth and battery-metals is igniting a stock-boom, and what investors need to know. Today's Stocks & Topics: Kimberly-Clark Corporation (KMB), Market Wrap, eBay Inc. (EBAY), Taiwan Semiconductor Manufacturing Company Limited (TSM), Critical Minerals, Critical Moment: Rare Earths Stocks Set to Surge, DraftKings Inc. (DKNG), Avantis All International Markets Value ETF (AVNV), Benchmark Numbers, Federal Reserve Survey, 457 Retirement Plan, Murphy USA Inc. (MUSA), Critical Minerals Policy Uncertainty.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

From the gold standard to modern bitcoin comparisons, we will explore why gold still matters in the digital age—and how it fits into today's portfolio. Today's Stocks & Topics: Tema Electrification ETF (VOLT), Market Wrap, AirJoule Technologies Corporation (AIRJ), Honeywell International Inc. (HON), Gold's Enduring Role: From Ancient Coins to Bitcoin Era, Lululemon Athletica Inc. (LULU), Global Equities, Publicly Traded Sports Teams, Aveanna Healthcare Holdings Inc. (AVAH), Housing.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Edmund Burke: Muchos suponen que el  gusto es  una facultad separada de la mente...pero donde el mejor gusto difiere del peor, estoy convencido de que es en el entendimiento y nada más. En Más Platón y menos WhatsApp hablamos de Gusto y Filosofía

We will talk about an expert-driven look at where home prices, interest rates and buyer demand are headed—and what that means for investors and homeowners. Today's Stocks & Topics: The Buckle, Inc. (BKE), Tariffs, Market Wrap, The Walt Disney Company (DIS), Housing Market Forecast 2026: What's Coming Next?, NIKE, Inc. (NKE), Stride, Inc. (LRN), Lemonade, Inc. (LMND), Supreme Court vs. Trump Tariffs, EQT Corporation (EQT), A-I Advertising, Pool Corporation (POOL), The Boston Beer Company, Inc. (SAM), FAA Orders Cuts in Flights.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

On today's episode of the podcast I'm Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement. When going through contractor onboarding, we need to go through a few steps: 1. Determine if someone is a contractor or employee This is the first layer of protection on my Legal Layers of Protection. Layer 1 is protection, and it's basically just "don't break the law." This is why you need to make sure your new hires are classified correctly, because misclassification is illegal and there are interests and penalties when you get audited. These laws are dictated by state. This is where the State by State Contractor Classification Guide in our Toolkit comes in handy. Each state has different classification laws, with about 30 states using the ABC test. California is known for enforcing it the most after they passed the AB5 Law. You can implement this test with our , and you can learn more about that in the California Contractor Compliance Framework Part A - Control - You can't have too much control over your contractors and their work. Part B - A business owner may not provide services that are within the usual course of the hiring entity's business. For example, a lawyer hiring a lawyer to provide legal services, a photographer hiring a second photographer, these would need to be employees. It's not just this simple, it's anything that's integral to your business that you're doing all the time. This is the part of the test that a lot of people fail. Part C - Someone can only be a contractor if you're hiring them to provide a service that they already have a business doing. For example, if you're hiring a photographer who has a photography business to come do your brand photos. 2. What type of contractor are they? If you've determined them to legally be a contractor, ask yourself if they are working in your business or are they a project-based contractor? If you are a project-based contractor, you may consider yourself a service provider offering B2B services. If you are the service provider, you are likely the one to provide the contract versus the person hiring you giving you a contractor agreement. Also consider who's leading the conversation? Be careful to avoid the use of the term "controlling" the situation, as that brings you back to test A on control. 3. Contractor onboarding If the contractor is the one leading the conversation/process to provide you the service, they should be providing you the contact, sending you the invoices, etc. When hiring a contractor, make sure you get a contractor agreement, ideally a copy of their business license (in some states they need to have their own business in order to be a contractor), and have them provide you a W9 (get this up front so you don't have to chase them down for a 1099 later on). What should go in the contract? You want their address, you want to specify the exact services they'll be providing, you want to outline the payment terms and you want provisions in there that this is a work-for-hire agreement. You can find all of these in the Contractor Agreement in the Contract Club (notavglaw.com/club). I also recommend a sophisticated onboarding tool (I use Gusto) to connect the W9, their ID and all the necessary tax information and then Gusto will automate the 1099 come tax time. It's important to note that before hiring a contractor or employee, you want to have an LLC and just generally have your shit together. If your business is already messy, it can look even messier once you start to bring outside people in. I dive into this more in my book, Unf*ck Your Biz (available at notavglaw.com/book). Download the Contractor Onboarding Toolkit at notavglaw.com/toolkit. Inside you'll find the State by State Contractor Classification Cheat Sheet, the California Contractor Compliance Framework. and the Essential Contract Considerations for Your Contractor Agreement.

