Podcasts about Lorenz

Die Staatsanwaltschaft fordert sechs Jahre Freiheitsstrafe für Pierin Vincenz. Sein Verteidiger Lorenz Erni verlangt den vollständigen Freispruch – und greift das zentrale Dreieck der Anklage an: Warum soll ein privater Aktiengewinn automatisch der Käuferin gehört haben? Duri Bonin und Gregor Münch analysieren Ernis Plädoyer. Bei Commtrain, Investnet, GCL, Eurokaution, Arena Thun und den privaten Auslagen zeigt sich: Eine nicht offengelegte Beteiligung kann pflichtwidrig sein. Zum Betrug wird sie erst, wenn auch Handlungspflicht, Täuschung, Schaden und Vorsatz bewiesen sind.

Bob Diamond, founding partner and CEO of Atlas Merchant Capital and Elliott Lorenz, Co-Founder & CEO of Edge Focus discuss Atlas Merchant Investing in Edge Focus and using Machine Learning to Underwrite Loans See omnystudio.com/listener for privacy information.

Returning guest Marguerite Lorenz is here to talk about all things trust and estate related. She has a new book, Luck or Control, The Life-Improving Power of Estate Planning,” reflecting on how a rushed, outdated will during the host's husband's terminal cancer diagnosis made planning urgent and life-easing. Lorenz argues estate planning is not about wealth or only death, but about documenting preferences for incapacity, healthcare, and distribution to avoid confusion, family conflict, fraud risks, and costly probate (noting a $46,000 minimum in California for a $1 million estate). They discuss choosing qualified estate-planning attorneys, updating plans, naming multiple healthcare agents, tracking fiduciary actions, avoiding “early inheritance” ambiguity, and real cases involving elder financial abuse, safe deposit boxes, life estates, pet trusts, no-contest clauses, and special needs/public benefits concerns, directing listeners to planforthis.com for a free toolkit.and you need to go and get it!  https://planforthis.com/https://www.linkedin.com/in/californiatrustee/Previous episode with Marguerite: https://podcasts.apple.com/us/podcast/episode-21-marguerite-c-lorenz-ctfa-clpf-master-trustee/id1530413097?i=10005103724910:58 Why Estate Plans Matter03:14 Cost Versus Probate06:17 Free Toolkit And Hiring Help07:28 Fiduciary Duty Explained08:37 Family Caregiving Gray Areas12:43 Document Everything As Trustee15:31 The Black Box Problem17:52 Choose Your Three People20:35 Agency And End Of Life Choices24:42 Mabel Casino Cautionary Tale27:23 Preventing Inheritance Fights29:46 No Contest Clauses And Spite32:17 Leaving Love Not Destruction33:26 Fairness Between Children34:02 Fairness Can Flip34:37 Needs Based Trusts35:39 Love Not Punishment37:46 Planning for Incapacity41:04 Life Estates and Marriage Myths43:51 Pet Trust Pitfalls46:53 Sign the Documents48:44 Wills and POA Basics50:28 Stop Clever Workarounds52:05 Safe Deposit Box Chaos55:35 Special Needs and Flexibility01:00:34 Fund the Trust and Wrap Up

Die Great Lakes gehören zu den außergewöhnlichsten Fahrtgebieten Nordamerikas: gewaltige Seen, enge Wasserwege, spektakuläre Schleusenpassagen, kleine Küstenorte und im Herbst die leuchtenden Farben des Indian Summer.In dieser Folge spricht Kristina Hillemann mit dem Stammkapitän der HANSEATIC inspiration Kapitän Ulf Wolter über die nautischen Besonderheiten einer Reise mit der HANSEATIC inspiration auf den Großen Seen. Wie anspruchsvoll ist die Navigation auf den fünf Seen? Welche Herausforderungen bringt der Sankt-Lorenz-Seeweg mit sich? Und warum sind die einklappbaren Brückennocks der HANSEATIC inspiration entscheidend für die Passage der Schleusen?Außerdem geht es um besondere Streckenabschnitte, persönliche nautische Highlights, abgelegene Orte entlang der Route und die Frage, was Gäste auf den Great Lakes besonders überrascht.Eine Podcastfolge für alle, die außergewöhnliche Expeditionsreisen abseits der klassischen Polarregionen entdecken und die Great Lakes aus der Perspektive eines erfahrenen Kapitäns kennenlernen möchten.Weitere Informationen zu Reisen auf den Great Lakes finden Sie auf Eisexpeditionen.de.

Host Scott Rettberg speaks with Aarhus University Associate Professor Christian Ulrik Andersen about autonomous AI imaging and his co-authored book, Objects of Interest and Necessity. They examine how fringe user communities, micro-models, and platforms like Civitai, AI Horde, and Hugging Face challenge big-tech dominance in generative AI. The conversation also delves into "minor tech" strategies, alternative infrastructures, and the role of digital art in rethinking our political and cultural relationship to technology.References Andersen, C. U., & Cox, G. (2017). The Metainterface: The Art ofPlatforms Cities and Clouds. MIT Press.https://mitpress.mit.edu/9780262038133/the-metainterface/Andersen,C. U., Milev, N., & Velasco, P. (2024). Objects of Interest and Necessity:A Tour Guide to Autonomous AI Imaging. Digital Aesthetics Research Center /Centre for Advanced Visualization and Interaction (CAVI).https://darc.au.dk/publications/darc-booksDeleuze,G., & Guattari, F. (1986). Kafka: Toward a Minor Literature (D. Polan, Trans.).University of Minnesota Press.https://www.upress.umn.edu/9780816615155/kafka/LAION(Large-scale AI Open Network). (2021). Open-Source Datasets and MachineLearning Infrastructure. LAION.https://laion.ai/Marx,L. U.(2020). The Small File Media Festival. Simon Fraser University Schoolfor the Contemporary Arts.https://smallfile.ca/Pamuk,O. (2012). TheMuseum of Innocence. Vintage Books.https://www.orhanpamuk.net/book.aspx?id=96&lng=engRombach, R., Blattmann, A., Lorenz, D., Esser, P.,& Ommer, B. (2022). High-Resolution Image Synthesis with Latent Diffusion Models. Proceedings of the IEEE/CVFConference on Computer Vision and Pattern Recognition (CVPR), 10684–10695.https://arxiv.org/abs/2112.10752

Send us Fan MailFolge 205: Es gibt in Köln eine Straße, die noch nicht nach ihm benannt ist, in der ihm aber schon verdächtig viel gehört. Carsten Henn und Buddy Zipper treffen Maximilian Lorenz in seiner Vinothek in Wurfweite vom Dom, wo sich Sternerestaurant, Weinbistro Heinz Hermann, Kochstudio, Straßenküche und Catering auf wenigen hundert Metern drängen. Die Bank gegenüber ist noch zu haben. Er lacht nicht wirklich dabei - er sagt: „Was ist mehr wert - der Stern oder der Blick in den Spiegel?"Aus der Ortsbegehung wird schnell die schonungsloseste Gastro-Analyse, die dieser Podcast je aufgezeichnet hat. Lorenz redet über sterbende Landgasthäuser, über Lieferdienste, die ganze Mahlzeiten ersetzen, und über die unbequeme Frage, ob ein Sternerestaurant wirtschaftlich noch Sinn ergibt. Seine Antwort: Er würde heute keines mehr eröffnen. Und er hat 2025 kein einziges besucht.Dazu die Geschichte, die alles erklärt: Erbe vom Großvater, samt Hinweis, er könne es versaufen oder sich was damit aufbauen. Es folgten Nächte am Spülbecken, Preisvergleiche bei Blumenkohl und ein Neid in der Szene, den er bis heute als Antrieb verbucht.Der Bruch kam 2024. Seit ein Großhändler ihm 600 übrig gebliebene Perlhuhnkeulen anbot, weil sonst der Müll gewartet hätte, kocht Lorenz „Nose to Flosse": ganze Tiere, neue Cuts, im Keller reifen Wollschwein-Schinken bis Dezember. Ein Konzept, das den Stern hätte kosten können. Er hat es trotzdem gemacht. Außerdem: warum er Werkswohnungen kauft statt Obstkörbe zu verteilen, warum seine Catering-Broschüre aus leeren Blättern mit der Zeile „Vielen Dank für Ihre Notizen" besteht, und warum kalte Käsespätzle in einer deutschen Arena ihn mehr aufregen als jede Restaurantkritik.Am Ende bleibt ein Mann Mitte 30, der sich selbst als „väterlichen Freund, der manchmal ein Arschloch sein kann" beschreibt und als Lieblingsrestaurant das seiner Oma nennt. Wegen des Geflügelsalats.Wer wissen will, wohin die deutsche Spitzengastronomie steuert, sollte diese Folge nicht überspringen. Die Bank gegenüber steht übrigens immer noch leer.#SoulFoodPassionistas #MaximilianLorenz #Köln #Sternegastronomie #NoseToTail #Gastronomie #Catering #Michelin #Podcast#SOULFOOD # SOULFOODPASSIONISTAS # CARSTENHENN #GASTROSURIVIAL  #BUDDYZIPPER #GASTROPODCAST #KULINARIK #STERNEKUECHE  #KOCHGOTT #gastrosurivial #sterneküche #foodporn #foodlover #instafood #gastronomie #podcast @buddyzipper @carstenhenn @soulfoodpassionistas

