Podcasts about money market funds

#288: Chris breaks down exactly where to park your cash to earn the most, whether you have $10,000 or a few million. From high-yield savings accounts and Treasury ETFs to brokerage bonuses and cash management accounts, he explains the tradeoffs that actually matter—and why the highest advertised interest rate isn't always the best choice. He also shares the interactive tool he built to compare nearly 100 cash options based on your specific situation. Link to Full Show Notes: https://chrishutchins.com/where-to-put-your-cash-2026 Partner Deals Wispr Flow: ⁠Try effortless voice dictation for free Quince: Affordable luxury essentials with free shipping + 365 day returns DeleteMe: ⁠20% off removing your personal info from the web Trust & Will: ⁠Get 20% off personalized, legally binding estate plans Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Chris's Cash Options Comparison Tool Doctor of Credit: Best High Yield Savings Accounts Doctor of Credit: Best Brokerage Bonuses Doctor of Credit: Best Bank Account Bonuses FedWatch Polymarket Kalshi Cash Accounts & Fintechs Silo Markets Bask® Mileage Savings Account ATH Podcast Ep #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick and Mani Ep #177: Best Bank Account Setup to Earn Interest on All Your Cash Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (00:49) Why Cash Deserves Its Own Strategy (02:46) Why the Stock Market Isn't for Cash (05:18) Why After-Tax Yield Matters More Than the Rate (08:18) How Different Tax Treatments Change Your Return (13:05) Building a Cash Comparison Tool in Claude (14:12) Why Traditional Bank Accounts Are the Worst Option (14:39) How High-Yield Savings Accounts Really Work (17:57) Understanding FDIC Insurance and Keeping Your Cash Safe (19:52) SIPC Coverage for Brokerage Accounts (20:12) Why Friction Can Cost You More Than Yield (21:47) Treasuries, Money-Market Funds, and ETFs (24:05) Cash Management Accounts as a Bridge (25:30) Box Spreads and Other Advanced Cash Strategies (28:58) How Cash Bonuses Can Boost Your Returns (32:44) Negotiating Brokerage Bonuses at Scale (34:24) Earning Points on Your Brokerage Account with Silo (41:05) Walking Through the Cash Comparison Tool (44:11) The Big Takeaways by Tax Bracket (45:09) The High-Yield Savings Baseline (48:02) Why Friction Beat Optimization (50:13) Stacking Bank and Brokerage Bonuses (54:06) The Best Cash Strategy Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Learn more about OVTLYR: https://youtu.be/TUCbD5KovlcIf you've got cash sitting on the sidelines, you're probably asking the same question every investor is asking right now. Should you leave it alone, stick it in a money market fund, buy T-bills, or park it somewhere that actually works while you wait for your next trade?In this video, we're breaking down the real differences between SGOV, BOXX, BIL, Treasury bills, and money market funds so you can make smarter decisions with your idle cash. It's not about chasing the biggest yield. It's about finding the right balance between flexibility, liquidity, taxes, and returns that fit your investing style.You'll also hear why OVTLYR is testing BOXX instead of jumping into newer alternatives, how the current interest rate environment changes everything, and why understanding concepts like basis points, yield curves, and interest rate risk can save you from expensive mistakes.✅ Which cash management option fits active traders best✅ Why liquidity matters more than most investors realize✅ How today's interest rates create unique opportunities✅ Common mistakes that can quietly cost you moneyWhether you're an active trader or a long-term investor, this conversation will help you think differently about where your cash should be working when it's not invested.Subscribe to OVTLYR for disciplined trading strategies that actually make sense.

1. Why Cash Isn't Always Safe Why holding too much cash can quietly reduce purchasing power over time. How inflation can become one of the biggest threats to long-term wealth. 2. Finding the Right Balance Between Liquidity and Growth How much cash investors should realistically hold in a portfolio. Why balancing liquidity with long-term growth is essential for financial resilience. 3. Alternative Ways to Protect Capital Understanding money market funds and their role in wealth preservation. How these can offer flexibility, liquidity and attractive returns compared to traditional cash holdings. 4. The Role of Gilts in a Balanced Portfolio Why government bonds still play an important role in portfolio protection. How gilts can help provide stability during periods of market volatility. 5. Why Diversification Matters More Than Ever How spreading wealth across multiple asset classes reduces risk. Why diversification remains one of the most effective strategies in uncertain markets. 6. Building Your Portfolio the Right Way Why most investors build portfolios in the wrong order. The importance of creating strong foundations before pursuing higher-risk opportunities. 7. Understanding the GPI Framework and Taking Control of Your Wealth How Growth, Protection and Income work together in a well-structured portfolio. Why balancing all three creates a more resilient long-term strategy. How understanding fees, income strategies like options, and financial education can help you take greater control of your wealth and pass it on effectively to the next generation. Actionable Takeaways: Review how much cash you're currently holding and whether it's working hard enough for you Assess whether your portfolio is truly diversified across multiple asset classes Audit all investment-related fees across pensions, platforms and fund managers Build your portfolio from the ground up—start with strong foundations before adding speculative investments Focus on balancing growth, protection and income in your overall strategy Explore ways to create additional income streams from existing assets Start involving your family in wealth conversations to build long-term financial confidence and capability Building wealth isn't about chasing the next big opportunity. It's about creating a clear strategy, staying disciplined, and making intentional decisions that serve both your present and your future. Resources: WealthBuilders - Build, protect and transfer your wealth Invest Like A Pro - Invest with clarity: Growth, diversification and income Invest Like A Pro Podcast WealthBuilders Membership: Free access to guides, webinars, and community Download our FREE Pensions and Inheritance Tax Guide Connect with Us: Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:   Join the WealthBuilders Facebook Community Schedule a 1:1 call with one of our team Become a member of WealthBuilders If you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode, Damien discusses the confirmed changes to Stocks and Shares ISAs scheduled for April 2027. With the cash ISA allowance dropping to £12,000 for those under 65, the government is introducing a 22% tax charge on interest earned from uninvested cash held within Stocks and Shares ISAs. Damien explains how money market funds work and how they could provide a legitimate workaround, allowing you to earn a 'cash-like' return on your money without triggering the tax charge. Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.Resources:⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our weekly newsletter⁠⁠Take out a trial of 80 20 investor⁠⁠Atomic Habits by James Clear⁠⁠MTTM - Episode 184 - Getting the most from your phone's Stock App⁠Follow Money to the Masses on social media:YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Tom and Don tackle one of retirement planning's most misunderstood tools: reverse mortgages. Using the analogy of “selling your house in slow motion,” they explain how modern HECM reverse mortgages work, why they've become more regulated and potentially more useful, and why they may deserve consideration for retirees who are house-rich but cash-poor. The duo breaks down the real costs, the cash-flow benefits of eliminating a mortgage payment, and the tradeoffs between preserving home equity and improving retirement security. Listener questions cover the differences between money market funds and bond funds like Vanguard Total Bond Market ETF, ETF versus mutual fund fees, and another spirited debate over Bitcoin and whether it truly has intrinsic value.0:05 “Money in slow motion” and the reverse mortgage analogy1:48 Why reverse mortgages still have a terrible reputation2:33 America's massive home equity and retirement savings comparison4:34 Celebrity reverse mortgage spokespeople and the “wild west” era6:11 How modern HECM reverse mortgages actually work7:14 Reverse mortgage costs, fees, and borrowing limits by age9:06 Real-world example of accessing equity from a million-dollar home10:25 Why reverse mortgages still feel like a last resort11:13 The biggest hidden benefit: eliminating mortgage payments12:17 The compounding impact of reverse mortgage interest13:24 Shockingly low retirement savings statistics in America15:10 Would Tom or Don personally use a reverse mortgage?17:05 Listener question: money market funds vs. bond funds21:10 ETF versus mutual fund fees and whether ETFs are worth it25:10 Listener pushes back on Don and Tom's Bitcoin skepticism26:58 Military testimony, blockchain hype, and Bitcoin promotion30:39 Final thoughts on crypto evangelism and speculative investingQuestions? Comments? Click!