Is deciding what to do with an orphan 401(k) on your to-do list? We will look at the seven steps for getting it done. Today's Stocks & Topics: LightPath Technologies, Inc. (LPTH), Market Wrap, How to Roll Over an Old 401(k), Pan American Silver Corp. (PAAS), Atlanta Braves Holdings, Inc. (BATRK), CDOs: Collateralized Debt Obligation, Oil-Dri Corporation of America (ODC), Essex Property Trust, Inc. (ESS), Zoetis Inc. (ZTS).Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We've got practical advice on how much to save for unexpected life events, where to keep the money, and why it matters far beyond simple budgeting. Today's Stocks & Topics: Ulta Beauty, Inc. (ULTA), Market Wrap, DICK'S Sporting Goods, Inc. (DKS), SSR Mining Inc. (SSRM), Emergency Savings: More Than Just a Cushion, Relative Strength, Lumen Technologies, Inc. (LUMN), Best Market Performance, Bitcoin, PureCycle Technologies, Inc. (PCT), Sentiment.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

This week, we chat with Des Traynor! Des is the Co-founder and Chief Strategy Officer of Intercom, the company behind Fin.ai, and he also sits on Intercom's board of directors. Over the years, Des has led teams across Product, Marketing, Customer Support, and Content, playing a key role in shaping Intercom into one of the most influential customer communication platforms in the world. Today, he oversees Intercom's R&D team, based in Dublin and London.Before founding Intercom, Des was a UX consultant, a university lecturer in computer science, and a Ph.D. researcher focused on improving computer science education. He also previously co-founded Exceptional, a software company acquired by Rackspace.Beyond his work at Intercom, Des is an author, speaker, and angel investor, sharing insights on startups, product strategy, and scaling companies through books, podcasts, and conferences. He's also an investor in some of the most notable startups of our time — including Miro, Stripe, Notion, and Hopin.✨ This episode is presented by Brex.Brex: brex.com/trailblazerspodThis episode is supported by RocketReach, Gusto, OpenPhone & Athena.RocketReach: rocketreach.co/trailblazersGusto: gusto.com/trailblazersQuo: Quo.com/trailblazersAthena: athenago.me/Erica-WengerFollow Us!Des Traynor: @destraynorFin AI: fin.ai@thetrailblazerspod: Instagram, YouTube, TikTokErica Wenger: @erica_wenger

The Design Minimind - Accepting Applications NOW OPEN! - Apply Here.___This week, I had a past Design Minimind student Shani of Shani Jay Creative on to talk about her experience in the program and how much of an impact it had on her business and the revenue goals she hit and surpassed! We talk about the importance of confidence, going all in, proper mindset, and strategic investments in building a sustainable and profitable design & web business.Guest Name: Shani JosefovitsGuest Website: shanijaycreative.comGuest IG: @shanijaycreativeReclaim Your Brand in 15 days: Sign up here.Links:The Design Minimind - Applications NOW OPEN! - Apply Here.Download my FREE Creative Direction Figma Template (includes 4 audio trainings as well)Get 30% off of your HoneyBook subscription - The CRM I use in my studio.*Enjoy 1 month of Showit FREE with my code “HelloJune” when you sign up.*Earn $100 after you run your first payroll with Gusto, my payroll and compliance software.*Get 50% off your first year of Flodesk, my email marketing software.**Some are affiliate links which means I may earn a commission.Connect With Us:Our Free Facebook CommunityOur WebsitePodcast InstagramHello June Creative InstagramThe Design MinimindJoin The Creative Diaries (my email list)Tags: designer, design, brand design, brand identity design, design studio, design business, graphic design, brand designer, better podcast, brand designer podcast, logo design, brand identity design