Lorenz, Sandra; Kaninski, Benedikt www.deutschlandfunk.de, Deutschland heute

This month's question:  Private Equity and Industry Consolidation How PE money is reshaping competition Risks and opportunities for independent contractors Preparing your business for acquisition or defense   Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #GeneralCoatings #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

Thema: Trockenheit und Ernteausfälle in Österreich

Das natürliche Erbe: Freude ohne Gegenteil - Die ungemachte Freude - EKiW Session mit #lorenzranetbauer Mehr Informationen zum Programm der Aleph Akademie: https://www.aleph-akademie.de Telegram: https://t.me/AlephAkademie WhatApp https://chat.whatsapp.com/L40lKLGeL7H5JM8BTvFY1J #alephakademie #einkursinwundern #ekiw Alle Sessions als Audio sind hier zu finden: SoundCloud: https://soundcloud.com/aleph-akademie Spotify: https://open.spotify.com/show/3HRjaWo11mazIcgEaSWNt3 Apple-Podcast: https://podcasts.apple.com/de/podcast/aleph-akademie/id1531860057 Amazon Music: https://music.amazon.de/podcasts/3f5c0081-60eb-47ef-a6ac-d55335c26b4a/Aleph-Akademie deezer: https://deezer.page.link/TgUdkZFGCmmaiZZN9 Alle Zitate stammen aus Ein Kurs in Wundern ©2006 Foundation for Inner Peace, Novato, CA 94949, https://acim.org, verwendet mit freundlicher Erlaubnis.

Thema: Trockenheit und Ernteausfälle in Österreich

Mehr als 100 Jahre haben die indigenen Stämme rund um die Großen Seen Nordamerikas Krieg geführt. Am 4.8.1701 schließen sie in Montreal Frieden - vorerst. Von Almut Finck.

Mit Konstantinos Karetsas hat Borussia Dortmund den nächsten jungen Spieler verpflichtet. Was steckt hinter der Strategie des BVB? kicker-Reporter Patrick Kleinmann ordnet ein. Außerdem liefert Carsten Schröter-Lorenz einen kurzen Exkurs zu den möglichen Europa-Conference-League-Gegnern des SC Freiburg.

Mit Konstantinos Karetsas hat Borussia Dortmund den nächsten jungen Spieler verpflichtet. Was steckt hinter der Strategie des BVB? kicker-Reporter Patrick Kleinmann ordnet ein. Außerdem liefert Carsten Schröter-Lorenz einen kurzen Exkurs zu den kommenden Conference-League-Gegnern des SC Freiburg.

Lorenz heeft zijn huiswerk netjes afgewerkt en keek naar The Godfather Part III, Lee Cronin's The Mummy en On the Waterfront. In ruil mag hij nu ook drie films opleggen aan Lars. Wat hij ervan vond en welke films Lars voorgeschoteld krijgt, hoor je in aflevering 38!(O, en natuurlijk bespreken we ook weer heel wat films die in de cinema verschijnen en op onze streamingdiensten te zien zullen zijn.)

Freies Thema - Von Nervengrenzen zur ewigen Grenzenlosigkeit - EKiW Session mit #lorenzranetbauer Mehr Informationen zum Programm der #AlephAkademie: http://www.aleph-akademie.de Telegram: https://t.me/AlephAkademie WhatApp https://chat.whatsapp.com/L40lKLGeL7H5JM8BTvFY1J Die Audios aller täglichen Sessions findet ihr unter SoundCloud: https://soundcloud.com/aleph-akademie Spotify: https://open.spotify.com/show/3HRjaWo11mazIcgEaSWNt3 Apple-Podcast: https://podcasts.apple.com/de/podcast/aleph-akademie/id1531860057 Amazon Music: https://music.amazon.de/podcasts/3f5c0081-60eb-47ef-a6ac-d55335c26b4a/Aleph-Akademie deezer: https://deezer.page.link/TgUdkZFGCmmaiZZN9 Alle Zitate stammen aus #EinKursinWundern (#EKiW) ©2006 von der Foundation for Inner Peace, 448 Ignacio Blvd., 306, Novato, CA 94949, acim.org und info@acim.org, verwendet mit Erlaubnis. All quotes are from A Course in Miracles, copyright ©1992, 1999, 2007 by the Foundation for Inner Peace, 448 Ignacio Blvd., #306, Novato, CA 94949, acim.org and info@acim.org, used with permission.

For centuries, Filipino lifeways were presented to outsiders through the distorted lens of colonization—and the oppression, exploitation, and denigration suffered by Filipino ancestors are well-documented. In his work, psychologist and author Carl Lorenz Cervantes draws from Filipino folklore, language, and culture to reorient toward an Indigenous worldview: one that rejects being seen as a passive object in history. * In this episode Carl and CIIS faculty Niralli D'Costa explore Indigenous Filipino worldviews for embodied well-being. Drawing from his latest book, Sikodiwa, Carl shares how to uplift Indigenized Filipino ways of knowing and offers a timely and inspired path toward collective consciousness, cultural authenticity, and embodied well-being. * This episode was recorded during a live online event on April 2nd 2026. You can also watch it on the CIIS Public Programs YouTube channel. A transcript is available at ciis.edu/podcast. To find out more about CIIS and public programs like this one, visit our website ciis.edu and connect with us on Instagram @ciispubprograms. * Some podcast apps may not display links from our show notes properly, so we have included a list of links below. * We hope that each episode of our podcast provides opportunities for growth, and that our listeners will use them as a starting point for further introspection. Many of the topics discussed on our podcast have the potential to bring up feelings and emotional responses. If you or someone you know is in need of mental health care and support, here are some resources to find immediate help and future healing: * -Visit 988lifeline.org or text, call, or chat with The National Suicide Prevention Lifeline by dialing 988 from anywhere in the U.S. to be connected immediately with a trained counselor. Please note that 988 staff are required to take all action necessary to secure the safety of a caller and initiate emergency response with or without the caller's consent if they are unwilling or unable to take action on their own behalf. * -Visit thrivelifeline.org or text “THRIVE” to begin a conversation with a THRIVE Lifeline crisis responder 24/7/365, from anywhere: +1.313.662.8209. This confidential text line is available for individuals 18+ and is staffed by people in STEMM with marginalized identities. * -Visit translifeline.org or call (877) 565-8860 in the U.S. or (877) 330-6366 in Canada to learn more and contact Trans Lifeline, who provides trans peer support divested from police. * -Visit ciis.edu/ciis-in-the-world/counseling-clinics to learn more and schedule counseling sessions at one of our centers. * -Find information about additional global helplines at befrienders.org. * LINKS * Podcast Transcripts: https://www.ciis.edu/podcast * California Institute of Integral Studies (CIIS) Website: https://www.ciis.edu/ * CIIS Public Programs YouTube Channel: https://www.youtube.com/c/ciispublicprograms * CIIS Public Programs Instagram: https://www.instagram.com/ciispubprograms/ * Mental Health Care and Support Resources: https://988lifeline.org/ https://thrivelifeline.org/ https://translifeline.org/ https://www.ciis.edu/ciis-in-the-world/counseling-clinics https://befrienders.org/

On this week's TTP, we're chatting with Will Fleury and Alik Lorenz before their upcoming fights. Plus, a breakdown of UFC Belgrade from Serbia this weekend. TIME STAMPS: Will Fleury Interview - 1:44 Fights, Dogs, and Parlays: UFC Belgrade - 13:20 Alik Lorenz Interview - 19:34 CHECK OUT LEANS AI https://leans.ai/?lnkref=TURTLE

