POPULARITY
Michigan District, LCMS President Rev. David A. Davis talks with Rev. Brad Hubbard about the upcoming Professional Church Workers Conference. Show Notes: For everything you need to know about […]
Be sure to follow and connect with Brad on Twitter - @hubbardbradford Book Adam for your next event! mradamwelcome.com/speaking Adam's Books: Kids Deserve It - amzn.to/3JzaoZv Run Like a Pirate - amzn.to/3KH9fjT Teachers Deserve It - amzn.to/3jzATDg Empower Our Girls - amzn.to/3JyR4vm Social Media: @mradawelcome
Michigan District, LCMS Innovative Missional Ministry Podcast
Rev. Brad Hubbard joins Jeff Heisner to preview the Best Practices Heartland conference happening this fall in Frankenmuth. It is a three-day conference at St. Lorenz to help congregations most […]
When it comes to flood risk, Brad Hubbard, Founder & President of National Flood Experts is the go-to guy. National Flood Experts looks at properties from an engineering standpoint as well as how national flood models rate the flood risk and can tell whether or not a building really is a flood risk and, if so, what the risk truly is. They have frequently been successful at moving buildings from high to low risk, saving their clients considerable money on insurance. They have an unusual business model where they don't charge their clients to do this research. The client only pays when National Flood Experts is able to save them money. It is this model that had them skyrocket from $600k-$5M, with no end in sight. In this conversation, Carol and Brad talk about bootstrapping, mistakes, epiphanies, learning how to hire for fit rather than how he originally did it by how much he thought he liked someone, which didn't often turn out how he thought it would, and the great successes Brad and National Flood Experts have had. Learn more at: https://nationalfloodexperts.com/ You can find more information for all our episodes at https://my.captivate.fm/verticalelevation.com/podcasts, (verticalelevation.com/podcasts,) and you can find Carol on Twitter https://twitter.com/CarolBSchultz (@carolbschultz )or LinkedIn: https://www.linkedin.com/in/carolbschultz/ (https://www.linkedin.com/in/carolbschultz/).
Global Investors: Foreign Investing In US Real Estate with Charles Carillo
Brad Hubbard is a Professional Engineer, Certified Floodplain Manager, the author of the book Flood Money and has appeared on NBC, CBS, Bay News 9, and performed over 20 radio and podcast interviews. Learn More About Brad Here: Email: bhubbard@nationalfloodexperts.com National Flood Experts: www.nationalfloodexperts.com What do you want to hear/see more of and less of? What question do you always wish I would ask but I never do? Connect with the Global Investors Show, Charles Carillo, and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: schedulecharles.com/ ◾ Global Investors Web Page: charleskcarillo.com/global-investors-podcast/ .◾ Join Our Email Newsletter: http://bit.ly/32pehL0 ◾ Foreign Investing in US Real Estate Facebook Group: facebook.com/groups/ForeignInvestingInUSRealEstate/
In this podcast, Rev. Brad Hubbard interviews Rev. Dr. David P. E. Maier, president of the Michigan District, LCMS. They talk about current events following the death of George Floyd and how we, as children of God, can respond. Back to Episodes
Price transparency expert Dr. Jonathan Kaplan talks with RealSelf CEO Tom Seery about the one piece of information that doubles likelihood to schedule surgery, the (often ridiculous) reasons aesthetic surgeons reject price transparency, and how he’s booking patients straight onto the schedule via Instagram DM without ever picking up a phone. Special Guests: Jonathan Kaplan, MD and Tom Seery.
Special Double Feature with two industry experts who share how to increase your NOI substantially. Here is some of what you will learn: Keys to increasing NOI RUBS (Ratio Utility Billing System) Reducing turn time Challenge tax assessment New bids from vendors Kelly Stinson - The Potty Princess Saving $2M on water bills Reducing water and sewer consumption by 30-60% Brad Hubbard - Flood Money Reducing and eliminating flood insurance Saving $4M in insurance costs Assessing risk Mitigating exposure FEMA Reclassification To find out more about our guests:Kelly Stinson, SAS - kstinson@SASConserve.com Brad Hubbard, National Flood Experts - NationalFloodExperts.com To find out more about partnering or investing in a multifamily deal: Text Partner to 41411 or email Partner@RodKhleif.com Join us at a Multifamily Bootcamp, visit: http://MultifamilyBootcamp.com Review and Subscribe
Dr. Brad Hubbard, Assistant Superintendent of Curriculum and Instruction for Community High School District 117 (IL), joins The Green Room to discuss tips and strategies for improving teacher retention, making the time to be visible within your building, the importance of professional learning for educators, how his district is attacking equity and SEL head on, and the story behind his limited edition challenge coins that he uses to "make it matter" in the world of education!