Buffalo News Sunday Home & Style/Sunday Gusto

Why the so-called “guardrails approach”, that is adjusting spending up or down based on market performance, is gaining traction over the fixed “4% rule” in retirement. Today's Stocks & Topics: Fiserv, Inc. (FI), Market Wrap, Fed Rate Cuts, the “Go Live Your Life” Rule: Rethinking Retirement Spending, QUALCOMM Incorporated (QCOM), Three-Buckets Retirement Strategy, Bonds, Leveraged ETFs, Powell Industries, Inc. (POWL), Direxion Daily S&P500 Bull 3X Shares (SPXL), Winmark Corporation (WINA), Home Sales, Rio Tinto Group (RIO).Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

We will discuss how falling birth-rates are becoming more than just a social issue because they are intertwined with economic systems and capitalist assumptions. Today's Stocks & Topics: The Campbell's Company (CPB), Market Wrap, Babies, Capitalism & a Demographic Crossroads, Alexandria Real Estate Equities, Inc. (ARE), Panasonic Holdings Corporation (PCRHY), A-I might replace Junior Bankers, Gold and Uranium Sectors, AbbVie Inc. (ABBV), Vertex Pharmaceuticals Incorporated (VRTX), A-I Financial Models.Our Sponsors:* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

How to Safely and Strategically Adopt AI in Your Organization: Expert Insights from Lexi Reese, CEO of LanaiArtificial intelligence is reshaping the modern workplace faster than any technology before it. But as companies rush to integrate AI, many leaders struggle with how to adopt it responsibly—balancing innovation, security, and ethics. In this episode of The Thoughtful Entrepreneur, host Josh Elledge interviews Lexi Reese, Co-Founder and CEO of Lanai, an AI-native observability and security platform. Lexi shares practical insights on how organizations can safely manage, monitor, and scale AI adoption without compromising data integrity or trust.Leading AI Adoption ResponsiblyLexi explains that the most successful companies treat AI not just as a set of tools, but as part of their workforce—a powerful digital team member that requires oversight, structure, and accountability. She emphasizes that AI must be “hired” into an organization with defined roles, clear expectations, and measurable outcomes. Just as leaders track employee performance, they must also monitor how AI performs, adapts, and impacts real-world results.Visibility, Lexi notes, is essential for responsible AI use. Many organizations don't know which departments are using AI, how data is being handled, or where security risks exist. Lanai's technology helps leaders map and monitor AI usage across their companies—identifying risks, preventing data leaks, and ensuring compliance with privacy laws. This proactive approach transforms uncertainty into insight, allowing innovation to flourish safely.Beyond technology, Lexi encourages leaders to consider the human element of AI integration. By prioritizing education, ethical standards, and collaboration between business and compliance teams, organizations can create a culture of trust and accountability. Responsible AI adoption isn't about slowing progress—it's about making innovation sustainable, secure, and beneficial for everyone.About Lexi ReeseLexi Reese is the Co-Founder and CEO of Lanai, an AI-native observability and security platform helping organizations safely adopt and manage AI. With a background that spans leadership roles at Google, Gusto, and public service, Lexi is known for her expertise in building ethical technology systems that empower teams and protect businesses.About LanaiLanai is an AI observability and security platform designed to help organizations monitor, govern, and scale AI adoption responsibly. Built for visibility and control, Lanai enables companies to detect risks, enforce compliance, and ensure ethical AI use across all departments. Learn more at lanai.com.Links Mentioned in This EpisodeLexi Reese on LinkedInLanai WebsiteKey Episode HighlightsWhy organizations must treat AI like a workforce, not just a tool.The importance of visibility and observability in AI adoption.Common AI risks—from data exposure to compliance violations—and how to prevent them.How Lanai helps companies balance innovation with ethical and secure AI use.Actionable steps for leaders to define, measure, and improve AI's role in their operations.ConclusionLexi Reese's insights remind us that AI's potential is only as powerful as the systems and ethics guiding it. By combining strategic visibility, thoughtful oversight, and a culture of accountability, leaders can ensure AI strengthens—rather than compromises—their...