Choosing a Trustee: Why Naming Your Kid May Be a Mistake — Marguerite Lorenz Short answer: Naming your child as trustee, executor, or agent under your power of attorney is the default choice for most American families — and it is frequently the wrong one. In this episode of Wealth Actually, host Frazer Rice talks with California Licensed Professional Fiduciary and Master Certified Independent Trustee Marguerite Lorenz about why roughly two-thirds of American adults still have no estate plan, why the job of a trustee is far more intimate and technical than families expect, and how to decide between a family trustee, a bank or trust company, and an independent professional trustee. https://youtu.be/56bzuORe8YI Episode Overview: Who Will Actually Run Your Plan? Most estate planning conversations stop at the documents. Marguerite Lorenz argues the documents are the easy part. The hard part is staffing — deciding who steps in when you can no longer make new decisions, and whether that person can absorb the technical, financial, and emotional weight of the job. Lorenz has served as trustee, executor, agent under power of attorney for finance, and agent for health care for hundreds of families since 2003. She is the author of three books — Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and the newly updated Ethics for Trustees 2.0 — and she is Vice-Chair of the Independent Trustee Alliance. Her framing line, and the one that should stick with every listener: “If you don’t get your estate plan done, you’re suing your family. You’re making them go to court. And who would want to make anyone else go to court?”— Marguerite Lorenz This is the second time Marguerite has joined the show. Her first appearance covered the mechanics of individual trusteeship: EP.75 — Individual Trusteeship with Marguerite Lorenz. Key Takeaways •Only about a third of American adults have any written estate plan — and Lorenz argues half of those plans would not actually function when needed. •Professionals are barely better than the public. When Lorenz polls rooms of attorneys, CPAs, and financial advisors, roughly one-third raise their hands for a complete, up-to-date, ready-to-go plan. •The trustee role is intimate, not administrative. A trustee sees your paperwork, your bills, your medications, and your bedroom. “Who is going to be the first person in your bedroom when you are no longer able to make new decisions?” •Incapacity, not death, is the long tail. Many people live for five or six years unable to make new decisions. The trustee’s job often runs during your lifetime, not just after it. •A professional trustee can be temporary. Lorenz recounts stepping in for a client during cancer treatment, providing a full accounting, and stepping back down when he recovered — then serving again after his death. Would your child step back down? •Estate planning is about preferences, not predictions. “Our power in estate planning is not prediction, it’s setting our preferences” — and preferences can only be set while you are competent. •Quality of life belongs in the plan. Not just tax, legal, and financial terms — but how you want to live, where you want to live, and what small things matter (for Lorenz, an international selection of dark chocolate). •Digital assets are now a core trustee problem. Phones, social accounts, and daily transactions all require someone with access and authority. •A will does nothing while you are alive. “The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone.” •Cost is usually overestimated. Both an estate plan and an independent professional trustee typically cost far less than probate court. •Revisit every five years. Calendar a five-year check-in with your attorney to review law changes, marriages, divorces, births, and deaths. Chapters and Timestamps •[00:00] Cold open: “If you don’t get your estate plan done, you’re suing your family.” •[00:32] Welcome back — introducing Marguerite Lorenz, California trustee and author •[01:14] Luck or Control? — why fear keeps families from finishing an estate plan •[02:22] What a full-time trustee actually sees: trustee, executor, agent for finance, agent for health care •[03:49] Why families default to naming a child — and where that breaks down •[05:00] The skill set nobody screens for: negotiation, calm, empathy, and grief •[05:40] Case study: serving as temporary trustee through a client’s cancer treatment — and stepping back down •[07:51] Why even attorneys need their own attorney: nobody is objective about their own circumstances •[09:09] The five-year estate plan check-in as a life milestone •[09:39] How to Be a Successful 90-Year-Old — living well to the very end •[10:20] The “black box” problem: privacy, dignity, and care in your own home •[11:54] Preferences over predictions — planning for your future vulnerable self •[13:40] Rewriting an advance health care directive after hundreds of hospital bedsides •[16:13] The statistics: only a third of adults — and only a third of professionals — are actually ready •[17:47] Frazer’s challenge to advisors: you can’t advise well if you aren’t practicing what you preach •[18:22] The first question in Luck or Control?: “Hey professional, do you have your estate plan done?” •[19:21] Ethics for Trustees 2.0 — what’s new in the updated audio and PDF edition •[20:27] Family trustee vs. bank trustee vs. independent professional trustee •[21:52] The looming crisis: the great wealth transfer, incapacity, and digital assets •[24:54] Documenting the “why” behind hard trustee decisions •[25:23] Probate courts overrun, bioethics committees, and next-of-kin defaults •[26:54] Where to find the books, the podcast, and the Independent Trustee Alliance directory About the Guest: Marguerite Lorenz, MCIT, CLPF Marguerite Lorenz is a California Licensed Professional Fiduciary (CLPF #319) and a Master Certified Independent Trustee (MCIT). She has served as Trustee, Executor, Agent for Finance, and Agent for Health Care for more than 200 families since 2003 as managing partner of Lorenz Private Trustees. Marguerite is Vice-Chair of the Board of the Independent Trustee Alliance, past Chair of the California Professional Fiduciaries Bureau Advisory Committee, and host of the Plan For This podcast. She is the author of Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and Ethics for Trustees 2.0. About the Host: Frazer Rice Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1% and host of the Wealth Actually podcast, where he interviews experts, entrepreneurs, and commentators on preserving assets and enjoying wealth. Resources and Links Mentioned •PlanForThis.com — Marguerite’s books, the Plan For This podcast, and a free First Steps toolkit. Ethics for Trustees 2.0 is now exclusive to this site (audio + PDF bundled with purchase). •TrusteeAlliance.com — the Independent Trustee Alliance directory for locating certified independent trustees by state. •Marguerite Lorenz on LinkedIn •California Professional Fiduciaries Bureau — state licensing for professional fiduciaries •Related episode: EP.75 — Individual Trusteeship with Marguerite Lorenz •Related episode: What If You Are Named in a Will or Trust? Frequently Asked Questions Should I name my child as trustee? Not automatically. A child understands the family but may lack the technical skill to handle tax, legal, financial, and medical decisions — and may be grieving or in conflict with siblings at the exact moment judgment is required. Marguerite Lorenz notes that a trustee must be a good negotiator, stay calm under pressure, set aside personal feelings, and enforce rules the grantor set. She also raises a test most families never consider: if you recover, would your child voluntarily step back down and hand you a full accounting? What is the difference between a family trustee, a corporate trustee, and an independent trustee? A family trustee is a relative or friend serving in a personal capacity, usually unpaid and untrained. A corporate trustee is a bank or trust company with institutional infrastructure, minimum account sizes, and staff turnover. An independent professional trustee is a licensed or certified individual — like a California Licensed Professional Fiduciary — who serves full-time, carries a succession plan, and can often be engaged at a lower cost than families expect. The Independent Trustee Alliance maintains a national directory of independent trustees. What does a trustee actually do while I am still alive? A trustee acting during incapacity manages assets, accounts for every dollar, handles taxation, pays bills, coordinates care, and increasingly manages digital assets such as phone-based transactions and social media accounts. Lorenz emphasizes that many people live for five or six years unable to make new decisions, so the trustee’s lifetime role is often longer and more demanding than the post-death administration. How often should I update my estate plan? Roughly every five years, or sooner after a major life event such as marriage, divorce, birth, death, a liquidity event, or a change in tax law. Lorenz recommends putting a five-year reminder in your phone to call your attorney and ask what has changed in the law and in your life. What happens if I go to the hospital without an estate plan? The hospital and its bioethics committee will do the best they can and will look for next of kin to make decisions for you — potentially people with whom you have never discussed your personal wishes. A will does not help here, because a will only operates after death. Financial and health care powers of attorney are what grant someone authority while you are alive. Is an estate plan expensive? Usually less than people assume, and materially less than probate court. Lorenz makes the same point about professional trustees: “Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about.” Do financial professionals have their own estate plans? Often not. When Lorenz polls audiences of attorneys, CPAs, and financial advisors, only about a third report having a complete, up-to-date, ready-to-go plan — barely better than the general public. Her challenge to the profession is that clients will increasingly ask advisors directly: “Do you have your estate plan completed?” Pull Quotes “Our power in estate planning is not prediction, it’s really about setting our preferences.” “Who’s going to be the first person in your bedroom when you are no longer able to make new decisions?” “I’m not in charge. I’m a servant-manager.” “Once I get my estate plan done and updated, I don’t think about it anymore. My head space is so clear because everything I was worried about has been thought about, considered, allowed, and put down in writing.” Full Transcript Transcript lightly edited for clarity. Timestamps are approximate. [00:00] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. You’re making them go to court, right? And who would want to make anyone else go to court? [00:08] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinion of the employers of the host or guests. [00:32] Frazer Rice: Welcome back. Friend of the podcast Marguerite Lorenz is on the podcast this week. She’s a California trustee and has a new book called Luck or Control? out. We’re going to talk a little bit about fiduciary matters and what it takes to have good staffing within your estate plan. Welcome back, Marguerite. [00:54] Marguerite Lorenz: Thank you, Frazer. [00:55] Frazer Rice: Since the last time you were on, you have a couple of books out and we’ve gotten to see each other a couple of times with the Independent Trustee Alliance. Let’s talk a little bit about the new book that you just published and what you’re trying to do with it. [01:14] Marguerite Lorenz: So that book is Luck or Control? The Life-Improving Power of Estate Planning. And I wrote it because I’ve seen hundreds and hundreds of families really struggle with how this is going to get done, and many people don’t get their estate plan done at all because they’re so afraid. They don’t know what to expect, they don’t want to talk about their mortality, they don’t want to have serious conversations with their loved ones. And if we don’t have those conversations, we really lose all control when we need it the most — when that medical crisis happens or when life changes in a big way. [01:52] Frazer Rice: No question about it. And I went through the book and it’s an important read, because for those people who really have to get their affairs in order and feel stuck for some reason, I think you do a good job of laying out why you need to get unstuck and then how to take a couple of steps to initiate those conversations and get the important things down so that you can then have the deeper conversations that help out later on as you’re structuring things. What part of your experience being a full-time trustee helped to inform all of this? [02:22] Marguerite Lorenz: Well, as a trustee professionally, I’ve met with lots of different families in lots of different circumstances. And for many of them they’ve named me, and so I’m serving in that role. It’s not just trustee; it’s trustee, executor, agent on the power of attorney for finance, and even as agent for health care. And so that’s a very intimate job. It’s a job where you end up seeing someone’s entire life, or as much as you can of another person — their paperwork, how they do things, how they pay their bills, how they live, what medications they take. It’s really very intimate. And I think a lot of us assume that our children know us and they’ll do what we want them to do. But the thing is that it’s very likely you haven’t lived with your children in the same household for decades. And now you’re asking them to come back, drop their life, and come in and be that person for you. Be the person who’s going to protect your privacy, be that person who’s going to protect the way you want to live. And they may disagree with the way you want to live. They may actually have issues with some of the choices that you’ve made or how you’ve proceeded. So now, in addition to having a medical challenge where you’re not able to make new decisions — maybe temporarily, maybe permanently — now you have someone who wants to run the show or actually be in charge. In my job as a professional trustee, I’m not in charge. I’m a servant-manager. I’m really taking the trustor’s wishes and how they’ve structured things and really looking at that to be sure that I can continue it as best I can with all the changes that have occurred. [03:49] Frazer Rice: One of the things we were talking about before we got on board, and something we’ve discussed generally through the Independent Trustee Alliance, is that people who are asked to serve in those roles usually are family members. And for people who are uninitiated in the field, that seems like an obvious choice, because they’re really trying to put somebody in there who understands the family. But as you and I know, they may not be necessarily qualified to deal with the technicalities of the different roles that we just discussed. But also, the idea of taking on the emotional toll of these new conditions can be something different and unapproachable for many people. [04:30] Marguerite Lorenz: Well, I think it helps to kind of look at some of those issues. So you might have more than one child. Even if you have an only child, these issues apply. And now you’ve been in the hospital and you’re expecting this person to deal with your tax, legal, financial, and medical decisions. This person has to be a good negotiator. This person has to be calm when there’s issues that arise, and they may have feelings — they may be grieving that things have changed for themselves and in their relationship with you. So I think to be really empathetic and to be really kind and compassionate, we have to get our own stuff in order so that we can really have a good experience for our last days. And again, some of these roles that I’ve served in have been temporary. Let me give you an example. I worked with a gentleman whose wife had passed away because of cancer. She had been gone about two years and he himself was diagnosed with cancer. So he already knew what that might be like, right? She had already had chemotherapy; he was right there with her through all of that experience. Well, now faced with it himself, he said, “In order for me to do this, I don’t have a partner. I need somebody who’s going to deal with the business of my life so that I can focus on my health.” He named me as his trustee. I became active. I reported to him because he was still able to receive those reports. He was certainly mentally able, but physically it was really hard. He was exhausted most of the time. And he was going to grief support for the loss of his wife and going to chemotherapy treatments. So you can imagine just how full his day was. So we’re into this two years. He met a woman at grief support. He was feeling better because the treatment worked, and he decided he wanted to travel the world before he died. And he married this woman, and they were very happy together. And he asked if he could be trustee again. So — I’m a professional trustee. It’s part of my duty to step back and step down when the trustor who wants to be trustee again wants that job back. So I gave him a full report, he had an accounting, he knew exactly what had happened during my term. He went on with his life, and then he passed away and I became trustee again. So I just wanted people to know that it could be temporary. It’s not necessarily a permanent job. Would your child step back down? [07:14] Frazer Rice: No question. Once in the role, sometimes it’s difficult to get out of it. But you did the right thing in terms of getting an accounting, making sure that your duties stopped when you were told to get off, and then when you were ready to come back on, that those sightlines are very clear. And that’s what comes with talking to a professional like you. You understand those parts so that you’re not having things bleed from one role into another and having liability issues or misunderstandings with the next generation. [07:51] Marguerite Lorenz: Right. And let’s talk about working with professionals from the beginning. We don’t know what we don’t know. And even attorneys need to go to an attorney to get their estate plan done. There may be attorneys who disagree with that, but none of us can be truly objective about our own circumstance. And we need someone who’s going to ask us some tough questions and really help us figure out: what is our intention? How do we feel about this? What’s important to us? So, getting my own estate plan done — I was a single mom in a new profession. I had just become a fiduciary and I had just learned about estate planning. I was learning so much at that time and realized, every time I drive on the freeway, I’m risking my children’s future. I’m their only parent. What can