In today's macroeconomic update, Randy discusses the characteristics that are shaping the current economic landscape including inflation, credit card delinquency, and investments in money market funds. Make sure to listen to this episode to learn what this means to you as a real estate investor. Join the Investor Club:  https://bit.ly/4tknYYo  This episode was originally uploaded on March 11, 2024.

Money Market Accounts and Money Market Funds may sound like they're in the same corner, but they're actually very different contenders. In this episode, we step into the financial octagon to break down the key differences between these two cash management heavyweights. We start with a pop culture list of some of the best fighting movies to get the crowd warmed up, then dive into the matchup: how Money Market Accounts and Money Market Funds work, where each one shines, and when it makes sense to choose one over the other. By the final bell, you'll understand who wins in each situation and how these tools can fit into your financial game plan.  The List: The Best Fighting Movies Hashtags: #mma #mmf #fightingmovies #moneymarket #personalfinance #rocky #RagingBullCast Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

Volatility in financial markets has made money market funds a preferred asset allocation tool. Investors looking for a high-quality strategy with no exposure to financials and other corporates, a stable net asset value, and strong liquidity should consider public debt constant net asset value (CNAV) money market funds.For more insights, visit Viewpoint: https://viewpoint.bnpparibas-am.com/Download the Viewpoint app: https://onelink.to/tpxq34Follow us on LinkedIn: https://bnpp.lk/amHosted on Ausha. See ausha.co/privacy-policy for more information.

On this episode, we break down everything we think needs to happen to get the crypto market back on track in 2026.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:50 Sponsor: iTrust Capital01:00 Bullish Catalysts01:20 Avoiding Gov Shutdown03:00 Healthcare receipts04:40 Positive Holiday Sales Outlook Q306:20 Congress is useless06:50 QE Back?07:30 Tariff Clarity08:00 Fed independence dead?09:30 This needs to away10:00 Metals Rally11:50 We need Clarity now12:30 Stablecoin & prediction markets catalyst13:40 ETH WINS14:00 Ethereum Upgrade in January?14:45 Money Market Funds move to Crypto15:15 Tokenized Gold & Silver continue growing16:30 Crypto outperforms tech bubble17:00 GTA 6 Actually Launches17:50 Scaramucci & Novagratz: 2026 will be about healing not hype20:20 Poll21:00 Outro#Crypto #Bitcoin #Ethereum~Crypto Catalyst Wishlist

Is now the right time to move a chunk of your investment or pension assets out of equities, and into Bonds, Money Market Funds or Cash? It's a question that you may be asking because of a headline you read, an online commentator with a scary statistic, or someone you chatted with spoke of impending doom! I'll not tell you here whether you should or you should not, but I will briefly share actual potential outcomes for you to consider, before you give it another seconds' thought! I hope it helps! This podcast is guidance only. Always seek qualified financial advice for your own situation

Iggy Ioppe is Chief Investment Officer at Theo, a gateway connecting onchain capital to global markets via institutional-grade trading infrastructure. Previously, Iggy was Co-Head of Polygon Ventures and Managing Partner at Procul Capital, a fintech and Web3-focused venture firm. Earlier, he served as Group Head of Proprietary Investing at Credit Suisse and held investing roles at Sureview Capital, Vinik Asset Management, and Bain Capital. He holds a B.S. in Mathematics from McGill University and an MBA from Harvard Business School. In this conversation, we discuss:- The convergence of TradFi Crypto - High-speed traders are now the smartest folks on Wall Street  - Going beyond issuance - why tokenizing assets is not enough - Current trends in tokenized RWAs - The value of engaging tokenized assets in spot markets - The future of tokenized finance and the path to institutional adoption - Connecting to liquidity venues - HIP-3 exchange denominated in t-bills - Money-market funds - Tokenized gold with yield TheoX: @Theo_NetworkWebsite: theo.xyzLinkedIn: TheoIggy IoppeX: @iggyioppeLinkedIn: Iggy Ioppe---------------------------------------------------------------------------------This episode is brought to you by PrimeXBT.PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions. Code: CRYPTONEWS50 This promotion is available for a month after activation. Click the link below: PrimeXBT x CRYPTONEWS50FollowApple PodcastsSpotifyAmazon MusicRSS FeedSee All