Meditación en la solemnidad de todos los santos, predicada en un Centro de la Obra. Hay un refrán que dice que para aguantar un santo hacen falta dos santos. La tesis de esta meditación es esta: no es verdad, es todo lo contrario, los santos son las personas con las que quisiéramos vivir siempre, con las que más a gusto estamos. Y ahí tenemos un criterio para medir nuestra santidad y nuestra eficacia apostólica.

Marami akong pinagnilayan bago ko gawin ang video na ‘to. Alam kong sensitive ang Emman Atienza incident, at baka hindi ito para sa lahat. Pero kung nandito ka, I ask you to suspend your judgement and listen until the end. Hindi ako mental health expert — opinion video ito. Gusto ko lang magtanong ng mga bagay na madalas hindi natin pinaguusapan. Sa video na ‘to, tatanungin natin kung ano ba ang ugat ng kalungkutan? Nasa utak ba? O nasa kaluluwa? Pag-uusapan din natin ang mga aral mula sa nangyari kay Emman, ang toxicity ng social media.

On this episode of Dominate Your Day, I speak with Dr. Alise Cortez organizational psychologist, author, speaker, and founder of Gusto, Now!, a human and organizational transformation consultancy. Alise and I delve into the journey of discovering purpose and passion in both personal and professional realms. Alise shares her transformative experiences from her small-town roots to becoming a global speaker and consultant, emphasizing the importance of being of service and finding meaning. Our conversation also explores the significance of defining organizational purpose beyond profit, the evolving landscape of leadership, and the need for adaptability in today's diverse workforce. With insights on aligning personal values with work and embracing change, this episode offers valuable lessons for anyone seeking to ignite their inner drive. Episode Minutes: Minute 5: Alise's Journey to Purpose Minute 15: Organizational Purpose and Culture Minute 25:Leadership in the New Workplace Minute 35: The Future of Work and Fractional Employees To find out more about my work, please visit www.danawilliamsco.com LinkedIn Instagram My Book - The Internal Revolution: Lead Authentically and Build Your Personal Brand from Within Email: hello@danawilliamsco.com The Strengths Journal™ is the only Gallup-certified, purpose-driven daily planner that helps you actively use your strengths to plan your days. Get Your copy here

We'll take a deep dive into what investor behavior across 14 key markets reveals about building a truly global portfolio.Today's Stocks & Topics: United Parcel Service, Inc. (UPS), Market Wrap, Centrus Energy Corp. (LEU), Global Portfolio Insights: Lessons from Around the World, The Toro Company (TTC), Opera Limited (OPRA), Income Growth, Corpay, Inc. (CPAY), Nuclear Energy, A-I Stocks.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We will look into how advances in AI are creating a rift between workers and investors, even as major tech companies continue job cuts. Today's Stocks & Topics: The Progressive Corporation (PGR), Oil, Palantir Technologies Inc. (PLTR), Market Wrap, Prudential Financial, Inc. (PRU), MetLife, Inc. (MET), Lennox International Inc. AI, Jobs & Investors: Growing Divides in the Workplace, (LII), Deckers Outdoor Corporation (DECK), Wall Street Rally, VanEck Gold Miners ETF (GDX), Kinross Gold Corporation (KGC), Vanguard Total International Stock Index Fund ETF Shares (VXUS), The Fed.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We will talk about the five key personal finance use cases for Generative AI, including how to use it for creating personalized budgets, setting financial goals, and simulating debt repayment scenarios. Today's Stocks & Topics: General Mills, Inc. (GIS), Market Wrap, The Hartford Insurance Group, Inc. (HIG), Generative AI in Finance: 5 Ways to Budget, Plan, and Save, Changing Taxes Status, Leveraged ETFs, STAAR Surgical Company (STAA), Verizon Communications Inc. (VZ), Civitas Resources, Inc. (CIVI).Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