I do about that? So estate planning isn’t just about money, and it isn’t just about death. It’s also about taking an inventory. What do I have? What have I accomplished? Who do I love? What do I really care about? And once we get to have those kinds of conversations, our whole perspective on life improves. And I’ve used my own estate plan, every time I’ve gone to update it, as sort of a milestone check — where am I now? [09:09] Frazer Rice: Maybe the standard procedure is every five years to check in and make sure that life has not advanced as far as divorce, deaths, new kids, marriages, things like that, to make sure that the plan is in place. And it’s a great milestone to reflect on things. And then, as we move up the ladder wealth-wise, if there are changes in tax laws and things like that, it’s important to make sure that the plan understands that change and is able to accommodate what’s going on on that front. Let’s take that as a segue. You have another book that you came out with, How to Be a 90-Year-Old — or a well-functioning 90-year-old. [09:36] Marguerite Lorenz: How to Be a Successful 90-Year-Old. [09:39] Frazer Rice: More than well-functioning — actually successful. How to Be a Successful 90-Year-Old. I have not read that yet, so tell us a little bit about what’s going on there. [09:47] Marguerite Lorenz: Well, I want everyone to have that blue ribbon feeling at the end of their lives. And I picked 90 because I have had clients that have reached a grand old age of over 100. My last client passed at 105. So it is possible to live well until the very end. And I’ve been working with people for over 20 years that are much older than me, who have lots of wisdom and experience to share. Their stories are important. So for people that are serving as trustee — whether you’re a family member trustee or you’re a professional — this book might be helpful, because I actually talk about the relationships with those clients. And I also talk about some things we could do now so that life is simpler, better, and more comfortable when we might need some help. And that’s another barrier that a lot of us have. We have this barrier to having someone come into our home and help us. Our home is our sanctuary, it’s our private space. But I want everyone who’s listening right now to just think about it: who’s going to be the first person in your bedroom when you are no longer able to make new decisions? And do you want that person to see everything that might be in your bedroom? Many, many adults have what I call a black box. We have something that’s private that really, really we keep to ourselves. But everything gets exposed once you are not able to care for yourself. So then what? Well, many people want to stay in their home no matter what, as long as possible. So imagine, if you will — some of my clients have lived in the same home for 30, 40, 50 years. And now they have to get care. Can we arrange to have that care in their home? So this exploration is really about living well to the very end. There are some really great tips, things I’ve learned from my 90-plus-year-old clients that I’ve employed and deployed for myself. [11:23] Frazer Rice: Just as an example there — I’m a ripe old age of 53 shortly. The idea of getting things in place while you’re at the peak of your powers, and you don’t have the difficult decision of having the car keys taken from you, or being in a home that isn’t appropriate for you anymore, meaning you don’t have the necessary safeguards for showers and stairs and things like that. Do you get into that, as far as trying to look five years ahead to make sure that the things that you can do now in a more comfortable environment take place before maybe the emergency happens and then all of a sudden we say, “Oh my gosh, we’ve got to do a complete overhaul here”? [11:54] Marguerite Lorenz: Well, as you know, Frazer, our power in estate planning is not prediction, it’s really about setting our preferences. And if we don’t do that while we feel good, while we’re competent, while we’re thinking clearly, we don’t get a chance to express that or do that once we’ve lost our competence. So this is really important — that I’m thinking about my future vulnerable self. I’ll give you a small example for me personally: dark chocolate is part of my life. I like having an international selection of dark chocolate and I don’t want the same kind every day. I feel the nuances and the taste and the flavors; it’s important to me. For some people that might be wine, for other people it might be fine literature. It really depends on what you’re into. Well, our estate plan can be just about tax, legal, and financial stuff, but it really should be more. It should be about our quality of life. And that’s really what I’m instructing and what I’m talking about in a very warm, personal way in How to Be a Successful 90-Year-Old. And even in Luck or Control?, I want people to understand the function of the documents. So we talk about the documents and what they’re supposed to do to assist your person. But you have to have a person. And you might choose to have a trust company or a bank serve as your trustee, you might have a family member, you might have an individual like me — an independent trustee. You can find more independent trustees at the Independent Trustee Alliance. But the point is: how do I want to live? Who do I want to have help me? What does that help look like? Well, you might not know all the answers right now, but if you begin now, your eyes open to different possibilities. I’ll give you an example: I have visited lots of hospitals. I’ve been to people’s bedsides many, many times. I’ve learned that there are certain procedures I’m just not willing to go through. So in my mind I had to update my advance health care directive to basically say: this shell that I’m in, the case I walk around in, the machine that I live in, needs to be kept alive long enough so that my boys can say goodbye. And that’s not for me, that’s for them. But I don’t want it to go on interminably. [15:00] Marguerite Lorenz: So I’m pretty specific in my documents about what I want. So I’m hoping to help people have a little perspective — use that energy you have, use the power that you have right now to make decisions for yourself, and allow yourself the opportunity to update your estate planning documents from time to time, so that what you learn goes into your documents, and what you decide and what your intention is, is clear. [15:23] Frazer Rice: One of those points that you bring up that I think is important is that you can be a really good user of professional services with some forethought. To muse a little bit about what the end of life looks like is somewhat an unpleasant thought, if you feel like you’ve got less than your full faculties and that ends up being your future. But thinking about that and putting some planning around it, and real ideas about what you want others to take away from your end of life, in many ways I think is a great way to really get the documents put in place and reduce tension and questioning later, and any ambiguity that there might have been ahead of time. [16:13] Marguerite Lorenz: Well, that’s the thing too that we don’t necessarily consider when we avoid estate planning. And I’m talking to all the professionals who listen to you, Frazer. The percentage of professionals who have their estate plans completed might be just a little bit more than the average person, but only a third of American adults have any kind of written plan — and I would argue that half of them are not really going to work. And when I speak to professional groups — attorneys, CPAs, financial advisors and so on — I get that same raise of hands: only about a third of them have a complete, up-to-date, ready-to-go estate plan. Why do I need it ready to go? Because I don’t know what’s going to happen or when. So yes, it is hard to contemplate the end of our lives; it’s not something we want to think about. But how do you stop thinking about it? How do you stop worrying about it? You do everything you can about it right now, and then you set it aside. And our cell phones are so powerful that I can put in my calendar five years from now to call my attorney and ask if anything’s changed in the law, and to consider then if I need to think about anything that might have changed in my life that I want to update. So once I get my estate plan done and updated, I don’t think about it anymore. I’m so relieved. My head space is so clear, because everything I was worried about has been thought about, considered, allowed, and put down in writing. And now I don’t worry anymore. [17:47] Frazer Rice: I scolded a group of financial professionals I was giving a talk to. I asked probably a similar question, which was: how many of you have your estate plan documents up to date? And they all shot up, out of shame. I said, “How many of you have looked at them within the last two years?” And then that shot down to about a third, maybe less. I just said, “Shame on you.” People are looking to you for help on these things and you’re not leading by example. And so — point taken, and not just the trusts and estates lawyers, but for everybody else around the ecosystem. To not go through that exercise yourself — you can’t possibly advise correctly if you’re not practicing what you’re preaching. [18:22] Marguerite Lorenz: Well, here’s my challenge, and here’s my challenge to every professional in our mutual space: bank trust officers, administrators, paralegals, everybody. In Luck or Control? and on planforthis.com, which is where you can find my books and get a free First Steps toolkit, the first question is, “Hey professional, do you have your estate plan done?” It’s the first question. Why? Because I want to be sure I’m dealing with somebody who has some empathy for the emotional decisions I’m going to have to make. I want someone on my team that understands what this feels like — not just the wise, tax-smart decisions that they made. It’s a whole package. And so I’m putting it out there and I’m saying: I’m challenging everyone in our mutual space. Make sure you have your estate plan done, because more and more clients are going to be asking you, “Do you have your estate plan completed?” [19:21] Frazer Rice: So then let’s talk about your third book, which is sort of an update — and we talked about it in the previous podcast that we did a while ago, and I’ll have that in there — which is Ethics for Trustees. What’s in the update? I know it’s now in an audio version, which I haven’t sampled yet but I’m sure it’s really good. What’s new now versus when it first came out? [19:54] Marguerite Lorenz: So I’ve simplified it a bit, because I recognize that each of us can look up the probate code for the state that we live in, and it was really much more of a California-specific book. Look, I’m a California Licensed Professional Fiduciary and I’m also a Master Certified Independent Trustee. So having the audiobook, and also having it in PDF form, I think is very helpful for people so they can make notes, take a certain page with them. And the book now is exclusively available at planforthis.com. And when you purchase it, you’re getting both the audio and the PDF version. [20:27] Frazer Rice: Cool. Well, we’ll make sure that’s in the show notes. Let’s take the last little bit of time we have here and talk about the decision to have an individual trustee — and by individual, I mean family trustee — versus a more professional trustee, whether it’s an individual or a bank trustee. You and I sort of nod our heads in agreement every time we talk on this topic, and I’ve done podcasts with others where I feel this looming crisis is coming, where people put all these documents together in trusts and then they staff them with people who may be initially qualified, barely, but then six months after the ink is dried, their interest wanes, their technical capability wanes, life intervenes, something different happens — and the problems just multiply at that point. I guess my big question is — and from the Independent Trustee Alliance, where there is a group of people who can operate as a trustee without having to go to a bank — how bad do you think this problem could get? We have this great wealth transfer and we have a lot of assets shifting, not just from the ultra-high-net-worth but regular people shifting to the next generation, with people at the wheel of these structures that I don’t think really understand what’s going on. How bad could this get? [21:52] Marguerite Lorenz: In my view, we’re not just dealing with a transfer of wealth — because that’s where a lot of people focus. Where’s the money going, right? It’s going from one generation who died and then the money’s going to the next generation. But in that interim — and by the way, many people live for years unable to make new decisions for themselves. So it’s during their lifetime that they might need their trustee to step in, not just after they die. And that’s really important to consider: that you might need someone for five or six years when you need someone to make decisions. What kind of decisions? You have digital assets, you have your social media accounts, you might be doing transactions on your phone all day every day — but someone else will need to get into your phone to actually do those things, maybe. Is that somebody you want from your family to do that for you? Maybe you still say yes. But that family member has to have the ability to enforce the rules that you’ve set in your trust. They need to communicate really well with other people. And they have to set aside their own feelings. They have to put you first. And that’s a big challenge. So when you think about the word fiduciary — and I know that the financial industry has used the word a lot — the technical aspect of that is that I’m putting my needs aside and putting that trustor, that person who created the trust, their needs first. Then I also have to consider their beneficiaries and the future of those beneficiaries. So I’m dealing with transactions and having to account for every single penny of where the funds are now and where they’re going, what the assets are, what the character of those assets are. I have to deal with all the taxation that goes with that. I have to manage those assets. So that’s one set of skills, right? But then there’s the softer skills about communicating with other people and understanding their doubts and their concerns, and not taking that personally, and putting things in writing. So this is a big job. It’s not the simple job that it might have been at one point, where someone just wrote a will on their cocktail napkin and said, “Okay, I’m leaving you all my money.” The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone to be that person for you, to go to your house, get you some clean underwear and socks and bring it to the hospital for you. So I think we have to look at our lives as more complex. It’s not just driving a car; it’s deciding where that car goes, and if the car is maintained, and is the car clean, and can we have other people in the car with you? There are just so many decisions that I’ve had to make for other people that I don’t take any of this lightly — and nor should anyone who’s writing their estate plan. You need that attorney to ask you those questions and walk you through your day-to-day, so you can keep your day-to-day as long as possible. [24:54] Frazer Rice: Well, the other part too is the people who assume those roles — and I’ve been in it too — when you are asked to make tough choices, sometimes you have to make tough choices that favor one person over another, and you may be called to account for that. And the idea of keeping diligent records and writing — in a sense putting down the reasoning behind what you’re doing and making sure that everyone, to the extent it’s possible, understands the why of what’s happening — I think that is going to help people really save themselves some issues going forward when those tough choices have to be made. [25:23] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. [25:27] Frazer Rice: Ah — good way to put it. [25:29] Marguerite Lorenz: You’re making them go to court, right? And who would want to make anyone else go to court? I mean, it’s just such a sad thing. And by the way, our courts are overrun with people that did no planning. And none of it happens quickly. So if you end up hospitalized and you haven’t selected a person, then the hospital and their bioethics committee is going to do the best they can. They’re going to ask for next of kin to make decisions for you — people that you may never have discussed your personal life with now have to be making decisions for you. So I’m asking people to be a little more proactive. I know you’re busy. I know it costs money to get an estate plan — probably less than you think, and certainly less than probate court would cost. A lot less than probate court would cost. Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about. I’m good. I have my plan, I keep up to date with my successors. I have a succession plan that’s worked beautifully. I’ve tested it. I know. And that’s why I can be so calm and so confident everywhere I go in my life. I’m feeling so good and so happy. Well, I want that for everyone. I want everyone to have that calm, true confidence that comes with knowing you’ve done everything you possibly can for yourself and the people you love. [26:54] Frazer Rice: Terrific. Marguerite, how do people get the books? How do people find you and your podcast, the Independent Trustee Alliance, and any other points of contact? [27:04] Marguerite Lorenz: Great, thank you. So planforthis.com is where you can find the books, where you can find me. We do have a podcast that has some wonderful discussions, case studies, and other topics to help people better understand the choices that they have. The Independent Trustee Alliance has a wonderful directory to find all kinds of professionals, but especially independent trustees, and you can find that at trusteealliance.com. And I’m going to be out there — I’m on LinkedIn. Come find me, connect with me. And Frazer, once again, thank you so much for the opportunity to visit with you. [27:40] Frazer Rice: Oh, it’s always great to get your expertise. And you bring a great sense of empathy to what can be a very technical and dollar-driven process. And I think the empathy, when it gets avoided or missed, there’s something really lost. So I really value your perspective on it. Thank you so much. [28:00] Announcer: This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guest. Subscribe to Wealth Actually on Apple Podcasts, Spotify, Youtube or wherever you listen — and if this episode was useful, share it with the person you have named in your documents. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/