MedAxiom HeartTalk: Transforming Cardiovascular Care Together
Four years after starting an effective A-fib clinic, Bradley Hubbard, MD, of Michigan Heart, shares his journey: first steps, lessons learned, and advice to those looking to start an A-fib clinic. Dana Carpenter is Communication Consultant for MedAxiom.Contact: HeartTalk@medaxiom.com For more information: https://www.medaxiom.com
How much do you pay in Flood Insurance? The average homeowner can pay over $100 a month. Which of course is $1200 a year. On a thirty-year loan, that equates to $36,000. That's a lot of money! Wouldn't it be great if you could get your Flood Insurance rate reduced? Better yet, what if you didn't have to pay for ANY Flood Insurance? In his book, Flood Money, author Brad Hubbard shares how he has saved residential clients hundreds of thousands of dollars by legally getting them out of a flood zone. He has saved his commercial clients an excess of a million dollars! Now, he is showing the world exactly how he does it. This book is a step-by-step guide to fighting FEMA and other federal and state organizations by equipping you with the tools and knowledge needed to find out your true Flood Zone. The banks have told us that we need to pay flood insurance. The problem is that for many people, that decision was made decades ago using rudimentary tools and practices. Brad brings his Engineering background into play and, using modern methods and good old-fashioned common sense, can show you how to find out if you're paying tens of thousands of dollars that you don't have to. After reading this book and following these steps, a good question for you might be, "What are you going to spend your money on now that you don't have to pay for Flood Insurance?" To learn more about Brad, visit: https://www.linkedin.com/in/brad-hubbard-8b351a7/ To learn more about Houston Money Week visit: www.Houstonmoneyweek.org http://www.cheatsheet.com/personal-finance/how-schools-can-improve-their-personal-finance-education.html/ Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3 http://www.fa-mag.com/news/on-it-s-80th-anniversaryadvisors-consider-social-security-s-impactfuture-22784.html?section=3 You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com #KPFTHOUSTON #HoustonMoneyWK #Flood_Experts
The Consumer Quarterback Show rounds out our week with an episode that is going to help you win no matter what you are facing. Our mortgage Expert from mutual Mortgage mario Larrea is on the program explaining how paying rent can cripple your cash flow. Brad Hubbard the CEO of National Flood Experts is in the house explaining how to make flood insurance more affordable for more people. Our Tell Me Something Good Segment highlights a local charity to help improve life for many different folks in different situations. See acast.com/privacy for privacy and opt-out information.
Welcome to Episode 226 of the AR15 Podcast. On this episode JD has a quick conversation with Brad Hubbard of Mission 22. Pre Order!!!! The Shirts! https://patriotpatch.co/collections/ar15-podcast
Welcome to Episode 226 of the AR15 Podcast. On this episode JD has a quick conversation with Brad Hubbard of Mission 22. Pre Order!!!! The Shirts! https://patriotpatch.co/collections/ar15-podcast
In this episode Tyler Sheff talks with Brad Hubbard from National Flood Experts about how to remove your home from the FEMA flood zone. As many or our listeners are aware, rising flood insurance rates matched with lender requirements to buy flood insurance has crippled many homeowners and investors. Homeowners to have some subsidies available to lower the premium however investors are forced to pay full value for flood insurance. There is a requirement to maintain flood insurance if the property is subject to an institutional loan. Brad discusses how FEMA determines flood zones, and provides further insight on the relationships between FEMA, State and local government agencies. Brad also covers how the service his company provides helps these government agencies by providing the consumer a more accurate flood zone map while increasing property values as much as $10,000 for every $500 spent in flood insurance premiums. National Flood Experts provides a risk free analysis of the current FEMA flood zone determination by contacting them directly at NationalFloodExperts.com or calling them at 800-561-0396 Savvy investors can potential receive windfall profits by leveraging this strategy in their property buying activities. Curious how this would work? Contact Tyler Sheff at www.CashFlowGuys.com to schedule time to learn to earn.
Discussion on how to eliminate your property from a flood zone.