There are record levels of money market funds, but it doesn't mean quite what you think. Today we also explore recent market volatility sparked by Trump's brief tariff announcement and a sharp crypto sell-off that triggered stop-loss cascades. We also analyze seasonal trends, the rotation from mega-cap tech into value and small-cap stocks, and why most active managers underperformed the S&P 500 this year. We talk the importance of diversification, understanding risk tolerance, and viewing corrections as part of normal market cycles rather than reasons to panic. We discuss... Markets experienced sharp volatility following Trump's brief tariff announcement and a cascading crypto sell-off. How stop-loss triggers and algorithmic trading can amplify short-term market moves. Gold and silver pullbacks are healthy corrections within a long-term bullish thesis on precious metals. Portfolio allocation and risk management are critical to surviving sharp market drawdowns. Seasonal patterns are examined and late-year volatility can set up strong year-end rallies. Underperformance of active managers relative to the S&P 500 comes from narrow market leadership. Don't chase short-term moves, instead focus on long-term positioning. We explore how investor psychology and herd behavior can magnify both rallies and declines. The episode touched on how retail investors often get whipsawed when reacting emotionally to news-driven moves. The conversation compared current market sentiment to prior bubbles in meme stocks and crypto. Diversification is the best protection against unpredictable volatility events. How market manipulation and liquidity gaps can distort short-term price signals. The discussion linked rising geopolitical uncertainty with the growing appeal of hard assets. We underscore the importance of having a clear thesis and sticking to it through market noise. Volatility should be viewed as opportunity, not danger, for prepared investors. Today's Panelists: Kirk Chisholm | Innovative Wealth Phil Weiss | Apprise Wealth Management Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/record-levels-of-money-market-funds-759

U.S. money market funds hit $7 trillion mark. U.S. money market funds have reached a record high of over $7 trillion, potentially setting the stage for investments in riskier assets like crypto. Plus, Ledger CTO warns of a large-scale supply chain attack. CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.” - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

This week, Vinney Chopra sits down with Amit Chandan, a seasoned investor who has consistently outperformed benchmarks in both U.S. and Asian markets. Amit has built companies around alternative investments and helps sophisticated investors make smarter financial decisions. His ability to break down complex market movements into plain language makes this episode a must-listen.   We cover timely and practical topics, including:

US-based trading giant Robinhood announced the listing of Hedera Hashgraph $HBAR last Friday, triggering an instant rally despite lukewarm market momentum. Meanwhile, RWA is heating up on Hedera, could OpenAI be planning integration with the hbar hashgraph?~This episode is sponsored by Gemini~Sign up for The Gemini Credit Card and get an extra $50 in crypto!➜ https://bit.ly/GeminiPBNGuest: Gregg Bell, Chief Business Officer at HederaHedera website ➜ https://hedera.com/00:00 intro00:06 Sponsor: Gemini00:57 Hedera TVL Growth01:30 HBAR Staking Lacking01:59 Staking Rewards03:06 Boosting Liquidity Pools?04:03 Core Developers Growing05:13 A.I. & Financial Services Benefits06:50 Fees Raising by 8X???08:59 OpenAI x Hedera Meeting?11:23 White House Crypto Report12:57 New Council Memeber14:24 Nvidia & Palantir15:39 Money Market Funds on Lloyds Bank17:00 Legal Finality17:28 Hedera ETFs & Treasury Companies18:28 Hedera Roadmap18:05 Ethereum Compatibility Coming20:49 Why Robinhood Listed $HBAR22:40 outro#Crypto #chatgpt #hedera ~OpenAI + Hedera?

Hindi mo na kailangang malito kung saan ilalagay ang ipon mo! Sa video na ito, pag-uusapan natin ang mga pagkakaiba ng Pag-ibig MP2, Money Market Funds, at Bank Savings, para matulungan kang pumili kung alin ang mas bagay sa'yo depende sa goals mo, risk tolerance, at timeline.

Here are the five questions we cover this week in Five Question Friday:1. Should we park cash in a money market fund or a t-bill ETF?2. Are Robo-Advisor Tax-Loss harvesting features worth it?3. What is the Retirement Spending Smile?4. What rate of return assumption should you use in retirement planning software?5. Which IRA account types can be combined?Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

There's a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.5% interest, we explore smarter options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing—and why your idle Venmo balance might be doing more harm than good.Original Air Date: June 21, 2025Read the Article: https://www.henssler.com/letting-your-cash-sit-in-savings-its-time-for-a-smarter-strategy 

There's a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why your idle Venmo balance might be doing more harm than good.In market news, the Federal Reserve held interest rates steady, consumer sentiment is on the rise, retail sales are falling, and housing starts saw a steep drop. Meanwhile, markets reacted to global uncertainty after President Trump abruptly left the G7 summit in Canada to address rising tensions between Israel and Iran, triggering a Tuesday selloff.We also delve into a recent Gallup poll which reveals how Americans are allowing political leanings to influence their financial decisions. We unpack the risks of trading on headlines, the long-term performance of buy-and-hold strategies across administrations, and why letting politics dictate your portfolio could cost you over time.Rounding out the show, the “Henssler Money Talks” hosts break down the true cost of pet ownership. While we would all take a bullet for our furry family members, everything from food, toys and routine care to dental work and emergency surgeries could run anywhere from $15,000 to $55,000 over a pet's lifetime. But it's not all bad news—there may be a veterinary sector play worth watching, with fewer restrictions than traditional pharmaceutical companies.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — June 21, 2025  |  Season 39, Episode 25Timestamps and Chapters5:53: Don't Let Your Cash Nap: Smarter Ways to Save24:13: Rates on Hold, Markets on Edge36:49: Left, Right, or Buy-and-Hold?43:45: Fur Babies and Financial RealitiesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

There are many threats to the U.S. economy. How might investors prepare for uncertainty? We discuss fixed income opportunities. • Learn more at thriventfunds.com • Follow us on LinkedIn • Share feedback and questions with us at podcast@thriventfunds.com • Thrivent Distributors, LLC is a member of FINRA and a subsidiary of Thrivent, the marketing name for Thrivent Financial for Lutherans.

In this episode of Market MakeHer, we're answering your questions and breaking them down in a way that actually makes sense. Questions we answered:– What the Taco Trade is (yes, it involves tariffs, chicken, and market moves)– How to figure out if a stock is “good”, including forward P/E ratios, earnings growth expectations, and analyst reports– The difference between High-Yield Savings Accounts and Money Market Funds, and how rising or falling interest rates impact both✨ Want more? Check out these past episodes we mentioned:

In this video, I'll run down several high-yield options for your cash. I'll also discuss where we are keeping our cash today.Bank Bonuses: https://www.allcards.com/best-bank-bo...CD Rates: https://www.allcards.com/cd-rates/Savings Rates: https://www.allcards.com/savings-acco...No-Penalty CD Rates: https://www.allcards.com/no-penalty-c...Vanguard Money Market Funds: https://investor.vanguard.com/investm...Schwab Money Market Funds: https://www.schwab.com/money-market-f...T-Bill Yields: https://home.treasury.gov/resource-ce...Nerdwallet T-Bill Account: https://www.nerdwallet.com/l/nerdwall... Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Stanlib's Eulali Gouws explains the intricacies and implications of the coming Jibar/Zaronia switchover.