Je besser Alex als Fahrlehrer wird, desto nerviger wird er als Beifahrer. Vor seinen ungefragten Tipps ist keiner sicher. Salima weiß nicht wie sie den Papa von ihrem Freund begrüßen soll. Weil Hand küssen? No way! Nina ist auch am Start. Ausnahmsweise: Sie ist die Person in der Freundesgruppe, die immer auf einmal weg ist. Klären wir alles bitte im Flüsterton. Das holt Lorenz nämlich so richtig ab. Aber wie soll er sich seine ASMR Videos nur anschauen, wenn er Schlafbesuch hat? Felix hilft! Von Lisa Adams.

Diese erste Folge von „Köstliches Österreich“ führt uns in die Steiermark – ein Bundesland voller Kontraste zwischen wilden Berglandschaften, traditionsreicher Landwirtschaft und kulinarischer Innovationsfreude.Gemeinsam mit Lydia Möcklinghoff erkundet Erik Lorenz das Gesäuse, begegnet Bergsteigern, Bio-Blumen-Pionierinnen, Müllerinnen und jungen Landwirten – und entdeckt, wie eng Natur, Genuss und Lebensgefühl hier miteinander verwoben sind.Wir besuchen den Chianina-Hof, wo seltene Nutztierrassen zwischen Solarpaneelen grasen, streifen durch die nachhaltigen Blumenwelten von „Vom Hügel“, tauchen ein in die jahrhundertealte Handwerkskunst der Berghofer Mühle – und landen im Schokoladenuniversum von Josef Zotter, der mit Kreativität, Fairness und einer kleinen Portion Wahnsinn die österreichische Genusswelt prägt.Eine Reportage über steirisches Kürbiskernöl, knarrende Mühlendielen, karamellisierte Mehlwürmer, Wildkräuter am Wegesrand – und über Menschen, die Genuss neu denken. Diese Folge wurde vor dem tödlichen Unglück unserer Freundin Lydia fertiggestellt und wird im Sinne ihrer Freunde und Familie veröffentlicht. In Erinnerung an dich, liebe Lydia.Links: Andreas Hollinger, Nationalpark Gesäuse: https://nationalpark-gesaeuse.at/ Nino Sifkovits, Chianina-Hof, https://www.chianinahof.at/ Margrit De Colle, Vom Hügel: www.vomhuegel.atJosef Zotter, Zotter Schokolade: https://www.zotter.at/ / https://www.zotter.at/zotter-erlebniswelt Liane Berghofer, Berghofer Mühle: www.berghofer-muehle.at Diese Folge – wie das gesamte Format “Köstliches Österreich” – entstand in Partnerschaft und mit freundlicher Unterstützung von “Österreich Werbung”.=== Über “Köstliches Österreich” ===Frisches Brot aus dem Holzofen im Lesachtal. Würzige Kräuter auf einer Almwiese. Handgemachte, knackige Schokolade. Und dampfende Töpfe in alten Bauernküchen irgendwo zwischen Bergen und Seen. Für unsere Reihe “Köstliches Österreich” folgen wir Düften und Geschmäckern wie diesen quer durchs Land: vom Salzburger Land bis nach Vorarlberg, durch Kärnten, die Steiermark und Ober- und Niederösterreich. Immer auf der Suche nach den Geschichten hinter den Zutaten, Gerichten und Menschen, die Österreichs Küche prägen. Wir begleiten Fischer am Bodensee, besuchen Schokoladenmanufakturen, kleine Höfe, alte Mühlen und Menschen, die mit Pilzen oder Safran neue Wege in der Landwirtschaft gehen. Wir erzählen von Landschaften und Lebensweisen und davon, wie eng Essen, Natur und Kultur in Österreich miteinander verbunden sind.“Köstliches Österreich” erscheint mittwochs im Weltwach-Feed – im Wechsel mit “Reiseflops”, “Weltwach Extrem” und “NY im Gespräch”. Hosted on Acast. See acast.com/privacy for more information.