This week, we chat with Amanda Goetz! Amanda Goetz is a 2x Founder, CEO and 4x CMO. She is an inspirational writer and content creator captivating millions of people every month through her social insights and newsletter “Life's a Game”. Amanda graduated Summa Cum Laude from the University of Illinois at Urbana-Champaign and went on to lead marketing teams at Ernst & Young, The Knot and still advises as Fractional CMO to multiple startups. She started her last company, House of Wise, during the pandemic in her garage, raised two rounds of venture capital and sold it in 2022 all while homeschooling three young children as a single mom. She found love again and lives with her partner and 3 kiddos in Miami, FL after a decade dodging hustle culture in NYC.✨ This episode is presented by Brex.Brex: brex.com/trailblazerspodThis episode is supported by RocketReach, Gusto, OpenPhone & Athena.RocketReach: rocketreach.co/trailblazersGusto: gusto.com/trailblazersQuo: Quo.com/trailblazersAthena: athenago.me/Erica-WengerFollow Us!Amanda Goetz: @theamandagoetzhttps://www.amandagoetz.com/@thetrailblazerspod: Instagram, YouTube, TikTokErica Wenger: @erica_wenger

We will explore the risks and rewards of an SBLOC, a credit line secured by your investments, to help you decide if it's the right financial tool for your liquidity needs. Today's Stocks & Topics: Booz Allen Hamilton Holding Corporation (BAH), Market Wrap, KPP Newsletter, The Concept to Staying in the Market, Is a Securities-Based Line of Credit (SBLOC) Right for You?, VanEck Gold Miners ETF (GDX), Parsons Corporation (PSN), Newmont Corporation (NEM), Earnings, InfraCap MLP ETF (AMZA), Sociedad Química y Minera de Chile S.A. (SQM), Inflation.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