Welcome! Today’s guest is Brad Hubbard of National Flood Experts. He has built a company and a career dedicated to helping people save huge amounts of money! Join us for more! What is your background that led you to start National Flood Experts? “I worked for 12 years as a civil engineer, working with FEMA (Federal Emergency Management Agency) on flood zone issues. When I grew tired of working as an engineer, I began working as an insurance agent specializing in flood issues. I noticed how many homeowners were required to carry flood insurance even though there was almost no risk for flood. I found out FEMA has a process to take these homes out of the flood zone and save the homeowner from paying for flood insurance. Before long, I helped 20-30 clients and then created NFE to help millions of Americans who shouldn’t be paying for flood insurance.” Why would someone be required to have flood insurance? “There are two requirements to have flood insurance: having a mortgage and living in a flood zone, as determined by FEMA. Being near water doesn’t necessarily mean you MUST have flood insurance, and both residential and commercial properties are subject to these requirements.” How are flood insurance rates determined? “There are different factors that vary according to different agents. The rates are not standardized but are affected by how high the home is built and how high the speculated flood may be.” Is FEMA in charge of determining flood zones? “Yes. FEMA created the NFIP (National Flood Insurance Program, which oversees all federal flood insurance in conjunction with local municipalities. They categorize flood zones and update maps every 10-15 years. NFE actually benefits FEMA by helping make their maps more accurate.” So, as homeowners, is it accurate to say that we can actually CHALLENGE FEMA’s flood zone designation? “Yes. Challenge is exactly the right word for what we can do. Most people don’t even know that this is possible, because we assume when the government says something, then that’s the end of it.” Can you give us an example of how NFE can help a client? “Yes. I have a client who lives in a 55+ neighborhood and was paying $1800/year for flood insurance. Our company did an Elevation Certificate and determined that we could help her. We charged her $500 for our services, submitted our report to FEMA, and they took her out of the flood zone within three days. She talked with her mortgage lender and her insurance agent and received a $900 refund from her escrow account and $1800 back from her previous year’s flood insurance. When you are taken out of a flood zone, then you’re entitled to a refund of every penny that you paid in flood insurance from the previous year! In addition to the $2700 refund, her mortgage payment dropped by $200/monthly—all of this was accomplished in just a few days’ time!” How do homeowners get an Elevation Certificate? “It’s part of the package with a survey and appraisal when you purchase a home or purchase flood insurance. Only about 20% of people don’t have one. Our crew can complete an Elevation Certificate for $150-500. If your home has been built or improved upon in the last 20-30 years, then an Elevation Certificate probably exists. Every municipality is required to keep these as public record in order to have FEMA participation.” Does your service fee vary according to whether a home is in a low-value area or a high-dollar area? “No, our services are based on a flat rate no matter where you live.” What can NFE do for Medicare recipients? “In all 50 states, Puerto Rico, and anywhere that FEMA regulates, NFE has a way to make it easy. There is a 24-hour recorded message line: 888-289-3134. You can access our free consumer’s guide to purchasing flood insurance. Our services are 100% guaranteed, with a total refund if we can’t help them, so there is NO RISK! If you mention this podcast when you call, then you will receive a $50 discount.” Tell us what you can do to help our listeners. “For some, we can get you out of a flood zone designation and eliminate your need for flood insurance. For others, we can reduce your insurance premium in several different ways in reviewing your property and options.” Can you give us a summary of what your company does when a client calls? “When you call and leave a message, all we need is your name and address to begin our research. We will be in touch with you within 24 hours and give our recommendations regarding how we can help. There is no payment required until a determination is made that we can help. The initial review is free and the only charge happens when we KNOW that we can help (and don’t forget the MONEY-BACK GUARANTEE!)” How does your fee differ from residential and commercial clients? “The pricing is a little different, based on how much we can save a commercial client in a year, but the process and the guarantee are the same!” What if a residential homeowner has had flooding? Can they still contact you? “Yes and no. If you’ve had a flood claim, then FEMA is not going to remove you from the flood zone, but there still are things you can do to reduce your premium. Keep in mind that FEMA defines a “flood” as rising water over more than two acres and where two or more properties are affected. Flooding does NOT include broken pipes or a water main break. Your normal homeowners’ insurance covers those water damage issues. If you are paying for flood insurance, you should give NFE a call at 888-289-3134 or visit their website: www.nationalfloodexperts.com. Thank you for listening! If you enjoyed this podcast, please subscribe and leave a 5 star rating and review in iTunes! (Click here) Find out more information about Medicare on Diane Daniel’s website! www.CallSamm.com