Sabrina Lorenz hat von Geburt an eine chronische, lebensverkürzende Herzerkrankung. Heute möchte sie anderen Mut machen – und Inklusion in die Mitte unserer Gesellschaft bringen. Moderation: Elif Şenel Von WDR 5.

Anna Maria Schwegelin hat noch drei Tage zu leben. Ihr Verbrechen? Sie wird zum Tode verurteilt, weil sie gestanden hat, einen Bund mit dem Teufel eingegangen zu sein. Aber wie konnte es sein, dass mehr als hundert Jahre nach den großen Hexenjagden auf deutschem Boden noch immer ein Todesurteil wegen Hexerei gesprochen wurde? Wer war die Frau hinter den Akten? Eine Betrügerin? Eine psychisch schwer belastete Frau? Oder das Opfer eines Systems, das zwischen Aufklärung und Aberglauben hin- und hergerissen war? In dieser Folge von „Früher war mehr Verbrechen“ erzählen Nina und Katharina die Geschichte von Anna Maria Schwegelin – der letzten dokumentiert als Hexe verurteilten Frau Deutschlands. Eine Geschichte über Armut, gesellschaftliche Ausgrenzung, religiöse Schuldgefühle und einen Prozess, der eigentlich längst nicht mehr hätte stattfinden dürfen. // Quellen & Shownotes // - BROCK, E., Anna Maria Schwegelin, In: Onlinedatenbank FemBio. Frauen-Biographieforschung - HUMMEL, K., „Plötzlich steht man als Hexe am Pranger“ Interview mit Schwester Lorena und Jörg Nowak, FAZ Online, 20.08.2022 - MÜLLER, C., „Hexenverfolgung damals und heute“, Interview mit His-toriker Wolfgang Behringer, Deutsche Welle Online, 10.08.2020, https://p.dw.com/p/3gYei - PETZ, W., WDer letzte Hexenprozess im Reich. Der Fall der Anna Ma-ria Schwägelin 1775 in der Fürstabtei Kempten“, In: Behringer, Lorenz, Bauer (Hg.), Späte Hexenprozesse. Der Umgang der Aufklärung mit dem Irrationalen (Hexenforschung Band 14), Verlag für Regionalge-schichte, Bielefeld 2016, S. 67–87 - PETZ, W., Die letzte Hexe. Das Schicksal der Anna Maria Schwägelin, Frankfurt am Main 2007 - LEVACK, B., Hexenjagd. Die Geschichte der Hexenverfolgungen in Eu-ropa, München 2019 - FRENSCHKOWSKI, M., Die Hexen. Eine kulturgeschichtliche Analyse, Wiesbaden 2012 // Folgt uns auf Instagram // https://www.instagram.com/frueher.war.mehr.verbrechen/?hl=de // Karte mit allen „Früher war mehr Verbrechen“-Tatorten // https://bit.ly/2FFyWF6 // Mail //: https://linktr.ee/fwmv // Kaffeekasse //: https://ko-fi.com/fwmvpodcast GEMAfreie Musik von https://audiohub.de

No es una noche fácil para Lorenz Hart. Porque su pareja artística, el músico Richard Rodgers, acaba de estrenar su primer musical… sin Lorenz. Sin luna azul.

Luca Lorenz wurde gerade zum Europäischen Naturfotografen 2025 gekürt – und das mit gerade einmal 20 Jahren. Zuvor wurde er beim Wettbewerb „Wildlife Photographer of the Year“ als „Rising Star“ ausgezeichnet. Auch 2026 erhielt er einen weiteren bedeutenden Preis: „Bester deutscher Naturfotograf“. Nach der zehnten Klasse verließ er die Schule, um sich vollständig auf die Naturfotografie zu konzentrieren. Dass er heute zu den spannendsten TierfotografInnen Deutschlands zählt, liegt vor allem daran, dass er die heimische Tierwelt auf eine ganz besondere Weise in Szene setzt – anders als die meisten. Seine Bilder werden international gefeiert, und schon heute kann er von seiner Fotografie leben. Im Gespräch erzählt er, was er getan hat, um sich seine erste richtige Kamera leisten zu können, warum die Natur ihn als Kind auf besondere Weise aufgefangen hat und was seine Lieblingstiere – die Sterntaucher – so besonders macht. Podcasttipp: „Kennst du BTS? Eine Band aus Korea verändert die Welt“ https://www.ardsounds.de/sendung/kennst-du-bts-eine-band-aus-korea-veraendert-die-welt/urn:ard:show:40b41abb3d045082/

Die Themen von Flo und Caro am 14.07.2026: (00:00:00) Gefängnis wegen Strohhalm ablecken? Warum ein virales Video einem Studenten zum Verhängnis wird. (00:01:40) Iran-Krieg eskaliert weiter: Warum der Druck auf die USA steigt und wie es um die Straße von Hormus steht. (00:07:05) Fall Lorenz A. vor Gericht: Warum jetzt ein Polizist angeklagt wird und um welche Fragen es gehen wird. (00:11:20) 5 Jahre nach der Flut: Woran sich die Menschen erinnern und was seitdem an Wiederaufbau und Katastrophenschutz passiert ist. (00:19:18) Zur Flutkatastrophe empfehlen wir euch diese Dokus und Podcasts: „Allein in der Flut: Mein Vater und die tödliche Nacht im Ahrtal" I Menschen hautnah (Doku) https://1.ard.de/allein-in-der-flut?0630 „Verlust, Trauma, Neuanfang · Leben nach der Flut” I Bundesvibe (Doku) https://1.ard.de/bundesvibe-flut „Fünf Jahre nach der Ahrtal-Flut: Die Nacht, die blieb..." I SWR STORY (Doku) https://1.ard.de/swrstorydienachtdieblieb?pc=15min0630 "Trauma, Wiederaufbau und Neubeginn - 5 Jahre nach der Flutkatastrophe" | nah dran (Podcast) mit unserem 0630-Hostkollegen Jan https://1.ard.de/nah-dran-0630 Habt ihr Fragen oder Feedback? Schickt uns gerne eine Sprachnachricht an 0151 15071635 oder schreibt uns an 0630@wdr.de. Kommt auch gerne in unseren WhatsApp Channel https://1.ard.de/0630-Whatsapp-Kanal Hier könnt ihr per QR-Code rein: https://1.ard.de/0630-bei-Whatsapp Von 0630.

No es una noche fácil para Lorenz Hart. Porque su pareja artística, el músico Richard Rodgers, acaba de estrenar su primer musical… sin Lorenz. Sin luna azul.Conviértete en un supporter de este podcast: https://www.spreaker.com/podcast/mas-noticias--4412383/support.ESCUCHAR RADIO 

This month's question:  Why full pipelines still strain finances Managing payment timing retainage and overhead Aligning production schedules with cash need   Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #GeneralCoatings #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

This month's question:  What contractors need to know about green roofs Talking sustainability with architects and owners Positioning as a trusted expert outside roofing circles Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #GeneralCoatings #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

Der jahrtausendealte Ayurveda hat einen ganz anderen Blick auf die Wechseljahre als unsere westliche, moderne Medizin. Diana im Gespräch mit Ayurveda- und Augenärztin Dr. Stephania Lorenz über die drei Doshas, mit denen wir auf die Welt kommen und was sich daran ab ca. 45 Jahre verändert, die Heilkraft von gekochtem Wasser und geklärter Butter – und auffällige Parallelen zwischen Ayurveda, Traditioneller Chinesischer Medizin (TCM) und der heute so beliebten funktionellen Medizin.

Vor dieser Frage stehen Menschen, die in die Deutschschweiz flüchten. Beide Sprachen sind im Alltag wichtig. In der Standardsprache wird gelesen und geschrieben und mit ihr kann man sich auch mündlich zurechtfinden. Aber die Einheimischen reden untereinander Mundart. Zwei Sprachvarianten also, die sich sehr stark unterscheiden. Markus Gasser und Nadia Zollinger von der SRF-Mundartredaktion besprechen in der Sendung die sprachlichen Herausforderungen, mit denen Flüchtlinge hier konfrontiert werden. Und sie gehen der Frage nach, wieso Deutsch so schwer zu lernen ist. Der irakisch-deutsche Autor Abbas Khider findet, in der deutschen Sprache werde ständig «geballert, geboxt und geknetet». Er meint damit: Es gibt so viele Regeln und gleichzeitig so viele Ausnahmen von diesen Regeln, dass man Deutsch eigentlich auswendig lernen müsse. Eine steile These! Mit ihm und mit Rahim Mohammadzadeh, der vor 6 Jahren aus dem Iran in die Schweiz geflüchtet ist, kommen Betroffene zu Wort, deren Integration durch die «Hölle des Deutschlernens» geführt hat. Wiederholung der Sendung vom 17.03.2022 Der Familienname «Lorenz» Der Familienname Lorenz ist an verschiedenen Orten unabhängig voneinander entstanden. Es ist ein Vatersname (Patronym): Der Taufname eines Vaters wurde als Familienname auf seine Kinder übertragen. Lorenz war als Taufname insbesondere wegen dem Heiligen Lorenz von Rom beliebt.

Suraj Mailitafi macht antirassistische und politische Bildung auf Social Media. Der 25-Jährige setzt sich für Gerechtigkeit und Vielfalt ein. Im Gespräch mit Frank spricht er über seinen anfänglichen Analphabetismus, seinen Neustart in Deutschland und warum er seine Religion lange unerwähnt ließ. Über Anpassungsdruck, den Schock, plötzlich politisch gewählt zu werden, wie der Besuch bei der größten Elektroschrott-Müllhalde der Welt ihn geprägt hat und warum er jeden Tag an Lorenz denkt, der von einem Polizisten getötet wurde. https://www.instagram.com/suraj.mailitafi/ https://www.instagram.com/gerechtigkeit_fuer_lorenz/ (03:35) Passkontrolle (09:15) Klischee-Check (14:40) "Ghana-Fanta", Analphabetismus & Panasonic-Fernseher (29:25) (Deutsche) Schule: Fake it til you make it & Anpassungsdruck (41:05) "Mein Schwarzsein konnte ich nicht verstecken, meine Religion schon" (45:55) Chemie & Aktivismus: Auf der größten Elektroschrott-Müllhalde der Welt (53:20) Ghana: "Ich möchte mein Privileg nutzen" (1:02:30) Auf einmal "Politiker" (1:09:30) Schüsse in den Hinterkopf – Gerechtigkeit für Lorenz: (1:23:35) Gemeinsam gegen den Hate (1:33:00) Neuer Podcast "Lauter Leute" https://trauerschatten.podigee.io/32-frank-joung SUPPORT: Halbe Katoffl unterstützen: https://halbekatoffl.de/unterstuetzen/ Paypal: frank@halbekatoffl.de Steady: https://steady.page/de/halbekatoffl/about Überweisung/ Dauerauftrag: Schreib an frank@halbekatoffl.de | Stichwort: KONTO PODCAST WORKSHOP & BERATUNG https://halbekatoffl.de/workshops/

Elliott Lorenz took an unusual path into consumer lending, moving from applied mathematics and high-frequency trading into the business of pricing credit risk. Today he is the CEO and co-founder of Edge Focus, a technology-enabled private credit firm that sits between consumer lending platforms and the institutional investors who want to deploy capital into the asset class. In this episode, Elliott explains how the firm's credit engine works, why speed is its biggest edge, and how he reads the recent wave of criticism aimed at private credit.What We CoveredFrom engineering and applied math to high-frequency tradingWhat Michael Lewis's Flash Boys got right and wrong about HFTSpotting an edge in LendingClub's public loan dataTurning a data-science hobby into Edge FocusThe Origin credit engine and how it makes decisionsExpanding a lender's credit box with an orthogonal view of creditModeling with a single month of payment historyUpdating a credit model within a dayThe Lens portfolio analytics toolWhere alpha comes from beyond the underwriting modelFraud and asset liability mismatch in private creditBuilding the EDGEX ABS shelf and partnering with FortressProving ML models are free from biasWhere consumer lending goes over the next few yearsKey TakeawaysEdge Focus competes less on having a single better model and more on combining technology, capital, and platform relationships in one package, which Elliott calls the firm's "big unlock."The firm can incorporate even a single month of payment history into its models and push an update within a day, letting it react to macro shifts faster than firms that wait 12 to 24 months for data.Most of the recent private credit criticism falls into two buckets, fraud and asset liability mismatch, and Elliott sees the fraud cases as largely idiosyncratic and the redemption problems as a function of investors misjudging illiquid assets.Because Edge Focus invests its own capital alongside partners rather than acting as a pure technology vendor, its incentives are tied directly to loan performance.About Elliott LorenzElliott Lorenz is the CEO and co-founder of Edge Focus, a technology-enabled private credit firm focused on consumer lending. He trained as an engineer and applied mathematician, earned a master's in finance from Princeton, and spent several years in high-frequency trading before bringing those modeling techniques into consumer credit in 2013.Connect with Fintech One-on-One:Tweet me @PeterRentonConnect with me on LinkedInFind previous Fintech One-on-One episodes

Check out my Tronic Radio on your favorite streaming platforms here: https://ssyncc.com/tronic-podcast 01.Mickey Zhang & Ken Ishii - Untitled 02.Eric Sneo - Wake Up (2021 Remastered) 03.L.K. - Turmoil [ONHCET] 04.Fran LF,FENIM0RE - Caùsa (FANK Remix) [Vibrant Collective] 05.Seigg - Street Knowledge [AKRONYM] 06.Lorenz.Audio - Scanline [Clone Basement Series] 07.John Monkman - Entropy [Beesemyer Music] 08.Phara - Order Disorder [Phaaar] 09.Uun - Structural Obedience [Ego Death] 10.GODO - Unpaused [KR RECORDS] 11.Ignez - Immersion [Somov Records] 12.GCOD - Kaizoku [OUTCAST RECORDINGS] 13.Poni hoax - Hypercommunication (Alter Ego Remix) [Tigersushi Records] 14.Mickey Zhang - Come Back This show is syndicated & distributed exclusively by Syndicast. If you are a radio station interested in airing the show or would like to distribute your podcast / radio show please register here: https://syndicast.co.uk/distribution/registration

Vorsicht vor dem Hund. Mit: Eva Maropoulos (Connie), Aaron Hitz (Veit), Peter Fischli (Karl Keller), Barbara Falter (Hund Schorchi), Fabio Romano (Polizeidurchsage), Selina Etter (Frau Direktorin) Tontechnik: Tom Willen Musik: Aleksandra Sucur Regie: Päivi Stalder Produktion: SRF 2022 Dauer: 11:00

Now, a poem about becoming ourselves, with the help of our chosen family. This is San Jose Poet, Lorenz Mazon Dumuk reading his poem, “Everyday I become an Egg.”

Storch, Lorenz www.deutschlandfunk.de, Dlf-Magazin

Es kommt auf's Ergebnis an - und das ist schlecht! KI ersetzt Jobs? Jetzt zumindest den der professionellen Accounthacker. Denn mithilfe ein paar geschickter Fragen an die Meta AI war es Angreifern möglich, andere Instagram-Accounts zurückzusetzen. Ganz ohne Mail, Verifikation oder Passwort. Yay. Außerdem sprechen wir über Lackaffegate, über Meta-Brillen und das locker-leichte Thema "Wo endet der Korridor der Meinungsfreiheit"?. Erratet ihr, wo wir sind? ⚠️ Diese Episode haben wir bereits am Montag, 1. Juni, aufgezeichnet. ➡️ Mit der "Haken Dran"-Community ins Gespräch kommen könnt ihr am besten im Discord: http://hakendran.org

Episode: 2598 Henri Poincaré, the three body problem, and chaos.  Today, three bodies.

Österreich gibt viel zu viel Geld für Förderungen aus, sagt der Ökonom Hanno Lorenz. Er kritisiert, dass niemand den Überblick hat und schlägt vor, das System neu aufzusetzen. Ein Podcast von Pragmaticus.Das Thema:In Österreich gibt es so viele unterschiedliche Förderungen, dass niemand mehr den Überblick darüber hat. Zu viele Fördertöpfe, zu viele Fördergeber, zu viele lokale Interessen, politische Einflussnahme, Doppelgleisigkeiten und Missbrauch sind die Folge.Und auch die Transparenzdatenbank, die mit dem Ziel Übersicht zu bringen, eingeführt wurde, hat ihren Zweck verfehlt. Das behauptet der Ökonom Hanno Lorenz vom Thinktank Agenda Austria und schlägt radikale Reformen vor. Konkret, sagt er, sollten die 5.500 Förderinstrumente erstmal allesamt abgeschafft werden, damit Neues entstehen kann. In der Pragmaticus-Serie Neustart für Österreich geht es in dieser Podcast-Folge um das Ausholzen von Österreichs Förderdschungel. Lorenz schlägt neue Rahmenbedingungen vor, er will Überprüfungsinstrumente entwickeln – und einen Mechanismus, um Fördertöpfe auch wieder abzuschaffen. Dabei sollen vor allem marktwirtschaftliche Überlegungen eine Rolle spielen, nur in Bereichen wie Forschung, Infrastruktur und Verkehr sollte es Ausnahmen geben. Denn Fakt ist: Über Förderungen laufen heute auch politische Einflussnahmen, werden Wählergruppen bedient und Lobbyarbeit befördert. Unser Gast in dieser Folge: Hanno Lorenz ist Ökonom und stellvertretender Direktor der Agenda Austria. Er lebt in Wien und arbeitet an Vorschlägen für eine bessere Zukunft Österreichs. Seine Schwerpunkte sind Arbeitsmarkt, Digitalisierung und Verteilung. Seit 2020 lehrt er am Raiffeisencampus Wien zur Rolle des Staates in der Wirtschaft.Dies ist ein Podcast von Der Pragmaticus. Sie finden uns auch auf Instagram, Facebook, LinkedIn und X (Twitter)

This month's question:  Value of local, state and national involvement: Roofing Days, Advocacy and lobbying – Why is it important? Non-roofing associations that drive referrals Getting women and emerging leaders connected Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #GeneralCoatings #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

An underground Nazi weapons factory and stash of 77-year-old Denazification files. What is it really like to discover that your grandfather was a member of the SS?In 2023, journalist Lorenz Hemicker joined us to tell the tale of his grandfather, who took part in the massacre of 25,000 Jews at Rumbula in Latvia. We heard about how a radicalised First World War veteran took up the cause of National Socialism, became directly involved in the darkest of Nazi atrocities, and tried to justify himself in the years that followed.But the story goes even deeper than that. Today, Lorenz joins us again to share his incredible discoveries in the years since, and discuss how his family have confronted this legacy of atrocity.Produced by James Hickmann and edited by Dougal Patmore.We need your help! Let us know what you want from Dan Snow's History Hit by filling in our anonymous survey here: https://forms.gle/PvgayWLkWGjYT4St6Dan Snow's History Hit is now available on YouTube! Check it out at: https://www.youtube.com/@DSHHPodcastSign up to History Hit for hundreds of hours of original documentaries, with a new release every week and ad-free podcasts. Sign up at https://www.historyhit.com/subscribe.You can also email the podcast directly at ds.hh@historyhit.com. Hosted on Acast. See acast.com/privacy for more information.

Dr Martin Lorenz (LI) and Emily Harris (LI) came by the podcast. We spoke about their project the Anti-Brief and their reimagining of the design profession: from a profession of knowing to one of discovery. Inviting learning and conversation to its very center. This is a conversation about deep codes, conversational design and an invitation towards a different posture. Martin and Emily are currently launching a new master with Elisava - that also shows up in the conversation. This is an introduction to a different way of thinking about transdisciplinarity beyond mere interdisciplinary. We also speak of the generative move between theory (the meta) and that materiality and much more related to the practice of systems change. Life ennobling design. Enjoy!

Join us a for a great and in-depth conversation on the latest research around employee engagement and the application of your strengths in life and leadership.  Tim and Emily are colleagues at Gallup and are friends of the podcast. Both Tim and Emily share strong insight into our current state of life at work and how to use our strengths to navigate through these "interesting" times.    Walton research link: https://www.gallup.com/analytics/659819/k-12-teacher-research.aspx  

All about animals: stories by Colette and Lorenz.

This month's question:  Rising premiums and reduced carrier options  Insurance shifts and their impacts on the industry  Strategies to mitigate risk and control costs  Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/   Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up   Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #GeneralCoatings #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

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A tangled web of life-and-death espionage, beginning in Cuba with a mission to poison her lover, Fidel Castro, and ending in Dallas on the eve of the JFK assassina:on. But how many of Marita Lorenz's stories can we believe? We share all the drama:c details of a life lived in the shadows and debate why Marita's words have so o‘en been called into ques:on. In this funny, fascinating, and scandal-filled podcast, Jameela Jamil and historian Dr Kate Lister pore over the stories of six astonishing “other women”. Women who have been shamed, disparaged and underestimated. Some have been cheated out of the history books altogether. Now Jameela and Kate are placing their stories in the spotlight – to see what history looks like through the eyes of the so-called side-chick.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Is the online safety legislation moving through Congress actually a Trojan horse for mass surveillance? And do the tech billionaires building our future actually care if the rest of us survive it?Rushkoff sits down with Taylor Lorenz, the internet's premier culture reporter and founder of User Mag, to discuss her departure from legacy media (The New York Times, The Washington Post) and the dangerous reality of the new tech authoritarianism.From the misogyny of the 2013 "Selfie" panic to the rise of "maximalist" human aesthetics, Lorenz and Rushkoff break down how to reclaim the internet from the billionaires who view humanity as a problem to be solved (or eliminated).Check out User Mag: https://usermag.coFollow Taylor Lorenz: @TaylorLorenzTeam Human is proudly sponsored by Everyone's Earth.Learn more about Everyone's Earth: https://everyonesearth.com/Change Diapers: https://changediapers.com/Cobi Dryer Sheets: https://cobidryersheets.com/Use the code “rush10” to receive 10% off of Cobi Dryer sheets: https://cobidryersheets.com/Support Team Human on Patreon: https://www.patreon.com/teamhumanFollow Team Human with Douglas Rushkoff:Instagram: https:/www.instagram.com/douglasrushkoffYouTube: https://www.youtube.com/@douglasrushkoffTikTok: https://www.tiktok.com/douglasrushkoffBluesky: https://bsky.app/profile/rushkoff.com Hosted on Acast. See acast.com/privacy for more information.