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trend Following, Return of Equity and Ret. Of Assets, Quant Investing, Treasuries, Index Funds, Money Market Funds, 401k Withdrawal, Dividend Reinvestment, Short Selling vs. Put Options, Covered Calls, International and Emerging Market, DRIP Stocks, ETFs Analysis, Investment Loss, Roth I-R-A Contributions, Small Caps, Transfer Positions.Our Sponsors:* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

Tune in to this episode of the Security Token Show where this week Herwig Konings, Kyle Sonlin, and guest contributor Emanuele Rossi from Mountain Protocol cover the industry leading headlines and market movements, including USDM, Figure, and Invesco all tokenizing RWAs! This week features Nick Carmi, VP of Institutional Markets at Figure Markets in an interview with Jason Barraza, covering their publicly-registered $YLDS product, forward vaults, and more! STM Predicts $30-50T in RWAs by 2030: https://docsend.com/view/7jx2nsjq6dsun2b9  Join the RWA Foundation and Read the Whitepaper: RWAF.xyz Read STM's Global Tokenized Real Estate Market Guide 2024: https://docsend.com/view/rrfjz7zxzqb9na2q  Read the December 2024 RWA Securities Market Update: https://docsend.com/view/6vf42wm8quhnttuv  Company of the Week - Herwig: Invesco Company of the Week - Kyle: AVR Solar Park  = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/  Herwig: https://www.linkedin.com/in/herwigkonings/ Nico: https://www.linkedin.com/in/nicopantelis/  Jason: https://www.linkedin.com/in/jasonbarraza/  Opinion articles, interviews, and more: https://medium.com/security-token-group  Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/@stmtvofficial  The Market Movements 1. Mountain Protocol's USDM Now Supported on Ledger https://medium.com/@MountainUSDM/mountain-protocol-partners-with-ledger-01c0b8f98390  2. Circle to Expand to Bermuda for Money Market Funds https://crypto.news/circle-to-expand-tokenized-money-market-operations-in-bermuda/  3. $BUIDL Reclaims throne as #1 and surpasses $1B https://www.coindesk.com/business/2025/03/13/blackrock-s-buidl-fund-tops-usd1b-with-ethena-s-usd200m-allocation  4. S&P Global Ratings Assigns AA+f / S1+ to Janus Henderson & Anemoy Tokenized Fund https://en.cryptonomist.ch/2025/03/12/janus-henderson-anemoy-the-tokenized-fund-receives-the-highest-category-rating/  The Token Debrief 1. Cantor Fitzgerald Launches Bitcoin-Backed Loans, Selects Anchorage Digital and Copper.co https://www.prnewswire.com/news-releases/cantor-fitzgerald-partners-with-digital-asset-custodians-anchorage-digital-and-copperco-to-support-bitcoin-financing-business-302397938.html  2. Rome Protocol and KiiChain Partner for Tokenization and Cross-chain Lending in Latin America https://crypto.news/exclusive-rome-protocol-and-kiichain-partnering-to-improve-rwa-tokenization-in-latam/  3. Securitize Places Onchain Price Feeds with Redstone https://securitize.io/learn/press/redstone-selected-by-securitize-as-blockchain-oracle-partner-bringing-all-its-tokenized-assets-to-defi-ecosystems  4. Mercado Bitcoin to Issue $200M in Assets in LatAm, Tokenized on Polygon https://www.coindesk.com/markets/2025/03/12/mercado-bitcoin-polygon-labs-look-to-issue-usd200m-worth-of-tokenized-assets-in-latin-america  5. MetaWealth Launches 10th Asset: Wyndham Grand La Cala Golf Residences https://www.linkedin.com/posts/metawealthapp_asset-10-is-now-live-welcome-to-wyndham-activity-7305545400004833280-mMPp?utm_source=share&utm_medium=member_desktop&rcm=ACoAAB1jcwoBLLGgrwl0xQgVcNMUDJZa3vbF48E  6. DigiFT Tokenizes Invesco Private Credit Strategy Fund on Arbitrum: $iSNR https://cointelegraph.com/news/digift-invesco-private-credit-token-arbitrum  7. Bahrain Exchange ATME Launches Gold-Backed Token, Supported by Central Bank of Bahrain https://news.bitcoin.com/bahrain-digital-exchange-atme-introduces-tokenized-gold/  8. Serbian Solar Park Tokens Yield 6% Interest https://balkangreenenergynews.com/serbias-first-ever-tokenization-in-energy-sector-saraorci-solar-project-yields-6-interest/  = Check out our Companies = Security Token Group: http://securitytokengroup.com/   Security Token Advisors: http://www.securitytokenadvisors.com/   Security Token Market: https://stm.co  InvestReady: https://www.investready.com ⏰ TABLE OF CONTENTS ⏰ 0:00 Introduction 0:16 Welcome 0:59 Market Movements 26:39 STS Interviews: Figure Markets 36:54 Token Debrief 46:30 RWA Foundation Update 48:17 Companies of The Week

Matt Lloyd is focusing on shorter time frames in this “sanguine” market. He looks at emerging markets, bonds, and U.S. indices. He likes financials, consumer staples, and industrials, along with commodities. He thinks the idea that the $7 trillion in money market fund assets will flow into equities is wrong, so the potential gigantic liquidity the market is anticipating isn't coming.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-...Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-...Watch on Sling - https://watch.sling.com/1/asset/19192...Watch on Vizio - https://www.vizio.com/en/watchfreeplu...Watch on DistroTV - https://www.distro.tv/live/schwab-net...Follow us on X – / schwabnetworkFollow us on Facebook – / schwabnetworkFollow us on LinkedIn - / schwab-networkAbout Schwab Network - https://schwabnetwork.com/about

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trend Following, Return of Equity and Ret. Of Assets, Quant Investing, Treasuries, Index Funds, Money Market Funds, 401k Withdrawal, Dividend Reinvestment, Short Selling vs. Put Options, Covered Calls, International and Emerging Market, DRIP Stocks, ETFs Analysis, Investment Loss, Roth I-R-A Contributions, Small Caps, Transfer Positions.Our Sponsors:* Check out Fabric: https://fabric.com/INVESTTALK* Check out Indochino: https://indochino.com/INVEST* Check out Kinsta: https://kinsta.com* Check out ShipStation: https://shipstation.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trend Following, Return of Equity and Ret. Of Assets, Quant Investing, Treasuries, Index Funds, Money Market Funds, 401k Withdrawal, Dividend Reinvestment, Short Selling vs. Put Options, Covered Calls, International and Emerging Market, DRIP Stocks, ETFs Analysis, Investment Loss, Roth I-R-A Contributions, Small Caps, Transfer Positions.Advertising Inquiries: https://redcircle.com/brands

Melanie Johnson co-owner of Elite Online Publishing, interviews David Steele, renowned for his achievements in wealth management, the culinary scene, and the music industry. David shares his unique insights on a variety of topics. Switching gears, we'll also discuss investment strategies, the misconceptions around stock ownership, and the importance of diversification beyond the S&P 500. David provides practical advice on balancing risky assets with safer options like money markets and CDs. Learn More: https://davidsteele.xyz/

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Trend Following, Return of Equity and Ret. Of Assets, Quant Investing, Treasuries, Index Funds, Money Market Funds, 401k Withdrawal, Dividend Reinvestment, Short Selling vs. Put Options, Covered Calls, International and Emerging Market, DRIP Stocks, ETFs Analysis, Investment Loss, Roth I-R-A Contributions, Small Caps, Transfer Positions.Our Sponsors:* Check out Indochino: https://indochino.com/INVEST* Check out Trust & Will: https://trustandwill.com/INVESTAdvertising Inquiries: https://redcircle.com/brands

It does make sense that when you look at the total world of investing, a high amount held in money market funds might subtract from total assets invested in stocks, and stock valuations might shrink as a result. But clearly that equitation has not been working lately. Confluence Advisory Director of Market Strategy Bill O'Grady joins Phil Adler to discuss what this might portend for the stock market.

One methodology offers personalized stock ownership and tax efficiency while the other provides simplicity and cost-effective diversification. Today's Stocks & Topics: KMI - Kinder Morgan Inc., Market Wrap, Money Market Funds, QCOM - Qualcomm Inc., Index Funds, WMT - Walmart Inc., NBIS - Nebius Group N.V. Cl A, CHPT - Charge Point Holdings Inc., BWA - BorgWarner Inc., Small Caps, PCRSX - Principal Large Cap Growth Fund, Trump's Tariffs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Money market funds have been a go-to option for many pilots, especially during periods of rising interest rates. They offered a seemingly safe haven with attractive returns compared to traditional savings accounts. However, as the Fed begins to cut rates, the allure of these funds is being questioned. Today we'll share insights on whether these funds still hold value in today's economic landscape. Here's what we cover in this episode: 0:00 - Intro 1:04 – Will money market funds lose popularity? 3:08 – Outpacing inflation 4:05 – Retirement toolkit   Retire Pilots - https://retirepilots.com Get your FREE Retirement Toolkit - https://d74164fb.pages.infusionsoft.net/ Pilot Tax - https://pilot-tax.com/ The Pilot's Advisor Podcast is also on video. Watch & Subscribe on YouTube: https://bit.ly/3EIEBW2

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including tokenized soccer player training rights, commodities, and STM turning 6 years old!   Company of the Week - Herwig: DBS Bank Company of the Week - Kyle: Win Investments     = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/  Herwig: https://www.linkedin.com/in/herwigkonings/ Nico: https://www.linkedin.com/in/nicopantelis/  Jason: https://www.linkedin.com/in/jasonbarraza/  Opinion articles, interviews, and more: https://medium.com/security-token-group  Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/@stmtvofficial    The Market Movements   Cow Group Launches Gold-Backed Stablecoin “MyGold” on DigiShares: https://thetokenizer.io/2024/10/15/cow-group-partners-with-digishares-to-launch-gold-backed-stablecoin-mygold/   Swarm Market and OrdinalsBot Offer Tokenized Gold as NFTs on Bitcoin Blockchain: https://www.coindesk.com/tech/2024/10/17/gold-arrives-on-digital-gold-as-bitcoin-gets-tokenized-version-of-the-metal/   StableMetal to Tokenize Gold, Copper, and Iron in Early 2025: https://www.globenewswire.com/news-release/2024/10/15/2963515/0/en/StableMetal-Disrupts-Traditional-Metals-Market-with-Innovative-Tokenized-Assets.html Win Investments and AFA Partner to Tokenize Soccer Players' Training Rights: https://www.crypto-news-flash.com/argentina-leads-the-way-in-football-player-tokenization/ BlockCellar and Bordeaux Index Tokenize ~17,000 Cases of Wine: https://www.globenewswire.com/news-release/2024/10/17/2965059/0/en/BlockCellar-and-Bordeaux-Index-Join-Forces-to-Tokenize-Fine-Wines-and-Spirits-on-the-Blockchain.html   Palau Explores Tokenized Savings Bonds:https://coingeek.com/palau-german-lender-wibank-launch-blockchain-bonds/   Hashkey Group to Launch Multiple Tokenization Projects in 2025, Focus on Carbon Credits, Green Assets, and Money Market Funds: https://coinmarketcap.com/community/articles/670d44a5d8d9f95fd181af48/ The Token Debrief   1.Blockstream to Expand Upon $210M Convertible Note Financing: https://blockstream.com/press-releases/2024-10-15-blockstream-secures-210m-dollars-led-fulgur-ventures-drive-layer-2-growth-expand-bitcoin-treasury/    2.Euroclear Invests in Marketnode's Series A, Led by HSBC: ​​https://www.ledgerinsights.com/euroclear-invests-in-singapore-dlt-fund-platform-marketnode/    3.Kriptown Raises €4.2 Million Series A Led by BNP Paribas, Applies to DLT Pilot Regime: https://www.ledgerinsights.com/bnp-paribas-invests-in-tokenization-startup-kriptown-dlt-pilot-regime-applicant/    4.SingularityDAO, Cogito Finance and SelfKey to Merge as Singularity Finance (SFI) to Tokenize  AI: https://www.coindesk.com/business/2024/10/15/singularitydao-plans-to-merge-with-cogito-finance-selfkey-to-form-ai-focused-layer-2/    5. Securitize Enables USDC Onramp/Offramp for BUIDL via Zero Hash Integration: https://securitize.io/learn/press/securitize-integrates-with-zero-hash-enables-purchase-of-buidl-fund-via-USDC-conversion   6. DTCC Launches “DTCC Digital Launchpad” Sandbox and Releases JSCC PoC Results: https://www.dtcc.com/news/2024/october/15/dtcc-announces-industry-sandbox-to-support-and-advance-the-digital-asset-ecosystem   7. Libertum Announces “Tokenization Engine”:

Tune in to this episode of the Security Token Show where this week Herwig Konings and Kyle Sonlin cover the industry leading headlines and market movements, including Fidelity, State Street, and more preparing their money market funds! Company of the Week - Herwig: Ethena Company of the Week - Kyle: Anduro    = Stay in touch via our Social Media = Kyle: https://www.linkedin.com/in/kylesonlin/  Herwig: https://www.linkedin.com/in/herwigkonings/ Nico: https://www.linkedin.com/in/nicopantelis/  Jason: https://www.linkedin.com/in/jasonbarraza/  Opinion articles, interviews, and more: https://medium.com/security-token-group  Find the video edition of this episode on our Youtube Channel: https://www.youtube.com/@stmtvofficial    The Market Movements   $4 Trillion+ State Street to Launch Tokenized Money Market Fund: https://cardanofeed.com/state-street-push-into-tokenization-to-modernize-finance-910   Fidelity Prepares to Join Tokenized Money Market Fund Without a Blockchain: https://www.theinformation.com/articles/fidelity-plans-first-fund-that-may-use-blockchain   First French Tokenized Money Market Fund Using a Public Blockchain: https://www.marketsmedia.com/first-ucits-money-market-fund-tokenised-on-public-blockchain/   WisdomTree Prime Debit Card Now Also Funded by Money Market Fund: Earn-Until-You-Spend: https://www.businesswire.com/news/home/20241009422564/en/WisdomTree-Prime%C2%AE-Unveils-New-Earn-Until-You-Spend-Functionality-with-Money-Market-Fund   Marathon's Anduro Tokenizes Whiskey: https://www.coindesk.com/business/2024/10/07/bitcoin-miner-marathons-anduro-unveils-tokenization-platform-starts-with-whiskey/   SALCO Acquires $9 Million $GEMS from Limitless: https://markets.businessinsider.com/news/stocks/salco-acquires-usd-9-million-of-limitless-gems-leveraging-everest-s-ecosystem-of-custody-tokenization-infrastructure-1033829413   SteelCoin Becomes First Security Token on Crypto Exchange Bitpanda: https://www.bitpanda.com/en/prices/security-tokens/steelcoin-steel   Estate Protocol Launches New Property in Dubai Marina: https://www.estateprotocol.com/property/dubaiep9A   Sphinx and Truflation Partner for RWA Perpetuals: https://www.coinspeaker.com/truflation-power-sphinx-defi-rwa/   Ethena Announces $46M Reserve Fund Allocations: BlackRock, Mountain Protocol, Superstate, Sky: https://crypto.news/ethena-to-invest-46m-reserve-fund-in-tokenized-assets/   Archax and Assetera to Offer Tokenized Assets in Respective Jurisdictions: https://cointelegraph.com/news/archax-assetera-partnership-tokenized-funds   ABN AMRO Taps Clearstream for Tokenized Commercial Paper: https://www.linkedin.com/posts/martijn-siebrand_blockchain-cbdc-digitalassets-activity-7249002872795783168-zZMO   More Tokenized Bonds on Public Blockchain From ECB Trials: https://www.ledgerinsights.com/ecb-dlt-settlement-trials-helabas-wibank-issues-registered-bond-on-public-blockchain/   The Token Debrief Ripple Custody Platform Adds Tokenization, DEX, and Compliance Features for Institutions and FinTechs: https://financefeeds.com/ripple-adds-tokenization-features-for-banks-and-fintech-firms/   Hex Trust and Clearpool Launch RWA-Focused Blockchain, Powered by USDX Stablecoin/ Gas Token: https://thefintechtimes.com/hex-trust-and-clearpool-launch-ozean-a-new-blockchain-for-real-world-asset-yield/   Brevan Howard Digital Integrates JPM Coin for Cross-Border Payments: https://www.ledgerinsights.com/brevan-howard-digital-starts-using-jp-morgans-jpm-coin-for-dlt-payments/   Xalts Integrates Polygon for RWA Cloud Tokenization Platform: https://www.globenewswire.com/news-release/2024/10/08/2959400/0/en/Xalts-onboards-Polygon-on-its-enterprise-grade-RWA-tokenization-platform-for-financial-institutions.html   Bankhaus Scheich's Tradias is Awarded BaFin Trading License, Closes Series A: https://www.ledgerinsights.com/tradias-bankhaus-scheichs-digital-asset-arm-lands-bafin-license-series-a/   FCX Receives Two Licenses from Australian Regulators to Operate Tokenized Securities Exchange:  https://www.cointrust.com/market-news/fcx-secures-licenses-for-blockchain-based-unlisted-securities-exchange   Coinbase to Delist Stablecoins Without E-Money License in EU by December: https://www.coindesk.com/policy/2024/10/04/coinbase-to-delist-unauthorized-stablecoins-in-eu-by-december/   Brazilian Central Bank to Expand Drex CBDC for DeFi and Tokenization: https://coingeek.com/brazil-explores-tokenization-defi-with-drex-cbdc/   Littio Migrates from Ethereum to Avalanche for RWA Yield Pots' Scalability: https://www.coindesk.com/business/2024/10/09/latam-bank-littio-ditches-ethereum-for-avalanche-as-demand-for-rwa-vaults-grows/   ECB's Piero Cipollone Proposes European Continental Ledger: https://cointelegraph.com/news/ecb-unified-blockchain-ledger-digital-assets-europe = Check out our Companies = Security Token Group: http://securitytokengroup.com/   Security Token Advisors: http://www.securitytokenadvisors.com/   Security Token Market: https://stm.co  InvestReady: https://www.investready.com   ⏰ TABLE OF CONTENTS ⏰ 0:16 Introduction 1:27 Market Movements 26:51 The Token Debrief 38:32 Companies of The Week: Ethena and Anduro

Adam and Steve are live to answer your financial questions and bring the latest information on the market!

Gunjan Banerji, Markets Reporter at The Wall Street Journal, joins to discuss why investors are getting more and more bullish, the unexpected trend of money markets maintaining their allure, and why assets like gold are hinting there is underlying anxiety in the market. Hosted by J.D. Durkin. The content of the video is for general and informational purposes only. All views presented in this show reflect the opinions of the guest and the host. You should not take a mention of any asset, be it cryptocurrency or a publicly traded security as a recommendation to buy, sell or hold that cryptocurrency or security. Guests and hosts are not affiliated with or endorsed by Public Holdings or its subsidiaries. You should make your own financial and investment decisions or consult respective professionals. Full disclosures are in the channel description. Learn more at Public.com/disclosures. Past performance is not a guarantee of future results. There is a possibility of loss with any investment. Historical or hypothetical performance results, if mentioned, are presented for illustrative purposes only. Do not infer or assume that any securities, sectors or markets described in the videos were or will be profitable. Any statements of future expectations and other forward-looking statements are strictly based on the current views, opinion, or assumptions of the person presenting them, and should not be taken as an indicator of performance nor should be relied upon as an investment advice.

Sometimes you need a safe place to stash your cash. Savings accounts, bonds and money market funds are all options but how can you maximise returns? And should you ‘lock in a rate'? And in today's Dumb Question of the Week: What's wrong with Premium Bonds? --- Thank you to Saxo for sponsoring this episode. Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via: PensionCraft | Saxo (home.saxo) Capital at risk. T&C's apply. ---Get in touch

In this episode, Craig Jeffery and Paul Galloway discuss the "efficient frontier." They explore risks, rewards, and trade-offs between options like money market funds, ECR, and IDA/ICA. They also talk about liquidity needs and capital access. Listen in to learn more.

Risk-averse investors have poured trillions into money-market funds since 2019. Our Chief Fixed Income Strategist explains why investors shouldn't expect this money to pivot to equities and other risk assets as rates fall. ----- Transcript -----Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Along with my colleagues bringing you a variety of perspectives, today I'll be talking about money market funds. It's Tuesday, August 6th at 3pm in New York. Well over $6.5 trillion sit in US money market funds. A popular view in the financial media is that the assets under management in money market funds represent money on sidelines, waiting to be allocated to risk assets, especially stocks. The underlying thesis is that the current level of interest rates and the consequent high money market yields have resulted in accumulation of assets in money market funds; and, when policy easing gets under way and money market yields decline, these funds will be allocated towards risk assets, especially stocks. To that I would say, curb your enthusiasm. Recent history provides helpful context. Since the end of 2019, money market funds have seen net inflows of about $2.6 trillion, occurring broadly in three phases. The first phase followed the outbreak of COVID, as the global economy suddenly faced a wide array of uncertainties. The second leg mainly comprised retail inflows, starting when the Fed began raising rates in 2022.The third stage came during the regional bank crisis in March-April 2023, with both retail and institutional flows fleeing regional bank deposits into money market funds. Where do we go from here? We think money market funds are unlikely to return to their pre-COVID levels of about $4 trillion, even if policy easing begins in September as our economists expect. They see three 25 basis point rate cuts in 2024 and four in 2025 as the economy achieves a soft landing; and they anticipate a shallow rate-cutting cycle, with the Fed stopping around 3.75 per cent. This means money market yields will likely stabilize around that level, albeit with a lag – but still be attractive versus cash alternatives. In a hard landing scenario, the Fed will likely deliver significantly more cuts over a shorter period of time, but we think investors would be more inclined to seek liquidity and safety, allocating more assets to money market funds than to alternative assets. Further, money market funds can delay the decline in their yields by simply extending the weighted average maturities of their portfolios and locking in current yields in the run-up to the cutting cycle. This makes money market funds more attractive than both short-term CDs and Treasury bills, whose yields reprice lower in sync with rate cuts. This relative appeal explains much of the lag between rate cuts and the peak in assets under management in money market funds. These have lagged historically, but average lag is around 12 months. Finally, it is important to distinguish between institutional and retail flows into and out of money market funds, as their motivations are likely to be very different. Institutional funds account for 61 per cent of money market funds, while funds from retail sources amount to about 37 per cent. When they reallocate from money market funds, we think institutional investors are more likely to allocate to high-quality, short-duration fixed income assets rather than riskier assets such as stocks, motivated by safety rather than level of yield. Retail investors, the smaller segment, may have greater inclination to reallocate towards risk assets such as stocks. The bottom line: While money market fund assets under management have grown meaningfully in the last few years, it is likely to stay high even as policy easing takes hold. Allocation toward risk assets looks to be both lagged and limited. Thus, this 'money on the sidelines' may not be as positive and as imminent a technical for risk assets as some people expect. Thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Are money market funds dangerous for your financial health? In the latest episode of The Payne Points of Wealth, Bob, Ryan, Chris & Courtney discuss the implications to your financial health, sitting with too much money in cash, even if the interest rate is high.

In this episode, Kathy interviews Linda Klingman and Lynn Paschen about money market funds. They discuss the structure and types of money market funds, the history of their popularity, and how they are managed. They also touch on the differences between retail and institutional money market funds, the impact of Fed policy on money market funds, and reforms taking place in the industry. Lynn and Linda also offer their views on the number of rates cuts in 2024 and where long-term Treasury yields are headed.Finally, Kathy and Liz Ann offer their outlook on what investors should be watching in next week's economic data and indicators.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.All corporate names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request. Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Diversification and asset allocation strategies do not ensure a profit and cannot protect against losses in a declining market.Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Schwab Asset Management® is the dba name for Charles Schwab Investment Management, Inc. Schwab Asset Management and Charles Schwab & Co., Inc., Member SIPC, /Schwab are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.Zero interest-rate policy (ZIRP) is a macroeconomic concept describing conditions with a very low nominal interest rate, such as those in contemporary Japan and in the United States from December 2008 through December 2015 and again from March 2020 until March 2022 amid the COVID-19 pandemic. ZIRP is considered to be an unconventional monetary policy instrument and can be associated with slow economic growth, deflation and deleverage.Net asset value (NAV) is the value of an entity's assets minus the value of its liabilities, often in relation to open-end, mutual funds, hedge funds, and venture capital funds.The New York Fed conducts repo and reverse repo operations each day as a means to help keep the federal funds rate in the target range set by the Federal Open Market Committee (FOMC). Operation results include all repo and reverse repo operations conducted, including small value exercises.(0524-467X)

In this episode of the Short-Term Investing Series with Federated Hermes on the Treasury Update Podcast, experts from Federated Hermes delve into cash investing options, discussing bank deposits and money market funds. Explore the latest on safety, liquidity, and yield, plus the impact of recent bank failures and FDIC actions. Understand the pros and cons of each investment strategy in today's ever-changing market.  Speakers:  Craig Jeffery, Managing Partner at Strategic Treasurer  Susan Hill, CFA - Head of Government Liquidity Group, Senior Portfolio Manager, Senior Vice President, Federated Investment Management Company  John Mosko - Senior Vice President, Liquidity Management Division, Federated Securities Corp.    Visit federatedhermes.com for more information.    Views are those of Federated Investment Management Company as of 4/22/24, and are subject to change based on market conditions and other factors. These views should not be construed as a recommendation for any specific security or sector. You could lose money by investing in a money market fund.  Although some money market funds seek to preserve the value of your investment at $1.00 per share, they cannot guarantee they will do so.  An investment in money market funds is not a bank account and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Money market fund sponsors are not required to reimburse the funds for losses, and you should not expect that the sponsors will provide financial support to the funds at any time, including during periods of market stress. Yields quoted are those observed generally in the market at the time of this podcast recording, are not representative of any specific money market fund, and are not a guarantee of future results. Due to various risks and uncertainties, actual events, results or actual performance may differ materially from that reflected or contemplated in any forward-looking statements. Nothing contained herein may be relied upon as a guarantee, or a representation of the future. Although the information provided in this podcast has been obtained from sources which Federated Hermes believes to be reliable, it does not guarantee accuracy of such information and such information may be incomplete or condensed. Federated Hermes is not affiliated with Strategic Treasurer.   

Episode 445:  The Fed likely won't start cutting interest rates until June or July, that means we still have several months to enjoy 5% risk free rates.  So now it's time to start thinking about moving back up the risk scale. Sign up for free ALERTs & Market Commentary at:  https://www.investablewealth.com/subscribe/ ------------------------------------------------------

In today's macroeconomic update, Randy discusses the characteristics that are shaping the current economic landscape including inflation, credit card delinquency, and investments in money market funds. Make sure to listen to this episode to learn what this means to you as a real estate investor. Join the Investor Club: https://rebrand.ly/fhzjy6p

P.M. Edition for Jan. 18. Investors poured trillions of dollars into money-market funds and other cash-like investments during the Federal Reserve's rate-hike campaign. Now, Wall Street's hoping they move it into stocks and bonds. Markets reporter Eric Wallerstein explains. And drugmakers have already raised prices for hundreds of drugs, in the U.S. including blockbusters Ozempic and Mounjaro. Reporter Jennifer Calfas has more. Plus, the Justice Department details “cascading failures” in the response to the 2022 mass shooting in Uvalde, Texas. Annmarie Fertoli hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Changing Fed policy in 2024 is likely to bring down yields from these increasingly popular funds. Here's what investors can consider instead.----- Transcript -----Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan Stanley. Along with my colleagues bringing you a variety of perspectives, I'll be talking about trends across the investment landscape and how we put those ideas together. It's Friday, January 12th at 2 p.m. in London. One of the biggest stories in recent years has been the rise of the money market fund. Today, an investor in a US dollar money market fund earns a yield of about 5.3%, a full 1% higher than the yield on a 30 year US government bond and almost 4% higher than the yield on the S&P 500. All investment strategy at the moment, to some extent, flows from the starting point that holding cash pays pretty well. Unsurprisingly, those high yields in money market funds for little volatility have been popular. Per data from the Investment Company Institute, U.S. money market fund assets now stand at about $6 trillion, over $1 trillion higher than a year ago, which flows into these funds accelerating over the last few months. But we think this could change looking into 2024. The catalyst will be greater confidence that the Federal Reserve has not just stopped raising interest rates, but will start to cut them. If short term rates are set to fall, the outlook for holders of a money market fund changes. Suddenly they may want to lock in those high current yields. Morgan Stanley expects the declines and what these money market funds may earn to be significant. We see the Fed reducing rates by 100 basis points in 2024, and another 200 basis points in 2025, leaving short term rates to be a full 3% lower than current levels over the next two years. In Europe, rates on money market funds may fall 2% over the same period. While lower short term interest rates can make holding money market funds less attractive, they make holding bonds more attractive. Looking back over the last 40 years, the end of Federal Reserve rate increases, as well as the start of interest rate cuts has often driven higher returns for high quality bonds. But would a shift out of money market funds into bonds make sense for household allocations? We think so. Looking at data from the Federal Reserve back to the 1950s, we see that household allocation to bonds remain relatively low, while exposures to the stock market remain historically high. And this is the reason why we think any flows out of money market funds are more likely to go into bonds than stocks. Stock market exposure is already high, and stocks represent a much more volatile asset than bonds, relative to holding cash. While the US money market funds saw $1 trillion of inflows into 2024 flows to investment grade and high yield saw almost nothing. That is starting to change. With the Fed done raising rates, we expect higher flows into credit, especially in 1 to 5 year investment grade bonds, the part of the credit market that could be the easiest first step for investors coming out of cash and looking for something to move into. Thanks for listening. Subscribe to Thoughts on the Market on Apple Podcasts, or wherever you listen, and leave us a review. We'd love to hear from you.

Marty sits down with Théo Mogenet to discuss his piece written for Axiom on the financialization of Bitcoin. Théo's Twitter: https://twitter.com/theomogenet Théo's Substack: https://substack.com/@theomogenet 0:00 - Intro7:00 - Théo's background11:06 - Explaining money market funds16:46 - UK Gilt duration mismatch22:32 - US bank failures25:08 - Weaponization of monetary system39:41 - How Bitcoin fixes this49:26 - Bitcoin's increasing demand52:47 - Through the lens of monetary policy55:28 - Perpetual markets1:00:46 - DLCs for futures contracts1:07:55 - Acquiring liquidity for DLCs1:18:24 - Nascent companies1:23:52 - Inciting hyperbitcoinization1:29:12 - What drives further adoption?1:40:47 - Théo's upcoming writing Shoutout to our sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Unchained⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠River⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bitcoin Talent Co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TFTC Merch is Available: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shop Now⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join the TFTC Movement: Main ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YT Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Clips ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YT Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Marty Bent: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podcast⁠⁠⁠⁠

Money market funds are a key aspect of the financial system and hold about $5.75 trillion of assets. Today, we explain what makes up a money market fund, why they've been looking shaky lately, and why a potential debt default is making things worse. For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.

For this Suze School episode, Suze gives us a lesson in understanding a Money Market Account and a Money Market Fund. Take advantage of the Ultimate Certificates with Alliant Credit Union at: bit.ly/3kwMcjR Get Suze's special offers for podcast listeners at suzeorman.com/offer Join Suze's Women & Money Community for FREE and ASK SUZE your questions which may just end up on her podcast! To ask Suze a question, download by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.