We will break down how investors can combine momentum indicators, fundamental and technical analysis, mean reversion theory, and sentiment signals to make more informed predictions about where the stock market may be headed. Today's Stocks & Topics: 529 Plan, Market Wrap, Penske Automotive Group, Inc. (PAG), Micron Technology, Inc. (MU), “Decoding the Market: 4 Strategies to Anticipate Stock Trends”, The Kroger Co. (KR), Adobe Inc. (ADBE), Rivian Automotive, Inc. (RIVN), American Outperformance, JPMorgan Chase.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Interestingly, gold and Bitcoin (BTC-USD) have decoupled, with gold actually outperforming Bitcoin. So, how should investors think about their asset allocation moving forward? Today's Stocks & Topics: Vistagen Therapeutics, Inc. (VTGN), iShares MSCI Brazil ETF (EWZ), Market Wrap, What's Behind the Incredible Gold rally?, Cash Management, Tencent Holdings Limited (TCEHY), Luxury Goods, Baker Hughes Company (BKR), Caterpillar Inc. (CAT), Eaton Corporation plc (ETN), Monday.com Ltd. (MNDY), Walmart and Chat GPT Partnership.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Boyd Varty is the founder of Track Your Life, which offers a limited number of premium retreats in South Africa's bushveld, and author of one of my favorite books, The Lion Tracker's Guide to Life. As a fourth-generation custodian of Londolozi Game Reserve, Boyd grew up with lions, leopards, snakes, and elephants and has spent his life in apprenticeship to the natural world. He is also the host of the Track Your Life podcast.This episode is brought to you by:Our Place's Titanium Always Pan® Pro using nonstick technology that's coating-free and made without PFAS, otherwise known as “Forever Chemicals”: https://fromourplace.com/tim (use code TIM at checkout) Gusto simple and easy payroll, HR, and benefits platform used by 400,000+ businesses: https://gusto.com/tim (three months free)Wealthfront high-yield cash account: https://Wealthfront.com/Tim (new clients get 3.75% base APY from program banks + additional 0.65% boost for 3 months on your uninvested cash (max $150k balance). Terms apply. The Cash Account offered by Wealthfront Brokerage LLC (“WFB”) member FINRA/SIPC, not a bank. The base APY as of 9/26/25 is representative, can change, and requires no minimum. Tim Ferriss, a non-client, receives compensation from WFB for advertising and holds a non-controlling equity interest in the corporate parent of WFB. Experiences will vary. Outcomes not guaranteed. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, bank-guaranteed or FDIC-insured, and may lose value.)*Timestamps:[00:00:00] Start.[00:01:59] Boyd returns.[00:03:14] Elite firefighting unit: Boyd's French Foreign Legionnaire predecessor.[00:04:27] The paper mache lion incident and Lucky's dramatic exit.[00:08:07] Firefighting drill disaster: When 50/50 failed spectacularly.[00:09:58] Leadership lesson: Bringing energy down when chaos climbs.[00:11:52] Story hunting and the natural world as meaning machine.[00:17:16] Uncle JV: Wildlife filmmaker with a dangerous drama meter.[00:19:10] Camera bearing adventures: Elephants, hyenas, and the red mist.[00:22:30] Zambia expeditions: Crocodiles, dead elephants, and shovel oars.[00:25:48] Orienting toward safety: Building capability versus childhood overwhelm.[00:29:11] Wilderness retreat lessons: Wordlessness and natural state.[00:31:40] The Londolozi time war: Tech detox and parasympathetic shifts.[00:39:49] Mystical animal encounters: Lions, southern boubous, and synchronicity.[00:43:11] Re-enchantment: Nature's desire to help us heal.[00:45:25] Following non-rational energy and forays into wordlessness.[00:52:31] Diana Chapman's Whole-Body Yes and avoiding the simmering six.[00:58:04] Toby Pheasant and the great black mamba escape.[01:06:09] Training for persistence hunting using Bushman Great Dance wisdom.[01:09:23] The desert as storehouse: Abundance psychology in action.[01:11:23] Persistence hunt mechanics: Heat, time, and the animal's energy transfer.[01:15:04] Running into ceremony: 47 degrees and letting the body know.[01:21:31] The kudu gives itself: Profound respect at the edge of survival.[01:27:22] Seeking the wild man: Access to the full spectrum of presence.[01:29:20] Context and discernment: Armor in cities, openness in wild spaces.[01:34:55] Men need men: Collective exploration around the fire.[01:37:40] Relationship as practice: Moving from romantic myth to active work.[01:40:15] Dick jokes and raft building: The indirect work that does heavy lifting.[01:45:43] Lunch the baboon: Hand lotion, bloody handprints, and royal delays.[01:55:43] Living amongst the animals: Warthog intelligence and leopard relationships.[01:57:27] Parting thoughts.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I will provide a comprehensive guide for investors so you can assess the performance of your current financial advisor... including communication skills and fee structure. I'll also outline the necessary steps for a smooth and compliant transition to a new wealth management professional. Today's Stocks & Topics: Cameco Corporation (CCJ), Market Wrap, Medtronic plc (MDT), When and How to Change Financial Advisors, American Financial Group, Inc. (AFG), Meta Platforms, Inc. (META), Volatility, Vale S.A. (VALE), Teleflex Incorporated (TFX), Spending, Apple Inc. (AAPL), Gold.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out Progressive: https://www.progressive.com* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands